Author Topic: How Many Credit Cards Do You Have?  (Read 509387 times)

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Offline 'taterblast

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Re: How Many Credit Cards Do You Have?
« Reply #10825 on: August 15, 2019, 07:31:08 AM »
phil have you had to pay Experian for this capability?

Offline IPA4Me

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Re: How Many Credit Cards Do You Have?
« Reply #10826 on: August 15, 2019, 07:45:35 AM »
Just lock for free with the other two. eff experian.

Online Phil Titola

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Re: How Many Credit Cards Do You Have?
« Reply #10827 on: August 15, 2019, 08:21:01 AM »
phil have you had to pay Experian for this capability?

I'd have to look back if they had a free option. I didn't pay for any locking I did and if they asked me to pay I did what IPA suggested and told them to buzz off.

Online meow meow

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Re: How Many Credit Cards Do You Have?
« Reply #10828 on: August 15, 2019, 09:48:12 AM »
applied for a CSP and this is the first time my application was rejected for a card.  they said they would send me an email telling me why, never got it, this was over a month ago.  guess i'll have to call them.  i'm under 5/24, and i'm eligible to get another sign up bonus on the sapphire cards.  not cool.

Offline chum1

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Re: How Many Credit Cards Do You Have?
« Reply #10829 on: August 15, 2019, 10:00:47 AM »
applied for a CSP and this is the first time my application was rejected for a card.  they said they would send me an email telling me why, never got it, this was over a month ago.  guess i'll have to call them.  i'm under 5/24, and i'm eligible to get another sign up bonus on the sapphire cards.  not cool.

I ran into an issue with applying for too many different cards from various banks within too short of a time period. For that, you just have to wait a bit.

Offline Spracne

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Re: How Many Credit Cards Do You Have?
« Reply #10830 on: August 15, 2019, 10:03:21 AM »
I've been credit barebacking it as well, but I signed up for the 10 years of free credit monitoring as part of the Equifax settlement, so once that kicks in, I'll feel better.

By the way, everyone affected should do this too. Dont be fooled by the alleged $125 alternative. It won't be $125, and even if it is, it's still a bad deal.

Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #10831 on: August 15, 2019, 10:07:59 AM »
I've been credit barebacking it as well, but I signed up for the 10 years of free credit monitoring as part of the Equifax settlement, so once that kicks in, I'll feel better.

By the way, everyone affected should do this too. Dont be fooled by the alleged $125 alternative. It won't be $125, and even if it is, it's still a bad deal.

most everyone in this thread already has credit monitoring as part of their normal everyday credit carding lifestyle


Cheesy Mustache QB might make an appearance.

New warning: Don't get in a fight with someone who doesn't even need to bother to buy ink.

Offline Dlew12

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Re: How Many Credit Cards Do You Have?
« Reply #10832 on: August 15, 2019, 11:46:32 PM »
Want to go to Mexico in 2020.  I've received a Chase Bonus in the past 48 months - but am single and ready to mingle with whatever other cards.  Is the Hilton Aspire the play?  It doesn't have to be a Hilton, but in the half hour of research, I've done, this looks like it might be the best bang for my buck. 


"You want to stand next to someone and not be able to hear them, walk your ass into Manhattan, Kansas." - [REDACTED]

Online steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10833 on: August 16, 2019, 07:39:46 AM »
Hilton is generally a trash program best avoided. Hyatt and Marriott are the hotel plays.


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Offline Dlew12

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Re: How Many Credit Cards Do You Have?
« Reply #10834 on: August 16, 2019, 07:49:09 AM »
Thank you, Oracle. 


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Offline XocolateThundarr

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Re: How Many Credit Cards Do You Have?
« Reply #10835 on: August 16, 2019, 10:06:11 AM »
I read an article yesterday that Marriot is going to implement a system where the point value for rooms is going to fluctuate based on demand.  It also sounded like the point value for the room could change from the time you book it to when you actually stay.  I will have to see if I can find the post.  I think it was from TPG. 

Online steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10836 on: August 16, 2019, 10:16:43 AM »
they will have three tiers but the rest of that isn't really accurate. off peak, standard, peak. they can't change it once you've booked. though you can cancel and re-book if it decreases. the most important thing about marriott is that their footprint is giant and they have actual properties you want to stay at for personal enjoyment and not just shitloads of road warrior hotels like Hilton and IHG. Hyatt is the BITB by far for everything BUT footprint as they don't have a huge number of properties. But, they have a ton of really good ones you'd want to stay at as a percentage of total properties.

Online mocat

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Re: How Many Credit Cards Do You Have?
« Reply #10837 on: August 16, 2019, 10:45:58 AM »
that's a great summary

Offline 'taterblast

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Re: How Many Credit Cards Do You Have?
« Reply #10838 on: August 16, 2019, 11:51:34 AM »
Hilton is generally a trash program best avoided. Hyatt and Marriott are the hotel plays.


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Offline XocolateThundarr

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Re: How Many Credit Cards Do You Have?
« Reply #10839 on: August 16, 2019, 11:53:56 AM »
Here's the post:

https://thepointsguy.com/news/bonvoy-peak-points-advance-change/

Looks like it was the points advance program and not the standard booking procedure.

Offline XocolateThundarr

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Re: How Many Credit Cards Do You Have?
« Reply #10840 on: August 16, 2019, 11:56:26 AM »
Was flying American last week and as we were landing the flight attendants were pitching their AAdvantage card through barclays so of course I took one of the brochures with the promo code.

60k miles and all you have to do is pay the $99 annual fee and make 1 purchase in the first 90 days.

Read through the brochure and did not see anything out of the ordinary. So I can get 60k miles for $100?

Seems too easy.

Just applied and picked this up with the same brochure.  Also supposed to get a $99 companion fare for the first year.  After that you have to spend $20k in a year to get the companion fare.

Online steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10841 on: August 16, 2019, 11:57:11 AM »
Hilton is generally a trash program best avoided. Hyatt and Marriott are the hotel plays.


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make marriott status match you and burn it down with hilton

Offline XocolateThundarr

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Re: How Many Credit Cards Do You Have?
« Reply #10842 on: August 16, 2019, 11:57:48 AM »
Also on an unrelated note, I think Johnny Wichita as about a quarter million American miles that are getting ready to expire again....  :lol:

Online michigancat

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Re: How Many Credit Cards Do You Have?
« Reply #10843 on: August 16, 2019, 12:00:46 PM »
My CSR is coming apart and I'm enraged

Online mocat

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Re: How Many Credit Cards Do You Have?
« Reply #10844 on: August 16, 2019, 12:06:03 PM »
they'll send you a new one like yesterday if you call them (47,000th chase customer service is bitb post)

Online Phil Titola

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Re: How Many Credit Cards Do You Have?
« Reply #10845 on: August 16, 2019, 12:19:20 PM »
Emptying out the thankyou points for some Portugal flights next month! 

Coach though.

Offline 'taterblast

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Re: How Many Credit Cards Do You Have?
« Reply #10846 on: August 16, 2019, 12:21:31 PM »
Hilton is generally a trash program best avoided. Hyatt and Marriott are the hotel plays.


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make marriott status match you and burn it down with hilton

going to look into it. also they're building a brand new hyatt place next to the hampton inn i currently stay in so that will be tempting when it opens.

Online mocat

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Re: How Many Credit Cards Do You Have?
« Reply #10847 on: August 16, 2019, 12:29:07 PM »
Emptying out the thankyou points for some Portugal flights next month! 

Coach though.


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Online meow meow

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Re: How Many Credit Cards Do You Have?
« Reply #10848 on: August 20, 2019, 05:18:50 PM »
need a new card.  got denied a sapphire after the sales rep said i was good to go a few months ago (got a CSR bonus in Jan 2017, but she said i was good so gave it a try, got windmilled).

southwest and aviator red barclays are no go's as i've had them in last year.

don't really get into hotels as i usually airbnb when i travel.

any other good travel cards, chase or otherwise, i should be getting?

haven't ventured into business cards (ink), and not sure i can hit spend on some if i did (assuming they are more than most personal cards). 

ugh


Offline Dlew12

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Re: How Many Credit Cards Do You Have?
« Reply #10849 on: August 27, 2019, 03:39:26 PM »
how long does it usually take to hear back from chase on ink applications?  I know it's probably somewhere ITT but if someone could just tell me their experience i'd appreciate it.  TIA


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