Author Topic: How Many Credit Cards Do You Have?  (Read 1005966 times)

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Offline CrushNasty

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Re: How Many Credit Cards Do You Have?
« Reply #7250 on: June 22, 2015, 08:42:45 AM »
congrats on whipping ass so far this year. get the other Citi AA card (don't remember if it's a visa or mc). or the 50k citi premier.

Thx, SD.   Citi AA that I just found through Google is 30k.  That sound right?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #7251 on: June 22, 2015, 08:43:53 AM »
congrats on whipping ass so far this year. get the other Citi AA card (don't remember if it's a visa or mc). or the 50k citi premier.

Thx, SD.   Citi AA that I just found through Google is 30k.  That sound right?

no, don't do that. should be a 50k floating around somewhere. TO FLYERTALK!

Offline Mrs. Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #7252 on: June 22, 2015, 08:45:44 AM »
Also, Sys were you saying not to cancel my Amex?  Just leave it open and don't put any money on it?

correct.  it helps your credit rating to have it open.  so only cancel if there is an annual fee.

What about having too many cards and/or credit available? I have a Bank of America MasterCard that I hardly ever use (except at Sam's when I don't have another Master Card because they don't take Visa - although I do have a Citi MasterCard right now) that Gooch keeps telling me to cancel because it isn't earning any points...but I've had it for a long time.

Offline CrushNasty

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Offline steve dave

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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #7255 on: June 22, 2015, 08:49:22 AM »
Also, Sys were you saying not to cancel my Amex?  Just leave it open and don't put any money on it?

correct.  it helps your credit rating to have it open.  so only cancel if there is an annual fee.

What about having too many cards and/or credit available? I have a Bank of America MasterCard that I hardly ever use (except at Sam's when I don't have another Master Card because they don't take Visa - although I do have a Citi MasterCard right now) that Gooch keeps telling me to cancel because it isn't earning any points...but I've had it for a long time.

don't cancel it unless they are charging you to have it. I have a no fee First National Bank Visa that I don't even physically have. They sent me a new one about 4 years ago because my old one had expired and I just cut it up. but it looks good on my credit report.

Offline CrushNasty

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Offline tdaver

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Re: How Many Credit Cards Do You Have?
« Reply #7257 on: June 23, 2015, 12:37:17 PM »
Based on my known travel plans, I'm going to be 926 MQMs short of silver status at year end.  I already got the delta Amex this year.  I could book first class for a work trip to put me over.  Any other ways to earn a few MQMs?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #7258 on: June 23, 2015, 12:52:32 PM »
Based on my known travel plans, I'm going to be 926 MQMs short of silver status at year end.  I already got the delta Amex this year.  I could book first class for a work trip to put me over.  Any other ways to earn a few MQMs?

you've got a whole 6 months to get an additional 1k though. just mileage run on some late weekend trip somewhere or something?

Offline Mikeyis4dcats

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Re: How Many Credit Cards Do You Have?
« Reply #7259 on: June 23, 2015, 01:02:49 PM »
someone tried to open a Capital One card in my name.    :shakesfist:   Have some taste bad person!

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #7260 on: June 23, 2015, 01:08:40 PM »
 :lol:

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #7261 on: June 23, 2015, 02:20:40 PM »
last chance for the double freedom offer if you were holding out for it:

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

Offline Spracne

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Re: How Many Credit Cards Do You Have?
« Reply #7262 on: June 23, 2015, 02:27:06 PM »
last chance for the double freedom offer if you were holding out for it:

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

Mine should be waiting in my mailbox as we speak.  Enjoy those points.

Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #7263 on: June 23, 2015, 02:28:31 PM »
i applied yesterday SD. they are still considering or whatever. how long do i wait before calling again?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #7264 on: June 23, 2015, 02:35:48 PM »
i applied yesterday SD. they are still considering or whatever. how long do i wait before calling again?

you can call immediately

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #7265 on: June 23, 2015, 02:37:17 PM »
last chance for the double freedom offer if you were holding out for it:

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

Mine should be waiting in my mailbox as we speak.  Enjoy those points.

 :cheers:

Online michigancat

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Re: How Many Credit Cards Do You Have?
« Reply #7266 on: June 23, 2015, 02:39:37 PM »
I just want to say that the reason I hadn't shared a referral link had nothing to do with respect to Steve Dave but has everything to do with my wife and I not being eligible for the refer a friend thing and it infuriates me.

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #7267 on: June 23, 2015, 02:42:15 PM »
I just want to say that the reason I hadn't shared a referral link had nothing to do with respect to Steve Dave but has everything to do with my wife and I not being eligible for the refer a friend thing and it infuriates me.

going forward I'm going to merge all of your referral posts with the KSUw abortion master thread anyway

Online michigancat

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Re: How Many Credit Cards Do You Have?
« Reply #7268 on: June 23, 2015, 02:45:59 PM »
I just want to say that the reason I hadn't shared a referral link had nothing to do with respect to Steve Dave but has everything to do with my wife and I not being eligible for the refer a friend thing and it infuriates me.

going forward I'm going to merge all of your referral posts with the KSUw abortion master thread anyway
THAT'S CENSORSHIP

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #7269 on: June 23, 2015, 02:46:38 PM »
I just want to say that the reason I hadn't shared a referral link had nothing to do with respect to Steve Dave but has everything to do with my wife and I not being eligible for the refer a friend thing and it infuriates me.

going forward I'm going to merge all of your referral posts with the KSUw abortion master thread anyway
THAT'S CENSORSHIP

It's 100% censorship per capita of your referral posts

Offline meow meow

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Re: How Many Credit Cards Do You Have?
« Reply #7270 on: June 23, 2015, 06:14:13 PM »
If I just got the freedom and added my wife as an authorized user, can I still sign her up for the card by tomorrow and double up on these UR points?

Offline meow meow

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Re: How Many Credit Cards Do You Have?
« Reply #7271 on: June 23, 2015, 09:47:26 PM »
This answer is kind of time sensitive...

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Re: How Many Credit Cards Do You Have?
« Reply #7272 on: June 23, 2015, 09:48:42 PM »
Yes

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #7273 on: June 24, 2015, 03:20:46 AM »

If I just got the freedom and added my wife as an authorized user, can I still sign her up for the card by tomorrow and double up on these UR points?

Yep

Offline meow meow

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Re: How Many Credit Cards Do You Have?
« Reply #7274 on: June 24, 2015, 08:32:38 AM »
does having a billion cards affect your credit in a bad way?  probably been covered before.