How Many Credit Cards Do You Have?

[Mrs. Gooch]

So, a little late in the year to extract max value, but decided to try and get the Companion Pass anyway. Got both personal cards, but need to make up the slack. Obv will get 6,000 with the spend required for the bonus, but what is the best way to grab the last 4k? Send UR points to Southwest via Hyatt Gold? Purchase Mariott points and transfer them to SW? Trying to get the best bang for the buck.

buy a really expensive fully refundable SW ticket(s) for like 120 days from now, get the points to credit, get comp. pass, cancel the ticket. this is maybe not ethical. check with trim.

Isn't that basically what that guy did who got arrested?

[steve dave]

So, a little late in the year to extract max value, but decided to try and get the Companion Pass anyway. Got both personal cards, but need to make up the slack. Obv will get 6,000 with the spend required for the bonus, but what is the best way to grab the last 4k? Send UR points to Southwest via Hyatt Gold? Purchase Mariott points and transfer them to SW? Trying to get the best bang for the buck.

buy a really expensive fully refundable SW ticket(s) for like 120 days from now, get the points to credit, get comp. pass, cancel the ticket. this is maybe not ethical. check with trim.

Isn't that basically what that guy did who got arrested?

the key here is you need to fully expect to take that/those flights. BUT THEN DON'T.

[Trim]

So, a little late in the year to extract max value, but decided to try and get the Companion Pass anyway. Got both personal cards, but need to make up the slack. Obv will get 6,000 with the spend required for the bonus, but what is the best way to grab the last 4k? Send UR points to Southwest via Hyatt Gold? Purchase Mariott points and transfer them to SW? Trying to get the best bang for the buck.

buy a really expensive fully refundable SW ticket(s) for like 120 days from now, get the points to credit, get comp. pass, cancel the ticket. this is maybe not ethical. check with trim.

Isn't that basically what that guy did who got arrested?

the key here is you need to fully expect to take that/those flights. BUT THEN DON'T.

Approved.

[K-S-U-Wildcats!]

Just had some unexpected expenses come up and I'd like to spread them out over about a year on a 0% APR card.

I picked the Chase Freedom card. 0% APR for 15 months, no annual fee, $100 activation bonus, another $25 bonus for first authorized user, 1% cash back on all purchases, and 5% cash back on quarterly rolling categories.

Seemed llike the best combination of no interest, cash back, and activation bonuses. Thoughts?

[steve dave]

Just had some unexpected expenses come up and I'd like to spread them out over about a year on a 0% APR card.

I picked the Chase Freedom card. 0% APR for 15 months, no annual fee, $100 activation bonus, another $25 bonus for first authorized user, 1% cash back on all purchases, and 5% cash back on quarterly rolling categories.

Seemed llike the best combination of no interest, cash back, and activation bonuses. Thoughts?

It's a good card. They periodically have a 20k bonus ($200) but not right now. You should get a Chase Sapphire Preferred or a Chase Ink business card to go with it though. Those points with the Freedom are only worth 1 cent a piece but when you have an Ink or Sapphire you can transfer the Freedom UR points to the Ink or Sapphire and then use them for much more valuable stuff. Like transferring to Hyatt, United, Southwest, etc. or even just booking travel for 1.25 cents per point (I would never do this because you can easily get 2+ cents per point by transferring to the partners but just wanted to use it as an example of ways to get more value). Also, you can get 40k points from signing up and meeting spend on the Sapphire or 60k with the Ink. Here is my Sapphire referral link if you want it. I can also get you an Ink one if you want a business card. I have all three.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1495044615

[ksupamplemousse]

So, a little late in the year to extract max value, but decided to try and get the Companion Pass anyway. Got both personal cards, but need to make up the slack. Obv will get 6,000 with the spend required for the bonus, but what is the best way to grab the last 4k? Send UR points to Southwest via Hyatt Gold? Purchase Mariott points and transfer them to SW? Trying to get the best bang for the buck.

buy a really expensive fully refundable SW ticket(s) for like 120 days from now, get the points to credit, get comp. pass, cancel the ticket. this is maybe not ethical. check with trim.

Isn't that basically what that guy did who got arrested?

the key here is you need to fully expect to take that/those flights. BUT THEN DON'T.

Approved.

 

[sys]

it is not ethical.  very surprised at trim getting one wrong.

[steve dave]

Aer Lingus joining Oneworld. will add another non-Heathrow trans atlantic option.

[mocat]

i have the SW premier card (about to cancel it). trying to get the companion pass. does anybody have a referral link for the other one? i can't find it. maybe it's gone? 

[steve dave]

i have the SW premier card (about to cancel it). trying to get the companion pass. does anybody have a referral link for the other one? i can't find it. maybe it's gone? 

I just have one for the Premier

[steve dave]

Chase 22,500 point Freedom offer is back. 20k UR points for spending $500 and 2,500 for adding an authorized user. Here is my referral link. KSU-W, if you haven't signed up for the Freedom already this is a better deal.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

[sys]

Chase 22,500 point Freedom offer is back. 20k UR points for spending $500 and 2,500 for adding an authorized user. Here is my referral link. KSU-W, if you haven't signed up for the Freedom already this is a better deal.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

 

michigan, get your link up.  i may actually use it this time.

[michigancat]

Chase 22,500 point Freedom offer is back. 20k UR points for spending $500 and 2,500 for adding an authorized user. Here is my referral link. KSU-W, if you haven't signed up for the Freedom already this is a better deal.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

 

michigan, get your link up.  i may actually use it this time.

no problem, here you go, sys (friend)

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1444196666

[nicname]

Oh, snap!

[mocat]

60,000 miles offer is out for the Delta Platinum. min spend is $2k in 3 months. $195 annual fee is not waived, but you do get a $100 statement credit with first purchase.

https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta

[steve dave]

60,000 miles offer is out for the Delta Platinum. min spend is $2k in 3 months. $195 annual fee is not waived, but you do get a $100 statement credit with first purchase.

https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta

That's pretty decent. especially if you are going to be close on qualifying for status.

[michigancat]

Delta credit card miles count toward status?

[steve dave]

Earn 10,000 MQMs and 60,000 Bonus Miles
a welcome bonus offer from American Express

Earn 10,000 Medallion® Qualification Miles

[mocat]

yeah i didn't mention it but the 10,000 MQM's are nice if you fly delta ever. that's almost halfway to silver status

['taterblast]

60,000 miles offer is out for the Delta Platinum. min spend is $2k in 3 months. $195 annual fee is not waived, but you do get a $100 statement credit with first purchase.

https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta

That's pretty decent. especially if you are going to be close on qualifying for status.

MQD's tho

[steve dave]

60,000 miles offer is out for the Delta Platinum. min spend is $2k in 3 months. $195 annual fee is not waived, but you do get a $100 statement credit with first purchase.

https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta

That's pretty decent. especially if you are going to be close on qualifying for status.

MQD's tho

MQDs have never been the problem for me. You flying to Alaska it's probably opposite though.

[steve dave]

Pretty amazing Hyatt card offer.

The usual 2 free rooms at any hotel, PLUS $50 statement credit after first use, PLUS 5k Hyatt points after you add an authorized user and they use the card once, annual fee waived the first year, spend is only $1k. You can get it if you haven't gotten a Hyatt card sign up bonus in the last 24 months. I'll be getting this one.

https://creditcards.chase.com/lp/hyatt50

[The Tonya Harding of Twitter Users Creep]

approved. thank you for all you do, steve dave.

[steve dave]

approved. thank you for all you do, steve dave.

you are welcome friend

[steve dave]

http://viewfromthewing.boardingarea.com/2015/06/08/flavor-flav-southwest-flight-robin-hood/