Author Topic: How Many Credit Cards Do You Have?  (Read 1176164 times)

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Offline Phil Titola

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Re: How Many Credit Cards Do You Have?
« Reply #11725 on: December 01, 2024, 11:05:36 AM »
What's my best bet for a SW card signup bonus right now?

80k business card. I just got it to set up 2025 and 2026 companion pass. Hope my small business makes it!

Offline Stupid Fitz

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Re: How Many Credit Cards Do You Have?
« Reply #11726 on: December 02, 2024, 08:22:31 AM »
What's my best bet for a SW card signup bonus right now?

80k business card. I just got it to set up 2025 and 2026 companion pass. Hope my small business makes it!

My business didn't do so well the past two years so I had to cancel my cards. Mrs SF is starting a new business that will probably not do so well for the next two years, but after that my new business should be up and running.  :party:

Offline Spracne

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Re: How Many Credit Cards Do You Have?
« Reply #11727 on: December 02, 2024, 10:27:24 AM »
What's my best bet for a SW card signup bonus right now?

80k business card. I just got it to set up 2025 and 2026 companion pass. Hope my small business makes it!

My business didn't do so well the past two years so I had to cancel my cards. Mrs SF is starting a new business that will probably not do so well for the next two years, but after that my new business should be up and running.  :party:

Are you applying with your SSN, or do you have an EIN?
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Offline Phil Titola

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Re: How Many Credit Cards Do You Have?
« Reply #11728 on: December 02, 2024, 10:41:42 AM »
SSN. I did a biz card with a legit EIN once and it was 5x harder to get it approved.

Offline Stupid Fitz

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Re: How Many Credit Cards Do You Have?
« Reply #11729 on: December 02, 2024, 11:06:02 AM »
What's my best bet for a SW card signup bonus right now?

80k business card. I just got it to set up 2025 and 2026 companion pass. Hope my small business makes it!

My business didn't do so well the past two years so I had to cancel my cards. Mrs SF is starting a new business that will probably not do so well for the next two years, but after that my new business should be up and running.  :party:

Are you applying with your SSN, or do you have an EIN?

SS number and I just put like $100 in business revenue for either selling stuff online or whatever. Mrs SF and I just reapply for 2 SW cards every two years to keep the companion pass for one of us. 6 or so years into do this and i'm not sure i've ever had more than a month or so gap of not having it.

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Re: How Many Credit Cards Do You Have?
« Reply #11730 on: December 14, 2024, 06:18:19 PM »
I was the point person on an international family trip and have a cool 50k Amex points rolling in this month from buying the flights.

Also I switched to Amex daily driver because I still have a year cooldown on the sapphire bonus and used up all my chase points on my Asian sabbatical in a few months. Very happy I have joined this cc point journey, thank you to the cc sharks for believing in me.
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Online steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #11731 on: December 14, 2024, 10:42:03 PM »
Nice work hero


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Offline catastrophe

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Re: How Many Credit Cards Do You Have?
« Reply #11732 on: January 07, 2025, 11:25:08 AM »
Is the advice ITT still good? Thinking about getting into the game now that I (hopefully) will have more time/capacity to travel.

Offline Phil Titola

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Re: How Many Credit Cards Do You Have?
« Reply #11733 on: January 07, 2025, 01:17:15 PM »
What's my best bet for a SW card signup bonus right now?

80k business card. I just got it to set up 2025 and 2026 companion pass. Hope my small business makes it!

it's not looking good. Overspending our income!

Offline TheHamburglar

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Re: How Many Credit Cards Do You Have?
« Reply #11734 on: January 14, 2025, 05:56:44 PM »
Nothing like the price on a flight in the Chase portal being 2.5x times the price on the airline website.

To get the value of Chase UR you basically just have to transfer them to a partner, right?

I don’t really need to transfer them to Hyatt as I already get the Marriott family discount.
« Last Edit: January 14, 2025, 06:37:15 PM by TheHamburglar »
I got a guy on the other line about some white walls

Offline Spracne

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Re: How Many Credit Cards Do You Have?
« Reply #11735 on: January 14, 2025, 07:22:05 PM »
Is the advice ITT still good? Thinking about getting into the game now that I (hopefully) will have more time/capacity to travel.

I think it's good advice in general for your daily driver cc to be either a Chase Sapphire Reserve or Chase Sapphire Preferred. I'd start there and then look at a Chase Ink for Business.
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Offline Phil Titola

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Re: How Many Credit Cards Do You Have?
« Reply #11736 on: January 15, 2025, 10:00:33 AM »
Nothing like the price on a flight in the Chase portal being 2.5x times the price on the airline website.

To get the value of Chase UR you basically just have to transfer them to a partner, right?

I don’t really need to transfer them to Hyatt as I already get the Marriott family discount.

Move them to SWA

Offline TheHamburglar

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Re: How Many Credit Cards Do You Have?
« Reply #11737 on: January 15, 2025, 10:12:37 AM »
Nothing like the price on a flight in the Chase portal being 2.5x times the price on the airline website.

To get the value of Chase UR you basically just have to transfer them to a partner, right?

I don’t really need to transfer them to Hyatt as I already get the Marriott family discount.

Move them to SWA

What’s the benefit of paying for a Reserve then?
I got a guy on the other line about some white walls

Offline Stupid Fitz

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Re: How Many Credit Cards Do You Have?
« Reply #11738 on: January 15, 2025, 10:21:56 AM »
Nothing like the price on a flight in the Chase portal being 2.5x times the price on the airline website.

To get the value of Chase UR you basically just have to transfer them to a partner, right?

I don’t really need to transfer them to Hyatt as I already get the Marriott family discount.

Move them to SWA

What’s the benefit of paying for a Reserve then?

probably nothing outside of the bonus unless you travel a ton. move down to the preferred so you can transfer to partners. have to have one or the other to do so.

Offline TheHamburglar

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Re: How Many Credit Cards Do You Have?
« Reply #11739 on: January 15, 2025, 10:34:08 AM »
Has anyone tried or had any success booking a flight through Air Canada, British Airways, or KLM through a code share? I looked at transferring my UR points to them to buy international flights, but the same flights through the non-USA partners are significantly more expensive.
I got a guy on the other line about some white walls

Offline kstate4life

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Re: How Many Credit Cards Do You Have?
« Reply #11740 on: January 15, 2025, 10:36:03 AM »
Nothing like the price on a flight in the Chase portal being 2.5x times the price on the airline website.

To get the value of Chase UR you basically just have to transfer them to a partner, right?

I don’t really need to transfer them to Hyatt as I already get the Marriott family discount.

I booked one on Chase Travel the other day that was exactly the same price (SWA), but that is the first time I have found them to be the same.

Offline 'taterblast

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Re: How Many Credit Cards Do You Have?
« Reply #11741 on: January 15, 2025, 10:44:50 AM »
i booked a first class ticket to Denver recently through the Chase portal that was less points than the United website

Offline tdaver

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Re: How Many Credit Cards Do You Have?
« Reply #11742 on: January 15, 2025, 11:42:05 AM »
Has anyone tried or had any success booking a flight through Air Canada, British Airways, or KLM through a code share? I looked at transferring my UR points to them to buy international flights, but the same flights through the non-USA partners are significantly more expensive.

Not codeshare, but just last week transferred UR to both AirCanada and KLM for international flights.  Transfer took nearly 4 days and had me worried.  My accounts with both airlines were brand new and maybe why it took so long. KLM will let you hold an award booking for 3 days so keep that in mind if you have transfer delays.