hail

[Dr Rick Daris]

a vehicle I own got hit with a little bit of hail the other week. so I said oh what the hail ( ) and filed a claim. guess who's now getting a check for 4k? man what a country we live in. I advise you all to file claims as well and then we can throw a big party together and booze w/ our hail dollars.

[Cartierfor3]

that's one hail ( ) of a plan RD

[The Big Train]

Your rates are going to skyrocket now

[Cartierfor3]

Your rates are going to skyrocket now

its not like RD got in a head on crash he caused with a hail truck. it fell out of the sky on his car. why should insurance punish him for the weather?

[Dr Rick Daris]

Your rates are going to skyrocket now

I'm pretty sure this isn't true but I've been so busy partying 24/7 since I found out that I haven't really researched it. fix the small dents that it caused, you ask? hail ( ) no.

[Cartierfor3]

see if you can get a new roof on your house too RD.

[Kat Kid]

AmFam has a system where they pay the place directly.  My hail damage from a couple months ago was actually really bad and it cost $7,000 to fix and they would only pay the people directly.  Any way to avoid this the next time?  Ask to go to an non-recommended shop so they have to cut a check?

[Dr Rick Daris]

see if you can get a new roof on your house too RD.

what if I told you that I already looked into that as well and that I am. 

[Dr Rick Daris]

AmFam has a system where they pay the place directly.  My hail damage from a couple months ago was actually really bad and it cost $7,000 to fix and they would only pay the people directly.  Any way to avoid this the next time?  Ask to go to an non-recommended shop so they have to cut a check?

I'm not sure that this is legal. like I honestly don't think they can do this. were they on drugs when they told you this? drugs?

[TCUHornedFrog]

AmFam has a system where they pay the place directly.  My hail damage from a couple months ago was actually really bad and it cost $7,000 to fix and they would only pay the people directly.  Any way to avoid this the next time?  Ask to go to an non-recommended shop so they have to cut a check?

If you don't have a lien on the vehicle, then you can request that they pay you.

If you have a lien, you can sometimes negotiate with the lien holder to have the hail check applied to your loan on the vehicle. 

[star seed 7]

No negative consequences

[Dr Rick Daris]

AmFam has a system where they pay the place directly.  My hail damage from a couple months ago was actually really bad and it cost $7,000 to fix and they would only pay the people directly.  Any way to avoid this the next time?  Ask to go to an non-recommended shop so they have to cut a check?

If you don't have a lien on the vehicle, then you can request that they pay you.

If you have a lien, you can sometimes negotiate with the lien holder to have the hail check applied to your loan on the vehicle.

this sounds correct.

[Cartierfor3]

AmFam has a system where they pay the place directly.  My hail damage from a couple months ago was actually really bad and it cost $7,000 to fix and they would only pay the people directly.  Any way to avoid this the next time?  Ask to go to an non-recommended shop so they have to cut a check?

I'm not sure that this is legal. like I honestly don't think they can do this. were they on drugs when they told you this? drugs?

why do cops always assume drugs

[The Big Train]

[TCUHornedFrog]

AmFam has a system where they pay the place directly.  My hail damage from a couple months ago was actually really bad and it cost $7,000 to fix and they would only pay the people directly.  Any way to avoid this the next time?  Ask to go to an non-recommended shop so they have to cut a check?

If you don't have a lien on the vehicle, then you can request that they pay you.

If you have a lien, you can sometimes negotiate with the lien holder to have the hail check applied to your loan on the vehicle.

this sounds correct.

It is.  I filed hail claims on my two vehicles that were in the driveway when we got hail a couple months ago.  Got a $3k check for a car worth about $3k and need to schedule the repair on the other vehicle.  The $3k car is paid off.  The other car isn't.

[Dr Rick Daris]

you know what I want to do now?

I want to buy another car with my hail money that I'm about to get and then track the weather and drive to a hail storm and get that new car hailed on big time and then get another hail check and party even more with that money and then double down again and rinse, wash, repeat. compound interest my hail dollars if you guys catch my drift.

[Kat Kid]

hmmm.  Well, sounds like you just answered the $7,000 question.

[Mikeyis4dcats]

my roofer buddy calls it sky diamonds

[Dr Rick Daris]

another thought....

it's called a business and the business is that I take your car and get it hailed on and then I take 10% of the hail dollars.

[Dr Rick Daris]

another thought....

it's called a business and the business is that I take your car and get it hailed on and then I take 10% of the hail dollars.

here's the best part of this business though...you get the other 90% and you didn't even have to get off the couch. 

[Cartierfor3]

flawed plan. its too seasonal

[Dr Rick Daris]

"hey America! are you sick of getting it stuck to you buy big business corporate guy? well let's make America great again. call my tollfree number and i'll get you free money from something that literally falls from the sky but from the convenience of your living room!"

[ChiComCat]

"Hail yea!"

[star seed 7]

It's called "a hail of a plan to get free money"

[star seed 7]

I'll be honest, and I'm a little embarrassed here, but my car has been hailed on more times than I can count and I've never even thought of making a claim.