I wear a hoodie almost anytime I need a jacket except for work days and events. I like zipper hoodies, pullovers, 1/4 zip, etc. I carry lots of hats and gloves, and scarves, and jackets and long sleeved tees in my car. Then I'm covered if the weather changes or my circumstances change, and others who might be traveling with me are covered in the event it becomes necessary.
Different styles for different events and situations. And always a hat and hoodie if I'm going to be outside for a football game or other extended time.