General Advice You'd Give Someone Younger

[GCJayhawker]

3. Start investing early.

I really want to start seriously investing at this point in my life, especially given how much more I can make by starting early, but I really have no idea how to get started.  So I constantly just think I should invest, but then never do.

[Rage Against the McKee]

3. Start investing early.

I really want to start seriously investing at this point in my life, especially given how much more I can make by starting early, but I really have no idea how to get started.  So I constantly just think I should invest, but then never do.

You are a college graduate and if your employer doesn't even offer some type of retirement package, I would find a new job.

[steve dave]

don't agree with the do what you love crowd.  that's fine if you love to do something in a field where it's fairly easy to find a well-paying job.  if you love to do something in fields where there's a huge glut of qualified people, do something else that you can tolerate and do what you love in your free time.

agree with this

[GCJayhawker]

3. Start investing early.

I really want to start seriously investing at this point in my life, especially given how much more I can make by starting early, but I really have no idea how to get started.  So I constantly just think I should invest, but then never do.

You are a college graduate and if your employer doesn't even offer some type of retirement package, I would find a new job.

I just have a one year position that is not eligible for retirement packages.  I'm moving to a new state at the end of the year, so hopefully a job I get there will have a retirement package.  I'm kind of in career purgatory at the moment.

[Rage Against the McKee]

don't agree with the do what you love crowd.  that's fine if you love to do something in a field where it's fairly easy to find a well-paying job.  if you love to do something in fields where there's a huge glut of qualified people, do something else that you can tolerate and do what you love in your free time.

agree with this

I'm not sure. I think you have to at least love what you do.

[steve dave]

-don't overlook statistics as a major

[The Tonya Harding of Twitter Users Creep]

I need to put more money in my 401K and need to get a portfolio. We need an investment thread if there isn't one already

[Panjandrum]

Watch the stress and get good sleep.  A relatively healthy young person can end up in a cardiology unit pretty quickly if they mix stress, lack of sleep, and a lot of caffeine together at the same time for several weeks in a row.

(Speaking from experience.)

[Panjandrum]

Also, no, it wouldn't kill you to eat a salad every once in awhile.

[Dr Rick Daris]

don't agree with the do what you love crowd.  that's fine if you love to do something in a field where it's fairly easy to find a well-paying job.  if you love to do something in fields where there's a huge glut of qualified people, do something else that you can tolerate and do what you love in your free time.

agree with this

I'm not sure. I think you have to at least love what you do.

you actually don't. i've been doing what i'm doing for ten years now and certainly don't love. i don't mind it though. it's also pretty easy and doesn't stress me out at all and allows me to work a normal work day inside of a building and get paid pretty decently for doing it. getting paid decently and not hating your job is prob better than loving it but making minimum wage.

[lopakman]

I need to put more money in my 401K and need to get a portfolio. We need an investment thread if there isn't one already

Start one up and I'll answer any questions you have.  I have an MBA with an emphasis on Finance.  I won't tell you what to buy but can help you get started.  This goes for any emaws.

[Daddy Claxton]

don't agree with the do what you love crowd.  that's fine if you love to do something in a field where it's fairly easy to find a well-paying job.  if you love to do something in fields where there's a huge glut of qualified people, do something else that you can tolerate and do what you love in your free time.

agree with this

I'm not sure. I think you have to at least love what you do.

I apparently agree with sys's point, because that's basically my life.  But I still think it depends on whether you think "success" is a well paying job, or if it is doing what you love. If you're fortunate, the two will come together, but there are a number of people that I'm jealous of because they love their life, even though they don't have a 401k. Evryone has to find their own balance imo.

[Microwave]

Watch the stress and get good sleep.  A relatively healthy young person can end up in a cardiology unit pretty quickly if they mix stress, lack of sleep, and a lot of caffeine together at the same time for several weeks in a row.

(Speaking from experience.)

As an engineering major this is almost unavoidable for me. 

[The Tonya Harding of Twitter Users Creep]

Watch the stress and get good sleep.  A relatively healthy young person can end up in a cardiology unit pretty quickly if they mix stress, lack of sleep, and a lot of caffeine together at the same time for several weeks in a row.

(Speaking from experience.)

As an engineering major this is almost unavoidable for me.

8man!!! Help me out here...

[RickRampus]

sd, I'm too lazy to travel the credit card thread, what would be a good one for me to start with?  I would have roughly $1000 in expenses/month that could be put on a card.  TIA

[lopakman]

sd, I'm too lazy to travel the credit card thread, what would be a good one for me to start with?  I would have roughly $1000 in expenses/month that could be put on a card.  TIA

Discovercard has 0 fees to pay.  Also can't be use everywhere which limits temptations.  Your best bet would be to get a debit/credit card.  Avoid credit card debt at all costs!

[sys]

Discovercard has 0 fees to pay.  Also can't be use everywhere which limits temptations.  Your best bet would be to get a debit/credit card.  Avoid credit card debt at all costs!

lopakman, cut it out.

[steve dave]

sd, I'm too lazy to travel the credit card thread, what would be a good one for me to start with?  I would have roughly $1000 in expenses/month that could be put on a card.  TIA

Discovercard has 0 fees to pay.  Also can't be use everywhere which limits temptations.  Your best bet would be to get a debit/credit card.  Avoid credit card debt at all costs!

I'm pretty close to banning you.

[lopakman]

sorr for trying to help 

[The Tonya Harding of Twitter Users Creep]

 

[mocat]

I bet RickRampus is farther from deciding what to do than he was a few minutes ago

[RickRampus]

yup

[puniraptor]

sorr for trying to help 

don't spend money you don't have. spend all the money you DO have with credit cards then pay them off each month and get crap for free.

[RickRampus]

sorr for trying to help 

don't spend money you don't have. spend all the money you DO have with credit cards then pay them off each month and get crap for free.

that's the plan, any out there with a good deal to jump on right now?

[0.42]

don't put her on a pedestal