lawyers

[Dugout DickStone]

Sys is a whiny entitled bitch?  Well I for one could not have possibly seen this one coming.

I am as surprised as you are.  You think you know someone...

[pissclams]

earnest money

The contract will specifically and unequivocally spell out what is to be done with that. 

I assume he wants some type of "well, I took half of Monday off of work to inspect and then I had to go check some stuff and blahblahblah, my time was worth $2000 so I need that."

ya it can also get stuck in escrow.  there's all sorts of pita crap that can happen.  with sys, being the ex-ksu dumbass fan that he is, i'm sure he prob just handed the dude his life savings b/c he trusted him and now can't get it back.

[asava]

earnest money

The contract will specifically and unequivocally spell out what is to be done with that. 

I assume he wants some type of "well, I took half of Monday off of work to inspect and then I had to go check some stuff and blahblahblah, my time was worth $2000 so I need that."

ya it can also get stuck in escrow.  there's all sorts of pita crap that can happen.  with sys, being the ex-ksu dumbass fan that he is, i'm sure he prob just handed the dude his life savings b/c he trusted him and now can't get it back.

but... but.... but... 

[sys]

2.  What possible expenses could you have incurred outside of a cheap inspection, which is for your protection?

the deposit, minus the inspection, is safe, or should be.  in addition to the inspection, the money i'd be out would be the fees charged by the mortgage originator.

it's probably $800, or so combined.  obviously not worth the time to sue, even in small claims.  but i'm pretty big on revenge.  i'd be happy to kiss the money goodbye, if i could cause them more than $800 in damages.

[CNS]

Dear Sys, tires and a windshield, bro.

Sincerely, cns

Sent from my SGH-T999 using Tapatalk 2

[Dugout DickStone]

You paid a mortgage fee on a loan you didn't take out?!   

[Bloodfart]

  What a rube.

[sys]

I don't think a lawsuit will be your best avenue for vengeance.

thanks, trim.  btw.

[sys]

You paid a mortgage fee on a loan you didn't take out?!   

i'm pretty sure you don't know what you're talking about, but if any loan officers are reading, please feel free to let me know if i'm going to need a second brick.

[Trim]

sys, T-Y for posing your question in this forum where it can be answered by an array of attorneys as they have time to do so, rather than calling me at 7:30 in the morning with a tale of being arrested last night. 

I'm not even at my office where I can bbs while half-listening.

[Rage Against the McKee]

The people who call lawyers at their homes in the middle of the night are the worst.

[OB_Won]

Play with Nazis and you're bound to get burnt.  Life lesson learned.

[Dugout DickStone]

You paid a mortgage fee on a loan you didn't take out?!   

i'm pretty sure you don't know what you're talking about, but if any loan officers are reading, please feel free to let me know if i'm going to need a second brick.

Well your explanation was likely written by an English as a second language student so that might explain some of it.  I am still not sure how you paid $800 to a loan officer for a loan that never closed.  Did they convince you that it is some normal application/processing fee?  It's ok if they did.  There are sneaky mortgage brokers all over the place who take advantage of rubes on a daily basis.

[Rage Against the McKee]

Maybe I just missed this, but why did the loan fall through?

[Emo EMAW]

2.  What possible expenses could you have incurred outside of a cheap inspection, which is for your protection?

the deposit, minus the inspection, is safe, or should be.  in addition to the inspection, the money i'd be out would be the fees charged by the mortgage originator.

it's probably $800, or so combined.  obviously not worth the time to sue, even in small claims.  but i'm pretty big on revenge.  i'd be happy to kiss the money goodbye, if i could cause them more than $800 in damages.

Pffft, I've small-claims'd a dry cleaner for losing an old BR jacket.

[Belvis Noland]

You paid a mortgage fee on a loan you didn't take out?!   

i'm pretty sure you don't know what you're talking about, but if any loan officers are reading, please feel free to let me know if i'm going to need a second brick.

Well your explanation was likely written by an English as a second language student so that might explain some of it.  I am still not sure how you paid $800 to a loan officer for a loan that never closed.  Did they convince you that it is some normal application/processing fee?  It's ok if they did.  There are sneaky mortgage brokers all over the place who take advantage of rubes on a daily basis.

 

[sys]

Maybe I just missed this, but why did the loan fall through?

it didn't.  i just don't want the money anymore.

[sys]

sys, T-Y for posing your question in this forum where it can be answered by an array of attorneys as they have time to do so, rather than calling me at 7:30 in the morning with a tale of being arrested last night. 

i should have done that.  now i know.

[Trim]

sys, T-Y for posing your question in this forum where it can be answered by an array of attorneys as they have time to do so, rather than calling me at 7:30 in the morning with a tale of being arrested last night. 

i should have done that.  now i know.

Platinum later.

[Rage Against the McKee]

Maybe I just missed this, but why did the loan fall through?

it didn't.  i just don't want the money anymore.

Did the house not pass inspection?

[kostakio]

You paid a mortgage fee on a loan you didn't take out?!   

i'm pretty sure you don't know what you're talking about, but if any loan officers are reading, please feel free to let me know if i'm going to need a second brick.

I used to work with mortgages. The only fees that you would ever possibly pay outside of closing are for the appraisel and maybe for credit reports.  These fees shoud not have amounted to $800 though.  Any other fees should be been paid in closing and you never closed right?   

[sys]

Maybe I just missed this, but why did the loan fall through?

it didn't.  i just don't want the money anymore.

Did the house not pass inspection?

i don't want it anymore, because the seller mumped me.


i'd scarcely be out for revenge if the house inspection turned up some issue that made me not want it, or if i couldn't get a loan. 

[Rage Against the McKee]

Maybe I just missed this, but why did the loan fall through?

it didn't.  i just don't want the money anymore.

Did the house not pass inspection?

i don't want it anymore, because the seller mumped me.


i'd scarcely be out for revenge if the house inspection turned up some issue that made me not want it, or if i couldn't get a loan.

What did the seller do that mumped you over, though?

[sys]

I used to work with mortgages. The only fees that you would ever possibly pay outside of closing are for the appraisel and maybe for credit reports.  These fees shoud not have amounted to $800 though.  Any other fees should be been paid in closing and you never closed right?

yeah, it's not, limestone just can't read/add.  it's like $400 for the appraisal on the mortgage side and another $400 for inspection fees on the escrow side.


correct, i haven't closed.  it's faintly possible that i still will, but even if so, i'll probably still want revenge eventually.

[wetwillie]

please explain how the bank mumped you over, TIA