September I had a hail claim on my car. It totaled out my vehicle and I still had a small lien on it at the time. I got over $3k and also got my lien paid off as well as being able to keep my car.
Win, win, win. No windows busted out or anything so I just drive around with it having some hail damage. Bonus y-l_a's dad does paintless dent repair and will fix it for me when I get ready to sell the car.
Protip for you RD, ask your current insurance carrier if they give a discount for Impact Resistant shingles.