Auto Insurance Claim Advice

[Winters]

I am wondering if there are any guidelines/threshholds about when to submit a claim in regards to the estimate and your deductible. For example, I recently hooked a guyline while backing up and damaged the front bumper, wheel well liner, and a "deflector" that I think prevents water, snow, etc from getting thrown up into the engine compartment. $820 estimate and I have a $500 deductible. 1 speeding ticket in the last 7 years and one minor claim for a parking lot accident about 6 years ago. I am thinking of paying for it out- of- pocket. All opinions are appreciated!

[ChiComCat]

Where are you located?  I know a guy in Garden City that I can recommend

[ew2x4]

Please put "OT" in the thread title. Thought this thread was about Brandon Archer.

[Institutional Control]

If it were me, I would not submit a claim for that.

[sys]

you can find a guy to fix that stuff for two or three hundred.

[ednksu]

Fix it yourself

if you aren't mechanically inclined pay out of pocket.  I would say don't go insurance unless its over 1k.

[slobber]

Pay it out of pocket. I don't know of any guidelines per say, but this meets my guidelines for don't even think twice about opening up the wallet.

[Winters]

thanks, guys.