hypothetical for Human resource types

[Poster formerly known as jthutch]

Say I am in NYC and catch a cab that is driven by a terroist who kidnaps me and sells me into slavery in India, Will my insurance be any good in India?  Also could my wife collect on my life insurance policy? 

If she can collect on the policy, would we have to give it back, if I ecscaped and returned to my family say a year later?

[j rake]

Easy there, Bernie Madoff.

[06wildcat]

Say I am in NYC and catch a cab that is driven by a terroist who kidnaps me and sells me into slavery in India, Will my insurance be any good in India?  Also could my wife collect on my life insurance policy? 

If she can collect on the policy, would we have to give it back, if I ecscaped and returned to my family say a year later?

No to both.

[treysolid]

wife can't collect without a death certificate.  can't get one of those until a certain amount of time passes (don't know how much). 

[CNS]

wife can't collect without a death certificate.  can't get one of those until a certain amount of time passes (don't know how much). 

Prob depends on how many vids the terrorists send.

[Poster formerly known as jthutch]

We have riders on our life insurance that if I or she looses and limb and are unable to work we can collect a certain amount of money what if the terrorists cut my hand off?  Could I collect that?  Should i call my insurance agent?  I really am scared of going to NYC and getting kidnapped.