Moonlighting

[Fedor]

Was of course a great show in the 1980's, but lets talk professional services.

Are any of you gE bros in a position to offer advice on the best way to provide professional services as an individual with the protection of E&O insurance without me personally buying a policy?  I am thinking that the business entity that I would do the work for would hire me as a "consultant" and put me under their insurance.  Does this sound feasible? Legal? Crazy? 

[EMAWmeister]

Was of course a great show in the 1980's

My aunt was on that show 

[Brock Landers]

Was of course a great show in the 1980's

My aunt was on that show 

Was she Agnes DiPesto or was she *gasp* Maddie Hayes?

[EMAWmeister]

Was of course a great show in the 1980's

My aunt was on that show 

Was she Agnes DiPesto or was she *gasp* Maddie Hayes?

She had an unnamed role in one episode 

[XocolateThundarr]

Was of course a great show in the 1980's, but lets talk professional services.

Are any of you gE bros in a position to offer advice on the best way to provide professional services as an individual with the protection of E&O insurance without me personally buying a policy?  I am thinking that the business entity that I would do the work for would hire me as a "consultant" and put me under their insurance.  Does this sound feasible? Legal? Crazy? 

I would definitely make sure that it says that you are covered under their policy in some sort of agreement.  If you are working as an independent contractor I think the burden for insurance falls on you.  I would bet a certain professional society we both know about would have some information on that.

[legore]

Was of course a great show in the 1980's, but lets talk professional services.

Are any of you gE bros in a position to offer advice on the best way to provide professional services as an individual with the protection of E&O insurance without me personally buying a policy?  I am thinking that the business entity that I would do the work for would hire me as a "consultant" and put me under their insurance.  Does this sound feasible? Legal? Crazy?

That is a good way to lose your daylight job and your license.  It will payoff in the long run to develop the business for your current employer, or refer them to a firm you have a relationship with. 

[Fedor]

Was of course a great show in the 1980's, but lets talk professional services.

Are any of you gE bros in a position to offer advice on the best way to provide professional services as an individual with the protection of E&O insurance without me personally buying a policy?  I am thinking that the business entity that I would do the work for would hire me as a "consultant" and put me under their insurance.  Does this sound feasible? Legal? Crazy?

That is a good way to lose your daylight job and your license.  It will payoff in the long run to develop the business for your current employer, or refer them to a firm you have a relationship with.

Would not do without employer permission obviously.  It is a little more complicated than this, but the firm I am looking to help is a bit of a shaky proposition in most peoples eyes and I am one of the few that is willing to help them out.

[legore]

Your firm probably works through an insurance broker.  Talk to them.  The type of coverage and deductibles can vary.  They will help make sure you are protected. 

[Boom Roasted]

Are you going to set up a separate LLC or anything like that?  Might help limit some liability 

If you have a strong enough contract with the company you are moonlighting for you can make sure they cover you under their E&O policy.  Unless they aren't in the same business as you and dont have one.  You can get personal/small LLC E&O policies for yourself in the $500-$1500 range but that would only make sense if you were doing a significant amount of work. 

[Fedor]

Are you going to set up a separate LLC or anything like that?  Might help limit some liability 

If you have a strong enough contract with the company you are moonlighting for you can make sure they cover you under their E&O policy.  Unless they aren't in the same business as you and dont have one.  You can get personal/small LLC E&O policies for yourself in the $500-$1500 range but that would only make sense if you were doing a significant amount of work.

Probably will not be enough work to make it worth an LLC or warrant a personal E&O but I will check into it.  I think the client firm may be able to provide the insurance they are close enough in discipline.  Thanks for the help gE probros, I knew you guys would have good advice.  After all we are EMAW and all that entails

[slobber]

Was of course a great show in the 1980's

My aunt was on that show 

Was she Agnes DiPesto or was she *gasp* Maddie Hayes?

She had an unnamed role in one episode 

My aunt was on Geraldo back in the old Geraldo days!