Author Topic: Used Car Salesmen, pt deux  (Read 11089 times)

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Offline CHONGS

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Re: Used Car Salesmen, pt deux
« Reply #25 on: September 17, 2010, 11:35:04 PM »
You would have got it cheaper if you payed in gold.  You're a fool.

The only precious metal I own is lead.
Lead is NOT a precious metal idiot.

Offline Jeffy

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Re: Used Car Salesmen, pt deux
« Reply #26 on: September 17, 2010, 11:45:51 PM »
You would have got it cheaper if you payed in gold.  You're a fool.

The only precious metal I own is lead.
Lead is NOT a precious metal idiot.


Offline 06wildcat

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Re: Used Car Salesmen, pt deux
« Reply #27 on: September 18, 2010, 12:07:40 AM »
Cheaper insurance.... much slower depreciation.... lower taxes.



LOL at worrying about depreciation, buy new, take care of it and drive the rough rider into the ground. My time is much more valuable to me than hunting all over trying to find a used car that isn't going to be a piece of crap than worrying about the marginally higher insurance and taxes.

I traded in my 9-year-old vehicle three years ago, got $6k out of the $20k I bought it new for and got a really sweet deal on the 07 with 5 miles on it because it was sitting right next to an 08 with the same sticker price. Difference between taxes was about $50. Difference in insurance was $100/year. Value of the 6-year, 60,000 mile warranty is around $1,800. I totally got screwed.

And if you keep making car payments to yourself once you've paid it off, you'll be able to buy another new car in cash.

Why would I do that when I can borrow at 0 percent interest or anything less than inflation? If I can borrow money at 3 percent but earn 4 percent on the cash I already have, I'm better off borrowing money. How is cash going to beat that?

Offline O-town Kat

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Re: Used Car Salesmen, pt deux
« Reply #28 on: September 18, 2010, 12:48:51 AM »
Mother of all beaters (MOAB) '97 land rover disco will be on the ksu side of camarohead tommorrow. Make a sweet offer. Gute Nacht.

Offline Dirty Sanchez

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Re: Used Car Salesmen, pt deux
« Reply #29 on: September 18, 2010, 07:30:49 AM »
Cheaper insurance.... much slower depreciation.... lower taxes.



LOL at worrying about depreciation, buy new, take care of it and drive the fracker into the ground. My time is much more valuable to me than hunting all over trying to find a used car that isn't going to be a piece of feces than worrying about the marginally higher insurance and taxes.

I traded in my 9-year-old vehicle three years ago, got $6k out of the $20k I bought it new for and got a really sweet deal on the 07 with 5 miles on it because it was sitting right next to an 08 with the same sticker price. Difference between taxes was about $50. Difference in insurance was $100/year. Value of the 6-year, 60,000 mile warranty is around $1,800. I totally got screwed.

And if you keep making car payments to yourself once you've paid it off, you'll be able to buy another new car in cash.

Why would I do that when I can borrow at 0 percent interest or anything less than inflation? If I can borrow money at 3 percent but earn 4 percent on the cash I already have, I'm better off borrowing money. How is cash going to beat that?

Fact:  most people don't pay off their loans within the 0% timeframe.  At the same time, the interest is accruing off the books just waiting to be added on if the principle is not paid in full in time.

Or you can save the money, earn 4 percent on it, and essentially save a car payment in the interest you collect in the money saved over that time rather than paying likely an extra 2 payments solely on interest accrued on a loan.  Loans for new cars are taxes for people that can't do math.  Why do you think the car salesmen push financing so freaking hard?  Because they make a lot of money!

Offline steve dave

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Re: Used Car Salesmen, pt deux
« Reply #30 on: September 18, 2010, 08:04:53 AM »
Seems like making more money would be easier than this hassle.  I vote you make an extra $10k this year and you buy a new car instead of spending so much of your time hassling car dealers about some old POS you want to buy.

Offline Kat Kid

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Re: Used Car Salesmen, pt deux
« Reply #31 on: September 18, 2010, 08:28:01 AM »
Cheaper insurance.... much slower depreciation.... lower taxes.



LOL at worrying about depreciation, buy new, take care of it and drive the fracker into the ground. My time is much more valuable to me than hunting all over trying to find a used car that isn't going to be a piece of feces than worrying about the marginally higher insurance and taxes.

I traded in my 9-year-old vehicle three years ago, got $6k out of the $20k I bought it new for and got a really sweet deal on the 07 with 5 miles on it because it was sitting right next to an 08 with the same sticker price. Difference between taxes was about $50. Difference in insurance was $100/year. Value of the 6-year, 60,000 mile warranty is around $1,800. I totally got screwed.

And if you keep making car payments to yourself once you've paid it off, you'll be able to buy another new car in cash.

Why would I do that when I can borrow at 0 percent interest or anything less than inflation? If I can borrow money at 3 percent but earn 4 percent on the cash I already have, I'm better off borrowing money. How is cash going to beat that?

Fact:  most people don't pay off their loans within the 0% timeframe.  At the same time, the interest is accruing off the books just waiting to be added on if the principle is not paid in full in time.

Or you can save the money, earn 4 percent on it, and essentially save a car payment in the interest you collect in the money saved over that time rather than paying likely an extra 2 payments solely on interest accrued on a loan.  Loans for new cars are taxes for people that can't do math.  Why do you think the car salesmen push financing so freaking hard?  Because they make a lot of money!

What about personal responsibility?  Where is that in all this.

yoga-like_abana

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Re: Used Car Salesmen, pt deux
« Reply #32 on: September 18, 2010, 08:34:51 AM »
DS, Be honest, how much did you love hearing grandpa's stories about the good 'ole days?

Offline 06wildcat

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Re: Used Car Salesmen, pt deux
« Reply #33 on: September 18, 2010, 10:34:40 AM »
Cheaper insurance.... much slower depreciation.... lower taxes.



LOL at worrying about depreciation, buy new, take care of it and drive the fracker into the ground. My time is much more valuable to me than hunting all over trying to find a used car that isn't going to be a piece of feces than worrying about the marginally higher insurance and taxes.

I traded in my 9-year-old vehicle three years ago, got $6k out of the $20k I bought it new for and got a really sweet deal on the 07 with 5 miles on it because it was sitting right next to an 08 with the same sticker price. Difference between taxes was about $50. Difference in insurance was $100/year. Value of the 6-year, 60,000 mile warranty is around $1,800. I totally got screwed.

And if you keep making car payments to yourself once you've paid it off, you'll be able to buy another new car in cash.

Why would I do that when I can borrow at 0 percent interest or anything less than inflation? If I can borrow money at 3 percent but earn 4 percent on the cash I already have, I'm better off borrowing money. How is cash going to beat that?

Fact:  most people don't pay off their loans within the 0% timeframe.  At the same time, the interest is accruing off the books just waiting to be added on if the principle is not paid in full in time.

Or you can save the money, earn 4 percent on it, and essentially save a car payment in the interest you collect in the money saved over that time rather than paying likely an extra 2 payments solely on interest accrued on a loan.  Loans for new cars are taxes for people that can't do math.  Why do you think the car salesmen push financing so freaking hard?  Because they make a lot of money!

Fact: Paying cash is for people too Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) to figure out how to make credit work for them.

Offline Jeffy

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Re: Used Car Salesmen, pt deux
« Reply #34 on: September 18, 2010, 10:51:32 AM »
Cheaper insurance.... much slower depreciation.... lower taxes.



LOL at worrying about depreciation, buy new, take care of it and drive the fracker into the ground. My time is much more valuable to me than hunting all over trying to find a used car that isn't going to be a piece of feces than worrying about the marginally higher insurance and taxes.

I traded in my 9-year-old vehicle three years ago, got $6k out of the $20k I bought it new for and got a really sweet deal on the 07 with 5 miles on it because it was sitting right next to an 08 with the same sticker price. Difference between taxes was about $50. Difference in insurance was $100/year. Value of the 6-year, 60,000 mile warranty is around $1,800. I totally got screwed.

And if you keep making car payments to yourself once you've paid it off, you'll be able to buy another new car in cash.

Why would I do that when I can borrow at 0 percent interest or anything less than inflation? If I can borrow money at 3 percent but earn 4 percent on the cash I already have, I'm better off borrowing money. How is cash going to beat that?

Fact:  most people don't pay off their loans within the 0% timeframe.  At the same time, the interest is accruing off the books just waiting to be added on if the principle is not paid in full in time.

Or you can save the money, earn 4 percent on it, and essentially save a car payment in the interest you collect in the money saved over that time rather than paying likely an extra 2 payments solely on interest accrued on a loan.  Loans for new cars are taxes for people that can't do math.  Why do you think the car salesmen push financing so freaking hard?  Because they make a lot of money!

Fact: Paying cash is for people too Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) to figure out how to make credit work for them.

Fact:  Getting rid of credit cards is for people who choose not to participate in the misbehaving portion of the banking industry.

Offline 06wildcat

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Re: Used Car Salesmen, pt deux
« Reply #35 on: September 18, 2010, 01:37:30 PM »
Cheaper insurance.... much slower depreciation.... lower taxes.



LOL at worrying about depreciation, buy new, take care of it and drive the fracker into the ground. My time is much more valuable to me than hunting all over trying to find a used car that isn't going to be a piece of feces than worrying about the marginally higher insurance and taxes.

I traded in my 9-year-old vehicle three years ago, got $6k out of the $20k I bought it new for and got a really sweet deal on the 07 with 5 miles on it because it was sitting right next to an 08 with the same sticker price. Difference between taxes was about $50. Difference in insurance was $100/year. Value of the 6-year, 60,000 mile warranty is around $1,800. I totally got screwed.

And if you keep making car payments to yourself once you've paid it off, you'll be able to buy another new car in cash.

Why would I do that when I can borrow at 0 percent interest or anything less than inflation? If I can borrow money at 3 percent but earn 4 percent on the cash I already have, I'm better off borrowing money. How is cash going to beat that?

Fact:  most people don't pay off their loans within the 0% timeframe.  At the same time, the interest is accruing off the books just waiting to be added on if the principle is not paid in full in time.

Or you can save the money, earn 4 percent on it, and essentially save a car payment in the interest you collect in the money saved over that time rather than paying likely an extra 2 payments solely on interest accrued on a loan.  Loans for new cars are taxes for people that can't do math.  Why do you think the car salesmen push financing so freaking hard?  Because they make a lot of money!

Fact: Paying cash is for people too Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) to figure out how to make credit work for them.

Fact:  Getting rid of credit cards is for people who choose not to participate in the misbehaving portion of the banking industry.

So you don't have a mortgage either. Good for you.

Offline Dirty Sanchez

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Re: Used Car Salesmen, pt deux
« Reply #36 on: September 18, 2010, 06:31:29 PM »
Cheaper insurance.... much slower depreciation.... lower taxes.



LOL at worrying about depreciation, buy new, take care of it and drive the fracker into the ground. My time is much more valuable to me than hunting all over trying to find a used car that isn't going to be a piece of feces than worrying about the marginally higher insurance and taxes.

I traded in my 9-year-old vehicle three years ago, got $6k out of the $20k I bought it new for and got a really sweet deal on the 07 with 5 miles on it because it was sitting right next to an 08 with the same sticker price. Difference between taxes was about $50. Difference in insurance was $100/year. Value of the 6-year, 60,000 mile warranty is around $1,800. I totally got screwed.

And if you keep making car payments to yourself once you've paid it off, you'll be able to buy another new car in cash.

Why would I do that when I can borrow at 0 percent interest or anything less than inflation? If I can borrow money at 3 percent but earn 4 percent on the cash I already have, I'm better off borrowing money. How is cash going to beat that?

Fact:  most people don't pay off their loans within the 0% timeframe.  At the same time, the interest is accruing off the books just waiting to be added on if the principle is not paid in full in time.

Or you can save the money, earn 4 percent on it, and essentially save a car payment in the interest you collect in the money saved over that time rather than paying likely an extra 2 payments solely on interest accrued on a loan.  Loans for new cars are taxes for people that can't do math.  Why do you think the car salesmen push financing so freaking hard?  Because they make a lot of money!

Fact: Paying cash is for people too Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) to figure out how to make them work for credit.

I'd rather make compound interest and investments work for me.

Offline Kat Kid

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Re: Used Car Salesmen, pt deux
« Reply #37 on: September 18, 2010, 09:41:48 PM »
Cheaper insurance.... much slower depreciation.... lower taxes.



LOL at worrying about depreciation, buy new, take care of it and drive the fracker into the ground. My time is much more valuable to me than hunting all over trying to find a used car that isn't going to be a piece of feces than worrying about the marginally higher insurance and taxes.

I traded in my 9-year-old vehicle three years ago, got $6k out of the $20k I bought it new for and got a really sweet deal on the 07 with 5 miles on it because it was sitting right next to an 08 with the same sticker price. Difference between taxes was about $50. Difference in insurance was $100/year. Value of the 6-year, 60,000 mile warranty is around $1,800. I totally got screwed.

And if you keep making car payments to yourself once you've paid it off, you'll be able to buy another new car in cash.

Why would I do that when I can borrow at 0 percent interest or anything less than inflation? If I can borrow money at 3 percent but earn 4 percent on the cash I already have, I'm better off borrowing money. How is cash going to beat that?

Fact:  most people don't pay off their loans within the 0% timeframe.  At the same time, the interest is accruing off the books just waiting to be added on if the principle is not paid in full in time.

Or you can save the money, earn 4 percent on it, and essentially save a car payment in the interest you collect in the money saved over that time rather than paying likely an extra 2 payments solely on interest accrued on a loan.  Loans for new cars are taxes for people that can't do math.  Why do you think the car salesmen push financing so freaking hard?  Because they make a lot of money!

Fact: Paying cash is for people too Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) to figure out how to make them work for credit.

I'd rather make compound interest and investments work for me.

yeah.  you can do that and have a credit card.

Offline Jeffy

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Re: Used Car Salesmen, pt deux
« Reply #38 on: September 18, 2010, 10:24:13 PM »
Cheaper insurance.... much slower depreciation.... lower taxes.



LOL at worrying about depreciation, buy new, take care of it and drive the fracker into the ground. My time is much more valuable to me than hunting all over trying to find a used car that isn't going to be a piece of feces than worrying about the marginally higher insurance and taxes.

I traded in my 9-year-old vehicle three years ago, got $6k out of the $20k I bought it new for and got a really sweet deal on the 07 with 5 miles on it because it was sitting right next to an 08 with the same sticker price. Difference between taxes was about $50. Difference in insurance was $100/year. Value of the 6-year, 60,000 mile warranty is around $1,800. I totally got screwed.

And if you keep making car payments to yourself once you've paid it off, you'll be able to buy another new car in cash.

Why would I do that when I can borrow at 0 percent interest or anything less than inflation? If I can borrow money at 3 percent but earn 4 percent on the cash I already have, I'm better off borrowing money. How is cash going to beat that?

Fact:  most people don't pay off their loans within the 0% timeframe.  At the same time, the interest is accruing off the books just waiting to be added on if the principle is not paid in full in time.

Or you can save the money, earn 4 percent on it, and essentially save a car payment in the interest you collect in the money saved over that time rather than paying likely an extra 2 payments solely on interest accrued on a loan.  Loans for new cars are taxes for people that can't do math.  Why do you think the car salesmen push financing so freaking hard?  Because they make a lot of money!

Fact: Paying cash is for people too Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) to figure out how to make credit work for them.

Fact:  Getting rid of credit cards is for people who choose not to participate in the misbehaving portion of the banking industry.

So you don't have a mortgage either. Good for you.

Not for much longer.... It'll be paid off in a couple more years, thanks.

Offline Tobias

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Re: Used Car Salesmen, pt deux
« Reply #41 on: June 30, 2017, 10:01:32 AM »
The lowest of the low
Hyperbolic partisan duplicitous hypocrite

Offline yoga-like_abana

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Re: Used Car Salesmen, pt deux
« Reply #42 on: June 30, 2017, 10:03:23 AM »
The lowest of the low
sounds like a line from an outkast song

Offline slackcat

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Re: Used Car Salesmen, pt deux
« Reply #43 on: June 30, 2017, 10:11:56 AM »
Quote
It is a sad day in America when you know longer can trust a man from Wally's Auto Sales.