1
Essentially Flyertalk / Re: New To Investing Thread
« on: May 22, 2023, 05:06:42 AM »
Hey everyone, 22-year-old here just starting to dip my toes into investing! I came across ben ji's advice and it's been super helpful for me. Just wanted to chime in about the importance of that employer match. Honestly, it blew my mind realizing I could get FREE money just by contributing to my 401k. I was hesitant because of student debt, but it's a no-brainer when you think about it. As for choosing between the 401k and Roth IRA, I did my research and came to the same conclusion as ben ji. Besides the tax advantage of the Roth IRA, I really appreciate having more investment options to choose from. I even found an interesting site while doing my research, https://stephenswmg.com/services/wealth-management, which gave me a better understanding of wealth management. Just thought I'd share it in case anyone's interested! Happy investing, peeps!