Messages

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Kansas State Football / Re: BSFS Expansion Thread

« on: March 05, 2017, 12:33:41 AM »

What's with all the pvc pipe? Lazy river?

I've spent my entire life calling it pbc pipe until now smh

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Essentially Flyertalk / Re: New To Investing Thread

« on: February 24, 2017, 11:59:05 AM »

My Roth and regular IRA are through Fidelity. Website is easy to use and they have the same low cost funds as vanguard.

Another plus is they have actual physical locations which I have used exactly once when I rolled over an old 401k into my IRA. The old 401k mailed the check to me made out to Fidelity, instead of having to mail it to fidelity I just walked into the office and they deposited it.

My 401k is already through fidelity. Thanks I will look into that

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Essentially Flyertalk / Re: New To Investing Thread

« on: February 24, 2017, 11:45:58 AM »

pretty much any discount brokerage is the same as pretty much any other.  vanguard is adequate.  if you only plan to invest in vanguard funds, it's arguably the best.

you can't put a large sum of money in a roth, so i'm not entirely sure i understand the connection (but like ben ji was saying, it's good to have a roth).

As in since we will no longer be paying student loans we will be contributing the maximum allowed each month to the Roth. Sorry I'm typing this while working

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Essentially Flyertalk / Re: New To Investing Thread

« on: February 24, 2017, 11:35:53 AM »

Is vanguard pretty much the way to go as far as setting up roths? My fiancé and I recently have come across a pretty large sum of money

Sorry for your loss

Thanks but unnecessary 

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Essentially Flyertalk / Re: New To Investing Thread

« on: February 24, 2017, 11:24:27 AM »

Is vanguard pretty much the way to go as far as setting up roths? My fiancé and I recently have come across a pretty large sum of money and I'm looking to invest it but I have never actually invested in anything other than my company's 401k plan. After a Roth is set up and maxed is my line of thought to just pour everything else into an index fund dumb? I'm looking for something safe and that I can withdraw from a couple years down the road without penalties

That's probably pretty smart. After maxing the Roth you should consider maxing out your 401k depending on your income/student loan situation. If you're already maxing out your 401k take a nice vacation or something.

This. Before investing the money in a non tax advantaged account make sure you have used all your tax advantaged space (401k,IRA, HSA). Spend the cash on living expenses if you need to while you max out these accounts.

I would not invest any money that you plan on spending in the next 5 years (House down payment for example).

Right maybe I didn't explain well enough. I am matching the company contribution on my 401k, plan on paying student loans and maxing contribution to Roth IRA. I was intending to use the index fund or possibly a cd to safely store money for a home down payment in a couple years. I though just leaving it in a bank account would make me miss out on some return that I could potentially gain otherwise

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Essentially Flyertalk / Re: New To Investing Thread

« on: February 24, 2017, 05:46:42 AM »

Is vanguard pretty much the way to go as far as setting up roths? My fiancé and I recently have come across a pretty large sum of money and I'm looking to invest it but I have never actually invested in anything other than my company's 401k plan. After a Roth is set up and maxed is my line of thought to just pour everything else into an index fund dumb? I'm looking for something safe and that I can withdraw from a couple years down the road without penalties