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General Discussion => Essentially Flyertalk => Topic started by: Pete on October 16, 2017, 08:15:18 PM

Title: How much longer before “history of playing football” triggers higher insurance rates?
Post by: Pete on October 16, 2017, 08:15:18 PM
I was thinking about this recently when my Dad was telling me how when he played HS football they had leather helmets and there wasn’t as much head-to-head collision.

Our population/history of long term hard-helmet football players isn’t a full generation size yet.   In another 20 years, there won’t be many people alive who lived during the leather helmet days.

So, we will then see the impact of football on health.  It’s looking like those that play through college have higher rates of all sorts of issues.  How long will insurance companies ignore that?  In my experience, insurance companies don’t ignore losses for very long. 

Will we live to see a day where our life and health insurance forms as “how long did you play American football?”  And, if that happens will football become too costly to sustain at amateur levels? 

Title: Re: How much longer before “history of playing football” triggers higher insurance rates?
Post by: wetwillie on October 16, 2017, 08:20:45 PM
seems about as likely as asking if you microwave the majority of your food or if you only drink reverse osmosis water
Title: How much longer before “history of playing football” triggers higher insurance rates?
Post by: Pete on October 16, 2017, 08:24:53 PM
seems about as likely as asking if you microwave the majority of your food or if you only drink reverse osmosis water


Is it?  Can they draw a very strong correlation with a small population with those things?  Cause you can (increasingly) with football.

Can’t very well enforce identification of either of those behaviors you mentioned.

Actually they seem nothing alike at all, do they?
Title: Re: How much longer before “history of playing football” triggers higher insurance rates?
Post by: pissclams on October 16, 2017, 08:34:38 PM
when the game dies, it won’t be because of its effects on players’ health.  there will always be someone willing to collect those paychecks.  there aren’t enough players to sway actuary tables so i don’t see insurance walking away either, not to mention the fact that players already pay plenty for their insurance and their insurance riders.

eventually the pendulum of public support will naturally swing away from the game and with it goes the advertising dollars, and then the huge paychecks, and then the true magnitude of negative health effects of the game will come out.
Title: Re: How much longer before “history of playing football” triggers higher insurance rates?
Post by: wetwillie on October 16, 2017, 08:41:05 PM
seems about as likely as asking if you microwave the majority of your food or if you only drink reverse osmosis water


Is it?  Can they draw a very strong correlation with a small population with those things?  Cause you can (increasingly) with football.

Can’t very well enforce identification of either of those behaviors you mentioned.

Actually they seem nothing alike at all, do they?

I'm sorry sir you played pop warner from 94-97 you are not a candidate for health insurance.
Title: Re: How much longer before “history of playing football” triggers higher insurance rates?
Post by: kso_FAN on October 16, 2017, 08:44:42 PM
So, will there be a table to factor in for other sports? Like soccer?

http://www.telegraph.co.uk/football/2017/10/09/concussions-increase-risk-anxiety-depression-later-study-shows/
Title: Re: How much longer before “history of playing football” triggers higher insurance rates?
Post by: michigancat on October 17, 2017, 01:30:36 AM
Hopefully we'll have single payer by then and it won't matter
Title: Re: How much longer before “history of playing football” triggers higher insurance rates?
Post by: Gooch on October 17, 2017, 10:07:56 AM
Pete's war on sports is troubling.
Title: Re: How much longer before “history of playing football” triggers higher insurance rates?
Post by: kso_FAN on October 17, 2017, 10:10:15 AM
Pete's war on sports is troubling.

Yeah, it kind of is.
Title: Re: How much longer before “history of playing football” triggers higher insurance rates?
Post by: Skipper44 on October 17, 2017, 11:34:48 AM
Pete's war on sports is troubling.

Yeah, it kind of is.
is this the anger or bargaining stage?