Joint Checking Accounts

[wetwillie]

They reimburse up to $10 in fees each month but if you use an ATM more than a few times a month you are right

[Phil Titola]

They reimburse up to $10 in fees each month but if you use an ATM more than a few times a month you are right

Good point... Probably never will hit that.

[sys]

charles schwab account reimburses foreign atm fees too.  pretty nice.

i still have an everbank/tiaa acct that i've had for years, but don't use it much any more since they made their atm and xfer fee reimbursement/waiver policies less attractive.  i prolly should cancel it, but too lazy to change autopay stuff.

[DaBigTrain]

Fun Money account thread!

https://www.reddit.com/r/personalfinance/comments/9tyvka/highly_recommend_a_fun_money_savings_account/?st=JO2YB5QO&sh=05714906

[420seriouscat69]

 

[yoga-like_abana]

Wife and I still don't have an actual joint checking account.. just access to each others. thinking now would be a good time to open a money market account, anyone have one?

[catastrophe]

Maybe not what you’re looking for, but some of the automated investing platforms now offer “savings” accounts that are basically just super low risk investments (like 100% bonds). I use one from Betterment with an expected return of 1.8% (after fees) which is way better than I had in my prior savings account.

The downside is it would probably take a few days if you wanted to actually use the money. So it definitely would not replace a checking account.

[sys]

i think i get 2+% now on cash in at least one of my brokerage accts (so basically a money market).  rates have been going up fast.