Author Topic: "Obamacare"  (Read 322980 times)

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Offline Institutional Control

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Re: "Obamacare"
« Reply #675 on: October 11, 2013, 11:46:13 AM »
holy crap i basically had to hack that website to make it show that high an estimate :sdeek:
I just did 2 40 year old adults with 10 kids making $1,000,000 a year and the premium came to $907.00

They are secretly subsidizing as the number of kids increases. The California exchange doesn't even count more than 3 kids.

I just checked the KS one and the premiums don't go up for more than 3 either.

Offline Fedor

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Re: "Obamacare"
« Reply #676 on: October 11, 2013, 11:47:41 AM »
What level of insurance are these estimates for?
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Offline kitten_mittons

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Re: "Obamacare"
« Reply #677 on: October 11, 2013, 11:49:15 AM »
This will be different through my employer, right?

Offline john "teach me how to" dougie

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Re: "Obamacare"
« Reply #678 on: October 11, 2013, 12:02:56 PM »
holy crap i basically had to hack that website to make it show that high an estimate :sdeek:
I just did 2 40 year old adults with 10 kids making $1,000,000 a year and the premium came to $907.00

They are secretly subsidizing as the number of kids increases. The California exchange doesn't even count more than 3 kids.

I just checked the KS one and the premiums don't go up for more than 3 either.

Mormons and Catholics rejoice.

Offline slucat

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Re: "Obamacare"
« Reply #679 on: October 11, 2013, 12:20:09 PM »
holy crap i basically had to hack that website to make it show that high an estimate :sdeek:
I just did 2 40 year old adults with 10 kids making $1,000,000 a year and the premium came to $907.00

They are secretly subsidizing as the number of kids increases. The California exchange doesn't even count more than 3 kids.

I just checked the KS one and the premiums don't go up for more than 3 either.

my insurance is the same if i have one kid or fifty...

Offline K-S-U-Wildcats!

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Re: "Obamacare"
« Reply #680 on: October 11, 2013, 12:24:32 PM »
Just did my estimate at insureks.org :sdeek:, guess I'm keeping my current policy.  Life as a have getting tougher all the time.

Details please. Haven't checked out the exchanges myself.

Click the link. It takes 30 seconds, maybe less.

Holy crap. $881/month, and that's before the rates go through the roof next year after mostly sick people sign up. :thumbsup:

do you have like over a million kids?

3 kids, mid 30s, and a good income such that I don't qualify for subsidies.
I've said it before and I'll say it again, K-State fans could have beheaded the entire KU team at midcourt, and K-State fans would be celebrating it this morning.  They are the ISIS of Big 12 fanbases.

Offline K-S-U-Wildcats!

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Re: "Obamacare"
« Reply #681 on: October 11, 2013, 12:32:43 PM »
Has anyone actually gone beyond the estimate to actually submit your info and get some prices? I'm assuming the estimate you get is for "bronze level" coverage.
I've said it before and I'll say it again, K-State fans could have beheaded the entire KU team at midcourt, and K-State fans would be celebrating it this morning.  They are the ISIS of Big 12 fanbases.

Offline slucat

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Re: "Obamacare"
« Reply #682 on: October 11, 2013, 01:01:23 PM »
Just did my estimate at insureks.org :sdeek:, guess I'm keeping my current policy.  Life as a have getting tougher all the time.

Details please. Haven't checked out the exchanges myself.

Click the link. It takes 30 seconds, maybe less.

Holy crap. $881/month, and that's before the rates go through the roof next year after mostly sick people sign up. :thumbsup:

do you have like over a million kids?

3 kids, mid 30s, and a good income such that I don't qualify for subsidies.

Not sure who you work for but, probably due to that good income; your generous employer provides insurance...
The ACA was set up to provide affordable insurance for those who are not as fortunate. 
Anecdotal story: My mom works for a very small doctors office in a rural area, she has been there forever.  He doesn't provide health insurance.  She had been getting it for herself with no prior conditions, fairly healthy, mid-fifties to the tune of $900/mo.  ACA will help her.

Offline Rage Against the McKee

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Re: "Obamacare"
« Reply #683 on: October 11, 2013, 01:06:41 PM »
holy crap i basically had to hack that website to make it show that high an estimate :sdeek:
I just did 2 40 year old adults with 10 kids making $1,000,000 a year and the premium came to $907.00

They are secretly subsidizing as the number of kids increases. The California exchange doesn't even count more than 3 kids.

I just checked the KS one and the premiums don't go up for more than 3 either.

my insurance is the same if i have one kid or fifty...

I think just about every insurance policy works that way. I could see the subsidy for Obamacare maybe lowering your rate if you have a bunch of kids or something, sort of like your tax burden get lowered.

Offline Rage Against the McKee

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Re: "Obamacare"
« Reply #684 on: October 11, 2013, 01:09:50 PM »
Has anyone actually gone beyond the estimate to actually submit your info and get some prices? I'm assuming the estimate you get is for "bronze level" coverage.

I played around on the federal site just a little bit, and it provides estimates for silver level coverage. I haven't looked far enough to actually see what "silver level" means, though. The earlier point somebody else brought up about these rates not including dental was a good one, imo. I have no idea what dental insurance costs, but it's probably enough to keep the south toothless.

Offline star seed 7

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Re: "Obamacare"
« Reply #685 on: October 11, 2013, 01:27:41 PM »
There is zero percent chance that k-s-u is under 50.
Hyperbolic partisan duplicitous hypocrite

Offline Institutional Control

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Re: "Obamacare"
« Reply #686 on: October 11, 2013, 01:41:28 PM »
There is zero percent chance that k-s-u is under 50.

Probably less chance that he has a good income.

Offline john "teach me how to" dougie

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Re: "Obamacare"
« Reply #687 on: October 11, 2013, 02:44:33 PM »
Has anyone actually gone beyond the estimate to actually submit your info and get some prices? I'm assuming the estimate you get is for "bronze level" coverage.

I played around on the federal site just a little bit, and it provides estimates for silver level coverage. I haven't looked far enough to actually see what "silver level" means, though. The earlier point somebody else brought up about these rates not including dental was a good one, imo. I have no idea what dental insurance costs, but it's probably enough to keep the south toothless.

Dental insurance is pretty cheap, like less than $20 per month, but there's almost always a good chunk out of pocket for most procedures. Usually get 2 free checkups per year. It's worth it if you care about your teeth.

Offline Rage Against the McKee

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Re: "Obamacare"
« Reply #688 on: October 11, 2013, 03:08:44 PM »
Has anyone actually gone beyond the estimate to actually submit your info and get some prices? I'm assuming the estimate you get is for "bronze level" coverage.

I played around on the federal site just a little bit, and it provides estimates for silver level coverage. I haven't looked far enough to actually see what "silver level" means, though. The earlier point somebody else brought up about these rates not including dental was a good one, imo. I have no idea what dental insurance costs, but it's probably enough to keep the south toothless.

Dental insurance is pretty cheap, like less than $20 per month, but there's almost always a good chunk out of pocket for most procedures. Usually get 2 free checkups per year. It's worth it if you care about your teeth.

I don't have any idea what my dental plan costs, but I don't get any free checkups. I pay 50% of everything.

Offline K-S-U-Wildcats!

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Re: "Obamacare"
« Reply #689 on: October 11, 2013, 05:44:40 PM »
I've said it before and I'll say it again, K-State fans could have beheaded the entire KU team at midcourt, and K-State fans would be celebrating it this morning.  They are the ISIS of Big 12 fanbases.

Offline star seed 7

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Re: "Obamacare"
« Reply #690 on: October 11, 2013, 05:47:40 PM »
how long and how hard did you laugh at that K-S-U?
Hyperbolic partisan duplicitous hypocrite

Offline p1k3

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Re: "Obamacare"
« Reply #691 on: October 11, 2013, 07:08:09 PM »
how long and how hard did you laugh at that K-S-U?

I just lold pretty hard

Offline sys

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Re: "Obamacare"
« Reply #692 on: October 11, 2013, 08:13:55 PM »
$450 for myself and my wife, pretending we live in riley county.  assuming my employer isn't lying to me about the % of my wife's insurance they pay and assuming my insurance costs more or less the same as hers, my employer and i are combining to pay substantially more than that currently, in california.

no idea if the coverages are comparable.
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Offline slackcat

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Re: "Obamacare"
« Reply #693 on: October 11, 2013, 08:16:43 PM »
pfffft!!  Nothing looks super-affordable to me.

Household----3
Children-------1
Age of adult 1&2----40
Income-------19000

Estimated Monthly Premium:$ 554
Estimated Advanced Tax Credit:No tax credit available
Your Estimated Monthly Cost:$ 554


LOL at the poor  :ROFL:

Offline john "teach me how to" dougie

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Re: "Obamacare"
« Reply #694 on: October 11, 2013, 09:19:53 PM »
pfffft!!  Nothing looks super-affordable to me.

Household----3
Children-------1
Age of adult 1&2----40
Income-------19000

Estimated Monthly Premium:$ 554
Estimated Advanced Tax Credit:No tax credit available
Your Estimated Monthly Cost:$ 554


LOL at the poor  :ROFL:

That has to be a mistake.

Offline steve dave

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Re: "Obamacare"
« Reply #695 on: October 11, 2013, 09:46:14 PM »
I don't get the right or left complaining about the cost of these things. seems weird.

Offline sys

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Re: "Obamacare"
« Reply #696 on: October 11, 2013, 11:45:59 PM »
I don't get the right or left complaining about the cost of these things. seems weird.

well we do pay more for medical care than almost anywhere in the world.  it seems rational to be a little put out about it, irregardless of your political bent.
"experienced commanders will simply be smeared and will actually go to the meat."

Offline michigancat

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Re: "Obamacare"
« Reply #697 on: October 12, 2013, 12:05:05 AM »
Yeah, these prices aren't particularly ridiculous compared to the previous system, but they are ridiculous compared to what they should be.

Offline Rage Against the McKee

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Re: "Obamacare"
« Reply #698 on: October 12, 2013, 12:27:47 AM »
pfffft!!  Nothing looks super-affordable to me.

Household----3
Children-------1
Age of adult 1&2----40
Income-------19000

Estimated Monthly Premium:$ 554
Estimated Advanced Tax Credit:No tax credit available
Your Estimated Monthly Cost:$ 554


LOL at the poor  :ROFL:

That has to be a mistake.

Yeah. I just bumped the income up to $30k and the monthly payment is only $104. Maybe there is just something wrong with the Kansas website.

Offline star seed 7

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Re: "Obamacare"
« Reply #699 on: October 12, 2013, 02:03:19 AM »
What's the matter with kansas?
Hyperbolic partisan duplicitous hypocrite