"Obamacare"

[The Big Train]

What qualifies as a "cadillac plan"? Is it just a low deductible and copay or is there more to it?

Little more to it than that, but the exchange plans are going to be known as Mettalic Plans.  Bronze(60/40) Silver(70/30) Gold(80/20) Platinum(90/10).  Bronze being the cheapest one but also has the lowest coinsurance, Platinum being the most expensive but having the highest coinsurance.  So Platinum would be a "cadillac plan".

Coinsurance is the percentage the plan will pay after a deductible is hit.

[K-S-U-Wildcats!]

Bro of mine works for a company that has bitchin benefits.  They were just informed that they have to reduce the awesomeness of said benefits or they will get nailed by the "cadillac plan tax".  Never heard of this and if true 

you act like that's a negative.  it's not.  there's no earthly reason that the public should subsidize the overconsumption of health care by high-salaried workers.

I agree that "Cadillac" health plans may promote greater use of health care services, but why does this mean that the public is subsidizing them?

[Kat Kid]

Bro of mine works for a company that has bitchin benefits.  They were just informed that they have to reduce the awesomeness of said benefits or they will get nailed by the "cadillac plan tax".  Never heard of this and if true 

you act like that's a negative.  it's not.  there's no earthly reason that the public should subsidize the overconsumption of health care by high-salaried workers.

I agree that "Cadillac" health plans may promote greater use of health care services, but why does this mean that the public is subsidizing them?

not a taxable benefit.

[K-S-U-Wildcats!]

Bro of mine works for a company that has bitchin benefits.  They were just informed that they have to reduce the awesomeness of said benefits or they will get nailed by the "cadillac plan tax".  Never heard of this and if true 

Yeah, I think that starts up in a year or two. We're all going to have much shittier plans. Thankfully some groups have been exempted from the taxes, so only regular people are going to be paying extra for good healthcare.

Yes, many people who already had insurance will be get shittier insurance, and we'll all get shittier healthcare to an extent as a result of crowding another 15-30 million people into doctor's offices and further cutting reimbursement rates, but the purpose of the ACA was never to help the majority of Americans. The purpose of the ACA, like so many liberal-socialist programs, is to redistribute the wealth. "Social justice" and all that. And the Dems have now successfully purchased a large enough voting bloc that I only see it accelerating at this point.

[K-S-U-Wildcats!]

Bro of mine works for a company that has bitchin benefits.  They were just informed that they have to reduce the awesomeness of said benefits or they will get nailed by the "cadillac plan tax".  Never heard of this and if true 

you act like that's a negative.  it's not.  there's no earthly reason that the public should subsidize the overconsumption of health care by high-salaried workers.

I agree that "Cadillac" health plans may promote greater use of health care services, but why does this mean that the public is subsidizing them?

not a taxable benefit.

Right, thanks. Maybe we should strip the tax exemption from all employer-provided healthcare?

[Kat Kid]

Bro of mine works for a company that has bitchin benefits.  They were just informed that they have to reduce the awesomeness of said benefits or they will get nailed by the "cadillac plan tax".  Never heard of this and if true 

you act like that's a negative.  it's not.  there's no earthly reason that the public should subsidize the overconsumption of health care by high-salaried workers.

I agree that "Cadillac" health plans may promote greater use of health care services, but why does this mean that the public is subsidizing them?

not a taxable benefit.

Right, thanks. Maybe we should strip the tax exemption from all employer-provided healthcare?

You asked a question and I answered it.  I didn't propose anything, I just accurately described the status quo.  Take this up with sys.

[Rage Against the McKee]

Bro of mine works for a company that has bitchin benefits.  They were just informed that they have to reduce the awesomeness of said benefits or they will get nailed by the "cadillac plan tax".  Never heard of this and if true 

you act like that's a negative.  it's not.  there's no earthly reason that the public should subsidize the overconsumption of health care by high-salaried workers.

I agree that "Cadillac" health plans may promote greater use of health care services, but why does this mean that the public is subsidizing them?

I think the argument is that these people use health care services they don't really need, driving up demand and greatly increasing the cost of basic health care for everybody else.

[OregonSmock]

Obamacare/Romneycare is working incredibly well in Massachusetts.  99% of the state is insured and premiums are no higher than in any other state.

[Headinjun]

Bro of mine works for a company that has bitchin benefits.  They were just informed that they have to reduce the awesomeness of said benefits or they will get nailed by the "cadillac plan tax".  Never heard of this and if true 

Yeah, I think that starts up in a year or two. We're all going to have much shittier plans. Thankfully some groups have been exempted from the taxes, so only regular people are going to be paying extra for good healthcare.

Yes, many people who already had insurance will be get shittier insurance, and we'll all get shittier healthcare to an extent as a result of crowding another 15-30 million people into doctor's offices and further cutting reimbursement rates, but the purpose of the ACA was never to help the majority of Americans. The purpose of the ACA, like so many liberal-socialist programs, is to redistribute the wealth. "Social justice" and all that. And the Dems have now successfully purchased a large enough voting bloc that I only see it accelerating at this point.

Woof!!

The "eff others" mindset of the right.

KSU, did you know middle class people got screwed by the old insurance rules?

Rescission, pre-existing denials, canceling on children etc. Do you like these things?

[Stupid Fitz]

Still think it sucks for a company to be penalized for offering a bitchin plan.

[Rage Against the McKee]

Still think it sucks for a company to be penalized for offering a bitchin plan.

Who pays the tax? The company or the employees?

[Emo EMAW]

Still think it sucks for a company to be penalized for offering a bitchin plan.

Who pays the tax? The company or the employees?

Why should it be taxed? 

[Rage Against the McKee]

Still think it sucks for a company to be penalized for offering a bitchin plan.

Who pays the tax? The company or the employees?

Why should it be taxed?

Who said it should?

[kim carnes]

Bro of mine works for a company that has bitchin benefits.  They were just informed that they have to reduce the awesomeness of said benefits or they will get nailed by the "cadillac plan tax".  Never heard of this and if true 

you act like that's a negative.  it's not.  there's no earthly reason that the public should subsidize the overconsumption of health care by high-salaried workers.

What?   The public isn't subsidizing it.  It's a private plan

[Stupid Fitz]

Still think it sucks for a company to be penalized for offering a bitchin plan.

Who pays the tax? The company or the employees?

Company

Another awesome story, no idea why peeps keep telling Obamercare stories. Dude had BC/BS and is getting divorced. They won't let him make any changes to his current plan until Obamercare kicks in so they can price it. He tried calling other places and most won't even give him a quote currently.

[john "teach me how to" dougie]

More union sheep upset with Obamacare.

Members of the Chicago-based Service Employees International Union Local 1 have gone on strike over recent job cuts by a janitorial company called Professional Maintenance.

The reason for the cuts? The employer says it is because of the Affordable Care Act, also known as Obamacare. This is ironic since SEIU is a major supporter of the law.

Tyler French, Local 1's organizing director, told Mediatrackers Ohio the company claimed it had to cut its employees' hours due to Obamacare mandates.

French did not believe the explanation, though, calling it the “latest excuse in a long line of many that we’ve seen from corporate America.”

But others throughout the organized labor movement have warned that such actions will be a direct consequence of the President Obama's health care law.
Sign Up for the Politics Today newsletter!

At the AFL-CIO's convention in Los Angeles earlier this month, Loretta Johnson, secretary-treasurer of the American Federation of Teachers, said it was already happening in her union.

"We are seeing employer after employer cut hours so as to avoid the 30-hour definition of a full-time job," Johnson said. The AFL-CIO passed a resolution demanding either Congress or Obama fix the law to stop it from hurting union members.

Under Obamacare, once a person works more than 30 hours a week, that person counts toward the requirement that companies provide insurance if they have more than 50 employees.

SEIU enthusiastically backed Obamacare when it passed and remains a booster of the law today. Earlier this month, it announced that it was sending nurses, doctors and other health care professionals out to promote the law in 30 cities over the coming months.

[sys]

Right, thanks. Maybe we should strip the tax exemption from all employer-provided healthcare?

that would be a better solution.  since it isn't going to happen, the cadillac thing is better than nothing.

[ednksu]

More union sheep upset with Obamacare.

Members of the Chicago-based Service Employees International Union Local 1 have gone on strike over recent job cuts by a janitorial company called Professional Maintenance.

The reason for the cuts? The employer says it is because of the Affordable Care Act, also known as Obamacare. This is ironic since SEIU is a major supporter of the law.

Tyler French, Local 1's organizing director, told Mediatrackers Ohio the company claimed it had to cut its employees' hours due to Obamacare mandates.

French did not believe the explanation, though, calling it the “latest excuse in a long line of many that we’ve seen from corporate America.”

But others throughout the organized labor movement have warned that such actions will be a direct consequence of the President Obama's health care law.
Sign Up for the Politics Today newsletter!

At the AFL-CIO's convention in Los Angeles earlier this month, Loretta Johnson, secretary-treasurer of the American Federation of Teachers, said it was already happening in her union.

"We are seeing employer after employer cut hours so as to avoid the 30-hour definition of a full-time job," Johnson said. The AFL-CIO passed a resolution demanding either Congress or Obama fix the law to stop it from hurting union members.

Under Obamacare, once a person works more than 30 hours a week, that person counts toward the requirement that companies provide insurance if they have more than 50 employees.

SEIU enthusiastically backed Obamacare when it passed and remains a booster of the law today. Earlier this month, it announced that it was sending nurses, doctors and other health care professionals out to promote the law in 30 cities over the coming months.

Yeah eff those workers for getting their hours cut because a company is filled with cheap asses who don't want to take care of their employees.

[Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!)]

The dialogue and policy crafting would work a lot better if the demotards would just accept that people prefer to keep their money.

[K-S-U-Wildcats!]

Bro of mine works for a company that has bitchin benefits.  They were just informed that they have to reduce the awesomeness of said benefits or they will get nailed by the "cadillac plan tax".  Never heard of this and if true 

you act like that's a negative.  it's not.  there's no earthly reason that the public should subsidize the overconsumption of health care by high-salaried workers.

I agree that "Cadillac" health plans may promote greater use of health care services, but why does this mean that the public is subsidizing them?

not a taxable benefit.

Right, thanks. Maybe we should strip the tax exemption from all employer-provided healthcare?

You asked a question and I answered it.  I didn't propose anything, I just accurately described the status quo.  Take this up with sys.

Sorry, I wasn't being sarcastic (kinda hard to tell sometimes). I think it would be a great thing to separate health insurance from employment, and removing tax incentives would be a good start, not to mention negating any argument about "why is the public subsidizing your bloated insurance plan?" etc.

[ednksu]

The dialogue and policy crafting would work a lot better if the demotards would just accept that people prefer to keep their money.

How about we help the average American keep their money instead of letting the medical industrial complex rape every American they are sick?

[K-S-U-Wildcats!]

Bro of mine works for a company that has bitchin benefits.  They were just informed that they have to reduce the awesomeness of said benefits or they will get nailed by the "cadillac plan tax".  Never heard of this and if true 

Yeah, I think that starts up in a year or two. We're all going to have much shittier plans. Thankfully some groups have been exempted from the taxes, so only regular people are going to be paying extra for good healthcare.

Yes, many people who already had insurance will be get shittier insurance, and we'll all get shittier healthcare to an extent as a result of crowding another 15-30 million people into doctor's offices and further cutting reimbursement rates, but the purpose of the ACA was never to help the majority of Americans. The purpose of the ACA, like so many liberal-socialist programs, is to redistribute the wealth. "Social justice" and all that. And the Dems have now successfully purchased a large enough voting bloc that I only see it accelerating at this point.

Woof!!

The "eff others" mindset of the right.

KSU, did you know middle class people got screwed by the old insurance rules?

Rescission, pre-existing denials, canceling on children etc. Do you like these things?

Yeah, it's a real "eff others" mentality to want to keep what I've earned. But I don't expect that to make sense to those of a more liberal/socialist persuasion. Carry on.

[Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!)]

The dialogue and policy crafting would work a lot better if the demotards would just accept that people prefer to keep their money.

How about we help the average American keep their money instead of letting the medical industrial complex rape every American they are sick?

Buy insurance before you get sick and this problem is averted.  Otherwise,enjoy your life living on SS disability because you made a disastrous personal decision.  Why do we continually have to absorb other people's terrible decisions?

[ednksu]

The dialogue and policy crafting would work a lot better if the demotards would just accept that people prefer to keep their money.

How about we help the average American keep their money instead of letting the medical industrial complex rape every American they are sick?

Buy insurance before you get sick and this problem is averted.  Otherwise,enjoy your life living on SS disability because you made a disastrous personal decision.  Why do we continually have to absorb other people's terrible decisions?

And this is why we shouldn't let people like you have any input on healthcare.   

So what do I do when I have insurance but get sick, and I'm kicked off? Or equally as bad, what happens if I work for a small company who has to dump me because my condition tanks the company policy?  What do I do now that I don't qualify for new insurance coverage because its a 'preexisting' condition and excluded?  Maybe my white blood cells should have just pulled up their bootstraps and fought off my cancer, or diabetes, or any kind of sports injury to a join, or anything you had in your childhood when you were on your parents insurance.



So SS disability....what if I still want to/can work? 

[massofcatfan]

The dialogue and policy crafting would work a lot better if the demotards would just accept that people prefer to keep their money.

How about we help the average American keep their money instead of letting the medical industrial complex rape every American they are sick?

Buy insurance before you get sick and this problem is averted.  Otherwise,enjoy your life living on SS disability because you made a disastrous personal decision.  Why do we continually have to absorb other people's terrible decisions?

And this is why we shouldn't let people like you have any input on healthcare.   

So what do I do when I have insurance but get sick, and I'm kicked off?

(Note: this would be illegal, get a good lawyer, you just won the lotto)

Or equally as bad, what happens if I work for a small company who has to dump me because my condition tanks the company policy?  What do I do now that I don't qualify for new insurance coverage because its a 'preexisting' condition and excluded?  Maybe my white blood cells should have just pulled up their bootstraps and fought off my cancer, or diabetes, or any kind of sports injury to a join, or anything you had in your childhood when you were on your parents insurance.

(Note: Most people might theoretically be better off getting their own health insurance rather than getting it through their employer, just like car insurance etc.)

So SS disability....what if I still want to/can work?