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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 22, 2024, 04:08:14 PM »
Listen, nobody wants to live in Meade, KS either
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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 22, 2024, 03:28:47 PM »There are plenty of cheap houses in a lot of the flyover town that really thrived decades ago. Fewer houses in the big metro areas.my understanding from folks that grew up in Norton size towns in western KS is that only old & small houses are cheap and that the newer & larger homes are quite expensive as thre is a limited number of them and most come with a sizeable piece of property
Small town America kind of dying is an impact on the current housing situation that I don't see discussed very often. A lot of our boomer parents that got these low cost homes lived in places like Norton, Kansas. You too could buy a low cost home in Norton, Kansas!
the other thing to consider is nobody wants to live in Norton, KS
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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 22, 2024, 03:28:02 PM »Don't millennials/genZers pretty much have to have more education? Not sure if it's just hyperbole but I keep hearing more and more stories of positions requiring a 4 yr degree when the job description quite frankly doesn't even require a full high school education.
One primary source anecdote: Mrs BAC (works for Satan in O&G) mentioned that they have job openings for admins. She also noted that all of the current admins... Most of which have been working there between 15-20 years, are not qualified for the new hire admin positions they are looking to fill
Probably some hyperbole, but younger millennials gen z and their parents have probably been hoodwinked a bit in this regard. There are a lot of god jobs out there that don’t require university or advanced degrees, but most of the managerial/hr/etc. type jobs do. Couple that with the high price of college nowadays and in recent times and the number of people getting worthless degrees or degrees for low-paying sectors and there you have it.
There are tons of good jobs in tech, manufacturing and the trades that don’t require advanced degrees.
Imo the trades are only going to become more valuable and less and less people will be able to do even the most menial of tasks in the future.
education equals wealth. always has. always will.
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Essentially Flyertalk / Re: New To Investing Thread
« on: April 22, 2024, 03:24:49 PM »Sup nerds.
I have my 401k with my employer with 5% match and then they match my investment which is neat, have had a Roth IRA that I maxed out last year and am already getting close to maxing it out this year. Any other investments I should be worried about on my radar as a single 26 yo male? With my job I cannot sports bet so that's nice so looking to put my money into something worthwhile. I also have a high yield savings that I put my bitcoin money into but have been told to maybe put that into a mutual fund...
Thoughts?
taxable investments are underrated imo. good job on the tax advantaged stuff. if you don't have a brokerage account you should open one (can do it the same place you have your 401k/IRA) and like SF said a simple S&P fund (I use VOO) is a good option to set and forget. Also just keeping a chunk in money markets there isn't a bad deal as you'll probably scrape 5% from that at the moment. if you have kids (OR EVEN IF YOU DON'T BUT WILL SOON) you could start a 529 for them. lots of good options out there.
I second basically all of this.
It's currently pretty easy to open high interest savings account and get 4-5%. That's a (basically) risk free way to save for a house.
529s are very powerful if you start early. If you're sure you are going to have/adopt at least one kid even a few years from now (I think; consult your tax attorney) then you can open an account and even just put like $20-$100/month into it. Future (and little) Greg will thank you.
Look into whether you have investment options through your HSA. HSAs are the only accounts that you pay into tax free, grow tax free, and you can withdraw tax free. The only catch is that to you have to use the funds for health expenses. But lucky you, you live in America and our health care (especially for elders) is ridiculously expensive so you won't have trouble spending it.
nope
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Essentially Flyertalk / Re: New To Investing Thread
« on: April 22, 2024, 08:45:15 AM »Sup nerds.
I have my 401k with my employer with 5% match and then they match my investment which is neat, have had a Roth IRA that I maxed out last year and am already getting close to maxing it out this year. Any other investments I should be worried about on my radar as a single 26 yo male? With my job I cannot sports bet so that's nice so looking to put my money into something worthwhile. I also have a high yield savings that I put my bitcoin money into but have been told to maybe put that into a mutual fund...
Thoughts?
taxable investments are underrated imo. good job on the tax advantaged stuff. if you don't have a brokerage account you should open one (can do it the same place you have your 401k/IRA) and like SF said a simple S&P fund (I use VOO) is a good option to set and forget. Also just keeping a chunk in money markets there isn't a bad deal as you'll probably scrape 5% from that at the moment. if you have kids (OR EVEN IF YOU DON'T BUT WILL SOON) you could start a 529 for them. lots of good options out there.
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The New Joe Montgomery Birther Pit / Re: Possible WW3 thread
« on: April 21, 2024, 06:32:56 PM »
Basically just said
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The New Joe Montgomery Birther Pit / Re: Possible WW3 thread
« on: April 21, 2024, 06:32:16 PM »
Israel also made it very easy for Iran to just nope out by not making a big to do about it. Well done on their part. Should do more things like this and less genocidal stuff.
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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 21, 2024, 05:57:37 PM »
Brother you can set your watch by productivity increases
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Other Sports (Tiger's Back) / Re: competitive little kid sports
« on: April 21, 2024, 02:58:26 PM »Yes. 35” drop 13I hit an hour of fungo ground balls to our kids yesterday and today my right hand feels like some 80 year old arthritis sufferer second finger knuckle may as well be made of lava.You have a fungo bat, right?
Tom
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https://www.justbats.com/product/marucci-coaches-series-aluminum-fungo-baseball-bat--mtrbfa/30340/?ads_cmpid=20074724053&ads_adid=&ads_matchtype=&ads_network=x&ads_creative=&utm_term=&ads_targetid=&utm_campaign=&utm_source=adwords&utm_medium=ppc&ttv=2&gad_source=1&gclid=Cj0KCQjw8pKxBhD_ARIsAPrG45n20rRSybyxg3tWe7S5DKc6T5_T9NRqKl4tFS4KCG1wW2erlzN1KK4aAhShEALw_wcB
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Other Sports (Tiger's Back) / Re: competitive little kid sports
« on: April 21, 2024, 09:11:26 AM »
I hit an hour of fungo ground balls to our kids yesterday and today my right hand feels like some 80 year old arthritis sufferer second finger knuckle may as well be made of lava.
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Other Sports (Tiger's Back) / Re: competitive little kid sports
« on: April 21, 2024, 09:10:30 AM »Oof, first AAA tournament of the year did not go well at all. At least my weekend was freed up quite a bit though.
baseball is a very long season and progress is not made in a straight line. I'm a wealth of these types of talking points when it doesn't involve my own team, where I am just completely meltdowny or fist pumping depending on outcomes.
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The New Joe Montgomery Birther Pit / Re: Political Facebook Posts/Tweets From People
« on: April 20, 2024, 09:02:15 PM »
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Other Sports (Tiger's Back) / Re: KSU Booze Cats
« on: April 20, 2024, 07:54:52 PM »
We’re good AF
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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 19, 2024, 07:06:46 PM »
I put it back
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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 19, 2024, 07:04:33 PM »Republicans HATE this one simple trick ...
Steve Dave deleted his post, rendering mine inscrutable.
IT WAS 5 YEAR OLD DATA AND I'M LOOKING FOR MORE RECENT!
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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 19, 2024, 07:01:22 PM »Isn’t a lot of this just fear, or the instilling of fear into people’s minds for various purposes? A tale as old as time?
nobody is manipulating information for anything other than $. fox news will fear monger to pee paw and mee maw and whatever liberal dogshit kat kid consumes will do the same to lil maw and baby paw but it's just for clicks/views. fear sells to morons. NOT CALLING KK A MORON OBVIOUSLY!
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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 19, 2024, 06:57:38 PM »not specifically topical but the same percentage of people own homes at the same age for all of recorded history. you hear people claim differently all the time. liars and dumbasses I believe.Sure the trends are similar, but based on that chart it looks like millennials trend about 10% boomers at pretty much every age (with Gen X in between). Not earth shattering but seems like it’s something.
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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 19, 2024, 03:34:10 PM »
not specifically topical but the same percentage of people own homes at the same age for all of recorded history. you hear people claim differently all the time. liars and dumbasses I believe.
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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 19, 2024, 02:00:03 PM »i think it just shows that younger cohorts in the us have higher incomes at the same stage in life than did older cohorts, and that gen z does not diverge from that trend. there could be some compositional effects that are distorting the data as presented, but it's not immediately clear to me that there would be.
it's true that the cost of housing has outpaced inflation more generally, but gen z is still spending less on housing than did older cohorts. americans are still getting richer.
https://twitter.com/JeffreyKleintop/status/1780707675850064219
Another fun thing in that chart is Gen X just pulling the ripcord and not working anymore
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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 19, 2024, 01:46:24 PM »
yeah, I think real wages are up over the last 40 years. people are doing good as crap. people just like to bitch about grocery costs and housing and whatever. also keep in mind stuff we see as required to live today was luxurious years ago. we're fast on our way to the Wall-E lifestyle but still being slim because of miraculous GLP-1 miracle drugs.
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Tech Support and Suggestion Board / Re: 'Sup with these new splash ads?
« on: April 18, 2024, 09:32:49 PM »
Both of you get ready to donate your asses off then!
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Wacky's World / Re: BONER ALERT! All time greatest crushes!
« on: April 18, 2024, 08:15:21 PM »
I can still fix her guys, not a doubt in my mind
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Tech Support and Suggestion Board / Re: 'Sup with these new splash ads?
« on: April 18, 2024, 05:00:31 PM »
now we have zero ads and are going to need to do a gofundme