MFA is where we will eventually be but man, it's a gigantic undertaking and a billion times more complex than ACA. it's going to take pretty universal acceptance before that is ever going to happen. having a slim advantage in dem votes is certainly not going to get it done, even if almost every dem was on board with doing it and right now very few are. the health insurance industry, the new federal replacement for the health insurance industry, the lobbyists to axe, the investor impact, the list can go on for a long time. it's kind of like guns, we are so far past where we should have drawn the line there is just no good way to go back. we're going to have to at some point, but it's going to need to be very baby steps.