Guys, that definition of HENRY includes "saving for an affluent retirement." Basically it just means people who make a lot of money but don't have cash to spend on extravagant things because it's all spoken for.
And KSUW, if you're not maxing out your (and spouse's) 401(k), IRA, HSA, and post-tax 401(k) (if available) then you're not playing the tax game right. All covered in the investing thread.
Also, and I can't stress this enough, ignore everything about crypto trading.