Steve Dave, this thread is long, and I haven't really read it in like a year and a half. But, I need some help. This Chase 5/24 rule rough ridin' blows, but between my wife and I it's more like 10/24, which is not so bad. We go on one week long vacation every year, and an extended weekend getaway. We go to Disney World or Disneyland each year. If we go to Disney World then it's the week long vacation, if we go to Disneyland then it's the extended weekend. When we're not going to Disney World then our vacations are usually of the tropical variety. Knowing all that, what cards should I be prioritizing? Should I eff with Chase anymore? Or just churn the crap out of non-chase cards? I've got a fair few SPG points saved up, around 200k marriott, about 75k avios, and around 100k aa. Wife and I both have the sapphire preferred right now.