I would pay someone to figure out how I should spend my money for the most enjoyment.
I wouldn't trust somebody with my enjoyment. I would say, "Here is $35 B, you get 0.1% of whatever you can make it earn every year. Put the other $5 B in the bank for spending money. I'd love to walk into my old home town bank and say, "Bob, I'd like to open up an account again."