Joint Checking Accounts

[_33]

What if she brings home a case of beer that she bought out of her account?  Do you open a tab or pay for each as you go?

[420seriouscat69]

I share my svedka with her (because she doesn't make her own drinks, i'm her bartender now), so yeah, it's fair game.

[meow meow]

sounds like a lot of gray areas in this 3 account game

[wetwillie]

sounds like a lot of gray areas in this 3 account game

I say we push this thing to 5 more pages and let trim sort it out at FF. 

[kim carnes]

You shouldn't even be allowed to get married if you aren't sharing accounts after marriage, just imo

[420seriouscat69]

The shitty thing is why did she pick up beer without asking me what I wanted? I mean, i'm running to trader joes tonight. I already have a list of a couple of things that i'm picking up for her out of my own account. She can pick me up next time.

[sys]

i'm playing with the idea of thinking that it's weird that there's so much emphasis on checking accounts at all.  money spent comes out of credit cards, after all, not checking accounts.

also seems like all of this my money, your money crap would interfere with getting the right spend on the right card at the right time.

[pissclams]

best way to decide who pays bar/dinner tabs- both people guess how much the tab is going to be without going over.  closest wins and loser buys.  if i get on a dominating streak, then i will feel sorry and pony up a few dollars here and there.

[MakeItRain]

for the JATS how do you buy gifts and crap for your spouse? Do you tell them not to check the account for a couple of weeks because you have a surprise for them or just put it on a cc?

I am blown away as to how people don't seem to grasp the concept of having joint accounts and separate accounts. I can't believe this thread extended beyond like seven posts.

[Kat Kid]

I mean, the people that have separate accounts need to have a mental divider I don't begrudge them it, but it is funny to me. We share our money and don't worry about it much and discuss big purchases. I understand the guitar thing, but it just doesn't seem hard to do even with a joint account.

[catastrophe]

People are only moderately interested in the logistics of it, MIR. That's not why the thread keeps going.

[MakeItRain]

mrs_k_m and myself have a joint checking/savings, and we also have separate checking/savings.  I do all of the monthly bills out of the joint checking, so she just transfers $xxxxxx into that account once a month.  Then we just use our own accounts to pay off our credit cards so that either of us can buy whatever we want.  Then we just transfer whatever is left over at the end of the month into our savings.  Pretty simple and we never argue over money.  She wants to spend $400 on makeup this month?  Why not, it's her money, man.

Sent from my SM-G930P using Tapatalk

You'd think this would be common sense, guess not.

[MakeItRain]

i think the concept of his money and her money is the most intriguing psychological aspect from people who are married.

Does the concept of his/her car or his/her clothes also blow your mind??

You can still buy things for your personal use with shared money. We buy toothbrushes for  ourselves out of our joint account and have never fought about whose is nicer.

toothbrushes, as in plural?  why aren't you sharing a toothbrush too, something to hide?

 

[MakeItRain]

I'm all for this thread continuing to go if it's 'clams and 33 asking questions of catastrophe and wacky. Can we just do that?

[Mrs. Gooch]

also seems like all of this my money, your money crap would interfere with getting the right spend on the right card at the right time.

This

[420seriouscat69]

I like the idea, MIR. 

[Mrs. Gooch]

What if your kid ends up being really good at a sport but that sport is really expensive? You want to see your kid succeed at this sport but your SO thinks it is too expensive. Now you have to dip into your fun money so your kid can do a sport...but then the kid gets a scholarship for doing that sport....do you get a rebate into your fun money from the college savings account?

[420seriouscat69]

What if your kid ends up being really good at a sport but that sport is really expensive? You want to see your kid succeed at this sport but your SO thinks it is too expensive. Now you have to dip into your fun money so your kid can do a sport...but then the kid gets a scholarship for doing that sport....do you get a rebate into your fun money from the college savings account?

That a joint account thing. She signed the contract when we got married to this exact thing. I'll be the kids agent, so i'll make that $ back anyways.

[Mrs. Gooch]

What if your kid ends up being really good at a sport but that sport is really expensive? You want to see your kid succeed at this sport but your SO thinks it is too expensive. Now you have to dip into your fun money so your kid can do a sport...but then the kid gets a scholarship for doing that sport....do you get a rebate into your fun money from the college savings account?

That a joint account thing. She signed the contract when we got married to this exact thing. I'll be the kids agent, so i'll make that $ back anyways.

So she gets no say in what kind of activities your kid does? What if the kid is a girl and she wants to do tap dance but you don't think there is much opportunity to get a tap dance scholarship? (What if it's a boy that wants to do tap dance???)

[yoga-like_abana]

catastrophe what does your wife think of all the atm fees associated with your constant visits to the strip club?

[catastrophe]

I'm all for this thread continuing to go if it's 'clams and 33 asking questions of catastrophe and wacky. Can we just do that?

To 'clams' last question, we actually know where each other's toothbrushes are at all times.

[Cartierfor3]

Q: What if one spouse is a stay at home parent but wants a new guitar?

[wetwillie]

Q: What if one spouse is a stay at home parent but wants a new guitar?

quite the pickle

[Cartierfor3]

"sorry babe, keep playing your squire strat with the busted pickup. you should've thought ahead before emptying your account on diapers and milk and stuff. if you need me I'll be at the casino"

[420seriouscat69]

Mrs Gooch, whatever that kid wants to do, we'll make it work together. Boy/Girl, ballet, skiing, etc. I think a kid having an activity that they really value is very important. My dad worked OT just so I could be on a competitive traveling team for baseball. When my team made the World Series in baseball up in Canada, mom got a 2nd job. I was very lucky. I plan to do the same if I ever have kids. Plus, we all know I married Mrs. Wacky for her eventual small inheritance. I'm hoping that will never be a problem for my kids.

True story- Back in 02' my dad paid over a thousand $'s to get me on a recruiting website and it worked. Had a handful of offers and I rejected them all because my heart was at K-State. I've always felt bad about that to this day.