Just got a call from my insurance guy, car is totalled. Now all I do from here is set back and let the insurance company bend me over and low ball me for "what my car is worth".
This happened to my brother a couple months ago. His car wasn't worth much in the first place, but he called the state's Insurance Commissioner who agreed to pay for the rest of the repair the insurance company wouldn't pay for (like $350).
The whole system is mumped up, we are paying them to later screw us royally down the road, and they get to just make up numbers for how much they want to pay /endrant.