Sounds like everybody here has some good healthcare! T's and P's dax and mir.
LOL, I have "good healthcare" and I'm sure dax does as well. How good a certain person's individual plan may be isn't the sign of whether the ACA is working or not. This goes without saying but either the collective comments itt about healthcare and insurance coverage are way out of proportion with the american public or some of you are lying.
The ACA has helped some people, likely not many itt, so in some ways it is working but it is nowhere close to reforming our healthcare system and it won't without some fixes.
Agreed, except for that last part about "some fixes." Obamacare is beyond reform. The whole framework is faulty. How was (1) mandating minimum coverage levels most people don't need, (2) encouraging people to rely more on health insurance for purchasing healthcare, and (3) guaranteed issue to people already sick, going to do anything but dramatically increase premiums and healthcare costs?
1) because insurance is there for when you need it, like all insurance. the problem is that when people carry nothing that socializes the payment of those healthcare costs to those who do pay.
2) this doesn't make sense as it reads...are you suggesting we pay cash? because that isn't possible for catastrophic incidents for 99% of us, because the payments of healthcare have been socialized to us and we have an over inflated cost system.
3) These sick people have always had access to healthcare, they didn't have access to systems of payment. Look at the causation between coverage and condition.
Briefly, because this has all been discussed, repeatedly ITT:
1. I'm well aware that insurance spreads risk. That's not the point. The point is that is it is absurd to force everyone to buy minimum levels of coverage, including certain procedures they can't possibly ever need. That minimum coverage didn't actually save money or stop premiums from rising. The theory failed.
2. No, I'm suggesting people should treat health insurance like all other insurance - to pay for catastrophic events they can otherwise afford, but pay for routine maintenance out of pocket. The theory that Obamacare would save money by providing all that free "preventive care" was bullshit. What we found was that people just consumed a lot more care because it was "free." Only it's not actually free, and drives up costs. Again, if you want healthcare to be cheaper, you have to introduce free market competition where consumers make choices with their wallets. Introducing the insurance middle man destroys that. Thus, Obamacare makes things worse by making people more dependent on insurance - not less.
3. Right, you're again making the theoretical argument behind Obamacare, that the insured were already subsidizing people without insurance anyway, so we can save money by insuring them. It was bullshit. It didn't work. By adding them to the insurance rolls, they consumed even more health care. And not enough young healthy people volunteered to pay for expensive insurance they almost certainly don't need to help offset the sick.
So in summary, you can repeat all the arguments in favor of Obamacare until you're blue in the face. We tried it. All your theories that we can somehow centrally manage healthcare better than the free market have been proven failures.
