rusty, quit being a pussy.
trim, if you use the card constantly I almost guarantee you can threaten to cancel using the annual fee as a reason and get it waived or be given sufficient free SPG points that you don't mind paying it. and yeah, making mistakes on free travel miles stuff is worse to me than making a mistake that costs me actual cash. actual cash is boring and used to barter for boring crap. points are used soley for fun stuff and are the thinking man's cash.