I think we do have some decent budding talent on this team, though there are definitely a fair share of "heart" guys.
Thomas, Banks, Fitzgerald, Lamur & Hartman all have very good talent. I think all of these guys are possible NFL players, though I'm sure Banks's size will hold him back. I'm talking returning kicks only for him. I think Wilson could turn into an NFL player too eventually. After that, guys like Calvin, Guidry, the OL, Mastrud, & Moore, have really stepped up and have been very solid D1 players.
I agree that we have more talent than perceived, but we definitely have some guys who are getting by on lots of EMAW and heart. Gregory is getting the absolute most out of his abilities. If he can keep managing the offense and not making killer mistakes, we can play with almost everyone to at least some degree.