KSUFans Archives
Fan Life => The Endzone Dive => Topic started by: j-vonfeldt on January 04, 2009, 06:03:33 PM
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I'm looking for a new bank in Manhattan to use for my business account since I'm getting tired of running to Wamego all the time, but I really have no idea which bank would be best.
I do a lot of business online, so there's constantly money going in/out through wires, or ACH transfers, and I'd need to find a bank that is comfortable with that, and has an online banking system that is as close to real time as possible.
Does anybody here have any input or experience they could share? TIA
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I'm looking for a new bank in Manhattan to use for my business account since I'm getting tired of running to Wamego all the time, but I really have no idea which bank would be best.
I do a lot of business online, so there's constantly money going in/out through wires, or ACH transfers, and I'd need to find a bank that is comfortable with that, and has an online banking system that is as close to real time as possible.
Does anybody here have any input or experience they could share? TIA
You need a big bank. The little local and regional guys can't help you. If I am guessing correctly, your biggest need is to be able to be appraised of your cash position on a real-time basis at a moment's notice. Most of the big ones, like BofA, have some cool online pseudo-treasury workstation products. Stuff that would work really well for a small business.
BofA, for example, can handle any payment method you receive or send. Commerce, for example, will have to pull in an intermediary bank if you are doing international wire payments, but they are fine for Fed wires and ACH payments. Chase also has some good online services. Probably the coolest I have heard of is one that Citi is touting that allows you to pull from multiple banks and aggregate it using their online services into a single cash position...but I suspect that it is really more vapor ware at this point.
Point here is choose a big bank that has great online tools. The little guys will preach "service," but that means jackcrap to me if they don't have the "serviceS" that I fracking need. If you absolutely have to have a branch at a certain location, then just open a depository account with a little bank and have it automatically swept into a cash concentration account with a big bank...then do all your own transactions from the big bank account.
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Intrust Bank
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Cap Fed. Prettiest debit cards imo.
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I'm looking for a new bank in Manhattan to use for my business account since I'm getting tired of running to Wamego all the time, but I really have no idea which bank would be best.
I do a lot of business online, so there's constantly money going in/out through wires, or ACH transfers, and I'd need to find a bank that is comfortable with that, and has an online banking system that is as close to real time as possible.
Does anybody here have any input or experience they could share? TIA
Not enough info here for me to give an expert opinion. Feel free to PM me your current bank and account number along with you social and I'll take a look at your history and make a good recommendation for you.
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Sunflower Bank
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Cap Fed. Prettiest debit cards imo.
Might be safer anyway. Was looking in the ku star awhile back and they had a list of the performance of 250 local stocks over the last 6 months. Only about 10 were up and most of those were up by 10 or less. CF was up ~40%.
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I love CapFed's online system. Its as real time as can be.
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Sunflower Bank
785-825-1311 :excited:
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Kaw Valley State Bank
They recently put in ATMs and are up to date with technology
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I love CapFed's online system. Its as real time as can be.
+1. Capfed is the best bank in the world. easiest bank I've ever used... At one point, I did 2 years worth of weekly transactions through an ATM only. Seriously... who the hell still uses deposit slips anymore? My parents didn't believe me that you could make deposits in the ATM... I've converted them to loyal CapFed'rs based off that fact alone.
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the owners (family owned) of Sunflower Bank are K-Staters. They paid for all of that recent knew stuff.
CNB is also family owned and is mainly K-Staters.
Cap Fed, prolly alot of ku and Washburn BS..
just saying...
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also, did meet with the CFO for Landmark Bank for a work related meeting. First class guy. FWIW.