Author Topic: How Many Credit Cards Do You Have?  (Read 440584 times)

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Offline Mrs. Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #10350 on: April 17, 2018, 05:46:04 PM »
 They really wanted some documentation of my business for the SW business card.  :frown:

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #10351 on: April 21, 2018, 02:27:58 PM »
if anyone has an ink referral link they want me to use, today's the day to post it.
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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10352 on: April 21, 2018, 03:56:40 PM »
if anyone has an ink referral link they want me to use, today's the day to post it.

https://www.referyourchasecard.com/21/G0XKQYDRI8


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Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #10353 on: April 21, 2018, 04:22:43 PM »
thanks.
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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10354 on: April 21, 2018, 08:14:10 PM »
TY


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Re: How Many Credit Cards Do You Have?
« Reply #10355 on: April 21, 2018, 08:20:18 PM »
And the rich get richer :kstategrad:

Offline Stevesie60

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Re: How Many Credit Cards Do You Have?
« Reply #10356 on: April 22, 2018, 11:34:35 AM »
Okay I realize it's been talked about the past few pages but I'm still confused, so explain this to me as if it's the first time I've ever played the credit card game.

I have CSP, but have met the $4000 I needed to for the bonus. So now I should transfer it to a Freedom card for two years until I can get the CSR?

Offline Trim

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Re: How Many Credit Cards Do You Have?
« Reply #10357 on: April 22, 2018, 11:46:33 AM »
Don't transfer the points until you're going to be canceling your CSP, whether you're canceling to avoid an annual fee or so that you can get a CSR.  You can get more value out of the points with them being in your CSP account in the meantime.

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #10358 on: April 22, 2018, 12:32:27 PM »
i mean, spend the points if there's something you want to spend them on.  there's more points where those came from.  in the meantime, get an ink while you wait to be sapphire eligible again.  if you wait a couple of weeks until i get mine, i can send you a referral link and we all win.
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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10359 on: April 22, 2018, 01:23:43 PM »
mrs. dave got a 75k cap one venture targeted offer letter

Offline Stupid Fitz

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Re: How Many Credit Cards Do You Have?
« Reply #10360 on: April 22, 2018, 07:53:47 PM »
They really wanted some documentation of my business for the SW business card.  :frown:

 :horrorsurprise: :horrorsurprise: :horrorsurprise:

Do you think if will work if I send them an old craigslist listing of the time I sold a chair for $13???   :ohno:

Offline Stevesie60

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Re: How Many Credit Cards Do You Have?
« Reply #10361 on: April 23, 2018, 07:34:27 AM »
i mean, spend the points if there's something you want to spend them on.  there's more points where those came from.  in the meantime, get an ink while you wait to be sapphire eligible again.  if you wait a couple of weeks until i get mine, i can send you a referral link and we all win.

Sounds lovely.

Offline Mrs. Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #10362 on: April 23, 2018, 01:35:47 PM »
They really wanted some documentation of my business for the SW business card.  :frown:

 :horrorsurprise: :horrorsurprise: :horrorsurprise:

Do you think if will work if I send them an old craigslist listing of the time I sold a chair for $13???   :ohno:

No. You are going to need to provide a utility bill or registration of "fictitious business name" with the state/county or you can just tell them that you already have a Chase card in this business name and if they can verify that they will just automatically approve you.

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #10363 on: April 23, 2018, 02:25:45 PM »
did you try to apply for the card in some name other than your own?
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Offline Mrs. Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #10364 on: April 23, 2018, 02:32:55 PM »
did you try to apply for the card in some name other than your own?

Yes, it is my "business name" which partially includes part of my actual name. Do people usually just use their own actual name when applying for a business card?

Offline mocat

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Re: How Many Credit Cards Do You Have?
« Reply #10365 on: April 23, 2018, 02:39:53 PM »
 :lol:

Offline Mrs. Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #10366 on: April 23, 2018, 02:51:25 PM »
:lol:

I mean there is a business name and then the person who the card is issued to is me.

Offline Mrs. Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #10367 on: April 23, 2018, 02:59:18 PM »
No, I don't mean a stripper name.

Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #10368 on: April 23, 2018, 03:13:48 PM »
Do people usually just use their own actual name when applying for a business card?

yes, unless you actually have a business that isn't a sole proprietorship.  if you're using your ss#, you should use your name.
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Offline Mrs. Gooch

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Re: How Many Credit Cards Do You Have?
« Reply #10369 on: April 23, 2018, 03:18:02 PM »
Do people usually just use their own actual name when applying for a business card?

yes, unless you actually have a business that isn't a sole proprietorship.  if you're using your ss#, you should use your name.

Oh, well I did the same thing before and they didn't have a problem with it. And they approved it anyway after I told them I already had a business card in that name.

Offline wetwillie

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Re: How Many Credit Cards Do You Have?
« Reply #10370 on: April 23, 2018, 08:50:12 PM »
I think people would probably be less apt to ask all these questions if they realized how lax credit card underwriting is.
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Offline ksupamplemousse

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Re: How Many Credit Cards Do You Have?
« Reply #10371 on: April 24, 2018, 08:26:29 PM »
Steve Dave, this thread is long, and I haven't really read it in like a year and a half. But, I need some help. This Chase 5/24 rule rough ridin' blows, but between my wife and I it's more like 10/24, which is not so bad. We go on one week long vacation every year, and an extended weekend getaway. We go to Disney World or Disneyland each year. If we go to Disney World then it's the week long vacation, if we go to Disneyland then it's the extended weekend. When we're not going to Disney World then our vacations are usually of the tropical variety. Knowing all that, what cards should I be prioritizing? Should I eff with Chase anymore? Or just churn the crap out of non-chase cards? I've got a fair few SPG points saved up, around 200k marriott, about 75k avios, and around 100k aa. Wife and I both have the sapphire preferred right now.
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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #10372 on: April 25, 2018, 10:38:14 AM »
yes, your entire strategy should be based around chase cards. specifically URs since you don't have any right now. Get a CSR or CSP for each you and your wife ASAP, then Inks. Or vice versa. Referral links in the first post of this thread.

Offline Dlew12

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Re: How Many Credit Cards Do You Have?
« Reply #10373 on: April 25, 2018, 11:41:10 AM »
also, referral link on the 412th page of this thread.  also here:


https://www.referyourchasecard.com/19/ZYO9AQOVL2

Just in case Steve Dave's link doesn't work


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Offline sys

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Re: How Many Credit Cards Do You Have?
« Reply #10374 on: April 25, 2018, 03:01:32 PM »
dlew, i checked, and sd's links work fine.  you can delete your post if you like.
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