what is the consensus on this new SW card? 40k points, spend 15k in a year get 25k more, so essentially 80k points for spending 15k plus 149$ annual fee, and looks like a 75$ annual travel credit. i'm a southwest guy since i live in kc and don't travel a ton (3-4 trips a year), so i'm thinking i add this to the rotation, still use CSR for restaurants, Freedom for quarterly stuff, and then this new card for everything else up to 15k. thoughts?