buying a house

[Rage Against the McKee]

Just get one of those cameras that you can operate from your phone.

[IPA4Me]

I have two Nest outdoor cameras and a skybell. 9mm and a 12ga if they decide to ignore the cameras.

[pissclams]

best security is an adt security sign and a german shepherd

[Gooch]

ok but it's not even on this random list i found NEXT

http://www.asecurelife.com/best-home-security-system/

I got Cox for $3/month in a bundle. Two year contract tho. It has the full automation functionality too. You do have to get expensive wifi light bulbs if you want that function. Most any wifi enabled thermostat and garage doors work with them.

[420seriouscat69]

best security is an adt security sign and a german shepherd

I was coming here to say this. Our system is down, but we have that sign, dammit!

[yoga-like_abana]

must be awful living in kc or Wichita

[IPA4Me]

Meth heads are everywhere. :(

[star seed 7]

must be awful living in kc or Wichita

I don't even lock my doors 

[420seriouscat69]

must be awful living in kc or Wichita

I guess I would rather have random drunk kids passing out in my house because they think it's theirs vs. #KCMO stuff.

[yoga-like_abana]

must be awful living in kc or Wichita

I don't even lock my doors 

me neither, although! I had an issue with my a/c and wasn't home yet and the a/c guy let himself in.... that def. pissed me off. I think my bigger dog could tell too because when I let them inside he was ready to chew his face off and he's never been like that.

[yoga-like_abana]

must be awful living in kc or Wichita

I guess I would rather have random drunk kids passing out in my house because they think it's theirs vs. #KCMO stuff.

I'd have to great that kid with a busch latte in the morning.. if the whole dogs chewing his face off didn't already happen

[420seriouscat69]

 

[XocolateThundarr]

Do not....I repeat....do not use Vivint.

[Phil Titola]

I have the blink system. Cameras are completely wireless and last two years on two AAs. It's like a poor man's Arlo but really only wanted it to scope out when I got packages so wasn't worried about all the DVR stuff.

[Mrs. Gooch]

Pay attention to payment options when choosing your lender. It is turning out to be a PITA to pay my new mortgage payment. (Probably wouldn't have mattered because I would have gone with the lowest rate anyway, but I just wanted to complain.)

[yoga-like_abana]

Pay attention to payment options when choosing your lender. It is turning out to be a PITA to pay my new mortgage payment. (Probably wouldn't have mattered because I would have gone with the lowest rate anyway, but I just wanted to complain.)

whys that? just curious. my two places are both just set up on auto pay

[Mrs. Gooch]

Pay attention to payment options when choosing your lender. It is turning out to be a PITA to pay my new mortgage payment. (Probably wouldn't have mattered because I would have gone with the lowest rate anyway, but I just wanted to complain.)

whys that? just curious. my two places are both just set up on auto pay

Well I am setting it up on AutoPay but that takes 30 days so I have to make the first payment. And I don't have a check or debit card for the account I want to pay it from (because I usually do everything electronic with this account).

Also, if I want to pay extra some months that is going to be a PITA too.

[yoga-like_abana]

Pay attention to payment options when choosing your lender. It is turning out to be a PITA to pay my new mortgage payment. (Probably wouldn't have mattered because I would have gone with the lowest rate anyway, but I just wanted to complain.)

whys that? just curious. my two places are both just set up on auto pay

Well I am setting it up on AutoPay but that takes 30 days so I have to make the first payment. And I don't have a check or debit card for the account I want to pay it from (because I usually do everything electronic with this account).

Also, if I want to pay extra some months that is going to be a PITA too.

Yeah, the last part is why I made 100% sure my local bank wasn't going to sell my mortgage off to someone else.
Although the teller one time made my extra payment as a regular payment rather than a principal only payment and it totally mumped me over.. Somehow it made it look like I hadn't made that payment for the next month.. It was eventually corrected but it took a couple of months as well as them having to correct my credit.. I'm usually a pretty easy going person but that absolutely drove me bonkers

[Mrs. Gooch]

WTF kind of a bank doesn't have online payment capability in 2017?

[star seed 7]

Pay attention to payment options when choosing your lender. It is turning out to be a PITA to pay my new mortgage payment. (Probably wouldn't have mattered because I would have gone with the lowest rate anyway, but I just wanted to complain.)

whys that? just curious. my two places are both just set up on auto pay

Well I am setting it up on AutoPay but that takes 30 days so I have to make the first payment. And I don't have a check or debit card for the account I want to pay it from (because I usually do everything electronic with this account).

Also, if I want to pay extra some months that is going to be a PITA too.

Yeah, the last part is why I made 100% sure my local bank wasn't going to sell my mortgage off to someone else.
Although the teller one time made my extra payment as a regular payment rather than a principal only payment and it totally mumped me over.. Somehow it made it look like I hadn't made that payment for the next month.. It was eventually corrected but it took a couple of months as well as them having to correct my credit.. I'm usually a pretty easy going person but that absolutely drove me bonkers

Happened on a car loan once with a local credit union and it was like how rough ridin' hard is this to correct jeez

[catastrophe]

There is really no way to know or control who is going to own your mortgage. If you're a super attractive debtor like yours truly it will get scooped up within a week by one of the big dogs like JP Morgan / Chase and never let go.

[Mrs. Gooch]

There is really no way to know or control who is going to own your mortgage. If you're a super attractive debtor like yours truly it will get scooped up within a week by JP Morgan / Chase and never let go.

Well our bank told us they keep all mortgage loans in house.

[catastrophe]

Did they put that in writing?

[Mrs. Gooch]

Did they put that in writing?

Yeah, I think it was on one of the papers when we closed.

[star seed 7]

Capitol federal doesn't sell loans