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Messages - catastrophe

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1
The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 22, 2024, 04:45:42 PM »
Don't millennials/genZers pretty much have to have more education? Not sure if it's just hyperbole but I keep hearing more and more stories of positions requiring a 4 yr degree when the job description quite frankly doesn't even require a full high school education.
One primary source anecdote: Mrs BAC (works for Satan in O&G) mentioned that they have job openings for admins. She also noted that all of the current admins... Most of which have been working there between 15-20 years, are not qualified for the new hire admin positions they are looking to fill

Probably some hyperbole, but younger millennials gen z and their parents have probably been hoodwinked a bit in this regard. There are a lot of god jobs out there that don’t require university or advanced degrees, but most of the managerial/hr/etc. type jobs do. Couple that with the high price of college nowadays and in recent times and the number of people getting worthless degrees or degrees for low-paying sectors and there you have it.

There are tons of good jobs in tech, manufacturing and the trades that don’t require advanced degrees.

Imo the trades are only going to become more valuable and less and less people will be able to do even the most menial of tasks in the future.

education equals wealth. always has. always will.



That is one of the least helpful graphical representations of data I've seen in a long time. Like as charts go that person deserves whatever the equivalent is of a business ass kicking.

2
There is something pure in how much that post takes exception with "the youth."

3
Essentially Flyertalk / Re: New To Investing Thread
« on: April 22, 2024, 04:35:16 PM »
Yes and also, SD may perhaps be referencing that after 65 you can use HSA moneys like a retirement account, but if you do that you don't get the same triple tax-free benefit.

You can also reimburse yourself for qualifying expenses at any time (I think), so if you paid a specialist $600 this year but paid it out of pocket to let that same money grow tax free in your HSA, you can take a $600 withdrawal 20 years later in cash. But you have to save the receipts and that sounds like a lot of work that realistically I probably won't ever do.

4
The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 22, 2024, 02:27:40 PM »
There are plenty of cheap houses in a lot of the flyover town that really thrived decades ago.  Fewer houses in the big metro areas.

Small town America kind of dying is an impact on the current housing situation that I don't see discussed very often.  A lot of our boomer parents that got these low cost homes lived in places like Norton, Kansas.  You too could buy a low cost home in Norton, Kansas!
I wonder if some of this will be self correcting with remote work and early retirees

5
Essentially Flyertalk / Re: New To Investing Thread
« on: April 22, 2024, 11:15:22 AM »
Sup nerds.

I have my 401k with my employer with 5% match and then they match my investment which is neat, have had a Roth IRA that I maxed out last year and am already getting close to maxing it out this year. Any other investments I should be worried about on my radar as a single 26 yo male? With my job I cannot sports bet so that's nice so looking to put my money into something worthwhile. I also have a high yield savings that I put my bitcoin money into but have been told to maybe put that into a mutual fund...

Thoughts? :bwpopcorn:

taxable investments are underrated imo. good job on the tax advantaged stuff. if you don't have a brokerage account you should open one (can do it the same place you have your 401k/IRA) and like SF said a simple S&P fund (I use VOO) is a good option to set and forget. Also just keeping a chunk in money markets there isn't a bad deal as you'll probably scrape 5% from that at the moment. if you have kids (OR EVEN IF YOU DON'T BUT WILL SOON) you could start a 529 for them. lots of good options out there.

I second basically all of this.

It's currently pretty easy to open high interest savings account and get 4-5%. That's a (basically) risk free way to save for a house.

529s are very powerful if you start early. If you're sure you are going to have/adopt at least one kid even a few years from now (I think; consult your tax attorney) then you can open an account and even just put like $20-$100/month into it. Future (and little) Greg will thank you.

Look into whether you have investment options through your HSA. HSAs are the only accounts that you pay into tax free, grow tax free, and you can withdraw tax free. The only catch is that to you have to use the funds for health expenses. But lucky you, you live in America and our health care (especially for elders) is ridiculously expensive so you won't have trouble spending it.

6
I didn't realize you could earmark your donations to the Ahearn fund unless it had six or more zeroes on it.
You know what I think you’re right, outside of capital projects it may just be Ahearn Fund. You can choose specific sports for NIL if you donate over like $20/month, though.

7
Jerome Tang Coaches Kansas State Basketball / Re: PORTAL KOMBAT
« on: April 19, 2024, 05:17:20 PM »
Is the recruiting advantage that other programs would start backing off? I don’t really get the strategy.

8
The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 19, 2024, 05:13:04 PM »
not specifically topical but the same percentage of people own homes at the same age for all of recorded history. you hear people claim differently all the time. liars and dumbasses I believe.


Sure the trends are similar, but based on that chart it looks like millennials trend about 10% boomers at pretty much every age (with Gen X in between). Not earth shattering but seems like it’s something.

9
Same as donating to the university. You can donate to the general fund / "greatest need" or ask that it be earmarked.

10
Essentially Flyertalk / Re: Tipping
« on: April 19, 2024, 10:25:53 AM »
One that seems to be going in the opposite direction of the norm:  Starbucks. 

They incentivize you to use their app via free crap every so often, birthday drinks, etc.  The app used to ask you, after every purchase, how much you would like to tip.  They took that function away a year or so ago.  So now, you pay with the app, but if you don't have cash(lol, what's that) their employees get no tip.  Kinda wild. 

I assume they found some legal reason to stop doing this and just took the option away before they got sued, but who knows.  Given the tip environment everywhere else, this one is a head scratcher.

when you are checking out on the starbucks app it has the total at the bottom and then a little button that says "wanna leave a tip?" but you do not have to engage with that button in order to complete your order.

I get my hair cut at a local salon called Great Clips, where you can buy a card that pre-buys X number of haircuts so when you're done you just swipe the card and that's it for the transaction. The problem is that it makes tipping impossible unless you have cash cause they cannot separately charge your credit card for just a tip.

I actually find that awkward cause I know those people cannot be making much money at all if they're not getting tips. Because you see, even though you might think the highest priority at Great Clips is a great haircut, they are also very focused on making the experience affordable with a great price.

11
Essentially Flyertalk / Re: Tipping
« on: April 19, 2024, 09:24:44 AM »
it's a good question.  and happening at the same time as the non-tipped wage is also increasing.

https://twitter.com/CharlesFLehman/status/1781098254341472567
I can probably think up a dozen theories, but I do wonder if there is an actual reason.

Taking out any ulterior motives, my main theory is due to consumers’ disdain at menu price increases, so restaurants basically have customers subsidize their employees’ wages in order to keep prices down.

12
great covert ivermectin story
1,289 Views | 18 Replies
...
Harry Stone11:56a
A friend we grew up with saved her dad's life by sneaking ivermectin to her dad hiding in the laptop's keyboard. Story is now being picked up by conservative media, infowars and epoch times.

https://www.infowars.com/posts/woman-reveals-how-she-snuck-ivermectin-into-hospital-to-save-dying-father/

JFC it's horse de-wormer not C4 plastique.  I really doubt a person would have any trouble carrying a box of that crap in to any hospital anywhere and I really don't think anyone in said hospital would even think about stopping a person from taking it if that's what they wanted to do.  Most any hospital employee would do is say "okay, wierdo" and  :buh-bye: outta there.
Also, I’ve been in my share of hospitals and if they’re searching that lady for ANYTHING, it’s probably because she’s on some sort of watchlist as a dangerously unstable person. Which based on the headline seems likely.

14
TCU is killing it according to this site

Revenue for all women's sports
TCU: $22,829,737
KU: $5,115,592
Oklahoma State: $4,594,558
Iowa State: $2,934,863
KSU: $684,244

Revenue for men's sports other than FB/BB
TCU: $12,089,766
Oklahoma State: $6,243,409
KU: $2,547,981
Iowa State: $579,822
KSU: $418,239

15
I've never heard of EADA. That's a pretty nifty site.

The actual football and basketball related revenues are pretty even between KU and KSU. But KU appears to be kicking our asses in making money on other sports. KSU made a total of $724,806 in sports other than FB and BB, while KU made $7,309,243.  :Wha:

The anomaly with KU is $133,367,608 for revenue not allocated to any sport. I have no idea what that is but it dwarfs the same line item for Texas ($37,043,295) which is almost the exact same as KSU's ($37,867,002).

Can you really call money for a FB stadium not allocated to a sport?

Honest question without having spent any time looking, how do other school compare? I mean do we utterly suck at getting $$ for vball, tack and field, tennis etc, or is ku wholly above a ton of people here.

Maybe both?

It only lets you do 4 at a time, and I wanted to keep KSU and KU to make sure it was apples to apples:

Revenue for all women's sports
KU: $5,115,592
Oklahoma State: $4,594,558
Iowa State: $2,934,863
KSU: $684,244

Revenue for men's sports other than FB/BB
Oklahoma State: $6,243,409
KU: $2,547,981
Iowa State: $579,822
KSU: $418,239

16
I've never heard of EADA. That's a pretty nifty site.

The actual football and basketball related revenues are pretty even between KU and KSU. But KU appears to be kicking our asses in making money on other sports. KSU made a total of $724,806 in sports other than FB and BB, while KU made $7,309,243.  :Wha:

The anomaly with KU is $133,367,608 for revenue not allocated to any sport. I have no idea what that is but it dwarfs the same line item for Texas ($37,043,295) which is almost the exact same as KSU's ($37,867,002).

Can you really call money for a FB stadium not allocated to a sport?

17
They already tore down basically the whole bunker, so I mean they have to build something, right? Sporting and the Chiefs aren’t gonna just loan them a stadium for more than a year.

Do you think all this recent talk about the Chiefs moving out of KCMO is a coincidence? KU is pulling every lever they have in case they need to squat in Arrowhead indefinitely.

18
Why in the world would you think I would know that?

I don't stalk you dumbasses/frat bro Chads around all over this blog, it's the exact opposite.

No one expects you to know that, it's just funny that you'd rather try to prove lib wrong about a completely insignificant point than consider how he could be right about it.

19
How does this renovation outcome vary so much from what was announced just a couple of months ago?
1.  No renovation at all on the east side of the stadium. 
2.  Stalled retail development.
3.  Seating capacity reduced by 5,000 seats more than announced.

Is there like a state statute that mandates KU conduct all its financial affairs as sketchy AF?

Now that you mention it, I do wonder if any misrepresentations as to the scope of the project are a problem with all the government money KU is needing to rely on.

20
Do they get held legally responsible when one of the independent contractors commits a crime? Was thinking they have in the past but I could be wrong. In this instance it appears they don't know who their customer is and allowed their service to be used in pursuit of fraud that resulted in one of their independent contractors getting killed.
I don’t know how any specific lawsuits have worked out, but I know Uber has said it is a technology company, not a service company. Basically their platform exists to put in touch people who need something with people who are willing to do it for a price. So they’d argue their culpability is the same as Facebook or Match if someone murdered a person they met on there.

It makes some sense but there’s clearly a “come on” factor.

21
my irl best childhood vehicle memories are road tripping in a 1991 ford aerostar. i just don't know if future grown ups will talk wistfully about the 2024 hyundai palisade. maybe! but idk.

I'm definitely more excited about our minivan than our kids are because of functionality and endless storage (they're on their tablets in car seats regardless). Although our oldest does love that he can decide to ride all by himself in the third row surrounded by luggage.

22
The New Joe Montgomery Birther Pit / Re: MEGA MAGA
« on: April 17, 2024, 07:47:54 PM »
I understand that Maga loves to latch on to buzz words and then make up the rest of the story, but that lady literally was saying that because any idiot can say anything on the internet, and many idiots are magnified like crazy on the internet, their right to say anything on the internet makes it hard to make sure that folks have real actual true information.  Maybe the deep cut shows the lighting go red and her pupils turn into lizard mode while she adds "so we must remove this right and eat brains" or something and I missed it?

Based on the clip that I saw, I think she was saying that the government cannot force social media companies like Twitter and Facebook to crack down on hate speech, misinformation, etc. on their sites even if the public agrees it is a good goal. That type of regulation is up to the companies because of the First Amendment.

23
That’s an awful lot of responsibility to put on couriers. I don’t even know how that would work for things like UPS.

24
I will say TCU probably has more value to the Big 10 than they do to the Big 12, but between the fact that they are still TCU, and the Big 10 easily could have poached Utah sooner, that report makes zero sense unless those schools were willing to receive bargain basement shares for a long time.

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The New Joe Montgomery Birther Pit / Re: LOL TRUMP
« on: April 17, 2024, 01:32:06 PM »
Trump is like the caricature of the detached corporate CEO. Always happy to take the spotlight despite never having anything to say.

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