goemaw.com

General Discussion => Essentially Flyertalk => Topic started by: steve dave on February 12, 2010, 09:43:33 AM

Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 09:43:33 AM
I have 11

REFERRAL LINKS:

CSR Link
https://www.referyourchasecard.com/19/DM9PW0YPS1

Freedom Link
https://www.referyourchasecard.com/2/8D5L2UP80V

SW Pers Link
https://www.referyourchasecard.com/223/CS5T0S25K4
Title: Re: How Many Credit Cards Do You Have?
Post by: _33 on February 12, 2010, 09:45:07 AM
2   :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on February 12, 2010, 09:45:45 AM
1
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on February 12, 2010, 09:48:36 AM
2
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on February 12, 2010, 09:54:09 AM
I have 11

"I used to have many as well, Steve Dave.  But now?  Now I have NONE!"
(http://ponderingsfrompluto.files.wordpress.com/2010/01/dave-ramsey.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on February 12, 2010, 09:55:51 AM
How do you get them to accept your application?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 09:56:59 AM
How do you get them to accept your application?

Fill out all the boxes that are marked with a * (* = required box)
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on February 12, 2010, 10:04:25 AM
they would sit outside the union and give you a free t-shirt for applying. none of us had jobs but we all had incomes in the six-figure range.  glad they didn't check on that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 10:07:58 AM
they would sit outside the union and give you a free t-shirt for applying. none of us had jobs but we all had incomes in the six-figure range.  glad they didn't check on that.

pffttt, yeah, that should be illegal (the preying on college kids not the lying about income)
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on February 12, 2010, 10:23:54 AM
at the very least the university should protect its students and not allow them on the campus.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 12, 2010, 10:31:26 AM
probably somewhere around 10-15. honestly don't know. getting ready to cancel about five of them though. will instantly apply for five more though probably.

 :combofan:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 10:35:19 AM
My list:

Hilton Citi Visa
Hilton Amex
American Airlines Citi Visa
Frontier Airlines MC

Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex
British Airways Chase Visa

Generic Work Amex
FNB Generic Visa

Going to cancel the bolded ones and re-apply for about half of them.  Also apply for some new ones depending on promotions.

 :combofan:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 12, 2010, 10:38:39 AM
you should keep an eye on choice priveleges (quality inn, clarion, etc) they come in handy when you end up in a smaller town that doesn't have a hilton or starwood or something and need to stay in a hotel. when i got mine a few years ago it gave me enough for three nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Ghost of Stan Parrish on February 12, 2010, 10:39:20 AM
My list:

Hilton Citi Visa
Hilton Amex
American Airlines Citi Visa
Frontier Airlines MC

Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex
British Airways Chase Visa

Generic Work Amex
FNB Generic Visa

Going to cancel the bolded ones and re-apply for about half of them.  Also apply for some new ones depending on promotions.

 :combofan:

Man, the rewards would not be worth the stress for me of trying to keep this all straight.   :runaway:

I have something like four or five.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 10:40:32 AM
My list:

Hilton Citi Visa
Hilton Amex
American Airlines Citi Visa
Frontier Airlines MC

Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex
British Airways Chase Visa

Generic Work Amex
FNB Generic Visa

Going to cancel the bolded ones and re-apply for about half of them.  Also apply for some new ones depending on promotions.

 :combofan:

Man, the rewards would not be worth the stress for me of trying to keep this all straight.   :runaway:

I have something like four or five.

I have an excel document with all of them listed with when I need to cancel by, what I need to spend on them before cancelling, etc.  The Amex's are easy because you just log in and they all pop up on one screen. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 12, 2010, 10:44:15 AM
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:10:30 AM
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 

Yeah, a lot will give you cash back.  Discover cards do but you can't use them everywhere.  My FNB visa gives me 1% back but I never use it.  You can apply for the FNB Visa online.  It's called Bucks Back card or something. 
Title: Re: How Many Credit Cards Do You Have?
Post by: dmartin on February 12, 2010, 11:13:04 AM
just one now, but in college me and the roommate had a contest to see who could get the most in the first weeks of school.  I won with like 8.
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on February 12, 2010, 11:13:35 AM
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 

+1
Title: Re: How Many Credit Cards Do You Have?
Post by: 1/64th on February 12, 2010, 11:13:42 AM
1- Harley Davidson Visa

I only have it cause when I use it people think I have a Harley, which I do not.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 12, 2010, 11:15:42 AM
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 

Yeah, a lot will give you cash back.  Discover cards do but you can't use them everywhere.  My FNB visa gives me 1% back but I never use it.  You can apply for the FNB Visa online.  It's called Bucks Back card or something. 

cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on February 12, 2010, 11:18:31 AM
None.

My debit card and cash works just fine.

It was a euphoric feeling when I destroyed the last one.

I chose not to reward banks that have already received my tax dollars in bailouts.
Title: Re: How Many Credit Cards Do You Have?
Post by: 1/64th on February 12, 2010, 11:20:06 AM
None.

My debit card and cash works just fine.

It was a euphoric feeling when I destroyed the last one.

I chose not to reward banks that have already received my tax dollars in bailouts.

How did I know this was coming from Jeffy.   :facepalm:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 12, 2010, 11:20:42 AM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:24:08 AM
I did some math and figure I've gotten about $5,000-$7,000 worth of travel from just applying for and using this list of credit cards in the last 6 months.  I could inflate it a ton because just two round trips to Hawaii in first class would have run us $5,361 and we are getting them free.  But, I wouldn't normally fly first class if I was paying for it.  A grand total of 9 roundtrip flights and 10-12 hotel nights.  Didn't cost me a dime.  Going to do it every year.  The British Air deal was probably a once in a lifetime offer though so it won't be this huge every time.  
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on February 12, 2010, 11:25:14 AM
Southwest Rapid Rewards Visa is nice.  

Use it on anything, and use it towards a southwest purchase and it doubles your credits.

Each dollar is worth 1 credit. (double if it is towards southwest purchase)

1200 credits is 1 point.

16 points for a free roundtrip flight to any Southwest destination.

When you sign up for Rapid Rewards Visa, you automatically get 8 points, and you get 2 points for creating a Rapid Rewards account on southwest.com. (10 points total)

This leaves only 6 points for your first free rountrip flight.  Each one-way flight is 1 point.

Pretty badass IMO.  I use it as a company card, and some of my coworkers have over 13 free roundtrip flights waiting to be used.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:34:36 AM
Actually, I owe RD a huge thank you for kicking my ass into gear on this stuff. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 12, 2010, 11:36:43 AM
How is that Starwood Amex treating you SD?  Been looking at the one but hate the though of a yearly fee being tacked on after the first year
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:40:51 AM
How is that Starwood Amex treating you SD?  Been looking at the one but hate the though of a yearly fee being tacked on after the first year

If you spend a good amount on it they will waive the fee.  Come fee time just call them and tell them that you are going to cancel unless they waive it.  If they don't waive it they will offer to reduce it.  It all depends on how much you spend on it.  If they won't waive it you can just cancel it and re-apply.  Bonus is you get the re-apply bonus miles each time.  You may have to wait a while after cancelling to re-apply though.  Don't know for sure.  I cencelled the delta amex because of an upcoming annual fee and re applyed the next day and got all the bonus miles and everything.  The SPG is the best because their points transfer to any airline at 1:1 or 25k if you transfer 20k. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 12, 2010, 11:42:34 AM
Actually, I owe RD a huge thank you for kicking my ass into gear on this stuff. 

we need to fire up another bank/credit card: miles, points, free cash thread. i saw a chase bank promo where a new checking business account that deposits five hundred dollars gets two hundred added to the account for free. wonder if that on could come in handy anytime soon?   :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: hemmy on February 12, 2010, 11:42:58 AM
0.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:43:30 AM
Actually, I owe RD a huge thank you for kicking my ass into gear on this stuff. 

we need to fire up another bank/credit card: miles, points, free cash thread. i saw a chase bank promo where a new checking business account that deposits five hundred dollars gets two hundred added to the account for free. wonder if that on could come in handy anytime soon?   :cheers:

BOOM!
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on February 12, 2010, 11:48:25 AM
Actually, I owe RD a huge thank you for kicking my ass into gear on this stuff. 

we need to fire up another bank/credit card: miles, points, free cash thread. i saw a chase bank promo where a new checking business account that deposits five hundred dollars gets two hundred added to the account for free. wonder if that on could come in handy anytime soon?   :cheers:

OMG!  Yes, I need to delve deeply in to this sub-culture.
Title: Rick Daris travel steve dave credit card thread of travel and points
Post by: steve dave on February 12, 2010, 11:53:23 AM
I check this every morning.  Updates once a day.  Usually garbage stuff but occasionally some nice tips.  Plus a good overview of credit card churning and best travel deals on the right:
http://frugaltravelguy.blogspot.com/

In depth and about everything you could ever want to know.  Takes a lot of time and is intimidating though:
http://www.flyertalk.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on February 12, 2010, 12:37:09 PM
None.

My debit card and cash works just fine.

It was a euphoric feeling when I destroyed the last one.

I chose not to reward banks that have already received my tax dollars in bailouts.

How did I know this was coming from Jeffy.   :facepalm:

Can't wait for my credit score to be down to zero as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: KSU176 on February 12, 2010, 11:30:15 PM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
This.  Slu and I make $500 to $700 a year on citibank and discover.  Never have paid a penny in interest.  I guess we are smart enough not to reward the banks and have them reward us.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2010, 11:35:58 PM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
This.  Slu and I make $500 to $700 a year on citibank and discover.  Never have paid a penny in interest.  I guess we are smart enough not to reward the banks and have them reward us.

That's the key bro.  If you are not a dumbass it's basically free money.   :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: SuperG on February 13, 2010, 02:09:05 AM
I have 3 debit cards but only one of them works and 3 cards that give me rewards whenever I buy enough liquor.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 13, 2010, 08:55:33 AM
One and it sucks. Guide me Fellas.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:04:26 AM
One and it sucks. Guide me Fellas.

Sign up for all of these:
American Airlines Citi Visa
American Airlines Business Visa
Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex

Use them each once and then cancel all of them except for the Starwood Amex.  Use the Starwood Amex for every purchase you make and pay it off in full each month so you don't pay any interest.  In a year call them and tell them you will cancel unless they waive the annual fee.  Here is a database on what you get and what you have to spend along with links to each:  http://bit.ly/frugal-database  You will end up with a free American Airlines fligh, free Delta flight and anywhere from 2-6 nights at a starwood hotel depending on where you are going.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2010, 09:06:34 AM
wouldn't it be better to put all charges on a single card with a good rewards program (whatever one is best for you) than scattering charges among multiple cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:07:56 AM
wouldn't it be better to put all charges on a single card with a good rewards program (whatever one is best for you) than scattering charges among multiple cards?

You get huge signup bonuses for each.  That's the benefit.  You can use an airline card once and get a free flight.  Some airlines/hotels have multiple cards you can sign up for and get multiple sign up bonuses.  You can then cancel them and sign up again after a certain amount of time.  You used to be able to sign up for the AA cards every three months.  People got millions of miles just by doing this.  British Airways just ran a special on their Visa card where you got 100k miles for signing up and spending $2k on it. Most ridiculous signup bonus OAT.  Mrs. dave and I both got one and now have 210k british airways miles.  I could fly round trip to London 4 times and it didn't cost me a thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2010, 09:14:32 AM
gotcha.  should have connected the dots from the cc churning thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:18:32 AM
Yeah, I just basically made this the goEMAW credit card churning thread.  Here is a link that talks about the British Airways deal.  I am kind of kicking myself for not forcing everyone on here to do it when it was available.

http://bucks.blogs.nytimes.com/2009/11/04/the-best-credit-card-signup-bonus-ever/?hp
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 09:19:48 AM
wouldn't it be better to put all charges on a single card with a good rewards program (whatever one is best for you) than scattering charges among multiple cards?

You get huge signup bonuses for each.  That's the benefit.  You can use an airline card once and get a free flight.  Some airlines/hotels have multiple cards you can sign up for and get multiple sign up bonuses.  You can then cancel them and sign up again after a certain amount of time.  You used to be able to sign up for the AA cards every three months.  People got millions of miles just by doing this.  British Airways just ran a special on their Visa card where you got 100k miles for signing up and spending $2k on it. Most ridiculous signup bonus OAT.  Mrs. dave and I both got one and now have 210k british airways miles.  I could fly round trip to London 4 times and it didn't cost me a thing.

yeah. the big thing is the sign up bonuses. sign up and get get free hotel nights or free flights when you use the card and then just cancel the card once you've been awarded your stuff. like sd said, you used to be able to get two roudtrip american airlines flights every three months by doing this. eight free roundtrip flights a year. this stopped a few months ago. now it's like one flight a year or something i think. there are so many airlines and so many cards though that it's still basically free travel whenever if you are consistent with it and sign up for good deals (like the sd british airways deal) when they come up. prob not a good idea for someone who is thinking about buying a house or something in the near future though. like within the next year or so. as long as you have a decent history of credit it only effects your credit score by a little. somewhere around 10 to 20 points for most people but then it goes back up a month or two after you cancel the cards provided you are not signing up for new ones again.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:23:26 AM
Another blog I nerd out on

http://boardingarea.com/blogs/viewfromthewing/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2010, 09:26:55 AM
Dumb question here.  How do you bank the points when you're cancelling the cards?  Do you have to be signed up for British Airways, Starwood, etc. prior to getting the credit card and then associate your existing airline/hotel accounts with the credit card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 09:27:31 AM
Another blog I nerd out on

http://boardingarea.com/blogs/viewfromthewing/

yeah. that's good. i did my big cc stuff about a year ago. and only one since. getting ready for a big round 2 though in march (over one year so i should be able to get the AA cards). all this boardingarea.com/cc bonus talk is getting me super excited though.  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 09:29:04 AM
Dumb question here.  How do you bank the points when you're cancelling the cards?  Do you have to be signed up for British Airways, Starwood, etc. prior to getting the credit card and then associate your existing airline/hotel accounts with the credit card?

yes. sign up for starwood account online. then give your starwood account # when getting the card. then your points go to you starwood account. then you just cancel the credit card. same for airlines miles, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2010, 09:32:10 AM
please prominently update this thread in mid to late april, to remind me to sign up for a ton of cards at that time.  tia.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:34:03 AM
Dumb question here.  How do you bank the points when you're cancelling the cards?  Do you have to be signed up for British Airways, Starwood, etc. prior to getting the credit card and then associate your existing airline/hotel accounts with the credit card?

yes. sign up for starwood account online. then give your starwood account # when getting the card. then your points go to you starwood account. then you just cancel the credit card. same for airlines miles, etc.

Yeah, your airline/hotel mile programs are separate from the cards.  You can get miles without the card by staying/flying.  Once the points are in your account they are yours.  There are big formulas to figure out how much each airline and hotel point is worth.  Starwoods are said to be worth about 2.5 cents each.  So, if you get 20k for signing up for two cards you are basically getting $500 in free travel.  But, there are smart ways and dumb ways to use them to maximize the value you get for them.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2010, 09:36:21 AM
yes. sign up for starwood account online. then give your starwood account # when getting the card. then your points go to you starwood account. then you just cancel the credit card. same for airlines miles, etc.

That makes this whole thing seem a lot more feasible.  I've already got barely used accounts for most hotel companies from work travel (bunch of non-elites in there from staying in podunk KS towns).  I'll likely put together a list of existing hotel/airline accounts I have and post for you and sd to put together my credit card plan.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 09:38:40 AM
yes. sign up for starwood account online. then give your starwood account # when getting the card. then your points go to you starwood account. then you just cancel the credit card. same for airlines miles, etc.

That makes this whole thing seem a lot more feasible.  I've already got barely used accounts for most hotel companies from work travel (bunch of non-elites in there from staying in podunk KS towns).  I'll likely put together a list of existing hotel/airline accounts I have and post for you and sd to put together my credit card plan.

its like trim just gave me a great big christmas present 10 months ahead of time.  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on February 13, 2010, 09:52:12 AM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
This.  Slu and I make $500 to $700 a year on citibank and discover.  Never have paid a penny in interest.  I guess we are smart enough not to reward the banks and have them reward us.

OH.... wrong answer!

You do realize that there are fees that are added to credit card transaction that the "store" pays?  And of course that store doesn't really pay them.  They pass them on to consumers.  In fact, there has been a trend over the last couple of years for gas stations to return to the credit-cash dichotomy pricing.  Most stations don't advertise it.

I use the cc fees when I'm negotiating prices on large items.  The money I've saved by making cash transactions and negotiating prices is easily several hundred dollars.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 09:57:14 AM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
This.  Slu and I make $500 to $700 a year on citibank and discover.  Never have paid a penny in interest.  I guess we are smart enough not to reward the banks and have them reward us.

OH.... wrong answer!

You do realize that there are fees that are added to credit card transaction that the "store" pays?  And of course that store doesn't really pay them.  They pass them on to consumers.  In fact, there has been a trend over the last couple of years for gas stations to return to the credit-cash dichotomy pricing.  Most stations don't advertise it.

I use the cc fees when I'm negotiating prices on large items.  The money I've saved by making cash transactions and negotiating prices is easily several hundred dollars.

You ever negotiate a nine day trip to Hawaii flying first class for free?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2010, 10:08:44 AM
OH.... wrong answer!

you're paying the cc margin on everything you buy that you don't negotiate down on a cash price, anyways.  would make sense to get a cut of that back with a rewards cc.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 10:10:41 AM
OH.... wrong answer!

you're paying the cc margin on everything you buy that you don't negotiate down on a cash price, anyways.  would make sense to get a cut of that back with a rewards cc.

this is obvious to everyone but jeffy, who apparently spends a good part of his day negotiating for big ticket items and only paying for them in cash.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 10:19:16 AM
Every time I swipe my cc I'm going to chuckle to myself about how many of jeffy's pennies I just pocketed
Title: Re: How Many Credit Cards Do You Have?
Post by: LinuxHuskerSometimesBasketballCat on February 13, 2010, 10:51:24 AM
1

I had 5 but over the course of a year, we've paid them down to only 1 now. 27% apr. Kiss my ace. You'd be stupid to put your money in savings gaining 6%
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 13, 2010, 10:52:16 AM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on February 13, 2010, 10:55:03 AM
Every time I swipe my cc I'm going to chuckle to myself about how many of jeffy's pennies I just pocketed

Enjoy.  I love the power of paying in cash.  Since the paychecks are automatically deposited, making that monthly cash withdrawal is a good feeling.  Plus, I never overspend my budget, which my wife and I agree upon every single month.

I don't deny that credit cards can be used responsibly.  Heck, I had 2 cards in my possession until last October.  I used them in the way you guys were mentioning for some budget categories.  But if you don't actively budget, money will disappear.  Studies show there is a mental response to paying with cash vs paying with credit.  Paying with cash hurts.  The pain level decreases with credit dramatically.  I am able to more easily partition my needs vs wants when I'm paying cash.

And for those that didn't know, banks are now starting to offer rewards on debit cards as well:  http://www.creditcards.com/credit-card-news/debit-card-rewards-1277.php.  This program will only continue to gain steam as time goes by.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 10:55:16 AM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico.  

california?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 11:05:20 AM
And for those that didn't know, banks are now starting to offer rewards on debit cards as well

You've got my attention
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 13, 2010, 11:10:25 AM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico.  

california?

That works.  I got your point.  Just trying to be difficult.  

I love the idea of taking advantage of this stuff.  I don't know if it is feasible in my situation with the damage to credit history.  That's why I would like to find one good one and just get as much back as possible.  Won't change how much I buy or pay, would just make it go through one more step before hitting the checking account.  I also see the value in the free travel, I've just been trying to travel a lot less than I used to and it seems like free money would make more sense now.   :dunno:  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 01:17:49 PM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico. 

california?

That works.  I got your point.  Just trying to be difficult. 

I love the idea of taking advantage of this stuff.  I don't know if it is feasible in my situation with the damage to credit history.  That's why I would like to find one good one and just get as much back as possible.  Won't change how much I buy or pay, would just make it go through one more step before hitting the checking account.  I also see the value in the free travel, I've just been trying to travel a lot less than I used to and it seems like free money would make more sense now.   :dunno: 

yeah. i was just trying to be difficult as well. you'd probably be best off w/ just a cashback card. that way you can stock up gobs and cash and then put a pool in your back yard or something. prob wouldn't even need a vacation if you had something like that.


also, a pretty easy way to make a quick hundred is this. also, if you have a wife and a different mailing address available for one of you, i bet you could get a quick two hundred... http://slickdeals.net/forums/showthread.php?t=1847851


also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 02:08:56 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 02:13:13 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

us mint  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 02:15:21 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

us mint  :fatty:

Yeah, do this.  You can buy president or native american dollar coins from the US Mint at face value with free shipping.  If you aren't going to spend the $2k on anything you need spend it there and just deposit the coins to pay off the card.  Two rountrips from the US to Madrid/London/Paris.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 02:17:16 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

us mint  :fatty:

Yeah, do this.  You can buy president or native american dollar coins from the US Mint at face value with free shipping.  If you aren't going to spend the $2k on anything you need spend it there and just deposit the coins to pay off the card.  Two rountrips from the US to Madrid/London/Paris.

they're also part of oneworld so the miles can transfer to like ten other airlines if you don't want BA. daris is gonna be back in business w/ 200,000 AA miles and 3x daily flights out of mhk.  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 02:20:54 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

us mint  :fatty:

Yeah, do this.  You can buy president or native american dollar coins from the US Mint at face value with free shipping.  If you aren't going to spend the $2k on anything you need spend it there and just deposit the coins to pay off the card.  Two rountrips from the US to Madrid/London/Paris.

they're also part of oneworld so the miles can transfer to like ten other airlines if you don't want BA. daris is gonna be back in business w/ 200,000 AA miles and 3x daily flights out of mhk.  :driving:

Yep, we are flying rountrip to Hawaii in first class on American via said miles  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 02:30:35 PM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

us mint  :fatty:

Yeah, do this.  You can buy president or native american dollar coins from the US Mint at face value with free shipping.  If you aren't going to spend the $2k on anything you need spend it there and just deposit the coins to pay off the card.  Two rountrips from the US to Madrid/London/Paris.

they're also part of oneworld so the miles can transfer to like ten other airlines if you don't want BA. daris is gonna be back in business w/ 200,000 AA miles and 3x daily flights out of mhk.  :driving:

Yep, we are flying rountrip to Hawaii in first class on American via said miles  :driving:

 :AA: :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on February 13, 2010, 02:39:30 PM
Southwest Rapid Rewards Visa is nice.  

Use it on anything, and use it towards a southwest purchase and it doubles your credits.

Each dollar is worth 1 credit. (double if it is towards southwest purchase)

1200 credits is 1 point.

16 points for a free roundtrip flight to any Southwest destination.

When you sign up for Rapid Rewards Visa, you automatically get 8 points, and you get 2 points for creating a Rapid Rewards account on southwest.com. (10 points total)

This leaves only 6 points for your first free rountrip flight.  Each one-way flight is 1 point.

Pretty badass IMO.  I use it as a company card, and some of my coworkers have over 13 free roundtrip flights waiting to be used.

Just applied for this one. Fly nothing but southwest for work when I can. Plan on putting all flights on that card instead of company card and just having them reimburse me.
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on February 13, 2010, 02:49:43 PM
Bank of Blue Valley here in KC has a pretty great checking account deal, 4% apy which is more than you would earn in any savings account or CD. They make their money by requiring you to run your debit card as a credit card at least 12 times a month so that they can collect on those transaction fee's. You also get $25 in ATM reimbursement every month since they dont have very many locations. Can have up to $25,000 in the account.

I also have a question for SD and the other churners out there. Does the constant applying for and canceling credit cards have any effect on your credit score?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 02:53:30 PM
Bank of Blue Valley here in KC has a pretty great checking account deal, 4% apy which is more than you would earn in any savings account or CD. They make their money by requiring you to run your debit card as a credit card at least 12 times a month so that they can collect on those transaction fee's. You also get $25 in ATM reimbursement every month since they dont have very many locations. Can have up to $25,000 in the account.

I also have a question for SD and the other churners out there. Does the constant applying for and canceling credit cards have any effect on your credit score?

most people see a quick drop of 10-20 points due to the number of inqueries and the shortening of your avg credit length. this will go back up in about six months provided you cxl your cards quickly after getting them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2010, 02:54:02 PM
I also have a question for SD and the other churners out there. Does the constant applying for and canceling credit cards have any effect on your credit score?

Supposed to be about 5 points per card until you cancel them.  The reason being the average length of your credit goes down with each new card.  But, I ran mine a couple of months ago because I was curious how it affected it and my score was 760.  So, moral of the story:  If you aren't going to be applying for a mortgage within a year there is little downside re. your credit.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 13, 2010, 03:25:54 PM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico. 

california?

That works.  I got your point.  Just trying to be difficult. 

I love the idea of taking advantage of this stuff.  I don't know if it is feasible in my situation with the damage to credit history.  That's why I would like to find one good one and just get as much back as possible.  Won't change how much I buy or pay, would just make it go through one more step before hitting the checking account.  I also see the value in the free travel, I've just been trying to travel a lot less than I used to and it seems like free money would make more sense now.   :dunno: 

yeah. i was just trying to be difficult as well. you'd probably be best off w/ just a cashback card. that way you can stock up gobs and cash and then put a pool in your back yard or something. prob wouldn't even need a vacation if you had something like that.


also, a pretty easy way to make a quick hundred is this. also, if you have a wife and a different mailing address available for one of you, i bet you could get a quick two hundred... http://slickdeals.net/forums/showthread.php?t=1847851


also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

That would be amazing.  If we did that, all of our out of town friends would probably come visit us every weekend all summer.  We would probably see them all the time.  When they had kids they would probably bring their kids over to swim also. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2010, 03:27:07 PM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico. 

california?

That works.  I got your point.  Just trying to be difficult. 

I love the idea of taking advantage of this stuff.  I don't know if it is feasible in my situation with the damage to credit history.  That's why I would like to find one good one and just get as much back as possible.  Won't change how much I buy or pay, would just make it go through one more step before hitting the checking account.  I also see the value in the free travel, I've just been trying to travel a lot less than I used to and it seems like free money would make more sense now.   :dunno: 

yeah. i was just trying to be difficult as well. you'd probably be best off w/ just a cashback card. that way you can stock up gobs and cash and then put a pool in your back yard or something. prob wouldn't even need a vacation if you had something like that.


also, a pretty easy way to make a quick hundred is this. also, if you have a wife and a different mailing address available for one of you, i bet you could get a quick two hundred... http://slickdeals.net/forums/showthread.php?t=1847851


also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

That would be amazing.  If we did that, all of our out of town friends would probably come visit us every weekend all summer.  We would probably see them all the time.  When they had kids they would probably bring their kids over to swim also. 

sounds like you might want to stock up on swimming suits incase some of them forget to bring theirs.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 13, 2010, 03:28:19 PM
I also have a question for SD and the other churners out there. Does the constant applying for and canceling credit cards have any effect on your credit score?
If you aren't going to be applying for a mortgage within a year there is little downside re. your credit.  

This is my problem.  I buy a new house every year.  I just can't find a color I really like.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 13, 2010, 03:35:23 PM
cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

I don't really like Mexico. 

california?

That works.  I got your point.  Just trying to be difficult. 

I love the idea of taking advantage of this stuff.  I don't know if it is feasible in my situation with the damage to credit history.  That's why I would like to find one good one and just get as much back as possible.  Won't change how much I buy or pay, would just make it go through one more step before hitting the checking account.  I also see the value in the free travel, I've just been trying to travel a lot less than I used to and it seems like free money would make more sense now.   :dunno: 

yeah. i was just trying to be difficult as well. you'd probably be best off w/ just a cashback card. that way you can stock up gobs and cash and then put a pool in your back yard or something. prob wouldn't even need a vacation if you had something like that.


also, a pretty easy way to make a quick hundred is this. also, if you have a wife and a different mailing address available for one of you, i bet you could get a quick two hundred... http://slickdeals.net/forums/showthread.php?t=1847851


also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

That would be amazing.  If we did that, all of our out of town friends would probably come visit us every weekend all summer.  We would probably see them all the time.  When they had kids they would probably bring their kids over to swim also. 

sounds like you might want to stock up on swimming suits incase some of them forget to bring theirs.  :dunno:

Yeah that would be smart.  It would probably also be smart to cut back on the  :drink: so I could remember things that happen/people that show up.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 09:53:40 AM
also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 

 :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 14, 2010, 12:16:09 PM
2 questions for the experts, as I am a young pup at this and have yet to take advantage.  1) I assume you have to hold onto the card til you travel to use the miles? And 2) can you burn some miles with them to pull upgrades?   :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 12:32:33 PM
2 questions for the experts, as I am a young pup at this and have yet to take advantage.  1) I assume you have to hold onto the card til you travel to use the miles? And 2) can you burn some miles with them to pull upgrades?   :dunno:

as soon as the credit card puts miles in to your account (whether it be... oh i don't know American Airlines, Priority Club, etc.) they are yours and you are free to cancel the card. The British Airways card that sd got and i just linked makes you spend 2000 in the first three months to get the full 100,000 miles though and has a yearly fee of $75. still an amazing deal. i signed my wife and i up last night. we'll spend the money to get the miles and then cancel, effectively paying $150 for 200,000 miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 01:16:41 PM
so where it says "executive club account number", you can put in any oneworld ff #?  they don't make you open a ba ec account?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 14, 2010, 01:43:43 PM
2 questions for the experts, as I am a young pup at this and have yet to take advantage.  1) I assume you have to hold onto the card til you travel to use the miles? And 2) can you burn some miles with them to pull upgrades?   :dunno:

as soon as the credit card puts miles in to your account (whether it be... oh i don't know American Airlines, Priority Club, etc.) they are yours and you are free to cancel the card. The British Airways card that sd got and i just linked makes you spend 2000 in the first three months to get the full 100,000 miles though and has a yearly fee of $75. still an amazing deal. i signed my wife and i up last night. we'll spend the money to get the miles and then cancel, effectively paying $150 for 200,000 miles.

 :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 02:35:54 PM
so where it says "executive club account number", you can put in any oneworld ff #?  they don't make you open a ba ec account?

i believe that chase will assign you a BA executive club account number if you dont already have one, but i just went to the BA site and signed up for a BA exec club account number. it took less than five minutes.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 03:05:44 PM
so where it says "executive club account number", you can put in any oneworld ff #?  they don't make you open a ba ec account?

i believe that chase will assign you a BA executive club account number if you dont already have one, but i just went to the BA site and signed up for a BA exec club account number. it took less than five minutes.

Yeah, you will have to start a BA executive club account.  Like daris said, doesn't take long. 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 14, 2010, 03:16:32 PM
this all makes my debit card change rollover look like childs play. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 03:20:10 PM
http://boardingarea.com/blogs/viewfromthewing/2010/02/14/british-airways-visa-100000-mile-signup-bonus-is-back/
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 14, 2010, 04:18:59 PM
Quote
#2 Buy $1 Presidential Coins from the US Mint with your mileage earning credit cards. The maximum order is 2 boxes per coin type except the native american coin which allows 20 boxes. Many have reported success with repeated orders. Choose standard shipping and the shipping cost will disappear near the last screen. Here is the link When the coins arrive, deposit in your bank and pay your credit card bill.

Update: Native American Coins are available for up to 20 box orders. There is wording on the Mint Website that warns about using the Program for its intended purpose and not just redepositing your coins in a bank. In fact, some accounts are being closed for unintended use. Others are flying below the radar.

Warning, Warning, Warning
Chase has closed the accounts of two of our readers for using his cards for Mint purchases. US Bank is not awarding points for Mint purchases
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 04:39:01 PM
Quote
Warning, Warning, Warning
Chase has closed the accounts of two of our readers for using his cards for Mint purchases. US Bank is not awarding points for Mint purchases

 :runaway:

daris, help!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 04:41:56 PM
I think you may be ok making $2k in purchases from the mint if you just don't abuse it.  Or, spend what you can on the card for the first two months and make the rest up in Mint purchases during the third month to get to $2k in total spend if it looks like you will be short.  I dunno, I've never done the mint thing but a lot of people do.  When it was first discovered some people got millions of miles doing it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 04:49:38 PM
Quote
Warning, Warning, Warning
Chase has closed the accounts of two of our readers for using his cards for Mint purchases. US Bank is not awarding points for Mint purchases

 :runaway:

daris, help!

dunno. where'd the quote come from? maybe it was someone who had purchased 100,000 worth of coins over the last year or something. hard to tell w/out the context.

also, if you are worried about not being able to spend 2000 in three months, you can get a card for a spouse (made up if needed). give it to a parent or something and ask them to use it for a month or two and reimburse you for charges. i also think (not 100% sure) that you could go to walmart (just an example) and buy a pack of gum and $500 worth of gift cards and this would count towards the $500. the key to the BA card is spending 2000 w/in the first three months though. it's the dif between *50,000 and100,000 miles.

*pretty big deal
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on February 14, 2010, 05:01:48 PM
How many miles do I need on BA for a free flight? 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 05:08:04 PM
How many miles do I need on BA for a free flight? 

depends where you want to go. two people could fly from anywhere in the us to multiple places in europe for 100,000. i think sd and his wife are flying from omaha to hawaii for 100,000. BA is in the "one world alliance" w/ american airlines and a bunch of other airlines that i've barely heard of. that means that if BA doesn't fly where you are wanting to use your miles, then you can use one of the other airlines. sd and his wife are using their 100,000 BA airlines to take american airlines to hawaii and back (i think).

pretty easy to check. go to BA website and look at their executive club "how to spend miles" section.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:39:35 PM
How many miles do I need on BA for a free flight? 

depends where you want to go. two people could fly from anywhere in the us to multiple places in europe for 100,000. i think sd and his wife are flying from omaha to hawaii for 100,000. BA is in the "one world alliance" w/ american airlines and a bunch of other airlines that i've barely heard of. that means that if BA doesn't fly where you are wanting to use your miles, then you can use one of the other airlines. sd and his wife are using their 100,000 BA airlines to take american airlines to hawaii and back (i think).

pretty easy to check. go to BA website and look at their executive club "how to spend miles" section.

Yeah, we are flying AA to Hawaii.  It is 210k for 2 first class round trip or 70k for 2 round trip coach (so 105k or 35k per person RT).  It is only 30k for a round trip domestic flight.  iirc it was 50k for a RT to europe (at least to the major airports London/Paris/Munich/Madrid were the ones I checked). 
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on February 14, 2010, 05:44:38 PM
So did I screw up by not enrolling in the exec club before signing up for the card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:46:03 PM
So did I screw up by not enrolling in the exec club before signing up for the card?

I didn't think you were even able to.  Dig around, I bet they set you up with an executive club number when you signed up or something.  Make some calls (hate doing this).
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 05:47:04 PM
How many miles do I need on BA for a free flight? 

depends where you want to go. two people could fly from anywhere in the us to multiple places in europe for 100,000. i think sd and his wife are flying from omaha to hawaii for 100,000. BA is in the "one world alliance" w/ american airlines and a bunch of other airlines that i've barely heard of. that means that if BA doesn't fly where you are wanting to use your miles, then you can use one of the other airlines. sd and his wife are using their 100,000 BA airlines to take american airlines to hawaii and back (i think).

pretty easy to check. go to BA website and look at their executive club "how to spend miles" section.

Yeah, we are flying AA to Hawaii.  It is 210k for 2 first class round trip or 70k for 2 round trip coach (so 105k or 35k per person RT).  It is only 30k for a round trip domestic flight.  iirc it was 50k for a RT to europe (at least to the major airports London/Paris/Munich/Madrid were the ones I checked). 

also, BA adds a lot of taxes and fees and stuff for their flights, so using their miles to get free flights on their airline prob isn't as good of a value as using their miles to get flights on american. could be wrong here (don't think so) but only plan on using the BA miles to fly american.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 05:48:40 PM
incredible info here.  so excited i really don't know where to start.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:48:54 PM
How many miles do I need on BA for a free flight?  

depends where you want to go. two people could fly from anywhere in the us to multiple places in europe for 100,000. i think sd and his wife are flying from omaha to hawaii for 100,000. BA is in the "one world alliance" w/ american airlines and a bunch of other airlines that i've barely heard of. that means that if BA doesn't fly where you are wanting to use your miles, then you can use one of the other airlines. sd and his wife are using their 100,000 BA airlines to take american airlines to hawaii and back (i think).

pretty easy to check. go to BA website and look at their executive club "how to spend miles" section.

Yeah, we are flying AA to Hawaii.  It is 210k for 2 first class round trip or 70k for 2 round trip coach (so 105k or 35k per person RT).  It is only 30k for a round trip domestic flight.  iirc it was 50k for a RT to europe (at least to the major airports London/Paris/Munich/Madrid were the ones I checked).  

also, BA adds a lot of taxes and fees and stuff for their flights, so using their miles to get free flights on their airline prob isn't as good of a value as using their miles to get flights on american. could be wrong here (don't think so) but only plan on using the BA miles to fly american.

Yes, you still have to pay the fuel surcharges and taxes to fly BA which can get damn expensive.  But, if you fly AA, you pay a $5 booking fee.  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:50:12 PM
sys bonus thing or something:  I think it's like 7,500-12K points to jump around within Europe.  So, if you do that a lot you can do it a lot for free. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 14, 2010, 05:50:46 PM
So did I screw up by not enrolling in the exec club before signing up for the card?

pretty sure (95%) that i read that chase will assign you a BA number that comes w/ the card if you didn't enter one in when you applied for the card. i think it may even be on the card. i wouldn't worry. call chase after you get the card if it doesn't look like this is the case.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 05:51:47 PM
Yes, you still have to pay the fuel surcharges and taxes to fly BA which can get damn expensive.  But, if you fly AA, you pay a $5 booking fee.  

can you get the ba ec miles, and then when it's all done with, somehow have them transferred to an aa account
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:53:37 PM
I don't think you can transfer the BA direct to AA (at least not without paying a huge fee or losing a ton of miles).  Here is a cool tool to see how many BA miles it costs to fly places.  Put in your location/dollar, euro, etc./what class you want to fly at the top and it shows how many BA miles it costs to fly somewhere:

http://www.britishairways.com/travel/ecredeemcalculator/public/en_gb
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:54:33 PM
And, here's another one for flying on BA partner airlines (including AA)

http://www.britishairways.com/travel/partnertable/public/en_gb
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 05:56:16 PM
And, here's another one for flying on BA partner airlines (including AA)

http://www.britishairways.com/travel/partnertable/public/en_gb

I misspoke earlier when I said it was 30k to fly RT domestic with AA.  It's only 25k.  So, you basically get 4 RT tickets within the US for paying $75 and spending $2k on the card. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 05:56:39 PM
sys bonus thing or something:  I think it's like 7,500-12K points to jump around within Europe.  So, if you do that a lot you can do it a lot for free. 

yeah, saw that.  definitely something to keep in mind, though all things being equal i think i'd do better saving the ba miles for intercontinental flights and using budget eurolines for intraeuro travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 14, 2010, 05:58:06 PM
south america 40,000   :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on February 14, 2010, 06:00:08 PM
And, here's another one for flying on BA partner airlines (including AA)

http://www.britishairways.com/travel/partnertable/public/en_gb

I misspoke earlier when I said it was 30k to fly RT domestic with AA.  It's only 25k.  So, you basically get 4 RT tickets within the US for paying $75 and spending $2k on the card. 

Does "purchases" include balance transfers?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2010, 06:02:35 PM
And, here's another one for flying on BA partner airlines (including AA)

http://www.britishairways.com/travel/partnertable/public/en_gb

I misspoke earlier when I said it was 30k to fly RT domestic with AA.  It's only 25k.  So, you basically get 4 RT tickets within the US for paying $75 and spending $2k on the card. 

Does "purchases" include balance transfers?

Hmmm, I have no idea.  Good question. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 14, 2010, 10:50:29 PM
Link earlier was from frugaltravelguy.com .  I will prob still do it, doesnt seem consistent enough to worry me.  We'll see, worst case I'll pay some bills on it.  That website does seem pretty solid for travel deals tho
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 07:24:13 AM
Another thing that is kind of nancy neg. about the BA miles flying with AA is that you have to book pretty far out in advance to fly to popular places.  I think AA only allows 10 coach seats per flight or something for BA miles people on popular routes.  So, last minute travel can be a problem if you want to use BA points to fly AA depending on where you are going. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 07:49:59 AM
Another thing I would do if I was signing up for this account now is print a copy of the sign up page for your records.  A few people on flyertalk have said that they may reneg on the deal and only offer the traditional 30k as the link is kind of a work around to get the old deal.  That way you have proof that you signed up on a page saying that you would be getting 50k for your first purchase and an additional 50k after spending 2k.

So, print this page off and just hold onto it just in case.  You should get an e-mail from Chase in about a week confirming your new account and the mileage bonus you will get at which time you can trash the printed copy.

Link again:  https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&AFFID=&CELL=6R9F&CID=&CLICK=&PROMO=DF01&
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 15, 2010, 08:06:23 AM
So did I screw up by not enrolling in the exec club before signing up for the card?
Where do I go to sign up for this^?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 08:08:36 AM
So did I screw up by not enrolling in the exec club before signing up for the card?
Where do I go to sign up for this^?

The exec. club number?  British airways' website.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 10:26:31 AM
flyertalk thread on this now up to 191 pages  :eek:

http://www.flyertalk.com/forum/milesbuzz/1013709-100-000-miles-new-ba-chase-visa.html
Title: Re: How Many Credit Cards Do You Have?
Post by: Dirty Sanchez on February 15, 2010, 10:38:57 AM
1--Cabelas card with a 0 balance and 0 club points.  Haven't gotten around to cutting it up yet, but will soon.

Credit card "freebies": TANSTAFL
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 10:39:27 AM
Possibly good news for using BA miles on AA trans atlantics going forward thus avoiding the BA surcharges?

http://crankyflier.com/2010/02/15/american-and-british-airways-finally-receive-alliance-approval-from-the-us-tentatively/
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 15, 2010, 12:18:26 PM
One and it sucks. Guide me Fellas.

Sign up for all of these:
American Airlines Citi Visa
American Airlines Business Visa
Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex

Use them each once and then cancel all of them except for the Starwood Amex.  Use the Starwood Amex for every purchase you make and pay it off in full each month so you don't pay any interest.  In a year call them and tell them you will cancel unless they waive the annual fee.  Here is a database on what you get and what you have to spend along with links to each:  http://bit.ly/frugal-database  You will end up with a free American Airlines fligh, free Delta flight and anywhere from 2-6 nights at a starwood hotel depending on where you are going.

How often can you churn these? 

I'm around 10 or so CCs, but haven't really gotten started on the mileage game.  I was originally using them for BT offers back during the days of capped BT fees when it was easy to BT the money to savings accounts.

I just got a notice the one of my old Citi cards was instituting a $60/year annual fee.  That card will be getting canceled shortly, so I'll probably start adding mileage cards. 

Here's the FW Link http://www.fatwallet.com/forums/finance/837472/?start=0 (http://www.fatwallet.com/forums/finance/837472/?start=0) to the dollar coin thread.  Never got in on it, but looks like it might be dead/extremely difficult at this point: 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 12:21:36 PM
Those are all once a year now.  I think the AA ones were the only ones that could be churned at more than that but they recently cracked down.  You used to be ablet o churn them every 3 months which I wish I was in on earlier.  But, with just this list you will get 2-3 flights a year and and anywhere from 1-5 hotel nights depending on the level of the starwood hotel you want to stay at.  Nothing like the current BA offer though. 
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 15, 2010, 02:37:57 PM
Couple other q's --

How closely do they check the business apps?  My primary gas card is an Amex Platinum Business that gives 3% back on all gas purchases.   :driving:  Back when I got it I signed up w/ my name as the business + no business income.  Does this still fly?


Is there a good cash-back website to sign up through?  Back during the glory days of open credit for all, you could get $40-$75 for signing up through an affiliate plus whatever bonus the card was giving you. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2010, 02:39:35 PM
Couple other q's --

How closely do they check the business apps?  My primary gas card is an Amex Platinum Business that gives 3% back on all gas purchases.   :driving:  Back when I got it I signed up w/ my name as the business + no business income.  Does this still fly?


Is there a good cash-back website to sign up through?  Back during the glory days of open credit for all, you could get $40-$75 for signing up through an affiliate plus whatever bonus the card was giving you. 

Don't know of any cash back things you speak of.  They don't check the business name at all.  Just make one up like you said.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 19, 2010, 10:35:04 PM
If you are on twitter and do the miles stuff a lot you should follow this on twitter:

http://twitter.com/BoardingArea

It's a bunch of different miles and travel bloggers combined into one network.  When any of them updates their blog you get a twit linking to them.  It's pretty convenient. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 24, 2010, 05:57:52 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 24, 2010, 06:36:45 PM
guess who just go 2 chase BA credit cards in the mail today? :chirpchirp:

Actually booked an award flight today  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 24, 2010, 07:15:16 PM
It appears they already shut down the BA deal? 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 24, 2010, 07:17:11 PM
a-hole brother of mine talked me out of getting it.  :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 24, 2010, 07:18:43 PM
guess who just go 2 chase BA credit cards in the mail today? :chirpchirp:

Actually booked an award flight today  :driving:

 :runaway: where?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 24, 2010, 09:14:50 PM
It appears they already shut down the BA deal? 

Yeah, when it popped up the second time it was only up for about 5 days. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 24, 2010, 10:21:55 PM
It appears they already shut down the BA deal? 

Yeah, when it popped up the second time it was only up for about 5 days. 

son of a goddamned bitch.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 24, 2010, 10:26:42 PM
It appears they already shut down the BA deal? 

Yeah, when it popped up the second time it was only up for about 5 days. 

son of a goddamned bitch.

in all fairness. i posted it the first day that it was back up and your attorney told you to do it immediately. still feel bad for you though.



also, sd's amazing 100,000 BA airline miles thing is apparently back on. i'm gonna pull the trigger this time....
https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQ7P&CAT=0&REF=null&AFFID=null&MSC=null&CELL=6R9F&PROMO=DF01&TABID=1

sys, as your attorney I recommend you sign up for this immediately.  Spend $2k on it as soon as you can. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 24, 2010, 10:42:18 PM
yeah i know.  i wanted to wait, so the 3 months would have fallen into a more convenient time frame for me.  live and learn, i guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2010, 07:38:20 AM
sdbro and mrs. sdbro did each sign up for a card in that window though.  I think I've turned them onto the awesomeness of free travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2010, 07:39:37 AM
guess who just go 2 chase BA credit cards in the mail today? :chirpchirp:

Actually booked an award flight today  :driving:

 :runaway: where?

Sorry, didn't see this at first.  Florida.  Key west via Atlanta (Delta Skymiles).  Have had the trip planned for some time but was waiting for mrs. dave to have enough miles so I didn't have to carry her dead weight. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 25, 2010, 07:43:41 AM
Sorry, didn't see this at first.  Florida.  Key west via Atlanta (Delta Skymiles).  Have had the trip planned for some time but was waiting for mrs. dave to have enough miles so I didn't have to carry her dead weight.  

let us know if you see martin and p. knight while there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2010, 07:45:02 AM
Sorry, didn't see this at first.  Florida.  Key west via Atlanta (Delta Skymiles).  Have had the trip planned for some time but was waiting for mrs. dave to have enough miles so I didn't have to carry her dead weight.  

let us know if you see martin and p. knight while there.

Fist pumped when I heard that Tuesday  :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: 06wildcat on February 25, 2010, 11:19:28 AM


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:
This.  Slu and I make $500 to $700 a year on citibank and discover.  Never have paid a penny in interest.  I guess we are smart enough not to reward the banks and have them reward us.

OH.... wrong answer!

You do realize that there are fees that are added to credit card transaction that the "store" pays?  And of course that store doesn't really pay them.  They pass them on to consumers.  In fact, there has been a trend over the last couple of years for gas stations to return to the credit-cash dichotomy pricing.  Most stations don't advertise it.

I use the cc fees when I'm negotiating prices on large items.  The money I've saved by making cash transactions and negotiating prices is easily several hundred dollars.

What's a large purchase? If you're making enough truly large purchases each year to save several hundred dollars while negotiating every purchase to the 2~4 percent leeway in cc fees, you could be getting thousands of dollars in rewards. Provided you know how to keep a budget and use the credit cards for purchases you were already going to make.

You're also losing money in your scenario by paying more on all the small stuff that you don't negotiate on by paying cash. With the right credit card you could recoup these higher costs quite easily.
Title: Re: How Many Credit Cards Do You Have?
Post by: steaksdime on March 04, 2010, 10:24:08 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:

Ditto, but just got one though because I'm only 1/2 not a pussy.

Not anymore. Please keep us informed if this pops up again (wouldn't mind upgrading to fc).

Next spring, I'll be  :cheers:  to RD and sd from England.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2010, 10:38:13 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:

Ditto, but just got one though because I'm only 1/2 not a pussy.

Not anymore. Please keep us informed if this pops up again (wouldn't mind upgrading to fc).

Next spring, I'll be  :cheers:  to RD and sd from England.

good call on the cc's steaks. have fun sitting next to sd. i'll be headed south or something though. not going to england. would rather go to concordia and hang out at boogarts and the rock or pretty much anything. see you in belize maybe?
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on March 05, 2010, 07:35:14 AM
I feel like such a failure for whipping out a Discover card when it's time to pay.
Title: Re: How Many Credit Cards Do You Have?
Post by: weird roberts foam finger on March 05, 2010, 10:09:07 AM
I have 11

The first thing I thought when I read this was that you must have a Costanza wallet. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2010, 10:13:32 AM
I have 11

The first thing I thought when I read this was that you must have a Costanza wallet. 

I only carry one  :)
Title: Re: How Many Credit Cards Do You Have?
Post by: weird roberts foam finger on March 05, 2010, 10:33:20 AM
I have 11

The first thing I thought when I read this was that you must have a Costanza wallet. 

I only carry one  :)

Yeah, I figured that.  I think I just like the mental image of an exploding wallet.
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on March 05, 2010, 09:09:21 PM
http://consumerist.com/2009/11/ex-bank-of-america-employee-tells-all-in-youtube-video.html

It's like doing business with the devil.
Title: Re: How Many Credit Cards Do You Have?
Post by: SuperG on March 25, 2010, 01:00:54 AM
http://consumerist.com/2009/11/ex-bank-of-america-employee-tells-all-in-youtube-video.html

It's like doing business with the devil.

Or maybe Ralph Nader is the devil.

http://www.youtube.com/watch?v=YjH4Us0n0QY&feature=related
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 25, 2010, 10:18:45 AM
I have to fly to DC from Wichita this summer, most likely on Delta.  I'd prefer not to have to pay anything for this.  Looking to the free travel aficionados here.  Any advice on this? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2010, 10:42:16 AM
You can get the Delta Amex with no fee for the first year and get 25k (I think) miles after the first purchase.  That will either get you a free flight there or get you $250 off a Delta flight as miles can be converted to dollars for flights if you have the card.  Make sure to cancel it before the first year is up though or it has an annual fee of $45 or $75. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 25, 2010, 10:53:52 AM
You can get the Delta Amex with no fee for the first year and get 25k (I think) miles after the first purchase.  That will either get you a free flight there or get you $250 off a Delta flight as miles can be converted to dollars for flights if you have the card.  Make sure to cancel it before the first year is up though or it has an annual fee of $45 or $75. 

Perfect.  Thanks. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2010, 11:05:52 AM
Oh, also, they have a business amex gold card too.  You can sign up for both.  Just make up a company and say you have zero earnings because you are just starting.  I did both with no problems.  You should then get double the sign up bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 25, 2010, 11:07:48 AM
You can get the Delta Amex with no fee for the first year and get 25k (I think) miles after the first purchase.  That will either get you a free flight there or get you $250 off a Delta flight as miles can be converted to dollars for flights if you have the card.  Make sure to cancel it before the first year is up though or it has an annual fee of $45 or $75. 

Perfect.  Thanks. 

the potential problem is that you won't get the card until a few weeks after you sign up, and then you won't get the miles for a few more weeks after that. by that time, there may not be seats and stuff left on the flights you want. potentially an issue.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 25, 2010, 11:16:50 AM
You can get the Delta Amex with no fee for the first year and get 25k (I think) miles after the first purchase.  That will either get you a free flight there or get you $250 off a Delta flight as miles can be converted to dollars for flights if you have the card.  Make sure to cancel it before the first year is up though or it has an annual fee of $45 or $75. 

Perfect.  Thanks. 

the potential problem is that you won't get the card until a few weeks after you sign up, and then you won't get the miles for a few more weeks after that. by that time, there may not be seats and stuff left on the flights you want. potentially an issue.

I have some time. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 25, 2010, 11:26:53 AM
You can get the Delta Amex with no fee for the first year and get 25k (I think) miles after the first purchase.  That will either get you a free flight there or get you $250 off a Delta flight as miles can be converted to dollars for flights if you have the card.  Make sure to cancel it before the first year is up though or it has an annual fee of $45 or $75. 

Perfect.  Thanks. 



I have some time. 


here's an offer that could get you 35,000...

https://www201.americanexpress.com/cards/Applyfservlet?csi=24/34268/b/293
the potential problem is that you won't get the card until a few weeks after you sign up, and then you won't get the miles for a few more weeks after that. by that time, there may not be seats and stuff left on the flights you want. potentially an issue.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2010, 12:48:12 PM
here's an offer that could get you 35,000...

https://www201.americanexpress.com/cards/Applyfservlet?csi=24/34268/b/293


Yeah, use this one.  Much better for you.  :AA: (< but Delta) .  Another good thing about Delta is that you can use the miles on any available seat if you pay with miles.  So, if you spend $1k on this card in the first 3 months you can get $350 off any delta ticket available even at the last minute.  Check to see what an award ticket would cost vs. pay with points as dollars as sometimes it's much cheaper to get a straight award ticket.  Sounds confusing but I'll walk you through it once you want to book something. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 25, 2010, 02:10:21 PM
here's an offer that could get you 35,000...

https://www201.americanexpress.com/cards/Applyfservlet?csi=24/34268/b/293


Yeah, use this one.  Much better for you.  :AA: (< but Delta) .  Another good thing about Delta is that you can use the miles on any available seat if you pay with miles.  So, if you spend $1k on this card in the first 3 months you can get $350 off any delta ticket available even at the last minute.  Check to see what an award ticket would cost vs. pay with points as dollars as sometimes it's much cheaper to get a straight award ticket.  Sounds confusing but I'll walk you through it once you want to book something. 

Sounds good.  Appreciate the help.  I'm off and running on this one.  Have to fly to Denver and Seattle later this year also.  Frontier would be the best for both of those from here.  Do they have anything? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2010, 02:25:55 PM
Frontier formerlly had a really good deal but they aren't running it now.  I signed up when they were giving 40k miles for $750 in purchases within the first 3 months.  That's enough for 2 roun trips (all of theirs are 20k).  The crappy thing about Frontier is they have very limited reward seat availability.  Probably wouldn't be a problem for the Denver route as that is their hub but Seattle would be a problem.  Also, Frontier usually doesn't waive the annual fee the first year so you have to pay either $45 or $75 up front.  At least I did.  Though that may have been just because of the 40k special.  Either way, kind of a pain in the ass airline point program.  American and Delta are the easiest to use.  Also, American has the business and personal cards you can sign up for at the same time. 
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 25, 2010, 04:27:02 PM
Why you need multiple credit cards (http://articles.moneycentral.msn.com/Banking/CreditCardSmarts/WhyYouNeedMultipleCreditCards.aspx)

Woohoo, some Marquette professor has 15 cards. Figured if Jeffy was against it it was probably good, but still a little hesitant on what it would do to credit score. I'm all in now!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2010, 04:32:48 PM
So, another thing to do is ask for a retention bonus when you go to cancel the credit card.  I just got off the phone with Citi about my AA visa.  I told them I wanted to cancel it and they were all, "you've been a great customer of the 4 months you've had the card.  I'll give you 3k miles to not cancel!" and I was all, "yeah, ok."  Now I have 3k more miles and will cancel the card next week.
 :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 05, 2010, 05:05:35 PM
So does that database pretty much have the best deals out there? And in reading the Frugal Travel Guy's blog, he seems to pay attention to who the credit reporting agency is. For Kansas the creditpulls database doesn't seem to be too good. A lot of cards not listed. Do you guys pay attention to that?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2010, 08:54:29 PM
http://www.flyertalk.com/forum/united-mileage-plus/1069868-chase-milage-plus-visa-50-000-miles-sign-up-promotion-2.html

Really good deal if you fly United. 50k United is good for two round trip domestics I think.  No annual fee the first year.  Only requires $250 in spend.  To get it:

Sign up for a mileage plus number before calling if you don't have one:
Call Mileage Plus Customer Service (1-800-421-4655 for non-elites)
1. Choose “manage my account”
2. Let them know your mileage plus number and zip code
3. Say “more options”
4. Finally say “apply for a United mileage plus card”
5. When they answer tell them you want to sign up for the card with the 50k deal
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 07, 2010, 09:46:11 PM
http://www.flyertalk.com/forum/united-mileage-plus/1069868-chase-milage-plus-visa-50-000-miles-sign-up-promotion-2.html

Really good deal if you fly United. 50k United is good for two round trip domestics I think.  No annual fee the first year.  Only requires $250 in spend.  To get it:

Sign up for a mileage plus number before calling if you don't have one:
Call Mileage Plus Customer Service (1-800-421-4655 for non-elites)
1. Choose “manage my account”
2. Let them know your mileage plus number and zip code
3. Say “more options”
4. Finally say “apply for a United mileage plus card”
5. When they answer tell them you want to sign up for the card with the 50k deal

 :eek: wow. that's really good.


btw, i'm going to california next week. staying at the sheraton in la jolla because starwood is just finishing up a promo where if you stay four consecutive nights somewhere they will quadruple your points earned. also a separate deal where you can get an extra 1000 points per stay. all in all, staying five nights and will get 7,500 points.  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 08, 2010, 07:14:12 AM
http://www.flyertalk.com/forum/united-mileage-plus/1069868-chase-milage-plus-visa-50-000-miles-sign-up-promotion-2.html

Really good deal if you fly United. 50k United is good for two round trip domestics I think.  No annual fee the first year.  Only requires $250 in spend.  To get it:

Sign up for a mileage plus number before calling if you don't have one:
Call Mileage Plus Customer Service (1-800-421-4655 for non-elites)
1. Choose “manage my account”
2. Let them know your mileage plus number and zip code
3. Say “more options”
4. Finally say “apply for a United mileage plus card”
5. When they answer tell them you want to sign up for the card with the 50k deal

 :eek: wow. that's really good.


btw, i'm going to california next week. staying at the sheraton in la jolla because starwood is just finishing up a promo where if you stay four consecutive nights somewhere they will quadruple your points earned. also a separate deal where you can get an extra 1000 points per stay. all in all, staying five nights and will get 7,500 points.  :fatty:

 :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 08, 2010, 11:33:17 AM
http://www.flyertalk.com/forum/united-mileage-plus/1069868-chase-milage-plus-visa-50-000-miles-sign-up-promotion-2.html

Really good deal if you fly United. 50k United is good for two round trip domestics I think.  No annual fee the first year.  Only requires $250 in spend.  To get it:

Sign up for a mileage plus number before calling if you don't have one:
Call Mileage Plus Customer Service (1-800-421-4655 for non-elites)
1. Choose “manage my account”
2. Let them know your mileage plus number and zip code
3. Say “more options”
4. Finally say “apply for a United mileage plus card”
5. When they answer tell them you want to sign up for the card with the 50k deal

Signed up.  :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 09, 2010, 01:06:20 PM
for people who don't like the idea of a credit card, here is a checking account offer. you can apparently even sign up for it online.

http://boardingarea.com/blogs/onemileatatime/2010/03/30/chase-extends-checking-account-offer-for-continental-miles-through-june-30/
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 14, 2010, 08:25:24 PM
Saw a commercial for American Express Preferred Rewards Gold Card, gives you a point for every dollar, and I think a bunch when you sign up, can use points for HHonors, delta skymiles and other random crap. Is this a good rewards deal compared to other rewards deals? can you even use american express anywhere?
Title: Re: How Many Credit Cards Do You Have?
Post by: fatty fat fat on April 14, 2010, 08:26:28 PM
Chase Sapphire.

The Commercial.

That memorizing commercial.

My, God.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 15, 2010, 07:56:26 AM
Saw a commercial for American Express Preferred Rewards Gold Card, gives you a point for every dollar, and I think a bunch when you sign up, can use points for HHonors, delta skymiles and other random crap. Is this a good rewards deal compared to other rewards deals? can you even use american express anywhere?

It's pretty good.  Only lame places don't take American Express (Subway and Sams Club are the only ones I have run into in Omaha but Sams doesn't even take Visa).  Here is some stuff on it:

http://www201.americanexpress.com/getthecard/learn-about/Premier-Rewards-Gold/25kLTO_1000in3/40208?PID=1&BUID=CCG&PSKU=SJH&CRTV=SJSJH25KLTO&EAID=TTebV0zRjlI-YAboKNE%2F7S%2AGL%2AY9P0XXFA

Appears they have a special going on where you get 25k instead of 10k if you spend $1k in the first 3 months.  The link doesn't bring this up but the travel guy says this:

Quote
Note on the Amex Premier Rewards Card Sign Up Promo

Both of the affiliate link companies that offer me ads now have this promotion available regardless if it shows or not in the printed material on the application, I would copy my bullet points description from the blog and assume you will get the bonus. In the end YMMV but I don't think you will have an issue if you apply between 4/13 and 4/26/10

Sorry, I have no other info other than what is provided me.



"From April 13 through April 26, new Premier Rewards Gold Card Cardmembers will earn 25,000 Membership Rewards® points after $1,000 spend in 3 months. That's an extra 10,000 Membership Rewards® points above the standard offer (15,000 Membership Rewards® points after $1,000 spend in 3 months)!

Please ensure that the limited time offer is reflected on your sites only from April 13 through April 26. Failure to update changes by the key date will result in your links being removed.

American Express® PremierRewards Gold Card
**Updated Bullet Points**

For a limited time - earn 25,000 Membership Rewards ® bonus points when you spend $1,000 in 3 months, redeemable toward one domestic coach-class ticket. Offer expires 04/27/2010.
Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
Earn 15,000 bonus points when you spend $30,000 per calendar year.
No annual fee for your first year, a savings of $175"

The annual fee is a monster $175 so make sure you cancel before the first year is up so you don't have to pay that.  I would also be kind of nervous that the application site doesn't show the extra 15k points you get for signing up between April 13 and April 26 so I would call to confirm before submitting it.  25k is pretty great though if you don't have to pay an annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 16, 2010, 09:31:57 AM
Saw a commercial for American Express Preferred Rewards Gold Card, gives you a point for every dollar, and I think a bunch when you sign up, can use points for HHonors, delta skymiles and other random crap. Is this a good rewards deal compared to other rewards deals? can you even use american express anywhere?

It's pretty good.  Only lame places don't take American Express (Subway and Sams Club are the only ones I have run into in Omaha but Sams doesn't even take Visa).  Here is some stuff on it:

http://www201.americanexpress.com/getthecard/learn-about/Premier-Rewards-Gold/25kLTO_1000in3/40208?PID=1&BUID=CCG&PSKU=SJH&CRTV=SJSJH25KLTO&EAID=TTebV0zRjlI-YAboKNE%2F7S%2AGL%2AY9P0XXFA

Appears they have a special going on where you get 25k instead of 10k if you spend $1k in the first 3 months.  The link doesn't bring this up but the travel guy says this:

Quote
Note on the Amex Premier Rewards Card Sign Up Promo

Both of the affiliate link companies that offer me ads now have this promotion available regardless if it shows or not in the printed material on the application, I would copy my bullet points description from the blog and assume you will get the bonus. In the end YMMV but I don't think you will have an issue if you apply between 4/13 and 4/26/10

Sorry, I have no other info other than what is provided me.



"From April 13 through April 26, new Premier Rewards Gold Card Cardmembers will earn 25,000 Membership Rewards® points after $1,000 spend in 3 months. That's an extra 10,000 Membership Rewards® points above the standard offer (15,000 Membership Rewards® points after $1,000 spend in 3 months)!

Please ensure that the limited time offer is reflected on your sites only from April 13 through April 26. Failure to update changes by the key date will result in your links being removed.

American Express® PremierRewards Gold Card
**Updated Bullet Points**

For a limited time - earn 25,000 Membership Rewards ® bonus points when you spend $1,000 in 3 months, redeemable toward one domestic coach-class ticket. Offer expires 04/27/2010.
Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else.
Earn 15,000 bonus points when you spend $30,000 per calendar year.
No annual fee for your first year, a savings of $175"

The annual fee is a monster $175 so make sure you cancel before the first year is up so you don't have to pay that.  I would also be kind of nervous that the application site doesn't show the extra 15k points you get for signing up between April 13 and April 26 so I would call to confirm before submitting it.  25k is pretty great though if you don't have to pay an annual fee.

raquet, were you looking at the Premier Rewards card or the Preferred Rewards card? Unless you see a different deal somewhere else it looks like the Preferred Rewards card doesn't come with any sign-up bonus. I got the Premier Rewards card two days ago. The application site does say 25k now and when I signed up it said 25k with first purchase instead of after $1000. I didn't get proof of it, but either way I'm cool with it. Got my Chase United Mileage Plus Visa Signature in the mail yesterday.  :blush:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2010, 10:11:40 AM
Got the Chase United Card approved but haven't received it yet. 

 :driving:  :excited: (< me and the co-pilot when he lets me fly the plane)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 16, 2010, 10:33:26 AM
2 questions (plus followups) on this chase united thing.

1).  if someone (possibly canadian) already had a chase united card and wanted to get this new special one, could they do that?  what if they didn't want to call in because of the calling expense and because of how they don't like talking on the phone?  could it be done over the internet?
2).  could they just get a business card, or whatever?  if they could get a normal one with a normal name, could they get a 2nd one with a fake business?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2010, 10:37:46 AM
2 questions (plus followups) on this chase united thing.

1).  if someone (possibly canadian) already had a chase united card and wanted to get this new special one, could they do that?  what if they didn't want to call in because of the calling expense and because of how they don't like talking on the phone?  could it be done over the internet?
2).  could they just get a business card, or whatever?  if they could get a normal one with a normal name, could they get a 2nd one with a fake business?

1)  It says you have to be a first time United Card holder.  But, if you have cancelled your other card prior to now some people on flyertalk said they have had success re-applying and getting the bonus.  It seems Chase doesn't really pay attention to this a lot of the time.  I doubt it would work if you tried signing up while still having an active card though.  I did do this with Hilton once back before Citi started paying attention and got another bonus but they seem to be cracking down on this.  Everything I have read has mentioned that you have to do it by phone.
2)  Don't know about the business card deal.  Couldn't hurt calling and trying it though (except in this Canadian guys instance where it would hurt calling). 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 16, 2010, 10:40:06 AM
is this one of those things where if a canadian waits till he's in the usa for whatever reason to make calls and inquiries, the offer will probably be pulled out from under his feet before he get there?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2010, 10:42:55 AM
is this one of those things where if a canadian waits till he's in the usa for whatever reason to make calls and inquiries, the offer will probably be pulled out from under his feet before he get there?

Yeah, it will prob. only be around for a month or two.  That seems to be about how long the really good deals stay up. 
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 20, 2010, 09:33:43 AM
New Citi American Airlines deal, www.miles8.citicards.com. 30000 miles after $750 in 4 months, 5000 bonus miles after $5000 in 12 months, and no annual fee for first year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2010, 09:43:19 AM
New Citi American Airlines deal, www.miles8.citicards.com. 30000 miles after $750 in 4 months, 5000 bonus miles after $5000 in 12 months, and no annual fee for first year.

That's pretty decent.  Basically 40k for $5k spend. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 29, 2010, 07:38:11 AM
The United deal ends April 30 (friday)
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on May 02, 2010, 01:40:35 PM
Staying in a Hilton in DC this summer.  Anything here? 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 03, 2010, 01:48:48 PM
http://www.unitedcontinentalmerger.com/press-release
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 03, 2010, 01:56:44 PM
Staying in a Hilton in DC this summer.  Anything here? 

Hilton Miles are hard to use anymore.  Almost all the major city locations are going to be 40-50k a night.  I just spent the last of our Hilton miles to go to Napa/San Fran this coming weekend and I don't see myself working to get more of them when there is a Starwood hotel available. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 14, 2010, 05:20:34 PM
Pretty easy miles with no credit worries.  Open a Chase checking account and make 5 debit card purchases and earn 10k Continental miles.  Open with a preferred debit card and make a purchase with it and get an additional 15k.  The preferred card costs $25 a year and you get your first checked bag free if you have it.  25k is enough for one domestic round trip on continental or one of their partners.  I think you can use them for United flights too.  Continental is the only carrier that flys nonstop from Omaha to NYC so I kinda like them though that's pretty much the only flight I ever fly Continental for.

https://www.chase.com/index.jsp?pg_name=ccpmapp/shared/marketing/page/Continental_Consumer_9938

One downside is you have to print off the certificate and actually take it to a Chase branch to sign up.   There isn't a single Chase within 50 miles of Omaha. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 14, 2010, 06:06:30 PM
One downside is you have to print off the certificate and actually take it to a Chase branch to sign up.

 :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 17, 2010, 07:15:56 AM
http://frugaltravelguy.blogspot.com/2010/05/our-next-great-card-offer-with-no.html

Never had a non-affiliated travel card before.  May do this as apparently you can transfer the 25k to any program which is pretty damn convenient. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 20, 2010, 07:32:38 AM
This one is interesting because it's not attached to any one carrier (also because fff likes the commercials).  They have a special to get 25k Chase points if you spend $3k in 3 months.  While that's only enough for 1 domestic ticket it has advantages in that you can use it on any airline for any available seat.  Most airlines will only have a certain number of seats on each flight available for miles redemption.  Some (Delta, United, American (using AA miles and not BA)) seem to have more available than others (Frontier, AA using BA miles  :chainsaw: ).  Anyway, it's only one free domestic as opposed to the 2 with the United deal or 4 with the BA deal but will come in handy if you want to go somewhere expensive or on short notice.  Also, no fee for the first year.

http://www.getchasesapphire.com/preferred/25flight/?CELL=6H8X&AFFID=d9D3Sr3Tcmk-foqaVFTEcfKqoOlDR3VWMA
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 20, 2010, 07:50:04 AM
This one is interesting because it's not attached to any one carrier (also because fff likes the commercials).  They have a special to get 25k Chase points if you spend $3k in 3 months.  While that's only enough for 1 domestic ticket it has advantages in that you can use it on any airline for any available seat.  Most airlines will only have a certain number of seats on each flight available for miles redemption.  Some (Delta, United, American (using AA miles and not BA)) seem to have more available than others (Frontier, AA using BA miles  :chainsaw: ).  Anyway, it's only one free domestic as opposed to the 2 with the United deal or 4 with the BA deal but will come in handy if you want to go somewhere expensive or on short notice.  Also, no fee for the first year.

http://www.getchasesapphire.com/preferred/25flight/?CELL=6H8X&AFFID=d9D3Sr3Tcmk-foqaVFTEcfKqoOlDR3VWMA

i read somewhere (re:flying american using ba miles) that it is better to search the aa website for available flights and then call ba on the phone. it has something to do w/ the ba site not shwoing aa flights that use connections to get you where you want to go or something weird like that. anyway, i think that as long as the american site is showing available seats at the lowest rate (12.5 for domestic one way, etc.) then i think you can get it by calling in. not sure if this helps you or if it's actually true.


also, that united 50,000 miles deal that used to be phone in only and is now dead is apparently now available for sign up on the internets...

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CY8S#
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 20, 2010, 08:02:23 AM
i read somewhere (re:flying american using ba miles) that it is better to search the aa website for available flights and then call ba on the phone. it has something to do w/ the ba site not shwoing aa flights that use connections to get you where you want to go or something weird like that. anyway, i think that as long as the american site is showing available seats at the lowest rate (12.5 for domestic one way, etc.) then i think you can get it by calling in. not sure if this helps you or if it's actually true.

This is very good to know. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 27, 2010, 07:03:06 AM
Good hotel card sign up bonus.  If you have never had the Visa Signature Marriott Card you can sign up now and get 50k points for your first purchase.  You also get a fee night stay coupon for a cat. 1-4 hotel.  50k is enough for 5 nights in the Manhattan Fairfield Inn (and with the Cat. 1-4 coupon you could get a sixth).  50k will also get you 2 nights in either Kauai or Oahu.  It is noramally 30k sign up bonus.  You do have to pay the annual fee of $65 iirc but it isn't much for what you get (imo).

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC&CELL=6JXN&AFFID=&CLICK=&CID=&PROMO=DF01
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 27, 2010, 07:49:31 AM
Good hotel card sign up bonus.  If you have never had the Visa Signature Marriott Card you can sign up now and get 50k points for your first purchase.  You also get a fee night stay coupon for a cat. 1-4 hotel.  50k is enough for 5 nights in the Manhattan Fairfield Inn (and with the Cat. 1-4 coupon you could get a sixth).  50k will also get you 2 nights in either Kauai or Oahu.  It is noramally 30k sign up bonus.  You do have to pay the annual fee of $65 iirc but it isn't much for what you get (imo).

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC&CELL=6JXN&AFFID=&CLICK=&CID=&PROMO=DF01

man. that's really good. a year ago it was 20k and a free cat 1-4.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 27, 2010, 08:26:30 AM
Good hotel card sign up bonus.  If you have never had the Visa Signature Marriott Card you can sign up now and get 50k points for your first purchase.  You also get a fee night stay coupon for a cat. 1-4 hotel.  50k is enough for 5 nights in the Manhattan Fairfield Inn (and with the Cat. 1-4 coupon you could get a sixth).  50k will also get you 2 nights in either Kauai or Oahu.  It is noramally 30k sign up bonus.  You do have to pay the annual fee of $65 iirc but it isn't much for what you get (imo).

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC&CELL=6JXN&AFFID=&CLICK=&CID=&PROMO=DF01

Could this be pulled off if in time to check into the Marriott in OKC for free tomorrow afternoon?
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on May 27, 2010, 08:29:17 AM
Are there any good cards that don't have an annual fee? Anytime it lists an annual fee I feel a cold, shiver down my spine and can't bring myself to sign up.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 27, 2010, 08:32:20 AM
Good hotel card sign up bonus.  If you have never had the Visa Signature Marriott Card you can sign up now and get 50k points for your first purchase.  You also get a fee night stay coupon for a cat. 1-4 hotel.  50k is enough for 5 nights in the Manhattan Fairfield Inn (and with the Cat. 1-4 coupon you could get a sixth).  50k will also get you 2 nights in either Kauai or Oahu.  It is noramally 30k sign up bonus.  You do have to pay the annual fee of $65 iirc but it isn't much for what you get (imo).

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC&CELL=6JXN&AFFID=&CLICK=&CID=&PROMO=DF01

Could this be pulled off if in time to check into the Marriott in OKC for free tomorrow afternoon?

No, you have to wait 15-30 days to receive the card and make a purchase :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 27, 2010, 08:33:09 AM
Are there any good cards that don't have an annual fee? Anytime it lists an annual fee I feel a cold, shiver down my spine and can't bring myself to sign up.

ya, a lot will waive it for the first year.  You just have to remember to cancel it before the first year is up. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 27, 2010, 08:39:16 AM
Are there any good cards that don't have an annual fee? Anytime it lists an annual fee I feel a cold, shiver down my spine and can't bring myself to sign up.

ya, a lot will waive it for the first year.  You just have to remember to cancel it before the first year is up. 

 most actually will, but super insane deals like this one and that BA one are worth the sixty or seventy bucks to me.
Title: Re: How Many Credit Cards Do You Have?
Post by: hillwalking03 on May 27, 2010, 09:13:05 AM
Are there any good cards that don't have an annual fee? Anytime it lists an annual fee I feel a cold, shiver down my spine and can't bring myself to sign up.

I believe USAA Banking is open to everyone.  Their rewards credit card is the best.  No annual fee, 1 point for every dollar purchased.  Got two free tickets to Hawaii one time from the points.  They can also be converted into cash back, or redeemed for merchandise and gift cards.  I would really look into it.

https://www.usaa.com/inet/ent_utils/McStaticPages?key=banking_credit_cards_world_mastercard (https://www.usaa.com/inet/ent_utils/McStaticPages?key=banking_credit_cards_world_mastercard)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2010, 02:27:17 PM
If you can't keep track of all your reward programs I recommend using awardwallet.com.  I am tracking 19 different programs on it.  It shows your balance, travel plans with each carrier and your miles expiration date.  Very easy to set up and use. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 20, 2010, 02:53:19 PM
19 different programs 

 :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 26, 2010, 11:37:14 AM
really, really good southwest deal.

http://www.mychasecreditcards.com/southwest/DenverSpecialOffer
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 26, 2010, 12:00:22 PM
really, really good southwest deal.

http://www.mychasecreditcards.com/southwest/DenverSpecialOffer

Wow, other than being SW that is pretty amazing. The 8 credits for balance transfers is garbage but the $500 gift card is ridic. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 26, 2010, 03:21:32 PM
really, really good southwest deal.

http://www.mychasecreditcards.com/southwest/DenverSpecialOffer

Wow, other than being SW that is pretty amazing. The 8 credits for balance transfers is garbage but the $500 gift card is ridic. 

yeah. the balance transfer stuff is pretty stupid. basically three roundtrips for $59 and 5k spend in first three months though (assuming southwest roundtirp flight of $250). southwest also flies into and out of vegas a ton too, so i guess it'd be good for that.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 27, 2010, 01:24:45 AM
I was doing some research on this stuff and am trying to plan out a trip next year in which I would like to use points to pay for chunks of.  Am I correct in learning through my online research that, even though theyre called miles, they work nothing like miles for any of these cards?  Theyre all pretty much part of a points system?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 27, 2010, 01:54:11 AM
I was doing some research on this stuff and am trying to plan out a trip next year in which I would like to use points to pay for chunks of.  Am I correct in learning through my online research that, even though theyre called miles, they work nothing like miles for any of these cards?  Theyre all pretty much part of a points system?


yes.

example... 25,000 american airlines miles will get you roundtrip anywhere in continental usa, just like a certain number of priority club or starwood points will get get you a certain hotel, etc. there are only so many seats designated for reward points/miles though, so depending on where you are going, you might have to book pretty far in advance.

another example....wife wants to go to ny this fall. still plenty of oppys for her to do this out of mhk via aa. if she wanted to go somewhere else, maybe not. it's very city to city and day dependant. you can search for what is available. people who are in a good position to take advantage of this (a pretty insidery aa joke :lol:) and don't are pretty dumb. dumb, dumb, dumb.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2010, 08:49:34 AM
I was doing some research on this stuff and am trying to plan out a trip next year in which I would like to use points to pay for chunks of.  Am I correct in learning through my online research that, even though theyre called miles, they work nothing like miles for any of these cards?  Theyre all pretty much part of a points system?


yes.

example... 25,000 american airlines miles will get you roundtrip anywhere in continental usa, just like a certain number of priority club or starwood points will get get you a certain hotel, etc. there are only so many seats designated for reward points/miles though, so depending on where you are going, you might have to book pretty far in advance.

another example....wife wants to go to ny this fall. still plenty of oppys for her to do this out of mhk via aa. if she wanted to go somewhere else, maybe not. it's very city to city and day dependant. you can search for what is available. people who are in a good position to take advantage of this (a pretty insidery aa joke :lol:) and don't are pretty dumb. dumb, dumb, dumb.

OMG LOL  ;)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 30, 2010, 02:55:25 PM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3

Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 30, 2010, 04:36:32 PM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



Been trying to get in on this one for awhile now.  Damn my college-studentesque non-existant credi
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 30, 2010, 05:53:33 PM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 30, 2010, 10:21:35 PM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.


So for a newbie at this stuff would this be a good first rewards card to get? On a scale of 1 to 10:

1: pffft this card sucks

3: mmmmh maybe get this card

5: yeah get this card if you have time to apply

7: GET this card, but only if mrs. raquetcat approves

9: GET THIS CARD, AMAZING DEAL :creditcardrewardboner:

10: If you don't get this card you belong in the medium/low intelligence thread

Really looking for some guidance from some HCCRIQ types  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 30, 2010, 11:55:05 PM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.

Just took the plunge and signed up for this.  Still need to dig out my pre-existing credit cards and hotel cards and airline cards out of my desk and have you guys set up a plan for me.  But this can be the starting point.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2010, 06:16:09 AM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.


So for a newbie at this stuff would this be a good first rewards card to get? On a scale of 1 to 10:

1: pffft this card sucks

3: mmmmh maybe get this card

5: yeah get this card if you have time to apply

7: GET this card, but only if mrs. raquetcat approves

9: GET THIS CARD, AMAZING DEAL :creditcardrewardboner:

10: If you don't get this card you belong in the medium/low intelligence threadi

Really looking for some guidance from some HCCRIQ types  :dunno:
As a pure sign up reward it's pretty great but not as great as the British air 100k deal that was around last year. But, this is a much better card to start making all your daily purchases with. And, if you spend quite a bit on it during the year, you should be able to talk them into waiving the annual fee of $49. This is a perfect starting point if you are going to do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 01, 2010, 06:59:34 AM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.


So for a newbie at this stuff would this be a good first rewards card to get? On a scale of 1 to 10:

1: pffft this card sucks

3: mmmmh maybe get this card

5: yeah get this card if you have time to apply

7: GET this card, but only if mrs. raquetcat approves

9: GET THIS CARD, AMAZING DEAL :creditcardrewardboner:

10: If you don't get this card you belong in the medium/low intelligence threadi

Really looking for some guidance from some HCCRIQ types  :dunno:
As a pure sign up reward it's pretty great but not as great as the British air 100k deal that was around last year. But, this is a much better card to start making all your daily purchases with. And, if you spend quite a bit on it during the year, you should be able to talk them into waiving the annual fee of $49. This is a perfect starting point if you are going to do it.

i'd say it's about as good as british airways deal if you sign up for both the personal and the business one. no reason to sign up for just one. if you do this, i'd sign up for both.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2010, 08:18:58 AM
SPG is now offering 30k miles with $1k spent in the first 3 months.  This is a very good deal.  For reference, 30k would have been enough to stay 10 nights at OKCPak and it's almost enough for 3 nights at the Westin Maui.  This is also, imo, the best card to use as your everyday card.  It gives you 1 SPG per dollar spent and they can be transfered 1 for 1 to any frequent flyer program if you don't want to use them to stay at Starwood properties (Westin, Sheraton, W, St. Regis, Le Meridien, A Loft, etc.). 

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=95&channel=1000&sourceCode=&authid=&cardType=STPC&seqNumber=248&returnUrl=https://americanexpress.com&btct=AMEX_APPLY_Main_apply_starwood30k_n3:Targeted&ct11=AMEX_APPLY_Main_apply_starwood30k_n3



that is absolutely amazing. also, a person can get both the personal and the business card. that would be 60,000. absolutely incredible deal.

would get you tons of nights at a starwood or you could turn them into 75,000 AA miles and get three roundtrips in the us or two roundtrips to mexico/caribbean.
can also use spg nights and flights and get five nights at a cat 3 and 50,000 AA miles. just insanely amazing deal.


So for a newbie at this stuff would this be a good first rewards card to get? On a scale of 1 to 10:

1: pffft this card sucks

3: mmmmh maybe get this card

5: yeah get this card if you have time to apply

7: GET this card, but only if mrs. raquetcat approves

9: GET THIS CARD, AMAZING DEAL :creditcardrewardboner:

10: If you don't get this card you belong in the medium/low intelligence threadi

Really looking for some guidance from some HCCRIQ types  :dunno:
As a pure sign up reward it's pretty great but not as great as the British air 100k deal that was around last year. But, this is a much better card to start making all your daily purchases with. And, if you spend quite a bit on it during the year, you should be able to talk them into waiving the annual fee of $49. This is a perfect starting point if you are going to do it.

i'd say it's about as good as british airways deal if you sign up for both the personal and the business one. no reason to sign up for just one. if you do this, i'd sign up for both.

Dumb question.  How do you get to the same deal for a business card?  It was late and I didn't look very hard.  Also, would getting both cards also involve cancelling one or both as soon as you get the 30K points?

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2010, 08:24:26 AM
Dumb question.  How do you get to the same deal for a business card?  It was late and I didn't look very hard.  Also, would getting both cards also involve cancelling one or both as soon as you get the 30K points?



No, you can sign up for both and have both at the same time.  You can also use a make believe business.  Just make sure you spend $1k on each within 3 months and you will have 60k SPG points (20 nights in OKC)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2010, 08:31:04 AM
Dumb question.  How do you get to the same deal for a business card?  It was late and I didn't look very hard.  Also, would getting both cards also involve cancelling one or both as soon as you get the 30K points?



No, you can sign up for both and have both at the same time.  You can also use a make believe business.  Just make sure you spend $1k on each within 3 months and you will have 60k SPG points (20 nights in OKC)

Yeah, where do I go to sign up for the business card and get that same 30K point deal?

I don't think I want to continually use one card for one hotel brand points beyond the initial bonus.  I'd rather do different deals to get a modest amount of points for various hotels so that I can have options for where to stay free depending on where I am.  For example, I need to get a bunch of Marriott and HHonors points now because if I was ever going to OKC again (doubtful) I'd want to stay at the Renaissance or the Hampton.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2010, 08:34:34 AM
Dumb question.  How do you get to the same deal for a business card?  It was late and I didn't look very hard.  Also, would getting both cards also involve cancelling one or both as soon as you get the 30K points?



No, you can sign up for both and have both at the same time.  You can also use a make believe business.  Just make sure you spend $1k on each within 3 months and you will have 60k SPG points (20 nights in OKC)

Yeah, where do I go to sign up for the business card and get that same 30K point deal?

I don't think I want to continually use one card for one hotel brand points beyond the initial bonus.  I'd rather do different deals to get a modest amount of points for various hotels so that I can have options for where to stay free depending on where I am.  For example, I need to get a bunch of Marriott and HHonors points now because if I was ever going to OKC again (doubtful) I'd want to stay at the Renaissance or the Hampton.

Hre is a link with both cards.

https://www143.americanexpress.com/apisites/LandingAction.do?partnerId=95&channel=1000&landingCode=93&IM=SPG_11549424SS_AMEX_US_RSS

For Hilton you are pretty much mumped.  They devalued their points and their sign up bonus is basically nothing.  It now takes 25k just to stay in the Hampton in Manhattan.  I used to use Hilton Honors as my go-to card but it now sucks and I've abandoned it.  Marriott still has a really good deal going though.  50k and a free night certificate at a cat. 1-4.  

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC&CELL=6JXN&AFFID=&CLICK=&CID=&PROMO=DF01

I don't think this one waives the first year fee though so you will start out down $65 (basically nothing compared to what you are getting).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2010, 08:53:50 AM
That's perfect.  Maybe I'll find some time this weekend to get all my current crap together and see what deals you guys can find that'll enhance what I've got and also eliminate current cards that are now worthless.

My current go-to card is Sony rewards.  I get free blu-ray players and stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2010, 08:57:42 AM
And, if you spend quite a bit on it during the year, you should be able to talk them into waiving the annual fee of $49.

What's the timing on doing this?  Calling them at 11 months and saying you're going to cancel if they don't?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2010, 09:16:13 AM
And, if you spend quite a bit on it during the year, you should be able to talk them into waiving the annual fee of $49.

What's the timing on doing this?  Calling them at 11 months and saying you're going to cancel if they don't?

Yeah, and if they want to charge you the annual, just cancel.  And then, if you still want the card, sign back up.  I did this with the Delta Amex because it gives me the ability to transfer points directly to money on Delta flights if there isn't an award ticket available.  I actually got an additional Delta sign up bonus for doing it too (I don't think I was supposed to be able to get that but crap like that slips through the cracks all the time).  They actually told me that they could waive it for that year but would charge me the next year (they almost certainly would waive it the next year when I called but I got in a pissing match with them about permanently waiving it from my account which they claimed they couldn't do).  Sometimes they will also throw in free stuff.  Like, the AA card told me they would give me an additional 5k miles if I didn't cancel the card when I called.  I called a week later and cancelled it anyway.  I was kinda hoping it would slip through the cracks and I would get the 5k offer every week into inifinity but no dice.  If you have good credit you can call and haggle with them about anything. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2010, 09:44:14 PM
Just signed up for 50K Chase Marriott.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2010, 07:29:58 AM
Just signed up for 50K Chase Marriott.  :gocho:

You may as well get the SPG one too just to cover your bases.  The deal for it expires on 7/6. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 02, 2010, 08:34:54 AM
Just signed up for 50K Chase Marriott.  :gocho:

You may as well get the SPG one too just to cover your bases.  The deal for it expires on 7/6. 

Already got the non-business one back on page 7.  I'll do the business one this weekend.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2010, 11:58:33 AM
If you can't keep track of all your reward programs I recommend using awardwallet.com.  I am tracking 19 different programs on it.  It shows your balance, travel plans with each carrier and your miles expiration date.  Very easy to set up and use. 

figured out you can add another user to the awardwallett account so I'm tracking sd and mrs. dave's miles on the same page.  We currently have a combined 279,925 miles on all our various programs.  This is after recently spending almost 100k miles booking a trip to hawaii.  We will be using about another 100k SPG points on the hawaii trip because the god damn St. Regis in Kauai is 20k SPG a night.  But, we will end up doing eight nights on two islands flight/hotel/car rental (convertible) for under $1k. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2010, 12:05:34 PM
Another plug for awardwallet.com:  It automatically imports your travel iteneraries from all the programs you are signed up on.  It has all the airlines, hotels and rental car companies.  It even has expedia, travelocity, etc. .  Whenever we book something it automatically updates our travel plans in it's system so I can go to one place to see all of them.  Between the two of us we are tracking 28 miles programs and booked 15 travel plans (not 15 trips, just bookings since most trips will have seperate flight/hotel/rental car/etc).  Pretty damn convenient.  It also stores your passwords to each program so you just click the program from your list (say, Delta) and it will autmatically take you to the Delta site already logged in. 
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on July 02, 2010, 12:15:45 PM
Credit Card N00b here.(I didn't bother to read the previous pages) Never had a credit card before. What would be a good card for a first timer?? I don't travel so i could care less about the miles. Just want something simple. Be gentle. tia
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2010, 12:17:07 PM
Credit Card N00b here.(I didn't bother to read the previous pages) Never had a credit card before. What would be a good card for a first timer?? I don't travel so i could care less about the miles. Just want something simple. Be gentle. tia

I dunno, something from Capital One with a personalized picture of your dog or some crap.  I quit reading when you said you didn't care about miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 05, 2010, 08:30:39 PM
I'm still at a point in my life where I need to care about my credit score, have any of you guys with a bunch of cards seen how it affects your score?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dirty Sanchez on July 05, 2010, 11:38:51 PM
I'm still at a point in my life where I need to care about my I LOVE DEBT score, have any of you guys with a bunch of cards seen how it affects your score?

translated





There's no need for a credit score if you play your cards right (and smart).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 06, 2010, 07:25:30 AM
I'm still at a point in my life where I need to care about my credit score, have any of you guys with a bunch of cards seen how it affects your score?

Your score is supposed to take a few point hit per card until you cancel the card and it should then rebound.  I've not seen any real effect to my score.  I check it every 3 or 4 months. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on July 06, 2010, 09:08:20 AM
just signed up for starwoods.  I guess now I'm all up in the star's hood.

 :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2010, 07:45:57 AM
If you are staying at a Holiday Inn (or any of the Priority Club brands) in the next 90 days you can book through this link and get an additional 5k priority club points.  

http://www.holidayinn.com/hotels/us/en/global/1/pcr/5kbonuspoints?cm_mmc=DCE-_-PCRSTAYYOU100527-_-USEN-_-BODYCTA#Offers
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2010, 07:51:02 AM
If you already have a reservation in the next 90 days just click the "register for this promotion" link right above the T&C and you should be registered for any stay.  Keep the e-mail confirmation just in case. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 27, 2010, 08:04:18 AM
Better Priority Club points credit card than the Chase 30K one?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 27, 2010, 08:10:40 AM
Saw last night that I got 10K SPG points for first purchase on the AMEX business where the bonus was supposed to be 30K after $1K spent.  Not sure if the 10K will be on top of the eventual 30K, part of the 30K or if I'm going to have to call and bitch about not getting my 30K in a few months.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2010, 08:12:00 AM
Saw last night that I got 10K SPG points for first purchase on the AMEX business where the bonus was supposed to be 30K after $1K spent.  Not sure if the 10K will be on top of the eventual 30K, part of the 30K or if I'm going to have to call and bitch about not getting my 30K in a few months.

Hmmmm, we have spent $1k on each of our new ones and gotten no bonus yet but the terms said that the 30k was supposed to come 60-90 days after the $1k was spent.  Sounds like you may be calling and bitching.  Did you save the e-mail confirmation or whatevs when you first were accepted?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 27, 2010, 08:16:09 AM
Saw last night that I got 10K SPG points for first purchase on the AMEX business where the bonus was supposed to be 30K after $1K spent.  Not sure if the 10K will be on top of the eventual 30K, part of the 30K or if I'm going to have to call and bitch about not getting my 30K in a few months.

Hmmmm, we have spent $1k on each of our new ones and gotten no bonus yet but the terms said that the 30k was supposed to come 60-90 days after the $1k was spent.  Sounds like you may be calling and bitching.  Did you save the e-mail confirmation or whatevs when you first were accepted?

Yeah.  I know the 30K wouldn't be showing up for a few months but this is a bad omen.  None of these have gone smoothly.  I've got this issue on the AMEX business.  The AMEX regular never showed up in the mail so I had to call and get a new one sent which meant a new card number so I'm anticipating a problem with SPG there.  The Chase card came with a new Marriott number on it instead of the one I told them, so I had to call about that.  We'll see if the 50K gets put on my existing account or if I end up having to do some merger or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2010, 08:17:59 AM
Saw last night that I got 10K SPG points for first purchase on the AMEX business where the bonus was supposed to be 30K after $1K spent.  Not sure if the 10K will be on top of the eventual 30K, part of the 30K or if I'm going to have to call and bitch about not getting my 30K in a few months.

Hmmmm, we have spent $1k on each of our new ones and gotten no bonus yet but the terms said that the 30k was supposed to come 60-90 days after the $1k was spent.  Sounds like you may be calling and bitching.  Did you save the e-mail confirmation or whatevs when you first were accepted?

Yeah.  I know the 30K wouldn't be showing up for a few months but this is a bad omen.  None of these have gone smoothly.  I've got this issue on the AMEX business.  The AMEX regular never showed up in the mail so I had to call and get a new one sent which meant a new card number so I'm anticipating a problem with SPG there.  The Chase card came with a new Marriott number on it instead of the one I told them, so I had to call about that.  We'll see if the 50K gets put on my existing account or if I end up having to do some merger or something.

JFC, that sucks.  I've not run into any problems to date.  Maybe you're doing it wrong :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 27, 2010, 08:19:51 AM
JFC, that sucks.  I've not run into any problems to date.  Maybe you're doing it wrong :dunno:

Yeah, kind of a pain, but nothing that shouldn't be somewhat simple to rectify in a few months if things aren't going right.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2010, 09:40:59 AM
Better go ahead and call Trim.  Mrs. Dave's 30k SPG just credited.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 29, 2010, 09:48:18 AM
Better go ahead and call Trim.  Mrs. Dave's 30k SPG just credited.

 :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2010, 08:27:16 AM
Quote
Watch Your Email for BIG Citicard AA Offers
Don't delete your emails prematurely. A reader informed me, his Mom got a targeted offer for 50K AA on sign up and 50K more after a big minimum spend. There is also a thread on Flyertalk about 75K sign up bonuses so watch your emails and keep us all informed if you get a dandy offer. And the first year fees are also being waived. Keep your eyes open.

 :surprised: :crossfingers:

Sounds like the BA offer but with AA (which makes it even better)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2010, 09:03:45 AM
sd/sdwife miles accounts update:  Whe have a combined 320,344 miles amongst various accounts with 35k more coming down the pipe this month  This is after cashing in for 2 roundtrips to florida, san fran & hawaii and staying roughly 15 nights at hotels using miles in the last 9 months  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: fatty fat fat on July 30, 2010, 09:06:28 AM
sd/sdwife miles accounts update:  Whe have a combined 320,344 miles amongst various accounts with 35k more coming down the pipe this month  This is after cashing in for 2 roundtrips to florida, san fran & hawaii and staying roughly 15 nights at hotels using miles in the last 9 months  :driving:

Wow! Sounds great Steve. Have a great day!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2010, 09:07:29 AM
sd/sdwife miles accounts update:  Whe have a combined 320,344 miles amongst various accounts with 35k more coming down the pipe this month  This is after cashing in for 2 roundtrips to florida, san fran & hawaii and staying roughly 15 nights at hotels using miles in the last 9 months  :driving:

Wow! Sounds great Steve. Have a great day!

YOU TOO!
Title: Re: How Many Credit Cards Do You Have?
Post by: fatty fat fat on July 30, 2010, 09:07:55 AM
sd/sdwife miles accounts update:  Whe have a combined 320,344 miles amongst various accounts with 35k more coming down the pipe this month  This is after cashing in for 2 roundtrips to florida, san fran & hawaii and staying roughly 15 nights at hotels using miles in the last 9 months  :driving:

Wow! Sounds great Steve. Have a great day!

YOU TOO!

Can't wait to text you aa SFO pic sunday.  :driving:

(or will it be SJC???  :crossfingers: )
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2010, 09:37:32 AM
 :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2010, 09:46:15 AM
250 free Continental miles for just putting in your Continental number

http://www.continental.com/web/en-US/apps/onepass/promotions/registrationDetails.aspx?promoCode=TB9M72&%3bSID=AB1B11889D5144BF9283C65981DEE832
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 09:22:41 AM
just got my 30,000 spg points.  :ksu:




also, really amazing deal for people who haven't got an AA deal in the past. also, i think that as long as you haven't got citi AA Visa in the past and only got citi mastercard or amex you are good to go here as well. not 100% though. ton of miles though. ton...

http://boardingarea.com/blogs/viewfromthewing/2010/07/30/so-far-so-good-100000-mile-american-airlines-credit-card-signup-bonus/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 09:49:20 AM
just got my 30,000 spg points.  :ksu:

Mine's still f'd up.  I called explaining I was given 10K for a first purchase instead of 30K for $1000.  I think I explained it as clearly as possible but the chick wasn't tracking.  She kept saying she sees I've got the 30K program and that the points should be there in 8-12 weeks, as though I'm going to get those on top of the 10K I shouldn't have gotten.  I think BSAC will make sure that happens now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on August 07, 2010, 09:52:20 AM
just got my 30,000 spg points.  :ksu:

Mine's still f'd up.  I called explaining I was given 10K for a first purchase instead of 30K for $1000.  I think I explained it as clearly as possible but the chick wasn't tracking.  She kept saying she sees I've got the 30K program and that the points should be there in 8-12 weeks, as though I'm going to get those on top of the 10K I shouldn't have gotten.  I think BSAC will make sure that happens now.

Did you guys get the bonus prior to paying your first month's bill?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 09:53:13 AM
also, really amazing deal for people who haven't got an AA deal in the past. also, i think that as long as you haven't got citi AA Visa in the past and only got citi mastercard or amex you are good to go here as well. not 100% though. ton of miles though. ton...

http://boardingarea.com/blogs/viewfromthewing/2010/07/30/so-far-so-good-100000-mile-american-airlines-credit-card-signup-bonus/

I'm still hesitant to do the airline ones because 1) the hotel ones thus far haven't been smooth and 2) I don't fly much and when I do, I get the most convenient flight to my travel plans regardless (not irregardless) of price.  I know you guys have said that AA miles can be used for BA and other section 17 foreigner flights, but they don't help at all when your choice is a nearly free AA flight that'll eff up a schedule for a day vs. a $300 Delta/Continental/Whatever flight that's convenient, do they?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 09:54:05 AM
just got my 30,000 spg points.  :ksu:

Mine's still f'd up.  I called explaining I was given 10K for a first purchase instead of 30K for $1000.  I think I explained it as clearly as possible but the chick wasn't tracking.  She kept saying she sees I've got the 30K program and that the points should be there in 8-12 weeks, as though I'm going to get those on top of the 10K I shouldn't have gotten.  I think BSAC will make sure that happens now.

Did you guys get the bonus prior to paying your first month's bill?

My incorrect 10K was credited online before I got the bill and was listed on the bill I received, obviously before I paid it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on August 07, 2010, 09:56:21 AM
just got my 30,000 spg points.  :ksu:

Mine's still f'd up.  I called explaining I was given 10K for a first purchase instead of 30K for $1000.  I think I explained it as clearly as possible but the chick wasn't tracking.  She kept saying she sees I've got the 30K program and that the points should be there in 8-12 weeks, as though I'm going to get those on top of the 10K I shouldn't have gotten.  I think BSAC will make sure that happens now.

Did you guys get the bonus prior to paying your first month's bill?

My incorrect 10K was credited online before I got the bill and was listed on the bill I received, obviously before I paid it.

Interesting.  Hopefully mine goes smoothly.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 10:19:50 AM
spg credited me with 10,000 pts really quickly and then the other 20000 about two weeks later (yesterday). i didn't call in our anything, just checked my account this morning and BOOM it was all there. i'd check your spg account again.

understand what you are saying about the airline miles stuff but 75000 AA miles just for getting a card and using it a couple of times is insane. it'd be enough points that if you planned in advance, you could fly two people to that cancun bball tournament in 2011. the key is just planning far enough in advance. you obviously wouldn't be able to use them just any old time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2010, 10:44:43 AM
I've gotten the AA visa before.  Really wish I hadn't so I could do this.  Finally talked sdbro and mrs. sdbro into both doing the SPG thing last night.  They are flying to Hawaii next June first class both ways using the BA miles I talked them into and staying 9 nights on two islands basically free now that they are doing th SPG deal.  Trim has awful luck with this stuff.  In the back of my mind I think he's not signing up correctly similar to that berford guy trying to sign up to the message board.  I hope AMEX poster intimidates him when he calls again.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 10:56:19 AM
I've gotten the AA visa before.  Really wish I hadn't so I could do this.  Finally talked sdbro and mrs. sdbro into both doing the SPG thing last night.  They are flying to Hawaii next June first class both ways using the BA miles I talked them into and staying 9 nights on two islands basically free now that they are doing th SPG deal.  Trim has awful luck with this stuff.  In the back of my mind I think he's not signing up correctly similar to that berford guy trying to sign up to the message board.  I hope AMEX poster intimidates him when he calls again.

just noticed that spg actually gave me 40,000  :surprised:




prob just giving me 10000 of trims though because of him sucking so bad at this and stuff.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2010, 11:34:30 AM
Yeah, read some grumblings/rumblings on flyertalk about some people getting 40k.  luck sob.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 11:45:19 AM
Yeah, read some grumblings/rumblings on flyertalk about some people getting 40k.  luck sob.

man, oh man. spg/amex now giving trim's points to people that he doesn't even know now? that's big time pi stuff right there folks. damn trim. wonder how he will respond?
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 07, 2010, 12:14:30 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 12:18:01 PM
Sounds like I'm gonna end up with 80K SPGs instead of 60K.  :dunno:

If not, I've had good luck with real-life PI within a Sheraton.  I will squeeze my points out of whatever dude who's taken them's neck.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 12:19:22 PM
understand what you are saying about the airline miles stuff but 75000 AA miles just for getting a card and using it a couple of times is insane. it'd be enough points that if you planned in advance, you could fly two people to that cancun bball tournament in 2011. the key is just planning far enough in advance. you obviously wouldn't be able to use them just any old time.

Yeah, I don't do planning in advance. 

Can the AA miles be converted into hotel points or something after I find I'm not using them?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 12:26:58 PM
understand what you are saying about the airline miles stuff but 75000 AA miles just for getting a card and using it a couple of times is insane. it'd be enough points that if you planned in advance, you could fly two people to that cancun bball tournament in 2011. the key is just planning far enough in advance. you obviously wouldn't be able to use them just any old time.

Yeah, I don't do planning in advance. 

Can the AA miles be converted into hotel points or something after I find I'm not using them?

sigh. yeah. you can use them on things other than just flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 12:27:56 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 12:34:43 PM
If anyone getting into this is planning on using awardwallet, pm me an e-mail address so I can refer you and get upgraded to premium (free cooler?).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 01:42:25 PM
Went ahead and did the rd AA 75K plan.  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 02:04:54 PM
Went ahead and did the rd AA 75K plan.  :runaway:

i believe that these convert 2:1 to hhonors. that means that you would end up w/ 150,000 hhonors points. good for 6 nights at mhk hampton inn or whatever else you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 03:11:38 PM
Went ahead and did the rd AA 75K plan.  :runaway:

i believe that these convert 2:1 to hhonors. that means that you would end up w/ 150,000 hhonors points. good for 6 nights at mhk hampton inn or whatever else you want.

Perfect.  I already had some HHonors points before all this but didn't get a card for them after sd told me the points had become shitty.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 03:31:09 PM
Went ahead and did the rd AA 75K plan.  :runaway:

i believe that these convert 2:1 to hhonors. that means that you would end up w/ 150,000 hhonors points. good for 6 nights at mhk hampton inn or whatever else you want.

Perfect.  I already had some HHonors points before all this but didn't get a card for them after sd told me the points had become shitty.

hhonors is kinda shitty, but 75000 aa miles is a ton. would also get you four nights at holiday inn/houlihans. also other things you could choose from. gift certificates, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2010, 05:20:12 PM
If anyone getting into this is planning on using awardwallet, pm me an e-mail address so I can refer you and get upgraded to premium (free cooler?).

You can donate a dollar and get premium. They use the honor system.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 05:27:18 PM
If anyone getting into this is planning on using awardwallet, pm me an e-mail address so I can refer you and get upgraded to premium (free cooler?).

You can donate a dollar and get premium. They use the honor system.

I know.  Just trying to get more goEMAW'rs involved in this.  Dreaming of another national KATPAK convention where no attendee spends any money on travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 05:30:11 PM
Went ahead and did the rd AA 75K plan.  :runaway:

i believe that these convert 2:1 to hhonors. that means that you would end up w/ 150,000 hhonors points. good for 6 nights at mhk hampton inn or whatever else you want.

Perfect.  I already had some HHonors points before all this but didn't get a card for them after sd told me the points had become shitty.

hhonors is kinda shitty, but 75000 aa miles is a ton. would also get you four nights at holiday inn/houlihans. also other things you could choose from. gift certificates, etc.

hhonors is not holiday inn/houlihans (don't know if you were referring to this or maybe some magical aa miles conversion thing that im not aware of)

yeah. you can change aa miles into priority club points. 75,000 aa would come out to somewhere around 60,000 priority club points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2010, 09:54:57 PM
Quote
Saturday, August 7, 2010
Info on Posting of SPG 30,000 Points and My July Churn
Rick,

Just an FYI for your readers regarding the 30000 starwood point bonus. My first statement closed (with the $1000 min spend) and I had noticed that my starwood point account had a 10000 point open bonus. Of course I was concerned that they gave me the wrong promotion given that the app stated 30000 points after $1000 spend. After secure amex email message they assured me the additional 20000 points would post in 8-12 weeks after the spend requirement is met. Thought this might save some hassle for your readers if they saw the same thing.

Dedicated reader,

Russ T

Russ thanks for the clarification
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2010, 10:06:24 PM
Thanks Russ T!

michigancat?  :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2010, 10:07:58 PM
Thanks Russ T!

michigancat?  :surprised:

speaking of, is he still alive  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 08, 2010, 09:13:19 PM
jeez louise how long does it take to get accepted or declined for this cc?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 09, 2010, 07:18:00 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 09, 2010, 07:43:39 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
75k signup bonus for the visa.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 09, 2010, 07:54:47 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
75k signup bonus for the visa.

Instantly.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 09, 2010, 07:56:36 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
75k signup bonus for the visa.

Instantly.  :gocho:
:embarrassed:

We will contact you within a week via email regarding our decision. < Just got back on there and read this
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 09, 2010, 08:02:19 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
75k signup bonus for the visa.

Instantly.  :gocho:
:embarrassed:

We will contact you within a week via email regarding our decision. < Just got back on there and read this

I would guess a week then
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 09, 2010, 08:08:28 AM
jeez louise how long does it take to get accepted or declined for this cc?

Which one?  Usually right away. 
75k signup bonus for the visa.

Instantly.  :gocho:
:embarrassed:

We will contact you within a week via email regarding our decision. < Just got back on there and read this

I would guess a week then
Yeah thats kinda what I'm thinking now, hopefully sooner.  :crossfingers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 10, 2010, 10:32:47 PM
Today was the day.

50K Marriott points added to correct already existing account, plus bump to Silver ELITE level.

60K SPG points ON TOP OF the 10K that were apparently added inadvertently.

Still have 75K AA miles and 30K Priority Club points en route.

So, do I call SPG and bitch about not getting the corresponding incorrect 10K on the other card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2010, 06:21:32 AM
Wow, that is a great day trim. Would not call lest they take the original 10k away.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 12, 2010, 03:21:13 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.

Just got 10K added today for first purchase. My first purchase was July 7th. Here's to 30K more (and hopefully another 40K for my business card).  :crossfingers:
Code: [Select]
Earn   +10000   08/12/2010   SPG AX 1ST PURCHASE OPEN (AX)
Oh wait, that 10K is for my business card. Crap, probably gonna have to call on the personal one.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 12, 2010, 03:26:10 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.

Just got 10K added today for first purchase. My first purchase was July 7th. Here's to 30K more (and hopefully another 40K for my business card).  :crossfingers:
Code: [Select]
Earn   +10000   08/12/2010   SPG AX 1ST PURCHASE OPEN (AX)

Yep, be patient.  You're about to be rolling (nod to Fitz) in at least 70K SPGs.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2010, 03:29:49 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.

Just got 10K added today for first purchase. My first purchase was July 7th. Here's to 30K more (and hopefully another 40K for my business card).  :crossfingers:
Code: [Select]
Earn   +10000   08/12/2010   SPG AX 1ST PURCHASE OPEN (AX)
Oh wait, that 10K is for my business card. Crap, probably gonna have to call on the personal one.

You were only supposed to get 30k.  So, if you call and bring it to their attention, they may take the extra 10k back :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 12, 2010, 03:32:55 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.

Just got 10K added today for first purchase. My first purchase was July 7th. Here's to 30K more (and hopefully another 40K for my business card).  :crossfingers:
Code: [Select]
Earn  +10000  08/12/2010  SPG AX 1ST PURCHASE OPEN (AX)
Oh wait, that 10K is for my business card. Crap, probably gonna have to call on the personal one.

You were only supposed to get 30k.  So, if you call and bring it to their attention, they may take the extra 10k back :ohno:

Yeah, don't call.  You probably weren't supposed to get that first 10K on the business card and you def aren't supposed to get it on the personal.  You'll get the 30K on each in a few weeks on top of the erroneous 10K.  Just shut up and enjoy your extra 3 and 1/3 nights at the OKC Sheraton.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 12, 2010, 03:35:28 PM
I got the SPG personal and business cards. Just paid for my $1000 spend on the personal account on Thursday and my SPG account shows the points for that spend right now. I almost hope they screw up so I can call and bitch and get more points.

not the position i'd want to be in. you'll be dealing w/ amex. not spg and certainly not some random airport sheraton or something.

Just got 10K added today for first purchase. My first purchase was July 7th. Here's to 30K more (and hopefully another 40K for my business card).  :crossfingers:
Code: [Select]
Earn  +10000  08/12/2010  SPG AX 1ST PURCHASE OPEN (AX)
Oh wait, that 10K is for my business card. Crap, probably gonna have to call on the personal one.

You were only supposed to get 30k.  So, if you call and bring it to their attention, they may take the extra 10k back :ohno:

Yeah, don't call.  You probably weren't supposed to get that first 10K on the business card and you def aren't supposed to get it on the personal.  You'll get the 30K on each in a few weeks on top of the erroneous 10K.  Just shut up and enjoy your extra 3 and 1/3 nights at the OKC Sheraton.

I'm being patient for now. Just worried about the personal side. It seems like everybody here got the 30K pretty fast.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on August 12, 2010, 03:36:43 PM
EXCEPT FOR ME! :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 12, 2010, 03:40:21 PM
Yeah, I didn't get mine fast.  I didn't even get the card mailed to me originally and had to get a replacement with a new number.  Just keep all your documentation and it'll work out fine or better in the end.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 12, 2010, 06:41:48 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2010, 06:54:53 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it

I don't think that's as good as the SPG one but it isn't bad.  The 30k is the standard sign up for Priority Club card.  Good thing about that is it's PAK headquarters in Manhattan, but that prolly doesn't effect you. 
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 12, 2010, 06:58:08 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it

I don't think that's as good as the SPG one but it isn't bad.  The 30k is the standard sign up for Priority Club card.  Good thing about that is it's PAK headquarters in Manhattan, but that prolly doesn't effect you. 

why wouldn't that effect me, are you saying I'm only cool enough to pak in 'maha, or that I'm not likely to 'pak at all, I'll 'pak, I will 'pak your fracking face off  :combofan:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2010, 06:59:40 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it

I don't think that's as good as the SPG one but it isn't bad.  The 30k is the standard sign up for Priority Club card.  Good thing about that is it's PAK headquarters in Manhattan, but that prolly doesn't effect you. 

why wouldn't that effect me, are you saying I'm only cool enough to pak in 'maha, or that I'm not likely to 'pak at all, I'll 'pak, I will 'pak your fracking face off  :combofan:

No, more that you prolly have a place or two to stay in Manhattan so it would be dumb for you to waste hotel miles on a room :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on August 12, 2010, 08:36:12 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it

I don't think that's as good as the SPG one but it isn't bad.  The 30k is the standard sign up for Priority Club card.  Good thing about that is it's PAK headquarters in Manhattan, but that prolly doesn't effect you. 

why wouldn't that effect me, are you saying I'm only cool enough to pak in 'maha, or that I'm not likely to 'pak at all, I'll 'pak, I will 'pak your fracking face off  :combofan:

No, more that you prolly have a place or two to stay in Manhattan so it would be dumb for you to waste hotel miles on a room :dunno:

whereas these guys are smelly, old and ugly so they usually pak in the hotel.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 12, 2010, 09:00:35 PM
I have a offer for 30,000 points just for signing up for a priority point (holiday inn family) card, no annual fee the first year, (after which I'll probably cancel the card), should I pull the trigger, this would be my first foray into hotel rewards CC's, kind of  :ohno: about it

I don't think that's as good as the SPG one but it isn't bad.  The 30k is the standard sign up for Priority Club card.  Good thing about that is it's PAK headquarters in Manhattan, but that prolly doesn't effect you. 

why wouldn't that effect me, are you saying I'm only cool enough to pak in 'maha, or that I'm not likely to 'pak at all, I'll 'pak, I will 'pak your fracking face off  :combofan:

No, more that you prolly have a place or two to stay in Manhattan so it would be dumb for you to waste hotel miles on a room :dunno:

Yeah this is true  :gocho: I have a friend that got an elite level job in the ksu athletic department, pretty much means I'll be chillin in the pressbox non-stop
Title: Re: How Many Credit Cards Do You Have?
Post by: MakeItRain on August 13, 2010, 01:49:05 AM

I'm still hesitant to do the airline ones because 1) the hotel ones thus far haven't been smooth and 2) I don't fly much and when I do, I get the most convenient flight to my travel plans regardless (not irregardless) of price.  I know you guys have said that AA miles can be used for BA and other section 17 foreigner flights, but they don't help at all when your choice is a nearly free AA flight that'll eff up a schedule for a day vs. a $300 Delta/Continental/Whatever flight that's convenient, do they?

Just discovering this thread and its rough ridin' amazing.  I have been in this thread literally for three and a half hours. 

My beef is this, when I travel domestically (my number of stamps on my passport :flush: ) my travel is dictated by airline.  I really only fly AirTran, Jet Blue, and United if absolutely necessary and they all seem to have really shitty bonus programs for their credit cards.  I refuse to fly AA, USAirways, Delta, and Continental.  They are all shitty airlines that have mumped me over multiple times, but they have the best points programs, sucks bros, sucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 13, 2010, 01:54:20 AM

I'm still hesitant to do the airline ones because 1) the hotel ones thus far haven't been smooth and 2) I don't fly much and when I do, I get the most convenient flight to my travel plans regardless (not irregardless) of price.  I know you guys have said that AA miles can be used for BA and other section 17 foreigner flights, but they don't help at all when your choice is a nearly free AA flight that'll eff up a schedule for a day vs. a $300 Delta/Continental/Whatever flight that's convenient, do they?

Just discovering this thread and its rough ridin' amazing.  I have been in this thread literally for three and a half hours. 

My beef is this, when I travel domestically (my number of stamps on my passport :flush: ) my travel is dictated by airline.  I really only fly AirTran, Jet Blue, and United if absolutely necessary and they all seem to have really shitty bonus programs for their credit cards.  I refuse to fly AA, USAirways, Delta, and Continental.  They are all shitty airlines that have mumped me over multiple times, but they have the best points programs, sucks bros, sucks.


I got the 75K AA points anyway.   If I'm in a situation where I can plan a trip far in advance, I can use those to fly first-class somewhere which should be adequate even if you hate AA.  If I'm not going to be in a spot where I an use them, I'll convert them to hotel points and just live in a Starwood hotel for a few months.

If you fly a lot, get cards for all the airlines and rack up the maximum points you can for each and keep your options open.  A small sign-up bonus is better than nothing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 13, 2010, 06:20:53 AM

I'm still hesitant to do the airline ones because 1) the hotel ones thus far haven't been smooth and 2) I don't fly much and when I do, I get the most convenient flight to my travel plans regardless (not irregardless) of price.  I know you guys have said that AA miles can be used for BA and other section 17 foreigner flights, but they don't help at all when your choice is a nearly free AA flight that'll eff up a schedule for a day vs. a $300 Delta/Continental/Whatever flight that's convenient, do they?

Just discovering this thread and its rough ridin' amazing.  I have been in this thread literally for three and a half hours. 

My beef is this, when I travel domestically (my number of stamps on my passport :flush: ) my travel is dictated by airline.  I really only fly AirTran, Jet Blue, and United if absolutely necessary and they all seem to have really shitty bonus programs for their credit cards.  I refuse to fly AA, USAirways, Delta, and Continental.  They are all shitty airlines that have mumped me over multiple times, but they have the best points programs, sucks bros, sucks.


united doesn't have a bad program. they are combining with continental too. I got 50k united sign up bonus for a Chase visa the other day. enough $or two rt domestics.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2010, 08:27:21 AM
Very cool visual aid re. hotel points/cards/value

http://lifehacker.com/5613773/hotel-rewards-program-cheat-sheet-shows-the-real-cost-of-free-nights
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 17, 2010, 12:10:43 PM
Code: [Select]
Earn  +20000  08/17/2010  SPG AX NEW MBR SPEND BONUS-CSR
Earn +10000 08/17/2010 SPG AX NEW MBR BONUS

30K was just added for my personal card, but it was put in as the above lines...two separate bonuses. It was added 13 days after I paid my $1000+ bill. Hopefully for the business card it's not just a 20K bonus on top of my 10K first purchase bonus.

SD, did you stay at a Westin in San Fran and did you redeem SPG points for it? If so, how much? Looking to go to San Fran in Oct. or next March.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 17, 2010, 12:20:45 PM
yeah, stayed at:

http://www.starwoodhotels.com/westin/search/hotel_detail.html?propertyID=1981

It was 10k a night.  Right in downtown San Fran and walked to the Giants game. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2010, 10:11:19 PM
I got enough Priority Club points from last weekend for a free night in Manhattan  :surprised: 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 11, 2010, 12:45:36 AM
Quote
WhitlockJason Adding a second credit card. Longtime American Express holder. Want to add a Visa. Any good ones, like say Southwest Visa, free tickets?

Quote
goEMAW @WhitlockJason re: credit cards/points/free stuff, check here.  Go cats.  http://bit.ly/9SAUSg
Title: Re: How Many Credit Cards Do You Have?
Post by: hemmy on September 11, 2010, 12:54:03 AM
Jason, post here.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 12, 2010, 08:24:35 PM
I got enough Priority Club points from last weekend for a free night in Manhattan  :surprised: 

just used my first free night using priority points, they treat you like a king: give you a gift bag when you check in, put your name up on the felt board welcoming you, offer a later check out time (2 pm), and extended hours at the pool and hott tub  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 14, 2010, 10:12:19 PM
probable easy way to get some easy priority club points...

http://boardingarea.com/blogs/viewfromthewing/2010/09/14/new-priority-club-anywhere-challenge-photo-up-guess-today-for-2000-points-and-this-thread-may-contain-the-correct-answer/
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 14, 2010, 10:19:54 PM
I got enough Priority Club points from last weekend for a free night in Manhattan  :surprised: 

just used my first free night using priority points, they treat you like a king: give you a gift bag when you check in, put your name up on the felt board welcoming you, offer a later check out time (2 pm), and extended hours at the pool and hott tub  :gocho:

You clearly did not stay at the Holiday Inn in Manhattan
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2010, 07:36:58 AM
probable easy way to get some easy priority club points...

http://boardingarea.com/blogs/viewfromthewing/2010/09/14/new-priority-club-anywhere-challenge-photo-up-guess-today-for-2000-points-and-this-thread-may-contain-the-correct-answer/

Holy crap, RD, post a reminder in this thread with the right answer every week.   :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 15, 2010, 06:38:07 PM
I got enough Priority Club points from last weekend for a free night in Manhattan  :surprised: 

just used my first free night using priority points, they treat you like a king: give you a gift bag when you check in, put your name up on the felt board welcoming you, offer a later check out time (2 pm), and extended hours at the pool and hott tub  :gocho:

You clearly did not stay at the Holiday Inn in Manhattan

do they treat priority club members like crap? or do they treat them EVEN BETTER!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 21, 2010, 02:14:03 PM
probable easy way to get some easy priority club points...

http://boardingarea.com/blogs/viewfromthewing/2010/09/14/new-priority-club-anywhere-challenge-photo-up-guess-today-for-2000-points-and-this-thread-may-contain-the-correct-answer/

Holy feces, RD, post a reminder in this thread with the right answer every week.   :pbj:

***weekly reminder***

no for sure agreed upon answer yet, but a couple of agreed upon good guesses. i bet they nail it down before midnight...

http://www.flyertalk.com/forum/intercontinental-hotels-priority-club-inter-continental-ambassador/1124535-anywhere-challenge-win-up-60-000-points-over-next-8-weeks-26.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2010, 02:28:00 PM
Rick........god bless you and yours
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 21, 2010, 10:26:40 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2010, 07:26:53 AM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 22, 2010, 06:23:30 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

Activated my SPG last night and didn't see any info on my SPG account.  I assume I got automatically enrolled right?  :users:  If not, wtf do I have to do?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2010, 06:52:18 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

Activated my SPG last night and didn't see any info on my SPG account.  I assume I got automatically enrolled right?  :users:  If not, wtf do I have to do?

What do you mean?  Like, you don't have a SPG account?  I would call them as they've probably just set one up for you. 
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 22, 2010, 09:11:31 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

Activated my SPG last night and didn't see any info on my SPG account.  I assume I got automatically enrolled right?  :users:  If not, wtf do I have to do?

What do you mean?  Like, you don't have a SPG account?  I would call them as they've probably just set one up for you. 

crap. Which one? SPG or AmEx?  :goodbyecruelworld:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 22, 2010, 09:27:45 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

Activated my SPG last night and didn't see any info on my SPG account.  I assume I got automatically enrolled right?  :users:  If not, wtf do I have to do?

What do you mean?  Like, you don't have a SPG account?  I would call them as they've probably just set one up for you. 

feces. Which one? SPG or AmEx?  :goodbyecruelworld:

if you didn't already have an spg account when you got the amex, then call amex. i'm surprised they didn't include your spg number in the mailing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2010, 07:21:23 AM
ALERT TO EVERYONE:  It's not a huge deal to get taken care of but, when you sign up for a card, go ahead and sign up for the rewards program first so you can attach the card to your miles account when completing the application. 
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on September 23, 2010, 09:08:22 AM
I was actually at a restaurant this week and offered "cash" for my share of the bill. It was as if I was bartering with chickens or something.

We should hang out when I'm in DC for a week in April.  You can hand me cash every day for the rest of your life and I'll get SPG miles for your portion.

Yeah. I really need to get around to doing this (the miles/points part). I've had the same shitty CC for about a dozen years.

Wow, you are missing out.  You should take beems time machine and get a good credit card 12 years ago.

Yeah. I've got a crap ton of points on my current card, but the rewards program is super crappy. Am going to pore through this thread and take copious notes from my new pro bono financial consultants (next project: fully and responsibly mapping out my life in case I win the lottery. TIME TO STOP PROCRASTINATING!)
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 23, 2010, 08:05:22 PM
ALERT TO EVERYONE:  It's not a huge deal to get taken care of but, when you sign up for a card, go ahead and sign up for the rewards program first so you can attach the card to your miles account when completing the application. 

GOt it figured out bro thanks  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 25, 2010, 11:02:16 PM
daris/sd, I need super bonus deals for Delta and Continental miles and Hyatt and Coast hotel points. 

Also, which SPG AMEX should I keep, business or personal?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2010, 06:56:03 AM
daris/sd, I need super bonus deals for Delta and Continental miles and Hyatt and Coast hotel points. 

Also, which SPG AMEX should I keep, business or personal?

I am keeping my SPG personal.  Here's a Continental offer for 40K

http://www.mychasecreditcards.com/continental/onepass/?CELL=6H8X&AFFID=d9D3Sr3Tcmk-KnresNnr6EsNZqpT3D4Dhg

I haven't heard of any good Delta offers lately.  Those Continental miles are going to turn into United miles shortly. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2010, 08:00:36 AM
http://lifehacker.com/5647117/how-to-master-airline-loyalty-programs
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2010, 10:49:31 AM
Mrs. dave offered a $400 United voucher to take a later flight today and she didn't take it because it would have been a very minor inconvenience  :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 26, 2010, 01:20:58 PM
Mrs. dave offered a $400 United voucher to take a later flight today and she didn't take it because it would have been a very minor inconvenience  :horrorsurprise:

:surprised: DAMN THAT SUCKS!  :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 26, 2010, 08:43:09 PM
Mrs. dave offered a $400 United voucher to take a later flight today and she didn't take it because it would have been a very minor inconvenience  :horrorsurprise:

Looks like someone just minor unconvenienced themselves right out of a new pair of Ugg boots or whatever the new cool clothing item for winter2010  ends up being.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 30, 2010, 01:17:42 PM
http://boardingarea.com/blogs/onemileatatime/2010/09/30/check-out-pointspros-com/

thoughts  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2010, 01:19:36 PM
http://boardingarea.com/blogs/onemileatatime/2010/09/30/check-out-pointspros-com/

thoughts  :dunno:

Quote
$150 for the first passenger on any type of award
$100 for each additional passenger on the same general trip


eff that.  I've already become kind of an award flight booking ninja.  I should do this same thing for $25 a person.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 30, 2010, 11:35:36 PM
Rick........god bless you and yours

:foottappingguy:

Saw I got 1500 for one of these.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 01, 2010, 08:21:22 AM
Hyatt finally has a card.  Via Chase.  Two free nights with first purchase but $75 annual fee.  Will probably sign up once they have a promotion to waive the fee or something.

http://www.mychasecreditcards.com/hyatt/hgpmast1
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 01, 2010, 08:28:02 AM
Hyatt finally has a card.  Via Chase.  Two free nights with first purchase but $75 annual fee.  Will probably sign up once they have a promotion to waive the fee or something.

http://www.mychasecreditcards.com/hyatt/hgpmast1

really cool that it's at any hyatt in the world.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 01, 2010, 08:28:49 AM
Also, don't know if we've discussed nerwallet or not.  Pretty cool site.

http://www.nerdwallet.com/rewards-credit-cards
Title: Re: How Many Credit Cards Do You Have?
Post by: nosejob on October 01, 2010, 12:47:28 PM
How many curds and what are the nunbers hah!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 01, 2010, 01:03:28 PM
How many curds and what are the nunbers hah!

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 12, 2010, 06:36:13 AM
Just got the 75K bonus miles.   :AA:

Still looking for better than normal bonus offers on Delta, Continental, Hyatt and Coast.  So far all I'm finding are standard 25K-30K offers that any regular person can get.
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on October 12, 2010, 07:34:57 AM
I watched a couple cut up 16 cards in our Financial Peace class last night.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 12, 2010, 08:03:37 AM
I watched a couple cut up 16 cards in our Financial Peace class last night.

Ask them if they would like to transfer their miles and points to me. You know, for peace of mind.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on October 12, 2010, 02:42:15 PM
Just got the 75K bonus miles.   :AA:

Still looking for better than normal bonus offers on Delta, Continental, Hyatt and Coast.  So far all I'm finding are standard 25K-30K offers that any regular person can get.

Do you have any other AA cards? I applied for the 75K Visa, but was rejected because I have the MasterCard which I got a couple months ago with the 35K.  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dirty Sanchez on October 12, 2010, 04:17:47 PM
Now, the answer is "0"

Hadn't used it for prob 6 months anyway.  Just got a rewards card from the place instead--just tracks points on what you spend there (not a credit card)
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 12, 2010, 11:42:39 PM
Just got the 75K bonus miles.   :AA:

Still looking for better than normal bonus offers on Delta, Continental, Hyatt and Coast.  So far all I'm finding are standard 25K-30K offers that any regular person can get.

When did you apply? Get card?

How much did you spend to get 75k and when did you hit that?

TIA. :users:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 14, 2010, 12:43:17 AM
Just got the 75K bonus miles.   :AA:

Still looking for better than normal bonus offers on Delta, Continental, Hyatt and Coast.  So far all I'm finding are standard 25K-30K offers that any regular person can get.

When did you apply? Get card?

How much did you spend to get 75k and when did you hit that?

TIA. :users:

A few months ago.  $1500. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 19, 2010, 09:16:08 AM
http://boardingarea.com/blogs/viewfromthewing/2010/10/19/2000-free-priority-club-points-for-identifying-a-photograph/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2010, 10:22:50 AM
http://boardingarea.com/blogs/viewfromthewing/2010/10/19/2000-free-priority-club-points-for-identifying-a-photograph/

 :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 22, 2010, 07:00:54 PM
Just found out today I've been bumped to Hilton Honors gold.  Usually only get as far as silver every year.  Free room/suite upgrade everywhere and extra HHs every stay.  Diamond is 40k HH away which isn't happening in the two months remaining in 2010 but a guy can dream.  

(http://images.zaazu.com/img/daydream-animated-animation-day-dream-smiley-emoticon-000404-large.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 25, 2010, 07:25:29 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

What exactly is so much better about putting most of my purchases on this card? Just faster/better rewards for the normal dollar spent?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 25, 2010, 07:33:25 PM
Got a offer in the mail for AmEx Premier Rewards Gold card.  Spend $500 in first 3 months and get 50k miles (redeemable toward two $250 flights booked through AmEx travel's website), first year $175 (:horrorsurprise:) fee waived, 3x points on airfare purchases, 2x on gas/groceries. 

Thoughts? Worth it for a year then cancel?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 25, 2010, 07:37:00 PM
Just found out today I've been bumped to Hilton Honors gold.  Usually only get as far as silver every year.  Free room/suite upgrade everywhere and extra HHs every stay.  Diamond is 40k HH away which isn't happening in the two months remaining in 2010 but a guy can dream.  

(http://images.zaazu.com/img/daydream-animated-animation-day-dream-smiley-emoticon-000404-large.gif)

i'm really close to making spg gold. just canceled something next month though and it doesn't look like it will happen.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 25, 2010, 07:39:58 PM
So which card should I put most of my purchases on?

SPG, AA Citi cards, or Southwest Chase?

SPG

What exactly is so much better about putting most of my purchases on this card? Just faster/better rewards for the normal dollar spent?

yeah. versatile too. cash and points, points, flights anywhere, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 25, 2010, 07:41:30 PM
Got a offer in the mail for AmEx Premier Rewards Gold card.  Spend $500 in first 3 months and get 50k miles (redeemable toward two $250 flights booked through AmEx travel's website), first year $175 (:horrorsurprise:) fee waived, 3x points on airfare purchases, 2x on gas/groceries. 

Thoughts? Worth it for a year then cancel?

doesn't sound bad. if you haven't got the 75,000 AA cards then i would get those. better than this. if you've already got them then this looks fine.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 25, 2010, 07:57:05 PM
Have one of the AA 75k cards... Think I got rejected for the other one I applied for, for whatever reason.

Might have to do this and just threaten to cancel if they don't waive fee again for year 2... Which they probably won't b/c I won't use after first 3 months and I get my bonus, but I'll have 50k miles in my pocket so WGAF!  :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 25, 2010, 08:00:08 PM
Have one of the AA 75k cards... Think I got rejected for the other one I applied for, for whatever reason.

Might have to do this and just threaten to cancel if they don't waive fee again for year 2... Which they probably won't b/c I won't use after first 3 months and I get my bonus, but I'll have 50k miles in my pocket so WGAF!  :woot:


yeah. go for it.  :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 26, 2010, 08:19:42 AM
OMG!

 :party:

http://boardingarea.com/blogs/viewfromthewing/2010/10/25/venetian-and-palazzo-to-join-priority-club/

 :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 26, 2010, 08:35:42 AM
OMG!

 :party:

http://boardingarea.com/blogs/viewfromthewing/2010/10/25/venetian-and-palazzo-to-join-priority-club/

 :woot:

Nice.  I better keep "cracking the code".
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on October 26, 2010, 07:00:45 PM
http://blogs.wsj.com/economics/2010/10/26/buying-junk-food-with-plastic/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 26, 2010, 09:03:47 PM
http://blogs.wsj.com/economics/2010/10/26/buying-junk-food-with-plastic/

My eyes are opened.  What's the cash discount on a slice of cheesecake?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2010, 07:24:34 AM
Last one  :cry:

http://boardingarea.com/blogs/viewfromthewing/2010/10/26/answer-the-priority-club-challenge-for-2000-points-and-i-give-you-the-answer/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 27, 2010, 07:36:46 AM
Last one  :cry:

http://boardingarea.com/blogs/viewfromthewing/2010/10/26/answer-the-priority-club-challenge-for-2000-points-and-i-give-you-the-answer/

going to dallas for a wedding in december and this game got me a couple of free nights at a more than decent downtown IHG hotel that was part of their pointbreaks thing or whatever. usually $120/night or so. pretty insane amount of points to just give away.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2010, 07:48:21 AM
Last one  :cry:

http://boardingarea.com/blogs/viewfromthewing/2010/10/26/answer-the-priority-club-challenge-for-2000-points-and-i-give-you-the-answer/

going to dallas for a wedding in december and this game got me a couple of free nights at a more than decent downtown IHG hotel that was part of their pointbreaks thing or whatever. usually $120/night or so. pretty insane amount of points to just give away.

Yeah, priority club is getting to be insane:
-Best and most EMAW hotel in Manhattan
-Can finally obtain/use miles while in vegas without having to stay at Hilton out in bumbfuck
-Only major hotelier with an android app
-Tons of goofy "crack the code" and "guess this rough ridin' place" type free points handouts
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 27, 2010, 08:29:11 AM
Last one  :cry:

http://boardingarea.com/blogs/viewfromthewing/2010/10/26/answer-the-priority-club-challenge-for-2000-points-and-i-give-you-the-answer/

going to dallas for a wedding in december and this game got me a couple of free nights at a more than decent downtown IHG hotel that was part of their pointbreaks thing or whatever. usually $120/night or so. pretty insane amount of points to just give away.

Yeah, priority club is getting to be insane:
-Best and most EMAW hotel in Manhattan
-Can finally obtain/use miles while in vegas without having to stay at Hilton out in bumbeff
-Only major hotelier with an android app
-Tons of goofy "crack the code" and "guess this effing place" type free points handouts

there's some kind of ap or something that you can use tonce a day if you are at or near a holiday inn. only gives you like 50 points or something but if you drive past one or work at one, then i guess it would start to add up. the vegas thing is pretty interesting. wonder if other points systems will get involved there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2010, 08:56:22 AM
The article said that Marriott is affiliating with that new Cosmopolitan hotel.  That sucks for me as Marriott is the hotel brand I've chosen to shun (you have to make this decision and stick with it imo).  I've actually spread myself pretty thin already by spreading myself between HH, SPG and Priority Club.  I should have ditched HH when I decided I wanted to start doing PC but they are by far the most convenient for my work travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 27, 2010, 09:22:01 AM
The article said that Marriott is affiliating with that new Cosmopolitan hotel.  That sucks for me as Marriott is the hotel brand I've chosen to shun (you have to make this decision and stick with it imo).  I've actually spread myself pretty thing already by spreading myself between HH, SPG and Priority Club.  I should have ditched HH when I decided I wanted to start doing PC but they are by far the most convenient for my work travel.

i get put in a lot of marriotts. not by choice but it starts to add up, so i occasionally use them as well. i'm gonna always go spg if possible though and if not then marriott. if neither is possible then i just don't really care i guess. hh is just so insane in terms of their categories and stuff. i don't think kc even has a 1 or 2. dunno, could be wrong though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2010, 09:47:38 AM
Yeah, I think you have to have either Marriott or Hilton if you travel for work.  Most conferences are going to be in one of those and they have a shitload of locations each.  I wish I had started with Marriott but I'm kinda in too deep with HH right now given the Gold status for the upcoming year and that I've had the HH citi visa for about 5 years now.  There are almost zero HH 1 or 2s anywhere, not just KC.  The ones that you can find are out in the boonies where you are shocked to see a Hampton or Hilton Garden Inn to begin with.  Hell, even the Hampton in Manhattan is 25k HH. 
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on October 28, 2010, 06:06:22 AM
The wife is spending a month in Syria for her work. Finagled things so that her employer paid us up front for all travel/lodging/per diem stuff. Then, she can charge all those costs on the CC for travel points. I am quite sure I didn't maximize the potential on this, but the opportunity was last minute, so I still feel pretty good about it, relatively.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2010, 09:05:14 AM
http://www.continental.com/web/en-US/content/products/cards/default.aspx

Go here ^ click the first box on the leaves scene and enter your continental airlines account number in the box and hit the arrow.  Hit back a couple times to get to the boxes on the leaves scene and click the second one.  Enter your continental account number again and hit the arrow.  350 continental miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on November 07, 2010, 05:40:21 PM
You guys probably got this too, but got an e-mail from United about earning 1,000 miles by signing up for some e-mails from them. Details below.

Quote
As a valued Mileage Plus® member, you should be the first to know about opportunities to earn award miles, partner offers, fare sales and more. The easiest way to get the inside scoop is to update your Mileage Plus member profile and choose to receive emails from Mileage Plus and United®.

Update your profile today and earn 1,000 bonus award miles in the process. It’s the first of many exclusive offers you can look forward to.

Earn 1,000 bonus award miles when you:

1.   Visit My Profile on united.com
2.   Login to your account
3.   Choose "Mileage Plus Communications" and "United Offers & Announcements" in the Email subscriptions section
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 08, 2010, 12:19:48 PM
$25 free if you are one of the first 100k to register your amex (must spend $25 on 11/27 at a "small business" that accepts amex)

https://enroll.amexnetwork.com/US/sbs/

Quote
Eligible merchants include any independently owned small businesses that accept the American Express Card.  Purchases made online, at large, national chains, at franchised business locations and at government agencies are not eligible.  Prepaid, corporate cards and ExpressPay transactions are not eligible.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 08, 2010, 12:33:47 PM
$25 free if you are one of the first 100k to register your amex (must spend $25 on 11/27 at a "small business" that accepts amex)

https://enroll.amexnetwork.com/US/sbs/

Quote
Eligible merchants include any independently owned small businesses that accept the American Express Card.  Purchases made online, at large, national chains, at franchised business locations and at government agencies are not eligible.  Prepaid, corporate cards and ExpressPay transactions are not eligible.


done and done. stevedave cc thread bumps are just fantastic. love them.  :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 10, 2010, 07:44:15 AM
OT (could also go in music thread):

http://boardingarea.com/blogs/onemileatatime/2010/11/09/kanye-west-perfroms-on-a-delta-flight/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 10, 2010, 08:10:49 AM
A nice think I've found with all these hotel deals is that not only do you get the points, you get the status given to somebody who actually stayed at a hotel half the year and accumulated the points naturally.

Me just now to front desk: Can I get a late check-out Friday?
Front desk:  Sure, you can check out at 1 instead of noon.
Me:  How about 6?
Front desk: Are you SPG gold/elite?  (can't remember exactly what level she asked about)
Me: I don't know.  I've got like 70K points.
Front desk: Uh, sure.  We'll put you down for checking out at 6.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 10, 2010, 08:35:48 AM
A nice think I've found with all these hotel deals is that not only do you get the points, you get the status given to somebody who actually stayed at a hotel half the year and accumulated the points naturally.

Me just now to front desk: Can I get a late check-out Friday?
Front desk:  Sure, you can check out at 1 instead of noon.
Me:  How about 6?
Front desk: Are you SPG gold/elite?  (can't remember exactly what level she asked about)
Me: I don't know.  I've got like 70K points.
Front desk: Uh, sure.  We'll put you down for checking out at 6.

yeah, it's nice.  Some programs don't give you the elite status for that kind of point earning and some do.  Most airlines don't and will have seperate point figures.  you should be able to ask for a room upgrade and they have to give it to you if they have a room available depending on your level.  I think I'm only SPG silver for this coming year but I'm a Hilton Gold for the first time.  Pretty jacked to ask for club level every time I stay.  You also get extra points for every stay once you reach a higher level. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 10, 2010, 08:38:05 AM
yeah, just checked.  I have 4 stays to go to reach SPG gold for the coming year.  Not going to make it unless something comes up at work.   SPG silver is basically a pat on the back when you check in.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 10, 2010, 08:52:13 AM
yeah, just checked.  I have 4 stays to go to reach SPG gold for the coming year.  Not going to make it unless something comes up at work.   SPG silver is basically a pat on the back when you check in.  :frown:

i really kind of screwed up. i was like five nights away from spg gold and was going to go to san antonio for about that many days this month but cancelled. i'm not going to make it either.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 20, 2010, 11:02:21 AM
Is 50K - 60K HHonors points worth it?  Seems like last time I looked it took 40K points just for one night.

https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-card/71-1000-54?returnUrl=http://www.americanexpress.com

I almost never stay at HHonors places and have had 15K points forever.  If there's no point in trying to load up on them, how do I swap those to somebody who could use them in exchange for SPGs/Marriott/etc.?

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 20, 2010, 11:10:59 AM
Is 50K - 60K HHonors points worth it?  Seems like last time I looked it took 40K points just for one night.

https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-card/71-1000-54?returnUrl=http://www.americanexpress.com

I almost never stay at HHonors places and have had 15K points forever.  If there's no point in trying to load up on them, how do I swap those to somebody who could use them in exchange for SPGs/Marriott/etc.?



Can't swap them without paying a fee that is higher than the points are worth.  The Manhattan Hampton is 25k iirc.  It was 20k a year ago but then HH devalued their points and mumped everyone.  Their highest level used to be 40k but it went up to 50k.  So, 50k-60k HH are only worth about $250 imo.  The one benefit of HH is that you can get them pretty fast.  I'm kinda pissed at Hilton over the devaluation but I'm now a gold member just because they seem to line up the best with my work travel so I'll keep using them. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2010, 07:50:29 AM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts. 

https://enroll.amexnetwork.com/US/sbs/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2010, 07:56:17 AM
Also, got Priority Club Gold status for the coming year.  Don't have any idea how I got it as I only had about 3 stays this last year.  I do have 8 upcoming reservations so maybe they took that into account or something.  But, in reviewing the status, priority club gold is basically just a pat on the back equal to SPG silver.  10% point bonus and priority check in/check out.  My Hilton Gold status gives me free breakfast and room upgrades along with the extra points.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 01, 2010, 08:05:41 AM
Also, got Priority Club Gold status for the coming year.  Don't have any idea how I got it as I only had about 3 stays this last year.  I do have 8 upcoming reservations so maybe they took that into account or something.  But, in reviewing the status, priority club gold is basically just a pat on the back equal to SPG silver.  10% point bonus and priority check in/check out.  My Hilton Gold status gives me free breakfast and room upgrades along with the extra points. 

As Priority Club Gold, I was offered a bottled water and a choice of cookie (chocolate chip or snickerdoodle) when I checked in last night.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2010, 08:10:45 AM
man oh man, bottled water here I come  :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2010, 06:39:57 PM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts. 

https://enroll.amexnetwork.com/US/sbs/

Thanks to this and my 3 Amex cards I just bought 5 6packs of micro winter seasonals, two bottles of malbec and a bottle of champagne all for about $3  :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 01, 2010, 08:03:32 PM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts. 

https://enroll.amexnetwork.com/US/sbs/

Thanks to this and my 3 Amex cards I just bought 5 6packs of micro winter seasonals, two bottles of malbec and a bottle of champagne all for about $3  :pbj:

Thought about that. Might go with three 25 dollar rab Xmas gift cards where you get an free five dollars free w/ each gift card. Free 90 dollars at rab here I come.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 02, 2010, 11:35:57 AM
may have already been posted but a really easy way to pick up an extra 2,000 pts per card...

https://www201.americanexpress.com/cards/Applyfservlet?csi=6/22592/s/110&showHtml=true
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 02, 2010, 11:40:18 AM
may have already been posted but a really easy way to pick up an extra 2,000 pts per card...

https://www201.americanexpress.com/cards/Applyfservlet?csi=6/22592/s/110&showHtml=true

above link might not work for corporate cards. this one would but requires a $150 spend...

https://www201.americanexpress.com/cards/apply/jsp/includes/StarwoodDualLanding.jsp?vanity=addstarwoods
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 02, 2010, 11:48:03 AM
this also may have been posted already or something similar but continental and continental cc cards won't be around much longer so if you haven't had one, now would be the time. 30,000 miles, 2 free president club passes and free $50 for simply using the card once and adding an authorized user....


http://www.mychasecreditcards.com/continental/opp50_ccc/?CELL=6H90&MSC=continental20ch&AFFID=Vj5FgSs2cdM-YR6esvmE9GHPZZ277YGG_g
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2010, 11:58:14 AM
this also may have been posted already or something similar but continental and continental cc cards won't be around much longer so if you haven't had one, now would be the time. 30,000 miles, 2 free president club passes and free $50 for simply using the card once and adding an authorized user....


http://www.mychasecreditcards.com/continental/opp50_ccc/?CELL=6H90&MSC=continental20ch&AFFID=Vj5FgSs2cdM-YR6esvmE9GHPZZ277YGG_g

boom, roasted.  been putting that off but now done/approved.  Considering making the new United/Continental my primary airline.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on December 02, 2010, 01:49:30 PM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts. 

https://enroll.amexnetwork.com/US/sbs/

Sweet. Signing up the other card. I spent mine on Saturday at Better Cheddar on some scrumptious Smoked German Bruder Basil, Cahill Irish Porter, Le Roule, and Cotswold w/ chives. Nice to see the $25 credit has already appeared on my account.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 06, 2010, 04:19:39 PM
British Airways miles conundrum/SD/Trim/etc. alert***

 i had over 200,000 BA miles but their stupid site never showed availability, so i researched a little and then got on AA and found AASaver flights (Booking code T) that were available and called British Airways on the phone and told them the exact flight numbers and days and etc and bam!

flying from mhk to eyw this summer for only 25,000 BA miles and ten dollars a ticket which if paid for would have been >$500/ticket. still have 160,000 miles left.


:woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 07, 2010, 07:32:39 AM
http://boardingarea.com/blogs/viewfromthewing/2010/12/07/something-big-on-the-horizon-for-starwood-preferred-guest/

 :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 07, 2010, 07:54:15 AM
http://boardingarea.com/blogs/viewfromthewing/2010/12/07/something-big-on-the-horizon-for-starwood-preferred-guest/

 :ohno:


 :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 07, 2010, 07:58:45 AM
It better be something good since they just kicked us in the balls with the return of peak season thing  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 07, 2010, 08:40:45 AM
It better be something good since they just kicked us in the balls with the return of peak season thing  :ohno:

yeah i saw that. was pretty scared cause i am probably gonna do key west westin (wife has never been) but won't have enough points for five nights for another month or two but it looks like that is one place that is not going to have a peak season.  also, plan on hunting down leach if he's still there, katpaking his face off and then presenting him w/ a contract to become the next ksucats head coach. wish me luck.




also, hypothetical conundrum for sd....
option #1- use 48,000 spg points to book key west westin for five nights (5th night free).
option #2- save the spg points and book using govt rate of 145/night.


i don't want to pay but also don't feel like i'm getting a great value for my points here. it's quite the conundrum. thoughts? ask william?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 07, 2010, 09:13:57 AM
I would just pay the $725 to stay five nights and earn even more points and then use them somewhere that you can't get a govt. rate.  I mean, they aren't gonig to expire or anything.  Seems like a waste to trade 12k SPG for a $145 a night room (not taking the 5th night free into account though).  We are looking to book for Kauai/Maui in May and we will be doing the same 12k a night/5th night free but the room rate is $339 with no govt. rate option.  :twocents:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 07, 2010, 10:07:27 PM
may have already been posted but a really easy way to pick up an extra 2,000 pts per card...

https://www201.americanexpress.com/cards/Applyfservlet?csi=6/22592/s/110&showHtml=true

Says 1,000  :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 08, 2010, 07:25:17 AM
may have already been posted but a really easy way to pick up an extra 2,000 pts per card...

https://www201.americanexpress.com/cards/Applyfservlet?csi=6/22592/s/110&showHtml=true

Says 1,000  :confused:

each*


*you have to read the re-direct things like this
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 08, 2010, 09:10:51 AM
I would just pay the $725 to stay five nights and earn even more points and then use them somewhere that you can't get a govt. rate.  I mean, they aren't gonig to expire or anything.  Seems like a waste to trade 12k SPG for a $145 a night room (not taking the 5th night free into account though).  We are looking to book for Kauai/Maui in May and we will be doing the same 12k a night/5th night free but the room rate is $339 with no govt. rate option.  :twocents:

that's the way i'm leaning, but it's an internal battle of wills to pay for something that i technically wouldn't have to.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 08, 2010, 07:29:45 PM
may have already been posted but a really easy way to pick up an extra 2,000 pts per card...

https://www201.americanexpress.com/cards/Applyfservlet?csi=6/22592/s/110&showHtml=true

Says 1,000  :confused:

each*


*you have to read the re-direct things like this

wut? so just b/c it says 1,000 each for the first two cards? sorry i'm Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) after coming home from work some days. :(
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 08, 2010, 09:33:54 PM
http://www.facebook.com/AirTranAirways lame, but free $25 AirTran voucher for people who fly AirTran ???
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 08, 2010, 11:17:58 PM
This the BIG SPG annoucement??  :ck:

http://auction.starwoodhotels.com/?EM=Moments_EM_Dec7_headermt

Just got an email about it. Figure it can't be the announcement, but I haven't seen any of this before in my brief stint thus far w/ SPG.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2010, 07:29:50 AM
This the BIG SPG annoucement??  :ck:

http://auction.starwoodhotels.com/?EM=Moments_EM_Dec7_headermt

Just got an email about it. Figure it can't be the announcement, but I haven't seen any of this before in my brief stint thus far w/ SPG.

No, they always try to get you to spend your miles on stupid VIP stuff like that. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 09, 2010, 03:01:07 PM
sd,

will this turn your 48k hawaii into 36k?

http://www.flyertalk.com/forum/starwood-preferred-guest/1103392-promo-spg-rewarding-returns-link-live-register-12-31-2010-a.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2010, 03:09:24 PM
sd,

will this turn your 48k hawaii into 36k?

http://www.flyertalk.com/forum/starwood-preferred-guest/1103392-promo-spg-rewarding-returns-link-live-register-12-31-2010-a.html

Holy hell  :excited:

Downside is that we decided to stay at the St. Regis in Kaui which is 20K a day and above a cat 5 which doesn't appear to qualify  :frown:  We would have saved 20k SPG for the 5 day award.  Now I have to regroup and decide what to do...we almost have to stay at the Cat 5 Westin on Maui now.  Almost have to.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 09, 2010, 03:20:17 PM
sd,

will this turn your 48k hawaii into 36k?

http://www.flyertalk.com/forum/starwood-preferred-guest/1103392-promo-spg-rewarding-returns-link-live-register-12-31-2010-a.html

Holy hell  :excited:

Downside is that we decided to stay at the St. Regis in Kaui which is 20K a day and above a cat 5 which doesn't appear to qualify  :frown:  We would have saved 20k SPG for the 5 day award.  Now I have to regroup and decide what to do...we almost have to stay at the Cat 5 Westin on Maui now.  Almost have to.

it looks like as long as you register before the end of the year and have at least five qualifying stays since july, you'll at least get something of value.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2010, 03:21:21 PM
Quote
This 25%-off redemption offer excludes Category 6 and 7 properties, 5th Night Free, upgrade awards and award reservations booked online.

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 09, 2010, 03:23:30 PM
Quote
This 25%-off redemption offer excludes Category 6 and 7 properties, 5th Night Free, upgrade awards and award reservations booked online.

 :horrorsurprise:

http://www.flyertalk.com/forum/14292247-post277.html

 :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2010, 03:25:23 PM
 :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2010, 05:47:01 PM
rd, have you seen any good sign up links for the Chase Hyatt card?  Am going to sign up for the two free nights but don't want to miss a better option. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 09, 2010, 10:09:03 PM
rd, have you seen any good sign up links for the Chase Hyatt card?  Am going to sign up for the two free nights but don't want to miss a better option. 

I did this.  Didn't seem like a super deal but I was going to be able to put the 2 nights to use in a good location pretty quick.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2010, 07:41:45 AM
rd, have you seen any good sign up links for the Chase Hyatt card?  Am going to sign up for the two free nights but don't want to miss a better option. 

I did this.  Didn't seem like a super deal but I was going to be able to put the 2 nights to use in a good location pretty quick.

The Hyatts in Hawaii are, like, $400 a night so I figure two nights there for signing up is a pretty good deal. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2010, 08:03:01 AM
Posted this in pinstripe pak thread too.  up to $20 statement credit at a couple airport stores at a couple airports or on gogo inflight internet anywhere during the holidays for using an AMEX.  A few carriers are giving gogo away free over the holidays but this is great if you are flying one that doesn't.

http://boardingarea.com/blogs/milesquest/2010/12/09/up-to-20-american-express-statement-credit-for-select-airport-purchases/
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 13, 2010, 09:53:42 PM
SPG's new promo https://www.spgpromos.com/greatweeks/index.cfm?language=en_us&

Also, got Priority Club Rewards CC offer in email.  Had rewards account set up already, no points really, no cards started.
Their offer:
Quote
Now Earn 45,000 Points
 APPLY NOW 

Only with the ALL NEW Priority Club® Select Visa®
card will you get:
•  45,000 bonus points after your first purchase1
•  A Free Night certificate every year good at over
   4,400 hotels, worldwide2
•  No foreign transaction fees when you travel abroad3
•  Automatic 10% rebate on all point redemptions
  — up to 100,000 points back each year4
•  5 points per $1 spent at our hotels5
•  2 points per $1 spent on eligible gas, grocery
   and dining purchases5
•  Complimentary Gold Elite status6
•  No annual fee the first year — a $49 value3
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 15, 2010, 08:25:19 AM
free flight and 10% back in form of southwest giftcards on up to first 5k in spend...

http://www.mychasecreditcards.com/6000054/Default.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on December 19, 2010, 05:22:38 PM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts.  

https://enroll.amexnetwork.com/US/sbs/

Everybody getting their $25 credits? I got the $25 credit for SPG card when I registered it for Small Business Saturday. Registered SPG Business for the extended deal and haven't got $25 credit for December 4th purchase. Still haven't made purchase for Premier Rewards card. :ohno:

BTW, be on the lookout for an e-mail from AMEX for a $30 statement credit deal if you have the Premier Rewards card. This is the deal, https://onthecard.amexnetwork.com/GoldGet30c/. It says you have to be invited. Would probably be worth trying if you're not.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 19, 2010, 05:26:18 PM
Posted about this earlier but they extended it and everyone should do this.  Register your Amex(s) here and you get a $25 statement credit if you spend $25 or more on one purchase at a small business (not a chain) before 12/31.  If you have more than one Amex you can register them all and each will get the $25 credit.  Read a story of a couple who had 13 different Amex accounts, registered all of them and bought 13 bottles of $25 wine getting $325 back in statement credits.  I don't think you can register your spouses card on the same account though as it has to be different accounts. 

https://enroll.amexnetwork.com/US/sbs/

Everybody getting their $25 credits? I got the $25 credit for SPG card when I registered it for Small Business Saturday. Registered SPG Business for the extended deal and haven't got $25 credit for December 4th purchase. Still haven't made purchase for Premier Rewards card. :ohno:

Got em all.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 28, 2010, 05:53:53 PM
travel related  :ck:

(http://www.boingboing.net/images/junk-20101228-090756.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 30, 2010, 08:32:31 AM
Good HTIQ piece by Loyalty Traveler. 

http://boardingarea.com/blogs/loyaltytraveler/2010/12/29/base-points-equivalent-value-method-for-hotel-program-comparisons/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2010, 07:43:18 AM
Good HTIQ piece by Loyalty Traveler. 

http://boardingarea.com/blogs/loyaltytraveler/2010/12/29/base-points-equivalent-value-method-for-hotel-program-comparisons/

Loyalty Traveler cranks the travel nerd knob to 11 today

http://boardingarea.com/blogs/loyaltytraveler/2010/12/30/comparing-2011-q1-hotel-loyalty-promotions-using-base-points-equivalent-value/

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2010, 07:46:12 AM
I think I linked to this before but it's on topic for nerd travel

(http://images.nerdwallet.com/infographics/hotel-rewards.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2010, 11:30:05 AM
Forgot to post this the other day.  Freaking wedding in DFW International Termy
(http://i256.photobucket.com/albums/hh193/stevedaveksu/IMAG0135.jpg)

The groom seemed excited as we passed on the escelator
(http://i256.photobucket.com/albums/hh193/stevedaveksu/IMAG0136.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2010, 11:55:54 AM
Hitlon Q1 promo is out.  Register here:

https://www.hiltonhhonors.com/landingpages/MoreNightsPoints.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 31, 2010, 12:24:57 PM
5 stays away from SPG Gold with a week left in the year and only planning a 5-night stay at a Sheraton?  Book each night separately and stop by the lobby at some point each day to check in/out.  I'm now Gold.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2010, 12:26:19 PM
5 stays away from SPG Gold with a week left in the year and only planning a 5-night stay at a Sheraton?  Book each night separately and stop by the lobby at some point each day to check in/out.  I'm now Gold.

Have thought about doing this before
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 31, 2010, 03:41:36 PM
5 stays away from SPG Gold with a week left in the year and only planning a 5-night stay at a Sheraton?  Book each night separately and stop by the lobby at some point each day to check in/out.  I'm now Gold.

Have thought about doing this before

I wouldn't have tried it had it not worked unintentionally at OKCPak when everyone's plans kept changing and I had to book the rooms separately.  When checking to see what I needed, I saw I got 2 stays for those 2 nights.  Figured I'd see how far I could push it.

Also looks like I got credit for a stay back at FarmageddonPak when I used free nights but paid a couple bucks for phone or internet or parking or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on January 02, 2011, 12:19:39 PM
So my goal this year is to take a trip to Hawaii with my wife in late Dec.  Would like to fly first class, at least on the way over to the island.

Starting with 20k Delta miles in my acct, none in wife's.  Set up an awardwallet acct -- kind of sad, most of the accounts are empty, or have very few points/miles.

Any decent options for cards going on now?  Do not care which airline.

Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 02, 2011, 12:23:14 PM
Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.

I did that one.  Got the 75K.  No idea if it'll still work past expiration, but the 75K would be enough to get you at least the first-class out there if you planned in advance.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 02, 2011, 02:32:02 PM
So my goal this year is to take a trip to Hawaii with my wife in late Dec.  Would like to fly first class, at least on the way over to the island.

Starting with 20k Delta miles in my acct, none in wife's.  Set up an awardwallet acct -- kind of sad, most of the accounts are empty, or have very few points/miles.

Any decent options for cards going on now?  Do not care which airline.

Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.

Yeah, you and the wife need to both do the 75k AA card and think about doing a business card as well until you have enough to fly first class roundtrip.  There are still 75k AA offers out there if you look.  That is your best bet to fly first class.  Then I would look at each getting a SPG or Hyatt card to get 4 or 5 nights free. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2011, 07:37:03 AM
Watch this video about bose headsets (or just let it run in the background) and have your AA number ready.  150 free AA miles.  They do this every year iirc.

https://www.aadvantagemilesforbose.com/video.htm
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on January 04, 2011, 09:20:26 AM
So my goal this year is to take a trip to Hawaii with my wife in late Dec.  Would like to fly first class, at least on the way over to the island.

Starting with 20k Delta miles in my acct, none in wife's.  Set up an awardwallet acct -- kind of sad, most of the accounts are empty, or have very few points/miles.

Any decent options for cards going on now?  Do not care which airline.

Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.

Yeah, you and the wife need to both do the 75k AA card and think about doing a business card as well until you have enough to fly first class roundtrip.  There are still 75k AA offers out there if you look.  That is your best bet to fly first class.  Then I would look at each getting a SPG or Hyatt card to get 4 or 5 nights free. 

Awesome.

Found a link for the 75k offer last night, and signed up both the wife and I.  The new offer requires 4k spending per card withing 6 months to get the 75k miles.  Didn't plan on spending that much, but worst case, I'll buy 4k worth of grocery store and walmart/target gc's and spend zero out of pocket when shopping the rest of the year. 

What Hyatt/SPG cards are out there to get 4/5 nights free?  The SPG cards I found only gave 10k points upon signup.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2011, 09:27:42 AM
Yeah, don't waste your time on a 10k SPG signup.  Hyatt's Chase card gives you two free nights so you and the wife each signing up would net you 4 Hyatt nights.  Their Maui and Kauai properties go for $350-$500 a night.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 04, 2011, 04:24:07 PM
Yeah, don't waste your time on a 10k SPG signup.  Hyatt's Chase card gives you two free nights so you and the wife each signing up would net you 4 Hyatt nights.  Their Maui and Kauai properties go for $350-$500 a night.

Priority Club is doing 2 to 3 free nights on their chase visa card depending on where you find the deal. Prob not as nice of properties in Hawaii but better # of properties if you're going anywhere else
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2011, 07:16:04 PM
Yeah, don't waste your time on a 10k SPG signup.  Hyatt's Chase card gives you two free nights so you and the wife each signing up would net you 4 Hyatt nights.  Their Maui and Kauai properties go for $350-$500 a night.

Priority Club is doing 2 to 3 free nights on their chase visa card depending on where you find the deal. Prob not as nice of properties in Hawaii but better # of properties if you're going anywhere else

Yeah, there aren't any priority club properties in Maui or Kauai.  Some on Oahu.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on January 06, 2011, 09:28:17 AM
Yeah, don't waste your time on a 10k SPG signup.  Hyatt's Chase card gives you two free nights so you and the wife each signing up would net you 4 Hyatt nights.  Their Maui and Kauai properties go for $350-$500 a night.

Any way to get out of the $75 annual fee?  Not that it's that big of a deal -- $2K worth of hotel rooms on Maui for $150 total is still increds.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 06, 2011, 09:50:40 AM
Yeah, don't waste your time on a 10k SPG signup.  Hyatt's Chase card gives you two free nights so you and the wife each signing up would net you 4 Hyatt nights.  Their Maui and Kauai properties go for $350-$500 a night.

Any way to get out of the $75 annual fee?  Not that it's that big of a deal -- $2K worth of hotel rooms on Maui for $150 total is still increds.

no
Title: Re: How Many Credit Cards Do You Have?
Post by: prome05 on January 06, 2011, 02:27:36 PM
I have 50,000 United miles, but none of my friends have any miles or money, so I kinda just fantasize about going to places but never do. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 06, 2011, 02:29:11 PM
I have 50,000 United miles, but none of my friends have any miles or money, so I kinda just fantasize about going to places but never do. :frown:

You could go somewhere with a special lady/man :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 06, 2011, 09:17:42 PM
So my goal this year is to take a trip to Hawaii with my wife in late Dec.  Would like to fly first class, at least on the way over to the island.

Starting with 20k Delta miles in my acct, none in wife's.  Set up an awardwallet acct -- kind of sad, most of the accounts are empty, or have very few points/miles.

Any decent options for cards going on now?  Do not care which airline.

Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.

Yeah, you and the wife need to both do the 75k AA card and think about doing a business card as well until you have enough to fly first class roundtrip.  There are still 75k AA offers out there if you look.  That is your best bet to fly first class.  Then I would look at each getting a SPG or Hyatt card to get 4 or 5 nights free. 

Awesome.

Found a link for the 75k offer last night, and signed up both the wife and I.  The new offer requires 4k spending per card withing 6 months to get the 75k miles.  Didn't plan on spending that much, but worst case, I'll buy 4k worth of grocery store and walmart/target gc's and spend zero out of pocket when shopping the rest of the year. 

What Hyatt/SPG cards are out there to get 4/5 nights free?  The SPG cards I found only gave 10k points upon signup.

link?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on January 07, 2011, 09:38:28 AM
So my goal this year is to take a trip to Hawaii with my wife in late Dec.  Would like to fly first class, at least on the way over to the island.

Starting with 20k Delta miles in my acct, none in wife's.  Set up an awardwallet acct -- kind of sad, most of the accounts are empty, or have very few points/miles.

Any decent options for cards going on now?  Do not care which airline.

Found this link:  away5.citicards.com (http://away5.citicards.com) which has several 75k Citi AA offers after spending $1.5k, the page says the offer expired Oct 31st, but other forums say the offer may still be good.

Yeah, you and the wife need to both do the 75k AA card and think about doing a business card as well until you have enough to fly first class roundtrip.  There are still 75k AA offers out there if you look.  That is your best bet to fly first class.  Then I would look at each getting a SPG or Hyatt card to get 4 or 5 nights free. 

Awesome.

Found a link for the 75k offer last night, and signed up both the wife and I.  The new offer requires 4k spending per card withing 6 months to get the 75k miles.  Didn't plan on spending that much, but worst case, I'll buy 4k worth of grocery store and walmart/target gc's and spend zero out of pocket when shopping the rest of the year. 

What Hyatt/SPG cards are out there to get 4/5 nights free?  The SPG cards I found only gave 10k points upon signup.

link?

Two current offers:

50k w/ $2k in purchases:  http://creditcards.citicards.com/usc/Travel/AA/Multi/Nov10/Triple/50k/default.htm?Promocode=away4&BT_TX=1 (http://creditcards.citicards.com/usc/Travel/AA/Multi/Nov10/Triple/50k/default.htm?Promocode=away4&BT_TX=1)
75k w/ $4k in purchases:  http://travel2.citicards.com (http://travel2.citicards.com)
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 07, 2011, 02:55:06 PM
Just got going on award wallet.  I am signed up with PC, SW air, and American at the moment.  What clubs do I need to join yet? 
To do list:
-Hilton Honors
-Starwood
-Maybe United/Us air/Cont?

Anything I'm missing?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2011, 03:21:07 PM
Just got going on award wallet.  I am signed up with PC, SW air, and American at the moment.  What clubs do I need to join yet? 
To do list:
-Hilton Honors
-Starwood
-Maybe United/Us air/Cont?

Anything I'm missing?

I have Hyatt, Marriott, priority club, hilton, wyndham, starwood, british, american, us, sw, united, continental, frontier, delta, enterprise, hertz, national, expedia rewards, thank you network, e-mails
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 07, 2011, 04:35:32 PM
and am I to understand correctly on the AA deals, you can combine the miles from 1 personal and 1 corp card into 1 account?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 07, 2011, 04:47:38 PM
A question about the airline reward programs -

Can you and a sig other fly with the points going to one account?  (Is there a pretty blanket policy with this or is it an airline by airline thing?)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2011, 05:01:43 PM
and am I to understand correctly on the AA deals, you can combine the miles from 1 personal and 1 corp card into 1 account?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2011, 05:04:22 PM
A question about the airline reward programs -

Can you and a sig other fly with the points going to one account?  (Is there a pretty blanket policy with this or is it an airline by airline thing?)

All are different but usually you can purchase tickets for yourself and anyone else with your points.  There are times/carriers you can't though.  Like, mrs. dave and I "combined" our British Airways accounts to make them a household account.  The benefit here is that if I'm a few miles short of a reward flight I can use some of hers and mine.  But, BA then makes it so only the people in the joined account can fly on the rewards.  Easy tradeoff for me because I'm not buying any other loser a ticket with my miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 07, 2011, 05:06:58 PM
A question about the airline reward programs -

Can you and a sig other fly with the points going to one account?  (Is there a pretty blanket policy with this or is it an airline by airline thing?)

All are different but usually you can purchase tickets for yourself and anyone else with your points.  There are times/carriers you can't though.  Like, mrs. dave and I "combined" our British Airways accounts to make them a household account.  The benefit here is that if I'm a few miles short of a reward flight I can use some of hers and mine.  But, BA then makes it so only the people in the joined account can fly on the rewards.  Easy tradeoff for me because I'm not buying any other loser a ticket with my miles. 

I was wondering more about accumulating together?  By what you said, I'm assuming BA allows it but otherwise its rare
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2011, 05:08:39 PM
A question about the airline reward programs -

Can you and a sig other fly with the points going to one account?  (Is there a pretty blanket policy with this or is it an airline by airline thing?)

All are different but usually you can purchase tickets for yourself and anyone else with your points.  There are times/carriers you can't though.  Like, mrs. dave and I "combined" our British Airways accounts to make them a household account.  The benefit here is that if I'm a few miles short of a reward flight I can use some of hers and mine.  But, BA then makes it so only the people in the joined account can fly on the rewards.  Easy tradeoff for me because I'm not buying any other loser a ticket with my miles. 

I was wondering more about accumulating together?  By what you said, I'm assuming BA allows it but otherwise its rare

Yeah, I don't know of anyone that does it other than British Air
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 07, 2011, 08:54:58 PM
Yet another question from a noob: Does the amount of CCs you have through one company effect your acceptance?  For example, I currently have one thru Chase.  If I applied now for the Hyatt offer (2 free nights), could Chase not let me do a future BA offer ( :pray: ) because Chase has already have given me 2 cards?

I like the Hyatt deal, but may hold out for something better if this is the case...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2011, 09:09:49 PM
Yet another question from a noob: Does the amount of CCs you have through one company effect your acceptance?  For example, I currently have one thru Chase.  If I applied now for the Hyatt offer (2 free nights), could Chase not let me do a future BA offer ( :pray: ) because Chase has already have given me 2 cards?

I like the Hyatt deal, but may hold out for something better if this is the case...

It's not really the amount you have gotten from them in the past but the amount you currently have with each will effect it.  I usually only have 2 Chase or Citi cards at any one time.  I have had 3 or 4 AMEX's at a time though.  If they reject your application you can call them and ask if you can cancel an older card and they will sometimes let you do that and go ahead and approve the new card you applied for.  They want to get you approved as much as you want to be approved.  It's all commission. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 07, 2011, 11:38:55 PM
Yet another question from a noob: Does the amount of CCs you have through one company effect your acceptance?  For example, I currently have one thru Chase.  If I applied now for the Hyatt offer (2 free nights), could Chase not let me do a future BA offer ( :pray: ) because Chase has already have given me 2 cards?

I like the Hyatt deal, but may hold out for something better if this is the case...

A bunch of mine are through Chase.  On the last few, they call and are all, "you know you've got these other chase cards right?"  I say yes and they tell me that my limit on the new one will be less because I've got others and I tell them as long as it's $100 or $500 or $1000 or whatever I need to get my thousands of bonus points I don't give a crap.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 07, 2011, 11:56:02 PM
i must have a shitty credit rating or something.  keep getting turned down for all the cards that interest me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 08, 2011, 08:44:09 AM
i must have a shitty credit rating or something.  keep getting turned down for all the cards that interest me.

I bet you haven't established credit.  That is one benefit of haveing $80k in student loan debt.  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 09, 2011, 11:50:51 AM
http://www.staralliance.com/en/about/campaigns/

I nailed the miles question, you guys can try for the consolation prizes tho
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2011, 05:31:55 PM
Quote
Free Priority Club Points for Quick Surveys (with Answers!)
This post on Flyertalk notes 3 quick Priority Club surveys which offer free points:

100 points: http://usa-survey.priorityclub.com/unfvmw
Answers are : C,D,B

100 points: http://usa-survey.priorityclub.com/fhaidt
Answers are: D,A,D

300 points: http://usa-survey.priorityclub.com/mwpvwj
Answers are: D, D, D, D, C

I had already taken the second and third surveys, it wouldn’t let me take them again. But it did let me take the first one.

pretty sure the middle one is C instead of D on the last one as there are only 3 answers
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 17, 2011, 12:34:27 PM
Just found out Mrs. Dave made SPG Gold for 2011.  So, I am gold in PC & Hilton and she is in SPG.  Should make for a good travel year. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 19, 2011, 11:01:48 AM
So, just found out that I'm a SPG Gold for this coming year.  I think they must have either screwed up or decided what the hell and gave it to me anyway.  I know for a fact I was a few nights short.  Oh well, just ordered my personalized SPG card too:

https://www.spgpromos.com/mycard/index.cfm?language=en_us&EM=VTY_SPG_MYCARD_PROMOTION

 :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on January 19, 2011, 11:15:45 AM
i must have a shitty credit rating or something.  keep getting turned down for all the cards that interest me.

I bet you haven't established credit.  That is one benefit of haveing $80k in student loan debt.  :cool:
CUT UP YOUR CREDIT CARDS IMMEDIATELY!!!1
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2011, 07:33:53 AM
Enter your HH login info here:

https://www.hiltonhhonors.com/processLanding6.aspx?lp=justgowithit

Drawing is for:

1 Grand Prize:
1,000,000 HHonors points
Roundtrip airfare to Hawaii and interisland flights between hotels
$10,000 Hilton Worldwide Gift Card
$5,000 check
5 nights for 4 persons in 2 rooms at Waldorf Astoria Grand Wailea, Maui
4 nights for 4 persons in 2 rooms at Hilton Hawaiian Village, Oahu

10 First Prizes:
500,000 HHonors points
$1,000 Gift Card
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2011, 08:28:35 AM
do you fly delta and like to drink? well here you go, 80 free ones. supposedly can sign up under the new york/nj/etc link with a fake address and then just change the address to your current one when you decide to redeem...also would be enough for a free roundtrip domestic if you don't like to drink or whatever. sign up is fairly complicated. not entirely sure if you really need a fed tax id or can make one up.


http://boardingarea.com/blogs/viewfromthewing/2011/01/17/20-free-drink-coupons-and-more-from-deltas-small-business-rewards-program/



also thinking about asking a mod to rename this thread "daris and sd discuss things that are posted on viewfromthewing and flyertalk"
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2011, 08:46:25 AM
do you fly delta and like to drink? well here you go, 80 free ones. supposedly can sign up under the new york/nj/etc link with a fake address and then just change the address to your current one when you decide to redeem...also would be enough for a free roundtrip domestic if you don't like to drink or whatever. sign up is fairly complicated. not entirely sure if you really need a fed tax id or can make one up.


http://boardingarea.com/blogs/viewfromthewing/2011/01/17/20-free-drink-coupons-and-more-from-deltas-small-business-rewards-program/



also thinking about asking a mod to rename this thread "daris and sd discuss things that are posted on viewfromthewing and flyertalk"

new information about this. you can use your ss# instead of tax id#. if you use the 85,000 code then you have to buy a ticket before you get the 85k. if you use the 25k code then you get the points quickly without having to purchase a ticket. any free drink tickets ordered must be used within a year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2011, 08:49:09 AM
Just signed up goEMAW and our EIN.  :dunno: 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2011, 08:54:29 AM
Just signed up goEMAW and our EIN.  :dunno: 

i may or may not have signed up using a fake new jersey business but real address and my ss# in hopes of cashing in if i get to fly delta within the next couple of months, which is possible. will update on whether or not the 85k happened or not. nothing to lose really.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on January 20, 2011, 10:18:38 AM
Guys, i've got a truckfull of cash I need to deposit to the goEMAW bank account. Problem is, there isn't one.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2011, 10:34:41 AM
Guys, i've got a truckfull of cash I need to deposit to the goEMAW bank account. Problem is, there isn't one.

saul, damnit, shutup. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 20, 2011, 11:15:54 AM
So what site do you guys follow?  I assume viewfromthewing and flyertalk.  I am watching thepointsguy, frugaltravelguy, and theboardingarea as well.  Any good ones I'm missing?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2011, 11:55:53 AM
So what site do you guys follow?  I assume viewfromthewing and flyertalk.  I am watching thepointsguy, frugaltravelguy, and theboardingarea as well.  Any good ones I'm missing?

yeah, viewfromthewing is one of the blogs on boardingarea and I just follow all of them.  Also frugaltravelguy, who is a complete douche but who has good info from time to time.  Am not familiar with thepointsguy but will check it out.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 20, 2011, 12:40:39 PM
So what site do you guys follow?  I assume viewfromthewing and flyertalk.  I am watching thepointsguy, frugaltravelguy, and theboardingarea as well.  Any good ones I'm missing?

This thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2011, 02:57:41 PM
So, just found out that I'm a SPG Gold for this coming year.  I think they must have either screwed up or decided what the hell and gave it to me anyway.  I know for a fact I was a few nights short.  Oh well, just ordered my personalized SPG card too:

https://www.spgpromos.com/mycard/index.cfm?language=en_us&EM=VTY_SPG_MYCARD_PROMOTION

 :emawkid:

Also, what was kind of cool with the new SPG reward card thing is that you can put personalized text on the back.  So I put the account numbers for my top 6 frequent flier programs on there.  I mean, I never carry these cards...ever.  They are kinda pointless.  They already have my account number with my reservation but I still nerd out over them.  Can't even explain it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 21, 2011, 01:42:59 PM
http://www.msnbc.msn.com/id/41192502/?gt1=43001

 :emawkid:  :AA:  :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 21, 2011, 01:52:09 PM
http://goEMAW.com/forum/index.php?topic=10148.0
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2011, 08:05:42 AM
Really wish I hadn't gotten the 30k continental card a couple months ago.  Now offering 50k continental miles and no first year fee.  I got the statement credit but it wasn't worth 20k extra miles.  These will soon be United miles with the merger.

http://www.continental.com/web/en-US/content/products/chase/continental.aspx?&offer=OPP50
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2011, 08:10:49 AM
Also, if you have an AA account, sign up for a Best Western account and set your earnings preference to American Airlines miles and you will get 250 AA miles.  It takes about 30 seconds.

http://boardingarea.com/blogs/milesquest/2011/01/25/250-free-american-airlines-miles-for-joining-best-western-rewards/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 26, 2011, 08:26:58 AM
Really wish I hadn't gotten the 30k continental card a couple months ago.  Now offering 50k continental miles and no first year fee.  I got the statement credit but it wasn't worth 20k extra miles.  These will soon be United miles with the merger.

http://www.continental.com/web/en-US/content/products/chase/continental.aspx?&offer=OPP50

Same.  Damn that sucks.  Got it at 30K with the expectation to either use them for Final Four or have them turn into United (and getting a United bonus card in the meantime).
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 26, 2011, 08:37:06 AM
Really wish I hadn't gotten the 30k continental card a couple months ago.  Now offering 50k continental miles and no first year fee.  I got the statement credit but it wasn't worth 20k extra miles.  These will soon be United miles with the merger.

http://www.continental.com/web/en-US/content/products/chase/continental.aspx?&offer=OPP50

Same.  Damn that sucks.  Got it at 30K with the expectation to either use them for Final Four or have them turn into United (and getting a United bonus card in the meantime).

yeah. that does suck. looks like there is also a 20k business card after first purchase. it's chase as well and i'm pretty far out of the loop in regards to their churning policies. might work as well though.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 31, 2011, 11:29:36 PM
Anyone ever done the AmEx "here's two free $100 restaurant gift certificates if you sign up for this deal for like 2 months or something, man"?

I'm tempted. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 01, 2011, 07:25:15 AM
Anyone ever done the AmEx "here's two free $100 restaurant gift certificates if you sign up for this deal for like 2 months or something, man"?

I'm tempted.  

get those constantly.  hate those things.  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 01, 2011, 07:34:19 AM
Quote
25,000  More Continental Miles

If you have applied for and received the Continetal OnePass card in the last 90 days, you can probably get them to UP your signup bonus. Lucky wrote about this several days agao and I'm all in favor of more miles for all of you.

Lucky and several of my readers have been successful requesting a larger sign up bonus than they originally got (25K +5K for authorized user) by sending a secure email to Chase from their online website asking for the additional miles in light of the fact they are now offering 50,000 miles for the card.

Chase's response has been yes too many IF they got the card within the last 90 days. I do NOT have reports of a phone call working, only online through their secure website. One reader reported he was told he'd get the extra 25K and he was at 100 days.

This is the type of event that may change rapidly so if you are in this position don't wait four or five days to send the secure message.


 :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 01, 2011, 07:45:56 AM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 01, 2011, 08:02:43 AM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

i wonder if the people who just signed up for the 50k will then be able to ask for the account credit? i mean, where will it end.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 01, 2011, 06:49:11 PM
$150 cash back for spending $500 in first 6 months - Chase Freedom

http://slickdeals.net/?pno=46195&lno=1&afsrc=1

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 01, 2011, 10:28:57 PM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

Any response?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 06:20:52 AM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

Any response?

Not yet
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 07:29:59 AM
So, uh, this is a number you call if you get an AMEX platinum card to get SPG gold.  The card has a big annual fee but gives you status in a ton of programs.  Apparently, it's not automatic and you have to call the program to tell them.  Anyway, here is the info on the SPG number and code.  I'm already SPG gold but if you aren't I am pretty sure you just call this number, give them the code & your SPG number, if the ask tell them you have a amex platinum card but hopefully they won't even ask, and you are a SPG gold member.   :dunno:

Quote
Starwood Preferred Guest is the award-winning frequent guest program uniting over 850 hotels and resorts worldwide in over 95 countries including the renowned brands of Westin®, Sheraton®, Four Points® by Sheraton, St. Regis®, The Luxury Collection®,
W Hotels® and Le Meridien®.  
  
 
>Call 1-888-625-4990 and mention code SN  
 
Without having to meet any frequent stay minimums or requirements,
Platinum Card® members are entitled to complimentary Gold Preferred status in Starwood Preferred Guest.1 If you are already a member, you can receive a complimentary upgrade to the Gold Preferred level.  
 
As a Gold Preferred Guest you will:
 
•  Earn a 50% bonus (a total of three StarpointsSM) for every eligible U.S. dollar you spend at any Starwood Preferred Guest hotel
•  Receive a complimentary upgrade to a Preferred Room when available at check-in2, and 4 p.m. late checkout3  
 
 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 07:37:27 AM
Also, Continental (soon to be United) started their mileathon promotion yesterday.  You get points for doing stupid crap and everything you do gets different amounts of points.  To prepare for this I went and deactivated all my continental email alerts so I could go back and activate them again now.  If you don't have a Continental frequent flyer account you can go in and sign up for one (2 points) and accept the email promotions (3 points) and you are already to 500 continental miles.  If you were on the fence about the now 50k continental mastercard now would also be a great time to sign up for it because it gives you 20 points.  So, add that to the 5 from above and you are at 25 which is good for 2,500 continental miles on top of the 50k you get for making a purchase on the card.  

EDIT:  Register Here---> http://www.continental.com/web/en-US/apps/onepass/promotions/mileathon/login.aspx

(http://thepointsguy.com/wp-content/uploads/2011/02/Milethon-Activities.jpg)

(http://thepointsguy.com/wp-content/uploads/2011/02/Mileathon.bmp)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 02, 2011, 07:57:36 AM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

Any response?

Not yet

I sent my e-mail through the site yesterday around this time and got the auto-response saying I'd hear something in 4 hours.  Nothing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 08:01:57 AM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

Any response?

Not yet

I sent my e-mail through the site yesterday around this time and got the auto-response saying I'd hear something in 4 hours.  Nothing.

I'm sure they are getting slammed with requests for this.  It was all over flyertalk.  I sent them another message quoting their 4 hour response using the old "I'm sending this again to make sure you got it".  Also threw in a "my friend got the additional mileage added to his account and we signed up at the same time" to add a forwarning of pissed off'ed'ness should they deny me.  

 :comehere:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 09:55:52 AM
trim, when you got your Hyatt card how long did it take you to be able to book your free nights?  Also, how did you know you could?  I assume they can't show up in the account as points as all their properties have different point values... :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 02, 2011, 10:05:35 AM
sd, rd, et al-  do you guys post at flyertalk or just read?

just started getting into that forum. rivaling goEMAW as my favorite bbs site.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 10:10:24 AM
sd, rd, et al-  do you guys post at flyertalk or just read?

just started getting into that forum. rivaling goEMAW as my favorite bbs site.

I just lurk.  Any question I may have has certainly been answered if I look hard enough and they will destroy you for that....  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 02, 2011, 10:12:03 AM
sd, rd, et al-  do you guys post at flyertalk or just read?

just started getting into that forum. rivaling goEMAW as my favorite bbs site.

I just lurk.  Any question I may have has certainly been answered if I look hard enough and they will destroy you for that....  :ohno:

EVER HEARD OF THE SEARCH BUTTON?!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 10:13:49 AM
sd, rd, et al-  do you guys post at flyertalk or just read?

just started getting into that forum. rivaling goEMAW as my favorite bbs site.

I just lurk.  Any question I may have has certainly been answered if I look hard enough and they will destroy you for that....  :ohno:

EVER HEARD OF THE SEARCH BUTTON?!

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 02, 2011, 10:28:46 AM
Ok, I am new to this.  I am getting ready to book a trip on Delta.  Using points to book.  It says that if I get the Delta CC, I get 20k points and get to check a bag for free (Never had to pay before with NW due to status  :curse: ).  Anyway, they waive the annual fee for the first year so basically I will get the 20k points and not have to pay to check my bags for my personal trip then I can cancel within the year so I don't have to pay the next year right?  Will they be mad at me for stealing the 20k points and free checked bags for a year?  Will be pretty  :ohno: when I call and cancel. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 02, 2011, 10:46:46 AM
Ok, I am new to this.  I am getting ready to book a trip on Delta.  Using points to book.  It says that if I get the Delta CC, I get 20k points and get to check a bag for free (Never had to pay before with NW due to status  :curse: ).  Anyway, they waive the annual fee for the first year so basically I will get the 20k points and not have to pay to check my bags for my personal trip then I can cancel within the year so I don't have to pay the next year right?  Will they be mad at me for stealing the 20k points and free checked bags for a year?  Will be pretty  :ohno: when I call and cancel. 

they are going to care about as much as someone at target would care if you return something that you recently bought and you have the receipt and it has been unused and is still in it's original package. they aren't going to care. your issue is going to be getting the points in time to book the trip you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 02, 2011, 10:48:29 AM
sd, rd, et al-  do you guys post at flyertalk or just read?

just started getting into that forum. rivaling goEMAW as my favorite bbs site.

I just lurk.  Any question I may have has certainly been answered if I look hard enough and they will destroy you for that....  :ohno:

EVER HEARD OF THE SEARCH BUTTON?!

yeah. the PI'ing that gets done over there is pretty great. i've never even registered, more/less posted. fun site though. i just don't travel enough to really, really get into it enough to sign up and post and stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 02, 2011, 10:50:33 AM
Ok, I am new to this.  I am getting ready to book a trip on Delta.  Using points to book.  It says that if I get the Delta CC, I get 20k points and get to check a bag for free (Never had to pay before with NW due to status  :curse: ).  Anyway, they waive the annual fee for the first year so basically I will get the 20k points and not have to pay to check my bags for my personal trip then I can cancel within the year so I don't have to pay the next year right?  Will they be mad at me for stealing the 20k points and free checked bags for a year?  Will be pretty  :ohno: when I call and cancel. 

they are going to care about as much as someone at target would care if you return something that you recently bought and you have the receipt and it has been unused and is still in it's original package. they aren't going to care. your issue is going to be getting the points in time to book the trip you want.
:pbj:  I already have enough points, I just don't want to pay for the bag if I don't have to.  Plus this will give me enough points for another flight.  Still a little  :ohno: Seems like stealing almost, but they pretty much just hose my company all year so I guess they deserve it.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 02, 2011, 10:57:43 AM
trim, when you got your Hyatt card how long did it take you to be able to book your free nights?  Also, how did you know you could?  I assume they can't show up in the account as points as all their properties have different point values... :dunno:

Pretty quick.  Not points.  I think when you get into your account details on the Hyatt website, there's a separate section for Rewards or something like that.  You should see them there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2011, 10:58:59 AM
there's rumblings of a 50k Delta targeted promotion going on right now for that card. you have to get an invite for it though.  so, keep you eyes peeled.  

(http://www.google.com/images?q=tbn:XGuZdBzcFoLOQM::mmii.info/_ign/54717.gif&t=1)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 02, 2011, 11:02:03 AM
there's rumblings of a 50k Delta targeted promotion going on right now for that card. you have to get an invite for it though.  so, keep you eyes peeled.  

(http://www.google.com/images?q=tbn:XGuZdBzcFoLOQM::mmii.info/_ign/54717.gif&t=1)

Just looked on that flyer talk thingy and saw that.  I clicked the link and it said my offer has expired  :chainsaw:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 02:05:28 PM
I also told them I signed up under the 25k promotion and didn't tell them about the +5k for adding another card holder (hopefully they don't bother or care to check).  So, if they do add 25k more like the blog entry suggests, I'll end up with 55k plus the account credit that's not available under the new promo :ohno: :pray:

i wonder if the people who just signed up for the 50k will then be able to ask for the account credit? i mean, where will it end.

Quote
Thank you for your recent inquiry regarding the
Continental credit card account.

I have issued an additional 25,000 enrollment miles and
the adjustment will reflect on the next billing statement.

It was my pleasure to assist you today and appreciate your
continued use of the Continental account. If you have any
questions, reply using the Secure Message Center.

 :surprised:

:emawkid: <--- I've never done it as hard as I'm doing it right now!!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 02:11:53 PM
STILL DOING IT!  :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 04:30:51 PM
 :emawkid: still pumping a little bit
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2011, 04:34:58 PM
:emawkid: still pumping a little bit

that's huge. congrats, you deserve it. where are you going to go?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 04:36:44 PM
:emawkid: still pumping a little bit

that's huge. congrats, you deserve it. where are you going to go?

NO IDEA!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2011, 04:41:43 PM
:emawkid: still pumping a little bit

that's huge. congrats, you deserve it. where are you going to go?

NO IDEA!

you know what i love? earning miles/points/etc. you know what i hate? using them. i really do though. it's v weird. wife is going to the west coast in a few months and she flies back at like six in the morning. so i'm like, man...let's see if there is an airport spg and you can just stay there with points and it will be great for you and then bam, there is one. but it's cat 3 and i mean, she's just going there to sleep and i'm not even going to be there either. got kind of sick to my stomach making the rezzy for that one i tell you.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 04:51:44 PM
:emawkid: still pumping a little bit

that's huge. congrats, you deserve it. where are you going to go?

NO IDEA!

you know what i love? earning miles/points/etc. you know what i hate? using them. i really do though. it's v weird. wife is going to the west coast in a few months and she flies back at like six in the morning. so i'm like, man...let's see if there is an airport spg and you can just stay there with points and it will be great for you and then bam, there is one. but it's cat 3 and i mean, she's just going there to sleep and i'm not even going to be there either. got kind of sick to my stomach making the rezzy for that one i tell you.

oh man I know.  very difficult. get this, we are staying ONE SINGLE NIGHT at the St. Regis Princeville ocean view for 25k SPG.....THE eff AM I DOING!?  THAT DOESN'T EVEN MAKE SENSE!?  WOW!

I know, I know, I will cancel the resy and book at the Westin Princeville for 12k a night which is up the hill and not on the beach.....but even that is 12k for one single night and not taking advantage of the 5th night free.  that doesn't make sense either.  hmmmm, dollars and points it is.  (haven't broken the news to mrs. dave yet, she's pretty set on the St. Regis ocean view)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2011, 05:33:12 PM
:emawkid: still pumping a little bit

that's huge. congrats, you deserve it. where are you going to go?

NO IDEA!

you know what i love? earning miles/points/etc. you know what i hate? using them. i really do though. it's v weird. wife is going to the west coast in a few months and she flies back at like six in the morning. so i'm like, man...let's see if there is an airport spg and you can just stay there with points and it will be great for you and then bam, there is one. but it's cat 3 and i mean, she's just going there to sleep and i'm not even going to be there either. got kind of sick to my stomach making the rezzy for that one i tell you.

oh man I know.  very difficult. get this, we are staying ONE SINGLE NIGHT at the St. Regis Princeville ocean view for 25k SPG.....THE eff AM I DOING!?  THAT DOESN'T EVEN MAKE SENSE!?  WOW!

I know, I know, I will cancel the resy and book at the Westin Princeville for 12k a night which is up the hill and not on the beach.....but even that is 12k for one single night and not taking advantage of the 5th night free.  that doesn't make sense either.  hmmmm, dollars and points it is.  (haven't broken the news to mrs. dave yet, she's pretty set on the St. Regis ocean view)

 :horrorsurprise:


oh man. my stomach just got sympathy sick for you. break it but with good news or something. like maybe add a massage or something. you simply cannot spend 25k for a single night. i mean, you just can't.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2011, 07:54:15 PM
I KNOW  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 03, 2011, 09:19:21 PM
:emawkid:

:combofan:

(re: getting the extra 25K continental miles message today too)
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 03, 2011, 11:28:43 PM
Please describe EXACTLY how you did it and got the points.

Start to finish. TIA!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 03, 2011, 11:53:22 PM
Please describe EXACTLY how you did it and got the points.

Start to finish. TIA!

Did you already get a 25K Continental card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2011, 07:34:31 AM
Bosz56 apparently bought flyertalk and now there's a goFLYERTALK on the horizon.  I hope it gets angried up.

http://boardingarea.com/blogs/viewfromthewing/2011/02/04/ive-resigned-as-flyertalks-talkboard-president-and-senior-moderator/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2011, 07:37:18 AM
Put your Continental account number in the box, get 100 Continental miles

http://www.continental.com/web/en-US/apps/onepass/promotions/registrationDetails.aspx?promoCode=TB3M26
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2011, 07:39:04 AM
Please describe EXACTLY how you did it and got the points.

Start to finish. TIA!

Did you already get a 25K Continental card?

Yeah, pre-requisite is that you applied and got the Continental Mastercard under the 25k promotion (actually 30k if you added another card holder).  If you did, and it was within the last 90 days, you can send them a message telling them you want another 25k miles because of the new 50k promotion and they will hand them over to you.  If you added a card member originally you actually come out at 55k. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 04, 2011, 08:31:36 AM
Just got an offer in the mail for 50K United for $250 spending  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2011, 08:35:09 AM
Just got an offer in the mail for 50K United for $250 spending  :driving:

Did the 50k United last year.  When they combine the Continental and United mileage I should have about 125k of whatever the new program is called.  :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 04, 2011, 08:37:31 AM
Just got an offer in the mail for 50K United for $250 spending  :driving:

Did the 50k United last year.  When they combine the Continental and United mileage I should have about 125k of whatever the new program is called.  :drool:

I saw that they were doing that.  Really kinda forces me to get a Continental card now...
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 04, 2011, 12:21:51 PM
Just got an offer in the mail for 50K United for $250 spending  :driving:

I need that.  Link/code or something on there?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 04, 2011, 01:09:55 PM
Just got an offer in the mail for 50K United for $250 spending  :driving:

I need that.  Link/code or something on there?

I'll check when I get off work and pm
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 04, 2011, 03:58:54 PM
Just got an offer in the mail for 50K United for $250 spending  :driving:

I need that.  Link/code or something on there?

It asked for codes and then automatically filled in a bunch of fields.  Seems like United sends them out to members of Mileage plus.  I would guess if you joined recently you should see one in the mail.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2011, 04:19:30 PM
I think Mrs. dave recently got a letter from them now that I think about it
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 05, 2011, 08:51:02 AM
I would guess if you joined recently you should see one in the mail.

I joined recently but I probably won't get the invite if it's a Chase card.  When I got the Continental, a Chase person called and was all "WTF are you trying to do with all these cards?".  Once I get the extra 25K on Continental and confirm there's no need for a Houston trip in April, I'll cancel that one and should have better luck getting a United deal.  Really trying to get this lined up so I end up with 100K+ United miles after the merger.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2011, 08:24:26 AM
750 United just for signing up for this site.  I would use a non-primary email account if you have one as they will email you crap wanting you to visit their site or whatever. 

https://www.mypoints.com/emp/u/ma/ump750.vm?campaign=9VLHUXadLCiDih_Oyznc
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 06, 2011, 08:28:15 AM
I would guess if you joined recently you should see one in the mail.

I joined recently but I probably won't get the invite if it's a Chase card.  When I got the Continental, a Chase person called and was all "WTF are you trying to do with all these cards?".  Once I get the extra 25K on Continental and confirm there's no need for a Houston trip in April, I'll cancel that one and should have better luck getting a United deal.  Really trying to get this lined up so I end up with 100K+ United miles after the merger.

How many Chase cards did you get until the "WTF" call?  I might be getting close to this
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2011, 08:29:20 AM
I would guess if you joined recently you should see one in the mail.

I joined recently but I probably won't get the invite if it's a Chase card.  When I got the Continental, a Chase person called and was all "WTF are you trying to do with all these cards?".  Once I get the extra 25K on Continental and confirm there's no need for a Houston trip in April, I'll cancel that one and should have better luck getting a United deal.  Really trying to get this lined up so I end up with 100K+ United miles after the merger.

How many Chase cards did you get until the "WTF" call?  I might be getting close to this

I have three right now and haven't had any problems.  I make a point to cancel one right before signing up for another to keep it at 3. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 06, 2011, 11:06:11 AM
I would guess if you joined recently you should see one in the mail.

I joined recently but I probably won't get the invite if it's a Chase card.  When I got the Continental, a Chase person called and was all "WTF are you trying to do with all these cards?".  Once I get the extra 25K on Continental and confirm there's no need for a Houston trip in April, I'll cancel that one and should have better luck getting a United deal.  Really trying to get this lined up so I end up with 100K+ United miles after the merger.

How many Chase cards did you get until the "WTF" call?  I might be getting close to this

I'd already had a non-travel miles card and my car payment (I buy brand-new cars I want and finance what I don't pay with my down payment).  Got Marriott first, no problem.  Got Priority Club and they called to say they were going to shift credit limits between cards, told them I didn't care.  Got Hyatt, no problem.  Applied for Continental, was taking a while, they came out with the $50 statement credit in the meantime, applied again, they called asking if I wanted 2 continental cards and also stating my credit limit wouldn't be much on it as I had 5 other chase accounts, told them I just wanted one and I didn't care what the limit was and in fact $1000 was fine as that's more than enough to get a plane ticket.

Will probably cancel out Continental and Hyatt by summer.  Then get United.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 06, 2011, 11:27:12 AM
Yea, I got the PC and United.  Plan on getting the CO before the merger and the Hyatt when I am certain I can head to Hawaii within the year ($75 for a 400/nt x2 @ grand Kauai).

Next question that I am way too terrified to ask on FT, do you know if there is a points multiplyer for booking AA flights on your Citi AA card?  I can't find one listed anywhere but I would of thought there would be one.  Am probably booking 6 fam tickets to France and 2 first class.  Would love to get a crap ton of points for this.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 09, 2011, 07:27:57 AM
So, Bosz56 bought flyertalk or something and now the guy who originally started flyertalk and some of his bros have started goFLYERTALK.com or something.  It's now in beta.  I signed up.  So far it looks like a worse designed goEMAW with the exact same lineup of threads that flyertalk has.  Probably will suck.  Here is the beta link.

http://milepoint.com/forums/pages/beta/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2011, 07:35:20 AM
If you are going to be staying in some Hiltons over a three month span you can register here and get fast track to Gold status.  Only takes 4 stays or 9 days over a 90 day period to get gold.  You register and then pick the start date for your 90 day period.  As I've mentioned before Hilton Gold seems to be better than most other similar level program status's as you get free breakfasts and club room upgrades where available. 

https://www.hiltonhhonors.com/landingpages/mvp.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 10, 2011, 08:39:17 PM
Got the GF some flowers @ a 30 AA mile bonus per dollar via FTD.  Delta did a 45 mile bonus thru another flower company, but I don't fly them as often.  Makes me feel better about spending V-Day $$$
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 10, 2011, 09:56:15 PM
If you are going to be staying in some Hiltons over a three month span you can register here and get fast track to Gold status.  Only takes 4 stays or 9 days over a 90 day period to get gold.  You register and then pick the start date for your 90 day period.  As I've mentioned before Hilton Gold seems to be better than most other similar level program status's as you get free breakfasts and club room upgrades where available. 

https://www.hiltonhhonors.com/landingpages/mvp.aspx
[/quote

Do you have to set the date right away? I'll probably do 4 stays in 3 months, but not sure when that might be.   :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2011, 07:03:58 AM
I don't know for sure, when you sign up it asks you for a date.  I didn't put in a date because I don't know my schedule either for the year.  was planning on going back and trying it when I had dates set.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2011, 07:25:23 AM
Apparently this is the first time you could get the US Air card with no first year fee.  It doesn't have a huge sign up bonus though (35k).  US Air barely has a footprint in Omaha so I never fly them.  I know Dax does quite a bit.

http://www.mostmiles.com/Chairmans
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 11, 2011, 10:45:50 AM
do you fly delta and like to drink? well here you go, 80 free ones. supposedly can sign up under the new york/nj/etc link with a fake address and then just change the address to your current one when you decide to redeem...also would be enough for a free roundtrip domestic if you don't like to drink or whatever. sign up is fairly complicated. not entirely sure if you really need a fed tax id or can make one up.


http://boardingarea.com/blogs/viewfromthewing/2011/01/17/20-free-drink-coupons-and-more-from-deltas-small-business-rewards-program/



also thinking about asking a mod to rename this thread "daris and sd discuss things that are posted on viewfromthewing and flyertalk"

How long did it take to get the drink coupons?  Just found out that I have to fly Delta tomorrow for work.  Are they something that can be printed, or do they mail them to you?

Filed under: Things The Whale should have done immediately after reading it on goEMAW
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 11, 2011, 10:50:59 AM
do you fly delta and like to drink? well here you go, 80 free ones. supposedly can sign up under the new york/nj/etc link with a fake address and then just change the address to your current one when you decide to redeem...also would be enough for a free roundtrip domestic if you don't like to drink or whatever. sign up is fairly complicated. not entirely sure if you really need a fed tax id or can make one up.


http://boardingarea.com/blogs/viewfromthewing/2011/01/17/20-free-drink-coupons-and-more-from-deltas-small-business-rewards-program/



also thinking about asking a mod to rename this thread "daris and sd discuss things that are posted on viewfromthewing and flyertalk"

How long did it take to get the drink coupons?  Just found out that I have to fly Delta tomorrow for work.  Are they something that can be printed, or do they mail them to you?

Filed under: Things The Whale should have done immediately after reading it on goEMAW

never actually did it. i live in mhk and won't fly delta for a long, long time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Jeffy on February 11, 2011, 11:19:04 AM
Anyone have this one?

http://www.creditcards.com/credit-card-news/first-premier-79-rate-fees-credit-card-1265.php

Quote
If you have bad credit in the new era of credit card regulation, be prepared to pay -- dearly -- for the privilege of using credit. That's the message underlying recent credit card offers that feature jaw-dropping interest rates of up to 79.9 percent. 79.9 percent credit card interest rate may be sign of things to come

The sky-high rates may be a sign of things to come in the market for so-called subprime credit cards as issuers who lend to the riskiest of borrowers try to figure out how to stay in business and comply with the new credit card reform law.


Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 11, 2011, 11:26:43 AM
Anyone have this one?

http://www.creditcards.com/credit-card-news/first-premier-79-rate-fees-credit-card-1265.php

Quote
If you have bad credit in the new era of credit card regulation, be prepared to pay -- dearly -- for the privilege of using credit. That's the message underlying recent credit card offers that feature jaw-dropping interest rates of up to 79.9 percent. 79.9 percent credit card interest rate may be sign of things to come

The sky-high rates may be a sign of things to come in the market for so-called subprime credit cards as issuers who lend to the riskiest of borrowers try to figure out how to stay in business and comply with the new credit card reform law.



nobody posting in this thread does. that's because we aren't clueless morons with bad credit that don't understand how these things work. try to keep up. i mean, we're on something like page twenty of a glorious thread about credit cards and all the free crap that you can get from them and you think one of us is going to have a bad credit and a card w/ an interest rate of 80%. unfreakingbelievable. it's like i'm posting on a message board with my sisters kids sometimes around here.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2011, 11:43:15 AM
They could change the interest rate on every one of my cards to eleventy billion percent and I wouldn't care in the least
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2011, 11:45:02 AM
I love when I call to cancel one and they are all, "How about we lower the interest rate to 8% or something? Would you keep it then?" and I'm all, "Pffftttt, does it look like I've ever paid interest on a credit card in my life?  How about more airline miles credit card telephone n00b guy!"
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2011, 08:11:51 AM
Whoever was looking for that Delta promotion here is the link:

https://www.deltaamexcard.com/default.aspx?et=dbu

It is targeted so you have to put your info in and hit the button to see if you are offered the 50k or something crappier. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 12, 2011, 10:10:59 AM
Whoever was looking for that Delta promotion here is the link:

https://www.deltaamexcard.com/default.aspx?et=dbu

It is targeted so you have to put your info in and hit the button to see if you are offered the 50k or something crappier. 

30K.  :frown:

Need 50K+ Delta and United.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 13, 2011, 10:05:21 AM
I signed up too soon :angry:

60k pc offer http://www.flyertalk.com/forum/intercontinental-hotels-priority-club-inter-continental-ambassador/1182378-pc-select-visa-now-60k-point-bonus-non-targeted.html
Title: Re: How Many Credit Cards Do You Have?
Post by: hemmy on February 13, 2011, 10:10:08 AM
What is the best way to get a CC for someone who has never had one, never had any loans/debt/anything.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2011, 10:13:36 AM
I signed up too soon :angry:

60k pc offer http://www.flyertalk.com/forum/intercontinental-hotels-priority-club-inter-continental-ambassador/1182378-pc-select-visa-now-60k-point-bonus-non-targeted.html

You gonna try doing the continental chase thing where you message them and as for the extra points you'd have gotten had you waited?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 13, 2011, 10:18:45 AM
What is the best way to get a CC for someone who has never had one, never had any loans/debt/anything.

May have to try to get some crappy capital one card and build credit. 

I signed up too soon :angry:

60k pc offer http://www.flyertalk.com/forum/intercontinental-hotels-priority-club-inter-continental-ambassador/1182378-pc-select-visa-now-60k-point-bonus-non-targeted.html

You gonna try doing the continental chase thing where you message them and as for the extra points you'd have gotten had you waited?

I'm gonna keep an eye on flyertalk for a couple days.  I assume someone else will try it and report back :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2011, 10:20:50 AM
What is the best way to get a CC for someone who has never had one, never had any loans/debt/anything.

Yeah, you are going to have to either get a home loan or a crappy credit card like chicat says and build some credit.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2011, 10:34:41 AM

I signed up too soon :angry:

60k pc offer http://www.flyertalk.com/forum/intercontinental-hotels-priority-club-inter-continental-ambassador/1182378-pc-select-visa-now-60k-point-bonus-non-targeted.html

You gonna try doing the continental chase thing where you message them and as for the extra points you'd have gotten had you waited?

I'm gonna keep an eye on flyertalk for a couple days.  I assume someone else will try it and report back :dunno:

I'm not sure if it'll work for me, as there was a much bigger time gap between my PC visa and this offer than in the continental example, plus getting the card was one of my qualifications for the 126K CTC deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2011, 11:04:22 AM
with the Continental deal people were saying 90 days seemed to be the cutoff
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2011, 11:25:50 AM
I went ahead and messaged them a request for 30K.  We'll see.
Title: Re: How Many Credit Cards Do You Have?
Post by: hemmy on February 13, 2011, 12:06:09 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 13, 2011, 12:10:17 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.

Yea, theyre fine.  They just usually have crappy perks. 

If I were you without much of a history, I would sign up for a free trial of something that will tell me my score.  Cancel that trial, and then there are websites thatll give you a good idea of the cards you'll qualify for.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2011, 12:13:58 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.

Get a discover card.  Use that for a little bit.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2011, 02:18:24 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.

Yea, theyre fine.  They just usually have crappy perks. 

If I were you without much of a history, I would sign up for a free trial of something that will tell me my score.  Cancel that trial, and then there are websites thatll give you a good idea of the cards you'll qualify for.

This was posted the other day on FTG:

Quote
Each of us have different travel goals, different airports of interest, and different lives entirely, but we can all make the deal work for us. The blog is so important because it brings together a community of people who are making this work in a thousand different ways. It is important to share and learn from each other, remember, there are always enough points to go around.

 For me the best way to rack up the points has been through credit card deals. My experience has been one I think common to young students with no credit. I made it a goal of mine to live debt free. I said " if I cant pay cash for it I cannot afford it". I graduated college with no credit cards, no student loans and no debt. Well, that's all good until you get out into the real world and have No Credit!

When I approached Rick about how I could get some free flights he suggested I sign up for a credit card with a big bonus. So that's what I did. Denied, Denied and Denied again! What was happening? I pay all of my bills, I don't have any loans, I have no credit card debt, and yet they are telling me no? I basically didn't exist to them, I had no credit history. I thought, " how am I going to build a credit history if you won't give me a credit card?", it didn't make sense, but apparently that's the way the game is played. I got a free credit report and learned my score was in the 650 range. Rick helped me write an appeal letter to the credit card company and finally one approved me. I ended up getting 2 okay cards and a few free flights.

I went on these last 2 years paying off my balance in full every month like any frugal gal would, I thought that would look very responsible. My mother was gracious enough to give me a 1998 Saturn sedan when I chose to move 1000 miles away for college, so I didn't have a car payment. Along the way I watched Rick do these great card deals like the BA 100,000 miler and numerous others, but I couldn't qualify.

 Meanwhile, it was time to start thinking about another car, and a great way to earn credit, a car loan. I went to the bank and applied. I have a full time job which pays decent money, no debt, I've had 2 credit cards for 2 years and never carried a balance, this seemed all good to me. Not good enough apparently,  I was denied a car loan. What the heck is this! The staff at Suntrust Bank(not the bank I initially tried to get a loan from) told me that if I actually carried a balance on my credit cards for a few months this would improve my credit score. I only did that for about 2 months before the Saturn started overheating every time I drove it. She needed to be retired, or I was going to be stuck on the side of the road with no car and no credit (what a sad fate).

I went and joined the credit union at my place of work and applied with them for a car loan. As the lender was running my credit report I was saying to her " now I know its not going to be very good, I have no history , I have no loans blah blah blah". To my surprise it was 730!!!!!!  WAHOO!!!! Hallelujah, it worked, somehow it worked!  I drove my car literally overheating into the dealership they gave me a whole $300 dollars for it and I left with a much more reliable vehicle and a credit score of 730. I was so proud, I knew Rick would be too.

Point of the story....It can be done. Now on to some card churning for some real points! Question of the week: I want to churn a card, which one do I apply for now and why?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 13, 2011, 02:26:12 PM
Yea, its really not a bad idea to carry a balance when you are first starting out.  Just not a big one and not for too long.  A $5 interest payment here and there goes a long way to improving your score.  By not carrying a balance, I assume it doesnt help because A)they arent actually really extending any credit then and b)they dont think they can make money off of you.

Another thing is not to use a majority of the credit offered to you.  I never went/go above 50% of my limit.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2011, 02:31:45 PM
Student loan debt is pretty much the greatest thing that ever happened to my credit
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on February 13, 2011, 02:32:44 PM
Getting a car loan through a small town bank because i knew the owner seems to be a good move for me :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 13, 2011, 02:36:40 PM
I did too much on the Jeffy/Cash plan in college because I was scared I would forget to pay them off on time.  Now I just have most of them set to automatically pay off at the end of the month.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 14, 2011, 10:51:11 AM
I went ahead and messaged them a request for 30K.  We'll see.

Quote
Enrollment incentives offered to new cardmembers are
always changing. Chase is aware that upon opening a new
credit card account, you may see an enrollment incentive
that you find more appealing. Based on this, enrollment
incentives are honored as a courtesy as long as the
request comes within 90 days of opening. This account was
opened in August 2010, which unfortunately is well past
this 90 day timeframe. For this reason, I regret to
inform you that I am unable to honor your request for
additional bonus points.


 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on February 15, 2011, 03:47:58 PM
AMEX iTunes deal, https://enroll.amexnetwork.com/US/iTunes2011/. Enroll a card, buy 5 songs on iTunes (making sure that card is set in your iTunes account), and they refund your account for the songs.

I bought 5 songs on iTunes last night for $6.15. Got an e-mail saying I'd get a $7.05 credit. So you can get free songs and make a little money. Off to do my other two cards. :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 18, 2011, 07:15:27 PM
Quote
Dear ChiCat,

I have added the additional 30,000 bonus points. The
points will be reflected on the next billing statement on
February 27, 2011.

 :pbj: :pbj: :pbj:

I love this crap, can't believe I didn't do it before.  Its so rewarding
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 18, 2011, 09:44:21 PM
Whoever was looking for that Delta promotion here is the link:

https://www.deltaamexcard.com/default.aspx?et=dbu

It is targeted so you have to put your info in and hit the button to see if you are offered the 50k or something crappier. 

Expired  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 19, 2011, 07:29:22 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.

Yea, theyre fine.  They just usually have crappy perks. 

If I were you without much of a history, I would sign up for a free trial of something that will tell me my score.  Cancel that trial, and then there are websites thatll give you a good idea of the cards you'll qualify for.

Sign up for CreditKarma.com  free FAKO score based on Transunion that will give you an idea of your real score.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2011, 03:38:27 PM
COME ON 100K!

http://www.fatwallet.com/best-deals/facebook-users-100-to-100-000-free-american-airlines-aadvantage-miles/
Title: Re: How Many Credit Cards Do You Have?
Post by: AppleJack on February 22, 2011, 03:39:41 PM
I have 2 credit cards  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on February 22, 2011, 03:43:19 PM
I have been giddy like a school girl with CC offers this year, this thread has turned me into an addict.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2011, 04:50:18 PM
I have been giddy like a school girl with CC offers this year, this thread has turned me into an addict.

Getting into the miles game was probably the best decision I've ever made
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 22, 2011, 05:48:57 PM
COME ON 100K!

http://www.fatwallet.com/best-deals/facebook-users-100-to-100-000-free-american-airlines-aadvantage-miles/

100 miles    :curse: :curse: :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2011, 06:18:26 PM
COME ON 100K!

http://www.fatwallet.com/best-deals/facebook-users-100-to-100-000-free-american-airlines-aadvantage-miles/

100 miles    :curse: :curse: :curse:

I got 300  :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: OregonSmock on February 22, 2011, 06:32:21 PM
Up to three credit cards and two debit cards.


Credit:

Visa - Southwestern Airlines Rapid Rewards card

Mastercard - Capital One no interest card

Discover - Cashback Bonus no interest card


Debit -

Visa - UMB Bank card

Visa - Wells Fargo Card



 :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 22, 2011, 06:48:25 PM
10k HHonors for agreeing to receive texts or something...

http://slickdeals.net/forums/showthread.php?t=2694279
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 22, 2011, 06:53:28 PM
Up to three credit cards and two debit cards.


Credit:

Visa - Southwestern Airlines Rapid Rewards card

Mastercard - Capital One no interest card

Discover - Cashback Bonus no interest card


Debit -

Visa - UMB Bank card

Visa - Wells Fargo Card



 :woot:

good job. also, if there is anybody that doesn't have an spg card, then i can have them email you a link that allows you to get 25,000 points w/ no fee for the first year. it's a really good deal and you only usually get 10,000 points when you sign up. pm me your email and i'll enter it into my accout and then they'll email you within 24hrs. lsoc, you should do this and make this your card btw. 25k is a great spg startup bonus and the best all around card for you/pretty much anybody.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 22, 2011, 07:37:14 PM
Delta miles no longer expire!   :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 22, 2011, 10:47:22 PM
Girl at work got 25k miles on that AA facebook deal!!! :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 23, 2011, 06:42:55 AM
I have 2 credit cards  :gocho:

I still only have 1 (Citi diamond Preferred).  It was pretty good for the first year, but now it is point per dollar.  Not bad not great.  I want to get more or a better one, I just can't decide which one.  I travel a ton for work, so I don't travel much on my own.  I am also the Anti SD about this stuff and hate keeping track and having to get a card then cancel it before a certain date to get another card etc.... 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 23, 2011, 07:49:54 AM
Awardwallet android app is now in beta:

http://awardwallet.com/forum/viewtopic.php?f=16&t=443
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 23, 2011, 07:57:26 AM
Girl at work got 25k miles on that AA facebook deal!!! :horrorsurprise:

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 23, 2011, 08:13:34 AM
COME ON 100K!

http://www.fatwallet.com/best-deals/facebook-users-100-to-100-000-free-american-airlines-aadvantage-miles/

100 miles    :curse: :curse: :curse:

I got 300  :blank:

Number not valid. :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 23, 2011, 08:28:55 AM
Awardwallet android app is now in beta:

http://awardwallet.com/forum/viewtopic.php?f=16&t=443

Awardwallet is secret friends with goEMAW (think silent commit).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 23, 2011, 08:29:33 AM
Girl at work got 25k miles on that AA facebook deal!!! :horrorsurprise:

 :horrorsurprise:

That's awesome.

100.  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2011, 08:45:11 AM
Put your continental number in this box, hit button, get 100 continental miles

http://www.continental.com/web/en-US/apps/onepass/promotions/registrationDetails.aspx?promoCode=TB3M28
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2011, 07:44:07 AM
STILL DOING IT!  :emawkid:

Quote
55,274
+25,014

 :bracketmouse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 03, 2011, 10:08:11 AM
STILL DOING IT!  :emawkid:

Quote
55,274
+25,014

 :bracketmouse:

So, when do you cancel that card to avoid any chance of them saying you can't get a United bonus offer because they're the same program?  I'm currently holding out to make sure I wouldn't be flying Continental through this summer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2011, 10:35:39 AM
STILL DOING IT!  :emawkid:

Quote
55,274
+25,014

 :bracketmouse:

So, when do you cancel that card to avoid any chance of them saying you can't get a United bonus offer because they're the same program?  I'm currently holding out to make sure I wouldn't be flying Continental through this summer.

I don't think this will ever be a worry.  I've had multiple cards in the same program before (Hilton has two different cards and we all have the personal and business SPG cards).  I have had the United card but cancelled it a couple months ago.  Planning on hitting it up again next time they have a big offer.  Maybe they will roll something out when they combine the programs  :crossfingers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 07:47:20 AM
If anyone is going to stay at a holiday inn, HI Express, staybridge suites, candlewood suites, intercontinental, crowne plaza or indigo and isn't a member of Priority Club yet you should let me know and I will refer you and we will each get to bathe in a scrooge mcduck sized pool of points.  PM if interested.  

Here are the terms:

http://www.ichotelsgroup.com/h/d/pc/1/en/enrollafriend?PID=1654157&cm_mmc=CJ-_-857050-_-1654157-_-IHG+Redirect+Link+2009&
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 04, 2011, 09:27:16 AM
 :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 04, 2011, 09:50:52 AM
:pbj:

:curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 04, 2011, 10:07:05 AM
:pbj:

:curse:

 :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 10:12:06 AM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 10:36:09 AM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on March 04, 2011, 11:41:33 AM
:pbj:

:curse:

 :pbj:

Just signed up.  And just got a referral.   :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 11:43:18 AM
:pbj:

:curse:

 :pbj:

Just signed up.  And just got a referral.   :pbj:

 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 04, 2011, 11:46:42 AM
Sounds like Operation SendGoochToReportOnHoopsProspectsFromWarTornMexicoAndHaveHimStayAtHolidayInnUnderTrimsNumber was a failure.  In that I probably won't get points for his stay, not that he died or anything.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 11:47:07 AM
Get an insurance quote from Liberty Mutual, get 500 Delta Skymiles.  It takes about 5 minutes.  You don't have to give them your SSN (decline when asked) and I used all fake info (to avoid junk mail) except for my name and zip code.  It should be able to pull up your car using your name and zip automatically so you don't even have to enter that.  

http://www.libertymutualonline.com/affinity/delta/index.html?src=delta_display
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 04, 2011, 11:56:00 AM
Sounds like Operation SendGoochToReportOnHoopsProspectsFromWarTornMexicoAndHaveHimStayAtHolidayInnUnderTrimsNumber was a failure.  In that I probably won't get points for his stay, not that he died or anything.

I have always wondered about this type of thing but assumed they had safe guards built into their rewards program to thwart it.  Have you been succesful in the past?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 11:57:11 AM
Sounds like Operation SendGoochToReportOnHoopsProspectsFromWarTornMexicoAndHaveHimStayAtHolidayInnUnderTrimsNumber was a failure.  In that I probably won't get points for his stay, not that he died or anything.

I have always wondered about this type of thing but assumed they had safe guards built into their rewards program to thwart it.  Have you been succesful in the past?

I think it's pretty hard to do
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 01:11:26 PM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchurningIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?
Credit should not be a problem, just the two cards though?  I see that I should end up with 60k with a "refferral", what the eff is that?  Sounds like Mr. and Mrs. Fedor could "refer" each other and then sex each other in the huge pile of miles.  We are going to the Orlando area, that is code for rough ridin' Disneyworld.  Once you start having Steve Dave jr's it will put an end end to that Hawaii bullshit, and I mean right rough ridin' now.  Harry Potter Land could be cool though.  One week or thereabouts should be plenty.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 01:16:29 PM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?

My credit is actually pretty good, so no worries there.  I have been living the dream, you know mortgage , student loans, car loans, pretty much the whole deal.  No credit card balances though. :nono: I do have to question the whole "sign up for two credit cards and get 4 free flights" thing though.  Is that serious cac?  If that is true it makes my whole "change phone companies weekly for tens of dollars in cash while in college" scam look like the small potatoes it was.

when i was in college, dillons once had 55 cent off coupons on bottles of dp and diet dp. guess what? dillons doubles coupons up to a dollar. guess what again? dp and diet dp were on sale that week for 99 cents. went and bought and couple, cut the coupon off those and then went right back in and bought a couple more, then cut those coupons off and went right back in, then bought a couple more... ended up with like 60 two liters. but yeah, you could get four flights by just signing up for two cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 01:22:10 PM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?

My credit is actually pretty good, so no worries there.  I have been living the dream, you know mortgage , student loans, car loans, pretty much the whole deal.  No credit card balances though. :nono: I do have to question the whole "sign up for two credit cards and get 4 free flights" thing though.  Is that serious crap?  If that is true it makes my whole "change phone companies weekly for tens of dollars in cash while in college" scam look like the small potatoes it was.

I would like to say that I am going to South Beach to bang hoes for three weeks, but it will be the Orlando area ;) for about a week or so.

Are you taking the fam to disney world or universal or seaworld or just going to be in orlando for work?  I need to know because I can tell you where you should stay and which programs to sign up for to get those miles.  Also, are you or anyone you are travelling with govt. employees or teachers or work at a school or anything? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 01:24:15 PM
Here is the continental card.  It will get you 50k which is good enough for two free domestic flights.  Cancel before the year is up to avoid the annual fee:

http://www.continental.com/web/en-US/content/products/chase/continental.aspx?&offer=OPP50

Again, you may want to check with Continental to see if your prefered dates have award tix available before signing up.

There should be a 50K United out there too but I am still looking for it.  Sucks you didn't say something last week and you could have gotten the 75K AA Citi Visa.  They just stopped that deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 02:20:57 PM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?

My credit is actually pretty good, so no worries there.  I have been living the dream, you know mortgage , student loans, car loans, pretty much the whole deal.  No credit card balances though. :nono: I do have to question the whole "sign up for two credit cards and get 4 free flights" thing though.  Is that serious crap?  If that is true it makes my whole "change phone companies weekly for tens of dollars in cash while in college" scam look like the small potatoes it was.

I would like to say that I am going to South Beach to bang hoes for three weeks, but it will be the Orlando area ;) for about a week or so.

Are you taking the fam to disney world or universal or seaworld or just going to be in orlando for work?  I need to know because I can tell you where you should stay and which programs to sign up for to get those miles.  Also, are you or anyone you are travelling with govt. employees or teachers or work at a school or anything? 

We will be going to everything but seaworld most likely.  Mrs. Fedor is a quasi-KBI employee, part time no bennies gig.  LOL at my editing causing some crazy alternate universe conversations.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 02:26:57 PM
You should get a couple SPG cards and stay here:

http://www.swandolphin.com/

Seperate hotels but share the complex and both SPG properties.  It's 10k a night but the 5th is free so for 40k SPG you can stay five nights.  So, if you and the wife each get a SPG card with the 25k sign up bonus that's actually 6 nights if you need that many or you can jet over to something closer to Universal.  I know there is a Doubletree right next to it that not bad.  Also, your wife's gig is plenty to qualify for the govt. rate at those hotels I linked.  When you know your dates you can check using the govt. rate and know what you can get it for.  PM me if you want a referal link for the SPG Amex cards. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 02:31:45 PM
I should also note that

http://www.swandolphin.com/

is going to be the location of National KATPAK Convention 2012 - Family PAK.  Stay tuned for details.
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 02:39:59 PM
OK here is the sitch..
I will need 4 domestic flights in the next 15 mo. out of ICT to Florida.
The available airlines are:
 AIRTRAN AIRWAYS  
 ALLEGIANT AIR  
 AMERICAN AIRLINES
 CONTINENTAL EXPRESS
 DELTA AIRLINES
 FRONTIER AIRLINES
 UNITED AIRLINES

I throw myself on the mercy of your HchuringIQ.  What is the best way to not have to pay for a damn cent of airline tix or hotel?  We have a few nights saved up in the La Quinta rewards program, but nothing much to speak of .

Sign up for the Contintental Chase card and United Chase card.  I would reccomend doing this on the same day in case your credit isn't perfect or you already have a bunch of cards as they will sometimes push multiple through if done at the same time.  That should get you roughly 4 round trips.  Check their sites for reward availability prior to signing up though if your travel is coming up soon.  With your stuff a year or longer away just book as soon as those dates become available as some of the busier routes will run out of reward seating quickly.  what city/cities are you going to be in and how many nights?

My credit is actually pretty good, so no worries there.  I have been living the dream, you know mortgage , student loans, car loans, pretty much the whole deal.  No credit card balances though. :nono: I do have to question the whole "sign up for two credit cards and get 4 free flights" thing though.  Is that serious crap?  If that is true it makes my whole "change phone companies weekly for tens of dollars in cash while in college" scam look like the small potatoes it was.

I would like to say that I am going to South Beach to bang hoes for three weeks, but it will be the Orlando area ;) for about a week or so.

Are you taking the fam to disney world or universal or seaworld or just going to be in orlando for work?  I need to know because I can tell you where you should stay and which programs to sign up for to get those miles.  Also, are you or anyone you are travelling with govt. employees or teachers or work at a school or anything? 

We will be going to everything but seaworld most likely.  Mrs. Fedor is a quasi-KBI employee, part time no bennies gig.  LOL at my editing causing some crazy alternate universe conversations.
Don't know if I mentioned but it is with the fam.  Do I need to sign up for the rewards program ahead of time?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 02:42:39 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 02:45:05 PM
You should get a couple SPG cards and stay here:

http://www.swandolphin.com/

Seperate hotels but share the complex and both SPG properties.  It's 10k a night but the 5th is free so for 40k SPG you can stay five nights.  So, if you and the wife each get a SPG card with the 25k sign up bonus that's actually 6 nights if you need that many or you can jet over to something closer to Universal.  I know there is a Doubletree right next to it that not bad.  Also, your wife's gig is plenty to qualify for the govt. rate at those hotels I linked.  When you know your dates you can check using the govt. rate and know what you can get it for.  PM me if you want a referal link for the SPG Amex cards. 

eff yeah, this is great stuff.  Mrs. Fedor will not be happy w/ all the credit cards.  I assume she will get over it like she did when I used her student loan cash to invest in the stock market for some short term capital gains.  She quit bitching when she saw the new living room  furniture.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 02:45:55 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

quick daris rule of thumb. do not waste miles or points on kids until they are at least school aged. they won't remember anything before age five or so anyway so who cares about them.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 02:53:47 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at rough ridin' Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 02:58:00 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at rough ridin' Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

That place I linked will be amazing with the kids.  You can walk to a couple of the parks.  It's kind of a cross between a business hotel and a family place.  Free bus service on the disney busses too. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 02:58:29 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at effing Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

3 yr grad program? medical?
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 03:16:29 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at effing Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

3 yr grad program? medical?
Physical Therapy Doctorate. :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 03:20:00 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at effing Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

3 yr grad program? medical?
Physical Therapy Doctorate. :runaway:

ha. allied health. knew it. anymore brainbusters for ol' rick daris?
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 03:22:13 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at effing Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

3 yr grad program? medical?
Physical Therapy Doctorate. :runaway:

ha. allied health. knew it. anymore brainbusters for ol' rick daris?

What number am I thinking of right now?

btw - Congratulations. You have been approved for the Continental Airlines World MasterCard from Chase. 
 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 03:24:30 PM
Yes, sign yourself and the Mrs. each up for SPG.  Doesn't cost anything.  Then, if you decide to, you can each sign up for a 25K SPG Amex and get those nights free.  How big's the family?  My worst fear is someday having kids and suddenly all my airline miles get used up by one family flight  :horrorsurprise:

Its Mr. Fedor, Mrs. Fedor, Mr. Fedor Jr., and Mrs. Fedor Jr.  You don't know the half of it sd, we went to England and Scotland when we were first married and now we are scraping pennies to eat at effing Applebee's on the weekend.  Mrs. Fedor is in the 2nd year of a 3 year grad program, so that does not help.  But yeah kids, jfc.

3 yr grad program? medical?
Physical Therapy Doctorate. :runaway:

ha. allied health. knew it. anymore brainbusters for ol' rick daris?

What number am I thinking of right now?

btw - Congratulations. You have been approved for the Continental Airlines World MasterCard from Chase. 
 


4. either 4 or 57. also, congrats on the continental card. the world is now your own personal playground.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 03:31:24 PM
Sign the wife up for the same continental card so you can get both of you and the kids all on the same flight and you aren't juggling different programs. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 03:33:16 PM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2011, 03:34:52 PM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 04, 2011, 04:01:42 PM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2011, 08:52:25 PM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 04, 2011, 11:24:57 PM
i hate this thread more than cops themselves.
Title: Re: How Many Credit Cards Do You Have?
Post by: Fedor on March 05, 2011, 09:08:12 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 05, 2011, 09:15:18 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.

don't be like that. btw... sd was thinking it too, he just didn't say it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 09:17:09 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.

don't be like that. btw... sd was thinking it too, he just didn't say it.

I was, but it seems like this is his one trip for the foreseeable future and he's scratching it together
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 05, 2011, 09:21:28 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips. 

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.

don't be like that. btw... sd was thinking it too, he just didn't say it.

I was, but it seems like this is his one trip for the foreseeable future and he's scratching it together

yeah. i know.  mostly i just hate using points/miles. that's mostly it. except when i went to dallas the other month and got the downtown aloft at a cat2. they just moved it up to cat3. really felt like a winner there. still smiling about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 10:00:03 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips.  

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.

don't be like that. btw... sd was thinking it too, he just didn't say it.

I was, but it seems like this is his one trip for the foreseeable future and he's scratching it together

yeah. i know.  mostly i just hate using points/miles. that's mostly it. except when i went to dallas the other month and got the downtown aloft at a cat2. they just moved it up to cat3. really felt like a winner there. still smiling about it.

that's a great feeling.  I'm kinda on the fence on Hawaii at the Westin Maui.  I'm SPG Gold and supposedly get an upgrade if available.  But, the property is known to be very stingy with upgrades for Golds to ocean view.  I may just swallow my pride and book the ocean view for 5 nights with the extra points.  I know I'll always kick myself for not rolling the dice on the upgrade and the chance at that amazing feeling you are talking about  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 05, 2011, 10:11:13 AM
Also, I want to reiterate that you will want to book the airfare early.  Vacationy type places are the first to exhaust their available reward seats because business people don't use their miles for business trips.  

i'm kind of mad at him for using all of those miles to fly into a place that is generally very easy and cheap to fly into though. what can i say? i am what i am. haha.
The tickets are not bought yet there awards snob prick.

well, that's most PI the credit card thread has ever seen outside of Jeffy's past forays into it....
Yes you are right, I took a beautiful thing and sullied it with my petulance.  Forgive me daris.

don't be like that. btw... sd was thinking it too, he just didn't say it.

I was, but it seems like this is his one trip for the foreseeable future and he's scratching it together

yeah. i know.  mostly i just hate using points/miles. that's mostly it. except when i went to dallas the other month and got the downtown aloft at a cat2. they just moved it up to cat3. really felt like a winner there. still smiling about it.

that's a great feeling.  I'm kinda on the fence on Hawaii at the Westin Maui.  I'm SPG Gold and supposedly get an upgrade if available.  But, the property is known to be very stingy with upgrades for Golds to ocean view.  I may just swallow my pride and book the ocean view for 5 nights with the extra points.  I know I'll always kick myself for not rolling the dice on the upgrade and the chance at that amazing feeling you are talking about  :frown:

yeah. that's tough. something like that i guess you just have to suck it up and deal with it. i suppose you could try to be super sneaky and book it w/ the extra points and then call the day before and ask how many ocean views they have left or get on line and look and then if they still have some you could cancel and rebook without ocean view and roll the dice when you get there. seems like a lot of trouble though. plus would hate to get up hopes and then have them killed when you arrive.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2011, 10:12:46 AM
any awesome deals for AA miles? :AA:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 10:31:45 AM
any awesome deals for AA miles? :AA:

YEP, about a week ago!  none now  :users:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2011, 10:42:23 AM
any awesome deals for AA miles? :AA:

YEP, about a week ago!  none now  :users:
:frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 10:44:28 AM
any awesome deals for AA miles? :AA:

YEP, about a week ago!  none now  :users:
:frown:

They've had a ridiculous 75k deal for the last 5 months or so that just expired. 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2011, 10:45:44 AM
any awesome deals for AA miles? :AA:

YEP, about a week ago!  none now  :users:
:frown:

They've had a ridiculous 75k deal for the last 5 months or so that just expired. 
:frown: :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2011, 10:50:18 AM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 07:41:41 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been rough ridin' amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2011, 07:53:39 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2011, 07:55:53 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?

:kick:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on March 06, 2011, 12:42:00 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?

:kick:

About to hit my 4k in spending to pick up the 75k miles.   :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 06, 2011, 02:07:11 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?

:kick:

About to hit my 4k in spending to pick up the 75k miles.   :gocho:

I hit mine last month and they credited it immediately without out any delay or needing to hassle them.  Upgraded my flight to first/business for the same miles as coach.   :bitchslap: <---me hitting my old self for not learning about rewards programs sooner
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on March 06, 2011, 02:43:10 PM
I guess crappy credit cards are ok, I never plan on keeping a balance on a card anyway.

Yea, theyre fine.  They just usually have crappy perks. 

If I were you without much of a history, I would sign up for a free trial of something that will tell me my score.  Cancel that trial, and then there are websites thatll give you a good idea of the cards you'll qualify for.

If you're signing up for a crappy card. Would it be better to use the stupid stuff they send ya in the mail? or just go through their website? or makes no difference?
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 06, 2011, 02:46:43 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?

:kick:

About to hit my 4k in spending to pick up the 75k miles.   :gocho:

I hit mine last month and they credited it immediately without out any delay or needing to hassle them.  Upgraded my flight to first/business for the same miles as coach.   :bitchslap: <---me hitting my old self for not learning about rewards programs sooner
so they have a deal for 30k after u spend $750, do we think if I messaged them and asked for the 75k deal that they would honor it or would I be better off waiting for another deal to come around?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 06, 2011, 03:36:38 PM
If you knew someone lived right in the hotbed of  :AA: and there was a deal like this going on, you would think a fellow cat "fan" would pm or let a person know about this sort of deal. guess not

Yeah, this thread has been effing amazing since before anyone knew who you were.....AA deal was discussed a ton about 7 pages back and every page after that up to about a week ago
you sure know how to kick a guy when he's down don't you?

:kick:

About to hit my 4k in spending to pick up the 75k miles.   :gocho:

I hit mine last month and they credited it immediately without out any delay or needing to hassle them.  Upgraded my flight to first/business for the same miles as coach.   :bitchslap: <---me hitting my old self for not learning about rewards programs sooner
so they have a deal for 30k after u spend $750, do we think if I messaged them and asked for the 75k deal that they would honor it or would I be better off waiting for another deal to come around?

probably be better off waiting.  I mean, 25k will get you one free domestic but that's nothing special.  If you had gotten the 30k and all of a sudden they changed to 75k you could contact them and they would give you the extra but I doubt you would be able to get it now that it's over.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 07, 2011, 02:29:00 PM
Woot, https://secure.unitedmileageplus.com/MP1101OPTM.jsp
Title: Re: How Many Credit Cards Do You Have?
Post by: steaksdime on March 09, 2011, 06:44:22 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:

Ditto, but just got one though because I'm only 1/2 not a pussy.

Not anymore. Please keep us informed if this pops up again (wouldn't mind upgrading to fc).

Next spring, I'll be  :cheers:  to RD and sd from England.
My son and I leave for London tomorrow. PSG, Chelsea, Manchester United, Manchester City, and Hull City in a week and a half.
Thanks for the BA heads up. Wouldn't have made the leap without the free tix.
Bless you goEMAW...you're doing God's work.  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 09, 2011, 06:52:00 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:

Ditto, but just got one though because I'm only 1/2 not a pussy.

Not anymore. Please keep us informed if this pops up again (wouldn't mind upgrading to fc).

Next spring, I'll be  :cheers:  to RD and sd from England.
My son and I leave for London tomorrow. PSG, Chelsea, Manchester United, Manchester City, and Hull City in a week and a half.
Thanks for the BA heads up. Wouldn't have made the leap without the free tix.
Bless you goEMAW...you're doing God's work.  :cheers:


 :cheers:

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 09, 2011, 07:44:57 PM
guess who just got 2 chase BA credit cards in the mail today? :chirpchirp:

Ditto, but just got one though because I'm only 1/2 not a pussy.

Not anymore. Please keep us informed if this pops up again (wouldn't mind upgrading to fc).

Next spring, I'll be  :cheers:  to RD and sd from England.
My son and I leave for London tomorrow. PSG, Chelsea, Manchester United, Manchester City, and Hull City in a week and a half.
Thanks for the BA heads up. Wouldn't have made the leap without the free tix.
Bless you goEMAW...you're doing God's work.  :cheers:


 :cheers:



 :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 09, 2011, 11:30:47 PM
http://boardingarea.com/blogs/viewfromthewing/2011/03/09/the-worlds-first-110000-mile-credit-card-signup-bonus/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed:+boardingarea/viewfromthewing+(View+from+the+Wing)&utm_content=Twitter
 :katpak:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:06:54 AM
Quote
wait til you get that 1099 for the miles at the end of the year. Bet that will suprise you. Cap One is dogshit.

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:08:42 AM
fwiw, I'm very intrigued by this.  I have over 100k United and the Capital One miles are actually only used for redemption at $.01 a mile.  So, you get $1,100 in Captial One Venture spend for opening and spending $1k.  Can you use Venture miles for hotels?  That would be a better value for me as I'm overflowing with airline miles at the moment. 

 :cheese: < TO FLYERTALK!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:11:29 AM
Quote
2.  After you're approved, register online and submit proof of your airline credit card miles.

the eff does this mean?  does this mean I have to submit proof I spent all the money on the rough ridin' Continental or United card to get the 100k or do the bonus miles count?  Plus, say you sign up for this shitty card but they've given away the billion miles already?  You are stuck with that shitty card and credit pull. 

 :dubious: <--actually using as dubious
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:16:52 AM
I mean, you have this POS term
Quote
Miles and match limits apply. Capital One will match up to 100,000 miles that were previously earned through any single eligible airline credit card program

Which makes it seem like you have to have spent $100k on some airline card..but you don't have to currently have the miles.  But, then, you have this POS term:

Quote
Registration and documentation required. Upon approval, new Venture customers will receive registration instructions for Venture "Match My Miles". If you provide an email address with your application, Capital One will communicate with you through that address. You will need to complete a form and then submit a current airline rewards program statement as proof of your existing miles/rewards. Only one (1) statement may be submitted, and it must be received by Capital One within 45 days of account opening. Documentation must indicate that the eligible miles/rewards are held in the name of the Venture card customer, and must be submitted at one time.

Which makes it seem like you have to CURRENTLY have the miles in your account but they don't GAF how they got there.

This is so Capital One'y  :dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:17:54 AM
Also, British Airways isn't valid for this
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:27:22 AM
Well....Venture Miles look nice.  Worth a penny each and you can book anywhere for any type of travel (air, hotel or combo).  Could get $1,100 off an Expedia all inclusive package.  eff it, I'm going for it.  WILL REPORT BACK!

 :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:37:49 AM
Good news?  They let you personalize your card picture because they are shitty Capital One.  Bad news?  Couldn't find the KATPAK headcover or nacho cheese that met the picture size requirements.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:39:41 AM
Just transfered my Continental Miles to United to put me over 100k.  They better allow this or I will lose it on them about their shitty T&Cs. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 10, 2011, 08:43:53 AM
Quote
wait til you get that 1099 for the miles at the end of the year. Bet that will suprise you. Cap One is dogcac.

 :horrorsurprise:

Wait, do these CC offers that involve plane tickets count as income?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:49:57 AM
Quote
wait til you get that 1099 for the miles at the end of the year. Bet that will suprise you. Cap One is dogcac.

 :horrorsurprise:

Wait, do these CC offers that involve plane tickets count as income?

It's a grey area.  I've never reported any and I don't think anyone does.  I think what that commentor was saying is that Capital One sends you a rough ridin' 1099 for them at the end of the year which would piss me off but I prolly wouldn't report it anyway. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 08:51:55 AM
Quote
How do I get my miles matched?

Step 1: Apply for or upgrade to the Venture card during the Venture Match My Miles Challenge. Upon approval, you'll receive an e-mail with registration instructions.
Step 2: Reserve your miles by registering online and submitting proof of your airline miles within 45 days of being approved for the Venture card.
Step 3: Spend $1,000 within 90 days of approval.

so, I should know soon if my current United >100k qualifies.  

Quote
What do I need to submit as proof of my existing miles?

You'll need to submit one airline rewards statement as proof of your existing miles. You must be listed as the primary account holder and your statement must be dated within six months of the time you submit it. Statements can be submitted online, by fax, or mail. All statement information will be kept confidential.

This makes it sound like they really don't GAF or need much proof but that you CURRENTLY have to have the miles in your account.  Hopefully they are just going to give away the billion miles to the first people that show anything that borderline qualifies.  
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on March 10, 2011, 09:00:45 AM
Just referred ETPbro for an AMEX Gold Card, picked up 25k bonus points.


:gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 09:03:44 AM
Just referred ETPbro for an AMEX Gold Card, picked up 25k bonus points.


:gocho:

oh man, congrats on raping him with the referal to that shitty card!  next time give me a call beforehand so we can all get in on the kicking him in the balls and stealing from him!
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on March 10, 2011, 09:04:25 AM
OK, ya.  The Swan and Dolphin are a great location.  I stayed there some years ago.  Easy access by BOAT to both Epcot and Disney word.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on March 10, 2011, 09:05:09 AM
Just referred ETPbro for an AMEX Gold Card, picked up 25k bonus points.


:gocho:

oh man, congrats on raping him with the referal to that shitty card!  next time give me a call beforehand so we can all get in on the kicking him in the balls and stealing from him!

sounds like SD got a Gold Card but didn't negotiate a lower yearly rate.... :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 09:11:00 AM
OK, ya.  The Swan and Dolphin are a great location.  I stayed there some years ago.  Easy access by BOAT to both Epcot and Disney word.

sd has a relative that works there  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 09:13:03 AM
Just referred ETPbro for an AMEX Gold Card, picked up 25k bonus points.


:gocho:

oh man, congrats on raping him with the referal to that shitty card!  next time give me a call beforehand so we can all get in on the kicking him in the balls and stealing from him!

sounds like SD got a Gold Card but didn't negotiate a lower yearly rate.... :lol:

the eff does that mean?  are you paying an annual fee!? LOL'SNORT!
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on March 10, 2011, 09:16:31 AM
Just referred ETPbro for an AMEX Gold Card, picked up 25k bonus points.


:gocho:

oh man, congrats on raping him with the referal to that shitty card!  next time give me a call beforehand so we can all get in on the kicking him in the balls and stealing from him!

sounds like SD got a Gold Card but didn't negotiate a lower yearly rate.... :lol:

the eff does that mean?  are you paying an annual fee!? LOL'SNORT!

when i say lower, i mean non-existant.

:gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 11:33:26 AM
Quote
I have a copy of an online chat with Cap One re Any type of miles not just credit card miles

 :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 10, 2011, 02:59:35 PM
Good news?  They let you personalize your card picture because they are shitty Capital One.  Bad news?  Couldn't find the KATPAK headcover or nacho cheese that met the picture size requirements.

The picture has to be HUGE!

Mine is going to be awesome!  :love:
(http://grfx.cstv.com/schools/ksu/graphics/m-baskbl/bg-home2.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 10, 2011, 04:57:07 PM
The boards have confirmed the "miles in the account right now" and not "miles spent on the card card" is the requirement so, bsacially, Capital One has no idea what's going on and flyertalk'ers are going to rape them. 

 :ump:  <----steve dave on deck
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 10, 2011, 06:39:52 PM
The boards have confirmed the "miles in the account right now" and not "miles spent on the card card" is the requirement so, bsacially, Capital One has no idea what's going on and flyertalk'ers are going to rape them. 

 :ump:  <----steve dave on deck

I am somewhat following this but have no idea Wtf is going on. Can you give me a quick rundown?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 11, 2011, 05:59:20 AM
The boards have confirmed the "miles in the account right now" and not "miles spent on the card card" is the requirement so, bsacially, Capital One has no idea what's going on and flyertalk'ers are going to rape them.  

 :ump:  <----steve dave on deck

I am somewhat following this but have no idea Wtf is going on. Can you give me a quick rundown?

capital one is matching miles up to 100k for signing up for the venture card. it also has a 10k bonus of it's own. so, since I have over 100k united miles I should get 110k venture miles. they aren't actually miles you spend but are credits for travel purchases made on the card. 110k is worth $1,100.  so, essentialy, they just hand you $1,100 if you have 100k miles in any one account. You can purchase the travel however you want and just mark it on the card as a travel cost and it gets reimbursed to you.  flyertalk seems to think the billion miles will go fast.  also, you can really see the old hamster in the wheel turning on those mileage run people turning this into millions of miles.  It's great for me because I'm always using up hotel miles and always have a ton of airline miles.  can fly somewhere on miles and then spend $1,100 on rental car/hotel.  mrs. dave always wants to stay at boutique type places (I know  :rolleyes: ) and now I can humor her.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 12, 2011, 10:22:34 PM
advice on this venture card - i have 100k miles split between a continental account and a united account.  should i try to merge them before applying?  would either be better than the other as the lucky survivor account?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 12, 2011, 10:55:12 PM
advice on this venture card - i have 100k miles split between a continental account and a united account.  should i try to merge them before applying?  would either be better than the other as the lucky survivor account?

They'll be merged by the end of 2011 anyway.  See the link at the top of this page.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 12, 2011, 10:56:05 PM
Took advantage of the SPG Gold 25% off redemption combo'd with a 5th night free earlier tonight.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 12, 2011, 11:14:54 PM
See the link at the top of this page.

excellent.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 13, 2011, 04:52:19 AM
I would sign up for a free trial of something that will tell me my score.  Cancel that trial, and then there are websites that'll give you a good idea of the cards you'll qualify for.

sonofabitch.  did this and found out my score is relatively dece.  makes me even madder than these elitist free-mile cards keep turning me down.  i need to find out why so i can lie to them effectively.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2011, 08:36:12 AM
Took advantage of the SPG Gold 25% off redemption combo'd with a 5th night free earlier tonight.

great combo
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 13, 2011, 09:53:02 AM
Took advantage of the SPG Gold 25% off redemption combo'd with a 5th night free earlier tonight.

great combo

Yeah, I was pretty psyched.  Thought I was going to be stuck with only a Hilton option and had been using that card lately, but wasn't going to come close to what I needed for their $350/night Embassy.  Looks like the Westin is going to be nearly as good for my purposes and will have made a $1200 or 50K point stay only cost 30K.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 13, 2011, 10:10:33 AM
Well at least I got the PC visa deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: the KHAN! on March 13, 2011, 02:25:29 PM
I have a JC Penny's card.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 13, 2011, 04:42:16 PM
Good news?  They let you personalize your card picture because they are shitty Capital One.

approved for the venture card.  i may have figured out the answers they're looking for.  or maybe they just aren't so selective.  the personalized image that comes with my 1100 travel dollars is going to make it hard to cancel the card when the time comes.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2011, 05:08:28 PM
Venture Card promo commercial runs during selection show.  Proof they read this thread imo.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 13, 2011, 08:14:41 PM
Venture Card promo commercial runs during selection show.  Proof they read this thread imo.

so you have 45 days after approval to produce the miles statement.  hmm....I've probably got a couple weeks before I earn my AA miles. cutting it close if I sign up today.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2011, 08:16:39 PM
Venture Card promo commercial runs during selection show.  Proof they read this thread imo.

so you have 45 days after approval to produce the miles statement.  hmm....I've probably got a couple weeks before I earn my AA miles. cutting it close if I sign up today.

but, if they give away a billion miles because you waited, you get nothing
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 13, 2011, 08:29:58 PM
but, if they give away a billion miles because you waited, you get nothing

if they don't pony up for my miles, i'll completely lose it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 13, 2011, 08:36:09 PM
Venture Card promo commercial runs during selection show.  Proof they read this thread imo.

so you have 45 days after approval to produce the miles statement.  hmm....I've probably got a couple weeks before I earn my AA miles. cutting it close if I sign up today.

but, if they give away a billion miles because you waited, you get nothing

I'm assuming I won't get the miles anyway until I produce the statement.  I unfortunatley got sidetracked and haven't earned my miles yet.  To boot, I used a $1500 purchase link but it was when they had the $4k purchase for 75k miles, so I'm not entirely sure how much I'm going to have to spend.   Any way to verify?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 13, 2011, 09:01:47 PM
here's what my elite Venture card will look like....

(http://scottweaverphotos.files.wordpress.com/2010/01/beard-003.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 13, 2011, 09:06:04 PM
WILL REPORT BACK!

did they email you following the online sign up?  getting nervous 'cause i assumed i'd get an email and haven't.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 14, 2011, 07:17:10 AM
WILL REPORT BACK!

did they email you following the online sign up?  getting nervous 'cause i assumed i'd get an email and haven't.

not yet.  not too concerned about it yet.  nobody on flyertalk has gotten theirs that I have seen.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2011, 08:04:47 AM
Quote
I expect another big offer to happen very shortly. Wait a day or two before doing applications if you are close to the magic 700 or 800 number or worried about your inquiries. I can't say anymore, but I'm anxiously awaiting further details. I will do a separate post when I can.

 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 15, 2011, 08:27:35 AM
Quote
I expect another big offer to happen very shortly. Wait a day or two before doing applications if you are close to the magic 700 or 800 number or worried about your inquiries. I can't say anymore, but I'm anxiously awaiting further details. I will do a separate post when I can.

 :surprised:

:woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 15, 2011, 11:25:42 AM
FYI Citibank's online bill pay system sucks ass.   Can't get it to process either bill payment I tried to make.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2011, 12:18:09 PM
FYI Citibank's online bill pay system sucks ass.   Can't get it to process either bill payment I tried to make.

no, it's good.  have never had a problem.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 15, 2011, 12:53:17 PM
is this a good deal:

Quote
You can earn 30,000 bonus miles1 — more than enough for an Award Ticket2 — with the Gold Delta SkyMiles® Credit Card from American Express. Just spend $500 on the Card in the first three months. What a great way to wrap up the winter and welcome spring.

# You can also enjoy all of the following: Check your first bag free on every Delta flight — that's up to $50 in savings per round-trip3
# $25 Delta Sky Club access4
# Double miles on Delta purchases5 and one mile per eligible dollar spent for everyday purchases6
# Receive a $99* Domestic Economy Class Companion Certificate each year when you renew your Card
# No annual fee for the first year — a $95 savings7

There are also a number of ways to use your miles:
# Pay with Miles — an exclusive benefit for Cardmembers — allows you to pay for all or part of a Delta flight with miles.8 Just 10,000 miles gets you $100 off a Delta flight
# Redeem your miles for car rentals, hotel stays and a variety of merchandise at SkyMiles Marketplace. Choose from over 6,000 items and 400 top brands9
# Use miles for upgrades, which start at just 5,000 miles10

Take advantage of all Delta has to offer. But don't delay — this offer ends April 30, 2011.11
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2011, 12:56:03 PM
is this a good deal:

Quote
You can earn 30,000 bonus miles1 — more than enough for an Award Ticket2 — with the Gold Delta SkyMiles® Credit Card from American Express. Just spend $500 on the Card in the first three months. What a great way to wrap up the winter and welcome spring.

# You can also enjoy all of the following: Check your first bag free on every Delta flight — that's up to $50 in savings per round-trip3
# $25 Delta Sky Club access4
# Double miles on Delta purchases5 and one mile per eligible dollar spent for everyday purchases6
# Receive a $99* Domestic Economy Class Companion Certificate each year when you renew your Card
# No annual fee for the first year — a $95 savings7

There are also a number of ways to use your miles:
# Pay with Miles — an exclusive benefit for Cardmembers — allows you to pay for all or part of a Delta flight with miles.8 Just 10,000 miles gets you $100 off a Delta flight
# Redeem your miles for car rentals, hotel stays and a variety of merchandise at SkyMiles Marketplace. Choose from over 6,000 items and 400 top brands9
# Use miles for upgrades, which start at just 5,000 miles10

Take advantage of all Delta has to offer. But don't delay — this offer ends April 30, 2011.11

about standard.  if you are going to be flying Delta and checking luggage anytime soon it has a nice perk.  30k will get you a free domestic RT (or $300 off).
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 15, 2011, 01:02:16 PM
is this a good deal:

Quote
You can earn 30,000 bonus miles1 — more than enough for an Award Ticket2 — with the Gold Delta SkyMiles® Credit Card from American Express. Just spend $500 on the Card in the first three months. What a great way to wrap up the winter and welcome spring.

# You can also enjoy all of the following: Check your first bag free on every Delta flight — that's up to $50 in savings per round-trip3
# $25 Delta Sky Club access4
# Double miles on Delta purchases5 and one mile per eligible dollar spent for everyday purchases6
# Receive a $99* Domestic Economy Class Companion Certificate each year when you renew your Card
# No annual fee for the first year — a $95 savings7

There are also a number of ways to use your miles:
# Pay with Miles — an exclusive benefit for Cardmembers — allows you to pay for all or part of a Delta flight with miles.8 Just 10,000 miles gets you $100 off a Delta flight
# Redeem your miles for car rentals, hotel stays and a variety of merchandise at SkyMiles Marketplace. Choose from over 6,000 items and 400 top brands9
# Use miles for upgrades, which start at just 5,000 miles10

Take advantage of all Delta has to offer. But don't delay — this offer ends April 30, 2011.11

about standard.  if you are going to be flying Delta and checking luggage anytime soon it has a nice perk.  30k will get you a free domestic RT (or $300 off).

I already have 22k on Delta so this would get me a free RT to Europe, right?

 :bracketmouse:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 15, 2011, 01:06:06 PM
never mind. It won't. not really, anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2011, 01:13:10 PM
never mind. It won't. not really, anyway.

Yes, it would.  iirc it is 50K if you find a skysaver.  You would also be able to book flights and use them as money getting $520 off a flight or multiple flights (you can only do this if you have the Delta Amex).  

EDIT:  nope, I was wrong.  changed it to 60K  :frown: 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 15, 2011, 01:19:55 PM
never mind. It won't. not really, anyway.

Yes, it would.  iirc it is 50K if you find a skysaver.  You would also be able to book flights and use them as money getting $520 off a flight or multiple flights (you can only do this if you have the Delta Amex). 

I played around with booking and couldn't get any "skysavers". 75k was the closest I could find.

good discusso here:

http://www.flyertalk.com/forum/delta-skymiles/1191317-skymiles-award-travel-calendar.html

Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 15, 2011, 08:27:47 PM
FYI Citibank's online bill pay system sucks ass.   Can't get it to process either bill payment I tried to make.

no, it's good.  have never had a problem.

It refuses to process my State Farm payment...and does not show it in the payment activity.   It also keeps showing bills from 2010 that were already paid, and will not allow me to remove them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 16, 2011, 06:19:32 AM
FYI Citibank's online bill pay system sucks ass.   Can't get it to process either bill payment I tried to make.

no, it's good.  have never had a problem.

It refuses to process my State Farm payment...and does not show it in the payment activity.   It also keeps showing bills from 2010 that were already paid, and will not allow me to remove them.

are you talking about your checking account or something?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 16, 2011, 07:13:53 PM
Just got delta offer. No fee first year, free companion ticket, 10k plus chance at 2.5k more, and Bose quiet comfort headphones if I spend 500 before end of May. Seems like pretty good deal. :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 19, 2011, 12:30:44 PM
The fam is talking about going to Hawaii for Q@s tourney on Christmas... I have AA and SPG AmExs. 

Any ideas on what the best route to get the most free travel?  Which airlines have blackout dates around then that would eff everything up?

Thinking about telling each person in the fam to get SPG and AA I guess?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 20, 2011, 10:21:43 PM
or those who signed up for the Venture card....

I swear the site said I was approved for a $30k limit when I completed the app.   Then a couple of days later I got an email saying I would be notified when I was approved?   Now nothing for like a week....

Anyone else hear anything?  Did you get an instant approval?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 20, 2011, 10:48:08 PM
Uploaded my AA miles statement to their website.  Only matching 55k out of 100k possible miles but I'll take it.

It didn't take long for them to approve, although they didn't allow my card to have a picture of Pullen (previously posted in here) and sent it  anyways, so I have no idea what the pic is going to be. But WGAF I guess.  Just need to spend $1k in first 90 days.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 21, 2011, 09:15:25 AM
Uploaded my AA miles statement to their website.  Only matching 55k out of 100k possible miles but I'll take it.

It didn't take long for them to approve, although they didn't allow my card to have a picture of Pullen (previously posted in here) and sent it  anyways, so I have no idea what the pic is going to be. But WGAF I guess.  Just need to spend $1k in first 90 days.

why aren't they matching all 100k?

*edit*  oh, nevermind, you mean you only had 55k miles...
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 21, 2011, 09:01:35 PM
Uploaded my AA miles statement to their website.  Only matching 55k out of 100k possible miles but I'll take it.

It didn't take long for them to approve, although they didn't allow my card to have a picture of Pullen (previously posted in here) and sent it  anyways, so I have no idea what the pic is going to be. But WGAF I guess.  Just need to spend $1k in first 90 days.

why aren't they matching all 100k?

*edit*  oh, nevermind, you mean you only had 55k miles...

Yeah,  :goodbyecruelworld:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 22, 2011, 09:11:52 AM
damn Citi is slow to post purchases.   I am anxiously awaiting the posting of the last $50 purchase that puts me over the bonus earning threshold....made purchase Saturday, still hasn't posted to my account. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 24, 2011, 02:07:35 PM
So, did everyone get this?:

Quote
Your registration form and airline rewards statement were accepted, and your Capital One® VentureSM miles have been reserved. We'll apply them to your account as soon as you spend $1,000 on your new Venture card in the first 90 days.
We'll send you an e-mail when we apply your matching miles to your Venture account.

also, you can apparently also sign up for a business account and get another 100k venture miles but you have to use a different FF account.  If you have United or Continental you could just flip the miles to the other account and do it again though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 24, 2011, 02:54:37 PM
So, did everyone get this?:

Quote
Your registration form and airline rewards statement were accepted, and your Capital One® VentureSM miles have been reserved. We'll apply them to your account as soon as you spend $1,000 on your new Venture card in the first 90 days.
We'll send you an e-mail when we apply your matching miles to your Venture account.

also, you can apparently also sign up for a business account and get another 100k venture miles but you have to use a different FF account.  If you have United or Continental you could just flip the miles to the other account and do it again though.

Yup.

Working like mad to accumulate points.   Signed up for the $8 netflix account to earn 2500 pts.   Bought more coins.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 24, 2011, 06:48:35 PM
Just got delta offer. No fee first year, free companion ticket, 10k plus chance at 2.5k more, and Bose quiet comfort headphones if I spend 500 before end of May. Seems like pretty good deal. :dunno:

Just called to activate.  They gave me 10k more points for some reason.  So, I got 22500 miles and Bose headphones.   :pbj:  Won't get the companion tix though, since it come at renewal which I will not due to avoid the annual fee.  This is fun   :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on March 24, 2011, 07:42:00 PM
So, did everyone get this?:

Quote
Your registration form and airline rewards statement were accepted, and your Capital One® VentureSM miles have been reserved. We'll apply them to your account as soon as you spend $1,000 on your new Venture card in the first 90 days.
We'll send you an e-mail when we apply your matching miles to your Venture account.

also, you can apparently also sign up for a business account and get another 100k venture miles but you have to use a different FF account.  If you have United or Continental you could just flip the miles to the other account and do it again though.

Can you combine FF accts to get the miles?  I only have 80k on AA, but could combine with my 22k on Delta to get over the 100k.

So you just mark the stuff on your statement as travel somehow and it uses the 100k points they give you?

LCapOneMilesIQ
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2011, 07:16:11 AM
So, did everyone get this?:

Quote
Your registration form and airline rewards statement were accepted, and your Capital One® VentureSM miles have been reserved. We'll apply them to your account as soon as you spend $1,000 on your new Venture card in the first 90 days.
We'll send you an e-mail when we apply your matching miles to your Venture account.

also, you can apparently also sign up for a business account and get another 100k venture miles but you have to use a different FF account.  If you have United or Continental you could just flip the miles to the other account and do it again though.

Can you combine FF accts to get the miles?  I only have 80k on AA, but could combine with my 22k on Delta to get over the 100k.

So you just mark the stuff on your statement as travel somehow and it uses the 100k points they give you?

LCapOneMilesIQ

no, you can't combine (unless you can actually combine the miles before sending it in like with United/Continental).  Your best bet would be to go with the 80k.  I would hurry if you are going to do it as they are capped at 1 billion miles.  You would end up with 91k capital one venture points after you spent $1k which is good for $910 in reimbursement for any travel (hotel, rental, air, car, etc.).  You spend it on the card and then go online and mark what you want reimbursed and if it's travel they reimburse it.  I've never done it before but it seems pretty easy.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 25, 2011, 09:08:27 AM
So, did everyone get this?:

Quote
Your registration form and airline rewards statement were accepted, and your Capital One® VentureSM miles have been reserved. We'll apply them to your account as soon as you spend $1,000 on your new Venture card in the first 90 days.
We'll send you an e-mail when we apply your matching miles to your Venture account.

also, you can apparently also sign up for a business account and get another 100k venture miles but you have to use a different FF account.  If you have United or Continental you could just flip the miles to the other account and do it again though.

Can you combine FF accts to get the miles?  I only have 80k on AA, but could combine with my 22k on Delta to get over the 100k.

So you just mark the stuff on your statement as travel somehow and it uses the 100k points they give you?

LCapOneMilesIQ

no, you can't combine (unless you can actually combine the miles before sending it in like with United/Continental).  Your best bet would be to go with the 80k.  I would hurry if you are going to do it as they are capped at 1 billion miles.  You would end up with 91k capital one venture points after you spent $1k which is good for $910 in reimbursement for any travel (hotel, rental, car, etc.).  You spend it on the card and then go online and mark what you want reimbursed and if it's travel they reimburse it.  I've never done it before but it seems pretty easy. 

As I understand it, when you sign up on the Venture card site, you enter the number of miles you plan to match, and they reserve them for you.   I entered 10k more than what I had in hand, figuring I'd earn them over the next month.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2011, 09:23:46 AM
I think you also have to submit a copy of your statement and it's first come first served so if you wait around and don't send them a copy of it in pdf and they give out the billion miles you are mumped.   
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 25, 2011, 09:28:41 AM
I think you also have to submit a copy of your statement and it's first come first served so if you wait around and don't send them a copy of it in pdf and they give out the billion miles you are mumped.   

You have the option to submit the statement later.   But is clearly stated after I submitted the form that "your miles will be reserved".    Now, if I make more than 80k miles, I may not get them, but it appears I will get my 80k as long as I submit within 45 days.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2011, 09:31:35 AM
I think you also have to submit a copy of your statement and it's first come first served so if you wait around and don't send them a copy of it in pdf and they give out the billion miles you are mumped.   

You have the option to submit the statement later.   But is clearly stated after I submitted the form that "your miles will be reserved".    Now, if I make more than 80k miles, I may not get them, but it appears I will get my 80k as long as I submit within 45 days.

that's good
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 25, 2011, 10:59:52 AM
Quote
I expect another big offer to happen very shortly. Wait a day or two before doing applications if you are close to the magic 700 or 800 number or worried about your inquiries. I can't say anymore, but I'm anxiously awaiting further details. I will do a separate post when I can.

 :surprised:

 :dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2011, 11:47:07 AM
Quote
I expect another big offer to happen very shortly. Wait a day or two before doing applications if you are close to the magic 700 or 800 number or worried about your inquiries. I can't say anymore, but I'm anxiously awaiting further details. I will do a separate post when I can.

 :surprised:

 :dubious:

it was a false alarm  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 25, 2011, 11:47:37 AM
Quote
I expect another big offer to happen very shortly. Wait a day or two before doing applications if you are close to the magic 700 or 800 number or worried about your inquiries. I can't say anymore, but I'm anxiously awaiting further details. I will do a separate post when I can.

 :surprised:

 :dubious:

Supposedly an 80,000 Chase Sapphire card that "never got off the ground" according to FTG.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 26, 2011, 12:20:40 PM
New offered emailed to me: 60,000 bonus Priority Club Rewards points.
Quote
•    
60,000 bonus points with your first purchase —
that's enough points for up to 4 FREE nights!1
•    
A Free Night certificate every year,
good at over 4,500 hotels worldwide.2
•    
No foreign transaction fees when you travel abroad.3
•    
Automatic 10% rebate on all point redemptions —
up to 100,000 points back each year.4
•    
5 points per $1 spent at our hotels.5
•    
2 points per $1 spent on eligible
gas, grocery and dining purchases.5
•    
No annual fee the first year — a $49 value.3
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 26, 2011, 12:24:42 PM
that's a good deal
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 26, 2011, 02:50:27 PM
New offered emailed to me: 60,000 bonus Priority Club Rewards points.
Quote
•    
60,000 bonus points with your first purchase —
that's enough points for up to 4 FREE nights!1
•    
A Free Night certificate every year,
good at over 4,500 hotels worldwide.2
•    
No foreign transaction fees when you travel abroad.3
•    
Automatic 10% rebate on all point redemptions —
up to 100,000 points back each year.4
•    
5 points per $1 spent at our hotels.5
•    
2 points per $1 spent on eligible
gas, grocery and dining purchases.5
•    
No annual fee the first year — a $49 value.3


Here's a link to that offer, http://www.mychasecreditcards.com/ihg/respathpcr60k?cm_sp=IMMerch-_-PC_US_en-_-RoomRate_Chase60k
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on March 26, 2011, 06:32:53 PM
New offered emailed to me: 60,000 bonus Priority Club Rewards points.
Quote
•    
60,000 bonus points with your first purchase —
that's enough points for up to 4 FREE nights!1
•    
A Free Night certificate every year,
good at over 4,500 hotels worldwide.2
•    
No foreign transaction fees when you travel abroad.3
•    
Automatic 10% rebate on all point redemptions —
up to 100,000 points back each year.4
•    
5 points per $1 spent at our hotels.5
•    
2 points per $1 spent on eligible
gas, grocery and dining purchases.5
•    
No annual fee the first year — a $49 value.3


Here's a link to that offer, http://www.mychasecreditcards.com/ihg/respathpcr60k?cm_sp=IMMerch-_-PC_US_en-_-RoomRate_Chase60k

Quote
Previous and existing Priority Club cardmembers/accounts are not eligible

any way to get around this?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 26, 2011, 06:38:14 PM


Quote
Previous and existing Priority Club cardmembers/accounts are not eligible

any way to get around this?

Eff.  Really? Didn't see that.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 26, 2011, 07:08:13 PM
Well at least I got the PC visa deal.
:gocho:
signed up for that 2 weeks ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 01, 2011, 02:38:02 PM
move fast.  Hilton's system is down for maintenance and if you put in your HH account info you get 2500 HH just for your inconvenience over the fact

https://www.hiltonhhonors.com/processLanding6.aspx?lp=EHT
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 01, 2011, 03:06:27 PM
sd,  I've completed my first wave of CC offers and have two new cards in the last six months.  Should I law low for awhile cancel the cards in a few months and start the process over again?  I'd like to keep taking advantage of these offers but i'm guessing the CC companies track this kind of thing. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 01, 2011, 03:13:48 PM
sd,  I've completed my first wave of CC offers and have two new cards in the last six months.  Should I law low for awhile cancel the cards in a few months and start the process over again?  I'd like to keep taking advantage of these offers but i'm guessing the CC companies track this kind of thing. 

you don't have to cancel the cards you have unless you are planning on churning the same card over and over.  You used to be able to churn the AA Citi Visa 4 times a year or so but I don't think it's as easy anymore.  If you just have two and have good credit you shouldn't have anything to worry about.  I have gotten, like, 15 cards in the last 18 months and have never been denied a new card.  But, I try to keep the amount of cards I have at any one bank (Chase, Citi, Amex being the primary ones) at 4 or less.  Otherwise I would only cancel them when the annual fee is getting ready to come around as they can only help your credit at this point.  The amount of and percentage used of available credit is one of the factors they take into account. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 01, 2011, 11:56:39 PM
two things.

1)  got my venture card, got my miles, got my superelite photo on the card.   :woot:

2)  applied for a continental card plus 50k miles.  the online app said they'd respond later w. approval or no.  didn't hear anything more from them online, but just received a card in the mail.  but there is nothing in w. the card about the miles.  what is my next move?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 02, 2011, 12:06:38 AM
what is my next move?

Spend whatever they told you to spend to get the miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 02, 2011, 12:09:39 AM
Spend whatever they told you to spend to get the miles.

and i can be sure that they'll give me the miles?  why are they suddenly so reluctant to discuss the miles?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 02, 2011, 12:11:40 AM
Spend whatever they told you to spend to get the miles.

and i can be sure that they'll give me the miles?  why are they suddenly so reluctant to discuss the miles?

It'll be fine.  None of mine have had any info on the bonus offer in the stuff they send you.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 02, 2011, 12:12:38 AM
It'll be fine.  None of mine have had any info on the bonus offer in the stuff they send you.

 :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 02, 2011, 07:58:25 AM
It'll be fine.  None of mine have had any info on the bonus offer in the stuff they send you.

 :woot:

yeah, you should be good. you can email or call them bitching later if they don't pony up. chase is pretty good like that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 02, 2011, 11:48:16 PM
(http://i709.photobucket.com/albums/ww92/TommyRoanoke/CRACKTHECASE.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 03, 2011, 12:16:54 AM
holy crap
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on April 03, 2011, 09:24:45 AM
(http://i709.photobucket.com/albums/ww92/TommyRoanoke/CRACKTHECASE.png)

I just got a little ill.  I mean I'm happy for you, but I have to say I'm a little ill right now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 03, 2011, 09:59:55 AM
(http://i709.photobucket.com/albums/ww92/TommyRoanoke/Platinum.png)

(http://i709.photobucket.com/albums/ww92/TommyRoanoke/Ambassador1.png)

(http://i709.photobucket.com/albums/ww92/TommyRoanoke/Ambassador2.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on April 03, 2011, 10:30:45 AM
You are an ambassador.  probably feels good.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 03, 2011, 10:37:25 AM
You are an ambassador.  probably feels good.

Costs an extra $200, not sure I need the ambassador status.  Although mingling with the Dubaians (sp?) would be nice.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 03, 2011, 12:20:34 PM
Ambassador status only does crap at the Intercontinentals.  To be fair, it does do pretty cool crap (I believe there is free access to mini-bar for starters).  Would only be worth it if you stay in big cities at least 5+nights a year.

With Holiday Inns, you peak at Platinum
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 03, 2011, 12:49:56 PM
Ambassador status only does crap at the Intercontinentals.  To be fair, it does do pretty cool crap (I believe there is free access to mini-bar for starters).  Would only be worth it if you stay in big cities at least 5+nights a year.

With Holiday Inns, you peak at Platinum

I'll put it on my gpc expense account once I start over there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 05, 2011, 08:00:18 AM
Cap One Venture deal is gone now.  If you haven't signed up and reserved your miles it's officially to late.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2011, 07:36:09 AM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 06, 2011, 07:46:26 AM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/



:surprised:

Having done the AA deal wouldn't prevent me from this, right?

I saw something in the comments there about an 80K targeted Priority Club offer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2011, 08:50:08 AM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/



:surprised:

Having done the AA deal wouldn't prevent me from this, right?

I saw something in the comments there about an 80K targeted Priority Club offer.

No, it wouldn't prevent you from doing this.  They are different miles/companies they just have a booking partnership. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 06, 2011, 08:56:36 AM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/



A lot of the comments below are bitching pretty hard about the fuel surcharge they tack on to the award flights.  I don't have any experience with BA so are these fuel surcharges tacked onto domestic AA flights as well? Would definitely make it a lot less attractive if the fuel surcharge is significant on domestic AA flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2011, 08:58:39 AM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/



A lot of the comments below are bitching pretty hard about the fuel surcharge they tack on to the award flights.  I don't have any experience with BA so are these fuel surcharges tacked onto domestic AA flights as well? Would definitely make it a lot less attractive if the fuel surcharge is significant on domestic AA flights.

There are no fuel surcharges on AA metal.  BA will charge you fuel surcharges on their flights and they can be pretty steep if you fly them to, like, Paris in Business class or something. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 06, 2011, 08:33:46 PM
I bit on the BA deal.    Approval pending.   
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2011, 08:44:17 PM
I bit on the BA deal.    Approval pending.   

The wife and I both did it the last time around.  We're flying to Kauai in a month and Florida later this year.  We've also flown to San Fran on them.  Still have another couple RTs to use out of the deal.  It's a shitload of miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 06, 2011, 08:53:40 PM
I bit on the BA deal.    Approval pending.   

The wife and I both did it the last time around.  We're flying to Kauai in a month and Florida later this year.  We've also flown to San Fran on them.  Still have another couple RTs to use out of the deal.  It's a cacload of miles. 

It really is an amazing deal. If you can spend the 2.5 and then pay it off, you'll get 105,000 VA miles which would be good to three round-trip on aa to anywhere in Mexico or carribean. St Lucia, Jamaica, grand Cayman, etc. Insane for only 95 bucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 06, 2011, 09:25:43 PM
I'm a mileage noob....can I buy a ticket for another person to travel if I am not?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 06, 2011, 09:33:31 PM
I'm a mileage noob....can I buy a ticket for another person to travel if I am not?

Yes. The reward stuff goes fairly fast though. It's not like buying a regular ticket. Go to aa.com sign up for the rewards program and then search flights under aa awards to see what's available and how much points, etc. You can't just say "I wanna fly from kc to la next Friday" and expect to use miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 06, 2011, 09:55:05 PM
I'm a mileage noob....can I buy a ticket for another person to travel if I am not?

Yes. The reward stuff goes fairly fast though. It's not like buying a regular ticket. Go to aa.com sign up for the rewards program and then search flights under aa awards to see what's available and how much points, etc. You can't just say "I wanna fly from kc to la next Friday" and expect to use miles.

cool...we have a couple of family friends in England I'd like to have visit...
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 06, 2011, 11:43:57 PM
Insane for only 95 bucks.

95 bucks though.  goddamn.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 06, 2011, 11:48:25 PM
Insane for only 95 bucks.

95 bucks though.  goddamn.

I booked $1,100 worth of flights in January, for July for 50k.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 06, 2011, 11:50:06 PM
I booked $1,100 worth of flights in January, for July for 50k.

goddamn.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 06:14:04 AM
our flights to kauai are currently available for about $1k each
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 07, 2011, 12:18:12 PM
Goddamn I love this crap. My girlfriend and I are going to San Fran in October for 7 nights. Flights a result of United card. Hotel from SPG cards. All free for signing up for some rough ridin' credit cards. Thank you goEMAW. Thank you.  :AA: <-- But United and SPG
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:22:33 PM
Goddamn I love this crap. My girlfriend and I are going to San Fran in October for 7 nights. Flights a result of United card. Hotel from SPG cards. All free for signing up for some rough ridin' credit cards. Thank you goEMAW. Thank you.  :AA: <-- But United and SPG

 :emawkid:

mrs. dave and I are going 10 nights (11 with redeye home) split between Kauai/Maui in early May.  Staying 4 at the Hyatt Kauai, 1 at the Sheraton Kauai and 5 at the Westin Maui.  Flying AA.  All paid for including the rental cars and island hop now that we have the Cap One Venture miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 07, 2011, 12:27:45 PM
How do you book AA domestic flights with BA miles?  I want to fly out of MHK to Miami in September but I have no clue how to look up availability through BA's website.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:36:39 PM
How do you book AA domestic flights with BA miles?  I want to fly out of MHK to Miami in September but I have no clue how to look up availability through BA's website.

Just like you would when using BA to book on BA metal.  It will show no results but give you the option to "include partners" and when you hit this it will show available flights.  You shoudl find the flight you want on AA's website and confirm it is available at the lowest tier to book as this is much easier than navigating for AA on BA's site.  Then go to the BA site and put in the dates you found available on the AA site.  If they don't show up on the BA site but they did on the AA site under the lowest redemption tier you can call BA and they will book them for you.  Tell them you aren't paying the extra phone fee because they wouldn't come up on their site and they will waive the fee.  If they don't see the flight give them the exact flight numbers from the AA site and they will be able to locate it then.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:37:56 PM
Just messing around with dates there seem to be a lot of flights available into and out of MHK to get to Miami in September.  May require moving the exact day your want to fly around a day or two but overall seems like you will be ok.  

EDIT:  LOL, just realized you probably wanted to book for the football game.  Yeah, you are almost certainly mumped.  I can't imagine there would be any seats available on anything around those dates given the very few planes leaving MHK each day.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 07, 2011, 12:39:58 PM
How do you book AA domestic flights with BA miles?  I want to fly out of MHK to Miami in September but I have no clue how to look up availability through BA's website.

Just like you would when using BA to book on BA metal.  It will show no results but give you the option to "include partners" and when you hit this it will show available flights.  You shoudl find the flight you want on AA's website and confirm it is available at the lowest tier to book as this is much easier than navigating for AA on BA's site.  Then go to the BA site and put in the dates you found available on the AA site.  If they don't show up on the BA site but they did on the AA site under the lowest redemption tier you can call BA and they will book them for you.  Tell them you aren't paying the extra phone fee because they wouldn't come up on their site and they will waive the fee.  If they don't see the flight give them the exact flight numbers from the AA site and they will be able to locate it then.

I get the feeling you like using the term "metal" for planes/flights.  Insidery travel talk?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:40:43 PM
How do you book AA domestic flights with BA miles?  I want to fly out of MHK to Miami in September but I have no clue how to look up availability through BA's website.

Just like you would when using BA to book on BA metal.  It will show no results but give you the option to "include partners" and when you hit this it will show available flights.  You shoudl find the flight you want on AA's website and confirm it is available at the lowest tier to book as this is much easier than navigating for AA on BA's site.  Then go to the BA site and put in the dates you found available on the AA site.  If they don't show up on the BA site but they did on the AA site under the lowest redemption tier you can call BA and they will book them for you.  Tell them you aren't paying the extra phone fee because they wouldn't come up on their site and they will waive the fee.  If they don't see the flight give them the exact flight numbers from the AA site and they will be able to locate it then.

I get the feeling you like using the term "metal" for planes/flights. Insidery travel talk?

yes, confirmed.   :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:42:15 PM
The closest you can get to the game date is flying out on the 20th and back on the 26th.  Actually not as bad as I thought it would be but you are going to be spending some time in the Miami area.  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2011, 12:44:49 PM
If you fly out of KC there is award availability to fly out on the 22nd and back on the 25th. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 07, 2011, 01:02:33 PM
thanks, sd. If you weren't pulling down so much scrilla as a mod you could moonlight the crap out of being a travel agent.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on April 07, 2011, 01:09:26 PM
If you fly out of KC there is award availability to fly out on the 22nd and back on the 25th. 

You're a magician.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on April 09, 2011, 09:50:09 PM
Sign up SD? or wait for even awesomer(sp?) deal?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 09, 2011, 09:52:21 PM
Sign up SD? or wait for even awesomer(sp?) deal?

for what?
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on April 09, 2011, 09:58:50 PM
Sign up SD? or wait for even awesomer(sp?) deal?

for what?
The BA deal. is it as good as it gets?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 10, 2011, 10:41:46 AM
Sign up SD? or wait for even awesomer(sp?) deal?

for what?
The BA deal. is it as good as it gets?

pretty much.  The only thing that was better was when AA was offering 100k.  Also, you living in Manhattan (iirc) you will be flying AA anyway so this is pretty much perfect since you can use the BA miles for that.  Don't forget to spend 2500 on the card asap.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 11, 2011, 10:18:46 AM
1000 AA miles to sign up and watch free demo video

http://bit.ly/eshopnmfb

also, earn another 500 but spendign $75 through eShop by May 13.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 11, 2011, 12:17:13 PM
Probably a pretty standard offer but here's a link for HH Amex card
-20,000 pts first time you use your card
-30,000 pts for spending $500 in first 3 months
-2,500 pts for signing up an additional cardmember

https://www143.americanexpress.com/apisites/microsite/ApplicationFormApp.do?partnerId=71&channel=1000&cardType=HHPD&seqNumber=81&returnUrl=https://www.americanexpress.com

I know this was discussed, but couldn't remember if it was in the old cc churning thread or in this thread, I really want to take advantage of the BA offer as well as the HH offer mentioned above, but I might be moving and trying to buy a house in the next few months, anybody know how much it affects your credit score?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 11, 2011, 12:19:58 PM
supposed to be 3-5 points per card depending on your credit situation.  If you don't have a lot of history with credit cards it could even help your credit as it will raise your available credit.  I've monitored my credit constantly since starting to churn cards and have honestly not noticed a difference. 
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 11, 2011, 01:01:07 PM
supposed to be 3-5 points per card depending on your credit situation.  If you don't have a lot of history with credit cards it could even help your credit as it will raise your available credit.  I've monitored my credit constantly since starting to churn cards and have honestly not noticed a difference. 

What's the best way to do this? Through your local bank, or a website like freecreditscore?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 11, 2011, 01:09:58 PM
supposed to be 3-5 points per card depending on your credit situation.  If you don't have a lot of history with credit cards it could even help your credit as it will raise your available credit.  I've monitored my credit constantly since starting to churn cards and have honestly not noticed a difference. 

What's the best way to do this? Through your local bank, or a website like freecreditscore?

I just get the free credit report from the govt. site (annualcreditreport.com iirc.).  Then I pay the extra $5 or whatever to check my score using a different one of the three companies.  You can get three reports a year if you do one agency at a time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 11, 2011, 01:29:34 PM
I use Credit Karma as a way to monitor periodically between getting a paid FICO.     It's not quite a FICO, but it at least shows you the trends.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 13, 2011, 02:28:32 PM
I have an award flight coming up in late May from MHK to YVR first class.  Any way I can get into one of the lounges without paying for a day pass? I've got a decent sized layover in DFW and would like to spend it with the elites.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2011, 02:34:50 PM
I have an award flight coming up in late May from MHK to YVR first class.  Any way I can get into one of the lounges without paying for a day pass? I've got a decent sized layover in DFW and would like to spend it with the elites.

I bet you can get in but that last line makes it tricky.  Walk up and flash your first class ticket and see what happens.

Quote
Fly on a First/Business Class ticket on an 'international' itinerary;2 upgraded tickets are eligible; at least the international segment of a multi-segment itinerary must be in First/Business. Access at domestic clubs is granted only on the day of qualifying international travel, not during domestic stopovers.


http://www.aa.com/i18n/travelInformation/airportAmenities/AdmiralsLoungeAccess.jsp?anchorLocation=DirectURL&title=loungeaccess

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2011, 02:41:09 PM
also, does Vancouver qualify as an international itenerary?  Seems like it should.   :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 13, 2011, 02:43:59 PM
also, does Vancouver qualify as an international itenerary?  Seems like it should.   :dunno:

Quote
International is defined as Europe, Asia, Central and South America, and Mexico City. Destinations in Canada and other destinations in Mexico, Bermuda, the Bahamas and the Caribbean are not considered International for the purposes of lounge access.

 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2011, 02:46:29 PM
yeah, flash that mother anyway.  see what happens.  I've heard they are loose at the door at times.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 14, 2011, 06:34:19 PM
http://www.aa.com/viewPromotionDetails.do?repositoryId=16146845 (http://www.aa.com/viewPromotionDetails.do?repositoryId=16146845)

Looks like AA is running a 30 day promotion for the 30th Anniversary of AAdvantage, enter daily for a chance to win 30,000.

Says a new deal each day of the the thirty days, hopefully some easy miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on April 18, 2011, 07:59:17 PM
BA 100K Miles Visa promotion is back.  50k miles for the first purchase and an additional 50k after spending $2,500 on the card.  $95 annual fee which isn't waived the first year.  100k is good for 4 RT domestics on AA metal.  I don't think you can apply again and get the 100k if you have had the card before but I haven't seen the official terms yet.

http://boardingarea.com/blogs/viewfromthewing/2011/04/05/british-airways-visa-100000-mile-signup-bonus-is-back-2/



A lot of the comments below are bitching pretty hard about the fuel surcharge they tack on to the award flights.  I don't have any experience with BA so are these fuel surcharges tacked onto domestic AA flights as well? Would definitely make it a lot less attractive if the fuel surcharge is significant on domestic AA flights.

There are no fuel surcharges on AA metal.  BA will charge you fuel surcharges on their flights and they can be pretty steep if you fly them to, like, Paris in Business class or something. 
Trim PI'd me into this one. Good thing now I should be able to fly to San Juan for my cruise in Jan for free :combofan:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 18, 2011, 09:14:32 PM
There's no reason to keep my AA card if I'll be getting the BA card, is there?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 18, 2011, 09:20:54 PM
There's no reason to keep my AA card if I'll be getting the BA card, is there?

Yeah. There is no reason to keep the aa card period. Dump it if they are going to change you a fee or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 18, 2011, 10:15:19 PM
:( had too many chase cards. Turned down for the BA offer  :(
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2011, 07:09:51 AM
:( had too many chase cards. Turned down for the BA offer  :(

call them and tell them you will dump another chase card if they will approve you. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 19, 2011, 08:37:33 AM
:( had too many chase cards. Turned down for the BA offer  :(

call them and tell them you will dump another chase card if they will approve you. 

All I had to do was move some credit line.  Took less than 5 minutes.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 19, 2011, 08:52:47 PM
:( had too many chase cards. Turned down for the BA offer  :(

call them and tell them you will dump another chase card if they will approve you. 

All I had to do was move some credit line.  Took less than 5 minutes.

Great advise, will do that tomorrow
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 01, 2011, 01:20:58 PM
Anyone have BankDirect checking account? http://boardingarea.com/blogs/viewfromthewing/2011/04/03/bankdirects-22000-american-airlines-mile-signup-bonus/
 :users:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 01, 2011, 04:26:44 PM
After following advice in this thread for 3 months, I have gone from about 8k in various points programs to to about 265K.  Not a penny spent on interest either
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on May 01, 2011, 04:35:36 PM
After following advice in this thread for 3 months, I have gone from about 8k in various points programs to to about 265K.  Not a penny spent on interest either

 :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: Benja on May 01, 2011, 04:40:42 PM
alright, i'm gonna have to get in on all this.

want to take trips with the gf and stuff, just not sure where to start.

my dad, a financial advisor, would not approve, to say the least.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2011, 06:00:35 PM
alright, i'm gonna have to get in on all this.

want to take trips with the gf and stuff, just not sure where to start.

my dad, a financial advisor, would not approve, to say the least.

Do the British Air Chase card to start.  The 100k deal is up May 6th iirc. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2011, 07:17:12 PM
After following advice in this thread for 3 months, I have gone from about 8k in various points programs to to about 265K.  Not a penny spent on interest either

413,427
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on May 01, 2011, 07:19:08 PM
After following advice in this thread for 3 months, I have gone from about 8k in various points programs to to about 265K.  Not a penny spent on interest either

413,427

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Benja on May 01, 2011, 07:26:46 PM
alright, i'm gonna have to get in on all this.

want to take trips with the gf and stuff, just not sure where to start.

my dad, a financial advisor, would not approve, to say the least.

Do the British Air Chase card to start.  The 100k deal is up May 6th iirc. 

Yeah, that deal looks amazing. Filled it out, just waiting on approval. I'm pretty new to this, what's to stop me from just taking the 50k miles for signing up, using the card one time and then cancelling?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on May 01, 2011, 07:51:09 PM
Benja the only thing stopping you is the collective bitch slapping we would give you for not doing the 2500 to get the other 50k
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2011, 08:36:30 PM
alright, i'm gonna have to get in on all this.

want to take trips with the gf and stuff, just not sure where to start.

my dad, a financial advisor, would not approve, to say the least.

Do the British Air Chase card to start.  The 100k deal is up May 6th iirc. 

Yeah, that deal looks amazing. Filled it out, just waiting on approval. I'm pretty new to this, what's to stop me from just taking the 50k miles for signing up, using the card one time and then cancelling?

yes, at least spend 2500 on it to get the adnl 50k.  then there is nothing to stop you from cancelling or never using it again. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2011, 08:37:40 PM
After following advice in this thread for 3 months, I have gone from about 8k in various points programs to to about 265K.  Not a penny spent on interest either

413,427

 :horrorsurprise:

And that's after using miles for 2 RTs to Hawaii, Florida twice, NY & San Fran with multiple hotel stays at each in just the last 12 months. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 01, 2011, 08:49:11 PM
368,195 after using 80K in the last month.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 01, 2011, 09:26:05 PM
just a reminder for those who signed up for the Venture card, if you haven't matched your miles (like me), THE 45 DAYS is up on a week or so....
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on May 01, 2011, 09:30:08 PM
just a reminder for those who signed up for the Venture card, if you haven't matched your miles (like me), THE 45 DAYS is up on a week or so....
yeah I think your mumped. could be wrong though
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 01, 2011, 10:47:02 PM
just a reminder for those who signed up for the Venture card, if you haven't matched your miles (like me), THE 45 DAYS is up on a week or so....
yeah I think your mumped. could be wrong though

nope, I reserved my miles immediately, then had 45 days to submit the paperwork.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2011, 07:03:39 AM
this has all the makings of a mikeygettingfucked type turn of events.  of course, we all remember steve dave telling him he should probably submit his miles immediately a few pages back.....that said, cap one set this thing up really poorly for people who don't like fine print so I bet they cave and still give him his points. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on May 02, 2011, 05:40:07 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 02, 2011, 06:03:06 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.

that sounds good. what are the rest of the details. how many total points? yearly fees? do you have a spend that you have to meet?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2011, 06:18:53 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.

that sounds good. what are the rest of the details. how many total points? yearly fees? do you have a spend that you have to meet?

I think he's referring to the Marriott 50k deal.  That and the Priority Club 50k are the best specials right now.  After that it's the regular 25k SPG imo. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on May 02, 2011, 06:20:20 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.

that sounds good. what are the rest of the details. how many total points? yearly fees? do you have a spend that you have to meet?
22.5k points after first purchase + 2 free nights at any category 1-4 hotel, for a total of 5 free nights.

$30 annual fee
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 02, 2011, 06:36:19 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.

that sounds good. what are the rest of the details. how many total points? yearly fees? do you have a spend that you have to meet?
22.5k points after first purchase + 2 free nights at any category 1-4 hotel, for a total of 5 free nights.

$30 annual fee

i like it. it's probably going to be more like three free nights for you though. the five nights assumes that you are getting three nights at a cat1 for 7,500 each and the cat1's are all located in places like emporia and joplin. so three nights at a cat4 for thirty dollars. seems decent.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2011, 06:51:14 PM
What's the best hotel related credit card deal out there right now.  I just got a thing from Marriot, sign up for 5 free nights.  I like marriot.

that sounds good. what are the rest of the details. how many total points? yearly fees? do you have a spend that you have to meet?
22.5k points after first purchase + 2 free nights at any category 1-4 hotel, for a total of 5 free nights.

$30 annual fee

i like it. it's probably going to be more like three free nights for you though. the five nights assumes that you are getting three nights at a cat1 for 7,500 each and the cat1's are all located in places like emporia and joplin. so three nights at a cat4 for thirty dollars. seems decent.

better deal imo:

https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?SPID=CQJC

50k plus one free night.  annual fee may be waived for the first year but i'm not sure.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on May 02, 2011, 07:36:58 PM
$30 for the other one (annual fee waived 1st year for sure) = 22500 points + 2 free nights at a cat 1 -4
$65 per year (maybe waived) = 50k points + 1 free night stay
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 02, 2011, 07:59:27 PM
$30 for the other one (annual fee waived 1st year for sure) = 22500 points + 2 free nights at a cat 1 -4
$65 per year (maybe waived) = 50k points + 1 free night stay

If you plan on going to a badass hotel in the next year, I would do the $65

The PC deal is 60K, which would be enough for 4 free nights.  Also makes you platinum (free upgrades if available).
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 02, 2011, 09:19:51 PM
:( had too many chase cards. Turned down for the BA offer  :(

call them and tell them you will dump another chase card if they will approve you. 

Just made the call. 

Lady was like  :nono: you've opened a new account last 30 days and another in last 6 months.  I'm like "oh yeah, well I actually called to cancel your shitty Freedom card I've had sitting there for no reason since college" and she's like "boom, you'll be approved for BA 100k in no time.  Have fun on those white sandy beaches."

 :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 03, 2011, 01:11:54 PM
leaving saturday for 11 nights in hawaii.  number of pairs of socks packed:  0 (not counting the pair I wear on the flight)
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on May 03, 2011, 01:14:34 PM
leaving saturday for 11 nights in hawaii.  number of pairs of socks packed:  0 (not counting the pair I wear on the flight)

My feet are white from the winter with pretty bad ankle tan lines, how did you solve this prior to your trip?  I've never been in a tanning bed  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 03, 2011, 01:15:36 PM
leaving saturday for 11 nights in hawaii.  number of pairs of socks packed:  0 (not counting the pair I wear on the flight)

My feet are white from the winter with pretty bad ankle tan lines, how did you solve this prior to your trip?  I've never been in a tanning bed  :ohno:

a week in mexico a few months back has me still looking pretty great
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on May 16, 2011, 11:25:15 AM
Got my Marriott card yesterday. First purchase? 5 nights at the Marriott on the Magnificent Mile in Chicago. :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on May 16, 2011, 01:52:22 PM
Has anyone used the bump strategy to raise credit scores after a sign up spreee for new cards?

I have run across credit karma and quizzle as sites that will allow one free daily pull of your transunion and equifax scores.

Basically the theory if you don't already know is to use enough soft credit pulls to bump the hard credit pulls off of the report.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 16, 2011, 02:23:43 PM
Has anyone used the bump strategy to raise credit scores after a sign up spreee for new cards?

I have run across credit karma and quizzle as sites that will allow one free daily pull of your transunion and equifax scores.

Basically the theory if you don't already know is to use enough soft credit pulls to bump the hard credit pulls off of the report.

ASFAIK  Transunion and Equifax no longer work doing this....they ignore the extra soft pulls.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on May 16, 2011, 08:42:17 PM
Got my Bose Quiet Comfort headphones the other day. Thanks Delta.  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 21, 2011, 05:18:46 PM
Chase Sapphire card now has a 50k sign up bonus.  It's good for booking through there service which is supposed to be pretty user friendly.  But, your most value will be exchanging the points for hotel or airline miles.  1:1 exchange ratio for participating programs.  SPG and Hilton (would be awful to exchange for Hilton anyway) don't participate but Hyatt and Marriott do.  I think the highest level properties of Hyatt are only 22k points a night (Grand Hyatt Kauai we just stayed at had a roughly $700 rack rate for our ocean view room) so that may be the best bang for the buck if you want hotel instead of airline miles.

https://applynowdc1.chase.com/FlexAppWeb/renderApp.do?SPID=DFL2&CELL=6H8X&AFFID=&CLICK=&CID=&PROMO=DF01&AFFID=PPkX79_c.b0-Dmyat2q3Eda.X64pNbob4w&pvid=161213FOF495229294

Also, used the Cap One points from the 100k match your miles promo to pay for $1200 worth of room charges and rental cars on the islands in Hawaii.  They credited the account the day after I requested it.  Worked very well.  Cap One gets a bad rap but I had very good luck with that card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 21, 2011, 05:39:46 PM
another thing I got from flyertalk about the sapphire card is that you can transfer the points to someone elses airline/hotel account.  so if you and the wife want to each get one you can get 100k in one account at the 1:1.  So, basically you could get 4 nights at the highest level Park Hyatt and have 12k hyatt points left over if you both get it.  better than the Hyatt card which gives two nights at any property because you could use them at lower level properties for fewer points and have some leftover even if you did use them at the top level properties.  but, you wouldn't get platinum hyatt status with this one like you do the hyatt card.  A good idea for someone who wants to honeymoon/take a long trip somewhere with a top level Hyatt (maui, kauai, paris, DC, NYC, a few in CA) would be to have the wife and yourself sign up for both the Hyatt cards and the Sapphire Cards and you are looking at 8 nights at a hotel that runs at least $500 a night with platinum status which should probably get you a room upgrade.  
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on May 21, 2011, 09:12:54 PM
steve dave you are just the absolute tits.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 21, 2011, 09:54:15 PM
steve dave you are just the absolute tits.

iknowrite
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on May 22, 2011, 08:30:22 AM
Basic question.  I had to fly United for work (rare occurrence) and don't want to lose the miles.  What is best way to exchange them?  I usually fly Delta.  I have looked at points.com but never used it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 22, 2011, 08:44:29 AM
sd, figure out a way for us to have our own points/miles-exchanging process within goEMAW.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2011, 10:05:11 AM
Basic question.  I had to fly United for work (rare occurrence) and don't want to lose the miles.  What is best way to exchange them?  I usually fly Delta.  I have looked at points.com but never used it. 

really no option.  you can set up a continental account if you don't have one and send them there for free if you are coming up on the miles expiration date or something.  they'll eventually come back to united anyway when the merger is complete.  exchanging miles between programs is pretty difficult except with SPG to airline or AA to Hotel.  Those two aren't bad. 
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 22, 2011, 10:07:27 AM
pathetic
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 04, 2011, 09:46:11 AM
kind of a pain in the ass.  just screen shotted my hyatt/spg/hilton activity and sent to them.  I guess I now book a room with them, send them the coupon code they emailed me, and I should get a free night.  we'll see how it goes.

http://thepointsguy.com/2011/06/hotels-com-free-night-and-elite-status/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 11, 2011, 09:44:37 AM
If you don't have a Frontier mileage account you can now sign up for one and get 1k free miles just for doing so.  as noted in this blog entry you could then convert them to your favorite airline at a steep discount if you will never fly frontier. 

http://boardingarea.com/blogs/viewfromthewing/2011/06/11/free-miles-on-your-choice-of-airlines/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 11, 2011, 09:52:48 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 11, 2011, 09:55:51 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

that's a pretty great deal.  I use expedia for booking package deals but never for nights alone. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 11, 2011, 10:48:34 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) because I can only seem to like them on facebook but can't figure out how to add as a friend.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 11, 2011, 10:56:45 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) because I can only seem to like them on facebook but can't figure out how to add as a friend.

You like them.  They don't like you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 11, 2011, 11:16:37 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be respected because I can only seem to like them on facebook but can't figure out how to add as a friend.

Yeah. You just have to like them. Not friend them. Sorry. Some guy has like five different mastercards and used them all with dif accounts and slightly dif addresses to book twenty dollar a night Vegas rooms that he won't show up for but will only total eighty for the for nights. He'll just pocket the seventy dollar difference times five. Three hundred and fifty dollars richer that guy is.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 11, 2011, 12:05:00 PM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be respected because I can only seem to like them on facebook but can't figure out how to add as a friend.

Yeah. You just have to like them. Not friend them. Sorry. Some guy has like five different mastercards and used them all with dif accounts and slightly dif addresses to book twenty dollar a night Vegas rooms that he won't show up for but will only total eighty for the for nights. He'll just pocket the seventy dollar difference times five. Three hundred and fifty dollars richer that guy is.
Guy sounds awesome, does he also have a lawn for me to park in if need be some of this upcoming 2011-2012 Kazzu Football season. I'll listen off the air
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 14, 2011, 07:35:08 PM
https://creditcards.citi.com/reward-programs/american-airlines-aadvantage-reward-program-reduced-mileage-awards-for-platinum-july-september-2011/#Midwest4A

Good time for using your AA card miles.  Wichita and KC are both on 3Q super cheap award tix list
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 14, 2011, 07:53:31 PM



Wife and I completed the BA program for 100k each miles, now have 200k BA miles.  Any chance I can redeem some of these miles through AAdvantage for hotel stays and car rental?
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 14, 2011, 08:20:00 PM



Wife and I completed the BA program for 100k each miles, now have 200k BA miles.  Any chance I can redeem some of these miles through AAdvantage for hotel stays and car rental?

Nope. Flights only.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr. tylerhughes on June 14, 2011, 08:45:10 PM
<---- is using his dad's bank of America points to replace his old Mac for a new Mac just in time for med school

:gocho:

Also, is this where I post things like this? tia...
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 14, 2011, 09:17:11 PM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be respected because I can only seem to like them on facebook but can't figure out how to add as a friend.

Yeah. You just have to like them. Not friend them. Sorry. Some guy has like five different mastercards and used them all with dif accounts and slightly dif addresses to book twenty dollar a night Vegas rooms that he won't show up for but will only total eighty for the for nights. He'll just pocket the seventy dollar difference times five. Three hundred and fifty dollars richer that guy is.
Guy sounds awesome, does he also have a lawn for me to park in if need be some of this upcoming 2011-2012 Kazzu Football season. I'll listen off the air
must be a different guy, a real jerkwad, like one that sets up a challenge for eating slim jims then pulls the rug out
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 08:09:19 AM
hypothetical thing or whatever.  So, there's this:

http://boardingarea.com/blogs/viewfromthewing/2011/06/11/free-miles-on-your-choice-of-airlines/  

that I posted about before.  You get 1k frontier miles for signing up.  whatever, I already have a frontier account.  won't work for me.  but, the points transfer via points.com which is generally a huge ripoff because of how deep you have to discount your points.  does anyone use points.com?  can you transfer from one person's whatever account to another person's or do they have to all be in the same name?  because, here is the hypothetical part, what is stopping you from signing up with frontier under a thousand different fake names and then transferring all the points via points.com to the same priority club account or something?  probably can't do it for the same name reason I mentioned but whatevs.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2011, 08:50:45 AM
you can friend expedia on facebook and then click on a link and get $150 for a four night stay. some people are booking four nights at a cheap vegas hotel and pocketing the money. have to used mastercard or something though.

I must be respected because I can only seem to like them on facebook but can't figure out how to add as a friend.

Yeah. You just have to like them. Not friend them. Sorry. Some guy has like five different mastercards and used them all with dif accounts and slightly dif addresses to book twenty dollar a night Vegas rooms that he won't show up for but will only total eighty for the for nights. He'll just pocket the seventy dollar difference times five. Three hundred and fifty dollars richer that guy is.
Guy sounds awesome, does he also have a lawn for me to park in if need be some of this upcoming 2011-2012 Kazzu Football season. I'll listen off the air
must be a different guy, a real jerkwad, like one that sets up a challenge for eating slim jims then pulls the rug out

It actually was a different guy. It seemed like a lot of work cause you could only do one per Facebook account so that would mean setting up more Facebook accounts. No thanks. Also SD, thoughts on being able to somewhat churn aa Citibank again? Everybody is saying that if you haven't had the card for a year or more that you can prob get. Currently can sign up for two did personal cards oj same day.75k each with 1500/6 month spend. Prob going to  do it. Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 08:54:14 AM
rd, post links to the sign ups for those citi aa cards.  I will also do it.  ok, bye.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2011, 09:27:43 AM
rd, post links to the sign ups for those citi aa cards.  I will also do it.  ok, bye.

Great summary of the best cc deals currently out there...
Http://thepointsguy.com/top-deals/



Some more info about Citi aa churning here...
Http://millionmilesecrets.com/2011/06/04/see-how-easily-you-can-earn-150000-free-aadvantage-miles/



A lot more talk about the 75k on flyertalk too.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 09:30:11 AM
did you see that the pointsguy quit his wallstreet job to do that blog full time?  didn't really get into what exactly he did but seemed to insinuate he made bank.  that guy is living the dream.  I'm considering quitting goEMAW to start goemawtravelblogaboutcreditcardsandpoints.net
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 09:47:24 AM
rd, I get an error when trying to use the pointsguys link to the amex card.  I got approved for the visa. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 09:54:58 AM
nvm, found a working link on FT.  another $40k in available credit and another 10+ day trip to hawaii or somewhere next year.  it's a rough existance being a cc churner.   :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 09:55:52 AM
I've been kind of looking at the 75k aa stuff for awhile but it took rd saying he was going to do it to make me not want him to get out ahead of me.  also got the chase saphire which I'm planning to transfer to hyatt points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2011, 09:57:00 AM
did you see that the pointsguy quit his wallstreet job to do that blog full time?  didn't really get into what exactly he did but seemed to insinuate he made bank.  that guy is living the dream.  I'm considering quitting goEMAW to start goEMAWtravelblogaboutcreditcardsandpoints.net

Man. Great for him if true. Absolutely living the dream. Travel for free and occasionally update your points and credit card travel blog. Who would you rather be? Him or a decent looking actor that gets decent work? Let's say Jason Batman for arguments sake. Tough call for me. Prob the travel guy. Dunno.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2011, 10:06:12 AM
I've been kind of looking at the 75k aa stuff for awhile but it took rd saying he was going to do it to make me not want him to get out ahead of me.  also got the chase saphire which I'm planning to transfer to hyatt points.

Yeah. That looks ridiculously good. That's just a crapload of hyatt points. Also please post the other flyertalk link that you used. Also, how is Mrs SD with this? Mrs rd is now kind of starting to get slightly annoyed with all the cards and new cards and having to activate and cancel. So frustrating. Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on June 15, 2011, 10:23:07 AM
Jason Batman

lol
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2011, 10:26:53 AM
Jason Batman

lol

That is kind of funny. Should be bateman. Auto correct on the old evo an stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on June 15, 2011, 10:58:07 AM
Jason Batman

lol
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 11:11:23 AM
I've been kind of looking at the 75k aa stuff for awhile but it took rd saying he was going to do it to make me not want him to get out ahead of me.  also got the chase saphire which I'm planning to transfer to hyatt points.

Yeah. That looks ridiculously good. That's just a crapload of hyatt points. Also please post the other flyertalk link that you used. Also, how is Mrs SD with this? Mrs rd is now kind of starting to get slightly annoyed with all the cards and new cards and having to activate and cancel. So frustrating. Thoughts?

mrs. dave will rarely sign up.  she did the BA, SPG 30k and Hyatt 2 free nights but that is all over the last 4 years or so.  Here is the post.  Used the Amex-expired but works link (it's $4k spend to get 75k though I think).

http://www.flyertalk.com/forum/14386923-post2.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 11:16:42 AM
That post I linked was just updated the 13th so all info should be current.  I'll have to spend $5,500 on the two cards total in 4 months which won't be a problem but will miss out on those 5500 SPG I could have otherwise had. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 15, 2011, 11:20:50 AM
That post I linked was just updated the 13th so all info should be current.  I'll have to spend $5,500 on the two cards total in 4 months which won't be a problem but will miss out on those 5500 SPG I could have otherwise had. 

I thought I saw those links to be 1500 in spending for 6 months?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 11:21:41 AM
That post I linked was just updated the 13th so all info should be current.  I'll have to spend $5,500 on the two cards total in 4 months which won't be a problem but will miss out on those 5500 SPG I could have otherwise had. 

I thought I saw those links to be 1500 in spending for 6 months?

Amex one is listed as expired and not working right now.  Visa and Visa biz are both listed as still working.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 15, 2011, 02:00:13 PM


Great summary of the best cc deals currently out there...
Http://thepointsguy.com/top-deals/



Some more info about Citi aa churning here...
Http://millionmilesecrets.com/2011/06/04/see-how-easily-you-can-earn-150000-free-aadvantage-miles/



A lot more talk about the 75k on flyertalk too.

:love: I take back the jerkwad comment
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 15, 2011, 06:37:51 PM
Ok, looking at signing up for a couple more.  I think Chase is probably out because it was a pain to get my last one thru.  I may cancel one of theirs if a great offer comes up, but haven't really seen anything that blows my hair back.  I was kicking around getting the Citi Hyatt card as well as their 50K thankyou points offer.  I could cash the ThankYou points in for a $500 Hyatt giftcard on top of the two free nights I already get for the Hyatt card.  Only kick in the nuts is the $125 isnt waived first years on the ThankYou.  Experts, thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2011, 07:00:23 PM
Ok, looking at signing up for a couple more.  I think Chase is probably out because it was a pain to get my last one thru.  I may cancel one of theirs if a great offer comes up, but haven't really seen anything that blows my hair back.  I was kicking around getting the Citi Hyatt card as well as their 50K thankyou points offer.  I could cash the ThankYou points in for a $500 Hyatt giftcard on top of the two free nights I already get for the Hyatt card.  Only kick in the nuts is the $125 isnt waived first years on the ThankYou.  Experts, thoughts?

I know you said no Chase but the Sapphire card promo they currently have would give you 50k Hyatt points which is even better than the two free Hyatt nights because the highest level hyatt is only 22k.  both are chase though. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 15, 2011, 07:07:11 PM
Damn, I thought Hyatt was Citi, guess I confused it with the Hilton.  Maybe the the Sapphire and the ThankYou.  I feel in fairly good shape with airline miles, but only have PC points.  While PC points are great for staying a night here and there (various KSU games), I would like more big-timey vacation nights.

Maybe I just need to invest in the CC point system for the flexibility :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 16, 2011, 05:31:52 PM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a shitload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 16, 2011, 06:32:31 PM
so, Delta's flight award system sucks major balls.  They are essentially liars when they quote mileage required for award flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 16, 2011, 06:36:16 PM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a crapload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:

i'll provide thoughts and/or input once i can actually wrap my brain around the possibility of having and using 176k hyatt points. i mean, wow. meanwhile i'm kind of still pissed at the 48k starwood that i'll be using next month.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 16, 2011, 06:39:47 PM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a crapload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:

i'll provide thoughts and/or input once i can actually wrap my brain around the possibility of having and using 176k hyatt points. i mean, wow. meanwhile i'm kind of still pissed at the 48k starwood that i'll be using next month.

:eek:  is that a full week worth?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 16, 2011, 06:46:36 PM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a crapload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:

i'll provide thoughts and/or input once i can actually wrap my brain around the possibility of having and using 176k hyatt points. i mean, wow. meanwhile i'm kind of still pissed at the 48k starwood that i'll be using next month.

:eek:  is that a full week worth?

five nights at a cat5. you get the fifth night free. 12k/night. kinda mad that i'm doing it though. should really just quit the whole points/miles game because of how distraught i get when i actually use them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 16, 2011, 08:02:00 PM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a crapload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:

i'll provide thoughts and/or input once i can actually wrap my brain around the possibility of having and using 176k hyatt points. i mean, wow. meanwhile i'm kind of still pissed at the 48k starwood that i'll be using next month.

:eek:  is that a full week worth?

five nights at a cat5. you get the fifth night free. 12k/night. kinda mad that i'm doing it though. should really just quit the whole points/miles game because of how distraught i get when i actually use them.

depends what I'm doing.  I love using miles in large chunks for fabulous vacations.  that's what it's all about for me. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 07:49:20 AM
anyone know any backdoors to a bunch of Hyatt points other than the Sapphire card?  I have the Hyatt card but at 1 point a $ it's going to take a crapload of spend to get the length of stay I need.  I think we are going back to kauai again next may and want to stay about 8 nights at the Hyatt.  Will come to 176k Hyatt points.  I'll have about 60k from the Sapphire and those I have left in my Hyatt account.  I also guess I'll have the option of using AA miles for hotel stays but it's going to be north of 45k AA miles per night to stay there.  In briefly researching it there doesn't seem to be many programs that will transfer to Hyatt other than diners club.  Doubt the Hyatt card is churnable as it's not a points bonus but a two night bonus (still plan on exploring this though).  The hotel will go anywhere from $300 to $600 a night so I'm really not interested in paying that for 8 nights.  thoughts/input?  :frown:

i'll provide thoughts and/or input once i can actually wrap my brain around the possibility of having and using 176k hyatt points. i mean, wow. meanwhile i'm kind of still pissed at the 48k starwood that i'll be using next month.

I have 110k UA miles and I can get us both there and back in coach for 80k.  currently looking at $4,065 for the eight nights at the Hyatt if we paid for it.  Really not wanting to do that.  Current plan:

I have the Chase Sapphire coming:  53k Hyatt (after the $3k required spend)
Talk Mrs. Dave into the Chase Sapphire:  53k Hyatt (great benefit imo of this card is that you can transfer the miles to anyone elses Hyatt account so all of these would be in one account)
I currently have only 2k Hyatt
  
So, I'd end up with 108k Hyatt which is 2k short of 5 nights.  I'll spend $2k on either the Hyatt or the Sapphire card to get to five nights.  Then, (this will hurt me a lot) I can spend 47k AA miles for a night at the Hyatt.  141k AA miles on the last three nights?  Almost certainly better off just paying the $1,500 for the last three nights.  That is a lot of miles to burn through.  The booking of hotels with UA/AA miles is an awful redemption rate.  

I'll still be a Hyatt diamond come trip time so we will almost certainly get bumped to an ocean view again.  Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 07:58:40 AM
also, rd, where are you staying with the 48k SPG?
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:17:31 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 08:19:33 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:

yes, confirmed
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:22:07 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:

yes, confirmed

link, plz. and hurry.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 08:22:53 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:

yes, confirmed

link, plz. and hurry.

it's this one
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:25:26 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:

yes, confirmed

link, plz. and hurry.

it's this one

oh.

nevermind, then.

:frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 08:27:56 AM
where can i post a dumb/embarrassing cc question? is there a thread for that?  :embarrassed:

yes, confirmed

link, plz. and hurry.

it's this one

oh.

nevermind, then.

:frown:

feel free to PM if needed
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:29:56 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 08:35:13 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:

not really. 
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:37:13 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:

not really. 

:dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 08:45:05 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:

not really.  

:dubious:

my credit really hasn't changed much.  my fico score has actually gone up since I started.  It's good to have a very high amount of available credit and a low percentage of use of that credit.  I probably have $150k in available credit card credit amongst the various cards and use $0 of it since I pay everything off every month.  They do a hard pull of your credit when you get a new one which is factored into your credit but at a very small amount.  The portion of the credit score that takes into account the hard pulls is only 10% of the score now (used to be higher).  cancelling the cards would have really no effect on credit other than to lower your available credit so if you carry some balance you will then show up as using a higher percentage of available credit but this obv. isn't a concern of mine.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 08:50:59 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:

not really.  

:dubious:

my credit really hasn't changed much.  my fico score has actually gone up since I started.  It's good to have a very high amount of available credit and a low percentage of use of that credit.  I probably have $150k in available credit card credit amongst the various cards and use $0 of it since I pay everything off every month.  They do a hard pull of your credit when you get a new one which is factored into your credit but at a very small amount.  The portion of the credit score that takes into account the hard pulls is only 10% of the score now (used to be higher).  cancelling the cards would have really no effect on credit other than to lower your available credit so if you carry some balance you will then show up as using a higher percentage of available credit but this obv. isn't a concern of mine.

how much money (or % of savings if $ is too personal) have you saved since you started on hotels and airlines?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2011, 08:54:36 AM
who the eff cares about a credit score? I mean really.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 09:05:36 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 09:07:58 AM
feel free to PM if needed

no, i'll swallow my pride.

so, like, doesn't all of these new cc's and cancelling cc's hurt your credit score?

:embarrassed:

not really.  

:dubious:

my credit really hasn't changed much.  my fico score has actually gone up since I started.  It's good to have a very high amount of available credit and a low percentage of use of that credit.  I probably have $150k in available credit card credit amongst the various cards and use $0 of it since I pay everything off every month.  They do a hard pull of your credit when you get a new one which is factored into your credit but at a very small amount.  The portion of the credit score that takes into account the hard pulls is only 10% of the score now (used to be higher).  cancelling the cards would have really no effect on credit other than to lower your available credit so if you carry some balance you will then show up as using a higher percentage of available credit but this obv. isn't a concern of mine.

how much money (or % of savings if $ is too personal) have you saved since you started on hotels and airlines?

It's kind of hard to calculate because some of the places we've gone or stayed we wouldn't have gone or stayed at if we didn't have the miles.  But, if you just take the rack rate of the flights and hotels and junk from all of the award stays/flights we've taken it would probably be more than $50k over the last 4 years or so.  We've gone to HI twice, Florida 3 times, San Diego, Napa, NYC twice, flown to Vegas about 5 times, a couple flights to both Denver and Chicago, flights to Cancun, about 10 nights in the Hampton in Manhattan and 10 at the Hilton Garden Inn in Wichita, 8 hotel nights split between 3 rooms at the NCAA in OKC.  Our last trip to HI would have probably been about $10k if we were paying rack rates for the flights and hotels.  Again, we wouldn't be staying at the $450 a night Hyatt if we were paying OOP for it though.  We would prolly stay at the $200 Sheraton just down the road.  
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2011, 09:10:52 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 09:17:49 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 17, 2011, 09:20:15 AM
wow and I thought I had dumb cc questions. lmao  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 09:27:12 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.

If you have excellent credit it would take applying for about every credit card available every 3 months for a couple years to even push it down to good credit.  That may not even do it.  Some of the old AA churners back when you could re-apply for the same AA cards every 60 days got over a million miles over a couple years and estimated that that level of churning brought their scores down about 35 points.  Not a valid concern.  But, if you are teetering on the edge of good and average credit it may be I guess.   What's your credit score?  If too personal you can PM it to me and I will then post it in this thread for the appropriate level of mocking depending on what it is. 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2011, 09:29:14 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.

I was thinking that if you had to change jobs you would have to move often. I would be more worried about that than a credit score ruining a chance of employment. Still, I would guess you would have to have absolutely abysmal credit and be in finance or something for your credit score to ruin a job oppy. Like, your credit is so bad you should not even dream of using credit cards in the foreseeable future.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 09:33:13 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.

If you have excellent credit it would take applying for about every credit card available every 3 months for a couple years to even push it down to good credit.  That may not even do it.  Some of the old AA churners back when you could re-apply for the same AA cards every 60 days got over a million miles over a couple years and estimated that that level of churning brought their scores down about 35 points.  Not a valid concern.  But, if you are teetering on the edge of good and average credit it may be I guess.   What's your credit score?  If too personal you can PM it to me and I will then post it in this thread for the appropriate level of mocking depending on what it is. 

it's good. i checked it like a month and a half ago and it was 750.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2011, 09:35:12 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.

If you have excellent credit it would take applying for about every credit card available every 3 months for a couple years to even push it down to good credit.  That may not even do it.  Some of the old AA churners back when you could re-apply for the same AA cards every 60 days got over a million miles over a couple years and estimated that that level of churning brought their scores down about 35 points.  Not a valid concern.  But, if you are teetering on the edge of good and average credit it may be I guess.   What's your credit score?  If too personal you can PM it to me and I will then post it in this thread for the appropriate level of mocking depending on what it is. 

it's good. i checked it like a month and a half ago and it was 750.

you should have absolutely nothing to worry about. :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 17, 2011, 09:37:02 AM
who the eff cares about a credit score? I mean really.

someone who will be refinancing on his house in the next 6 months and is in an industry where you can change jobs easily.

keep fighting the good fight though, michigancat.

don't buy a house (or refinance) if you are in an industry where you can change jobs easily. I mean sheesh.  :dunno:

what's the correlation you're referring to ?

i mean that if i change jobs, i don't want a credit score ruining potential chance at employment.

I was thinking that if you had to change jobs you would have to move often. I would be more worried about that than a credit score ruining a chance of employment. Still, I would guess you would have to have absolutely abysmal credit and be in finance or something for your credit score to ruin a job oppy. Like, your credit is so bad you should not even dream of using credit cards in the foreseeable future.

agreed, i'm not really worried to the point where i'd be screwing myself out of a job or low rate, i'm just uneducated when it comes to number of lines of credit and how it affects your score.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 17, 2011, 09:41:20 AM
I opened 4 credits cards during the past 4 months just for sign up bonuses, then applied for and was happily approved for a $180k mortgage.   
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2011, 09:42:11 AM
I opened 4 credits cards during the past 4 months just for sign up bonuses, then applied for and was happily approved for a $180k mortgage.   

:kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on June 17, 2011, 09:43:10 AM
free hotel rooms
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 09:55:17 AM
PREPARE YOURSELVES FOR AN EPIC SD CREDIT BRAG:

(http://i256.photobucket.com/albums/hh193/stevedaveksu/untitled-11.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on June 17, 2011, 10:01:41 AM
Don't you have to pay for that?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 10:36:04 AM
Don't you have to pay for that?

$7 (7 spg points)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 17, 2011, 12:15:26 PM
Don't you have to pay for that?

$7 (7 spg points)

This thread is both useful and hilarious.  I love how SD pays for everything in Monopoly Money.  I am extremely jealous, but still too lazy to keep track of everything to be able to do it. 

(Typed this while listening to jams with my elite Bose Quiet Comfort headphones I got along with 20k Delta Miles and a companion ticket for signing up for the Delta Amex)   :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 02:21:37 PM
also, rd, where are you staying with the 48k SPG?

Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 17, 2011, 02:52:09 PM
also, rd, where are you staying with the 48k SPG?



www.westinkeywestresort.com

Ive been pretty meh about the trip, but am starting to get more excited the closer it comes. I've been before a few times, but Mrs daris hasn't and we didnt have more than five days or so to spend so that ruled a lot of places out. Should be fun. Still its like... 48k? Good lord. Should've went to Cayman you know? Shouldn't be using all those points just to stay at some place in Florida. Whatever.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 02:57:46 PM
also, rd, where are you staying with the 48k SPG?



www.westinkeywestresort.com

Ive been pretty meh about the trip, but am starting to get more excited the closer it comes. I've been before a few times, but Mrs daris hasn't and we didnt have more than five days or so to spend so that ruled a lot of places out. Should be fun. Still its like... 48k? Good lord. Should've went to Cayman you know? Shouldn't be using all those points just to stay at some place in Florida. Whatever.

yeah, we were going to stay there but went to Napa when our flights got jacked up (I think I talked to you about that).  Should be awesome.  I kinda want to go fishing down there (I don't fish or anything but it looks awesome).  Tried (still trying) to talk sdparents into key west instead of san diego for xmas. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 17, 2011, 03:08:47 PM
also, rd, where are you staying with the 48k SPG?



www.westinkeywestresort.com

Ive been pretty meh about the trip, but am starting to get more excited the closer it comes. I've been before a few times, but Mrs daris hasn't and we didnt have more than five days or so to spend so that ruled a lot of places out. Should be fun. Still its like... 48k? Good lord. Should've went to Cayman you know? Shouldn't be using all those points just to stay at some place in Florida. Whatever.

yeah, we were going to stay there but went to Napa when our flights got jacked up (I think I talked to you about that).  Should be awesome.  I kinda want to go fishing down there (I don't fish or anything but it looks awesome).  Tried (still trying) to talk sdparents into key west instead of san diego for xmas. 

Oh lord. Not even a debate where you guys would have more fun at. Your parents would love it. Everything is within walking distance. You can also rent a bike or moped if you want but totally don't need to. Regular bus schedule that picks up and drops of everywhere for like two bucks a day if you want too. Great happy hours and fun places to hang out. Westin and hyatt are pricey but there are smaller boutique places that are right in the thick of things too and are good enough for you guys at 1/3 the cost. You guys could absolutely just take a place over.

Historickeywestinns.com
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 03:13:08 PM
yeah, priced a bunch of 4 and 5 bedroom houses near the action.  Prices of flights are what's keeping them away right now. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 17, 2011, 03:23:19 PM
yeah, priced a bunch of 4 and 5 bedroom houses near the action.  Prices of flights are what's keeping them away right now. 


Fly into Miami then drive? Fly into ft myers and take the big boat thing? Lots of cheaper ways to get there that don't really take much longer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2011, 04:52:35 PM
yeah, priced a bunch of 4 and 5 bedroom houses near the action.  Prices of flights are what's keeping them away right now. 


Fly into Miami then drive? Fly into ft myers and take the big boat thing? Lots of cheaper ways to get there that don't really take much longer.

yeah, I meant flying into Miami.  about twice the cost as flying into san diego.  none of the other local options were any cheaper (or not much cheaper and further away).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 18, 2011, 11:14:47 AM
https://market.android.com/details?id=com.itlogy.awardwallet&feature=search_result
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 18, 2011, 10:26:36 PM
http://www.frugaltravelguy.com/2011/06/its-bump-bonus-time-chase-sapphire.html

:love:  Could be a good one...
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 18, 2011, 10:32:23 PM
http://www.frugaltravelguy.com/2011/06/its-bump-bonus-time-chase-sapphire.html

:love:  Could be a good one...

Don't think it's real. We'll see. Would be amazing.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on June 18, 2011, 10:37:26 PM
http://www.frugaltravelguy.com/2011/06/its-bump-bonus-time-chase-sapphire.html

:love:  Could be a good one...

Don't think it's real. We'll see. Would be amazing.

def. skeptical, but would be awesome
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 18, 2011, 10:43:48 PM
http://www.frugaltravelguy.com/2011/06/its-bump-bonus-time-chase-sapphire.html

:love:  Could be a good one...

Don't think it's real. We'll see. Would be amazing.

def. skeptical, but would be awesome

Is it a no-lose situation to hold off on getting the 50K Sapphire while checking back here for the next few weeks to see if sd and daris have gotten to the bottom of this 100K talk?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 18, 2011, 11:35:48 PM
http://www.frugaltravelguy.com/2011/06/its-bump-bonus-time-chase-sapphire.html

:love:  Could be a good one...

Don't think it's real. We'll see. Would be amazing.

def. skeptical, but would be awesome

Is it a no-lose situation to hold off on getting the 50K Sapphire while checking back here for the next few weeks to see if sd and daris have gotten to the bottom of this 100K talk?

Its targeted, but my plan would be to apply for the 50K then try to talk them into the 100K once accepted.  Don't see me as being lucky enough to be in the target otherwise.  Still, no harm in waiting for someone on FlyerTalk to guinea pig this crap
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 09:26:51 AM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is rough ridin' solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 19, 2011, 12:41:57 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is rough ridin' solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results. 

The call/badger plan seems to work with amazing results per FlyerTalk People
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 12:50:15 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is rough ridin' solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results. 

The call/badger plan seems to work with amazing results per FlyerTalk People

I'm am really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill. 
Title: Re: How Many Credit Cards Do You Have?
Post by: bradleigh on June 19, 2011, 12:55:11 PM
If you're looking for something to buy to get miles/rewards.

http://lifehacker.com/5812114/get-extra-frequent-flyer-miles-by-using-a-credit-card-to-buy-1-coins-straight-from-the-us-mint (http://lifehacker.com/5812114/get-extra-frequent-flyer-miles-by-using-a-credit-card-to-buy-1-coins-straight-from-the-us-mint)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 12:56:29 PM
If you're looking for something to buy to get miles/rewards.

http://lifehacker.com/5812114/get-extra-frequent-flyer-miles-by-using-a-credit-card-to-buy-1-coins-straight-from-the-us-mint (http://lifehacker.com/5812114/get-extra-frequent-flyer-miles-by-using-a-credit-card-to-buy-1-coins-straight-from-the-us-mint)


yeah, we've discussed that in this thread.  Some card companies will cancel your account if you do it and some let it slide.  I haven't done it before. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on June 19, 2011, 12:59:02 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is effing solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results. 

The call/badger plan seems to work with amazing results per FlyerTalk People

I'm am really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill. 

Could you make up a script to follow?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 19, 2011, 12:59:30 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is rough ridin' solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results.  

The call/badger plan seems to work with amazing results per FlyerTalk People

I'm am really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill.  

So as somebody who hasn't applied for Sapphire, get the easy 50K now and start warming up my complaining, or call Chase and give them that dude's codes and see if that works?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 01:03:35 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is rough ridin' solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results.  

The call/badger plan seems to work with amazing results per FlyerTalk People

I'm am really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill.  

So as somebody who hasn't applied for Sapphire, get the easy 50K now and start warming up my complaining, or call Chase and give them that dude's codes and see if that works?

that code doesn't work for me online anyway so it appears to be a specific code for each targeted applicant.  I think the apply for 50K and then complain to get 100k or call and ask to apply for 100k are the options here. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 19, 2011, 01:04:55 PM
I'm really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill. 

i don't apply for stuff sometimes because i know i'd be very bad at it.  it really holds me back.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 19, 2011, 01:14:27 PM
If I can get 100k Chase Sapphire points my Hawaii Hyatt points problem is effing solved.  I've already been accepted for the 50k and when the card arrives I will call and badger them to change it to the 100k and post results.  

The call/badger plan seems to work with amazing results per FlyerTalk People

I'm am really good at complaining to get crap I want when it comes to hotel/airline miles.  johnny wichita is very bad at it according to the rumor mill.  

Could you make up a script to follow?

This please, like do you start nice and then get assholey if they don't give you what you want or go straight assholey mode?


Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 19, 2011, 01:24:22 PM
http://millionmilesecrets.com/2011/06/19/emily-gets-50000-extra-bonus-points-for-chase-sapphire-preferred-credit-card/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 19, 2011, 01:39:24 PM
that code doesn't work for me online anyway so it appears to be a specific code for each targeted applicant.  I think the apply for 50K and then complain to get 100k or call and ask to apply for 100k are the options here. 

Doesn't appear from other links/blogs that calling and asking to apply for 100K is working.  Secure messaging for the 100K on an existing or in-the-process 50K card is working.  Still not sure if applying for the 50K now that this is all out there will get me the 100K after the SM complaint.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 01:55:00 PM
sent the SM.  We will see.  The 50k is about the best deal out there anyway so really no risk.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2011, 02:05:15 PM
if I get approved for the adnl 50k I'm going to fist pump the doors off this place.  This will save me $2k at the Hyatt Kauai.  If mrs. dave signs up and also gets it that's another $2k.  unreal.  for doing nothing but spending $3k and no fees. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 19, 2011, 02:10:42 PM
I went ahead and applied for the 50K just now.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 19, 2011, 04:08:34 PM
I went ahead and applied for the 50K just now.

I will be doing the same.  On this type of crap, is there a chance that Citi tries to match it or is that wishful thinking on my part?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 06:20:01 AM
I am writing in response to your e-mail concerning the most recently promoted offers for Chase Sapphire customers.

I understand that the offer on your account is for 50000 bonus points after purchases worth $3000.00 within the first 93 days. It is never our intention to cause inconvenience to our customers due to different offers. You are our valued customer hence as a gesture of goodwill, I have added the balance 50000 points to your account which will be reflected in your next statement. I trust this adjustment brightens your day and hope to see a longstanding relationship with Chase. The original 50000 points which were offered will be added to your reward balance once you complete the required amount of purchases within the specified period
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 06:41:32 AM
I have added the balance 50000 points to your account which will be reflected in your next statement.

:emawkid: 

Should I wait to actually get approved and have an account before SM'n?  It usually takes a week or 2 for me on Chase cards now that I've gone through so many.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 06:45:31 AM
I went ahead and applied for the 50K just now.

I will be doing the same.  On this type of crap, is there a chance that Citi tries to match it or is that wishful thinking on my part?

:dunno:  I may have mumped up re: the citi thankyou points.  I called yesterday to cancel my citi AA because 1) annual fee coming up, 2) wanted to get the clock going on being able to get that deal again, 3) saw I'd be possibly applying for a Citi HHonors soon (wasn't familiar w/thankyou program) and also saw I'd get that to give me a solid reason to cancel AMEX HHonors quickly.  When they gave me their anti-close person, I rejected the fee waiver but then she was talking about changing it to a Thankyou card and getting 50K points.  I didn't know wtf she was talking about at the time so I insisted on getting the card closed, but I think if I'd been prepared I could've gotten the AA card shifted to a thankyou card w/the 50K points and no fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 06:59:30 AM
I went ahead and applied for the 50K just now.

I will be doing the same.  On this type of crap, is there a chance that Citi tries to match it or is that wishful thinking on my part?

:dunno:  I may have mumped up re: the citi thankyou points.  I called yesterday to cancel my citi AA because 1) annual fee coming up, 2) wanted to get the clock going on being able to get that deal again, 3) saw I'd be possibly applying for a Citi HHonors soon (wasn't familiar w/thankyou program) and also saw I'd get that to give me a solid reason to cancel AMEX HHonors quickly.  When they gave me their anti-close person, I rejected the fee waiver but then she was talking about changing it to a Thankyou card and getting 50K points.  I didn't know wtf she was talking about at the time so I insisted on getting the card closed, but I think if I'd been prepared I could've gotten the AA card shifted to a thankyou card w/the 50K points and no fee.

yeah, that would have been nice.  Plus, no hard credit pull if you worry about that kind of thing. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 06:59:55 AM
I have added the balance 50000 points to your account which will be reflected in your next statement.

:emawkid: 

Should I wait to actually get approved and have an account before SM'n?  It usually takes a week or 2 for me on Chase cards now that I've gone through so many.

I would wait to get confirmation that you are approved. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 07:06:20 AM
yeah, that would have been nice.  Plus, no hard credit pull if you worry about that kind of thing. 

Yeah, lesson learned.  Have a list of other deals that would be good when cancelling.  I'll have a couple Chases to cancel once the Sapphire thing goes down, so I'll try to find some United/Delta I could use before calling.  Although when I cancelled Chase Continental they didn't try hard to keep me from cancelling.  Maybe that was just a Citi thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 07:33:47 AM
hopefully will talk mrs. dave into signing up today and can get her the 100k too.  Will have roughly 208k Hyatt points when this whole thing is said and done.  That is ridiculous.  This will be the most lucrative credit card bonus for me so far. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 07:51:56 AM
Quote
Your rewards balance is 50,000  Points

Holy crap, they don't eff around  :eek: :emawkid:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 08:10:11 AM
Went ahead and transferred the 50k to hyatt to see how long it took them to get there. They arrived instantly. Feels good.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 20, 2011, 08:24:23 AM
Just unreal.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 08:34:04 AM
Just unreal.

haven't even got the rough ridin' card in the mail.  it's like they love printing money for smart people to use at their discretion. 
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 08:41:19 AM
EMAWs, is the wife or gf wanting to go to Paris? Both of you sign up for the sapphire and try to get the 100k deal. Even if they cut it off you are looking at 50k each. So you get between 5 and 9 nights (depending on if you get the 50 or 100k) at the Park Hyatt Paris which goes for over $1k a night. Then each of you sign up for the 75k aa card and you're flying there free too. Bam, free luxury Paris vacation courtesy of goEMAW.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 20, 2011, 09:17:31 AM
so, the next deal to "chase" (lol) is the chase sapphire. would I need to cancel my current chase card prior to getting the deal?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 09:23:27 AM
so, the next deal to "chase" (lol) is the chase sapphire. would I need to cancel my current chase card prior to getting the deal?

probably not if you only have one.  they have a maximum amount of credit they allow you to have between all of your chase accounts.  if you have too much on one card you will get a letter saying they can't give you this one because you have too much credit or too many cards or something.  then you call and tell them that you want to either move some credit from one of those cards to the new sapphire card or cancel one of the old ones or whatever.  I've had 3 chase cards most of the year but would have to cancel one each time I wanted another one. 

Also, just doing some quick math, if you and the wife/gf each sign up for this and end up with 206k points which you transfer to Hyatt points that is enough for 41 nights in the Hyatt Regency Wichita or Hyatt in KC.  41 nights.  41.  forty-one.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 09:40:43 AM
Remember when Dylan lived in a hotel?  that could be any one of you....for 41 days.  have your house remodeled and kick it at the Hyatt for 6 weeks.  get to know the staff.  have your sheets washed constantly and your crap picked up off the floor.  fresh mini bars of soap every day....or just bring your own and stash the mini bars every day so you have 41 mini bars of soap when you go home!  tons of possibilities here. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 09:41:30 AM
Also, just doing some quick math, if you and the wife/gf each sign up for this and end up with 206k points which you transfer to Hyatt points that is enough for 41 nights in the Hyatt Regency Wichita or Hyatt in KC.  41 nights.  41.  forty-one.

Thought about this when I got the 80K SPG points.  Could stay at that Starwood we stayed at for OKC paks for like a month.  Thought if my life ever hit the skids, I could just move into that hotel for a month to regroup.

Somebody w/41 Hyatt nights could put up nearly everyone good from goEMAW for the night for the Wichita HugginsPak.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 20, 2011, 09:44:13 AM
Since my company gives me a corporate card, spending $3k in 3 months would seriously be a lot for me. I would be getting into buying stupid crap just to get points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 09:47:46 AM
spending $3k in 3 months would seriously be a lot for me. I would be getting into buying stupid crap just to get points.

pay all your bills with it for 3 months or something.  buy some of those coins from the govt.  Buy a bunch of gift cards to somewhere you normally spend money.  I am looking at having to spend $6k between the two Sapphires in 3 months and $5500 on the two AA cards within 6 months (of which the three month sapphire time period is a part of).  So really $11,500 in six months.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 09:48:55 AM
Since my company gives me a corporate card, spending $3k in 3 months would seriously be a lot for me. I would be getting into buying stupid crap just to get points.

Holding off on paying for hoops tickets while waiting for the card.  Will miss the incentives for ordering today but should still have a shot at Denis' jersey.

(http://grfx.cstv.com/schools/ksu/graphics/email/mbb061711_EB.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 20, 2011, 10:00:59 AM
spending $3k in 3 months would seriously be a lot for me. I would be getting into buying stupid crap just to get points.

pay all your bills with it for 3 months or something.  buy some of those coins from the govt.  Buy a bunch of gift cards to somewhere you normally spend money.  I am looking at having to spend $6k between the two Sapphires in 3 months and $5500 on the two AA cards within 6 months (of which the three month sapphire time period is a part of).  So really $11,500 in six months. 

that's a lot of hassle.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 10:01:30 AM
How is that Starwood Amex treating you SD?  Been looking at the one but hate the though of a yearly fee being tacked on after the first year

If you spend a good amount on it they will waive the fee.  Come fee time just call them and tell them that you are going to cancel unless they waive it.  If they don't waive it they will offer to reduce it.  It all depends on how much you spend on it.  If they won't waive it you can just cancel it and re-apply.  Bonus is you get the re-apply bonus miles each time.  You may have to wait a while after cancelling to re-apply though.  Don't know for sure.  I cencelled the delta amex because of an upcoming annual fee and re applyed the next day and got all the bonus miles and everything.  The SPG is the best because their points transfer to any airline at 1:1 or 25k if you transfer 20k.  

My SPG annual fee is coming up between now and next month when I'm using 30K points for a 5-nighter and have the SPG card holding my reservation.  Would be kind of a pain to cancel the card, have been using it as my everyday for the last few weeks too.  Way to get fee waived if I'm not really wanting to posture cancellation?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 10:03:26 AM
Also, not negotiating some crazy deal on that AA/thankyou transaction yesterday is really bugging me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 10:10:21 AM
rusty, quit being a pussy.

trim, if you use the card constantly I almost guarantee you can threaten to cancel using the annual fee as a reason and get it waived or be given sufficient free SPG points that you don't mind paying it.  and yeah, making mistakes on free travel miles stuff is worse to me than making a mistake that costs me actual cash.  actual cash is boring and used to barter for boring crap.  points are used soley for fun stuff and are the thinking man's cash.   
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 10:16:55 AM
trim, if you use the card constantly I almost guarantee you can threaten to cancel using the annual fee as a reason and get it waived or be given sufficient free SPG points that you don't mind paying it.  and yeah, making mistakes on free travel miles stuff is worse to me than making a mistake that costs me actual cash.  actual cash is boring and used to barter for boring crap.  points are used soley for fun stuff and are the thinking man's cash.   

Trying right now. 

Yeah, I'd probably pay $50 to travel back in time and have another crack at that citi cancellation.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 20, 2011, 10:19:58 AM
I think I will do the AA 75k miles instead.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2011, 10:23:06 AM
trim, if you use the card constantly I almost guarantee you can threaten to cancel using the annual fee as a reason and get it waived or be given sufficient free SPG points that you don't mind paying it.  and yeah, making mistakes on free travel miles stuff is worse to me than making a mistake that costs me actual cash.  actual cash is boring and used to barter for boring crap.  points are used soley for fun stuff and are the thinking man's cash.   

Trying right now. 

Yeah, I'd probably pay $50 to travel back in time and have another crack at that citi cancellation.

Called.  Didn't threaten cancellation but asked what fee was and when and when I can cancel by.  I'll have 30 days after the fee is charged next month to cancel and get a refund.  Will work better for me with everything I've got going on through July to do that and actually be able to cancel if they don't refund me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2011, 11:42:33 AM
Quote
Dear Richard Ingersoll,

Thank you for providing me with the opportunity to assist
you today.

Thank you for your inquiry. With the continual changes and
promotional offers for many credit card products we at
Chase will always consider allowing the newest promotion
to be applied to any qualified accounts that were opened
within the previous 90 days of the offer.

In reviewing the open date on the accounts, I regret to
advise that the accounts are not qualified to participate
in the new enrollment promotion and therefore we are
unable to honor your request.

Although we appreciate your loyalty, we ask that you trust
that this decision is the same for all members whose
accounts do not fall within this designated time frame. We
feel that adhering to the same policy for all members
outside of this designated time frame is the best way to
remain fair and consistent.

If you have any further questions, please reply using the
Secure Message Center.

Thank you,

looks like they are handling it exactly like the continental bonus in that as long as you got the Sapphire within the last 90 days (and hopefully going forward) you get the adnl 50k
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 20, 2011, 08:50:36 PM
I think I will do the AA 75k miles instead.

link please.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 06:18:41 AM
http://www.flyertalk.com/forum/14386923-post2.html

 various currently working aa offers.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 21, 2011, 08:52:59 AM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 09:13:49 AM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.

I'm wondering if Chase hasn't put the brakes on the Sapphire while they decide what position to take on the hundreds of millions of miles they are giving away.  I applied for mrs. dave's sapphire card last night and was shocked she didn't get instantly approved as she hasn't applied for anything from chase in about 6 months and only has one chase card.  Even if I can only get her the 50K sapphire I'm pretty happy about having 156k Hyatt points.  Would only need about 18,500 more to get all eight nights in Kauai. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 21, 2011, 09:35:02 AM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.

I'm wondering if Chase hasn't put the brakes on the Sapphire while they decide what position to take on the hundreds of millions of miles they are giving away.  I applied for mrs. dave's sapphire card last night and was shocked she didn't get instantly approved as she hasn't applied for anything from chase in about 6 months and only has one chase card.  Even if I can only get her the 50K sapphire I'm pretty happy about having 156k Hyatt points.  Would only need about 18,500 more to get all eight nights in Kauai. 

Well I'm wondering if Chase isn't looking for me to punch them in the face, neck and balls the next time i see them, because that's exactly what I'm going to do if they don't quickly approve my crap and give me the 100k.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 09:36:12 AM
Is it even possible to call the re-consideration line before you get the rejection with the reference number or whatever?  I don't have a lot of experience with this.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 21, 2011, 09:39:43 AM
I'm going to be unreasonably upset at this point if I only get 50K instead of 100K.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 09:42:34 AM
If I am the only person on this board that got the 100k......  :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 21, 2011, 09:50:25 AM
Is it even possible to call the re-consideration line before you get the rejection with the reference number or whatever?  I don't have a lot of experience with this.

There are tons of reports of people calling in even just ten minutes after they didn't get an instant approval. Have seen reports on both flyertalk and thepointsguy, who BTW is my absolute fav out of all the online points/Blogger guys. Used to like viewfromthewing, but that guy is just so rough ridin' full of himself now that it's not even funny.

Have you read the pointsguy nine different post ba miles breakdown? Just great info. Using your homebase as a stopover on a return flight so that it could save you from having to purchase/use points on an outward flight down the road never, ever occurred to me before reading that stuff and even then I had to read it three times before it made sense. Also, if you really want to go to hawaii again, you should just try to use it as a stopover for an Australia or new Zealand supermega trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 10:15:58 AM
Is it even possible to call the re-consideration line before you get the rejection with the reference number or whatever?  I don't have a lot of experience with this.

There are tons of reports of people calling in even just ten minutes after they didn't get an instant approval. Have seen reports on both flyertalk and thepointsguy, who BTW is my absolute fav out of all the online points/Blogger guys. Used to like viewfromthewing, but that guy is just so rough ridin' full of himself now that it's not even funny.

Have you read the pointsguy nine different post ba miles breakdown? Just great info. Using your homebase as a stopover on a return flight so that it could save you from having to purchase/use points on an outward flight down the road never, ever occurred to me before reading that stuff and even then I had to read it three times before it made sense. Also, if you really want to go to hawaii again, you should just try to use it as a stopover for an Australia or new Zealand supermega trip.

Already booked the Kauai 2012 flight.  80K UA miles.  Booked a convertible via Enterprise for $450 for 9 days which was pretty ridic.  Now I just need these Hyatt points to have this mofo basically paid for. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on June 21, 2011, 10:45:30 AM
If I am the only person on this board that got the 100k......  :kstategrad:

 :peek: x 2
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 10:46:08 AM
If I am the only person on this board that got the 100k......  :kstategrad:

 :peek: x 2

welcome to the cool kid club JW  :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on June 21, 2011, 11:16:43 AM
If I am the only person on this board that got the 100k......  :kstategrad:

 :peek: x 2

welcome to the cool kid club JW  :party:

Thanks.  I'm going to wait until I get my statement confirming before I celebrate. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 11:17:37 AM
If I am the only person on this board that got the 100k......  :kstategrad:

 :peek: x 2

welcome to the cool kid club JW  :party:

Thanks.  I'm going to wait until I get my statement confirming before I celebrate. 

I have no idea what this even means
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 21, 2011, 11:36:12 AM
Is it even possible to call the re-consideration line before you get the rejection with the reference number or whatever?  I don't have a lot of experience with this.

There are tons of reports of people calling in even just ten minutes after they didn't get an instant approval. Have seen reports on both flyertalk and thepointsguy, who BTW is my absolute fav out of all the online points/Blogger guys. Used to like viewfromthewing, but that guy is just so effing full of himself now that it's not even funny.

Have you read the pointsguy nine different post ba miles breakdown? Just great info. Using your homebase as a stopover on a return flight so that it could save you from having to purchase/use points on an outward flight down the road never, ever occurred to me before reading that stuff and even then I had to read it three times before it made sense. Also, if you really want to go to hawaii again, you should just try to use it as a stopover for an Australia or new Zealand supermega trip.

I'm probably going to get PI'd into account deletion for this, but could someone explain the stopover thing to me?  From what I am reading on FT you can somehow use BA points to fly one way routes from partner airlines but "stopover" in these connecting cities presumably multiple days and still not get charged extra miles for the connecting flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 21, 2011, 11:55:09 AM
Is it even possible to call the re-consideration line before you get the rejection with the reference number or whatever?  I don't have a lot of experience with this.

There are tons of reports of people calling in even just ten minutes after they didn't get an instant approval. Have seen reports on both flyertalk and thepointsguy, who BTW is my absolute fav out of all the online points/Blogger guys. Used to like viewfromthewing, but that guy is just so effing full of himself now that it's not even funny.

Have you read the pointsguy nine different post ba miles breakdown? Just great info. Using your homebase as a stopover on a return flight so that it could save you from having to purchase/use points on an outward flight down the road never, ever occurred to me before reading that stuff and even then I had to read it three times before it made sense. Also, if you really want to go to hawaii again, you should just try to use it as a stopover for an Australia or new Zealand supermega trip.

I'm probably going to get PI'd into account deletion for this, but could someone explain the stopover thing to me?  From what I am reading on FT you can somehow use BA points to fly one way routes from partner airlines but "stopover" in these connecting cities presumably multiple days and still not get charged extra miles for the connecting flight.

Daris can link the post, but basically you have free reign to make layovers that are absurdly long (days) without using more miles really.  A few caveats such as they have to be in the same general direction and when redeeming BA miles you can't switch airlines.  RD may have to correct me on some of it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 12:08:58 PM
I'm probably going to get PI'd into account deletion for this, but

safer here than on FT.  they are brutal. 
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on June 21, 2011, 12:41:59 PM
Man, I've missed this board (and this thread in particular) the past several weeks.

I feel like I have way too much catching up to do to figure out what is going on with the Chase Sapphire stuff.

This HHonors AmEx offer any good?
Quote
Get 20,000 HHonors Bonus Points after your first purchase with the Card.5
Get 30,000 HHonors Bonus Points when you spend US$500 in your first three months of Cardmembership.6
Get 2,500 HHonors Bonus Points for each of your first four stays at one of ten distinct brands within the Hilton Worldwide portfolio paid for with the Card during the first 18 months of Cardmembership.7
And get 2,500 HHonors Bonus Points when you add an Additional Cardmember.8
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 12:47:09 PM
Man, I've missed this board (and this thread in particular) the past several weeks.

I feel like I have way too much catching up to do to figure out what is going on with the Chase Sapphire stuff.

This HHonors AmEx offer any good?
Quote
Get 20,000 HHonors Bonus Points after your first purchase with the Card.5
Get 30,000 HHonors Bonus Points when you spend US$500 in your first three months of Cardmembership.6
Get 2,500 HHonors Bonus Points for each of your first four stays at one of ten distinct brands within the Hilton Worldwide portfolio paid for with the Card during the first 18 months of Cardmembership.7
And get 2,500 HHonors Bonus Points when you add an Additional Cardmember.8

Not bad for Hilton but I'm considering abandoning them as hard as that will be.  They are great for business travel because they reward very well based on elite status, but it takes too damn long to get enough miles for free nights.  That 50k you get for the initial spend of $500 is only enough for one night in their top hotels (not even counting Waldorf Astorias which are 60-80k). 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 21, 2011, 12:52:38 PM
This HHonors AmEx offer any good?

I did that one.  Planning on cancelling and getting a Citi 40K HHonors and then being done with them.  That'll put me at about 120K points, and I almost never find myself staying there.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 21, 2011, 05:51:21 PM
Is it even possible to call the re-consideration line before you get the rejection with the reference number or whatever?  I don't have a lot of experience with this.

There are tons of reports of people calling in even just ten minutes after they didn't get an instant approval. Have seen reports on both flyertalk and thepointsguy, who BTW is my absolute fav out of all the online points/Blogger guys. Used to like viewfromthewing, but that guy is just so effing full of himself now that it's not even funny.

Have you read the pointsguy nine different post ba miles breakdown? Just great info. Using your homebase as a stopover on a return flight so that it could save you from having to purchase/use points on an outward flight down the road never, ever occurred to me before reading that stuff and even then I had to read it three times before it made sense. Also, if you really want to go to hawaii again, you should just try to use it as a stopover for an Australia or new Zealand supermega trip.

I'm probably going to get PI'd into account deletion for this, but could someone explain the stopover thing to me?  From what I am reading on FT you can somehow use BA points to fly one way routes from partner airlines but "stopover" in these connecting cities presumably multiple days and still not get charged extra miles for the connecting flight.

http://thepointsguy.com/2011/04/how-to-use-british-airways-miles-post-8-the-art-of-the-stopover/

my understanding is this and i'll try to explain it decently. i haven't done it but this is my understanding, british airways is basically the same as american when it comes to booking reward flights because they are both part of oneworld alliance. they are partners so to speak...


let's say for sake of argument that you are wanting to fly out of manhattan on american but wanting to use british airways miles. lets also say that you are wanting to go from manhattan to keywest and then come back to manhattan but maybe also want to go to vegas or san diego or somewhere on the west coast sometime after you get back to manhattan from your key west trip. you could log onto american and check reward flights from manhattan to key west. they allow you to redeem for one way. you find what you want and book. on the trip back you could check from key west to manhattan and find what you want but then also check future flights from manhattan to vegas or san diego and use your flight back to manhattan as a stopover. you could apparently stopover in manhattan for a couple of months and then continue your flight from key west from manhattan to a different location by going to dallas and then to vegas or san diego or wherever and it would be part of the same flight back from key west and not cost any additional miles. you'd in essence be getting a flight back to manhattan and an additional flight to somewhere on the west coast for the cost of a flight back to manhattan. make sense? sorry if no. let me know.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 21, 2011, 06:16:01 PM
Thanks daris makes perfect sense. Basically you have to get yourself back from wherever your second trip destination is. Would be pretty fantastic for travel across europe on the way back to the U.S if done right.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 21, 2011, 06:50:29 PM
Thanks daris makes perfect sense. Basically you have to get yourself back from wherever your second trip destination is. Would be pretty fantastic for travel across europe on the way back to the U.S if done right.

Maybe, maybe not. Europe travel using British airway miles gets a little weird I Fbook. As does using multiple carriers using British airway mileage. I would look at all the posts that are in the first paragraph or two that I linked. Can't help more than that cause I only intend to use my British miles on American and American only. Sorry.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2011, 07:15:02 PM
As I understood it you would have to have your stopover be somewhere that the flight would actually connect through (ie. either DFW/ORD most likely) that not the case?
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on June 21, 2011, 08:17:28 PM
If I am the only person on this board that got the 100k......  :kstategrad:

 :peek: x 2

welcome to the cool kid club JW  :party:

Thanks.  I'm going to wait until I get my statement confirming before I celebrate. 

I have no idea what this even means

 :pbj: :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 21, 2011, 09:04:34 PM
As I understood it you would have to have your stopover be somewhere that the flight would actually connect through (ie. either DFW/ORD most likely) that not the case?

Hmm...as I understand it you are a dumbass. Just kidding. You are probably right. Haven't tried it. Hope you are wrong but you probably aren't. I've seen some suggestions that you might be wrong, but it makes more sense that you aren't. How do they decide where a flight would connect through though? I've tried to get aa and hence ba flights that took me through Memphis. Really?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2011, 07:30:39 AM
As I understood it you would have to have your stopover be somewhere that the flight would actually connect through (ie. either DFW/ORD most likely) that not the case?

Hmm...as I understand it you are a dumbass. Just kidding. You are probably right. Haven't tried it. Hope you are wrong but you probably aren't. I've seen some suggestions that you might be wrong, but it makes more sense that you aren't. How do they decide where a flight would connect through though? I've tried to get aa and hence ba flights that took me through Memphis. Really?

probably right about the dumbass part.  I honestly haven't looked into it that much. 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 22, 2011, 09:16:25 AM
so yesterday I finally applied for the citibank AAadvantage 75k card. this morning I got a text saying I needed to call them regarding it. wtf is that all about
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 22, 2011, 09:27:55 AM
so yesterday I finally applied for the citibank AAadvantage 75k card. this morning I got a text saying I needed to call them regarding it. wtf is that all about

You're busted.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2011, 09:49:39 AM
so yesterday I finally applied for the citibank AAadvantage 75k card. this morning I got a text saying I needed to call them regarding it. wtf is that all about

sounds like a steal an old person's money scheme.  i wouldn't call.  did you sign up for text alerts or agree to get texts for promotions or something? 
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 22, 2011, 09:56:11 AM
I bet all the guys and gals in the citibank office are rolling and laughing at YLA.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 22, 2011, 10:10:27 AM
I don't think so, might have though  :dunno: would rather them just accept or reject though, don't feel like calling them  :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2011, 10:28:22 AM
I don't think so, might have though  :dunno: would rather them just accept or reject though, don't feel like calling them  :blank:

oh, I thought you got accepted already.  may be wanting to discuss your application or something. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wELLsculptedbrows on June 22, 2011, 12:10:12 PM
Could I solicit some advice on what the best deal would be for earning miles that I can redeem on a flight to Italy this October?

I'm an idiot when it comes to this stuff ... is there anything that would possibly be redeemable in that time frame?   

Chase Sapphire Preferred? Citi ThankYou Premier? Citi American AAdvantage?

TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 22, 2011, 12:52:17 PM
Could I solicit some advice on what the best deal would be for earning miles that I can redeem on a flight to Italy this October?

I'm an idiot when it comes to this stuff ... is there anything that would possibly be redeemable in that time frame?   

Chase Sapphire Preferred? Citi ThankYou Premier? Citi American AAdvantage?

TIA.

British Airways Chase Visa is what you need IMO.  50k initial for signing up plus 50K for spending 2500 within 6 months of cardholder signup date.  Plus you can fly British metal(wanted to say that for awhile now) or AA metal with the same points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2011, 01:14:00 PM
Could I solicit some advice on what the best deal would be for earning miles that I can redeem on a flight to Italy this October?

I'm an idiot when it comes to this stuff ... is there anything that would possibly be redeemable in that time frame?   

Chase Sapphire Preferred? Citi ThankYou Premier? Citi American AAdvantage?

TIA.

British Airways Chase Visa is what you need IMO.  50k initial for signing up plus 50K for spending 2500 within 6 months of cardholder signup date.  Plus you can fly British metal(wanted to say that for awhile now) or AA metal with the same points.

100k deal expired though
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2011, 01:14:30 PM
Could I solicit some advice on what the best deal would be for earning miles that I can redeem on a flight to Italy this October?

I'm an idiot when it comes to this stuff ... is there anything that would possibly be redeemable in that time frame?   

Chase Sapphire Preferred? Citi ThankYou Premier? Citi American AAdvantage?

TIA.

what are your dates and what specific citys are you wanting to fly out of?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2011, 01:21:17 PM
moral of the story is that you are probably mumped (just checked some reward availability into Rome out of KC for mid October on AA and United and they have crap left for availability unless you want to pay 60k miles each way) but if you get a real quick 50k-100k sapphire points you could just book through chase and save $600-$1200 :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 22, 2011, 01:28:12 PM
not gonna lie flyertalk intimidates the crap outta me, do you guys just stick to the credit card forum?

the points guy blog seems pretty nice, lists all the best and current deals with links, if I look at that blog and this thread will I be all up to date on the best and most current CC deals?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2011, 01:43:46 PM
not gonna lie flyertalk intimidates the crap outta me, do you guys just stick to the credit card forum?

the points guy blog seems pretty nice, lists all the best and current deals with links, if I look at that blog and this thread will I be all up to date on the best and most current CC deals?

A) flyertalk intimidates the crap out of me too.  I go to the MilesBuzz! forum as it hits the high notes on flyertalk unless I'm looking for a specific brand or very specific piece of info.  I've never posted because I would humiliate myself and then have to sign up again under another name and make fun of my former login to try to look cool in front of the flyertalk'ers.  WHY DIDN'T I READ THE ENTIRE 29 PAGE FAQ BEFORE POSTING!?

B) yeah, if you read a couple blogs (thepointsguy.com and boardingarea.com (which is actually a group of blogs)) and read this thread you will be pretty much set.
Title: Re: How Many Credit Cards Do You Have?
Post by: wELLsculptedbrows on June 22, 2011, 01:47:59 PM
moral of the story is that you are probably mumped (just checked some reward availability into Rome out of KC for mid October on AA and United and they have crap left for availability unless you want to pay 60k miles each way) but if you get a real quick 50k-100k sapphire points you could just book through chase and save $600-$1200 :dunno:

That's kind of what I thought. It looked like I might be able to get at least one way to Rome or Milan knocked out by signing up for the US Airways Master Card ... but maybe the Sapphire is the way to go.

This is for a clusterfuck of a wedding, the details for which at this point are: Italy, October.  :blank:  The groom's sister is a flight attendant and they fly ridiculously cheap all the time, so I am hoping I can take advantage of that and not have to worry about points/miles anyway.

Thanks for the info.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 22, 2011, 01:54:57 PM
I would really like fats to learn about mileage stuff and flame the crap out of FT like he used to do on anandtech(?).

and seriously guys, grow a pair and show those ft bullies who's boss.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 22, 2011, 04:53:16 PM
I would really like fats to learn about mileage stuff and flame the crap out of FT like he used to do on anandtech(?).

and seriously guys, grow a pair and show those ft bullies who's boss.

 :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2011, 07:28:16 AM
Quote
Several readers are commenting that Chase intends to pull back the points issued to those not targeted. I have no first hand knowledge if that is correct or not. If you have a place to put the points, you may want to consider doing so.

 :horrorsurprise:

I don't think this will actually happen because it would piss a ton of people off.  but, if you have gotten the extra 50k you should prolly transfer them to Hyatt asap.  This prolly means mrs. dave is only getting 50k instead of 100k though.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 23, 2011, 07:37:06 AM
Quote
Several readers are commenting that Chase intends to pull back the points issued to those not targeted. I have no first hand knowledge if that is correct or not. If you have a place to put the points, you may want to consider doing so.

 :horrorsurprise:

I don't think this will actually happen because it would piss a ton of people off.  but, if you have gotten the extra 50k you should prolly transfer them to Hyatt asap.  This prolly means mrs. dave is only getting 50k instead of 100k though.  

Yeah. Nobody is getting the extra fifty any more. Oh well.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2011, 07:40:45 AM
Quote
Several readers are commenting that Chase intends to pull back the points issued to those not targeted. I have no first hand knowledge if that is correct or not. If you have a place to put the points, you may want to consider doing so.

 :horrorsurprise:

I don't think this will actually happen because it would piss a ton of people off.  but, if you have gotten the extra 50k you should prolly transfer them to Hyatt asap.  This prolly means mrs. dave is only getting 50k instead of 100k though.  

Yeah. Nobody is getting the extra fifty any more. Oh well.

50k Hyatt is still about the best deal going right now though.  50k Hyatt > 75k AA imo.  But I'm always flush with airline miles and always short on hotel points. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 23, 2011, 07:41:51 AM
 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2011, 07:43:15 AM
:frown:


chase has egg on their face.  the whole game is going to change soon as far as targetted offers imo.  they never stay secret and banks aren't going to want to deal with everyone else clammering for them when they get out. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 23, 2011, 07:47:04 AM
:frown:


chase has egg on their face.  the whole game is going to change soon as far as targetted offers imo.  they never stay secret and banks aren't going to want to deal with everyone else clammering for them when they get out. 

Better to somehow get rejected for the Sapphire now, so that when they later try to make everything right by putting out a legit 100K offer to everyone, I'll still be a Sapphire virgin?  Decent chance they'll call about shifting limits around to get approval for this one.  Suppose I could say no thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2011, 07:57:49 AM
:frown:


chase has egg on their face.  the whole game is going to change soon as far as targetted offers imo.  they never stay secret and banks aren't going to want to deal with everyone else clammering for them when they get out. 

Better to somehow get rejected for the Sapphire now, so that when they later try to make everything right by putting out a legit 100K offer to everyone, I'll still be a Sapphire virgin?  Decent chance they'll call about shifting limits around to get approval for this one.  Suppose I could say no thanks.

I would go ahead and turn and burn it.  they've already done the credit check.  the rest is the free stuff :dunno: (unless you don't want to spend $3k on it). 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 23, 2011, 08:00:58 AM
:frown:


chase has egg on their face.  the whole game is going to change soon as far as targetted offers imo.  they never stay secret and banks aren't going to want to deal with everyone else clammering for them when they get out. 

Better to somehow get rejected for the Sapphire now, so that when they later try to make everything right by putting out a legit 100K offer to everyone, I'll still be a Sapphire virgin?  Decent chance they'll call about shifting limits around to get approval for this one.  Suppose I could say no thanks.

I would go ahead and turn and burn it.  they've already done the credit check.  the rest is the free stuff :dunno: (unless you don't want to spend $3k on it). 

Yeah, I suppose if they go ahead and do a 100K offer anytime soon as a goodwill thing to cover this debacle, it won't be too difficult to PI them into the extra 50K for the same reason, 3-month limit or not.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 23, 2011, 08:05:49 AM
Of course, I'm going to SM them on this deal for the extra 50K as soon as I get my card and cite that it's not fair that Emily and steve dave got the extra 50K and I didn't.  Who the eff are Emily and steve dave?  Don't worry about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2011, 03:31:28 PM
Is anyone thinking of getting the SPG Amex yet but hasn't?  If you are you should PM me so I can refer you.  You will still get the 10k SPG for first purchase and then 15k SPG more after you spend so much in the first 6 months like normal.  Difference is that I get 5k SPG for you signing up   :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: yat on June 23, 2011, 03:39:20 PM
Is anyone thinking of getting the SPG Amex yet but hasn't?  If you are you should PM me so I can refer you.  You will still get the 10k SPG for first purchase and then 15k SPG more after you spend so much in the first 6 months like normal.  Difference is that I get 5k SPG for you signing up   :fatty:

Dude - I signed up this a.m.!  If you know of a way you can retroactively refer me - PM.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2011, 03:42:49 PM
Is anyone thinking of getting the SPG Amex yet but hasn't?  If you are you should PM me so I can refer you.  You will still get the 10k SPG for first purchase and then 15k SPG more after you spend so much in the first 6 months like normal.  Difference is that I get 5k SPG for you signing up   :fatty:

Dude - I signed up this a.m.!  If you know of a way you can retroactively refer me - PM.

haha, I don't think I can.  I have to get your email and send you a link and then you refer through that link.  Thanks for being willing though!
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 23, 2011, 04:37:44 PM
Quote
Meet Pete D'Arruda: A man with 25 charge cards, more than a quarter of a million dollars in available credit -- and a lot of financial self-control.

D'Arruda says he has more than $300,000 in available credit thanks to some 25 Visas, Mastercards, and individual store, airlines and gas cards -- or about $12,000 per card. If he throws in his home-equity line of credit, it's close to $400,000.

"It's not taboo to have a bunch of credit cards," said D'Arruda, a personal finance consultant who has been building his credit trove for about five years. "It's about how you manage them."

The founding principal of Capital Financial Advisory Group in Cary, N.C., and author of three personal-finance books is testing the more-is-better theory of credit cards: The more cards and available credit one has, the better the credit score -- assuming, of course, the bills are paid promptly.

With a FICO credit score in the 810-815 range, it's working for him. But credit-agency experts say it's unnecessary and could create a financial maelstrom for those less diligent with their money.

"For many people they would end up with $350,000 in debt and that would not be a very good thing," said Rod Griffin, director of public education for Experian.

D'Arruda charges everything from coffee to the rent for his office space on credit cards. He prides himself on his ability to manage them all and to pay them promptly, keeping himself from falling into a debt spiral.

"I like to pay my bills on time," he said. "Even though I have all those outstanding potential balances, I don't have many outstanding balances."

What he does have, he boasts, is hundreds of thousands of miles and points, numerous discounts and even freebies from retail stores and vacation spots, waived annual fees on some credit cards and better interest rates on insurance and car and home loans. Typically, the higher the credit score, the lower the interest rate. What's more, he's got a running tally through credit-card statements on where he's spent money both personally and for business.

"I'm getting paid to have a good credit score," he said.

He's got a Disney Visa card from Chase -- with Buzz Lightyear on it that entertains his daughter Carrie -- with which he's accumulated enough points to pay for a Disney cruise this Thanksgiving. His platinum American Express card points will cover the airfare to Orlando, Fla.

Even cards with fees are a bonus for D'Arruda. He's got a Visa Black Card, a new elite card with concierge service, access to airport lounges, cash-back rewards or airfare on any airline with no blackouts. He's assessing it for a year to determine if he'll use the rewards programs enough to cover the cost of the $495 annual fee, but he got the fee waived to do so.

"They pulled my credit score and saw that I was a good risk," he said.

Credit scores are calculated through a complicated and proprietary algorithm of measures that differ among scoring agencies. However, there are three major pieces of your credit-score picture that all follow to closely

The most important: Your bill-paying history. It will account for as much as 35% of your total score. Pay all your bills on time. Even if it's just the minimum payment, make sure that bill is marked paid on the designated date -- or sooner. D'Arruda said he sometimes makes two payments a month to keep his balances in order.

Next up is what credit-ratings agencies call the "utilization rate," or your debt-to-available-credit ratio. D'Arruda, who said his typically stands at about 10% to 15% and no more than 25%, began this credit-building experiment based on the simple notion that your credit score is mostly determined by the amount of available credit subtracted by the amount outstanding.

It's a fussier method than that, but your utilization rate is worth some 30% of your score. Creditors don't want to see the ratio over 30% and consider it an important link to your financial acumen and any lifestyle changes you may be facing.

"You don't need a lot of credit cards to have a good utilization rate," said Barry Paperno, consumer operations manager for myfico.com, the consumer arm of credit-scorer FICO. "And obtaining 25 credit cards for your score is overkill. Utilization looks at percentages more than dollars."

Consider it this way: If you have $300,000 in available credit and carried a $30,000 balance, your utilization rate is 10%; if the available credit stands at $3,000 and you charged $300, your utilization rate is the same.

What you must have are credit limits that meet your charging needs, said Steven Katz, senior director of operations for TransUnion, the credit- and information-management company. "You may need a smaller number of cards with higher limits or more cards with smaller limits to stay under that 30% utilization rate."

Don't max out one card over another either in order to keep the utilization rates under 30%, he added. If you take out a store credit card with a $5,000 limit and you charge $4,750 for a home-theater system, your utilization rate on that card will set off alarms.

"It's a good idea to try to keep the balance on each card under 30% of the limit," Katz said. "It will help guide your efforts to keep your overall credit use low."

A perfect score is near impossible to get and having credit but not using it won't get you there. That's doesn't mean that you have to carry a balance that you must then pay interest fees on each month. You just need to use the card and pay it off to maximize your credit score.

"The ideal place to be is under a 10% utilization rate but over 0%," FICO's Paperno said. "There needs to be some kind of recent activity" to activate a score.

Your credit mix and history contribute about 15% to your score. Creditors like to see how you handle revolving credit, or credit cards, and installment loans, like mortgages and car and student loans. They average the age of the accounts divided by the number of accounts. Surprisingly, income doesn't play a very significant part of the credit score.

D'Arruda had a long credit history before he started on this venture and said he was cautious about how much credit he applied for when. That's because your score gets dinged each time it's checked for new credit. Applying for too much credit at once has creditors worried that you're in a financial bind and getting ready to rely on credit you might not pay back.

New accounts opened also impact your score by about 10% for much of the same reason. "Taking on new credit has shown to indicate a higher level of risk," Paperno said. "People who go into default tend to have added new credit more recent than those who haven't."

D'Arruda admits he started collecting credit cards as a personal challenge to see how many he could get before he got cut off. The limits on each card vary, of course, and he's even got an American Express that has no limit, though he's not willing to test what that might mean.

"This is a lesson in discipline," he said. "When you get the credit card, it's like free money. You have to manage them well. It all comes down to not overspending because it's not your money."

And he said he only chooses cards that will help him with points, miles, cash back and other perks. He likes the 30% discounts he gets at Kohl's, for example, and the special sales offered only to Home Depot and Best Buy cardholders. He's a big fan of the Capital One card because it offers double miles.

His tool for limiting credit-card abuse? A metal money clip. It only holds five cards at a time, which helps him to monitor spending.

"You've got to treat it like cash," he said. "You have to pay it back and if you do it wrong, you have to pay a whole bunch more back."
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2011, 05:59:35 PM
810-815. Pffffffffftttttt noob
Title: Re: How Many Credit Cards Do You Have?
Post by: deuce on June 23, 2011, 11:42:04 PM
Just called and activated my AA Visa and AA AmEx.  Verified the 75k on each with no problem.  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2011, 07:32:11 AM
Free rental car day with Hertz.  And, if you aren't a #1 Club Gold you get that with the annual fee waived.  Pretty great deal for a short amount of time.  I get Gold status via my office but hit them up for the 500 free points plus an adnl 100 for each rental through september.

Hertz Link
http://goldplus.hertz.com/?UID=&SID=EN_DM

Blog Link Discussing
http://boardingarea.com/blogs/milesquest/2011/06/23/one-free-weekend-day-rental-with-hertz/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2011, 07:54:30 AM
Just called and activated my AA Visa and AA AmEx.  Verified the 75k on each with no problem.  :cheers:

 :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2011, 12:46:18 PM
good example of FT poster intimidation.  Guy asks relevant question and is obv. a n00b, guy with only 4 posts says something trying to be helpful, guy with more posts chimes him to tell him he's a dumbass and so is everyone else on board, mod chimes in and tells them all to GTFO.  

Quote
hqly2001
 
Join Date: Mar 2011
Posts: 84
Credit card churning

Assuming that most people will cancel their card after the one year free membership is over, will this have a substantially adverse effect on their credit? I know that applying and hard pull hurts the score a bit, but closing the accounts would hurt the score due to credit availability. Does anyone know how substantial?

Any idea if it matters if you cancel 3-4 cards all at once or cancel each as the renewal approaches?
     
 Today, 5:52 am      #2
TravelFreeCoach
 
Join Date: May 2011
Posts: 4
There is an impact on your credit score when you cancel a card. Basically it shortens the length of your credit history. It's not a big factor since credit history only accounts for 10% of your credit score.

I don't think cancelling them at once or a different times makes a difference.
     
 Today, 6:52 am      #3
QL_714
 
Join Date: Sep 2009
Posts: 719
Mods should immediately close all threads related to credit questions. A hate to say it but FT is one of the most ill informed forums I have seen when it comes to this topic. It does not matter if an account is open or closed it will count towards AAoA.
     
 Today, 6:56 am      #4
philemer
Moderator: MilesBuzz & Other Credit Cards
 
Join Date: Aug 2002
Location: Idaho or anywhere a good micro brew is served!!
Posts: 3,900
Please use www.creditboards.com for this type of discussion.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on June 26, 2011, 08:21:34 AM
Wait, so rough ridin' beems has donated and we still have "regulars" who haven't?    :goodbyecruelworld:

That's right.  And on the same board with a 20+ page thread on how to spend money on credit cards to rack up airline/hotel rewards.

Disgusting.

Hey fucksticks, go over the BBBS thread and throw a god damn donation down.  It's not too much to ask of each of you.

Jesus, throw a rough ridin' 5 spot down.   It's like the one rough ridin' redeeming thing we do around here.  Do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2011, 08:05:13 AM
My god, I want to party with this guy so bad.  We should invite him to pak.

http://thepointsguy.com/2011/07/air-europa-business-class-review-jfk-mad-my-very-low-expectations-were-met/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 05, 2011, 05:30:32 PM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.

Will calling the reconsideration line speed things up?  I want to get this thing - or know I've been "chased" away :lol: like now so I can know if I'll have the card by July 15 to buy my hoops tickets with and have the spend halfway done.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 05, 2011, 05:38:52 PM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.

Will calling the reconsideration line speed things up?  I want to get this thing - or know I've been "chased" away :lol: like now so I can know if I'll have the card by July 15 to buy my hoops tickets with and have the spend halfway done.

Chase had me call the reconsideration line and then said they don't have me instantly approved and I'll have to wait and see.  A few days later, the new card showed up on my Chase account and a couple weeks later it arrived in the mail.

Check your Chase online, I guess is what I'm saying here...
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 05, 2011, 06:50:24 PM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.

Will calling the reconsideration line speed things up?  I want to get this thing - or know I've been "chased" away :lol: like now so I can know if I'll have the card by July 15 to buy my hoops tickets with and have the spend halfway done.

Chase had me call the reconsideration line and then said they don't have me instantly approved and I'll have to wait and see.  A few days later, the new card showed up on my Chase account and a couple weeks later it arrived in the mail.

Check your Chase online, I guess is what I'm saying here...

agree. mine showed up last Thursday.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 05, 2011, 07:16:21 PM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.

Will calling the reconsideration line speed things up?  I want to get this thing - or know I've been "chased" away :lol: like now so I can know if I'll have the card by July 15 to buy my hoops tickets with and have the spend halfway done.

Chase had me call the reconsideration line and then said they don't have me instantly approved and I'll have to wait and see.  A few days later, the new card showed up on my Chase account and a couple weeks later it arrived in the mail.

Check your Chase online, I guess is what I'm saying here...

agree. mine showed up last Thursday.

I haven't heard anything.  It's not on my online account.  When i applied, the computer said 2 weeks.  When I called some general number last week, they said 2 weeks.  Today, they said 2 weeks.  Just wasn't sure if I needed to hear something before calling this reconsideration line or if I can call it and deal with a human who make something happen.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 05, 2011, 08:36:12 PM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.

Will calling the reconsideration line speed things up?  I want to get this thing - or know I've been "chased" away :lol: like now so I can know if I'll have the card by July 15 to buy my hoops tickets with and have the spend halfway done.

Chase had me call the reconsideration line and then said they don't have me instantly approved and I'll have to wait and see.  A few days later, the new card showed up on my Chase account and a couple weeks later it arrived in the mail.

Check your Chase online, I guess is what I'm saying here...

agree. mine showed up last Thursday.

I haven't heard anything.  It's not on my online account.  When i applied, the computer said 2 weeks.  When I called some general number last week, they said 2 weeks.  Today, they said 2 weeks.  Just wasn't sure if I needed to hear something before calling this reconsideration line or if I can call it and deal with a human who make something happen.  :dunno:

Def call the reconsideration line, deal with a human and ask them what you need to do to make this happen and soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 07, 2011, 10:52:02 AM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.

Will calling the reconsideration line speed things up?  I want to get this thing - or know I've been "chased" away :lol: like now so I can know if I'll have the card by July 15 to buy my hoops tickets with and have the spend halfway done.

Chase had me call the reconsideration line and then said they don't have me instantly approved and I'll have to wait and see.  A few days later, the new card showed up on my Chase account and a couple weeks later it arrived in the mail.

Check your Chase online, I guess is what I'm saying here...

agree. mine showed up last Thursday.

I haven't heard anything.  It's not on my online account.  When i applied, the computer said 2 weeks.  When I called some general number last week, they said 2 weeks.  Today, they said 2 weeks.  Just wasn't sure if I needed to hear something before calling this reconsideration line or if I can call it and deal with a human who make something happen.  :dunno:

Def call the reconsideration line, deal with a human and ask them what you need to do to make this happen and soon.

Wow, that was incredible.  Approved and expedited to be received in 1-2 business days.

Now, about that 100K...
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 07, 2011, 11:17:09 AM
God damnit. Applied for chases yesterday morning. Did not get instantly approved on either. Called the reconsideration line this morning and still did not get approved instantly. Wtf? Going to call again tomorrow. Just got the continental cards a month ago so maybe that is affecting things. So mad. Also, there is a 23500 American airlines checking account out there that I plan on doing along with the 75k American Citi once I get all this Chase bs figured out.

Will calling the reconsideration line speed things up?  I want to get this thing - or know I've been "chased" away :lol: like now so I can know if I'll have the card by July 15 to buy my hoops tickets with and have the spend halfway done.

Chase had me call the reconsideration line and then said they don't have me instantly approved and I'll have to wait and see.  A few days later, the new card showed up on my Chase account and a couple weeks later it arrived in the mail.

Check your Chase online, I guess is what I'm saying here...

agree. mine showed up last Thursday.

I haven't heard anything.  It's not on my online account.  When i applied, the computer said 2 weeks.  When I called some general number last week, they said 2 weeks.  Today, they said 2 weeks.  Just wasn't sure if I needed to hear something before calling this reconsideration line or if I can call it and deal with a human who make something happen.  :dunno:

Def call the reconsideration line, deal with a human and ask them what you need to do to make this happen and soon.

Wow, that was incredible.  Approved and expedited to be received in 1-2 business days.

Now, about that 100K...

you won't get it. still a good deal/card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 10, 2011, 11:07:08 PM
If I'm staying 5 nights at a SPG which should've cost 50K points, but I'm getting for 30K between combo'n a 5th night free and having gotten a 25% discount on points thanks to manipulating a 4-night stay last year into 4 1-night stays and getting credited up to gold and that particular reward, should I still ask for/demand a suite upgrade? 

If so, just be blunt about it because I'm rough ridin' gold, bitch, or is there a tactful way to go about that?  I mean, I've earned the points (through almost no regular earning methods) but still intuitively feel like I'd be pushing things at that point.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 11, 2011, 02:40:13 AM
If I'm staying 5 nights at a SPG which should've cost 50K points, but I'm getting for 30K between combo'n a 5th night free and having gotten a 25% discount on points thanks to manipulating a 4-night stay last year into 4 1-night stays and getting credited up to gold and that particular reward, should I still ask for/demand a suite upgrade? 

If so, just be blunt about it because I'm effing gold, bitch, or is there a tactful way to go about that?  I mean, I've earned the points (through almost no regular earning methods) but still intuitively feel like I'd be pushing things at that point.

asking never hurts anyone. different hotels have different rules for this and different numbers of suites and what they're willing to do with them. i'd inquire at check in.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 11, 2011, 07:13:56 AM
i'd inquire at check in.

just be blunt about it because I'm rough ridin' gold, bitch, or is there a tactful way to go about that?  Is it on me to bring it up in a certain manner?  I think I might have my customized SPG Gold card somewhere that sd and I discussed a dozen or so pages ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 11, 2011, 08:00:20 AM
since you booked using points, my guess would be that they'll have your gold status info at check in. yes, its up to you to bring it up. i think its really just a crap shoot though and from what I can tell/have read, spg isn't great about suite upgrades based on status. just ask about whether you can get upgraded to a suite when you are checking in and see what happens. SD or someone else may have a dif opinion.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 11, 2011, 08:45:16 AM
since you booked using points, my hues would be that they'll have your gold status info at check in. yes, its up to you to bring it up. i think its really just a crappy shoot though and from what I can tell/have read, spg isn't great about suite upgrades based on status. is just ask whether you can get upgraded to a suite when you are checking in and see what happens. SD or someone else may have a did opinion.

good to know will be booking for atleast one night in san diego. also the dumbasses sent me a platinum card first and then a gold card. Im sure Im just a gold member but if I whip out the platinum pc member card will that do anything differently for me?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 11, 2011, 09:17:16 AM
SD or someone else may have a did opinion.

Yeah, this seems right in his wheelhouse.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 11, 2011, 10:22:30 AM
SD or someone else may have a did opinion.

Yeah, this seems right in his wheelhouse.

it depends on availability obviously but asking nicely is your best bet.  also, helps to avoid the n00b checkin line even if the gold/plat line is super long.  i hate it when i go to checkin and it's not busy at all so nobody is even manning the gold/plat line and i have to checkin at the n00b line because it seems like they don't even consider upgrades because they are not working the high roller line.  i usually just chat them up a bit and then ask if there is any suite updgrade availability since i'm a gold/plat/whatever.   
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 11, 2011, 10:23:48 AM
but ask early in the convo. because they don't seem to like to do any work whatsoever and if they start to check you into a room they act like it's some kind of super chore to get the room changed. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 11, 2011, 01:05:05 PM
Be super friendly because they can block it even if it is available.  I would get a couple of friendly lines in, then say "any chance there is a suite upgrade available?"  Depending on where/how busy the hotel is and how many suites they have, could be unlikely because they would have to have a suite open for 5 days. 

A couple problems with longer stays, they generally will want to make 5 people happy by upgrading different people for 5 single nights than one person for 5.  Also, they are now taking all those nights out of inventory so they won't be able to sell a suite 5 days from now as opposed to just giving you one that def wasn't going to sell the day of arrival.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 11, 2011, 01:09:52 PM
Be super friendly because they can block it even if it is available.  I would get a couple of friendly lines in, then say "any chance there is a suite upgrade available?"  Depending on where/how busy the hotel is and how many suites they have, could be unlikely because they would have to have a suite open for 5 days. 

A couple problems with longer stays, they generally will want to make 5 people happy by upgrading different people for 5 single nights than one person for 5.  Also, they are now taking all those nights out of inventory so they won't be able to sell a suite 5 days from now as opposed to just giving you one that def wasn't going to sell the day of arrival.

Good points.
Title: Re: How Many Credit Cards Do You Have?
Post by: CNS on July 11, 2011, 04:18:31 PM
http://www.cnn.com/2011/TRAVEL/07/11/united.ten.million.miles/index.html?hpt=hp_t2 (http://www.cnn.com/2011/TRAVEL/07/11/united.ten.million.miles/index.html?hpt=hp_t2)

(http://i.cdn.turner.com/cnn/2011/TRAVEL/07/11/united.ten.million.miles/t1larg.stuker.courtesy.jpg)

SD?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2011, 07:45:02 AM
Priority Club is so ridiculous with free points.  I mean, on top of all those contests and stuff that we all got a ton of points from they run multiple consecutive bonuses you can register for.  In my two night stay in Manhattan the other day my total bill was just over $200.  I had registered for about 8 or 9 different bonuses that I didn't even check to see if my nights qualified for.  For that I got:

1700 pts.   Qualifying Stay
170 pts.     10% gold member bonus
1500 pts.   new member bonus (not a new member but registered for this anyway)
3000 pts.   elite member next stay bonus
1500 pts.   welcome back bonus
3000 pts.   elite member next stay bonus (two different codes for this same bonus)
And I also have a $75 debit mastercard coming as a two consecutive weekend night bonus. 

 :bracketmouse:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 12, 2011, 08:44:24 AM
^ :horrorsurprise: what in the world I mean, how do I do that?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2011, 09:46:30 AM
^ :horrorsurprise: what in the world I mean, how do I do that?

start here:
http://www.priorityclubinsider.com/

or here:
http://frequentflyerbonuses.com/priorityclub.html
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on July 12, 2011, 10:11:37 AM
Sometimes your mind wanders and then steve dave just snaps you out of it with his relentless BITB travel agency.  If you don't become an elite travel/lifestyle consultant, then your life has no meaning.

Sent from my SPH-D700 using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 12, 2011, 12:06:21 PM
Start a blog SD and collect travel benefits that way.  Then let me guest post to glean a few freebies too, or review the crap you don't want to.  And hook up incredible paks in elite locales (even more than we currently do)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2011, 01:15:21 PM
Start a blog SD and collect travel benefits that way.  Then let me guest post to glean a few freebies too, or review the crap you don't want to.  And hook up incredible paks in elite locales (even more than we currently do)

The market is jam packed with them right now, unfortunately  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 13, 2011, 07:39:08 AM
sign up for a bunch of AA spam email and get up to 3k AA miles.  You can then go back in later and unsubscribe after 3 months. 

https://secure.fly.aa.com/emailpromo/

Begins July 7, 2011, and ends at 11:59 A.M. CDT September 6, 2011
Participants can either (i) become a new subscriber to one or more of the following email products: AAdvantage eSummary®, AAirmail®, Net SAAver Fares®, AAdvantage® Promotions, and AAVacations® Travel Picks; OR (ii) set and/or modify the online preferences associated with their AAdvantage® account, and be eligible to receive 500 American Airlines AAdvantage® bonus miles for each new unique email subscription and/or online account preference selection or modification made during Offer Period, up to a limit of a maximum of 3,000 AAdvantage® bonus miles (“Gift”) Approximate retail value of Gift is $49.75 for each 500 AAdvantage® bonus miles.
To be eligible to receive any Gift, participant must keep each subscription(s) and preferences for a three (3) month period.
Gift will be automatically deposited into the participant’s AAdvantage® account six (6) weeks after the end of each applicable three (3) month email enrollment period.
Participants must be: (i) a legal resident of one of the 50 United States or the District of Columbia; (ii) at least 18 years of age; and (iii) an AAdvantage® member as of receipt of offer announcement email and/or direct mail piece. Other conditions and restrictions may apply.
Limit of a maximum of 3,000 AAdvantage® bonus miles per AAdvantage® member as specified above.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 14, 2011, 07:21:51 AM
The Fourpoints Downtown Chicago did one of those We Don't Know What The eff We Are Doing facebook promotions last night.  You like their facebook page and get 1k SPG.  So, obv, a billion flyertalk'rs liked it and the Fourpoints scrambled to end the promotion before they were put out of business.  They have to buy those miles from SPG.  I wonder what that ended up costing them.  
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 14, 2011, 08:31:36 AM
The Fourpoints Downtown Chicago did one of those We Don't Know What The eff We Are Doing facebook promotions last night.  You like their facebook page and get 1k SPG.  So, obv, a billion flyertalk'rs liked it and the Fourpoints scrambled to end the promotion before they were put out of business.  They have to buy those miles from SPG.  I wonder what that ended up costing them. 

A rough guess, $5 per 1k
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 14, 2011, 08:38:45 AM
The Fourpoints Downtown Chicago did one of those We Don't Know What The eff We Are Doing facebook promotions last night.  You like their facebook page and get 1k SPG.  So, obv, a billion flyertalk'rs liked it and the Fourpoints scrambled to end the promotion before they were put out of business.  They have to buy those miles from SPG.  I wonder what that ended up costing them.  

A rough guess, $5 per 1k

my god, do you know what I would do to be able to purchase 1k SPG for $5?   :horrorsurprise:

You could stay at the Sheraton we all stayed at for the NCAA tourney in OKC for $15 a night.  You could stay at the Westin Maui for $60 a night.  Someone should fire up some sort of racket with their bros/fembros.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 14, 2011, 08:47:31 AM
You could stay at the Sheraton we all stayed at for the NCAA tourney in OKC for $15 a night. 

Living like a poor man's Dylan for $450/month!  :love:

Wonder if there have been many chokeouts in the elevator bank of the Beverly Hills Hotel.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 14, 2011, 12:43:26 PM
holy crap.  won't last long.

http://boardingarea.com/blogs/onemileatatime/2011/07/14/sheraton-madison-offering-3000-spg-points-for-liking-them-on-facebook/
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on July 14, 2011, 01:18:00 PM
Wow thanks for the heads up, that's a great offer
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 14, 2011, 01:46:26 PM
holy crap.  won't last long.

http://boardingarea.com/blogs/onemileatatime/2011/07/14/sheraton-madison-offering-3000-spg-points-for-liking-them-on-facebook/

already done. godammit.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 14, 2011, 06:34:33 PM
lol, they got so bombed with hits that they had to change their avatar to:

(http://profile.ak.fbcdn.net/hprofile-ak-snc4/276756_263273324003_427428_n.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 14, 2011, 06:39:25 PM
lol, they got so bombed with hits that they had to change their avatar to:

(http://profile.ak.fbcdn.net/hprofile-ak-snc4/276756_263273324003_427428_n.jpg)

lol. I got my entry in but didn't get Mrs daris in time. they were just getting hammered. I happened to get on their wall and see a michigancat post and knew this thing had jumped.
Title: Re: How Many Credit Cards Do You Have?
Post by: hemmy on July 14, 2011, 06:45:29 PM
0.

1  :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on July 14, 2011, 08:31:45 PM
Staying at Westwood W Sunday Monday and Tuesday is free!  Good joint?
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 14, 2011, 09:43:23 PM
http://finance.yahoo.com/banking-budgeting/article/113129/fly-for-free-us-mint-forbes?mod=bb-budgeting
nothing groundbreaking but a good short read
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on July 14, 2011, 09:53:11 PM
Hemmy what card did you get? SPG amex?
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on July 14, 2011, 10:58:56 PM
lol, they got so bombed with hits that they had to change their avatar to:

(http://profile.ak.fbcdn.net/hprofile-ak-snc4/276756_263273324003_427428_n.jpg)

lol. I got my entry in but didn't get Mrs daris in time. they were just getting hammered. I happened to get on their wall and see a michigancat post and knew this thing had jumped.

did mine at 12:55 - apparently not soon enough  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: hemmy on July 14, 2011, 11:03:11 PM
Hemmy what card did you get? SPG amex?

No way, I think if you ran a credit check on me it comes back with no results, my credit is so non-existent.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 15, 2011, 08:08:24 AM
Staying at Westwood W Sunday Monday and Tuesday is free!  Good joint?

have not been to that one but W's are usually pretty "hip"
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 15, 2011, 09:30:51 AM
lol, they got so bombed with hits that they had to change their avatar to:

(http://profile.ak.fbcdn.net/hprofile-ak-snc4/276756_263273324003_427428_n.jpg)

lol. I got my entry in but didn't get Mrs daris in time. they were just getting hammered. I happened to get on their wall and see a michigancat post and knew this thing had jumped.

wow, subtle slap in the face. :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on July 15, 2011, 05:34:23 PM
rumblings the T&C stated you need to be a Wisconsin resident to be eligible for promotion on the 3000 SPG points :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 16, 2011, 09:57:41 AM
250 SPG for checking into a spg property on facebook or foursquare.  appears you can do both for 500.  terms say you have to have a reservation at the property to get the points but I'm curious how well they police that.  I wish there was an spg property close to my house so I could try it. 

http://spgpromos.com/socialcheckins/?EM=JUL_11_ES_A04
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2011, 08:20:24 AM
Supposed to be some big new card offer tommorrow.  I think it may be a United Chase card. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2011, 09:44:52 AM
SPG 30K offer is apparently back for first time cardholders if you are refered by an existing cardholder

Quote
Starwood Preferred Guest Credit Card:
no fee for the first year
10k points after the first swipe
20k with $4.5k of eligible spend in the first 3 months

http://www.flyertalk.com/forum/milesbuzz/1237969-new-spg-30k-offer-open-anyone-via-referral.html

If anyone wants a referal email  PM me your first name and email addy  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on July 18, 2011, 09:53:51 AM
SPG 30K offer is apparently back for first time cardholders if you are refered by an existing cardholder

Quote
Starwood Preferred Guest Credit Card:
no fee for the first year
10k points after the first swipe
20k with $4.5k of eligible spend in the first 3 months

http://www.flyertalk.com/forum/milesbuzz/1237969-new-spg-30k-offer-open-anyone-via-referral.html

If anyone wants a referal email  PM me your first name and email addy  :fatty:

:users:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2011, 10:11:40 AM
SPG 30K offer is apparently back for first time cardholders if you are refered by an existing cardholder

Quote
Starwood Preferred Guest Credit Card:
no fee for the first year
10k points after the first swipe
20k with $4.5k of eligible spend in the first 3 months

http://www.flyertalk.com/forum/milesbuzz/1237969-new-spg-30k-offer-open-anyone-via-referral.html

If anyone wants a referal email  PM me your first name and email addy  :fatty:

:users:

I'll send you another one if you send me your email addy again.  I think I deleted it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 18, 2011, 10:32:52 AM
Supposed to be some big new card offer tommorrow.  I think it may be a United Chase card. 

if someone already has one of these, should they cancel it immediately?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2011, 11:38:43 AM
Supposed to be some big new card offer tommorrow.  I think it may be a United Chase card. 

if someone already has one of these, should they cancel it immediately?

may be too late.  that said, it may be some sort of new United/Continental merger card or something.  I would be curious if you could have both.  I am just speculating based on some stuff that was being said on ft.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on July 18, 2011, 01:15:06 PM
What can I do with 30k spg?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2011, 01:39:58 PM
What can I do with 30k spg?

Well, after the $4500 in required spend you are almost to 3 nights in Maui or Honolulu.  5 nights would be 48k as the fifth night is free.  This is what we did when we went to Maui recently.  30k is also enough for 10 nights at the Sheraton we stayed at in OKC.  It could also be transfered to almost any airline and usually get you a 5k bonus so you are looking at about 40k airline miles in whatever program you want.  Really a ton of different options with SPG points which is why I love them.  They don't have as many locations as Marriott or Hilton though. 
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on July 18, 2011, 01:57:27 PM
SPG 30K offer is apparently back for first time cardholders if you are refered by an existing cardholder

Quote
Starwood Preferred Guest Credit Card:
no fee for the first year
10k points after the first swipe
20k with $4.5k of eligible spend in the first 3 months

http://www.flyertalk.com/forum/milesbuzz/1237969-new-spg-30k-offer-open-anyone-via-referral.html

If anyone wants a referal email  PM me your first name and email addy  :fatty:

I got the same offer, but I noticed today when I logged into my account that there was an offer at the bottom to send a referral to up to 10 people. Each approval is worth 10k points instead of the normal 5k. Don't know what the card offer is for the referred person, but who cares. :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 19, 2011, 07:18:19 AM
The new United card is a POS.  Max's out at 40k UA and that's after $25k in spend.  It's 30K UA otherwise.  I got 50K UA a year ago with very limited spend. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 19, 2011, 09:39:27 AM
SPG 30K offer is apparently back for first time cardholders if you are refered by an existing cardholder

Quote
Starwood Preferred Guest Credit Card:
no fee for the first year
10k points after the first swipe
20k with $4.5k of eligible spend in the first 3 months

http://www.flyertalk.com/forum/milesbuzz/1237969-new-spg-30k-offer-open-anyone-via-referral.html

If anyone wants a referal email  PM me your first name and email addy  :fatty:

deal is over?   The referral you sent me was 10k points for swipe, 15k after spending 15k over 6 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 19, 2011, 09:41:01 AM
SPG 30K offer is apparently back for first time cardholders if you are refered by an existing cardholder

Quote
Starwood Preferred Guest Credit Card:
no fee for the first year
10k points after the first swipe
20k with $4.5k of eligible spend in the first 3 months

http://www.flyertalk.com/forum/milesbuzz/1237969-new-spg-30k-offer-open-anyone-via-referral.html

If anyone wants a referal email  PM me your first name and email addy  :fatty:

deal is over?   The referral you sent me was 10k points for swipe, 15k after spending 15k over 6 months.

yeah, that's the old one.  I will email them and ask wtf the problem is. I'll try to get it sent again.
Title: Re: How Many Credit Cards Do You Have?
Post by: 311Cat on July 19, 2011, 03:10:26 PM
http://money.msn.com/credit-cards/article.aspx?post=f486a5ea-40be-4b11-afa1-d8d589dfbf8b&GT1=33001

 :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 20, 2011, 07:48:44 PM
Say you have a wedding in Colorado Springs Sep. 10.  Say you are checking each of your hotel programs for good redemption opportunities for your dates.  say you found out that you can book the Crowne Plaza Colorado Springs for 5k a night because it is a points break hotel during the three nights you are there.  you get pretty rough ridin' excited...right?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 20, 2011, 08:40:25 PM
Say you have a wedding in Colorado Springs Sep. 10.  Say you are checking each of your hotel programs for good redemption opportunities for your dates.  say you found out that you can book the Crowne Plaza Colorado Springs for 5k a night because it is a points break hotel during the three nights you are there.  you get pretty effing excited...right?

oh man. great feeling. I got a brand new cat2 spg aloft in downtown Dallas for a wedding a month before it moved to cat3 and felt just great about it. only possible bummer is that if it is the one by the airport, then you are kind of a drive from the nice/fun parts of the springs. whatever though. soak in in and be proud. three nights for 15k. wow.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2011, 07:29:51 AM
more free SPG for liking a property on facebook.  this one much more reasonable/boring

http://thepointsguy.com/2011/07/250-free-starwood-points-for-liking-aloft-austin-at-the-domain/
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on July 22, 2011, 08:17:08 AM
more free SPG for liking a property on facebook.  this one much more reasonable/boring

http://thepointsguy.com/2011/07/250-free-starwood-points-for-liking-aloft-austin-at-the-domain/

went to high school with the girl in charge of the promotion :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2011, 08:20:22 AM
more free SPG for liking a property on facebook.  this one much more reasonable/boring

http://thepointsguy.com/2011/07/250-free-starwood-points-for-liking-aloft-austin-at-the-domain/

went to high school with the girl in charge of the promotion :horrorsurprise:

wetwillie, rekindle your friendship with her.  then, when we've gained her trust...we take all of the miles. ALL OF THEM!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2011, 09:19:27 AM
Also, if anyone is having problems getting the referal link to work (like me) for the 30k deal they are supposedly going to make the deal public for everyone on the 26th so you can just sign up then for the 30K SPG with $4500 spend. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2011, 10:07:30 AM
Trim Hax'd the poll on the Sheraton Madison facebook page  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 22, 2011, 02:13:10 PM
Question for sd, rd, or other travel experts.  When applying for the 75k AA business visa, is there anything special I need to know?  Can I use the same address as I did for my personal card?  I was just approved for the AA 75k personal card today (4000 spend).
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 22, 2011, 03:25:20 PM
should find the link here....

WWW.thepointsguy.com/top-deals/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2011, 03:29:23 PM
Question for sd, rd, or other travel experts.  When applying for the 75k AA business visa, is there anything special I need to know?  Can I use the same address as I did for my personal card?  I was just approved for the AA 75k personal card today (4000 spend).

ummmm, I think there is a 75k personal with 1,500 spend still.  but, yes, and do it the same day.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2011, 03:43:23 PM
Question for sd, rd, or other travel experts.  When applying for the 75k AA business visa, is there anything special I need to know?  Can I use the same address as I did for my personal card?  I was just approved for the AA 75k personal card today (4000 spend).

ummmm, I think there is a 75k personal with 1,500 spend still.  but, yes, and do it the same day.

just read the second post.  should be good to go.

eff, edit to add link:

http://www.flyertalk.com/forum/milesbuzz/1110784-american-airlines-card-75k-sign-up-bonus-read-post-2-first.html
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 22, 2011, 04:22:13 PM
just applied for both 75k aa cards.  glad they were brought to my attention.


is there a limit to the number of chase cards one should have?  i'm having trouble thinking of a reason to not apply for the sapphire and convert to 50k continental/united.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2011, 04:33:33 PM
Chase will cut you ooff but you can call and bitch and they will usually let you shift some credit from one card to another. I never have more than three. They also get bitchy if you applied for a chase card very recently and then apply again.

Sent from my PC36100 using Tapatalk
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2011, 04:34:46 PM
Also, the best value by far, imo, is to transfer sapphire to hyatt. Buy, if you don't need hotel points it wouldn't matter.

Sent from my PC36100 using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 22, 2011, 05:07:17 PM
meh, if they're going to bitch, then i'll wait and see what they're offering after i cancel a current card.


i saw the recommendation for the hyatt transfer, but i just can't see myself using hyatt points that much.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2011, 05:38:31 PM
meh, if they're going to bitch, then i'll wait and see what they're offering after i cancel a current card.


i saw the recommendation for the hyatt transfer, but i just can't see myself using hyatt points that much.

If you only have one chase you are fine prolly
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 22, 2011, 05:56:10 PM
media had to go and ruin it.    US Mint has ended the $1 coin program immediately, including cancelling pending orders.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2011, 06:04:12 PM
media had to go and ruin it.    US Mint has ended the $1 coin program immediately, including cancelling pending orders.

never did it but always liked knowing I had the option. ridiculous it lasted this long.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 22, 2011, 06:10:17 PM
media had to go and ruin it.    US Mint has ended the $1 coin program immediately, including cancelling pending orders.

never did it but always liked knowing I had the option. ridiculous it lasted this long.

I used it as a boost to ensure I met minimum spending requirements.  Not buying 80-100k a month as some have admitted to.   But it still sucks.  Was planning on getting the SPG card and probably needed a $2k boost.     Guess I'll have to get creative with bill pay to get it done.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 22, 2011, 06:28:02 PM
If you only have one chase you are fine prolly

have two, but one is new.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 22, 2011, 06:36:27 PM
If you only have one chase you are fine prolly

have two, but one is new.

I have 3....no,actually 4
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2011, 08:18:45 PM
If you only have one chase you are fine prolly

have two, but one is new.

they worry more about credit limit anyway.  if they deny you one they will send you a denial with a code to reference.  just call them and reference the code (unique to you) and tell them you want to either cancel one or move some of the available credit from one to the new card.  it works 100% of the time.  The downside is that it can take them a couple weeks to get the mailed denial to you.  sometimes they will actually call instead of mailing the denial to ask questions about why you want the card or whatever which is better.  
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 22, 2011, 08:44:39 PM
hmm, ok, i think i'm gearing back up then.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 22, 2011, 09:33:12 PM
hmm, ok, i think i'm gearing back up then.

I wouldn't even wait for the Chase denial. if they don't approve you immediately, then call two days later and ask what's up and what you can do or what questions you can clear up to make it happen.

I have some transunion thing that is 18 years old and still affecting my transunion credit report. its obviously not me (age,etc) but I'm lazy and haven't fixed it. every time I apply for Chase cards I have to call in, explain the deal and answer like three more questions and I'm good. as long as its Chase and you haven't applied for Chase for at least a month or so, you should be fine.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 23, 2011, 02:19:30 PM
The Chase Sapphire card has raised their earning to 2 points per $1 spent on dining and travel.  Pretty amazing card now for everyday use.  Will probably be my new Visa.  Was going to make it the Hyatt Card to keep the Plat. Hyatt status but this is just a much better card.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 23, 2011, 02:30:14 PM
chicat what exactly should I say to try and get a nicer room? want to be a beentheredonethatcat not a noobiecat
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 23, 2011, 08:12:03 PM
Dear credit card/airline miles goemawers,

I need an every day card that I can earn airline miles with.  I know literally nothing about all this and I refuse to read previous pages of this thread or do any external research on my own.

plz halp.

Your friend,

FP TC etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on July 23, 2011, 08:20:58 PM
Dear credit card/airline miles goEMAWers,

I need an every day card that I can earn airline miles with.  I know literally nothing about all this and I refuse to read previous pages of this thread or do any external research on my own.

plz halp.

Your friend,

FP TC etc.

pm Steve Dave to refer you the SPG 30k card offer from American Express.  You won't pay the first year fee 10k points automatically, 20k points after 4.5k spending after 3 months.  Also SD will get a nice chunk of SPG points and probably send you a nice cooler and katpak head in the mail.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 23, 2011, 08:48:52 PM
Dear credit card/airline miles goEMAWers,

I need an every day card that I can earn airline miles with.  I know literally nothing about all this and I refuse to read previous pages of this thread or do any external research on my own.

plz halp.

Your friend,

FP TC etc.

pm Steve Dave to refer you the SPG 30k card offer from American Express.  You won't pay the first year fee 10k points automatically, 20k points after 4.5k spending after 3 months.  Also SD will get a nice chunk of SPG points and probably send you a nice cooler and katpak head in the mail.

Isn't American Express one of those cards that they don't accept everywhere? I pretty much just use my Visa and don't have any other cards or pay attention to these things.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 23, 2011, 08:52:41 PM
I googled it and the Yahoo Answers from 2007 that came up says it's not accepted everywhere.

SexyTrojan is a LEVEL 7 Yahoo answerer, so she seems like she would probably know these things.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on July 23, 2011, 09:43:42 PM
I googled it and the Yahoo Answers from 2007 that came up says it's not accepted everywhere.

SexyTrojan is a LEVEL 7 Yahoo answerer, so she seems like she would probably know these things.  :dunno:

You can still use your go to VISA just make sure to hit the spending limit of 3.5k, prepay your insurance premiums, utilities, etc.  I don't really know how widely accepted AMEX is but I haven't had a problem anywhere yet.  Chase Sapphire has a decent deal going I believe that was mentioned a few pages back if you are gunshy about AMEX.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on July 23, 2011, 10:29:18 PM
If you need a miles card, get the Citi 75k Visa card SD mentioned a few posts ago. 

75k miles after $1500 (or $4000, depending on the link) spending in 6 months.  75k miles gets you a round trip first class to Hawaii if you book early enough.

After that, earn 1 pt / dollar of spending.  When the first year's up, if you still want the card, call and threaten to cancel to get the annual fee waived.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 24, 2011, 12:00:25 AM
If you need a miles card, get the Citi 75k Visa card SD mentioned a few posts ago. 

75k miles after $1500 (or $4000, depending on the link) spending in 6 months.  75k miles gets you a round trip first class to Hawaii if you book early enough.

After that, earn 1 pt / dollar of spending.  When the first year's up, if you still want the card, call and threaten to cancel to get the annual fee waived.

What does 1pt equal roughly? Like, how many points per flight?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 24, 2011, 08:39:55 AM
If you need a miles card, get the Citi 75k Visa card SD mentioned a few posts ago.  

75k miles after $1500 (or $4000, depending on the link) spending in 6 months.  75k miles gets you a round trip first class to Hawaii if you book early enough.

After that, earn 1 pt / dollar of spending.  When the first year's up, if you still want the card, call and threaten to cancel to get the annual fee waived.

What does 1pt equal roughly? Like, how many points per flight?

25k miles for a domestic rountrip if you can find an available mile saver award.  if you book early you can get milesaver awards pretty much anywhere outside of holidays.  The next best card is the Chase Sapphire preferred which gives you 50k Chase awards which transfer 1:1 to BA, Continental (hopefully they still transfer to United after the merger), Hyatt, Marriott, PC and Korean Air.  Those points can also be used to book travel through Chase themselves and 50K is worth about $650 in travel from Chase.  Very versatile card.  Both that card and the AA citi are Visas.  I am going to have my SPG Amex and my Chase Sapphire be my two primary use cards.  
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 24, 2011, 01:22:02 PM
If you need a miles card, get the Citi 75k Visa card SD mentioned a few posts ago.  

75k miles after $1500 (or $4000, depending on the link) spending in 6 months.  75k miles gets you a round trip first class to Hawaii if you book early enough.

After that, earn 1 pt / dollar of spending.  When the first year's up, if you still want the card, call and threaten to cancel to get the annual fee waived.

What does 1pt equal roughly? Like, how many points per flight?

25k miles for a domestic rountrip if you can find an available mile saver award.  if you book early you can get milesaver awards pretty much anywhere outside of holidays.  The next best card is the Chase Sapphire preferred which gives you 50k Chase awards which transfer 1:1 to BA, Continental (hopefully they still transfer to United after the merger), Hyatt, Marriott, PC and Korean Air.  Those points can also be used to book travel through Chase themselves and 50K is worth about $650 in travel from Chase.  Very versatile card.  Both that card and the AA citi are Visas.  I am going to have my SPG Amex and my Chase Sapphire be my two primary use cards.  

So if I only wanted 1 card would your reccommendo be the Citi? I don't really have much use for Hyatt, Marriot points etc b/c I won't be needing to stay in hotels.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 24, 2011, 01:55:00 PM
So if I only wanted 1 card would your reccommendo be the Citi? I don't really have much use for Hyatt, Marriot points etc b/c I won't be needing to stay in hotels.

if you're getting the one citi aa, you might as well get them both.  just cancel the one you like least as soon as you get your miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 24, 2011, 02:02:27 PM
So if I only wanted 1 card would your reccommendo be the Citi? I don't really have much use for Hyatt, Marriot points etc b/c I won't be needing to stay in hotels.

if you're getting the one citi aa, you might as well get them both.  just cancel the one you like least as soon as you get your miles.

Do all the miles go into a magical mile bank or something, or will I need to call and have them transferred?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 24, 2011, 02:21:55 PM
sd or daris might be able to better advise, but i'd think you'd want to get an aadvantage# first if you don't already have one.  then you enter that in your cc applications.  if you don't have a number to enter i'd guess you'd get a diff. # assigned to you for each card, assuming you apply for both at the same time.

it probably wouldn't be that hard to fix if they gave you two numbers though.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 24, 2011, 02:32:57 PM
sd or daris might be able to better advise, but i'd think you'd want to get an aadvantage# first if you don't already have one.  then you enter that in your cc applications.  if you don't have a number to enter i'd guess you'd get a diff. # assigned to you for each card, assuming you apply for both at the same time.

it probably wouldn't be that hard to fix if they gave you two numbers though.

Ah excellent. It appears as though I can just sign up and get an aadvantage# before I apply for a cc, yeah?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 24, 2011, 02:35:04 PM
If you don't put a number in while signing up, it will assign you one.  Prob two different ones if you do two cards.  Get the AA# first, which I am sure you can do from their website.  The miles just post straight into your AA account when you get them.  They are safe there.  Citi cannot get to them.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 24, 2011, 02:44:05 PM
If you don't put a number in while signing up, it will assign you one.  Prob two different ones if you do two cards.  Get the AA# first, which I am sure you can do from their website.  The miles just post straight into your AA account when you get them.  They are safe there.  Citi cannot get to them.

citi  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 24, 2011, 02:59:03 PM
500 hawaiin air miles for connecting your account to your twitter account

http://aloha.hawaiianairlines.com/BeHawaiianMiles
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 24, 2011, 03:07:37 PM
I don't know if it works this way but if someone wants to send me a referral for the citi and chase to earn some bonus miles or w/e I'll go through you so you can get the bonus.

 :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 24, 2011, 03:12:37 PM
I don't know if it works this way but if someone wants to send me a referral for the citi and chase to earn some bonus miles or w/e I'll go through you so you can get the bonus.

 :kstategrad:

I don't think either of them have referrals.  Just make sure you sign up for the 50k Chase Sapphire Preferred and the AA cards at the link in the FT thread. 
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 24, 2011, 03:17:11 PM
I don't know if it works this way but if someone wants to send me a referral for the citi and chase to earn some bonus miles or w/e I'll go through you so you can get the bonus.

 :kstategrad:

I don't think either of them have referrals.  Just make sure you sign up for the 50k Chase Sapphire Preferred and the AA cards at the link in the FT thread. 

damn them and their no referrals  :shakesfist:

thanks for the info good sirs.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 24, 2011, 03:18:10 PM
Also, please link to the FT thread as I have no idea what you are talking about.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 24, 2011, 03:53:41 PM
Also, please link to the FT thread as I have no idea what you are talking about.

Read the second post.  Will show you your options for 75K AA cards
http://www.flyertalk.com/forum/milesbuzz/1110784-american-airlines-card-75k-sign-up-bonus-read-post-2-first.html

Chase Sapphire Preferred link
http://www.getchasesapphire.com/preferred/50?CELL=6RRW&MSC=IQ37281088
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 24, 2011, 04:06:55 PM
Also, please link to the FT thread as I have no idea what you are talking about.

Read the second post.  Will show you your options for 75K AA cards
http://www.flyertalk.com/forum/milesbuzz/1110784-american-airlines-card-75k-sign-up-bonus-read-post-2-first.html

Chase Sapphire Preferred link
http://www.getchasesapphire.com/preferred/50?CELL=6RRW&MSC=IQ37281088

thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2011, 07:24:18 AM
The 30K SPG card is going to be available to everyone today without a referal.  Offer expires Aug. 22.  10,000 points on first purchase and 20,000 more points with $4500 of spend within 90 days. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2011, 07:25:34 AM
Also, the lady from the Sheraton Madison emailed me and told me that my 3k SPG points would be in my account soon.  I like to think it had something to do with Trim PI'ing their facebook poll.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2011, 10:41:14 AM
Link to SPG 30K signup and explanation on why SPG points are BITB:

http://thepointsguy.com/2011/07/starwood-american-express-30000-point-sign-up-bonus/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2011, 07:21:52 AM
75k from AA Visa has credited.  Still working on hitting the $4k spend on the AA Amex and $3k on each of the Chase Sapphires.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 27, 2011, 11:01:45 AM
Link to SPG 30K signup and explanation on why SPG points are BITB:

http://thepointsguy.com/2011/07/starwood-american-express-30000-point-sign-up-bonus/

signed up, instant approval.    If the links at TPG don't work, go to SPG.com and click on the banner.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 27, 2011, 09:00:17 PM
so as Ive mentioned going to san diego tues-thurs next week. for 2 nights @ like a holiday inn type of hotel its going to cost 50k for the two nights, seems a bit excessive amirite?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on July 27, 2011, 09:23:53 PM
so as Ive mentioned going to san diego tues-thurs next week. for 2 nights @ like a holiday inn type of hotel its going to cost 50k for the two nights, seems a bit excessive amirite?

50k of what points?
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 27, 2011, 11:16:21 PM
so as Ive mentioned going to san diego tues-thurs next week. for 2 nights @ like a holiday inn type of hotel its going to cost 50k for the two nights, seems a bit excessive amirite?

50k of what points?
priorityclub reward
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on July 28, 2011, 01:14:01 AM
so as Ive mentioned going to san diego tues-thurs next week. for 2 nights @ like a holiday inn type of hotel its going to cost 50k for the two nights, seems a bit excessive amirite?

50k of what points?
priorityclub reward

What's the rate if you weren't using points? Most Holiday Inns in the good parts of San Diego are probably going to be 25K. Unfortunately there's no PointBreaks in California right now. Probably better off finding a deal online and paying cash.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 28, 2011, 07:08:38 AM
so as Ive mentioned going to san diego tues-thurs next week. for 2 nights @ like a holiday inn type of hotel its going to cost 50k for the two nights, seems a bit excessive amirite?

yes.  manhattan holiday inn is 25k a night now too.  sucks. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 28, 2011, 07:21:08 AM
so as Ive mentioned going to san diego tues-thurs next week. for 2 nights @ like a holiday inn type of hotel its going to cost 50k for the two nights, seems a bit excessive amirite?

yes.  manhattan holiday inn is 25k a night now too.  sucks. 

there is currently an Omaha crowne plaza points breaker that I might be staying at for one night on a random Thursday in a couple of weeks. pak?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 28, 2011, 07:32:29 AM
so as Ive mentioned going to san diego tues-thurs next week. for 2 nights @ like a holiday inn type of hotel its going to cost 50k for the two nights, seems a bit excessive amirite?

yes.  manhattan holiday inn is 25k a night now too.  sucks. 

there is currently an Omaha crowne plaza points breaker that I might be staying at for one night on a random Thursday in a couple of weeks. pak?

yes, confirmed
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 28, 2011, 07:33:26 AM
Just sent chase an SMS.  Will report results.  Not holding my breath but took me 30 seconds.

Quote
I don't know if you guys caught this reader comment several days ago but it is worth repeating. I'm really becoming a Sapphire Preferred fan. This is fantastic customer service. Read on:

Rick

I have recently made a few charges on my Sapphire card for travel (purchases made in June and July). After finding out that Chase Sapphire? Preferred Card is now offering 2 points per $1 spend on travel, I emailed Chase through the secure messaging system asking them to consider awarding me the extra points for the purchases that I had made prior to the terms of this changing.


Their response was as follows:


"I would like to inform you that, the 2 points per dollar spent when you purchase flights, hotel accommodations, car rentals, time shares offer is effective for the purchase made after 07/17/2011.


Since, the purchases made are before 07/17/2011, therefore, the the 2 points per dollar spent offer will not be applied on these purchases.


Further, as a gesture of my commitment towards you, I have added 25,000 points on your account. You will see this adjustment on your next billing statement.

SCORE! I asked for approx. 1000 extra points and they said no and instead gave me 25k!



If you made travel expenditures prior to 7/17 I suggest giving this a shot!"
   
   
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 28, 2011, 10:19:17 AM
no, denied

Quote
I value the opportunity to assist you regarding rewards on
your Chase Sapphire Preferred account.

I regret to inform you that we are unable to provide you
with additional points for purchases made before the
changes made to the rewards structure.

I would like to inform you that from 7/17/11, you have the
new rewards structure on the account, which is as follows.

? 2 points per dollar spent on dining-from quick serve
restaurants to fine dining
? 2 points per dollar spent when you purchase flights,
hotel accommodations, car rentals, time shares and more
? 1 additional point per dollar spent when you book
airfare or hotel accommodations online through Ultimate
Rewards with your Chase Sapphire card
? 1 point per dollar spent on all other purchases

I sincerely apologize we are unable to meet your
expectations in this matter. Nothing would have pleased me
more than to provide the resolution you are seeking. If
you have any further questions, please reply using the
Secure Message Center.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 29, 2011, 05:17:26 PM
oh man. so i signed up for the continental card 50k deal a couple of months ago thinking, hey continental wont be around much longer. better get their card while they are still there. 50k is 50k. whatever. have done some preliminary looking on their site and wasn't really happy with reward seat availability. whatever. no big deal. today i get a thing in the mail from them outlining benefits and new benefits. i usually don't read this. today i did.

"book any seat, any time using miles-as a cardmember, you can use miles to book any seat, any time, on any flight-no restrictions. if seats are available for sale, they can be redeemed at the easypass (or equivalent) reward level. available on continental flights beginning august 1 and united flights effective march 15 2012."


oh man.  :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 29, 2011, 05:20:16 PM
"book any seat, any time using miles-as a cardmember, you can use miles to book any seat, any time, on any flight-no restrictions. if seats are available for sale, they can be redeemed at the easypass (or equivalent) reward level. available on continental flights beginning august 1 and united flights effective march 15 2012."


oh man.  :woot:

yeah, i got that too.  that just pertains to the recent 50k continental card, right?  'cause i was planning to cancel that and stick w my older, no annual fee united card.  but that card wouldn't share in this bene?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 29, 2011, 05:24:42 PM
"book any seat, any time using miles-as a cardmember, you can use miles to book any seat, any time, on any flight-no restrictions. if seats are available for sale, they can be redeemed at the easypass (or equivalent) reward level. available on continental flights beginning august 1 and united flights effective march 15 2012."


oh man.  :woot:

yeah, i got that too.  that just pertains to the recent 50k continental card, right?  'cause i was planning to cancel that and stick w my older, no annual fee united card.  but that card wouldn't share in this bene?

yeah. i mean, if you haven't used the miles yet and haven't cancelled the card...then i'd at least keep it open for a while. the fee is waived for the first year, so there's no real reason to cancel it until you're in the 12th month. this is a really, really nice benefit if you have to get somewhere last second. if you super plan ahead, prob not that great of a bene. also you get the club lounge stuff and waived fee for first bag if you are a cardholder. don't cancel until you've booked and used the rewards would be my opinion.

also, are you in mhk? clams was in town last week and i totally wanted a "tall-off" between you two. most people seemed to think he is taller than you. i'm on the fence fwiw.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 29, 2011, 05:35:03 PM
yeah, i don't mean right now.  but when decision time comes, i was planning on killing this card, and keeping the other.  which i would still do if this benefit applies to both cards.  but if my continental card gets me booking privileges and my united card doesn't then it seems like i'd be better off calling and asking them to waive the fee and keeping this card (hate calling people/things, so this significant to me).

and so, if i'm going to do that, then it seems i should shift spending to my continental card now, to give them a track record to waive my fee from?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2011, 05:45:33 PM
yeah, i don't mean right now.  but when decision time comes, i was planning on killing this card, and keeping the other.  which i would still do if this benefit applies to both cards.  but if my continental card gets me booking privileges and my united card doesn't then it seems like i'd be better off calling and asking them to waive the fee and keeping this card (hate calling people/things, so this significant to me).

and so, if i'm going to do that, then it seems i should shift spending to my continental card now, to give them a track record to waive my fee from?

yeah, that would be your best bet. 

i think you guys are about equal tall.  honestly wouldn't shock me if sys was taller though.  honestly wouldn't. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 29, 2011, 07:03:34 PM
yeah, i don't mean right now.  but when decision time comes, i was planning on killing this card, and keeping the other.  which i would still do if this benefit applies to both cards.  but if my continental card gets me booking privileges and my united card doesn't then it seems like i'd be better off calling and asking them to waive the fee and keeping this card (hate calling people/things, so this significant to me).

and so, if i'm going to do that, then it seems i should shift spending to my continental card now, to give them a track record to waive my fee from?

yeah, that would be your best bet. 

i think you guys are about equal tall.  honestly wouldn't shock me if sys was taller though.  honestly wouldn't. 

see that's what i said and then everybody was all "no. i think clams his taller. i mean, look at him. stand up clams. clams, stand up real quick. see...see."  also, i mean you've gotta factor in like hairstyle and stuff i that. man it's close though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 30, 2011, 12:42:55 PM
What can I do with 30k spg?

 :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 30, 2011, 06:47:35 PM
view from the wing guy has an actual funny/self deprecating post and readers flip out. was hoping for a ravi mention about halfway through.

http://boardingarea.com/blogs/viewfromthewing/2011/07/28/im-an-idiot-who-doesnt-know-how-to-find-his-own-blog-url/#comments
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 30, 2011, 07:22:23 PM
somebody with a little free time please read all 18 pages of this thread and tell all of goEMAW.com whether this is worth doing or not. seems like it might be.

http://milepoint.com/forums/threads/earn-18-250-points-for-free-each-year.6471/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on July 30, 2011, 07:58:58 PM
What can I do with 30k spg?

 :blank:


 :ck:  don't be a mile snob. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 30, 2011, 08:04:47 PM
What can I do with 30k spg?

 :blank:


 :ck:  don't be a mile snob.  


:blank: was shorthand for "spend the second-worst week of your life at a Westin in Tampa for free".
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 30, 2011, 09:03:46 PM

What can I do with 30k spg?

sell them to me for one hundred dollars.

Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on July 30, 2011, 09:44:01 PM
Can you sell them?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 30, 2011, 09:58:07 PM
Can you sell them?

no. but i will pay you 100 american dollars for the right to have them. you will sit on them and them when i want them, i will tell you how to book me the hotel that i want using your points. also, i will only take 28000 of them. thus still leaving you 2000 points. deal?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on July 30, 2011, 10:27:03 PM
Can you sell them?

no. but i will pay you 100 american dollars for the right to have them. you will sit on them and them when i want them, i will tell you how to book me the hotel that i want using your points. also, i will only take 28000 of them. thus still leaving you 2000 points. deal?

I dunno, seems too easy.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 30, 2011, 10:35:02 PM
Can you sell them?

no. but i will pay you 100 american dollars for the right to have them. you will sit on them and them when i want them, i will tell you how to book me the hotel that i want using your points. also, i will only take 28000 of them. thus still leaving you 2000 points. deal?

I dunno, seems too easy.

yes. I am trying to make this easy for you. I tell you what. open up a paypal account and I will transfer you 100 dollars tomorrow. you will have the cash immediately. when I want to use the points that you sold me, I will ask for your spg number and take it from there. you will still have 2000 spg points and full control of your account immediately after. deal? would be willing to pay $120 although I probably shouldn't be telling you that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on July 31, 2011, 12:09:17 AM
I was joking, we can prob make this happen without paypal.  Also, I think my original post was about a spg offer, not the points I actually possess.  I prob have 20k and will deal with you no sweat since I am a noob.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2011, 01:36:46 AM
I was joking, we can prob make this happen without paypal.  Also, I think my original post was about a spg offer, not the points I actually possess.  I prob have 20k and will deal with you no sweat since I am a noob.

yes. you want to deal with me because we are friends. I am just trying to help you unload them. those spg points are trash. lucky if I can make my money back on them. when/if.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2011, 08:50:52 AM
somebody with a little free time please read all 18 pages of this thread and tell all of goEMAW.com whether this is worth doing or not. seems like it might be.

http://milepoint.com/forums/threads/earn-18-250-points-for-free-each-year.6471/

(http://milepoint.com/forums/styles/default/xenforo/smilies/eek.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 31, 2011, 10:11:10 AM
somebody with a little free time please read all 18 pages of this thread and tell all of goEMAW.com whether this is worth doing or not. seems like it might be.

http://milepoint.com/forums/threads/earn-18-250-points-for-free-each-year.6471/

looks to be dead....ppl saying they aren't getting points after July 12.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 31, 2011, 10:18:43 PM
hey, for the credit card Ron Princes out there (scary smart about cc!) - I'm assuming a convenience check would count towards the minimum spend for the SPG Amex deal?    I'm thinking about paying off our car and using a convenience check then payng off the card with the cash, meeting my minimum spend.    Possible?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on July 31, 2011, 10:32:13 PM
hey, for the credit card Ron Princes out there (scary smart about cc!) - I'm assuming a convenience check would count towards the minimum spend for the SPG Amex deal?    I'm thinking about paying off our car and using a convenience check then payng off the card with the cash, meeting my minimum spend.    Possible?

Ummmm, of course.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2011, 06:19:57 AM
hey, for the credit card Ron Princes out there (scary smart about cc!) - I'm assuming a convenience check would count towards the minimum spend for the SPG Amex deal?    I'm thinking about paying off our car and using a convenience check then payng off the card with the cash, meeting my minimum spend.    Possible?

I don't think so.  Also, i think you get charged a fee (2-5%) for using a conv. check. I've read where a lot of the banks will also charge interest beginning the date the check is cashed.  could be wrong as i've never used one.   Report back on findings.  If it were this easy I would just pay my mortgage using one each month. 

Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 01, 2011, 08:29:47 AM
hey, for the credit card Ron Princes out there (scary smart about cc!) - I'm assuming a convenience check would count towards the minimum spend for the SPG Amex deal?    I'm thinking about paying off our car and using a convenience check then payng off the card with the cash, meeting my minimum spend.    Possible?

I don't think so.  Also, i think you get charged a fee (2-5%) for using a conv. check. I've read where a lot of the banks will also charge interest beginning the date the check is cashed.  could be wrong as i've never used one.   Report back on findings.  If it were this easy I would just pay my mortgage using one each month. 


There is a fee for using convenience checks 99% of the time.  Sometimes when you sign up for a card they may have 1 free convenience check per year, or they will allow you 1 free one for the life of the card and the rest they will charge you for.  It's like cash advances. . . except not usually as bad interest-rate wise.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 01, 2011, 08:32:02 AM
SPG AMEX refused to waive my annual fee.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 01, 2011, 08:39:36 AM
hey, for the credit card Ron Princes out there (scary smart about cc!) - I'm assuming a convenience check would count towards the minimum spend for the SPG Amex deal?    I'm thinking about paying off our car and using a convenience check then payng off the card with the cash, meeting my minimum spend.    Possible?

I don't think so.  Also, i think you get charged a fee (2-5%) for using a conv. check. I've read where a lot of the banks will also charge interest beginning the date the check is cashed.  could be wrong as i've never used one.   Report back on findings.  If it were this easy I would just pay my mortgage using one each month. 



yeah. i don't think it works that way either. plus i'm sure the check has a fee like sd said and im pretty sure it will be counted as a cash advance and not a charge. this guy has the most comprehensive list of ways to meet minimum spends that i've ever seen. some are obvious. others not so much. there is a company (chargesmart) that allows you to pay your mortgage by using a credit card, but they charge you a fee. then you also have venmo, amazon and paypal as well. i bet we could set up a pretty nice venmo, paypal, amazon ring with all the people churning cards here. problem is that people would paypal me money with the understanding that i am supposed to do something with it and then i wouldn't and it be a full year later and i'd still just have that money sitting in some paypal account.

http://millionmilesecrets.com/2011/07/20/40-powerful-ways-to-complete-your-credit-card-minimum-spending-requirements/
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 01, 2011, 08:41:09 AM
hey, for the credit card Ron Princes out there (scary smart about cc!) - I'm assuming a convenience check would count towards the minimum spend for the SPG Amex deal?    I'm thinking about paying off our car and using a convenience check then payng off the card with the cash, meeting my minimum spend.    Possible?

I don't think so.  Also, i think you get charged a fee (2-5%) for using a conv. check. I've read where a lot of the banks will also charge interest beginning the date the check is cashed.  could be wrong as i've never used one.   Report back on findings.  If it were this easy I would just pay my mortgage using one each month. 



yeah, guess I didn't think about that.   I've never used one either, just get them a couple times a year in the mail on my other accounts....

Curses!   This will be tough.    I found out my insurance company nor any of my utilities accept AMEX....
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 01, 2011, 08:59:21 AM
Curses!   This will be tough.   

A $4500 BBBS donation will pretty much wrap up a troph for goEMAW.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 01, 2011, 09:00:18 AM
Curses!   This will be tough.   

A $4500 BBBS donation will pretty much wrap up a troph for goEMAW.

you're generous Trim!
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 01, 2011, 10:50:54 AM
SPG AMEX refused to waive my annual fee.

Same here. Had spent around $8500 on it. They'd only give me 1000 points to keep it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2011, 10:53:12 AM
SPG AMEX refused to waive my annual fee.

Same here. Had spent around $8500 on it. They'd only give me 1000 points to keep it.

cancel it.  apply again in a week. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 01, 2011, 11:05:03 AM
SPG AMEX refused to waive my annual fee.

Same here. Had spent around $8500 on it. They'd only give me 1000 points to keep it.

I got no offer at all to stay.  :dunno:

cancel it.  apply again in a week. 

I cancelled.  How long will I be ineligible to get another big signup bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2011, 11:11:32 AM
SPG AMEX refused to waive my annual fee.

Same here. Had spent around $8500 on it. They'd only give me 1000 points to keep it.

I got no offer at all to stay.  :dunno:

cancel it.  apply again in a week. 

I cancelled.  How long will I be ineligible to get another big signup bonus?

I don't know.  May just be eligible for the usual 10k on first purchase bonus from here on out.  but, I mean, it's 10k and should have no annual fee for the first year.  beats 0 and an annual fee :dunno:  Unless you want to shift to a different brand.  I wouldn't recomend Hilton unless you are going to have a ton of Hilton stay.  Pretty much everywhere worth staying is 50k a night. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 01, 2011, 11:25:27 AM
I don't know.  May just be eligible for the usual 10k on first purchase bonus from here on out.  but, I mean, it's 10k and should have no annual fee for the first year.  beats 0 and an annual fee :dunno:  Unless you want to shift to a different brand.  I wouldn't recomend Hilton unless you are going to have a ton of Hilton stay.  Pretty much everywhere worth staying is 50k a night. 

Right.  I may not have been clear.  I called and told the guy I either needed my fee waived or my card cancelled.  They chose cancelled, so that was done.  There was no way I was going to pay the fee.

So, are you thinking that if I apply for whatever big bonus deal they have now that I'll get a call saying "we'll only give you 10K, do you still want this?" 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2011, 11:35:07 AM
I don't know.  May just be eligible for the usual 10k on first purchase bonus from here on out.  but, I mean, it's 10k and should have no annual fee for the first year.  beats 0 and an annual fee :dunno:  Unless you want to shift to a different brand.  I wouldn't recomend Hilton unless you are going to have a ton of Hilton stay.  Pretty much everywhere worth staying is 50k a night. 

Right.  I may not have been clear.  I called and told the guy I either needed my fee waived or my card cancelled.  They chose cancelled, so that was done.  There was no way I was going to pay the fee.

So, are you thinking that if I apply for whatever big bonus deal they have now that I'll get a call saying "we'll only give you 10K, do you still want this?" 

no, you'll just get 10k for the first purchase.  no call or anything.  probably better deals out there.  just didn't know how attached you were to that card/spg points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 01, 2011, 02:45:37 PM
no, you'll just get 10k for the first purchase.  no call or anything.  probably better deals out there.  just didn't know how attached you were to that card/spg points.

You want to try sending me the referral and I'll give it a shot in a week?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2011, 02:48:03 PM
no, you'll just get 10k for the first purchase.  no call or anything.  probably better deals out there.  just didn't know how attached you were to that card/spg points.

You want to try sending me the referral and I'll give it a shot in a week?

it's not longer a referral.  open to all.  just go to the amex site and the header will give the 30k deal.  you'll prolly only get 10k though. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2011, 02:54:21 PM
I sent you a referal anyway.  See if it offers you the 30k.  maybe that would actually help get the 30k (probably not though) :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 01, 2011, 03:19:21 PM
The e-mail I got from you via AMEX was for a 10K offer.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2011, 03:28:17 PM
The e-mail I got from you via AMEX was for a 10K offer.  :dunno:

sucks
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 01, 2011, 04:18:56 PM
chicat what exactly should I say to try and get a nicer room? want to be a beentheredonethatcat not a noobiecat
so just flash the pc rewards platinum card around like a cop in a movie?  :comeatme:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 02, 2011, 07:11:09 AM
The MillionMileSecrets guy has an interesting post about getting a shitload of Hilton points.  basically both Hilton Cards give you 40k after some spend.  But, if you sign up for the Hawaiin air card you get 35k HA miles which transfer at 2:1 to HH so you actually end up with 75k HH.  There are two HA visas and I don't think there is a spend to hit.  They do have annual fees of $79 each.  So, basically, for $160 you get 70k HA miles which will transfer to 140k HH.  Not as valuable as 140k Hyatt or SPG but it's something.  Would get you almost 6 nights at the Hampton Manhattan or almost 3 nights at a top tier Hilton.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 03, 2011, 09:27:56 AM
pretty good summary of hotel cards:

http://travelsort.com/blog/which-hotel-credit-card-is-the-best
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 05, 2011, 03:06:00 PM
Any advice on booking BA miles for an AA flight?  I remember hearing this would be a huge pain. Any advice would be appreciated. TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2011, 03:24:44 PM
Any advice on booking BA miles for an AA flight?  I remember hearing this would be a huge pain. Any advice would be appreciated. TIA

common issue.  find the flight you want on AA.  Pretend you are booking an AA flight with miles.  Any flight that comes up in the lower tier award levels (25k domestic RT or 12.5k each way coach or 50k domestic RT or 25k each way first class).  BA will not let you book on higher tier awards.  Once you find your flight go to BA and try to book those dates.  It will tell you there aren't any BA flights and then you hit the button to check with their partners or whatever.  If the flight you found doesn't come up call BA and tell them the exact flight numbers and dates and they will find it.  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2011, 03:25:41 PM
Pretty good news about Hyatt adding a free night cat. 1-4 award certificate with every 1 year anniversary of having the Hyatt Visa.  Annual fee is $75 but every cat 3 or 4 Hyatt will be more than that so it makes keeping it for the plat status a no brainer. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 05, 2011, 08:47:14 PM
Pretty good news about Hyatt adding a free night cat. 1-4 award certificate with every 1 year anniversary of having the Hyatt Visa.  Annual fee is $75 but every cat 3 or 4 Hyatt will be more than that so it makes keeping it for the plat status a no brainer. 

Where'd you see this?  I was actually about to cancel it now that I have the Sapphire.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on August 05, 2011, 08:53:17 PM
I got the Hawaiian the other day due to it being through BoA and not having to deal with the reconsider line/pain in the assedness of a chase or citi.  It also goes off a different credit report.  Worth 35k, figure it'll cover a few interisland flights at 7k each.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on August 06, 2011, 03:10:12 AM
Quote from: some squawk on FT
My daughter is starting college this fall at the Univeristy of Kansas. Rock Chalk Jayhawk!

KU does not accept credit cards for payment of tuition directly, but they work with a third party vendor, AFFORD.COM to allow you to pay tuition on CC.

AFFORD does charge a 2.9 % Fee for CC. They take Amex, Discover and MC, but not VISA. They also allow you to pay in 4 monthly installments.

Im paying the tuition this way to meet minimum spend on the the five cards I applied for last week!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2011, 07:15:56 AM
Quote from: some squawk on FT
My daughter is starting college this fall at the Univeristy of Kansas. Rock Chalk Jayhawk!

KU does not accept credit cards for payment of tuition directly, but they work with a third party vendor, AFFORD.COM to allow you to pay tuition on CC.

AFFORD does charge a 2.9 % Fee for CC. They take Amex, Discover and MC, but not VISA. They also allow you to pay in 4 monthly installments.

Im paying the tuition this way to meet minimum spend on the the five cards I applied for last week!

poor squawk can't meet minimum spend, pays 3% fee like a rube  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 06, 2011, 01:17:47 PM
Pretty good news about Hyatt adding a free night cat. 1-4 award certificate with every 1 year anniversary of having the Hyatt Visa.  Annual fee is $75 but every cat 3 or 4 Hyatt will be more than that so it makes keeping it for the plat status a no brainer. 

Where'd you see this?  I was actually about to cancel it now that I have the Sapphire.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2011, 01:30:04 PM
Pretty good news about Hyatt adding a free night cat. 1-4 award certificate with every 1 year anniversary of having the Hyatt Visa.  Annual fee is $75 but every cat 3 or 4 Hyatt will be more than that so it makes keeping it for the plat status a no brainer. 

Where'd you see this?  I was actually about to cancel it now that I have the Sapphire.

http://thepointsguy.com/2011/08/hyatt-visa-cardholders-now-get-a-free-category-1-4-night-upon-card-renewal/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 06, 2011, 01:44:54 PM
:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2011, 11:12:26 PM
sunday is the last day for the SW chase deal.  one of the best current deals going if you don't mind flying SW.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on August 07, 2011, 03:10:45 PM
sunday is the last day for the SW chase deal.  one of the best current deals going if you don't mind flying SW.

No idea how these things work, if I get this card, how long do I have to keep it before I can cancel it and still get the flights?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2011, 03:45:35 PM
sunday is the last day for the SW chase deal.  one of the best current deals going if you don't mind flying SW.

No idea how these things work, if I get this card, how long do I have to keep it before I can cancel it and still get the flights?

prolly about a week
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2011, 04:15:33 PM
you can cancel it as soon as the points end up in you swa account.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on August 07, 2011, 08:43:32 PM
 :sdeek:

Hope it still works then.

EDIT: Just applied. Seems Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) that companies allow you to do this, but whatevs.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2011, 07:01:18 PM
Good blog post.  May do this.  First year fee waived.  75k Frontier/Hilton/Continental(United)/BA/Etc. miles is a pretty amazing bonus. 

http://boardingarea.com/blogs/dealswelike/2011/08/11/reports-of-75000-point-bonus-with-the-american-express-gold-credit-card/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2011, 07:24:42 PM
just got approved.  will call back with one of the $500 spend for 75k codes once I receive the card and call back
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 11, 2011, 07:37:17 PM
just got approved.  will call back with one of the $500 spend for 75k codes once I receive the card and call back

will thepointsguy 50k to add additional users work with this too? check frontpage.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2011, 07:41:04 PM
just got approved.  will call back with one of the $500 spend for 75k codes once I receive the card and call back

will thepointsguy 50k to add additional users work with this too? check frontpage.

ha!  was just typing this out and when I went to post it said there had been another post.  Copy/Paste:

http://thepointsguy.com/2011/08/50000-american-express-points-for-free-with-additional-cardholders/

Once I get the card I will also call and do this with mrs d, sdbro, sdbrowife and a couple randos I trust enough to make one purchase for me.  should I get the 75k for $500 spend and 5 card users approved for 10k each I will end up with 125k membership rewards points which transfer 1:1 to Delta, Hilton, Continental, BA, Frontier as well as different transfer rates to SPG, Priority Club and a bunch of other random programs.  I think I can also book $1,250 of travel through their service for this as well.  All with no annual fee or cost to myself.  

 :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 11, 2011, 08:14:31 PM
just got approved.  will call back with one of the $500 spend for 75k codes once I receive the card and call back

will thepointsguy 50k to add additional users work with this too? check frontpage.

ha!  was just typing this out and when I went to post it said there had been another post.  Copy/Paste:

http://thepointsguy.com/2011/08/50000-american-express-points-for-free-with-additional-cardholders/

Once I get the card I will also call and do this with mrs d, sdbro, sdbrowife and a couple randos I trust enough to make one purchase for me.  should I get the 75k for $500 spend and 5 card users approved for 10k each I will end up with 125k membership rewards points which transfer 1:1 to Delta, Hilton, Continental, BA, Frontier as well as different transfer rates to SPG, Priority Club and a bunch of other random programs.  I think I can also book $1,250 of travel through their service for this as well.  All with no annual fee or cost to myself. 

 :kstategrad:

Sometimes I like to think what we are doing with CC offers is what Madoff probably felt like  at the top of his scheme.  Like they might as well be printing rough ridin' benjamins and shipping them to our house postage paid.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2011, 08:29:44 PM
Like they might as well be printing rough ridin' benjamins and shipping them to our house postage paid.

this is a fantastic description  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 11, 2011, 08:41:01 PM
Like they might as well be printing rough ridin' benjamins and shipping them to our house postage paid.

this is a fantastic description  :thumbs:

hemmy approves.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2011, 07:18:19 AM
Holy crap

http://www.flyertalk.com/forum/milesbuzz/1246972-american-express-gold-10-000-points-per-15-transactions.html

Make 15 transactions on your card in a calendar month and get 10,000 bonus points
Runs July – November 2011
50,000 point maximum
Seems to just work so far for Gold cards
Call 1-800-AXP-EARN and ask if offer 6664 can be applied to your account!  Let me know how/if it works for you.  I may try this tomorrow on my mom’s Gold card, if I am not feeling too glutenous from all the other recent points promos we have received!

So, yeah, plan on adding another 40K to that 125k membership rewards from my last scenario.  lady at the grocery store is going to get pissed when I make her ring up each apple individually  :thumbs:

Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 12, 2011, 10:28:35 AM
just got approved.  will call back with one of the $500 spend for 75k codes once I receive the card and call back

will thepointsguy 50k to add additional users work with this too? check frontpage.

ha!  was just typing this out and when I went to post it said there had been another post.  Copy/Paste:

http://thepointsguy.com/2011/08/50000-american-express-points-for-free-with-additional-cardholders/

Once I get the card I will also call and do this with mrs d, sdbro, sdbrowife and a couple randos I trust enough to make one purchase for me.  should I get the 75k for $500 spend and 5 card users approved for 10k each I will end up with 125k membership rewards points which transfer 1:1 to Delta, Hilton, Continental, BA, Frontier as well as different transfer rates to SPG, Priority Club and a bunch of other random programs.  I think I can also book $1,250 of travel through their service for this as well.  All with no annual fee or cost to myself.  

 :kstategrad:

sd, you are badass at this game
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2011, 12:04:55 PM
WHAT ON EARTH!?  :eek:

Quote
Too good to be true? ANOTHER Amex Authorized User Code = 75K Points!! I have not validated this myself at all, but reader Shari writes:

 I called about this promo (The 10K points per authorized user post from yesterday) and was told that code 6664 was targeted just to residents in Argentina. However I got a really nice agent and she was kind enough to look for other codes that might apply to my Amex Gold Card.

She found code 6661 and applied it to my account. Code 6661 allows me to add an additional user to my card and if that user spends $1000 within 92 days of getting the card, I will get 75,000 Membership Rewards (which is in addition to the 75,000 that I got upon enrollment/meeting minimum spend). The agent also said that when the card is received, I can call in and have this card linked to my Membership Rewards account.

Holy Toledo, Batman!  That is amazing.  Like I said, I have not tried this one myself so I can’t personally vouch for it.  75,000K points just for adding a user and having that user spend $1000 on the card is great.  This is another deal that is great for families where both partners can help toward meeting the user/spend requirement.

Call 1-800-AXP-EARN
See if they can apply code 6661 to your account
If it works, it gives you 75,000 bonus Membership Rewards if you add an authorized user and that user spends $1000 on the card within the first 92 days
Sit back and enjoy your points!!
Let me know if anyone else is able to get this applied to their account.  This has been a crazy, crazy week for Amex promos!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2011, 12:12:23 PM
WHAT ON EARTH!?  :eek:

Quote
Too good to be true? ANOTHER Amex Authorized User Code = 75K Points!! I have not validated this myself at all, but reader Shari writes:

 I called about this promo (The 10K points per authorized user post from yesterday) and was told that code 6664 was targeted just to residents in Argentina. However I got a really nice agent and she was kind enough to look for other codes that might apply to my Amex Gold Card.

She found code 6661 and applied it to my account. Code 6661 allows me to add an additional user to my card and if that user spends $1000 within 92 days of getting the card, I will get 75,000 Membership Rewards (which is in addition to the 75,000 that I got upon enrollment/meeting minimum spend). The agent also said that when the card is received, I can call in and have this card linked to my Membership Rewards account.

Holy Toledo, Batman!  That is amazing.  Like I said, I have not tried this one myself so I can’t personally vouch for it.  75,000K points just for adding a user and having that user spend $1000 on the card is great.  This is another deal that is great for families where both partners can help toward meeting the user/spend requirement.

Call 1-800-AXP-EARN
See if they can apply code 6661 to your account
If it works, it gives you 75,000 bonus Membership Rewards if you add an authorized user and that user spends $1000 on the card within the first 92 days
Sit back and enjoy your points!!
Let me know if anyone else is able to get this applied to their account.  This has been a crazy, crazy week for Amex promos!

debunked.  never trust a blog called "mommypoints"
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 14, 2011, 11:02:01 AM
Got an offer for Chase Saphire.  100k bonus points.  Seems like a good deal.  Anyone have this card?  No annual fee or anything.  Thinking of dumping my Citi rewards and making this my everyday credit card for a while. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 14, 2011, 11:09:20 AM
Got an offer for Chase Saphire.  100k bonus points.  Seems like a good deal.  Anyone have this card?  No annual fee or anything.  Thinking of dumping my Citi rewards and making this my everyday credit card for a while. 

without a doubt you should do it. how did you get the offer? email, regular mail? is there a promo code?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 14, 2011, 12:11:42 PM
Got an offer for Chase Saphire.  100k bonus points.  Seems like a good deal.  Anyone have this card?  No annual fee or anything.  Thinking of dumping my Citi rewards and making this my everyday credit card for a while. 

Hell yes.  You could move into a Hyatt.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2011, 12:20:40 PM
Got an offer for Chase Saphire.  100k bonus points.  Seems like a good deal.  Anyone have this card?  No annual fee or anything.  Thinking of dumping my Citi rewards and making this my everyday credit card for a while. 

a) yes, do it
b) post code
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 14, 2011, 12:25:11 PM
Got an offer for Chase Saphire.  100k bonus points.  Seems like a good deal.  Anyone have this card?  No annual fee or anything.  Thinking of dumping my Citi rewards and making this my everyday credit card for a while. 

a) yes, do it
b) post code

Maybe not too late for me to do the SM and get an extra 50K.  :pray:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2011, 12:35:06 PM
Got an offer for Chase Saphire.  100k bonus points.  Seems like a good deal.  Anyone have this card?  No annual fee or anything.  Thinking of dumping my Citi rewards and making this my everyday credit card for a while. 

a) yes, do it
b) post code

Maybe not too late for me to do the SM and get an extra 50K.  :pray:

it's probably a targeted code that will only work for Supid Fitz though
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 14, 2011, 01:47:27 PM
It was for Stupid Fitz and Stupid Fitz only.  Sorry guys.  I did do some googling prior to asking you guys about it and saw that someone just got the 50k offer and called them up after hearing about the 100k and they were nice and gave it to him.  Don't know if this helps anyone or not. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2011, 01:54:02 PM
It was for Stupid Fitz and Stupid Fitz only.  Sorry guys.  I did do some googling prior to asking you guys about it and saw that someone just got the 50k offer and called them up after hearing about the 100k and they were nice and gave it to him.  Don't know if this helps anyone or not. 

yeah, I did that but they have since stopped allowing it
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 14, 2011, 03:15:06 PM
So like, 100k points is like 1k dollars right?  Is cash money the best reward option or are there pretty good deals on junk and stuff?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2011, 03:21:26 PM
So like, 100k points is like 1k dollars right?  Is cash money the best reward option or are there pretty good deals on junk and stuff?

no, cash is the worst (unless you never travel).  You can stay 20 nights at the Hyatt in Wichita or KC for that amount of points.  Transfer them to Hyatt.  You could also stay 4 nights (and have 12k left over) at a hotel that costs over $1k a night like the Hyatt Paris.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 14, 2011, 03:23:39 PM
Is stupid fitz the same guy that was bragging about getting headphones  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 14, 2011, 03:55:10 PM
So like, 100k points is like 1k dollars right?  Is cash money the best reward option or are there pretty good deals on junk and stuff?

no, cash is the worst (unless you never travel).  You can stay 20 nights at the Hyatt in Wichita or KC for that amount of points.  Transfer them to Hyatt.  You could also stay 4 nights (and have 12k left over) at a hotel that costs over $1k a night like the Hyatt Paris.

I have eleventy billion Marriott points, so no need for Hyatt points.  Hopefully the non travel rewards are good. 

YLA, yes $400 headphones, companion ticket and 20k Delta miles.  Pretty bragable score IMO.   :dunno:  Also, quit being mean. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2011, 03:56:36 PM
So like, 100k points is like 1k dollars right?  Is cash money the best reward option or are there pretty good deals on junk and stuff?

no, cash is the worst (unless you never travel).  You can stay 20 nights at the Hyatt in Wichita or KC for that amount of points.  Transfer them to Hyatt.  You could also stay 4 nights (and have 12k left over) at a hotel that costs over $1k a night like the Hyatt Paris.

I have eleventy billion Marriott points, so no need for Hyatt points.  Hopefully the non travel rewards are good. 

YLA, yes $400 headphones, companion ticket and 20k Delta miles.  Pretty bragable score IMO.   :dunno:  Also, quit being mean. 

You can also transfer to Marriott, Continental, British Air and a bunch of others.  You can also use them to book stuff direct through Chase
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 15, 2011, 04:37:36 PM
sooo...any of these big bonus codes for AMEX work on my SPG card?   I know I can do the additional user bonus thing....any others?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 15, 2011, 04:55:20 PM
sooo...any of these big bonus codes for AMEX work on my SPG card?   I know I can do the additional user bonus thing....any others?

no
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 16, 2011, 10:30:10 PM
For certain LLC owners:

http://offerpop.com/openforum/22582
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 16, 2011, 10:34:50 PM
Got an e-mail from Chase Marriott for the card I've already got with a 30K bonus plus 2 free reward nights.  Thought that was pretty good so I checked to see if that was a targeted e-mail thing or for everyone.  Saw the public offer now is 50K plus a free night which is pretty good.

https://creditcards.chase.com/credit-cards/marriott-credit-cards.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 17, 2011, 07:07:08 AM
Called Amex on the gold card which I received yesterday.  They gave me unbelievable amounts of push back on the codes.  Finally, on the 4th call, I got some lady to give me 50k points for $1k spend in three months as well as the promotion for 10k points per month for 15 transactions in each of the next 4 billing cycles.  Not as great as I was hoping but should get 135k Delta or BA miles with the 50% promotions they are both running for transfered miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 17, 2011, 08:34:17 AM
I'm going to try to get back in with SPG AMEX this week.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 17, 2011, 09:01:37 AM
Do you guys know anyone who makes very large purchases in cash? Doesn't it break your heart? So many points...gone forever.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 17, 2011, 09:13:26 AM
Do you guys know anyone who makes very large purchases in cash? Doesn't it break your heart? So many points...gone forever.

yes, I mock them
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 17, 2011, 09:14:14 AM
I got 75K for 500 spend on the 2nd call for the amex gold. This was a few days ago and I about creamed myself.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 17, 2011, 09:15:20 AM
I bought a couple breakfast burritos with cash this morning to break a twenty so I could submit my $10 for some chick's office wedding gift.  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 17, 2011, 09:15:46 AM
I got 75K for 500 spend on the 2nd call for the amex gold. This was a few days ago and I about creamed myself.

what code?  I am going to call back this afternoon and bitch some more until I get that one.  Did you do the 15 transactions promo too?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 17, 2011, 09:16:10 AM
I got 75K for 500 spend on the 2nd call for the amex gold. This was a few days ago and I about creamed myself.

What exactly happens on the 1st rejected call, or in sd's case, the 1st, 2nd and 3rd rejected calls?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 17, 2011, 10:05:07 AM
I used code 5894. The first call was essentially "that code is expired"

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 17, 2011, 10:26:57 AM
I used code 5894. The first call was essentially "that code is expired"

I'll try that.  The responses I got were all over the board.  I basically called on 4 or 5 different codes before some lady told me she'd give me 50k and I just accepted it like a dumbass.  The next guy added the 10k per 15 card uses promo like a champ though.  I bluffed the crap out of the second guy and he owned me:

him: this is a targetted code, were you targetted
me:  yeah
him:  why didn't you sign up using the code then
me:  i don't know, I screwed it up I guess
him:  ok, we will honor it....IF YOU SEND US A COPY OF THE LETTER OFFERING IT TO YOU!
me:  ok, where do I send it?
him:  fax number is .......
me:  ok, it's on the way :click:
me:  (call back immediately to talk to a different rep)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 17, 2011, 11:25:09 AM
so like, is this worth it? maybe?

use a card like spg amex to purchase a prepaid visa with pin. it's hard to find these, but i found this...

https://www.visaprepaidprocessing.com/Wachovia/VisaBuxx/PRC312/CP312-T01-004/docs/terms.htm


then use the prepaid card w/ pin and go to walmart and purchase a money order for 1,000 and then deposit the money order in your bank account and pay off the spg amex. you can purchase a money order for like sixty cents, but it has to be done with a debit card that has a pin number. most don't. anyway, the max that you can put on the card above at a time is a thousand. it'd be nice to find a reloadable debit card that will give you a pin number like the one above and let you put more than 1,000 on it at a time. even if it was just 2,000, it would make this much more attractive. so the goal for all of us here is to try and find a reloadable debit card with pin that has better terms than the one above. also, you would want to call spg amex and tell them to put your cash advance limit at zero dollars or one dollar or something because you don't want them treating the purchase as a cash advance and killing you with a big fee. does this make sense to everybody? i bet they'd bust you after a while if you over did it, but a couple thousand extra spg amex a month for like five bucks and ten minutes of time might be worth it. thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 17, 2011, 11:26:21 AM
so like, is this worth it? maybe?

use a card like spg amex to purchase a prepaid visa with pin. it's hard to find these, but i found this...

https://www.visaprepaidprocessing.com/Wachovia/VisaBuxx/PRC312/CP312-T01-004/docs/terms.htm


then use the prepaid card w/ pin and go to walmart and purchase a money order for 1,000 and then deposit the money order in your bank account and pay off the spg amex. you can purchase a money order for like sixty cents, but it has to be done with a debit card that has a pin number. most don't. anyway, the max that you can put on the card above at a time is a thousand. it'd be nice to find a reloadable debit card that will give you a pin number like the one above and let you put more than 1,000 on it at a time. even if it was just 2,000, it would make this much more attractive. so the goal for all of us here is to try and find a reloadable debit card with pin that has better terms than the one above. also, you would want to call spg amex and tell them to put your cash advance limit at zero dollars or one dollar or something because you don't want them treating the purchase as a cash advance and killing you with a big fee. does this make sense to everybody? i bet they'd bust you after a while if you over did it, but a couple thousand extra spg amex a month for like five bucks and ten minutes of time might be worth it. thoughts?

i just realized that nobody here (me included) is probably going to do this, so honest to god just disregard.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 17, 2011, 11:36:22 AM
http://www.payjr.com/payjr/faq.aspx

ok. i went ahead and looked a little more. i mean this is at least 2,500 a time. you could do this once a month and for like five bucks, you could get 2,500 spg amex i think. thoughts? at the end of the year, you'd have 30k for like 60 dollars.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 17, 2011, 11:39:10 AM
http://www.payjr.com/payjr/faq.aspx

ok. i went ahead and looked a little more. i mean this is at least 2,500 a time. you could do this once a month and for like five bucks, you could get 2,500 spg amex i think. thoughts? at the end of the year, you'd have 30k for like 60 dollars.

this still requires me to go to get a money order and deposit that into the bank and stuff though, right?  seems like applying for credit cards constantly is much easier. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 17, 2011, 11:44:58 AM
http://www.payjr.com/payjr/faq.aspx

ok. i went ahead and looked a little more. i mean this is at least 2,500 a time. you could do this once a month and for like five bucks, you could get 2,500 spg amex i think. thoughts? at the end of the year, you'd have 30k for like 60 dollars.

this still requires me to go to get a money order and deposit that into the bank and stuff though, right?  seems like applying for credit cards constantly is much easier. 

yeah. but if you have a card that you are going to keep for a year and use it for monthly purchases and stuff anyway then maybe. i mean it would take like not a lot of time and maybe you could do it a lot before they get mad and cut you off. who knows? honest to god though, i just like trying to figure out ways to try and beat the system. i'll never do this. i never did the mint thing either and it seemed about equally as time consuming and annoying.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 17, 2011, 11:59:21 AM
yes, I enjoy that too.  I never did the mint but kinda wish I still had the option to if I wanted to.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 17, 2011, 12:32:28 PM
http://www.payjr.com/payjr/faq.aspx

ok. i went ahead and looked a little more. i mean this is at least 2,500 a time. you could do this once a month and for like five bucks, you could get 2,500 spg amex i think. thoughts? at the end of the year, you'd have 30k for like 60 dollars.

:driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 17, 2011, 06:56:12 PM
Anyone have any success with the authorized user promotion for the AMX Premier Gold?  They keep asking me why I have a promo code targeted to users in Argentina.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 17, 2011, 07:03:21 PM
Anyone have any success with the authorized user promotion for the AMX Premier Gold?  They keep asking me why I have a promo code targeted to users in Argentina.

1) i have no idea if the above thing that i posted would work

2)lol at argentina promo code situ
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 18, 2011, 07:03:26 AM
Anyone have any success with the authorized user promotion for the AMX Premier Gold?  They keep asking me why I have a promo code targeted to users in Argentina.

Is that code 6661?  If not, try that one.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 19, 2011, 09:27:08 AM
like award wallet but you can search for flights utilizing frequent flyer miles.  pretty great idea.

milewise.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 19, 2011, 09:30:23 AM
I'll contact them about becoming the name sponsor for the combo-fanning board.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 19, 2011, 09:32:26 AM
I'll contact them about becoming the name sponsor for the combo-fanning board.

as Tim Fitzgerald pulls up his goEMAW hate form letter
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 19, 2011, 09:34:43 AM
I'll contact them about becoming the name sponsor for the combo-fanning board.

as Tim Fitzgerald pulls up his goEMAW hate form letter

GCCPACat used to always tell me about his fighting strategy, which was to stick his thumb in the opponent's eye so you can "control their skull".  I wonder if this would work now with the whole eye socket enlargement thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 21, 2011, 04:52:49 PM
was just notified that I am now a Priority Club platinum elite  :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 21, 2011, 06:13:38 PM
was just notified that I am now a Priority Club platinum elite  :surprised:

holy crap,  did you really hit 50+ nights in a calendar year?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 21, 2011, 06:23:07 PM
was just notified that I am now a Priority Club platinum elite  :surprised:

holy crap,  did you really hit 50+ nights in a calendar year?

 :lol: he just got enough points (most likely from cc churning), only rubes get elite status by actually paying for it
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 21, 2011, 07:33:15 PM
was just notified that I am now a Priority Club platinum elite  :surprised:

 :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2011, 08:16:37 AM
uhhhhh, yeah....so....I just checked my priority club account to see what was going on to get me to Plat Elite.  Got 60k PC added to my account for cracking the case by activating a priority club visa.....have never had a priority club visa.    :horrorsurprise:  Want to book something with the points immediately so I don't lose them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2011, 08:30:57 AM
and.....spent
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 22, 2011, 08:31:55 AM
uhhhhh, yeah....so....I just checked my priority club account to see what was going on to get me to Plat Elite.  Got 60k PC added to my account for cracking the case by activating a priority club visa.....have never had a priority club visa.    :horrorsurprise:  Want to book something with the points immediately so I don't lose them.

Something's up.  Saw an extra 30K points there for activating the Visa as part of Crack the Case, even thought I'd already gotten the 30K when I got the card and Crack the Case ended a while ago and part of my cracking had been getting the card and getting that 30K.  I'm over 200K points now.

Switch to Holiday Inn for MOAP2.

EDIT: Hope you spend them on Holiday Inn for MOAP2.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2011, 08:34:36 AM
uhhhhh, yeah....so....I just checked my priority club account to see what was going on to get me to Plat Elite.  Got 60k PC added to my account for cracking the case by activating a priority club visa.....have never had a priority club visa.    :horrorsurprise:  Want to book something with the points immediately so I don't lose them.

Something's up.  Saw an extra 30K points there for activating the Visa as part of Crack the Case, even thought I'd already gotten the 30K when I got the card and Crack the Case ended a while ago and part of my cracking had been getting the card and getting that 30K.  I'm over 200K points now.

Switch to Holiday Inn for MOAP2.

EDIT: Hope you spend them on Holiday Inn for MOAP2.

yeah, just switched my regualar reservation for fri/sat at the HI to a points resy
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 22, 2011, 08:35:39 AM
uhhhhh, yeah....so....I just checked my priority club account to see what was going on to get me to Plat Elite.  Got 60k PC added to my account for cracking the case by activating a priority club visa.....have never had a priority club visa.    :horrorsurprise:  Want to book something with the points immediately so I don't lose them.

Something's up.  Saw an extra 30K points there for activating the Visa as part of Crack the Case, even thought I'd already gotten the 30K when I got the card and Crack the Case ended a while ago and part of my cracking had been getting the card and getting that 30K.  I'm over 200K points now.

Switch to Holiday Inn for MOAP2.

EDIT: Hope you spend them on Holiday Inn for MOAP2.

yeah, just switched my regualar reservation for fri/sat at the HI to a points resy

Nice.  I thought you were at the Hampton.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2011, 08:36:58 AM
uhhhhh, yeah....so....I just checked my priority club account to see what was going on to get me to Plat Elite.  Got 60k PC added to my account for cracking the case by activating a priority club visa.....have never had a priority club visa.    :horrorsurprise:  Want to book something with the points immediately so I don't lose them.

Something's up.  Saw an extra 30K points there for activating the Visa as part of Crack the Case, even thought I'd already gotten the 30K when I got the card and Crack the Case ended a while ago and part of my cracking had been getting the card and getting that 30K.  I'm over 200K points now.

Switch to Holiday Inn for MOAP2.

EDIT: Hope you spend them on Holiday Inn for MOAP2.

yeah, just switched my regualar reservation for fri/sat at the HI to a points resy

Nice.  I thought you were at the Hampton.

I was but switched awhile back.  I'm there friday and saturday and sdbro is there saturday only. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2011, 08:37:53 AM
Well, I'm basically $400 richer now.  Good monday so far. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 22, 2011, 08:38:07 AM
uhhhhh, yeah....so....I just checked my priority club account to see what was going on to get me to Plat Elite.  Got 60k PC added to my account for cracking the case by activating a priority club visa.....have never had a priority club visa.    :horrorsurprise:  Want to book something with the points immediately so I don't lose them.

Something's up.  Saw an extra 30K points there for activating the Visa as part of Crack the Case, even thought I'd already gotten the 30K when I got the card and Crack the Case ended a while ago and part of my cracking had been getting the card and getting that 30K.  I'm over 200K points now.

Switch to Holiday Inn for MOAP2.

EDIT: Hope you spend them on Holiday Inn for MOAP2.

yeah, just switched my regualar reservation for fri/sat at the HI to a points resy

Nice.  I thought you were at the Hampton.

I was but switched awhile back.  I'm there friday and saturday and sdbro is there saturday only.  

Man, HouliPoolPak wouldn't have been that bad after all.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 22, 2011, 08:41:07 AM
uhhhhh, yeah....so....I just checked my priority club account to see what was going on to get me to Plat Elite.  Got 60k PC added to my account for cracking the case by activating a priority club visa.....have never had a priority club visa.    :horrorsurprise:  Want to book something with the points immediately so I don't lose them.

Something's up.  Saw an extra 30K points there for activating the Visa as part of Crack the Case, even thought I'd already gotten the 30K when I got the card and Crack the Case ended a while ago and part of my cracking had been getting the card and getting that 30K.  I'm over 200K points now.

Switch to Holiday Inn for MOAP2.

EDIT: Hope you spend them on Holiday Inn for MOAP2.

yeah, just switched my regualar reservation for fri/sat at the HI to a points resy

Nice.  I thought you were at the Hampton.

I was but switched awhile back.  I'm there friday and saturday and sdbro is there saturday only.  

Man, HouliPoolPak wouldn't have been that bad after all.  

hey i've got an idea guys. maybe we can have saul make a secret moapII planning board where you two can go talk about houlipooli'mstayingatholidayinnpak so that you two can quit mucking up the credit card thread. good grief.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2011, 08:42:20 AM
well, apparetnly rick daris didn't crack the case  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 22, 2011, 08:44:26 AM
well, apparetnly rick daris didn't crack the case  :lol:

Yep, feels good hanging out here in the Detective Bureau credit card thread with only the highest ranking Priority Club case-crackers, while Daris is working the graveyard shift beat.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 22, 2011, 08:47:17 AM
well, apparetnly rick daris didn't crack the case  :lol:

Yep, feels good hanging out here in the Detective Bureau credit card thread with only the highest ranking Priority Club case-crackers, while Daris is working the graveyard shift beat.

priority club and holiday inns? yeah, no thanks. why not just join accor and stay at a bunch of motel 6's? i'll pass on this. have fun losers.  :blah:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2011, 08:49:44 AM
post your hotel mashup pic
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 22, 2011, 08:55:29 AM
(http://www.zvents.com/dynamic_images/6/8/9/4/12634986_640x385_letterboxed_3.jpg)

 :party: :woot: :drink:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2011, 09:17:33 AM
so, according to FT if you got the crack the case promo and one of the latches on your case was the PC visa then you automatically got those points based on some error in their system.   :zip:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 22, 2011, 09:21:23 AM
so, according to FT if you got the crack the case promo and one of the latches on your case was the PC visa then you automatically got those points based on some error in their system.   :zip:

priority club and their gaggle of promos is one giant mess for them as a whole. they really need to hire someone specifically to clean that program up.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2011, 09:22:32 AM
so, according to FT if you got the crack the case promo and one of the latches on your case was the PC visa then you automatically got those points based on some error in their system.   :zip:

priority club and their gaggle of promos is one giant mess for them as a whole. they really need to hire someone specifically to clean that program up.

yes, I abuse the crap out of it every time I have a paid stay. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2011, 01:28:26 PM
Current Priority Club point balance:

-31,440

 :lol:

still shows Platinum Ambassador though :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2011, 01:34:16 PM
Quote
PriorityClubRewards
Company Representative
 

Join Date: Jul 2011
Location: Atlanta, GA
Programs: Priority Club Rewards & InterContinental Ambassador
Posts: 16  **Update from Priority Club Rewards Regarding Point Postings**

--------------------------------------------------------------------------------

Hi Everyone -

We recently became aware that over the weekend some of our Priority Club Rewards accounts may have been improperly credited with points associated with a recent promotion due to an internal processing error. We are currently reviewing the situation and will take corrective action as needed.

We apologize for the inconvenience and thank you for your patience.

Carolyn 


BOOOOOO!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 22, 2011, 01:43:39 PM
Quote
Current Points Balance:    176079

 :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 22, 2011, 01:46:24 PM
Current Priority Club point balance:

-31,440

 :lol:

still shows Platinum Ambassador though :dunno:

 :lol:

oh man. what are they going to do here i can't even imagine.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 22, 2011, 01:48:58 PM
post your hotel mashup pic

i would, but it's just on my phone so i'd have to send it somewhere first and then my name is on the checkin material, so i'd also have to cover that up or something and all in all it would take at least like five minutes and only like two other people would probably even find it interesting.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2011, 07:18:43 AM
rick daris (or anyone), do you know if you can book AA awards with BA miles with the late booking fee?  I booked sdyoungestbro a ticket from Tulsa to Minneapolis yesterday and it appeared that AA had made available pretty much every seat they had at 25k RT with the $85 fee.  Could be a solution to Trim's BA miles problem.  

EDIT:  I guess I can just not be lazy and go make a fake booking and find out  :bracketmouse:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2011, 07:22:22 AM
holy crap, not only do they open up all that availability but you don't even have to pay the $85 late booking fee if you use BA for AA.  Trim, you may be able to unload them afterall.

Yeah, just checked out of Omaha on routes we fly a lot that are hard to book that far out at 25k RT.  Theres a shitload of availability if we fly tommorrow and no $85 fee like there would be if we were booking via AA direct.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 26, 2011, 07:27:52 AM
So, last-minute flights that 2-3 weeks earlier didn't have any of the lowest mileage flights available?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2011, 07:34:36 AM
So, last-minute flights that 2-3 weeks earlier didn't have any of the lowest mileage flights available?

yeah, I've only tried stuff a few days out but there's been availability everywhere.  I think they open up all available seats at some point (prolly like a week out or so).  I plan on messing with it to see how far back it goes.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2011, 07:36:21 AM
one problem that could come up is the return flight.  if you are taking a long trip or something you may have to book one way and just hope that the return trip availability pops open too.

in hindsight I should have drained your BA account when you made that wreckless MN/MOAP offer  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 26, 2011, 12:34:44 PM
god damn but if i don't love stories like this...


http://boardingarea.com/blogs/viewfromthewing/2011/08/25/my-million-mile-secrets-interview/
Title: Re: How Many Credit Cards Do You Have?
Post by: 0.42 on August 26, 2011, 12:55:34 PM
i have three credit cards
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 26, 2011, 01:00:31 PM
Got my new SPG AMEX yesterday.  Applied for it under the 10K w/a purchase and another 20K after $4500 deal.  There's footnotes in the offer about bonus points only going to people who haven't gotten them before.  We'll see.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 28, 2011, 09:07:05 PM
If points/miles were used to pay for a personal business expense, should they be tax-deductible at a certain value?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 28, 2011, 10:09:14 PM
If points/miles were used to pay for a personal business expense, should they be tax-deductible at a certain value?

I know you can make charitable donations with miles so you might be on to something, although the miles and taxation thing is a huge can of worms in regards to taxable income etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 29, 2011, 08:24:28 AM
If points/miles were used to pay for a personal business expense, should they be tax-deductible at a certain value?

unfortunately no
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 31, 2011, 12:25:05 PM
New at this and getting a little  :ohno:  Currently have 4 cards, going to drop 1 I have had for several years as my everyday card, and have to drop another because of annual fee coming up. Planning on adding a couple to replace, but still worried about my credit score for some reason.   Have an elite score and want to keep it.   Am I ok  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 31, 2011, 12:28:43 PM
New at this and getting a little  :ohno:  Currently have 4 cards, going to drop 1 I have had for several years as my everyday card, and have to drop another because of annual fee coming up. Planning on adding a couple to replace, but still worried about my credit score for some reason.   Have an elite score and want to keep it.   Am I ok  :ohno:

Why are you dropping the one you have had in the past as an everyday card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 31, 2011, 12:31:01 PM
New at this and getting a little  :ohno:  Currently have 4 cards, going to drop 1 I have had for several years as my everyday card, and have to drop another because of annual fee coming up. Planning on adding a couple to replace, but still worried about my credit score for some reason.   Have an elite score and want to keep it.   Am I ok  :ohno:

Keep the one you've had the longest as long as there is no fee.  A long history on one card will help your score.  As long as you are not carrying a large amount of debt on the cards your credit usage should be in good shape.  Your credit won't suffer at all if you are just cancelling newer cards before the annual fee and aren't using a large percentage of your available credit.  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 31, 2011, 12:32:04 PM
I have some stupid FNB Visa I haven't used in years.  looks good on a credit report to have that long history.  will never cancel it as long as it doesn't start charging me a fee. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 31, 2011, 12:42:45 PM
New at this and getting a little  :ohno:  Currently have 4 cards, going to drop 1 I have had for several years as my everyday card, and have to drop another because of annual fee coming up. Planning on adding a couple to replace, but still worried about my credit score for some reason.   Have an elite score and want to keep it.   Am I ok  :ohno:

Why are you dropping the one you have had in the past as an everyday card?

Found a better everyday card and thought that since I wouldn't use it, I would cancel it.  Guess I'll keep it now.   :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 31, 2011, 12:43:35 PM
New at this and getting a little  :ohno:  Currently have 4 cards, going to drop 1 I have had for several years as my everyday card, and have to drop another because of annual fee coming up. Planning on adding a couple to replace, but still worried about my credit score for some reason.   Have an elite score and want to keep it.   Am I ok  :ohno:

Keep the one you've had the longest as long as there is no fee.  A long history on one card will help your score.  As long as you are not carrying a large amount of debt on the cards your credit usage should be in good shape.  Your credit won't suffer at all if you are just cancelling newer cards before the annual fee and aren't using a large percentage of your available credit.  

 :nono:

Pay them all off every month
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 01, 2011, 10:09:36 AM
http://www.britishairways.com/travel/executive-club-changes/public/en_us

:woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2011, 10:15:30 AM
that is great news.  we only have 50k BA left from our original 210k though. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 01, 2011, 11:06:16 AM
that is great news.  we only have 50k BA left from our original 210k though. 

Any guesses as to what hotels they'd partner up with and at what ratio?  Hyatt, at just about any ratio, would be fantastic for me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2011, 11:07:48 AM
that is great news.  we only have 50k BA left from our original 210k though.  

Any guesses as to what hotels they'd partner up with and at what ratio?  Hyatt, at just about any ratio, would be fantastic for me.

They probably will have something like AA does where you can use your points for stays through their system at any hotel but the redemption rate will be horrible.  Usually less than $.01 per point.  I doubt they will transfer to the actual chain's point system.  But, I mean, they aren't doing you any good just sitting there.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 01, 2011, 11:13:11 AM
Usually less than $.01 per point. 

I don't know what this means.  Like I could book a room through BA but what normally would be 15,000 Hyatt points would cost a shitload of BA miles/points?  I'm probably OK with that unless the whole program change includes making it easier to book flights or I find I can last-minute myself all the time w/BA miles as they are now.  Will probably try that in winter by booking refundable flights on Frontier relatively cheap and playing with BA up until I have to board the Frontier plane.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 01, 2011, 11:20:12 AM
guess who just used some of their ba miles to book a flight to cancun this winter?  :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2011, 11:22:59 AM
Usually less than $.01 per point. 

I don't know what this means.  Like I could book a room through BA but what normally would be 15,000 Hyatt points would cost a shitload of BA miles/points?  I'm probably OK with that unless the whole program change includes making it easier to book flights or I find I can last-minute myself all the time w/BA miles as they are now.  Will probably try that in winter by booking refundable flights on Frontier relatively cheap and playing with BA up until I have to board the Frontier plane.

If they use the same system as AA and Delta (I think) they will have nothing to do with the amount of Hyatt points it would take.  It will have to do with how many dollars that night would have cost you had you paid for the room.  For example, a saturday night stay at the Venetian in Vegas next weekend would cost 27,800 AA miles, Luxor 18,200, Bellagio 33,000, Wynn 35,800, Caesars 50,300 (lol, WTF Caesars), etc.

You can mess with it here:

https://www.useaamiles.com/carhotel/?anchorLocation=DirectURL&title=carandhotelawards

This is just speculation on my part that this is how it will be set up.  They could have a direct mile to point transfer for all I know.  Most use this type of system though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2011, 11:24:18 AM
The benefit of this type is that you can book stays at places that don't have point programs like the Vegas casinos and all inclusive places. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 01, 2011, 11:30:32 AM
Got it.  That will work out great.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 01, 2011, 11:33:41 AM
Got it.  That will work out great.

no it won't. what you can get hotel wise is just horrible compared with what you could get airfare wise. DON'T DO THIS TRIM!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2011, 11:37:10 AM
Got it.  That will work out great.

no it won't. what you can get hotel wise is just horrible compared with what you could get airfare wise. DON'T DO THIS TRIM!

yeah, it's a bad redemption rate.  but, he doesn't believe he will ever be able to use his BA miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 01, 2011, 11:39:14 AM
Got it.  That will work out great.

no it won't. what you can get hotel wise is just horrible compared with what you could get airfare wise. DON'T DO THIS TRIM!

My experience thus far is that I can get nothing airfare wise.  I've got a paid flight on 9/11 (:runaway:).  Not refundable but will mess with the sd last-minute plan and see if it works and would be worth taking the cancellation penalty.  Probably not, but I'd at least know about the last-minute thing.  Will soon try booking my December flight with BA once set dates are known but am skeptical I'll be able to.  Then I'll see if it's easier to book BA miles when they mod their program in November, but if all that fails, hotels it is.  Unless, we can ultimately figure out some kind of goEMAW point exchange program.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on September 01, 2011, 12:13:01 PM
guess who just used some of their ba miles to book a flight to cancun this winter?  :emawkid:

Just blew my load for a trip to florida, I'm starting to understand what you mean when you talk about hating spending the miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2011, 12:17:25 PM
I currently have 449,984 miles over various accounts.  should have another 225k+ coming in the next month or so.  this is including mrs. dave's miles though.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 01, 2011, 12:34:51 PM
I got 300k miles this year.  37k are Hawaiian miles tho, only got because BoA card that checks credit through a different agency than Citi or Chase so it doesn't hurt my credit pretty much at all.  Should be good for interisland flights.  Will prob try for a sapphire or whatever then call it year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2011, 12:51:22 PM
I got 300k miles this year.  37k are Hawaiian miles tho, only got because BoA card that checks credit through a different agency than Citi or Chase so it doesn't hurt my credit pretty much at all.  Should be good for interisland flights.  Will prob try for a sapphire or whatever then call it year.

Hawaiin transfer 2:1 to Hilton too if you need HH at some point. 
Title: Re: How Many Credit Cards Do You Have?
Post by: globby on September 01, 2011, 12:52:04 PM
Phthalates. Lots of them.

(http://upload.wikimedia.org/wikipedia/commons/thumb/7/79/Phthalates.svg/220px-Phthalates.svg.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on September 01, 2011, 02:17:33 PM
I've been lurking on here for a while and swimming through this thread.  Must say, I'm impressed.  Also I've spent some time reading through some threads on flyertalk and other blogs.  Based on that, I think I'm ready to get into this and start racking up some miles for the wife and I.  Before I get to that point, I've got a couple quick questions.  At the moment, the we have about 3 credit cards that we use regularly and probably 3 or 4 each that we don't use at all and haven't been used for quite a while.  We've both got very good credit at the moment.  We'd like to shed some of the cards that we never use before we go out and apply for new ones to get the mileage bonuses.  My worry is, that we've had some of these cards for a long time and they have all always been paid on time, thus aiding our credit.  I've always been told to keep accounts like that open since it shows good credit history.  How damaging (credit score wise) would it be to cancel these? 

Basically, what I'm getting at is, we'd like to keep our number of cards at a relatively decent number.  So, if we go out and apply for 3 or 4 cards each over the next 3-4 months, what scenario would be the path of least damage?  Going forward, we'll churn through some cards and keep our total number in a respectable range, but its just getting started that I'm a bit apprehensive about.  Sd, rd, anyone else have any thoughts?  Happy to provide some additional info if necessary.

I wish I would have found this thread long ago when I traveled a lot more than I do now.  Some of this stuff is fantastic.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 01, 2011, 02:19:01 PM
SpudCat, go to MOAP2.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2011, 02:23:14 PM
If you have that many cards it won't hurt that much at all to shed a few.  keep the oldest ones that don't have an annual fee.  If some of your old cards are issued by chase and you are going to be applying for chase cards I would cancel those as Chase will only let you have so many and so much credit.  probably goes for the other banks as well.  I would start with each you and the wife getting the Citi 75k AA visa and Chase Sapphire 50k.  That will be a total of $9k spend over 3 months or so, if that is going to be a problem I would stretch it out some.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 01, 2011, 02:24:01 PM
if any of those cards charge yearly fees them dump them. if not then just put them in a drawer and use each once a year to charge a pack of gum on or something. you don't want to close cards that you've had open for a while. if you are just hell bent on closing some of them, then i'd close the ones that you've had the least amount of time i guess. edit to add that sd basically gave same advice but his was better/more thorough.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2011, 02:34:15 PM
welp

http://boardingarea.com/blogs/onemileatatime/2011/09/01/huge-devaluation-to-british-airways-executive-club-no-more-single-partner-award-chart/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on September 01, 2011, 02:35:43 PM
If you have that many cards it won't hurt that much at all to shed a few.  keep the oldest ones that don't have an annual fee.  If some of your old cards are issued by chase and you are going to be applying for chase cards I would cancel those as Chase will only let you have so many and so much credit.  probably goes for the other banks as well.  I would start with each you and the wife getting the Citi 75k AA visa and Chase Sapphire 50k.  That will be a total of $9k spend over 3 months or so, if that is going to be a problem I would stretch it out some.  

That's pretty much what I was thinking.  I didn't figure it would be a huge deal.  You've got to shed some of those at some point, right?  I've actually been looking at those exact cards, so good to know my thoughts fall in line with someone else's.  

What's the max number of cards that would be acceptable to apply for in a relatively short amount of time?  Was also looking at the Southwest RR Premier Visa (Chase, I believe) since we are looking at going to Vegas in March (direct from KC).  Wife needs some points to put her over the top for free flights, and I'm far behind her.  There's no required spend on that and it would be churned prior to the annual fee.  That's our first planned trip as of right now, so I'd like to take advantage of that, but also don't want to miss out on the 75k AA and Sapphire points.  But, don't know if it would be advisable to hit 3 or 4 new cards in a short time frame.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2011, 02:40:20 PM
Yeah, I did the Southwest card when they had the 50k promotion.  It's not a very good deal unless you can find it at 50k still (maybe you can, I haven't followed it since I got it).  Interestingly, I am also using SW miles to fly to vegas in March.  You can apply for as many as you want on the same day.  The only ones that may give you problem is the SW and Sapphire as they are both Chase.  I think you should be ok though.  If you are applying for multiple AA cards (ie Amex and Visa) under your own name you def. should apply on the same day. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 01, 2011, 02:44:37 PM
welp

http://boardingarea.com/blogs/onemileatatime/2011/09/01/huge-devaluation-to-british-airways-executive-club-no-more-single-partner-award-chart/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

Should I track down Dr. Evil and make that swap?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2011, 02:45:55 PM
just hope for the hotel deal
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on September 01, 2011, 02:46:42 PM
SpudCat, go to MOAP2.

Excuse my ignorance, but MOAP2? :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 01, 2011, 07:12:16 PM
SpudCat, go to MOAP2.

Excuse my ignorance, but MOAP2? :dunno:

Saturday.  We could use some certain, non-weirdo credit card churners like you.

http://goEMAW.com/forum/index.php?topic=13598.0
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 01, 2011, 09:33:40 PM
just got PC platinum status  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 01, 2011, 09:43:30 PM
just got PC platinum status  :gocho:

 :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on September 01, 2011, 09:44:24 PM
SpudCat, go to MOAP2.

Excuse my ignorance, but MOAP2? :dunno:

Saturday.  We could use some certain, non-weirdo credit card churners like you.

http://goEMAW.com/forum/index.php?topic=13598.0

Got it.  Will try to swing by.  I'm cooking BBQ for my tailgate this week, so I might be a bit short on time.  We shall see.

Thanks for the help, looking forward to my new life as a traveler elite.  Outside of Vegas in March for St. Paddy's / 1st weekend of NCAA ( :excited:  :drink:), the goal is to have enough points to do Hawaii in style for the 5th wedding anniversary in June 2013.  :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 01, 2011, 10:17:19 PM
Hawaii in style = Hyatt points for Grand Hyatt Kuaui
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on September 01, 2011, 11:58:07 PM
Can someone post the link for the Citi 75k AA visa please? I can't find it  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 02, 2011, 07:11:38 AM
Can someone post the link for the Citi 75k AA visa please? I can't find it  :frown:

http://thepointsguy.com/2011/08/reminder-150000-aa-miles-courtesy-of-citi-still-alive/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 02, 2011, 07:16:28 AM
the goal is to have enough points to do Hawaii in style for the 5th wedding anniversary in June 2013.  :woot:

this is a much better use of points than Vegas.  Vegas is tough to use points for because none of the strip hotels really participate in any points program and they are pretty expensive at face value.  If you book flight/hotel together you can usually get out there for little more than the rack rate of the hotel was going to be anyway.  I can plan you entire Hawaiin trip and points strategy for you if you want.  That's kind of right in my bread basket.  We are flying out in May with United points and staying 8 nights at the Grand Hyatt Kauai with Hyatt points we got via Chase Sapphire cards.  This year we stayed 5 nights at the Grand Hyatt and 5 at the Westin Maui with SPG points.  If you and the wife both get a 75k Citi AA Visa you only need to spend $1500 per card and that's enough points for you to get there in first class.  
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on September 02, 2011, 09:28:06 AM
the goal is to have enough points to do Hawaii in style for the 5th wedding anniversary in June 2013.  :woot:

this is a much better use of points than Vegas.  Vegas is tough to use points for because none of the strip hotels really participate in any points program and they are pretty expensive at face value.  If you book flight/hotel together you can usually get out there for little more than the rack rate of the hotel was going to be anyway.  I can plan you entire Hawaiin trip and points strategy for you if you want.  That's kind of right in my break basket.  We are flying out in May with United points and staying 8 nights at the Grand Hyatt Kauai with Hyatt points we got via Chase Sapphire cards.  This year we stayed 5 nights at the Grand Hyatt and 5 at the Westin Maui with SPG points.  If you and the wife both get a 75k Citi AA Visa you only need to spend $1500 per card and that's enough points for you to get there in first class. 

Sd is unofficially my hero.   :cheers:  I'll definitely take all the help/advice I can get.  Don't really intend on using any points for the Vegas trip.  Really just don't feel like paying for flights and that's why I was looking at the SW cards.  Neither of us will have enough travel on SW before then to cross the free flight threshold, so those bonus points would do the trick.  After that, sole focus will be turning to said anniversary trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on September 02, 2011, 10:49:32 AM
Can someone post the link for the Citi 75k AA visa please? I can't find it  :frown:

http://thepointsguy.com/2011/08/reminder-150000-aa-miles-courtesy-of-citi-still-alive/

 :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 02, 2011, 01:59:07 PM
damnit, finally got the email from Priority Club about the 60k fuckup.  Says they took the points back but if I booked any trips with them while they were in my account they would not cancel those plans.  I had booked two nights this weekend with them but then cancelled them and had the points refunded because it put me in negative PC points.  Could have kept them  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 02, 2011, 02:27:27 PM
Oh man, that sucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 02, 2011, 05:27:53 PM
Oh man, that sucks.

yeah, plus it forced me to hassle my bro for about the 7th time to get my reservation put back how I had it  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on September 02, 2011, 10:36:32 PM
Yeah, I did the Southwest card when they had the 50k promotion.  It's not a very good deal unless you can find it 50k still (maybe you can, I haven't followed it since I got it).  Interestingly, I am also using SW miles to fly to vegas in March.

Interestingly, I got a 50k point SW RR premier card offer in the mail today. Vegas calling? Yes, I will accept, thank you very much.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 05, 2011, 11:24:36 PM
On tonight's "The T.O. Show," Terrell revealed his credit score is in the 500s or 600s.
Title: Re: How Many Credit Cards Do You Have?
Post by: hemmy on September 05, 2011, 11:29:07 PM
On tonight's "The T.O. Show," Terrell revealed his credit score is in the 500s or 600s.

Those of us with "the gift" (  :kstategrad: ) don't give a crap about credit scores.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 05, 2011, 11:32:17 PM
On tonight's "The T.O. Show," Terrell revealed his credit score is in the 500s or 600s.

Those of us with "the gift" (  :kstategrad: ) don't give a crap about credit scores.

Well, when Terrell saw the printout of his, he teared up a little.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 06, 2011, 08:11:47 PM
So I've just been tiptoeing around the ocean that is cc rewards, but I'm about to fully dive in. I would like to start out with:

citi amex for 75000 AA rewards with $4000 spend in 6 months
citi visa for 75000 AA rewards with $1500 spend in 6 months
(it is my understanding that you have to apply for these at the same time to get approved for both)

chase sapphire preferred for 50000 with $3000 spend in 3 months

I'm a little worried that if I do all at one time the spend will be hard to meet so I'm thinking about trying to start with the 2 citi AA cards (I'm afraid those deals might expire first), then after I get some of the spend on those taken care of, getting the chase sapphire preferred, am I missing anything here? other cards I should go after first?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 06, 2011, 08:25:13 PM
Got the first 10K points on my 3rd SPG card for 1st purchase.  Plugging away on getting the additional 20K, or 30K if they screw up like last year.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 09, 2011, 01:32:50 AM
applied for my first hotel card.  doesn't feel good, feels like i'm in too deep.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 11, 2011, 03:12:52 PM
Speaking of travel, just got done pak'ing with mrs. dave and Trim in Denver International. Mrs. dave and I pak'd so hard we puked. She actually puked about 20 times.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 11, 2011, 03:25:39 PM
Speaking of travel, just gone done pak'ing with mrs. dave and Trim in Denver International. Mrs. dave and I pak'd so hard we puked. She actually puked about 20 times.


 :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 11, 2011, 03:48:14 PM
:emawkid:

I didn't dance at this pak as much as at MOAP2, but still pretty crazy. Even got to PI Mrs. Dave's seat neighbor a little.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 12, 2011, 08:40:42 AM
Unrelated to Pak'ing and puking but we got bumped to first class for no apparent reason.  but, it was an Embraer 190 first class so it was pretty lame.  
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 12, 2011, 09:13:56 AM
Unrelated to Pak'ing and puking but we got bumped to first class for no apparent reason.  but, it was an Emraer 190 first class so it was pretty lame. 

LOL and LOL  @ DIA PAK
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 12, 2011, 09:50:24 AM
thepointsguy is roughly 9 feet tall by my calculations

(http://millionmilesecrets.com/wp-content/uploads/2011/09/Star-Mega-Do-3-19.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on September 12, 2011, 10:03:50 AM
thepointsguy is roughly 9 feet tall by my calculations

(http://millionmilesecrets.com/wp-content/uploads/2011/09/Star-Mega-Do-3-19.jpg)
Taller people are usually smarter/richer than your average joe.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 12, 2011, 10:29:31 AM
thepointsguy is roughly 9 feet tall by my calculations

(http://millionmilesecrets.com/wp-content/uploads/2011/09/Star-Mega-Do-3-19.jpg)

sd, how was denver and the starmegadopak? was gary the self absorbed jerk that i think he is? also, mommypoints. wow. did not see that coming.

http://www.starmegado3.com/program
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 12, 2011, 10:32:00 AM
Damn, missed them by a day.  Someday you and I should sign up for one of these representing the goEMAW Credit Card Thread and act all big timey and be super passive aggressive towards Gary. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on September 15, 2011, 08:57:48 PM
So has anyone tried the multiple city loophole with BA/AA in regards to multiple cities for one reward flight amount along the same route domestically?  Say for example MCI to ORD Friday then ORD to Buffalo Saturday night.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2011, 09:00:50 PM
So has anyone tried the multiple city loophole with BA/AA in regards to multiple cities for one reward flight amount along the same route domestically?  Say for example MCI to ORD Friday then ORD to Buffalo Saturday night.

I have not but that is a route that should be good to go.  Do it and report back.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2011, 08:52:02 AM
just got credited and transfered my second 50k chase rewards to Hyatt.  waiting for mrs. dave's account to credit her 50k to transfer and then book at the Hyatt Kauai.  going to be ridiculously painful to blow 176k Hyatt points on one trip  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 16, 2011, 09:00:56 AM
just got credited and transfered my second 50k chase rewards to Hyatt.  waiting for mrs. dave's account to credit her 50k to transfer and then book at the Hyatt Kauai.  going to be ridiculously painful to blow 176k Hyatt points on one trip  :frown:

jesus. no way i could do that. you are without a doubt the better man.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on September 16, 2011, 12:29:35 PM
So has anyone tried the multiple city loophole with BA/AA in regards to multiple cities for one reward flight amount along the same route domestically?  Say for example MCI to ORD Friday then ORD to Buffalo Saturday night.

I have not but that is a route that should be good to go.  Do it and report back.

checked with an AA rep over the phone and was denied.  Rep said the max amount of time to connect is 4 hours which after that becomes a new flight and not a connection.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2011, 12:37:38 PM
So has anyone tried the multiple city loophole with BA/AA in regards to multiple cities for one reward flight amount along the same route domestically?  Say for example MCI to ORD Friday then ORD to Buffalo Saturday night.

I have not but that is a route that should be good to go.  Do it and report back.

checked with an AA rep over the phone and was denied.  Rep said the max amount of time to connect is 4 hours which after that becomes a new flight and not a connection.


read the pointsguy blog entries about it.  I think you can get around that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2011, 05:16:54 PM
Chase is now offering it's Ink Bold business card with a 50k bonus after $5k in spend the first 3 months.  Same points as the Chase Sapphire preferred.  Good way to load up on them for Hyatt points.  You don't technically have to have a business to get it.  Pretty high spend though.  Good way to load up on Ultimate Reward points if needed for Hyatt transfer (or BA, Marriott, PC, etc.)

https://www.chase.com/online/business-credit-cards/ink-bold.htm?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 16, 2011, 05:44:35 PM
Chase is now offering it's Ink Bold business card with a 50k bonus after $5k in spend the first 3 months.  Same points as the Chase Sapphire preferred.  Good way to load up on them for Hyatt points.  You don't technically have to have a business to get it.  Pretty high spend though.  Good way to load up on Ultimate Reward points if needed for Hyatt transfer (or BA, Marriott, PC, etc.)

https://www.chase.com/online/business-credit-cards/ink-bold.htm?

could you tag team this with someone? Like I get the card, make you an authorized user, we both spend $2500 in 3 months and split the 50K points (I don't even know if it's possible to give points to someone else), then you get the card make me an authorized user, we both spend $2500 in 3 months and get 50K points that we split, so basically $5000 in 6 months instead of 3.

That being said I just got approved for the Citi AmEx and Visa for 75K each, so after an easy $5500 spend I'll be swimming in 150,000 AA points like Scrooge McDuck in his swimming pool of gold
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2011, 05:46:29 PM
Chase is now offering it's Ink Bold business card with a 50k bonus after $5k in spend the first 3 months.  Same points as the Chase Sapphire preferred.  Good way to load up on them for Hyatt points.  You don't technically have to have a business to get it.  Pretty high spend though.  Good way to load up on Ultimate Reward points if needed for Hyatt transfer (or BA, Marriott, PC, etc.)

https://www.chase.com/online/business-credit-cards/ink-bold.htm?

could you tag team this with someone? Like I get the card, make you an authorized user, we both spend $2500 in 3 months and split the 50K points (I don't even know if it's possible to give points to someone else), then you get the card make me an authorized user, we both spend $2500 in 3 months and get 50K points that we split, so basically $5000 in 6 months instead of 3.

That being said I just got approved for the Citi AmEx and Visa for 75K each, so after an easy $5500 spend I'll be swimming in 150,000 AA points like Scrooge McDuck in his swimming pool of gold

Yeah, got both AA cards myself a few months ago.  I think you can add additional cards to the account.  They usually allow that for free especially for a business account.  also, you can split them fairly easy as they will transfer to anyones Hyatt/PC/Etc. account.  With the Sapphire we are transfering Mrs. dave's 50k to my Hyatt account. 
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on September 19, 2011, 05:20:38 PM
Applied for the Citi Visa 75k, got a rejection email a few days later.  Then today, I got back from campus and there was a Citi Platinum Select / AAdvantage card in the mail along with all the new CC documentation.  What gives?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 19, 2011, 06:37:47 PM
Applied for the Citi Visa 75k, got a rejection email a few days later.  Then today, I got back from campus and there was a Citi Platinum Select / AAdvantage card in the mail along with all the new CC documentation.  What gives?

Have you been wearing your goEMAW lapel pin the last couple days?
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on September 19, 2011, 08:45:12 PM
Applied for the Citi Visa 75k, got a rejection email a few days later.  Then today, I got back from campus and there was a Citi Platinum Select / AAdvantage card in the mail along with all the new CC documentation.  What gives?

Have you been wearing your goEMAW lapel pin the last couple days?
No, it never came in the mail.  That must be where the mix-up is.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2011, 08:04:48 AM
Supposed to be a better United card offer coming out October 4.  It's a Chase card which sucks because I've been raping Chase lately and have 3 current Chase cards.  Should cancel the SW card but I've only had it 3 months. 
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 24, 2011, 11:14:21 AM
Supposed to be a better United card offer coming out October 4.  It's a Chase card which sucks because I've been raping Chase lately and have 3 current Chase cards.  Should cancel the SW card but I've only had it 3 months. 

Does it matter how long you've had it as long as you meet the min spend?  :dunno: I got the citi AA visa this week, paid some big bills to meet the min spend, should I hold on to it awhile or just go ahead and cancel it?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 24, 2011, 11:18:57 AM
Supposed to be a better United card offer coming out October 4. 

:excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on September 24, 2011, 11:50:11 AM
Supposed to be a better United card offer coming out October 4.  It's a Chase card which sucks because I've been raping Chase lately and have 3 current Chase cards.  Should cancel the SW card but I've only had it 3 months. 

Does it matter how long you've had it as long as you meet the min spend?  :dunno: I got the citi AA visa this week, paid some big bills to meet the min spend, should I hold on to it awhile or just go ahead and cancel it?

pretty sure you are supposed to hold onto it for awhile, otherwise they'll think you're a churner or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 24, 2011, 01:08:57 PM
Supposed to be a better United card offer coming out October 4.  It's a Chase card which sucks because I've been raping Chase lately and have 3 current Chase cards.  Should cancel the SW card but I've only had it 3 months. 

Does it matter how long you've had it as long as you meet the min spend?  :dunno: I got the citi AA visa this week, paid some big bills to meet the min spend, should I hold on to it awhile or just go ahead and cancel it?

need to get the miles from them first. then cancel.


Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 24, 2011, 01:19:27 PM
Supposed to be a better United card offer coming out October 4.  It's a Chase card which sucks because I've been raping Chase lately and have 3 current Chase cards.  Should cancel the SW card but I've only had it 3 months. 

Does it matter how long you've had it as long as you meet the min spend?  :dunno: I got the citi AA visa this week, paid some big bills to meet the min spend, should I hold on to it awhile or just go ahead and cancel it?

need to get the miles from them first. then cancel.


Yeah I was going to wait until I had the miles, then cancel it is
Title: Re: How Many Credit Cards Do You Have?
Post by: caliblue15 on September 24, 2011, 02:36:17 PM
1.. May get more for more 0% interest..
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 25, 2011, 08:42:37 AM
1.. May get more for more 0% interest..

this thread is not for you my friend
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on September 26, 2011, 09:05:58 PM
so my dumbass booked some award travel a few days ago and now ive found much better routes through BA on AA flights. Am I stuck paying a fee or is there some way around it?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 27, 2011, 07:02:36 AM
so my dumbass booked some award travel a few days ago and now ive found much better routes through BA on AA flights. Am I stuck paying a fee or is there some way around it?

prolly.  tell them some sob story about sickness or broken bones or something.  I legitimately got out of paying a cancellation fee on a couple award flights when my brother broke his ankle and could no longer go. 
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on September 29, 2011, 12:34:05 PM
Got my 50K Southwest points banked this week from the RR Premier card.  :kstategrad:  Vegas in March for the first weekend of the NCAA, here we come.  :excited:

Also met the spend for one of the Citi AA cards this week, now just waiting for those first 75k bonus points to bank.  Been a solid week so far.  :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2011, 12:38:03 PM
We have booked our trip to Vegas that weekend as well.  We got a two bedroom suite at the MGM Signature. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on September 29, 2011, 12:55:31 PM
We have booked our trip to Vegas that weekend as well.  We got a two bedroom suite at the MGM Signature. 

Hey everyone!  Look at me!  I'm tim dave!  I go to Vegas when everyone else goes!

loser.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 29, 2011, 01:09:13 PM
We have booked our trip to Vegas that weekend as well.  We got a two bedroom suite at the MGM Signature. 

Hey everyone!  Look at me!  I'm tim dave!  I go to Vegas when everyone else goes!

loser.

would you like to pak on the cheap w/ michigancat? we can stay at the flamingo or something and just go into tim dave's suite to do lines of coke or something. I think we would have a nice time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on September 29, 2011, 01:16:21 PM
We have booked our trip to Vegas that weekend as well.  We got a two bedroom suite at the MGM Signature. 

Hey everyone!  Look at me!  I'm tim dave!  I go to Vegas when everyone else goes!

loser.

would you like to pak on the cheap w/ michigancat? we can stay at the flamingo or something and just go into tim dave's suite to do lines of coke or something. I think we would have a nice time.

Jockey Club.  You, me.  Jockey Club.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 29, 2011, 01:17:01 PM
http://www.booking.com/hotel/us/jockey-club.html?&checkin=2012-03-15&checkout=2012-03-18&selected_currency=USD&lang=en&aid=315281&label=nFrGChl4qog6SglTg4495g

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2011, 03:18:52 PM
I'm not 100% certain you losers are aware how cheap the Signature MGM is.  What we paid would definitely get the michigancat seal of approval. 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 29, 2011, 03:19:51 PM
I'm not 100% certain you losers are aware how cheap the Signature MGM is.  What we paid would definitely get the michigancat seal of approval. 

easy there moneybags
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2011, 03:23:40 PM
I'm not 100% certain you losers are aware how cheap the Signature MGM is.  What we paid would definitely get the michigancat seal of approval.  

easy there moneybags

We got a 2 bedroom, 3 bathroom 1,500 sq. ft suite for $900 for three nights.  $225 per sd/sdbro.  you can't find that deal at aldis bayareacat.  
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on October 04, 2011, 11:40:10 AM
Laugh at phog.netters? http://mbd.scout.com/mb.aspx?s=172&f=2488&t=8035168&p=1


So I called to cancel my Citi AA card a couple months ago and they told me they'd waive the $85 fee if I made 5 purchases in 3 months. I said yes thinking I wouldn't have another Citi deal anytime soon and might have some use for the card in the next year. I made 5 very small purchases and then I noticed they charged me the $85 yearly fee. I contacted them and they said I'd have to pay the fee or cancel. I said cancel and they credited me $85. Shortly after that I got another $85 credit. Seemingly for making the 5 purchases. I kept checking my account and the $85 credit wasn't going away, but my account was closed so I figured I'd just have to wait and see if they sent me a check. Yesterday I got a check for $85. :driving: <- me to the bank
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 04, 2011, 12:17:13 PM
Laugh at phog.netters? http://mbd.scout.com/mb.aspx?s=172&f=2488&t=8035168&p=1

lol at all the Discover, Cap One and gas card recomendos  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on October 04, 2011, 12:29:27 PM
Supposed to be a better United card offer coming out October 4. 

:excited:


Did this happen?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 04, 2011, 12:33:54 PM
Supposed to be a better United card offer coming out October 4. 

:excited:


Did this happen?

yeah, but it's not much better.  25k first purchase, 5k for adding another card user and 10k for spending $25k in some time period that I didn't even pay attention to because I wasn't going to be spending $25k on a stupid airline card.  30k is still better than the usual 25k signup but not much.  I got the old United card when it was 50k.  Been a real drought of good bonus offers lately (other than the Sapphire and AA cards).  People are rumoring that most of the new good offers will have very high spend requirements because the card companies are becoming slightly less Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) than they used to be (citi is still very, very Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!)....which is nice)
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on October 04, 2011, 07:02:45 PM
Does the AA citi offer still work?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 04, 2011, 07:09:53 PM
Does the AA citi offer still work?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 04, 2011, 09:24:38 PM
Quote
Can I opt out of the Avios scheme?

Are we now part of the Airmiles scheme as they are now called Avios?

http://www.britishairways.com/travel/ec-frequently-asked-questions/public/en_us

 :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on October 04, 2011, 10:41:12 PM
Does the AA citi offer still work?

yes

Thanks. Guess I'm going to take the plunge then.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on October 04, 2011, 11:13:11 PM
Also, when I call to activate the card can I confirm with them that I will get the miles after I meet the spend req? Or is that not something they would know?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 05, 2011, 06:09:57 AM
You can, but you will be
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 06, 2011, 08:16:03 PM
Also, when I call to activate the card can I confirm with them that I will get the miles after I meet the spend req? Or is that not something they would know?

got the AA citi visa and amex and was approved for both and confirmed for the miles too. You should be able to call the day after you apply with your application ID and they will let you know if you're approved and anything else you need to know
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on October 06, 2011, 10:08:46 PM
Also, when I call to activate the card can I confirm with them that I will get the miles after I meet the spend req? Or is that not something they would know?

got the AA citi visa and amex and was approved for both and confirmed for the miles too. You should be able to call the day after you apply with your application ID and they will let you know if you're approved and anything else you need to know

Cool, thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2011, 06:57:30 AM
Hilton is rolling out points+money awards similar to SPG.  They have limited selection right now but some guy on ft claims they are going to broaden it.  copy pasta from FTG:

The Hilton Brands:
Conrad Hotels & Resorts, Hilton Hotels & Resorts, DoubleTree by Hilton,
Embassy Suites Hotels, Hampton Inn, Hampton Inn & Suites, Hilton Garden Inn,
Homewood Suites by Hilton and Home2 Suites by Hilton, and the luxury brand Waldorf Astoria.

Category 1 Hotels:
 Points alone: 7500
 Points + Money: Unavailable

Category 2 Hotels:
Points alone: 12,500
Points + Money: 6250 points + $30 per night

Category 3 Hotels:
Points alone: 25,000
Points + Money: 12,500 points + $40 per night

Category 4 Hotels:
Points alone: 30,000
Points + Money: 15,000 points + $50 per night

Category 5 Hotels:
Points alone: 35,000
Points + Money: 17,500 points + $60 per night

Category 6 Hotels:
Points alone: 40,000
Points + Money: 20,000 points + $70 per night 

Category 7 Hotels:
Points alone: 50,000
Points + Money: 25,000 points + $85 per night

Waldorf Astoria Hotels and Resorts:
Points Alone: 50,000-70,000 low season and 60,000-80,000 high season
Points + Money: 30,000 points + $100 per night
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2011, 06:59:25 AM
also, all SPG award stays count as regular stays/nights towards elite status which is a great change.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2011, 10:27:41 AM
great news, small business saturday is back.  if you recall, last year your could register each of yoru Amex cards for this and then you got a credit up to $50 on each card for any purchases you made at a small business.  I bought $150 in booze on three different cards and essentially got it free.  non-chain restaraunts and any non-chain store qualifies.  Registration of cards isn't open yet.  November 26th is the day you are supposed to make the purchases but last year they extended it so you could make purchases for about a month.  Free money.

http://smallbusinesssaturday.com/

Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on October 07, 2011, 01:01:37 PM
Quote
Dear FP TC etc.

 Why we're writing you
 Thank you for applying for the Citi(R) Gold / AAdvantage(R)
 Visa(R) account.  We are unable to verify some of the
 required credit information.  To continue processing your
 application, please provide the following documentation:

 o   Telephone bill copy must be a residential phone bill,
 dated within the past 60 days, stating your name, mailing
 address and phone number* (Cellular phone bills are
 not acceptable) OR utility bill copy, must be dated within
 the past 60 days, stating your name and mailing
 address.  Can be a water, cable, electric, sewer or gas bill.

 *If the phone bill is not in your name, you must
 also include a copy of a mortgage, bank or credit card
 statement, dated within the past 60 days, that clearly
 states your name and mailing address.

 Here's what you need to do
 Please send the requested information along with a copy of
 this email to

 Citibank(South Dakota), N.A.
 PO Box 6495
 Sioux Falls, SD 57117-6495

 Do not send original documents since we are unable to return
 them.

 Some important information
 We must receive the requested items within 30 days from
 the date of this email or we will consider this application
 withdrawn.  Do not provide this information by replying
 to this email, as we cannot process individual messages
 arriving at this address.

 We look forward to having the opportunity to serve you.

 Sincerely,

 R. M. Pick
 Credit Operations Department

 AmericanAirlines and AAdvantage are trademarks of
 American Airlines, Inc.

 NOTICE: The federal Equal Credit Opportunity Act prohibits
 creditors from discriminating against credit applicants
 on the basis of race, color, religion, national origin,
 sex, marital status, age (provided the applicant has the
 capacity to enter into a binding contract); because all
 or part of the applicant's income derives from any public
 assistance program; or because the applicant has in
 good faith exercised any right under the Consumer Credit
 Protection Act.  The federal agency that administers
 compliance with this law concerning this creditor is the
 Office of the Comptroller of the Currency, Customer
 Assistance Group, 1301 McKinney Street, Suite 3450, Houston,
 Texas 77010-9050.

 The creditor is Citibank, N.A., 701 E. 60th St. N.,
 Sioux Falls, SD 57104.  Please direct any questions to the
 Customer Service address below.

Anyone ever seen something like this before?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2011, 01:02:46 PM
I've not gotten one myself but have heard of them.  Somewhat common.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on October 07, 2011, 04:59:24 PM
I've not gotten one myself but have heard of them.  Somewhat common.

Welp. Guess I'm sending them a cable bill  :dunno:

A land line phone bill? gtfomf who has those anymore?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 07, 2011, 09:48:59 PM
I've not gotten one myself but have heard of them.  Somewhat common.

Welp. Guess I'm sending them a cable bill  :dunno:

A land line phone bill? gtfomf who has those anymore?

I had to send a cable bill because I moved recently, after you mail it or fax it, wait a couple days then call and they will look up your application and your bill and approve you
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 08, 2011, 08:08:04 AM
So there's this site called TripAlertz that is kind of like groupon for travel.  If you sign up to see the deals using this link I get $10 in tripalertz money which may or may not be worthless.  K'thanks.

http://www.tripalertz.com/pages/curtain/?friend_u=88626
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 08, 2011, 10:41:17 AM
great news, small business saturday is back.  if you recall, last year your could register each of yoru Amex cards for this and then you got a credit up to $50 on each card for any purchases you made at a small business.  I bought $150 in booze on three different cards and essentially got it free.  non-chain restaraunts and any non-chain store qualifies.  Registration of cards isn't open yet.  November 26th is the day you are supposed to make the purchases but last year they extended it so you could make purchases for about a month.  Free money.

http://smallbusinesssaturday.com/



Another great thing about this is you can register multiple cards on the same account.  For example, I have 3 Amex cards.  But, mrs. dave has her own cards on two of those accounts.  So, we have 5 total Amex cards.  Each can be registered for this promotion individually so we are looking at $250 to spend between the 5 cards on the saturday after thanksgiving.  Free money. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on October 08, 2011, 11:06:04 AM
great news, small business saturday is back.  if you recall, last year your could register each of yoru Amex cards for this and then you got a credit up to $50 on each card for any purchases you made at a small business.  I bought $150 in booze on three different cards and essentially got it free.  non-chain restaraunts and any non-chain store qualifies.  Registration of cards isn't open yet.  November 26th is the day you are supposed to make the purchases but last year they extended it so you could make purchases for about a month.  Free money.

http://smallbusinesssaturday.com/



Another great thing about this is you can register multiple cards on the same account.  For example, I have 3 Amex cards.  But, mrs. dave has her own cards on two of those accounts.  So, we have 5 total Amex cards.  Each can be registered for this promotion individually so we are looking at $250 to spend between the 5 cards on the saturday after thanksgiving.  Free money. 

Will you bump when registration opens?  So how does this promo get paid, as a credit to your amex statement?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 08, 2011, 11:11:45 AM
great news, small business saturday is back.  if you recall, last year your could register each of yoru Amex cards for this and then you got a credit up to $50 on each card for any purchases you made at a small business.  I bought $150 in booze on three different cards and essentially got it free.  non-chain restaraunts and any non-chain store qualifies.  Registration of cards isn't open yet.  November 26th is the day you are supposed to make the purchases but last year they extended it so you could make purchases for about a month.  Free money.

http://smallbusinesssaturday.com/



Another great thing about this is you can register multiple cards on the same account.  For example, I have 3 Amex cards.  But, mrs. dave has her own cards on two of those accounts.  So, we have 5 total Amex cards.  Each can be registered for this promotion individually so we are looking at $250 to spend between the 5 cards on the saturday after thanksgiving.  Free money. 

Will you bump when registration opens?  So how does this promo get paid, as a credit to your amex statement?

yes. yes.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on October 08, 2011, 12:13:18 PM
I've not gotten one myself but have heard of them.  Somewhat common.

Welp. Guess I'm sending them a cable bill  :dunno:

A land line phone bill? gtfomf who has those anymore?

I had to send a cable bill because I moved recently, after you mail it or fax it, wait a couple days then call and they will look up your application and your bill and approve you

Ah. I moved 2 months ago. Probably what happened.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 10, 2011, 03:10:54 PM
AA Citi 75k deal is dead  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on October 10, 2011, 07:46:06 PM
great news, small business saturday is back.  if you recall, last year your could register each of yoru Amex cards for this and then you got a credit up to $50 on each card for any purchases you made at a small business.  I bought $150 in booze on three different cards and essentially got it free.  non-chain restaraunts and any non-chain store qualifies.  Registration of cards isn't open yet.  November 26th is the day you are supposed to make the purchases but last year they extended it so you could make purchases for about a month.  Free money.

http://smallbusinesssaturday.com/



Another great thing about this is you can register multiple cards on the same account.  For example, I have 3 Amex cards.  But, mrs. dave has her own cards on two of those accounts.  So, we have 5 total Amex cards.  Each can be registered for this promotion individually so we are looking at $250 to spend between the 5 cards on the saturday after thanksgiving.  Free money. 

Will you bump when registration opens?  So how does this promo get paid, as a credit to your amex statement?

yes. yes.

I think it was a $25 credit for spending $25 or more at a small business last year. Hope they do it again, but I don't see anything that says they'll have the $25 credit promotion again. Just that they'll have a dedicated day again.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on October 11, 2011, 11:03:10 AM
AA Citi 75k deal is dead  :cry:

If I just don't respond to that letter thingy I got above will it hurt my credit?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 11, 2011, 11:05:43 AM
AA Citi 75k deal is dead  :cry:

If I just don't respond to that letter thingy I got above will it hurt my credit?

they will have already checked your credit (and it probably won't hurt it anyway) so the damage (if any, probably none) is done.  plus, given you applied at the link while it was live you may still get it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on October 11, 2011, 11:08:25 AM
AA Citi 75k deal is dead  :cry:

If I just don't respond to that letter thingy I got above will it hurt my credit?

they will have already checked your credit (and it probably won't hurt it anyway) so the damage (if any, probably none) is done.  plus, given you applied at the link while it was live you may still get it. 

 :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on October 11, 2011, 01:57:54 PM
AA Citi 75k deal is dead  :cry:

Sad, sad day.  Glad I jumped on that while it was still live.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 13, 2011, 10:20:02 PM
SD how many rewards did you rack up when you put the 'ole jeep on the CC and then paid off that monthly bill, like a boss. (Am thinking about signing up for like 5 to 6 new cards next time I buy a new car and then meeting the min spend on them all when I buy the car then paying them off and raking in the rewards) :kstategrad:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 14, 2011, 06:23:21 AM
zero :-(
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 14, 2011, 09:56:33 AM
SD how many rewards did you rack up when you put the 'ole jeep on the CC and then paid off that monthly bill, like a boss. (Am thinking about signing up for like 5 to 6 new cards next time I buy a new car and then meeting the min spend on them all when I buy the car then paying them off and raking in the rewards) :kstategrad:

a dealer will, at most, allow you to put $3-5k on a card when buying a vehicle.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on October 19, 2011, 06:49:32 PM
Anyone  remember the American Express gold card bonus promotion?  I just found out that the bonus codes I used were denied due to me not being targeted.  I was told on two separate occasions that I would be awarded the codes and points but was denied officially via mail by the membership rewards program after I hit the spend.  Anyone else ever have this happen? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2011, 06:50:32 PM
Anyone  remember the American Express gold card bonus promotion?  I just found out that the bonus codes I used were denied due to me not being targeted.  I was told on two separate occasions that I would be awarded the codes and points but was denied officially via mail by the membership rewards program after I hit the spend.  Anyone else ever have this happen? 

yeah, happened to me too.  ended up with 25k only.  huge meltdown thread on FT about it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 19, 2011, 08:38:01 PM
It looks like I may be getting 20K-50K SPG points I shouldn't be getting.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 19, 2011, 09:00:28 PM
It looks like I may be getting 20K-50K SPG points I shouldn't be getting.

good call. they aren't yours. i'll take them and do away with them for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 19, 2011, 09:26:10 PM
cancelled my priority club card the other day before the annual fee and I was a little shocked at how easy it was. And this was part of my hesitancy to get more cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 19, 2011, 09:31:51 PM
cancelled my priority club card the other day before the annual fee and I was a little shocked at how easy it was. And this was part of my hesitancy to get more cards.

yeah, i mean you just call and say cancel and then they cancel. not that hard p90x.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 19, 2011, 09:45:24 PM
cancelled my priority club card the other day before the annual fee and I was a little shocked at how easy it was. And this was part of my hesitancy to get more cards.

You get another free night after a year.

With SPG you don't, so I cancelled.  Not supposed to get the bonuses again when you get a new card, but I gave it a shot anyway.  Instantly got 10K points with first purchase.  I've now gotten another 20K before I get to $4500.  Not sure if they miscounted or if they gave me 20K for no reason and I'll get another 20K when I hit $4500 or what.  In any event, very glad they didn't give me 5K points or something to keep me when I threatened cancellation and I've been able to rebonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 19, 2011, 09:59:11 PM
yeah I just didn't think the price point was right for the annual fee and the one free night.  :dunno: and daris you are invited to join the workout pak anytime you want to.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2011, 07:10:26 AM
The Chase SW 50k card bonus is back for a limited time for anyone interested.  Will get you roughly 2 1/2 RTs to Vegas if you don't mind flying SW.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChodoCat on October 20, 2011, 03:51:22 PM
Fairly new to the CC's, but here is what I have and what I've done over the last 3 months. I'm ready to take this to the next level.

 - Myself - SW Chase card (have had for a year), Priority Club Card (received 80k bonus points for signing up :drool:). I use my SW card for literally everything and it shells out about 3,000 to 6,000 points a month. I have Mrs. Chodo use the priority club card for gas and groceries b/c that provides double points.
 - Mrs. Chodo - SW Chase Card (received 20k points when shen signed up in July, which greatly pisses me off since it is now at 50k for signing up) that is never used and I will cancel before the next annual fee is charged. She also has an AMEX card for Costco shopping. I don't think she gets any points on that. It has "Costco" on the card if that helps.

We have a friends wedding in May 2012 that will either be in Jamaica or Cabo. I want both of us to fly for free. What should I do? I'm willing for both of us to get a new card to make this happen. Both of us have great credit and neither has been rejected by an application. Although, I don't care about our credit score right now b/c we refinanced and we don't plan to purhcase a new vehicle for a few years.

Also, is there something else I should be using daily other than my SW card? I'm happy with it b/c I've probably gotten 4-6 free round trip flights out of it over the course of the year of owning it and we like to fly SW and travel often.

Lastly, should we have a different AMEX card for Costco purchases to rake in some better point action?

Any help would be appreciated. TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on October 20, 2011, 04:26:17 PM
WSJ Giving you guys some love

Quote
Do you want 500,000 frequent-flier miles for free?

It can be done, fairly easily.

Hard-core frequent-flier junkies are churning credit card sign-up bonuses into first-class trips to exquisite destinations. This week’s Middle Seat shows how some of them are doing it, how it can affect your credit score and why banks are offering such a bonanza and making it easy to cash in.

Mileage ploys are a whole area of “travel hacking,’’ where promotions can be churned into free miles or at least very inexpensive miles that can be turned into expensive tickets. The all-time greatest scheme happened three years ago when the U.S. Mint offered dollar coins with free shipping in an effort to put more into circulation. All you had to do was order a box, or thousands of boxes, get the miles on your credit card and deposit the coins into your checking account to pay the bill. Free miles. (This story on the coin craze was one of the most read stories of the year on WSJ.com.)

Today, the best thing going is the credit card sign-up bonus. If you have good credit and actively use charge cards, your mailbox is probably full of offers. Airlines push the cards of their partners, and offers can be easily be compared on the websites of card issuers. Another good source: Rick Ingersoll at FrugalTravelGuy.com tracks card bonus offers closely.

Consider Sean Colahan, a video journalist and editor for a New England cable channel. He worked a Capital One Venture card promotion in March for 100,000 free miles for himself and another 100,000 for his wife, a teacher. He’s scored 14 sign-up bonuses on various cards, including a 75,000-mile offer from Citibank that was no longer advertised but offered to him when he asked.

This fall, he’s taking his wife to Paris for her 30th birthday, with three nights of luxury hotel rooms covered as well as airline tickets. The couple has already been to Puerto Rico, dropping 70,000 miles for first-class upgrades. Plans are in the works for a South Pacific trip as well.

The only way he could do that is by working the credit-card bonuses. “Travel is what is important to us,’’ Mr. Colahan said. “I’d rather travel at this point in my life than have a nice house in suburbia or a nice car.’’

And he’d rather travel for free.


http://blogs.wsj.com/middleseat/2011/10/20/miles-for-nothing-and-your-trips-for-free/?mod=google_news_blog
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 20, 2011, 07:57:21 PM
The Chase SW 50k card bonus is back for a limited time for anyone interested.  Will get you roughly 2 1/2 RTs to Vegas if you don't mind flying SW.

Here's the link: http://www.mychasecreditcards.com/southwest/octaffiliate?AFFID=PPkX79_c.b0-XFTHyggXn5NsEUhw6xBWAg&pvid=164437FOF497191863

No min spend either that's kind of nice  :cool: $69 annual fee is pretty cheap for 2 RT tickets

Question: Can you get the 50K bonus for Chase Sapphire Preferred and 25K for Regular Chase Sapphire
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on October 20, 2011, 09:54:51 PM
Quote
This news was just too good to be kept a secret! We’re pleased to confirm that starting this Saturday, October 1, 2011, all SPG Award stays and eligible nights will now count toward elite Gold and Platinum status qualification. It’s a change to the program for SPG Award stays and eligible nights on or after October 1 and includes Free Night Awards, Cash & Points Awards and Awards earned during promotions (e.g. a Free Resort Night earned during the SPG Getaway Free promotion).



Don't think I saw this here yet,  seems like pretty good news :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 21, 2011, 06:57:25 AM
yeah, good news about the SPG award stays. thought I had posted it but may have forgotten.  should keep me in gold this year.  just got back from 5 night award stay  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 21, 2011, 07:01:27 AM
We have a friends wedding in May 2012 that will either be in Jamaica or Cabo. I want both of us to fly for free. What should I do? I'm willing for both of us to get a new card to make this happen. Both of us have great credit and neither has been rejected by an application. Although, I don't care about our credit score right now b/c we refinanced and we don't plan to purhcase a new vehicle for a few years.

Also, is there something else I should be using daily other than my SW card? I'm happy with it b/c I've probably gotten 4-6 free round trip flights out of it over the course of the year of owning it and we like to fly SW and travel often.

Lastly, should we have a different AMEX card for Costco purchases to rake in some better point action?

Wouldn't worry about a different card for Costco.  Does SW not fly to Jamaica or Cabo?  I have no idea what their route map is outside of the US (if any).  You and the wife could each sign up for an AA Citi 50k card or the 50k Sapphire card to get there and back.  You will want to get on this asap as reward flights to vacation destinations are hard to come by.  Check for availability of award seats on AA for your dates before getting the cards and cross your fingers you get the points before they sell out.  May be too late for May 2012 on some carriers.  The good thing about the Sapphire card is 50k points will also get you about $650 towards a flight if you book through Chase.  Probably your best option at this point.  Also a great card.  double miles on dinining and travel and the points transfer to many different carriers.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 21, 2011, 07:24:44 AM
The Citi Premier card is now available for no first year fee (normally $125) and comes with 50k points after $2,500 spent in the first 3 months.  It is similar to the Chase Sapphire Preferred in that you can book travel through them with the points to get >$600 in travel or exchange for other stuff like $500 in gift cards.  However, you can't transfer the points to hotel/airlines like you can with Chase.  Also, it doesn't have double miles for anything but does have 1.2 miles for groceries and some other categories.  Here is a link to all their cards.  I can't get the link to the specific card to come up:

https://creditcards.citi.com/credit-cards/view-all-credit-cards/?m=f

Title: Re: How Many Credit Cards Do You Have?
Post by: ChodoCat on October 21, 2011, 03:01:28 PM
We have a friends wedding in May 2012 that will either be in Jamaica or Cabo. I want both of us to fly for free. What should I do? I'm willing for both of us to get a new card to make this happen. Both of us have great credit and neither has been rejected by an application. Although, I don't care about our credit score right now b/c we refinanced and we don't plan to purhcase a new vehicle for a few years.

Also, is there something else I should be using daily other than my SW card? I'm happy with it b/c I've probably gotten 4-6 free round trip flights out of it over the course of the year of owning it and we like to fly SW and travel often.

Lastly, should we have a different AMEX card for Costco purchases to rake in some better point action?

Wouldn't worry about a different card for Costco.  Does SW not fly to Jamaica or Cabo?  I have no idea what their route map is outside of the US (if any).  You and the wife could each sign up for an AA Citi 50k card or the 50k Sapphire card to get there and back.  You will want to get on this asap as reward flights to vacation destinations are hard to come by.  Check for availability of award seats on AA for your dates before getting the cards and cross your fingers you get the points before they sell out.  May be too late for May 2012 on some carriers.  The good thing about the Sapphire card is 50k points will also get you about $650 towards a flight if you book through Chase.  Probably your best option at this point.  Also a great card.  double miles on dinining and travel and the points transfer to many different carriers.

Thanks SD. I did look at AA flights in May using rewards and it was around 50-60k for one roundtrip flight, depending on which airport in Jamaica. As of now you can get tickets so hopefully that will still be the case in a few months. I went ahead and applied for 2 AA cards, one being a Visa and one being AMEX under my wifes name. I found a website that said if you apply for both on the same day, it won't recognize you as a previous account holder and will allow you to get 100k points in total, 50k for each. She was approved for both. Each card requires $2,500 to be spent in 4 months. I'll sub the AA Amex for the costco Amex that she currently has, and then switch all of my auto drafts to the visa and both spending requirements should be met by January. We'll probably only be able to use the points on one of our roundtrip flights but it's better than nothing. I figured if I also got 2 cards under my name to get the 100k, I probably wouldn't be able to meet the spending requirements on all 4. Once hers is met, I'll either apply for the Sapphire or do the exact same AA application, getting 2 cards on the same day.

Regardless, if I can't use her 100k points in May, we'll find use for them later and possibly get 4 roundtrip domestic flights out of it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 21, 2011, 03:06:01 PM
We have a friends wedding in May 2012 that will either be in Jamaica or Cabo. I want both of us to fly for free. What should I do? I'm willing for both of us to get a new card to make this happen. Both of us have great credit and neither has been rejected by an application. Although, I don't care about our credit score right now b/c we refinanced and we don't plan to purhcase a new vehicle for a few years.

Also, is there something else I should be using daily other than my SW card? I'm happy with it b/c I've probably gotten 4-6 free round trip flights out of it over the course of the year of owning it and we like to fly SW and travel often.

Lastly, should we have a different AMEX card for Costco purchases to rake in some better point action?

Wouldn't worry about a different card for Costco.  Does SW not fly to Jamaica or Cabo?  I have no idea what their route map is outside of the US (if any).  You and the wife could each sign up for an AA Citi 50k card or the 50k Sapphire card to get there and back.  You will want to get on this asap as reward flights to vacation destinations are hard to come by.  Check for availability of award seats on AA for your dates before getting the cards and cross your fingers you get the points before they sell out.  May be too late for May 2012 on some carriers.  The good thing about the Sapphire card is 50k points will also get you about $650 towards a flight if you book through Chase.  Probably your best option at this point.  Also a great card.  double miles on dinining and travel and the points transfer to many different carriers.

Thanks SD. I did look at AA flights in May using rewards and it was around 50-60k for one roundtrip flight, depending on which airport in Jamaica. As of now you can get tickets so hopefully that will still be the case in a few months. I went ahead and applied for 2 AA cards, one being a Visa and one being AMEX under my wifes name. I found a website that said if you apply for both on the same day, it won't recognize you as a previous account holder and will allow you to get 100k points in total, 50k for each. She was approved for both. Each card requires $2,500 to be spent in 4 months. I'll sub the AA Amex for the costco Amex that she currently has, and then switch all of my auto drafts to the visa and both spending requirements should be met by January. We'll probably only be able to use the points on one of our roundtrip flights but it's better than nothing. I figured if I also got 2 cards under my name to get the 100k, I probably wouldn't be able to meet the spending requirements on all 4. Once hers is met, I'll either apply for the Sapphire or do the exact same AA application, getting 2 cards on the same day.

Regardless, if I can't use her 100k points in May, we'll find use for them later and possibly get 4 roundtrip domestic flights out of it.

the southwest cards would give you a shot at it as well because southwest is acquiring airtran and airtran flies to montego bay. the question is will they be able to roll airtran into southwest by may of next year? maybe. maybe not.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 21, 2011, 03:13:03 PM
We have a friends wedding in May 2012 that will either be in Jamaica or Cabo. I want both of us to fly for free. What should I do? I'm willing for both of us to get a new card to make this happen. Both of us have great credit and neither has been rejected by an application. Although, I don't care about our credit score right now b/c we refinanced and we don't plan to purhcase a new vehicle for a few years.

Also, is there something else I should be using daily other than my SW card? I'm happy with it b/c I've probably gotten 4-6 free round trip flights out of it over the course of the year of owning it and we like to fly SW and travel often.

Lastly, should we have a different AMEX card for Costco purchases to rake in some better point action?

Wouldn't worry about a different card for Costco.  Does SW not fly to Jamaica or Cabo?  I have no idea what their route map is outside of the US (if any).  You and the wife could each sign up for an AA Citi 50k card or the 50k Sapphire card to get there and back.  You will want to get on this asap as reward flights to vacation destinations are hard to come by.  Check for availability of award seats on AA for your dates before getting the cards and cross your fingers you get the points before they sell out.  May be too late for May 2012 on some carriers.  The good thing about the Sapphire card is 50k points will also get you about $650 towards a flight if you book through Chase.  Probably your best option at this point.  Also a great card.  double miles on dinining and travel and the points transfer to many different carriers.

Thanks SD. I did look at AA flights in May using rewards and it was around 50-60k for one roundtrip flight, depending on which airport in Jamaica. As of now you can get tickets so hopefully that will still be the case in a few months. I went ahead and applied for 2 AA cards, one being a Visa and one being AMEX under my wifes name. I found a website that said if you apply for both on the same day, it won't recognize you as a previous account holder and will allow you to get 100k points in total, 50k for each. She was approved for both. Each card requires $2,500 to be spent in 4 months. I'll sub the AA Amex for the costco Amex that she currently has, and then switch all of my auto drafts to the visa and both spending requirements should be met by January. We'll probably only be able to use the points on one of our roundtrip flights but it's better than nothing. I figured if I also got 2 cards under my name to get the 100k, I probably wouldn't be able to meet the spending requirements on all 4. Once hers is met, I'll either apply for the Sapphire or do the exact same AA application, getting 2 cards on the same day.

Regardless, if I can't use her 100k points in May, we'll find use for them later and possibly get 4 roundtrip domestic flights out of it.

sounds good.  Good luck chodo.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChodoCat on October 21, 2011, 04:08:58 PM
We have a friends wedding in May 2012 that will either be in Jamaica or Cabo. I want both of us to fly for free. What should I do? I'm willing for both of us to get a new card to make this happen. Both of us have great credit and neither has been rejected by an application. Although, I don't care about our credit score right now b/c we refinanced and we don't plan to purhcase a new vehicle for a few years.

Also, is there something else I should be using daily other than my SW card? I'm happy with it b/c I've probably gotten 4-6 free round trip flights out of it over the course of the year of owning it and we like to fly SW and travel often.

Lastly, should we have a different AMEX card for Costco purchases to rake in some better point action?

Wouldn't worry about a different card for Costco.  Does SW not fly to Jamaica or Cabo?  I have no idea what their route map is outside of the US (if any).  You and the wife could each sign up for an AA Citi 50k card or the 50k Sapphire card to get there and back.  You will want to get on this asap as reward flights to vacation destinations are hard to come by.  Check for availability of award seats on AA for your dates before getting the cards and cross your fingers you get the points before they sell out.  May be too late for May 2012 on some carriers.  The good thing about the Sapphire card is 50k points will also get you about $650 towards a flight if you book through Chase.  Probably your best option at this point.  Also a great card.  double miles on dinining and travel and the points transfer to many different carriers.

Thanks SD. I did look at AA flights in May using rewards and it was around 50-60k for one roundtrip flight, depending on which airport in Jamaica. As of now you can get tickets so hopefully that will still be the case in a few months. I went ahead and applied for 2 AA cards, one being a Visa and one being AMEX under my wifes name. I found a website that said if you apply for both on the same day, it won't recognize you as a previous account holder and will allow you to get 100k points in total, 50k for each. She was approved for both. Each card requires $2,500 to be spent in 4 months. I'll sub the AA Amex for the costco Amex that she currently has, and then switch all of my auto drafts to the visa and both spending requirements should be met by January. We'll probably only be able to use the points on one of our roundtrip flights but it's better than nothing. I figured if I also got 2 cards under my name to get the 100k, I probably wouldn't be able to meet the spending requirements on all 4. Once hers is met, I'll either apply for the Sapphire or do the exact same AA application, getting 2 cards on the same day.

Regardless, if I can't use her 100k points in May, we'll find use for them later and possibly get 4 roundtrip domestic flights out of it.

the southwest cards would give you a shot at it as well because southwest is acquiring airtran and airtran flies to montego bay. the question is will they be able to roll airtran into southwest by may of next year? maybe. maybe not.

I've already exhausted the introductory points with SW, both of us have a card. We also just stripped our account of the remaining points, booking a trip to Vegas for March Madness. The only way I'd be able to get points on SW would be the points awarded for monthly spending, which won't get us to where we need to be by May. I think AA is about my only option for getting at least one of us to Jamaica for free (which is the likely destination for the wedding).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 21, 2011, 04:57:46 PM
man oh man, tons of goEMAW credit card threaders are going to be in Vegas for march madness
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 21, 2011, 06:21:53 PM
The Chase SW 50k card bonus is back for a limited time for anyone interested.  Will get you roughly 2 1/2 RTs to Vegas if you don't mind flying SW.

Question...  I got the elite 100k Chase rewards offer :pbj: a few months ago.  Every since then, I have probably gotten the 50k reward offer in the mail about eleventy times.  Don't they know I already have the card and that I scoff at the puny 50k offer?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 21, 2011, 07:52:17 PM
what 100k offer?  Sapphire?  Because, I got that too.  I also got the SW 50k offer the first go around.  Also the United 50k Chase offer.  Do you think the offfers are by bank?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 22, 2011, 08:46:59 AM
what 100k offer?  Sapphire?  Because, I got that too.  I also got the SW 50k offer the first go around.  Also the United 50k Chase offer.  Do you think the offfers are by bank?

Saphire I think.  They are all blue and from Chase.  How many Chase cards can I have? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 22, 2011, 08:53:25 AM
You can have 3 or 4 at a time depending on your credit.  sometimes they will deny you and you have to call and shift around credit.  don't apply for another chase card for about 45 days after the last application.  I currently have the Sapphire, Hyatt and SW cards all by Chase.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on October 22, 2011, 09:37:21 AM
Anyone have the link to that Marriott properties double point promotion thingy?  I think I signed up for the right one, but want to be sure.  Will be staying at a Marriott property about 9 -12 days a month for quite some time going forward.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 23, 2011, 01:00:16 AM
The Chase SW 50k card bonus is back for a limited time for anyone interested.  Will get you roughly 2 1/2 RTs to Vegas if you don't mind flying SW.

How about MCI to SFO? Here I come bayareacat
also any other really good cc deals out there now? one for hotel/do not care which one would be great.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 23, 2011, 09:14:44 AM
good marriott deal

https://www.mychasecreditcards.com/4000041
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on October 23, 2011, 01:54:57 PM
good marriott deal

https://www.mychasecreditcards.com/4000041

I already have two in queue with Chase...but I wish I had submitted this one.
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on October 23, 2011, 08:55:08 PM
We have a friends wedding in May 2012 that will either be in Jamaica or Cabo. I want both of us to fly for free. What should I do? I'm willing for both of us to get a new card to make this happen. Both of us have great credit and neither has been rejected by an application. Although, I don't care about our credit score right now b/c we refinanced and we don't plan to purhcase a new vehicle for a few years.

Also, is there something else I should be using daily other than my SW card? I'm happy with it b/c I've probably gotten 4-6 free round trip flights out of it over the course of the year of owning it and we like to fly SW and travel often.

Lastly, should we have a different AMEX card for Costco purchases to rake in some better point action?

Wouldn't worry about a different card for Costco.  Does SW not fly to Jamaica or Cabo?  I have no idea what their route map is outside of the US (if any).  You and the wife could each sign up for an AA Citi 50k card or the 50k Sapphire card to get there and back.  You will want to get on this asap as reward flights to vacation destinations are hard to come by.  Check for availability of award seats on AA for your dates before getting the cards and cross your fingers you get the points before they sell out.  May be too late for May 2012 on some carriers.  The good thing about the Sapphire card is 50k points will also get you about $650 towards a flight if you book through Chase.  Probably your best option at this point.  Also a great card.  double miles on dinining and travel and the points transfer to many different carriers.

Thanks SD. I did look at AA flights in May using rewards and it was around 50-60k for one roundtrip flight, depending on which airport in Jamaica. As of now you can get tickets so hopefully that will still be the case in a few months. I went ahead and applied for 2 AA cards, one being a Visa and one being AMEX under my wifes name. I found a website that said if you apply for both on the same day, it won't recognize you as a previous account holder and will allow you to get 100k points in total, 50k for each. She was approved for both. Each card requires $2,500 to be spent in 4 months. I'll sub the AA Amex for the costco Amex that she currently has, and then switch all of my auto drafts to the visa and both spending requirements should be met by January. We'll probably only be able to use the points on one of our roundtrip flights but it's better than nothing. I figured if I also got 2 cards under my name to get the 100k, I probably wouldn't be able to meet the spending requirements on all 4. Once hers is met, I'll either apply for the Sapphire or do the exact same AA application, getting 2 cards on the same day.

Regardless, if I can't use her 100k points in May, we'll find use for them later and possibly get 4 roundtrip domestic flights out of it.

the southwest cards would give you a shot at it as well because southwest is acquiring airtran and airtran flies to montego bay. the question is will they be able to roll airtran into southwest by may of next year? maybe. maybe not.

I've already exhausted the introductory points with SW, both of us have a card. We also just stripped our account of the remaining points, booking a trip to Vegas for March Madness. The only way I'd be able to get points on SW would be the points awarded for monthly spending, which won't get us to where we need to be by May. I think AA is about my only option for getting at least one of us to Jamaica for free (which is the likely destination for the wedding).

Yes!  Chodo, I haven't yet checked out the hotel of choice, but will likley so tomorrow.  March Madness is going to be fantastic. 

On a complete side note (not necessarily a hijack attempt), if anyone is coming out and can afford to stay at the Venetian (especially on the company dime), I'd highly recommend it.  Very impressed thus far.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 24, 2011, 08:52:56 AM
http://www.groupon.com/washington-dc/#
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 25, 2011, 08:58:07 PM
I was reading the fine print for the AA rewards program, and it said you have to use/gain points in a 18 month period or they take them away from you, but if I get close to the deadline I can get a magazine subscription or some crap for 300 miles and I'm good for the next 18 months right?

Also I want to apply for the Chase Marriott, SW, and Sapphire Preferred, but Chase is apparently sticklers (SD?) about having to many of their cards at once or applying for to many at one time, think I can get by with 3 at once? I currently have 0 chase cards, (I'm an authorized user on my wife's Chase Freedom if that matters).
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 25, 2011, 11:28:12 PM
1.  get a no annual fee card to record a transaction every 18 months, or churn a 1 year waived that frequently.

2.  i got 3 chases while having 0 in annual income, i don't think they're too stickly about anything.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 26, 2011, 07:01:12 AM
you should be ok.  I would either apply for all 3 chase cards on the same day or you will have to space out your applications by like 45 days though.  also, yeah what sys said, just make one purchase on the card or something to refresh the mileage expiration.  whenever you accrue or spend miles in any way it refreshes the expiration on all of them.  your magazine idea would also work.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 26, 2011, 09:01:18 AM
Best deal for rental car???  I used Marriott points for Hertz once but I think it is a ripoff. I only need for a weekend so I guess I should just pay  :dunno: haven't paid for any travel related stuff in a while.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 26, 2011, 09:05:20 AM
Best deal for rental car???  I used Marriott points for Hertz once but I think it is a ripoff. I only need for a weekend so I guess I should just pay  :dunno: haven't paid for any travel related stuff in a while.

yeah, never use other program miles for rental cars.  just pay for it.  make sure to sign up for the rewards program as it takes no time at all to get free weekend days. 
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on October 26, 2011, 10:05:15 AM
I was reading the fine print for the AA rewards program, and it said you have to use/gain points in a 18 month period or they take them away from you, but if I get close to the deadline I can get a magazine subscription or some crap for 300 miles and I'm good for the next 18 months right?

Also I want to apply for the Chase Marriott, SW, and Sapphire Preferred, but Chase is apparently sticklers (SD?) about having to many of their cards at once or applying for to many at one time, think I can get by with 3 at once? I currently have 0 chase cards, (I'm an authorized user on my wife's Chase Freedom if that matters).

You could also sign a card up for one of the AA dining rewards programs or shopping programs. Then if you make a purchase at a participating restaurant or store it will add miles to your account.

I have the Chase Continental and Chase British Airways cards and just got the Marriott card (have to bitch about upping bonus from 50 to 70,000  :angry:). They haven't stickled yet.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 26, 2011, 10:12:33 AM
I have the Chase Continental and Chase British Airways cards and just got the Marriott card (have to bitch about upping bonus from 50 to 70,000  :angry:). They haven't stickled yet.

I'm guessing you should cancel your Chase Continental before they try to convert it to a Chase United and preclude you from signing up for a good Chase United bonus if they ever have one.  sd, rd?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 26, 2011, 10:14:28 AM
I have the Chase Continental and Chase British Airways cards and just got the Marriott card (have to bitch about upping bonus from 50 to 70,000  :angry:). They haven't stickled yet.

I'm guessing you should cancel your Chase Continental before they try to convert it to a Chase United and preclude you from signing up for a good Chase United bonus if they ever have one.  sd, rd?

yeah, prolly.  unless you need the conty card for some sort of benefit coming up.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 26, 2011, 08:05:15 PM
chase continental (one pass) is a pretty good card.  free bag, primary coverage on rentals.  i have it targeted as a keeper if they'll waive the fee when it comes due.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 26, 2011, 08:13:56 PM
guys,

i've been doing this cc stuff for a couple of years now, but sometimes it's all just still amazing to me. like, i'm going to get two of those sw chase cards. i'll spend $140 to get them and then i'll use each card once. for doing that, i then get $1500 to spend on southwest. i mean sometimes i just wtf and shake my head at these things. wtf. right guys?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on October 26, 2011, 09:09:57 PM
guys,

i've been doing this cc stuff for a couple of years now, but sometimes it's all just still amazing to me. like, i'm going to get two of those sw chase cards. i'll spend $140 to get them and then i'll use each card once. for doing that, i then get $1500 to spend on southwest. i mean sometimes i just wtf and shake my head at these things. wtf. right guys?  :dunno:

do your friends and family still say its too good to be true and scoff when you bring it up?  I told my family and close friends thinking it would be great for them too and not a damn one of them even tried it.  I mean i guess it's more for us then but talk about trying to hand someone a wad of cash for free and them telling you to eat a dick.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 26, 2011, 09:16:37 PM
guys,

i've been doing this cc stuff for a couple of years now, but sometimes it's all just still amazing to me. like, i'm going to get two of those sw chase cards. i'll spend $140 to get them and then i'll use each card once. for doing that, i then get $1500 to spend on southwest. i mean sometimes i just wtf and shake my head at these things. wtf. right guys?  :dunno:

do your friends and family still say its too good to be true and scoff when you bring it up?  I told my family and close friends thinking it would be great for them too and not a damn one of them even tried it.  I mean i guess it's more for us then but talk about trying to hand someone a wad of cash for free and them telling you to eat a dick.

yeah. i don't really talk about it anymore. got the idea that they thought i was trying to pyramid scheme them or something. was weird. i've had a few people do it upon me telling them about it. one is getting two free roundtrip tickets to grand cayman next summer. he seems happy i guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 27, 2011, 09:56:37 AM
1.  get a no annual fee card to record a transaction every 18 months, or churn a 1 year waived that frequently.

2.  i got 3 chases while having 0 in annual income, i don't think they're too stickly about anything.

do all rewards programs have the 18 month rule or some form of it, or is it just AA? I tried to look at SW's but couldn't find anything in their fine print
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2011, 10:14:08 AM
every program has their own rules.  some have a year.  some longer.  some (delta) don't expire.  a great benefit of awardwallet is that it tracks the expiration dates on all of your points for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2011, 10:15:44 AM
For those of you with the Priority Club Visa, how long did it take after first purchase for your miles to credit?  We may be going to NYC in December and I got an 80k targeted priority club offer which would get me 2 nights at the Intercontinental.  Don't want to get it and not get the miles in time though.  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2011, 04:40:05 PM
Went ahead and applied for the Priority Club 80k.  Instant approval.  Now have 4 Chase which is the most I've had at any one time.  Will cancel the SW card soon but didn't have the balls to cancel yet since I've only had it a couple months. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on October 27, 2011, 08:41:53 PM
Went ahead and applied for the Priority Club 80k.  Instant approval.  Now have 4 Chase which is the most I've had at any one time.  Will cancel the SW card soon but didn't have the balls to cancel yet since I've only had it a couple months. 

Don't know if there is a way to spend points on it, but ambassador status gives you free run of the mini bar/upgrades at the ICs.  Its really one of the better programs for status IF you're going to stay at an IC a couple decently long stays in a year.  Just sucks the ICs are few and far between
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 27, 2011, 09:29:43 PM
For those of you with the Priority Club Visa, how long did it take after first purchase for your miles to credit?

real fast.  didn't track the time exactly, but it was like a couple of weeks or something crazy like that.  wish i'd gotten 80k though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 28, 2011, 06:57:40 AM
The only reason I got an 80k offer is because I got Priority Club Platinum via the Crack the Case eff up they had. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on October 28, 2011, 07:26:45 PM
So when booking a flight like five or six months out, the options for points flights are pretty rough ridin' horrible.  How likely is it that people cancel and more flights become available over time?  Or do they book up quick and you just have to take what you can get and go with it?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on October 28, 2011, 07:31:01 PM
So when booking a flight like five or six months out, the options for points flights are pretty rough ridin' horrible.  How likely is it that people cancel and more flights become available over time?  Or do they book up quick and you just have to take what you can get and go with it?

You will probably have more availability the closer you get depending on who you fly with.  American opened up like a saigon whore with a week to go before my last flight, but it makes for a pretty nerve wracking wait.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 28, 2011, 07:31:43 PM
So when booking a flight like five or six months out, the options for points flights are pretty rough ridin' horrible.  How likely is it that people cancel and more flights become available over time?  Or do they book up quick and you just have to take what you can get and go with it?

If you are trying to book to a vacation type destination you have to book basically a year out with some programs.  But, a week out everything that is unsold comes available with some programs as well.  It's tough.  I can get to NYC right now from Omaha about anytime in the next two months.  going to hawaii is not happening though.  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 31, 2011, 07:26:52 AM
looks like registration goes live at noon tuesday

http://boardingarea.com/blogs/unroadwarrior/2011/10/30/gear-up-for-american-express-small-business-saturday-promotion/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+unroadwarrior+%28The+UnRoadWarrior%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 31, 2011, 07:31:46 AM
looks like registration goes live at noon tuesday

http://boardingarea.com/blogs/unroadwarrior/2011/10/30/gear-up-for-american-express-small-business-saturday-promotion/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+unroadwarrior+%28The+UnRoadWarrior%29

That cake.  :dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on November 01, 2011, 08:12:36 PM
Jeffy doesn't have to negotiate anymore, http://www.nbcactionnews.com/dpp/money/consumer/dont_waste_your_money/stores-charging-for-paying-with-plastic1320178606332  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2011, 01:35:36 PM
Just a reminder that everyone should register all their amex cards with the small biz saturday promotion.  $25 statement credit per card for purchases made the saturday after thanksgiving anywhere that isn't a chain.  If your spouse has a card on your account you may be able to register their card as well (didn't work with the AA amex but was able to register both SPG amexs).  We basically got handed $150.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2011, 08:01:27 PM
d-bag who is very high on himself breaks down cards/cancelling/spend pretty well:

http://boardingarea.com/blogs/viewfromthewing/2011/11/03/a-lesson-in-credit-card-churning-what-cards-do-you-cancel-and-when/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fviewfromthewing+%28View+from+the+Wing%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 03, 2011, 08:07:30 PM
d-bag who is very high on himself breaks down cards/cancelling/spend pretty well:

http://boardingarea.com/blogs/viewfromthewing/2011/11/03/a-lesson-in-credit-card-churning-what-cards-do-you-cancel-and-when/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fviewfromthewing+%28View+from+the+Wing%29

man i hate that guy. also, did you see that brian added staff? man. that giant pclams lookalike points blogging freak must be just printing points blogging money. :should'vebeenus:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2011, 08:10:15 PM
d-bag who is very high on himself breaks down cards/cancelling/spend pretty well:

http://boardingarea.com/blogs/viewfromthewing/2011/11/03/a-lesson-in-credit-card-churning-what-cards-do-you-cancel-and-when/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fviewfromthewing+%28View+from+the+Wing%29

man i hate that guy. also, did you see that brian added staff? man. that giant pclams lookalike points blogging freak must be just printing points blogging money. :should'vebeenus:

Oh man, I know.  He hired his also very attractive also obviously gay friend to be the food guy for christ's sake.  Guy is absolutely living the dream. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2011, 08:13:52 PM
so, I was shocked I got approved for that priority club 80k card given I had 3 active chase cards already.  got it today....$1k limit  :lol:  My guess is they were required to approve all PC platinums that they solicited for the promotion.  I was only going to make one purchase on it anyway but hilarious none the less. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 03, 2011, 08:23:29 PM
so, I was shocked I got approved for that priority club 80k card given I had 3 active chase cards already.  got it today....$1k limit  :lol:  My guess is they were required to approve all PC platinums that they solicited for the promotion.  I was only going to make one purchase on it anyway but hilarious none the less. 

my wife has four chase cards as well so the whole three max thing obviously isn't real. the 1k limit is hilarious though. maybe you can use it to buy an odells ipa at the krugpark.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 03, 2011, 08:33:07 PM
I've got 5 chase cards currently.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2011, 08:34:03 PM
I've got 5 chase cards currently.

 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on November 03, 2011, 08:41:02 PM
just got my chase sapphire preferred card, love the way it looks, with the clean front and cc #'s on the back, it also feels like it weighs more than the average cc, has anyone else noticed this?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 03, 2011, 08:57:30 PM
just got my chase sapphire preferred card, love the way it looks, with the clean front and cc #'s on the back, it also feels like it weighs more than the average cc, has anyone else noticed this?

Yes, commoner waitresses* think I'm Jay-Z or something when they have to heave it up off the table.

*great gals, and guys
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 03, 2011, 09:05:35 PM
i hate that god damn card and all the extra talking it made me do.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 03, 2011, 09:09:14 PM
who cares how many cards you got kid? if you need another one either steal an identify of a neighbor or just go apply for a new one but crap don't give me the digits 'cause that thing will be full asap LOL smh.

deuces son, deuces
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 03, 2011, 09:44:58 PM
just got my chase sapphire preferred card, love the way it looks, with the clean front and cc #'s on the back, it also feels like it weighs more than the average cc, has anyone else noticed this?

Yes, commoner waitresses* think I'm Jay-Z or something when they have to heave it up off the table.

*great gals, and guys

Lol, it is pretty hilarious/annoying watching them stare at the card.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on November 03, 2011, 09:50:48 PM
just got my chase sapphire preferred card, love the way it looks, with the clean front and cc #'s on the back, it also feels like it weighs more than the average cc, has anyone else noticed this?

Yes, commoner waitresses* think I'm Jay-Z or something when they have to heave it up off the table.

*great gals, and guys

Lol, it is pretty hilarious/annoying watching them stare at the card.

 :excited: can't wait to use it at a restaurant!
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 04, 2011, 06:22:32 AM
Person: Is this some sort of special card?

Me: Yes
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 04, 2011, 04:42:30 PM
OK so, I got the Saphire and 100k points a few months ago.  Can I get the Preferred card too?  I just got the 50k offer.  Are the points systems the same?

TIA
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2011, 07:56:08 AM
I'm pretty sure you already have it if you got the 100k. But yes, points are the same.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 05, 2011, 08:20:38 AM
I'm pretty sure you already have it if you got the 100k. But yes, points are the same.

Nope, I just have the Saphire and it has no annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on November 09, 2011, 05:49:51 PM
not a hotel/airline related card but I got a mailer for the amex blue cash everyday card

$1000 spend in 90 days and you get $150 cash back

https://www304.americanexpress.com/personal-card-application/rsvp/blue-cash-everyday-credit-card/login?showDhtml=true
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 09, 2011, 06:57:14 PM
not a hotel/airline related card but I got a mailer for the amex blue cash everyday card

$1000 spend in 90 days and you get $150 cash back

https://www304.americanexpress.com/personal-card-application/rsvp/blue-cash-everyday-credit-card/login?showDhtml=true


that's awful.  do not get.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 10, 2011, 07:26:58 AM
ridiculously fun/useful site.  will probably end up playing with this the rest of the day.

https://www.pointhub.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 10, 2011, 07:42:26 AM
http://kansasstate.rivals.com/showmsg.asp?fid=419&tid=149526488&mid=149526488&sid=889&style=2

:sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 10, 2011, 08:08:41 AM
http://kansasstate.rivals.com/showmsg.asp?fid=419&tid=149526488&mid=149526488&sid=889&style=2

:sdeek:
have a feeling thats going to be a thread to keep an eye on.

(http://www.allaccess.com/assets/img/editorial/raw/da/daveramsey.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 10, 2011, 10:38:25 AM
ridiculously fun/useful site.  will probably end up playing with this the rest of the day.

https://www.pointhub.com/

oh my
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on November 10, 2011, 09:50:45 PM
ridiculously fun/useful site.  will probably end up playing with this the rest of the day.

https://www.pointhub.com/

oh my

Which is better awardwallet or pointhub? I need to sign up for one, but don't really want to sign up for both
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2011, 06:12:33 AM
They aren't really comparable. Should sign up for awardwallet (kind of pissed that you haven't already). Don't see a huge benefit to signing up for pointhub because you can use the database anyway. But, its still in beta so they could add other stuff.  Also, if signing up at pointhub don't waste your time entering your info for the various chains in each program (ie Hampton/Hilton/Doubletree/Embassey/Etc.).  I did this and it took forever and ultimately was a waste of time.  I contacted the owner of pointhub and he confirmed that you only need to enter for one.  the others were just in there because if you click on the chain it will tell you info about locations and redemptions and stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2011, 07:24:29 AM
For those of you with the Priority Club Visa, how long did it take after first purchase for your miles to credit?

real fast.  didn't track the time exactly, but it was like a couple of weeks or something crazy like that.  wish i'd gotten 80k though.

I applied for it the day I made this post, got it about 6 days later, made one purchase that day, got the points today.  pretty quick turnaround.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on November 11, 2011, 02:19:01 PM
The Southwest Rapid Rewards Plus card bonus offer expires today for those that are interested in that kind of thing.

Its 50,000 points after your first purchase (equivalent of $800+ of "Wanna Get Away" fares).  Comes with a $69 annual fee, but worth the price, especially if you fly Southwest a lot.  The bonus points count towards the Companion Pass if you fly SW a lot a lot.  See link below for further information.

http://thepointsguy.com/2011/11/50000-point-southwest-card-bonus-expires-tomorrow/
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: sys on November 11, 2011, 02:55:55 PM
They aren't really comparable. Should sign up for awardwallet (kind of pissed that you haven't already).

i would sign up for awardwallet, but i'm not doing business with them after the way they pulled their sponsorship of the combo-fanning board.  surprised you are willing to forgive and forget, but i'll carry the grudge for you, if need be.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2011, 02:59:10 PM
They aren't really comparable. Should sign up for awardwallet (kind of pissed that you haven't already).

i would sign up for awardwallet, but i'm not doing business with them after the way they pulled their sponsorship of the combo-fanning board.  surprised you are willing to forgive and forget, but i'll carry the grudge for you, if need be.

yeah, they got some bad info.  not their fault.  also they just had us pull their ad from the board but didn't pull back their sweet sweet sponsership proceeds to goEMAW. 
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: sys on November 11, 2011, 03:09:15 PM
yeah, they got some bad info.  not their fault.

eff that.  in awardwallet, as in everything else in the world, never forgive, never forget.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 11, 2011, 03:23:57 PM
yeah, they got some bad info.  not their fault.

eff that.  in awardwallet, as in everything else in the world, never forgive, never forget.

We won that deal.  We got free codes in exchange for having to post their link and name.  Fitz fitzed us.  We kept our payment and got to take their link down from the front page and re-sell their ad space.  Look for the pointhub combofanning board coming soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 11, 2011, 04:37:53 PM
i don't care if it worked out economically.  they slapped us in the face, telling the whole world that they would rather not be associated with goEMAW.com.  it was an insult.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2011, 05:41:13 PM
i don't care if it worked out economically.  they slapped us in the face, telling the whole world that they would rather not be associated with goEMAW.com.  it was an insult.

sys makes a good point.  if goEMAW stands for anything it's destroying the lives of people who want nothing to do with us.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 11, 2011, 05:58:04 PM
Ok. But seems sys' best response is to take awardwallet premium and not pay for it, courtesy of goEMAW.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 11, 2011, 06:16:09 PM
Ok. But seems sys' best response is to take awardwallet premium and not pay for it, courtesy of goEMAW.

oh, are those still around?  i want one.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2011, 08:04:02 PM
Ok. But seems sys' best response is to take awardwallet premium and not pay for it, courtesy of goEMAW.

oh, are those still around?  i want one.

code:
   
free-hcyvwq
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 11, 2011, 08:11:57 PM
code:
   
free-hcyvwq


 :AA:
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on November 13, 2011, 10:33:20 PM
Question for SD or RD or anyone else who may know.  I'm going to apply for the Sapphire Preferred here in the next few days.  My wife already has a Freedom card (which I'm an authorized user on) that we've had for a while and have a decent amount of Ultimate Rewards points accumulated.  Obviously, I want to be able to transfer those points to the Sapphire Preferred and subsequently to a hotel/airline program when the time comes.  My question is, if I sign up for the Sapphire card, will we be able to transfer those UR points from the Freedom card to my Sapphire account or can we only transfer them to an account in her name?  Essentially, could we transfer her Freedom UR points to my Sapphire Preferred UR account?

Will eventually have Sapphires for both of us, but with the spend requirement, I'll only do one at a time.  So, if we won't be able to transfer across accounts, I'll get her the Sapphire first as opposed to me.  Any one know or have any thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 13, 2011, 10:39:37 PM
Question for SD or RD or anyone else who may know.  I'm going to apply for the Sapphire Preferred here in the next few days.  My wife already has a Freedom card (which I'm an authorized user on) that we've had for a while and have a decent amount of Ultimate Rewards points accumulated.  Obviously, I want to be able to transfer those points to the Sapphire Preferred and subsequently to a hotel/airline program when the time comes.  My question is, if I sign up for the Sapphire card, will we be able to transfer those UR points from the Freedom card to my Sapphire account or can we only transfer them to an account in her name?  Essentially, could we transfer her Freedom UR points to my Sapphire Preferred UR account?

Will eventually have Sapphires for both of us, but with the spend requirement, I'll only do one at a time.  So, if we won't be able to transfer across accounts, I'll get her the Sapphire first as opposed to me.  Any one know or have any thoughts?

i don't have to work tomorrow and am like six drinks in and could not make sense of your post. maybe use ultimate rewards and sapphire a little less and try again. or just wait until sd checks this thread around 640am tomorrow morning and correctly answers your question. i'd prob go the sd route.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 14, 2011, 07:16:14 AM
Question for SD or RD or anyone else who may know.  I'm going to apply for the Sapphire Preferred here in the next few days.  My wife already has a Freedom card (which I'm an authorized user on) that we've had for a while and have a decent amount of Ultimate Rewards points accumulated.  Obviously, I want to be able to transfer those points to the Sapphire Preferred and subsequently to a hotel/airline program when the time comes.  My question is, if I sign up for the Sapphire card, will we be able to transfer those UR points from the Freedom card to my Sapphire account or can we only transfer them to an account in her name?  Essentially, could we transfer her Freedom UR points to my Sapphire Preferred UR account?

Will eventually have Sapphires for both of us, but with the spend requirement, I'll only do one at a time.  So, if we won't be able to transfer across accounts, I'll get her the Sapphire first as opposed to me.  Any one know or have any thoughts?

I think you can only transfer them into your own chase account so that's probably not going to work.  Worth a shot though if you want to get it first.  the points can just hang out until she gets the card.
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on November 14, 2011, 08:59:27 AM
I think you can only transfer them into your own chase account so that's probably not going to work.  Worth a shot though if you want to get it first.  the points can just hang out until she gets the card.

But, once you get them into a Sapphire account, you can transfer them to anyone's hotel/airline account, correct?  So, theoretically, we could both have 50k+ Sapphire points in separate accounts, but be able to transfer them to the same (say) Hyatt account, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 14, 2011, 09:36:18 AM
yeah, I have my wife transfer her ultimate rewards to my Hyatt account.  they transfer instantly as well and unlike membership rewards you don't have a fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 14, 2011, 12:30:10 PM
Ok so I checked and I did somehow get lucky to get the 100k on the regular sapphire with no annual fee.  This will prob be my go to card.  Can I still get the preferred 50k bonus?  Will the points just go right into my current account?  Will they get mad at me for canceling the preferred after a year and keeping the regular sapphire? 

Currently have 4 CC's and a little  :ohno: about getting another. 

Also, does it really matter at what point you cancel the card?  You obviously cancel before the year is up so you don't get hit with the fee, but does it matter if you wait 11 months or 3 months?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2011, 02:52:18 PM
So, been messing with British Air's new Avios miles today.  They now price domestics on mileage instead of per trip.  A lot of flyertalk is melting down because trans-atlantic stuff is way more expensive now.  But, it appears that some domestic stuff is significantly cheaper.  For example, a RT Omaha-Chicago-Omaha in coach used to be 25k BA miles flying AA metal.  It's now 9k miles.  Pretty great.  A RT to NYC though is slightly more expensive than before at 27k instead of 25k.  I have 50k BA miles left and should be able to squeeze multiple short domestics out of them on flights I always just paid for because it was such a rip off to use miles for them.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 16, 2011, 02:56:26 PM
So, been messing with British Air's new Avios miles today.  They now price domestics on mileage instead of per trip.  A lot of flyertalk is melting down because trans-atlantic stuff is way more expensive now.  But, it appears that some domestic stuff is significantly cheaper.  For example, a RT Omaha-Chicago-Omaha in coach used to be 25k BA miles flying AA metal.  It's now 9k miles.  Pretty great.  A RT to NYC though is slightly more expensive than before at 27k instead of 25k.  I have 50k BA miles left and should be able to squeeze multiple short domestics out of them on flights I always just paid for because it was such a rip off to use miles for them.

:thumbs:

Any easier to use them booking flights 1-2 months out?

If not, how does the hotels and other stuff you can now use them for look?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2011, 03:11:53 PM
Availability will be the exact same as they are still all going to depend on AA availability.  Hotel rates are kind of all over the place but are generally a bad redemption unless you can't use the miles for flights like your situation.  A random saturday night in April for vegas:

Aria 22k ($179)
Luxor 14k ($110)
Mandalay Bay 24k ($170)
NYNY 17k ($130)
Caesars 34k (lol Caesars) ($239)
Paris 20k ($160)
Cosmo 28k ($240)
Vdara 18k ($151)

added the rate for the same night next to the hotel.  You would be getting less than 1 cent per mile in all cases.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 16, 2011, 03:48:15 PM
:frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 16, 2011, 04:12:06 PM
man. i love the program change. just wished i lived in miami or dallas. still a great change for me and what i want to use it for.

dallas to cancun- 15k roundtrip
miami to grand cayman- 9k roundtrip
miami to montego bay- 9k roundtrip
dallas-puerta vallarta- 15k roundtrip
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 16, 2011, 08:50:58 PM
wanna get away miles price from mci-dal is around 13k for SW. CottonBowl here I come!
now just need to get another awesome hotel cc. I keep forgetting to apply for one.
Title: Re: How Many Credit Cards Do You Have?
Post by: CHONGS on November 16, 2011, 09:15:00 PM
if doop i apologize:

http://www9.chasecreditcards.com/continental/opp/?CELL=6H8X&AFFID=RvEiSnI7NyY-DPYEfiE4n.EckAEq0SDT_w&pvid=C5B1L3BR2S34225-2011-11-16-22-13-p-83416
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 17, 2011, 07:11:34 AM
if doop i apologize:

http://www9.chasecreditcards.com/continental/opp/?CELL=6H8X&AFFID=RvEiSnI7NyY-DPYEfiE4n.EckAEq0SDT_w&pvid=C5B1L3BR2S34225-2011-11-16-22-13-p-83416

good card but kind of meh offer
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 18, 2011, 08:11:28 PM
_MELTON_ Charles Melton
"@Just_Zach405: Why is there never a main light in a hotel room? You have to turn on 10 lamps to get some light in the room #sodumb"I feel u
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 18, 2011, 08:15:35 PM
i applied for the chase sw cards on the last day. just got two pieces of mail that said we were turned down do to "too many requests for credit or opened accounts with us". currently cracking knuckles.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 18, 2011, 08:22:47 PM
i applied for the chase sw cards on the last day. just got two pieces of mail that said we were turned down do to "too many requests for credit or opened accounts with us". currently cracking knuckles.

chase should know they are wasting their own time at this point.  they apparently have a "decline everyone out of the gate but if they call let it pass" policy. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 18, 2011, 10:02:18 PM
i applied for the chase sw cards on the last day. just got two pieces of mail that said we were turned down do to "too many requests for credit or opened accounts with us". currently cracking knuckles.

chase should know they are wasting their own time at this point.  they apparently have a "decline everyone out of the gate but if they call let it pass" policy. 

got mine, but the letter said they were closing 2 of my cards (including one 15 years old)...had to call and get that crap stopped right quick.  They reallocated credit lines instead.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 18, 2011, 10:09:00 PM
i applied for the chase sw cards on the last day. just got two pieces of mail that said we were turned down do to "too many requests for credit or opened accounts with us". currently cracking knuckles.

chase should know they are wasting their own time at this point.  they apparently have a "decline everyone out of the gate but if they call let it pass" policy. 

got mine, but the letter said they were closing 2 of my cards (including one 15 years old)...had to call and get that crap stopped right quick.  They reallocated credit lines instead.

they will do pretty much whatever the eff you tell them to if you call.  that's why it's hilarious that they are hardasses on approvals.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 18, 2011, 10:34:59 PM
i applied for the chase sw cards on the last day. just got two pieces of mail that said we were turned down do to "too many requests for credit or opened accounts with us". currently cracking knuckles.

chase should know they are wasting their own time at this point.  they apparently have a "decline everyone out of the gate but if they call let it pass" policy. 

got mine, but the letter said they were closing 2 of my cards (including one 15 years old)...had to call and get that crap stopped right quick.  They reallocated credit lines instead.

they will do pretty much whatever the eff you tell them to if you call.  that's why it's hilarious that they are hardasses on approvals.

thanks for the input mikey. past history confirms what you and sd say. will call and pi them into giving me these cards. have done it before and it worked. currently crossing fingers and getting game face on. wish me luck guys.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on November 20, 2011, 11:26:19 AM
9k Avios+$5 to fly to dallas for cotton from KC or DEN, roundtrip.  I think we need to pak
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 20, 2011, 12:22:05 PM
9k Avios+$5 to fly to dallas for cotton from KC or DEN, roundtrip.  I think we need to pak

yeah, flying to Dallas or Chicago just got very cheap(er)
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on November 20, 2011, 12:30:19 PM
9k Avios+$5 to fly to dallas for cotton from KC or DEN, roundtrip.  I think we need to pak

yeah, flying to Dallas or Chicago just got very cheap(er)

I'm not convinced Im going to use all my Avios points if I don't sponsor about a dozen people to go to the cotton bowl
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2011, 03:04:15 PM
Pretty excited for this tonight:

http://marquee.blogs.cnn.com/2011/11/21/anthony-bourdain-layover-is-actually-useful/?hpt=hp_bn13
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 21, 2011, 03:31:32 PM
So, I'm sitting on 59k Marriott points, but don't think I'll be staying at Marriotts regularly in the future. What's the best way to use them? A shitload of Fairfields on roadtrips? Get a card to add a few points for somewhere nice?

:dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2011, 03:32:39 PM
So, I'm sitting on 59k Marriott points, but don't think I'll be staying at Marriotts regularly in the future. What's the best way to use them? A shitload of Fairfields on roadtrips? Get a card to add a few points for somewhere nice?

:dunno:

ya, marriott has a 70k card right now that would add to your total and get you and the fam on a pretty decent vaca
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 21, 2011, 09:59:18 PM
9k Avios+$5 to fly to dallas for cotton from KC or DEN, roundtrip.  I think we need to pak

yeah, flying to Dallas or Chicago just got very cheap(er)

I'm not convinced Im going to use all my Avios points if I don't sponsor about a dozen people to go to the cotton bowl

no doubt....I have 93k Avios and another 110k  AAA miles.....and usually fly Southwest.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 22, 2011, 05:35:44 PM
With the new Avios BA miles (with almost free flights to Chicago/Dallas) I thought I would also mention that the Intercontinental O'Hare is one of the Points Break hotels through the end of January.  It's out by the airport (obviously).  I've stayed there for work before and it is really a great property...at only 5k PC a night it's a steal.  You would have to take the L, rent a car or get a cab to get downtown but it would be worth the savings on the hotel imo.  Plus, you don't have to worry about getting back to the airport on your way out of town.  

http://www.tripadvisor.com/Hotel_Review-g36630-d850289-Reviews-InterContinental_Chicago_O_Hare-Rosemont_Illinois.html
Title: Re: How Many Credit Cards Do You Have?
Post by: AppleJack on November 22, 2011, 05:54:14 PM
steve dave, I have 2 credit cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 23, 2011, 07:02:53 AM
steve dave, I have 2 credit cards.

are you adverse to applying for roughly 15 more in one day?  
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 29, 2011, 06:46:48 PM
Quote
Dear AAdvantage® Member,

As you may know, on Tuesday, November 29, American Airlines filed for reorganization under Chapter 11. We took this action as part of our efforts to secure our long-term success in delivering the highest standards in air travel. We are committed to meeting your travel needs with outstanding customer service and safety, and it will be business as usual at American throughout our reorganization process. More than 80,000 people at American appreciate your loyalty and look forward to continuing to serve you.

We want to assure you that your AAdvantage® miles are secure. The AAdvantage miles that you've earned are yours and will stay yours, subject to usual policies, until you choose to redeem them for a great award with us. Likewise, your elite qualifying miles and your elite status, including lifetime status granted under the Million MilerSM program is secure and remains intact. You will continue to earn miles through all our existing AAdvantage participating companies and you will be able to redeem those miles for the same great awards — flights, upgrades, car rentals and hotels just to name a few. And, throughout the coming year, we will be adding even more opportunities to earn miles, as well as new ways to redeem those miles.

American is honoring all tickets and reservations as usual, and making normal refunds and exchanges. And, we intend to maintain a strong presence in domestic and international markets. As we and all airlines routinely do, we will continue to evaluate our operations and service, assuring that our network is as efficient and productive as possible. Additionally, relationships with our oneworld Alliance and other codeshare partners are continuing to provide you with opportunities to earn and redeem miles for travel to hundreds of destinations worldwide, and we are honoring all tickets and reservations for travel on our partner airlines as usual. For information about American's reorganization process, please visit AA.com/restructuring.

Even more importantly, we remain committed to providing a superior customer experience with a focus on delivering what our customers value most — the newest fleet with our upcoming aircraft deliveries, network strength in the important cities of the world and world-class products, service and technology.

American Airlines has a proud history, and we will have a successful future. All of us on the American team thank you for your loyalty and we look forward to welcoming you aboard soon.

Sincerely,

 
Maya Leibman
President — AAdvantage Loyalty Program
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 29, 2011, 06:47:52 PM
Also, did everyone do the small business saturday thing?  Got $125 in loot.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on November 29, 2011, 06:52:32 PM
Quote
Dear AAdvantage® Member,

As you may know, on Tuesday, November 29, American Airlines filed for reorganization under Chapter 11. We took this action as part of our efforts to secure our long-term success in delivering the highest standards in air travel. We are committed to meeting your travel needs with outstanding customer service and safety, and it will be business as usual at American throughout our reorganization process. More than 80,000 people at American appreciate your loyalty and look forward to continuing to serve you.

We want to assure you that your AAdvantage® miles are secure. The AAdvantage miles that you've earned are yours and will stay yours, subject to usual policies, until you choose to redeem them for a great award with us. Likewise, your elite qualifying miles and your elite status, including lifetime status granted under the Million MilerSM program is secure and remains intact. You will continue to earn miles through all our existing AAdvantage participating companies and you will be able to redeem those miles for the same great awards — flights, upgrades, car rentals and hotels just to name a few. And, throughout the coming year, we will be adding even more opportunities to earn miles, as well as new ways to redeem those miles.

American is honoring all tickets and reservations as usual, and making normal refunds and exchanges. And, we intend to maintain a strong presence in domestic and international markets. As we and all airlines routinely do, we will continue to evaluate our operations and service, assuring that our network is as efficient and productive as possible. Additionally, relationships with our oneworld Alliance and other codeshare partners are continuing to provide you with opportunities to earn and redeem miles for travel to hundreds of destinations worldwide, and we are honoring all tickets and reservations for travel on our partner airlines as usual. For information about American's reorganization process, please visit AA.com/restructuring.

Even more importantly, we remain committed to providing a superior customer experience with a focus on delivering what our customers value most — the newest fleet with our upcoming aircraft deliveries, network strength in the important cities of the world and world-class products, service and technology.

American Airlines has a proud history, and we will have a successful future. All of us on the American team thank you for your loyalty and we look forward to welcoming you aboard soon.

Sincerely,

 
Maya Leibman
President — AAdvantage Loyalty Program

Got that, don't completely trust them.  I figure a year til they mention a program restructure in some way, shape or form.  At least all my BA is now better for domestics
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 29, 2011, 07:01:29 PM
I'm not too worried about AA miles.  My guess is they announce a merger with US Air within a year anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on November 29, 2011, 07:11:49 PM
I got email confirmation a few minutes after each card got used, they really have their crap together for the small biz saturday thing. Hope it continues.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 29, 2011, 09:23:32 PM
Hope you have all been raping and pillaging the AMEX Gift Chain.   I bought a toy and $100 in walmart gift cards last night and netted $215 in free gift cards and statement credits plus 500pts.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on November 29, 2011, 10:10:48 PM
Hope you have all been raping and pillaging the AMEX Gift Chain.   I bought a toy and $100 in walmart gift cards last night and netted $215 in free gift cards and statement credits plus 500pts.

Googled it after I read your post. Sounds fun, thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: reidrolled on November 30, 2011, 07:22:44 PM
Im ready to get my first credit card. probably wont use it a whole lot. help me out please? :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 30, 2011, 07:51:21 PM
Im ready to get my first credit card. probably wont use it a whole lot. help me out please? :dunno:

what do you want to do?  do you want flights or hotels?  do you have anywhere you want to go in a year or more from now?
Title: Re: How Many Credit Cards Do You Have?
Post by: reidrolled on November 30, 2011, 07:56:50 PM
Im ready to get my first credit card. probably wont use it a whole lot. help me out please? :dunno:

what do you want to do?  do you want flights or hotels?  do you have anywhere you want to go in a year or more from now?

I would rather do flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 30, 2011, 08:04:19 PM
Im ready to get my first credit card. probably wont use it a whole lot. help me out please? :dunno:

what do you want to do?  do you want flights or hotels?  do you have anywhere you want to go in a year or more from now?

I would rather do flights.

either get the chase sapphire preffered for 50k or citi AA for 50k.  either will get you 2 round trip domestics
Title: Re: How Many Credit Cards Do You Have?
Post by: reidrolled on November 30, 2011, 09:39:08 PM
Im ready to get my first credit card. probably wont use it a whole lot. help me out please? :dunno:

what do you want to do?  do you want flights or hotels?  do you have anywhere you want to go in a year or more from now?

I would rather do flights.

either get the chase sapphire preffered for 50k or citi AA for 50k.  either will get you 2 round trip domestics

great! thanks for the help  :cheers:

just looked at it.. I doubt I will spend $3000 in 3 months. are there some loopholes for getting around this?
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 30, 2011, 09:40:51 PM
Hope you have all been raping and pillaging the AMEX Gift Chain.   I bought a toy and $100 in walmart gift cards last night and netted $215 in free gift cards and statement credits plus 500pts.
:angry: you already had to have an amex card  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 30, 2011, 09:51:42 PM
Im ready to get my first credit card. probably wont use it a whole lot. help me out please? :dunno:

what do you want to do?  do you want flights or hotels?  do you have anywhere you want to go in a year or more from now?

I would rather do flights.

either get the chase sapphire preffered for 50k or citi AA for 50k.  either will get you 2 round trip domestics

great! thanks for the help  :cheers:

just looked at it.. I doubt I will spend $3000 in 3 months. are there some loopholes for getting around this?

yes. kind of. also, where do u live and where do u want to fly to?
Title: Re: How Many Credit Cards Do You Have?
Post by: reidrolled on November 30, 2011, 09:55:59 PM
Im ready to get my first credit card. probably wont use it a whole lot. help me out please? :dunno:

what do you want to do?  do you want flights or hotels?  do you have anywhere you want to go in a year or more from now?

I would rather do flights.

either get the chase sapphire preffered for 50k or citi AA for 50k.  either will get you 2 round trip domestics

great! thanks for the help  :cheers:

just looked at it.. I doubt I will spend $3000 in 3 months. are there some loopholes for getting around this?

yes. kind of. also, where do u live and where do u want to fly to?

KC. probably fly to vegas, chicago or somewhere else in the next year
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 30, 2011, 10:00:31 PM
Im ready to get my first credit card. probably wont use it a whole lot. help me out please? :dunno:

what do you want to do?  do you want flights or hotels?  do you have anywhere you want to go in a year or more from now?

I would rather do flights.

either get the chase sapphire preffered for 50k or citi AA for 50k.  either will get you 2 round trip domestics

great! thanks for the help  :cheers:

just looked at it.. I doubt I will spend $3000 in 3 months. are there some loopholes for getting around this?

yes. kind of. also, where do u live and where do u want to fly to?

KC. probably fly to vegas, chicago or somewhere else in the next year

the 50k southwest card wouldn't be a bad option then. you have to pay like 60 dollars to get it but you only have to use it once to get the points and the points aren't even really points. they're basically cash to use on any flight, no blackouts etc. worth somewhere around 700-800 dollars on southwest.
Title: Re: How Many Credit Cards Do You Have?
Post by: reidrolled on November 30, 2011, 10:09:29 PM
I think I am going to go with the chase card. go cats, fear the beard  :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on November 30, 2011, 10:27:16 PM
50k Southwest expired :(
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on November 30, 2011, 10:44:16 PM
Its been mentioned on here but Vegas is usually a cheap enough flight to pay for and you'll get more value spending points elsewhere
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 01, 2011, 07:17:33 AM
50k Southwest expired :(

nope
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on December 01, 2011, 08:33:14 AM
50k Southwest expired :(

nope
lp
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2011, 08:35:06 AM
50k Southwest expired :(

nope
lp

I think lp may stand for "link please" rd (rick daris).  not 100% certain though.  hemmy, confirm?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 01, 2011, 08:45:36 AM
50k Southwest expired :(

nope
lp



I think lp may stand for "link please" rd (rick daris).  not 100% certain though.  hemmy, confirm?

it could also stand for "long playing" and he (saul) could be using it as slang for an old record or something. not 100% certain though. michigancat, confirm?
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on December 01, 2011, 08:46:58 AM
 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2011, 09:01:10 AM
:frown:

I don't have a link by rd may :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2011, 09:04:13 AM
reidrolled, if you are getting the Sapphire Preferred you should sign up for this one at the same time (for reasons mentioned in the blog):

http://millionmilesecrets.com/2011/12/01/chase-freedom-categories-2012/#more-6927
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 01, 2011, 09:20:32 AM
:frown:

I don't have a link by rd may :dunno:

hmmm. looks like it is dead after all. i know it was still alive for at least a week or two even after brian said they were going to end it and daraius called him out on it in a nice way. sorry saul.


btw, me calling those travel bloggers by their real names ----->  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2011, 09:26:03 AM
:frown:

I don't have a link by rd may :dunno:

hmmm. looks like it is dead after all. i know it was still alive for at least a week or two even after brian said they were going to end it and daraius called him out on it in a nice way. sorry saul.


btw, me calling those travel bloggers by their real names ----->  :cool:

daraius seems very likeable.  like, he probably gets cards for his co-workers on their birthdays and everyone at the office is his friend.  would love to travel and party (as friends ONLY) with brian.  he seems like he would have better adventures. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on December 01, 2011, 09:33:08 AM
dumbasses.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 01, 2011, 09:45:44 AM
:frown:

I don't have a link by rd may :dunno:

hmmm. looks like it is dead after all. i know it was still alive for at least a week or two even after brian said they were going to end it and daraius called him out on it in a nice way. sorry saul.


btw, me calling those travel bloggers by their real names ----->  :cool:

daraius seems very likeable.  like, he probably gets cards for his co-workers on their birthdays and everyone at the office is his friend.  would love to travel and party (as friends ONLY) with brian.  he seems like he would have better adventures. 

you know who i would not like to travel with? gary. good grief.  :facepalm:

darius lives in ks. we should ask him to pak sometime.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2011, 09:56:22 AM
:frown:

I don't have a link by rd may :dunno:

hmmm. looks like it is dead after all. i know it was still alive for at least a week or two even after brian said they were going to end it and daraius called him out on it in a nice way. sorry saul.


btw, me calling those travel bloggers by their real names ----->  :cool:

daraius seems very likeable.  like, he probably gets cards for his co-workers on their birthdays and everyone at the office is his friend.  would love to travel and party (as friends ONLY) with brian.  he seems like he would have better adventures. 

you know who i would not like to travel with? gary. good grief.  :facepalm:

darius lives in ks. we should ask him to pak sometime.

yeah, I kind of got excited when I first found out he lived in ks  :blush:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2011, 07:28:06 AM
AA forcing awardwallet to stop tracking them  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2011, 09:48:15 AM
Did I miss something or did Hilton's reward redemptions just get much better?  Every decent hotel in NYC was 50k last week and they are all between 34k and 42.5k now...is there some special going on that I missed or is this some amazing point improvement thing?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2011, 09:54:51 AM
nvm, it reduced rates for status award bookings if you book 4 nights or more.  pretty great though.
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on December 02, 2011, 10:02:10 AM
Need to get First card, applied for the Southwest card right out of college a couple of years ago and was denied for no credit history, looking to get a card now. Have had utilities and cable etc in my name but I'm thinking that doesnt do much to build credit history. Any idea's on a good starter card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2011, 10:07:46 AM
Need to get First card, applied for the Southwest card right out of college a couple of years ago and was denied for no credit history, looking to get a card now. Have had utilities and cable etc in my name but I'm thinking that doesnt do much to build credit history. Any idea's on a good starter card?

no idea about starter card.  the 30k SPG offer is back though.  that and the 50k sapphire are the best everyday usage cards imo.  they are the two I use anyway.  you should apply for one or both and see what happens.  both have an annual fee that is waived the first  year so you can cancel after a year if you don't want to pay it or just keep one.  the sapphire has no fees for using it out of the country so if you are going to travel it's probably the better bet of the two.  also, the SPG is an amex and some places still don't take amex. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on December 02, 2011, 12:22:26 PM
AA forcing awardwallet to stop tracking them  :frown:
Glad we got out while we could. WORTHLESS!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2011, 01:10:13 PM
AA forcing awardwallet to stop tracking them  :frown:
Glad we got out while we could. WORTHLESS!

awardwallet doing some sort of hax to make it so it will still track  :thumbs:

Quote
American Airlines has contacted us and stated that we may not access its website on your behalf and that we may not store any of your American Airlines account data on our servers. As a result, in the coming weeks we will release a browser extension which will enable you to check your balance and still display that balance along with the rest of your loyalty account balances; however, the data, such as your username, password, balance and any other attributes will only be stored in your browser so we will never have access to it. Also, this browser extension will be accessing American Airlines website from your computer and not from our servers. Since we do not have this extension ready yet, please save all of your American Airlines accounts and password in a secure place so that you can enter that data when we release the extension. Here are the accounts that you have stored with AwardWallet today:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 02, 2011, 01:36:24 PM
AA forcing awardwallet to stop tracking them  :frown:

is this the beginning of the inevitable backlash against giving away free money to people just for having a cc?  or just some internet privacy thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2011, 01:45:39 PM
AA forcing awardwallet to stop tracking them  :frown:

is this the beginning of the inevitable backlash against giving away free money to people just for having a cc?  or just some internet privacy thing.


I'm guessing the second option.  southwest does the same thing.  maybe I'm just guessing the second option because I love free money and am blind to the possibility that I don't have an endless supply of it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 04, 2011, 10:35:19 AM
:frown:

I don't have a link by rd may :dunno:


just stumbled across it...


http://www.mychasecreditcards.com/T600-004/default.aspx?LP=6000212&AFFID=lw9MynSeamY-aAOeeOamE6soW5.k8l3I1w&CELL=6H8X&pvid=u1011881t0f0fp0dd0c128590s&vanity=southwest/octaffiliate
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 04, 2011, 11:32:25 AM
:frown:

I don't have a link by rd may :dunno:


just stumbled across it...


http://www.mychasecreditcards.com/T600-004/default.aspx?LP=6000212&AFFID=lw9MynSeamY-aAOeeOamE6soW5.k8l3I1w&CELL=6H8X&pvid=u1011881t0f0fp0dd0c128590s&vanity=southwest/octaffiliate

I get one of these in the mail a week.  They are going to get me to sign up for this at some point probably. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on December 04, 2011, 04:09:19 PM
:frown:

I don't have a link by rd may :dunno:


just stumbled across it...


http://www.mychasecreditcards.com/T600-004/default.aspx?LP=6000212&AFFID=lw9MynSeamY-aAOeeOamE6soW5.k8l3I1w&CELL=6H8X&pvid=u1011881t0f0fp0dd0c128590s&vanity=southwest/octaffiliate
thanks, RD. You aren't such a bad guy after all.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 05, 2011, 10:16:20 PM
SW RR's expire right? anyone know how long they're good for, and why they're assholes and don't allow awardwallet to track them?
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on December 05, 2011, 11:45:58 PM
SW RR's expire right? anyone know how long they're good for, and why they're assholes and don't allow awardwallet to track them?

I was under the impression that they do not expire... but sd or rd prolly know for sure.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on December 06, 2011, 10:05:17 AM
**Points don't expire as long as you have flight or Partner earning activity every 24 months. Benefits apply to points transactions. All Rapid Rewards Rules and Regulations apply.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 06, 2011, 02:32:42 PM
Thanks I knew I could count on a fellow Topekaian
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 06, 2011, 10:37:38 PM
Well, looks like I am going to try to cash in my BA rewards by flying 11 people round trip to the Cotton bowl.  Seems like that would make the CC plenty worth it and I don't imagine I will have to pay for a beer the whole time I'm down there.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 06, 2011, 10:43:09 PM
Well, looks like I am going to try to cash in my BA rewards by flying 11 people round trip to the Cotton bowl.  Seems like that would make the CC plenty worth it and I don't imagine I will have to pay for a beer the whole time I'm down there.

:horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 06, 2011, 11:02:28 PM
Well, looks like I am going to try to cash in my BA rewards by flying 11 people round trip to the Cotton bowl.  Seems like that would make the CC plenty worth it and I don't imagine I will have to pay for a beer the whole time I'm down there.

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 07, 2011, 10:06:42 PM
Well, looks like I am going to try to cash in my BA rewards by flying 11 people round trip to the Cotton bowl.  Seems like that would make the CC plenty worth it and I don't imagine I will have to pay for a beer the whole time I'm down there.

I used 18k Avios on 2 tickets and 9250 Avios on a rental car.    Great deal...so much better than AA.    Hell, same flights were 60k AA miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 08, 2011, 01:49:13 PM
Well, looks like I am going to try to cash in my BA rewards by flying 11 people round trip to the Cotton bowl.  Seems like that would make the CC plenty worth it and I don't imagine I will have to pay for a beer the whole time I'm down there.

I used 18k Avios on 2 tickets and 9250 Avios on a rental car.    Great deal...so much better than AA.    Hell, same flights were 60k AA miles.

I'll have to look into the rental car.  Thanks for the heads up
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 10, 2011, 04:21:58 PM
so I've had the citi AA visa for 3 months but I've got my min spend met and have the points in the AA account. I called to cancel the account and they offered me 2 additional points per mile per dollar spent. So now I'm getting 3 miles/ $1 spent for the next 6 months, then after that bonus ends I'll just call and cancel, it pays to be  :kstategrad:  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2011, 04:37:41 PM
pretty decent.  would rather have the lump sum bonus though.  they gave me 5k last time iirc. 
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 10, 2011, 05:32:53 PM
pretty decent.  would rather have the lump sum bonus though.  they gave me 5k last time iirc. 

I'll have to try that next time, I was pretty  :excited: just to get any thing from them, considering I've only had the card 3 months
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2011, 05:34:27 PM
pretty decent.  would rather have the lump sum bonus though.  they gave me 5k last time iirc. 

I'll have to try that next time, I was pretty  :excited: just to get any thing from them, considering I've only had the card 3 months

oh yeah, I wasn't trying to knock it.  great to have.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2011, 11:31:52 PM
i don't like the whole cancel thing.  the time on a couple of cards is coming due, and i'm dreading it.  i hope i don't hurt any of their feelings, they've been so kind to me.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 10, 2011, 11:34:37 PM
i don't like the whole cancel thing.  the time on a couple of cards is coming due, and i'm dreading it.  i hope i don't hurt any of their feelings, they've been so kind to me.

paypal me five dollars and i'll do it for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2011, 11:40:40 PM
paypal me five dollars and i'll do it for you.

we can probably work something out.  didn't you have some rodents you wanted killed?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 10, 2011, 11:44:10 PM
paypal me five dollars and i'll do it for you.

we can probably work something out.  didn't you have some rodents you wanted killed?

there was a garter snake in my basement a couple of months ago. about the size of a medium sized earthworm. what in the world was he doing down there? had to paper scissor rock with everybody in the house to find out who had to grab him and take him outside. absolutely horrible.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2011, 11:46:36 PM
there was a garter snake in my basement a couple of months ago. about the size of a medium sized earthworm. what in the world was he doing down there? had to paper scissor rock with everybody in the house to find out who had to grab him and take him outside. absolutely horrible.

trying to find somewhere to pass the winter without freezing.  you probably killed him with your rock-paper-scissor death lottery.  i hope everyone in your house had fun.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 10, 2011, 11:54:47 PM
there was a garter snake in my basement a couple of months ago. about the size of a medium sized earthworm. what in the world was he doing down there? had to paper scissor rock with everybody in the house to find out who had to grab him and take him outside. absolutely horrible.

trying to find somewhere to pass the winter without freezing.  you probably killed him with your rock-paper-scissor death lottery.  i hope everyone in your house had fun.

i eventually grabbed him and put him back outside so yeah, probably did kill him in the long run. it was all the way back in september though so he prob had a few good weeks.

the credit card cancel is actually extremely easy. just call and say that you need to cancel, they might ask you why and you just tell them the truth. you are cancelling because it's close to a year and they are going to hit you with some fee. they might (maybe/maybe not) ask you to reconsider but really just say no again and it should be done and quick and easy.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2011, 11:56:17 PM
you could email them and tell them you want to cancel and are deaf and can't call :dunno: bet they don't give you crap but I've never been deaf before so maybe they do
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 10, 2011, 11:57:52 PM
you could email them and tell them you want to cancel and are deaf and can't call :dunno: bet they don't give you crap but I've never been deaf before so maybe they do

would prob work but would be weird that you don't have tty.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 11, 2011, 12:01:33 AM
oh, he probably just went in your basement by mistake then.


Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 11, 2011, 12:04:15 AM
sys, if it helps the people you are talking to are $7 an hour call center kids who have a script to follow.  that script could lead to extra miles though  ;)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 11, 2011, 12:15:46 AM
sys, if it helps the people you are talking to are $7 an hour call center kids who have a script to follow.  that script could lead to extra miles though  ;)

would they be offended if i ask them what i need to say to let them give me more miles?  i don't want to breach etiquette.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 11, 2011, 12:20:48 AM
sys, if it helps the people you are talking to are $7 an hour call center kids who have a script to follow.  that script could lead to extra miles though  ;)

would they be offended if i ask them what i need to say to let them give me more miles?  i don't want to breach etiquette.

probably not.  unless their script addresses that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 11, 2011, 12:21:45 AM
sys, if it helps the people you are talking to are $7 an hour call center kids who have a script to follow.  that script could lead to extra miles though  ;)

would they be offended if i ask them what i need to say to let them give me more miles?  i don't want to breach etiquette.

i mean, you could easily ask them what they can give you if you keep the card. they aren't going to be authorized to give you much though. credit cards are there for the intial sign up imo and nothing more. churn and burn. how long has it been since you've got one? what all do you have? i'm guessing it's time to get rid of these two that you are talking about and sign up for two new ones.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 11, 2011, 12:26:14 AM
i'm guessing it's time to get rid of these two that you are talking about and sign up for two new ones.

there don't seem to be many good offers now.  i've got the cap one venture coming up in march and then i can't recall which one next, something chase i'm sure.

the venture card seems kinda bad because it seems like the points would disappear if i don't use them first.  so i guess i have to figure out a way to use them.  unless i can maybe get a 2nd venture card that the points would transfer too.  i should probably check instead of waiting till the last minute.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 11, 2011, 05:08:59 PM
i don't like the whole cancel thing.  the time on a couple of cards is coming due, and i'm dreading it.  i hope i don't hurt any of their feelings, they've been so kind to me.

Been dreading this myself.  Does it matter when you cancel?  I mean, the fee obviously hits at a year, but do I need to wait up until right before or can I just cancel 5 months in? 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 11, 2011, 05:33:47 PM
i don't like the whole cancel thing.  the time on a couple of cards is coming due, and i'm dreading it.  i hope i don't hurt any of their feelings, they've been so kind to me.

Been dreading this myself.  Does it matter when you cancel?  I mean, the fee obviously hits at a year, but do I need to wait up until right before or can I just cancel 5 months in? 

you can cancel five months in if you want and you already have the signup bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on December 11, 2011, 06:47:51 PM
Other than seeing the points in your account canceling the card is probably the second best part of churning.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on December 12, 2011, 10:08:08 AM
i don't like the whole cancel thing.  the time on a couple of cards is coming due, and i'm dreading it.  i hope i don't hurt any of their feelings, they've been so kind to me.

Been dreading this myself.  Does it matter when you cancel?  I mean, the fee obviously hits at a year, but do I need to wait up until right before or can I just cancel 5 months in? 

Tried sending an email through the system asking to waive the fee or give more miles to keep the cards -- got a "please call in" response.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2011, 10:26:18 AM
I'm starting to get the feeling that a lot of our posters are high social anxiety types. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 12, 2011, 11:47:30 AM
I'm starting to get the feeling that a lot of our posters are high social anxiety types. 


hmmmmm. i suppose it's possible.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on December 12, 2011, 11:49:15 AM
i don't like the whole cancel thing.  the time on a couple of cards is coming due, and i'm dreading it.  i hope i don't hurt any of their feelings, they've been so kind to me.

Been dreading this myself.  Does it matter when you cancel?  I mean, the fee obviously hits at a year, but do I need to wait up until right before or can I just cancel 5 months in? 

Tried sending an email through the system asking to waive the fee or give more miles to keep the cards -- got a "please call in" response.
It is irritating that you can do seemingly anything over e-mail/the website except cancel.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on December 12, 2011, 12:06:34 PM
I'm starting to get the feeling that a lot of our posters are high social anxiety types. 


hmmmmm. i suppose it's possible.
I really dont enjoy talking on the phone. Im fine with face to face interaction, texting, etc. but I dont like talking on the phone very much
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 18, 2011, 04:04:00 PM
http://www.noobtraveler.com/video-credit-card-churn-aavantage-miles/

 :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 19, 2011, 09:33:11 PM
EDIT: Nevermind. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 20, 2011, 04:22:00 PM
Just got my personal AAdvantage card in the mail, signed up for Amazon Payments and started my CC spreadsheet.  :lick:

I'm going to refinance my mortgage tomorrow so I can go hog wild.  Next up is the AAdvantage business card and Probably Chase Sapphire.

Been wanting to start the churning for a while now, just been too lazy.   :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 20, 2011, 04:41:52 PM
Just got my personal AAdvantage card in the mail, signed up for Amazon Payments and started my CC spreadsheet.  :lick:

I'm going to refinance my mortgage tomorrow so I can go hog wild.  Next up is the AAdvantage business card and Probably Chase Sapphire.

Been wanting to start the churning for a while now, just been too lazy.   :excited:

whats Amazon Payments for?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 20, 2011, 08:53:42 PM
Just got my personal AAdvantage card in the mail, signed up for Amazon Payments and started my CC spreadsheet.  :lick:

I'm going to refinance my mortgage tomorrow so I can go hog wild.  Next up is the AAdvantage business card and Probably Chase Sapphire.

Been wanting to start the churning for a while now, just been too lazy.   :excited:

whats Amazon Payments for?

Racking up the card minimums in a short amount of time.  Amazon Payments allows you to transfer $1,000 with no fees and you can call label it as "Goods/Services".  I set up an individual bank account for myself and one for my wife and we both apply for the same bonus miles credit card.  Then we each make $1,000 transfers from our cards to the other's individual bank account each month and it qualifies as a purchase as far as the CC is concerne. The reality is we just transferred money to our bank account...that we then use to pay off the card each month.  $6,000 in 6 months and we don't have to actually buy anything...or pay any fees.

 :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 20, 2011, 09:17:01 PM
Just got my personal AAdvantage card in the mail, signed up for Amazon Payments and started my CC spreadsheet.  :lick:

I'm going to refinance my mortgage tomorrow so I can go hog wild.  Next up is the AAdvantage business card and Probably Chase Sapphire.

Been wanting to start the churning for a while now, just been too lazy.   :excited:

whats Amazon Payments for?

you're not getting points though right, as it's treated like a cash advance?
Racking up the card minimums in a short amount of time.  Amazon Payments allows you to transfer $1,000 with no fees and you can call label it as "Goods/Services".  I set up an individual bank account for myself and one for my wife and we both apply for the same bonus miles credit card.  Then we each make $1,000 transfers from our cards to the other's individual bank account each month and it qualifies as a purchase as far as the CC is concerne. The reality is we just transferred money to our bank account...that we then use to pay off the card each month.  $6,000 in 6 months and we don't have to actually buy anything...or pay any fees.

 :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 20, 2011, 09:30:59 PM
Just got my personal AAdvantage card in the mail, signed up for Amazon Payments and started my CC spreadsheet.  :lick:

I'm going to refinance my mortgage tomorrow so I can go hog wild.  Next up is the AAdvantage business card and Probably Chase Sapphire.

Been wanting to start the churning for a while now, just been too lazy.   :excited:

whats Amazon Payments for?


Racking up the card minimums in a short amount of time.  Amazon Payments allows you to transfer $1,000 with no fees and you can call label it as "Goods/Services".  I set up an individual bank account for myself and one for my wife and we both apply for the same bonus miles credit card.  Then we each make $1,000 transfers from our cards to the other's individual bank account each month and it qualifies as a purchase as far as the CC is concerne. The reality is we just transferred money to our bank account...that we then use to pay off the card each month.  $6,000 in 6 months and we don't have to actually buy anything...or pay any fees.

 :kstategrad:
you're not getting points though right, as it's treated like a cash advance?

No...everything I've read says it's treated like a purchase, though I have heard people say to start with a small amount first because every card is different. 

I haven't actually started this process yet. I'm just prepping everything right now until I get my house refinanced.  I'll report back though.  Maybe others here have used this strategy.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 20, 2011, 11:10:58 PM
I just booked 4 flights for for family members to come visit me in DFW for the Cotton Bowl.  36,000 miles + $20.

I have nothing to thank, but this thread (and the cc companies and airlines, but meh).  Got the points b/c of this.  Found out about the 9k/flight b/c of this.  :EMAW:

 :lynchmob:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 21, 2011, 07:07:46 AM
I just booked 4 flights for for family members to come visit me in DFW for the Cotton Bowl.  36,000 miles + $20.

I have nothing to thank, but this thread (and the cc companies and airlines, but meh).  Got the points b/c of this.  Found out about the 9k/flight b/c of this.  :EMAW:

 :lynchmob:

 :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 21, 2011, 07:27:49 AM
Watch the 90 second video at priorityclub.com/visa1000
Enter your priority club number, your four digit pin, and one of the below promotion codes (I did all four at the same time as PC tends to allow stuff like that but who knows):
SKAEXGTNC4
SKAEXR6WC4
SKAEX8M4C4
SKAEX9KYC4
Play the video
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 21, 2011, 08:35:59 AM
Just got my personal AAdvantage card in the mail, signed up for Amazon Payments and started my CC spreadsheet.  :lick:

I'm going to refinance my mortgage tomorrow so I can go hog wild.  Next up is the AAdvantage business card and Probably Chase Sapphire.

Been wanting to start the churning for a while now, just been too lazy.   :excited:

whats Amazon Payments for?


Racking up the card minimums in a short amount of time.  Amazon Payments allows you to transfer $1,000 with no fees and you can call label it as "Goods/Services".  I set up an individual bank account for myself and one for my wife and we both apply for the same bonus miles credit card.  Then we each make $1,000 transfers from our cards to the other's individual bank account each month and it qualifies as a purchase as far as the CC is concerne. The reality is we just transferred money to our bank account...that we then use to pay off the card each month.  $6,000 in 6 months and we don't have to actually buy anything...or pay any fees.

 :kstategrad:
you're not getting points though right, as it's treated like a cash advance?

No...everything I've read says it's treated like a purchase, though I have heard people say to start with a small amount first because every card is different. 

I haven't actually started this process yet. I'm just prepping everything right now until I get my house refinanced.  I'll report back though.  Maybe others here have used this strategy.


http://www.themrpickles.com/blog1/?p=134
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 21, 2011, 09:29:42 AM
Just got my personal AAdvantage card in the mail, signed up for Amazon Payments and started my CC spreadsheet.  :lick:

I'm going to refinance my mortgage tomorrow so I can go hog wild.  Next up is the AAdvantage business card and Probably Chase Sapphire.

Been wanting to start the churning for a while now, just been too lazy.   :excited:

whats Amazon Payments for?


Racking up the card minimums in a short amount of time.  Amazon Payments allows you to transfer $1,000 with no fees and you can call label it as "Goods/Services".  I set up an individual bank account for myself and one for my wife and we both apply for the same bonus miles credit card.  Then we each make $1,000 transfers from our cards to the other's individual bank account each month and it qualifies as a purchase as far as the CC is concerne. The reality is we just transferred money to our bank account...that we then use to pay off the card each month.  $6,000 in 6 months and we don't have to actually buy anything...or pay any fees.

 :kstategrad:
you're not getting points though right, as it's treated like a cash advance?

No...everything I've read says it's treated like a purchase, though I have heard people say to start with a small amount first because every card is different. 

I haven't actually started this process yet. I'm just prepping everything right now until I get my house refinanced.  I'll report back though.  Maybe others here have used this strategy.


http://www.themrpickles.com/blog1/?p=134

Yeah, well, I don't plan on going THAT crazy.  lol @ the "four way congo."
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 21, 2011, 10:54:32 PM
Watch the 90 second video at priorityclub.com/visa1000
Enter your priority club number, your four digit pin, and one of the below promotion codes (I did all four at the same time as PC tends to allow stuff like that but who knows):
SKAEXGTNC4
SKAEXR6WC4
SKAEX8M4C4
SKAEX9KYC4
Play the video


i watched two.  they first gave me the points for both, but later repo'd 1k points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 22, 2011, 07:02:41 AM
Watch the 90 second video at priorityclub.com/visa1000
Enter your priority club number, your four digit pin, and one of the below promotion codes (I did all four at the same time as PC tends to allow stuff like that but who knows):
SKAEXGTNC4
SKAEXR6WC4
SKAEX8M4C4
SKAEX9KYC4
Play the video


i watched two.  they first gave me the points for both, but later repo'd 1k points.

confirmation they read the board I guess
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 22, 2011, 09:19:18 AM
Kind of a noob question, but is it going to throw up any red flags if I my wife signs up for the exact same cards that I do?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 22, 2011, 09:19:35 AM
Kind of a noob question, but is it going to throw up any red flags if I my wife signs up for the exact same cards that I do?

no
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 22, 2011, 09:25:44 AM
so...i waited a long time to get the sw chase cards. got them in the mail yesterday. going to wait until january to use them and then in three months will sign up for the business ones if they are still there. as of now, 110k in a year in southwest points will get you a free companion passes for a year. will be my biggest jackpot ever if it happens and they merge the airtran flights in next spring/summer as expected. will have over 3k in southwest money, bogo flights for a year and the ability to book mexico and the carribean.  :crossfingers:
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 22, 2011, 10:23:18 AM
so...i waited a long time to get the sw chase cards. got them in the mail yesterday. going to wait until january to use them and then in three months will sign up for the business ones if they are still there. as of now, 110k in a year in southwest points will get you a free companion passes for a year. will be my biggest jackpot ever if it happens and they merge the airtran flights in next spring/summer as expected. will have over 3k in southwest money, bogo flights for a year and the ability to book mexico and the carribean.  :crossfingers:
I know it's been hit on in this thread, but I don't remember where, do you have to do anything special when you sign up for business cc's ? Or can you use the same name and ss #, without a legit business?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 22, 2011, 10:27:15 AM
Kind of a noob question, but is it going to throw up any red flags if I my wife signs up for the exact same cards that I do?

no

kthnx

One more question...any tips for getting to the spending minimums on multiple cards other than Amazon Payments?  That's good for one card, but if I've got 2 or 3 cards going at once I'll never get to my minimums on all the cards if I can only do $1,000/mo. on Amazon.  Has anybody gone the gift card route?

Sorry if I'm asking questions that have already been posted.  Haven't scoured the thread completely.  :shy:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 22, 2011, 10:36:02 AM
Kind of a noob question, but is it going to throw up any red flags if I my wife signs up for the exact same cards that I do?

no

kthnx

One more question...any tips for getting to the spending minimums on multiple cards other than Amazon Payments?  That's good for one card, but if I've got 2 or 3 cards going at once I'll never get to my minimums on all the cards if I can only do $1,000/mo. on Amazon.  Has anybody gone the gift card route?

Sorry if I'm asking questions that have already been posted.  Haven't scoured the thread completely.  :shy:

i purchased a $1,400 dollar fully refundable southwest ticket because i wasn't going to meet the minimum on one of my cards during my last run and then cancelled it after the points hit the account.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 22, 2011, 11:15:58 AM
Kind of a noob question, but is it going to throw up any red flags if I my wife signs up for the exact same cards that I do?

no

kthnx

One more question...any tips for getting to the spending minimums on multiple cards other than Amazon Payments?  That's good for one card, but if I've got 2 or 3 cards going at once I'll never get to my minimums on all the cards if I can only do $1,000/mo. on Amazon.  Has anybody gone the gift card route?

Sorry if I'm asking questions that have already been posted.  Haven't scoured the thread completely.  :shy:

i purchased a $1,400 dollar fully refundable southwest ticket because i wasn't going to meet the minimum on one of my cards during my last run and then cancelled it after the points hit the account.

That makes sense.  How long does it take for the points to hit the account?  Wouldn't want to have to carry a balance on the card past a month.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 22, 2011, 11:24:26 AM
Kind of a noob question, but is it going to throw up any red flags if I my wife signs up for the exact same cards that I do?

no

kthnx

One more question...any tips for getting to the spending minimums on multiple cards other than Amazon Payments?  That's good for one card, but if I've got 2 or 3 cards going at once I'll never get to my minimums on all the cards if I can only do $1,000/mo. on Amazon.  Has anybody gone the gift card route?

Sorry if I'm asking questions that have already been posted.  Haven't scoured the thread completely.  :shy:

i purchased a $1,400 dollar fully refundable southwest ticket because i wasn't going to meet the minimum on one of my cards during my last run and then cancelled it after the points hit the account.

That makes sense.  How long does it take for the points to hit the account?  Wouldn't want to have to carry a balance on the card past a month.

i would think it would get there in time to where you wouldn't have to carry a balance. prob depends on the card and the issuer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 22, 2011, 02:43:59 PM
register AMex to get 5% off gas through the end of january at BP

https://enroll.amexnetwork.com/US/en/BPHolidayCentsOff2011/

targetted but seemed to work for me
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 22, 2011, 04:03:20 PM
register AMex to get 5% off gas through the end of january at BP

https://enroll.amexnetwork.com/US/en/BPHolidayCentsOff2011/

targetted but seemed to work for me

thanks...but meh
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2011, 07:45:31 AM
Go to this link:

https://www.hiltonhhonors.com/landingpages/VisaInfiniteGold.aspx

Enter these numbers:  411945

Enter your Hilton Honors info

Boom, free Hilton Gold status for the next year and a half.  In my experience Hilton Gold is much better than other mid tier elite levels.  You get free breakfast (depending on which hilton brand you are staying at), room upgrades including club floor if available, late check out, etc. 
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 23, 2011, 08:22:23 AM
Go to this link:

https://www.hiltonhhonors.com/landingpages/VisaInfiniteGold.aspx

Enter these numbers:  411945

Enter your Hilton Honors info

Boom, free Hilton Gold status for the next year and a half.  In my experience Hilton Gold is much better than other mid tier elite levels.  You get free breakfast (depending on which hilton brand you are staying at), room upgrades including club floor if available, late check out, etc. 

Quote
Here's how to enjoy all these privileges:
1. Verify your Visa Infinite card.
2. Login with your Hilton HHonors™ member information. If you are not a member, you can join now. It's easy.
3. Book your hotel and get Gold membership perks in your next trip!

Do you have to do step 3 get Gold or does it give you Gold after 2?

Anyways,  :love:.  What do you want for Christmas SD?  I think I owe you something.  A slew of drinks on me at the Cotton Bowl?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2011, 08:24:13 AM
you get gold after just entering that number and your info (I am already a gold but used it on mrs. dave's HH account and it showed the status instantly).  you also get 40k HH points after four stays within the next few months which is pretty nice bonus as well if you have some travelling to do.  
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 23, 2011, 08:31:38 AM
you get gold after just entering that number and your info (I am already a gold but used it on mrs. dave's HH account and it showed the status instantly).  you also get 40k HH points after four stays within the next few months which is pretty nice bonus as well if you have some travelling to do.  

Got some traveling to do.  4 stays should be easy.   :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 23, 2011, 08:34:21 AM
I am already a gold but used it on mrs. dave's HH account and it showed the status instantly).

Omg, me too.  Clicked the refresh on AwardWallet and it was there.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 23, 2011, 10:18:46 AM
:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on December 23, 2011, 10:44:07 AM
Boom.  Done.  Staying at a Hilton this weekend.  Great timing.  Hopefully this doesn't turn into the clusterfuck that the intercontinental deal did. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2011, 10:58:39 AM
go into your Hilton Honors account and you should be able to personalize what you want for your Gold status.  Some chains provide basically nothing (I think Hampton has either extra points or a couple bottles of water) but the higher level hotels offer really good perks and most you can choose to just get extra points instead if you want. 
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 23, 2011, 12:33:40 PM
Just signed up for Hilton Honors membership, 30 seconds later, boom gold status  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2011, 02:53:19 PM
If you d00ds have never had status with a program just wait to see how big time you feel the first time you check into a busy hotel and get to stroll up to the Gold/Platinum counter like a boss.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on December 24, 2011, 05:54:21 PM
Go to this link:

https://www.hiltonhhonors.com/landingpages/VisaInfiniteGold.aspx

Enter these numbers:  411945

Enter your Hilton Honors info

Boom, free Hilton Gold status for the next year and a half.  In my experience Hilton Gold is much better than other mid tier elite levels.  You get free breakfast (depending on which hilton brand you are staying at), room upgrades including club floor if available, late check out, etc. 

 :thumbs:

wow, feels pretty good already
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on December 28, 2011, 01:08:35 PM
Go to this link:

https://www.hiltonhhonors.com/landingpages/VisaInfiniteGold.aspx

Enter these numbers:  411945

Enter your Hilton Honors info

Boom, free Hilton Gold status for the next year and a half.  In my experience Hilton Gold is much better than other mid tier elite levels.  You get free breakfast (depending on which hilton brand you are staying at), room upgrades including club floor if available, late check out, etc. 

I got an "Invalid Visa Infinite Card number" when using the above info.  Couldn't even get past step 1... :bawl:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on December 28, 2011, 02:31:18 PM
Go to this link:

https://www.hiltonhhonors.com/landingpages/VisaInfiniteGold.aspx

Enter these numbers:  411945

Enter your Hilton Honors info

Boom, free Hilton Gold status for the next year and a half.  In my experience Hilton Gold is much better than other mid tier elite levels.  You get free breakfast (depending on which hilton brand you are staying at), room upgrades including club floor if available, late check out, etc. 

I got an "Invalid Visa Infinite Card number" when using the above info.  Couldn't even get past step 1... :bawl:

Try it again. I got the same message the first time I tried it.
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on December 28, 2011, 08:22:57 PM
I get a "pre-qualified" blackcard promo in the mail about once a week. Totally blowing them off b/c of this thread. 495 annual rate? Are you rough ridin' kidding me?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on December 28, 2011, 08:28:18 PM
I did the chase sapphire promo. Should I convert them to avios? I think I can get 3 rt flights instead of 2 with their system that way
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 28, 2011, 09:30:48 PM
I did the chase sapphire promo. Should I convert them to avios? I think I can get 3 rt flights instead of 2 with their system that way


just depends on what you want to use the sapphire points for. i'd leave them in the sapphire rewards until you want to use them. are you talking about avios vs american and are you wanting to book flights soon/now?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on December 28, 2011, 10:10:10 PM
I did the chase sapphire promo. Should I convert them to avios? I think I can get 3 rt flights instead of 2 with their system that way


just depends on what you want to use the sapphire points for. i'd leave them in the sapphire rewards until you want to use them. are you talking about avios vs american and are you wanting to book flights soon/now?

I would like to use them for airfare.  I suppose I could go american. I know Avios will stretch farther for shorter reward flights, will AA do the same?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 29, 2011, 02:03:12 PM
I get a "pre-qualified" blackcard promo in the mail about once a week. Totally blowing them off b/c of this thread. 495 annual rate? Are you rough ridin' kidding me?

Same here.  You can take that "concierge" service and shove it up your ass.  Who falls for that crap?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 31, 2011, 04:14:00 PM
I get a "pre-qualified" blackcard promo in the mail about once a week. Totally blowing them off b/c of this thread. 495 annual rate? Are you rough ridin' kidding me?

Same here.  You can take that "concierge" service and shove it up your ass.  Who falls for that crap?

yeah. wife gets it, I don't. looks stupid. won't do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on December 31, 2011, 09:35:52 PM
I get a "pre-qualified" blackcard promo in the mail about once a week. Totally blowing them off b/c of this thread. 495 annual rate? Are you rough ridin' kidding me?

Same here.  You can take that "concierge" service and shove it up your ass.  Who falls for that crap?

yeah. wife gets it, I don't. looks stupid. won't do it.

I'm always disappointed b/c the huge square black envelope also looks like the occasional hugo boss Invite-only sales envelopes.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 03, 2012, 09:52:09 AM
airline/hotel status 2012.  what's everyone looknig at?  I somehow got SPG gold carried over even though I was a few stays short of earning gold.  iirc they did this to me last year too.  pretty nice of them.  Hilton is gold based on the link I posted a few days ago but I would have been curious to see if I would have gotten it anyway as I was only a couple of stays short and they also bumped me up last year.  Platinum on Priority Club because of a handful of MHK stays and tons of bonuses.  Platinum Hyatt just because I have the Chase Hyatt card which is a nice benefit.  Those are all mid tier status levels other than Priority Club Platinum but they don't offer as many perks for elites (other than Ambassadors). 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 05, 2012, 07:23:21 AM
Just spent 154k Hyatt Points

(http://chopur.com/wp-content/uploads/2011/01/Feels-Bad-Frog-330x330.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 05, 2012, 07:26:56 AM
I could have lived like Dillon for a month in KC or Wichita with that many points
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 05, 2012, 07:30:20 AM
:sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 05, 2012, 07:54:56 AM
Here is a link for free Accor Platinum status if you create a new account.  They are the brand that includes Sofitel, Novotel, Mercure and a bunch of other Euro brands (also Motel 6  :blank: )

https://secure.a-club.com/en/already-member.action?promoCode=HSBCPREMPLA11

Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 05, 2012, 08:23:09 AM
Just spent 154k Hyatt Points

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 05, 2012, 10:01:46 AM
May have been posted awhile ago

http://usa-survey.priorityclub.com/mwpvwj

Question #1 – All of the above

Question #2 – All of the above

Question #3 – All of the above

Question #4 – Over 4,300

Question #5 – 50 nights or 60,000 points
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 05, 2012, 10:11:42 AM
Just spent 154k Hyatt Points

(http://chopur.com/wp-content/uploads/2011/01/Feels-Bad-Frog-330x330.png)

chase ultimate rewards? also, holy crap. i would probably throw up in my mouth a little if i spent that many points all in one shot.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 05, 2012, 10:12:37 AM
yeah, transfered them all to Hyatt and blew them all on our May Kauai trip.  Will be great, but, I feel so empty and alone now....
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 05, 2012, 10:20:36 AM
May have been posted awhile ago

http://usa-survey.priorityclub.com/mwpvwj

Question #1 – All of the above

Question #2 – All of the above

Question #3 – All of the above

Question #4 – Over 4,300

Question #5 – 50 nights or 60,000 points

another 100 for free if you take the end off of your link and just go to http://usa-survey.priorityclub.com   :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 05, 2012, 10:21:51 AM
 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2012, 09:19:07 AM
Just spent 125k AA on two one way tickets

(http://i3.kym-cdn.com/entries/icons/original/000/002/830/sad_frog.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 09, 2012, 09:36:40 AM
Just spent 125k AA on two one way tickets

(http://i3.kym-cdn.com/entries/icons/original/000/002/830/sad_frog.jpg)

you are stressing me out. please stop.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2012, 09:38:08 AM
how do you think I feel  :frown:  gonna blow another 100k on the return trip as well
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on January 09, 2012, 12:29:58 PM
Just spent 125k AA on two one way tickets

(http://i3.kym-cdn.com/entries/icons/original/000/002/830/sad_frog.jpg)

:sdeek:  where did the extra 25k go?!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 09, 2012, 12:34:58 PM
how do you think I feel  :frown:  gonna blow another 100k on the return trip as well

worst day ever
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2012, 12:38:41 PM
Just spent 125k AA on two one way tickets

(http://i3.kym-cdn.com/entries/icons/original/000/002/830/sad_frog.jpg)

:sdeek:  where did the extra 25k go?!

62.5k per person one way 1st class to London.  will be 50k each in business class on the come back.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 09, 2012, 12:42:41 PM
Just spent 125k AA on two one way tickets

(http://i3.kym-cdn.com/entries/icons/original/000/002/830/sad_frog.jpg)

:sdeek:  where did the extra 25k go?!

62.5k per person one way 1st class to London.  will be 50k each in business class on the come back.  

1st and business class a choice or were all the milersaver awards all gone?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2012, 12:48:59 PM
choice.  we could have gotten 2 RTs in coach for 80k.  going to end up at 225k instead.  decided I wasn't going to sit for 9 hours in a coach seat each way.  normal business class is 100k each and normal first is, like, 150k each (maybe 200k, not sure).  got milesaver first/bus on our dates so we went for it.  I'm going to go all super daraius trip report on the seats and food and junk.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 09, 2012, 12:56:52 PM
choice.  we could have gotten 2 RTs in coach for 80k.  going to end up at 225k instead.  decided I wasn't going to sit for 9 hours in a coach seat each way.  normal business class is 100k each and normal first is, like, 150k each (maybe 200k, not sure).  got milesaver first/bus on our dates so we went for it.  I'm going to go all super daraius trip report on the seats and food and junk.  

makes sense. btw, i'm almost 100% daraius absolutely does not like brian. he pretty much has said so by not saying anything. was super quick to defend gary and mommypoints in regards to links, etc but said nothing about brian. i've decided i'm team daraius and no longer like tpg. just an fyi in case you want to pick sides as well. we could either gang up on brian together or do some kind of team thing where you defend him and talk him up and i trash him and call him a genetic freak mongloid freak.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2012, 01:08:09 PM
Here's the thing....I like them all (other than view from the wing guy who everyone hates and his pal lucky who just gets leftover view from the wing hate from me for being his BFF).
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 09, 2012, 01:34:11 PM
Here's the thing....I like them all (other than view from the wing guy who everyone hates and his pal lucky who just gets leftover view from the wing hate from me for being his BFF).

well here's the thing about lucky... you read his blog and you think he is probably 54. but nope. he's like still a college student or something. he's basically the bookcat or travelpoint blogs. let's cut to the chase though, bottom line is that i absolutely hate tpg guy now as well as anybody who doesn't hate him. he's not reputable and i will punch him in the thigh as hard as i can if i ever run into him at an airport somewhere. just so we know where we all stand in regards to this.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on January 09, 2012, 02:52:45 PM
stayed at a marriott this weekend and the fire alarm went off at 4:00 AM. :(

They gave me 5,000 free points for my troubles.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 09, 2012, 06:47:03 PM
we could have gotten 2 RTs in coach for 80k.  going to end up at 225k instead.

jesus christ, steve dave.


pro tip for you, if you decide to goldplate your pet raccoons, it will kill them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 12, 2012, 02:23:44 PM
rumblings of an AA aquisition by Delta  :surprised:

http://ibtimes.com/delta-air-lines-tpg-capital-gauge-bids-280956.html
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 12, 2012, 03:33:58 PM
rumblings of an AA aquisition by Delta  :surprised:

http://ibtimes.com/delta-air-lines-tpg-capital-gauge-bids-280956.html
[/quote

Help a noob out, SD.  Is this good or bad...or do we know?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 12, 2012, 03:38:09 PM
rumblings of an AA aquisition by Delta  :surprised:

http://ibtimes.com/delta-air-lines-tpg-capital-gauge-bids-280956.html
[/quote

Help a noob out, SD.  Is this good or bad...or do we know?

My thoughts would be if you wanted to get a Delta/AA card, you can get both now and in the future their points may merge
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 12, 2012, 03:43:51 PM
I don't see any chance of it happening

source:  I read a lot of flyertalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 12, 2012, 09:38:43 PM
rumblings of an AA aquisition by Delta  :surprised:

http://ibtimes.com/delta-air-lines-tpg-capital-gauge-bids-280956.html
[/quote

Help a noob out, SD.  Is this good or bad...or do we know?

I think terrible for anyone with a ton of BA miles like me...I doubt Delta stays in the OneWorld alliance if they buy out AA.  eff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on January 13, 2012, 12:03:12 PM
Small timey spg update.

My spg amex balance is 42K (thanks sd/daris!) so I decided to take my wife to KC for a nice little weekend.  Staying at the Sheraton Suites (Level 3, upgrade to spg floor 8000 total points)  Friday night Capital Grille then a movie at the AMC Mainstreet 6, Saturday morning breakfast on the Plaza then Nelson-Atkins, some Plaza shopping then hit the road and tuck her in for a nap while I attend the OOD for beat down that smelly loser Lon Kruger.

So let's check the savings:

Capital Grille  $120
AMC Mainstreet $50-60
Nelson-Atkins FREE
Hotel      (~$130) POINTS
Flowers from the Conceirge (no clue, has not called back yet)

Now, I'm not usually going to hustle over to Kansas City to tool around town for a weekend without a good excuse.  You know what my excuse is?  I have the points and I'm a good husband.

Be a good husband dumbass, get the card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 13, 2012, 12:05:35 PM
Small timey spg update.

My spg amex balance is 42K (thanks sd/daris!) so I decided to take my wife to KC for a nice little weekend.  Staying at the Sheraton Suites (Level 3, upgrade to spg floor 8000 total points)  Friday night Capital Grille then a movie at the AMC Mainstreet 6, Saturday morning breakfast on the Plaza then Nelson-Atkins, some Plaza shopping then hit the road and tuck her in for a nap while I attend the OOD for beat down that smelly loser Lon Kruger.

So let's check the savings:

Capital Grille  $120
AMC Mainstreet $50-60
Nelson-Atkins FREE
Hotel      (~$130) POINTS
Flowers from the Conceirge (no clue, has not called back yet)

Now, I'm not usually going to hustle over to Kansas City to tool around town for a weekend without a good excuse.  You know what my excuse is?  I have the points and I'm a good husband.

Be a good husband dumbass, get the card.

sounds great, doubt you can get out of Capital for $120 though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 13, 2012, 12:15:50 PM
Looking for a new card.  Spent my 100k Saphire points on fun stuff and am jonesing for more points to spend on more fun stuff.  Not really interested in travel related stuff.  I have eleventy billion Marriott points and don't care to travel much on my own time. 

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on January 13, 2012, 12:31:02 PM
Small timey spg update.

My spg amex balance is 42K (thanks sd/daris!) so I decided to take my wife to KC for a nice little weekend.  Staying at the Sheraton Suites (Level 3, upgrade to spg floor 8000 total points)  Friday night Capital Grille then a movie at the AMC Mainstreet 6, Saturday morning breakfast on the Plaza then Nelson-Atkins, some Plaza shopping then hit the road and tuck her in for a nap while I attend the OOD for beat down that smelly loser Lon Kruger.

So let's check the savings:

Capital Grille  $120
AMC Mainstreet $50-60
Nelson-Atkins FREE
Hotel      (~$130) POINTS
Flowers from the Conceirge (no clue, has not called back yet)

Now, I'm not usually going to hustle over to Kansas City to tool around town for a weekend without a good excuse.  You know what my excuse is?  I have the points and I'm a good husband.

Be a good husband dumbass, get the card.

sounds great, doubt you can get out of Capital for $120 though.

Only one person drinking.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 13, 2012, 01:37:31 PM
Looking for a new card.  Spent my 100k Saphire points on fun stuff and am jonesing for more points to spend on more fun stuff.  Not really interested in travel related stuff.  I have eleventy billion Marriott points and don't care to travel much on my own time. 

TIA

citi thank you premier.  50k thank you points.  fee waived first year.  need $2,500 spend.

https://creditcards.citi.com/credit-cards/citi-thankyou-premier-card/
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 13, 2012, 02:01:52 PM
Looking for a new card.  Spent my 100k Saphire points on fun stuff and am jonesing for more points to spend on more fun stuff.  Not really interested in travel related stuff.  I have eleventy billion Marriott points and don't care to travel much on my own time. 

TIA

citi thank you premier.  50k thank you points.  fee waived first year.  need $2,500 spend.

https://creditcards.citi.com/credit-cards/citi-thankyou-premier-card/

:pbj: have the normal citi but replaced it with my Saphire. May do this since I still have some thank you points.

Have to cancel my first card soon. Pretty :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 15, 2012, 09:13:58 AM
Low credit card churning iq (lccciq) question. Can Mrs. SF get the same deal on the cards I get, or is it like 1 deal per household?  In the 2 I have done so far, I have just added her and got her a card.

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 15, 2012, 10:09:28 AM
Low credit card churning iq (lccciq) question. Can Mrs. SF get the same deal on the cards I get, or is it like 1 deal per household?  In the 2 I have done so far, I have just added her and got her a card.

TIA

you are lucky you aren't on flyertalk because I would PI the crap out of you if we were.  But, since we're here, yes.  You can both get the same cards. 
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on January 15, 2012, 10:23:31 AM
Low credit card churning iq (lccciq) question. Can Mrs. SF get the same deal on the cards I get, or is it like 1 deal per household?  In the 2 I have done so far, I have just added her and got her a card.

TIA

you are lucky you aren't on flyertalk because I would PI the crap out of you if we were.  But, since we're here, yes.  You can both get the same cards. 

i've registered there, but haven't posted. for fear of that.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 15, 2012, 11:55:12 AM
Low credit card churning iq (lccciq) question. Can Mrs. SF get the same deal on the cards I get, or is it like 1 deal per household?  In the 2 I have done so far, I have just added her and got her a card.

TIA

you are lucky you aren't on flyertalk because I would PI the crap out of you if we were.  But, since we're here, yes.  You can both get the same cards. 

i've registered there, but haven't posted. for fear of that.

Its pretty much the toughest board I've ever seen.  I would never post there
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 15, 2012, 02:04:24 PM
I'm really disappointed in the cowardice people here have regarding flyertalk. Makes me want to troll the eff out of that board.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 15, 2012, 02:41:49 PM
the lack of attractive sign up offers now is pissing me the eff off.  am i really going to have to get a capital one venture card with just a 10k bonus?  what a joke.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 15, 2012, 02:43:05 PM
I'm really disappointed in the cowardice people here have regarding flyertalk. Makes me want to troll the eff out of that board.

report back, tia
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on January 15, 2012, 04:04:01 PM
Looking for a new card.  Spent my 100k Saphire points on fun stuff and am jonesing for more points to spend on more fun stuff.  Not really interested in travel related stuff.  I have eleventy billion Marriott points and don't care to travel much on my own time. 

TIA

citi thank you premier.  50k thank you points.  fee waived first year.  need $2,500 spend.

https://creditcards.citi.com/credit-cards/citi-thankyou-premier-card/

For this card you have to book through citi? Which airlines do they use? Is 50k thank you points about the same as 50k points for a regular airline?

Please don't PI me.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on January 15, 2012, 04:21:06 PM
Ignore previous post.

Here's a good thread that the google machine found that gave me a lot of info.

http://www.fatwallet.com/forums/finance/596403/ (http://www.fatwallet.com/forums/finance/596403/)
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2012, 06:12:13 AM
He didn't want travel points, that's why I suggested that one.  But, mrs. dave and I are spending 7 nights at the Grand Hyatt Kauai in May and are both getting this card to get the Hyatt gift cards so we can blow $1k+ at the bar/spa at the resort while we are there. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2012, 07:26:56 AM
Just spent 125k Priority Club Points  :frown:

Also, PC reward rates are going to go up at a lot of their better properties on the 18th, they will still honor the old rate through the end of February if you call and bitch about it though
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 16, 2012, 08:46:51 AM

Just spent 125k Priority Club Points  :frown:


You're starting to remind of the Skyrim thread, 'cept instead of cheese wheels, you're using points. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 16, 2012, 12:18:17 PM
Just spent 125k Priority Club Points  :frown:

Also, PC reward rates are going to go up at a lot of their better properties on the 18th, they will still honor the old rate through the end of February if you call and bitch about it though

Where did this 125k go?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2012, 12:26:03 PM
Just spent 125k Priority Club Points  :frown:

Also, PC reward rates are going to go up at a lot of their better properties on the 18th, they will still honor the old rate through the end of February if you call and bitch about it though

Where did this 125k go?

a crowne plaza in london
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 16, 2012, 12:26:46 PM
He didn't want travel points, that's why I suggested that one.  But, mrs. dave and I are spending 7 nights at the Grand Hyatt Kauai in May and are both getting this card to get the Hyatt gift cards so we can blow $1k+ at the bar/spa at the resort while we are there. 

Can you combine Thank you points?  I have some from my generic Citi card that I just keep because I have had it for 10 years.  
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2012, 12:28:24 PM
He didn't want travel points, that's why I suggested that one.  But, mrs. dave and I are spending 7 nights at the Grand Hyatt Kauai in May and are both getting this card to get the Hyatt gift cards so we can blow $1k+ at the bar/spa at the resort while we are there. 

Can you combine Thank you points?  I have some from my generic Citi card that I just keep because I have had it for 10 years.  

you mean, like, your own thank you points from that old card and your new card points go to the same account?  my guess would be yes.  that's how it works with Chase UR and Amex MR accounts anyway.  if you mean like you and the wife each get it and you both try to have your points go to the same account?  no.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 18, 2012, 09:44:29 AM
Just got an email offer for a marriott premier cc, 50,000 points after first use, plus a free night, no min spend, and no annual fee for the first year. I'm not familiar with the marriott program, does 50k amount to much? should I get it?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 18, 2012, 09:47:05 AM
Just got an email offer for a marriott premier cc, 50,000 points after first use, plus a free night, no min spend, and no annual fee for the first year. I'm not familiar with the marriott program, does 50k amount to much? should I get it?

standard offer
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 18, 2012, 10:49:16 AM
:-[ might get it anyway, I'm jonesing for a new cc
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 18, 2012, 12:16:22 PM
I can nerd out on these for hours.  I'll be going on mileage runs before long.   :frown:

http://www.airliners.net/aviation-forums/trip_reports/
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on January 18, 2012, 12:32:17 PM
:-[ might get it anyway, I'm jonesing for a new cc

There might still be a 70,000 offer out there. I got that card back in October/November with the 50,000 offer and right after I got it there was the same offer, but with 70,000 points. I e-mailed Chase through my account and they added 20,000 points.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on January 18, 2012, 12:40:02 PM
Here's the FT thread on it, http://www.flyertalk.com/forum/milesbuzz/1271936-70k-points-1-night-no-fee-1st-yr-marriott-premier-visa.html. Looks like the landing page for the 70,000 offer isn't working, but people are calling the 1-800 number and the reps are saying the deal is still on.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 18, 2012, 01:42:59 PM
Here's the FT thread on it, http://www.flyertalk.com/forum/milesbuzz/1271936-70k-points-1-night-no-fee-1st-yr-marriott-premier-visa.html. Looks like the landing page for the 70,000 offer isn't working, but people are calling the 1-800 number and the reps are saying the deal is still on.
Thanks, I'll report back with how it goes
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 18, 2012, 03:23:38 PM
more fantastic airline pron

http://wpjrnl.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 19, 2012, 08:29:36 AM
Input request:  I am going to be flying from Paris to Omaha on an AA 767-300.  I have enough AA miles for the 2 coach seats.  I'm 6 ft. tall so not some freako giant but is it even possible for me to spend 9 to 11 hours in that coach seat?  I can transfer 40k SPG points into AA to get the adnl. 50k AA miles needed for 2 business class seats.  Really don't want to use all those SPG though.  Also, my flight options are through ORD with a 6 1/2 hour layover or through DFW with a 2 1/2 hour layover.  The flight from Paris to Dallas is 2 hours longer though which would be 11 hours in that seat.  Total travel time is 2 hours more total via Chicago.  So, use the SPG to upgrade the seats?  Fly coach into ORD or DFW?  Really wish I would have gotten one more AA card at some point so this wouldn't be an issue.  
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 19, 2012, 12:08:50 PM
Input request:  I am going to be flying from Paris to Omaha on an AA 767-300.  I have enough AA miles for the 2 coach seats.  I'm 6 ft. tall so not some freako giant but is it even possible for me to spend 9 to 11 hours in that coach seat?  I can transfer 40k SPG points into AA to get the adnl. 50k AA miles needed for 2 business class seats.  Really don't want to use all those SPG though.  Also, my flight options are through ORD with a 6 1/2 hour layover or through DFW with a 2 1/2 hour layover.  The flight from Paris to Dallas is 2 hours longer though which would be 11 hours in that seat.  Total travel time is 2 hours more total via Chicago.  So, use the SPG to upgrade the seats?  Fly coach into ORD or DFW?  Really wish I would have gotten one more AA card at some point so this wouldn't be an issue. 
I've flown ORD to Paris and Copenhagen to ORD both in coach and I'm 6' 2" (but pretty skinny). The last couple hours were getting pretty uncomfortable so I definitely wouldn't add the extra 2 hours of flight time to get the flight into dfw, I would much rather be in ord with the monster layover. just IMO
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 19, 2012, 12:14:03 PM
Input request:  I am going to be flying from Paris to Omaha on an AA 767-300.  I have enough AA miles for the 2 coach seats.  I'm 6 ft. tall so not some freako giant but is it even possible for me to spend 9 to 11 hours in that coach seat?  I can transfer 40k SPG points into AA to get the adnl. 50k AA miles needed for 2 business class seats.  Really don't want to use all those SPG though.  Also, my flight options are through ORD with a 6 1/2 hour layover or through DFW with a 2 1/2 hour layover.  The flight from Paris to Dallas is 2 hours longer though which would be 11 hours in that seat.  Total travel time is 2 hours more total via Chicago.  So, use the SPG to upgrade the seats?  Fly coach into ORD or DFW?  Really wish I would have gotten one more AA card at some point so this wouldn't be an issue. 
I've flown ORD to Paris and Copenhagen to ORD both in coach and I'm 6' 2" (but pretty skinny). The last couple hours were getting pretty uncomfortable so I definitely wouldn't add the extra 2 hours of flight time to get the flight into dfw, I would much rather be in ord with the monster layover. just IMO

don't be modest, you are pretty swole up with muscles.  thanks for the input. 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 19, 2012, 03:01:16 PM
Look at it this way, you can eat at the Rick Bayless restaurant twice.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 19, 2012, 03:07:17 PM
Input request:  I am going to be flying from Paris to Omaha on an AA 767-300.  I have enough AA miles for the 2 coach seats.  I'm 6 ft. tall so not some freako giant but is it even possible for me to spend 9 to 11 hours in that coach seat?  I can transfer 40k SPG points into AA to get the adnl. 50k AA miles needed for 2 business class seats.  Really don't want to use all those SPG though.  Also, my flight options are through ORD with a 6 1/2 hour layover or through DFW with a 2 1/2 hour layover.  The flight from Paris to Dallas is 2 hours longer though which would be 11 hours in that seat.  Total travel time is 2 hours more total via Chicago.  So, use the SPG to upgrade the seats?  Fly coach into ORD or DFW?  Really wish I would have gotten one more AA card at some point so this wouldn't be an issue.  

can you fly into ord at night and then shuttle to a hotel and fly out in the morning or next evening or something so that you don't have to spend a full 6.5 hours at the airport? that's what i would do. just overnighted at dfw westin for the same exact kind of thing. cash and points. super low on spg. almost has been two years since last spg amex app though, so....  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 19, 2012, 03:15:49 PM
Input request:  I am going to be flying from Paris to Omaha on an AA 767-300.  I have enough AA miles for the 2 coach seats.  I'm 6 ft. tall so not some freako giant but is it even possible for me to spend 9 to 11 hours in that coach seat?  I can transfer 40k SPG points into AA to get the adnl. 50k AA miles needed for 2 business class seats.  Really don't want to use all those SPG though.  Also, my flight options are through ORD with a 6 1/2 hour layover or through DFW with a 2 1/2 hour layover.  The flight from Paris to Dallas is 2 hours longer though which would be 11 hours in that seat.  Total travel time is 2 hours more total via Chicago.  So, use the SPG to upgrade the seats?  Fly coach into ORD or DFW?  Really wish I would have gotten one more AA card at some point so this wouldn't be an issue.  

can you fly into ord at night and then shuttle to a hotel and fly out in the morning or next evening or something so that you don't have to spend a full 6.5 hours at the airport? that's what i would do. just overnighted at dfw westin for the same exact kind of thing. cash and points. super low on spg. almost has been two years since last spg amex app though, so....  :fatty:

The Intercon. at ORD is great as well (has a Capital Grill).  There are next day flight options but once I got to ORD I think I would just be ready to get home. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 19, 2012, 04:14:14 PM
Input request:  I am going to be flying from Paris to Omaha on an AA 767-300.  I have enough AA miles for the 2 coach seats.  I'm 6 ft. tall so not some freako giant but is it even possible for me to spend 9 to 11 hours in that coach seat?  I can transfer 40k SPG points into AA to get the adnl. 50k AA miles needed for 2 business class seats.  Really don't want to use all those SPG though.  Also, my flight options are through ORD with a 6 1/2 hour layover or through DFW with a 2 1/2 hour layover.  The flight from Paris to Dallas is 2 hours longer though which would be 11 hours in that seat.  Total travel time is 2 hours more total via Chicago.  So, use the SPG to upgrade the seats?  Fly coach into ORD or DFW?  Really wish I would have gotten one more AA card at some point so this wouldn't be an issue.  

can you fly into ord at night and then shuttle to a hotel and fly out in the morning or next evening or something so that you don't have to spend a full 6.5 hours at the airport? that's what i would do. just overnighted at dfw westin for the same exact kind of thing. cash and points. super low on spg. almost has been two years since last spg amex app though, so....  :fatty:

The Intercon. at ORD is great as well (has a Capital Grill).  There are next day flight options but once I got to ORD I think I would just be ready to get home. 

misread. thought it was the flight out. probably agree on just wanting to get home if it's the return flight i think.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 19, 2012, 07:06:07 PM
I flew Paris to ORD and it was rough in coach.  I'm sticking to BA to europe now.  Their coach is better than AA's business.  Its probably a basic question at this point, but have you checked to see if exit row is available.  Or call in and say you are 6'7" and you need more leg room and see what they can do
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 19, 2012, 07:23:27 PM
I flew Paris to ORD and it was rough in coach.  I'm sticking to BA to europe now.  Their coach is better than AA's business.  Its probably a basic question at this point, but have you checked to see if exit row is available.  Or call in and say you are 6'7" and you need more leg room and see what they can do

you can't reserve exit row without elite status which I don't have.  could try to fake them out.  BA sucks to Europe because you are going to end up paying about $500 even if you use points because they have that stupid fuel surcharge.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on January 19, 2012, 07:44:54 PM
I flew Paris to ORD and it was rough in coach.  I'm sticking to BA to europe now.  Their coach is better than AA's business.  Its probably a basic question at this point, but have you checked to see if exit row is available.  Or call in and say you are 6'7" and you need more leg room and see what they can do

you can't reserve exit row without elite status which I don't have.  could try to fake them out.  BA sucks to Europe because you are going to end up paying about $500 even if you use points because they have that stupid fuel surcharge.

So no fuel charge when flying AA to Europe using AA miles? I got the 100k BA card and really wish it didn't suck to use them to fly to Europe.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 19, 2012, 07:53:58 PM
I flew Paris to ORD and it was rough in coach.  I'm sticking to BA to europe now.  Their coach is better than AA's business.  Its probably a basic question at this point, but have you checked to see if exit row is available.  Or call in and say you are 6'7" and you need more leg room and see what they can do

you can't reserve exit row without elite status which I don't have.  could try to fake them out.  BA sucks to Europe because you are going to end up paying about $500 even if you use points because they have that stupid fuel surcharge.

So no fuel charge when flying AA to Europe using AA miles? I got the 100k BA card and really wish it didn't suck to use them to fly to Europe.

Yeah, we are flying first class to london on AA for 125k AA and $5 booking fee.  pretty great. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 19, 2012, 08:12:18 PM
I flew Paris to ORD and it was rough in coach.  I'm sticking to BA to europe now.  Their coach is better than AA's business.  Its probably a basic question at this point, but have you checked to see if exit row is available.  Or call in and say you are 6'7" and you need more leg room and see what they can do

you can't reserve exit row without elite status which I don't have.  could try to fake them out.  BA sucks to Europe because you are going to end up paying about $500 even if you use points because they have that stupid fuel surcharge.

I would call in and lie to them.  Once when flying back from Hawaii, I just talked to the AA people and they put me in this 2 seat section that had its own tv and ridiculous leg room.  If it doesn't work, you can always try another plan
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 20, 2012, 12:10:27 AM
Input request:  I am going to be flying from Paris to Omaha on an AA 767-300.  I have enough AA miles for the 2 coach seats.  I'm 6 ft. tall so not some freako giant but is it even possible for me to spend 9 to 11 hours in that coach seat?

you'll be fine.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2012, 03:35:05 PM
can not wait until after the summer is over and sd has used up all these miles so that i can then shove my almost 700,000 current airline miles all over his face at moap3.0
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2012, 03:41:23 PM
can not wait until after the summer is over and sd has used up all these miles so that i can then shove my almost 700,000 current airline miles all over his face at moap3.0

I'm kind of on a mission to blow as many as possible this year before starting the reload process.  I had over a million (sd and mrs. dave combined) points/miles heading into 2012 travel blowout of doom.  

Current Itenerary:
March - Vegas 3 nights
May - Kauai 9 nights
Nov - Vegas ? nights
Nov/Dec - Europe 11 nights

Probably squeezing NYC into that June-Oct gap somewhere.  The only thing I have left after that is 50k frontier, 50k BA and 50k SPG and random minimal figures across the rest  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2012, 03:52:13 PM
can not wait until after the summer is over and sd has used up all these miles so that i can then shove my almost 700,000 current airline miles all over his face at moap3.0

I'm kind of on a mission to blow as many as possible this year before starting the reload process.  I had over a million (sd and mrs. dave combined) points/miles heading into 2012 travel blowout of doom.  

oh man. you'll still maybe have more than me when this whole 2012 blowout thing is done. also, maybe try to keep a bunch in one account in case the cap one stuff does indeed come back. also, aren't the cats playing in the preseason nit next year? we need to find out the date for that thing. moap 3.2
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2012, 05:07:24 PM
can not wait until after the summer is over and sd has used up all these miles so that i can then shove my almost 700,000 current airline miles all over his face at moap3.0

I'm kind of on a mission to blow as many as possible this year before starting the reload process.  I had over a million (sd and mrs. dave combined) points/miles heading into 2012 travel blowout of doom.  

oh man. you'll still maybe have more than me when this whole 2012 blowout thing is done. also, maybe try to keep a bunch in one account in case the cap one stuff does indeed come back. also, aren't the cats playing in the preseason nit next year? we need to find out the date for that thing. moap 3.2

yes, confirmed
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 21, 2012, 07:42:26 AM
http://vimeo.com/7167640
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 21, 2012, 08:36:56 AM
http://vimeo.com/7167640

ha. that's great. pretty sure i've heard that 8 dollar flight story before but it's just so great. i fear for myself if i ever start mileage runs. almost certain it will never happen.

also, that guy is just living the life. did you watch his hip hop underground video?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 21, 2012, 08:42:39 AM
 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 23, 2012, 12:04:51 PM
FYI anyone who got in on last January's AA Citi card, they are willing to waive your $85 fee to keep the card...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 23, 2012, 12:06:38 PM
FYI anyone who got in on last January's AA Citi card, they are willing to waive your $85 fee to keep the card...

eff them, cancelling anyway. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 23, 2012, 12:25:58 PM
FYI anyone who got in on last January's AA Citi card, they are willing to waive your $85 fee to keep the card...

eff them, cancelling anyway. 

Will you cancel my Delta Amex for me SD.  I am so  :ohno: 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 23, 2012, 12:28:26 PM
http://vimeo.com/7167640

ha. that's great. pretty sure i've heard that 8 dollar flight story before but it's just so great. i fear for myself if i ever start mileage runs. almost certain it will never happen.

also, that guy is just living the life. did you watch his hip hop underground video?

sheesh, that looks amazing.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 23, 2012, 12:30:54 PM
i am now much more aware of what bank is what and all. i went borderline overboard on chase last year i think. it's all citi/barclays/boa/etc for the next six months at least.  :ump:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 23, 2012, 12:35:18 PM
http://vimeo.com/7167640

ha. that's great. pretty sure i've heard that 8 dollar flight story before but it's just so great. i fear for myself if i ever start mileage runs. almost certain it will never happen.

also, that guy is just living the life. did you watch his hip hop underground video?

sheesh, that looks amazing.

i know. i mean here that guy is out there flying around the world with a pocket video camera for free and going to underground hip hop events and interviewing people and meanwhile i'm stuck behind a desk in the middle of kansas arguing w/ buhlcat69 about what linebacking group was better, '98 or '03. i mean it just makes you think, ya know?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 23, 2012, 12:40:29 PM
buhlcat69 is biased
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 24, 2012, 08:27:18 AM
Don't think the credit card thread doesn't care about our SW KS Qhatz

http://boardingarea.com/blogs/aadvantagegeek/2012/01/24/earn-double-aadvantage-miles-between-dfw-and-garden-city-kansas/
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 24, 2012, 08:38:41 AM
Noob question:

Is there any reason not to add the wife as an authorized user on my AAdvantage card to help get to the minimums?  After our refi I'll be doing the two-browser trick and getting her 2 cards, so I just want to make sure having her as an authorized user won't effect anything.  I don't have to give her social or anything other than her name so I'm assuming I'm good to go, but I figured I'd ask the pros.   :users:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 24, 2012, 08:40:14 AM
Noob question:

Is there any reason not to add the wife as an authorized user on my AAdvantage card to help get to the minimums?  After our refi I'll be doing the two-browser trick and getting her 2 cards, so I just want to make sure having her as an authorized user won't effect anything.  I don't have to give her social or anything other than her name so I'm assuming I'm good to go, but I figured I'd ask the pros.   :users:

no, it won't effect anything.  if your dog spends money get him a card too. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 24, 2012, 08:41:20 AM
Don't think the credit card thread doesn't care about our SW KS Qhatz

http://boardingarea.com/blogs/aadvantagegeek/2012/01/24/earn-double-aadvantage-miles-between-dfw-and-garden-city-kansas/

also, congrats to GC
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 27, 2012, 07:27:54 AM
Kind of interesting.  I hope they are still running this promo to match for 60 days while you try to get 12 stays in a couple months.  Not that I'm going to stay 12 times in 60 days at a Hyatt but would love Diamond status while we are in Kauai.  Also, priced the Topeka Hyatt Place and you can get 12 nights for $1,068.  Kind of tempting and the hilarity of the conversation I would have with my wife about why I am spending over $1k on two weeks of hotel rooms in Topeka that I'm not staying at would be off the chart. 

http://boardingarea.com/blogs/frequentmiler/2012/01/27/hacking-hyatt/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+FrequentMiler+%28The+Frequent+Miler%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 27, 2012, 07:41:49 AM
Kind of interesting.  I hope they are still running this promo to match for 60 days while you try to get 12 stays in a couple months.  Not that I'm going to stay 12 times in 60 days at a Hyatt but would love Diamond status while we are in Kauai.  Also, priced the Topeka Hyatt Place and you can get 12 nights for $1,068.  Kind of tempting and the hilarity of the conversation I would have with my wife about why I am spending over $1k on two weeks of hotel rooms in Topeka that I'm not staying at would be off the chart. 

http://boardingarea.com/blogs/frequentmiler/2012/01/27/hacking-hyatt/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+FrequentMiler+%28The+Frequent+Miler%29

I was going to be a few nights short(not 12 like your example) for Marriott mega bonus once and I called them and said I wanted to book 3 nights at a Fairfield in the most podunk cheap town in the US.  When I told them why, they said, "since you are an amazing platinum client, we will just give you a bunch of points so you don't have to do that".   :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 27, 2012, 07:50:27 AM
 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 27, 2012, 09:15:16 AM
Kind of interesting.  I hope they are still running this promo to match for 60 days while you try to get 12 stays in a couple months.  Not that I'm going to stay 12 times in 60 days at a Hyatt but would love Diamond status while we are in Kauai.  Also, priced the Topeka Hyatt Place and you can get 12 nights for $1,068.  Kind of tempting and the hilarity of the conversation I would have with my wife about why I am spending over $1k on two weeks of hotel rooms in Topeka that I'm not staying at would be off the chart. 

http://boardingarea.com/blogs/frequentmiler/2012/01/27/hacking-hyatt/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+FrequentMiler+%28The+Frequent+Miler%29

aren't you top tier with priority club or spg or something? can you just ask them for the trial offer a month before you go and then just not do any stays. the whole twelve night thing doesn't sound bad though because you'd have diamond status while you were there which would probably just be insane and you'd get 60k+ hyatt points. would love to be a fly on the wall for that conversation between you and mrs sd though. lots of eye rolling would be my prediction.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 27, 2012, 10:41:16 AM
Kind of interesting.  I hope they are still running this promo to match for 60 days while you try to get 12 stays in a couple months.  Not that I'm going to stay 12 times in 60 days at a Hyatt but would love Diamond status while we are in Kauai.  Also, priced the Topeka Hyatt Place and you can get 12 nights for $1,068.  Kind of tempting and the hilarity of the conversation I would have with my wife about why I am spending over $1k on two weeks of hotel rooms in Topeka that I'm not staying at would be off the chart. 

http://boardingarea.com/blogs/frequentmiler/2012/01/27/hacking-hyatt/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+FrequentMiler+%28The+Frequent+Miler%29

aren't you top tier with priority club or spg or something? can you just ask them for the trial offer a month before you go and then just not do any stays. the whole twelve night thing doesn't sound bad though because you'd have diamond status while you were there which would probably just be insane and you'd get 60k+ hyatt points. would love to be a fly on the wall for that conversation between you and mrs sd though. lots of eye rolling would be my prediction.

Yeah, that's my plan.  Call them less than 60 days before we hit the Grand Hyatt Kaui in May, email them proof that I'm PC platinum and get to be a Hyatt Diamond while there.   Free breakfast alone is worth about $60 a day because their buffett is damn expensive while also being irresistable. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 27, 2012, 11:26:05 AM
Kind of interesting.  I hope they are still running this promo to match for 60 days while you try to get 12 stays in a couple months.  Not that I'm going to stay 12 times in 60 days at a Hyatt but would love Diamond status while we are in Kauai.  Also, priced the Topeka Hyatt Place and you can get 12 nights for $1,068.  Kind of tempting and the hilarity of the conversation I would have with my wife about why I am spending over $1k on two weeks of hotel rooms in Topeka that I'm not staying at would be off the chart. 

http://boardingarea.com/blogs/frequentmiler/2012/01/27/hacking-hyatt/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+FrequentMiler+%28The+Frequent+Miler%29

aren't you top tier with priority club or spg or something? can you just ask them for the trial offer a month before you go and then just not do any stays. the whole twelve night thing doesn't sound bad though because you'd have diamond status while you were there which would probably just be insane and you'd get 60k+ hyatt points. would love to be a fly on the wall for that conversation between you and mrs sd though. lots of eye rolling would be my prediction.

Yeah, that's my plan.  Call them less than 60 days before we hit the Grand Hyatt Kaui in May, email them proof that I'm PC platinum and get to be a Hyatt Diamond while there.   Free breakfast alone is worth about $60 a day because their buffett is damn expensive while also being irresistable. 

what if you also get upgraded to some kind of magnum pi suite  :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 29, 2012, 01:30:30 PM
250 free spg points

http://slickdeals.net/f/3879132-250-FREE-SPG-Starwood-Preferred-Guest-points-by-01FEB2012
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 30, 2012, 02:52:12 PM
possibly helpful for our college EMAWs

http://boardingarea.com/blogs/onemileatatime/2012/01/30/how-to-get-approved-for-credit-cards-as-a-college-student-reader-question/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 01, 2012, 01:09:55 PM
250 free spg points

http://slickdeals.net/f/3879132-250-FREE-SPG-Starwood-Preferred-Guest-points-by-01FEB2012

Got the email today and sent back my spg number. They said it will be 4 - 8 Weeks before the points are suppose to show up in your account :fingerscrossed:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2012, 04:13:34 PM
Quote
7% Annual Points Dividend earned: 8,149 points

Your 7% annual points dividend has posted to your account and can be viewed on your January or February 2012 statements.

holy crap, just got this email, forgot about this thing on the Chase Sapphire card  :thumbs:
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 02, 2012, 05:10:54 PM
Quote
7% Annual Points Dividend earned: 8,149 points

Your 7% annual points dividend has posted to your account and can be viewed on your January or February 2012 statements.

holy crap, just got this email, forgot about this thing on the Chase Sapphire card  :thumbs:
Me too! it was a nice little Thursday surprise, 3499 for me :ksugrad: and holy crap pointsdave 116,414??? Nice
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on February 02, 2012, 05:13:34 PM
my 50k is set to hit on my feb statement. Any chance i can bitch to get my annual bonus to include this?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 02, 2012, 05:18:06 PM
You can now use marriott points for flights and car rental, not sure what the redemption rate is, but this was in a email I got

 Book flights with more than 400 different airlines, and reserve rental cars at Hertz® locations
 http://www.marriottrewardsairandcar.com
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2012, 05:22:49 PM
It will be awful
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 02, 2012, 06:15:23 PM
I'm working on planning a trip for a year out to go DEN to SFO for a family thing on a weekend, then SFO to LIH (Kauai) for two.  Trying to figure out what cards are best.  Thinking Hyatt for the hotel, United for DEN to SFO leg.  I have a HAwaiian airlines card and points to cover HNL-LIH leg (since it was thru BoA and only checks some credit report that Chase and Citi do not).  Leaves me needing best bets for hotel in San Fran and flights to Honolulu (AA?).  Maybe some additional hotel options for Hawaii.  Thoughts?
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 02, 2012, 06:16:53 PM
my 50k is set to hit on my feb statement. Any chance i can bitch to get my annual bonus to include this?
Here are the terms and conditions that were on the email, you'll probably get it on the bonus you get in February 2013, but it never hurts to try

 You will receive a yearly bonus of 7% of all points you earned in the previous Year. ("Year" means, for your first year as a cardmember, the period beginning with your enrollment date through your December statement date of that same year. For each year thereafter, "Year" means the twelve month period beginning the day after your December statement date through your December statement date of the next year). Your bonus will appear on your January or February billing statement. You do not earn points on balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that are used to access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including fees for products that protect or insure the balances of your account. There is no maximum number of points that you can accumulate in the program. Bonus/Promotional offers may have a maximum accumulation.
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on February 02, 2012, 08:46:05 PM
I finally started kind of half-ass doing this a couple months ago. But I feel like the dude from the pickup bball thread who wants to practice on an open court before he dives in to an ongoing game and everyone starts rolling their eyes.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 02, 2012, 08:54:13 PM
I finally started kind of half-ass doing this a couple months ago. But I feel like the dude from the pickup bball thread who wants to practice on an open court before he dives in to an ongoing game and everyone starts rolling their eyes.

stay away from the hotel cards, they will pervert you with their twisted siren songs.
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on February 02, 2012, 08:58:30 PM
I finally started kind of half-ass doing this a couple months ago. But I feel like the dude from the pickup bball thread who wants to practice on an open court before he dives in to an ongoing game and everyone starts rolling their eyes.

stay away from the hotel cards, they will pervert you with their twisted siren songs.

I started tentatively (may also be qualified as a misstep. not sure). Got 50,000 for signing up with an amex card, plus triple points for gas, double for groceries, and 15,000 bonus if you hit racked up 30,000 by the end of the year.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 02, 2012, 09:50:39 PM
I finally started kind of half-ass doing this a couple months ago. But I feel like the dude from the pickup bball thread who wants to practice on an open court before he dives in to an ongoing game and everyone starts rolling their eyes.

stay away from the hotel cards, they will pervert you with their twisted siren songs.

I started tentatively (may also be qualified as a misstep. not sure). Got 50,000 for signing up with an amex card, plus triple points for gas, double for groceries, and 15,000 bonus if you hit racked up 30,000 by the end of the year.

Thats not bad.  You did fine, especially if you signed up recently when all the awesome bonuses stopped happening
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 08:26:10 AM
Quote
7% Annual Points Dividend earned: 8,149 points

Your 7% annual points dividend has posted to your account and can be viewed on your January or February 2012 statements.

holy crap, just got this email, forgot about this thing on the Chase Sapphire card  :thumbs:

oh man, almost caught thepointsguy

(http://thepointsguy.com/wp-content/uploads/2012/02/sapphire-dividend.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 03, 2012, 08:45:59 AM
Received all 25k points for getting the SPG AMEX. Now have a balance of 28k points.

If I were to use this as my everyday spending card, what's the best way to rack up points besides staying at SPG hotels?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 09:12:37 AM
Received all 25k points for getting the SPG AMEX. Now have a balance of 28k points.

If I were to use this as my everyday spending card, what's the best way to rack up points besides staying at SPG hotels?

just spending on it.  it has not bonuses for gas, groceries, etc. unfortunately.  SPG also has few transfer partners.  MR points will transfer but at a 1:3 ratio which sucks.  You spend $20k more on it and you are looking at 5 nights in Maui though.  $15k more and you can get two domestic RT tickets on most airlines. 
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 03, 2012, 09:15:41 AM
Received all 25k points for getting the SPG AMEX. Now have a balance of 28k points.

If I were to use this as my everyday spending card, what's the best way to rack up points besides staying at SPG hotels?

just spending on it.  it has not bonuses for gas, groceries, etc. unfortunately.  SPG also has few transfer partners.  MR points will transfer but at a 1:3 ratio which sucks.  You spend $20k more on it and you are looking at 5 nights in Maui though.  $15k more and you can get two domestic RT tickets on most airlines. 

etp trips planned this year so far:

dublin/london/paris (flights purchased, but not hotels yet)
STL for a weekend
Chicago for a weekend
Boston for a weekend

best way to use current points? the spg's in paris and london aren't accepting points...is this common?


Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 09:18:58 AM
weird, they are on our dates.  Your aren't going to be going around the Olympics are you?  All the non-crappy SPGs in London and Paris are 20k anyway.  The Westin in Dublin is supposed to be nice but I don't have any idea how many points it is.  That would probably be your best bet.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 03, 2012, 09:25:16 AM
weird, they are on our dates.  Your aren't going to be going around the Olympics are you?  All the non-crappy SPGs in London and Paris are 20k anyway.  The Westin in Dublin is supposed to be nice but I don't have any idea how many points it is.  That would probably be your best bet.

no, may. yeah, i don't want to use all the points on a night or two.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 03, 2012, 09:28:44 AM
weird, they are on our dates.  Your aren't going to be going around the Olympics are you?  All the non-crappy SPGs in London and Paris are 20k anyway.  The Westin in Dublin is supposed to be nice but I don't have any idea how many points it is.  That would probably be your best bet.

no, may. yeah, i don't want to use all the points on a night or two.

i dont want to stay in a westin or sheraton if im in dublin or paris. would rather stay in something more local.

staying just north of hyde park in london, already have that booked.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2012, 09:29:39 AM
etp- get more cards to collect the sign up bonuses and stop using that spg card if you've already collected the sign up bonus. cancel that spg card before the year is up and then apply for it again two years from now to again collect the sign up bonus. it's all about sign up bonuses and not using some single stupid card to buy coffee w/ every morning. :twocents:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 11:18:01 AM
RD, did you read this?  Could be a great option for tokyo

http://boardingarea.com/blogs/onemileatatime/2012/02/03/the-amazing-value-of-americans-oneworld-distance-based-awards/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 03, 2012, 11:49:00 AM
Is there a quick/easy way to determine what (if any) points you can use for a certain hotel?  I have a wedding in Portland in July and will be staying at Hotel Modera for a few nights and would like to find a bonus card to rack up points ahead of time if I can.  tia
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 12:12:48 PM
Is there a quick/easy way to determine what (if any) points you can use for a certain hotel?  I have a wedding in Portland in July and will be staying at Hotel Modera for a few nights and would like to find a bonus card to rack up points ahead of time if I can.  tia

that place looks elite but I don't think they belong to any points program.  I like to go to tripadvisor.com>type in city I'm going to be in>click on hotels>on the left side of the screen towards the bottom there is an option to click on hotel brands>click on all programs you have or may have when you go.  It will remove all the hotels that aren't members of the programs you choose.  Very helpful imo.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 03, 2012, 12:16:17 PM
stay away from the hotel cards, they will pervert you with their twisted siren songs.

I like to go to tripadvisor.com>type in city I'm going to be in>click on hotels>on the left side of the screen towards the bottom there is an option to click on hotel brands>click on all programs you have or may have when you go.  It will remove all the hotels that aren't members of the programs you choose.  Very helpful imo.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2012, 12:56:10 PM
RD, did you read this?  Could be a great option for tokyo

http://boardingarea.com/blogs/onemileatatime/2012/02/03/the-amazing-value-of-americans-oneworld-distance-based-awards/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

mods please move to kids thread. the value on those looks just absolutely insand though. 300k could get two people pretty much around the world with multiple stops. did you see some of the comments? pretty unreal. also, i can no longer get on boarding area from work but given the fact that randy never emailed me back that whole place can pretty much suck it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 12:58:57 PM
RD, did you read this?  Could be a great option for tokyo

http://boardingarea.com/blogs/onemileatatime/2012/02/03/the-amazing-value-of-americans-oneworld-distance-based-awards/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

mods please move to kids thread. the value on those looks just absolutely insand though. 300k could get two people pretty much around the world with multiple stops. did you see some of the comments? pretty unreal.

yeah, kind of rethinking my recent 165k AA booking for just the euro RT.  Could churn a few more AA cards, take a month off of work and go crazy. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 03, 2012, 01:30:42 PM
Is there a quick/easy way to determine what (if any) points you can use for a certain hotel?  I have a wedding in Portland in July and will be staying at Hotel Modera for a few nights and would like to find a bonus card to rack up points ahead of time if I can.  tia

that place looks elite but I don't think they belong to any points program.  I like to go to tripadvisor.com>type in city I'm going to be in>click on hotels>on the left side of the screen towards the bottom there is an option to click on hotel brands>click on all programs you have or may have when you go.  It will remove all the hotels that aren't members of the programs you choose.  Very helpful imo.

 :thumbs:

I don't have the option to stay anywhere else.  I'm in the wedding party and that's where we're all staying anyway, so no biggie.  Thanks for the tip though!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2012, 01:36:16 PM
RD, did you read this?  Could be a great option for tokyo

http://boardingarea.com/blogs/onemileatatime/2012/02/03/the-amazing-value-of-americans-oneworld-distance-based-awards/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

mods please move to kids thread. the value on those looks just absolutely insand though. 300k could get two people pretty much around the world with multiple stops. did you see some of the comments? pretty unreal.

yeah, kind of rethinking my recent 165k AA booking for just the euro RT.  Could churn a few more AA cards, take a month off of work and go crazy. 

yeah. you should probably do that instead. i mean can you even imagine?  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 01:50:36 PM
I mean, where would you go though?  Probably wouldn't get enough miles to cicumnavigate so you'd have to choose east or west?  Hawaii, Japan, New Zealand, Bora Bora, Austrailia, thailand, bali?  multiple stops in europe, turkey, morrocco, dubai, south africa, Mauritius, madagascar?  Combo south america and Australia/new zealand?  fly to 140 different canadian airports?  I mean, would be a blast to just plan it.  
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 03, 2012, 01:57:21 PM
wow, amazing.  as soon as i get to 260k aa, i'm quitting my job.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2012, 02:10:12 PM
I mean, where would you go though?  Probably wouldn't get enough miles to cicumnavigate so you'd have to choose east or west?  Hawaii, Japan, New Zealand, Bora Bora, Austrailia, thailand, bali?  multiple stops in europe, turkey, morrocco, dubai, south africa, Mauritius, madagascar?  Combo south america and Australia/new zealand?  fly to 140 different canadian airports?  I mean, would be a blast to just plan it.  

i would probably go west, but that's just me. it looks like you could probably get fiji, new zealand, australia, and japan or something similar if you flew out of los angeles. the planning would be almost as fun as the trip.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 03, 2012, 02:46:30 PM
etp- get more cards to collect the sign up bonuses and stop using that spg card if you've already collected the sign up bonus. cancel that spg card before the year is up and then apply for it again two years from now to again collect the sign up bonus. it's all about sign up bonuses and not using some single stupid card to buy coffee w/ every morning. :twocents:

Can you get the sign up bonus twice on the same card? I thought most of them limited it to first time card holders?
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2012, 02:53:24 PM
etp- get more cards to collect the sign up bonuses and stop using that spg card if you've already collected the sign up bonus. cancel that spg card before the year is up and then apply for it again two years from now to again collect the sign up bonus. it's all about sign up bonuses and not using some single stupid card to buy coffee w/ every morning. :twocents:

Can you get the sign up bonus twice on the same card? I thought most of them limited it to first time card holders?

all cards issued by chase are just once. pretty sure you only have to wait two years for spg amex. 18 months for personal AA citicards. 6 months for AA business. one year for us airways. there are some others that are churnable as well. no chase cards though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 03, 2012, 03:09:25 PM
etp- get more cards to collect the sign up bonuses and stop using that spg card if you've already collected the sign up bonus. cancel that spg card before the year is up and then apply for it again two years from now to again collect the sign up bonus. it's all about sign up bonuses and not using some single stupid card to buy coffee w/ every morning. :twocents:

Can you get the sign up bonus twice on the same card? I thought most of them limited it to first time card holders?

all cards issued by chase are just once. pretty sure you only have to wait two years for spg amex. 18 months for personal AA citicards. 6 months for AA business. one year for us airways. there are some others that are churnable as well. no chase cards though.

I waited less than a month I think on SPG AMEX.  It's probably about 30 pages back in this thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2012, 03:12:36 PM
etp- get more cards to collect the sign up bonuses and stop using that spg card if you've already collected the sign up bonus. cancel that spg card before the year is up and then apply for it again two years from now to again collect the sign up bonus. it's all about sign up bonuses and not using some single stupid card to buy coffee w/ every morning. :twocents:

Can you get the sign up bonus twice on the same card? I thought most of them limited it to first time card holders?

all cards issued by chase are just once. pretty sure you only have to wait two years for spg amex. 18 months for personal AA citicards. 6 months for AA business. one year for us airways. there are some others that are churnable as well. no chase cards though.

I waited less than a month I think on SPG AMEX.  It's probably about 30 pages back in this thread.

this flies directly in the face of almost all of the other information out there about this. are you sure you didn't just cancel a personal and apply for a business or something?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 03:18:49 PM
etp- get more cards to collect the sign up bonuses and stop using that spg card if you've already collected the sign up bonus. cancel that spg card before the year is up and then apply for it again two years from now to again collect the sign up bonus. it's all about sign up bonuses and not using some single stupid card to buy coffee w/ every morning. :twocents:

Can you get the sign up bonus twice on the same card? I thought most of them limited it to first time card holders?

all cards issued by chase are just once. pretty sure you only have to wait two years for spg amex. 18 months for personal AA citicards. 6 months for AA business. one year for us airways. there are some others that are churnable as well. no chase cards though.

I waited less than a month I think on SPG AMEX.  It's probably about 30 pages back in this thread.

you just got the 10k though iirc.  you can always get that.  to get the extra 15-20k you have to wait a bit. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 03, 2012, 03:42:46 PM
No, it was awesome.  I canceled the first personal (the one when we all got both personal and business cards simultaneously and got 60-70K points total), and then promptly signed up for another personal under a 30K offer.  I got the first 10K right away on my first spend and the other 20K about 2 months later when I hit $2500.

You might remember how I was kind of pissed about it because my intent in cancelling the first one was hoping they'd give me 5K or something to keep it.  Worked out much, much better this way though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2012, 03:45:43 PM

hmmmm. just read that where you might be able to somewhat churn the spg if you don't give them your spg number when you apply and just let them assign you a new one. is that what you did trim?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 03, 2012, 03:46:18 PM
etp- get more cards to collect the sign up bonuses and stop using that spg card if you've already collected the sign up bonus. cancel that spg card before the year is up and then apply for it again two years from now to again collect the sign up bonus. it's all about sign up bonuses and not using some single stupid card to buy coffee w/ every morning. :twocents:

Can you get the sign up bonus twice on the same card? I thought most of them limited it to first time card holders?

all cards issued by chase are just once. pretty sure you only have to wait two years for spg amex. 18 months for personal AA citicards. 6 months for AA business. one year for us airways. there are some others that are churnable as well. no chase cards though.

I waited less than a month I think on SPG AMEX.  It's probably about 30 pages back in this thread.

you just got the 10k though iirc.  you can always get that.  to get the extra 15-20k you have to wait a bit. 


hmmmm. just read that where you might be able to somewhat churn this if you don't give them your spg number when you apply and just let them assign you a new one.

I gave them my SPG number.  Smooth sailing.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 03, 2012, 04:39:37 PM
etp- get more cards to collect the sign up bonuses and stop using that spg card if you've already collected the sign up bonus. cancel that spg card before the year is up and then apply for it again two years from now to again collect the sign up bonus. it's all about sign up bonuses and not using some single stupid card to buy coffee w/ every morning. :twocents:

Can you get the sign up bonus twice on the same card? I thought most of them limited it to first time card holders?

all cards issued by chase are just once. pretty sure you only have to wait two years for spg amex. 18 months for personal AA citicards. 6 months for AA business. one year for us airways. there are some others that are churnable as well. no chase cards though.

What about that video where the dude canceled and then reapplied right after he got off the phone. Was that bullshit?  :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 05:10:36 PM
The AA waiting period has nothing to do with when you cancel.  Is has to do with when you applied. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 03, 2012, 05:23:41 PM
The AA waiting period has nothing to do with when you cancel.  Is has to do with when you applied. 

Oh well that's fantastic news!  :D

 :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2012, 05:28:48 PM
The AA waiting period has nothing to do with when you cancel.  Is has to do with when you applied. 

Oh well that's fantastic news!  :D

 :fatty:

again, it's supposedly 18 months for the personal ones and 6 for the business.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 09:25:23 PM
Spend $250 at Nordstroms...get your Nordstroms order plus a RT ticket to ORD or DFW:

http://thepointsguy.com/2012/02/amazing-deal-alert-36-british-airways-avios-per-dollar-spent-at-nordstrom/
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 03, 2012, 10:03:26 PM
Spend $250 at Nordstroms...get your Nordstroms order plus a RT ticket to ORD or DFW:

http://thepointsguy.com/2012/02/amazing-deal-alert-36-british-airways-avios-per-dollar-spent-at-nordstrom/

OK...so I signed up for a BA Executive Club account and went through the whole process, but how do I get the points?  If I click on shop now, it just opens a new window to Nordstrom.  Where do I enter the NORDX3 promo?  Daddy needs a new suit.  :gocho:

Also, I get the impression that Avios are the same and interchangeable with AAdvantage points.  Is that right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 10:22:36 PM
Spend $250 at Nordstroms...get your Nordstroms order plus a RT ticket to ORD or DFW:

http://thepointsguy.com/2012/02/amazing-deal-alert-36-british-airways-avios-per-dollar-spent-at-nordstrom/

OK...so I signed up for a BA Executive Club account and went through the whole process, but how do I get the points?  If I click on shop now, it just opens a new window to Nordstrom.  Where do I enter the NORDX3 promo?  Daddy needs a new suit.  :gocho:

Also, I get the impression that Avios are the same and interchangeable with AAdvantage points.  Is that right?

man oh man, if this was flyertalk.....

anyway, I haven't done it but I imagine you are checking out at nordstroms and you have that box to enter a promo code and you enter that.  dunno though, haven't done it.

AA and BA are not interchangeable.  You will get Avios (BA) points.  They can be used on AA flights (or any other One World flights http://www.oneworld.com/member-airlines/ ) but not at that carrier's redemption rate.  Avios recently changed the crap out of their program to make their miles an actual mileage award so the further you fly the more it costs.  So, it costs a lot more miles to go long international routes.  BUT, you can use them to go OMA/MCI to ORD/DFW for 9k round trip.  This was a godsend to KSU Cat fans wanting to go to the Cotton Bowl this year because it would have previously taken 25k RT to go KC to DFW instead of the new 9k figure.  BA basically got better for flying AA metal in the continental USA (because most of us are in the midwest) while getting worse for long haul flights.  BA sucks ass for flying to Europe though because they will charge you fuel taxes even if flying AA metal (AA doesn't charge these).  You can book an award MCI to LHR with avios and it will still cost you, like, $400 on top of your miles.  Using AA for the same flight would cost you the miles plus the usual $5 booking fee.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2012, 10:29:14 PM
Spend $250 at Nordstroms...get your Nordstroms order plus a RT ticket to ORD or DFW:

http://thepointsguy.com/2012/02/amazing-deal-alert-36-british-airways-avios-per-dollar-spent-at-nordstrom/

OK...so I signed up for a BA Executive Club account and went through the whole process, but how do I get the points?  If I click on shop now, it just opens a new window to Nordstrom.  Where do I enter the NORDX3 promo?  Daddy needs a new suit.  :gocho:

Also, I get the impression that Avios are the same and interchangeable with AAdvantage points.  Is that right?


*disclaimer that i wrote this after sd and i'm just talking about flights within the us and this was my response before reading his*





no. and this is where it gets kind of confusing...

avios are potentially a lot better or a lot worse depending on where you are and where you are flying. avios are based on segments. an example- manhattan to dallas or manhattan to chicago or vise versa is only 4500 avios one way or 9000 roundtrip. this is great because it is based on a segment. aa would be 25k because they are not segment based and charge you miles based on if you are going north america to north america. avios would maybe be bad in terms of miles needed if you are going from mhk to dfw to miami to key west because you are using per segment from each place to each place and not a standard from one to the other.

you can google "avios miles redemption" to find out how many ba avios you need to make each segment. let me know if it doesn't make sense. avios is amazing if you live in dallas or miami or something because if you are in miami, you could use 9k to fly roundtrip to montego bay jamaica roundtrip but if you are using aa miles it would take you 35k for the same roundtrip. if you fly out of dfw and want to go to anywhere in mexico then it is 15k roundtrip on avios as opposed to 35k standard on aa rountrip.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 10:33:07 PM
rick daris' descripto is better because I didn't even know it was segments.  you guys should have been at the pak last weekend.  it was basically travel/miles/points talk the entire time.  really got intense. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 03, 2012, 11:07:47 PM
Spend $250 at Nordstroms...get your Nordstroms order plus a RT ticket to ORD or DFW:

http://thepointsguy.com/2012/02/amazing-deal-alert-36-british-airways-avios-per-dollar-spent-at-nordstrom/

OK...so I signed up for a BA Executive Club account and went through the whole process, but how do I get the points?  If I click on shop now, it just opens a new window to Nordstrom.  Where do I enter the NORDX3 promo?  Daddy needs a new suit.  :gocho:

Also, I get the impression that Avios are the same and interchangeable with AAdvantage points.  Is that right?


*disclaimer that i wrote this after sd and i'm just talking about flights within the us and this was my response before reading his*





no. and this is where it gets kind of confusing...

avios are potentially a lot better or a lot worse depending on where you are and where you are flying. avios are based on segments. an example- manhattan to dallas or manhattan to chicago or vise versa is only 4500 avios one way or 9000 roundtrip. this is great because it is based on a segment. aa would be 25k because they are not segment based and charge you miles based on if you are going north america to north america. avios would maybe be bad in terms of miles needed if you are going from mhk to dfw to miami to key west because you are using per segment from each place to each place and not a standard from one to the other.

you can google "avios miles redemption" to find out how many ba avios you need to make each segment. let me know if it doesn't make sense. avios is amazing if you live in dallas or miami or something because if you are in miami, you could use 9k to fly roundtrip to montego bay jamaica roundtrip but if you are using aa miles it would take you 35k for the same roundtrip. if you fly out of dfw and want to go to anywhere in mexico then it is 15k roundtrip on avios as opposed to 35k standard on aa rountrip.

So why does the whole BA website act Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) when I try to see what flights would be from Kansas City to Cancun?  Or Kansas City to LA?  It acts like if it's not a direct flight it can't do it.   :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 11:17:17 PM
it's an unholy pain in the ass to book BA points on other carriers sometimes.  I have not booked any non-domestic BA on AA awards so I can't speak to that directly but when booking domestics I would check AA and find the flights that have the lower level booking availability on AA and call BA and give them the flight numbers and they could book them. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 11:18:37 PM
sometimes they would say they have no availability and I would give them the specific flight numbers and, I'll be damned, there it is. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 03, 2012, 11:21:06 PM
it's an unholy pain in the ass to book BA points on other carriers sometimes.  I have not booked any non-domestic BA on AA awards so I can't speak to that directly but when booking domestics I would check AA and find the flights that have the lower level booking availability on AA and call BA and give them the flight numbers and they could book them. 

Well that makes me feel less stupid. Thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 11:22:21 PM
if you can't get them to come up on the BA system and you call and they get them and book them and try to charge you the phone booking fee tell them to go eff themselves because they wouldn't come up on the BA system and they won't charge the booking fee.  they are cool about it.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 03, 2012, 11:26:23 PM
Spend $250 at Nordstroms...get your Nordstroms order plus a RT ticket to ORD or DFW:

http://thepointsguy.com/2012/02/amazing-deal-alert-36-british-airways-avios-per-dollar-spent-at-nordstrom/

OK...so I signed up for a BA Executive Club account and went through the whole process, but how do I get the points?  If I click on shop now, it just opens a new window to Nordstrom.  Where do I enter the NORDX3 promo?  Daddy needs a new suit.  :gocho:

Also, I get the impression that Avios are the same and interchangeable with AAdvantage points.  Is that right?


*disclaimer that i wrote this after sd and i'm just talking about flights within the us and this was my response before reading his*





no. and this is where it gets kind of confusing...

avios are potentially a lot better or a lot worse depending on where you are and where you are flying. avios are based on segments. an example- manhattan to dallas or manhattan to chicago or vise versa is only 4500 avios one way or 9000 roundtrip. this is great because it is based on a segment. aa would be 25k because they are not segment based and charge you miles based on if you are going north america to north america. avios would maybe be bad in terms of miles needed if you are going from mhk to dfw to miami to key west because you are using per segment from each place to each place and not a standard from one to the other.

you can google "avios miles redemption" to find out how many ba avios you need to make each segment. let me know if it doesn't make sense. avios is amazing if you live in dallas or miami or something because if you are in miami, you could use 9k to fly roundtrip to montego bay jamaica roundtrip but if you are using aa miles it would take you 35k for the same roundtrip. if you fly out of dfw and want to go to anywhere in mexico then it is 15k roundtrip on avios as opposed to 35k standard on aa rountrip.

So why does the whole BA website act Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) when I try to see what flights would be from Kansas City to Cancun?  Or Kansas City to LA?  It acts like if it's not a direct flight it can't do it.   :confused:

too drunk. will tell you tomorrow or sunday. bottom line is that you are using their (ba) site to try and book multiple legs and you should use aa.com to try and find code t codes. you cannot book or find multiple legs on the ba site is the bottom line. sd is basically telling you this. you just have to find it through other sites (aa.com in your case) and then call in to book. you won't be able to do it online.  ba site is barbage.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2012, 11:36:46 PM
haha, travel blog guy blogs about travel related dreams

link (http://boardingarea.com/blogs/onemileatatime/2012/02/04/grammar-experts-do-you-stay-at-le-meridien-or-the-le-meridien/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29)
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 04, 2012, 01:38:11 PM
I finally started kind of half-ass doing this a couple months ago. But I feel like the dude from the pickup bball thread who wants to practice on an open court before he dives in to an ongoing game and everyone starts rolling their eyes.

stay away from the hotel cards, they will pervert you with their twisted siren songs.

Can you expand on this?  Would like to find the best hotel membership/bonus card to go along with the airline cards I'm going to apply for so I can vaca for free.  tia.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 04, 2012, 05:47:15 PM
I finally started kind of half-ass doing this a couple months ago. But I feel like the dude from the pickup bball thread who wants to practice on an open court before he dives in to an ongoing game and everyone starts rolling their eyes.

stay away from the hotel cards, they will pervert you with their twisted siren songs.

Can you expand on this?  Would like to find the best hotel membership/bonus card to go along with the airline cards I'm going to apply for so I can vaca for free.  tia.

not really the cards themselves, more the hotel loyalty programs in general.  they are addictive and lead you to limit your hotel options due to overvalueing the points.  i'm fighting this right now.

if you are paying with company metal, obviously this doesn't matter.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2012, 06:11:47 PM
if you are paying with company metal, obviously this doesn't matter.

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 05, 2012, 09:56:47 PM
Chipotle Cashier: That will be $8.13 sir

Me: Hand over my chase sapphire preferred card

Chipotle Cashier : Dang this is heavy, I could work out with this thing

Me:  :gocho:   :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 05, 2012, 10:02:29 PM
Chipotle Cashier: That will be $8.13 sir

Me: Hand over my chase sapphire preferred card

Chipotle Cashier : Dang this is heavy, I could work out with this thing

Me:  :gocho:   :kstategrad:

The waitress at R-A-B said something yesterday about mine that produced a bunch of hur-hur-hur responses from the pak, can't quite remember it though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 06, 2012, 01:36:12 PM
3000 free Avios

http://thepointsguy.com/2012/02/3000-free-british-airways-avios-points-with-realtytrac/

Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 06, 2012, 08:13:00 PM
ba also lets people in the same househould combine points so i'm guessing you could sign five different emails/"people" from the same address up and get 15k avios. roundtrip from mhk to ord or dfw is only 9k.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 06, 2012, 08:29:44 PM
ba also lets people in the same househould combine points so i'm guessing you could sign five different emails/"people" from the same address up and get 15k avios. roundtrip from mhk to ord or dfw is only 9k.

I'm not above getting my 2 kids (and maybe my dog) executive accounts, but will I need a different CC for each person/dog for this to go through?


Sent from my DROID BIONIC using Tapatalk
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 07, 2012, 07:23:40 AM
ba also lets people in the same househould combine points so i'm guessing you could sign five different emails/"people" from the same address up and get 15k avios. roundtrip from mhk to ord or dfw is only 9k.

I'm not above getting my 2 kids (and maybe my dog) executive accounts, but will I need a different CC for each person/dog for this to go through?


Sent from my DROID BIONIC using Tapatalk

you don't have to have the carrier's credit card to use the carrier's mileage plan. 
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 07, 2012, 08:11:22 AM
ba also lets people in the same househould combine points so i'm guessing you could sign five different emails/"people" from the same address up and get 15k avios. roundtrip from mhk to ord or dfw is only 9k.

I'm not above getting my 2 kids (and maybe my dog) executive accounts, but will I need a different CC for each person/dog for this to go through?


Sent from my DROID BIONIC using Tapatalk

you don't have to have the carrier's credit card to use the carrier's mileage plan.  

I know. My question was worded really horribly.  Sorry.  I was actually asking whether RealtyTrac wouild require a different CC number for each sign-up account.  After researching it more, the better question would've been: Is it worth signing all my family members up under a household account?  I can't really believe they're going to credit one BA Executive number with 3,000 points 6 times for a total of 18,000 points.  I realize that all family members technically have separate accounts, but they all use the same Avios number, no?  There's just no way they'll credit a single account number more than once.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 07, 2012, 10:33:14 AM
ba also lets people in the same househould combine points so i'm guessing you could sign five different emails/"people" from the same address up and get 15k avios. roundtrip from mhk to ord or dfw is only 9k.

I'm not above getting my 2 kids (and maybe my dog) executive accounts, but will I need a different CC for each person/dog for this to go through?


Sent from my DROID BIONIC using Tapatalk

you don't have to have the carrier's credit card to use the carrier's mileage plan.  

I know. My question was worded really horribly.  Sorry.  I was actually asking whether RealtyTrac wouild require a different CC number for each sign-up account.  After researching it more, the better question would've been: Is it worth signing all my family members up under a household account?  I can't really believe they're going to credit one BA Executive number with 3,000 points 6 times for a total of 18,000 points.  I realize that all family members technically have separate accounts, but they all use the same Avios number, no?  There's just no way they'll credit a single account number more than once.

no.  mrs. dave and I have our own accounts and each got the BA 100k card.  we joined them in a family account so I can use her miles and vice versa if need be.  The downside is I can no longer book flights for anyone that isn't in my family account. 
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 07, 2012, 11:32:46 AM
ba also lets people in the same househould combine points so i'm guessing you could sign five different emails/"people" from the same address up and get 15k avios. roundtrip from mhk to ord or dfw is only 9k.

I'm not above getting my 2 kids (and maybe my dog) executive accounts, but will I need a different CC for each person/dog for this to go through?


Sent from my DROID BIONIC using Tapatalk

you don't have to have the carrier's credit card to use the carrier's mileage plan.  

I know. My question was worded really horribly.  Sorry.  I was actually asking whether RealtyTrac wouild require a different CC number for each sign-up account.  After researching it more, the better question would've been: Is it worth signing all my family members up under a household account?  I can't really believe they're going to credit one BA Executive number with 3,000 points 6 times for a total of 18,000 points.  I realize that all family members technically have separate accounts, but they all use the same Avios number, no?  There's just no way they'll credit a single account number more than once.

no.  mrs. dave and I have our own accounts and each got the BA 100k card.  we joined them in a family account so I can use her miles and vice versa if need be.  The downside is I can no longer book flights for anyone that isn't in my family account. 

That much I had figured out, but with the age restrictions on kids' accounts, they aren't allowed to have their own account.  They have to be part of a household account, which I'm assuming would just use my same account number.  So my wife could get her own account and number and I could merge that into one household account, but my kids would have to go under my household account with the same number.  Is that right?

BTW, is the 100k BA card still available?
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 07, 2012, 11:57:06 AM
ba also lets people in the same househould combine points so i'm guessing you could sign five different emails/"people" from the same address up and get 15k avios. roundtrip from mhk to ord or dfw is only 9k.

I'm not above getting my 2 kids (and maybe my dog) executive accounts, but will I need a different CC for each person/dog for this to go through?


Sent from my DROID BIONIC using Tapatalk

you don't have to have the carrier's credit card to use the carrier's mileage plan.  

I know. My question was worded really horribly.  Sorry.  I was actually asking whether RealtyTrac wouild require a different CC number for each sign-up account.  After researching it more, the better question would've been: Is it worth signing all my family members up under a household account?  I can't really believe they're going to credit one BA Executive number with 3,000 points 6 times for a total of 18,000 points.  I realize that all family members technically have separate accounts, but they all use the same Avios number, no?  There's just no way they'll credit a single account number more than once.

no.  mrs. dave and I have our own accounts and each got the BA 100k card.  we joined them in a family account so I can use her miles and vice versa if need be.  The downside is I can no longer book flights for anyone that isn't in my family account. 

That much I had figured out, but with the age restrictions on kids' accounts, they aren't allowed to have their own account.  They have to be part of a household account, which I'm assuming would just use my same account number.  So my wife could get her own account and number and I could merge that into one household account, but my kids would have to go under my household account with the same number.  Is that right?

BTW, is the 100k BA card still available?

my assumption rams (and i haven't done it yet so i don't know if it's possible) is that you could make up fake BA accounts of "people" over the age of 18 that all "live at your address" and then just merge their 3k into your account once the miles post. these "people" will need to have different email addresses. also, fwiw i'm about ready to ban you from the credit cards thread for mucking it up and things of that nature.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 07, 2012, 12:32:48 PM
also, fwiw i'm about ready to ban you from the credit cards thread for mucking it up and things of that nature.

I know. I'm sorry. I'm pretty ashamed/angry at myself too.  I'll stop.  :embarrassed:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 07, 2012, 01:32:09 PM
Quote from:  response Rams would have gotten on FT after his very first post
Are you some kind of complete Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) with crap for brains and no reading comprehension?  I mean, I have nothing better to do than to help out dumbfucks who REFUSE TO READING THE rough ridin' FAQ BEFORE COMMENTING IN THE rough ridin' THREAD.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 07, 2012, 01:32:35 PM
we are here to help at goEMAW though Rams.  keep the questions coming.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 07, 2012, 01:40:39 PM
we are here to help at goEMAW though Rams.  keep the questions coming.

Thanks, friend.  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 07, 2012, 01:41:14 PM
Wow, thought i was on FT for a second. :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChodoCat on February 08, 2012, 11:18:00 AM
we are here to help at goEMAW though Rams.  keep the questions coming.

Well, since you asked for more questions. I need some advice. I currently have the Sapphire card under my name and put all living expenses on this card. I signed up Mrs. Chodo this fall for the AA citi amex card, to get the 50k AA bonus and for her to use only on Costco purchases (since costco only allows amex). I tried the double browser thing to apply for the AA Amex and AA Visa to get 100k total AA for Mrs. Chodo, but it didn't work for me for some reason. The AA citi visa was denied.

We are going to book at trip to Cabo soon and will put the all-inclusive resort cost on a CC. I want to maximize my opportunity here b/c I'd like that big Cabo spend to go towards a spending requirement (either for the Sapphire or for the AA citi visa). The way I see it, I have 3 options:
 1) Sign up for a Sapphire card for Mrs. Chodo to get the 50k bonus and earn points on that cabo trip while eating approx 50% of the spending requirement. Then we would each have 50k UR points, just under different accounts.
 2) Sign myself up for the AA citi Visa to get the 50k bonus and eat approx 50% of the spending requirement. I can't sign up Mrs. Chodo b/c I have to wait 18 months from when I sign up. So again, we will each have 50k points, just under different accounts.
3) Just pay for the Cabo trip on my current Sapphire card to earn the 2X points.

Seems like option #1 is probably the best since I can get an extra 50k points while also getting 2X the points on travel costs while also eating away at spending requirement with one large purchase.

Thoughts? Just wanted to make sure I wasn't missing something with this. Fairly LCCCIQ here, but can we combine accounts either at Sapphire or AA since we are in the same household and each will potentiallly have an account? Please be easy on me.  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 08, 2012, 03:28:17 PM
If looking for a AA card for domestic or NA travel, first look instead at available BA cards.   The Avios has a much higher value than AA miles, for example a short hop from MCI(or MHK) to ORD or DFW is 30k AA miles but only 9k Avios.

http://www.britishairways.com/travel/credit-cards/public/en_us



BTW my free 3k Avios are already pending from my free RealtyTrac promo above.   :crossfingers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 08, 2012, 03:48:37 PM
we are here to help at goEMAW though Rams.  keep the questions coming.

Well, since you asked for more questions. I need some advice. I currently have the Sapphire card under my name and put all living expenses on this card. I signed up Mrs. Chodo this fall for the AA citi amex card, to get the 50k AA bonus and for her to use only on Costco purchases (since costco only allows amex). I tried the double browser thing to apply for the AA Amex and AA Visa to get 100k total AA for Mrs. Chodo, but it didn't work for me for some reason. The AA citi visa was denied.

We are going to book at trip to Cabo soon and will put the all-inclusive resort cost on a CC. I want to maximize my opportunity here b/c I'd like that big Cabo spend to go towards a spending requirement (either for the Sapphire or for the AA citi visa). The way I see it, I have 3 options:
 1) Sign up for a Sapphire card for Mrs. Chodo to get the 50k bonus and earn points on that cabo trip while eating approx 50% of the spending requirement. Then we would each have 50k UR points, just under different accounts.
 2) Sign myself up for the AA citi Visa to get the 50k bonus and eat approx 50% of the spending requirement. I can't sign up Mrs. Chodo b/c I have to wait 18 months from when I sign up. So again, we will each have 50k points, just under different accounts.
3) Just pay for the Cabo trip on my current Sapphire card to earn the 2X points.

Seems like option #1 is probably the best since I can get an extra 50k points while also getting 2X the points on travel costs while also eating away at spending requirement with one large purchase.

Thoughts? Just wanted to make sure I wasn't missing something with this. Fairly LCCCIQ here, but can we combine accounts either at Sapphire or AA since we are in the same household and each will potentiallly have an account? Please be easy on me.  :ohno:

i would do the sapphire and yes you can combine accounts. while you are signing up for one that requires a minimum spend i'd probably go ahead and sign up for another card on the same day that doesn't require a minimum spend like the usairways cards. they aren't chase which the sapphire is, so you won't have to call chase and explain why you want two chase cards. you'll just get the usairways card, use it once and get 40kusairways. usairways is a member of the star alliance so you can even use the miles to book something on united, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChodoCat on February 08, 2012, 04:44:53 PM


i would do the sapphire and yes you can combine accounts. while you are signing up for one that requires a minimum spend i'd probably go ahead and sign up for another card on the same day that doesn't require a minimum spend like the usairways cards. they aren't chase which the sapphire is, so you won't have to call chase and explain why you want two chase cards. you'll just get the usairways card, use it once and get 40kusairways. usairways is a member of the star alliance so you can even use the miles to book something on united, etc.
[/quote]

That is amazing advice. I just did both as suggested. Had no idea you could transfer Sapphire (UR) points between UR accounts, that card is the bomb yo.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 08, 2012, 05:08:57 PM
If looking for a AA card for domestic or NA travel, first look instead at available BA cards.   The Avios has a much higher value than AA miles, for example a short hop from MCI(or MHK) to ORD or DFW is 30k AA miles but only 9k Avios.

http://www.britishairways.com/travel/credit-cards/public/en_us



BTW my free 3k Avios are already pending from my free RealtyTrac promo above.   :crossfingers:


BA are only better for me for DFW or ORD.  They are roughly the same to anywhere else and are significantly shittier for flying outside the US. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 08, 2012, 05:10:25 PM
also, make sure you use the Sapphire (or another no foreign transaction fee card) or you will get charged roughly 3% more. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 09, 2012, 07:23:28 AM
Quote
Update: Realtytrac British Airways Promo Not Authorized, Accounts Will Be Closed

 :lol: pretty much why I never do stuff like that
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 09, 2012, 08:05:06 AM
Quote
Update: Realtytrac British Airways Promo Not Authorized, Accounts Will Be Closed

 :lol: pretty much why I never do stuff like that

Whew.  Glad I sat that one out.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 09, 2012, 08:16:36 AM
Quote
Update: Realtytrac British Airways Promo Not Authorized, Accounts Will Be Closed

 :lol: pretty much why I never do stuff like that

Whew.  Glad I sat that one out.

i wouldn't be. in fact you can still sign up and i would if you haven't already. prob 50/50 that you could still get the points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 09, 2012, 08:24:02 AM
Quote
Update: Realtytrac British Airways Promo Not Authorized, Accounts Will Be Closed

 :lol: pretty much why I never do stuff like that

Whew.  Glad I sat that one out.

i wouldn't be. in fact you can still sign up and i would if you haven't already. prob 50/50 that you could still get the points.

So where was that update from?  :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 09, 2012, 08:29:24 AM
Quote
Update: Realtytrac British Airways Promo Not Authorized, Accounts Will Be Closed

 :lol: pretty much why I never do stuff like that

Whew.  Glad I sat that one out.

i wouldn't be. in fact you can still sign up and i would if you haven't already. prob 50/50 that you could still get the points.

So where was that update from?  :confused:

the update is legit and real but the portal is still active and there is still a good chance that people who signed up or still sign up (since the portal is still active) will eventually get the points. maybe not 50%, but this kind of stuff has happened before. sometimes you get the points and sometimes you don't. it takes less than five minutes to sign up so if you signed up or sign up and don't get them then you are out a whole five minutes of your time. big deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 09, 2012, 08:50:25 AM
Quote
Update: Realtytrac British Airways Promo Not Authorized, Accounts Will Be Closed

 :lol: pretty much why I never do stuff like that

Whew.  Glad I sat that one out.

i wouldn't be. in fact you can still sign up and i would if you haven't already. prob 50/50 that you could still get the points.

So where was that update from?  :confused:

the update is legit and real but the portal is still active and there is still a good chance that people who signed up or still sign up (since the portal is still active) will eventually get the points. maybe not 50%, but this kind of stuff has happened before. sometimes you get the points and sometimes you don't. it takes less than five minutes to sign up so if you signed up or sign up and don't get them then you are out a whole five minutes of your time. big deal.

Yeah, but you have to understand that I'm lazy and I'm really rough ridin' greedy.  So the only way I would bother doing this is if I thought there was a good chance I could rape the system and get 15,000 points out of this deal.  In that case I would have to create 4 extra accounts for the rest of my "family" and create 4 extra email addresses and sign up for RealtyTrac 4 extra times.  That's a lot of work for this likely not going through.  Again, I'm lazy and greedy.  Not interested in 3,000 points...and yes, I know how stupid that is.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on February 10, 2012, 02:31:45 PM
What's the best SPG sign up deal right now?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2012, 02:33:40 PM
What's the best SPG sign up deal right now?

25k after $5k spend in 6 months, no annual fee first year.  pm your preferred email addy and I'll refer you  :drool:

EDIT:  The above goes for all of you!  :thumbs:

EDIT 2:  picture of rick daris right now because I beat him to the punch >  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 10, 2012, 02:38:17 PM
man. i spent at least two hours today just points nerding it out. made a list of every major offer out there by bank and divided into personal and business and then tried to figure out the four that i will apply for in june. just can not wait.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2012, 02:38:56 PM
man. i spent at least two hours today just points nerding it out. made a list of every major offer out there by bank and divided into personal and business and then tried to figure out the four that i will apply for in june. just can not wait.

yes, love nerding out like that at work
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2012, 02:41:59 PM
What's the best SPG sign up deal right now?

25k after $5k spend in 6 months, no annual fee first year.  pm your preferred email addy and I'll refer you  :drool:

I've only gotten one PM so far.  This is EVERYONE'S opportunity to get into this sweet, sweet SPG points game!  :excited:
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 10, 2012, 02:42:18 PM
man. i spent at least two hours today just points nerding it out. made a list of every major offer out there by bank and divided into personal and business and then tried to figure out the four that i will apply for in june. just can not wait.
Copy paste into this thread tia
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 10, 2012, 02:44:46 PM
http://www.mymoneyblog.com/get-free-100-bonuses-from-credit-card-promotions
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2012, 02:50:03 PM
http://www.mymoneyblog.com/get-free-100-bonuses-from-credit-card-promotions


that's a pretty limited list
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 10, 2012, 02:55:23 PM
I'm getting ready to get a mortgage.  Is there an advantage to getting it through Chase so I can threaten them more to give me CC/points or would the two be unrelated?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2012, 02:57:09 PM
I'm getting ready to get a mortgage.  Is there an advantage to getting it through Chase so I can threaten them more to give me CC/points or would the two be unrelated?

no
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on February 10, 2012, 02:57:56 PM
What's the best SPG sign up deal right now?

25k after $5k spend in 6 months, no annual fee first year.  pm your preferred email addy and I'll refer you  :drool:

I've only gotten one PM so far.  This is EVERYONE'S opportunity to get into this sweet, sweet SPG points game!  :excited:
wife is staying at the Chicago downtown Sheraton (towers), figured this would be a good opp to get in the SPG points game.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2012, 02:58:46 PM
What's the best SPG sign up deal right now?

25k after $5k spend in 6 months, no annual fee first year.  pm your preferred email addy and I'll refer you  :drool:

I've only gotten one PM so far.  This is EVERYONE'S opportunity to get into this sweet, sweet SPG points game!  :excited:
wife is staying at the Chicago downtown Sheraton (towers), figured this would be a good opp to get in the SPG points game.

yes, confirmed.  you should each get one.  PM her addy if you want another referral.   ;)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 10, 2012, 03:00:14 PM
I'm getting ready to get a mortgage.  Is there an advantage to getting it through Chase so I can threaten them more to give me CC/points or would the two be unrelated?

there are some places that give points bonuses for mortgages, but I assume the rates suck.   The was a place doing it for AA when we bought, but I never looked into it.  IIRC it was 10k pts.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 10, 2012, 03:01:20 PM
http://www.mymoneyblog.com/get-free-100-bonuses-from-credit-card-promotions


that's a pretty limited list

crap, I posted the wrong link.  this is the one I meant to post...it looked pretty comprehensive.

http://www.cardbenefit.com/credit-cards/sign-up-bonus.htm
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on February 10, 2012, 03:01:52 PM
that puts me at 2 hotel cards, do they give free points upon anniversary like Marriott does?

Have the Southwest Rapid Rewards card, I may want to get another airline card just in case I want to go somewhere SW doesn't fly (LOL!!)
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 10, 2012, 03:03:54 PM
man. i spent at least two hours today just points nerding it out. made a list of every major offer out there by bank and divided into personal and business and then tried to figure out the four that i will apply for in june. just can not wait.
Copy paste into this thread tia

yeah. i handwrote it. why you ask? i don't know.

i've been hammering chase pretty hard the last year though so i have to kind of lay off them a little. will get the 50k citi aa business since i just got the two 50k personal cards and you have to wait two months before getting the biz version after getting the personals. will also get the two boa cards (virgin atlantic and hawain airlines) and then immediately convert them to hilton points which will give me 170k hilton. will also prob get the 70k chase marriot cards. will be doing this for both myself and my wife so will end up with 100k aa miles, 340k hilton points and 140k marriot. so one from citi, two from boa and one from chase. four total.

i currently have about 550,000 airline miles and only 11k hotel (spg) points. technically i have 120k ultimate reward points too, so i guess i could have more hotel points but who knows what i'll use them for yet. bottom line is that i need more hotel points but also want to get the citi aa business card asap since it seems to be churnable every six months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 10, 2012, 03:07:48 PM
http://www.mymoneyblog.com/get-free-100-bonuses-from-credit-card-promotions


that's a pretty limited list

crap, I posted the wrong link.  this is the one I meant to post...it looked pretty comprehensive.

http://www.cardbenefit.com/credit-cards/sign-up-bonus.htm


that's a comprehensive list of cards but they aren't all the best offers for each of those cards. the guy that has that website is just putting up the versions that he gets kickbacks on and they are not always the best deals. 50k aa vs 30k aa, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2012, 03:09:11 PM
Daraius has a nice list of the best offers.  use the "travel credit card" tab to change from airline, hotel, bank

http://millionmilesecrets.com/credit-cards/airline-credit-cards/
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 10, 2012, 03:20:37 PM
one imprtant thing to remember with SPG is that your points expire after 12 months unless you a)earn new points with your credit card or b) pay for a hotel stay at an SPG property.    You cannot keep your points with any affiliate offers like on other programs, and since the AMEX has an annual fee, be prepared to spend money one way or another to keep your points long term.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2012, 03:22:54 PM
one imprtant thing to remember with SPG is that your points expire after 12 months unless you a)earn new points with your credit card or b) pay for a hotel stay at an SPG property.    You cannot keep your points with any affiliate offers like on other programs, and since the AMEX has an annual fee, be prepared to spend money one way or another to keep your points long term.

cancel card at annual fee, get card and possible partial or full sign up bonus again, rinse, repeat. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 10, 2012, 03:23:59 PM
you can churn AMEX?  I thought I had read Chase and AMEX were once per person lifetime.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2012, 03:25:20 PM
you can churn AMEX?  I thought I had read Chase and AMEX were once per person lifetime.

I've cancelled my SPG amex and turned around and gotten it again to avoid the annual fee.  I just got the 10k SPG and not the additional 15k after spending whatever it was at the time.  Trim recently cancelled and reapplied to not pay the fee and got the entire 25k SPG.  Worst case scenario you just avoid the fee if you still want/use the card.  best case is you churn it.  no downside.  Or, just pay the annual fee.  It's not much. 
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 10, 2012, 03:31:01 PM
one imprtant thing to remember with SPG is that your points expire after 12 months unless you a)earn new points with your credit card or b) pay for a hotel stay at an SPG property.    You cannot keep your points with any affiliate offers like on other programs, and since the AMEX has an annual fee, be prepared to spend money one way or another to keep your points long term.

cancel card at annual fee, get card and possible partial or full sign up bonus again, rinse, repeat. 

so if i use it as my everyday spending card i don't have to worry about the points expiring, correct?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2012, 03:32:37 PM
also, a note on annual fees, you don't need to worry about missing your cancellation date and getting an annual fee if you were planning on cancelling the card.  When it appears on your account you can call and cancel the card and they will remove it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2012, 03:33:31 PM
one imprtant thing to remember with SPG is that your points expire after 12 months unless you a)earn new points with your credit card or b) pay for a hotel stay at an SPG property.    You cannot keep your points with any affiliate offers like on other programs, and since the AMEX has an annual fee, be prepared to spend money one way or another to keep your points long term.

cancel card at annual fee, get card and possible partial or full sign up bonus again, rinse, repeat. 

so if i use it as my everyday spending card i don't have to worry about the points expiring, correct?

no.  as long as you use the card once a year or stay in a SPG property once a year or do anything really with the SPG miles once a year you are fine.  use awardwallett and it will monitor all of this for you as well.  It will even email you when miles are about to expire.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 10, 2012, 04:05:52 PM
you can walk up to the bar at any spg property, order a drink and ask them to credit your spg number and that will keep them active as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 10, 2012, 04:08:58 PM
one imprtant thing to remember with SPG is that your points expire after 12 months unless you a)earn new points with your credit card or b) pay for a hotel stay at an SPG property.    You cannot keep your points with any affiliate offers like on other programs, and since the AMEX has an annual fee, be prepared to spend money one way or another to keep your points long term.

cancel card at annual fee, get card and possible partial or full sign up bonus again, rinse, repeat. 

so if i use it as my everyday spending card i don't have to worry about the points expiring, correct?

no.  as long as you use the card once a year or stay in a SPG property once a year or do anything really with the SPG miles once a year you are fine.  use awardwallett and it will monitor all of this for you as well.  It will even email you when miles are about to expire.

 :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 11, 2012, 10:05:52 AM
you can churn AMEX?  I thought I had read Chase and AMEX were once per person lifetime.

I've cancelled my SPG amex and turned around and gotten it again to avoid the annual fee.  I just got the 10k SPG and not the additional 15k after spending whatever it was at the time.  Trim recently cancelled and reapplied to not pay the fee and got the entire 25k SPG.  Worst case scenario you just avoid the fee if you still want/use the card.  best case is you churn it.  no downside.  Or, just pay the annual fee.  It's not much. 

30K.  :gocho:
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 12, 2012, 09:38:39 PM
250 free spg points

http://slickdeals.net/f/3879132-250-FREE-SPG-Starwood-Preferred-Guest-points-by-01FEB2012

Got the email today and sent back my spg number. They said it will be 4 - 8 Weeks before the points are suppose to show up in your account :fingerscrossed:

Already got the points!  :surprised:  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 12, 2012, 10:53:46 PM
The points guy links all the best business card deals currently available:
http://thepointsguy.com/2012/02/sunday-reader-question-do-you-have-to-have-a-business-to-get-a-business-credit-card/#comments

Is there any reason I couldn't get the 60K Hilton AmEx and the 50K Citi Hilton Visa ( http://millionmilesecrets.com/credit-cards/hotel-credit-cards/ ) at the same time?

Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2012, 06:22:11 AM
no
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 13, 2012, 08:51:58 AM
The points guy links all the best business card deals currently available:
http://thepointsguy.com/2012/02/sunday-reader-question-do-you-have-to-have-a-business-to-get-a-business-credit-card/#comments

Is there any reason I couldn't get the 60K Hilton AmEx and the 50K Citi Hilton Visa ( http://millionmilesecrets.com/credit-cards/hotel-credit-cards/ ) at the same time?


better AMEX option:   60k points for $750 spend, no annual fee

https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-card/71-1000-112
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2012, 08:59:08 AM
The points guy links all the best business card deals currently available:
http://thepointsguy.com/2012/02/sunday-reader-question-do-you-have-to-have-a-business-to-get-a-business-credit-card/#comments

Is there any reason I couldn't get the 60K Hilton AmEx and the 50K Citi Hilton Visa ( http://millionmilesecrets.com/credit-cards/hotel-credit-cards/ ) at the same time?


better AMEX option:   60k points for $750 spend, no annual fee

https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-card/71-1000-112

actually the best option for hhonors points right now aren't even the hhonors cards, they are the boa hawaiin airlines and virgin atlantic cards that i posted about three days ago. you can transfer them at a rate of 1:2, so you'd end up with 100k hhonors for one and 70k for the other or 170k if you did both.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 13, 2012, 09:00:50 AM
The points guy links all the best business card deals currently available:
http://thepointsguy.com/2012/02/sunday-reader-question-do-you-have-to-have-a-business-to-get-a-business-credit-card/#comments

Is there any reason I couldn't get the 60K Hilton AmEx and the 50K Citi Hilton Visa ( http://millionmilesecrets.com/credit-cards/hotel-credit-cards/ ) at the same time?


better AMEX option:   60k points for $750 spend, no annual fee

https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-card/71-1000-112

actually the best option for hhonors points right now aren't even the hhonors cards, they are the boa hawaiin airlines and virgin atlantic cards that i posted about three days ago. you can transfer them at a rate of 1:2, so you'd end up with 100k hhonors for one and 70k for the other or 170k if you did both.

will look.     But the one I posted is a freebie....very low spend, no fee....get and dump and move on.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 13, 2012, 09:31:33 AM
 :lol: darius posts and butthurt gary responds...

http://millionmilesecrets.com/2012/02/13/where-are-the-100000-credit-card-offers/#more-9043
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2012, 09:35:22 AM
:lol: darius posts and butthurt gary responds...

http://millionmilesecrets.com/2012/02/13/where-are-the-100000-credit-card-offers/#more-9043

rough ridin' Gary  :lol:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 15, 2012, 09:58:22 PM
I applied for the amex hhonors card Monday night. I got the instant "you're approved" email and they express shipped (via UPS) my cards to me and I got them today! In the past my cards have always come standard mail, has anyone else experienced this?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2012, 07:16:58 AM
I applied for the amex hhonors card Monday night. I got the instant "you're approved" email and they express shipped (via UPS) my cards to me and I got them today! In the past my cards have always come standard mail, has anyone else experienced this?

I've gotten them on my front porch overnight a few times.  AMEX does this a lot.  iirc my starwood card actually came like that. 
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on February 16, 2012, 08:10:48 AM
I applied for the amex hhonors card Monday night. I got the instant "you're approved" email and they express shipped (via UPS) my cards to me and I got them today! In the past my cards have always come standard mail, has anyone else experienced this?

I've gotten them on my front porch overnight a few times.  AMEX does this a lot.  iirc my starwood card actually came like that. 

Yeah, my Starwood said 8-10 business days for delivery and it was overnighted to my house.

:kstategrad:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 16, 2012, 05:36:43 PM
I applied for the amex hhonors card Monday night. I got the instant "you're approved" email and they express shipped (via UPS) my cards to me and I got them today! In the past my cards have always come standard mail, has anyone else experienced this?

same thing happened here.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 17, 2012, 12:49:36 AM
i want to thank this thread.  it has had a more positive impact on my life than pretty much anything else on the internet.  good job, cc thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 17, 2012, 07:41:40 AM
SPG category changes start 3/1.  If you are going to be staying somehwere on points that is going up you need to book before 3/1.  If you are going to be staying somewhere that is going down, obviously wait until after 3/1 to book.  All the good Colorado and NYV properties are going up  :dubious:

https://lacek.hs.llnwd.net/e1/starwood/2012categorychange/SPG_CategoryChanges2012.pdf
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on February 17, 2012, 10:47:33 AM
SPG category changes start 3/1.  If you are going to be staying somehwere on points that is going up you need to book before 3/1.  If you are going to be staying somewhere that is going down, obviously wait until after 3/1 to book.  All the good Colorado and NYV properties are going up  :dubious:

https://lacek.hs.llnwd.net/e1/starwood/2012categorychange/SPG_CategoryChanges2012.pdf

Damn, thanks SD. All of the San Francisco category 4's are going up and I've been meaning to get reservations for October.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 17, 2012, 11:32:21 AM
SPG category changes start 3/1.  If you are going to be staying somehwere on points that is going up you need to book before 3/1.  If you are going to be staying somewhere that is going down, obviously wait until after 3/1 to book.  All the good Colorado and NYV properties are going up  :dubious:

https://lacek.hs.llnwd.net/e1/starwood/2012categorychange/SPG_CategoryChanges2012.pdf

I bet a lot of places will be adjusting upwards given the big bonuses lately.    I saw Hilton last week bumped everything up.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 17, 2012, 04:50:47 PM
SPG category changes start 3/1.  If you are going to be staying somehwere on points that is going up you need to book before 3/1.  If you are going to be staying somewhere that is going down, obviously wait until after 3/1 to book.  All the good Colorado and NYV properties are going up  :dubious:

https://lacek.hs.llnwd.net/e1/starwood/2012categorychange/SPG_CategoryChanges2012.pdf

I bet a lot of places will be adjusting upwards given the big bonuses lately.    I saw Hilton last week bumped everything up.

wut
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 17, 2012, 04:53:40 PM
rick daris, just thought of something, you should take your family to hawaii with all your ultimate reward points and stay at a Hyatt and fly american and junk.  they would love the crap out of it.  maui would be amazing with your 7 kids. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 18, 2012, 06:38:18 PM
http://slickdeals.net/permadeal/69258/american-express-free-25-american-express-gift-card-with-25-american-express-prepaid-card-purchase
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 18, 2012, 06:39:40 PM
rick daris, just thought of something, you should take your family to hawaii with all your ultimate reward points and stay at a Hyatt and fly american and junk.  they would love the crap out of it.  maui would be amazing with your 7 kids. 


we'll have nine by the time of the trip. just found out we're having twins!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 19, 2012, 10:02:30 PM
http://www.starwoodhotels.com/corporate/directory/new-hotels/all/detail.html?sortType=region&brandFilter=4P

Kansas
Manhattan
Four Points by Sheraton Manhattan - Opening November, 2012
530 Richards Dr.
Manhattan, Kansas 66502 United States
T: To be Announced



Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 19, 2012, 10:04:40 PM
Yeah, D.Scott was tweeting about "big things" happening there at the Clarion yesterday.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 20, 2012, 02:15:59 AM
i can't find any cards i want right now, it's really pissing me off.  i want a business chase continental, but the decent offer seems targeted.  and i'd like anything non-chase that seems useful, but there's nothing.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 20, 2012, 09:41:02 AM
i can't find any cards i want right now, it's really pissing me off.  i want a business chase continental, but the decent offer seems targeted.  and i'd like anything non-chase that seems useful, but there's nothing.

The hawaiian transfer thing Daris talked about is 70k hilton
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2012, 09:52:37 AM
i can't find any cards i want right now, it's really pissing me off.  i want a business chase continental, but the decent offer seems targeted.  and i'd like anything non-chase that seems useful, but there's nothing.

The hawaiian transfer thing Daris talked about is 70k hilton

I just did this one.  Was super easy.  I think I may also do the Bank of Hawaii one through BofA as well for another 70k.  Will probably do the US Air cards after that and maybe a Chase Ink after that if they still have the 50k.  
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 20, 2012, 12:07:16 PM
i can't find any cards i want right now, it's really pissing me off.  i want a business chase continental, but the decent offer seems targeted.  and i'd like anything non-chase that seems useful, but there's nothing.

The hawaiian transfer thing Daris talked about is 70k hilton

I just did this one.  Was super easy.  I think I may also do the Bank of Hawaii one through BofA as well for another 70k.  Will probably do the US Air cards after that and maybe a Chase Ink after that if they still have the 50k. 

Yea, I got the hawaiian miles for inter-island flights and because it wasn't chase or citi and checks a different credit report.  I need to transfer and axe it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2012, 12:08:54 PM
Hilton sucks because their redemptions are really high but if you have status they go down on 4 night and longer stays.  you can stay at pretty much any non-waldorf hilton for 5 nights for 200k if you are at least a silver. 
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on February 20, 2012, 12:31:48 PM
Hilton sucks because their redemptions are really high but if you have status they go down on 4 night and longer stays.  you can stay at pretty much any non-waldorf hilton for 5 nights for 200k if you are at least a silver. 

Everybody on here should at least be Gold this year.  :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2012, 12:33:10 PM
Hilton sucks because their redemptions are really high but if you have status they go down on 4 night and longer stays.  you can stay at pretty much any non-waldorf hilton for 5 nights for 200k if you are at least a silver. 

Everybody on here should at least be Gold this year.  :pbj:

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 20, 2012, 12:35:22 PM
if you've already done the aa citi personal and business and have a lot of chase apps w/in the last six months or year then it's kind of tough. a chase business (southwest or ink bold) would be good if you haven't done any citi business cards within the last year. the barclays cards (usair and even choice priveleges) are options. not great but they're both apparently churnable and have no spend to meet.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2012, 12:37:49 PM
I wish cap. one would get off their asses with their new promo
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 20, 2012, 04:01:31 PM
i can't find any cards i want right now, it's really pissing me off.  i want a business chase continental, but the decent offer seems targeted.  and i'd like anything non-chase that seems useful, but there's nothing.

The hawaiian transfer thing Daris talked about is 70k hilton

hilton points seem basically worthless.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 20, 2012, 04:04:37 PM
if you've already done the aa citi personal and business and have a lot of chase apps w/in the last six months or year then it's kind of tough. a chase business (southwest or ink bold) would be good if you haven't done any citi business cards within the last year. the barclays cards (usair and even choice priveleges) are options. not great but they're both apparently churnable and have no spend to meet.

i could do the aa citi bus, but the flyertalk people act like citi checks on business legitimacy.    i guess i could do the usair, and consider it like a 6 year project to build up points.  but that's just not as motivating as points i could earn, churn and burn, if you know what i mean.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 20, 2012, 04:17:15 PM
if you've already done the aa citi personal and business and have a lot of chase apps w/in the last six months or year then it's kind of tough. a chase business (southwest or ink bold) would be good if you haven't done any citi business cards within the last year. the barclays cards (usair and even choice priveleges) are options. not great but they're both apparently churnable and have no spend to meet.

i could do the aa citi bus, but the flyertalk people act like citi checks on business legitimacy.    i guess i could do the usair, and consider it like a 6 year project to build up points.  but that's just not as motivating as points i could earn, churn and burn, if you know what i mean.

-usairways is good because you only have to use it once and then cancel a few months later and then reapply again, etc. it's free and they are members of star alliance so you can use usairway points to book flights on 20 other airlines. if you got the card twice you'd have 80,000 miles and card holders get some kind of discount when booking reward flights. like 50k is only 40k if you have the card. i wouldn't discount it so quickly, because for absolute minimal effort on your part you could have a pretty nice 100k flight in ten months or whatever.

http://travelsort.com/blog/how-to-find-star-alliance-award-space




-also, if it's been at least four months since you got the citi personals then i'd go ahead and apply for the business as well. use your social and say you sell stuff on ebay and just need a card to help keep track of business expenses if it gets to that point which i don't think it will.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 20, 2012, 04:19:53 PM
I wish cap. one would get off their asses with their new promo

yeah. i'm sitting perfect if they do that 100k thing again. two aa accounts w/ 100k in each and a ultimate rewards account with 130k. wasn't really in a position to take advantage of it last year. :cracksknuckles:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 20, 2012, 06:38:05 PM
usairways is good because...

thank you, daris.  that is great advice.  these might not be the exact cards i want to rape, but who am i to turn down these drunken banks stumbling down this darkened alley?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 20, 2012, 06:51:49 PM
usairways is good because...

thank you, daris.  that is great advice.  these might not be the exact cards i want to rape, but who am i to turn down these drunken banks stumbling down this darkened alley?

 :lol: yeah, pretty much.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 20, 2012, 07:18:46 PM
I wish cap. one would get off their asses with their new promo

yeah. i'm sitting perfect if they do that 100k thing again. two aa accounts w/ 100k in each and a ultimate rewards account with 130k. wasn't really in a position to take advantage of it last year. :cracksknuckles:
I didn't do the last one either, do you have to wait until they announce the promo then get the card and turn in your points, or can you get the card now and be ready to go once the promo is announced?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 21, 2012, 08:38:35 AM
i can't find any cards i want right now, it's really pissing me off.  i want a business chase continental, but the decent offer seems targeted.  and i'd like anything non-chase that seems useful, but there's nothing.

The hawaiian transfer thing Daris talked about is 70k hilton

hilton points seem basically worthless.

they aren't worthless, you juyst have to know how to use them.    Best use is for Tier 1 properties and car rentals.      http://www.nerdwallet.com/blog/reward-program-reviews/hilton-honors-points/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 21, 2012, 08:59:22 AM
i can't find any cards i want right now, it's really pissing me off.  i want a business chase continental, but the decent offer seems targeted.  and i'd like anything non-chase that seems useful, but there's nothing.

The hawaiian transfer thing Daris talked about is 70k hilton

hilton points seem basically worthless.

they aren't worthless, you juyst have to know how to use them.    Best use is for Tier 1 properties and car rentals.      http://www.nerdwallet.com/blog/reward-program-reviews/hilton-honors-points/

A) nobody in the history of the world wants to stay at any tier 1 hotel.  further, I doubt they actually exist.
B) get status and use your points for extended stays at the highest level hotels.  you stay 6 nights and your 50k redemption per night drops to 37,500.  with 5 nights it's 40k. 
C) the cent per mile on Hilton is deceiving because there are many cards that give 60k+ HH for sign ups and the hilton amex gives 6 points per dollar on gas/groceris/others I can't think of and 3 per on everything else.  compare that to 1 SPG or Hyatt per dollar spent on their cards.  It's very easy to earn HH on spend and card signup because they have a ton of transfer partners.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on February 21, 2012, 02:41:01 PM
Are the citi cards only churnable after 18 months no matter what the reward is?

I want to churn the citi thank you premiere, not the citi AA.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on February 21, 2012, 03:12:44 PM
http://www.starwoodhotels.com/corporate/directory/new-hotels/all/detail.html?sortType=region&brandFilter=4P

Kansas
Manhattan
Four Points by Sheraton Manhattan - Opening November, 2012
530 Richards Dr.
Manhattan, Kansas 66502 United States
T: To be Announced



So is Four Points the worst chain of starwood?  Surprising that they would switch to starwood when they just renovated a few years ago.  Can't imagine it would be worth it with all the new competition coming to town too
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 21, 2012, 03:30:34 PM
It's like their Hampton Inn/HI Express/Fairfield

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2012, 07:55:15 AM
Building a new Hyatt in Downtown Omaha  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 23, 2012, 01:18:03 PM
I need a website where I put my originating airport in and the date I want to travel and it spits out award availability across programs I choose to everywhere on those dates (direct and RT).  Does that software/website exist?  If not, does someone who knows about computers feel like partnering with me and making a billion dollars?  fwiw, if any of you do this idea and don't partner with me I will sue your asses rowers from Harvard v. facebook guy style.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 23, 2012, 01:39:18 PM
as Awardwallet found out, some airlines aren't keen on other sites scraping theirs for data.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 23, 2012, 01:41:05 PM
as Awardwallet found out, some airlines aren't keen on other sites scraping theirs for data.

pointhub does it with AA and SW reward availability.  they just don't do the thing I said.  It would be a monster query and take a long time but it's possible.  Alternatively, I would settle for being maxed at 15 or 20 options and make it query from there.  
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 24, 2012, 01:52:26 PM
Quote
We regret to inform you that we will be discontinuing support for the AwardWallet browser extension on February 25, 2012. This means that you will no longer be able to track your American Airlines related information (balance, status, etc.) on AwardWallet.com.?? We have been forced to take this action by American Airlines' stance toward AwardWallet. We created the browser extension in order to address American Airlines' concern that AwardWallet was collecting customers' mileage data. We believe the extension addressed this concern because it simply collected your mileage data and stored it locally on your computer. American Airlines, however, objects to the extension. It's position appears to be that AwardWallet is prohibited from providing any software tool that facilitates the ability to track the customer's American Airlines' mileage information. We think this is unfortunate.

If you have any questions about this matter please do not reply to this email, instead lets have a discussion in the forum:

http://awardwallet.com/forum/viewtopic.php?f=16&t=1940

Please make a note of your AAdvantage number and password as you will not be able to see it on AwardWallet.com after we make this change.

Thank you for your continued support of Awardwallet.com!

Thank you,
AwardWallet team.
AwardWallet.com
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 27, 2012, 01:11:38 PM
1000 free AA miles or Avios

http://slickdeals.net/?sdtid=3998260&sdop=1&sdfid=9&u2=http://fly.oneworld.com/emerald

Hurry, first 20k only
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on February 27, 2012, 01:44:11 PM
Marriott Reward changes effective for all reservations after March 15th, https://www.rewards-insiders.marriott.com/servlet/JiveServlet/download/1472-1-16005/2012%20Rewards%20Hotel%20Category%20Changes%20List.pdf (https://www.rewards-insiders.marriott.com/servlet/JiveServlet/download/1472-1-16005/2012%20Rewards%20Hotel%20Category%20Changes%20List.pdf)
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on February 27, 2012, 08:00:29 PM
Instant platinum status at Accor hotels for pretending to have a Citi UAE card:

http://www.a-club.com/whitelabels/citi/citip.html

"As a founding member of the Citi Premier Miles World Elite MasterCard program in United Arab Emirates, Accor is pleased to offer you the exceptional benefit of complimentary Platinum status in Accor's renowned loyalty and rewards program, A|Club.

Platinum status is an elite membership level in A|Club that usually requires stays of 60 nights, or more, over a 12-month period to qualify. "
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 11:08:01 AM
I think I got a SPG Gold soft landing.  I didn't have enough stays (was 4 below the required figure to maintain gold) and I don't think I spent $30k on the SPG card this year and it still shows Gold as of right now.  I think March 1 was the date they flip.  iirc I got a soft landing last year too.  I am PC Platinum, Hyatt Platinum and Hilton Gold. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 02, 2012, 01:56:31 PM
http://finance.yahoo.com/news/finding-the-elusive-formula-for-cashing-in-miles.html (http://finance.yahoo.com/news/finding-the-elusive-formula-for-cashing-in-miles.html)

 :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 02:15:53 PM
http://finance.yahoo.com/news/finding-the-elusive-formula-for-cashing-in-miles.html (http://finance.yahoo.com/news/finding-the-elusive-formula-for-cashing-in-miles.html)

 :ohno:

yeah, you gotta know the tricks to getting the lower redemptions.  also, kind of OT to this post because that article wasn't as bad as most, lol at national press when they try to write stories about miles and points.  they are the worst. 
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on March 02, 2012, 02:16:52 PM
So I confirmed today that my company is paying for my flight to Cairo in May and also paying for at least one flight to London and one flight back to the US every year that I'm there, but my wife and I get to stockpile the miles ourselves. However, I don't get to choose the airline. Is this worth getting super excited about, or am I gonna end up with a bunch of miles on different airlines that I can't use together?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 02:19:10 PM
So I confirmed today that my company is paying for my flight to Cairo in May and also paying for at least one flight to London and one flight back to the US every year that I'm there, but my wife and I get to stockpile the miles ourselves. However, I don't get to choose the airline. Is this worth getting super excited about, or am I gonna end up with a bunch of miles on different airlines that I can't use together?

it's free miles.  may as well be happy about it.  you won't get more than you would by signing up for a credit card but don't punch a gift horse in the mouth or whatever.  do you get to fly business class?  we don't get to for domestics but do for international flights. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 02:47:26 PM
from reading the reports of others it seems that hotels are all being very liberal with their elite status soft landings.  great news.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 05:55:23 PM
pretty OT but ABC is currently doing a segment about that Jeep that plowed into the airport onto the runway and how the TSA needs to redo their safety to keep people out.  good lord you people, you can't build a huge wall along A) the border with Mexico B) every airport in the country C) any other really huge thing.  It's like the Maginot Line taught people nothing. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on March 02, 2012, 06:39:55 PM
I need a website where I put my originating airport in and the date I want to travel and it spits out award availability across programs I choose to everywhere on those dates (direct and RT).  Does that software/website exist?  If not, does someone who knows about computers feel like partnering with me and making a billion dollars?  fwiw, if any of you do this idea and don't partner with me I will sue your asses rowers from Harvard v. facebook guy style. 

Lets take the idea and copywrite it or whatever and then take it to those websites where a thousand people each give you $100 dollars and pay someone to write code.  BTW, I am totally a partner in this now for having the idea of taking peoples money.

You could either have them create an account and enter in their point totals or have them just see the totals needed.  For that idea I am now the majority owner.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 06:41:58 PM
I need a website where I put my originating airport in and the date I want to travel and it spits out award availability across programs I choose to everywhere on those dates (direct and RT).  Does that software/website exist?  If not, does someone who knows about computers feel like partnering with me and making a billion dollars?  fwiw, if any of you do this idea and don't partner with me I will sue your asses rowers from Harvard v. facebook guy style. 

Lets take the idea and copywrite it or whatever and then take it to those websites where a thousand people each give you $100 dollars and pay someone to write code.  BTW, I am totally a partner in this now for having the idea of taking peoples money.

You could either have them create an account and enter in their point totals or have them just see the totals needed.  For that idea I am now the majority owner.

ok, you do all of this stuff you just said.  you are in.  If you need me for more ideas about the thing or whatever let me know.  Otherwise, I will give you my direct deposit info for my millions. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 06:44:11 PM
also, I'm not even barely joking, we should make the website "wherecanIfly.com" or something like that and you enter in your programs like awardwallett (and it saves them, or just spits out options for SW/AA who are bitches about keeping mileage info) and then pick your date and it spits out possible reward flights you can take to everywhere.  MY GOD IF THIS EXISTED!  :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 06:51:01 PM
also, how much money would it take to hire someone who is good at computers to do this?  I don't think we'd need to kickstarter this thing.  as a guy that knows BSAC, I can tell you we could get financing for anything we need. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on March 02, 2012, 06:55:51 PM
also, how much money would it take to hire someone who is good at computers to do this?  I don't think we'd need to kickstarter this thing.  as a guy that knows BSAC, I can tell you we could get financing for anything we need. 

Buying a kick ass domain name is the first step.  I could ask around the computer people I know and see if there is necessary talent.  It would be helpful if we had someone like awardwallet guy who worked with points programs/coding in the past, I would imagine.  Only someone that the airlines do not hate.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 07:02:36 PM
also, how much money would it take to hire someone who is good at computers to do this?  I don't think we'd need to kickstarter this thing.  as a guy that knows BSAC, I can tell you we could get financing for anything we need. 

Buying a kick ass domain name is the first step.  I could ask around the computer people I know and see if there is necessary talent.  It would be helpful if we had someone like awardwallet guy who worked with points programs/coding in the past, I would imagine.  Only someone that the airlines do not hate.

we should not even care about the airlines.  the airlines can't say crap about randomly pulling award availability if we aren't saving account numbers and stuff.  I'm 99% certain someone is already doing this though.  too obvious.  probably pointhub which is an amazing service.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on March 02, 2012, 08:19:01 PM
also, how much money would it take to hire someone who is good at computers to do this?  I don't think we'd need to kickstarter this thing.  as a guy that knows BSAC, I can tell you we could get financing for anything we need. 

Buying a kick ass domain name is the first step.  I could ask around the computer people I know and see if there is necessary talent.  It would be helpful if we had someone like awardwallet guy who worked with points programs/coding in the past, I would imagine.  Only someone that the airlines do not hate.

we should not even care about the airlines.  the airlines can't say crap about randomly pulling award availability if we aren't saving account numbers and stuff.  I'm 99% certain someone is already doing this though.  too obvious.  probably pointhub which is an amazing service.

If someones doing this and you don't know about it, they suck ass at marketing and we could destroy them
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 08:27:15 PM
OK! LET'S GET RICH CHICAT!  :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: Bloodfart on March 02, 2012, 08:40:31 PM
"How many credit card do you have?"  I have 2 and all the other rich people I know have less. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 08:50:43 PM
"How many credit card do you have?"  I have 2 and all the other rich people I know have less.

that's a shocker new jeffy.  what are your thoughts on dave ramsey?
Title: Re: How Many Credit Cards Do You Have?
Post by: Bloodfart on March 02, 2012, 08:54:04 PM
"How many credit card do you have?"  I have 2 and all the other rich people I know have less.

that's a shocker new jeffy.  what are your thoughts on dave ramsey?

Never had a use for the douche'. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 02, 2012, 09:40:08 PM
lol at national press when they try to write stories about miles and points.  they are the worst.

they're bad at almost everything.  it shows when you encounter articles on any subject you know more about than the average Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 09:43:07 PM
lol at national press when they try to write stories about miles and points.  they are the worst.

they bad at almost everything.  it shows when you encounter articles on any subject you know more about than the average Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!).

It sucks realizing that they are dishing out garbage advice to 99.9999% of the public that doesn't read flyertalk or goEMAW.  I want to save those people.  not extend myself or work hard but just for them to know and stuff. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 02, 2012, 09:50:11 PM
It sucks realizing that they are dishing out garbage advice to 99.9999% of the public that doesn't read flyertalk or goEMAW.  I want to save those people.  not extend myself or work hard but just for them to know and stuff.

if everyone was gaming the system like flyertalkers and goemawers, the world's entire air transport and hotel systems would collapse within minutes.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2012, 09:55:42 PM
It sucks realizing that they are dishing out garbage advice to 99.9999% of the public that doesn't read flyertalk or goEMAW.  I want to save those people.  not extend myself or work hard but just for them to know and stuff.

if everyone was gaming the system like flyertalkers and goemawers, the world's entire air transport and hotel systems would collapse within minutes.

yeah, kind of what I wanted to respond to the original WSJ piece with something like that.  reward availability is down now compared to before.  shocking given non-dumbasses have figured out how to use it to travel all over the world constantly. really boggles the mind. 
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on March 06, 2012, 02:45:18 PM
Million miles has some good insight about the upcoming venture match your miles promotion, got me all
:scared:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 15, 2012, 05:07:11 PM
free 1000 miles (British Midland).    BMI will become British Airways in near future and points will merge.

https://www.flybmi.com/bmi/en-gb/loyalty-programmes/diamond-club/diamond-club.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 18, 2012, 09:51:37 PM
I just applied for the Chase Southwest for me and my wife.  How long do I need to wait before I apply for the business version?  tia
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 21, 2012, 11:37:13 PM
50k Marriott a good one?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 21, 2012, 11:42:55 PM
50k Marriott a good one?

Yes, and you should apply using my reference number that I can PM you so that I get 10K too.
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 22, 2012, 10:58:54 AM
50k Marriott a good one?

Yes, and you should apply using my reference number that I can PM you so that I get 10K too.

Wtf are you waiting for then?

Seriously a good card, though?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 22, 2012, 11:01:20 AM
50k Marriott a good one?

Yes, and you should apply using my reference number that I can PM you so that I get 10K too.

Wtf are you waiting for then?

Seriously a good card, though?

Yeah, in addition to the points, you get a free night, so you're really getting 6-7 free nights and another one every year if you keep the card.  I like it.  Will PM when I go home at lunch to get the postcard I was thinking of.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 22, 2012, 11:45:36 AM
50k Marriott a good one?

Yes, and you should apply using my reference number that I can PM you so that I get 10K too.

Wtf are you waiting for then?

Seriously a good card, though?

Yeah, in addition to the points, you get a free night, so you're really getting 6-7 free nights and another one every year if you keep the card.  I like it.  Will PM when I go home at lunch to get the postcard I was thinking of.

6-7 nights?   At some podunk?   Looking at it, a KC Marriott runs 15k to 25k a night,  Chicago runs 30k and up.  Oh, and the "free night" is only good for Cat 1-4  stays (out of 7)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 22, 2012, 12:17:19 PM
The Marriott card is just ok.  I stay there all of the time, but don't have it because I have to pay with my corp card.  If you stay there a lot and can use the Marriott card to pay, it is a decent deal. 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 22, 2012, 02:07:12 PM
50k Marriott a good one?

Yes, and you should apply using my reference number that I can PM you so that I get 10K too.

Wtf are you waiting for then?

Seriously a good card, though?

Yeah, in addition to the points, you get a free night, so you're really getting 6-7 free nights and another one every year if you keep the card.  I like it.  Will PM when I go home at lunch to get the postcard I was thinking of.

6-7 nights?   At some podunk?   Looking at it, a KC Marriott runs 15k to 25k a night,  Chicago runs 30k and up.  Oh, and the "free night" is only good for Cat 1-4  stays (out of 7)
look and see how many points it is for san diego, this will determine if I get it. TIA! loveyoulots
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 22, 2012, 02:08:00 PM
I refuse to stay at any Marriott
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 22, 2012, 02:14:12 PM
I refuse to stay at any Marriott

I'm still trying to figure out which hotel points to focus on.  Daraius is high on the SPG Amex because of the elite hotels and cash + points option, so that's the way I'm leaning.  Every other hotel chain seems like you have to use a shitload of points for a couple nights in a nice/decent hotel.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 22, 2012, 02:21:53 PM
50k Marriott a good one?

There was a 70K offer a couple of months ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 22, 2012, 02:21:59 PM
I refuse to stay at any Marriott

I'm still trying to figure out which hotel points to focus on.  Daraius is high on the SPG Amex because of the elite hotels and cash + points option, so that's the way I'm leaning.  Every other hotel chain seems like you have to use a shitload of points for a couple nights in a nice/decent hotel.  :dunno:

The only one I don't participate in is Marriott.  You have to be either a Marriott or Hilton person imo (or possibly PC).  Hyatt and SPG have more resort/high level properties and are great for travel.  Hilton and Marriott are your every day business programs.  I chose Hilton.  I don't remember why but I'm sticking to it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 22, 2012, 02:45:52 PM
I refuse to stay at any Marriott

I'm still trying to figure out which hotel points to focus on.  Daraius is high on the SPG Amex because of the elite hotels and cash + points option, so that's the way I'm leaning.  Every other hotel chain seems like you have to use a shitload of points for a couple nights in a nice/decent hotel.  :dunno:

The only one I don't participate in is Marriott.  You have to be either a Marriott or Hilton person imo (or possibly PC).  Hyatt and SPG have more resort/high level properties and are great for travel.  Hilton and Marriott are your every day business programs.  I chose Hilton.  I don't remember why but I'm sticking to it.

I don't travel for business so I guess I'm more inclined to hoard miles for an elite vaca, and since I'm already slamming Chase pretty hard right now with business/personal Southwest cards, I'm leaning towards SPG.  I wouldn't mind doing Hyatt, but it seems like the best bang for the buck is the Ultimate Rewards bonus then transfer to Hyatt...which is Chase.  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 22, 2012, 02:49:22 PM
yeah, SPG has a lot of great perks.  you really can't go wrong with it.  even if you don't want to stay at their hotels you can transfer to airline miles with a 5k bonus for every 20k.  If you want a referral (it will give you the same sign up bonus but I'll get a 5k bonus) pm me your email and I'll send you one. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 22, 2012, 03:10:25 PM
sd- hhonors are horrible value but there are like a billion hhonor cards and some are churnable and churnable pretty quickly. for a few hundred dollars in fees and then some minimum spends a couple could rack up around 500k hhonors pretty quickly. i think i'm devoting the rest of the year towards this. you also get axon awards or whatever so a cat7 four night would only be like 140k. thoughts. i've totally flipped my credit card thinking/strategies in the last month of so. going to start churning the churnable cards and pretty much stay away from chase.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 22, 2012, 03:12:08 PM
sd- hhonors are horrible value but there are like a billion hhonor cards and some are churnable and churnable pretty quickly. for a few hundred dollars in fees and then some minimum spends a couple could rack up around 500k hhonors pretty quickly. i think i'm devoting the rest of the year towards this. you also get axon awards or whatever so a cat7 four night would only be like 140k. thoughts. i've totally flipped my credit card thinking/strategies in the last month of so. going to start churning the churnable cards and pretty much stay away from chase.

Yeah, I've got 200k HH doing this with the Hilton Amex and Hawaiin BOA.  Going to stay five nights on an axon in Paris in November with them. 

EDIT:  or a "GLON" I get them confused

EDIT2:  Yeah, it's a GLON.  AXON are the ones for the Hilton Amex cardholders and aren't as good.  Here is the GLON chart:

(http://www.flyertalk.com/forum/members/beltway-albums-foo-picture3242-hilton-glon.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 22, 2012, 03:46:08 PM
sd- hhonors are horrible value but there are like a billion hhonor cards and some are churnable and churnable pretty quickly. for a few hundred dollars in fees and then some minimum spends a couple could rack up around 500k hhonors pretty quickly. i think i'm devoting the rest of the year towards this. you also get axon awards or whatever so a cat7 four night would only be like 140k. thoughts. i've totally flipped my credit card thinking/strategies in the last month of so. going to start churning the churnable cards and pretty much stay away from chase.

Yeah, I've got 200k HH doing this with the Hilton Amex and Hawaiin BOA.  Going to stay five nights on an axon in Paris in November with them.

boom. sold. also, the barclay website was kind of an eye opener. they have a crap ton of cards. some with no fees and no spends. not great ones, but still.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 22, 2012, 06:12:29 PM
I refuse to stay at any Marriott

I'm still trying to figure out which hotel points to focus on.  Daraius is high on the SPG Amex because of the elite hotels and cash + points option, so that's the way I'm leaning.  Every other hotel chain seems like you have to use a shitload of points for a couple nights in a nice/decent hotel.  :dunno:

The only one I don't participate in is Marriott.  You have to be either a Marriott or Hilton person imo (or possibly PC).  Hyatt and SPG have more resort/high level properties and are great for travel.  Hilton and Marriott are your every day business programs.  I chose Hilton.  I don't remember why but I'm sticking to it.

This is true.  I chose Marriott and it has worked out fine for me. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 22, 2012, 09:50:23 PM

EDIT:  or a "GLON" I get them confused

EDIT2:  Yeah, it's a GLON.  AXON are the ones for the Hilton Amex cardholders and aren't as good.  Here is the GLON chart:


I'm starting to come around to the hhonors line of thinking because of exactly what rd said...but wtf is this AXON and GLON you speak of? 

EDIT: nevermind...found a FT thread (I'll read it, but I'm not jumping into that shark tank  :ohno:)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 24, 2012, 09:50:06 AM
just blew the 200k at this place for 5 nights in November

http://www.tripadvisor.com/Hotel_Review-g187147-d291544-Reviews-Hilton_Arc_de_Triomphe-Paris_Ile_de_France.html
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on March 24, 2012, 09:59:49 AM
just blew the 200k at this place for 5 nights in November

http://www.tripadvisor.com/Hotel_Review-g187147-d291544-Reviews-Hilton_Arc_de_Triomphe-Paris_Ile_de_France.html

Staying in the rich, fancy area, eh?  Looks like a winner.  Also, thing I was surprised to learn when I was there, a lot of Paris is surprisingly walkable.  Like, when you get a big tourist map, its about 30-40 minutes from the highway that circles the city to the center of the map.  And there are a bunch of little bakery places on the way probably. 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 24, 2012, 01:28:09 PM
so I dont stay at hotels very often, but when I do I obviously want to stay for free. The PC rewards things was great for me because the annual fee was waived the first year and all I had to do was use it once. Any card out like that now?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 24, 2012, 01:36:17 PM
so I dont stay at hotels very often, but when I do I obviously want to stay for free. The PC rewards things was great for me because the annual fee was waived the first year and all I had to do was use it once. Any card out like that now?

your best bet would be to get the Hawaiin Air card (or both of them) and transfer those points to Hilton at a 2:1 ratio.  I think the Hyatt Chase card requires just one purchase and then you get two nights at any hyatt in the world.  you would want to make sure you are going to Paris or NYC or Kauai or somewhere elite to get your value on that though.  cancel both before the annual fee comes in 12 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 26, 2012, 08:44:47 AM
sd- hhonors are horrible value but there are like a billion hhonor cards and some are churnable and churnable pretty quickly. for a few hundred dollars in fees and then some minimum spends a couple could rack up around 500k hhonors pretty quickly.

Could you expand on this a little bit for a n00b?  I'm planning on getting the BOA Virgin card, but what are the other good Hilton cards right now?  Also, anybody have any idea how fast you can churn the BOA Virgin card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 26, 2012, 01:10:47 PM
sd- hhonors are horrible value but there are like a billion hhonor cards and some are churnable and churnable pretty quickly. for a few hundred dollars in fees and then some minimum spends a couple could rack up around 500k hhonors pretty quickly.

Could you expand on this a little bit for a n00b?  I'm planning on getting the BOA Virgin card, but what are the other good Hilton cards right now?  Also, anybody have any idea how fast you can churn the BOA Virgin card?

also get the BOA Hawaiin card (or cards, there are two).  they also transfer to Hilton.  Hilton has, like, three cards of their own that are also churnable. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 26, 2012, 01:25:40 PM
sd- hhonors are horrible value but there are like a billion hhonor cards and some are churnable and churnable pretty quickly. for a few hundred dollars in fees and then some minimum spends a couple could rack up around 500k hhonors pretty quickly.

Could you expand on this a little bit for a n00b?  I'm planning on getting the BOA Virgin card, but what are the other good Hilton cards right now?  Also, anybody have any idea how fast you can churn the BOA Virgin card?

also get the BOA Hawaiin card (or cards, there are two).  they also transfer to Hilton.  Hilton has, like, three cards of their own that are also churnable.

i love sd's commitment to the cc thread. bombs exploding left and right and people with shrapnel sticking out of their face. fire currie. fire everyone. how can frank do this to us? why south carolina? why now? we want answers. and then there is sd calming explaining about the virtues of hhonor churnable cards. just amazing really.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 26, 2012, 01:31:04 PM
I'm honestly not even that worked up about the basketball stuff.  I'd be more upset if Chase cut me off from new apps or something. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 26, 2012, 08:52:57 PM
I'm honestly not even that worked up about the basketball stuff.  I'd be more upset if Chase cut me off from new apps or something.

 :thumbs: Keep doing God's work, SD. I'm saving my meltdown for AFTER I realize our next coach sucks.

Thoughts on the best bang for the buck getting HHonors points? Obviously the BOA cards have the highest point bonuses but they also have annual fees.  The Virgin is $90, which is obviously paid for with the 100k points, but is it a better value than churning the AMEX HHonors?  :dunno: Also, is the AMEX churnable every 3 months?  So many decisions.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on March 26, 2012, 09:00:45 PM
No, Amex takes a long time between churns. Just the citi visa is churnable.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 26, 2012, 09:46:51 PM
No, Amex takes a long time between churns. Just the citi visa is churnable.

Ah...got it.  So get the AMEX and keep it for the AXON and churn the Citi HHonors and possibly the BOA Virgin (if I can stomach the $90 fee). Have you tried getting the Visa and the Visa Signature at the same time?
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on March 26, 2012, 11:12:21 PM
No, Amex takes a long time between churns. Just the citi visa is churnable.

All the citi visas? Like the premiere thank you card?
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 26, 2012, 11:12:55 PM
 :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 07:18:25 AM
No, Amex takes a long time between churns. Just the citi visa is churnable.

All the citi visas? Like the premiere thank you card?

don't know.  I've just done it with the AA and HH visas
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 27, 2012, 08:49:14 AM
the boa ones are apparently the ones that are really churnable. like every three months. i think the citi would not be as quick. dunno when though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 27, 2012, 09:10:51 AM
the boa ones are apparently the ones that are really churnable. like every three months. i think the citi would not be as quick. dunno when though.

That would make sense given the $90 annual fee that they don't waive.  You can get 200,000 Virgin miles in a year but it would cost you $360.  Would still make sense if you wanted a crap ton of HHonors points.  Anybody have a rough valuation of Virgin miles or is it roughly the standard penny/mile?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 09:17:16 AM
If you are worried about paying $360 for 400200k HH miles you may not be cut out for this stuff
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 27, 2012, 09:18:08 AM
the boa ones are apparently the ones that are really churnable. like every three months. i think the citi would not be as quick. dunno when though.

That would make sense given the $90 annual fee that they don't waive.  You can get 200,000 Virgin miles in a year but it would cost you $360.  Would still make sense if you wanted a crap ton of HHonors points.  Anybody have a rough valuation of Virgin miles or is it roughly the standard penny/mile?

beware the Virgin Atlantic card, the points are NOT at a 1:2 ratio as originally thought
http://millionmilesecrets.com/2011/08/01/70000-hilton-points-with-the-hawaiian-airlines-credit-card/
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on March 27, 2012, 11:14:53 AM
So the only miles card I've done is the SW chase card. Which card should I go for next?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 11:21:46 AM
So the only miles card I've done is the SW chase card. Which card should I go for next?

I would start by reading the last 5 pages or so.  then decide from that.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on March 27, 2012, 11:34:07 AM
So the only miles card I've done is the SW chase card. Which card should I go for next?

I would start by reading the last 5 pages or so.  then decide from that.

The past 5 pages are all hotels. I want airlines  :driving:

Prolly just gonna go with the Chase Sapphire Preferred
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 12:12:15 PM
So the only miles card I've done is the SW chase card. Which card should I go for next?

I would start by reading the last 5 pages or so.  then decide from that.

The past 5 pages are all hotels. I want airlines  :driving:

Prolly just gonna go with the Chase Sapphire Preferred

that's a good one. you could also get a couple AA cards
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on March 27, 2012, 12:21:03 PM
So the only miles card I've done is the SW chase card. Which card should I go for next?

I would start by reading the last 5 pages or so.  then decide from that.

The past 5 pages are all hotels. I want airlines  :driving:

Prolly just gonna go with the Chase Sapphire Preferred

that's a good one. you could also get a couple AA cards

The offers I'm finding on the AA cards are only for 30k. Am I missing the good ones?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 12:25:21 PM
ya

http://millionmilesecrets.com/credit-cards/airline-credit-cards/
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on March 27, 2012, 12:37:17 PM
ya

http://millionmilesecrets.com/credit-cards/airline-credit-cards/

 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 27, 2012, 01:52:36 PM
So the only miles card I've done is the SW chase card. Which card should I go for next?

I would start by reading the last 5 pages or so.  then decide from that.

The past 5 pages are all hotels. I want airlines  :driving:

Prolly just gonna go with the Chase Sapphire Preferred


if you fly domestic or Mexico on AA routes, I'd find a way to snag every British Airways mile I could.   They rock.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 01:55:18 PM
aa miles are much better than avios miles.  much.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 27, 2012, 01:57:45 PM
aa miles are much better than avios miles.  much.

MCI to DFW  9k Avios    or   25k  AAmiles

Same is true for about any AA domestic route....Avios are much cheaper.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 02:00:00 PM
aa miles are much better than avios miles.  much.

MCI to DFW  9k Avios    or   25k  AAmiles

Same is true for about any AA domestic route....Avios are much cheaper.

who the eff flies to dallas for any reason whatsoever?  Outside of chicago and dallas they are dogshit.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on March 27, 2012, 02:01:50 PM
aa miles are much better than avios miles.  much.

MCI to DFW  9k Avios    or   25k  AAmiles

Same is true for about any AA domestic route....Avios are much cheaper.

who the eff flies to dallas for any reason whatsoever?  Outside of chicago and dallas they are dogshit.
I did for Cotton Bowl :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 02:02:50 PM
there you go.  if we go to another cotton bowl you may be in luck.  meanwhile I'm flying to london and paris on AA miles with no fuel surcharge. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 27, 2012, 02:03:31 PM
there you go.  if we go to another cotton bowl you may be in luck.  meanwhile I'm flying to london and paris on AA miles with no fuel surcharge.

why I said domestic and Mexico, dumbass.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 02:04:40 PM
there you go.  if we go to another cotton bowl you may be in luck.  meanwhile I'm flying to london and paris on AA miles with no fuel surcharge.

why I said domestic and Mexico, dumbass.

BA miles are worse domestic depending on where you are flying too, dumbass
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 27, 2012, 02:13:13 PM
If you are worried about paying $360 for 400200k HH miles you may not be cut out for this stuff

I didn't say I was worried about it, I was trying to figure out how much actual value was left after the annual fees.

beware the Virgin Atlantic card, the points are NOT at a 1:2 ratio as originally thought
http://millionmilesecrets.com/2011/08/01/70000-hilton-points-with-the-hawaiian-airlines-credit-card/

I didn't see a confirmation on there anywhere where anyone said they only got a 1:1 ratio.  I saw where Virgin says it's 1:1 but they've been saying that all along.  It doesn't matter what they say, only what Hilton puts in your account and it looks like Hilton has been crediting 1:2...unless I'm missing something.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 02:17:58 PM
everyone I've seen that's transfered to Virgin has still gotten 2:1.  I wouldn't worry about it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 27, 2012, 02:46:49 PM
there you go.  if we go to another cotton bowl you may be in luck.  meanwhile I'm flying to london and paris on AA miles with no fuel surcharge.

why I said domestic and Mexico, dumbass.

BA miles are worse domestic depending on where you are flying too, dumbass


MCI > JFK    19,500Avios   or 25k AA
MCI > PDX    15,000Avios  or 37.5k AA


Bottom line round trip the cheapest you will fly anywhere in NA on AA is 25k miles.  Avios is 9k.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 02:50:24 PM
now do most expensive dumbass
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on March 27, 2012, 03:03:36 PM
just blew the 200k at this place for 5 nights in November

http://www.tripadvisor.com/Hotel_Review-g187147-d291544-Reviews-Hilton_Arc_de_Triomphe-Paris_Ile_de_France.html

staying four blocks from there in less than two months. :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 03:16:25 PM
lol at you always going to the same places I'm getting ready to go a few months before me.  take pics and have full trip report ready. 
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on March 27, 2012, 03:18:06 PM
lol at you always going to the same places I'm getting ready to go a few months before me.  take pics and have full trip report ready.

actually more than four blocks, like a 20 min walk from there near eiffel tower.

could have flown aer lingus but settled for :aa:

:frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 03:19:35 PM
lol at you always going to the same places I'm getting ready to go a few months before me.  take pics and have full trip report ready.

actually more than four blocks, like a 20 min walk from there near eiffel tower.

could have flown aer lingus but settled for :aa:

:frown:

flying first on AA to London  :gocho: , eurostar to paris  :popcorn: , coach AA back  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 27, 2012, 03:25:36 PM
this is a decent short concise of what is prob churnable and what is not as well as the most likely timeframes...

http://www.theman1000.com/travelcreditcards/churnable-cards/
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on March 27, 2012, 03:27:12 PM
lol at you always going to the same places I'm getting ready to go a few months before me.  take pics and have full trip report ready.

actually more than four blocks, like a 20 min walk from there near eiffel tower.

could have flown aer lingus but settled for :aa:

:frown:

flying first on AA to London  :gocho: , eurostar to paris  :popcorn: , coach AA back  :sdeek:

AA to Dublin, BMI to London, Eurostar to Paris, Eurostar back to London, AA back

:gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2012, 03:33:54 PM
this is a decent short concise of what is prob churnable and what is not as well as the most likely timeframes...

http://www.theman1000.com/travelcreditcards/churnable-cards/

nice find rick
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 27, 2012, 03:36:43 PM
this is a decent short concise of what is prob churnable and what is not as well as the most likely timeframes...

http://www.theman1000.com/travelcreditcards/churnable-cards/

nice find rick

the citi hilton two browser is what stands out the most to me. a couple could get 180k hhonors every three months or so with no fees and pretty minimal spends. 720k in a year. then every eighteen months just skip the citi hhonors and do citi aa two browser.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 27, 2012, 09:13:23 PM
this is a decent short concise of what is prob churnable and what is not as well as the most likely timeframes...

http://www.theman1000.com/travelcreditcards/churnable-cards/

nice find rick

the citi hilton two browser is what stands out the most to me. a couple could get 180k hhonors every three months or so with no fees and pretty minimal spends. 720k in a year. then every eighteen months just skip the citi hhonors and do citi aa two browser.

 :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 30, 2012, 10:12:35 AM
Just cancelled my first card before fee hit.  :ohno: they weren't really mad at me. Looking for new card, non travel related, I have the no annual fee Sapphire (100k points  :gocho: ). Any suggestions?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 30, 2012, 10:48:11 AM
FYI  the 50k  Sapphire card bonus ends Tuesday.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 03, 2012, 12:52:38 PM
my southwest points feel so inadequate next to steve dave's awesome paris trip  :embarrassed:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 03, 2012, 01:08:58 PM
my southwest points feel so inadequate next to steve dave's awesome paris trip  :embarrassed:

I'm going to Kauai for 8 nights in less than 5 weeks too if you want some more inadequacy.  Staying at the Grand Hyatt Kauai on points, flying United on points, rented a convertible on points and have $1,050 in Hyatt giftcards to pay for spa and resort charges from points.   :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 03, 2012, 09:45:31 PM
my southwest points feel so inadequate next to steve dave's awesome paris trip  :embarrassed:

I'm going to Kauai for 8 nights in less than 5 weeks too if you want some more inadequacy.  Staying at the Grand Hyatt Kauai on points, flying United on points, rented a convertible on points and have $1,050 in Hyatt giftcards to pay for spa and resort charges from points.   :cool:

I flew to vegas once   :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 03, 2012, 10:53:44 PM
my southwest points feel so inadequate next to steve dave's awesome paris trip  :embarrassed:

I'm going to Kauai for 8 nights in less than 5 weeks too if you want some more inadequacy.  Staying at the Grand Hyatt Kauai on points, flying United on points, rented a convertible on points and have $1,050 in Hyatt giftcards to pay for spa and resort charges from points.   :cool:

Christ SD.  Exactly how long have you been hoarding points?  I mean you've spent like a bazillion points in the past 6 months.  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 04, 2012, 08:01:24 AM
between my wife and I we have averaged about 500k a year for the last few years.  before I booked the hawaii and euro trips we had over a million combined among our various accounts.  now less than 400k  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 04, 2012, 08:37:31 AM
between my wife and I we have averaged about 500k a year for the last few years.  before I booked the hawaii and euro trips we had over a million combined among our various accounts.  now less than 400k  :cry:

expense accounts?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 04, 2012, 09:01:15 AM
between my wife and I we have averaged about 500k a year for the last few years.  before I booked the hawaii and euro trips we had over a million combined among our various accounts.  now less than 400k  :cry:

from now on I'm just going to imagine you as george clooney from up in the air
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 04, 2012, 09:40:27 AM
between my wife and I we have averaged about 500k a year for the last few years.  before I booked the hawaii and euro trips we had over a million combined among our various accounts.  now less than 400k  :cry:

expense accounts?

no
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 04, 2012, 10:02:21 PM
my southwest points feel so inadequate next to steve dave's awesome paris trip  :embarrassed:

I'm going to Kauai for 8 nights in less than 5 weeks too if you want some more inadequacy.  Staying at the Grand Hyatt Kauai on points, flying United on points, rented a convertible on points and have $1,050 in Hyatt giftcards to pay for spa and resort charges from points.   :cool:

Can you use points to pay for spa's at hotels and hotel restaurants?

my southwest points feel so inadequate next to steve dave's awesome paris trip  :embarrassed:

I'm going to Kauai for 8 nights in less than 5 weeks too if you want some more inadequacy.  Staying at the Grand Hyatt Kauai on points, flying United on points, rented a convertible on points and have $1,050 in Hyatt giftcards to pay for spa and resort charges from points.   :cool:

Christ SD.  Exactly how long have you been hoarding points?  I mean you've spent like a bazillion points in the past 6 months.  :runaway:

I quit trying to compare my points to SD's a long time ago, it's just depressing.

Question for SD: What's the estimated amount of time you spend on CC churning/points stuff a week? I've just been dabbling in the game and am debating about whether or not I should go "all in".

I'll listen off the air, TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 05, 2012, 07:54:25 AM
I don't think you can use points for food/spa.  We just got our Hyatt giftcards using Citi Advantage points. 

I check a few blogs every day and log onto flyertalk for 15 minutes once a week.  It isn't much time at all once you figure out what you are doing.  Awardwallet is a godsend. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 05, 2012, 08:56:41 AM
I just started a couple of weeks ago and I've got 4 new cards and my wife has 2.  :fatty:  I'll have the Southwest companion pass in the next month or so after my miles post to Southwest.  Then I'm setting my self up to start hoarding HHonors points by churning the Citi HHonors cards.  Things I've learned so far:

1.  If your wife makes significantly less than you, you should just assume when they ask for income on her application that they are asking for household income...especially if your mortgage payment is on the high side. Learned that one the hard way.  That's what you get for being honest I guess.  :shakesfist:

2.  Chase reconsideration is really easy to deal with and their customer service is knowledgeable and excellent.  :thumbsup:

3.  Citi is fickle and their reconsideration is non-existent.  More than 4 or 5 credit inquiries in the last 6 months and they'll deny you and there's nothing you can do about it.  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 05, 2012, 09:02:19 AM
3.  Citi is fickle and their reconsideration is non-existent.  More than 4 or 5 credit inquiries in the last 6 months and they'll deny you and there's nothing you can do about it.  :sdeek:

hmmm, have not run across this before
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 05, 2012, 09:16:23 AM
3.  Citi is fickle and their reconsideration is non-existent.  More than 4 or 5 credit inquiries in the last 6 months and they'll deny you and there's nothing you can do about it.  :sdeek:

hmmm, have not run across this before

I got a personal Citi AAdvantage in December (only one because I didn't know about the 2-browser at the time :bang: ). Then in March I got the Southwest business and personal, AMEX HHonors and Citi AAdvantage business.  I tried to get the Citi Thank You premiere after all of those and got a "no, denied...too many inquiries."  :curse:  I reached out to Daraius and he told me that Citi likes to see low credit inquiries and not a lot of credit extended.  I think one of my problems is all these rough ridin' cards keep giving me over $15,000 credit lines  :sdeek: He told me to email Vikram Pandit so I did a week ago and nobody has called or emailed me back.  :frown:  Now I have to lay low for 6 months before I start churning the Citi HHonors.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 05, 2012, 09:18:06 AM
you emailed the CEO of Citigroup about being denied for too many inquiries?  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 05, 2012, 09:49:34 AM
you emailed the CEO of Citigroup about being denied for too many inquiries?  :lol:

Yeah.  Can you believe that bad person hasn't taken the time to email me back?

Honestly that was my initial reaction too, but that was the advice of Daraius and who am I to question Daraius?  :dunno:  It actually makes some sense.  He's obviously not reading his own email and if something like comes in, their automatic reaction is probably "Jesus, this guy took the time to email the rough ridin' CEO.  Just give him the god damn credit card."
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 07, 2012, 02:11:10 PM
Had a nice Chase United experience this past week.  I was buying a plane ticket (eff you Avios) last week and had equal options between United and Frontier.  If I could get instant approval for the United, it would be the better option, even though the offer was only for 25K.  Applied, no instant approval because it would be like my 6th Chase card.  Bought the Frontier ticket.  All good.

Got the card in the mail a few days ago, didn't mess with it.  Then got an email telling me congrats on the card and the 50K bonus and $50 credit.  Called in to activate the card and confirmed the same bonuses.  T-Y, Chase United.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2012, 04:01:20 PM
yeah, that's great.  going to have the mrs. and I both sign up for the United explorer soon on that. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 07, 2012, 04:33:19 PM
I really need to get a United
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 07, 2012, 09:12:30 PM
any thoughts on the whole mastercard sapphire card? i have a chase ink bold so i transferred all other UR points to that this morning and then i think i'll cancel my sapphire visa and apply for the mastercard. will be heartbroken if i waste a chase app for something that doesn't yield anything.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on April 08, 2012, 11:15:31 AM
you emailed the CEO of Citigroup about being denied for too many inquiries?  :lol:

in his defense, we're kinda conditioned as emaws to expect personal replies from our CEO
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 09, 2012, 08:05:19 PM
Going to Vegas in June.  Would you spend 50k AA points or just fork over the $400-450?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on April 09, 2012, 08:22:53 PM
Pay for it
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 09, 2012, 08:29:39 PM
don't go. both options sound horrible.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 09, 2012, 08:34:17 PM
don't go. both options sound horrible.

yeah unless you live in mexico or some crap
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 09, 2012, 08:43:08 PM
Way too much money for a trip to vegas.  Its always way too many points for a trip to vegas.  Find a trip for less money
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 09, 2012, 08:54:27 PM
Going to Vegas in June.  Would you spend 50k AA points or just fork over the $400-450?

availability is pretty limited (but should be the same as your AA options but with BA Avios it's a 24k ticket out of MCI, and they have a sign up bonus right now for 50k points after your first spend, and an additional 25k if you spend $1k.   not the hottest, but better than AA miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 09, 2012, 09:03:46 PM
Agreed.  They're horrible, but going.  Used $150 free bucks from AA through our corporate card.

No other good options other than AA.



( :love: @ the response time/volume from everyone)
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 09, 2012, 09:04:39 PM
Going to Vegas in June.  Would you spend 50k AA points or just fork over the $400-450?

availability is pretty limited (but should be the same as your AA options but with BA Avios it's a 24k ticket out of MCI, and they have a sign up bonus right now for 50k points after your first spend, and an additional 25k if you spend $1k.   not the hottest, but better than AA miles.

No dice w/ Avios on this one.  Also, booked out of DFW, not MCI.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 09, 2012, 09:10:14 PM
Going to Vegas in June.  Would you spend 50k AA points or just fork over the $400-450?

availability is pretty limited (but should be the same as your AA options but with BA Avios it's a 24k ticket out of MCI, and they have a sign up bonus right now for 50k points after your first spend, and an additional 25k if you spend $1k.   not the hottest, but better than AA miles.

No dice w/ Avios on this one.  Also, booked out of DFW, not MCI.

if there was AA availability, there should be Avios availablility (partners).   That is only a 15k flight out of DFW by the way, for future reference.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 09, 2012, 10:11:48 PM
Going to Vegas in June.  Would you spend 50k AA points or just fork over the $400-450?

availability is pretty limited (but should be the same as your AA options but with BA Avios it's a 24k ticket out of MCI, and they have a sign up bonus right now for 50k points after your first spend, and an additional 25k if you spend $1k.   not the hottest, but better than AA miles.

No dice w/ Avios on this one.  Also, booked out of DFW, not MCI.

if there was AA availability, there should be Avios availablility (partners).   That is only a 15k flight out of DFW by the way, for future reference.

you can only use avios on milesaaver awards.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 10, 2012, 07:44:26 AM
Going to Vegas in June.  Would you spend 50k AA points or just fork over the $400-450?

availability is pretty limited (but should be the same as your AA options but with BA Avios it's a 24k ticket out of MCI, and they have a sign up bonus right now for 50k points after your first spend, and an additional 25k if you spend $1k.   not the hottest, but better than AA miles.

No dice w/ Avios on this one.  Also, booked out of DFW, not MCI.

if there was AA availability, there should be Avios availablility (partners).   That is only a 15k flight out of DFW by the way, for future reference.

you can only use avios on milesaaver awards.

mikey has no idea how avios points work
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 10, 2012, 10:15:06 AM
Just a general FYI, I just realized that in my last round of apps both Chase and Citi used TransUnion in Kansas.  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 10, 2012, 10:51:10 AM
Going to Vegas in June.  Would you spend 50k AA points or just fork over the $400-450?

availability is pretty limited (but should be the same as your AA options but with BA Avios it's a 24k ticket out of MCI, and they have a sign up bonus right now for 50k points after your first spend, and an additional 25k if you spend $1k.   not the hottest, but better than AA miles.

No dice w/ Avios on this one.  Also, booked out of DFW, not MCI.

if there was AA availability, there should be Avios availablility (partners).   That is only a 15k flight out of DFW by the way, for future reference.

you can only use avios on milesaaver awards.

this is true, I've never had to book anything other than a Milesaver though, as I always plan far in advance.     I did check several dates in June though and had several options for DFW-LV though.   :dunno:   To me the savings is worth it.


for SteveDave - have you seen this?    You were asking about something similar a while back...    http://www.milez.biz/en/index.php
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 10, 2012, 12:19:05 PM
Just a general FYI, I just realized that in my last round of apps both Chase and Citi used TransUnion in Kansas.  :sdeek:

Which cards? I need some Transunion pulls.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 10, 2012, 12:33:30 PM
No, I hadn't seen that website mikey.  It seems to be similar to some other sights like PointHub though.  Doesn't show multiple destinations. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 10, 2012, 12:46:28 PM
You can use avios to get to DFW and then pay.  I think when I went to the cotton it was like 9k per round trip
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 10, 2012, 03:31:14 PM
Just a general FYI, I just realized that in my last round of apps both Chase and Citi used TransUnion in Kansas.  :sdeek:

Which cards? I need some Transunion pulls.

Chase Southwest, Citi Thank You, and Citi AAdvantage.

Are we absolutely sure that banks generally use the same agency based on the state you're in or is that just an assumption?  Everything I've read says Experian and Equifax are used most often and then all of a sudden BAM all of my pulls are from rough ridin' TransUnion.  :dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 10, 2012, 03:34:07 PM
I've never checked or cared which credit company they pull from. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 10, 2012, 04:37:29 PM
I've never checked or cared which credit company they pull from.

Yeah, didn't think I would have to either before I got denied for too many inquiries. :bang:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 10, 2012, 05:59:31 PM
You can use avios to get to DFW and then pay.  I think when I went to the cotton it was like 9k per round trip

 :facepalm:
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on April 10, 2012, 09:09:14 PM
I've never checked or cared which credit company they pull from.

Yeah, didn't think I would have to either before I got denied for too many inquiries. :bang:

you suck at this
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 10, 2012, 10:05:44 PM
I've never checked or cared which credit company they pull from.

Yeah, didn't think I would have to either before I got denied for too many inquiries. :bang:

you suck at this

Because the 6 cards I applied for in the last 3 months ALL decided to pull from TransUnion and the 6th was denied for too many inquiries? 

I'm not sure you understand how this works.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on April 10, 2012, 10:12:52 PM
I've never checked or cared which credit company they pull from.

Yeah, didn't think I would have to either before I got denied for too many inquiries. :bang:

you suck at this

Because the 6 cards I applied for in the last 3 months ALL decided to pull from TransUnion and the 6th was denied for too many inquiries? 

I'm not sure you understand how this works.

Yes.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 10, 2012, 10:51:03 PM
I've never checked or cared which credit company they pull from.

Yeah, didn't think I would have to either before I got denied for too many inquiries. :bang:

you suck at this

Because the 6 cards I applied for in the last 3 months ALL decided to pull from TransUnion and the 6th was denied for too many inquiries? 

I'm not sure you understand how this works.

Yes.

Then by all means, please enlighten me.  What have I done wrong?  :popcorn:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 11, 2012, 07:23:30 PM
RICK DARIS! COME GIVE ME A HUG!

Quote
Dear Mr. Dave:
 
Hello again and thank you for contacting Hyatt Gold Passport Customer Service. I appreciate the opportunity to assist you.
 
Per your request, I have enrolled you in the Diamond Trial Promotion. I ask that you please allow 72 hours for the system to update itself. Once your account has been upgraded to Diamond status, you will have 60 days to complete 12 eligible nights. Once the stay requirement is met, your Diamond status will be extended through February of 2013. To extend the tier beyond the February 2013 date you will need to have 25 eligible stays or 50 eligible nights posted by December 31, 2012.
 
Please let me know if I may assist you further. Thank you for your continued support of the Hyatt Gold Passport program.
 
Sincerely,
 
XXXXXXXXXX XXXXXXXXXX
Hyatt Gold Passport Representative
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 11, 2012, 07:50:53 PM
RICK DARIS! COME GIVE ME A HUG!

Quote
Dear Mr. Dave:
 
Hello again and thank you for contacting Hyatt Gold Passport Customer Service. I appreciate the opportunity to assist you.
 
Per your request, I have enrolled you in the Diamond Trial Promotion. I ask that you please allow 72 hours for the system to update itself. Once your account has been upgraded to Diamond status, you will have 60 days to complete 12 eligible nights. Once the stay requirement is met, your Diamond status will be extended through February of 2013. To extend the tier beyond the February 2013 date you will need to have 25 eligible stays or 50 eligible nights posted by December 31, 2012.
 
Please let me know if I may assist you further. Thank you for your continued support of the Hyatt Gold Passport program.
 
Sincerely,
 
XXXXXXXXXX XXXXXXXXXX
Hyatt Gold Passport Representative


 :emawkid:


kauai, right? what will it get you? room upgrade? :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 11, 2012, 07:55:25 PM
Yeah, last year platinum got us a deluxe ocean view.  hoping for a suite or club room but even deluxe ocean again would be great.  also gets us free breakfast every day which is honestly a $75 per day savings over the 8 nights we are staying.  I think we get a choice of room service or the restaurant.  also get spa access every day.  we like to go back there an just chill in the steam room and spa pool and crap sometimes.  mrs. dave basically showers there most days too because she says their toiletries and crap is better than the stuff they put in the room which she says is also pretty good.  they usually charge you per day unless you have a spa treatment scheduled.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 11, 2012, 07:59:01 PM
Yeah, last year platinum got us a deluxe ocean view.  hoping for a suite or club room but even deluxe ocean again would be great.  also gets us free breakfast every day which is honestly a $75 per day savings over the 8 nights we are saying.  also get spa access every day.  we like to go back there an just chill in the steam room and spa pool and crap sometimes.  mrs. dave basically showers there most days too because she says their toiletries and crap is better than the stuff they put in the room which she says is also pretty good.

holy lord. will have to attempt to do the same if i ever go. that hyatt looks insanely nice.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 11, 2012, 07:59:48 PM
It is pretty great.  I can honestly see you and the family just partying and owning that place for a week and never wanting to go anywhere else. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 11, 2012, 08:07:17 PM
It is pretty great.  I can honestly see you and the family just partying and owning that place for a week and never wanting to go anywhere else.


that sounds great. also, keep at least 40kAA in your back pocket because you, i and @pete_goEMAW are going to tokyo next spring.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on April 12, 2012, 06:14:53 AM
I currently have only 12k AA because I blew 200k on upcoming euro trip
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 12, 2012, 08:52:29 AM
I currently have only 12k AA because I blew 200k on upcoming euro trip

better warm up your 50k AA biz apps. we have rooftop soccer matches to attend.


(http://upload.wikimedia.org/wikipedia/commons/e/ea/Tokyo_rooftop_football.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 12, 2012, 09:00:08 AM
Oh man, Daris is gonna get scammed into going to Tokyu instead of Tokyo.  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2012, 07:40:50 AM
I think I'm going to start saving for a couple of those business class around the world tickets.  Have to decide if I am going to go with One World http://www.oneworld.com/flights/round-the-world-fares/ or Star Alliance http://www.staralliance.com/en/fares/round-the-world-fare/

Just from glancing at it I'm going to need between 400k and 600k of either AA or United.  Seems like Star Alliance is just a flat rate and no mileage restrictions but One World can be cheaper if you don't fly as many miles because they have three distance options.  Will probably take a few years to save this up.  Wish you could combine, like, US Air and United points for a Star Alliance award.  Would make it a lot quicker. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 13, 2012, 08:06:26 AM
I think I'm going to start saving for a couple of those business class around the world tickets.  Have to decide if I am going to go with One World http://www.oneworld.com/flights/round-the-world-fares/ or Star Alliance http://www.staralliance.com/en/fares/round-the-world-fare/

Just from glancing at it I'm going to need between 400k and 600k of either AA or United.  Seems like Star Alliance is just a flat rate and no mileage restrictions but One World can be cheaper if you don't fly as many miles because they have three distance options.  Will probably take a few years to save this up.  Wish you could combine, like, US Air and United points for a Star Alliance award.  Would make it a lot quicker.

yeah. two years sounds about right. apparently aa biz every six months and personal every 18, but you already know that. so depending on your last round of aa apps it could be sooner or later.  certainly looks fun.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2012, 08:12:17 AM
I'm wondering if it would be easier to just pound those US Air Barclay cards and do that yearly promo thing where everyone gets 100k miles for doing all kinds of stupid crap.  I've never participated in that thing but everyone always talks about it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 13, 2012, 09:32:27 AM
I'm wondering if it would be easier to just pound those US Air Barclay cards and do that yearly promo thing where everyone gets 100k miles for doing all kinds of stupid crap.  I've never participated in that thing but everyone always talks about it.

why not do both? also, that year usair thing requires you to spend money in different ways on stuff that i prob wouldn't want to spend money on. at least i think it's like that. anyway, no reason you couldn't do both. also, there are some reports on usair possibly tightening up ship some and maybe not allowing people to churn as quickly.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2012, 09:33:35 AM
hmmm, ok.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 13, 2012, 09:40:08 AM
hmmm, ok.
[/quote

hmmm, just looked over the usair promo again and it actually looks pretty good...

http://boardingarea.com/blogs/mommypoints/2011/11/21/mommy-points-2011-us-airways-grand-slam-final-tally/


also, link to darius getting shut out of usair card...

http://millionmilesecrets.com/2012/04/10/fail-in-which-i-dont-get-a-second-us-air-credit-card/
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 13, 2012, 09:45:55 AM
I'm late to the party, but Rick = Daraius?    Awesome...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2012, 09:46:58 AM
I'm late to the party, but Rick = Daraius?    Awesome...

he (daraius) does live in KC
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 13, 2012, 09:54:45 AM
I'm late to the party, but Rick = Daraius?    Awesome...

he (daraius) does live in KC

but Daris =/= Daraius?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2012, 09:55:20 AM
I'm late to the party, but Rick = Daraius?    Awesome...

he (daraius) does live in KC

but Daris =/= Daraius?

I don't know if Daris wants me to blow his cover or not so I'm going to leave that up to him....
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 13, 2012, 09:56:23 AM
I'm late to the party, but Rick = Daraius?    Awesome...

he (daraius) does live in KC

but Daris =/= Daraius?

I don't know if Daris wants me to blow his cover or not so I'm going to leave that up to him....

 :peek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2012, 05:29:48 PM
Lucky has a great post on using Avios to get to Dublin from Boston for 50k RT in biz class.  Get yourself to Boston on basically any dates and you can get Aer Lingus RT from Boston for 25k RT in coach or 50k in biz. 

http://boardingarea.com/blogs/onemileatatime/2012/04/13/aer-lingus-business-class-wide-open-using-british-airways-avios-points/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2012, 05:36:22 PM
Got this in the email:


Quote
15,000 bonus miles
are waiting for you

Dear Steve,

You can already earn miles for every purchase with your new US Airways Dividend Miles® MasterCard®. And with this special offer, your card is now more rewarding than ever. Earn 15,000 bonus miles when you spend over $1,250 in new purchases each month in May, June and July.¹

So, basically, it's like getting 5 USA miles per dollar spent if I spend about $1,250 on this card for each of the next three months.  I would never normally spend on this pile of crap but I think I may have to spend my first $1,250 on it for the next three. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 13, 2012, 05:39:51 PM
Got this in the email:


Quote
15,000 bonus miles
are waiting for you

Dear Steve,

You can already earn miles for every purchase with your new US Airways Dividend Miles® MasterCard®. And with this special offer, your card is now more rewarding than ever. Earn 15,000 bonus miles when you spend over $1,250 in new purchases each month in May, June and July.¹

So, basically, it's like getting 5 USA miles per dollar spent if I spend about $1,250 on this card for each of the next three months.  I would never normally spend on this pile of crap but I think I may have to spend my first $1,250 on it for the next three.


buy a couple of fully refundable tickets on southwest that are worth $1,300. wait for the points to post. cancel tickets.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2012, 05:41:32 PM
Got this in the email:


Quote
15,000 bonus miles
are waiting for you

Dear Steve,

You can already earn miles for every purchase with your new US Airways Dividend Miles® MasterCard®. And with this special offer, your card is now more rewarding than ever. Earn 15,000 bonus miles when you spend over $1,250 in new purchases each month in May, June and July.¹

So, basically, it's like getting 5 USA miles per dollar spent if I spend about $1,250 on this card for each of the next three months.  I would never normally spend on this pile of crap but I think I may have to spend my first $1,250 on it for the next three.


buy a couple of fully refundable tickets on southwest that are worth $1,300. wait for the points to post. cancel tickets.

yeah, but I'd have to do that 3 months in a row.  would that still work?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 13, 2012, 05:46:47 PM
Got this in the email:


Quote
15,000 bonus miles
are waiting for you

Dear Steve,

You can already earn miles for every purchase with your new US Airways Dividend Miles® MasterCard®. And with this special offer, your card is now more rewarding than ever. Earn 15,000 bonus miles when you spend over $1,250 in new purchases each month in May, June and July.¹

So, basically, it's like getting 5 USA miles per dollar spent if I spend about $1,250 on this card for each of the next three months.  I would never normally spend on this pile of crap but I think I may have to spend my first $1,250 on it for the next three.


buy a couple of fully refundable tickets on southwest that are worth $1,300. wait for the points to post. cancel tickets.

yeah, but I'd have to do that 3 months in a row.  would that still work?

hmmm. i mean it would i guess but i just thought it was 1,250 and not 1,250 every month. dumb plan on my part. ignore.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 14, 2012, 04:30:32 PM
Got this in the email:


Quote
15,000 bonus miles
are waiting for you

Dear Steve,

You can already earn miles for every purchase with your new US Airways Dividend Miles® MasterCard®. And with this special offer, your card is now more rewarding than ever. Earn 15,000 bonus miles when you spend over $1,250 in new purchases each month in May, June and July.¹

So, basically, it's like getting 5 USA miles per dollar spent if I spend about $1,250 on this card for each of the next three months.  I would never normally spend on this pile of crap but I think I may have to spend my first $1,250 on it for the next three.

Set up Amazon payments.  Send $1,000/mo. to Rick Daris.  Have Rick Daris send you a check for $1,000 each month when it hits his account.  Spend $250/mo. on the card.

 :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 14, 2012, 04:33:13 PM
I'll probably just spend 1,250 on each of the cards for the next 3 months
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 14, 2012, 08:35:06 PM
Got this in the email:


Quote
15,000 bonus miles
are waiting for you

Dear Steve,

You can already earn miles for every purchase with your new US Airways Dividend Miles® MasterCard®. And with this special offer, your card is now more rewarding than ever. Earn 15,000 bonus miles when you spend over $1,250 in new purchases each month in May, June and July.¹

So, basically, it's like getting 5 USA miles per dollar spent if I spend about $1,250 on this card for each of the next three months.  I would never normally spend on this pile of crap but I think I may have to spend my first $1,250 on it for the next three.

Set up Amazon payments.  Send $1,000/mo. to Rick Daris.  Have Rick Daris send you a check for $1,000 each month when it hits his account.  Spend $250/mo. on the card.

 :dunno:

I just send it to my wife....
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 15, 2012, 12:28:39 AM
I'll probably just spend 1,250 on each of the cards for the next 3 months

that's my plan too.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 15, 2012, 09:54:30 PM
what's going to be my best value/chance at free stuff/sweet welcome goody bag

Holiday Inn as a Platinum member (25k/night) OR
Hilton Garden Inn as Gold member (30k/night)

both hotels are in Manhattan
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 15, 2012, 10:20:33 PM
what's going to be my best value/chance at free stuff/sweet welcome goody bag

Holiday Inn as a Platinum member (25k/night) OR
Hilton Garden Inn as Gold member (30k/night)

both hotels are in Manhattan

Holiday Inn is walking distance to the 'ville and 5k less/night.  To hell with the free stuff.  Seems like a no-brainer to me.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2012, 08:26:43 AM
what's going to be my best value/chance at free stuff/sweet welcome goody bag

Holiday Inn as a Platinum member (25k/night) OR
Hilton Garden Inn as Gold member (30k/night)

both hotels are in Manhattan

HGI will get you free breakfast as a gold (also for the mrs. or another guest if there are two of you).  Holiday Inn won't get you crap.  Platinum is kind of a meaningless elite tier.  Outside of ambassador at Intercon's there aren't a lot of elite benefits in PC.  late check out and junk.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2012, 08:27:57 AM
Got 4 suite upgrades on paid stays with my Hyatt Diamond trial.  They say they expire in one year so hopefully I can keep them when I don't maintain Diamond after the 60 day trial period is up.  Guaranteed suite upgrade on any paid stay at any Hyatt.  Pretty nice to have. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 19, 2012, 09:09:18 AM
Got 4 suite upgrades on paid stays with my Hyatt Diamond trial.  They say they expire in one year so hopefully I can keep them when I don't maintain Diamond after the 60 day trial period is up.  Guaranteed suite upgrade on any paid stay at any Hyatt.  Pretty nice to have.

How did you rack up so many Hyatt points?  Obviously you have the Hyatt Visa, but did you just transfer a shitload of ultimate rewards?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 19, 2012, 09:10:52 AM
Holiday Inn plat can be as good as HGI but pretty much all of it is hotel to hotel based.  Not very standardized across the board.  If its in MHK and you're only worried about free stuff, do HGI.  Plat gives you a 72 hour guarantee with Holiday Inn which is its best benefit.  They have to get you in if you call more than 72 hours in advance, doesn't work for free nights though.  If they dont for some reason, you can get like 20k points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2012, 09:12:58 AM
Holiday Inn plat can be as good as HGI but pretty much all of it is hotel to hotel based.  Not very standardized across the board.  If its in MHK and you're only worried about free stuff, do HGI.  Plat gives you a 72 hour guarantee with Holiday Inn which is its best benefit.  They have to get you in if you call more than 72 hours in advance, doesn't work for free nights though.  If they dont for some reason, you can get like 20k points.

I may try this for every home football game this year and if they say they can get me in I'll say, "ooops, sorry, wrong day" and hang up. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2012, 09:15:15 AM
Got 4 suite upgrades on paid stays with my Hyatt Diamond trial.  They say they expire in one year so hopefully I can keep them when I don't maintain Diamond after the 60 day trial period is up.  Guaranteed suite upgrade on any paid stay at any Hyatt.  Pretty nice to have.

How did you rack up so many Hyatt points?  Obviously you have the Hyatt Visa, but did you just transfer a shitload of ultimate rewards?

I got 100k via the Sapphire card, mrs. dave got 50k via her Sapphire, and we use them for all travel and dining costs which get double points and add up quickley.  Blew 176k on Grand Hyatt Kauai and still have 20k left.  Also have two free cat. 1-4's that I have to use within a year from having the Hyatt card.  The Sapphire is actually a better card for earning Hyatt points (outside of Hyatt stay spend) because you get double points on dining and travel while the Hyatt only gives 1 point for everything but Hyatt spend. 
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 19, 2012, 09:20:41 AM
Got 4 suite upgrades on paid stays with my Hyatt Diamond trial.  They say they expire in one year so hopefully I can keep them when I don't maintain Diamond after the 60 day trial period is up.  Guaranteed suite upgrade on any paid stay at any Hyatt.  Pretty nice to have.

How did you rack up so many Hyatt points?  Obviously you have the Hyatt Visa, but did you just transfer a shitload of ultimate rewards?

I got 100k via the Sapphire card

wtf? did that used to be the bonus?

Sent from my DROID BIONIC using Tapatalk 2
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2012, 09:22:54 AM
yeah, for about 3 days, it was pretty great. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 19, 2012, 09:26:36 AM
yeah, for about 3 days, it was pretty great.

I feel like I got started right at the end of an amazing bonus period and they're dropping quickly.  :embarrassed:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2012, 09:30:23 AM
yeah, for about 3 days, it was pretty great.

I feel like I got started right at the end of an amazing bonus period and they're dropping quickly.  :embarrassed:

Yeah, it kind of feels that way.  The 100k AA cards (or even the 75k ones), 100k Capital One without the spend requirements, 100k BA without the spend requirements were all great too.  Then there was the Mint stuff that I never took part in but always appreciated it being there if I wanted to.  It was truly the golden age. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 19, 2012, 04:34:04 PM
Quote from: facebook
The Ritz-Carlton Rewards is now an Ultimate Rewards point transfer partner. For all you Chase Sapphire Preferred  customers, this means that one Ultimate Rewards point equals one Ritz-Carlton Rewards point. And there’s no fee to transfer points! Click below to transfer now.
Chase Sapphire Ultimate Rewards
Chase Sapphire Preferred welcomes its newest Ultimate Rewards® point transfer partner, The Ritz-Carlton Rewards®. Now transfer your points to Ritz-Carlton Rewards at full value. One point equals one Ritz-Carlton Rewards point. Plus, there’s no point transfer fee! Transfer now.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 19, 2012, 07:51:01 PM
I have 55000 chase rewards points, want some hilton points, anyway to convert some?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2012, 07:56:48 PM
I have 55000 chase rewards points, want some hilton points, anyway to convert some?

no, and it would be stupid to do so.  55k Hyatt or United points are worth much, much, much more than 55k Hilton.  just sign up for a hilton card or hawaiin air card or virgin card and get the hilton points that way. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 01:36:51 PM
well, this US Air/AA merger is gaining steam.  will be curious to see if they allow it.  Would be OK with it I guess.  I rarely fly US Air but have 80k miles lying around.  Would be fine merging them with my AA miles.  Will have to furiously churn both their cards for the next year or two before the merger and could make my dream Around The World tickets easier to attain. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 02:13:42 PM
http://gizmodo.com/5903687/how-i-got-paid-600-to-party-in-a-swank-airport-lounge
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 20, 2012, 02:45:55 PM
http://gizmodo.com/5903687/how-i-got-paid-600-to-party-in-a-swank-airport-lounge

oh my god that guy is elite
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 02:56:16 PM
http://gizmodo.com/5903687/how-i-got-paid-600-to-party-in-a-swank-airport-lounge

oh my god that guy is elite

I would not have the balls to try that
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 03:05:58 PM
booked mrs. dave and I for 4 nights in NYC.  Flying direct to Newark at 12,500 United miles each.  Need to get the return flight at some point.  Availability on return isn't great with any carriers so may just pay for it.  Staying at the new Hyatt at 48th and Lexington.  Used 2 cat 1-4 award nights (it's the only Hyatt in the city that is a cat 4, paying for the nights was $400+ a night) and 15k Hyatt points for the third night.  Will either pay for the last night or use another 15k when I have them as I'm down to 5k Hyatt points right now.  Going to see Book of Mormon.  $400 for two medium level tickets  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 20, 2012, 03:13:44 PM
Going to see Book of Mormon.  $400 for two medium level tickets  :sdeek:

i bet it's worth it.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 20, 2012, 03:15:02 PM
booked mrs. dave and I for 4 nights in NYC.  Flying direct to Newark at 12,500 United miles each.  Need to get the return flight at some point.  Availability on return isn't great with any carriers so may just pay for it.  Staying at the new Hyatt at 48th and Lexington.  Used 2 cat 1-4 award nights (it's the only Hyatt in the city that is a cat 4, paying for the nights was $400+ a night) and 15k Hyatt points for the third night.  Will either pay for the last night or use another 15k when I have them as I'm down to 5k Hyatt points right now.  Going to see Book of Mormon.  $400 for two medium level tickets  :sdeek:
They're doing a stretch in Denver. Tix sold out instantly and are being resold for like 600 apiece. Let me know how it is

Sent from my PC36100 using Tapatalk
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 03:18:18 PM
booked mrs. dave and I for 4 nights in NYC.  Flying direct to Newark at 12,500 United miles each.  Need to get the return flight at some point.  Availability on return isn't great with any carriers so may just pay for it.  Staying at the new Hyatt at 48th and Lexington.  Used 2 cat 1-4 award nights (it's the only Hyatt in the city that is a cat 4, paying for the nights was $400+ a night) and 15k Hyatt points for the third night.  Will either pay for the last night or use another 15k when I have them as I'm down to 5k Hyatt points right now.  Going to see Book of Mormon.  $400 for two medium level tickets  :sdeek:
They're doing a stretch in Denver. Tix sold out instantly and are being resold for like 600 apiece. Let me know how it is

Sent from my PC36100 using Tapatalk

K.  We aren't going until March though.  Tickets are pretty limited through 2012.  They're, like, printing money. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 20, 2012, 03:23:57 PM
i've been to negril a handful of times and really like it. the rest of jamaica is trash but negril is great. there is a small place on the beach that we always stay called seasplash. started talking a week ago about where to go next and the negril seasplash was brought up. the very next day i stumble across this.  insanely good deal that would legitimately cost 1k otherwise. prob going to pull the trigger and then stay a couple extra days up on negril cliffs at a place called xtabi. kind of want to go somewhere new and stay free somewhere using points etc but just too good of a deal to pass up i think.


http://www.livingsocial.com/escapes/307736-intimate-beachfront-resort?msdc_id=1905-union-essex-counties
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 20, 2012, 03:25:01 PM
booked mrs. dave and I for 4 nights in NYC.  Flying direct to Newark at 12,500 United miles each.  Need to get the return flight at some point.  Availability on return isn't great with any carriers so may just pay for it.  Staying at the new Hyatt at 48th and Lexington.  Used 2 cat 1-4 award nights (it's the only Hyatt in the city that is a cat 4, paying for the nights was $400+ a night) and 15k Hyatt points for the third night.  Will either pay for the last night or use another 15k when I have them as I'm down to 5k Hyatt points right now.  Going to see Book of Mormon.  $400 for two medium level tickets  :sdeek:

you're a vacation machine  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 03:29:32 PM
i've been to negril a handful of times and really like it. the rest of jamaica is trash but negril is great. there is a small place on the beach that we always stay called seasplash. started talking a week ago about where to go next and the negril seasplash was brought up. the very next day i stumble across this.  insanely good deal that would legitimately cost 1k otherwise. prob going to pull the trigger and then stay a couple extra days up on negril cliffs at a place called xtabi. kind of want to go somewhere new and stay free somewhere using points etc but just too good of a deal to pass up i think.


http://www.livingsocial.com/escapes/307736-intimate-beachfront-resort?msdc_id=1905-union-essex-counties

damn, that does look like a good deal
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 20, 2012, 03:35:54 PM
Jamaica instead of Chicago?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 20, 2012, 03:36:40 PM
Jamaica instead of Chicago?

no both. also reminds me of something.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 03:41:25 PM
So, current schedule looking like:

Kauai in 2 weeks
Chicago in August
Vegas in November
Europe in November
NYC in March
Jamaica in, like, June? 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 20, 2012, 03:47:32 PM
I just meant we all should go to Jamaica, but no, goEMAW can't do any romantic trips
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 20, 2012, 03:51:29 PM
I just meant we all should go to Jamaica, but no, goEMAW can't do any romantic trips

somebody would probably die. i mean i'd be up for it, but just know that one of us probably wouldn't make it back.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 20, 2012, 03:54:10 PM
So, current schedule looking like:

Kauai in 2 weeks
Chicago in August
Vegas in November
Europe in November
NYC in March
Jamaica in, like, June?

man that's pretty amazing. meanwhile i'm going to albuquerque in a two weeks.  :blindfold:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 20, 2012, 04:49:15 PM
So, current schedule looking like:

Kauai in 2 weeks
Chicago in August
Vegas in November
Europe in November
NYC in March
Jamaica in, like, June?

Chicago in 2 weeks
Scottsdale in 4 weeks
Portland in July
New Orleans in September
Clearwater, FL next March

you win  :embarrassed:

though we'll have the companion pass in about a month so I'm assuming we'll be doing a lot more traveling that I haven't planned yet.  probably at least 2 trips to LA in the next 12 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 20, 2012, 05:26:49 PM
So, current schedule looking like:

Kauai in 2 weeks
Chicago in August
Vegas in November
Europe in November
NYC in March
Jamaica in, like, June?

Chicago in 2 weeks
Scottsdale in 4 weeks
Portland in July
New Orleans in September
Clearwater, FL next March

you win  :embarrassed:

though we'll have the companion pass in about a month so I'm assuming we'll be doing a lot more traveling that I haven't planned yet.  probably at least 2 trips to LA in the next 12 months.

Just got back from Clearwater, im sure the elites frown on it but I loved it. Are you staying near pier 60? We went to sand key beach a few minutes away and it was much more secluded and nearly as nice.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 20, 2012, 05:33:00 PM
So, current schedule looking like:

Kauai in 2 weeks
Chicago in August
Vegas in November
Europe in November
NYC in March
Jamaica in, like, June?

Chicago in 2 weeks
Scottsdale in 4 weeks
Portland in July
New Orleans in September
Clearwater, FL next March

you win  :embarrassed:

though we'll have the companion pass in about a month so I'm assuming we'll be doing a lot more traveling that I haven't planned yet.  probably at least 2 trips to LA in the next 12 months.

Just got back from Clearwater, im sure the elites frown on it but I loved it. Are you staying near pier 60? We went to sand key beach a few minutes away and it was much more secluded and nearly as nice.

No idea. Wife has an annual conference there and I'm going since we'll have the companion pass and we're taking the kids to play in the sand. :dunno:

Sent from my DROID BIONIC using Tapatalk 2
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 20, 2012, 05:41:12 PM
My last years looked that awesome.

Now:
Manhattan Spring Game :fatty:
Chicago in August
Vegas in November
San Fran next May
Working on Kauai next May as well, prob another Vegas in there somewhere
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 05:47:48 PM
My last years looked that awesome.

Now:
Manhattan Spring Game :fatty:
Chicago in August
Vegas in November
San Fran next May
Working on Kauai next May as well, prob another Vegas in there somewhere

when vegas in november?   :surprised:  I'm going to be there the weekend of the Baylor game.  Staying at the Cosmo. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 20, 2012, 06:52:15 PM
So, current schedule looking like:

Kauai in 2 weeks
Chicago in August
Vegas in November
Europe in November
NYC in March
Jamaica in, like, June?

Chicago in 2 weeks
Scottsdale in 4 weeks
Portland in July
New Orleans in September
Clearwater, FL next March

you win  :embarrassed:

though we'll have the companion pass in about a month so I'm assuming we'll be doing a lot more traveling that I haven't planned yet.  probably at least 2 trips to LA in the next 12 months.

Just got back from Clearwater, im sure the elites frown on it but I loved it. Are you staying near pier 60? We went to sand key beach a few minutes away and it was much more secluded and nearly as nice.

i love clearwater but then again i love ft lauderdale so...
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 20, 2012, 06:54:24 PM
As soon as I get tomorrow's flight time home finalized, I'm going to go get drunk in Seattle. 

Probably back to this godforsaken place sometime this summer.

Chicago in August?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 20, 2012, 08:29:43 PM
My upcoming schedule:

California every day. :cool:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 20, 2012, 08:32:28 PM
My last years looked that awesome.

Now:
Manhattan Spring Game :fatty:
Chicago in August
Vegas in November
San Fran next May
Working on Kauai next May as well, prob another Vegas in there somewhere

when vegas in november?   :surprised:  I'm going to be there the weekend of the Baylor game.  Staying at the Cosmo.

Why do you go to Vegas so much?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 08:47:06 PM
My last years looked that awesome.

Now:
Manhattan Spring Game :fatty:
Chicago in August
Vegas in November
San Fran next May
Working on Kauai next May as well, prob another Vegas in there somewhere

when vegas in november?   :surprised:  I'm going to be there the weekend of the Baylor game.  Staying at the Cosmo.

Why do you go to Vegas so much?

because it's fun  :surprised:  also conference at the Cosmo that weekend  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 20, 2012, 09:12:41 PM
So, current schedule looking like:

Kauai in 2 weeks
Chicago in August
Vegas in November
Europe in November
NYC in March
Jamaica in, like, June?

man that's pretty amazing. meanwhile i'm going to albuquerque in a two weeks.  :blindfold:

jfc, SD are these long weekend trips, or do you just have 6 weeks of vaca every year?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 09:14:53 PM
Kaui 9 nights
Chicago 3 nights
Vegas 3 nights
Europe 11 nights
NYC 4 nights

I get a normal amount of paid time off I think.  Those all encompass at least one weekend. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 20, 2012, 09:21:13 PM
Don't know yet.  It will be conference oriented and for like 2 days.  If you wanted, you could crash and pretend to be Clooney.  Last year we has a Blues Brothers act perform for the opening
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on April 20, 2012, 09:28:20 PM
Canada a month ago
Vegas in May
Italy in June
Colorado in July
New Mexico in July
Chicago in August
LA in August
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 20, 2012, 09:29:36 PM

Chicago in August


 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 09:35:43 PM

Chicago in August


 :surprised:

 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 20, 2012, 09:41:09 PM

Chicago in August


 :surprised:

 :surprised:

:surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on April 20, 2012, 09:54:20 PM

Chicago in August


 :surprised:

 :surprised:

:surprised:

 :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2012, 09:57:13 PM

Chicago in August


 :surprised:

 :surprised:

:surprised:

 :emawkid:

 :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 20, 2012, 09:58:32 PM

Chicago in August


 :surprised:

 :surprised:

:surprised:

 :emawkid:

 :emawkid:

 :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 20, 2012, 10:02:23 PM

Chicago in August


 :surprised:

 :surprised:

:surprised:

 :emawkid:

 :emawkid:

 :emawkid:

:emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 21, 2012, 08:49:06 AM
As soon as I get tomorrow's flight time home finalized, I'm going to go get drunk in Seattle. 

Succeeded at bumping up my flight to the early one and getting drunk.  Proceeded to wake up in downtown hotel at the minute early flight was to leave.  Will be back to KS at 9:30 p.m.  :flush:

Frontier's classic plus ticket was well worth it this trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 22, 2012, 12:13:35 PM
combining southwest points and chase UR and then transferring over to airtran=amazing deal?

so i have a couple of southwest accounts w/ 50k just sitting in them. it's nice because it's flexible and not based on availibility but you also can't use them to fly anywhere cool. anyway you can apparently transfer over to airtran now for credits and 1,200 points is worth one credit. eights credits can get you a one way reward seat on anywhere airtran flies and 16 will get you a first class reward seat. airtran flies to cancun, bahamas, montego bay, aruba, etc.

if you get 100 reward credits in one year then you also get a free companion pass for a year kind of like you do on southwest. i currently have about 150,000 chase UR points. if i take 70k and move them over to a southwest account that already has 50k and then move the 120k over to airtran i will have 100 airtran points and a free companion pass for a year. 100 airtran points would get me 6 roundtrips anywhere they fly or three first class roundtrips anywhere they fly and then the companion pass doubles it effectively getting 12 roundtrips or 6 first class roundtrips to any of the places above. i mean myself and another person could both go on six roundtrip flights or three first class ones.

downside is that airtran points expire one year from when you get them and there's no way around it. that does suck. still though absolutely amazing value for 70k UR and 50k southwest right? am i missing something?


http://thepointsguy.com/2012/04/moving-airtran-credits-to-southwest-and-vice-versa/

http://www.airtran.com/cities/index_destinations.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 22, 2012, 12:52:55 PM
daris, i dunno if you're missing something, but that's absolutely amazing value.  jmo, but i think that's worth quitting your job to fly six places over the next year with your lovely wife.


oh, that's right you have kids.  never mind.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on April 22, 2012, 12:54:11 PM
combining southwest points and chase UR and then transferring over to airtran=amazing deal?

so i have a couple of southwest accounts w/ 50k just sitting in them. it's nice because it's flexible and not based on availibility but you also can't use them to fly anywhere cool. anyway you can apparently transfer over to airtran now for credits and 1,200 points is worth one credit. eights credits can get you a one way reward seat on anywhere airtran flies and 16 will get you a first class reward seat. airtran flies to cancun, bahamas, montego bay, aruba, etc.

if you get 100 reward credits in one year then you also get a free companion pass for a year kind of like you do on southwest. i currently have about 150,000 chase UR points. if i take 70k and move them over to a southwest account that already has 50k and then move the 120k over to airtran i will have 100 airtran points and a free companion pass for a year. 100 airtran points would get me 6 roundtrips anywhere they fly or three first class roundtrips anywhere they fly and then the companion pass doubles it effectively getting 12 roundtrips or 6 first class roundtrips to any of the places above. i mean myself and another person could both go on six roundtrip flights or three first class ones.

downside is that airtran points expire one year from when you get them and there's no way around it. that does suck. still though absolutely amazing value for 70k UR and 50k southwest right? am i missing something?


http://thepointsguy.com/2012/04/moving-airtran-credits-to-southwest-and-vice-versa/

http://www.airtran.com/cities/index_destinations.aspx

They have some decent destinations but I wish they flew to St Lucia, St Martin, or the Turks
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 22, 2012, 01:07:15 PM
combining southwest points and chase UR and then transferring over to airtran=amazing deal?

so i have a couple of southwest accounts w/ 50k just sitting in them. it's nice because it's flexible and not based on availibility but you also can't use them to fly anywhere cool. anyway you can apparently transfer over to airtran now for credits and 1,200 points is worth one credit. eights credits can get you a one way reward seat on anywhere airtran flies and 16 will get you a first class reward seat. airtran flies to cancun, bahamas, montego bay, aruba, etc.

if you get 100 reward credits in one year then you also get a free companion pass for a year kind of like you do on southwest. i currently have about 150,000 chase UR points. if i take 70k and move them over to a southwest account that already has 50k and then move the 120k over to airtran i will have 100 airtran points and a free companion pass for a year. 100 airtran points would get me 6 roundtrips anywhere they fly or three first class roundtrips anywhere they fly and then the companion pass doubles it effectively getting 12 roundtrips or 6 first class roundtrips to any of the places above. i mean myself and another person could both go on six roundtrip flights or three first class ones.

downside is that airtran points expire one year from when you get them and there's no way around it. that does suck. still though absolutely amazing value for 70k UR and 50k southwest right? am i missing something?


http://thepointsguy.com/2012/04/moving-airtran-credits-to-southwest-and-vice-versa/

http://www.airtran.com/cities/index_destinations.aspx

Sounds like a good deal.  Could you theoretically get the companion pass then transfer some of the points back out to SW or no?

Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 22, 2012, 02:21:27 PM
combining southwest points and chase UR and then transferring over to airtran=amazing deal?

so i have a couple of southwest accounts w/ 50k just sitting in them. it's nice because it's flexible and not based on availibility but you also can't use them to fly anywhere cool. anyway you can apparently transfer over to airtran now for credits and 1,200 points is worth one credit. eights credits can get you a one way reward seat on anywhere airtran flies and 16 will get you a first class reward seat. airtran flies to cancun, bahamas, montego bay, aruba, etc.

if you get 100 reward credits in one year then you also get a free companion pass for a year kind of like you do on southwest. i currently have about 150,000 chase UR points. if i take 70k and move them over to a southwest account that already has 50k and then move the 120k over to airtran i will have 100 airtran points and a free companion pass for a year. 100 airtran points would get me 6 roundtrips anywhere they fly or three first class roundtrips anywhere they fly and then the companion pass doubles it effectively getting 12 roundtrips or 6 first class roundtrips to any of the places above. i mean myself and another person could both go on six roundtrip flights or three first class ones.

downside is that airtran points expire one year from when you get them and there's no way around it. that does suck. still though absolutely amazing value for 70k UR and 50k southwest right? am i missing something?


http://thepointsguy.com/2012/04/moving-airtran-credits-to-southwest-and-vice-versa/

http://www.airtran.com/cities/index_destinations.aspx

Sounds like a good deal.  Could you theoretically get the companion pass then transfer some of the points back out to SW or no?

yes i think so. the bummer would be that they would still expire exactly one year from when you initially transferred them to airtran and they would transfer back as credits and not points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 23, 2012, 12:02:57 AM
I think you can buy deadline extensions of your credits on airtran.  You'd still want to use most of them in that first year because it would be expensive to extend too many of them.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 23, 2012, 12:11:37 AM
I think you can buy deadline extensions of your credits on airtran.  You'd still want to use most of them in that first year because it would be expensive to extend too many of them.

yeah. it's way to expensive to extend them. i would just have to get them now and book trips within the next 12 months. i could book trips at the end for six months out so i really would have 18 months to use them. i'd be just buying flights for neighbors at the end if i couldn't use them all. i would though. buy your own flights neighbors.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2012, 12:24:20 AM
SW Chase a good deal? I am an amateur and will only probably do just one card at a time. If there is something better plz let me know.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 23, 2012, 12:32:33 AM
SW Chase a good deal? I am an amateur and will only probably do just one card at a time. If there is something better plz let me know.

you shouldn't be an amateur for one. for two, it depends on what you want but yeah it's a good deal. you and your wife could get the personal and and then also get the biz version and do some other things and long story short end up with over three thousand dollars to use on southwest and two free companion passes for a year or tw. so like you could both use that money to buy a ticket and then you'd each get a person to fly free with you. ie-kids, etc. so it'd really be like getting over 6k to spend at anytime on southwest. you should really put more energy towards this thread imo. you'd like it.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2012, 12:40:20 AM
SW Chase a good deal? I am an amateur and will only probably do just one card at a time. If there is something better plz let me know.

you shouldn't be an amateur for one. for two, it depends on what you want but yeah it's a good deal. you and your wife could get the personal and and then also get the biz version and do some other things and long story short end up with over three thousand dollars to use on southwest and two free companion passes for a year or tw. so like you could both use that money to buy a ticket and then you'd each get a person to fly free with you. ie-kids, etc. so it'd really be like getting over 6k to spend at anytime on southwest. you should really put more energy towards this thread imo. you'd like it.

the spending requirements scare me away from most of them. Got the personal. How long should I wait before I get the business?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 23, 2012, 12:45:16 AM
SW Chase a good deal? I am an amateur and will only probably do just one card at a time. If there is something better plz let me know.

you shouldn't be an amateur for one. for two, it depends on what you want but yeah it's a good deal. you and your wife could get the personal and and then also get the biz version and do some other things and long story short end up with over three thousand dollars to use on southwest and two free companion passes for a year or tw. so like you could both use that money to buy a ticket and then you'd each get a person to fly free with you. ie-kids, etc. so it'd really be like getting over 6k to spend at anytime on southwest. you should really put more energy towards this thread imo. you'd like it.

the spending requirements scare me away from most of them. Got the personal. How long should I wait before I get the business?

1) there are no spending requirements on the southwest cards.
2) you prob don't have to wait long but you'd have to use your social and make up a story/business.
2) you'd also have to get the sapphire card and buy marriot points and then transfer to southwest or something weird i think. i'm not doing it though. see my airtran post above. that's the way to go for me.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2012, 01:23:07 AM
I was just saying the spending requirements keep me an amateur.  Already have a chase sw personal on its way. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 23, 2012, 09:32:10 AM
I was just saying the spending requirements keep me an amateur.  Already have a chase sw personal on its way. 
Ive never had a problem with them though I was concerned at first.  I just use my CC like I used to use my debit.  Granted, the most spend I was required was 3,500 in 3 months or something
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 23, 2012, 09:38:50 AM
You can get creative if you have to. The spend should never discourage you from signing up.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 23, 2012, 09:53:54 AM
You can get creative if you have to. The spend should never discourage you from signing up.

the first thing i do when i get a new card is to buy enough fully refundable southwest airline tickets to hit the minimum spend. then i cancel them when i get the points. the last thing i want to do is be around the end of the third month worrying about whether or not i've met the spend requirement.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 23, 2012, 02:09:17 PM
You can get creative if you have to. The spend should never discourage you from signing up.

the first thing i do when i get a new card is to buy enough fully refundable southwest airline tickets to hit the minimum spend. then i cancel them when i get the points. the last thing i want to do is be around the end of the third month worrying about whether or not i've met the spend requirement.

I usually don't have a problem meeting the min spend, but would like to do more cards at the same time. Could you describe this process in more detail? Do you just buy tickets a long ways out, then wait for the points to hit and cancel the tickets with the money going back on the same card? Basically taking a short term loan from SW for free ? Are all tickets on SW fully refundable?

TIA
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 23, 2012, 02:13:28 PM
Basically taking a short term loan from SW for free ?

it's the other way around.  you're giving SW a short term loan.  and you have to buy an "anytime" or "business select" ticket to have them refundable.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 23, 2012, 02:15:20 PM
You can get creative if you have to. The spend should never discourage you from signing up.

the first thing i do when i get a new card is to buy enough fully refundable southwest airline tickets to hit the minimum spend. then i cancel them when i get the points. the last thing i want to do is be around the end of the third month worrying about whether or not i've met the spend requirement.

I usually don't have a problem meeting the min spend, but would like to do more cards at the same time. Could you describe this process in more detail? Do you just buy tickets a long ways out, then wait for the points to hit and cancel the tickets with the money going back on the same card? Basically taking a short term loan from SW for free ? Are all tickets on SW fully refundable?

TIA

After looking, do I just need to get the any time tickets? And they're fully refundable as in you get all the government fees back and there is no "you canceled a flight now you have to pay us $200" type thing? Sorry I'm just getting really excited about this possibility and it sounds to good to be true
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 23, 2012, 02:16:38 PM
Basically taking a short term loan from SW for free ?

it's the other way around.  you're giving SW a short term loan.  and you have to buy an "anytime" or "business select" ticket to have them refundable.

Yeah sorry, I got that switched around :love:

Do you do this too rams?
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 23, 2012, 02:35:58 PM
You can get creative if you have to. The spend should never discourage you from signing up.

the first thing i do when i get a new card is to buy enough fully refundable southwest airline tickets to hit the minimum spend. then i cancel them when i get the points. the last thing i want to do is be around the end of the third month worrying about whether or not i've met the spend requirement.

I usually don't have a problem meeting the min spend, but would like to do more cards at the same time. Could you describe this process in more detail? Do you just buy tickets a long ways out, then wait for the points to hit and cancel the tickets with the money going back on the same card? Basically taking a short term loan from SW for free ? Are all tickets on SW fully refundable?

TIA

After looking, do I just need to get the any time tickets? And they're fully refundable as in you get all the government fees back and there is no "you canceled a flight now you have to pay us $200" type thing? Sorry I'm just getting really excited about this possibility and it sounds to good to be true

yep. fully refundable. all of it. i just cancelled three roundtrip southwest tickets that were from kc to new york in september. i bought them a month ago or so. i still use the card and stuff so it's not like i only bought the flights and then cancelled them and don't make any other purchases on the card but i got a bunch of cards in january and between my wife and i had to spend 15k in four months. i don't know if i could've and really didn't want to spend the time worrying about it and also didn't want to do the whole amazon payments i pay you and you pay me thing or whatever.
Title: Re: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 23, 2012, 08:11:01 PM
Basically taking a short term loan from SW for free ?

it's the other way around.  you're giving SW a short term loan.  and you have to buy an "anytime" or "business select" ticket to have them refundable.

Yeah sorry, I got that switched around :love:

Do you do this too rams?

 I haven't yet, but between me and my wife and my business, I've gotten 10 new cards in the past 2 months...so I gots me some spendin' to do. I'll probably buy a round trip ticket tonight.

Sent from my DROID BIONIC using Tapatalk 2
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 23, 2012, 09:24:47 PM

yep. fully refundable. all of it. i just cancelled three roundtrip southwest tickets that were from kc to new york in september. i bought them a month ago or so. i still use the card and stuff so it's not like i only bought the flights and then cancelled them and don't make any other purchases on the card but i got a bunch of cards in january and between my wife and i had to spend 15k in four months. i don't know if i could've and really didn't want to spend the time worrying about it and also didn't want to do the whole amazon payments i pay you and you pay me thing or whatever.

just bought a ticket.  what happens if you cancel a card and you actually have a credit on the card from the refund?  will the card company send you a check or something?  I think this happened to me once a long time ago but I can't remember how it played out.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 23, 2012, 09:34:13 PM

yep. fully refundable. all of it. i just cancelled three roundtrip southwest tickets that were from kc to new york in september. i bought them a month ago or so. i still use the card and stuff so it's not like i only bought the flights and then cancelled them and don't make any other purchases on the card but i got a bunch of cards in january and between my wife and i had to spend 15k in four months. i don't know if i could've and really didn't want to spend the time worrying about it and also didn't want to do the whole amazon payments i pay you and you pay me thing or whatever.

just bought a ticket.  what happens if you cancel a card and you actually have a credit on the card from the refund?  will the card company send you a check or something?  I think this happened to me once a long time ago but I can't remember how it played out.

that makes the most sense. i'd call the number on the back of the card and ask them though.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 23, 2012, 11:01:37 PM
I'm 24 and trying to maximize my credit score over the next year or two until I buy a house, so I can't do all this churning crap just yet but I do put pretty much everything on credit cards. According to creditkarma I have 7 revolving accounts:

- Chase Rapid Rewards Visa, my fave because it has a sweet plane on it and because the signup bonus flew me to Vegas for free
- Bank Americard Visa, most of my purchases go on this
- Discover More, use it for some bills
- Target Card, shitty dept store card but 5% instant savings is worth it with as much as I buy there
- Random Chase Card I got in college and never use, not even sure if it earns rewards
- Gap Visa, ok I lied its old navy
- Kohls Charge, literally signed up for it only to skip the massive line on black friday last year but they send me coupons a lot which I guess is technically a reward, idk

I have an Amex from work too and I have the option to get the rewards on it if I pay the annual fee but I haven't done enough traveling yet to justify it. Next year I probably will though.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2012, 06:12:02 AM
GFA, how on earth did you end up with all those terrible credit cards? That list makes me very sad. 

sd suggestion:  You can probably cancel those store cards if you wanted to.  They aren't helping your credit.  They aren't hurting it either though unless you are carrying a balance on them.  Keep whichever of your credit cards you've had the longest.  For now, move all of your spending to that Southwest card as it will get your rewards until you get a better card for spend.  You are in good shape to start churning because you only have one Chase card.  I would get a couple 50k Citi AA cards.  I would also either get the 50k Chase Sapphire or the SPG Amex to move all of your normal spend onto.  No sense in letting it go to waste and both are better than spending on that SW card which is your current best bet.  You can legitimately get 5+ cards from where you are at currently without seeing anything negative on your credit.  And, having more available credit could actually help your score. 

PS.  if you or anyone else decides to get the SPG card let me know and I'll refer you for my own greedy benefit  ;)
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 24, 2012, 09:04:58 AM
If you are two years out from buying a house, a few more credit cards will help if you use them properly.  I am 2 months from buying a house so I am holding off until I've locked down my loan/rate.  Then I am getting back going again
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 24, 2012, 09:18:39 AM
GFA, how on earth did you end up with all those terrible credit cards? That list makes me very sad. 

sd suggestion:  You can probably cancel those store cards if you wanted to.  They aren't helping your credit.  They aren't hurting it either though unless you are carrying a balance on them.  Keep whichever of your credit cards you've had the longest.  For now, move all of your spending to that Southwest card as it will get your rewards until you get a better card for spend.  You are in good shape to start churning because you only have one Chase card.  I would get a couple 50k Citi AA cards.  I would also either get the 50k Chase Sapphire or the SPG Amex to move all of your normal spend onto.  No sense in letting it go to waste and both are better than spending on that SW card which is your current best bet.  You can legitimately get 5+ cards from where you are at currently without seeing anything negative on your credit.  And, having more available credit could actually help your score. 

PS.  if you or anyone else decides to get the SPG card let me know and I'll refer you for my own greedy benefit  ;)

I didn't realize they were terrible.  Dammit. :(

I don't carry balances on anything. The two main things affecting my credit are average account age because I'm still young and number of hits on my credit over the last 2 years so that's why I've assumed I probably shouldn't do any churning.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2012, 09:21:26 AM
They aren't hurting you or anything.  You could be getting a lot better returns on others. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 24, 2012, 10:06:50 AM
start here: http://millionmilesecrets.com/hot-deals/ (http://millionmilesecrets.com/hot-deals/)

that whole site is full of good information, but that particular page is a good start for figuring out which cards to start with.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 24, 2012, 12:05:38 PM
They aren't hurting you or anything.  You could be getting a lot better returns on others.

Any reccomendos to replace the boa card?  It's my main purchase card right now. It gives me 1 pt on every dollar, 2 pts on groceries and 3 pts on gas.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2012, 12:09:07 PM
They aren't hurting you or anything.  You could be getting a lot better returns on others.

Any reccomendos to replace the boa card?  It's my main purchase card right now. It gives me 1 pt on every dollar, 2 pts on groceries and 3 pts on gas.

Yeah, the problem is that points do not equal points.  It all comes down to what your points are worth.  I use the SPG Amex for most spending and the Chase Sapphire Preferred for Travel and Dining as I get double points for those.  SPG points are transferable to most airline miles programs and are very valuable on hotel stays themselves.  Most people value them at between 3 and 4 cents each.  Chase Ultimate Rewards are transferable to a lot of hotel and airline programs as well.  Notably Hyatt which I value at close to SPG. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on April 24, 2012, 03:50:43 PM
Tell CF3 what to do and he'll probably listen. 

All I have is a Chase Freedom Card, I got it about a year and a half ago and its the only card I've ever had.  I have good credit.  Tell me my next move. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 24, 2012, 03:56:53 PM
Tell CF3 what to do and he'll probably listen. 

All I have is a Chase Freedom Card, I got it about a year and a half ago and its the only card I've ever had.  I have good credit.  Tell me my next move.

http://goEMAW.com/forum/index.php?topic=896.msg522993#msg522993 (http://goEMAW.com/forum/index.php?topic=896.msg522993#msg522993)
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on April 24, 2012, 04:16:49 PM
Tell CF3 what to do and he'll probably listen. 

All I have is a Chase Freedom Card, I got it about a year and a half ago and its the only card I've ever had.  I have good credit.  Tell me my next move.

http://goEMAW.com/forum/index.php?topic=896.msg522993#msg522993 (http://goEMAW.com/forum/index.php?topic=896.msg522993#msg522993)

oh yeah. 
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on April 24, 2012, 04:26:16 PM
Tell CF3 what to do and he'll probably listen. 

All I have is a Chase Freedom Card, I got it about a year and a half ago and its the only card I've ever had.  I have good credit.  Tell me my next move.

http://goEMAW.com/forum/index.php?topic=896.msg522993#msg522993 (http://goEMAW.com/forum/index.php?topic=896.msg522993#msg522993)

oh yeah.

Make that blog and this thread your go to resources and you'll be ok. I would start by applying for 2 citi AA cards (one visa and one amex) and the chase sapphire preferred, after that pick a hotel card, like the citi Hilton.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 24, 2012, 04:35:59 PM
I use the SPG Amex for most spending and the Chase Sapphire Preferred for Travel and Dining as I get double points for those.  SPG points are transferable to most airline miles programs and are very valuable on hotel stays themselves.  Most people value them at between 3 and 4 cents each.

please explain to me why spgs are so valuable.  i've concentrated on miles because i don't have much use for hotel points, but it looks like i may missing a xfer oppy that is better than what i currently get for my spend.

my current spend goes to fill bonus reqs 1st, leftover to the cap one venture (basically 2% cashback for how i am using it).

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2012, 06:59:29 PM
SPG are good and versatile because you can transfer them to almost every airline program at 1:1 (United is 2:1) and you also get a 5k bonus when you transfer 20k miles.  So, you transfer 60k SPG and you get 75k miles.  Programs Listed:

AA Advantage (1:1 exchange)
BA Executive Club (1:1 exchange)
United (2 Starpoints for 1 Mile)
US Airways Dividend Miles (1:1 exchange)
Virgin Atlantic Flying Club (1:1 exchange)

Also, they have great hotel awards as you can get Points & Dollar redemption:

   
1,200 Starpoints + $25
1,600 Starpoints + $30
2,800 Starpoints + $45   
4,000 Starpoints + $60   
4,800 Starpoints + $90   
8,000 Starpoints + $150   

instead of:

3,000   
4,000   
7,000   
10,000   
12,000 - 16,000   
20,000 - 25,000   
30,000 - 35,000 (Not available with cahs & points option)

It's easy to add up what the points are worth if you can compare the options once you know the nightly rate.  The cash and points option is always a very good deal.

Finally, you can get the 5th reward night free (for example, spend 40k points for 5 nights at a 10k hotel) and they have different redemptions with multiple nights and getting airline miles and other crap.  Tons of options. 

Again, if anyone wants this card please PM me your email address and name and I will send you a referral link.  you won't get anything more than you usually would but I'll get 5k SPG points  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2012, 07:02:39 PM
Go here and check the various drop down options. 

http://www.starwoodhotels.com/preferredguest/account/starpoints/redeem/free_nights.html
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 24, 2012, 07:14:38 PM
does the spg Amex have an annual fee?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2012, 07:36:54 PM
does the spg Amex have an annual fee?

yeah
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 24, 2012, 08:21:54 PM
hmph
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 24, 2012, 08:24:26 PM
hmmm.  i just can't really use any more hotel points.  the xfer is good, but even with the bonus that's just 1.2 miles/dollar.  would be worth a churn but wouldn't be better for me as a spending card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2012, 08:26:30 PM
hmmm.  i just can't really use any more hotel points.  the xfer is good, but even with the bonus that's just 1.2 miles/dollar.  would be worth a churn but wouldn't be better for me as a spending card.

It's really it's versatility that makes it great.  If you definitely won't use them for actual hotel points ever then, yeah, an air card would probably be better.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 24, 2012, 09:27:03 PM
It's really it's versatility that makes it great.  If you definitely won't use them for actual hotel points ever then, yeah, an air card would probably be better.

yeah.  i guess starwood is good for resort type areas?  and my points are usually bad deals in those areas.  but i'm usually (always) more of an urban/culture traveler anyways and it seems like i generally have lots of options in those places.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 24, 2012, 10:57:47 PM
hmph

Cancel each year.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 25, 2012, 09:10:54 AM
hmph

Cancel each year.

I don't like to cancel cards because I don't want to bring down my avg acct age on my report.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 25, 2012, 09:19:37 AM
hmph

Cancel each year.

I don't like to cancel cards because I don't want to bring down my avg acct age on my report.

:rolleyes:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 25, 2012, 09:25:00 AM
hmph

Cancel each year.

I don't like to cancel cards because I don't want to bring down my avg acct age on my report.

just keep the oldest non-fee 1 or 2.  I have a visa from my bank that hasn't been used in, like, 6 years. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 25, 2012, 09:27:01 AM
hmph

Cancel each year.

I don't like to cancel cards because I don't want to bring down my avg acct age on my report.

just keep the oldest non-fee 1 or 2.  I have a visa from my bank that hasn't been used in, like, 6 years. 

I've still got at least one unused since college when I got a free t-shirt for applying.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 25, 2012, 11:32:40 AM
hmph

Cancel each year.

I don't like to cancel cards because I don't want to bring down my avg acct age on my report.

just keep the oldest non-fee 1 or 2.  I have a visa from my bank that hasn't been used in, like, 6 years.

That's what I did with the discover and shitty chase but I've opened like every other card I have in the last year or two which is bringing down the average
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 25, 2012, 11:35:29 AM
hmph

Cancel each year.

I don't like to cancel cards because I don't want to bring down my avg acct age on my report.

just keep the oldest non-fee 1 or 2.  I have a visa from my bank that hasn't been used in, like, 6 years.

That's what I did with the discover and shitty chase but I've opened like every other card I have in the last year or two which is bringing down the average

I guess you can't get any more credit cards and will have to pay for your flights and hotels for the foreseeable future.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 25, 2012, 11:55:15 AM
hmph

Cancel each year.

I don't like to cancel cards because I don't want to bring down my avg acct age on my report.

just keep the oldest non-fee 1 or 2.  I have a visa from my bank that hasn't been used in, like, 6 years.

That's what I did with the discover and shitty chase but I've opened like every other card I have in the last year or two which is bringing down the average

I guess you can't get any more credit cards and will have to pay for your flights and hotels for the foreseeable future.

dammit
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 25, 2012, 12:11:05 PM
was just thinking about travel coming up in the next 12 months and wanted to show which programs/miles I used to show how great this stuff is:

Kauai
8 nights at Grand Hyatt Kauai - 176k Hyatt miles
Got these from 100K Chase Sapphire signup and mrs. dave's 50k Sapphire sign up as well as some spend on my card.  Will be a Hyatt diamond while there using the Hyatt diamond challenge so we will get free breakfast and probably a very elite room as well as misc. other benefits.
$1,050 in Hyatt gift cards - 105,000 Citi Thank You points  
Got these via the Citi Thank You preferred cards for myself and mrs. dave.  50k citi miles after $2,500 in spend.  Could have used the points for airfare or anything else but with this trip coming up wanted to be able to spend it at the resort spa, bar, etc.
2 Round Trip coach tickets from Omaha to Kauai. 80k United Miles
Been accumulating these for awhile and had gotten the original Chase United 50k card.

Chicago
Round Trip coach ticket from Omaha to Chicago.  9k Avios
Remaining from the original 100k Chase BA Visa offer
Suite upgrades for 4 rooms at the Hyatt.  4 Hyatt suite upgrades
I got 4 suite upgrades on paid stays by doing the Hyatt Diamond challenge.  We are paying to stay but we got a really great rate and I can only use the suite upgrades on paid stays so this was a good opportunity. 

Vegas
Round Trip coach ticket from Omaha to Las Vegas. 25k Frontier Miles
Have about 75k Frontier miles from flying them quite a bit and some leftover from a 50k Frontier mastercard offer from a few years ago.  Mrs. dave has a conference at the Cosmo so I'm staying free and her flight is paid for.

London/Paris
2 First Class tickets from Omaha to London.  125k AA Miles
Had accumulated quite a few from various Citi 100k/75k visa offers. 
5 nights at the Crowne Plaza London Kennsington.  125k PC points
Got an 80k PC Chase Visa and had been accumulating the rest from mostly stays at the Manhattan Holiday Inn.
5 nights at the Hilton Arc De Triomphe Paris.  200k HH points.
Have been accumulating these for awhile and got the last 70k with a Hawaiin Airlines card where I transfered the miles at 2:1 to Hilton.  Have a Hilton Amex and Visa which both have no annual fee.
2 Coach tickets from Paris to Omaha.  40k AA Miles.
Same place as the flight to London

New York
2 Round Trip Coach tickets from Omaha to New York.  50k United Miles.
Same as trip to Kauai.  Still have 100k United miles left.
4 nights at the Hyatt at 48th and Lex in NYC. 2 Hyatt free night certificates and 30k Hyatt points
mrs. dave and I each have the Hyatt Visa.  Every year you get a free cat. 1-4 stay. This hotel is a cat 4.  The rest of the ponits we got from my Chase Sapphire spend.

After spending all of those points my awardwallet account (it's combined with mrs. dave's so some of these are hers too) still shows a balance of 366k miles/points among various programs.  You can add up what all of that travel would cost someone if they paid for it OOP and it would be a huge figure.  Hell, the 2 first class tickets to London would be over $10k and maybe closer to $20k.  Obviously I'm not flying first class anywhere and probably not staying at some of these places if I'm paying cash but it blows the mind anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 25, 2012, 12:15:57 PM
I'm raging with jealousy
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 25, 2012, 12:17:23 PM
was just thinking about travel coming up in the next 12 months and wanted to show which programs/miles I used to show how great this stuff is:

Kauai
8 nights at Grand Hyatt Kauai - 176k Hyatt miles
Got these from 100K Chase Sapphire signup and mrs. dave's 50k Sapphire sign up as well as some spend on my card.  Will be a Hyatt diamond while there using the Hyatt diamond challenge so we will get free breakfast and probably a very elite room as well as misc. other benefits.
$1,050 in Hyatt gift cards - 105,000 Citi Thank You points  
Got these via the Citi Thank You preferred cards for myself and mrs. dave.  50k citi miles after $2,500 in spend.  Could have used the points for airfare or anything else but with this trip coming up wanted to be able to spend it at the resort spa, bar, etc.
2 Round Trip coach tickets from Omaha to Kauai. 80k United Miles
Been accumulating these for awhile and had gotten the original Chase United 50k card.

Chicago
Round Trip coach ticket from Omaha to Chicago.  9k Avios
Remaining from the original 100k Chase BA Visa offer
Suite upgrades for 4 rooms at the Hyatt.  4 Hyatt suite upgrades
I got 4 suite upgrades on paid stays by doing the Hyatt Diamond challenge.  We are paying to stay but we got a really great rate and I can only use the suite upgrades on paid stays so this was a good opportunity. 

Vegas
Round Trip coach ticket from Omaha to Las Vegas. 25k Frontier Miles
Have about 75k Frontier miles from flying them quite a bit and some leftover from a 50k Frontier mastercard offer from a few years ago.  Mrs. dave has a conference at the Cosmo so I'm staying free and her flight is paid for.

London/Paris
2 First Class tickets from Omaha to London.  125k AA Miles
Had accumulated quite a few from various Citi 100k/75k visa offers. 
5 nights at the Crowne Plaza London Kennsington.  125k PC points
Got an 80k PC Chase Visa and had been accumulating the rest from mostly stays at the Manhattan Holiday Inn.
5 nights at the Hilton Arc De Triomphe Paris.  200k HH points.
Have been accumulating these for awhile and got the last 70k with a Hawaiin Airlines card where I transfered the miles at 2:1 to Hilton.  Have a Hilton Amex and Visa which both have no annual fee.
2 Coach tickets from Paris to Omaha.  40k AA Miles.
Same place as the flight to London

New York
2 Round Trip Coach tickets from Omaha to New York.  50k United Miles.
Same as trip to Kauai.  Still have 100k United miles left.
4 nights at the Hyatt at 48th and Lex in NYC. 2 Hyatt free night certificates and 30k Hyatt points
mrs. dave and I each have the Hyatt Visa.  Every year you get a free cat. 1-4 stay. This hotel is a cat 4.  The rest of the ponits we got from my Chase Sapphire spend.

After spending all of those points my awardwallet account (it's combined with mrs. dave's so some of these are hers too) still shows a balance of 366k miles/points among various programs.  You can add up what all of that travel would cost someone if they paid for it OOP and it would be a huge figure.  Hell, the 2 first class tickets to London would be over $10k and maybe closer to $20k.  Obviously I'm not flying first class anywhere and probably not staying at some of these places if I'm paying cash but it blows the mind anyway.

 great write up :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on April 25, 2012, 05:08:07 PM
SD, is the NYC trip Preseason NIT related?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on April 25, 2012, 05:31:24 PM
No, just going for the hell of it
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 25, 2012, 06:44:33 PM
I just started last month and when our next statements close my wife and I will have a total of 160k SW rapid rewards and the companion pass, 140k hhonors, 100k aa miles, and 50k ultimate rewards. If all goes well in the next 6 months we should have about 400k hhonors, 150k ultimate rewards and 200k aa miles. :emawkid:

Waiting to apply for the next round is going to be brutal. :frown:

Sent from my DROID BIONIC using Tapatalk 2
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 25, 2012, 08:50:11 PM
I really enjoyed NYC, got to visit for the first time back in December.  I paid for my flight though the hotel was free.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on April 27, 2012, 01:23:53 PM
I just started last month and when our next statements close my wife and I will have a total of 160k SW rapid rewards and the companion pass, 140k hhonors, 100k aa miles, and 50k ultimate rewards. If all goes well in the next 6 months we should have about 400k hhonors, 150k ultimate rewards and 200k aa miles. :emawkid:

Waiting to apply for the next round is going to be brutal. :frown:

Sent from my DROID BIONIC using Tapatalk 2

I thought you could only get the companion pass with paid flights? I didn't think points from credit card rewards counted?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 27, 2012, 06:50:32 PM
I just started last month and when our next statements close my wife and I will have a total of 160k SW rapid rewards and the companion pass, 140k hhonors, 100k aa miles, and 50k ultimate rewards. If all goes well in the next 6 months we should have about 400k hhonors, 150k ultimate rewards and 200k aa miles. :emawkid:

Waiting to apply for the next round is going to be brutal. :frown:

Sent from my DROID BIONIC using Tapatalk 2

I thought you could only get the companion pass with paid flights? I didn't think points from credit card rewards counted?

All credit card spending counts including, as of right now, the bonuses. Also any points transferred from Hyatt or Marriott...as of right now.

Sent from my DROID BIONIC using Tapatalk 2
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on April 27, 2012, 07:53:51 PM
I don't feel like reading 88 pages. I'm a credit card noob. Up to now I always used my parents card for big purchases to take up their points for family trips. What card should I get? SD, you've trained your whole life for this. I'm counting on you.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on April 28, 2012, 07:07:44 AM
SPG or Chase Sapphire Preferred are what I put all my spend on. Let me know if you want a SPG referral.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 30, 2012, 08:04:05 AM
Here's a write up about the SPG card and why it's good to spend on:

http://boardingarea.com/blogs/mommypoints/2012/04/29/why-the-spg-amex-won-the-ftu-best-credit-card-in-the-galaxy-award/
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on May 07, 2012, 01:12:41 AM
I only have 50k SW points from the Chase SW card, but that's enough points for A-list status.

I called and the lady said points from credit card rewards don't count... but I thought someone said you can get the companion pass via reward points... should I call again and throw a fit until they give me A-list status?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 07, 2012, 12:57:46 PM
I only have 50k SW points from the Chase SW card, but that's enough points for A-list status.

I called and the lady said points from credit card rewards don't count... but I thought someone said you can get the companion pass via reward points... should I call again and throw a fit until they give me A-list status?  :dunno:

a-list and companion pass are different programs.  your points count for companion but not a-list.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 07, 2012, 01:03:14 PM
I only have 50k SW points from the Chase SW card, but that's enough points for A-list status.

I called and the lady said points from credit card rewards don't count... but I thought someone said you can get the companion pass via reward points... should I call again and throw a fit until they give me A-list status?  :dunno:

Southwest clearly states on the site that credit card bonuses and promos do NOT count towards A-List status.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on May 07, 2012, 02:37:17 PM
I only have 50k SW points from the Chase SW card, but that's enough points for A-list status.

I called and the lady said points from credit card rewards don't count... but I thought someone said you can get the companion pass via reward points... should I call again and throw a fit until they give me A-list status?  :dunno:

Southwest clearly states on the site that credit card bonuses and promos do NOT count towards A-List status.

I bet you also read the terms of service for iTunes every time before you update.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 07, 2012, 08:24:46 PM
I only have 50k SW points from the Chase SW card, but that's enough points for A-list status.

I called and the lady said points from credit card rewards don't count... but I thought someone said you can get the companion pass via reward points... should I call again and throw a fit until they give me A-list status?  :dunno:

Southwest clearly states on the site that credit card bonuses and promos do NOT count towards A-List status.

I bet you also read the terms of service for iTunes every time before you update.

it's not very hidden, says it right on the page below the descriptions of the service levels.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on May 08, 2012, 12:57:19 AM
I only have 50k SW points from the Chase SW card, but that's enough points for A-list status.

I called and the lady said points from credit card rewards don't count... but I thought someone said you can get the companion pass via reward points... should I call again and throw a fit until they give me A-list status?  :dunno:

Southwest clearly states on the site that credit card bonuses and promos do NOT count towards A-List status.

I bet you also read the terms of service for iTunes every time before you update.

it's not very hidden, says it right on the page below the descriptions of the service levels.

 :lol:

Go read your cable bill or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 08, 2012, 09:10:25 AM
Airline CC points pretty much never count towards status.  Hotel CC points sometimes do.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 08, 2012, 11:13:49 AM
http://www.priorityclub.com/hotels/us/en/global/offers/venetian_palazzo_50off.html?cm_mmc=EMAIL-_-AH_HRG-_-PCRAMER_VP_FlashSale_2012-_-AMBUSEN-_-primary_cta

Not bad value there if you want a nice room in vegas
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on May 08, 2012, 11:25:01 AM
Airline CC points pretty much never count towards status.  Hotel CC points sometimes do.

Apparently they count towards the companion pass, but not A-list status. Which doesn't make much sense IMO. :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 08, 2012, 12:03:20 PM
Airline CC points pretty much never count towards status.  Hotel CC points sometimes do.

Apparently they count towards the companion pass, but not A-list status. Which doesn't make much sense IMO. :dunno:

Yea, I was pretty surprised that they count towards the companion.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 09, 2012, 09:04:29 AM
welp, it was bound to happen sooner or later.   I signed up for one of the Hilton HHonors cards and now can remember what the promo was supposed to be.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 09, 2012, 09:32:56 AM
welp, it was bound to happen sooner or later.   I signed up for one of the Hilton HHonors cards and now can remember what the promo was supposed to be.

pretty simple solution: call the number on the back of the card and ask them.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 09, 2012, 10:33:11 AM
welp, it was bound to happen sooner or later.   I signed up for one of the Hilton HHonors cards and now can remember what the promo was supposed to be.

pretty simple solution: call the number on the back of the card and ask them.

I'm pretty sure I can figure it out with some googling.    There are only so many Hilton cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 09, 2012, 11:50:30 AM
RD, I was looking into getting the Southwest companion pass.  Question: From what I can tell, you're pretty much stuck spending all the points in Southwest or AirTran or something, no?  Or like $1000 in gift cards?  That kinda sucks
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 09, 2012, 12:10:56 PM
RD, I was looking into getting the Southwest companion pass.  Question: From what I can tell, you're pretty much stuck spending all the points in Southwest or AirTran or something, no?  Or like $1000 in gift cards?  That kinda sucks


what else would you spend them in? what were you hoping for?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 09, 2012, 12:19:55 PM
RD, I was looking into getting the Southwest companion pass.  Question: From what I can tell, you're pretty much stuck spending all the points in Southwest or AirTran or something, no?  Or like $1000 in gift cards?  That kinda sucks


what else would you spend them in? what were you hoping for?

Transferring them back out to hotels or some crap :( I just wouldn't want to spend points on Southwest as, with them being as cheap as they are, the return isn't going to be for as expensive/exotic returns.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 09, 2012, 12:24:27 PM
RD, I was looking into getting the Southwest companion pass.  Question: From what I can tell, you're pretty much stuck spending all the points in Southwest or AirTran or something, no?  Or like $1000 in gift cards?  That kinda sucks


what else would you spend them in? what were you hoping for?

Transferring them back out to hotels or some crap :( I just wouldn't want to spend points on Southwest as, with them being as cheap as they are, the return isn't going to be for as expensive/exotic returns.

you can transfer 120k southwest to airtran for 100 airtran points. getting 100 airtran points will get you an airtran companion pass that is good for a year and airtran flies to montego bay, cancun, cabo, bermuda, bahamas, puerto rico, etc. the bad thing is that airtran points expire one year from the date that you get them so you'd really have to travel a lot in the next 18 months.

http://www.airtran.com/cities/index_destinations.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 09, 2012, 12:45:58 PM
That adds some.  I'm thinking I may do a bunch of domestic trips next year (+Tokyo) and work on pumping my other accounts in that time for some other international elite trips.  New Orleans/Vegas/Bahamas/Puerto Rico/San Fran could be a pretty decent value
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 09, 2012, 12:56:39 PM
That adds some.  I'm thinking I may do a bunch of domestic trips next year (+Tokyo) and work on pumping my other accounts in that time for some other international elite trips.  New Orleans/Vegas/Bahamas/Puerto Rico/San Fran could be a pretty decent value

yeah. that's exactly what i'm doing. i'm actually getting ready to transfer 70k UR points over to southwest so i'll have 120k and then over to airtran. going to negril sometime this fall and the companion thing will be nice. then just use nothing but airtran for the next year or so and then when the year is up i should have around 600k AA miles saved up assuming they don't change anything they are currently doing in terms of offers and churning windows, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 09, 2012, 07:02:57 PM
How's the air tran award availability though? Darius says it sucks from kc. :dunno:

I'm just gonna use my sw companion pass and 120k points to fly domestic for the next couple of years and rack up a crap ton of aa miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 10, 2012, 04:47:18 PM
My plan for the bahamas:
Southwest apps for companion/airtran companion.
 Club Carlson promo for up to 134k points: going to do mileage runs at low cost radissons. Bonus points will get me a free night in the bahamas per stay. Essentially will end up with a $270 per night room for $90. Have friends doing it too, theyll transfer the points to me. Will stay 4 nights, saving about 700.
Link: http://boardingarea.com/blogs/loyaltytraveler/2012/05/10/radisson-country-inn-and-park-inn-brand-promotions-may-to-july-2012/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Floyaltytraveler+%28Loyalty+Traveler%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 10, 2012, 05:09:19 PM
My plan for the bahamas:
Southwest apps for companion/airtran companion.
 Club Carlson promo for up to 134k points: going to do mileage runs at low cost radissons. Bonus points will get me a free night in the bahamas per stay. Essentially will end up with a $270 per night room for $90. Have friends doing it too, theyll transfer the points to me. Will stay 4 nights, saving about 700.
Link: http://boardingarea.com/blogs/loyaltytraveler/2012/05/10/radisson-country-inn-and-park-inn-brand-promotions-may-to-july-2012/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Floyaltytraveler+%28Loyalty+Traveler%29

assume you saw the freee 4500pt deal?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 10, 2012, 05:42:02 PM
Yea, got that. Wouldn't of ever thought to give a whit about radisson points but they have some decent vacation spots. That, and it spares points I value much more
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 14, 2012, 09:34:39 PM
I know there is a 80k priority club chase visa out there, but I just got a mailer saying after July 1 the priority club select visa will get you 80k after first use and platinum elite status for the life of the card (it's been mentioned that platinum doesn't get you much), just thought I would throw that out there, plus this thread looked lonely with SD being gone   :frown:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 14, 2012, 10:03:41 PM
Good post friend
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 16, 2012, 09:14:59 AM
Paid for 8 nights at Hyatt on points and paid for $1,050 of our room charges with Hyatt gift cards.  Ended up about $450 out of pocket for remaining room charges.  Still earned 11,556 Hyatt points and 8 qualified nights torwards elite status somehow:

06 May 2012  14 May 2012  Grand Kauai  Stay  4,274  1,282  5,556  Points  View   Retrieve     
06 May 2012  14 May 2012  Grand Kauai  Bonus  0  0  1,000  Points     
06 May 2012  14 May 2012  Grand Kauai  Bonus  0  0  1,000  Points     
06 May 2012  14 May 2012  Grand Kauai  Bonus  0  0  1,000  Points     
06 May 2012  14 May 2012  Grand Kauai  Bonus  0  0  1,000  Points     
06 May 2012  14 May 2012  Grand Kauai  Bonus  0  0  1,000  Points     
06 May 2012  14 May 2012  Grand Kauai  Bonus  0  0  1,000  Points 

I'm curious as to how I got the 1,000 points bonus on only 6 of the nights instead of all 8.  I'm more curious as to why I got it to begin with since I used points so I'm not going to call and ask for the other 2 nights bonus.  Also, since I did the diamond elite status challenge, I needed 12 nights in 3 months to keep diamond through Feb 2013.  I never planned to get those nights.  But, this award stay credited my account for 8 qualifying nights leaving me only 4 short.  I have nowhere to go in the next month and a half I have the diamond status but am tempted to book four nights in KC or Topeka or some cheap ass Hyatt and keep the status. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on May 21, 2012, 11:27:52 AM
Need a new card.  What is the best deal out there right now? 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 21, 2012, 11:32:35 AM
Need a new card.  What is the best deal out there right now?

what do you want the card for? airline miles? hotel points? cash back? when did you last apply for cards and what was it/were they?
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on May 21, 2012, 11:43:39 AM
Need a new card.  What is the best deal out there right now?

what do you want the card for? airline miles? hotel points? cash back? when did you last apply for cards and what was it/were they?

Airline miles.  Would like Delta but I know the 35k is a little low compared to some of the other deals.  Last applied about a year and a half ago and got two BA 100k cards. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 21, 2012, 11:59:00 AM
Last applied about a year and a half ago and got two BA 100k cards.

my god, the world is your oyster friend.  How much can you spend on the card per month?
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on May 21, 2012, 12:10:40 PM
Last applied about a year and a half ago and got two BA 100k cards.

my god, the world is your oyster friend.  How much can you spend on the card per month?

$1,500 - $3,000 each for two cards. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on May 21, 2012, 12:12:16 PM
Last applied about a year and a half ago and got two BA 100k cards.

my god, the world is your oyster friend.  How much can you spend on the card per month?

$1,500 - $3,000 each for two cards.

I also just made a purchase that I'm sure included a credit pull so I don't have to worry about credit damage affecting future purchases for a while. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 21, 2012, 12:15:45 PM
Last applied about a year and a half ago and got two BA 100k cards.

my god, the world is your oyster friend.  How much can you spend on the card per month?

$1,500 - $3,000 each for two cards.

You and the wife EACH sign up for BOTH of these cards at the same time:

https://www.citicards.com/cards/acq/Apply.do?promocode=away7&ProspectID=81DDA16581FE4BF7A8024EEFC0ECFB3F&app=UNSOL&sc=4XK4IE31&m=XUSMZB2WENW&langId=EN&siteId=CB&B=S&screenID=3001

https://www.citicards.com/cards/acq/Apply.do?promocode=away7&ProspectID=81DDA16581FE4BF7A8024EEFC0ECFB3F&app=UNSOL&sc=BXD4IE61&m=XUSMZB2WENW&langId=EN&siteId=CB&B=X&screenID=3033

You will have to spend $3k on each card in the first 4 months.  You will then be sitting on 212K AA miles (enough for 2 RT business class tickets to Europe or 5 RT coach tickets). 

I would also have each of you sign up for the US Air Mastercard (http://www.mostmiles.com/Chairmans) and the Chase United Explorer (http://millionmilesecrets.com/2012/01/05/chase-united-60000-2/)  because they both only require one purchase and you would then have another 80k US Air miles and 100k United miles combined. 

Make sure you apply for all of them in the same day.

Once all of this is done check back and we will start building your hotel miles.  Godspeed.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 21, 2012, 12:44:09 PM
Last applied about a year and a half ago and got two BA 100k cards.

my god, the world is your oyster friend.  How much can you spend on the card per month?

$1,500 - $3,000 each for two cards.

You and the wife EACH sign up for BOTH of these cards at the same time:

https://www.citicards.com/cards/acq/Apply.do?promocode=away7&ProspectID=81DDA16581FE4BF7A8024EEFC0ECFB3F&app=UNSOL&sc=4XK4IE31&m=XUSMZB2WENW&langId=EN&siteId=CB&B=S&screenID=3001

https://www.citicards.com/cards/acq/Apply.do?promocode=away7&ProspectID=81DDA16581FE4BF7A8024EEFC0ECFB3F&app=UNSOL&sc=BXD4IE61&m=XUSMZB2WENW&langId=EN&siteId=CB&B=X&screenID=3033

You will have to spend $3k on each card in the first 4 months.  You will then be sitting on 212K AA miles (enough for 2 RT business class tickets to Europe or 5 RT coach tickets). 

I would also have each of you sign up for the US Air Mastercard (http://www.mostmiles.com/Chairmans) and the Chase United Explorer (http://millionmilesecrets.com/2012/01/05/chase-united-60000-2/)  because they both only require one purchase and you would then have another 80k US Air miles and 100k United miles combined. 

Make sure you apply for all of them in the same day.

Once all of this is done check back and we will start building your hotel miles.  Godspeed.

i would've said the same thing but would have substituted the chase southwest card for the chase united explorer card that sd included. potato/potato though. be sure to do the american ones that sd said though and use the "two browser trick" when doing so.  we can all agree that southwest isn't great but they will be flying out of wichita by the end of the year and for $70 dollars per card ($140 total) and one purchase on each card, you and your wife will instantly have over $1,650 available on southwest and it can be used for any flight. no blackouts or whatever it's just $1,650 straight cash and it doesn't expire.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on May 21, 2012, 02:39:20 PM
Thanks for the help fellas. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 21, 2012, 03:04:41 PM
fwiw, and I wouldn't risk it anyway, but I've done the two AA cards in one day churn twice and neither time did I have to do the "two browser trick".  I have always just signed up for one and then the other.  Usually signed up for the first then remembered the two browser thing and got scared but both times it took it anway. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on May 21, 2012, 10:04:48 PM
Last applied about a year and a half ago and got two BA 100k cards.


Do those aa cards promos have an expiration soon? I'd like to put some more distance between myself and my last citibank app but don't want to wait too long.
my god, the world is your oyster friend.  How much can you spend on the card per month?

$1,500 - $3,000 each for two cards.

You and the wife EACH sign up for BOTH of these cards at the same time:

https://www.citicards.com/cards/acq/Apply.do?promocode=away7&ProspectID=81DDA16581FE4BF7A8024EEFC0ECFB3F&app=UNSOL&sc=4XK4IE31&m=XUSMZB2WENW&langId=EN&siteId=CB&B=S&screenID=3001

https://www.citicards.com/cards/acq/Apply.do?promocode=away7&ProspectID=81DDA16581FE4BF7A8024EEFC0ECFB3F&app=UNSOL&sc=BXD4IE61&m=XUSMZB2WENW&langId=EN&siteId=CB&B=X&screenID=3033

You will have to spend $3k on each card in the first 4 months.  You will then be sitting on 212K AA miles (enough for 2 RT business class tickets to Europe or 5 RT coach tickets). 

I would also have each of you sign up for the US Air Mastercard (http://www.mostmiles.com/Chairmans) and the Chase United Explorer (http://millionmilesecrets.com/2012/01/05/chase-united-60000-2/)  because they both only require one purchase and you would then have another 80k US Air miles and 100k United miles combined. 

Make sure you apply for all of them in the same day.

Once all of this is done check back and we will start building your hotel miles.  Godspeed.
Title: Re: How Many Credit Cards Do You Have?
Post by: Skipper44 on May 22, 2012, 10:45:34 AM
How long do most airline or hotel miles last?  I know the Southwest never expire, is there an industry standard?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 22, 2012, 11:49:49 AM
How long do most airline or hotel miles last?  I know the Southwest never expire, is there an industry standard?
There isn't an industry standard, but most points usually don't expire for 1 year or a year and a half, but you shouldn't worry about expiration because you can just use points to buy something cheap from their online portal, or just register your cards with the affiliated dining program and that should keep you earning points regularly so your points don't expire
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 23, 2012, 07:01:52 AM
Probably foolish and will regret but I cancelled our Paris returns in coach that we had paid 40k AA for and booked US Air business class for 100k United miles.  Will now be flying to London on a 777 in a couple of these:

http://www.theflagshipexperience.com/flashpage.html?en_12

And back from Paris on an A330-200 in a couple of these:

http://www.usairways.com/en-us/traveltools/intheair/envoyfirst/envoyclass.html

225k airline miles round trip  :sdeek: / $35,606 if I was buying the flights today  :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 23, 2012, 08:40:52 AM
Probably a foolish and will regret but I cancelled our Paris returns in coach that we had paid 40k AA for and booked US Air business class for 100k United miles.  Will now be flying to London on a 777 in a couple of these:

http://www.theflagshipexperience.com/flashpage.html?en_12

And back from Paris on an A330-300 in a couple of these:

http://www.usairways.com/en-us/traveltools/intheair/envoyfirst/envoyclass.html

225k airline miles round trip  :sdeek: / $35,606 if I was buying the flights today  :surprised:

So you can book Us Air with United miles?  Is there some sort of easy guide that tells you which miles you can use with which airlines?  I'm airline alliance Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!).  :embarrassed:

btw, smart choice on the upgrade.  You'll never look back at that trip and wish you would've been crammed into coach like some simple commoner for your return flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on May 23, 2012, 08:42:32 AM
Probably a foolish and will regret but I cancelled our Paris returns in coach that we had paid 40k AA for and booked US Air business class for 100k United miles.  Will now be flying to London on a 777 in a couple of these:

http://www.theflagshipexperience.com/flashpage.html?en_12

And back from Paris on an A330-300 in a couple of these:

http://www.usairways.com/en-us/traveltools/intheair/envoyfirst/envoyclass.html

225k airline miles round trip  :sdeek: / $35,606 if I was buying the flights today  :surprised:

You most certainly will not regret it.  Flew the A330-200 ORD-CDG business class last week.  Was amazing.  Ummm, let's see, I think I'll have another glass of champagne monsieur.  Then I'm going to watch the big lebowski while I eat my filet.  Finally I'll finish with yet another glass of vin rouge with my dessert before I drift off into baby like sleep fueled by xanax and the fact that I am laying completely flat in total darkness and silence.  Merci.  Merci indead. 

The wife and I decided we are never flying like poor people again (on long flights of course).  Gross. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 23, 2012, 08:45:10 AM
Probably a foolish and will regret but I cancelled our Paris returns in coach that we had paid 40k AA for and booked US Air business class for 100k United miles.  Will now be flying to London on a 777 in a couple of these:

http://www.theflagshipexperience.com/flashpage.html?en_12

And back from Paris on an A330-300 in a couple of these:

http://www.usairways.com/en-us/traveltools/intheair/envoyfirst/envoyclass.html

225k airline miles round trip  :sdeek: / $35,606 if I was buying the flights today  :surprised:

So you can book Us Air with United miles?  Is there some sort of easy guide that tells you which miles you can use with which airlines?  I'm airline alliance Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!).  :embarrassed:

btw, smart choice on the upgrade.  You'll never look back at that trip and wish you would've been crammed into coach like some simple commoner for your return flight.

Three big ones:

http://www.staralliance.com/en/

http://www.oneworld.com/

http://www.skyteam.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 23, 2012, 08:46:24 AM
Probably a foolish and will regret but I cancelled our Paris returns in coach that we had paid 40k AA for and booked US Air business class for 100k United miles.  Will now be flying to London on a 777 in a couple of these:

http://www.theflagshipexperience.com/flashpage.html?en_12

And back from Paris on an A330-300 in a couple of these:

http://www.usairways.com/en-us/traveltools/intheair/envoyfirst/envoyclass.html

225k airline miles round trip  :sdeek: / $35,606 if I was buying the flights today  :surprised:

So you can book Us Air with United miles?  Is there some sort of easy guide that tells you which miles you can use with which airlines?  I'm airline alliance Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!).  :embarrassed:

btw, smart choice on the upgrade.  You'll never look back at that trip and wish you would've been crammed into coach like some simple commoner for your return flight.

Three big ones:

http://www.staralliance.com/en/

http://www.oneworld.com/

http://www.skyteam.com/

But are all miles interchangeable within each alliance?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 23, 2012, 08:49:31 AM
Probably a foolish and will regret but I cancelled our Paris returns in coach that we had paid 40k AA for and booked US Air business class for 100k United miles.  Will now be flying to London on a 777 in a couple of these:

http://www.theflagshipexperience.com/flashpage.html?en_12

And back from Paris on an A330-300 in a couple of these:

http://www.usairways.com/en-us/traveltools/intheair/envoyfirst/envoyclass.html

225k airline miles round trip  :sdeek: / $35,606 if I was buying the flights today  :surprised:

So you can book Us Air with United miles?  Is there some sort of easy guide that tells you which miles you can use with which airlines?  I'm airline alliance Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!).  :embarrassed:

btw, smart choice on the upgrade.  You'll never look back at that trip and wish you would've been crammed into coach like some simple commoner for your return flight.

Three big ones:

http://www.staralliance.com/en/

http://www.oneworld.com/

http://www.skyteam.com/

But are all miles interchangeable within each alliance?

what do you mean by interchangeable?  you can't combine your us air and united mileage if that's what you mean.  when you search for award availability on united it will show you all the united availability first followed by all the other airlines for the same mileage in the same class of service.  we had options of Lufthansa, Swiss Air, Canada Air, TAP, United and US Air on our return. wanted to fly one of the Euros to give them a whirl (and get layovers in either Frankfurt, Lisbon or Zurich) but the timing of the US Air flight combined with their new Envoy service won the day.  a stopover with one of the Euro carriers would have been ideal but United doesn't allow stopovers on one way award travel. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 23, 2012, 03:14:36 PM
Quote
American Airlines today announced the flight numbers and markets for its first group of Boeing 777-300ERs that will enter the airline’s fleet starting this December. On Dec. 13, the Dallas/Fort Worth – Sao Paulo route will be the first to feature the newest addition to American’s fleet. In February, the aircraft will fly to London Heathrow from both Dallas/Fort Worth and New York JFK.

Damnit, I miss the rollout of the new first class product by 3 months
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 23, 2012, 08:58:38 PM
Quote
American Airlines today announced the flight numbers and markets for its first group of Boeing 777-300ERs that will enter the airline’s fleet starting this December. On Dec. 13, the Dallas/Fort Worth – Sao Paulo route will be the first to feature the newest addition to American’s fleet. In February, the aircraft will fly to London Heathrow from both Dallas/Fort Worth and New York JFK.

Damnit, I miss the rollout of the new first class product by 3 months

T's and P's

I'll be over here hoarding aa miles for an elite first class flight on a gently used 777-300 if you need me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 25, 2012, 08:25:20 AM
So, I've never really paid any attention to Air Canada/Aeroplan.  Then I read this blog entry by rick daris' bro TPG:

http://thepointsguy.com/2012/05/aeroplan-40000-bonus-miles-promotion/

which links to this one:

http://thepointsguy.com/2011/01/air-canada-aeroplan-round-the-world-in-business-class-for-100000-miles-and-120000-in-first/

I then play around with the Aeroplan booking engine.  I can fly out of Omaha in business class to Europe (or anywhere) and stay for however long I want then fly to Japan in Biz (or anywhere else) and stay as long as I want and then back to Omaha in Biz for 125k miles.  I have 80k SPG points right now which would transfer to 125k Aeroplan miles.  pretty great deal.  You could make an around the world itenerary if you paid OOP for some hops around the area you are flying to.  Like, fly into Paris and then hop around Europe on cheap flights/trains and then fly out of Paris to Australia or Asia or Africa and do the same and then fly home.  I haven't run it in coach to see what the mileage would be.  Also, the Aeroplan booking engine is really great.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 25, 2012, 05:20:32 PM
I then play around with the Aeroplan booking engine.  I can fly out of Omaha in business class to Europe (or anywhere) and stay for however long I want then fly to Japan in Biz (or anywhere else) and stay as long as I want and then back to Omaha in Biz for 125k miles.

how does this work?  on their chart, the around the world thing is 200k, 300k and 400k.  so this is considered a roundtrip to asia with a stopover in europe?  bizarre that they would allow that.

is this an asia specific loophole?  or can you do europe 2 with a stopover in europe 1?  or even more nonsensical crap like europe 1 with a stopover in southern south america (or the reverse)?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 25, 2012, 05:39:49 PM
It's not technically around the world because it's just two stops wherever you want for as long as you want.  But, you can pick whatever cities you want and doesn't have to be a hub like most require.  I figure as long as you pick two major hubs in areas you want to visit you can pay for $70 tickets to other spots around those until you've hit what you want and then move onto the next stop. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 25, 2012, 07:17:55 PM
seems like a great deal.  but you'd need the time to take advantage.  i don't have any spg points anyways.  but worth keeping in mind for the future. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 25, 2012, 07:21:36 PM
seems like a great deal.  but you'd need the time to take advantage.  i don't have any spg points anyways.  but worth keeping in mind for the future.

it just seems like air canada is cheaper than other star alliance members for long haul.  I guess mainly because they allow two stopovers (norm is 1 or 0) and don't require you to do them on a route where the stopover would normally be (norm is always through a location that you would normally have to go through to get to the second destination anyway). 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 29, 2012, 07:34:56 PM
new 60K citi card promo

http://creditcards.citicards.com/usc/thankyou/Premier/internal/2012/April/600GC/default.htm?BT_TX=1&ProspectID=A1D6BFEE428043A99FCD41FB72856B1C

How good is this deal?  Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 29, 2012, 08:21:47 PM
new 60K citi card promo

http://creditcards.citicards.com/usc/thankyou/Premier/internal/2012/April/600GC/default.htm?BT_TX=1&ProspectID=A1D6BFEE428043A99FCD41FB72856B1C

How good is this deal?  Thoughts?

kind of crappy compared to the current 50k one that's already out there because this one only gives you 30k initially and then makes you keep the card for a full year and incur the $125 yearly fee in order to get the other 30k. jmo. not bad but i'd prob just get the one that gives you 50k immediately and then cancel before the end of the year.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 29, 2012, 09:41:24 PM
new 60K citi card promo

http://creditcards.citicards.com/usc/thankyou/Premier/internal/2012/April/600GC/default.htm?BT_TX=1&ProspectID=A1D6BFEE428043A99FCD41FB72856B1C

How good is this deal?  Thoughts?

kind of crappy compared to the current 50k one that's already out there because this one only gives you 30k initially and then makes you keep the card for a full year and incur the $125 yearly fee in order to get the other 30k. jmo. not bad but i'd prob just get the one that gives you 50k immediately and then cancel before the end of the year.
and supposedly they're churnable so you could actually rack up 100k points through the 50k offers with no annual fee in the same time period.
Title: Re: How Many Credit Cards Do You Have?
Post by: SwiftCat on May 30, 2012, 04:34:24 PM
I have about 3 Chase Elite cards that get my 8% cash back. And then a Discovery SDS that's great for getting AA miles. But my most used card is a Visa Rewards card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2012, 11:15:07 AM
Clarion Hotel Undergoing Multi-Million Dollar Renovation

Hotel to convert to a Four Points by Sheraton

MANHATTAN, Kan. (June 1, 2012) ? The first-ever Four Points by Sheraton in the state of Kansas will open in Manhattan in 2012. A first-class facility for guests and conventions in the Manhattan community since 1980, the Clarion Hotel (530 Richards Drive) is currently in the midst of a multi-million dollar renovation project. The owner of the hotel, Dennis Hulsing, President and CEO of Hulsing Enterprises, LLC, has signed an agreement with Starwood Hotels & Resorts Worldwide, Inc., to become a Four Points by Sheraton in November 2012. Focused on providing the best-possible experience for guests and recognizing the growth of hotels in the Manhattan community, Hulsing sought to introduce the largest and most aggressive renovation in the property's history and partner with one of the nation's most recognizable and trusted brands.

The initial steps in the construction project began in January with the renovation and enhancement of the hotel's guest bathrooms with the installment of new bathtubs and tile in all 197 guest rooms. Last week, the project entered its next phase as construction began on the exterior of the hotel's east side.

The exterior wall project, which is being constructed by Manhattan contractor Trinium, a sub-company of Hi-Tech Interiors, will include extending and enclosing the outside facing guest rooms on each side of the property. J Webb Design of Kansas City, an interior design company, will be in charge of redesigning a majority of the hotel's interior and exterior surfaces. A number of fellow Manhattan-area entities, including Mid-American Plumbing, Roberts Electric, Tri-City Fence, HTI, Manko, Associated Insulation Inc, Elite Concrete, Ebert Mayo, Steve Miller Construction, and Cool Enterprises, will provide extensive involvement in facilitating assistance as the hotel upgrades and enhances its many amenities to continue to provide guests with an outstanding experience within the largest operating space of any hotel in the Manhattan community.

"Obviously, as the Manhattan community remains in a stage of exciting and continual growth, we remain committed to our mission of providing first-class services to our thousands of guests and clients annually," said Jenn Alley, Director of Sales and Catering at the Clarion Hotel. "We maintain outstanding partnerships with a variety of different groups, including both large and small state associations, intercollegiate athletics organizations and Division I-A athletic teams, and also remain a perfect venue for wedding receptions, family gatherings, as well as an abundance of other independent meetings.

"As this hotel undergoes this vast and exciting transformation to an upscale facility, we will significantly enhance the experience for our valued guests while maintaining the same outstanding customer service and individual attention that visitors have come to expect when walking through our doors."

About the Clarion Hotel
The present Clarion Hotel first opened as a Holiday Inn Holidome and operated under that brand name during its first 26 years. In 2006, K-State alumnus and supporter Dennis Hulsing, of Hulsing Enterprises, LLC, purchased the property, and immediately financed guest room and public area renovations before re-flagging to the Clarion Hotel brand that September. The hotel has facilitated annual enhancements in each of the past five years under Hulsing, including the installment of bathroom tile and granite countertops, and updated carpet in both the lobby and in guest rooms.

About Four Points by Sheraton
Four Points by Sheraton falls under the umbrella of Starwood Hotels & Resorts Worldwide, Inc., with a reputation for providing outstanding service and guest satisfaction at an affordable price. The array of amenities includes modern and comfortable guest rooms, complimentary Internet access, 42-inch Televisions, a delicious breakfast, and a local beer program, Best Brews.

Starwood offers many other hotel brands, including Aloft, Westin, W Hotels, St. Regis, and Element. Guests of these brands can join the Starwood Preferred Guest loyalty program and earn rewards by accumulating points and miles.

Please follow the hotel project renovations on our Facebook page (Clarion Hotel and Convention Center - Manhattan, KS) and on Twitter (@ClarionHotelMHK).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2012, 11:16:46 AM
someone find out what SPG redemption tier it will be
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on June 01, 2012, 11:24:22 AM
RIP POQ?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 01, 2012, 11:38:42 AM
someone find out what SPG redemption tier it will be

gotta be cat2 don't you think.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2012, 12:04:12 PM
someone find out what SPG redemption tier it will be

gotta be cat2 don't you think.

if it is, and they make it not disgusting with the remodel, I would almost have to stay there despite the location.  I mean, 3k a night on weekends?  1,600 Starpoints + $30?  Meanwhile, the Hampton is charging me 25k, the new HGI is charging me 30k and the HI is charging 25k.  I bet it's a cat 3.  Has to be.  would be too good to be true combined with the reward stays count towards elite status. 
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on June 01, 2012, 12:13:06 PM
someone find out what SPG redemption tier it will be

gotta be cat2 don't you think.

if it is, and they make it not disgusting with the remodel, I would almost have to stay there despite the location.  I mean, 3k a night on weekends?  1,600 Starpoints + $30?  Meanwhile, the Hampton is charging me 25k, the new HGI is charging me 30k and the HI is charging 25k.  I bet it's a cat 3.  Has to be.  would be too good to be true combined with the reward stays count towards elite status.

agreed on location drawback, but unless you're at the HI everywhere else is pretty much equal distance from aggieville. maybe just wait until 3 am when d scott is done writing about the game and he'll give the SPG'ers a lift back to the hotel?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 01, 2012, 12:30:14 PM
someone find out what SPG redemption tier it will be

gotta be cat2 don't you think.

if it is, and they make it not disgusting with the remodel, I would almost have to stay there despite the location.  I mean, 3k a night on weekends?  1,600 Starpoints + $30?  Meanwhile, the Hampton is charging me 25k, the new HGI is charging me 30k and the HI is charging 25k.  I bet it's a cat 3.  Has to be.  would be too good to be true combined with the reward stays count towards elite status.

yeah. if it's cat2 then i'll prob get the spg cards and just move in for the month of december or something. pool, hot tub, ping pong, etc.

also i mean it's a four points in manhattan freaking kansas. if they try to pass that off as a 3 i'll laugh in their faces. the god damn sheraton suites kc plaza is a 3. the crown center westin is a 3. i'm going 75% on it being 2 and 25% on it being 3.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2012, 12:35:55 PM
yeah, I mean, the OKC Sheraton we stayed at in bricktown was a 2.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 04, 2012, 08:39:39 AM
Just sent chase a message requesting my Sapphire annual $95 fee be waived.  I'll report back on their response.  I think this is one that normally won't waive it no matter what but we'll see.  I pointed out to them that I've had 66 transactions since my last statement date of 5/14 and noted that anything else that could be offered would be great so maybe they'll throw me some points or something. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 04, 2012, 10:36:55 AM
Chase mushed me on the Sapphire annual fee.  Also, lucky has a good post about potential churnability changes to Amex cards:

http://boardingarea.com/blogs/onemileatatime/2012/06/04/is-american-express-changing-their-sign-up-bonus-terms/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on June 05, 2012, 03:59:32 AM
So I have to stay in a Holiday Inn for 4 days this month for work travel.  Went over to flyertalk and saw they have a crapload of promo codes, and it looks like a lot of them would stack.

How do you guys pick which ones to use to avoid getting mushed on redemption?

Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 05, 2012, 06:04:16 AM
Use all of them. Most will stack. Don't really understand the question though.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on June 07, 2012, 01:24:05 AM
Use all of them. Most will stack. Don't really understand the question though.

Signed up for all of them -- if all take, I'll wind up with 20k+ points for a 4 day stay.

Didn't want to get into a situation where they freak out and close the account for using "fake" codes.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 14, 2012, 07:47:14 AM
If I could work from home every day and was single I would definitely do this

http://boardingarea.com/blogs/onemileatatime/2012/06/13/so-who-else-wants-to-vacation-in-phoenix-this-summer/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 14, 2012, 01:28:53 PM
Hyatt invited me to a "Hyatt Innovation Session" yesterday afternoon.  I went down to a bar in downtown Omaha and there were about 40 Hyatt people there who had been in this big room all day with a thousand sticky notes all over the walls and stupid props and crap and they had been brainstorming for ideas to improve their hotels.  I was one of 6 Gold Passport members who came and they had us break up with each of us going to a group of about 6-8 Hyatt people.  They would then explain their ideas they came up with for the day which were things like improvements to the Hyatt app or ways to make the checkin and checkout process better and crap like that.  I spent about 10 minutes with each group telling them about what I liked about their idea and what some other improvements I could think of would be.  It was pretty fun.  Lasted about an hour.  They gave me 10k Gold Passport points for doing it.  They had done it in San Fran, Hong Kong, and somewhere in Europe but I forget where.  I was kind of, like, WTF are you doing in Omaha but they told me they had 600 employees in Omaha that run their call center, IT, Gold Passport program, social media and some executives.  Never knew that before.  Each employee gets 12 nights per year at any Hyatt in the world.  Such a rough ridin' boss perk. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 14, 2012, 01:35:36 PM
Also, I kept catching myself overstepping what they wanted me there for.  Like, one group was, like "what if you could use your iphone and say 'Siri, check me into the hotel' and it would check you in and send you your room information?" and I was all, "yeah, apple isn't going to let you do that" and they were all, "would you like that though?" and I was all, "you think apple is going to integrate checking in to your hotel into Siri?" and they were all, "would you like it if they did?" and I was all "meh, not really". 
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 14, 2012, 01:35:55 PM
Hyatt invited me to a "Hyatt Innovation Session" yesterday afternoon.  I went down to a bar in downtown Omaha and there were about 40 Hyatt people there who had been in this big room all day with a thousand sticky notes all over the walls and stupid props and crap and they had been brainstorming for ideas to improve their hotels.  I was one of 6 Gold Passport members who came and they had us break up with each of us going to a group of about 6-8 Hyatt people.  They would then explain their ideas they came up with for the day which were things like improvements to the Hyatt app or ways to make the checkin and checkout process better and crap like that.  I spent about 10 minutes with each group telling them about what I liked about their idea and what some other improvements I could think of would be.  It was pretty fun.  Lasted about an hour.  They gave me 10k Gold Passport points for doing it.  They had done it in San Fran, Hong Kong, and somewhere in Europe but I forget where.  I was kind of, like, WTF are you doing in Omaha but they told me they had 600 employees in Omaha that run their call center, IT, Gold Passport program, social media and some executives.  Never knew that before.  Each employee gets 12 nights per year at any Hyatt in the world.  Such a rough ridin' boss perk.

sounds very elite
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 14, 2012, 01:42:56 PM
Got a call from Hilton today trying to get me to spend two nights at a Hilton vacation club time share place in Orlando or Vegas, for $150 for both nights, 15k Hilton points and a $200 credit for my next Hilton stay, and I have to take a 2 hour tour of the time share, I've never done a time share stay/they try to sell you a place, how are they?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 14, 2012, 01:52:44 PM
Got a call from Hilton today trying to get me to spend two nights at a Hilton vacation club time share place in Orlando or Vegas, for $150 for both nights, 15k Hilton points and a $200 credit for my next Hilton stay, and I have to take a 2 hour tour of the time share, I've never done a time share stay/they try to sell you a place, how are they?

I did one at the Hilton Hawaiin Village right out of college.  I was there for a conference and they offered us that stuff and two spa treatments instead of the room nights as we were there anyway.  told them sure, and then told the guy we weren't interested immediately but he could go through his deal if he wanted to.  he did for about 45 minutes and asked if I would like to see one of the rooms and i said no.  he said I still had to sit there for another 45 minutes to get the stuff and I said ok.  then I sat there and played on my phone and then I left.  it wasn't bad.  make sure you know which Hilton you are going to be staying at because sometimes they put you at a garbage one and not the one they are showing you. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 14, 2012, 04:14:55 PM
Hyatt invited me to a "Hyatt Innovation Session" yesterday afternoon.  I went down to a bar in downtown Omaha and there were about 40 Hyatt people there who had been in this big room all day with a thousand sticky notes all over the walls and stupid props and crap and they had been brainstorming for ideas to improve their hotels.  I was one of 6 Gold Passport members who came and they had us break up with each of us going to a group of about 6-8 Hyatt people.  They would then explain their ideas they came up with for the day which were things like improvements to the Hyatt app or ways to make the checkin and checkout process better and crap like that.  I spent about 10 minutes with each group telling them about what I liked about their idea and what some other improvements I could think of would be.  It was pretty fun.  Lasted about an hour.  They gave me 10k Gold Passport points for doing it.  They had done it in San Fran, Hong Kong, and somewhere in Europe but I forget where.  I was kind of, like, WTF are you doing in Omaha but they told me they had 600 employees in Omaha that run their call center, IT, Gold Passport program, social media and some executives.  Never knew that before.  Each employee gets 12 nights per year at any Hyatt in the world.  Such a rough ridin' boss perk.

please call your new hyatt contacts and tell them to get their freaking website up and running. it's been down for the last hour and is something i'd expect from ihg or accor or something. bush league.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 14, 2012, 06:25:42 PM
Just had mrs. dave sign up for both personal 50k AA cards and I got the business AA 50k card.  150k here we come.  going to try churning two more US Air cards in a month along with a few cards to get Hilton points. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 14, 2012, 06:33:36 PM
Just had mrs. dave sign up for both personal 50k AA cards and I got the business AA 50k card.  150k here we come.  going to try churning two more US Air cards in a month along with a few cards to get Hilton points.

that's great news. I was worried for a while that you wouldn't have enough AA to go to Tokyo with @Pete, @chicat and myself next spring. #sumo matches #high speed bullet trains #all of us drunk singing karaoke in a karaoke bar while wearing cowboy boots and cowboy hats and being really loud and obnoxious and calling everyone in site "pardner"
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 14, 2012, 07:49:58 PM
Just had mrs. dave sign up for both personal 50k AA cards and I got the business AA 50k card.  150k here we come.  going to try churning two more US Air cards in a month along with a few cards to get Hilton points.

also, my short, medium and long term goal is to be churning the ever loving crap out of every hhonor card possible for the forseeable future. have you looked at any of their all inclusives? they have a couple in costa rica that look pretty average that you can get for 50-70k per night but there is one in jamaica (rose hall) that is actually above average that you can get for 60k. if you are gold or have the amex card then you get like 20% of tha,t so the rose hall place would be like 50k or less i think. i think i could easily get to somewhere between 500k and 1mil hhonors within the year and then just go spend a couple of weeks there or whatever. was looking at the cost for two people to stay there over new years this year and it was like $600/night. also, did someone say lazy river?


(http://media-cdn.tripadvisor.com/media/photo-s/02/81/3c/83/filename-106-jpg-thumbnail0.jpg)
(http://media-cdn.tripadvisor.com/media/photo-s/02/81/3c/87/filename-111-jpg-thumbnail0.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 14, 2012, 10:11:18 PM
lazy river!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 07:40:26 AM
rick daris, your absolute favorite travel blogger is featuring Tokyo in your absolute favorite travel blog segment "Destination of the Week"!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2012, 08:31:38 AM

god i hate those two. eric could've saved everybody a ton of time by simply writing "abnormally tall genetic freak w/ questionable ethics tours country of small people while staying at nice hotels and just generally freaking them out"  and then include links to a couple of major hotels in tokyo. it would've taken him 1/100th the time, and been more interesting as well as more entertaining.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 08:34:14 AM
Lucky is my new favorite blogger.  I used to not like him just because he was pals with stupid Gary.  Now I don't care. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2012, 08:48:39 AM
Lucky is my new favorite blogger.  I used to not like him just because he was pals with stupid Gary.  Now I don't care.

yeah. his post today about hotel website photos was great. he kind of reminds me of fff in the way that he just enjoys it all so much. just all of it. almost child like enthusiasm. then you have the points giant and his dumbass copy editor eric hammering out sales ads for the park hyatt in tokyo and refusing to link the best cc sign ups because they don't get $.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 08:50:34 AM
Thoughts on rumblings about a possible US Air/AA merger?  Could be ridiculous for point hoarders if both continue to allow churning up to the point they merge the programs.  I have read it took United/Continental about 2 years to get their programs merged.  Could end up with a million miles in that timeframe between the wife and I.  Easy around the world business class tix.  US Air's CEO is really talking like they want to get this crap done:

http://atwonline.com/airline-finance-data/news/us-airways-ceo-standalone-american-suffers-structural-weakness-0614
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 08:50:48 AM
good lucky/fff comparo
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2012, 08:59:45 AM
Thoughts on rumblings about a possible US Air/AA merger?  Could be ridiculous for point hoarders if both continue to allow churning up to the point they merge the programs.  I have read it took United/Continental about 2 years to get their programs merged.  Could end up with a million miles in that timeframe between the wife and I.  Easy around the world business class tix.  US Air's CEO is really talking like they want to get this crap done:

http://atwonline.com/airline-finance-data/news/us-airways-ceo-standalone-american-suffers-structural-weakness-0614

i'll contact our secret goEMAW AA source right now and ask what he knows.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 15, 2012, 10:42:19 AM
I love flying AA

never even heard of these US Airways losers
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 10:44:37 AM
I love flying AA

never even heard of these US Airways losers

USA actually flys their own birds out of Omaha.  Most of our AA flights are American Eagle or codeshares. 
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 15, 2012, 10:50:52 AM
I love flying AA

never even heard of these US Airways losers

USA actually flys their own birds out of Omaha.  Most of our AA flights are American Eagle or codeshares.

I've flown the eagle flights out of Manhattan... tiny planes but not bad.  The MD-80 on the other hand  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2012, 10:54:50 AM
I love flying AA

never even heard of these US Airways losers

USA actually flys their own birds out of Omaha.  Most of our AA flights are American Eagle or codeshares.

I've flown the eagle flights out of Manhattan... tiny planes but not bad.  The MD-80 on the other hand  :love:


the md80s are junk. refer to this usa today piece with elite quotes from elite AA employees.

http://www.usatoday.com/travel/flights/2009-04-13-aa-new-737_N.htm
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 15, 2012, 10:59:36 AM
I love flying AA

never even heard of these US Airways losers

USA actually flys their own birds out of Omaha.  Most of our AA flights are American Eagle or codeshares.

I've flown the eagle flights out of Manhattan... tiny planes but not bad.  The MD-80 on the other hand  :love:


the md80s are junk. refer to this usa today piece with elite quotes from elite AA employees.

http://www.usatoday.com/travel/flights/2009-04-13-aa-new-737_N.htm

you're junk
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 15, 2012, 11:00:17 AM
fwiw I do like the 737 better and am glad they're switching

I just think the md-80 looks cool
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 11:00:46 AM
yeah, MD80s are pieces of crap made up of smaller pieces of crap
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 15, 2012, 11:02:00 AM
you guys are always so mean to me in this thread

one of these days I'll just leave, and you'll say, where is goodforanother?  and by then it'll be too late, I'll be gone forever
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 15, 2012, 11:20:06 AM
hey GFA want to hear a hilarious joke.... Waitress- "will you be paying cash or put it on a card for these beers?" rd-"ummm cash"

Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2012, 11:21:46 AM
hey GFA want to hear a hilarious joke.... Waitress- "will you be paying cash or put it on a card for these beers?" rd-"ummm cash"

i happened (happened) to have cash in my wallet and wanted to get rid of it. what was i supposed to do, just throw it in the trashcan? that wouldn't have made a lot of sense.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 11:22:29 AM
rick, you would have gotten double UR points for that purchase.  twice as many as normal. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 15, 2012, 11:25:14 AM
i happened (happened) to have cash in my wallet and wanted to get rid of it. what was i supposed to do, just throw it in the trashcan?

Buy an auction item at fattyfest.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2012, 11:26:34 AM
rick, you would have gotten double UR points for that purchase.  twice as many as normal.

why would i need 40 ur points though? i take 40 ur points and light them on fire just to watch them burn like five or six times a day. i mean double nothing is still nothing, ya know.  :zzz:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 11:28:07 AM
40 UR points is enough for .18% of a night at the Park Hyatt Tokyo
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2012, 11:31:38 AM
40 UR points is enough for .18% of a night at the Park Hyatt Tokyo

guess i'm .36% further away from a free park hyatt tokyo night then. have burned two stacks of 40 ur reward points already today just out of boredom and have three more stacks sitting on my desk that i plan on burning after lunch.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 11:38:29 AM
So, if a night at the Park Hyatt Paris goes for $1,000 a night you are buring $1.80 with each stack of 40. 
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 15, 2012, 11:52:36 AM
hey GFA want to hear a hilarious joke.... Waitress- "will you be paying cash or put it on a card for these beers?" rd-"ummm cash"

haha, dumbass  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 15, 2012, 01:12:24 PM
I just gave everybody in the office ten ur points. we're going to take ten minutes folding them into different paper airplanes styles and then open our seventh floor window and see who can get their ur point to fly the furthest.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 15, 2012, 01:25:08 PM
Just had mrs. dave sign up for both personal 50k AA cards and I got the business AA 50k card.  150k here we come.  going to try churning two more US Air cards in a month along with a few cards to get Hilton points.

also, my short, medium and long term goal is to be churning the ever loving crap out of every hhonor card possible for the forseeable future. have you looked at any of their all inclusives? they have a couple in costa rica that look pretty average that you can get for 50-70k per night but there is one in jamaica (rose hall) that is actually above average that you can get for 60k. if you are gold or have the amex card then you get like 20% of tha,t so the rose hall place would be like 50k or less i think. i think i could easily get to somewhere between 500k and 1mil hhonors within the year and then just go spend a couple of weeks there or whatever. was looking at the cost for two people to stay there over new years this year and it was like $600/night. also, did someone say lazy river?


(http://media-cdn.tripadvisor.com/media/photo-s/02/81/3c/83/filename-106-jpg-thumbnail0.jpg)
(http://media-cdn.tripadvisor.com/media/photo-s/02/81/3c/87/filename-111-jpg-thumbnail0.jpg)
Didn't even know Hilton had all inclusives, I'm gonna piggy back on your churning hhonors cards goal rd
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 15, 2012, 01:30:14 PM
Lucky is my new favorite blogger.  I used to not like him just because he was pals with stupid Gary.  Now I don't care.

What's lucky's blog? My 2 go to blogs are million mile secrets (fav), the points guy (hate his, "let me review this sweet hotel" posts though), also of course this thread
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 01:42:02 PM
I don't even read millionmilesecrets anymore. Daraius hasn't had a post that wasn't rehashing the same stuff or interviewing someone forever. Love him but not worth my time anymore. Lucky is One Mile at a Time iirc.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 15, 2012, 01:47:46 PM
I have never opened this thread before, so sorry if luke'd, but I love my southwest card. I usually have the hook up with free flights through my buddy, but I love all the points I can earn by using it. This will come in handy for hotels.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 02:36:58 PM
I have never opened this thread before, so sorry if luke'd, but I love my southwest card. I usually have the hook up with free flights through my buddy, but I love all the points I can earn by using it. This will come in handy for hotels.

yes, you seem like a SW Card type
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 15, 2012, 02:49:19 PM
I have never opened this thread before, so sorry if luke'd, but I love my southwest card. I usually have the hook up with free flights through my buddy, but I love all the points I can earn by using it. This will come in handy for hotels.

yes, you seem like a SW Card type
Nice one SD! :snickerandsecrethighfivebehindfanning'sback:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 15, 2012, 02:55:19 PM
has fanning bragged about his southwest hookup more or less than he's bragged about his tenure calling GCCC football games?
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 15, 2012, 03:01:23 PM
has fanning bragged about his southwest hookup more or less than he's bragged about his tenure calling GCCC football games?
More. I like to forget about GCCC.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 15, 2012, 03:02:02 PM
I have never opened this thread before, so sorry if luke'd, but I love my southwest card. I usually have the hook up with free flights through my buddy, but I love all the points I can earn by using it. This will come in handy for hotels.

yes, you seem like a SW Card type
Nice one SD! :snickerandsecrethighfivebehindfanning'sback:
I figured he was throwing a jab.  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2012, 03:12:07 PM
it really wasn't one fanning.  different strokes, you know.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 15, 2012, 03:30:40 PM
it really wasn't one fanning.  different strokes, you know.
Yeah, definitely.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 15, 2012, 10:22:50 PM
oh man. I can't use the same card as fanning. sd, please post recommendos for a new miles card, tia
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 16, 2012, 07:58:41 PM
So I just met the min spend on my AmEx Hilton Honors card, I go to check my account to see if the points are posted and I see this:

AMERICAN EXPRESS POINT BONUS    60,000       02-Jun-2012
AMERICAN EXPRESS POINT BONUS    60,000       17-May-2012

They credited my account for 60 k twice!!!!  :driving:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on June 16, 2012, 08:32:14 PM
So I just met the min spend on my AmEx Hilton Honors card, I go to check my account to see if the points are posted and I see this:

AMERICAN EXPRESS POINT BONUS    60,000       02-Jun-2012
AMERICAN EXPRESS POINT BONUS    60,000       17-May-2012

They credited my account for 60 k twice!!!!  :driving:

:horrorsurprise:

mother rough rider
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 17, 2012, 10:54:45 PM
Through July 5, using your discover card at Freddy's Frozen chicken nuggets gets you a 5% cashback bonus.  Finally, on page 93, something to help Coach Weber.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 18, 2012, 07:59:26 AM
Rick Daris, Lucky is starting a multi part Tokyo on AA trip report  :thumbs:

http://boardingarea.com/blogs/onemileatatime/2012/06/17/lost-in-translation-introduction/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 18, 2012, 08:11:48 AM
Rick Daris, Lucky is starting a multi part Tokyo on AA trip report  :thumbs:

http://boardingarea.com/blogs/onemileatatime/2012/06/17/lost-in-translation-introduction/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

i'll look forward to this. it doesn't really look like he spent a lot of or any time in tokyo though, but flew into tokyo and then flew other places from there. the flight there and back will take up so much time for me that i doubt i'll make it anywhere outside of tokyo itself. still will be a great read.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 18, 2012, 08:13:03 AM
crap, didn't read it all.  but, yeah, will still be a good read.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 18, 2012, 01:51:31 PM
Thoughts on rumblings about a possible US Air/AA merger?  Could be ridiculous for point hoarders if both continue to allow churning up to the point they merge the programs.  I have read it took United/Continental about 2 years to get their programs merged.  Could end up with a million miles in that timeframe between the wife and I.  Easy around the world business class tix.  US Air's CEO is really talking like they want to get this crap done:

http://atwonline.com/airline-finance-data/news/us-airways-ceo-standalone-american-suffers-structural-weakness-0614

i'll contact our secret goEMAW AA source right now and ask what he knows.

quote from secret goEMAW AA source....

"i would say it's about 80% likely if not higher....(redacted stuff).....it will be hard for our creditors committee to ignore the revenue synergies of a merger"
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 18, 2012, 04:54:46 PM
 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2012, 08:48:23 PM
Quote
A new hotel has been approved for Aggieville.  Brand has not been announced but it will be located on the NE corner of Bluemont and Manhattan Ave, across the street from Coco Bolos and Starbucks.  It will be 72 rooms, conference and meeting rooms, retail space, 5 stories, rooftop patio and underground garage.

Oh man, COME ON HYATT PLACE OR ANOTHER SPG!  :pray:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 19, 2012, 08:50:14 PM
Quote
A new hotel has been approved for Aggieville.  Brand has not been announced but it will be located on the NE corner of Bluemont and Manhattan Ave, across the street from Coco Bolos and Starbucks.  It will be 72 rooms, conference and meeting rooms, retail space, 5 stories, rooftop patio and underground garage.

Oh man, COME ON HYATT PLACE OR ANOTHER SPG!  :pray:

A 3K SPG in aggieville?  :woot:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 22, 2012, 12:18:09 PM
Thoughts on rumblings about a possible US Air/AA merger?  Could be ridiculous for point hoarders if both continue to allow churning up to the point they merge the programs.  I have read it took United/Continental about 2 years to get their programs merged.  Could end up with a million miles in that timeframe between the wife and I.  Easy around the world business class tix.  US Air's CEO is really talking like they want to get this crap done:

http://atwonline.com/airline-finance-data/news/us-airways-ceo-standalone-american-suffers-structural-weakness-0614

i'll contact our secret goEMAW AA source right now and ask what he knows.

quote from secret goEMAW AA source....

"i would say it's about 80% likely if not higher....(redacted stuff).....it will be hard for our creditors committee to ignore the revenue synergies of a merger"

Quote
American’s parent AMR filed for Chapter 11 bankruptcy in Nov. 2011. The airline itself still operates largely as it did prior to the filing, but with some of the advantages the bankruptcy of a parent brings. Labor costs will be cut, along with debt service and lease obligations for airplanes. AMR says it plans to emerge from Chapter 11 as a viable airline. But that will not happen. US Airways (NYSE: LCC) already has made it clear that it wants to buy American’s assets. As soon as the rumors of a potential buyout started in April, some of American’s largest unions said they backed such a plan as a way to protect jobs. Earlier this month, US Airways CEO Doug Parker announced his desire to merge the two airlines. With US Airways probably willing to give AMR’s creditors a good deal to get American’s assets, the potential deal received tremendous support from bondholders and analysts. US Airways has much to gain from this transaction, as its position in the carrier market has been eroded by the mergers of Northwest and Delta and the later combination of United and Continental.

 http://finance.yahoo.com/news/10-brands-that-will-disappear-in-2013.html

Time to churn like you've never churned before
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2012, 12:19:07 PM
 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on June 22, 2012, 02:56:04 PM
A random day of wikipedia'ing led me to this

http://en.wikipedia.org/wiki/David_Phillips_(entrepreneur)

Quote
David Phillips (born 1964), also called The Pudding Guy,[1] is an American civil engineer best known for accumulating many frequent flyer miles by taking advantage of a promotion by Healthy Choice Foods in 1999.

Phillips, who teaches at the University of California, Davis, calculated while grocery shopping that the value of a mail-in promotion for frequent flyer points exceeded the cost of the entree on which it is offered. In May 1999, Phillips received 1,253,000 frequent flyer miles.


Phillips calculated that the return on a mail-in food promotion outweighed the price of the Healthy Choice frozen entrees. He later discovered the same promotion also included individual pudding packages at 25 cents apiece. He subsequently visited ten grocery stores in the Sacramento area, buying every case of pudding available, totaling 12,150 individual servings of pudding,[2] for $3,140.[3] In order to divert attention, he claimed he was stocking up for Y2K.[4] The details of the promotion included a bonus if the packages were mailed during the month of May 1999; Phillips, unable to remove all the UPCs himself in such a short time, recruited members of the Salvation Army to help peel the UPCs off the puddings in exchange for the donation of the pudding.

Phillips submitted proof of mailing the certificates and Healthy Choice Foods awarded him 1,253,000 AAdvantage miles.[6] Because most of the pudding was donated to charity, Phillips also received an $815 tax deduction
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2012, 03:00:20 PM
yeah, that is one of the legendary stories out there.  did you see the video from about 40 pages back that included an interview with the guy that hired a bunch of people in some asian country to fly twice daily round trip flights on some super cheap route just to get their miles?  amazing. 
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on June 22, 2012, 06:18:42 PM
I have 11

i have 3 credit cards and recently applied for a fourth.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 22, 2012, 08:03:29 PM
yeah, that is one of the legendary stories out there.  did you see the video from about 40 pages back that included an interview with the guy that hired a bunch of people in some asian country to fly twice daily round trip flights on some super cheap route just to get their miles?  amazing.
Is it punch drunk love guy? If not, it pretty much is

Sent from my PC36100 using Tapatalk 2
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 22, 2012, 08:35:35 PM
i haven't had a credit card in about 6 or 7 years.  thinking of getting one.  i have average to below average credit if it matters, but much more responsible now than before (i didn't overspend or anything, i just had a problem physically paying my bills and racked up redic late fees for like 100 dollars on the 2 cards).

any suggestos for a card that would be good in my situation?  mostly just looking to charge some stuff here and there and pay it off relatively quick.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2012, 09:18:06 PM
I guess the AA citi card. Same as anyone else. I don't know a lot about credit issues though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 23, 2012, 09:17:29 AM
Showed off my new Puerto Rico flag discover card last night.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 23, 2012, 12:20:33 PM
my devious whore of a girlfriend stole my discover and used it to buy herself a birthday present today
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 23, 2012, 08:02:38 PM
i haven't had a credit card in about 6 or 7 years.  thinking of getting one.  i have average to below average credit if it matters, but much more responsible now than before (i didn't overspend or anything, i just had a problem physically paying my bills and racked up redic late fees for like 100 dollars on the 2 cards).

any suggestos for a card that would be good in my situation?  mostly just looking to charge some stuff here and there and pay it off relatively quick.
From what I've seen, cap one is pretty understanding for less than spectacular credit. Venture might be a solid choice, but I would try for the AA or something first

Sent from my PC36100 using Tapatalk 2
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 24, 2012, 12:00:38 PM
Hey SD, did you get your credit card from Mae's? If not, I ask that you please delete any posts in this thread regarding said lost credit card. No one likes a liar. Go cats
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2012, 12:04:51 PM
Yes, mrs dave had it. ftb.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 26, 2012, 11:07:44 AM
http://boardingarea.com/blogs/onemileatatime/2012/06/26/how-many-hilton-hhonors-points-can-you-earn-in-one-credit-card-churn/

Great blog post from lucky on how easy it is to rack up a crap ton of Hilton honors points.

If you're staying at a Hilton property between July 1 and September 30, make sure to sign up for their triple points on Friday, Saturday, Sunday and double points every other night promo
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 26, 2012, 11:38:54 AM
http://boardingarea.com/blogs/onemileatatime/2012/06/26/how-many-hilton-hhonors-points-can-you-earn-in-one-credit-card-churn/

Great blog post from lucky on how easy it is to rack up a crap ton of Hilton honors points.

If you're staying at a Hilton property between July 1 and September 30, make sure to sign up for their triple points on Friday, Saturday, Sunday and double points every other night promo

lucky? more like lukey. i said the same thing probably ten or twenty pages ago.  :zzz:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 26, 2012, 04:16:18 PM
fellas Im planning on going to LA/San Diego in mid August.. flights are super cheap right now, is it worth saving miles for or should I just use them. would be kc to lax and probably anywhere around the 13th~22ish would be when I would fly out and come back(card is SW)

and any quick hotel cards I could churn over for free nights?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 26, 2012, 04:28:15 PM
fellas Im planning on going to LA/San Diego in mid August.. flights are super cheap right now, is it worth saving miles for or should I just use them. would be kc to lax and probably anywhere around the 13th~22ish would be when I would fly out and come back(card is SW)

and any quick hotel cards I could churn over for free nights?

the points don't earn interest, if there's a cheap flight on your route for your dates and you have the points, I would book it right now

the way rapid rewards is set up you should pay cash for the more expensive flights you take and use the points earned off those for the cheaper flights
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 26, 2012, 05:54:20 PM
yeah the flights are cheap cash wise and so-so to pretty good on flight miles.. such a conundrum.

what hotel cc though!?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 26, 2012, 08:08:50 PM
yeah the flights are cheap cash wise and so-so to pretty good on flight miles.. such a conundrum.

what hotel cc though!?

hmmm, you'd probably want a card where you get the points after the first purchase or plan to met the min spend in a short amount of time to get the points and book the hotel before August. I linked a couple of Hilton Honors cards (above) where you get the points after $1000 min spend, or the Chase Hyatt Visa gets you 2 free nights with 1st purchase, the Chase Marriott Visa will get you 70k Marriott points and 1 free night at a category 1-4, Chase priority club visa will get you 60k after first purchase, it really just depends what hotel you want and if you want to try to quickly meet some min spends or just get points after the first purchase
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on June 26, 2012, 08:42:08 PM
You're cutting it REALLY close for a hotel card. By the time your first statement posts you'll probably only have a week or so to book the hotel with points. And at that point you'll have to hope that there's availability at a good hotel in that brand. Also if you're going to do the priority club, there's a link in flyertalk somewhere that gives you 80k after the first purchase. It still works. I just got mine in the mail yesterday and confirmed the 80k bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 26, 2012, 09:05:13 PM
yeah Im not too worried on the hotel, wont do anything but sleep there.. If all else fails, hostel!
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 26, 2012, 10:59:38 PM
You're cutting it REALLY close for a hotel card. By the time your first statement posts you'll probably only have a week or so to book the hotel with points. And at that point you'll have to hope that there's availability at a good hotel in that brand. Also if you're going to do the priority club, there's a link in flyertalk somewhere that gives you 80k after the first purchase. It still works. I just got mine in the mail yesterday and confirmed the 80k bonus.

And I assume rams was getting at this, but Venetian rolls with PC

Sent from my PC36100 using Tapatalk 2
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 26, 2012, 11:04:36 PM
You're cutting it REALLY close for a hotel card. By the time your first statement posts you'll probably only have a week or so to book the hotel with points. And at that point you'll have to hope that there's availability at a good hotel in that brand. Also if you're going to do the priority club, there's a link in flyertalk somewhere that gives you 80k after the first purchase. It still works. I just got mine in the mail yesterday and confirmed the 80k bonus.
wheres the link!?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2012, 07:41:43 AM
Holy crap, would love to get this for mrs. dave who refuses to pay attention when I tell her which card to use for what

http://thepointsguy.com/2012/06/wallaby-the-new-credit-card-spend-maximizer/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2012, 07:49:34 AM
RICK DARIS! COME GIVE ME A HUG!

Quote
Dear Mr. Dave:
 
Hello again and thank you for contacting Hyatt Gold Passport Customer Service. I appreciate the opportunity to assist you.
 
Per your request, I have enrolled you in the Diamond Trial Promotion. I ask that you please allow 72 hours for the system to update itself. Once your account has been upgraded to Diamond status, you will have 60 days to complete 12 eligible nights. Once the stay requirement is met, your Diamond status will be extended through February of 2013. To extend the tier beyond the February 2013 date you will need to have 25 eligible stays or 50 eligible nights posted by December 31, 2012.
 
Please let me know if I may assist you further. Thank you for your continued support of the Hyatt Gold Passport program.
 
Sincerely,
 
XXXXXXXXXX XXXXXXXXXX
Hyatt Gold Passport Representative

so, I'm still a Hyatt Diamond for some reason.  only shows 8 nights during the 60 days so I shouldn't have qualified.  probably just wipe the system at the end of each month or something.  but.....  :crossfingers:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 27, 2012, 08:31:38 AM
Holy crap, would love to get this for mrs. dave who refuses to pay attention when I tell her which card to use for what

http://thepointsguy.com/2012/06/wallaby-the-new-credit-card-spend-maximizer/
This looks awesome, for Mrs. raquetcat I basically take all other cards out of her wallet except for the one we're working on to meet min spend, but occasionally she still swipes the debit card :(
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on June 27, 2012, 09:41:51 AM
I don't think mrs. raquetcat is unique. Pretty sure this is one of those things that most women just don't get.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 27, 2012, 10:27:59 AM
my gf understands that she is supposed to use the credit card, but she's not great about controlling the amount she spends
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on June 27, 2012, 10:31:32 AM
You're cutting it REALLY close for a hotel card. By the time your first statement posts you'll probably only have a week or so to book the hotel with points. And at that point you'll have to hope that there's availability at a good hotel in that brand. Also if you're going to do the priority club, there's a link in flyertalk somewhere that gives you 80k after the first purchase. It still works. I just got mine in the mail yesterday and confirmed the 80k bonus.

And I assume rams was getting at this, but Venetian rolls with PC

Sent from my PC36100 using Tapatalk 2

I actually hadn't even researched PC that far, but that's good to know.  I got the card because I'm taking a guy's trip to LA in September and we're heading to Santa Barbara for a day/night to golf at Sandpiper and stay at Hotel Indigo on State Street that night.  I'm using the points to get the rooms and everybody else is going to pay for my golf and food/drinks.   :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 27, 2012, 10:45:26 AM
my gf understands that she is supposed to use the credit card, but she's not great about controlling the amount she spends
Sounds like a hooker.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 27, 2012, 12:19:01 PM
Called to cancel my chase marriott:

Chase lady: we can offer you 5000 points if you make 15 purchases in 90 days

Me: :ksugrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2012, 12:20:33 PM
go to the grocery store and ring up 15 items seperately.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 27, 2012, 12:43:44 PM
go to the grocery store and ring up 15 items seperately.

I've done that before, another technique I use is when filling up your car just put in a couple gallons at a time, pay, repeat.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 27, 2012, 01:18:13 PM
my gf understands that she is supposed to use the credit card, but she's not great about controlling the amount she spends
Sounds like a hooker.

 :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2012, 07:10:28 PM
holy crap.  via lucky

(http://boardingarea.com/blogs/onemileatatime/files/2012/06/pony.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 27, 2012, 07:23:18 PM
 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 27, 2012, 07:48:09 PM
EPAW?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 27, 2012, 09:28:29 PM
holy crap.  via lucky

(http://boardingarea.com/blogs/onemileatatime/files/2012/06/pony.jpg)

that is great
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 27, 2012, 09:44:17 PM
(http://boardingarea.com/blogs/onemileatatime/files/2012/06/pony.jpg)

i can not describe how angry this makes me.  rough ridin' racists.
Title: Re: How Many Credit Cards Do You Have?
Post by: Bloodfart on July 02, 2012, 02:12:03 AM
Just bought a vehicle with my credit card earlier this week.  By far the largest amount I have ever carried on a credit card.  Many thounsands of dollars people.  Those of you in the know tell me how I didn't take advantage of this situation to the fullest.  The only benefit I am taking advantage of is the zero percent intrest rate for one year.  I can pay it off in a year and even if it takes two years I will still save $100 compared to taking the loan my bank was offering me.  Thoughts/advice?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 02, 2012, 03:59:15 AM
how many miles you getting?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2012, 12:22:29 PM
Well, July 2nd and I'm still a Hyatt Diamond.  When will this crazy ride end?  Does it have something to do with the Hyatt product workshop deal I attended?  Are they just giving me an extra week or two?  Soft landing and they called 8 nights enough?  Stay tuned folks. 
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on July 02, 2012, 12:28:02 PM
Well, July 2nd and I'm still a Hyatt Diamond.  When will this crazy ride end?  Does it have something to do with the Hyatt product workshop deal I attended?  Are they just giving me an extra week or two?  Soft landing and they called 8 nights enough?  Stay tuned folks.
Congratulations. I hope that keeps working out for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Bloodfart on July 02, 2012, 09:26:18 PM
how many miles you getting?

I am getting no miles as far as I know.   :shy:  Never been able to swing something like this before.  If this goes according to plan I will try it agian with my wife's next vehicle.  I could use some advice for when that day comes.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 03, 2012, 12:08:08 AM
how many miles you getting?

I am getting no miles as far as I know.

cancel your purchase immediately.  apply for a good card, wait till it comes and then purchase.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 03, 2012, 07:12:27 AM
how many miles you getting?

I am getting no miles as far as I know.

cancel your purchase immediately.  apply for a good card, wait till it comes and then purchase.

this is good advice.  it's like you went to all the hassle of finding a place you can buy a car on a credit card but missed the entire point of doing so.
Title: Re: How Many Credit Cards Do You Have?
Post by: Bloodfart on July 03, 2012, 08:24:48 AM
Couldn't I just roll the balance over to the new and improved card?   :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 03, 2012, 08:27:55 AM
Couldn't I just roll the balance over to the new and improved card?   :dunno:

not without paying a fee and it wouldn't get you any miles.  why don't you just get out of here.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on July 03, 2012, 08:30:43 AM
what a turn of events for poor mr bloodfart here
Title: Re: How Many Credit Cards Do You Have?
Post by: Bloodfart on July 03, 2012, 08:33:35 AM
Couldn't I just roll the balance over to the new and improved card?   :dunno:

not without paying a fee and it wouldn't get you any miles.  why don't you just get out of here.
welp
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 03, 2012, 09:04:01 AM
What on earth?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 03, 2012, 11:39:55 AM
Couldn't I just roll the balance over to the new and improved card?   :dunno:

not without paying a fee and it wouldn't get you any miles.  why don't you just get out of here.

god damn
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 03, 2012, 11:41:46 AM
EVERYONE GET OUT OF HERE
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 03, 2012, 12:09:03 PM
I'm stayin'
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 03, 2012, 01:04:34 PM
steve dave wants so badly to pi like flyertalk but it's just not the same.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on July 03, 2012, 01:06:32 PM
sd is too nice to PI.  It is funny.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 03, 2012, 01:07:35 PM
sd is too nice to PI.  It is funny.

when I actually do I feel bad and try to take it back almost instantly.  in this case I wasn't trying to at all.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 03, 2012, 03:28:02 PM
I've had the Citi AA 75k card for almost a year and am getting ready to cancel.  What is the soonest I can reapply for another citi AA card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 03, 2012, 04:17:25 PM
I've had the Citi AA 75k card for almost a year and am getting ready to cancel.  What is the soonest I can reapply for another citi AA card?

the unwritten rule for citi AA personal cards is 18 months from when you last applied.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 03, 2012, 04:26:24 PM
I've had the Citi AA 75k card for almost a year and am getting ready to cancel.  What is the soonest I can reapply for another citi AA card?

the unwritten rule for citi AA personal cards is 18 months from when you last applied.

But you can get a citi business 50k AA now and then the personal one once the 18 months from the original AA 75k application date.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 04, 2012, 12:17:02 PM
So i want to rack up a bunch of Hilton points for a trip next year to the Maldives or Koh Samui Thailand.  What happens if I apply for like 3 credit cards in one day?  is that okay?  I plan on applying for the Bank of America Virgin Atlantic card (100k points), one of the American Express Hilton cards (50k), one of the Citi Hilton cards (or maybe 2?), and eventually one of the Bank of America Hawaiian airlines cards (70k points).  Should I apply for the Hilton card that gets you Axon awards access?  I'm not sure that its worth the annual fee and extra spend.  My goal is to rack up 350k points so I can stay 7 nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 04, 2012, 12:30:58 PM
So i want to rack up a bunch of Hilton points for a trip next year to the Maldives or Koh Samui Thailand.  What happens if I apply for like 3 credit cards in one day?  is that okay?  I plan on applying for the Bank of America Virgin Atlantic card (100k points), one of the American Express Hilton cards (50k), one of the Citi Hilton cards (or maybe 2?), and eventually one of the Bank of America Hawaiian airlines cards (70k points).  Should I apply for the Hilton card that gets you Axon awards access?  I'm not sure that its worth the annual fee and extra spend.  My goal is to rack up 350k points so I can stay 7 nights.

axon would definitely be worth the annual fee but the Hilton Amex (not the surpass, the regular) gets you axon with no annual fee.  yes to applying for all on the same day. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 04, 2012, 12:40:15 PM
and those resorts you mentioned look amazing but the resort costs aren't crazy high.  the flights are.  need to make sure you have the airline miles in the correct program as they aren't the easiest to get to. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 04, 2012, 01:54:52 PM
yes to everything SD just said.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 04, 2012, 02:05:55 PM
and those resorts you mentioned look amazing but the resort costs aren't crazy high.  the flights are.  need to make sure you have the airline miles in the correct program as they aren't the easiest to get to.

Yeah.  I'm just going to pay for the flight out of pocket.  Im expecting about 2500 for the flight but the free hotel makes it worth it.  I've always wanted to go to the Maldives but at this point I'm leaning towards Koh Samui because of the amazing view and private infinity pool.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 04, 2012, 03:11:19 PM
and those resorts you mentioned look amazing but the resort costs aren't crazy high.  the flights are.  need to make sure you have the airline miles in the correct program as they aren't the easiest to get to.

Yeah.  I'm just going to pay for the flight out of pocket.  Im expecting about 2500 for the flight but the free hotel makes it worth it.  I've always wanted to go to the Maldives but at this point I'm leaning towards Koh Samui because of the amazing view and private infinity pool.

you can use points to get you close and then less out of pocket if you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 04, 2012, 06:28:27 PM
and those resorts you mentioned look amazing but the resort costs aren't crazy high.  the flights are.  need to make sure you have the airline miles in the correct program as they aren't the easiest to get to.

Yeah.  I'm just going to pay for the flight out of pocket.  Im expecting about 2500 for the flight but the free hotel makes it worth it.  I've always wanted to go to the Maldives but at this point I'm leaning towards Koh Samui because of the amazing view and private infinity pool.

you can use points to get you close and then less out of pocket if you want.

I don't even know what credit card I would get.  The airlines that fly to these places are Qatar, Arab emirates, Cathay pacific, Thai airways.   Maybe they have point transfer programs with other airlines or something, I dunno.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 04, 2012, 06:31:29 PM
and those resorts you mentioned look amazing but the resort costs aren't crazy high.  the flights are.  need to make sure you have the airline miles in the correct program as they aren't the easiest to get to.

Yeah.  I'm just going to pay for the flight out of pocket.  Im expecting about 2500 for the flight but the free hotel makes it worth it.  I've always wanted to go to the Maldives but at this point I'm leaning towards Koh Samui because of the amazing view and private infinity pool.

you can use points to get you close and then less out of pocket if you want.

I don't even know what credit card I would get.  The airlines that fly to these places are Qatar, Arab emirates, Cathay pacific, Thai airways.   Maybe they have point transfer programs with other airlines or something, I dunno.

Thai is a Star Alliance partner so United or US Air miles can get you there.  Cathay is a One World airline so your AA miles will get you there.  Google Sky Team, Star Alliance and One World.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 04, 2012, 06:35:56 PM
and those resorts you mentioned look amazing but the resort costs aren't crazy high.  the flights are.  need to make sure you have the airline miles in the correct program as they aren't the easiest to get to.

Yeah.  I'm just going to pay for the flight out of pocket.  Im expecting about 2500 for the flight but the free hotel makes it worth it.  I've always wanted to go to the Maldives but at this point I'm leaning towards Koh Samui because of the amazing view and private infinity pool.

you can use points to get you close and then less out of pocket if you want.

I don't even know what credit card I would get.  The airlines that fly to these places are Qatar, Arab emirates, Cathay pacific, Thai airways.   Maybe they have point transfer programs with other airlines or something, I dunno.

Thai is a Star Alliance partner so United or US Air miles can get you there.  Cathay is a One World airline so your AA miles will get you there.  Google Sky Team, Star Alliance and One World.

Interesting, I have 88k AA points and Cathay was my preference as it has the shortest flight from kc to Koh Samui at 27 hrs.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2012, 07:46:40 AM
check this out KC

http://millionmilesecrets.com/2012/03/27/cathay-pacific-redeem/
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 05, 2012, 12:50:08 PM
check this out KC

http://millionmilesecrets.com/2012/03/27/cathay-pacific-redeem/

Ill look into this, seems like a ton of work.  I tried booking the san francisco - hong kong leg on the British airways site and no flights came up so....
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2012, 12:52:06 PM
check this out KC

http://millionmilesecrets.com/2012/03/27/cathay-pacific-redeem/

Ill look into this, seems like a ton of work.  I tried booking the san francisco - hong kong leg on the British airways site and no flights came up so....

british airways site is a POS.  it's hard as hell to get some dates to come up.  sometimes you have to go forward and then back to get the dates to pop up.  If you want me to look for routing for you I can do so.  give me your dates and departure city and I can see what I can find.  PM the dates/city if you would rather not put it in the board if interested. 
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 05, 2012, 02:44:12 PM
check this out KC

http://millionmilesecrets.com/2012/03/27/cathay-pacific-redeem/

Ill look into this, seems like a ton of work.  I tried booking the san francisco - hong kong leg on the British airways site and no flights came up so....

british airways site is a POS.  it's hard as hell to get some dates to come up.  sometimes you have to go forward and then back to get the dates to pop up.  If you want me to look for routing for you I can do so.  give me your dates and departure city and I can see what I can find.  PM the dates/city if you would rather not put it in the board if interested.

That would be awesome.  I want to go anytime between early February and mid-April of next year.   I'd like to fly out from kc on a Saturday and then fly back on a Monday (or whatever day allows for 7 nights depending on the length of the flight).   I also have 50k Avios in addition to my AA points if that helps.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2012, 03:11:52 PM
OK, couple quick options:

Using Star Alliance (United or US Air) here are some options out of chicago (you can us the same mileage to get to and from chicago at the beginning/end of this segment but it's just easier to find using Chicago instead of KC):
3/2
(SA)
 UA895  Chicago(ORD)   Singapore 
    13:20  01:30
+2 CHG  1 Economy  1 22:10
3/4
(MO)
 SQ106  Singapore   Kuala Lumpur 
 08:35  09:30 333  2 Economy  1 00:55
3/11
(MO)
 CA972  Kuala Lumpur   Beijing 
 00:30  06:40 757  M Economy  1 06:10
3/11
(MO)
 UA850  Beijing   Chicago(ORD) 
 17:25  17:35 777  3 Economy  1 13:10

Using AA miles and the same dates (and, again, starting in Chicago) you have a shitload of options:

10:35 1 Mar
ORD
 15:05 2 Mar
PVG
 American Airlines
AA0289
 Economy
 
 
 
Only 7 reward flight seat(s) left in this class
 
17:25 2 Mar
PVG
 20:15 2 Mar
HKG
 Cathay Pacific Airways
CX0369
 Economy
 
01:30 3 Mar
HKG
 05:10 3 Mar
KUL
 Cathay Pacific Airways
CX0791
 Economy
 
2 flight connection, total journey time: 28 hours 35 minutes.
 

10:35 1 Mar
ORD
 15:05 2 Mar
PVG
 American Airlines
AA0289
 Economy
 
 
 
Only 7 reward flight seat(s) left in this class
 
19:20 2 Mar
PVG
 22:05 2 Mar
HKG
 Dragonair
KA0897
 Economy
 
01:30 3 Mar
HKG
 05:10 3 Mar
KUL
 Cathay Pacific Airways
CX0791
 Economy
 
2 flight connection, total journey time: 28 hours 35 minutes.
 

10:35 1 Mar
ORD
 15:05 2 Mar
PVG
 American Airlines
AA0289
 Economy
 
 
 
Only 7 reward flight seat(s) left in this class
 
18:20 2 Mar
PVG
 21:05 2 Mar
HKG
 Dragonair
KA0891
 Economy
 
01:30 3 Mar
HKG
 05:10 3 Mar
KUL
 Cathay Pacific Airways
CX0791
 Economy
 
2 flight connection, total journey time: 28 hours 35 minutes.
 

10:35 1 Mar
ORD
 15:05 2 Mar
PVG
 American Airlines
AA0289
 Economy
 
 
 
Only 7 reward flight seat(s) left in this class
 
20:20 2 Mar
PVG
 23:05 2 Mar
HKG
 Dragonair
KA0809
 Economy
 
01:30 3 Mar
HKG
 05:10 3 Mar
KUL
 Cathay Pacific Airways
CX0791
 Economy
 
2 flight connection, total journey time: 28 hours 35 minutes.
 

10:35 1 Mar
ORD
 15:05 2 Mar
PVG
 American Airlines
AA0289
 Economy
 
 
 
Only 7 reward flight seat(s) left in this class
 
18:50 2 Mar
PVG
 21:35 2 Mar
HKG
 Dragonair
KA0835
 Economy
 
01:30 3 Mar
HKG
 05:10 3 Mar
KUL
 Cathay Pacific Airways
CX0791
 Economy
 
2 flight connection, total journey time: 28 hours 35 minutes.
 


Inbound
Kuala Lumpur - Chicago - Monday 11 March 2013
Search up to 7 days earlierSearch up to 7 days later
Depart
 Arrive
 Flight Operating Airline
 Class of travel
 
 
 

23:05 11 Mar
KUL
 06:55 12 Mar
NRT
 Japan Airlines
JL0724
 Economy
 
 
 
Only 4 reward flight seat(s) left in this class
 
11:00 12 Mar
NRT
 08:45 12 Mar
ORD
 Japan Airlines
JL0010
 Economy
 
Only 4 reward flight seat(s) left in this class
 
1 flight connection, total journey time: 22 hours 40 minutes.
 

17:45 11 Mar
KUL
 21:30 11 Mar
HKG
 Cathay Pacific Airways
CX0724
 Economy
 
 
 
Only 5 reward flight seat(s) left in this class
 
01:05 12 Mar
HKG
 06:15 12 Mar
NRT
 Iberia
CX0524
 Economy
 
Only 5 reward flight seat(s) left in this class
 
11:00 12 Mar
NRT
 08:45 12 Mar
ORD
 Japan Airlines
JL0010
 Economy
 
Only 4 reward flight seat(s) left in this class
 
2 flight connection, total journey time: 28 hours 00 minutes.
 
I'm sorry that is messy as crap but I just copy/paste and that's how it spits it out, you should be able to decipher it.

There was some business/first availability in each program as well.  The key if you use AA miles will be to find you availability for your MCI-ORD leg using AA's website and then use the BA website for the ORD-KUL leg.  Write down the segments with award availability you want and then call AA and give them the flight info.  They should be able to book for you from there.  I am happy to help with this if needed.  With AA miles it would 135k AA in First, 110k in business class, and 70K miles in economy all RT including the MCI-ORD segments.

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2012, 03:20:14 PM
also, some of that routing includes segments on Dragon Air which sounds ridiculous and their birds apparently look like this:

(http://fliasia.com/michael/airline/images/dragon-air.jpg)

 :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 05, 2012, 03:23:16 PM
also, some of that routing includes segments on Dragon Air which sounds ridiculous and their birds apparently look like this:

(http://fliasia.com/michael/airline/images/dragon-air.jpg)

 :love:

oh man  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2012, 03:26:25 PM
also, BA site protip:  it will never show availability on your dates selected.  hit "search 7 days earlier" (or later) and then hit the opposite direction and it should pop up availability.  I don't know why it does this but it always has and it's always a POS to deal with.
Title: Re: How Many Credit Cards Do You Have?
Post by: CNS on July 05, 2012, 03:30:50 PM
Guys, I'm jumping in.  any good deals out there right now?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2012, 03:34:36 PM
Guys, I'm jumping in.  any good deals out there right now?

the same stuff we've been posting for about the last few months.  AA cards, SPG standard offer, US Air 40k churnable, tons of Hilton offers via Hilton cards and Virgin/Hawaiin, etc.  Nothing huge out right now but good offers that are churnable that there is no need to wait on. 

If you or anyone else is going to get the SPG or Hilton Amex please PM me your email and I'll send you a referal so I also get 5k. 
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 05, 2012, 03:39:04 PM
You are a travel savant.  Is there a reason you chose kuala lampur as the end destination?   I understand that it's probably impossible to get all the way to Koh Samui using AA affiliates.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2012, 03:42:30 PM
You are a travel savant.  Is there a reason you chose kuala lampur as the end destination?   I understand that it's probably impossible to get all the way to Koh Samui using AA affiliates.

crap, no.  I'll do some more routing later.  I have no idea why I picked KUL. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2012, 06:03:59 PM
Here are some options to Bangkok (same date as above and again, from ORD, as you will have to find an AA flight from MCI to ORD and have them lump it in your itinerary when you call to book)

Outbound
Chicago - Bangkok - Saturday 2 March 2013
Search up to 7 days earlierSearch up to 7 days later
Depart
Arrive
Flight Operating Airline
Class of travel
 
 
10:15 2 Mar
ORD
14:30 3 Mar
NRT
Japan Airlines
JL0009
Economy
    

Only 4 reward flight seat(s) left in this class
18:05 3 Mar
NRT
22:40 3 Mar
BKK
Japan Airlines
JL0707
Economy
Only 4 reward flight seat(s) left in this class
1 flight connection, total journey time: 23 hours 25 minutes.


Inbound
Bangkok - Chicago - Monday 11 March 2013
Search up to 7 days earlierSearch up to 7 days later
Depart
Arrive
Flight Operating Airline
Class of travel
 
 
08:05 11 Mar
BKK
16:15 11 Mar
NRT
Japan Airlines
JL0708
Economy
    

Only 4 reward flight seat(s) left in this class
18:45 11 Mar
NRT
16:35 11 Mar
ORD
American Airlines
AA0154
Economy
Only 7 reward flight seat(s) left in this class
1 flight connection, total journey time: 20 hours 30 minutes.
23:00 11 Mar
BKK
06:55 12 Mar
HND
Japan Airlines
JL0034
Economy
    

Only 4 reward flight seat(s) left in this class
11:00 12 Mar
NRT
08:45 12 Mar
ORD
Japan Airlines
JL0010
Economy
Only 4 reward flight seat(s) left in this class
The cost of travel between airports is not included in your fare.
1 flight connection, total journey time: 21 hours 45 minutes.
23:00 11 Mar
BKK
07:10 12 Mar
NRT
Japan Airlines
JL0718
Economy
    

Only 4 reward flight seat(s) left in this class
11:00 12 Mar
NRT
08:45 12 Mar
ORD
Japan Airlines
JL0010
Economy
Only 4 reward flight seat(s) left in this class
1 flight connection, total journey time: 21 hours 45 minutes.
08:25 11 Mar
BKK
12:10 11 Mar
HKG
Cathay Pacific Airways
CX0700
Economy
    

Only 5 reward flight seat(s) left in this class
13:00 11 Mar
HKG
15:20 11 Mar
PVG
Dragonair
KA0874
Economy
Only 5 reward flight seat(s) left in this class
18:00 11 Mar
PVG
18:30 11 Mar
ORD
American Airlines
AA0288
Economy
Only 7 reward flight seat(s) left in this class
2 flight connection, total journey time: 22 hours 05 minutes.

There were more options outbound the next day and you can play with different weekends to get the flights and time you want.  On this particular day there wasn't Cathay availability outbound but they were available the next day and probably various other saturdays in your timeframe.  that's probably about as close as you are going to get via One World airlines.  But you should be able to hop a Thai Airlines flight for pretty cheap from there.  Unfortunately Thai is a Star Alliance partner so you can't add it to the end of this itenerary.  If you have US Air or United miles you could use them on the Thai Airlines flight but it will probably be reasonably priced.   Bangkok air is the other carrier that flys there.  here's the carriers and where they service from:

Bangkok Airways   Bangkok-Suvarnabhumi, Chiang Mai, Hong Kong, Krabi, Kuala Lumpur, Pattaya-U-Tapao, Phuket, Singapore
Firefly   Kuala Lumpur-Subang, Penang [begins 11 August 2012]
Silk Air   Singapore
Thai Airways International   Bangkok-Suvarnabhumi
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 05, 2012, 06:47:32 PM
I feel like a Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) here, but how do you see how many AA points a flight cost on the british airways website?  the only thing i can get to work is avios points.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2012, 07:09:00 PM
They all cost the same for each zone (using AA miles, avios are different).
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 05, 2012, 07:25:19 PM
I feel like a respect here, but how do you see how many AA points a flight cost on the british airways website?  the only thing i can get to work is avios points.

using aa points to fly on ba costs the same amount of aa points as it would to fly on aa. does that answer your question?
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 05, 2012, 08:16:32 PM
The link for the 100k virgin Atlantic card is dead.   :embarrassed:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2012, 08:19:31 PM
Yeah, I don't think I've ever seen a live 100k virgin link
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 05, 2012, 08:27:32 PM
Is there a reason you chose kuala lampur as the end destination?

http://observers.france24.com/content/20101207-johnson-johnson-seminary-malaysia-hitler-nazi-costume
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 05, 2012, 08:31:06 PM
They all cost the same for each zone (using AA miles, avios are different).

The flights from ORD to Bangkok were 70k as well?  When I was booking earlier it said 100k Avios
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 05, 2012, 08:32:43 PM
Is there a reason you chose kuala lampur as the end destination?

http://observers.france24.com/content/20101207-johnson-johnson-seminary-malaysia-hitler-nazi-costume

:lol:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 06, 2012, 06:11:24 AM
They all cost the same for each zone (using AA miles, avios are different).

The flights from ORD to Bangkok were 70k as well?  When I was booking earlier it said 100k Avios

Yeah, you are going to have to ignore the avios figure. They aren't the same and cant be used in combination with the AA award booking. Avios are calculated on mileage flown and AA are based on zones (in this instance US to Asia II). Google AA partner awards and you can see their award chart.

EDIT: here it is

http://www.aa.com/i18n/disclaimers/aadvantageAllPartnerChart.jsp
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 06, 2012, 08:03:32 AM
day 85 of Hyatt diamond status you guys.  was supposed to be 60.  my first guess that it would disapear on the first of the month came and went.  new guess is that I get a 30 day buffer at the end of the 60 so it will go in 5 days.  what a wild, wild ride. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 06, 2012, 08:07:43 AM
They all cost the same for each zone (using AA miles, avios are different).

The flights from ORD to Bangkok were 70k as well?  When I was booking earlier it said 100k Avios

Yeah, you are going to have to ignore the avios figure. They aren't the same and cant be used in combination with the AA award booking. Avios are calculated on mileage flown and AA are based on zones (in this instance US to Asia II). Google AA partner awards and you can see their award chart.

EDIT: here it is

http://www.aa.com/i18n/disclaimers/aadvantageAllPartnerChart.jsp

you can also get a stopover in your US gateway city.  so, if you want to spend a day or two in chicago (or LA or whichever US city you leave the country out of) on your way to Asia you can do that with no additional points cost.  Star Alliance is easier to get Stopovers and Open Jaws all over the itenerary.  One World flights only allow them out of the US gateway city.  don't know if you would even be interested but thought I'd add that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 06, 2012, 11:10:38 AM
day 85 of Hyatt diamond status you guys.  was supposed to be 60.  my first guess that it would disapear on the first of the month came and went.  new guess is that I get a 30 day buffer at the end of the 60 so it will go in 5 days.  what a wild, wild ride.

come on. just hold on for one more month! you can do it!
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on July 07, 2012, 10:04:26 PM
So I have to stay in a Holiday Inn for 4 days this month for work travel.  Went over to flyertalk and saw they have a crapload of promo codes, and it looks like a lot of them would stack.

How do you guys pick which ones to use to avoid getting mushed on redemption?

Use all of them. Most will stack. Don't really understand the question though.

Signed up for all of them -- if all take, I'll wind up with 20k+ points for a 4 day stay.

Didn't want to get into a situation where they freak out and close the account for using "fake" codes.

Wound up breaking it up into 3 nights in one Holiday Inn, 1 night in another.

Grand total w/ promos:  23,000 IHG points, Gold Elite status, and a $50 rebate.

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2012, 11:06:35 PM
nice haul T-Dub  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2012, 09:05:07 AM
Mr. Dave's Wild Diamond Ride continues.  Stop this train I want to get off?  No thank you, I'll stay on if it's all the same to you.  On top of upcoming Chicago stays at Hyatt I've got 4 nights in NYC at the Hyatt on 48th and Lex in March.  Apparently yearly diamond status expires in April if you qualify.  So, that would be nice to have. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 10, 2012, 08:23:31 AM
so apparently if you had the chase BA card previously but it was a visa signature (it probably was) there is a new chase BA card that is not signature that you can apply for that will eventually get you 100k. you need to read through the comments to figure out how and where to apply, etc.


http://millionmilesecrets.com/2012/04/05/british-airways-100000-mile-card-is-back/#comment-336056
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 10, 2012, 10:21:21 AM
so apparently if you had the chase BA card previously but it was a visa signature (it probably was) there is a new chase BA card that is not signature that you can apply for that will eventually get you 100k. you need to read through the comments to figure out how and where to apply, etc.


http://millionmilesecrets.com/2012/04/05/british-airways-100000-mile-card-is-back/#comment-336056

specificially June 4th comment from emily
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 10, 2012, 10:34:39 AM
I had my first foray with the reconsideration line today, I was very nervous beforehand, wrote a script of what to say and everything, then I called them and gave them my reference number and the lady was all

"you never should have been declined, it must have been a glitch in the system, how much credit do you want? is $10,000 ok to start out with or do you want more?"

Made me :ksugrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 10, 2012, 10:49:53 AM
I had my first foray with the reconsideration line today, I was very nervous beforehand, wrote a script of what to say and everything, then I called them and gave them my reference number and the lady was all

"you never should have been declined, it must have been a glitch in the system, how much credit do you want? is $10,000 ok to start out with or do you want more?"

Made me :ksugrad:

yeah, i used to get a little worked up over it but don't anymore. they aren't like going to interogate you or anything and if you are just nice then you're already probably ahead of 75% of the people that they have to talk to on a daily basis.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2012, 10:51:48 AM
protip:  when calling these places it may help to remind yourself that the person you are talking to is either a college student, dumbass or Indian.  you aren't talking to the president of the bank. 
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on July 10, 2012, 10:55:20 AM
protip:  when calling these places it may help to remind yourself that the person you are talking to is either a college student, dumbass or Indian.  you aren't talking to the president of the bank.
That is good stuff right there. I think you should have added /or. I have certainly talked to more than one customer service rep that was all three.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 10, 2012, 11:43:58 AM
any time you call any sort of customer service line, you will get incredible service if you just treat the person on the other end of the phone like a human being

this really applies to most interactions with service reps, over the phone, in person, etc
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 10, 2012, 07:28:26 PM
http://www.kansascity.com/2012/07/10/3699659/80-million-hyatt-hotel-project.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2012, 08:16:40 PM
http://www.kansascity.com/2012/07/10/3699659/80-million-hyatt-hotel-project.html

nice
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 11, 2012, 08:08:47 AM
RD's BFF TPG with a nice post on AXON/GLON HH redemptions

http://thepointsguy.com/2012/07/maximizing-hilton-hhonors-glon-and-axon-redemptions/
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 11, 2012, 08:21:29 AM
RD's BFF TPG with a nice post on AXON/GLON HH redemptions

http://thepointsguy.com/2012/07/maximizing-hilton-hhonors-glon-and-axon-redemptions/

nice write up
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 11, 2012, 12:26:34 PM
RD's BFF TPG with a nice post on AXON/GLON HH redemptions

http://thepointsguy.com/2012/07/maximizing-hilton-hhonors-glon-and-axon-redemptions/

it kind of sucks that you have to book in multiples of 4 nights to fully take advantage of AXON rewards
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 11, 2012, 12:27:33 PM
RD's BFF TPG with a nice post on AXON/GLON HH redemptions

http://thepointsguy.com/2012/07/maximizing-hilton-hhonors-glon-and-axon-redemptions/

it kind of sucks that you have to book in multiples of 4 nights to fully take advantage of AXON rewards

yeah, the other ones are usually a better deal anyway.  I actually screwed up and did the Paris Arc De Triomphe for November on the other one and cost myself an extra 5k.  no biggie but I didn't know the advantages when I booked. 
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 11, 2012, 12:34:29 PM
RD's BFF TPG with a nice post on AXON/GLON HH redemptions

http://thepointsguy.com/2012/07/maximizing-hilton-hhonors-glon-and-axon-redemptions/

it kind of sucks that you have to book in multiples of 4 nights to fully take advantage of AXON rewards

yeah, the other ones are usually a better deal anyway.  I actually screwed up and did the Paris Arc De Triomphe for November on the other one and cost myself an extra 5k.  no biggie but I didn't know the advantages when I booked.

Crap, I didn't see the VIP discounts, only a 2.5% difference between AXON and VIP for a 6+ night stay which is basically negligible.  Awesome
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 12, 2012, 11:18:47 AM
http://finance.yahoo.com/news/bank-fees-squeeze-retailers-032300069.html

:runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 12, 2012, 06:49:15 PM
Guess who will have 220,000 Hilton points within 3 months?   :ksu:    Because i have such a short credit history i had to call the reconsideration line for 3 out of the 4 cards, but man what a thrill ride.

 :combofan:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 12, 2012, 09:48:42 PM
RD's BFF TPG with a nice post on AXON/GLON HH redemptions

http://thepointsguy.com/2012/07/maximizing-hilton-hhonors-glon-and-axon-redemptions/

I always just use this thread.  It's the first link that pops up when you type in "axon glon" into Google.

http://www.flyertalk.com/forum/hilton-hhonors/1225861-making-sense-hilton-reward-options-axon-glon-everything-else.html (http://www.flyertalk.com/forum/hilton-hhonors/1225861-making-sense-hilton-reward-options-axon-glon-everything-else.html)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 13, 2012, 09:46:52 AM
protip on getting room upgrades:  go to tripadvisor and find the hotel you are staying at.  see if they respond to comments on tripadvisor, most of the good properties do.  get the person's name that is responding.  google it with the name of the hotel.  you will almost always find their email address.  send them an email telling them that you are really looking forward to visiting and you saw their responses on tripadvisor.  this will notify them that you probably review properties on tripadvisor.  tell them if you are there for a birthday or anniversary or anything abnormal and were wondering if there was a room with a view or something else available.  tell them your reservation number, loyalty program number and if you have status with the program.  here is a response I just got from doing this:

Quote
Dear Mr. Dave,
 
We are eagerly awaiting your stay with us tonight and this weekend! I just wanted to let you know that we did have a complimentary two tier upgrade available for you, and I have blocked you in a lovely two room corner suite with a view of the Chicago River. I look forward to meeting you in person, and have a safe trip in!

the hotel is sold out for the weekend too so it's not like they just had rooms sitting around.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 13, 2012, 10:37:36 AM
protip on getting room upgrades:  go to tripadvisor and find the hotel you are staying at.  see if they respond to comments on tripadvisor, most of the good properties do.  get the person's name that is responding.  google it with the name of the hotel.  you will almost always find their email address.  send them an email telling them that you are really looking forward to visiting and you saw their responses on tripadvisor.  this will notify them that you probably review properties on tripadvisor.  tell them if you are there for a birthday or anniversary or anything abnormal and were wondering if there was a room with a view or something else available.  tell them your reservation number, loyalty program number and if you have status with the program.  here is a response I just got from doing this:

Quote
Dear Mr. Dave,
 
We are eagerly awaiting your stay with us tonight and this weekend! I just wanted to let you know that we did have a complimentary two tier upgrade available for you, and I have blocked you in a lovely two room corner suite with a view of the Chicago River. I look forward to meeting you in person, and have a safe trip in!

the hotel is sold out for the weekend too so it's not like they just had rooms sitting around.

where are you staying? i was supposed to fly out this morning and come back sunday. was going to stay here....

http://www.tripadvisor.com/Hotel_Review-g35805-d674288-Reviews-Residence_Inn_Chicago_Downtown_River_North-Chicago_Illinois.html





Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 13, 2012, 10:39:33 AM
http://www.tripadvisor.com/Hotel_Review-g35805-d1235890-Reviews-TheWit_a_Doubletree_Hotel-Chicago_Illinois.html

right across the river.  we could have met on the bridge and slapped hands.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 13, 2012, 11:38:59 AM
http://www.tripadvisor.com/Hotel_Review-g35805-d1235890-Reviews-TheWit_a_Doubletree_Hotel-Chicago_Illinois.html

right across the river.  we could have met on the bridge and slapped hands.


god that would've been glorious.

"hey sd"
"hey rd"
"where you guys headed"
"taste"
"oh. we just got back from there, have fun"
"sure will"
:highfive:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 13, 2012, 03:06:44 PM
protip on getting room upgrades:  go to tripadvisor and find the hotel you are staying at.  see if they respond to comments on tripadvisor, most of the good properties do.  get the person's name that is responding.  google it with the name of the hotel.  you will almost always find their email address.  send them an email telling them that you are really looking forward to visiting and you saw their responses on tripadvisor.  this will notify them that you probably review properties on tripadvisor.  tell them if you are there for a birthday or anniversary or anything abnormal and were wondering if there was a room with a view or something else available.  tell them your reservation number, loyalty program number and if you have status with the program.  here is a response I just got from doing this:

Quote
Dear Mr. Dave,
 
We are eagerly awaiting your stay with us tonight and this weekend! I just wanted to let you know that we did have a complimentary two tier upgrade available for you, and I have blocked you in a lovely two room corner suite with a view of the Chicago River. I look forward to meeting you in person, and have a safe trip in!

the hotel is sold out for the weekend too so it's not like they just had rooms sitting around.

Yeah I did this when we stayed at the Palmer House Hilton a couple months ago for our anniversary.  I sent them a Facebook message mentioning Trip Advisor and the name of the general manager (basically saying I would've emailed him directly but couldn't find his email address anywhere).  I told them we were in town for our 10 year anniversary and was hoping to get a room upgrade.  Then I Tweeted to them that we were excited about our upcoming trip and we had scheduled massages at the spa in the hotel.  They upgraded us to a huge corner suite and basically everyone we ran into at the hotel wished us a happy anniversary.  The suite was so big (big living room, dining room with a full bar, master bedroom) that on the last day before we checked out I was just walking around checking it out and found a plate of chocolate covered strawberries and a bottle of sparkling wine sitting in a bucket of water.  It had been there since we checked in but I didn't see it until the day we checked out.  :facepalm:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 13, 2012, 03:23:27 PM
protip on getting room upgrades:  go to tripadvisor and find the hotel you are staying at.  see if they respond to comments on tripadvisor, most of the good properties do.  get the person's name that is responding.  google it with the name of the hotel.  you will almost always find their email address.  send them an email telling them that you are really looking forward to visiting and you saw their responses on tripadvisor.  this will notify them that you probably review properties on tripadvisor.  tell them if you are there for a birthday or anniversary or anything abnormal and were wondering if there was a room with a view or something else available.  tell them your reservation number, loyalty program number and if you have status with the program.  here is a response I just got from doing this:

Quote
Dear Mr. Dave,
 
We are eagerly awaiting your stay with us tonight and this weekend! I just wanted to let you know that we did have a complimentary two tier upgrade available for you, and I have blocked you in a lovely two room corner suite with a view of the Chicago River. I look forward to meeting you in person, and have a safe trip in!

the hotel is sold out for the weekend too so it's not like they just had rooms sitting around.

where are you staying? i was supposed to fly out this morning and come back sunday. was going to stay here....

http://www.tripadvisor.com/Hotel_Review-g35805-d674288-Reviews-Residence_Inn_Chicago_Downtown_River_North-Chicago_Illinois.html

I have spent many nights at this place. I always enjoy the suckers in the lobby.
Title: Re: How Many Credit Cards Do You Have?
Post by: 06wildcat on July 13, 2012, 05:27:38 PM
http://finance.yahoo.com/news/bank-fees-squeeze-retailers-032300069.html

:runaway:

Yeah, some retailers are going to try to add surcharges until they realize:
A. People spend more when not using cash.
B. People stop shopping at places altogether at places that make it a pain in the ass to buy things.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 13, 2012, 05:33:35 PM
No legitimate retailer will ever charge customers for using a cc. Budget garbages places will but their clientele don't have cc's anyway.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 13, 2012, 05:34:17 PM
Airlines won't even accept cash
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 16, 2012, 11:32:45 PM
http://www.kansas.com/2012/07/16/2410189/frontier-airlines-to-end-flights.html

:dubious:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2012, 06:10:38 AM
Damn, that sucks
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2012, 07:19:31 AM
2 days in Chicago netted me almost 24k HH this weekend

2012 Q3 TRIPLE YOUR TRIP SYSTEMWIDE OFFE - theWit Chicago - a DoubleTree by Hilton Hotel  12,248
Base Points - theWit Chicago - a DoubleTree by Hilton Hotel  6,124
50% BONUS ON BASE POINTS - theWit Chicago - a DoubleTree by Hilton Hotel  3,062
GOLD VIP BONUS - 25% 2012 - theWit Chicago - a DoubleTree by Hilton Hotel  1,531 
AMEX CO BRAND ONLINE BOOKING BONUS - theWit Chicago - a DoubleTree by Hilton Hotel  500 
AMEX CO BRAND ONLINE BOOKING BONUS - theWit Chicago - a DoubleTree by Hilton Hotel  500 
DOUBLETREE TOP GUEST CHECK IN BONUS  50
DOUBLETREE TOP GUEST CHECK IN BONUS  50 

Really awesome hotel btw. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2012, 07:26:19 AM
also, the 50k SW cards are back if anyone is interested.  rumblings that a new Ink Bold credit card will be announced and that the SPG will go to 30k again for a short time like it does every summer so hold off on getting the SPG until it does if you were going to jump on it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 17, 2012, 07:49:24 AM
also, the 50k SW cards are back if anyone is interested.  rumblings that a new Ink Bold credit card will be announced and that the SPG will go to 30k again for a short time like it does every summer so hold off on getting the SPG until it does if you were going to jump on it. 

:woot:

Time to cancel my current one that's coming up on being a year old.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2012, 07:51:19 AM
yeah, I'm going to send mrs. dave a referral for the new 30k one when it comes out, then cancel mine, then have her send me a referral for another 30k one.  70k SPG, sure, why not. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 17, 2012, 07:51:31 AM
Damn, that sucks

Yep.  I'm just now getting my 35K cc bonus too. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 17, 2012, 07:54:28 AM
yeah, I'm going to send mrs. dave a referral for the new 30k one when it comes out, then cancel mine, then have her send me a referral for another 30k one.  70k SPG, sure, why not. 

It's probably another month or 2 out, right?  I know I didn't cancel mine last year until at least August, because  I didn't want to be in that purgatory period w/o card while using it and points in Florida, but it wasn't long after I cancelled that I got my new one and another 30K.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2012, 07:55:38 AM
Damn, that sucks

Yep.  I'm just now getting my 35K cc bonus too.

I have, like, 60k frontier miles.  they fly a lot of routes out of omaha and are consistently the cheapest to fly west but the miles are difficult to use.  they black out some days of the week on some routes which pisses me off.  I like flying them though.  most of their birds have personal tvs and they serve fat tire. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2012, 07:56:38 AM
yeah, I'm going to send mrs. dave a referral for the new 30k one when it comes out, then cancel mine, then have her send me a referral for another 30k one.  70k SPG, sure, why not. 

It's probably another month or 2 out, right?  I know I didn't cancel mine last year until at least August, because  I didn't want to be in that purgatory period w/o card while using it and points in Florida, but it wasn't long after I cancelled that I got my new one and another 30K.

I don't remember when it was last year.  also, I wouldn't bank on getting the bonus again.  great if you do and little downside to trying but generally you have to wait 3 years with Amex cards to get it again.  the last time you did was kind of an outlier from reports I've seen.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 17, 2012, 07:59:51 AM
yeah, I'm going to send mrs. dave a referral for the new 30k one when it comes out, then cancel mine, then have her send me a referral for another 30k one.  70k SPG, sure, why not. 

It's probably another month or 2 out, right?  I know I didn't cancel mine last year until at least August, because  I didn't want to be in that purgatory period w/o card while using it and points in Florida, but it wasn't long after I cancelled that I got my new one and another 30K.

I don't remember when it was last year.  also, I wouldn't bank on getting the bonus again.  great if you do and little downside to trying but generally you have to wait 3 years with Amex cards to get it again. 

Of course, it's just an extra lottery ticket that comes with again not paying my annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2012, 08:00:11 AM
great way to look at it
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 17, 2012, 08:01:48 AM
I have, like, 60k frontier miles.  they fly a lot of routes out of omaha and are consistently the cheapest to fly west but the miles are difficult to use.  they black out some days of the week on some routes which pisses me off.  I like flying them though.  most of their birds have personal tvs and they serve fat tire. 

When the flights are on time, I like them for all those reasons, and for being able to buy their "classic plus" tickets for not much more and cancelling/changing whenever I want.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 17, 2012, 08:18:05 AM
I got to get my home loan crap done so I can hop back on the CC train.  Help me out with this:  It is 18 months to reapply for the AA card.  Is that from initial application or from when card is canceled?  Theoretically, could I cancel and reapply in a month if its been 18 months since initial application?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2012, 08:18:48 AM
I got to get my home loan crap done so I can hop back on the CC train.  Help me out with this:  It is 18 months to reapply for the AA card.  Is that from initial application or from when card is canceled?  Theoretically, could I cancel and reapply in a month if its been 18 months since initial application?

yes, 18 and since application
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 17, 2012, 09:52:04 AM
also, the 50k SW cards are back if anyone is interested.  rumblings that a new Ink Bold credit card will be announced and that the SPG will go to 30k again for a short time like it does every summer so hold off on getting the SPG until it does if you were going to jump on it.

is there a spend requirement for the 30k bonus on the SPG card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2012, 09:52:38 AM
also, the 50k SW cards are back if anyone is interested.  rumblings that a new Ink Bold credit card will be announced and that the SPG will go to 30k again for a short time like it does every summer so hold off on getting the SPG until it does if you were going to jump on it.

is there a spend requirement for the 30k bonus on the SPG card?

yes, there will be.  not sure what it will be though.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 17, 2012, 09:54:15 AM
also, the 50k SW cards are back if anyone is interested.  rumblings that a new Ink Bold credit card will be announced and that the SPG will go to 30k again for a short time like it does every summer so hold off on getting the SPG until it does if you were going to jump on it.

is there a spend requirement for the 30k bonus on the SPG card?

yes, there will be.  not sure what it will be though.

been considering switching to it for my primary card... will pm you for that referral thing if I do
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2012, 09:58:32 AM
also, the 50k SW cards are back if anyone is interested.  rumblings that a new Ink Bold credit card will be announced and that the SPG will go to 30k again for a short time like it does every summer so hold off on getting the SPG until it does if you were going to jump on it.

is there a spend requirement for the 30k bonus on the SPG card?

yes, there will be.  not sure what it will be though.

been considering switching to it for my primary card... will pm you for that referral thing if I do

k, wait until the 30k offer though.  even if it has a higher spend you can always fall back on the 25k regular offer at that time if needed. 
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 17, 2012, 10:03:20 AM
also, the 50k SW cards are back if anyone is interested.  rumblings that a new Ink Bold credit card will be announced and that the SPG will go to 30k again for a short time like it does every summer so hold off on getting the SPG until it does if you were going to jump on it.

is there a spend requirement for the 30k bonus on the SPG card?

yes, there will be.  not sure what it will be though.

been considering switching to it for my primary card... will pm you for that referral thing if I do

k, wait until the 30k offer though.  even if it has a higher spend you can always fall back on the 25k regular offer at that time if needed.

that's my plan
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 17, 2012, 10:35:20 AM
Question:

Say you and all the other elites took advantage of all this crap and are awash in avios points and are buying their less elite bros free flights to KATPAK national conventions and stuff, and another elite secured diamond suites in the nicest hotel right in the center of a 10.0 pocket planes airport city. 

The guy has to accept the free flight and cheap hotel room and go on the trip, right?  I mean, how can he not?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 17, 2012, 10:38:51 AM
10.0 pocket planes airport city

enjoyed this
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 17, 2012, 10:47:12 AM
for anyone who was interested in the current 50k+25k+25k Avios offer, it expires at 5pm today.

I signed up for the 50K+50k offer though.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 17, 2012, 05:48:08 PM
guyz, it totally makes my day when I see the credit card thread filled with new posts

 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 17, 2012, 08:16:06 PM
I think the Hyatt sd stayed at in Chicago is 2 blocks from where I live.

Weird.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2012, 08:30:01 PM
I stayed at The Wit in Chicago
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 17, 2012, 09:22:27 PM
Is there an easy way to tell which bureau cards pull from if you're approved?  I just did another round of apps and everything got approved, but I'd like to know where they pulled my credit from.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 17, 2012, 10:09:51 PM
Is there an easy way to tell which bureau cards pull from if you're approved?  I just did another round of apps and everything got approved, but I'd like to know where they pulled my credit from.

I just got a bank of america card and they pull from Experian, I don't know about any other banks
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 17, 2012, 11:32:45 PM
I stayed at The Wit in Chicago

The Wit is even closer  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 17, 2012, 11:33:44 PM
Speaking of, did you eat at 'The Wave' (the restaurant in the hotel) if so, please give a detailed review.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 06:10:07 AM
There isn't a The Wave there. Ate at State and Lake and theROOF which are the only two venues. Both really good.  TheROOF is super popular and the line to get up there was out the hotel door and down the block both nights.

Do you even live in Chicago?  :dubious:  JK, you are invited to meet up with the goEMAW ownership and hangers on the last weekend of August to show us the hip sites if interested.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on July 18, 2012, 07:12:48 AM
Need a recommendo for a good card to use overseas with no foreign fees.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 07:38:46 AM
Need a recommendo for a good card to use overseas with no foreign fees.

do you need a "chip" card?  If not, the Chase Sapphire is by far the best.  No foreign fees.  double points on travel and restaurants.  If you need a "chip" card then the Hyatt or British Air from Chase are your best options with no fees. 
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on July 18, 2012, 07:50:23 AM
Thanks. That was fast. Going with the Chase Sapphire.
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on July 18, 2012, 07:54:35 AM
Oh man. 40k bonus points if I spend 3k in 3 months.  :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 08:01:31 AM
Oh man. 40k bonus points if I spend 3k in 3 months.  :emawkid:

yeah, it's one of the two cards I carry all the time.  points transfer to Hyatt, Marriott, Priority Club, United Air, British Air, Southwest, and a few other programs.  United and Hyatt being the best transfer rate bang for the buck.  can also use them to spend on travel through the Ultimate Rewards site and some other less valuable redemption options.  Pretty great. 
Title: Re: How Many Credit Cards Do You Have?
Post by: felix rex on July 18, 2012, 08:10:19 AM
This is perfect timing with the x2 travel points, too. We are planning several of the "touristy" stops in the next few months before there's a baby and whatnot, and we are not allowed to drive to most places for security reasons, which means lots of in-country air travel and hotels, etc (can't wait to sound all nonchalant like the other people at work about "going to sharm last weekend").
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 18, 2012, 08:20:07 AM
Keep us posted on what kind of feedback you get in foreign lands about how heavy your new card is.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 08:20:50 AM
Keep us posted on what kind of feedback you get in foreign lands about how heavy your new card is.

yes, prepare yourself for people being completely mind mumped by it or thinking that you are a billionaire or something. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 18, 2012, 08:25:32 AM
Keep us posted on what kind of feedback you get in foreign lands about how heavy your new card is.

yes, prepare yourself for people being completely mind mumped by it or thinking that you are a billionaire or something.

i absolutely hated this about that card. had to get rid of it. got the ink though and currently have 150k UR saved for when i might need some.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 18, 2012, 08:26:11 AM
thinking that you are a billionaire

Do things that encourage this take. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on July 18, 2012, 08:43:03 AM
There isn't a The Wave there. Ate at State and Lake and theROOF which are the only two venues. Both really good.  TheROOF is super popular and the line to get up there was out the hotel door and down the block both nights.

Do you even live in Chicago?  :dubious:  JK, you are invited to meet up with the goEMAW ownership and hangers on the last weekend of August to show us the hip sites if interested.  :thumbs:

 :horrorsurprise: I will be in Chicago August 23-26th with the gf. Staying at Acme Hotel just north of downtown. Cubs game on friday the 24th?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 18, 2012, 08:45:43 AM
There isn't a The Wave there. Ate at State and Lake and theROOF which are the only two venues. Both really good.  TheROOF is super popular and the line to get up there was out the hotel door and down the block both nights.

Do you even live in Chicago?  :dubious:  JK, you are invited to meet up with the goEMAW ownership and hangers on the last weekend of August to show us the hip sites if interested.  :thumbs:

 :horrorsurprise: I will be in Chicago August 23-26th with the gf. Staying at Acme Hotel just north of downtown. Cubs game on friday the 24th?

that's the plan
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 18, 2012, 08:53:20 AM
KATPAK National Convention heating up.  The Vegas one was something else. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 18, 2012, 09:04:13 AM
Speaking of, did you eat at 'The Wave' (the restaurant in the hotel) if so, please give a detailed review.

the wave is part of w which is an spg property located on lakeshore drive just north of navy pier. sd stayed at the wit which is an hhonors property and is located in the theatre district just south of the river. part of me thinks sd stayed at the wit just so he could say and type "the wit" but i have not been able to prove this and quite frankly don't think i will ever be able to.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 09:11:26 AM
I mainly stayed there because the Hyatt was booked up (which is absurd because it's gigantic) and the HH triple points promotion was going on.  Also I'm HH Gold so I got free breakfast and a chance of a room upgrade (which came through).  It being called The Wit didn't hurt.  didn't hurt a bit. 
Title: Re: How Many Credit Cards Do You Have?
Post by: AppleJack on July 18, 2012, 09:29:06 AM
There isn't a The Wave there. Ate at State and Lake and theROOF which are the only two venues. Both really good.  TheROOF is super popular and the line to get up there was out the hotel door and down the block both nights.

Do you even live in Chicago?  :dubious:  JK, you are invited to meet up with the goEMAW ownership and hangers on the last weekend of August to show us the hip sites if interested.  :thumbs:

 :horrorsurprise: I will be in Chicago August 23-26th with the gf. Staying at Acme Hotel just north of downtown. Cubs game on friday the 24th?

that's the plan

Whoa, me too. 1:20 vs The Rockies. Get in at 8am the 23rd.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 18, 2012, 09:30:58 AM
There isn't a The Wave there. Ate at State and Lake and theROOF which are the only two venues. Both really good.  TheROOF is super popular and the line to get up there was out the hotel door and down the block both nights.

Do you even live in Chicago?  :dubious:  JK, you are invited to meet up with the goEMAW ownership and hangers on the last weekend of August to show us the hip sites if interested.  :thumbs:

 :horrorsurprise: I will be in Chicago August 23-26th with the gf. Staying at Acme Hotel just north of downtown. Cubs game on friday the 24th?

that's the plan

Whoa, me too. 1:20 vs The Rockies. Get in at 8am the 23rd.

:surprised:

Invite your buddy, Johnny Wichita.  Rumblings that his ticket is paid for and everything.
Title: Re: How Many Credit Cards Do You Have?
Post by: AppleJack on July 18, 2012, 09:32:33 AM
There isn't a The Wave there. Ate at State and Lake and theROOF which are the only two venues. Both really good.  TheROOF is super popular and the line to get up there was out the hotel door and down the block both nights.

Do you even live in Chicago?  :dubious:  JK, you are invited to meet up with the goEMAW ownership and hangers on the last weekend of August to show us the hip sites if interested.  :thumbs:

 :horrorsurprise: I will be in Chicago August 23-26th with the gf. Staying at Acme Hotel just north of downtown. Cubs game on friday the 24th?

that's the plan

Whoa, me too. 1:20 vs The Rockies. Get in at 8am the 23rd.

:surprised:

Invite your buddy, Johnny Wichita.  Rumblings that his ticket is paid for and everything.

 :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on July 18, 2012, 09:33:22 AM
Looks like we can have quite the super elite pre cubs game pak
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on July 18, 2012, 09:52:18 AM
Oh man. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 09:53:07 AM
 :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 09:54:19 AM
Looks like we can have quite the super elite pre cubs game pak

confirmed
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 18, 2012, 10:02:34 AM
There isn't a The Wave there. Ate at State and Lake and theROOF which are the only two venues. Both really good.  TheROOF is super popular and the line to get up there was out the hotel door and down the block both nights.

Do you even live in Chicago?  :dubious:  JK, you are invited to meet up with the goEMAW ownership and hangers on the last weekend of August to show us the hip sites if interested.  :thumbs:

 :horrorsurprise: I will be in Chicago August 23-26th with the gf. Staying at Acme Hotel just north of downtown. Cubs game on friday the 24th?

that's the plan

Whoa, me too. 1:20 vs The Rockies. Get in at 8am the 23rd.


some of us are going to breakfastpak tortas frontera at around 9am on the 23rd if you want in...


http://www.yelp.com/biz/tortas-frontera-chicago
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 18, 2012, 10:05:03 AM
:runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on July 18, 2012, 10:06:20 AM
Dont get in until 9pm on the 23rd, no tortas pak for ben ji
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on July 18, 2012, 11:26:37 AM
There isn't a The Wave there. Ate at State and Lake and theROOF which are the only two venues. Both really good.  TheROOF is super popular and the line to get up there was out the hotel door and down the block both nights.

Do you even live in Chicago?  :dubious:  JK, you are invited to meet up with the goEMAW ownership and hangers on the last weekend of August to show us the hip sites if interested.  :thumbs:

I got "The Wit" confused with "The W"  :frown:

I've been to theROOF. Their well whiskey is makers  :surprised:

Cool place though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 11:49:08 AM
There isn't a The Wave there. Ate at State and Lake and theROOF which are the only two venues. Both really good.  TheROOF is super popular and the line to get up there was out the hotel door and down the block both nights.

Do you even live in Chicago?  :dubious:  JK, you are invited to meet up with the goEMAW ownership and hangers on the last weekend of August to show us the hip sites if interested.  :thumbs:

I got "The Wit" confused with "The W"  :frown:

I've been to theROOF. Their well whiskey is makers  :surprised:

Cool place though.

yeah, it was hip as crap.  felt like I was finally amongst my peers.   :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 11:51:18 AM
man oh man.  rd, sd, jakesie and aj all eating torta frontera breakfast sammys and talking about their plans for their 3 days of fun.   :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 18, 2012, 12:14:13 PM
JW and I get in at 12:25.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on July 18, 2012, 12:17:30 PM
:runaway:

 :sdeek: :sdeek: :sdeek:

going to chicago 24th-26. cubs game the 26th.

 :sdeek: :sdeek: :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 18, 2012, 12:19:41 PM
:runaway:

 :sdeek: :sdeek: :sdeek:

going to chicago 24th-26. cubs game the 26th.

 :sdeek: :sdeek: :sdeek:


what. in. the. world.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 18, 2012, 12:20:51 PM
http://goEMAW.com/forum/index.php?topic=1854.msg559424#msg559424
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on July 18, 2012, 12:22:37 PM
:runaway:

 :sdeek: :sdeek: :sdeek:

going to chicago 24th-26. cubs game the 26th.

 :sdeek: :sdeek: :sdeek:


what. in. the. world.

can we move the postpak party to the Westin on Michy Ave? may need to switch my room to suite.  :ksu:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 12:27:57 PM
what on earth  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 18, 2012, 12:41:46 PM
omg I'm totes going to chicago too
Title: Re: How Many Credit Cards Do You Have?
Post by: AppleJack on July 18, 2012, 01:48:30 PM
For heavens sakes. Its like everyone is squeezing in one last football free weekend in our sister city before the cats get our undivided attention.

I hope you guys like tall buildings  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 02:01:02 PM
So, I'm still a Hyatt diamond.  If I still am by the first of August I think I may be home free through April 2013.

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 08:10:59 PM
Just called to cancel my United Mileage Plus card and was given 10k United miles to keep it  :horrorsurprise:

 :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 18, 2012, 09:18:09 PM
website from chase to see if you have any targeted offers from them

https://creditcards.chase.com/RecentlyMailedOffers.aspx

none for me  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on July 18, 2012, 09:40:02 PM
Just called to cancel my United Mileage Plus card and was given 10k United miles to keep it  :horrorsurprise:

 :excited:

How long did you have it before calling? 
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on July 18, 2012, 09:47:55 PM
Just called to cancel my United Mileage Plus card and was given 10k United miles to keep it  :horrorsurprise:

 :excited:

Suck. I called and cancelled my Marriott and SW cards in the last week +. No offers of miles or points to keep either card. Oh well, applied for 50+50 BA card and Hyatt card yesterday. All ahead full.

Trying to decide what will be next. Probably something AmEx so Chase can have a break. Hopefully SPG ups the bonus later this summer. It's either that or the Hilton AmEx.

Also, I will not be in Chicago in late August.  Felt it necessary to point that out as it seems I'll be the only one.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2012, 10:22:31 PM
Just called to cancel my United Mileage Plus card and was given 10k United miles to keep it  :horrorsurprise:

 :excited:

How long did you have it before calling?

About 5 months
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 19, 2012, 07:55:46 AM
so...mommy points got a job with the travel channel.  I mean, I guess you had to see that coming.  it's not like they are going to hire gary rough ridin' leff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 19, 2012, 07:58:01 AM
so...mommy points got a job with the travel channel.  I mean, I guess you had to see that coming.  it's not like they are going to hire gary rough ridin' leff.
:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 19, 2012, 09:14:58 AM
so...mommy points got a job with the travel channel.  I mean, I guess you had to see that coming.  it's not like they are going to hire gary rough ridin' leff.

this is going to turn into like an extreme couponing thing and then the offers will go away
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 19, 2012, 09:16:13 AM
so...mommy points got a job with the travel channel.  I mean, I guess you had to see that coming.  it's not like they are going to hire gary rough ridin' leff.

this is going to turn into like an extreme couponing thing and then the offers will go away

confirmed.  we've probably got about another year or two and then it's going to get tough.  I regret every day not jumping on the train back when you could churn the AA cards every 30 seconds. 
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 19, 2012, 09:23:24 AM
 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: wELLsculptedbrows on July 19, 2012, 11:41:32 AM
Jeebus, just realized I had used some of my few remaining Southwest points ( :embarrassed: ) for MCI-MDW on 8/24-8/27.

No interest in a Cubs game, definite interest in a travel pak.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 19, 2012, 11:46:52 AM
Jeebus, just realized I had used some of my few remaining Southwest points ( :embarrassed: ) for MCI-MDW on 8/24-8/27.

No interest in a Cubs game, definite interest in a travel pak.

I mean, what on earth is going on here
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 19, 2012, 12:45:12 PM
so...mommy points got a job with the travel channel.  I mean, I guess you had to see that coming.  it's not like they are going to hire gary rough ridin' leff.

this is going to turn into like an extreme couponing thing and then the offers will go away

confirmed.  we've probably got about another year or two and then it's going to get tough.  I regret every day not jumping on the train back when you could churn the AA cards every 30 seconds.

All those super serious guys on flyer talk are gonna be super pissed when she starts sharing all their super secrets
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 20, 2012, 08:49:17 PM
Rumblings of great Citi/Hilton news tuesday according to known stupid rough ridin' idiot Gary Leff

http://boardingarea.com/blogs/frequentmiler/2012/07/20/rumor-something-great-from-citi/?utm_source=twitterfeed&utm_medium=twitter&utm_campaign=Feed%3A+FrequentMiler+%28The+Frequent+Miler%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 20, 2012, 08:54:57 PM
Rumblings of great Citi/Hilton news tuesday according to known stupid rough ridin' idiot Gary Leff

http://boardingarea.com/blogs/frequentmiler/2012/07/20/rumor-something-great-from-citi/?utm_source=twitterfeed&utm_medium=twitter&utm_campaign=Feed%3A+FrequentMiler+%28The+Frequent+Miler%29

man. i kind of agree w/ the first commenter. to apply this weekend or wait is the question i guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 20, 2012, 08:57:35 PM
Rumblings of great Citi/Hilton news tuesday according to known stupid rough ridin' idiot Gary Leff

http://boardingarea.com/blogs/frequentmiler/2012/07/20/rumor-something-great-from-citi/?utm_source=twitterfeed&utm_medium=twitter&utm_campaign=Feed%3A+FrequentMiler+%28The+Frequent+Miler%29

man. i kind of agree w/ the first commenter. to apply this weekend or wait is the question i guess.

I think even if you apply now you can contact them and get the better card bonus/options if needed.  who knows though.  I'm kind of wanting to apply for the Ink Bold charge card nowand then get the new rumored Ink Bold credit card but I'm trying to make spend on 2 AAs and the Surpass right now.  I get pretty excited for this stuff. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 20, 2012, 09:21:18 PM
Rumblings of great Citi/Hilton news tuesday according to known stupid rough ridin' idiot Gary Leff

http://boardingarea.com/blogs/frequentmiler/2012/07/20/rumor-something-great-from-citi/?utm_source=twitterfeed&utm_medium=twitter&utm_campaign=Feed%3A+FrequentMiler+%28The+Frequent+Miler%29

man. i kind of agree w/ the first commenter. to apply this weekend or wait is the question i guess.

I think even if you apply now you can contact them and get the better card bonus/options if needed.  who knows though.  I'm kind of wanting to apply for the Ink Bold charge card nowand then get the new rumored Ink Bold credit card but I'm trying to make spend on 2 AAs and the Surpass right now.  I get pretty excited for this stuff.

yeah i guess. honestly though i'm freaked out that citi might get strict and that would be horrible. for me personally, chase could drop off the face of the earth and i could do nothing but churn citi AA personal and business along w/ citi hilton and boa hilton and i'd be fine for eternity. i hope they don't change soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 20, 2012, 09:22:35 PM
also us air.  (going to churn those this weekend)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 20, 2012, 09:31:55 PM
also us air.  (going to churn those this weekend)

i've seen some reports that the usair doesn't churn for everyone, just fyi i'm sure you'll be fine. have you got the frontier cards before?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 20, 2012, 09:36:01 PM
also us air.  (going to churn those this weekend)

i've seen some reports that the usair doesn't churn for everyone, just fyi i'm sure you'll be fine. have you got the frontier cards before?

I got one of them when it was 50k a couple years ago.  actually fly them a lot.  very hard to use their miles.  kind of pisses me off. 
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 21, 2012, 12:19:28 AM
I'll be pretty pissed if they come out with a better citi hilton card.  I just got 2 of them in the mail yesterday.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 08:16:22 AM
I'll be pretty pissed if they come out with a better citi hilton card.  I just got 2 of them in the mail yesterday.

you can contact them and ask for the higher offer.  they will usually credit your account if you got the cards in the last 60-90 days.  I just got the Surpass myself. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 21, 2012, 11:23:44 AM
I was looking to get back in the hhonors game this past week and found I've got to December before I can get another hh amex.  I don't have a citi at the moment either.  This could be perfect.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 11:25:24 AM
I was looking to get back in the hhonors game this past week and found I've got to December before I can get another hh amex.  I don't have a citi at the moment either.  This could be perfect.

did you do the Hawaiin Air or Virgin cards?  they both transfer to Hilton at 2:1
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 21, 2012, 11:29:51 AM
I was looking to get back in the hhonors game this past week and found I've got to December before I can get another hh amex.  I don't have a citi at the moment either.  This could be perfect.

did you do the Hawaiin Air or Virgin cards?  they both transfer to Hilton at 2:1

I'll do those too.  Was looking at getting the AMEX HH back so I'd have a better grocery/gas-specific card, and so I'd have an AMEX when I cancel my SPG.  So I guess I should've said I was looking to get back in the AMEX HH game.  Ended up getting an AMEX Delta to take care of the AMEX thing, and hopefully this Citi deal will start me back on HH.  Currently using the PC Visa for grocery/gas at 2x points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 11:35:57 AM
The Surpass has a $75 fee but gives you 70k hh and you get 6 points on gas/grocery and 9 at Hilton properties.  if you are waiting to do the regular HH Amex you can do the surpass now.  it's well worth the $75. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 21, 2012, 11:39:13 AM
I applied a week ago and was approved for 2 citi hhonors visas. Haven't even gotten them yet. Hope I didn't just eff myself. :nervous:

I'll def call and try to get new bonus, but citi's phone in customer service is utterly worthless in my experience.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 21, 2012, 11:50:00 AM
The Surpass has a $75 fee but gives you 70k hh and you get 6 points on gas/grocery and 9 at Hilton properties.  if you are waiting to do the regular HH Amex you can do the surpass now.  it's well worth the $75. 

I was looking at that but saw some bold language that made me think my regular AMEX HH waiting period would still apply, and I think I only saw one for 50K.  Link to what you got?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 11:52:21 AM
The Surpass has a $75 fee but gives you 70k hh and you get 6 points on gas/grocery and 9 at Hilton properties.  if you are waiting to do the regular HH Amex you can do the surpass now.  it's well worth the $75. 

I was looking at that but saw some bold language that made me think my regular AMEX HH waiting period would still apply, and I think I only saw one for 50K.  Link to what you got?

I had the regular amex for less than a year and just got the surpass.  also, I was wrong, it's 60k.  You will also get Gold status through early 2014

http://www304.americanexpress.com/getthecard/learn-about/Hilton-HHonors-Surpass/28000?ccsgeep=28000&psCCSG=CCSG_Google_PA_Hilton%20Surpass
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 21, 2012, 11:58:54 AM
The Surpass has a $75 fee but gives you 70k hh and you get 6 points on gas/grocery and 9 at Hilton properties.  if you are waiting to do the regular HH Amex you can do the surpass now.  it's well worth the $75. 

I was looking at that but saw some bold language that made me think my regular AMEX HH waiting period would still apply, and I think I only saw one for 50K.  Link to what you got?

I had the regular amex for less than a year and just got the surpass.  also, I was wrong, it's 60k.  You will also get Gold status through early 2014

http://www304.americanexpress.com/getthecard/learn-about/Hilton-HHonors-Surpass/28000?ccsgeep=28000&psCCSG=CCSG_Google_PA_Hilton%20Surpass

Your link is for upgrading your existing regular HH AMEX to a surpass, right?  I don't have my original HH AMEX anymore.  Cancelled it last December, which was dumb; I thought I had an annual fee on it.

I'd been looking at this (was wrong also, it was 40K + 20K) and it has this on the side:
Quote
Welcome bonus offer not available to applicants who have had this product within the last 12 months or any other Consumer Hilton HHonors® Credit Card account within the last 90 days.

https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-surpass-card/71-1000-41?returnUrl=http://www.americanexpress.com
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 12:00:40 PM
it is using your cookies to see you have/had the original amex.  open an incognito browser window and hit the link again.  or don't, they are the same thing.  I don't think you have to worry about those terms.  that "product" is the surpass and you haven't had it.  I don't think they care about the other HH cards.  At least they never have with mine.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 21, 2012, 12:17:52 PM
it is using your cookies to see you have/had the original amex.  open an incognito browser window and hit the link again.  or don't, they are the same thing.  I don't think you have to worry about those terms.  that "product" is the surpass and you haven't had it.  I don't think they care about the other HH cards.  At least they never have with mine.

Got it.  Yeah, I misread that clause.  Only a 90-day wait to get the surpass if you had some other HH card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 12:25:11 PM
it is using your cookies to see you have/had the original amex.  open an incognito browser window and hit the link again.  or don't, they are the same thing.  I don't think you have to worry about those terms.  that "product" is the surpass and you haven't had it.  I don't think they care about the other HH cards.  At least they never have with mine.

Got it.  Yeah, I misread that clause.  Only a 90-day wait to get the surpass if you had some other HH card.

and I think that means applied, not had/have.  I had three at the same time (Amex, citi visa, surpass).  I don't think they care as long as it wasn't the same card. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 21, 2012, 12:54:31 PM
Surpass applied for.  The Delta AMEX I applied for last week is gumming up the machine thought b/c it considered my surpass app a duplicate.  Phone lady said it should go thru in 3-4 days.  :thumbs:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 21, 2012, 02:39:48 PM
Rumblings of great Citi/Hilton news tuesday according to known stupid rough ridin' idiot Gary Leff

http://boardingarea.com/blogs/frequentmiler/2012/07/20/rumor-something-great-from-citi/?utm_source=twitterfeed&utm_medium=twitter&utm_campaign=Feed%3A+FrequentMiler+%28The+Frequent+Miler%29

man. i kind of agree w/ the first commenter. to apply this weekend or wait is the question i guess.

I think even if you apply now you can contact them and get the better card bonus/options if needed.  who knows though.  I'm kind of wanting to apply for the Ink Bold charge card nowand then get the new rumored Ink Bold credit card but I'm trying to make spend on 2 AAs and the Surpass right now.  I get pretty excited for this stuff.
Mommy points had a great post today about how to buy visa gift cards at office supply stores and get 5x points using the ink bold
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 21, 2012, 02:41:34 PM
Just got the bank of America and bank of Hawaii  Hawaiian airlines cards yesterday, right in time to pay the car insurance :gocho:
140K h honors heading my way
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 21, 2012, 04:11:32 PM
Called to cancel my chase marriott:

Chase lady: we can offer you 5000 points if you make 15 purchases in 90 days

Me: :ksugrad:

So, I made the 15 purchases, got the 5000 points and called to cancel the card again today, and again they offer me 5000 points if I make 15 purchases in 90 days  :lol: I love this!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 05:07:01 PM
Our US Air flights back from Paris had a schedule change that sucked so we changed our flights.  We are now flying back on Lufthansa from Paris to Frankfurt, Frankfurt to Denver both in business class.  We are connecting in Denver on United to Omaha but they didn't have any first class availability so we are in coach for the short hop from Denver to Omaha.  My question is, since we are on United in economy are they are going to try charge us to check our luggage on the Denver to Omaha leg after clearing customs and rechecking our bags?  I assume I can PI them into submission since we booked at a business class rate but have never done this before.  Anyone know how this will work?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 05:47:02 PM
nvm, flyertalk says we will get two free checked each on last leg too
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 21, 2012, 05:56:12 PM
nvm, flyertalk says we will get two free checked each on last leg too

 :ohno:  you didn't actually post on there did you?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 06:01:51 PM
nvm, flyertalk says we will get two free checked each on last leg too

 :ohno:  you didn't actually post on there did you?

no, found an old thread addressing similar situation.  actually signed up to post but they have to approve you later or something like I'm tolling WV fans.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 06:04:03 PM
we are in the nose of a 747 (3rd row) http://www.seatguru.com/airlines/Lufthansa/Lufthansa_Boeing_747-400_E.php

our "side" window will actually kind of be diagonal because of how large the jet is so we can see ahead of the 747 from our seat.  going to be pretty epic. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 21, 2012, 06:17:29 PM
i need a new amex card.  which is the best one available now?  best bonus, not best for spend.  airline miles are better than hotel points for me, unless the points can be converted to miles or cash or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 06:30:33 PM
i need a new amex card.  which is the best one available now?  best bonus, not best for spend.  airline miles are better than hotel points for me, unless the points can be converted to miles or cash or something.

AA Amex at 50k AA is still the best option for airline Amex points that I can think of.  I haven't seen a really high membership rewards offer recently.  The only other one that would be good for airline miles that I can think of would be the SPG that would get you 25k SPG that can be transferred to 30k airline miles on almost all programs other than United.  But, it is rumored to be going to 30k soon which would get you 35k this summer so I'd wait to pull the trigger on that. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 06:32:03 PM
$3k spend in 4 months gets you 50k AA plus $100 to spend on anything from AA (I think you can even get an AA gift card and it should credit the account but I'm not sure)

https://www.citicards.com/cards/acq/Apply.do?app=UNSOL&sc=BXDDEDT1&m=9QAEZSCZZZW&langId=EN&siteId=CB&B=X&screenID=3033
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 06:34:59 PM
sys, flying through Frankfurt mention above.  nazis and junk.  wow. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 21, 2012, 06:44:45 PM
i have a citi aa amex now, need to cancel and wait to churn, so i need a new one to use during that time.  sounds like the spg is the way to go, but i'll wait a bit and see if they offer the 30k.  is that a churnable card?


i spent a night in frankfurt once.  nice trains, city seemed dull (but we just spent the night and left, no tourism).  had a cup of tea for like 4 euros and some low quality lahmacun.  saw a lot of prostitutes, some of which were probably nazis.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2012, 08:15:24 PM
there's not a lot of amex cards.  they try to push their amex membership rewards so you can keep an eye out for an amex gold/plat card with a good signup.  they had a 50k awhile back.  they transfer to delta, british, and a bunch of garbage programs

http://www.membershiprewards.com/catalog/travel/NewPointsTransfer.aspx?tab=airlines&mrnavlink=topnav:TravelFreqFlyerProg&ResetBreadcrumb=true
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 23, 2012, 07:14:06 AM
stupid dumbass gary leff gets really excited about the new Hilton card.  it's good, but not that much better than the Surpass imo.  best part is that it's a citi so it will probably be churnable.  gary makes a bunch of questionable calculations by basing the value of the free nights on Waldorf stays at 80k.  there are very few waldorf properties and fewer that are 80k a night and a lot of them only go higher than 50k seasonally.  I would base the value of the nights at 50k hh.  also the nights are only good on weekends.  they free nights also expire within a year so you can't continue hoarding them like miles.

http://boardingarea.com/blogs/viewfromthewing/2012/07/22/citibank-introduces-awesome-new-hilton-hhonors-reserve-card/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fviewfromthewing+%28View+from+the+Wing%29
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 23, 2012, 07:59:41 AM
Got approved for the US Air card again.  About 5 months after getting it the first time.  Cancelled the original one a couple weeks ago.  confirmation email notes the 40k after purchase and all that junk.  will report back if they credit. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 23, 2012, 08:03:43 AM
Got approved for the US Air card again.  About 5 months after getting it the first time.  Cancelled the original one a couple weeks ago.  confirmation email notes the 40k after purchase and all that junk.  will report back if they credit.


they have two different versions. did you apply for the same or different or do you know? getting 80k x 2 in a six month period is pretty fantastic for zero spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 23, 2012, 08:05:49 AM
Got approved for the US Air card again.  About 5 months after getting it the first time.  Cancelled the original one a couple weeks ago.  confirmation email notes the 40k after purchase and all that junk.  will report back if they credit.


they have two different versions. did you apply for the same or different or do you know? getting 80k x 2 in a six month period is pretty fantastic for zero spend.

hmmm, I don't even know.  didn't know there were two different ones.  I think it's the same link I used the first time though.

http://www.mostmiles.com/Chairmans
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 23, 2012, 08:11:54 AM
Got approved for the US Air card again.  About 5 months after getting it the first time.  Cancelled the original one a couple weeks ago.  confirmation email notes the 40k after purchase and all that junk.  will report back if they credit.


they have two different versions. did you apply for the same or different or do you know? getting 80k x 2 in a six month period is pretty fantastic for zero spend.

hmmm, I don't even know.  didn't know there were two different ones.  I think it's the same link I used the first time though.

http://www.mostmiles.com/Chairmans


yeah. there is a premier and a platinum. i used the same link when i applied for ours six months ago but my wife and i got different versions. they used to only give people that got approved for the lesser version 10k, but switched it around a year ago and started giving you 40k regardless of what you got approved for.  that's great that you got it again.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 23, 2012, 01:39:19 PM
Got approved for the US Air card again.  About 5 months after getting it the first time.  Cancelled the original one a couple weeks ago.  confirmation email notes the 40k after purchase and all that junk.  will report back if they credit.

Especially nice if they merge with American. What bank is that through?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 23, 2012, 01:44:24 PM
Got approved for the US Air card again.  About 5 months after getting it the first time.  Cancelled the original one a couple weeks ago.  confirmation email notes the 40k after purchase and all that junk.  will report back if they credit.

Especially nice if they merge with American. What bank is that through?

i never want them to merge as it's nice to be able to semi churn both. they'll get rid of one after the merger which will be horrible.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 23, 2012, 01:46:35 PM
Got approved for the US Air card again.  About 5 months after getting it the first time.  Cancelled the original one a couple weeks ago.  confirmation email notes the 40k after purchase and all that junk.  will report back if they credit.

Especially nice if they merge with American. What bank is that through?

i never want them to merge as it's nice to be able to semi churn both. they'll get rid of one after the merger which will be horrible.

not for years though.  continental and united announced their merger and had both cards up until, like, the last second.  merging would be nice to get some enormous redemption around the world trip. 
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 23, 2012, 01:47:09 PM
Got approved for the US Air card again.  About 5 months after getting it the first time.  Cancelled the original one a couple weeks ago.  confirmation email notes the 40k after purchase and all that junk.  will report back if they credit.

Especially nice if they merge with American. What bank is that through?

barclays.  they are in deep crap right now so they probably don't even GAF. 
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 23, 2012, 01:49:35 PM
Got approved for the US Air card again.  About 5 months after getting it the first time.  Cancelled the original one a couple weeks ago.  confirmation email notes the 40k after purchase and all that junk.  will report back if they credit.

Especially nice if they merge with American. What bank is that through?

barclays.  they are in deep crap right now so they probably don't even GAF.

:driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on July 23, 2012, 01:52:38 PM
Our US Air flights back from Paris had a schedule change that sucked so we changed our flights.  We are now flying back on Lufthansa from Paris to Frankfurt, Frankfurt to Denver both in business class.  We are connecting in Denver on United to Omaha but they didn't have any first class availability so we are in coach for the short hop from Denver to Omaha.  My question is, since we are on United in economy are they are going to try charge us to check our luggage on the Denver to Omaha leg after clearing customs and rechecking our bags?  I assume I can PI them into submission since we booked at a business class rate but have never done this before.  Anyone know how this will work?

Lufty and United are both Star Alliance members, so I think you're ok. It's a pretty seamless transition. Was in Europe last year and flew hom on US Air then United and didn't have to pay a baggage fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on July 23, 2012, 01:53:04 PM
Our US Air flights back from Paris had a schedule change that sucked so we changed our flights.  We are now flying back on Lufthansa from Paris to Frankfurt, Frankfurt to Denver both in business class.  We are connecting in Denver on United to Omaha but they didn't have any first class availability so we are in coach for the short hop from Denver to Omaha.  My question is, since we are on United in economy are they are going to try charge us to check our luggage on the Denver to Omaha leg after clearing customs and rechecking our bags?  I assume I can PI them into submission since we booked at a business class rate but have never done this before.  Anyone know how this will work?

Lufty and United are both Star Alliance members, so I think you're ok. It's a pretty seamless transition. Was in Europe last year and flew home on US Air then United and didn't have to pay a baggage fee.

whoops, didn't see FT beat me to it. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 23, 2012, 02:08:18 PM
wow, props to DEN for getting directs to Frankfurt.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 23, 2012, 04:21:35 PM
wow, props to DEN for getting directs to Frankfurt.


We got Tokyo a couple months ago too.  Pretty sweet living in CO right now fellas*













*Let's not make an Aurora reference, guys.  Let's be better than that
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 26, 2012, 10:15:22 AM
so, yesterday was the last day to apply for that chase ritz carlton 70k card that had the fee waived but you were supposed to be a ritz carlton owner or whatever in order to get it. well i went ahead and applied last night along w/ some other cards and just got a call from jp morgan wanting to talk with me about my application. what to do?  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2012, 10:22:32 AM
so, yesterday was the last day to apply for that chase ritz carlton 70k card that had the fee waived but you were supposed to be a ritz carlton owner or whatever in order to get it. well i went ahead and applied last night along w/ some other cards and just got a call from jp morgan wanting to talk with me about my application. what to do?  :runaway:

tell them you didn't know you had to be an owner.  worst case they tell you that and you sound like a dumbass.  best case you get it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2012, 03:30:08 PM
So, this is a pretty good deal

http://milepoint.com/forums/pages/premium-benefits/

milepoint is the forum that randy whatever his name is started after he was bought out of flyertalk.  it's basically just flyertalk II.  so, premium ad free viewing is worthless imo.  but, look at the other crap you get.  2k united miles, 2k hyatt or hyatt platinum if you aren't already plat.  awardwallet premium is worth $5 if you don't have it.  1 gogo pass which would be nice on long flights and save $10 or so.  bunch of other useless garbage.  the 2k united and 2k hyatt are worth the $60 imo.  that's only 1.5 cents a point which is a bit below their "value" according to most.  if you can get any use out of the other stuff you are ahead.  I may do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 27, 2012, 08:13:14 AM
goEMAW insider drops mhk four points sheraton knowledge...


We will be converting to a Four Points by Sheraton - but we are looking at closer to January 2013 - due to the level of construction that we are doing to the property. I actually met with some Starwood people today and they tell me that we will probably be a 2 or 3 but that will not be determined until we get closer to our opening. If you want to check back with me as we get closer to the end of the year - we should have an exact answer for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 27, 2012, 08:28:00 AM
goEMAW insider drops mhk four points sheraton knowledge...


We will be converting to a Four Points by Sheraton - but we are looking at closer to January 2013 - due to the level of construction that we are doing to the property. I actually met with some Starwood people today and they tell me that we will probably be a 2 or 3 but that will not be determined until we get closer to our opening. If you want to check back with me as we get closer to the end of the year - we should have an exact answer for you.

there goes my dream of using my buddy's SPG points to book that place for the UT game
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2012, 08:35:34 AM
Damnit, even that they are considering making it a 3 makes me nervous.  Huge jump from 2 to 3. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 27, 2012, 08:37:02 AM
Damnit, even that they are considering making it a 3 makes me nervous.  Huge jump from 2 to 3.

yeah. there is a definite line in the sand between those two. 3 and 4 or 1 and 2, not so much.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2012, 08:37:54 AM
good scoop btw rd
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2012, 10:06:26 AM
http://boardingarea.com/blogs/loyaltytraveler/2012/07/27/drunk-teacher-died-sliding-down-bannister-at-hilton-palmer-house-chicago-parents-sue-for-500000/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Floyaltytraveler+%28Loyalty+Traveler%29

first comment

Quote
Those parents are pathetic. Suing because their son was a Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!) that slid down a banister. Wow
Comment by Mike on July 27th, 2012 at 8:28 am


a) it was a girl
b) she was a special ed teacher
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 29, 2012, 01:49:06 PM
Goodbye for now SPG AMEX.  Hope to cross paths again shortly.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 29, 2012, 08:41:14 PM
Just canceled my chase sapphire preferred, after I cancel a card I usually throw it in my shredder, tried to do it with the sapphire, not happening.

Shredder: 0
Chase sapphire preferred: 1
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on July 29, 2012, 09:41:02 PM
Just canceled my chase sapphire preferred, after I cancel a card I usually throw it in my shredder, tried to do it with the sapphire, not happening.

Shredder: 0
Chase sapphire preferred: 1

Which brings up the question, what us the proper method of disposal of the Chase Sapphire Preferred? I'll be canceling mine or my wife's soon. How do I keep it out of the hands of criminals?  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 29, 2012, 09:45:36 PM
Just canceled my chase sapphire preferred, after I cancel a card I usually throw it in my shredder, tried to do it with the sapphire, not happening.

Shredder: 0
Chase sapphire preferred: 1

Which brings up the question, what us the proper method of disposal of the Chase Sapphire Preferred? I'll be canceling mine or my wife's soon. How do I keep it out of the hands of criminals?  :ohno:

You have to do what the Connors did to Arnold at the end of T2.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 29, 2012, 10:14:34 PM
Just canceled my chase sapphire preferred, after I cancel a card I usually throw it in my shredder, tried to do it with the sapphire, not happening.

Shredder: 0
Chase sapphire preferred: 1

Which brings up the question, what us the proper method of disposal of the Chase Sapphire Preferred? I'll be canceling mine or my wife's soon. How do I keep it out of the hands of criminals?  :ohno:

You have to do what the Connors did to Arnold at the end of T2.

Thinking about trying pruning shears on mine :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on July 29, 2012, 10:17:02 PM
This thread just completely boggles my mind.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 29, 2012, 11:13:16 PM
Goodbye for now SPG AMEX.  Hope to cross paths again shortly.

Why would you get rid of your SPG AMEX?  :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 29, 2012, 11:24:51 PM
Goodbye for now SPG AMEX.  Hope to cross paths again shortly.

Why would you get rid of your SPG AMEX?  :confused:

also, the 50k SW cards are back if anyone is interested.  rumblings that a new Ink Bold credit card will be announced and that the SPG will go to 30k again for a short time like it does every summer so hold off on getting the SPG until it does if you were going to jump on it. 

:woot:

Time to cancel my current one that's coming up on being a year old.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2012, 05:43:22 AM
If it cancelled who cares who gets ahold of it?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 30, 2012, 06:41:39 AM
Just got a 70k offer from Marriott.  The best I have ever gotten from them and I get at least 184 offers a month from them since I stay there a lot.  Not much else going on in credit card land so I figure I will take it.  Almost to a million!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2012, 06:59:51 AM
Just got a 70k offer from Marriott.  The best I have ever gotten from them and I get at least 184 offers a month from them since I stay there a lot.  Not much else going on in credit card land so I figure I will take it.  Almost to a million!!!

The 70k + 1 free cat 1-4 night is the standard Marriott offer if you have the link

http://www.flyertalk.com/forum/milesbuzz/1271936-70k-points-1-night-no-fee-1st-yr-marriott-premier-visa.html

Congrats on almost to a million  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 30, 2012, 10:56:28 AM
Just realized that the little voucher thing I got from Hyatt Platinum for 1000 points if you eat lunch or dinner at a hotel restaurant expired 6/30.  Trying to decide between attempting to sneak it past them and go to the local Hyatt restaurant for lunch today or saving it for chicago and attempting to use it 2 months overdue for the other option of a couple free beers and a cookie or something when I check in.

[redacted].
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2012, 11:00:07 AM
Just realized that the little voucher thing I got from Hyatt Platinum for 1000 points if you eat lunch or dinner at a hotel restaurant expired 6/30.  Trying to decide between attempting to sneak it past them and go to the local Hyatt restaurant for lunch today or saving it for chicago and attempting to use it 2 months overdue for the other option of a couple free beers and a cookie or something when I check in.

[redacted].

that sucks.  i used ours for a deligtful fruit assortment and later wished like hell that I had used it for the points because mrs. dave ate, like, one piece of fruit and the rest just rotted there in the bowl.  we may get the option of choosing, like, 4 of those things in Chicago already since I booked all the rooms using my diamond suite upgrade things.  we'll be knee deep in fruit bowls. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 30, 2012, 11:02:08 AM
I'm gonna give lunch today a shot. 

Anyone in 'ta want to join me for HopeWaitressCan'tReadPAK?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 30, 2012, 11:38:06 AM
Just got a 70k offer from Marriott.  The best I have ever gotten from them and I get at least 184 offers a month from them since I stay there a lot.  Not much else going on in credit card land so I figure I will take it.  Almost to a million!!!

The 70k + 1 free cat 1-4 night is the standard Marriott offer if you have the link

http://www.flyertalk.com/forum/milesbuzz/1271936-70k-points-1-night-no-fee-1st-yr-marriott-premier-visa.html

Congrats on almost to a million  :thumbs:


 :cry:

I thought I was special.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 30, 2012, 02:36:44 PM
I'm gonna give lunch today a shot. 

Anyone in 'ta want to join me for HopeWaitressCan'tReadPAK?

She could read.  I might try messaging Hyatt Passport and telling them I can't read and see if they'll give me 1000 points anyway.

Burger was good.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 30, 2012, 03:01:12 PM
CC round for me once my mortgage is finished:

50k Virgin Atlantic (equals 100k HHonors towards Tokyo hotel)
Reup Citi AA (is it 50k now?)
Chase United
Amex SPG

Waiting on Hyatt til I get within the year I will use the 2 nights.  Waiting on Southwest til the beginning of next year so I will get enough for the companion that will essentially last for 2 years.

Anything I'm missing?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2012, 03:28:22 PM
you could get a 40k US Air while your at it
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on July 31, 2012, 06:37:17 AM
Just got a 70k offer from Marriott.  The best I have ever gotten from them and I get at least 184 offers a month from them since I stay there a lot.  Not much else going on in credit card land so I figure I will take it.  Almost to a million!!!

The 70k + 1 free cat 1-4 night is the standard Marriott offer if you have the link

http://www.flyertalk.com/forum/milesbuzz/1271936-70k-points-1-night-no-fee-1st-yr-marriott-premier-visa.html

Congrats on almost to a million  :thumbs:
probably already been asked, but

Can I just have my wife sign up for that and use the same marriott rewards #? Or should she get a different number?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 07:30:08 AM
She would have to get a different number.  I'm not familiar with how Marriott handles their points as I have shunned the program.  SPG will let you transfer points to household members at no charge.  Hilton will not.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on July 31, 2012, 07:59:08 AM
right now i've got:

chase Marriott rewards (sign up bonus is long gone)
SPG Amex (nearing the end of the sign up bonus but I use this one the most so I accumulate points fairly quick)
chase Southwest (never use, using all of the sign on bonus in november)

We are tapped out for vacations this year, would need something I can use the bonus for next year.

thoughts/strategies? Wife is warming up to the idea of signing up for cards under her name now
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 08:08:48 AM
If she's absolutely on board you've got a world of possibilities with only those cards/history.  I would suggest:

round 1:
-refer her to the SPG from your SPG once the 30k offer comes out (supposedly this summer sometime).  may have to send amex a message requesting a referral link.  you will get 5k and she will get the regular bonus.
-both of you sign up for both AA cards.  They each require $3k in spend in 4 months so maybe just one of you sign up for both and the other signs up for both later in the year.  Two browser trick thing.
-both get US Airways Mastercard.  only one purchase required.
-both get Hawaiin Airlines card.  transfer points to Hilton.

I could really go on forever.  It is going to depend on what you can spend in 3 months.  There are tricks like you can each transfer $1k to each other via Amazon for free each month but I've never done this. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2012, 08:19:20 AM
If she's absolutely on board you've got a world of possibilities with only those cards/history.  I would suggest:

round 1:
-refer her to the SPG from your SPG once the 30k offer comes out (supposedly this summer sometime).  may have to send amex a message requesting a referral link.  you will get 5k and she will get the regular bonus.
-both of you sign up for both AA cards.  They each require $3k in spend in 4 months so maybe just one of you sign up for both and the other signs up for both later in the year.  Two browser trick thing.
-both get US Airways Mastercard.  only one purchase required.
-both get Hawaiin Airlines card.  transfer points to Hilton.

I could really go on forever.  It is going to depend on what you can spend in 3 months.  There are tricks like you can each transfer $1k to each other via Amazon for free each month but I've never done this.

i'd also say that it kind of matters what is important to you or what do you need points for. at first i just wanted to fly places. tons of places around the us for quick vacation getaways. signing up for southwest as well as the AA cards and usair cards that sd mentioned made sense so i did it. i also got the british airway cards since you can use them to book american flights and the old continental cards which is now united. anyway, i know have like 600k airline miles and almost no hotel points, so my last round of credit card apps were for nothing but hotel. i'll get close to 500khhonors and hopefully (cross fingers) 140k ritz carlton points (which you can also use to book marriott.) i signed up for those because i'll need places to stay when i fly somewhere on my miles.  ;)

so...what/why do you want/need points?
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on July 31, 2012, 08:20:34 AM
Yeah she's like 50% on board. Doesn't quite understand, thinks we will get in trouble, etc. The Marriott 70k deal perked her ears up though. spending 3k in 4 months won't be a problem. I think she doesn't understand that the rewards program (SPG, Marriott, etc) is independent of the credit card.

If the SPG 30k comes out i'll get her to do that.

If you had to select 1 of your choices from round 1, which would you do?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 08:22:28 AM
Yeah she's like 50% on board. Doesn't quite understand, thinks we will get in trouble, etc. The Marriott 70k deal perked her ears up though. spending 3k in 4 months won't be a problem. I think she doesn't understand that the rewards program (SPG, Marriott, etc) is independent of the credit card.

If the SPG 30k comes out i'll get her to do that.

If you had to select 1 of your choices from round 1, which would you do?

one of the churnables because then the clock starts again.  like, I think you can get the US Airways card every 4 months.  at least I did.  So when you get it the clock starts for the next time you can.  The AA personal cards are every 18 months and give you 50k.  depends which you could more easily use though.  if you fly SW a lot you could get your wife the SW card as well. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on July 31, 2012, 08:23:52 AM
If she's absolutely on board you've got a world of possibilities with only those cards/history.  I would suggest:

round 1:
-refer her to the SPG from your SPG once the 30k offer comes out (supposedly this summer sometime).  may have to send amex a message requesting a referral link.  you will get 5k and she will get the regular bonus.
-both of you sign up for both AA cards.  They each require $3k in spend in 4 months so maybe just one of you sign up for both and the other signs up for both later in the year.  Two browser trick thing.
-both get US Airways Mastercard.  only one purchase required.
-both get Hawaiin Airlines card.  transfer points to Hilton.

I could really go on forever.  It is going to depend on what you can spend in 3 months.  There are tricks like you can each transfer $1k to each other via Amazon for free each month but I've never done this.

i'd also say that it kind of matters what is important to you or what do you need points for. at first i just wanted to fly places. tons of places around the us for quick vacation getaways. signing up for southwest as well as the AA cards and usair cards that sd mentioned made sense so i did it. i also got the british airway cards since you can use them to book american flights and the old continental cards which is now united. anyway, i know have like 600k airline miles and almost no hotel points, so my last round of credit card apps were for nothing but hotel. i'll get close to 500khhonors and hopefully (cross fingers) 140k ritz carlton points (which you can also use to book marriott.) i signed up for those because i'll need places to stay when i fly somewhere on my miles.  ;)

so...what/why do you want/need points?
quick extended weekend getaways, coupled with ksu games. We are doing the Seattle thing on points but paying for airfare. Would have been nice if I had points to do the airfare too. I know the cruise credit cards suck, but part of the value of the flight/hotel thing is you can get the pre/post hotel free as well as the airfare. But only really do a cruise once per year.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2012, 08:24:29 AM
Yeah she's like 50% on board. Doesn't quite understand, thinks we will get in trouble, etc. The Marriott 70k deal perked her ears up though. spending 3k in 4 months won't be a problem. I think she doesn't understand that the rewards program (SPG, Marriott, etc) is independent of the credit card.

If the SPG 30k comes out i'll get her to do that.

If you had to select 1 of your choices from round 1, which would you do?

try to explain that the credit card companies are giving away points in an attempt to entice you to get and use their cards. kind of like when they used to give out t-shirts or whatever or when banks would give out toasters for opening a checking account. those banks can't force people to get their cards and use them, but they can offer up things that people might want as a signup bonus and then hope that you keep using their card because you are lazy or get hit with late fees from them or carry a balance.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 08:25:03 AM
saul, you wouldn't have wanted to use points with the airfare you got for that seattle flight. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on July 31, 2012, 08:25:34 AM
Yeah she's like 50% on board. Doesn't quite understand, thinks we will get in trouble, etc. The Marriott 70k deal perked her ears up though. spending 3k in 4 months won't be a problem. I think she doesn't understand that the rewards program (SPG, Marriott, etc) is independent of the credit card.

If the SPG 30k comes out i'll get her to do that.

If you had to select 1 of your choices from round 1, which would you do?

one of the churnables because then the clock starts again.  like, I think you can get the US Airways card every 4 months.  at least I did.  So when you get it the clock starts for the next time you can.  The AA personal cards are every 18 months and give you 50k.  depends which you could more easily use though.  if you fly SW a lot you could get your wife the SW card as well. 
thanks. I think I just need to start reading this thread from the beginning.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 08:26:39 AM
I'll provide you with a beginners guide to points and credit cards within a week   :D
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on July 31, 2012, 08:27:35 AM
I'll provide you with a beginners guide to points and credit cards within a week   :D
:ksu:

my favorite part about this is obviously refining my cc tracking spreadsheet
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on July 31, 2012, 08:29:56 AM
i've noticed w/ signing up for cc's, sometimes you can find an elite "landing page" or application that gives you better crap. The first US Airways card app I found is for 30k bonus signing up, anything better atm?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 08:35:37 AM
i've noticed w/ signing up for cc's, sometimes you can find an elite "landing page" or application that gives you better crap. The first US Airways card app I found is for 30k bonus signing up, anything better atm?

yep.  it says 60k but it's really 40k unless you hold onto it for 2 years

http://www.mostmiles.com/apply/Landing.action?campaignId=1465&cellNumber=163

US Air miles are kind of a pain to use but you can use them for RTs on United as well.  Do you have any united miles?  If you have even a couple you should be able to get a 60k United offer too (really 50k).  But, you already have 2 Chase cards so if you have high available credit on them you may have to call the reconsideration line to get some of the available credit moved to the new card.  very painless to do.  Instructions how:

http://millionmilesecrets.com/2012/01/05/chase-united-60000-2/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2012, 08:36:34 AM
i've noticed w/ signing up for cc's, sometimes you can find an elite "landing page" or application that gives you better crap. The first US Airways card app I found is for 30k bonus signing up, anything better atm?

yes. also re: your wife. if you guys really just need free flights around the united states and it's just the two of you and you like southwest, then i'd maybe have her hold off for just a few more months with the hopes that the southwest 50k signup deals are still around. if they are still there in november, then i'd sign her up. once you spend a 1,000 on each, you get 50k each which would 100k total 102k including her 2k spend to get them. you don't want to have those points hit her account until 2013 though so you'll want to time it smartly. then you spend 8k more on those cards to get her to 110k. if you get 110k in a one year period of time on southwest then you get a free  companion pass that is good for that year and the next year. so if she got the 102k put into her sw account in jan or feb and then another 8k in march you would have the 100k needed for the free companion pass. you would fly for free with her on any award ticket she booked through the end of 2014.


note- you would be signing her up for a 50k personal and a 50k business. this might/probably will require a call into chase telling them why you need both. tell them you want to keep personal and business expenses separate and that should be good enough.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 08:40:35 AM
i've noticed w/ signing up for cc's, sometimes you can find an elite "landing page" or application that gives you better crap. The first US Airways card app I found is for 30k bonus signing up, anything better atm?

yes. also re: your wife. if you guys really just need free flights around the united states and it's just the two of you and you like southwest, then i'd maybe have her hold off for just a few more months with the hopes that the southwest 50k signup deals are still around. if they are still there in november, then i'd sign her up. once you spend a 1,000 on each, you get 50k each which would 100k total 102k including her 2k spend to get them. you don't want to have those points hit her account until 2013 though so you'll want to time it smartly. then you spend 8k more on those cards to get her to 110k. if you get 110k in a one year period of time on southwest then you get a free  companion pass that is good for that year and the next year. so if she got the 100k put into her sw account in jan or feb and then another 8k in march. you would fly for free with her on any award ticket she booked through the end of 2014.

yep, we are going to try to do this with mrs. dave
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on July 31, 2012, 08:50:19 AM
 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 08:52:12 AM
and with 110k SW miles you're looking at a lot of award flights
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on July 31, 2012, 08:57:52 AM
and with 110k SW miles you're looking at a lot of award flights
So i'd need to cancel my current SW card to get the bonus again next year? From what i'm reading chase is sensitive about how many CC's you can have, how often they are churned?

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 09:21:06 AM
and with 110k SW miles you're looking at a lot of award flights
So i'd need to cancel my current SW card to get the bonus again next year? From what i'm reading chase is sensitive about how many CC's you can have, how often they are churned?

no, you can't get the personal card for another couple years.  your wife would have to sign up for the personal and business cards.  the points would be in your wife's account. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2012, 09:27:29 AM
and with 110k SW miles you're looking at a lot of award flights

yeah, that's basically 2k on southwest. if you figure a roundtrip on southwest is $400. then that would be 5 roundtrips with saul flying along for free each time. 10 roundtrips total, no blackouts, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 11:37:12 AM
Hyatt went from Diamond to Platinum today.  Man, what a ride.  Sucks it couldn't hold out until chicago owners meeting. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2012, 11:45:21 AM
Hyatt went from Diamond to Platinum today.  Man, what a ride.  Sucks it couldn't hold out until chicago owners meeting.

oh eff.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 11:48:48 AM
Hyatt went from Diamond to Platinum today.  Man, what a ride.  Sucks it couldn't hold out until chicago owners meeting.

oh eff.  :frown:

yeah, the suites with the pool tables in them are probably off the table.  who knows though, maybe rick daris and steve dave get all loose and conversational with a couple adult beverages over torta frontera and are able to "suite" talk the check in lady into huge upgrades anyway.  regardless, we still get 4 suites. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 31, 2012, 12:12:36 PM
Plus, I've still got this expired food & beverage amenity voucher.
Title: Re: How Many Credit Cards Do You Have?
Post by: kstatefreak42 on July 31, 2012, 12:13:43 PM
Credit Cards--> Pure Evil
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on July 31, 2012, 12:15:16 PM
Credit Cards--> Pure Evil
Agreed, Credit Cards are much better than pure evil, didn't think there was a debate...
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2012, 12:16:13 PM
Plus, I've still got this expired food & beverage amenity voucher.

double eff. one week ago we were rolling in as diamond monsters and now we're hobbling in as platinums trying to pass off trim's month old gift certificate.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 12:18:20 PM
maybe they will see that we're booked on 4 diamond suite upgrades and just assume I'm still a diamond :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 31, 2012, 01:47:03 PM
Insist their computer is wrong. They won't want to piss off a plat, let alone one that could potentially be a diamond. Ask for the diamond number to call and get this rectified

Sent from my PC36100 using Tapatalk 2
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on July 31, 2012, 04:46:55 PM
Interested in the Chase SW card for the 50k points after spending 1k. Terms state they add the points 6-8 weeks after 1k is reached, but would like to get it quicker in order to purchase two round trips to FL during Christmas.

Can I call Chase and haggle for them to add the points right away after I get to 1k?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 06:20:36 PM
Interested in the Chase SW card for the 50k points after spending 1k. Terms state they add the points 6-8 weeks after 1k is reached, but would like to get it quicker in order to purchase two round trips to FL during Christmas.

Can I call Chase and haggle for them to add the points right away after I get to 1k?

no, but if you get it soon and spend the $1k immediately it should post on your first billing date
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 31, 2012, 07:22:07 PM
Interested in the Chase SW card for the 50k points after spending 1k. Terms state they add the points 6-8 weeks after 1k is reached, but would like to get it quicker in order to purchase two round trips to FL during Christmas.

Can I call Chase and haggle for them to add the points right away after I get to 1k?

when I got my SW card it was a 20k bonus, and I got it within a week or two

I don't think that's normal though, because I had to call them to figure out my rapid rewards # (they gave me one but didn't print it on the card), and the guy goes, oh wow, you already have your points, that's crazy
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 31, 2012, 07:36:36 PM
Interested in the Chase SW card for the 50k points after spending 1k. Terms state they add the points 6-8 weeks after 1k is reached, but would like to get it quicker in order to purchase two round trips to FL during Christmas.

Can I call Chase and haggle for them to add the points right away after I get to 1k?

no, but if you get it soon and spend the $1k immediately it should post on your first billing date

I would get the card overnighted and spend the $1k immediately, either through normal channels or using Amazon Payments.  Then immediately pay off the balance.   That will remove all obstacles to posting the points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2012, 07:40:59 PM
Interested in the Chase SW card for the 50k points after spending 1k. Terms state they add the points 6-8 weeks after 1k is reached, but would like to get it quicker in order to purchase two round trips to FL during Christmas.

Can I call Chase and haggle for them to add the points right away after I get to 1k?

no, but if you get it soon and spend the $1k immediately it should post on your first billing date

I would get the card overnighted and spend the $1k immediately, either through normal channels or using Amazon Payments.  Then immediately pay off the balance.   That will remove all obstacles to posting the points.

paying it off has nothing to do with it
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 31, 2012, 07:49:45 PM
Interested in the Chase SW card for the 50k points after spending 1k. Terms state they add the points 6-8 weeks after 1k is reached, but would like to get it quicker in order to purchase two round trips to FL during Christmas.

Can I call Chase and haggle for them to add the points right away after I get to 1k?

no, but if you get it soon and spend the $1k immediately it should post on your first billing date

I would get the card overnighted and spend the $1k immediately, either through normal channels or using Amazon Payments.  Then immediately pay off the balance.   That will remove all obstacles to posting the points.

Get the card overnighted?   What the eff are you talking about?   I don't think you have shipping options when getting a credit card
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 31, 2012, 08:08:03 PM
Interested in the Chase SW card for the 50k points after spending 1k. Terms state they add the points 6-8 weeks after 1k is reached, but would like to get it quicker in order to purchase two round trips to FL during Christmas.

Can I call Chase and haggle for them to add the points right away after I get to 1k?

no, but if you get it soon and spend the $1k immediately it should post on your first billing date

I would get the card overnighted and spend the $1k immediately, either through normal channels or using Amazon Payments.  Then immediately pay off the balance.   That will remove all obstacles to posting the points.

Get the card overnighted?   What the eff are you talking about?   I don't think you have shipping options when getting a credit card

sure you do.   Some will automatically overnight, others only if asked.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 31, 2012, 08:12:51 PM
Interested in the Chase SW card for the 50k points after spending 1k. Terms state they add the points 6-8 weeks after 1k is reached, but would like to get it quicker in order to purchase two round trips to FL during Christmas.

Can I call Chase and haggle for them to add the points right away after I get to 1k?

no, but if you get it soon and spend the $1k immediately it should post on your first billing date

I would get the card overnighted and spend the $1k immediately, either through normal channels or using Amazon Payments.  Then immediately pay off the balance.   That will remove all obstacles to posting the points.

paying it off has nothing to do with it

it's certainly not a requirement, but it can't hurt, especially if he were inclined to call and inquire about the timeline for posting them.   

Chase generally posts them once your statement closes for the month you met your minimum spend.  I don't know if you'd have success asking them to change your closing date and move it up?    I know they've often asked me if I have a preferred closing date if I'm making other inquiries.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on July 31, 2012, 09:46:44 PM
Hyatt went from Diamond to Platinum today.  Man, what a ride.  Sucks it couldn't hold out until chicago owners meeting.

oh eff.  :frown:

yeah, the suites with the pool tables in them are probably off the table.  who knows though, maybe rick daris and steve dave get all loose and conversational with a couple adult beverages over torta frontera and are able to "suite" talk the check in lady into huge upgrades anyway.  regardless, we still get 4 suites. 

Let's pray it's a lady and not a man. It will make swooning much easier. Not that I'm above swooning a man, I just think we'll have more success with a lady.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2012, 07:41:53 AM
Got some new cards in the last couple months. 
-US Air 40k second time around.  Waited about 5 months since last time having it.
-Bank Of Hawaii 35k Hawaiin Air card.  Had BOA version about a year ago.
-SW Biz Card.  Had the personal last year.  Wish I had gotten the personal earlier this year for the companion pass but am going to do that with mrs. dave's if all goes well next year.
-Biz AA 50k card.  Got right before fattyfest. 
-mrs. dave 50k personal amex.
-Hilton Surpass 60k

haven't been denied for an application in forever.  I think it comes down to managing maximum credit at Chase.  I made sure to lower my available credit below $40k with them before applying for the next card and it usually keeps me from having to deal with the reconsideration line.  am going to have mrs. dave get the US Air card again since mine was successful.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 01, 2012, 07:50:02 AM
signed up for the US air 40k yesterday. They gave me a pretty low credit limit (3k), what gives? I don't really care though, won't really use. Perhaps because it's my first barclay card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2012, 07:52:54 AM
signed up for the US air 40k yesterday. They gave me a pretty low credit limit (3k), what gives? I don't really care though, won't really use. Perhaps because it's my first barclay card?

hmmm, weird.  I don't know.  I don't recall what my limit there was though.  When I was over the $40k available credit cap at Chase they once gave me a card with a $500 limit.  When I called to activate it they asked me if I wanted to move some of my available credit around to raise that limit and I told them, "no, I'm good" because I just needed one purchase for the 80k priority club points.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 01, 2012, 08:18:20 AM
What does 40k us air get you?   Is that enough points for round trip to say San Francisco?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2012, 08:20:40 AM
What does 40k us air get you?   Is that enough points for round trip to say San Francisco?

yeah (if you find low or medium availability)

http://www.usairways.com/en-US/dividendmiles/usemiles/awardchart.html

and here's their partner award chart

http://www.usairways.com/pv_obj_cache/pv_obj_id_621C22DB9F3FADEF3B389748FB4BA280398F0000/filename/partnerawardtravel.pdf

and you also get a 5k break on award redemptions if you still have the card
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2012, 08:22:16 AM
now, US Air miles kind of suck.  They aren't nearly as easy to use as United or AA miles.  You can't book one way award tickets which is the biggest kick in the balls imo.  But, they are really easy to get.  Plus, you can use them on United or other star alliance airlines (not for United one ways and you have to find the flights you want and then call them with them as they suck at finding them for you). also, with rumors of AA merger, they may be turned into AA miles in a couple years.  That's the direction they would go imo as United is the premier domestic Star Alliance carrier and AA is the only US domestic carrier on One World. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2012, 08:26:47 AM
my personal goal with US Air miles is to get mrs. dave and myself each to 100k (I should have 80k once I use this new card once) and get a couple RTs in business class to Europe.  May be able to get to 100k each when she gets this card again and we do the pain in the ass US Air promotion thing they do every year where you get "hits" for stupid crap.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 01, 2012, 08:35:39 AM
me: signed up for a new CC last night. us airways, 40k bonus miles
mrs sbg: why? we've never flied on us airways
me: well we can use them on united too
mrs sbg: we never fly on united
me: that's because it wasn't free

silence
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2012, 08:38:40 AM
women and those weird finance cult people have no idea how credit cards work
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 01, 2012, 09:00:58 AM
should I cancel shitty, worthless credit cards that do nothing for me, or leave them open?
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 01, 2012, 09:10:27 AM
also, please list all of the sites you regularly check for crap like this so I can add them all to my favorites, tia
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 01, 2012, 09:18:14 AM
should I cancel shitty, worthless credit cards that do nothing for me, or leave them open?

IMHO it depends.  I have kept a couple of cards I've had for 10+ years open just to increase my average credit line age.   Newer cards I turn and burn.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2012, 09:41:59 AM
keep your oldest no fee card(s) unless they are chase cards or cards you want to churn.

boardingarea.com is a group of blogs that do travel stuff and stuff like this.  thepointsguy.com.  millionmilesecrets.com (he is from KC).  flyertalk points and mile forum.  those are good ones.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 01, 2012, 10:23:31 AM
thanks. I think i'm set for awhile. Did the 2 browser trick AA card, set an appointment 65 days from now for the business card if that still works.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2012, 10:24:28 AM
thanks. I think i'm set for awhile. Did the 2 browser trick AA card, set an appointment 65 days from now for the business card if that still works.

It should.  my aa biz says goEMAW on it  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 01, 2012, 10:25:47 AM
thanks. I think i'm set for awhile. Did the 2 browser trick AA card, set an appointment 65 days from now for the business card if that still works.

It should.  my aa biz says goEMAW on it  :D
150k miles seems like an absurd amount.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2012, 10:27:58 AM
thanks. I think i'm set for awhile. Did the 2 browser trick AA card, set an appointment 65 days from now for the business card if that still works.

It should.  my aa biz says goEMAW on it  :D
150k miles seems like an absurd amount.

It is until you start wanting to fly long distances in non-coach.  we blew 125k on 2 one way flights to London in 1st. 
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 02, 2012, 09:04:00 PM
So I have about 80k Marriott points that I'm not going to use to stay at a Marriott. Do I transfer those to Hawaiian Airlines and get 27k Hawaiian miles then transfer those to Hilton to end up with 54k Hilton ? OR
do I transfer to SW and get 27k SW points (I think I read that transferred points don't count towards the companion pass, can anyone confirm)? I'm in quite a pickle here guys

If I change my earning preference to Hawaiian Airline Miles or SW miles (for my marriott card) do I get a 1:1 point earning ratio or is it still the 1:2.8 ratio that I get when transferring points?

I'll listen off the air
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 02, 2012, 09:45:05 PM
I have no idea how Marriott even works. I've shunned that program.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 02, 2012, 09:46:19 PM
I have no idea how Marriott even works. I've shunned that program.
why
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 02, 2012, 09:47:07 PM
So I have about 80k Marriott points that I'm not going to use to stay at a Marriott. Do I transfer those to Hawaiian Airlines and get 27k Hawaiian miles then transfer those to Hilton to end up with 54k Hilton ? OR
do I transfer to SW and get 27k SW points (I think I read that transferred points don't count towards the companion pass, can anyone confirm)? I'm in quite a pickle here guys

If I change my earning preference to Hawaiian Airline Miles or SW miles (for my marriott card) do I get a 1:1 point earning ratio or is it still the 1:2.8 ratio that I get when transferring points?

I'll listen off the air

i don't know, hope that helps.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 02, 2012, 09:48:51 PM
I have no idea how Marriott even works. I've shunned that program.
why

Is probably the crappiest of the big programs. No high level resort redemption options. Had to pick either Hilton or Marriott when traveling for work a lot and went Hilton.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 02, 2012, 09:53:39 PM
So I have about 80k Marriott points that I'm not going to use to stay at a Marriott. Do I transfer those to Hawaiian Airlines and get 27k Hawaiian miles then transfer those to Hilton to end up with 54k Hilton ? OR
do I transfer to SW and get 27k SW points (I think I read that transferred points don't count towards the companion pass, can anyone confirm)? I'm in quite a pickle here guys

If I change my earning preference to Hawaiian Airline Miles or SW miles (for my marriott card) do I get a 1:1 point earning ratio or is it still the 1:2.8 ratio that I get when transferring points?

I'll listen off the air

why in the world would you want to trade 80k marriot for essentially 50k hhonors? makes no sense.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 02, 2012, 10:00:37 PM
So I have about 80k Marriott points that I'm not going to use to stay at a Marriott. Do I transfer those to Hawaiian Airlines and get 27k Hawaiian miles then transfer those to Hilton to end up with 54k Hilton ? OR
do I transfer to SW and get 27k SW points (I think I read that transferred points don't count towards the companion pass, can anyone confirm)? I'm in quite a pickle here guys

If I change my earning preference to Hawaiian Airline Miles or SW miles (for my marriott card) do I get a 1:1 point earning ratio or is it still the 1:2.8 ratio that I get when transferring points?

I'll listen off the air

last I knew, transferring marriott to sw did actually count toward companion.  not sure if it still works.  that would probably be your best option.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 02, 2012, 10:01:11 PM
So I have about 80k Marriott points that I'm not going to use to stay at a Marriott. Do I transfer those to Hawaiian Airlines and get 27k Hawaiian miles then transfer those to Hilton to end up with 54k Hilton ? OR
do I transfer to SW and get 27k SW points (I think I read that transferred points don't count towards the companion pass, can anyone confirm)? I'm in quite a pickle here guys

If I change my earning preference to Hawaiian Airline Miles or SW miles (for my marriott card) do I get a 1:1 point earning ratio or is it still the 1:2.8 ratio that I get when transferring points?

I'll listen off the air

why in the world would you want to trade 80k marriot for essentially 50k hhonors? makes no sense.

I'm trying to bank a lot of Hilton points for a big vacation, would a point transfer to SW count towards a companion pass, if so I'll probably go that route. I got the marriott card before I decided to collect Hilton points, and they keep offering more points when I try to cancel so I've kept it open
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 02, 2012, 10:02:26 PM
So I have about 80k Marriott points that I'm not going to use to stay at a Marriott. Do I transfer those to Hawaiian Airlines and get 27k Hawaiian miles then transfer those to Hilton to end up with 54k Hilton ? OR
do I transfer to SW and get 27k SW points (I think I read that transferred points don't count towards the companion pass, can anyone confirm)? I'm in quite a pickle here guys

If I change my earning preference to Hawaiian Airline Miles or SW miles (for my marriott card) do I get a 1:1 point earning ratio or is it still the 1:2.8 ratio that I get when transferring points?

I'll listen off the air

last I knew, transferring marriott to sw did actually count toward companion.  not sure if it still works.  that would probably be your best option.

Thanks rams!
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 02, 2012, 10:16:22 PM
So I have about 80k Marriott points that I'm not going to use to stay at a Marriott. Do I transfer those to Hawaiian Airlines and get 27k Hawaiian miles then transfer those to Hilton to end up with 54k Hilton ? OR
do I transfer to SW and get 27k SW points (I think I read that transferred points don't count towards the companion pass, can anyone confirm)? I'm in quite a pickle here guys

If I change my earning preference to Hawaiian Airline Miles or SW miles (for my marriott card) do I get a 1:1 point earning ratio or is it still the 1:2.8 ratio that I get when transferring points?

I'll listen off the air

last I knew, transferring marriott to sw did actually count toward companion.  not sure if it still works.  that would probably be your best option.

Thanks rams!

http://millionmilesecrets.com/2012/01/09/southwest-companion/ (http://millionmilesecrets.com/2012/01/09/southwest-companion/)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 03, 2012, 02:44:17 PM
holy mother of god, the ritz carlton cards and the packaging that they come in  :love: :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on August 03, 2012, 02:49:04 PM
Get the owner one?

Sent from my PC36100 using Tapatalk 2
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 03, 2012, 02:51:41 PM
Get the owner one?

Sent from my PC36100 using Tapatalk 2

yeah
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 03, 2012, 02:57:48 PM
heads up that you have to keep the Ritz card for 6 months, otherwise your points will be stripped according to what I've read.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 03, 2012, 03:04:26 PM
well this is weird. what are these two boxes doing here? i didn't order anything off on amazon or anything...

(http://farm8.staticflickr.com/7138/7706248474_898b392fda_c.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 03, 2012, 03:07:31 PM
well this is weird. what are these two boxes doing here? i didn't order anything off on amazon or anything...

(http://farm8.staticflickr.com/7138/7706248474_898b392fda_c.jpg)

WAY OT: Daris, if those boxes show what company made them or something, tell me.  I've been trying to find amazon-like foldable boxes to send papers in that qualify as "parcels" but can be mailed first-class mail.  Don't worry about what I need them for.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 03, 2012, 03:09:31 PM
well this is weird. what are these two boxes doing here? i didn't order anything off on amazon or anything...

(http://farm8.staticflickr.com/7138/7706248474_898b392fda_c.jpg)

WAY OT: Daris, if those boxes show what company made them or something, tell me.  I've been trying to find amazon-like foldable boxes to send papers in that qualify as "parcels" but can be mailed first-class mail.  Don't worry about what I need them for.


BOOM!   http://www.esupplystore.com/Corrugated-Bookfolds_c_126-1.html    http://www.packagingprice.com/forms/product_listing.cfm?CategoryID=10011&desc=Multi+Depth+Book+Boxes
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 03, 2012, 03:24:29 PM
BOOM!   http://www.esupplystore.com/Corrugated-Bookfolds_c_126-1.html    http://www.packagingprice.com/forms/product_listing.cfm?CategoryID=10011&desc=Multi+Depth+Book+Boxes

:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 03, 2012, 03:26:07 PM
BOOM!   http://www.esupplystore.com/Corrugated-Bookfolds_c_126-1.html    http://www.packagingprice.com/forms/product_listing.cfm?CategoryID=10011&desc=Multi+Depth+Book+Boxes

:thumbs:

perfect for all your midget porn mailing needs
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 03, 2012, 03:26:42 PM
(http://farm9.staticflickr.com/8422/7706335162_96e5ccc798_c.jpg)

(http://farm9.staticflickr.com/8294/7706358732_27e7633bfa_c.jpg)

(http://farm9.staticflickr.com/8287/7706356296_dc5ba15bde_c.jpg)


 :dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 03, 2012, 03:28:03 PM
BOOM!   http://www.esupplystore.com/Corrugated-Bookfolds_c_126-1.html    http://www.packagingprice.com/forms/product_listing.cfm?CategoryID=10011&desc=Multi+Depth+Book+Boxes

:thumbs:

perfect for all your midget porn mailing needs

:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 03, 2012, 03:32:38 PM
(http://farm9.staticflickr.com/8422/7706335162_96e5ccc798_c.jpg)

(http://farm9.staticflickr.com/8294/7706358732_27e7633bfa_c.jpg)

(http://farm9.staticflickr.com/8287/7706356296_dc5ba15bde_c.jpg)


 :dance:

gotta make them feel good for $400/yr
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 03, 2012, 08:14:33 PM


gotta make them feel good for $400/yr

in fairness my pictures don't even really do it justice.

also, i read some of the things that come with the card and apparently there is some deal where if you buy tickets to an event but then can't go, they will refund you all of what you paid. i mean wtf? also, it already came activated. didn't have to call in.

(http://farm8.staticflickr.com/7138/7707634490_26f3100ac6_c.jpg)


Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on August 04, 2012, 01:45:39 AM
Well look at Daris, atop his throne.
Title: How Many Credit Cards Do You Have?
Post by: Tobias on August 04, 2012, 08:25:12 AM
Well look at Daris, atop his throne.

he looks stunning, really
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 04, 2012, 09:25:49 AM


gotta make them feel good for $400/yr

in fairness my pictures don't even really do it justice.

also, i read some of the things that come with the card and apparently there is some deal where if you buy tickets to an event but then can't go, they will refund you all of what you paid. i mean wtf? also, it already came activated. didn't have to call in.

(http://farm8.staticflickr.com/7138/7707634490_26f3100ac6_c.jpg)

"for a covered reason".   It is basically trip insurance.  I'd imagine it covers illness, work-related conflicts, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 05, 2012, 10:39:49 PM


gotta make them feel good for $400/yr

in fairness my pictures don't even really do it justice.

also, i read some of the things that come with the card and apparently there is some deal where if you buy tickets to an event but then can't go, they will refund you all of what you paid. i mean wtf? also, it already came activated. didn't have to call in.

(http://farm8.staticflickr.com/7138/7707634490_26f3100ac6_c.jpg)

"for a covered reason".   It is basically trip insurance.  I'd imagine it covers illness, work-related conflicts, etc.

yeah no kidding. still nice to know that i can get reimubursed at face value for the north texas game if i'm "sick" and can't make it.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 05, 2012, 10:45:28 PM
that thing is beautiful rick, way to go youve earned it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2012, 07:28:21 AM
SPG 30k will be back either today or tuesday.  10,000 Starpoints after the first purchase, and an additional 20,000 Starpoints after spending $5,000 within six months. The increased sign-up bonus will be valid from August 7 through September 4, 2012. So, if you've been waiting, now is the time. If you want a referral email from me please PM with your email address because I also get 5k SPG for anyone that signs up under a referral email. 
 :dance:

I'll need to contact amex to make sure my referral email will be for the new bonus. I'm going to send mrs. dave a referral for this and see if that flys. Then cancel my SPG amex that I've had for about 4 years and have her refer me back.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 06, 2012, 08:22:55 AM
SPG 30k will be back either today or tuesday.  10,000 Starpoints after the first purchase, and an additional 20,000 Starpoints after spending $5,000 within six months. The increased sign-up bonus will be valid from August 7 through September 4, 2012. So, if you've been waiting, now is the time. If you want a referral email from me please PM with your email address because I also get 5k SPG for anyone that signs up under a referral email. 
 :dance:

I'll need to contact amex to make sure my referral email will be for the new bonus. I'm going to send mrs. dave a referral for this and see if that flys. Then cancel my SPG amex that I've had for about 4 years and have her refer me back.

has it been confirmed you can get the sign up bonus now every 12 months?  I just cancelled mine last week that I received in July 2011.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2012, 08:38:34 AM
no
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 06, 2012, 11:50:12 AM
according to TPG the welcome bonus for the 30k SPG AMEX cannot be earned if you've had the card (not application) within 12 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on August 06, 2012, 11:59:23 AM
If you want a referral email from me please PM with your email address because I also get 5k SPG for anyone that signs up under a referral email. 
 :dance:

i also have the spg amex and can refer you as well. so please PM me your email address if you'd rather have your old buddy ETP get the 5k instead of the annoying know it all 'traveler.'
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 06, 2012, 12:00:26 PM
If you want a referral email from me please PM with your email address because I also get 5k SPG for anyone that signs up under a referral email. 
 :dance:

i also have the spg amex and can refer you as well. so please PM me your email address if you'd rather have your old buddy ETP get the 5k instead of the annoying know it all 'traveler.'

oh man I was going to go with SD but now ETP enters the picture
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on August 06, 2012, 12:02:47 PM
If you want a referral email from me please PM with your email address because I also get 5k SPG for anyone that signs up under a referral email. 
 :dance:

i also have the spg amex and can refer you as well. so please PM me your email address if you'd rather have your old buddy ETP get the 5k instead of the annoying know it all 'traveler.'

oh man I was going to go with SD but now ETP enters the picture

feel free to start a new thread with a poll to see who gets the 5k, gfa.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 06, 2012, 12:04:21 PM
according to TPG the welcome bonus for the 30k SPG AMEX cannot be earned if you've had the card (not application) within 12 months.

I got it last year on my 2nd SPG AMEX (3rd including business one) despite having cancelled my 1st just a few weeks earlier.  Will probably try it again towards the end of this promo as I cancelled the 2nd SPG AMEX last week. 

steve dave, remind me to do this at the end of August.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 06, 2012, 12:06:21 PM
according to TPG the welcome bonus for the 30k SPG AMEX cannot be earned if you've had the card (not application) within 12 months.

I got it last year on my 2nd SPG AMEX (3rd including business one) despite having cancelled my 1st just a few weeks earlier.  Will probably try it again towards the end of this promo as I cancelled the 2nd SPG AMEX last week. 

steve dave, remind me to do this at the end of August.

word is AMEX is revamping their criteria.  It used to be 2 years app to app, there was speculation that that was being changed to 1 year, but according to TPG the terms of the new deal are the above.   Did you have 2 years between apps?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 06, 2012, 12:08:50 PM
according to TPG the welcome bonus for the 30k SPG AMEX cannot be earned if you've had the card (not application) within 12 months.

I got it last year on my 2nd SPG AMEX (3rd including business one) despite having cancelled my 1st just a few weeks earlier.  Will probably try it again towards the end of this promo as I cancelled the 2nd SPG AMEX last week. 

steve dave, remind me to do this at the end of August.

word is AMEX is revamping their criteria.  It used to be 2 years app to app, there was speculation that that was being changed to 1 year, but according to TPG the terms of the new deal are the above.   Did you have 2 years between apps?

No, a little over a year.  Like Summer 2010 got first personal SPG AMEX (along w/business SPG AMEX), cancelled Summer 2011, got a 2nd Summer 2011, cancelled 2nd Summer 2012, now will get a 3rd Summer 2012.  Not saying they didn't eff up or something, but I got the 30K bonus Summer 2011.  They also mumped up and gave me an extra 10K during the summer 2010 spree.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 06, 2012, 02:31:29 PM
I'm gonna give lunch today a shot. 

Anyone in 'ta want to join me for HopeWaitressCan'tReadPAK?

She could read.  I might try messaging Hyatt Passport and telling them I can't read and see if they'll give me 1000 points anyway.

Burger was good.

Quote
Dear Mr. Reaper,

Thank you for your message, it is my pleasure to assist you.

In regard to your inquiry, I am more than happy to add the 1,000 points to your account for the expired Platinum Extras Dining Bonus certificate that had expired.

You will see this added the next time you log in online.

Please let me know if there is anything else I can do for you.

:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 06, 2012, 06:11:38 PM
i also have the spg amex and can refer you as well. so please PM me your email address if you'd rather have your old buddy ETP get the 5k instead of the annoying know it all 'traveler.'

i need one of these cards.  sd is a nazi, and i can't recall what etp's position is on weber, currie and the kstate cats.  if anyone with good antinazi creds wants to refer me, let me know before i go with one of these other jokers.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 06, 2012, 06:20:37 PM
i also have the spg amex and can refer you as well. so please PM me your email address if you'd rather have your old buddy ETP get the 5k instead of the annoying know it all 'traveler.'

i need one of these cards.  sd is a nazi, and i can't recall what etp's position is on weber, currie and the kstate cats.  if anyone with good antinazi creds wants to refer me, let me know before i go with one of these other jokers.
I assume by default I have the best anti-nazi credentials.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 06, 2012, 07:06:32 PM
my referral bonus is for sale to the highest bidder
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 06, 2012, 07:13:53 PM
i also have the spg amex and can refer you as well. so please PM me your email address if you'd rather have your old buddy ETP get the 5k instead of the annoying know it all 'traveler.'

i need one of these cards.  sd is a sysboner, and i can't recall what etp's position is on weber, currie and the kstate cats.  if anyone with good antinazi creds wants to refer me, let me know before i go with one of these other jokers.

damn. i pretty much have every card but the spg one.
Title: Re: How Many Credit Cards Do You Have?
Post by: EllToPay on August 06, 2012, 08:02:41 PM
i need one of these cards.  sd is a nazi, and i can't recall what etp's position is on weber, currie and the kstate cats.

all three can gtfo for all i'm concerned.


except for the latter
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 07, 2012, 09:34:33 AM
it says 30k now

http://www304.americanexpress.com/getthecard/learn-about/Starwood-Preferred/25330
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2012, 09:37:12 AM
getting both business and personal for rd wife and i and the 140k spg that would come with it is almost beyond comprehension.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 07, 2012, 10:27:44 AM
unconfirmed, but someone on Gary's site saying that AMEX told them they will not get the sign up bonus for both a personal and business card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2012, 10:33:00 AM
unconfirmed, but someone on Gary's site saying that AMEX told them they will not get the sign up bonus for both a personal and business card.

rubbish. i can't believe that's true.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 07, 2012, 10:39:26 AM
hmmmm...wonder if it's pushing it to do the AA 2 browser trick and apply for both SPG Amex on the same day.
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on August 07, 2012, 01:27:08 PM
Does anyone know what the Chase Sapphire Ultimate Rewards system is like to use to get flights?  Do they have alot of options?  Is it filled with blackout dates?  The SPC looks like a great deal, but we always stay at Marriotts as my sister-in-law works there and gets us great deals.

I do like the Capital One Venture 2 points for every $1 program, but I think the Sapphire program where you only need to redeem 80% of the points when booked through their Ultimate Rewards site and the additional 30K points you get for signing up out weigh 2pt-for-$1 program.  My only concern is if the Sapphire Ultimate system is difficult to use to the point that I won't be able to efficiently use it and it negates the 80% points incentive. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2012, 01:28:56 PM
Does anyone know what the Chase Sapphire Ultimate Rewards system is like to use to get flights?  Do they have alot of options?  Is it filled with blackout dates?  The SPC looks like a great deal, but we always stay at Marriotts as my sister-in-law works there and gets us great deals.

I do like the Capital One Venture 2 points for every $1 program, but I think the Sapphire program where you only need to redeem 80% of the points when booked through their Ultimate Rewards site and the additional 30K points you get for signing up out weigh 2pt-for-$1 program.  My only concern is if the Sapphire Ultimate system is difficult to use to the point that I won't be able to efficiently use it and it negates the 80% points incentive.

it's actually 40k points to sign up.  it is very easy to use.  you can search just like on kayak or expedia.  also their phone support is by far the best.  you call and a person just answers.  it's weird. 
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on August 07, 2012, 01:30:46 PM
Does anyone know what the Chase Sapphire Ultimate Rewards system is like to use to get flights?  Do they have alot of options?  Is it filled with blackout dates?  The SPC looks like a great deal, but we always stay at Marriotts as my sister-in-law works there and gets us great deals.

I do like the Capital One Venture 2 points for every $1 program, but I think the Sapphire program where you only need to redeem 80% of the points when booked through their Ultimate Rewards site and the additional 30K points you get for signing up out weigh 2pt-for-$1 program.  My only concern is if the Sapphire Ultimate system is difficult to use to the point that I won't be able to efficiently use it and it negates the 80% points incentive.

it's actually 40k points to sign up.  it is very easy to use.  you can search just like on kayak or expedia.  also their phone support is by far the best.  you call and a person just answers.  it's weird.

Great...Are there any referal programs for current card holders?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2012, 01:34:30 PM
I'll check. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 07, 2012, 01:39:57 PM
Does anyone know what the Chase Sapphire Ultimate Rewards system is like to use to get flights?  Do they have alot of options?  Is it filled with blackout dates?  The SPC looks like a great deal, but we always stay at Marriotts as my sister-in-law works there and gets us great deals.

I do like the Capital One Venture 2 points for every $1 program, but I think the Sapphire program where you only need to redeem 80% of the points when booked through their Ultimate Rewards site and the additional 30K points you get for signing up out weigh 2pt-for-$1 program.  My only concern is if the Sapphire Ultimate system is difficult to use to the point that I won't be able to efficiently use it and it negates the 80% points incentive.

it's actually 40k points to sign up.  it is very easy to use.  you can search just like on kayak or expedia.  also their phone support is by far the best.  you call and a person just answers.  it's weird.

Great...Are there any referal programs for current card holders?

no, Chase in general does not do referrals.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2012, 01:40:29 PM
you call and a person just answers.  it's weird.

yeah, i kind of freaked out the first time that happened. i was like uh, uh is this chase?

also there are two chase business cards that have 50k UR signups right now. you could apply for a business and a personal and boom...90k UR points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2012, 01:41:42 PM
Does anyone know what the Chase Sapphire Ultimate Rewards system is like to use to get flights?  Do they have alot of options?  Is it filled with blackout dates?  The SPC looks like a great deal, but we always stay at Marriotts as my sister-in-law works there and gets us great deals.

I do like the Capital One Venture 2 points for every $1 program, but I think the Sapphire program where you only need to redeem 80% of the points when booked through their Ultimate Rewards site and the additional 30K points you get for signing up out weigh 2pt-for-$1 program.  My only concern is if the Sapphire Ultimate system is difficult to use to the point that I won't be able to efficiently use it and it negates the 80% points incentive.

it's actually 40k points to sign up.  it is very easy to use.  you can search just like on kayak or expedia.  also their phone support is by far the best.  you call and a person just answers.  it's weird.

Great...Are there any referal programs for current card holders?

no, Chase in general does not do referrals.

they do sometimes.  you just have to talk them into giving you a link.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 07, 2012, 07:03:50 PM
Wow...Daraius is taking a beating today.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 07, 2012, 09:55:12 PM
How many nights do you get at the highest category with the SPG card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 07, 2012, 10:59:26 PM
How many nights do you get at the highest category with the SPG card?

the best redemption option with SPG is cash + points.

http://www.starwoodhotels.com/preferredguest/account/starpoints/redeem/cash_points.html (http://www.starwoodhotels.com/preferredguest/account/starpoints/redeem/cash_points.html)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2012, 11:22:43 PM
Someone give me an SPG Business AMEX referral.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 06:13:24 AM
Someone give me an SPG Business AMEX referral.

I don't have one or I would
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 08, 2012, 06:52:44 AM
Not sure I can hit the spend requirement on the SPG since I got the 2 citi cards. Hmm..
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 07:02:49 AM
Not sure I can hit the spend requirement on the SPG since I got the 2 citi cards. Hmm..

there are ways to do it.  I've never used them but you can send $1k a month to someone via amazon payments for free.  you could send your wife $1k and she can send it back and you won't pay any fees.  that's an easy extra $2k a month.  rick daris has bought fully refundable SW tickets and waited for the points to credit before refunding the tickets.  that's another option.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 07:55:19 AM
Wow...Daraius is taking a beating today.

flyertalk'ers are such rough ridin' dorks. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 08, 2012, 08:13:58 AM
Someone give me an SPG Business AMEX referral.

I don't have one or I would

I'm planning to do business only to hopefully have the best shot at no problems w/getting my 4th 30K+ bonus as I cancelled the business well over a year ago.  Also not wanting to mess too much w/weird ways to hit multiple 5K spends plus the Surpass 3K I'm just starting now.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 08:16:45 AM
crap, just realized I can get a 10k HH bonus for referring my Surpass Hilton Visa.  So, if anyone wants that also let me know.  I think chings just got this and I blew it  :sdeek:  maybe he got the other one though. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 08, 2012, 08:19:13 AM
crap, just realized I can get a 10k HH bonus for referring my Surpass Hilton Visa.  So, if anyone wants that also let me know.  I think chings just got this and I blew it  :sdeek:  maybe he got the other one though. 

You referred the crap out of me to it, but just on here and without you getting 10K points. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 08:21:27 AM
crap, just realized I can get a 10k HH bonus for referring my Surpass Hilton Visa.  So, if anyone wants that also let me know.  I think chings just got this and I blew it  :sdeek:  maybe he got the other one though. 

You referred the crap out of me to it, but just on here and without you getting 10K points.

DAMNIT  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 08, 2012, 08:26:10 AM
crap, just realized I can get a 10k HH bonus for referring my Surpass Hilton Visa.  So, if anyone wants that also let me know.  I think chings just got this and I blew it  :sdeek:  maybe he got the other one though. 

You referred the crap out of me to it, but just on here and without you getting 10K points.

DAMNIT  :curse:

Send them a message about how you got them a new signup or whatever but forgot to use their link.  Can't tell you how great it felt when I thought I'd missed the 1000 Hyatt points for letting that voucher expire and then having them give it to me anyway after taking 30 seconds to send them a quick message telling them I mumped up.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 08:34:13 AM
k, do you know the date you got it?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 08, 2012, 08:36:38 AM
k, do you know the date you got it?

Applied 7/21, date on the paper that had the card stuck to it is 7/25.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 08:39:56 AM
k, do you know the date you got it?

Applied 7/21, date on the paper that had the card stuck to it is 7/25.

pm me the email address you used please
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 08, 2012, 08:48:59 AM
10K spoons ironically, I just got an email from SPG AMEX to refer other people for both cards even though I don't currently have either.  Refer myself using 2 different emails?  :fatty:

sd, will you have a SPG biz AMEX referral in a couple weeks?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 08:52:19 AM
10K spoons ironically, I just got an email from SPG AMEX to refer other people for both cards even though I don't currently have either.  Refer myself using 2 different emails?  :fatty:

sd, will you have a SPG biz AMEX referral in a couple weeks?

damn, I don't know about referring yourself.  may work?  I don't know if I will get the SPG biz or not.  Right now working on about $10k in spend I have to get through in the next 2 months. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 08, 2012, 09:35:11 AM
Not sure I can hit the spend requirement on the SPG since I got the 2 citi cards. Hmm..

there are ways to do it.  I've never used them but you can send $1k a month to someone via amazon payments for free.  you could send your wife $1k and she can send it back and you won't pay any fees.  that's an easy extra $2k a month.  rick daris has bought fully refundable SW tickets and waited for the points to credit before refunding the tickets.  that's another option.
First year waived, so who gives a sh1t if I meet it or not. I should be able to with though. Citi is 4 months (will easily hit both), the following 2 months I should be able to get $5000
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 09:40:13 AM
yeah, but would be a shame to get it an not hit the spend.  would keep you (her) from getting it again soon after.  you can also wait until september or whenever the promo runs and then have her apply.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 08, 2012, 09:42:00 AM
yeah, but would be a shame to get it an not hit the spend.  would keep you from getting it again soon after.  you can also wait until september or whenever the promo runs out to apply.
Yeah I think it will be ok, i'll just say don't submit until the a couple days before the due date.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 09:45:51 AM
yeah, but would be a shame to get it an not hit the spend.  would keep you from getting it again soon after.  you can also wait until september or whenever the promo runs out to apply.
Yeah I think it will be ok, i'll just say don't submit until the a couple days before the due date.

and don't refer her until later as well.  I think the live referal only lasts a couple week or something.  if you've already sent her a referal you can just send her another one whenever you are ready to apply. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 08, 2012, 01:21:02 PM
Haven't followed closely on Amex spg situation and need some advice:

Cancelled old card in February been about 15 months since application, haven't done business spg ever.  Do I stand a shot at the 30k bonus on either or should I wait until next year?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 02:07:10 PM
Haven't followed closely on Amex spg situation and need some advice:

Cancelled old card in February been about 15 months since application, haven't done business spg ever.  Do I stand a shot at the 30k bonus on either or should I wait until next year?

you will probably get both if you applied to both.  ASK ME TO REFER YOU WETWILLIE!
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 08, 2012, 02:10:53 PM
Question, may I use this thread title on another forum to bait posters in to being idiots?

The format will be :

Title: How many Credit Cards do you have?
body: I have 11
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 08, 2012, 02:12:46 PM
You can qualify for signup on both AMEX personal and business at the same time so long as you have NOT had an open account for either in the last 12 months.

For those wanting a referral on SPG Business, PM me your email address.   I will have my card in a couple of days.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 02:12:54 PM
Question, may I use this thread title on another forum to bait posters in to being idiots?

The format will be :

Title: How many Credit Cards do you have?
body: I have 11

yes, approved
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 08, 2012, 02:13:28 PM
Question, may I use this thread title on another forum to bait posters in to being idiots?

The format will be :

Title: How many Credit Cards do you have?
body: I have 11

yes, approved
Thanks.

mikeyis4dcats, don't be an idiot and ruin my new thread
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 08, 2012, 02:15:50 PM
I just got an email from SPG AMEX to refer other people for both cards even though I don't currently have either.

send me one.  then you can argue for the credit later.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 08, 2012, 02:36:57 PM
Question, may I use this thread title on another forum to bait posters in to being idiots?

The format will be :

Title: How many Credit Cards do you have?
body: I have 11

yes, approved
Thanks.

mikeyis4dcats, don't be an idiot and ruin my new thread

LOL....R8rs will have a meltdown.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 08, 2012, 02:37:37 PM
also, should anyone want a referral to the Citi HHonors AMEX (non-Surpass) let me know.   Churnable every 3 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 02:39:02 PM
also, should anyone want a referral to the Citi HHonors Visa (non-Surpass) let me know.   Churnable every 3 months.

Surpass is an Amex
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 08, 2012, 02:42:20 PM
also, should anyone want a referral to the Citi HHonors Visa (non-Surpass) let me know.   Churnable every 3 months.

Surpass is an Amex

Ah, you are correct.  This is an AMEX card.    Been typing Visa too much today.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 08, 2012, 02:45:39 PM
amex has apparently changed some of their verbage lately and some people think it's going to go to every year for the hilton amex and some others.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 08, 2012, 03:16:39 PM
amex has apparently changed some of their verbage lately and some people think it's going to go to every year for the hilton amex and some others.

the SPG cards seem to be the first with the "within 12 months" verbage.   Previously it was thought it was a 24mo cycle from application, so this is actually an improvement for churners.

Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 08, 2012, 03:26:29 PM
amex has apparently changed some of their verbage lately and some people think it's going to go to every year for the hilton amex and some others.

the SPG cards seem to be the first with the "within 12 months" verbage.   Previously it was thought it was a 24mo cycle from application, so this is actually an improvement for churners.


not true...




Welcome bonus offer not available to applicants who have had this product within the last 12 months or any other Consumer Hilton HHonors™ Credit Card from American Express® Card account within the last 90 days.
https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-card/71-1000-148#tcm:30-387790
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 08, 2012, 03:37:30 PM
amex has apparently changed some of their verbage lately and some people think it's going to go to every year for the hilton amex and some others.

the SPG cards seem to be the first with the "within 12 months" verbage.   Previously it was thought it was a 24mo cycle from application, so this is actually an improvement for churners.


not true...




Welcome bonus offer not available to applicants who have had this product within the last 12 months or any other Consumer Hilton HHonors™ Credit Card from American Express® Card account within the last 90 days.
https://www262.americanexpress.com/apisites/microsite/apply/hilton-hhonors-card/71-1000-148#tcm:30-387790

oh, so the Hilton card had that verbage first?      That part about the any other Hilton card sucks....
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2012, 03:39:16 PM
fwiw, I don't think they really enforce a lot of this stuff.  just an imo.  I don't think they know or care if you have a surpass amex and are applying for a citi visa. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 08, 2012, 03:46:40 PM
fwiw, I don't think they really enforce a lot of this stuff.  just an imo.  I don't think they know or care if you have a surpass amex and are applying for a citi visa.

but this is talking specifically about amex hhonor cards and not co-branded amex cards. like mikey said, people were getting amex hhonor cards every three months and then all the sudden this wording comes up and has started popping up on other cards as well. it's better than chase where you can never get the bonus again and yeah who knows if it will really be enforced or not, but it is new though and at least worth mentioning.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 08, 2012, 03:58:03 PM
yeah, it's definitely YMMV on churning bonuses....some say they get them again, others don't.    Aside from Chase, most others appear to at least allow it for most at some point in time.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 08, 2012, 06:24:21 PM
Question, may I use this thread title on another forum to bait posters in to being idiots?

The format will be :

Title: How many Credit Cards do you have?
body: I have 11

yes, approved
Thanks.

mikeyis4dcats, don't be an idiot and ruin my new thread

 Someone please start this thread on Wabash and copy a paste daily. tia.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 08, 2012, 08:50:00 PM
I just got an email from SPG AMEX to refer other people for both cards even though I don't currently have either.

send me one.  then you can argue for the credit later.

Just tried, won't work.  When I click the options in the email, it reminds me I don't have those cards anymore.

But, I plan to apply for the SPG biz shortly, and will refer you.  eff John Currie.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 10, 2012, 07:52:36 AM
Rick Daris' best friend sits as close to Pat Riley in AA fist class as steve dave did at the NCAA tourny

(http://thepointsguy.com/wp-content/uploads/2012/08/IMG_0101.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 10, 2012, 01:36:44 PM
Rick Daris' best friend sits as close to Pat Riley in AA fist class as steve dave did at the NCAA tourny

(http://thepointsguy.com/wp-content/uploads/2012/08/IMG_0101.jpg)

Wait wait wait wait wait.  I sat right behind Pat Riley at USC vs. KSU in Omaha in 2008. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 10, 2012, 01:37:25 PM
Rick Daris' best friend sits as close to Pat Riley in AA fist class as steve dave did at the NCAA tourny

(http://thepointsguy.com/wp-content/uploads/2012/08/IMG_0101.jpg)

Wait wait wait wait wait.  I sat right behind Pat Riley at USC vs. KSU in Omaha in 2008.

Then you and I have spent some time together friend  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 10, 2012, 05:15:25 PM
SPG Biz referrals sent to those who had asked.   Anyoen else needing one let me know - PM your name and email
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 10, 2012, 05:29:24 PM
SPG Biz referrals sent to those who had asked.   Anyoen else needing one let me know - PM your name and email

quit spamming my thread mikey
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 10, 2012, 05:43:12 PM
steve, do you think I will be able to get the AA biz card?   I need to get to 140k
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 10, 2012, 05:48:26 PM
steve, do you think I will be able to get the AA biz card?   I need to get to 140k

without a doubt you would.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 10, 2012, 05:49:18 PM
use your SSN for the FIN if needed.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 10, 2012, 10:12:50 PM
use your SSN for the FIN if needed.

what does this accomplish?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 10, 2012, 10:14:20 PM
use your SSN for the FIN if needed.

what does this accomplish?

Nothing. I don't know if you have any businesses or whatever. I was just saying that not having a business FIN to use isn't a barrier.

EDIT:  I always use goEMAW's FIN for business cards but I could just as easily use my SSN.  It's meaningless. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 10, 2012, 10:18:39 PM
Rick Daris' best friend sits as close to Pat Riley in AA fist class as steve dave did at the NCAA tourny

(http://thepointsguy.com/wp-content/uploads/2012/08/IMG_0101.jpg)

Wait wait wait wait wait.  I sat right behind Pat Riley at USC vs. KSU in Omaha in 2008.

CartierFor3, how close were we sitting to each other?  Probably exchanged some HI-Fives yeah?  You the mustached old guy?

(http://i256.photobucket.com/albums/hh193/stevedaveksu/IMG_1104.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 10, 2012, 11:30:03 PM
Rick Daris' best friend sits as close to Pat Riley in AA fist class as steve dave did at the NCAA tourny

(http://thepointsguy.com/wp-content/uploads/2012/08/IMG_0101.jpg)

Wait wait wait wait wait.  I sat right behind Pat Riley at USC vs. KSU in Omaha in 2008.

CartierFor3, how close were we sitting to each other?  Probably exchanged some HI-Fives yeah?  You the mustached old guy?

(http://i256.photobucket.com/albums/hh193/stevedaveksu/IMG_1104.jpg)

(https://sphotos-a.xx.fbcdn.net/hphotos-ash4/s720x720/484010_10100664694733391_542387220_n.jpg)

Really close.  Definitely some high fives, you were with Mrs. SD IIRC and we chatted for a bit.  I was with EDIT: a friend who some are being creepy about.  His mom works for the NCAA and scored the tickets.  It was a pretty great day to be a Wildcat. 

I think the belly pictured might belong to previously mentioned mustached old guy.  I am not him. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 10, 2012, 11:41:22 PM
holy crap, I remember us EMAW'ing.  wow.  great times.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2012, 12:09:28 PM
just got the second 40k US Air sign up of the year. got the second card roughly 4 1/2 months after the first one. cancelled the first one at about 3 1/2 months. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on August 11, 2012, 05:41:36 PM
just got the second 40k US Air sign up of the year. got the second card roughly 4 1/2 months after the first one. cancelled the first one at about 3 1/2 months. 
I just got my first one in the mail. How long should I wait to cancel it? What do you usually say when you are cancelling a card immediately?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2012, 06:13:35 PM
Give it a few months then cancel. Use it once and file it away.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 12, 2012, 02:23:16 PM
just got the second 40k US Air sign up of the year. got the second card roughly 4 1/2 months after the first one. cancelled the first one at about 3 1/2 months. 
I just got my first one in the mail. How long should I wait to cancel it? What do you usually say when you are cancelling a card immediately?

never cancel immediately.  Meet your minimum spend, then wait a couple of months at least.   If you don't, and the credit card company notices your trend to cancel immediately, they may either start denying approval or even revoke your points.  Not likely, but possible.   Unless there is a need to do so to churn (like the Hilton cards/ Hawaiian Air) no reason to not keep for a full year and cancel right before the fee hits.   Doing so may also get you retention offers or waived fees.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2012, 08:34:45 AM
Just got an apology letter from Hyatt noting that I fell just short of maintaining my diamond status but that platinum still had great benefits and, for my trouble, got one of those platinum certificates for free points that trim let expire.  yeah, you owe me an apology for giving me diamond for 6 months and 4 suite upgrades Hyatt. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2012, 08:35:37 AM
also, let this serve as notice that one of your guys has to remind me to redeem this thing for 1k points while we are there. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 14, 2012, 08:46:05 AM
part of me wonders if you could respond in some way by telling them that you thought the chicago nights that you already have booked would count towards the challenge and ask them to extend it for you or something. like "i booked these 12 nights under the assumption that...". 

worth a shot? :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2012, 08:48:36 AM
part of me wonders if you could respond in some way by telling them that you thought the chicago nights that you already have booked would count towards the challenge and ask them to extend it for you or something. like "i booked these 12 nights under the assumption that...". 

worth a shot? :dunno:

funny thing about that, I had 6 other nights booked for later on in the year and had to cancel them for some schedule changes.  my diamond held on way longer than I thought it would but it reverted to platinum the day I cancelled those additional 6 paid nights I had reserved.  wondered if that somehow triggered it.  I once got Hilton Gold when I shouldn't have and I had about 25 nights booked in the future when I did.  Wondered if there was some sort of trigger for upcoming guests that have a certain amount of rooms booked.  I'll ask them next time I'm invited to participate in the Hyatt breakout session thing. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 14, 2012, 08:56:42 AM
part of me wonders if you could respond in some way by telling them that you thought the chicago nights that you already have booked would count towards the challenge and ask them to extend it for you or something. like "i booked these 12 nights under the assumption that...". 

worth a shot? :dunno:

funny thing about that, I had 6 other nights booked for later on in the year and had to cancel them for some schedule changes.  my diamond held on way longer than I thought it would but it reverted to platinum the day I cancelled those additional 6 paid nights I had reserved.  wondered if that somehow triggered it.  I once got Hilton Gold when I shouldn't have and I had about 25 nights booked in the future when I did.  Wondered if there was some sort of trigger for upcoming guests that have a certain amount of rooms booked.  I'll ask them next time I'm invited to participate in the Hyatt breakout session thing.

def ask them. you could still shoot an e-mail to hyatt and be apologetic with it, stating that you misunderstood the challenge etc. and thought that booking the nights would count as long as you didn't cancel or something. or not. it's not really a big deal.

i just got marriot gold for getting the ritz cards. not a big deal either but i'm pretty excited to book a room with it and see what happens on the upgrade end.  :dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 14, 2012, 09:21:45 AM
I think its time I put some of the knowledge in this thread to good use.

I am still a student until December when I graduate. I have never owned a credit card, mostly because I am pretty scared of my poor financial responsibility, but I think its about time I start to get some credit in case I decide to buy a house or nice car when I graduate. Is there any advantage to waiting to get a credit card once I can show the bank a full time job offer or should I go ahead and get one now? Also, what is the best card for my situation?

TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2012, 09:25:01 AM
I think its time I put some of the knowledge in this thread to good use.

I am still a student until December when I graduate. I have never owned a credit card, mostly because I am pretty scared of my poor financial responsibility, but I think its about time I start to get some credit in case I decide to buy a house or nice car when I graduate. Is there any advantage to waiting to get a credit card once I can show the bank a full time job offer or should I go ahead and get one now? Also, what is the best card for my situation?

TIA.

You have to give them your income, job, time at job, etc. on the application so some may shoot you down but not all will.  pm if you want to give the SPG card a whirl.  will need your name and email addy.  you should probably go ahead and get one to build credit.  someone will give you one eventually. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on August 14, 2012, 09:29:50 AM
SPG would be a big longshot with no credit.  Capital One was my first card.  It wasn't good for points or bonuses or anything, but they will give them to about anyone and will allow you to build credit.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2012, 09:32:12 AM
that's probably a good tip chicat.  I have no idea which cards are selective and which aren't.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 14, 2012, 09:32:49 AM
Sounds like we should have this conversation in December... Thanks for the help.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 14, 2012, 10:38:09 AM
Is there any advantage to waiting to get a credit card once I can show the bank a full time job offer or should I go ahead and get one now?

before i had a job, a lot of card offers turned me down when i told them i was a student, so then i started telling them i had a job and they stopped turning me down.  pretty good lesson in there for you, if you search for it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on August 14, 2012, 10:40:48 AM
Is there any advantage to waiting to get a credit card once I can show the bank a full time job offer or should I go ahead and get one now?

before i had a job, a lot of card offers turned me down when i told them i was a student, so then i started telling them i had a job and they stopped turning me down.  pretty good lesson in there for you, if you search for it.

Is the lesson that we should all lie like Spencer Kietzman?
Title: Re: How Many Credit Cards Do You Have?
Post by: shivvyman on August 14, 2012, 11:40:46 AM
I think its time I put some of the knowledge in this thread to good use.

I am still a student until December when I graduate. I have never owned a credit card, mostly because I am pretty scared of my poor financial responsibility, but I think its about time I start to get some credit in case I decide to buy a house or nice car when I graduate. Is there any advantage to waiting to get a credit card once I can show the bank a full time job offer or should I go ahead and get one now? Also, what is the best card for my situation?

TIA.

I believe AA are a little tougher for approval than the average card, but I'm fairly certain you can apply for whatever CC your bank offers and be approved. Unless your credit score is complete garbage, you'll get approved. If you don't have any credit history, you'll still likely get approved, but your credit limit will be minimal.

Come to think of it, I think my credit limit for my first card was $500. As soon as you pay off your statement balance a few consecutive months, you can call up and get it raised to whatever you deem necessary.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 14, 2012, 12:36:20 PM
worth a shot? :dunno:

ITT, the answer to that question is always "yes." 

I didn't even have to turn in the expired voucher. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on August 14, 2012, 02:40:59 PM
I would try for a mid-range card, like an AA, which should be more attainable than any AMEX.  If that fails, get whatever CapOne card you can and run with it for a while.  Good thing about a crappy Cap One for starting though is there won't be an annual fee so you can just keep it forever and extend your credit history
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on August 14, 2012, 02:55:03 PM
Sounds like we should have this conversation in December... Thanks for the help.

open a card now, even if it is a student one. and apply sys' lesson.

as a full-time student i have been approved for the chase sapphire and capital one venture rewards cards. the amex and citi cards have been a bitch though.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 15, 2012, 09:59:12 PM
Jfc Hawaiian miles is a cluster eff. I called to transfer my miles to Hilton the first lady basically took a message and had to have somebody call me back, the lady who called me back couldn't get my Hilton number right and had to repeat it to me 3 times, all the while I can hear other people yammering on in the back ground and it's going to take 2 weeks for the transfer, I guess I shouldn't complain; I am getting 140k Hilton for it, but still
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2012, 06:11:28 AM
It was really smooth when I did mine
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 16, 2012, 07:44:44 AM
Got my Marriott card.  When I called to activate it, the guy asked me if the $24,999 credit line would be enough.   :D  I am going to use it 1 time for a Starbucks and pocket the points.  :dance: 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2012, 07:51:35 AM
protip:  unless you actually need that high of a credit line it's a good idea to tell Chase to GTFO and move it down to $10k or whatever the minimum is you will need each month.  they base a lot of their new card decisions on maximum credit given to each customer and will decline a card app if you already have $45k+ in available credit.  you can call and lower it whenever you feel like it though.  I always tell them "I don't trust myself with that much credit" and imagine the look on their faces staring at the screen showing my 6 current Chase cards with zero balances....then immediately fire another application at them. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 16, 2012, 08:29:42 AM
protip:  unless you actually need that high of a credit line it's a good idea to tell Chase to GTFO and move it down to $10k or whatever the minimum is you will need each month.  they base a lot of their new card decisions on maximum credit given to each customer and will decline a card app if you already have $45k+ in available credit.  you can call and lower it whenever you feel like it though.  I always tell them "I don't trust myself with that much credit" and imagine the look on their faces staring at the screen showing my 6 current Chase cards with zero balances....then immediately fire another application at them.

i'm not sure this is true anymore. i applied for the ritz carlton card a month ago. got a call from chase the next day asking me to call them back. i didn't. a week later i got the card in the mail. two weeks later i got a letter in the mail letting me know that upon my application for the ritz card, they reviewed my total credit available with them and decided on their own to decrease the limit on my southwest card by 5k while simultaneously approving me for 5k on the ritz card. pretty fantastic really/no need to call the reconsideration line.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2012, 08:44:14 AM
protip:  unless you actually need that high of a credit line it's a good idea to tell Chase to GTFO and move it down to $10k or whatever the minimum is you will need each month.  they base a lot of their new card decisions on maximum credit given to each customer and will decline a card app if you already have $45k+ in available credit.  you can call and lower it whenever you feel like it though.  I always tell them "I don't trust myself with that much credit" and imagine the look on their faces staring at the screen showing my 6 current Chase cards with zero balances....then immediately fire another application at them.

i'm not sure this is true anymore. i applied for the ritz carlton card a month ago. got a call from chase the next day asking me to call them back. i didn't. a week later i got the card in the mail. two weeks later i got a letter in the mail letting me know that upon my application for the ritz card, they reviewed my total credit available with them and decided on their own to decrease the limit on my southwest card by 5k while simultaneously approving me for 5k on the ritz card. pretty fantastic really/no need to call the reconsideration line.

that's a fantastic idea on Chase's part.  good news. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 16, 2012, 08:49:22 AM
I have 11

well...so now I have 13 and over $130k in available credit and I'm beginning to wonder when enough is too much. There are a couple of other cards that I'd like to do right now (really the US Airways is the main one) but I'm concerned eventually I'll start getting denied for too much overall available credit.  Is that even a thing?  Obviously Chase has it's max and I've had to call reconsideration and transfer credit on my last 3 Chase apps, but does anyone look at total credit?  All but 2 of the cards are less than 6 months old so I really don't need to cancel any of them to avoid the fee, but should I start canceling to bring down my number of cards and available credit?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 16, 2012, 09:00:12 AM
protip:  unless you actually need that high of a credit line it's a good idea to tell Chase to GTFO and move it down to $10k or whatever the minimum is you will need each month.  they base a lot of their new card decisions on maximum credit given to each customer and will decline a card app if you already have $45k+ in available credit.  you can call and lower it whenever you feel like it though.  I always tell them "I don't trust myself with that much credit" and imagine the look on their faces staring at the screen showing my 6 current Chase cards with zero balances....then immediately fire another application at them.

i'm not sure this is true anymore. i applied for the ritz carlton card a month ago. got a call from chase the next day asking me to call them back. i didn't. a week later i got the card in the mail. two weeks later i got a letter in the mail letting me know that upon my application for the ritz card, they reviewed my total credit available with them and decided on their own to decrease the limit on my southwest card by 5k while simultaneously approving me for 5k on the ritz card. pretty fantastic really/no need to call the reconsideration line.

yeah, Chase seems to regularly adjust credit lines.  Not sure about others.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 16, 2012, 09:01:18 AM
I have 11

well...so now I have 13 and over $130k in available credit and I'm beginning to wonder when enough is too much. There are a couple of other cards that I'd like to do right now (really the US Airways is the main one) but I'm concerned eventually I'll start getting denied for too much overall available credit.  Is that even a thing?  Obviously Chase has it's max and I've had to call reconsideration and transfer credit on my last 3 Chase apps, but does anyone look at total credit?  All but 2 of the cards are less than 6 months old so I really don't need to cancel any of them to avoid the fee, but should I start canceling to bring down my number of cards and available credit?

I would.    Eventually they will start denying credit for either too many open lines or the income/potential debt ratio
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on August 16, 2012, 11:32:27 AM
Sounds like we should have this conversation in December... Thanks for the help.

open a card now, even if it is a student one. and apply sys' lesson.

as a full-time student i have been approved for the chase sapphire and capital one venture rewards cards. the amex and citi cards have been a bitch though.

yeah, I've got 2 totaling $9,500 in available credit.  I would apply for one, the worst that can happen is you get denied.  I got one of the Citi cards last fall and have had the basic one from Commerce since right before college.  I actually got a denial email for the Citi one, then they sent the card to me in the mail anyway a few days later.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 21, 2012, 11:33:16 AM
Are the bank of America and bank of Hawaii Hawaiian airlines cards churnable? If so what's the turn around time on them?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 21, 2012, 11:38:25 AM
Are the bank of America and bank of Hawaii Hawaiian airlines cards churnable? If so what's the turn around time on them?

my wife originally got the BOA Virgin card a little over 3 months ago (don't remember exactly and don't have my spreadsheet in front of me) and completed the spend.  she just got an email invitation for the same offer so I applied again for her without canceling her old one and was approved.  so A) the minimum turnaround is probably about 3 months and B) you don't have to cancel your old card first.

no idea on the hawaii card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 21, 2012, 12:03:37 PM
My SPG business AMEX plans are all mumped.  I tried applying 2 weekends ago and has to stop mid-app b/c I was missing some info, saved my app, and got back on it the next day.  At that point I saw it was showing 25K instead of 30K.  I did a new one from scratch where the 30K was clear and submitted and within a minute got a "still evaluating" screen and an email telling me to log in and read a letter that already said I had duplicate apps which they've resolved & I'm approved & card en route.  As of yesterday, no card.  Called and they said I wasn't approved after all and the duplicates caused further review so she'll make that happen now.  Basically, no new card w/$5k spend requirement will be had by tomorrow before I go on vacation where I'll be spending money like Brewster. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 21, 2012, 12:24:19 PM
My SPG business AMEX plans are all mumped.  I tried applying 2 weekends ago and has to stop mid-app b/c I was missing some info, saved my app, and got back on it the next day.  At that point I saw it was showing 25K instead of 30K.  I did a new one from scratch where the 30K was clear and submitted and within a minute got a "still evaluating" screen and an email telling me to log in and read a letter that already said I had duplicate apps which they've resolved & I'm approved & card en route.  As of yesterday, no card.  Called and they said I wasn't approved after all and the duplicates caused further review so she'll make that happen now.  Basically, no new card w/$5k spend requirement will be had by tomorrow before I go on vacation where I'll be spending money like Brewster.

Call back and ask them to send it overnight/10AM.    I applied and then called and asked for mine to be overnighted, had it the next afternoon.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 21, 2012, 12:33:48 PM
Call back and ask them to send it overnight/10AM.    I applied and then called and asked for mine to be overnighted, had it the next afternoon.

I don't have an approved card for them to send overnight.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 21, 2012, 12:58:13 PM
You can go here and check status of any applications if you are wondering what the hold up is or if they got fully submitted

https://www262.americanexpress.com/eaol/welcome.do?s_email=appstatusrec
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 21, 2012, 12:59:36 PM
You can go here and check status of any applications if you are wondering what the hold up is or if they got fully submitted

https://www262.americanexpress.com/eaol/welcome.do?s_email=appstatusrec

I did.  That was the link I was given seconds after applying and it told me all was well and card on the way.  Called yesterday.  All is not well and now that link shows it's pending review.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 21, 2012, 01:01:42 PM
T&Ps
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 21, 2012, 05:49:27 PM
My SPG business AMEX plans are all mumped.  I tried applying 2 weekends ago and has to stop mid-app b/c I was missing some info, saved my app, and got back on it the next day.  At that point I saw it was showing 25K instead of 30K.  I did a new one from scratch where the 30K was clear and submitted and within a minute got a "still evaluating" screen and an email telling me to log in and read a letter that already said I had duplicate apps which they've resolved & I'm approved & card en route.  As of yesterday, no card.  Called and they said I wasn't approved after all and the duplicates caused further review so she'll make that happen now.  Basically, no new card w/$5k spend requirement will be had by tomorrow before I go on vacation where I'll be spending money like Brewster.

Call back and ask them to send it overnight/10AM.    I applied and then called and asked for mine to be overnighted, had it the next afternoon.

I called and told them I just got approved and asked them to overnight and all I got was "congratulations but we can't overnight herp derp."  Mother fuckers. Oh well, I got it enough time to fire off some referrals.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 21, 2012, 08:19:15 PM
You can go here and check status of any applications if you are wondering what the hold up is or if they got fully submitted

https://www262.americanexpress.com/eaol/welcome.do?s_email=appstatusrec

I did.  That was the link I was given seconds after applying and it told me all was well and card on the way.  Called yesterday.  All is not well and now that link shows it's pending review.
AUDITED!!!!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 21, 2012, 08:21:26 PM
You can go here and check status of any applications if you are wondering what the hold up is or if they got fully submitted

https://www262.americanexpress.com/eaol/welcome.do?s_email=appstatusrec

I did.  That was the link I was given seconds after applying and it told me all was well and card on the way.  Called yesterday.  All is not well and now that link shows it's pending review.
AUDITED!!!!!!

I'm gonna end up with 2 cards and 70K points or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 22, 2012, 01:07:16 PM
Was denied for the US airways card.  They said I have gotten too many cards lately and to use the ones I've got, not kidding. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2012, 01:07:49 PM
Was denied for the US airways card.  They said I have gotten too many cards lately and to use the ones I've got, not kidding.

heh, that takes a lot of effort.  especially from barclays.  good work.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 22, 2012, 01:57:59 PM
Call back and ask them to send it overnight/10AM.    I applied and then called and asked for mine to be overnighted, had it the next afternoon.

I don't have an approved card for them to send overnight.
after you called they still didn't approve you?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2012, 02:26:24 PM
I've noticed mikey is really, really, really into getting credit cards sent overnight. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 22, 2012, 02:36:30 PM
I've noticed mikey is really, really, really into getting credit cards sent overnight.

I think I've brought it up twice when people could have benefitted from it?

I've specifically asked for it to be done twice for situations such as Trim where I wanted it for spending with a purchase in mind.

I think the puka shell necklace is a little too tight SD....
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 22, 2012, 02:54:58 PM
Call back and ask them to send it overnight/10AM.    I applied and then called and asked for mine to be overnighted, had it the next afternoon.

I don't have an approved card for them to send overnight.
after you called they still didn't approve you?

Maybe I'm not explaining myself well.  This isn't a situation of getting approved/denied or having to beg for approval or something.  In the course of applying one night and trying to finish it off the next morning, it ended up processing or appearing as though I had duplicate apps.  So, the problem is getting that all straightened out in their computers or whatever, not me trying to convince them that I'm credit-worthy or not.  Had I not called, my application(s) would've been in perpetual limbo because of this duplicate situation.  So, and it's my own fault for not getting the app done in one 2-minute shot, until they undo whatever I mumped up in the application process, there's nothing to be approved or overnighted.

T-Y for letting me know about overnight mail though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 22, 2012, 03:28:20 PM
just looked through my ritz cards $200 airline reimubursement deal, because i'll be flying pretty soon. it only reimuburses for luggage (will never need), day passes to lounges (will never need) and food and booze on the plane.


 :drink:

Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 22, 2012, 04:03:51 PM
just looked through my ritz cards $200 airline reimubursement deal, because i'll be flying pretty soon. it only reimuburses for luggage (will never need), day passes to lounges (will never need) and food and booze on the plane.


 :drink:

soooo, that's like 3 mixed drinks?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 22, 2012, 04:05:12 PM
Call back and ask them to send it overnight/10AM.    I applied and then called and asked for mine to be overnighted, had it the next afternoon.

I don't have an approved card for them to send overnight.
after you called they still didn't approve you?

Maybe I'm not explaining myself well.  This isn't a situation of getting approved/denied or having to beg for approval or something.  In the course of applying one night and trying to finish it off the next morning, it ended up processing or appearing as though I had duplicate apps.  So, the problem is getting that all straightened out in their computers or whatever, not me trying to convince them that I'm credit-worthy or not.  Had I not called, my application(s) would've been in perpetual limbo because of this duplicate situation.  So, and it's my own fault for not getting the app done in one 2-minute shot, until they undo whatever I mumped up in the application process, there's nothing to be approved or overnighted.

T-Y for letting me know about overnight mail though.

ah, that sucks.    surprised it such a troublesome thing to fix....seems like they should at worst just deny the app and let you instantly re-apply.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 22, 2012, 04:21:46 PM
I just bottled up a fart and overnighted it to mikey
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 22, 2012, 09:11:55 PM
I just bottled up a fart and overnighted it to mikey

I found your shirt in the box

(http://rlv.zcache.com/my_mom_thinks_im_cool_t_shirts-r28c2904ef8b047569c2976f6ef90eb5e_f0cj3_512.jpg?rlvnet=1)

you want it back?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 22, 2012, 09:25:07 PM
I think i mumped up, i got the southwest personal  and biz and now i need 10k more for the companion pass , if i wait until january to get to110 k can use companion pass all of 2013?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 22, 2012, 09:32:03 PM
I think i mumped up, i got the southwest personal  and biz and now i need 10k more for the companion pass , if i wait until january to get to110 k can use companion pass all of 2013?

you need to get the other 10k before january, but yes...you'll get it for all of 2013. it's for the year you get it and the next.
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on August 22, 2012, 09:33:29 PM
I think i mumped up, i got the southwest personal  and biz and now i need 10k more for the companion pass , if i wait until january to get to110 k can use companion pass all of 2013?

Nope, companion pass is a calendar year deal. You wait til January, you'll be even more effed as your 100k points will not count for the CP anymore.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 22, 2012, 10:08:08 PM
the companion pass is valid for the remainder of the calendar year in which you earn the status, and the following year.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on August 26, 2012, 04:47:26 PM
Hawaiian air just tried to hit me with the 79 annual fee a month after I canceled :angry:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 27, 2012, 08:26:10 AM
Hawaiian air just tried to hit me with the 79 annual fee a month after I canceled :angry:

had you already paid one annual fee?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on August 27, 2012, 10:39:11 AM
Hawaiian air just tried to hit me with the 79 annual fee a month after I canceled :angry:

had you already paid one annual fee?

Nope
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2012, 10:47:38 AM
Hawaiian air just tried to hit me with the 79 annual fee a month after I canceled :angry:

had you already paid one annual fee?

Nope

well, you have to pay the initial annual fee.  did you try to cancel it within, like, a month of getting it?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on August 27, 2012, 10:54:48 AM
Hawaiian air just tried to hit me with the 79 annual fee a month after I canceled :angry:

had you already paid one annual fee?

Nope

well, you have to pay the initial annual fee.  did you try to cancel it within, like, a month of getting it?

Thought that one had it waived but maybe not.  I cancelled it like 10 months out so I must've paid the initial
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 27, 2012, 11:18:13 AM
Hawaiian air just tried to hit me with the 79 annual fee a month after I canceled :angry:

had you already paid one annual fee?

Nope

well, you have to pay the initial annual fee.  did you try to cancel it within, like, a month of getting it?

Thought that one had it waived but maybe not.  I cancelled it like 10 months out so I must've paid the initial

No, it is not waived for the first year.
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on August 27, 2012, 03:12:10 PM
Quick question...if I add my wife as an authorized user on a card, will it be hard inquiry on her credit report (or vice versa)? I think the answer is typically no, but I'm asking in reference to the SPG AmEx. As I'm applying, the app asks for the SSN of the authorized 2nd user. That's the part that worries me. Insight/experience appreciated.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 27, 2012, 03:20:19 PM
Quick question...if I add my wife as an authorized user on a card, will it be hard inquiry on her credit report (or vice versa)? I think the answer is typically no, but I'm asking in reference to the SPG AmEx. As I'm applying, the app asks for the SSN of the authorized 2nd user. That's the part that worries me. Insight/experience appreciated.

no, it is not a hard pull.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 27, 2012, 07:49:39 PM
Quick question...if I add my wife as an authorized user on a card, will it be hard inquiry on her credit report (or vice versa)? I think the answer is typically no, but I'm asking in reference to the SPG AmEx. As I'm applying, the app asks for the SSN of the authorized 2nd user. That's the part that worries me. Insight/experience appreciated.

Is SSN a required field? I added my 4 year old son as an authorized user on my BOA Virgin cards because all they asked for was a name. :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 27, 2012, 09:51:45 PM
Looks like AMEX isn't giving me the SPB biz b/c it would be my 3rd AMEX in a month.  They say that it wasn't just my duplicate SPG biz app that got cancelled but the whole thing due to my Delta and Surpass AMEXs from last month.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 28, 2012, 11:44:40 AM
Quick question...if I add my wife as an authorized user on a card, will it be hard inquiry on her credit report (or vice versa)? I think the answer is typically no, but I'm asking in reference to the SPG AmEx. As I'm applying, the app asks for the SSN of the authorized 2nd user. That's the part that worries me. Insight/experience appreciated.

Is SSN a required field? I added my 4 year old son as an authorized user on my BOA Virgin cards because all they asked for was a name. :dunno:

I believe recent changes in banking regulations now require SSN for all instruments.    I know a bunch of people using AZN Payments had to go and add SSN to their accounts a few months back.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 28, 2012, 11:45:37 AM
Looks like AMEX isn't giving me the SPB biz b/c it would be my 3rd AMEX in a month.  They say that it wasn't just my duplicate SPG biz app that got cancelled but the whole thing due to my Delta and Surpass AMEXs from last month.

were the others biz?    If not, call back and ask for reconsideration, that you need to track you business spending seperately.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 28, 2012, 02:50:21 PM
Is there any way to not pay the $95 annual fee on the chase sapphire preferred without closing your account. I really don't want to transfer my UR points to another program right now, but if you close your account they take all your points, if I get a regular chase sapphire or freedom will that allow me to keep my UR points, so I can close my sapphire preferred account?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2012, 02:51:36 PM
Is there any way to not pay the $95 annual fee on the chase sapphire preferred without closing your account. I really don't want to transfer my UR points to another program right now, but if you close your account they take all your points, if I get a regular chase sapphire or freedom will that allow me to keep my UR points, so I can close my sapphire preferred account?

I have no idea.  just transfer them to Hyatt or United. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 28, 2012, 03:34:45 PM
Is there any way to not pay the $95 annual fee on the chase sapphire preferred without closing your account. I really don't want to transfer my UR points to another program right now, but if you close your account they take all your points, if I get a regular chase sapphire or freedom will that allow me to keep my UR points, so I can close my sapphire preferred account?

I called to cancel mine in January and was told they'd waive the fee if I made 6 purchases in 90 days, so I did.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 28, 2012, 03:40:30 PM
Is there any way to not pay the $95 annual fee on the chase sapphire preferred without closing your account. I really don't want to transfer my UR points to another program right now, but if you close your account they take all your points, if I get a regular chase sapphire or freedom will that allow me to keep my UR points, so I can close my sapphire preferred account?

I called to cancel mine in January and was told they'd waive the fee if I made 6 purchases in 90 days, so I did.

Yea I think if omahaexpatcat puts a little thought into it he should be able to negotiate the waiving of his fee and keep his points.  haggling isn't just for jeffy at the gas station.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 28, 2012, 03:44:44 PM
yes you should be able to get one of the business sapphires or the regular sapphire and transfer them over and then cancel. or you could just transfer them to my UR account and i'll keep a good on on them for you.  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 28, 2012, 09:24:01 PM
Is there any way to not pay the $95 annual fee on the chase sapphire preferred without closing your account. I really don't want to transfer my UR points to another program right now, but if you close your account they take all your points, if I get a regular chase sapphire or freedom will that allow me to keep my UR points, so I can close my sapphire preferred account?

I called to cancel mine in January and was told they'd waive the fee if I made 6 purchases in 90 days, so I did.

Yea I think if omahaexpatcat puts a little thought into it he should be able to negotiate the waiving of his fee and keep his points.  haggling isn't just for jeffy at the gas station.

 :dubious: I've tried calling and haggling twice with no luck, guess I'll try a couple more times before I transfer the points to hyatt or get a regular sapphire
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 29, 2012, 07:31:42 AM
Looks like AMEX isn't giving me the SPB biz b/c it would be my 3rd AMEX in a month.  They say that it wasn't just my duplicate SPG biz app that got cancelled but the whole thing due to my Delta and Surpass AMEXs from last month.

were the others biz?    If not, call back and ask for reconsideration, that you need to track you business spending seperately.

What's the number that gets me to somebody who knows what they're talking about?  I've been unable to execute a through-phone chokeout in my past 3 attempts calling the numbers listed on the application status pages.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 29, 2012, 09:34:54 AM
Looks like AMEX isn't giving me the SPB biz b/c it would be my 3rd AMEX in a month.  They say that it wasn't just my duplicate SPG biz app that got cancelled but the whole thing due to my Delta and Surpass AMEXs from last month.

were the others biz?    If not, call back and ask for reconsideration, that you need to track you business spending seperately.

What's the number that gets me to somebody who knows what they're talking about?  I've been unable to execute a through-phone chokeout in my past 3 attempts calling the numbers listed on the application status pages.

American Express Credit Card Reconsideration

    877-399-3083/866-379-3643 – new accounts
    800 230 1284 – credit services
    800 582 6471 – new accounts/reconsideration, but agents don’t usually process applications immediately.


I'd put in another app online, then if not immediately approved, call the reconsideration line.     On the slim chance they just approve your new app.  But at least then you've got an agent looking at a fresh app, not arguing over an old one.    And if you need a referral link, let me know   :peek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 29, 2012, 09:35:42 AM
Is there any way to not pay the $95 annual fee on the chase sapphire preferred without closing your account. I really don't want to transfer my UR points to another program right now, but if you close your account they take all your points, if I get a regular chase sapphire or freedom will that allow me to keep my UR points, so I can close my sapphire preferred account?


I called to cancel mine in January and was told they'd waive the fee if I made 6 purchases in 90 days, so I did.

Yea I think if omahaexpatcat puts a little thought into it he should be able to negotiate the waiving of his fee and keep his points.  haggling isn't just for jeffy at the gas station.

 :dubious: I've tried calling and haggling twice with no luck, guess I'll try a couple more times before I transfer the points to hyatt or get a regular sapphire

did you have much usage on the card beyond the initial spend?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 29, 2012, 10:14:37 AM
Looks like AMEX isn't giving me the SPB biz b/c it would be my 3rd AMEX in a month.  They say that it wasn't just my duplicate SPG biz app that got cancelled but the whole thing due to my Delta and Surpass AMEXs from last month.

were the others biz?    If not, call back and ask for reconsideration, that you need to track you business spending seperately.

What's the number that gets me to somebody who knows what they're talking about?  I've been unable to execute a through-phone chokeout in my past 3 attempts calling the numbers listed on the application status pages.

American Express Credit Card Reconsideration

    877-399-3083/866-379-3643 – new accounts
    800 230 1284 – credit services
    800 582 6471 – new accounts/reconsideration, but agents don’t usually process applications immediately.


I'd put in another app online, then if not immediately approved, call the reconsideration line.     On the slim chance they just approve your new app.  But at least then you've got an agent looking at a fresh app, not arguing over an old one.    And if you need a referral link, let me know   :peek:

I'm still getting emails telling me to log in and complete the original app I abandoned in the first place.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 29, 2012, 11:16:53 AM
Looks like AMEX isn't giving me the SPB biz b/c it would be my 3rd AMEX in a month.  They say that it wasn't just my duplicate SPG biz app that got cancelled but the whole thing due to my Delta and Surpass AMEXs from last month.

were the others biz?    If not, call back and ask for reconsideration, that you need to track you business spending seperately.

What's the number that gets me to somebody who knows what they're talking about?  I've been unable to execute a through-phone chokeout in my past 3 attempts calling the numbers listed on the application status pages.

American Express Credit Card Reconsideration

    877-399-3083/866-379-3643 – new accounts
    800 230 1284 – credit services
    800 582 6471 – new accounts/reconsideration, but agents don’t usually process applications immediately.


I'd put in another app online, then if not immediately approved, call the reconsideration line.     On the slim chance they just approve your new app.  But at least then you've got an agent looking at a fresh app, not arguing over an old one.    And if you need a referral link, let me know   :peek:

I'm still getting emails telling me to log in and complete the original app I abandoned in the first place.

oh, you had said they'd cancelled it above, so I assumed that meant they had.  did they do a pull against your credit?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 29, 2012, 02:34:32 PM
Looks like AMEX isn't giving me the SPB biz b/c it would be my 3rd AMEX in a month.  They say that it wasn't just my duplicate SPG biz app that got cancelled but the whole thing due to my Delta and Surpass AMEXs from last month.

were the others biz?    If not, call back and ask for reconsideration, that you need to track you business spending seperately.

What's the number that gets me to somebody who knows what they're talking about?  I've been unable to execute a through-phone chokeout in my past 3 attempts calling the numbers listed on the application status pages.

American Express Credit Card Reconsideration

    877-399-3083/866-379-3643 – new accounts
    800 230 1284 – credit services
    800 582 6471 – new accounts/reconsideration, but agents don’t usually process applications immediately.


I'd put in another app online, then if not immediately approved, call the reconsideration line.     On the slim chance they just approve your new app.  But at least then you've got an agent looking at a fresh app, not arguing over an old one.    And if you need a referral link, let me know   :peek:

I'm still getting emails telling me to log in and complete the original app I abandoned in the first place.

oh, you had said they'd cancelled it above, so I assumed that meant they had.  did they do a pull against your credit?

The latest thing I was told is that my now single SPG biz app got cancelled automatically because of the 2 earlier Amex approvals. No idea wut's going on.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 30, 2012, 08:12:41 AM
heads up for anyone looking at the SPG 30k bonus - it expires in 5 days.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 31, 2012, 10:36:38 AM
American and U.S. getting started
 http://finance.yahoo.com/news/american-airlines-us-airways-merger-135104457.html
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 31, 2012, 11:26:56 AM
American and U.S. getting started
 http://finance.yahoo.com/news/american-airlines-us-airways-merger-135104457.html

yeah they've been heavy petting for a while now. goEMAW has an AA insider that is pretty high up who said a few months ago that it there was more than an 80% chance that they'd partner up.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 04, 2012, 07:25:00 PM
First AmEx came today. Feels pretty elite
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 05, 2012, 08:19:46 AM
First AmEx came today. Feels pretty elite

Congratulations!
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on September 05, 2012, 08:23:03 AM
APPLICATION PENDING FURTHER REVIEW
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 05, 2012, 08:25:58 AM
APPLICATION PENDING FURTHER REVIEW

Bummer, call the reconsideration line or you'll be waiting on their decision for a couple weeks
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 10, 2012, 10:59:29 PM
http://awardwallet.com/forum/viewtopic.php?f=16&t=2697

:dubious:

LOL at them posting the C&D letter.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 12, 2012, 07:25:50 AM
Lucky is so adorable.  What a charmed life he lives.  :D

http://boardingarea.com/blogs/onemileatatime/2012/09/11/you-know-youre-addicted-to-points-when/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 12, 2012, 11:05:21 AM
Quote
On October 1, your Hyatt Credit Card will offer
brand new features that will make your purchases and
Hyatt stays even more rewarding.

Earn 2 points for every $1 spent at restaurants,
on airline tickets when purchased directly from the airline,
and at car rental agencies.

Earn and maintain Diamond status more easily
by using your Hyatt Credit Card. We'll give you credit
towards Diamond status when you spend:

$20,000 annually = 2 stay / 5 night credits
$40,000 annually = an additional 3 stay / 5 night credits
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 12, 2012, 11:11:14 AM
Quote
On October 1, your Hyatt Credit Card will offer
brand new features that will make your purchases and
Hyatt stays even more rewarding.

Earn 2 points for every $1 spent at restaurants,
on airline tickets when purchased directly from the airline,
and at car rental agencies.

Earn and maintain Diamond status more easily
by using your Hyatt Credit Card. We'll give you credit
towards Diamond status when you spend:

$20,000 annually = 2 stay / 5 night credits
$40,000 annually = an additional 3 stay / 5 night credits

yeah, it kind of had to match the sapphire on that spend stuff.  you earned more hyatt points by using the sapphire than the actual hyatt card. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 12, 2012, 11:17:56 AM
Quote
On October 1, your Hyatt Credit Card will offer
brand new features that will make your purchases and
Hyatt stays even more rewarding.

Earn 2 points for every $1 spent at restaurants,
on airline tickets when purchased directly from the airline,
and at car rental agencies.

Earn and maintain Diamond status more easily
by using your Hyatt Credit Card. We'll give you credit
towards Diamond status when you spend:

$20,000 annually = 2 stay / 5 night credits
$40,000 annually = an additional 3 stay / 5 night credits

yeah, it kind of had to match the sapphire on that spend stuff.  you earned more hyatt points by using the sapphire than the actual hyatt card. 

At least one time before, they did a 3-month thing where if you spent so much they'd give some bonus points but as it stands I only use my Hyatt card at the Hyatt, and this won't change that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 12, 2012, 11:18:34 AM
Quote
On October 1, your Hyatt Credit Card will offer
brand new features that will make your purchases and
Hyatt stays even more rewarding.

Earn 2 points for every $1 spent at restaurants,
on airline tickets when purchased directly from the airline,
and at car rental agencies.

Earn and maintain Diamond status more easily
by using your Hyatt Credit Card. We'll give you credit
towards Diamond status when you spend:

$20,000 annually = 2 stay / 5 night credits
$40,000 annually = an additional 3 stay / 5 night credits

yeah, it kind of had to match the sapphire on that spend stuff.  you earned more hyatt points by using the sapphire than the actual hyatt card. 

At least one time before, they did a 3-month thing where if you spent so much they'd give some bonus points but as it stands I only use my Hyatt card at the Hyatt, and this won't change that.

yeah, won't change that for me either.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 12, 2012, 11:53:09 AM
it takes a few minutes of work, but if anybody wants free hhonors gold for a year then this still works as verified by rick daris five minutes ago...


http://boardingarea.com/blogs/viewfromthewing/2012/03/28/free-hilton-gold-status-the-gift-that-just-keeps-giving/
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on September 12, 2012, 10:19:16 PM
it takes a few minutes of work, but if anybody wants free hhonors gold for a year then this still works as verified by rick daris five minutes ago...


http://boardingarea.com/blogs/viewfromthewing/2012/03/28/free-hilton-gold-status-the-gift-that-just-keeps-giving/

Got the registration to go through successfully but no instantaneous upgrade.  :dunno: Oh well hopefully it shows up tomorrow.  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 13, 2012, 07:16:33 AM
haha, Lucky finds interesting thing at the iPhone5 announcement, suggests Apple may be rushing the US Airways/AA merger

(http://boardingarea.com/blogs/onemileatatime/files/2012/09/Screen-Shot-2012-09-12-at-4.53.54-PM.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 13, 2012, 09:33:52 AM
it takes a few minutes of work, but if anybody wants free hhonors gold for a year then this still works as verified by rick daris five minutes ago...


http://boardingarea.com/blogs/viewfromthewing/2012/03/28/free-hilton-gold-status-the-gift-that-just-keeps-giving/

woohoo!   worked for me
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on September 13, 2012, 10:06:30 PM
it takes a few minutes of work, but if anybody wants free hhonors gold for a year then this still works as verified by rick daris five minutes ago...


http://boardingarea.com/blogs/viewfromthewing/2012/03/28/free-hilton-gold-status-the-gift-that-just-keeps-giving/

Got the registration to go through successfully but no instantaneous upgrade.  :dunno: Oh well hopefully it shows up tomorrow.  :ohno:

Woke up to HH Gold status this morning!   :dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 14, 2012, 07:50:54 AM
anyone doing the 70k Delta Amex deal?  I don't really fly Delta very much.  people mock their miles alot because of award availability but I don't have a lot of personal experience in the last few years.  flew an award route years ago to Napa but don't recall how hard it was to get tickets.  apparently they also charge high fuel charges similar to BA on international routes.  plus $5k spend in 6 months.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 14, 2012, 08:08:59 AM
i've applied for way too many cards (especially amex) within the last two months. i'm sitting out for a few months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 14, 2012, 08:22:55 AM
anyone doing the 70k Delta Amex deal?  I don't really fly Delta very much.  people mock their miles alot because of award availability but I don't have a lot of personal experience in the last few years.  flew an award route years ago to Napa but don't recall how hard it was to get tickets.  apparently they also charge high fuel charges similar to BA on international routes.  plus $5k spend in 6 months.  :dunno:

I totally mumped up the Delta AMEX.  Got it at 30K bonus when I had no plans to get that surpass.  Then the delta amex and surpass amex prevented me from getting the spg amex within that same month.  :flush:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 14, 2012, 08:26:44 AM
I just got a 40k Delta offer after $1k spend in the mail yesterday. Amex must be looknig for more Delta cardholders.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on September 14, 2012, 08:40:01 AM
anyone doing the 70k Delta Amex deal?  I don't really fly Delta very much.  people mock their miles alot because of award availability but I don't have a lot of personal experience in the last few years.  flew an award route years ago to Napa but don't recall how hard it was to get tickets.  apparently they also charge high fuel charges similar to BA on international routes.  plus $5k spend in 6 months.  :dunno:

If it is still going in a month or so, when I'm done with our 4 AA cards, I am going to do it. 
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 14, 2012, 09:07:42 AM
anyone doing the 70k Delta Amex deal?  I don't really fly Delta very much.  people mock their miles alot because of award availability but I don't have a lot of personal experience in the last few years.  flew an award route years ago to Napa but don't recall how hard it was to get tickets.  apparently they also charge high fuel charges similar to BA on international routes.  plus $5k spend in 6 months.  :dunno:

I'm going to do a churn in early October for both SW cards (so I can get the companion pass early next year), the US airways, and the virgin Atlantic so the delta is a no go for me
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 14, 2012, 09:25:11 PM
http://www.click2houston.com/news/Passenger-removed-from-plane-after-taking-photos/-/1735978/16611178/-/fpypke/-/index.html

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on September 14, 2012, 10:04:34 PM
Quote from:  jerrytx
someone should have "placed" his cell phone firmly into his anus, with a hard thrusting motion.


Oh man
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 15, 2012, 08:29:41 AM
anyone doing the 70k Delta Amex deal?  I don't really fly Delta very much.  people mock their miles alot because of award availability but I don't have a lot of personal experience in the last few years.  flew an award route years ago to Napa but don't recall how hard it was to get tickets.  apparently they also charge high fuel charges similar to BA on international routes.  plus $5k spend in 6 months.  :dunno:

Delta is terrible unless you book at the last minute and spend way more than everyone else on the plane.  Unless you do that, you will be sitting in the back middle seat. 
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on September 15, 2012, 09:07:36 AM
http://www.click2houston.com/news/Passenger-removed-from-plane-after-taking-photos/-/1735978/16611178/-/fpypke/-/index.html

 :sdeek:
Lots of racist comments on that link.

Sent from my SPH-L710 using Tapatalk 2
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2012, 09:54:29 AM
anyone doing the 70k Delta Amex deal?  I don't really fly Delta very much.  people mock their miles alot because of award availability but I don't have a lot of personal experience in the last few years.  flew an award route years ago to Napa but don't recall how hard it was to get tickets.  apparently they also charge high fuel charges similar to BA on international routes.  plus $5k spend in 6 months.  :dunno:

Delta is terrible unless you book at the last minute and spend way more than everyone else on the plane.  Unless you do that, you will be sitting in the back middle seat.

I'm not sure what seating has to do with it. do you not pick your seat yourself immediately when booking?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 16, 2012, 08:23:30 PM
Did the SW 50k offer disappear? I checked a couple blogs and they all link to a 25k offer.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2012, 08:24:26 PM
Yeah
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 16, 2012, 08:38:31 PM
Yeah

 :embarrassed:

yeah just read this

Quote
2.   Chase Southwest.  The Chase Southwest Plus and Premier cards now offer only a 25,000 point sign-up bonus instead of 50,000 points.  I’ve updated the links on the Airline Credit Card tab to the lower offer.

However, the 50,000 point offer has run ~4 times last year and every few months in 2012, so I fully expect it to be back soon.

The Southwest Companion pass is my favorite airline perk, and Emily and I have used our Companion Pass more than we intended to this year!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 17, 2012, 12:34:00 PM
https://www.facebook.com/Hampton/...5189742156
Step 1: Like their Facebook Page
Step 2: Watch the Hamptonality Moments video
Step 3: Share the video with your friends
Step 4: Enter your HHonors info on the next screen to earn 500 Hilton HHonors™ Bonus Points!
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 18, 2012, 10:56:17 PM
https://www.facebook.com/Hampton/...5189742156
Step 1: Like their Facebook Page
Step 2: Watch the Hamptonality Moments video
Step 3: Share the video with your friends
Step 4: Enter your HHonors info on the next screen to earn 500 Hilton HHonors™ Bonus Points!

$3.75 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on September 19, 2012, 01:36:42 AM
are there any awesome cards out there right now? doesn't seem like there are any like there have been in the past.. (I am also basing this totally off of what the majority of you post on here)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 19, 2012, 06:38:05 AM
anyone doing the 70k Delta Amex deal?  I don't really fly Delta very much.  people mock their miles alot because of award availability but I don't have a lot of personal experience in the last few years.  flew an award route years ago to Napa but don't recall how hard it was to get tickets.  apparently they also charge high fuel charges similar to BA on international routes.  plus $5k spend in 6 months.  :dunno:

Delta is terrible unless you book at the last minute and spend way more than everyone else on the plane.  Unless you do that, you will be sitting in the back middle seat.

I'm not sure what seating has to do with it. do you not pick your seat yourself immediately when booking?

It used to be that way, but now if you book within a certain time period (no idea what it is) you always get the "seat assigned at gate".  This is through my work amex system btw.  It makes me crazy.  I yell at the ticket people every time to just give me a seat.  NWA was so badass.  Delta is  :chainsaw:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 19, 2012, 07:55:22 AM
are there any awesome cards out there right now? doesn't seem like there are any like there have been in the past.. (I am also basing this totally off of what the majority of you post on here)

nothing crazy. there's a 70k Delta Amex which is pretty good. requires $5k spend. the 30k SPG is over for this year. other than that just the reg.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on September 20, 2012, 02:36:50 PM
are there any awesome cards out there right now? doesn't seem like there are any like there have been in the past.. (I am also basing this totally off of what the majority of you post on here)

nothing crazy. there's a 70k Delta Amex which is pretty good. requires $5k spend. the 30k SPG is over for this year. other than that just the reg.

Have you found a link to the Delta 70k card?  I can't get any of them to work. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 20, 2012, 02:47:28 PM
are there any awesome cards out there right now? doesn't seem like there are any like there have been in the past.. (I am also basing this totally off of what the majority of you post on here)

nothing crazy. there's a 70k Delta Amex which is pretty good. requires $5k spend. the 30k SPG is over for this year. other than that just the reg.

Have you found a link to the Delta 70k card?  I can't get any of them to work.

sorry bro, offer now dead.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on September 20, 2012, 02:56:57 PM
sorry bro, offer now dead.  :frown:


 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 20, 2012, 05:44:56 PM
60k Priority Club Rewards Visa any good? 

No spend. First year free.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on September 20, 2012, 05:46:05 PM
No, if you want 80k you can have it
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on September 20, 2012, 07:13:14 PM
No, if you want 80k you can have it
this cc game gets so messy, if I ever get in it like you I'd have to make a spreadsheet or have reminders on my calendar.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 20, 2012, 07:18:18 PM
No, if you want 80k you can have it
this cc game gets so messy, if I ever get in it like you I'd have to make a spreadsheet or have reminders on my calendar.

At some point, fairly early on, a spreadsheet becomes an absolute necessity.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on September 20, 2012, 07:19:23 PM
I have a google doc spreadsheet for it
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 21, 2012, 12:58:38 PM
No, if you want 80k you can have it

Is 80k any good then?  Does it get you anything? 

Kind of need a new Visa/MC, ready to cancel my United MC.  Just for the non-AmEx friendly places that occasionally come up.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2012, 01:06:50 PM
No, if you want 80k you can have it

Is 80k any good then?  Does it get you anything? 

Kind of need a new Visa/MC, ready to cancel my United MC.  Just for the non-AmEx friendly places that occasionally come up.

(http://www.traveltogotham.com/wp-content/uploads/2012/08/IHG-Reward-Nights1.png)

It's decent for a sign up bonus but the card is dogshit for spending money on
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 21, 2012, 02:14:02 PM
No, if you want 80k you can have it

Is 80k any good then?  Does it get you anything? 

Kind of need a new Visa/MC, ready to cancel my United MC.  Just for the non-AmEx friendly places that occasionally come up.

for domestic nonlux travel, it's a good deal.  easy to find, easy to book, lots of rooms at 15k, not impossible to find at 10k, points don't expire.  it's ca. $500 in easy to use room points.  sd, although a vile nazi, is right about using it though.  just get the bonus and move on.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on September 21, 2012, 02:33:10 PM
No, if you want 80k you can have it

Is 80k any good then?  Does it get you anything? 

Kind of need a new Visa/MC, ready to cancel my United MC.  Just for the non-AmEx friendly places that occasionally come up.

(http://www.traveltogotham.com/wp-content/uploads/2012/08/IHG-Reward-Nights1.png)

It's decent for a sign up bonus but the card is dogshit for spending money on
What do you think the best card is to accumulate on?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2012, 02:33:38 PM
Chase Sapphire Preferred or SPG Amex
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on September 21, 2012, 04:04:17 PM
No, if you want 80k you can have it

Is 80k any good then?  Does it get you anything? 

Kind of need a new Visa/MC, ready to cancel my United MC.  Just for the non-AmEx friendly places that occasionally come up.

It'll get you 3 nights in one of the beachfront holiday inn resorts.  Speaking of which, does anyone have a link to the 80K offer?  Getting ready to remodel the kitchen, so I'll easily be able to hit minimum spends for cards for the next few months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 21, 2012, 04:46:29 PM
Priority Club Pro-Tips:  They only have a limited amount of reward rooms per night for each hotel and they seem to run out pretty quickly.  The card gives you "platinum status" which is pretty much worthless.  Supposedly you can call 24 hours in advance and you're guaranteed a room at any hotel.  Catches:  A.) you can't use reward points for the stay and B.) the hotel can designate "special events" days and the 24 hour deal doesn't apply on those days.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2012, 04:47:35 PM
I don't believe that reward room availability comment is accurate rams.

Go to this link, enter your PC number, if you have any points activity at all you should get 80k offer:

https://visa.priorityclub.com/?cm_mmc=IMMerch-_-PC2_US_en-_-Visa3rdpty-_-Vanity_Visa
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 21, 2012, 05:56:01 PM
Each PC hotel has to have 5% of their total rooms open to PC rewards availability.  There is really no reason not to go higher though, unless you are going to sell out.  Even then, the incentive is small.

The guarantee for a room is 72 hours in advance and points can't necessarily be used.  They have X amount of special event days they can use per year as well.  Some hotels can be dicks and jack up their rates if someone tries the 72 hour guarantee.  If you wanted to use points/guarantee, I would book the room normally then call the hotel and try to get them to ok using points.  If they know what they are doing, they won't, but most HIs are run by dumbasses
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2012, 05:59:54 PM
I've found that, for the most part, PC award availability to be good
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 21, 2012, 06:08:00 PM
Each PC hotel has to have 5% of their total rooms open to PC rewards availability.  There is really no reason not to go higher though, unless you are going to sell out.  Even then, the incentive is small.

The guarantee for a room is 72 hours in advance and points can't necessarily be used.  They have X amount of special event days they can use per year as well.  Some hotels can be dicks and jack up their rates if someone tries the 72 hour guarantee.  If you wanted to use points/guarantee, I would book the room normally then call the hotel and try to get them to ok using points.  If they know what they are doing, they won't, but most HIs are run by dumbasses

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 21, 2012, 06:21:08 PM
I've found that, for the most part, PC award availability to be good

HI's get reimbursed an amount that should cover the cost of cleaning/stocking the room.  If they are close to booked, they get reimbursed average rate for the night.  Little reason to limit availability until you're absolutely certain you can sell out and for a good rate.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 21, 2012, 06:25:15 PM
Chase Sapphire Preferred or SPG Amex

I could prob look a little harder, but will get a better answer here. What is dif between preferred and non. I get 2x dining and maybe other stuff on the non. Doesn't really matter to me since I got 100k for the non.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2012, 09:38:59 PM
Chase Sapphire Preferred or SPG Amex

I could prob look a little harder, but will get a better answer here. What is dif between preferred and non. I get 2x dining and maybe other stuff on the non. Doesn't really matter to me since I got 100k for the non.

I don't know. I wasn't even aware there was another one. prolly the same from the sounds of it? you still get ultimate reward points right?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 21, 2012, 09:50:45 PM
Chase Sapphire Preferred or SPG Amex

I could prob look a little harder, but will get a better answer here. What is dif between preferred and non. I get 2x dining and maybe other stuff on the non. Doesn't really matter to me since I got 100k for the non.

I don't know. I wasn't even aware there was another one. prolly the same from the sounds of it? you still get ultimate reward points right?

Yep, I got 100k to sign up. No annual fee.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2012, 09:52:58 PM
yeah, me too
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on September 21, 2012, 10:34:56 PM
Just realized my top guest account got suspended  :frown:

Wish I'd hit it harder when it was working
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2012, 10:44:53 PM
Just realized my top guest account got suspended  :frown:

Wish I'd hit it harder when it was working

meh, no big loss
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 22, 2012, 11:20:58 AM
Chase Sapphire Preferred or SPG Amex

I could prob look a little harder, but will get a better answer here. What is dif between preferred and non. I get 2x dining and maybe other stuff on the non. Doesn't really matter to me since I got 100k for the non.

I don't know. I wasn't even aware there was another one. prolly the same from the sounds of it? you still get ultimate reward points right?

Yep, I got 100k to sign up. No annual fee.  :gocho:
The non preferred you can't transfer points directly to all the hotel and airline programs, but if you have a preferred you can transfer points to it and then to a hotel or airline program
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2012, 11:22:26 AM
yeah, just saw this

http://boardingarea.com/blogs/justanotherpointstraveler/2012/09/22/reader-question-chase-sapphire-vs-chase-sapphire-preferred-can-you-upgrade-still-get-sign-up-bonus/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+JustAnotherPointsTraveler+%28Just+Another+Points+Traveler%29

the non-preferred is a pile of crap for credit n00bs. T&Ps Stupid Fitz
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on September 22, 2012, 11:30:34 AM
yo steve dave want to send me your template(but obviously w/o all of your info on it) tia boss
Title: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2012, 11:38:51 AM
What do you mean?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2012, 11:50:06 AM
do you mean what cards I have? picture a spreadsheet with the name of the card, when I got it, the minimum spend, and annual fee, and when I plan to cancel it (or KEEP) in the five columns :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on September 22, 2012, 12:41:09 PM
do you mean what cards I have? picture a spreadsheet with the name of the card, when I got it, the minimum spend, and annual fee, and when I plan to cancel it (or KEEP) in the five columns :dunno:
yeah thats kinda what I figured. thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 27, 2012, 09:28:13 AM
http://boardingarea.com/blogs/mommypoints/2012/09/27/hyatt-regency-wichita-family-visits-and-high-school-reunions/

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on September 27, 2012, 09:31:12 AM
What should I apply for that will allow me to fly to the bowl game for free this January? Do not care about anything else on the card, prefer pretty low spend.  $1K / month is about the top I could spend on it.  TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 27, 2012, 09:39:23 AM
What should I apply for that will allow me to fly to the bowl game for free this January? Do not care about anything else on the card, prefer pretty low spend.  $1K / month is about the top I could spend on it.  TIA.

southwest. though it only has 25k bonus sign up right now and would be stupid to get it. you could probably get one RT out of it.  I'd roll the dice and get one of the 50k AA cards though (if you can make the spend ASAP)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 27, 2012, 09:50:52 AM
http://boardingarea.com/blogs/mommypoints/2012/09/27/hyatt-regency-wichita-family-visits-and-high-school-reunions/

 :sdeek:

that darn little c is quite the scammer what with getting her grandparents to get her concession food and all. what a sweetheart.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 27, 2012, 09:51:49 AM
little C inherited the worst parts of each of her parent's faces
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on September 27, 2012, 09:53:46 AM
What should I apply for that will allow me to fly to the bowl game for free this January? Do not care about anything else on the card, prefer pretty low spend.  $1K / month is about the top I could spend on it.  TIA.

southwest. though it only has 25k bonus sign up right now and would be stupid to get it. you could probably get one RT out of it.  I'd roll the dice and get one of the 50k AA cards though (if you can make the spend ASAP)

Already have a Citi AA card... not enough points for a trip and that probably won't change in the meantime.  Any chance SW does another 50k offer in time?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 27, 2012, 09:56:02 AM
What should I apply for that will allow me to fly to the bowl game for free this January? Do not care about anything else on the card, prefer pretty low spend.  $1K / month is about the top I could spend on it.  TIA.

southwest. though it only has 25k bonus sign up right now and would be stupid to get it. you could probably get one RT out of it.  I'd roll the dice and get one of the 50k AA cards though (if you can make the spend ASAP)

Already have a Citi AA card... not enough points for a trip and that probably won't change in the meantime.  Any chance SW does another 50k offer in time?

very slim because you are looking at a minimum of 30 days after applying to get the points.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 27, 2012, 10:03:13 AM
http://boardingarea.com/blogs/mommypoints/2012/09/27/hyatt-regency-wichita-family-visits-and-high-school-reunions/

 :sdeek:

Any old people here graduate from Newton high around 1992? Also I've stayed at that hotel for a wedding, can confirm its nice.
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on September 27, 2012, 10:09:03 AM
What should I apply for that will allow me to fly to the bowl game for free this January? Do not care about anything else on the card, prefer pretty low spend.  $1K / month is about the top I could spend on it.  TIA.

southwest. though it only has 25k bonus sign up right now and would be stupid to get it. you could probably get one RT out of it.  I'd roll the dice and get one of the 50k AA cards though (if you can make the spend ASAP)

Already have a Citi AA card... not enough points for a trip and that probably won't change in the meantime.  Any chance SW does another 50k offer in time?

very slim because you are looking at a minimum of 30 days after applying to get the points.

:thumbs: looks like I'll be flying out of KC
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 27, 2012, 10:17:31 AM
little C inherited the worst parts of each of her parent's faces

yeah. daris kids very thankfully got the opposite. little daris' 1. little c 0.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 27, 2012, 10:19:06 AM
What should I apply for that will allow me to fly to the bowl game for free this January? Do not care about anything else on the card, prefer pretty low spend.  $1K / month is about the top I could spend on it.  TIA.

southwest. though it only has 25k bonus sign up right now and would be stupid to get it. you could probably get one RT out of it.  I'd roll the dice and get one of the 50k AA cards though (if you can make the spend ASAP)

Already have a Citi AA card... not enough points for a trip and that probably won't change in the meantime.  Any chance SW does another 50k offer in time?

very slim because you are looking at a minimum of 30 days after applying to get the points.

an option would be to get a sapphire card and then transfer to southwest or whatever worked.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 27, 2012, 12:27:57 PM
What should I apply for that will allow me to fly to the bowl game for free this January? Do not care about anything else on the card, prefer pretty low spend.  $1K / month is about the top I could spend on it.  TIA.

southwest. though it only has 25k bonus sign up right now and would be stupid to get it. you could probably get one RT out of it.  I'd roll the dice and get one of the 50k AA cards though (if you can make the spend ASAP)

what about the US Airways card?   :dunno:  good bonus, first purchase, churnable, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 27, 2012, 12:37:14 PM
yeah, not bad. you can do that 8man. will probably not find award availability on US Air though. Can cross your fingers and hope United has some. The good thing about the AA card is that you get 50k which, if you are desperate, will get you a high level RT flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 27, 2012, 08:23:26 PM
Anybody familiar with Wyndham rewards or a card for them, I met the GM of the Ramada and he said he would give me some points if I ate lunch at their restaurant  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 27, 2012, 08:35:38 PM
Anybody familiar with Wyndham rewards or a card for them, I met the GM of the Ramada and he said he would give me some points if I ate lunch at their restaurant  :dunno:

don't do it
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 27, 2012, 09:34:59 PM
Anybody familiar with Wyndham rewards or a card for them, I met the GM of the Ramada and he said he would give me some points if I ate lunch at their restaurant  :dunno:

you talked to Bill?  Tell him Moose said to give you double...
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 27, 2012, 10:17:41 PM
Anybody familiar with Wyndham rewards or a card for them, I met the GM of the Ramada and he said he would give me some points if I ate lunch at their restaurant  :dunno:

:runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 27, 2012, 10:21:33 PM
Anybody familiar with Wyndham rewards or a card for them, I met the GM of the Ramada and he said he would give me some points if I ate lunch at their restaurant  :dunno:

you talked to Bill?  Tell him Moose said to give you double...

nope, Roger
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on September 28, 2012, 09:31:28 AM
ACT NOW! THIS OFFER EXPIRES ON OCTOBER 4, 2012. As an A+ Rewards® Member, you’ve been selected for a limited-time offer. Get 2 Roundtrip Flights after you spend $2,000 in the first 3 months of opening your account plus 2 Business Class upgrades after first purchase. Apply for the NEW AirTran® Airways A+ Rewards Credit Card before Thursday, October 4, 2012 to receive these benefits:

2 ROUNDTRIP FLIGHTS after you spend $2,000 in the first 3 months

2 BUSINESS CLASS UPGRADES after your first purchase

Introductory Annual Fee of $0 for the first year, then $69†

2 Anniversary Credits every year after your Cardmember Anniversary

You will receive 32 bonus A+ Rewards credits with this bonus offer. To qualify for your bonus A+ Rewards Credits, you must make purchases totaling $2,000 or more during the first 3 months from account opening; please allow 6 to 8 weeks for bonus A+ Rewards Credits to post to your AirTran Airways A+ Rewards account. Purchases do not include using your account for balance transfers or cash advances, or using any checks that access your account. AirTran Airways will issue a roundtrip flight for every 16 A+ Rewards Credits accumulated during any consecutive 24-month period. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time AirTran Airways A+ Rewards personal Credit Card from Chase Cardmembers with new accounts. Previous and existing AirTran Airways A+ Rewards personal Credit Card from Chase Cardmembers/accounts are not eligible for this bonus offer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 28, 2012, 09:44:23 AM
yes, you definitely want to do that saul. those will be southwest miles soon.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 28, 2012, 09:48:32 AM
ACT NOW! THIS OFFER EXPIRES ON OCTOBER 4, 2012. As an A+ Rewards® Member, you’ve been selected for a limited-time offer. Get 2 Roundtrip Flights after you spend $2,000 in the first 3 months of opening your account plus 2 Business Class upgrades after first purchase. Apply for the NEW AirTran® Airways A+ Rewards Credit Card before Thursday, October 4, 2012 to receive these benefits:

2 ROUNDTRIP FLIGHTS after you spend $2,000 in the first 3 months

2 BUSINESS CLASS UPGRADES after your first purchase

Introductory Annual Fee of $0 for the first year, then $69†

2 Anniversary Credits every year after your Cardmember Anniversary

You will receive 32 bonus A+ Rewards credits with this bonus offer. To qualify for your bonus A+ Rewards Credits, you must make purchases totaling $2,000 or more during the first 3 months from account opening; please allow 6 to 8 weeks for bonus A+ Rewards Credits to post to your AirTran Airways A+ Rewards account. Purchases do not include using your account for balance transfers or cash advances, or using any checks that access your account. AirTran Airways will issue a roundtrip flight for every 16 A+ Rewards Credits accumulated during any consecutive 24-month period. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time AirTran Airways A+ Rewards personal Credit Card from Chase Cardmembers with new accounts. Previous and existing AirTran Airways A+ Rewards personal Credit Card from Chase Cardmembers/accounts are not eligible for this bonus offer.

yeah. i saw that was being targeted to some folks. here's the deal...sd will prob tell you that it's garbage but i don't really agree. airtran still flies out of both kc and wichita and will be for at least another ten months. you can get a round trip out of either of those cities to cabo, cancun, aruba, jamaica or bermuda for as little as 16 credits and there actually seems to be pretty decent availability. not amazing but decent. you can also take those credits and directly transfer them over to southwest if you wanted. not a bad deal imo and it's one that won't be around a year from now so...


***just saw sd comment and realized he did not trash it. that sob surprises me sometimes. he really does.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 28, 2012, 10:33:50 AM
$400 credit after spending $1000 in 90 days, plus you get to CHHHHHIIIIEEEEFFFFSSSSS!!!!!!! every time you pay for something (if you're into that sort of thing)
 http://boardingarea.com/blogs/mommypoints/2012/09/27/barclays-nfl-card-400-credit-after-spending-1000/
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on September 28, 2012, 10:45:56 AM
link http://www.nflextrapoints.com/kansas-city-chiefs-credit-card/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 28, 2012, 12:21:37 PM
also, was in a meeting for the last couple hours and realized about fifteen minutes in that sd still prob thinks that airtran card is crap but knows that saul really likes southwest so that's why he said what he said. had him pegged correctly after all.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 28, 2012, 12:23:01 PM
also, was in a meeting for the last couple hours and realized about fifteen minutes in that sd still prob thinks that airtran card is crap but knows that saul really likes southwest so that's why he said what he said. had him pegged correctly after all.

NOPE
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 28, 2012, 09:33:21 PM
Anybody familiar with Wyndham rewards or a card for them, I met the GM of the Ramada and he said he would give me some points if I ate lunch at their restaurant  :dunno:

you talked to Bill?  Tell him Moose said to give you double...

nope, Roger

ah, I guess Bill has moved up to Director of Operations for all of Parrish's hotels, not just Ramada.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 28, 2012, 09:34:43 PM
jesus, it's turned into a super 8 funfest in here  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 28, 2012, 09:35:17 PM
ACT NOW! THIS OFFER EXPIRES ON OCTOBER 4, 2012. As an A+ Rewards® Member, you’ve been selected for a limited-time offer. Get 2 Roundtrip Flights after you spend $2,000 in the first 3 months of opening your account plus 2 Business Class upgrades after first purchase. Apply for the NEW AirTran® Airways A+ Rewards Credit Card before Thursday, October 4, 2012 to receive these benefits:

2 ROUNDTRIP FLIGHTS after you spend $2,000 in the first 3 months

2 BUSINESS CLASS UPGRADES after your first purchase

Introductory Annual Fee of $0 for the first year, then $69†

2 Anniversary Credits every year after your Cardmember Anniversary

You will receive 32 bonus A+ Rewards credits with this bonus offer. To qualify for your bonus A+ Rewards Credits, you must make purchases totaling $2,000 or more during the first 3 months from account opening; please allow 6 to 8 weeks for bonus A+ Rewards Credits to post to your AirTran Airways A+ Rewards account. Purchases do not include using your account for balance transfers or cash advances, or using any checks that access your account. AirTran Airways will issue a roundtrip flight for every 16 A+ Rewards Credits accumulated during any consecutive 24-month period. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. This one-time bonus offer is valid only for first-time AirTran Airways A+ Rewards personal Credit Card from Chase Cardmembers with new accounts. Previous and existing AirTran Airways A+ Rewards personal Credit Card from Chase Cardmembers/accounts are not eligible for this bonus offer.

any way to get this if not targeted?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 28, 2012, 09:36:58 PM
not yet, though there's speculation it may go public soon
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 28, 2012, 09:41:18 PM
Lucky gets the goEMAW suite upgrade!

http://boardingarea.com/blogs/onemileatatime/2012/09/28/check-out-my-suite-upgrade/?utm_source=twitterfeed&utm_medium=twitter&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 28, 2012, 09:43:32 PM
not yet, though there's speculation it may go public soon

I'm on my phone and lazy. What's the a+ reward to rapid reward transfer ratio?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 28, 2012, 09:46:30 PM
not yet, though there's speculation it may go public soon

I'm on my phone and lazy. What's the a+ reward to rapid reward transfer ratio?

they are equal.   The only thing Ive read is that they are equivalent to the old RR points, so they are capacity controlled unlike the new RR system.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 28, 2012, 09:50:05 PM
basically 32 credits = 50k sw (I think)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 28, 2012, 09:54:37 PM
 :bill:
basically 32 credits = 50k sw (I think)

yeah, should have clarified, they are equal in that 16 A+ = 16 old RR = 25k new RR = 1 free RT ticket

Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 28, 2012, 09:56:04 PM
basically 32 credits = 50k sw (I think)

no. its the opposite. kind of. give me a minute...
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 28, 2012, 10:14:02 PM
the new southwest system of getting 50k rapid reward points can be transferred to airtran at a rate of 1,200-1 airtran point. airtran flights are bookable at the rate of 8 or 16 points for one way regardless of where you are flying to or from on airtran. 8 is lower level (coach) and 16 is (business) but there isn't much of a difference between the two. basically slightly more room and free drinks. so if the lower level is available from kc to chicago and from kc to aruba, it would cost you the same amount of points (8).

if you have airtran points and want to transfer them to southwest then they don't transfer to the new system (reward points which are basically cash), they transfer to the old southwest system which is kind of like the current airtran system. they transfer one point to one point.

what makes it kind of fun is that if you have a bunch of southwest rapid reward points and want to book a flight, you might want to book that flight using your rapid reward points or you might want to transfer to airtran and then back to southwest.

ex- say a southwest flight one way flight that you want to book is $280 and you have the new system rapid reward points. that would maybe cost you more rapid reward points to book with cash then it would to transfer 9,600 rapid reward points to airtran for 8 credits and then back to southwest for 8 credits if that flight is available on southwest for the old "8 credit one way booking".

pretty sure i didn't explain that well. google if confused. sorry.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 28, 2012, 10:15:49 PM
rick, rick, rick, listen, rick, listen.....just get the points, hold on, and you have 50K SW miles. (if you don't use them on airtran)
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 28, 2012, 10:21:03 PM
the new southwest system of getting 50k rapid reward points can be transferred to airtran at a rate of 1,200-1 airtran point. airtran flights are bookable at the rate of 8 or 16 points for one way regardless of where you are flying to or from on airtran. 8 is lower level (coach) and 16 is (business) but there isn't much of a difference between the two. basically slightly more room and free drinks. so if the lower level is available from kc to chicago and from kc to aruba, it would cost you the same amount of points (8).

if you have airtran points and want to transfer them to southwest then they don't transfer to the new system (reward points which are basically cash), they transfer to the old southwest system which is kind of like the current airtran system. they transfer one point to one point.

what makes it kind of fun is that if you have a bunch of southwest rapid reward points and want to book a flight, you might want to book that flight using your rapid reward points or you might want to transfer to airtran and then back to southwest.

ex- say a southwest flight one way flight that you want to book is $280 and you have the new system rapid reward points. that would maybe cost you more rapid reward points to book with cash then it would to transfer 9,600 rapid reward points to airtran for 8 credits and then back to southwest for 8 credits if that flight is available on southwest for the old "8 credit one way booking".

pretty sure i didn't explain that well. google if confused. sorry.

but the old rapid reward credit availability kind of sucks ass doesn't it?  that's my understanding.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 28, 2012, 10:25:40 PM
rick, rick, rick, listen, rick, listen.....just get the points, hold on, and you have 50K SW miles. (if you don't use them on airtran)

 :lol: :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 28, 2012, 10:33:03 PM
the new southwest system of getting 50k rapid reward points can be transferred to airtran at a rate of 1,200-1 airtran point. airtran flights are bookable at the rate of 8 or 16 points for one way regardless of where you are flying to or from on airtran. 8 is lower level (coach) and 16 is (business) but there isn't much of a difference between the two. basically slightly more room and free drinks. so if the lower level is available from kc to chicago and from kc to aruba, it would cost you the same amount of points (8).

if you have airtran points and want to transfer them to southwest then they don't transfer to the new system (reward points which are basically cash), they transfer to the old southwest system which is kind of like the current airtran system. they transfer one point to one point.

what makes it kind of fun is that if you have a bunch of southwest rapid reward points and want to book a flight, you might want to book that flight using your rapid reward points or you might want to transfer to airtran and then back to southwest.

ex- say a southwest flight one way flight that you want to book is $280 and you have the new system rapid reward points. that would maybe cost you more rapid reward points to book with cash then it would to transfer 9,600 rapid reward points to airtran for 8 credits and then back to southwest for 8 credits if that flight is available on southwest for the old "8 credit one way booking".

pretty sure i didn't explain that well. google if confused. sorry.

but the old rapid reward credit availability kind of sucks ass doesn't it?  that's my understanding.

from my experience (not much), it's no worse and maybe even better than other airlines. yes they capacity control but so does everyone else.

had a pretty messed up thing happen fairly recently. far to long to explain. was able to transfer some airtran points to southwest at the last second and use 8 credits to book a flight. same flight was not available on aa, usair, united.

dunno. this whole airtran card won't be around a year from now though. grab it now? probably. then grab other ones in three months and six months and nine months and etc. imo.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 28, 2012, 10:45:53 PM
the new southwest system of getting 50k rapid reward points can be transferred to airtran at a rate of 1,200-1 airtran point. airtran flights are bookable at the rate of 8 or 16 points for one way regardless of where you are flying to or from on airtran. 8 is lower level (coach) and 16 is (business) but there isn't much of a difference between the two. basically slightly more room and free drinks. so if the lower level is available from kc to chicago and from kc to aruba, it would cost you the same amount of points (8).

if you have airtran points and want to transfer them to southwest then they don't transfer to the new system (reward points which are basically cash), they transfer to the old southwest system which is kind of like the current airtran system. they transfer one point to one point.

what makes it kind of fun is that if you have a bunch of southwest rapid reward points and want to book a flight, you might want to book that flight using your rapid reward points or you might want to transfer to airtran and then back to southwest.

ex- say a southwest flight one way flight that you want to book is $280 and you have the new system rapid reward points. that would maybe cost you more rapid reward points to book with cash then it would to transfer 9,600 rapid reward points to airtran for 8 credits and then back to southwest for 8 credits if that flight is available on southwest for the old "8 credit one way booking".

pretty sure i didn't explain that well. google if confused. sorry.

but the old rapid reward credit availability kind of sucks ass doesn't it?  that's my understanding.

from my experience (not much), it's no worse and maybe even better than other airlines. yes they capacity control but so does everyone else.

had a pretty messed up thing happen fairly recently. far to long to explain. was able to transfer some airtran points to southwest at the last second and use 8 credits to book a flight. same flight was not available on aa, usair, united.

dunno. this whole airtran card won't be around a year from now though. grab it now? probably. then grab other ones in three months and six months and nine months and etc. imo.

oh absolutely.  I'd churn the eff out of it if I got targeted. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 28, 2012, 10:48:02 PM
it's a chase card now, no churning

EDIT: dumbfucks
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 28, 2012, 10:51:32 PM
it's a chase card now, no churning

EDIT: dumbfucks

 :embarrassed:  I got confused when raquetcat chimed in with the barclays nfl card.

that was mean, sd
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 02, 2012, 07:12:08 AM
http://boardingarea.com/blogs/onemileatatime/2012/10/02/an-old-dog-learns-a-new-packing-trick/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

Could Lucky be more adorable?  :D

Quote
Last year my mom also pointed out to me that apparently there are clothing stores other than Old Navy. Who knew? She introduced me to this brand called Lacoste that has a stupid alligator logo on it (or is it a crocodile?). She told me that apparently it’s considered “cool,” and was my only chance of marrying someone on the @AmericanAir Twitter team.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 02, 2012, 08:12:54 AM
http://boardingarea.com/blogs/onemileatatime/2012/10/02/an-old-dog-learns-a-new-packing-trick/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

Could Lucky be more adorable?  :D

Quote
Last year my mom also pointed out to me that apparently there are clothing stores other than Old Navy. Who knew? She introduced me to this brand called Lacoste that has a stupid alligator logo on it (or is it a crocodile?). She told me that apparently it’s considered “cool,” and was my only chance of marrying someone on the @AmericanAir Twitter team.

That whole blog post was just amazing
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 02, 2012, 08:24:31 AM
If I could trade places with one person on earth it may be Lucky
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 03, 2012, 07:17:26 AM
and Lucky moves to Seattle for no real reason

http://boardingarea.com/blogs/onemileatatime/2012/10/03/officially-moving-to-seattle-well-bellevue-washington/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: TheCatFanSpeaks on October 03, 2012, 09:01:04 AM
 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 03, 2012, 07:29:52 PM
Quote
9m steve dave ?@stevedaveKSU
steve dave ?@stevedaveKSU
@AmericanAir 777 DFW to LHR to be more specific!

American Airlines ?@AmericanAir
@stevedaveksu Nice! The new aircraft across the pond? That should be a great flight!

steve dave ?@stevedaveKSU
Wait, are we getting the new service!? :) @AmericanAir @stevedaveksu Nice! The new aircraft across the pond? That should be a great flight!

Lucky was talking to his GFs at @americanair. I said I was worried about our booking given the recent troubles. They respond that I am lucky because I get to fly the "new aircraft" to London. I, being a travel nerd, know that I'm not getting the new jet and am getting an old one.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 03, 2012, 07:30:43 PM
Quote
@stevedaveksu My apologies, the new 777 to LHR starts in Febuary! Oh no, you'll have to go then too! :) Brazil has the new 777 in Nov.

NOPE
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 03, 2012, 10:14:27 PM
what is it, a 747?

biggest plane I've ever been on is a 767 and that was as short flight between Atlanta and Orlando.  :jerk:

always wanted to fly on a 747 or an A380
Title: How Many Credit Cards Do You Have?
Post by: steve dave on October 04, 2012, 05:48:21 AM
777 there, 747 back
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 04, 2012, 09:27:24 AM
jealous
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 04, 2012, 09:31:29 AM
jealous

I'm in row 3 in the nose of the 747. I will be able to see out the window straight ahead because of the curve of the jet. in even the most minor crash I will be instantly killed on impact and probably exit the plain flying through that window.

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on October 04, 2012, 09:59:36 AM
jealous

I'm in row 3 in the nose of the 747. I will be able to see out the window straight ahead because of the curve of the jet. in even the most minor crash I will be instantly killed on impact and probably exit the plain flying through that window.

 :sdeek:

At least you would be going out in style....with a free drink in hand hopefully.   :drink:
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on October 04, 2012, 10:07:43 AM
jealous

I'm in row 3 in the nose of the 747. I will be able to see out the window straight ahead because of the curve of the jet. in even the most minor crash I will be instantly killed on impact and probably exit the plain flying through that window.

 :sdeek:
TAKE PICTURES!  :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 04, 2012, 01:20:20 PM
jealous

I'm in row 3 in the nose of the 747. I will be able to see out the window straight ahead because of the curve of the jet. in even the most minor crash I will be instantly killed on impact and probably exit the plain flying through that window.

 :sdeek:

worth it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 04, 2012, 01:31:06 PM
will actually be seated ahead of the pilot who is on the second deck. really mind blowing stuff. 
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 04, 2012, 02:53:34 PM
will actually be seated ahead of the pilot who is on the second deck. really mind blowing stuff. 

 :thumbs: 747 is an amazing plane
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 04, 2012, 07:23:28 PM
JW, Delta 70k offer back, kind of a weird way to get it but I just got approved:

http://boardingarea.com/blogs/viewfromthewing/2012/10/04/delta-american-express-70000-mile-signup-bonus-is-back/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fviewfromthewing+%28View+from+the+Wing%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 04, 2012, 09:25:28 PM
Maybe old news but I got an email from Marriott announcing that Gaylord hotels is now under the Marriott umbrella.

GAY-LORD
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 04, 2012, 09:31:23 PM
bet gooch is gonna make a new vid about it
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 05, 2012, 08:01:08 AM
Somebody try playing around with codes and stuff while I'm at work and find us a good deal on renting a big rough ridin' SUV or minivan from Wichita late tonight or real early tomorrow morning that we could probably get back w/in 24 hours or certainly before Monday assuming the places aren't open tomorrow night when we get back from Manhattan.

I've tried using the #1Gold thing on Hertz that was mentioned a long time ago here and most of the associated Hertz deals from various airline/hotel memberships and I'm finding it's about $100.  Seems high.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 05, 2012, 08:11:06 AM
that's about what you will pay for a big ass van or SUV per day
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 05, 2012, 08:23:20 AM
that's about what you will pay for a big ass van or SUV per day

Well, eff.

GOOCH/MASK & HIS rough ridin' SQUAWK FRIENDS!!! :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on October 05, 2012, 08:47:32 AM
JW, Delta 70k offer back, kind of a weird way to get it but I just got approved:

http://boardingarea.com/blogs/viewfromthewing/2012/10/04/delta-american-express-70000-mile-signup-bonus-is-back/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fviewfromthewing+%28View+from+the+Wing%29

Worth doing re: bowl game flight if I haven't gotten signed up for Southwest card yet?  I don't currently have a skymiles acct and have never had an AMEX.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 05, 2012, 08:49:18 AM
Well, you have to spend $5k on it to get the miles. if that is doable within the first month then it could be a good option.
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on October 05, 2012, 08:52:10 AM
Well, you have to spend $5k on it to get the miles. if that is doable within the first month then it could be a good option.

Says 25k after first purchase :dunno:

would that be enough to get a RT flight from KC to Phoenix / Dallas / Miami / New Orleans with skymiles?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 05, 2012, 08:54:10 AM
Well, you have to spend $5k on it to get the miles. if that is doable within the first month then it could be a good option.

Says 25k after first purchase :dunno:

would that be enough to get a RT flight from KC to Phoenix / Dallas / Miami / New Orleans with skymiles?

theoretically, but probably not. skymiles are notoriously difficult to use at low redemption rates. you will most likely find medium availability.  here is their chart:

http://dmn.delta.com/skymiles/direct/charts/us49/

the travel bloggers call them "sky pesos" because of the difficulty finding award availability at the low rate
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on October 05, 2012, 08:54:53 AM
Gotcha, thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 05, 2012, 09:51:51 AM
Somebody try playing around with codes and stuff while I'm at work and find us a good deal on renting a big rough ridin' SUV or minivan from Wichita late tonight or real early tomorrow morning that we could probably get back w/in 24 hours or certainly before Monday assuming the places aren't open tomorrow night when we get back from Manhattan.

I've tried using the #1Gold thing on Hertz that was mentioned a long time ago here and most of the associated Hertz deals from various airline/hotel memberships and I'm finding it's about $100.  Seems high.

that's ridiculous... our corporate rate is $50/day for an suv/minivan

when I've rented through hertz I give them my southwest rapid rewards number and you get 600 points, think it works out to $5 in fares
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 05, 2012, 09:55:30 AM
can get a minivan at the wichita budget for $82 for 24 hours which is the best I've found.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 05, 2012, 10:14:58 AM
Gooch thinks it'll still be cramped for 5 of us and all his "supplies."  Clearly he just doesn't want me riding up with him and exposing his maskness right away.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 05, 2012, 03:04:46 PM
Trim,  if you happen to have any BA Avios, check using them to rent a car.   I got a fullsize in Dallas for the Cotton Bowl for 9k Avios for 3 days.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 05, 2012, 03:11:56 PM
8man, I was just thinking about your bowl trip needs and couldn't remember if we had talked about the US Air card or not. Phoenix is their western hub and 2 of our more likely bowl destinations are in Phoenix. Plus you get 40k US Air miles after first use. That is probably your best bet. 
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on October 05, 2012, 03:16:38 PM
8man, I was just thinking about your bowl trip needs and couldn't remember if we had talked about the US Air card or not. Phoenix is their western hub and 2 of our more likely bowl destinations are in Phoenix. Plus you get 40k US Air miles after first use. That is probably your best bet. 

alright, will look into it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 05, 2012, 03:17:53 PM
link in case you can't find it:

http://www.mostmiles.com/Chairmans

it's also very churnable
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 05, 2012, 03:19:38 PM
did that Frontier card ever go public?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 05, 2012, 03:21:21 PM
did that Frontier card ever go public?

I must have missed this
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 05, 2012, 03:25:43 PM
did that Frontier card ever go public?

I must have missed this

sorry, meant Airtran
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 05, 2012, 03:26:16 PM
did that Frontier card ever go public?

I must have missed this

sorry, meant Airtran

not that I ever saw
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 05, 2012, 04:31:33 PM
Trim,  if you happen to have any BA Avios, check using them to rent a car.   I got a fullsize in Dallas for the Cotton Bowl for 9k Avios for 3 days.

See above.  Gooch can go mask it up for all I care.  I'm rolling up in the goEMAW jeep and doing some donuts in daris' front lawn before hitting winters' place to plot.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 07, 2012, 09:32:33 PM
Another 500 free hilton points

http://boardingarea.com/blogs/onemileatatime/2012/10/05/another-500-free-hilton-hhonors-points-with-hamptonality-moments/
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on October 07, 2012, 10:06:44 PM
8man, I was just thinking about your bowl trip needs and couldn't remember if we had talked about the US Air card or not. Phoenix is their western hub and 2 of our more likely bowl destinations are in Phoenix. Plus you get 40k US Air miles after first use. That is probably your best bet.

 :dubious:

http://goEMAW.com/forum/index.php?topic=896.msg613879#msg613879 (http://goEMAW.com/forum/index.php?topic=896.msg613879#msg613879)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 08, 2012, 11:28:36 AM
I have a conspiracy theory that AA is intentionally sucking ass to nudge the judicial process along to allow the AA/USA merger
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on October 08, 2012, 11:35:50 AM
I have a conspiracy theory that AA is intentionally sucking ass to nudge the judicial process along to allow the AA/USA merger

Take it to the conspiracy theory thread
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 08, 2012, 11:38:02 AM
I have a conspiracy theory that AA is intentionally sucking ass to nudge the judicial process along to allow the AA/USA merger

Take it to the conspiracy theory thread

nope
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 08, 2012, 01:43:54 PM
SW 50k for the personal and business card is back, but now with a $2000 spend in 3 months. It's still a great deal and just in time to get the companion pass in early 2013 so you get to use it for most of 2013 and 2014
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 08, 2012, 01:50:41 PM
SW 50k for the personal and business card is back, but now with a $2000 spend in 3 months. It's still a great deal and just in time to get the companion pass in early 2013 so you get to use it for most of 2013 and 2014

Yeah, gonna have mrs. dave get the personal and biz at the beginning of 2013 and do this. Have to hit $10k in spend on 2 Delta cards between now and then as well as $750 in each of Oct/Nov/Dec on US Air to get a 12.5k bonus and $1k on United card this month to get 5k bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on October 08, 2012, 02:06:13 PM
SW 50k for the personal and business card is back, but now with a $2000 spend in 3 months. It's still a great deal and just in time to get the companion pass in early 2013 so you get to use it for most of 2013 and 2014

Yeah, gonna have mrs. dave get the personal and biz at the beginning of 2013 and do this. Have to hit $10k in spend on 2 Delta cards between now and then as well as $750 in each of Oct/Nov/Dec on US Air to get a 12.5k bonus and $1k on United card this month to get 5k bonus.

So if I was gonna do this, I should wait until 2013 to apply so the companion pass is valid for most of that year, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 08, 2012, 02:08:21 PM
Yeah, you will wait until 2013 or towards the end of 2012, you just want the points to credit in 2013. you will need to get both cards, hit the spend, get the bonuses and then earn a few more miles and you will have a companion pass for the remainder of 2013 and all of 2014. 
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 08, 2012, 09:35:12 PM
How much time has to pass between cancelling my old SW credit card and getting approved for a new one?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 08, 2012, 10:28:36 PM
How much time has to pass between cancelling my old SW credit card and getting approved for a new one?

It's a chase card so it isn't churnable, sorry.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 09, 2012, 07:11:13 AM
How much time has to pass between cancelling my old SW credit card and getting approved for a new one?

3+ years
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 09, 2012, 02:01:29 PM
this is a newb question but why the hell cant I pay my chase cards off online with another cc? Was going to pay them off with the barclays chiefs card thing if I call will they let me pay that way
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 09, 2012, 02:03:28 PM
this is a newb question but why the hell cant I pay my chase cards off online with another cc? Was going to pay them off with the barclays chiefs card thing if I call will they let me pay that way

because then I would have over a billion trillion miles/points and they won't allow that to happen. you could set up an infinite loop of payment and take down the entire system.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 09, 2012, 02:05:04 PM
this is a newb question but why the hell cant I pay my chase cards off online with another cc? Was going to pay them off with the barclays chiefs card thing if I call will they let me pay that way

because then I would have over a billion trillion miles/points and they won't allow that to happen. you could set up an infinite loop of payment and take down the entire system.
yeah I figured debt surfing was a common practice though? did they regulate this at some point then I take it
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on October 09, 2012, 02:27:25 PM
this is a newb question but why the hell cant I pay my chase cards off online with another cc? Was going to pay them off with the barclays chiefs card thing if I call will they let me pay that way

because then I would have over a billion trillion miles/points and they won't allow that to happen. you could set up an infinite loop of payment and take down the entire system.
yeah I figured debt surfing was a common practice though? did they regulate this at some point then I take it

you can always transfer your balance...usually for a 3% fee or something...but you can never "pay" one credit card bill with another.  can't imagine you ever could.  transferring balances doesn't earn you points though (see sd's post re: infinite loop).
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on October 09, 2012, 03:12:37 PM
remind me what the timetable is for churning the citi aa business.  I applied for it on 3/22 and canceled it on 8/24.  am I good to apply again?  :pray:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 09, 2012, 03:14:16 PM
remind me what the timetable is for churning the citi aa business.  I applied for it on 3/22 and canceled it on 8/24.  am I good to apply again?  :pray:

yes, I think so.  iirc the biz is 4 months or something around there.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on October 09, 2012, 03:21:00 PM
remind me what the timetable is for churning the citi aa business.  I applied for it on 3/22 and canceled it on 8/24.  am I good to apply again?  :pray:

yes, I think so.  iirc the biz is 4 months or something around there.

 :dance:

what an incredible hobby this is  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on October 10, 2012, 05:02:22 PM
Last applied about a year and a half ago and got two BA 100k cards.

my god, the world is your oyster friend.  How much can you spend on the card per month?

$1,500 - $3,000 each for two cards.

You and the wife EACH sign up for BOTH of these cards at the same time:

https://www.citicards.com/cards/acq/Apply.do?promocode=away7&ProspectID=81DDA16581FE4BF7A8024EEFC0ECFB3F&app=UNSOL&sc=4XK4IE31&m=XUSMZB2WENW&langId=EN&siteId=CB&B=S&screenID=3001

https://www.citicards.com/cards/acq/Apply.do?promocode=away7&ProspectID=81DDA16581FE4BF7A8024EEFC0ECFB3F&app=UNSOL&sc=BXD4IE61&m=XUSMZB2WENW&langId=EN&siteId=CB&B=X&screenID=3033

You will have to spend $3k on each card in the first 4 months.  You will then be sitting on 212K AA miles (enough for 2 RT business class tickets to Europe or 5 RT coach tickets). 

I would also have each of you sign up for the US Air Mastercard (http://www.mostmiles.com/Chairmans) and the Chase United Explorer (http://millionmilesecrets.com/2012/01/05/chase-united-60000-2/)  because they both only require one purchase and you would then have another 80k US Air miles and 100k United miles combined. 

Make sure you apply for all of them in the same day.

Once all of this is done check back and we will start building your hotel miles.  Godspeed.

Steve Dave, even though we aren't friends (no "happy birthday, friend" message on my birthday), could you guide me on what credit cards to get next?  I'm done with these four.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on October 10, 2012, 05:08:03 PM
Yes, when I'm on a computer instead of phone I will make your next list (unless rd beats me to it). Where will you be wanting to travel btw?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on October 10, 2012, 05:08:17 PM
Also happy birthday friend
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on October 10, 2012, 05:10:31 PM
Yes, when I'm on a computer instead of phone I will make your next list (unless rd beats me to it). Where will you be wanting to travel btw?

Seattle, LA, DC.  We usually fly Delta to DC, which is why I wanted the 70k deal, but slept on it too long. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on October 10, 2012, 05:10:52 PM
Also happy birthday friend

Oh, Thanks! 
Title: How Many Credit Cards Do You Have?
Post by: steve dave on October 10, 2012, 06:08:29 PM
JW, did you see the new link for the delta deal I posted? Good grief man.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on October 10, 2012, 09:13:54 PM
JW, did you see the new link for the delta deal I posted? Good grief man.

I do now.  Sorry I missed that.  Every time I have gone to that page I couldn't see anything near the top of the page besides the 48 pt GAY LORD.  Thanks! 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 10, 2012, 09:14:23 PM
Last applied about a year and a half ago and got two BA 100k cards.

my god, the world is your oyster friend.  How much can you spend on the card per month?

$1,500 - $3,000 each for two cards.

You and the wife EACH sign up for BOTH of these cards at the same time:

https://www.citicards.com/cards/acq/Apply.do?promocode=away7&ProspectID=81DDA16581FE4BF7A8024EEFC0ECFB3F&app=UNSOL&sc=4XK4IE31&m=XUSMZB2WENW&langId=EN&siteId=CB&B=S&screenID=3001

https://www.citicards.com/cards/acq/Apply.do?promocode=away7&ProspectID=81DDA16581FE4BF7A8024EEFC0ECFB3F&app=UNSOL&sc=BXD4IE61&m=XUSMZB2WENW&langId=EN&siteId=CB&B=X&screenID=3033

You will have to spend $3k on each card in the first 4 months.  You will then be sitting on 212K AA miles (enough for 2 RT business class tickets to Europe or 5 RT coach tickets). 

I would also have each of you sign up for the US Air Mastercard (http://www.mostmiles.com/Chairmans) and the Chase United Explorer (http://millionmilesecrets.com/2012/01/05/chase-united-60000-2/)  because they both only require one purchase and you would then have another 80k US Air miles and 100k United miles combined. 

Make sure you apply for all of them in the same day.

Once all of this is done check back and we will start building your hotel miles.  Godspeed.

is that US Air MC really only valid for Chairman's Preferred status only?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on October 11, 2012, 05:54:15 AM
no
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 11, 2012, 10:36:42 AM
fourpointssheratoncat just pm'd me and said that the clarion will become a four points on january 10th but that they still don't know whether it will be cat2 or cat3.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on October 12, 2012, 08:51:41 AM
JW, Delta 70k offer back, kind of a weird way to get it but I just got approved:

http://boardingarea.com/blogs/viewfromthewing/2012/10/04/delta-american-express-70000-mile-signup-bonus-is-back/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fviewfromthewing+%28View+from+the+Wing%29

eff eff eff eff.   :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on October 18, 2012, 03:41:24 PM
So, need some new cards -- currently using Citi AA personal card as daily spender.

Which 2-3 cards are the best out there right now?
  - Currently have ~12k Hilton pts and ~26k Holiday Inn pts

Currently doing home remodeling, so min. spends aren't an issue
 
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on October 18, 2012, 04:02:26 PM
I now have 3, and I have $17,000 in credit available to me through credit cards alone. As a college student.  That seems silly.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 19, 2012, 02:43:53 PM
So, need some new cards -- currently using Citi AA personal card as daily spender.

Which 2-3 cards are the best out there right now?
  - Currently have ~12k Hilton pts and ~26k Holiday Inn pts

Currently doing home remodeling, so min. spends aren't an issue

You could do the chase sapphire preferred or chase ink bold (business) both are great for ultimate rewards points that can be transferred to a lot of different hotel/airlines.

If you want to stock up on Hilton points doing the Hawaii airlines bank of America and Hawaii airlines bank of Hawaii will get you 140k Hilton points.

You could go for the chase SW airlines normal and business cards and only be a few thousand points away from getting a companion pass for nearly 2 years (make sure your points post in 2013)

Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on October 23, 2012, 08:47:15 AM
found my project for the day.  :fatty: 

http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29 (http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29)

 :cheese:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 23, 2012, 08:52:35 AM
found my project for the day.  :fatty: 

http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29 (http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29)

 :cheese:

A) I bet flyertalkers are pissed he wrote that
B) I bet it gets shut down within a month
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on October 23, 2012, 09:03:57 AM
found my project for the day.  :fatty: 

http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29 (http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29)

 :cheese:

A) I bet flyertalkers are pissed he wrote that
B) I bet it gets shut down within a month

yes and yes
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: The Whale on October 23, 2012, 02:00:31 PM
So, need some new cards -- currently using Citi AA personal card as daily spender.

Which 2-3 cards are the best out there right now?
  - Currently have ~12k Hilton pts and ~26k Holiday Inn pts

Currently doing home remodeling, so min. spends aren't an issue

You could do the chase sapphire preferred or chase ink bold (business) both are great for ultimate rewards points that can be transferred to a lot of different hotel/airlines.

If you want to stock up on Hilton points doing the Hawaii airlines bank of America and Hawaii airlines bank of Hawaii will get you 140k Hilton points.

You could go for the chase SW airlines normal and business cards and only be a few thousand points away from getting a companion pass for nearly 2 years (make sure your points post in 2013)

Thanks - I need to look into the Hilton cards.  Wish I could do the Southwest deal, but the closest SW is 2+ hrs away while Delta, AA, US Air are in town.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on October 23, 2012, 04:46:27 PM
found my project for the day.  :fatty: 

http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29 (http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29)

 :cheese:

A) I bet flyertalkers are pissed he wrote that
B) I bet it gets shut down within a month

yes and yes

The prepaid cards seem to be "it" right now in the cc world, mommy points had a post about it and the frequent miler guy writes a lot about the different pre pay options. Let us know how it goes if you do it rams
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on October 23, 2012, 05:17:50 PM
found my project for the day.  :fatty: 

http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29 (http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29)

 :cheese:

A) I bet flyertalkers are pissed he wrote that
B) I bet it gets shut down within a month

yes and yes

The prepaid cards seem to be "it" right now in the cc world, mommy points had a post about it and the frequent miler guy writes a lot about the different pre pay options. Let us know how it goes if you do it rams

well I already have a chase ink a mortgage and an office depot close by so why not? I'm not gonna push the limits, but I might as well give it a shot. seems like an easy 9k or so points/mo. :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 06, 2012, 03:03:58 PM
this thread was on the 4th page  :dubious:

update on this:

remind me what the timetable is for churning the citi aa business.  I applied for it on 3/22 and canceled it on 8/24.  am I good to apply again?  :pray:

yes, I think so.  iirc the biz is 4 months or something around there.

so like I said above I applied for the card and canceled on those dates.  I just applied again today and didn't get an immediate decision.  I called in so she took like 5 minutes to review it.  she said she wasn't able to approve me because I "opened this same card earlier in the year and just canceled in august and that card is still eligible to be reopened."  mother rough rider. I don't know if they've changed their policy on the aa biz or not.  now I have to wait to get a stupid rough ridin' letter in the mail and call citi's stupid rough ridin' reconsideration line and talk to some stupid rough rider that's still not going to approve me.  eff you citi.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on November 11, 2012, 03:40:46 PM
found my project for the day.  :fatty: 

http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29 (http://millionmilesecrets.com/2012/10/22/american-express-bluebird/?utm_source=feedburner&utm_medium=email&utm_campaign=Feed%3A+MillionMileSecrets+%28Million+Mile+Secrets%29)

 :cheese:

A) I bet flyertalkers are pissed he wrote that
B) I bet it gets shut down within a month

yes and yes

looks like it didn't even last the full month, no more vanilla reloads at office depot's

http://millionmilesecrets.com/2012/11/11/alternatives-vanilla-reloads/#more-19331
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 12, 2012, 07:51:33 AM
http://boardingarea.com/blogs/onemileatatime/2012/11/12/so-i-went-out-in-bangkok-last-night/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on November 12, 2012, 08:12:13 AM
http://boardingarea.com/blogs/onemileatatime/2012/11/12/so-i-went-out-in-bangkok-last-night/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

 :lol:

What a horrible racist. 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 12, 2012, 08:14:12 AM
lol
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on November 13, 2012, 12:50:54 PM
So without searching through this entire thread, I would like to pose a question.  If a guy wanted to apply for a card to get a deal on airfare to a city in Florida in January of 2013, where might be the best place to start searching or is this even possible at this point in time?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 13, 2012, 12:57:39 PM
So without searching through this entire thread, I would like to pose a question.  If a guy wanted to apply for a card to get a deal on airfare to a city in Florida in January of 2013, where might be the best place to start searching or is this even possible at this point in time?

too late prolly
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 13, 2012, 01:40:55 PM
So without searching through this entire thread, I would like to pose a question.  If a guy wanted to apply for a card to get a deal on airfare to a city in Florida in January of 2013, where might be the best place to start searching or is this even possible at this point in time?

if you hurry, you could probably sign up for the Citi AA card and make the minimum spend ASAP and get the miles posted, but you'd have to be willing to drop at least $2500 immediately.
you could possibly also sign up for the Southwest card and get the points posted in time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on November 13, 2012, 01:44:29 PM
SD, now that I've blown two chances at the 70k Delta, what is my next best option?  I'm still spending on my AA Visa even though I already hit the bonus. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 13, 2012, 01:47:09 PM
SD, now that I've blown two chances at the 70k Delta, what is my next best option?  I'm still spending on my AA Visa even though I already hit the bonus.

I would get yourself and the wife each a US Air card, use it once and put it away. Also get each of you one of the hundreds of Hilton options and start rotating them until you have close to a billion Hilton Honors.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on November 13, 2012, 03:44:45 PM
So without searching through this entire thread, I would like to pose a question.  If a guy wanted to apply for a card to get a deal on airfare to a city in Florida in January of 2013, where might be the best place to start searching or is this even possible at this point in time?

if you hurry, you could probably sign up for the Citi AA card and make the minimum spend ASAP and get the miles posted, but you'd have to be willing to drop at least $2500 immediately.
you could possibly also sign up for the Southwest card and get the points posted in time.

Thanks, I may try that.  I figured it was prolly too late but maybe worth a shot.  Spending $2500 immediately won't be a problem if necessary.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on November 13, 2012, 03:47:26 PM
Citi AA's website says 30,000 miles with a $1,000 purchase in the first 3 months.   :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on November 13, 2012, 03:50:05 PM
SD, now that I've blown two chances at the 70k Delta, what is my next best option?  I'm still spending on my AA Visa even though I already hit the bonus.

I would get yourself and the wife each a US Air card, use it once and put it away. Also get each of you one of the hundreds of Hilton options and start rotating them until you have close to a billion Hilton Honors.

We both did the 2 AA's, United, and US Air cards about five months ago. 
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 13, 2012, 04:11:13 PM
Citi AA's website says 30,000 miles with a $1,000 purchase in the first 3 months.   :emawkid:
don't do that
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on November 13, 2012, 04:36:07 PM
Citi AA's website says 30,000 miles with a $1,000 purchase in the first 3 months.   :emawkid:
don't do that

Other options?
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on November 13, 2012, 06:03:52 PM
Could get the 50k Southwest card
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 13, 2012, 07:57:27 PM
Citi AA's website says 30,000 miles with a $1,000 purchase in the first 3 months.   :emawkid:

YOU CAN DO BETTER.

http://www.flyertalk.com/forum/milesbuzz/1262549-citi-aa-50k-plus-other-offers-they-appear.html
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 13, 2012, 09:48:00 PM
Citi AA's website says 30,000 miles with a $1,000 purchase in the first 3 months.   :emawkid:

YOU CAN DO BETTER.

http://www.flyertalk.com/forum/milesbuzz/1262549-citi-aa-50k-plus-other-offers-they-appear.html
do this
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on November 13, 2012, 09:53:46 PM
hey guys, emawblast here. evidently i need a credit card. i've always used a debit and never saw the need for credit, but i guess it's probably time that i get one. i plan on using it basically as a debit card just to accumulate some credit, of which i have basically none of currently.

tell me which card should be my first.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 13, 2012, 10:05:17 PM
hey guys, emawblast here. evidently i need a credit card. i've always used a debit and never saw the need for credit, but i guess it's probably time that i get one. i plan on using it basically as a debit card just to accumulate some credit, of which i have basically none of currently.

tell me which card should be my first.
it's not that easy.  what do you want?  airline miles? hotel points?  I guess you could start with the chase sapphire so it's flexible but you may not have enough credit. 

just start here http://millionmilesecrets.com/hot-deals/ (http://millionmilesecrets.com/hot-deals/) and go down the line until you see a card that interests you.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 14, 2012, 07:19:38 AM
omg, lucky, omg

http://boardingarea.com/blogs/onemileatatime/2012/11/13/%e2%80%9cexcuse-me-can-i-have-your-sweater%e2%80%9d/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 14, 2012, 07:20:25 AM
hey guys, emawblast here. evidently i need a credit card. i've always used a debit and never saw the need for credit, but i guess it's probably time that i get one. i plan on using it basically as a debit card just to accumulate some credit, of which i have basically none of currently.

tell me which card should be my first.

do you want airline miles or hotel miles? where do you fly out of?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 14, 2012, 07:28:30 AM
the SW card is good for n00bs in most cases.

https://creditcards.chase.com/T600-020/Default.aspx?LP=6000280&AFFID=PPkX79_c.b0-N.Zh1sJ.ZUmLrx1DsdUGpA&CELL=6H8X&vanity=a1/southwest/2ffaffiliate

after you get this one and get the miles credited get this one

https://creditcards.chase.com/a1/southwest/2ffaffiliate/?CELL=6H8X&AFFID=PPkX79_c.b0-rKjBhIoKeDvniQQogU9AhQ&pvid=209558FOF505640372&jp_cmp=cc/271070/ext/3-10001876/na

you will get 100k total miles after meeting the spend on both. then you will need to get to 110k SW miles (just spend a total of 10k on the cards) and you will get a free companion pass for the remainder of the year and all of next year so everytime you book a flight a bud or chick bud flys free with you.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on November 14, 2012, 08:11:03 AM
Citi AA's website says 30,000 miles with a $1,000 purchase in the first 3 months.   :emawkid:

YOU CAN DO BETTER.

http://www.flyertalk.com/forum/milesbuzz/1262549-citi-aa-50k-plus-other-offers-they-appear.html
do this

Will try.
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on November 14, 2012, 08:45:34 AM
omg, lucky, omg

http://boardingarea.com/blogs/onemileatatime/2012/11/13/%e2%80%9cexcuse-me-can-i-have-your-sweater%e2%80%9d/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on November 18, 2012, 04:58:01 PM
Small Business Saturday enrollment starts today, https://enroll.amexnetwork.com/US/en/SBS2012/
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 18, 2012, 05:19:21 PM
Small Business Saturday enrollment starts today, https://enroll.amexnetwork.com/US/en/SBS2012/

reigstered my 9 cards this morning.    :dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 18, 2012, 05:39:24 PM
T-Y, java.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on November 18, 2012, 05:59:54 PM
Small Business Saturday enrollment starts today, https://enroll.amexnetwork.com/US/en/SBS2012/

reigstered my 9 cards this morning.    :dance:

Stud
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 19, 2012, 08:40:40 AM
Small Business Saturday enrollment starts today, https://enroll.amexnetwork.com/US/en/SBS2012/

reigstered my 9 cards this morning.    :dance:

13  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 19, 2012, 03:37:44 PM
how on earth do you have 13 amex cards? even if you got 2 for each account for you and the mrs. (not possible on some amex cards) you would need 7. good grief  :D
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 19, 2012, 04:09:19 PM
how on earth do you have 13 amex cards? even if you got 2 for each account for you and the mrs. (not possible on some amex cards) you would need 7. good grief  :D
spg- 6 (wife, mine, business, auth users on each)

hhonors - 4 (wife, mine, auth users on each)

boa virgin - 3 (wife has 2 and I have 1)

I actually have 14 because I accidentally requested 2 auth user cards for me on my wife's account and they sent them both to me and let me activate and register both of them. :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on November 19, 2012, 06:19:23 PM
My first small business day!  I'm so excited
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on November 19, 2012, 06:25:48 PM
how on earth do you have 13 amex cards? even if you got 2 for each account for you and the mrs. (not possible on some amex cards) you would need 7. good grief  :D
spg- 6 (wife, mine, business, auth users on each)

hhonors - 4 (wife, mine, auth users on each)

boa virgin - 3 (wife has 2 and I have 1)

I actually have 14 because I accidentally requested 2 auth user cards for me on my wife's account and they sent them both to me and let me activate and register both of them. :sdeek:

Run up a 300$ bar tab and pay with all 13 :sdeek:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 19, 2012, 07:55:35 PM
how on earth do you have 13 amex cards? even if you got 2 for each account for you and the mrs. (not possible on some amex cards) you would need 7. good grief  :D
spg- 6 (wife, mine, business, auth users on each)

hhonors - 4 (wife, mine, auth users on each)

boa virgin - 3 (wife has 2 and I have 1)

I actually have 14 because I accidentally requested 2 auth user cards for me on my wife's account and they sent them both to me and let me activate and register both of them. :sdeek:

Run up a 300$ bar tab and pay with all 13 :sdeek:
close. gonna go to the best liquor store in town and get 14 $25 gift cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 19, 2012, 08:14:31 PM
I did the liquor store thing one year. great usage.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on November 19, 2012, 09:38:32 PM
Liquor store is my plan too this year.  Need to stock up on Amex now that I got my foot in the door.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 20, 2012, 01:17:24 PM
the SW card is good for n00bs in most cases.

https://creditcards.chase.com/T600-020/Default.aspx?LP=6000280&AFFID=PPkX79_c.b0-N.Zh1sJ.ZUmLrx1DsdUGpA&CELL=6H8X&vanity=a1/southwest/2ffaffiliate

after you get this one and get the miles credited get this one

https://creditcards.chase.com/a1/southwest/2ffaffiliate/?CELL=6H8X&AFFID=PPkX79_c.b0-rKjBhIoKeDvniQQogU9AhQ&pvid=209558FOF505640372&jp_cmp=cc/271070/ext/3-10001876/na

you will get 100k total miles after meeting the spend on both. then you will need to get to 110k SW miles (just spend a total of 10k on the cards) and you will get a free companion pass for the remainder of the year and all of next year so everytime you book a flight a bud or chick bud flys free with you.

I would be a newbie as well on this.  So if I get the 100k points by say March/April i would have caompanion pass all of 2013 and 2014?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 20, 2012, 01:23:55 PM
the SW card is good for n00bs in most cases.

https://creditcards.chase.com/T600-020/Default.aspx?LP=6000280&AFFID=PPkX79_c.b0-N.Zh1sJ.ZUmLrx1DsdUGpA&CELL=6H8X&vanity=a1/southwest/2ffaffiliate

after you get this one and get the miles credited get this one

https://creditcards.chase.com/a1/southwest/2ffaffiliate/?CELL=6H8X&AFFID=PPkX79_c.b0-rKjBhIoKeDvniQQogU9AhQ&pvid=209558FOF505640372&jp_cmp=cc/271070/ext/3-10001876/na

you will get 100k total miles after meeting the spend on both. then you will need to get to 110k SW miles (just spend a total of 10k on the cards) and you will get a free companion pass for the remainder of the year and all of next year so everytime you book a flight a bud or chick bud flys free with you.

I would be a newbie as well on this.  So if I get the 100k points by say March/April i would have caompanion pass all of 2013 and 2014?

you need 110k. you'd get 100k bonus with the cards and it would take you 4,000 in spend to get that which would be another 4k. then you'd have 104k and would just need 6k more. spending 6k more on those cards would be the most common way to get them but there are other ways such as transferring marriot or choice hotel points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 20, 2012, 02:02:37 PM
the SW card is good for n00bs in most cases.

https://creditcards.chase.com/T600-020/Default.aspx?LP=6000280&AFFID=PPkX79_c.b0-N.Zh1sJ.ZUmLrx1DsdUGpA&CELL=6H8X&vanity=a1/southwest/2ffaffiliate

after you get this one and get the miles credited get this one

https://creditcards.chase.com/a1/southwest/2ffaffiliate/?CELL=6H8X&AFFID=PPkX79_c.b0-rKjBhIoKeDvniQQogU9AhQ&pvid=209558FOF505640372&jp_cmp=cc/271070/ext/3-10001876/na

you will get 100k total miles after meeting the spend on both. then you will need to get to 110k SW miles (just spend a total of 10k on the cards) and you will get a free companion pass for the remainder of the year and all of next year so everytime you book a flight a bud or chick bud flys free with you.

I would be a newbie as well on this.  So if I get the 100k points by say March/April i would have caompanion pass all of 2013 and 2014?

you need 110k. you'd get 100k bonus with the cards and it would take you 4,000 in spend to get that which would be another 4k. then you'd have 104k and would just need 6k more. spending 6k more on those cards would be the most common way to get them but there are other ways such as transferring marriot or choice hotel points.

I would guess the key is getting all 110k in one year. So getting the bonus spends both after jan 1 plus a few flights or 6k in spending should do the trick?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 20, 2012, 02:05:54 PM
confirmed
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 29, 2012, 08:29:41 PM
Got my first SWRR card today. Here I come companion status.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on November 29, 2012, 08:33:02 PM
Got my first SWRR card today. Here I come companion status.

CHA CHING :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 29, 2012, 09:31:05 PM
did the cash back barclays card.. I mean it was nice but I feel so unfulfilled compared to getting points
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on November 30, 2012, 02:53:02 PM
Did everybody get their statement credit for small business Saturday

Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 30, 2012, 03:28:25 PM
Did everybody get their statement credit for small business Saturday
yup  :dance:

also the bluebird/vanilla thing worked great...while it lasted.  they're still selling them at the cvs right by my house so it sucks that the 5x points is done but it makes it ridiculously easy to meet minimum spends.  not really interested in more hhonors points as the wife and I have over 400k as it is and they're stupid easy to get with churns.

just had my "legacy" chase slate card that I've had for over 10 years converted to a freedom so I can take advantage of the 2013 bonus points categories.  1st quarter includes drugstores (vanilla reloads) and 4th quarter includes amazon.com (amazon payments).  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 30, 2012, 03:48:57 PM
Did everybody get their statement credit for small business Saturday
yup  :dance:

also the bluebird/vanilla thing worked great...while it lasted.  they're still selling them at the cvs right by my house so it sucks that the 5x points is done but it makes it ridiculously easy to meet minimum spends.  not really interested in more hhonors points as the wife and I have over 400k as it is and they're stupid easy to get with churns.

just had my "legacy" chase slate card that I've had for over 10 years converted to a freedom so I can take advantage of the 2013 bonus points categories.  1st quarter includes drugstores (vanilla reloads) and 4th quarter includes amazon.com (amazon payments).  :lol:

thanks for the heads up...will have to do the same.

I'm missing 1 AMEX SBS credit our of 10, but I'm not worried.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on November 30, 2012, 04:01:26 PM
Did everybody get their statement credit for small business Saturday
yup  :dance:

also the bluebird/vanilla thing worked great...while it lasted.  they're still selling them at the cvs right by my house so it sucks that the 5x points is done but it makes it ridiculously easy to meet minimum spends.  not really interested in more hhonors points as the wife and I have over 400k as it is and they're stupid easy to get with churns.

just had my "legacy" chase slate card that I've had for over 10 years converted to a freedom so I can take advantage of the 2013 bonus points categories.  1st quarter includes drugstores (vanilla reloads) and 4th quarter includes amazon.com (amazon payments).  :lol:

Yeah I'm looking forward to the first quarter chase freedom categories too, I just ordered a bluebird and there is a CvS really close to my house so it will be an easy 7500 ultimate rewards points. Can you buy stuff (iPad, TV, etc) with Hilton points? Unless you have a big trip coming up I wouldn't think there would be any good reason for having that many hhonors points just sitting there. I need to get more familiar with Amazon payments, I feel like I'm missing out on an opportunity there
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 30, 2012, 05:28:06 PM
Did everybody get their statement credit for small business Saturday
yup  :dance:

also the bluebird/vanilla thing worked great...while it lasted.  they're still selling them at the cvs right by my house so it sucks that the 5x points is done but it makes it ridiculously easy to meet minimum spends.  not really interested in more hhonors points as the wife and I have over 400k as it is and they're stupid easy to get with churns.

just had my "legacy" chase slate card that I've had for over 10 years converted to a freedom so I can take advantage of the 2013 bonus points categories.  1st quarter includes drugstores (vanilla reloads) and 4th quarter includes amazon.com (amazon payments).  :lol:

Yeah I'm looking forward to the first quarter chase freedom categories too, I just ordered a bluebird and there is a CvS really close to my house so it will be an easy 7500 ultimate rewards points. Can you buy stuff (iPad, TV, etc) with Hilton points? Unless you have a big trip coming up I wouldn't think there would be any good reason for having that many hhonors points just sitting there. I need to get more familiar with Amazon payments, I feel like I'm missing out on an opportunity there

you can buy stuff with hhonors points but the cost is crap. definitely not recommended.  I just started collecting them by churning cards and ended up racking up a ton.  you can spend 4 nights at the highest level hilton for 145k points, so it's a pretty good deal.  I've just got them for whenever we need them.  :dunno:

there's nothing really special with amazon payments other than it makes it easy to hit minimum spends on multiple cards.  other than of course the freedom bonus next year.  I alternate between amazon payments and fully refundable southwest flights to meet my minimums.  about to get my wife the double aadvantage cards so will probably hit the vanilla reload/amazon payments/southwest refundable and knock them both out in a month or 2.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on November 30, 2012, 05:43:39 PM
Does SW do this same offer sometime throughout the year with the annual fee waived?  Or is the annual fee just a given on this one? 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 30, 2012, 05:53:10 PM
Does SW do this same offer sometime throughout the year with the annual fee waived?  Or is the annual fee just a given on this one?

a given and the 50k comes and goes. there for two months and then gone for three, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 06, 2012, 12:46:18 PM
Any goemawers ever been to a frequent traveler university? Seems like it would be a good time, learn about miles and points and get hammered with lucky at night, maybe we should host a local one in mhk :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 06, 2012, 12:58:33 PM
I'm going to be doing the SW next month.  Will have about 2k from Bowl/Vegas flights at the beginning of the year as well as 2 SW cards.  Transfer a few points and boom, companion pass for 2 years
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 06, 2012, 01:12:51 PM
Any goemawers ever been to a frequent traveler university? Seems like it would be a good time, learn about miles and points and get hammered with lucky at night, maybe we should host a local one in mhk :dunno:

I don't think lucky gets hammered. also I'm pretty sure I'd hate all of those people in real life. or at least hate hanging out with them. I can assure you I would punch Gary Leff in the face and stomach and balls and face.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 06, 2012, 01:16:16 PM
then he'd make, like, 7 consecutive blog entries about how he disagrees with my punching him in the face and how I did it and why I was wrong and why he was right and why my punch was with the wrong hand and other crap.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 06, 2012, 01:21:11 PM
yeah. no way lucky drinks. debatably you might be able to get mommy points to through down a few margaritas, but then i have a feeling that you would also get stuck with story after story about little c and how little c is such a hoot and starting to potty on the potty etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 06, 2012, 01:50:14 PM
Daraius would humiliatingly ask the bartender to take multiple photos of everyone together and then have a complete shitshow panic attack when his wife got short of breath because someone may have breathed fish breath onto her or something. Brian Kelly would try to get everyone wasted and go to karaoke and not the fun kind but the creepy kind.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 06, 2012, 01:59:55 PM
Daraius would humiliatingly ask the bartender to take multiple photos of everyone together and then have a complete shitshow panic attack when his wife got short of breath because someone may have breathed fish breath onto her or something. Brian Kelly would try to get everyone wasted and go to karaoke and not the fun kind but the creepy kind.

so like brian and his managing editor eric are like a couple right? eric seems more fun honestly.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 06, 2012, 09:49:28 PM
so I did the 2 browser for the citi aa cards tonight for the wife and she got approved for the visa immediately but got a "we'll email you" for the amex.  god I rough ridin' hate citi.  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 08, 2012, 11:48:41 AM
if you have chase personal and business cards do you have to set up separate online accounts, or can you put it all under one ?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 08, 2012, 01:25:53 PM
they might let you merge but you'll probably have to call.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 08, 2012, 01:31:05 PM
most make you keep biz seperate
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2012, 01:48:34 PM
freakshow gary leff posts pictures of monkey sex in blog post

http://boardingarea.com/blogs/viewfromthewing/2012/12/09/suites-treats-and-eats-a-malaysian-mileage-thanksgiving-malaysia-airlines-business-class-the-andaman-langkawi/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fviewfromthewing+%28View+from+the+Wing%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 09, 2012, 02:23:20 PM
sd, post the southwest stuff you chat'd about yesterday.  I have no SW cards, don't even have a SW program account.  They'll be starting up in Wichita mid-2013 and I imagine I'll have some credit with them from canceling my AirTran FLL flight soon.

OT: I've got like 50K Frontier miles now and they don't fly out of Wichita anymore.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 09, 2012, 02:24:00 PM
freakshow gary leff posts pictures of monkey sex in blog post

http://boardingarea.com/blogs/viewfromthewing/2012/12/09/suites-treats-and-eats-a-malaysian-mileage-thanksgiving-malaysia-airlines-business-class-the-andaman-langkawi/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fviewfromthewing+%28View+from+the+Wing%29
I love how he doesn't even address it.  like he's all "here's some pictures of all the monkeys everywhere" and you get to the last one and you're all :horrorsurprise: and then he just starts talking about the spa.  :lol:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2012, 02:39:03 PM
sd, post the southwest stuff you chat'd about yesterday.  I have no SW cards, don't even have a SW program account.  They'll be starting up in Wichita mid-2013 and I imagine I'll have some credit with them from canceling my AirTran FLL flight soon.

OT: I've got like 50K Frontier miles now and they don't fly out of Wichita anymore.

http://millionmilesecrets.com/2012/12/04/chase-southwest-50000-point-link-removal/

Maybe we can work something out and I can use your frontier points in exchange for some other points or something :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 09, 2012, 03:41:07 PM
I wonder if SW pulls the 50k at the start of the year to slow down 2 years of companion passes.

Anyway, I applied after a blog said it "expired" but the page still listed 50K.  I have screenshots saved to start crap if they don't hand my points over.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 09, 2012, 03:52:05 PM
sd, post the southwest stuff you chat'd about yesterday.  I have no SW cards, don't even have a SW program account.  They'll be starting up in Wichita mid-2013 and I imagine I'll have some credit with them from canceling my AirTran FLL flight soon.

OT: I've got like 50K Frontier miles now and they don't fly out of Wichita anymore.

http://millionmilesecrets.com/2012/12/04/chase-southwest-50000-point-link-removal/

Maybe we can work something out and I can use your frontier points in exchange for some other points or something :dunno:


So get the personal and business now, spend $10K total ASAP (with at least $2K on each in the first 3 months) and get to 110K early in 2013? 

Yeah, I'll be down for swapping Frontiers if I can't keep them active until I move somewhere Frontier flies out of.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2012, 03:55:54 PM
Yep
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 09, 2012, 05:47:26 PM
Am I gonna have Chase issues?  I'm sitting on Sapphire, Priority Club, Hyatt, Marriott and United.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2012, 06:13:58 PM
Yep
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 09, 2012, 06:35:35 PM
Gone through a couple years with SW RR cards, AA Citi, United/Continental, and SPG.  Currently have Citi AA and SPG open... SPG is regular spending card today.

Ready to find something else... Did a little browsing and seems like Chase Sapphire Preferred or one of the HHonors cards will probably be my best bet.  I stay at mostly Hilton hotels when I travel for work and some when traveling for personal reasons.  Have Gold status in 2012 due to one of the links from this thread auto awarding gold status for entering in someone else's first 5 or 6 digits of their card... Won't reach Gold status by the end of this year, so I'll probably get demoted to Silver.  Other card out there that looked like a possibility, but probably not the best one, is Hyatt Visa.

Chase Sapphire - http://www.frugaltravelguy.com/top-travel-credit-card-reviews/chase-sapphire-preferred-card/
HHonors options - http://hhonors3.hilton.com/en/earn-use-points/credit-cards/index.html
Hyatt card - http://www.frugaltravelguy.com/top-travel-credit-card-reviews/hyatt-credit-card/

Which card should I go for?  Any other good ones I'm missing?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 09, 2012, 09:17:53 PM
Am I gonna have Chase issues?  I'm sitting on Sapphire, Priority Club, Hyatt, Marriott and United.
not necessarily.  I've got a total of 7 right now...4 personal and 3 biz. you may be alright depending on how long it's been since you've applied.  I would guess they'll initially deny you and you'll almost definitely have to cancel one of them, but chase reconsideration is easily bitb.  just pick the card you want to cancel and tell them that you'd like to cancel it and transfer the credit.  then do the same for the biz card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 09, 2012, 09:24:40 PM
Gone through a couple years with SW RR cards, AA Citi, United/Continental, and SPG.  Currently have Citi AA and SPG open... SPG is regular spending card today.

Ready to find something else... Did a little browsing and seems like Chase Sapphire Preferred or one of the HHonors cards will probably be my best bet.  I stay at mostly Hilton hotels when I travel for work and some when traveling for personal reasons.  Have Gold status in 2012 due to one of the links from this thread auto awarding gold status for entering in someone else's first 5 or 6 digits of their card... Won't reach Gold status by the end of this year, so I'll probably get demoted to Silver.  Other card out there that looked like a possibility, but probably not the best one, is Hyatt Visa.

Chase Sapphire - http://www.frugaltravelguy.com/top-travel-credit-card-reviews/chase-sapphire-preferred-card/
HHonors options - http://hhonors3.hilton.com/en/earn-use-points/credit-cards/index.html
Hyatt card - http://www.frugaltravelguy.com/top-travel-credit-card-reviews/hyatt-credit-card/

Which card should I go for?  Any other good ones I'm missing?
if you're looking for hhonors, I would opt for the citi hilton reserve that gives you 2 free weekend nights anywhere (equal to about 100k points) and gold status as long as you have the card.  then get the amex so you can get 40k more easy points and use the axon awards in the future.  the amex is no fee so you can just hit the minimum and put it in your drawer forever if you want. 
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 09, 2012, 09:42:26 PM
then get the amex so you can get 40k more easy points and use the axon awards in the future. 

What is that?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 09, 2012, 09:46:12 PM
then get the amex so you can get 40k more easy points and use the axon awards in the future. 

What is that?
basically let's you stay at the top tier hilton (50k/night) for 145k total for 4 nights instead of 200k.  it's all in here: http://www.flyertalk.com/forum/hilton-hhonors/1225861-making-sense-hilton-reward-options-axon-glon-everything-else.html (http://www.flyertalk.com/forum/hilton-hhonors/1225861-making-sense-hilton-reward-options-axon-glon-everything-else.html)
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 09, 2012, 09:56:06 PM
Thanks.  I just realized that I hyperventilate from being overwhelmed by being on flyertalk (edit - very specifically that thread).  Intimidating.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 09, 2012, 10:20:13 PM
Thanks.  I just realized that I hyperventilate from being overwhelmed by being on flyertalk (edit - very specifically that thread).  Intimidating.
yeah I never get on there and have never read that thread past the initial post(s) that describe the programs.  it's the first link that comes up when you google "axon glon" and it's always been my go-to. :dunno:

unless you really want to get in deep and eek out every last mile/point (or start doing mileage runs or mattress runs) I'm not sure there's any reason to spend any time on ft.  all of the good info gets almost immediately reposted on blogs.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2012, 04:41:20 AM
Am I gonna have Chase issues?  I'm sitting on Sapphire, Priority Club, Hyatt, Marriott and United.
not necessarily.  I've got a total of 7 right now...4 personal and 3 biz. you may be alright depending on how long it's been since you've applied.  I would guess they'll initially deny you and you'll almost definitely have to cancel one of them, but chase reconsideration is easily bitb.  just pick the card you want to cancel and tell them that you'd like to cancel it and transfer the credit.  then do the same for the biz card.

fwiw, that's what I meant by saying "yep" to "chase issues". the number of chase cards you have doesn't matter, it's the total credit line.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2012, 04:42:38 AM
Thanks.  I just realized that I hyperventilate from being overwhelmed by being on flyertalk (edit - very specifically that thread).  Intimidating.
yeah I never get on there and have never read that thread past the initial post(s) that describe the programs.  it's the first link that comes up when you google "axon glon" and it's always been my go-to. :dunno:

unless you really want to get in deep and eek out every last mile/point (or start doing mileage runs or mattress runs) I'm not sure there's any reason to spend any time on ft.  all of the good info gets almost immediately reposted on blogs.

you can also book GLON reduced rate awards without them being in increments of 4. you can book GLON rates online but have to call to book AXONs.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 10, 2012, 11:35:31 AM
Gone through a couple years with SW RR cards, AA Citi, United/Continental, and SPG.  Currently have Citi AA and SPG open... SPG is regular spending card today.

Ready to find something else... Did a little browsing and seems like Chase Sapphire Preferred or one of the HHonors cards will probably be my best bet.  I stay at mostly Hilton hotels when I travel for work and some when traveling for personal reasons.  Have Gold status in 2012 due to one of the links from this thread auto awarding gold status for entering in someone else's first 5 or 6 digits of their card... Won't reach Gold status by the end of this year, so I'll probably get demoted to Silver.  Other card out there that looked like a possibility, but probably not the best one, is Hyatt Visa.

Chase Sapphire - http://www.frugaltravelguy.com/top-travel-credit-card-reviews/chase-sapphire-preferred-card/
HHonors options - http://hhonors3.hilton.com/en/earn-use-points/credit-cards/index.html
Hyatt card - http://www.frugaltravelguy.com/top-travel-credit-card-reviews/hyatt-credit-card/

Which card should I go for?  Any other good ones I'm missing?
if you're looking for hhonors, I would opt for the citi hilton reserve that gives you 2 free weekend nights anywhere (equal to about 100k points) and gold status as long as you have the card.  then get the amex so you can get 40k more easy points and use the axon awards in the future.  the amex is no fee so you can just hit the minimum and put it in your drawer forever if you want.

Is there going to be another "freebie" Gold opportunity for HHonors if I enter someone elses first however many numbers from their Citi Hilton Reserve card like I did for this year?  If so, I may just try to rely on that again and not pay the $95/year and just go with the 40k on AmEx.  If that freebie option is fixed and never going to be possible again I'll pay the $95 and take the two weekend nights....

Doesn't matter that I apply before the new year right, because these aren't base points (they're bonus obv.) and there wouldn't be any reason to worry about the points hitting my account before 2013 calendar year?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2012, 01:09:54 PM
you should get the Hilton Surpass because it also gives you Gold for the year and also 60k points and also (most importantly) I can refer you so I get some points
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 10, 2012, 01:22:38 PM
you should get the Hilton Surpass because it also gives you Gold for the year and also 60k points and also (most importantly) I can refer you so I get some points

Sounds like the Citi one is better.  You wouldn't lie to me just for your own benefit, would you?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 10, 2012, 01:44:53 PM
Gone through a couple years with SW RR cards, AA Citi, United/Continental, and SPG.  Currently have Citi AA and SPG open... SPG is regular spending card today.

Ready to find something else... Did a little browsing and seems like Chase Sapphire Preferred or one of the HHonors cards will probably be my best bet.  I stay at mostly Hilton hotels when I travel for work and some when traveling for personal reasons.  Have Gold status in 2012 due to one of the links from this thread auto awarding gold status for entering in someone else's first 5 or 6 digits of their card... Won't reach Gold status by the end of this year, so I'll probably get demoted to Silver.  Other card out there that looked like a possibility, but probably not the best one, is Hyatt Visa.

Chase Sapphire - http://www.frugaltravelguy.com/top-travel-credit-card-reviews/chase-sapphire-preferred-card/
HHonors options - http://hhonors3.hilton.com/en/earn-use-points/credit-cards/index.html
Hyatt card - http://www.frugaltravelguy.com/top-travel-credit-card-reviews/hyatt-credit-card/

Which card should I go for?  Any other good ones I'm missing?
if you're looking for hhonors, I would opt for the citi hilton reserve that gives you 2 free weekend nights anywhere (equal to about 100k points) and gold status as long as you have the card.  then get the amex so you can get 40k more easy points and use the axon awards in the future.  the amex is no fee so you can just hit the minimum and put it in your drawer forever if you want.

Is there going to be another "freebie" Gold opportunity for HHonors if I enter someone elses first however many numbers from their Citi Hilton Reserve card like I did for this year?  If so, I may just try to rely on that again and not pay the $95/year and just go with the 40k on AmEx.  If that freebie option is fixed and never going to be possible again I'll pay the $95 and take the two weekend nights....

Doesn't matter that I apply before the new year right, because these aren't base points (they're bonus obv.) and there wouldn't be any reason to worry about the points hitting my account before 2013 calendar year?

Hilton seems to give away gold status pretty easy, it just comes up randomly though. The 2 Hawaiian airlines cards and virgin card are also good for racking up Hilton points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2012, 01:49:58 PM
you should get the Hilton Surpass because it also gives you Gold for the year and also 60k points and also (most importantly) I can refer you so I get some points

Sounds like the Citi one is better.  You wouldn't lie to me just for your own benefit, would you?

yeah, what the eff do I know.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 10, 2012, 01:51:23 PM
That was a joke.  PM me a link and I'll use it if i decide to go w/ the Surpass.
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on December 10, 2012, 01:52:21 PM
you should get the Hilton Surpass because it also gives you Gold for the year and also 60k points and also (most importantly) I can refer you so I get some points

Sounds like the Citi one is better.  You wouldn't lie to me just for your own benefit, would you?

yeah, what the eff do I know.
This entire thread of 125 pages has just been an elaborate scheme set up by sd for his own benefit. BURN THIS MOTHER DOWN!!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2012, 02:07:34 PM
That was a joke.  PM me a link and I'll use it if i decide to go w/ the Surpass.

I'm not going to PI you into doing it. They are each better for different things. I prefer the earning levels of the Surpass and like the points better than the 2 weekend nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 10, 2012, 02:52:41 PM
That was a joke.  PM me a link and I'll use it if i decide to go w/ the Surpass.

I'm not going to PI you into doing it. They are each better for different things. I prefer the earning levels of the Surpass and like the points better than the 2 weekend nights.
and I'm more apt to stay somewhere on a weekend and I don't collect hilton points via spending since they have so many churnable options.  I save my spending for minimums, ultimate rewards and spg.

just depends on what you prefer.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2012, 02:54:42 PM
That was a joke.  PM me a link and I'll use it if i decide to go w/ the Surpass.

I'm not going to PI you into doing it. They are each better for different things. I prefer the earning levels of the Surpass and like the points better than the 2 weekend nights.
and I'm more apt to stay somewhere on a weekend and I don't collect hilton points via spending since they have so many churnable options.  I save my spending for minimums, ultimate rewards and spg.

just depends on what you prefer.  :dunno:

if you use those cards for Hilton stays you are not doing it right fwiw
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 10, 2012, 02:57:47 PM
What do you mean? Shouldn't use cards for stays bc you should redeem on points?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 10, 2012, 03:09:13 PM
That was a joke.  PM me a link and I'll use it if i decide to go w/ the Surpass.

I'm not going to PI you into doing it. They are each better for different things. I prefer the earning levels of the Surpass and like the points better than the 2 weekend nights.
and I'm more apt to stay somewhere on a weekend and I don't collect hilton points via spending since they have so many churnable options.  I save my spending for minimums, ultimate rewards and spg.

just depends on what you prefer.  :dunno:

if you use those cards for Hilton stays you are not doing it right fwiw
if I were to ever pay for a hilton stay I would definitely use my hhonors amex, but I don't pay for hilton stays.  I don't travel that much right now and points are too easy to get. I always have enough points to cover my trip.  if that's what you meant.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2012, 03:17:06 PM
Oh, ok. My saying I liked it's earning was that I liked earning 12 points per dollar spent at Hilton properties
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 10, 2012, 09:14:14 PM
so I did the 2 browser for the citi aa cards tonight for the wife and she got approved for the visa immediately but got a "we'll email you" for the amex.  god I rough ridin' hate citi.  :curse:
update: just got approved for the other one.   :dance:

we cool again, citi...sort of.  now if I could just pinpoint how much longer I need to wait to re-reapply for the citi biz aa  :dubious:
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 12, 2012, 08:29:00 AM
Going to Vegas after the Fiesta Bowl... Usually I've been staying at MGM properties, but are there any good places/value in SPG or HHonors points? 

I've checked out their options on their sites, but hard to tell if the hotel is any good and if its worth the points. Any good experiences using points for Vegas trips?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2012, 10:09:39 AM
Going to Vegas after the Fiesta Bowl... Usually I've been staying at MGM properties, but are there any good places/value in SPG or HHonors points? 

no, vegas is not a place where using points makes sense. there are a couple options (Venetian will let you us PC points and I think Cosmo will let you use Marriott) but they are poor values given vegas room rates are very low.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 12, 2012, 10:34:21 AM
Kinda what I figured.  35,000 points or $69 rooms.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2012, 06:04:02 PM
 :lol: :lol:
http://boardingarea.com/blogs/onemileatatime/2012/12/12/the-most-gaudy-obnoxious-and-awesome-f-flight-of-my-life/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 12, 2012, 06:48:12 PM
:lol: :lol:
http://boardingarea.com/blogs/onemileatatime/2012/12/12/the-most-gaudy-obnoxious-and-awesome-f-flight-of-my-life/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+boardingarea%2Fonemileatatime+%28One+Mile+at+a+Time%29

he's such a treat
Title: Re: How Many Credit Cards Do You Have?
Post by: CHONGS on December 12, 2012, 07:06:31 PM
you should get the Hilton Surpass because it also gives you Gold for the year and also 60k points and also (most importantly) I can refer you so I get some points
:lol: don't fall for it

I pm'ed him about it and I got:

Quote
and you are?

the cyber hand to the face, very humiliating.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 13, 2012, 05:08:20 AM
 :dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 16, 2012, 08:30:17 PM
going to make a purchase in the $5-6k range in the next couple of months. have been planning on finding a cc with a 0% intro apr in the 12-18 month range so I can just pay it off at my leisure. are there any that will get me a decent sign up bonus or rewards?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 16, 2012, 10:43:48 PM
going to make a purchase in the $5-6k range in the next couple of months. have been planning on finding a cc with a 0% intro apr in the 12-18 month range so I can just pay it off at my leisure. are there any that will get me a decent sign up bonus or rewards?
if you can't pay it off in the first month and need to carry a balance, just go with the cheapest rate you can find.  I'm not sure if there's any rewards cards with a 0% intro...I never pay attention to the interest rates.  if you carry a balance with a rewards card, the interest charges will eat away your rewards benefit.  if you can pay it off before it starts accruing interest, there are a lot of good options depending on where you're spending the money and what kind of points (hotel, airline, etc.) you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 16, 2012, 10:56:44 PM
going to make a purchase in the $5-6k range in the next couple of months. have been planning on finding a cc with a 0% intro apr in the 12-18 month range so I can just pay it off at my leisure. are there any that will get me a decent sign up bonus or rewards?
if you can't pay it off in the first month and need to carry a balance, just go with the cheapest rate you can find.  I'm not sure if there's any rewards cards with a 0% intro...I never pay attention to the interest rates.  if you carry a balance with a rewards card, the interest charges will eat away your rewards benefit.  if you can pay it off before it starts accruing interest, there are a lot of good options depending on where you're spending the money and what kind of points (hotel, airline, etc.) you want.

yeah I'm going to carry the balance probably about 12 months. I know some rewards cards will give you an intro apr (one of mine did), but the most important thing is the 0% rate for a year or so. just didn't know if there were any decent offers that anyone knew off. I know the focus of the thread is different but figured if ask. I'll have to do some googling
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 17, 2012, 06:24:51 AM
I don't think most of the "good" cards have low APRs. I think they are mostly on the higher risk Cap One type cards. You may be better off just taking out a super low APR home equity loan or something. Out of the 15 cards I currently have I've never checked what the APR was on any of them.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 17, 2012, 09:46:53 AM
I don't think most of the "good" cards have low APRs. I think they are mostly on the higher risk Cap One type cards. You may be better off just taking out a super low APR home equity loan or something. Out of the 15 cards I currently have I've never checked what the APR was on any of them.

yeah I know I won't get anything good but figured I would see if anyone knew of any offers. I know it's not the sort of thing this thread is normally looking at.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on December 17, 2012, 01:48:57 PM
If you're going that route and have good enough credit to get two cards, buy it on a card with a minimum spend signup bonus, then transfer it to another at 0% + 3% BT fee.

0% Purchase cards:  http://www.comparecards.com/category/low-interest/0-on-purchases

0% BT cards: http://www.comparecards.com/category/low-interest/0-percent-balance-transfer-apr
Title: Re: How Many Credit Cards Do You Have?
Post by: Bloodfart on December 17, 2012, 02:17:55 PM
If you're going that route and have good enough credit to get two cards, buy it on a card with a minimum spend signup bonus, then transfer it to another at 0% + 3% BT fee.

0% Purchase cards:  http://www.comparecards.com/category/low-interest/0-on-purchases

0% BT cards: http://www.comparecards.com/category/low-interest/0-percent-balance-transfer-apr

 :facepalm: God damn it!  Where the hell was this advice about 4 months ago?  I will definitely do this the next time.  Thanks The Whale.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 17, 2012, 03:26:21 PM
50K SW card 1 arrived.  I am just waiting on the business and find it odd that they haven't called to ask me business like questions.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 17, 2012, 03:27:40 PM
50K SW card 1 arrived.  I am just waiting on the business and find it odd that they haven't called to ask me business like questions.

I've had tons of business cards and have never been questioned about that stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on December 17, 2012, 03:31:18 PM
50K SW card 1 arrived.  I am just waiting on the business and find it odd that they haven't called to ask me business like questions.
Tried yesterday and it said the business card deal was expired but i did get the personal. Is there a different link that I did not see? If the business deal is dead
I will just link Mrs. Gooch's personal to my rewards number to get to 100K with my 50K. saw you can do this but just need to monitor that the points get applied correctly.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 17, 2012, 03:35:46 PM
50K SW card 1 arrived.  I am just waiting on the business and find it odd that they haven't called to ask me business like questions.
Tried yesterday and it said the business card deal was expired but i did get the personal. Is there a different link that I did not see? If the business deal is dead
I will just link Mrs. Gooch's personal to my rewards number to get to 100K with my 50K. saw you can do this but just need to monitor that the points get applied correctly.

I signed up a couple weeks ago.  One of the boarding area people had a link to the 50k for each up.  He said they were set to expire a day or two before I signed up but the sign up form still listed 50K and I screen shot the two apps just in case.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 17, 2012, 07:08:33 PM
Beginner question:  You combine points from seperate accounts for a single transaction, right?  Like, say you need 80K points for two free airline tickets and you have 60K points available one account and 20K in another.  How do you make that work?  Call the airline?  Or can you enter multiple rewards account numbers when you buy from a vendor online?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on December 17, 2012, 07:23:53 PM
Most don't let you combine the awards. British air does if you make them a family account.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 17, 2012, 07:27:15 PM
50K SW card 1 arrived.  I am just waiting on the business and find it odd that they haven't called to ask me business like questions.
Tried yesterday and it said the business card deal was expired but i did get the personal. Is there a different link that I did not see? If the business deal is dead
I will just link Mrs. Gooch's personal to my rewards number to get to 100K with my 50K. saw you can do this but just need to monitor that the points get applied correctly.
where did you see that you can link other people's cards to your rewards account? that surprises me if true.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 17, 2012, 08:45:33 PM
If you can't combine, how does the below work?  The only thing I can imagine is booking each hotel night individually and using a different awards account for each night.  And you could get plane tickets seperately, but even then how would you amass 50-63K points in a single account?  (Though, I'm guessing the AA was from the BA 100K offer?)


2 1st class tickets OMA to LHR on AA - 125k AA miles
5 nights at Waldorf Hilton in London - 200k Hilton Points
5 nights at Holiday Inn Notre Dame in Paris - 125k PC Points
2 business class tickets CDG to OMA on Lufthansa - 100k United miles

Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 17, 2012, 09:32:13 PM
If you can't combine, how does the below work?  The only thing I can imagine is booking each hotel night individually and using a different awards account for each night.  And you could get plane tickets seperately, but even then how would you amass 50-63K points in a single account?  (Though, I'm guessing the AA was from the BA 100K offer?)


2 1st class tickets OMA to LHR on AA - 125k AA miles
5 nights at Waldorf Hilton in London - 200k Hilton Points
5 nights at Holiday Inn Notre Dame in Paris - 125k PC Points
2 business class tickets CDG to OMA on Lufthansa - 100k United miles

those point totals are not difficult to amass given sign up bonuses.    I've had over 250k AA myself, it's not hard.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 17, 2012, 09:56:10 PM
If you can't combine, how does the below work?  The only thing I can imagine is booking each hotel night individually and using a different awards account for each night.  And you could get plane tickets seperately, but even then how would you amass 50-63K points in a single account?  (Though, I'm guessing the AA was from the BA 100K offer?)


2 1st class tickets OMA to LHR on AA - 125k AA miles
5 nights at Waldorf Hilton in London - 200k Hilton Points
5 nights at Holiday Inn Notre Dame in Paris - 125k PC Points
2 business class tickets CDG to OMA on Lufthansa - 100k United miles

those point totals are not difficult to amass given sign up bonuses.    I've had over 250k AA myself, it's not hard.

So, you can combine points?  How? 
Title: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 17, 2012, 10:08:34 PM
If you can't combine, how does the below work?  The only thing I can imagine is booking each hotel night individually and using a different awards account for each night.  And you could get plane tickets seperately, but even then how would you amass 50-63K points in a single account?  (Though, I'm guessing the AA was from the BA 100K offer?)


2 1st class tickets OMA to LHR on AA - 125k AA miles
5 nights at Waldorf Hilton in London - 200k Hilton Points
5 nights at Holiday Inn Notre Dame in Paris - 125k PC Points
2 business class tickets CDG to OMA on Lufthansa - 100k United miles

those point totals are not difficult to amass given sign up bonuses.    I've had over 250k AA myself, it's not hard.

So, you can combine points?  How?

Some CCs let you combine accounts, like British airways. Some do not. Keeping an eye out for xfer options is also good. I have 200k Hilton using the Hawaii air card and virgin Atlantic which both transfer points to Hilton at 2x
Title: How Many Credit Cards Do You Have?
Post by: steve dave on December 18, 2012, 05:49:09 AM
If you can't combine, how does the below work?  The only thing I can imagine is booking each hotel night individually and using a different awards account for each night.  And you could get plane tickets seperately, but even then how would you amass 50-63K points in a single account?  (Though, I'm guessing the AA was from the BA 100K offer?)


2 1st class tickets OMA to LHR on AA - 125k AA miles
5 nights at Waldorf Hilton in London - 200k Hilton Points
5 nights at Holiday Inn Notre Dame in Paris - 125k PC Points
2 business class tickets CDG to OMA on Lufthansa - 100k United miles

You can book for other people with most programs, just not combine their points with yours. I used my AA points and my United points to book us each a ticket. Mrs Dave has points/cards in her name but we didn't use any of hers this trip. I actually had about 450k AA miles before I booked this trip (not from the BA 100k offer). They are easy to obtain if you churn AA cards. The hotels are booked in two chunks of 5. I actually got a discounted point rate by booking 5 consecutive nights at the Waldorf Hilton (would have been 250k normally). It's pretty easy to do once you start. I got the points above from:

125k AA from Citi AA cards. Have had 8 to 10 since this thread was started.
5 nights Waldorf Hilton. Hilton Surpass and nomal Hilton Amex cards as well as two Hawaiin cards I transferred to Hilton. Still have over 200k Hilton points. This is also my work travel hotel chain of choice.
5 nights at Holiday Inn Notre Dame. Had about 50k PC points just from staying at PC properties (usually the one in MHK) and then got the 80k Chase PC card.
100k United miles. Have flown United quite a bit over the last few years and then got the 50k Chase United card.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 18, 2012, 07:47:33 AM
Okay, thanks.  I think I've got it now. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 18, 2012, 08:11:48 AM
i'm about ready to do another churn. very excited. kid in candy store type stuff. will start researching which cards over the next couple of weeks and then apply. wish me luck you guys!
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on December 18, 2012, 08:43:34 AM
i'm about ready to do another churn. very excited. kid in candy store type stuff. will start researching which cards over the next couple of weeks and then apply. wish me luck you guys!

Good luck loser. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 18, 2012, 08:44:05 AM
i'm about ready to do another churn. very excited. kid in candy store type stuff. will start researching which cards over the next couple of weeks and then apply. wish me luck you guys!

Good luck loser.

thanks!
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 18, 2012, 09:06:06 AM
I haven't traveled hardly any in the past couple of years due to not wanting to either take along baby or leave it behind.  Now that the kid is getting older, I'm excited to get into the game.  Plans for Europe summer of 2014.  Any tips are greatly appreciated!
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 18, 2012, 09:24:43 AM
I haven't traveled hardly any in the past couple of years due to not wanting to either take along baby or leave it behind.  Now that the kid is getting older, I'm excited to get into the game.  Plans for Europe summer of 2014.  Any tips are greatly appreciated!
Anywhere specific in Europe you're looking at?
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 18, 2012, 09:34:27 AM
I haven't traveled hardly any in the past couple of years due to not wanting to either take along baby or leave it behind.  Now that the kid is getting older, I'm excited to get into the game.  Plans for Europe summer of 2014.  Any tips are greatly appreciated!
Anywhere specific in Europe you're looking at?

Probably just fly in and out of LHR and putter around Northern Europe on the train from there.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on December 18, 2012, 12:02:40 PM
Man, you have a ton of options here chum. Exciting times.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 18, 2012, 12:09:41 PM
 :curse:
Man, you have a ton of options here chum. Exciting times.

Yeah, I was looking through all of the free hotel nights from all the major cards.  I'm thinking I'll probably try to pick out some places I'd like to stay first and then see if I can pick cards to sign up for accordingly.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 18, 2012, 12:44:36 PM
:curse:
Man, you have a ton of options here chum. Exciting times.

Yeah, I was looking through all of the free hotel nights from all the major cards.  I'm thinking I'll probably try to pick out some places I'd like to stay first and then see if I can pick cards to sign up for accordingly.

also try to balance what banks they are from. you can't sign up for two chase hotel cards and a chase airline card all on the same day and expect to get them all. also look at minimum spend needed to get the points. some of the hotel cards don't even have a minimum spend. you can use them once and then put them in a drawer and still get the points. then call six months later and cancel the card.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 18, 2012, 12:56:42 PM
From my experience, Accor hotels were all over the damn place in Europe (well, at least France).  If they have a card I've never heard of, I would recommend it.  BA seems kinda obvious here too.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 19, 2012, 12:17:59 PM
If you can't combine, how does the below work?  The only thing I can imagine is booking each hotel night individually and using a different awards account for each night.  And you could get plane tickets seperately, but even then how would you amass 50-63K points in a single account?  (Though, I'm guessing the AA was from the BA 100K offer?)


2 1st class tickets OMA to LHR on AA - 125k AA miles
5 nights at Waldorf Hilton in London - 200k Hilton Points
5 nights at Holiday Inn Notre Dame in Paris - 125k PC Points
2 business class tickets CDG to OMA on Lufthansa - 100k United miles

You can book for other people with most programs, just not combine their points with yours. I used my AA points and my United points to book us each a ticket. Mrs Dave has points/cards in her name but we didn't use any of hers this trip. I actually had about 450k AA miles before I booked this trip (not from the BA 100k offer). They are easy to obtain if you churn AA cards. The hotels are booked in two chunks of 5. I actually got a discounted point rate by booking 5 consecutive nights at the Waldorf Hilton (would have been 250k normally). It's pretty easy to do once you start. I got the points above from:

125k AA from Citi AA cards. Have had 8 to 10 since this thread was started.
5 nights Waldorf Hilton. Hilton Surpass and nomal Hilton Amex cards as well as two Hawaiin cards I transferred to Hilton. Still have over 200k Hilton points. This is also my work travel hotel chain of choice.
5 nights at Holiday Inn Notre Dame. Had about 50k PC points just from staying at PC properties (usually the one in MHK) and then got the 80k Chase PC card.
100k United miles. Have flown United quite a bit over the last few years and then got the 50k Chase United card.
how on earth did you amass 450k aa and get 8 to 10 cards in the last year and half?  I feel like I'm missing something with the aa cards.  the personal are only churnable every 18 months right?  I want more aa miles to stockpile for a europe trip but they seem hard to come by.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 19, 2012, 12:21:52 PM
they used to be churnable every 3 or 4 months
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 19, 2012, 12:29:53 PM
they used to be churnable every 3 or 4 months
well eff  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 19, 2012, 12:32:38 PM
they used to be churnable every 3 or 4 months
well eff  :frown:

They also had 75k bonuses for over a year and, iirc, 100k for a short time. If I had been doing it right I should have gotten over a million in the last few years but I was lazy.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 19, 2012, 12:56:16 PM
they used to be churnable every 3 or 4 months
well eff  :frown:

They also had 75k bonuses for over a year and, iirc, 100k for a short time. If I had been doing it right I should have gotten over a million in the last few years but I was lazy.

but we thought those good days would last forever. oh the errors of our youths.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 19, 2012, 12:57:31 PM
they used to be churnable every 3 or 4 months
well eff  :frown:

They also had 75k bonuses for over a year and, iirc, 100k for a short time. If I had been doing it right I should have gotten over a million in the last few years but I was lazy.
you can stop now  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 19, 2012, 04:17:09 PM
If you can't combine, how does the below work?  The only thing I can imagine is booking each hotel night individually and using a different awards account for each night.  And you could get plane tickets seperately, but even then how would you amass 50-63K points in a single account?  (Though, I'm guessing the AA was from the BA 100K offer?)


2 1st class tickets OMA to LHR on AA - 125k AA miles
5 nights at Waldorf Hilton in London - 200k Hilton Points
5 nights at Holiday Inn Notre Dame in Paris - 125k PC Points
2 business class tickets CDG to OMA on Lufthansa - 100k United miles

You can book for other people with most programs, just not combine their points with yours. I used my AA points and my United points to book us each a ticket. Mrs Dave has points/cards in her name but we didn't use any of hers this trip. I actually had about 450k AA miles before I booked this trip (not from the BA 100k offer). They are easy to obtain if you churn AA cards. The hotels are booked in two chunks of 5. I actually got a discounted point rate by booking 5 consecutive nights at the Waldorf Hilton (would have been 250k normally). It's pretty easy to do once you start. I got the points above from:

125k AA from Citi AA cards. Have had 8 to 10 since this thread was started.
5 nights Waldorf Hilton. Hilton Surpass and nomal Hilton Amex cards as well as two Hawaiin cards I transferred to Hilton. Still have over 200k Hilton points. This is also my work travel hotel chain of choice.
5 nights at Holiday Inn Notre Dame. Had about 50k PC points just from staying at PC properties (usually the one in MHK) and then got the 80k Chase PC card.
100k United miles. Have flown United quite a bit over the last few years and then got the 50k Chase United card.
how on earth did you amass 450k aa and get 8 to 10 cards in the last year and half?  I feel like I'm missing something with the aa cards.  the personal are only churnable every 18 months right?  I want more aa miles to stockpile for a europe trip but they seem hard to come by.  :frown:

there are several AA cards  (Citi, Amex, etc.)  and you can get personal and business.    For a 50k bonus, if you get and your spouse both get cards, you can easily rack up 200k points at a go.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 19, 2012, 08:31:35 PM
If you can't combine, how does the below work?  The only thing I can imagine is booking each hotel night individually and using a different awards account for each night.  And you could get plane tickets seperately, but even then how would you amass 50-63K points in a single account?  (Though, I'm guessing the AA was from the BA 100K offer?)


2 1st class tickets OMA to LHR on AA - 125k AA miles
5 nights at Waldorf Hilton in London - 200k Hilton Points
5 nights at Holiday Inn Notre Dame in Paris - 125k PC Points
2 business class tickets CDG to OMA on Lufthansa - 100k United miles

You can book for other people with most programs, just not combine their points with yours. I used my AA points and my United points to book us each a ticket. Mrs Dave has points/cards in her name but we didn't use any of hers this trip. I actually had about 450k AA miles before I booked this trip (not from the BA 100k offer). They are easy to obtain if you churn AA cards. The hotels are booked in two chunks of 5. I actually got a discounted point rate by booking 5 consecutive nights at the Waldorf Hilton (would have been 250k normally). It's pretty easy to do once you start. I got the points above from:

125k AA from Citi AA cards. Have had 8 to 10 since this thread was started.
5 nights Waldorf Hilton. Hilton Surpass and nomal Hilton Amex cards as well as two Hawaiin cards I transferred to Hilton. Still have over 200k Hilton points. This is also my work travel hotel chain of choice.
5 nights at Holiday Inn Notre Dame. Had about 50k PC points just from staying at PC properties (usually the one in MHK) and then got the 80k Chase PC card.
100k United miles. Have flown United quite a bit over the last few years and then got the 50k Chase United card.
how on earth did you amass 450k aa and get 8 to 10 cards in the last year and half?  I feel like I'm missing something with the aa cards.  the personal are only churnable every 18 months right?  I want more aa miles to stockpile for a europe trip but they seem hard to come by.  :frown:

there are several AA cards  (Citi, Amex, etc.)  and you can get personal and business.    For a 50k bonus, if you get and your spouse both get cards, you can easily rack up 200k points at a go.
well yeah, I knew all that.  I stupidly got the aa mastercard with 40k bonus last december before I started churning so now I have to wait til june to get the visa and amex. they mumped me when I tried to churn the biz so now I'm gonna wait til february to try again. wife just got the 2 personal.

just jelly of the guys that got in during the golden age. :frown:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 19, 2012, 08:33:06 PM
just jelly of the guys that got in during the golden age. :frown:

it was that good too, don't start to tell yourself that it wasn't that great. it was. or more.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 19, 2012, 08:35:20 PM
just jelly of the guys that got in during the golden age. :frown:

it was that good too, don't start to tell yourself that it wasn't that great. it was. or more.
yeah I rough ridin' get it, alright? sheesh.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2012, 01:21:30 PM
US Air card now up to 50k

https://www.barclaycardus.com/apply/Landing.action?campaignId=1695&cellNumber=48&
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 20, 2012, 01:33:12 PM
US Air card now up to 50k

https://www.barclaycardus.com/apply/Landing.action?campaignId=1695&cellNumber=48&

jackpot  :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on December 20, 2012, 01:36:57 PM
so those of us who have a US Air card, call and cancel it, then reapply?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 20, 2012, 01:49:01 PM
so those of us who have a US Air card, call and cancel it, then reapply?

yeah. i'd wait a month though maybe. also, this works for some and doesn't for others. barclays seems hit or miss.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2012, 01:49:35 PM
so those of us who have a US Air card, call and cancel it, then reapply?

I've been able to get US Air cards for myself and mrs. dave about every 4 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 20, 2012, 01:50:15 PM
so those of us who have a US Air card, call and cancel it, then reapply?

I've been able to get US Air cards for myself and mrs. dave about every 4 months.

what in the world. seriously?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2012, 01:53:17 PM
so those of us who have a US Air card, call and cancel it, then reapply?

I've been able to get US Air cards for myself and mrs. dave about every 4 months.

what in the world. seriously?

yeah :dunno: cancelled after 3 months. applied again in a bit over 4.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 20, 2012, 02:39:58 PM
so those of us who have a US Air card, call and cancel it, then reapply?

I've been able to get US Air cards for myself and mrs. dave about every 4 months.

what in the world. seriously?

yeah :dunno: cancelled after 3 months. applied again in a bit over 4.

i thought it was a year for that one. live and learn. live and learn.
Title: Re: How Many Credit Cards Do You Have?
Post by: shivvyman on December 20, 2012, 03:21:47 PM
Alright, hit my $ needed for SPG points and am now in the market for a new card.

Anybody want to refer me to a card with a big sign-on/inital spending bonus? Don't care what it is so long as I can rack up points for flights/hotels. However, not a fan of annual fees.

TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 20, 2012, 03:40:12 PM
Alright, hit my $ needed for SPG points and am now in the market for a new card.

Anybody want to refer me to a card with a big sign-on/inital spending bonus? Don't care what it is so long as I can rack up points for flights/hotels. However, not a fan of annual fees.

TIA.

I'd do a Southwest card, assuming you can fly them.
Title: Re: How Many Credit Cards Do You Have?
Post by: shivvyman on December 20, 2012, 03:42:58 PM
Alright, hit my $ needed for SPG points and am now in the market for a new card.

Anybody want to refer me to a card with a big sign-on/inital spending bonus? Don't care what it is so long as I can rack up points for flights/hotels. However, not a fan of annual fees.

TIA.

I'd do a Southwest card, assuming you can fly them.

Linky? I'm looking to help a fellow EMAWer out in the process (i.e. - you get some points for referring me).
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 20, 2012, 08:38:40 PM
US Air card now up to 50k

https://www.barclaycardus.com/apply/Landing.action?campaignId=1695&cellNumber=48&

jackpot  :woot:
well that's a bit deceiving.  it's still 40k for first purchase and then 1 point for every $1 you transfer up to $10k...transfer fees apply.

also t's and p's if you have $10k in cc bills to transfer.  :sdeek:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2012, 09:05:23 PM
Damn, didn't read the fine print. Same offer as usual it appears.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 20, 2012, 09:41:21 PM
Damn, didn't read the fine print. Same offer as usual it appears.
yeah I think lucky or ft or somebody tweeted about it today and was pissed because I just applied but then I saw the transfer thing and wasn't pissed anymore.  I'm really hoping I have some time to churn this at least once before the merger.  :pray:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 21, 2012, 09:33:35 AM
Alright, hit my $ needed for SPG points and am now in the market for a new card.

Anybody want to refer me to a card with a big sign-on/inital spending bonus? Don't care what it is so long as I can rack up points for flights/hotels. However, not a fan of annual fees.

TIA.

I'd do a Southwest card, assuming you can fly them.

Linky? I'm looking to help a fellow EMAWer out in the process (i.e. - you get some points for referring me).


unfortunately I can't think of any credit cards with referral offers except SPG at the moment.   Surpass used to do them, not sure they still do, but I don't have one.  Usually the best offers don't qualify anyways, as they get enough people signing up, so if you use a referral they give the new applicant a worse bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 21, 2012, 10:21:31 AM
Got a call inquiring about my business for the SW card.  Said I sold collectibles on ebay.  Boom: SW companion pass for two years in the bag
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on December 24, 2012, 10:20:52 AM
cc peeps if I theoretically wanted to take a trip to europe in late may/early june what cards should I sign up for and what do I need to do?! tia!
Title: How Many Credit Cards Do You Have?
Post by: steve dave on December 24, 2012, 10:41:05 AM
cc peeps if I theoretically wanted to take a trip to europe in late may/early june what cards should I sign up for and what do I need to do?! tia!

Probably too late for a flight. That's why you need to be hoarding points now. Could pound multiple Hilton and Hawaiian cards to transfer to hilton for the hotel.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 24, 2012, 12:08:09 PM
Virgin Atlantic got me 110k in Hilton
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on December 24, 2012, 08:10:50 PM
cc peeps if I theoretically wanted to take a trip to europe in late may/early june what cards should I sign up for and what do I need to do?! tia!

Probably too late for a flight. That's why you need to be hoarding points now. Could pound multiple Hilton and Hawaiian cards to transfer to hilton for the hotel.
any good suggestions as far as what cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on December 24, 2012, 09:11:13 PM
I got the companion pass thanks to some solid advice ITT.  Does southwest allow multi city travel like other airlines?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 25, 2012, 12:26:15 AM
you should be able to sign up for a BA card....may not get all the points needed, but should at least get you one ticket covered.

http://boardingarea.com/blogs/dealswelike/2012/12/12/british-airways-100000-point-credit-card-offer-is-back/
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on December 25, 2012, 12:20:59 PM
cc peeps if I theoretically wanted to take a trip to europe in late may/early june what cards should I sign up for and what do I need to do?! tia!

Probably too late for a flight. That's why you need to be hoarding points now. Could pound multiple Hilton and Hawaiian cards to transfer to hilton for the hotel.
any good suggestions as far as what cards?
so the BA looks decent, how far does 40k US air go? and which hilton cc should I churn and burn?
determined to make this happen before big boy job status
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 25, 2012, 12:36:12 PM
110k hilton with Virgin Atlantic card, 70k with Hawaiian last counts I had.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 26, 2012, 12:50:54 PM
Link to VA card?  Hawaiian airlines too while you're at it. 

thx, broz.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 27, 2012, 03:46:05 PM
Got an email from AA saying the AA Amex doesn't get you Priority AAcess anymore, but just Group 1 boarding now.  Is this them correcting a fuckup or did they fuckup and now are correcting it? 

Upside down AA ---> :AA:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 27, 2012, 04:04:22 PM
http://boardingarea.com/blogs/viewfromthewing/2012/04/06/65000-miles-for-virgin-atlantic-credit-card-signup/

It says 65 but with the terms it is likely only 50.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 27, 2012, 10:16:28 PM
Got an email from AA saying the AA Amex doesn't get you Priority AAcess anymore, but just Group 1 boarding now.  Is this them correcting a fuckup or did they fuckup and now are correcting it? 

Upside down AA ---> :AA:

apparently we were never supposed to get priority access.    in reality, never mattered to me as I always checkin online, and never used the PA line anyways.
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 28, 2012, 12:42:34 AM
PA gets called to board before Group 1 sometimes, and can go through first class security line, right?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on December 28, 2012, 06:03:34 AM
PA gets called to board before Group 1 sometimes, and can go through first class security line, right?

Yes.
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 28, 2012, 09:15:51 AM
PA gets called to board before Group 1 sometimes, and can go through first class security line, right?

Yes.

So, Mi4dc is full of it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 28, 2012, 09:18:09 AM
PA gets called to board before Group 1 sometimes, and can go through first class security line, right?

Yes.

So, Mi4dc is full of it.

I don't get the feeling he's a real frequent flyer
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 28, 2012, 09:20:24 AM
PA gets called to board before Group 1 sometimes, and can go through first class security line, right?

Yes.

So, Mi4dc is full of it.

I don't get the feeling he's a real frequent flyer

That's alright. He is still 4dcats, which is good in my book.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on December 28, 2012, 09:21:17 AM
Use whatever line that you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on December 28, 2012, 09:49:54 AM
I really liked having priority access
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 28, 2012, 10:04:55 AM
PA gets called to board before Group 1 sometimes, and can go through first class security line, right?

I must have missed the 1st class security line thing, but in the 3 times I have flown since having the AA card, you only (or I only did) get PA on your outbound flight.     In KC, on all three flights the called PA and Grooup 1 together.   I'm sure that's different at different airports, but for MCI it didn't amount to much of a benefit in practice.   And since MCI doesn't have seperate screening for 1st class, that is moot as well.

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 28, 2012, 10:13:14 AM
PA gets called to board before Group 1 sometimes, and can go through first class security line, right?

I must have missed the 1st class security line thing, but in the 3 times I have flown since having the AA card, you only (or I only did) get PA on your outbound flight.     In KC, on all three flights the called PA and Grooup 1 together.   I'm sure that's different at different airports, but for MCI it didn't amount to much of a benefit in practice.   And since MCI doesn't have seperate screening for 1st class, that is moot as well.

at KC or Omaha or any townie level airport it doesn't mean much. at elite monster aiports it means a lot. you should have gotten it on all flights, I always did.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on December 28, 2012, 12:18:23 PM
ot: my wife gets absolutely infuriated when people from the other boarding groups get in line before their boarding group is called. she flips her crap big time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 28, 2012, 12:32:58 PM
ot: my wife gets absolutely infuriated when people from the other boarding groups get in line before their boarding group is called. she flips her crap big time.

lol, love when people do this. like, there are hundreds of group 7 dorks just huddled around the front and they call group 1 or 2 or something and inevitably someone loses their crap and tells them to GTFOOTW because they can't even get to the ticket check.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on December 28, 2012, 01:12:28 PM
ot: my wife gets absolutely infuriated when people from the other boarding groups get in line before their boarding group is called. she flips her crap big time.

lol, love when people do this. like, there are hundreds of group 7 dorks just huddled around the front and they call group 1 or 2 or something and inevitably someone loses their crap and tells them to GTFOOTW because they can't even get to the ticket check.

It is ridiculous though.  Like, gtfo of the way you idiots. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 28, 2012, 01:16:36 PM
ot: my wife gets absolutely infuriated when people from the other boarding groups get in line before their boarding group is called. she flips her crap big time.

lol, love when people do this. like, there are hundreds of group 7 dorks just huddled around the front and they call group 1 or 2 or something and inevitably someone loses their crap and tells them to GTFOOTW because they can't even get to the ticket check.

It is ridiculous though.  Like, gtfo of the way you idiots.

Oh, I know.
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 28, 2012, 02:35:16 PM
http://boardingarea.com/blogs/viewfromthewing/2012/04/06/65000-miles-for-virgin-atlantic-credit-card-signup/

It says 65 but with the terms it is likely only 50.
Thx ChiC. So, this gets to 110k HHonors? 2:1 would get close I guess... Is that right?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 28, 2012, 04:13:00 PM
any good recommendos for a new primary spend card?  BoA has pissed me off for the last time and I will be getting a Charles Schwab online checking account and will need a new primary card to replace my Bank Americard.  SPG amex?  probably put about $600-800 on this card a month.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 28, 2012, 06:28:40 PM
any good recommendos for a new primary spend card?  BoA has pissed me off for the last time and I will be getting a Charles Schwab online checking account and will need a new primary card to replace my Bank Americard.  SPG amex?  probably put about $600-800 on this card a month.

depends on your goals....you want hotel/airline points, or you want cash back?

Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 29, 2012, 12:31:12 PM
http://boardingarea.com/blogs/viewfromthewing/2012/04/06/65000-miles-for-virgin-atlantic-credit-card-signup/

It says 65 but with the terms it is likely only 50.
Thx ChiC. So, this gets to 110k HHonors? 2:1 would get close I guess... Is that right?

Yea.  Look at the ones you will hit, like the year of 15k probably isn't a priority so just disregard that crap.  Then multiply times two for the transfer.  Looking at it and my habits, It would prob be 100k for me.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 29, 2012, 03:08:57 PM
any good recommendos for a new primary spend card?  BoA has pissed me off for the last time and I will be getting a Charles Schwab online checking account and will need a new primary card to replace my Bank Americard.  SPG amex?  probably put about $600-800 on this card a month.

depends on your goals....you want hotel/airline points, or you want cash back?

probably airline. thinking about an spg Amex so I have the flexibility.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on December 29, 2012, 03:11:55 PM
I'll refer you if you decide on that :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 29, 2012, 03:16:19 PM
I'll refer you if you decide on that :fatty:

yeah I know. prob what I'll go with unless someone else in here comes up with a better suggestion. you can transfer to a shitload of airlines right?  will pm you if that's what I go with, will probably be about a month as I first need to pay off the thousands I have on cards right now from fronting the money for friends flights and tickets to the fiesta.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on December 29, 2012, 03:16:26 PM
So I cancelled my return flight out of phx on friday so i could save my points, stay till sunday, and try to use my expiring stand by voucher that goes out on 1/13/13. I have a feeling i'll be regretting this Sunday when there's no open flights to hop on. Dumb move? :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 29, 2012, 03:25:03 PM
any good recommendos for a new primary spend card?  BoA has pissed me off for the last time and I will be getting a Charles Schwab online checking account and will need a new primary card to replace my Bank Americard.  SPG amex?  probably put about $600-800 on this card a month.

depends on your goals....you want hotel/airline points, or you want cash back?

probably airline. thinking about an spg Amex so I have the flexibility.

you might consider a Sapphire if you want flexibility.  You can get cash back, transfer to several other points programs or buy travel at a 20% discount through the UR portal.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 29, 2012, 03:33:58 PM
any good recommendos for a new primary spend card?  BoA has pissed me off for the last time and I will be getting a Charles Schwab online checking account and will need a new primary card to replace my Bank Americard.  SPG amex?  probably put about $600-800 on this card a month.

depends on your goals....you want hotel/airline points, or you want cash back?

probably airline. thinking about an spg Amex so I have the flexibility.

you might consider a Sapphire if you want flexibility.  You can get cash back, transfer to several other points programs or buy travel at a 20% discount through the UR portal.

hmm interesting. much sexier looking card though the annual fee is higher.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 29, 2012, 03:38:22 PM
any good recommendos for a new primary spend card?  BoA has pissed me off for the last time and I will be getting a Charles Schwab online checking account and will need a new primary card to replace my Bank Americard.  SPG amex?  probably put about $600-800 on this card a month.

depends on your goals....you want hotel/airline points, or you want cash back?

probably airline. thinking about an spg Amex so I have the flexibility.

you might consider a Sapphire if you want flexibility.  You can get cash back, transfer to several other points programs or buy travel at a 20% discount through the UR portal.

hmm interesting. much sexier looking card though the annual fee is higher.


i assume they still waive the first year.  When I called to cancel mine, they offered to give me a statement credit for 6 purchases to wipe the fee for year 2.   Also no foreign transaction fees if you travel outside the US at all.   And it is a sexy beast to carry.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 29, 2012, 03:41:37 PM
any good recommendos for a new primary spend card?  BoA has pissed me off for the last time and I will be getting a Charles Schwab online checking account and will need a new primary card to replace my Bank Americard.  SPG amex?  probably put about $600-800 on this card a month.

depends on your goals....you want hotel/airline points, or you want cash back?

probably airline. thinking about an spg Amex so I have the flexibility.

you might consider a Sapphire if you want flexibility.  You can get cash back, transfer to several other points programs or buy travel at a 20% discount through the UR portal.

hmm interesting. much sexier looking card though the annual fee is higher.


i assume they still waive the first year.  When I called to cancel mine, they offered to give me a statement credit for 6 purchases to wipe the fee for year 2.   Also no foreign transaction fees if you travel outside the US at all.   And it is a sexy beast to carry.

surprised it transfers to southwest. I have a southwest chase card already. will UR transfer to AA points?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 29, 2012, 03:45:17 PM
any good recommendos for a new primary spend card?  BoA has pissed me off for the last time and I will be getting a Charles Schwab online checking account and will need a new primary card to replace my Bank Americard.  SPG amex?  probably put about $600-800 on this card a month.

depends on your goals....you want hotel/airline points, or you want cash back?

probably airline. thinking about an spg Amex so I have the flexibility.

you might consider a Sapphire if you want flexibility.  You can get cash back, transfer to several other points programs or buy travel at a 20% discount through the UR portal.

hmm interesting. much sexier looking card though the annual fee is higher.


i assume they still waive the first year.  When I called to cancel mine, they offered to give me a statement credit for 6 purchases to wipe the fee for year 2.   Also no foreign transaction fees if you travel outside the US at all.   And it is a sexy beast to carry.

surprised it transfers to southwest. I have a southwest chase card already. will UR transfer to AA points?

no, IIRC it goes to SW, Delta, United, British Airways (which can be used for AA albeit limited), and a couple other internationals.    You can also use the points for Amazon, or get staement credit or a check.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 29, 2012, 05:21:46 PM
any good recommendos for a new primary spend card?  BoA has pissed me off for the last time and I will be getting a Charles Schwab online checking account and will need a new primary card to replace my Bank Americard.  SPG amex?  probably put about $600-800 on this card a month.

depends on your goals....you want hotel/airline points, or you want cash back?

probably airline. thinking about an spg Amex so I have the flexibility.

you might consider a Sapphire if you want flexibility.  You can get cash back, transfer to several other points programs or buy travel at a 20% discount through the UR portal.

hmm interesting. much sexier looking card though the annual fee is higher.
this would be my rec fwiw. you can always cancel after the first year and open a freedom card and transfer your points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 01, 2013, 10:03:48 AM
Quote
Thank you for making Hilton HHonors™ your guest loyalty program. With ten distinct hotel brands, you have endless ways to experience the benefits of being an HHonors member.

Over the past few years, we have expanded the benefits for our guests with Gold and Diamond status. They can now enjoy benefits such as complimentary space-available room upgrades, high-speed Internet access, breakfast, and up to a 50% bonus on all Base Points earned on every stay.

Periodically, we need to adapt our program based on industry trends. For the past ten years, we have not changed the qualifications for Gold and Diamond status. As of January 1, 2013, we will adjust the requirements to qualify for elite status in 2014. To qualify for Gold status, HHonors members must complete 20 stays, 40 nights, or attain 75,000 Base Points within the calendar year. To qualify for Diamond status in 2014, members must complete 30 stays, 60 nights, or attain 120,000 Base Points in 2013. All other tier level qualifications, as well as elite status received through Hilton HHonors credit cards and partners, will remain the same.

We thank you for your loyalty, and we look forward to seeing you at one of our 3,900 hotels and resorts in 2013.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 01, 2013, 07:49:24 PM
dum
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 02, 2013, 11:59:43 AM
I'm looking to book a AA reward flight, are there any good websites besides aa.com that could help do this? How far in advance should I be looking to not get raped with reward availability?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 02, 2013, 12:14:52 PM
I'm looking to book a AA reward flight, are there any good websites besides aa.com that could help do this? How far in advance should I be looking to not get raped with reward availability?

depends when and where you are going. the AA site is pretty user friendly imo.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 02, 2013, 05:21:22 PM
Just wanted to say that w/o this thread, I would not be sitting in E7 United Club @ DFW ( :drink: ), waiting to settle into 1st class ( :drink: ) on my way to PHX.  I would surely being showing up in PHX about as half as pak'd.

Thanks, guize.  :dance:



That being said, this thread gets no credit for the pair of free lower-level tix and pre-game Tostito's party passes.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 02, 2013, 10:58:42 PM
If anyone is thinking about the Chase Freedom card I'll refer you and you can get a $100 statement credit. It's a great card to pair with a chase bold or chase sapphire preferred (you can transfer points between the freedom and those two) and the 5x points every quarter make it worthwhile, plus no annual fee so it's a good one to get and hold on to.

Plus you'll help out a fellow goemawer  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 03, 2013, 10:07:09 AM
If anyone is thinking about the Chase Freedom card I'll refer you and you can get a $100 statement credit. It's a great card to pair with a chase bold or chase sapphire preferred (you can transfer points between the freedom and those two) and the 5x points every quarter make it worthwhile, plus no annual fee so it's a good one to get and hold on to.

Plus you'll help out a fellow goemawer  :gocho:

I might be up for this.   I need to cancel my Sapphire soon.   Is there a deadline?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 03, 2013, 01:33:01 PM
If anyone is thinking about the Chase Freedom card I'll refer you and you can get a $100 statement credit. It's a great card to pair with a chase bold or chase sapphire preferred (you can transfer points between the freedom and those two) and the 5x points every quarter make it worthwhile, plus no annual fee so it's a good one to get and hold on to.

Plus you'll help out a fellow goemawer  :gocho:

I might be up for this.   I need to cancel my Sapphire soon.   Is there a deadline?

I think February 5th pm me your email address if you're interested
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on January 04, 2013, 01:03:43 AM
Chase Sapphire vs Chase freedom vs Captital One venture. Go.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2013, 04:46:07 AM
Capital One? LOL
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on January 04, 2013, 12:09:27 PM
Capital One? LOL

why lol? new to the cc game here...
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 04, 2013, 03:19:56 PM
having to call in cancel cards is just the absolute worst. i've been on the phone for the past thirty minutes.

cancel it.
nope just cancel it.
nope i just want you to cancel it.
no. just cancel.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2013, 03:20:42 PM
I like it because you sometimes get free points
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 04, 2013, 03:29:55 PM
I like it because you sometimes get free points

i still hate it. also, i bet someone could start a business that cancels credit cards for people. get darius to do his weekly friday blog about it and boom there you go. next thing you know, you're cancelling c cards for people and making money while doing it instead of bbs'ing in work free time.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 04, 2013, 05:30:55 PM
Capital One? LOL

why lol? new to the cc game here...

don't listen to steve dave, he's a dumbass.  cap one is my spending card when i don't need the spend for a bonus.  2% on everything, basically as cash.  you can do a little better if you're paying attention, but you can also do a lot worse.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 04, 2013, 08:33:32 PM
Chase Sapphire vs Chase freedom vs Captital One venture. Go.

Chase Sapphire:
Annual fee is $95 but waived the first year 
40,000 ultimate rewards points after spending $3000 in 3 months that can be used for cash back ($400), or be transferred to airlines and hotels like United, Hyatt, Priority club, British airways, southwest etc.
2 points per $1 on dining and travel
Card is not made of cheap plastic and will get you a lot of elite comments from wait staff and retail workers
Raquetcat rating of  :star: :star: :star: :star: :star:

Chase Freedom:
No annual fee
10,000 ultimate reward points after spending $500 in first 3 months that can be used for cash back ($100) or to buy stuff in the ultimate rewards mall. If you have the chase sapphire or a chase bold card you can transfer the points to that reward account and then use them for hotels/airlines, if you only have the freedom you can only use the points for cash back or buying stuff in the ultimate reward mall.
Different spending categories each quarter that offer you 5x points on each $1 spent, other wise 1 point per $1
Good card to get and utilize the 5x points per quarter
Raquetcat rating of  :star: :star: :star:
If you want this card PM me your email address so you can get the super secret offer  :fatty:

Don't know anything about the capital one venture card  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 05, 2013, 12:58:38 PM
the venture card is pretty highly rated by nerdwallet, etc

I personally don't think much of cap one as a company but its a fine card
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on January 05, 2013, 02:26:13 PM
went with chase sapphire. sd pi'd me into it.

can't wait to get it  :emawkid:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on January 05, 2013, 03:28:13 PM
Good decision stud friend
Title: How Many Credit Cards Do You Have?
Post by: steve dave on January 05, 2013, 03:29:05 PM
the venture card is pretty highly rated by nerdwallet, etc

I personally don't think much of cap one as a company but its a fine card

Protip: nerdwallet is a bunch of poors
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 05, 2013, 04:33:00 PM
went with chase sapphire. sd pi'd me into it.

can't wait to get it  :emawkid:

good card, I'm sure the raquetcat 5  :star: rating really did it for you
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 05, 2013, 06:58:36 PM
the venture card is pretty highly rated by nerdwallet, etc

I personally don't think much of cap one as a company but its a fine card

Protip: nerdwallet is a bunch of poors

you are
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 06, 2013, 11:02:28 PM
will the spg amex go back to a 30k bonus anytime soon or should I just go ahead and get it with the 25k bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2013, 07:48:07 AM
will the spg amex go back to a 30k bonus anytime soon or should I just go ahead and get it with the 25k bonus?

it usually does once a year
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on January 07, 2013, 12:39:02 PM
went with chase sapphire. sd pi'd me into it.

can't wait to get it  :emawkid:

good card, I'm sure the raquetcat 5  :star: rating really did it for you

this was the tipping point. looking forward to free flights and hotel stays in my future.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on January 07, 2013, 01:47:23 PM
Chase Sapphire vs Chase freedom vs Captital One venture. Go.

Chase Sapphire:
Annual fee is $95 but waived the first year 
40,000 ultimate rewards points after spending $3000 in 3 months that can be used for cash back ($400), or be transferred to airlines and hotels like United, Hyatt, Priority club, British airways, southwest etc.
2 points per $1 on dining and travel
Card is not made of cheap plastic and will get you a lot of elite comments from wait staff and retail workers
Raquetcat rating of  :star: :star: :star: :star: :star:

Chase Freedom:
No annual fee
10,000 ultimate reward points after spending $500 in first 3 months that can be used for cash back ($100) or to buy stuff in the ultimate rewards mall. If you have the chase sapphire or a chase bold card you can transfer the points to that reward account and then use them for hotels/airlines, if you only have the freedom you can only use the points for cash back or buying stuff in the ultimate reward mall.
Different spending categories each quarter that offer you 5x points on each $1 spent, other wise 1 point per $1
Good card to get and utilize the 5x points per quarter
Raquetcat rating of  :star: :star: :star:
If you want this card PM me your email address so you can get the super secret offer  :fatty:

Don't know anything about the capital one venture card  :dunno:

Make it $300 for the Chase Freedom card and you can refer my fiance.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on January 08, 2013, 10:12:11 AM
Just got my second Southwest card good for 50,000 pts.  Will be rolling Companion status in no time.
 :dance:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 08, 2013, 10:22:56 AM
Chase Sapphire vs Chase freedom vs Captital One venture. Go.

Chase Sapphire:
Annual fee is $95 but waived the first year 
40,000 ultimate rewards points after spending $3000 in 3 months that can be used for cash back ($400), or be transferred to airlines and hotels like United, Hyatt, Priority club, British airways, southwest etc.
2 points per $1 on dining and travel
Card is not made of cheap plastic and will get you a lot of elite comments from wait staff and retail workers
Raquetcat rating of  :star: :star: :star: :star: :star:

Chase Freedom:
No annual fee
10,000 ultimate reward points after spending $500 in first 3 months that can be used for cash back ($100) or to buy stuff in the ultimate rewards mall. If you have the chase sapphire or a chase bold card you can transfer the points to that reward account and then use them for hotels/airlines, if you only have the freedom you can only use the points for cash back or buying stuff in the ultimate reward mall.
Different spending categories each quarter that offer you 5x points on each $1 spent, other wise 1 point per $1
Good card to get and utilize the 5x points per quarter
Raquetcat rating of  :star: :star: :star:
If you want this card PM me your email address so you can get the super secret offer  :fatty:

Don't know anything about the capital one venture card  :dunno:

Make it $300 for the Chase Freedom card and you can refer my fiance.

:dubious:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 08, 2013, 10:25:11 AM
Just got my second Southwest card good for 50,000 pts.  Will be rolling Companion status in no time.
 :dance:

I completed the $2000 spend on both of mine a couple days ago, now I'm just waiting for the 100k to hit, then I'll transfer some marriott rewards to my SW account and I'm golden!
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 08, 2013, 03:38:56 PM
Did you get a call on your business card or no?  Also, I was lolling at the SW people pushing for CC signups in PHX offering 25k.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 08, 2013, 03:42:39 PM
Did you get a call on your business card or no?  Also, I was lolling at the SW people pushing for CC signups in PHX offering 25k.

have considered standing by the card signup people at the airport during a long layover and telling all the people that they talk to that they can get better sign up bonuses online.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 08, 2013, 03:45:53 PM
Did you get a call on your business card or no?  Also, I was lolling at the SW people pushing for CC signups in PHX offering 25k.

have considered standing by the card signup people at the airport during a long layover and telling all the people that they talk to that they can get better sign up bonuses online.

I just wanted to walk up to them and make it clear that I know more about that crap than they do.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 08, 2013, 06:16:39 PM
BTW raquetcat, never did get your referrals...must be something wrong with the system
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 08, 2013, 10:47:43 PM
Did you get a call on your business card or no?  Also, I was lolling at the SW people pushing for CC signups in PHX offering 25k.

I think I got a "your application is pending further review" after I submitted the business card app, so I called the reconsideration line and he asked me a couple questions about what my business did and ba-da-bing, approved
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 08, 2013, 10:48:26 PM
BTW raquetcat, never did get your referrals...must be something wrong with the system

 :frown: oh well  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on January 08, 2013, 11:41:18 PM
just got my hawaiian cards visa and going to transfer to hilton points
 :ohno: shits getting real
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2013, 09:35:08 AM
looks like the USA/AA ball is still rolling downhill and picking up speed

http://aviationblog.dallasnews.com/2013/01/apa-answers-questions-about-memorandum-of-understanding-and-other-matters.html/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 11, 2013, 06:16:59 PM
skim through the question/answer and then read the comments. kind of funny.

http://millionmilesecrets.com/2013/01/11/glyph-interview-with-mike/#more-21582
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 11, 2013, 06:51:02 PM
skim through the question/answer and then read the comments. kind of funny.

http://millionmilesecrets.com/2013/01/11/glyph-interview-with-mike/#more-21582

 :lol:

point collectors are the biggest assholes on the internet
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on January 11, 2013, 09:42:18 PM
skim through the question/answer and then read the comments. kind of funny.

http://millionmilesecrets.com/2013/01/11/glyph-interview-with-mike/#more-21582

 :lol:

point collectors are the biggest assholes on the internet

Not a big surprise since this is the Steve Dave and Rick Daris thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 11, 2013, 09:45:46 PM
man, just when you thought you were friends
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on January 11, 2013, 11:00:24 PM
man, just when you thought you were friends
Just took the joke when the opportunity presented itself. It was too open to pass up, like a Dom Sutton 3-pointer.

We can still be friends? :D :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 13, 2013, 10:39:07 PM
Need a little bit more help from HCCIQ people.

I have never applied for a credit card but have a steady job and now have a need to travel to the east coat every few months that I will have to pay for myself. What's my best option for a credit card to rack up miles quickly.

I see Cap One Venture has 10,000 free miles once you spend $1000 in 3 months, which shouldn't be a problem, but I don't quite understand how that works. Will they give me the miles if I spend the money in a month right away, or do I have to wait the 3 months? Also, do the miles translate very literally... For instance if I fly to St Louis from MCI, do I only have to spend 250 miles or is there some multiplier/flat fee to book a flight? Are only certain flights and times that I can spend the points?

My guess is its not that simple, so any pro tips would be appreciated!
Title: Re: How Many Credit Cards Do You Have?
Post by: EMAWmeister on January 14, 2013, 01:31:10 AM
Take it to the master dating thread, yeesh.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 14, 2013, 07:06:05 AM
Need a little bit more help from HCCIQ people.

I have never applied for a credit card but have a steady job and now have a need to travel to the east coat every few months that I will have to pay for myself. What's my best option for a credit card to rack up miles quickly.

I see Cap One Venture has 10,000 free miles once you spend $1000 in 3 months, which shouldn't be a problem, but I don't quite understand how that works. Will they give me the miles if I spend the money in a month right away, or do I have to wait the 3 months? Also, do the miles translate very literally... For instance if I fly to St Louis from MCI, do I only have to spend 250 miles or is there some multiplier/flat fee to book a flight? Are only certain flights and times that I can spend the points?

My guess is its not that simple, so any pro tips would be appreciated!

a) it's amazing to me how many people don't have credit cards.
b) don't get the cap one. it's stupid. get a chase sapphire preferred or spg card. I mean, we literally just went over this in the last 10 days in this thread.
c) the miles are different for every card. some are an actual program's miles points (hilton, spg, AA, USA, etc.) and some are bank points (Chase Ultimate Rewards, Amex Membership Rewards, Cap One Venture). every program has their own seperate rules for use of the points. this thread has shitloads of analysis about what point is good for what and which have the most value.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 14, 2013, 08:28:32 AM
Take it to the master dating thread, yeesh.

Quiet, the adults are talking.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 14, 2013, 08:29:28 AM
Need a little bit more help from HCCIQ people.

I have never applied for a credit card but have a steady job and now have a need to travel to the east coat every few months that I will have to pay for myself. What's my best option for a credit card to rack up miles quickly.

I see Cap One Venture has 10,000 free miles once you spend $1000 in 3 months, which shouldn't be a problem, but I don't quite understand how that works. Will they give me the miles if I spend the money in a month right away, or do I have to wait the 3 months? Also, do the miles translate very literally... For instance if I fly to St Louis from MCI, do I only have to spend 250 miles or is there some multiplier/flat fee to book a flight? Are only certain flights and times that I can spend the points?

My guess is its not that simple, so any pro tips would be appreciated!

a) it's amazing to me how many people don't have credit cards.
b) don't get the cap one. it's stupid. get a chase sapphire preferred or spg card. I mean, we literally just went over this in the last 10 days in this thread.
c) the miles are different for every card. some are an actual program's miles points (hilton, spg, AA, USA, etc.) and some are bank points (Chase Ultimate Rewards, Amex Membership Rewards, Cap One Venture). every program has their own seperate rules for use of the points. this thread has shitloads of analysis about what point is good for what and which have the most value.

 :dubious: Fine, I'll just read all 132 pages of the thread... Talk to you guys next week.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 14, 2013, 08:36:48 AM
Need a little bit more help from HCCIQ people.

I have never applied for a credit card but have a steady job and now have a need to travel to the east coat every few months that I will have to pay for myself. What's my best option for a credit card to rack up miles quickly.

I see Cap One Venture has 10,000 free miles once you spend $1000 in 3 months, which shouldn't be a problem, but I don't quite understand how that works. Will they give me the miles if I spend the money in a month right away, or do I have to wait the 3 months? Also, do the miles translate very literally... For instance if I fly to St Louis from MCI, do I only have to spend 250 miles or is there some multiplier/flat fee to book a flight? Are only certain flights and times that I can spend the points?

My guess is its not that simple, so any pro tips would be appreciated!

a) it's amazing to me how many people don't have credit cards.
b) don't get the cap one. it's stupid. get a chase sapphire preferred or spg card. I mean, we literally just went over this in the last 10 days in this thread.
c) the miles are different for every card. some are an actual program's miles points (hilton, spg, AA, USA, etc.) and some are bank points (Chase Ultimate Rewards, Amex Membership Rewards, Cap One Venture). every program has their own seperate rules for use of the points. this thread has shitloads of analysis about what point is good for what and which have the most value.

 :dubious: Fine, I'll just read all 132 pages of the thread... Talk to you guys next week.


what do you want the credit card points/miles for? free flights? free hotel rooms? cash?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 14, 2013, 08:46:58 AM
what do you want the credit card points/miles for? free flights? free hotel rooms? cash?

Free flights
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 14, 2013, 08:53:54 AM
what do you want the credit card points/miles for? free flights? free hotel rooms? cash?

Free flights

to somewhere specifc? from anywhere specific? or generally just want free air travel?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 14, 2013, 09:04:34 AM
what do you want the credit card points/miles for? free flights? free hotel rooms? cash?

Free flights

to somewhere specifc? from anywhere specific? or generally just want free air travel?

Mostly Orlando.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 14, 2013, 09:26:02 AM
Thanks, Rick! I'll look into it and let you know what I decide  :excited:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on January 14, 2013, 09:30:46 AM

I have never applied for a credit card but have a steady job and now have a need to travel to the east coat every few months that I will have to pay for myself.

Are you saying that you have to travel frequently for work, and they aren't going to pay for it or reimburse you so you want to do it on points so you don't have to pay? Yikes.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on January 14, 2013, 09:34:37 AM

I have never applied for a credit card but have a steady job and now have a need to travel to the east coat every few months that I will have to pay for myself.

Are you saying that you have to travel frequently for work, and they aren't going to pay for it or reimburse you so you want to do it on points so you don't have to pay? Yikes.

i just assumed that it was for some kind of trial or something where he's the defendant.

That would make more sense.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 14, 2013, 09:52:07 AM

I have never applied for a credit card but have a steady job and now have a need to travel to the east coat every few months that I will have to pay for myself.

Are you saying that you have to travel frequently for work, and they aren't going to pay for it or reimburse you so you want to do it on points so you don't have to pay? Yikes.

i just assumed that it was for some kind of trial or something where he's the defendant.

That would make more sense.

Casey Anthony seemed to get treated well in Florida, figured I'd give it a shot  :dunno:
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: EMAWmeister on January 14, 2013, 10:27:39 AM

I have never applied for a credit card but have a steady job and now have a need to travel to the east coat every few months that I will have to pay for myself.

Are you saying that you have to travel frequently for work, and they aren't going to pay for it or reimburse you so you want to do it on points so you don't have to pay? Yikes.

:lol: no
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on January 15, 2013, 07:42:30 AM
http://www.fairmont.com/promo/card/ this card seems decent cc experts?

but I can't tell if I can use it to book for this place http://www.fairmont.com/savoy-london/ or not!? HELP!!
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on January 15, 2013, 07:50:05 AM
Sinatra stayed there!







SINATRA!!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 15, 2013, 07:59:09 AM
http://www.fairmont.com/promo/card/ this card seems decent cc experts?

but I can't tell if I can use it to book for this place http://www.fairmont.com/savoy-london/ or not!? HELP!!

yeah, I think you can use the free nights at any location. we stayed right across the street from the Savoy at the Waldorf Hilton. Excellent central location.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on January 15, 2013, 12:13:54 PM
I'd like to vote rick daris most pud credit card helper and steve dave  (http://1.bp.blogspot.com/-bl4TdXovHh4/T_sul5mSvTI/AAAAAAAAANk/JWJCA06jtHk/s1600/1.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on January 16, 2013, 03:04:15 PM
So, I am paying 12,000 points for a one night stay at the Austin W.  I feel like I am being taken here.  But their rack rates are incredibly high as well.

Should I do this or should I back out and just stay at the Driskill for cash money?

What would a top traveler do?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 16, 2013, 03:09:45 PM
seems high, but it is the W, not a pud brand.

Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 16, 2013, 03:16:26 PM
it's austin dude so who cares really. my advice is to just get a ride up to mt bonnell at the end of the night and sleep on a bench for free. 12k to stay at an austin hotel has the world gone mad? looks like maybe. wow.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2013, 03:17:14 PM
kk, what is the date of the stay?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 16, 2013, 03:46:03 PM
to compare, I was going to use 8k points for an Element in Miami for the NC game.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on January 16, 2013, 06:57:22 PM
kk, what is the date of the stay?

Monday after sxsw wraps up.  Everything before that is a minimum 4 night stay everywhere in town with "special" jacked up rates and no points stays.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on January 16, 2013, 06:59:11 PM
March 18th 2013
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 16, 2013, 10:51:51 PM
my spg card came  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 17, 2013, 07:23:44 AM
You are both Gov. employees. Click that and you have a room there for $199. Don't you dare spend 12k for a $199 room.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 17, 2013, 08:16:01 PM
girl at mr gyros: that'll be $10.24
gfa: I'll use my AMERICAN EXPRESS CARD
girl: omg its great
gfa: I know!
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on January 17, 2013, 08:17:43 PM
You are both Gov. employees. Click that and you have a room there for $199. Don't you dare spend 12k for a $199 room.

How do I do that?

Sent from my SPH-D700 using Tapatalk 2
Title: How Many Credit Cards Do You Have?
Post by: steve dave on January 17, 2013, 08:26:52 PM
You are both Gov. employees. Click that and you have a room there for $199. Don't you dare spend 12k for a $199 room.

How do I do that?

Sent from my SPH-D700 using Tapatalk 2

Compare rates and click the gov employee rate
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 17, 2013, 08:33:11 PM
You are both Gov. employees. Click that and you have a room there for $199. Don't you dare spend 12k for a $199 room.

How do I do that?

Sent from my SPH-D700 using Tapatalk 2

Compare rates and click the gov employee rate
be prepared to show gov id at check in and they will not hold your specific room type for you since you're not paying full rate. you'll have a room but they may give you 2 doubles even if you reserve a king/queen or vice versa.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 17, 2013, 08:42:51 PM
friend of mine booked us rooms at the MHK holiday inn and said he was a state employee. was all smug about it until we showed up and they asked him what he did and for his state employee ID. ended up paying full rate.  :facepalm:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 17, 2013, 08:43:25 PM
You are both Gov. employees. Click that and you have a room there for $199. Don't you dare spend 12k for a $199 room.

How do I do that?

Sent from my SPH-D700 using Tapatalk 2

Compare rates and click the gov employee rate
be prepared to show gov id at check in and they will not hold your specific room type for you since you're not paying full rate. you'll have a room but they may give you 2 doubles even if you reserve a king/queen or vice versa.

hi guys. here is a little info about govt rates... sometimes they are higher and sometimes they are lower. occasionally they are the same. a hotel should never, ever give you a dif/less room than what you booked though just because you booked it with a govt rate. never. ever. if they did then give me their name, your name and your res # and we will fistucuff w/ them.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 17, 2013, 08:45:07 PM
friend of mine booked us rooms at the MHK holiday inn and said he was a state employee. was all smug about it until we showed up and they asked him what he did and for his state employee ID. ended up paying full rate.  :facepalm:

yeah. you should have id if you are picking that rate. most don't ask though. 90% don't.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 17, 2013, 08:46:11 PM
friend of mine booked us rooms at the MHK holiday inn and said he was a state employee. was all smug about it until we showed up and they asked him what he did and for his state employee ID. ended up paying full rate.  :facepalm:

yeah. you should have id if you are picking that rate. most don't ask though. 90% don't.

probably had a lot to do with the fact that the MHK holiday inn is a piece of crap hotel run by assholes.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 17, 2013, 08:54:57 PM
You are both Gov. employees. Click that and you have a room there for $199. Don't you dare spend 12k for a $199 room.

How do I do that?

Sent from my SPH-D700 using Tapatalk 2

Compare rates and click the gov employee rate
be prepared to show gov id at check in and they will not hold your specific room type for you since you're not paying full rate. you'll have a room but they may give you 2 doubles even if you reserve a king/queen or vice versa.

hi guys. here is a little info about govt rates... sometimes they are higher and sometimes they are lower. occasionally they are the same. a hotel should never, ever give you a dif/less room than what you booked though just because you booked it with a govt rate. never. ever. if they did then give me their name, your name and your res # and we will fistucuff w/ them.

A lot of hotels say that room type isn't guaranteed for online reservations.  Rarely would they change it and no guest is going to give a crap if there was fine print or not, but they will tell that to you.  If they have to move crap around, the cheapest rates are going to get mumped first.  Giving a gov rate half off (when they may not care since they may not be paying) vs a half off a full rate will be cheaper.

Sorry the people at the MHK HI did their jobs :dunno: Did you try it on a game weekend or some other busy times?  If they're really slow, a lot of hotels will say eff it as they would rather have the discount rate than no business.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 17, 2013, 08:58:54 PM
You are both Gov. employees. Click that and you have a room there for $199. Don't you dare spend 12k for a $199 room.

How do I do that?

Sent from my SPH-D700 using Tapatalk 2

Compare rates and click the gov employee rate
be prepared to show gov id at check in and they will not hold your specific room type for you since you're not paying full rate. you'll have a room but they may give you 2 doubles even if you reserve a king/queen or vice versa.

hi guys. here is a little info about govt rates... sometimes they are higher and sometimes they are lower. occasionally they are the same. a hotel should never, ever give you a dif/less room than what you booked though just because you booked it with a govt rate. never. ever. if they did then give me their name, your name and your res # and we will fistucuff w/ them.

A lot of hotels say that room type isn't guaranteed for online reservations.  Rarely would they change it and no guest is going to give a crap if there was fine print or not, but they will tell that to you.  If they have to move crap around, the cheapest rates are going to get mumped first.  Giving a gov rate half off (when they may not care since they may not be paying) vs a half off a full rate will be cheaper.

Sorry the people at the MHK HI did their jobs :dunno: Did you try it on a game weekend or some other busy times?  If they're really slow, a lot of hotels will say eff it as they would rather have the discount rate than no business.

it was in June of last year, place was dead
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 18, 2013, 07:41:01 AM
GFA, shut up.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 18, 2013, 09:09:41 AM
You are both Gov. employees. Click that and you have a room there for $199. Don't you dare spend 12k for a $199 room.

How do I do that?

Sent from my SPH-D700 using Tapatalk 2

Compare rates and click the gov employee rate
be prepared to show gov id at check in and they will not hold your specific room type for you since you're not paying full rate. you'll have a room but they may give you 2 doubles even if you reserve a king/queen or vice versa.

hi guys. here is a little info about govt rates... sometimes they are higher and sometimes they are lower. occasionally they are the same. a hotel should never, ever give you a dif/less room than what you booked though just because you booked it with a govt rate. never. ever. if they did then give me their name, your name and your res # and we will fistucuff w/ them.

A lot of hotels say that room type isn't guaranteed for online reservations.  Rarely would they change it and no guest is going to give a crap if there was fine print or not, but they will tell that to you.  If they have to move crap around, the cheapest rates are going to get mumped first.  Giving a gov rate half off (when they may not care since they may not be paying) vs a half off a full rate will be cheaper.

Sorry the people at the MHK HI did their jobs :dunno: Did you try it on a game weekend or some other busy times?  If they're really slow, a lot of hotels will say eff it as they would rather have the discount rate than no business.
this is exactly what happened to me and my bro at the adolphus hotel in dallas last year for the cotton bowl.  he used his gov id and got a lower rate and reserved a room with 2 doubles.  when we showed up they gave us a tiny room with a queen.  we bitched for a while and even asked for a manager and that is exactly what they told us.  they were completely booked and we booked online and room type wasn't guaranteed so they bumped us because we paid a cheaper rate. I mean I don't remember if they specifically told us that's why they mumped us but it was pretty obvious.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 18, 2013, 10:07:20 AM
you shut up, SD!   :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 18, 2013, 10:10:00 AM
New SPG cash and point redemptions:

?Category 1: 1,500 points + $30 (an increase of 300 points and $5)
?Category 2: 2,000 points + $35 (an increase of 400 points and $5)
?Category 3: 3,500 points + $55 (an increase of 500 points and $5)
?Category 4: 5,000 points + $75 (an increase of 1,000 points and $15)
?Category 5: 6,000 points + $110 (an increase of 1,200 points and $20)
?Category 6: 10,000 points + $180 (an increase of 2,000 points and $30)
?Category 7: 15,000 points + $275 (saying the same)

(http://goEMAW.com/forum/Themes/chemical_light/images/post/thumbdown.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 18, 2013, 10:20:48 AM
New SPG cash and point redemptions:

?Category 1: 1,500 points + $30 (an increase of 300 points and $5)
?Category 2: 2,000 points + $35 (an increase of 400 points and $5)
?Category 3: 3,500 points + $55 (an increase of 500 points and $5)
?Category 4: 5,000 points + $75 (an increase of 1,000 points and $15)
?Category 5: 6,000 points + $110 (an increase of 1,200 points and $20)
?Category 6: 10,000 points + $180 (an increase of 2,000 points and $30)
?Category 7: 15,000 points + $275 (saying the same)

(http://goEMAW.com/forum/Themes/chemical_light/images/post/thumbdown.gif)

harrumph.  should have gone with the sapphire.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 18, 2013, 10:27:19 AM
you should actually get both
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 18, 2013, 10:44:30 AM
you should actually get both

I probably will eventually.  I think I'm going to start doing some actual churning this year.  Prob getting married in 2014 and would like to somehow get enough points for flight/hotel to Hawaii that summer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 18, 2013, 10:48:10 AM
you should actually get both

I probably will eventually.  I think I'm going to start doing some actual churning this year.  Prob getting married in 2014 and would like to somehow get enough points for flight/hotel to Hawaii that summer.

well, I've got good news for you. you can get enough for non-coach-flight/elite level hotel for a week+ about twice a year to Hawaii or other equally awesome places and throw in numerous long weekend type trips along the way.

SOURCE: I do it every damn year
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 18, 2013, 10:51:25 AM
you should actually get both

I probably will eventually.  I think I'm going to start doing some actual churning this year.  Prob getting married in 2014 and would like to somehow get enough points for flight/hotel to Hawaii that summer.

well, I've got good news for you. you can get enough for non-coach-flight/elite level hotel for a week+ about twice a year to Hawaii or other equally awesome places and throw in numerous long weekend type trips along the way.

SOURCE: I do it every damn year

that is good news, thanx
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 20, 2013, 03:35:45 PM
you should actually get both

I probably will eventually.  I think I'm going to start doing some actual churning this year.  Prob getting married in 2014 and would like to somehow get enough points for flight/hotel to Hawaii that summer.

well, I've got good news for you. you can get enough for non-coach-flight/elite level hotel for a week+ about twice a year to Hawaii or other equally awesome places and throw in numerous long weekend type trips along the way.

SOURCE: I do it every damn year
what cards are you churning for the flights to be able to do this twice a year?  seems like the only carrier that's churnable that quickly is usairways and I can't find any roundtrips for under 60k miles.  I've got the southwest companion pass and have been using that while I try to rack up other miles but I'm having trouble finding easy/quick airline miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2013, 03:43:19 PM
you should actually get both

I probably will eventually.  I think I'm going to start doing some actual churning this year.  Prob getting married in 2014 and would like to somehow get enough points for flight/hotel to Hawaii that summer.

well, I've got good news for you. you can get enough for non-coach-flight/elite level hotel for a week+ about twice a year to Hawaii or other equally awesome places and throw in numerous long weekend type trips along the way.

SOURCE: I do it every damn year
what cards are you churning for the flights to be able to do this twice a year?  seems like the only carrier that's churnable that quickly is usairways and I can't find any roundtrips for under 60k miles.  I've got the southwest companion pass and have been using that while I try to rack up other miles but I'm having trouble finding easy/quick airline miles.

you can get 100kAA miles just by signing up for two AA 50k citi personal cards. then wait three months and get a 50kAA citi business card. the business one can be churned every three months i think and the personal ones are 18 months. so in less than two years, a person could get 400kAA fairly easily just by getting the citi AA cards. you could get even more if you wanted by also getting a chase sapphire card or two and then transfer UR points over to an airline. also, that usairways card is churnable for most folks too. first year fee is not waived though so you're basically buying 40k us air miles for $89.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 20, 2013, 03:59:03 PM
you should actually get both

I probably will eventually.  I think I'm going to start doing some actual churning this year.  Prob getting married in 2014 and would like to somehow get enough points for flight/hotel to Hawaii that summer.

well, I've got good news for you. you can get enough for non-coach-flight/elite level hotel for a week+ about twice a year to Hawaii or other equally awesome places and throw in numerous long weekend type trips along the way.

SOURCE: I do it every damn year
what cards are you churning for the flights to be able to do this twice a year?  seems like the only carrier that's churnable that quickly is usairways and I can't find any roundtrips for under 60k miles.  I've got the southwest companion pass and have been using that while I try to rack up other miles but I'm having trouble finding easy/quick airline miles.

you can get 100kAA miles just by signing up for two AA 50k citi personal cards. then wait three months and get a 50kAA citi business card. the business one can be churned every three months i think and the personal ones are 18 months. so in less than two years, a person could get 400kAA fairly easily just by getting the citi AA cards. you could get even more if you wanted by also getting a chase sapphire card or two and then transfer UR points over to an airline.
the biz is supposed to be every 6 months but I got mushed last time I tried so I'm gonna give it another shot next month.  I just got the wife the 2 aa personal cards last month and I have to wait until june to get them since I was stupid and got the aa mastercard with 40k last december so I burned my churn on that  :embarrassed:  also I'm trying to hoard my aa miles for a round trip first class flight to europe in the next year or so.

just seems like it would be tough to get enough aa miles for a non-coach rt to hawaii twice a year and have enough left over for anything since it seems like you can only get 200k/year (2 aa personal and 2 aa biz).  I thought sd was maybe talking about a different airline.  I guess I could do aa there and usair back or something. 

you guys need to start a service where I tell you where I want to go and you tell me what miles/points to use to fly and where to stay. :users:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2013, 04:02:16 PM
you should actually get both

I probably will eventually.  I think I'm going to start doing some actual churning this year.  Prob getting married in 2014 and would like to somehow get enough points for flight/hotel to Hawaii that summer.

well, I've got good news for you. you can get enough for non-coach-flight/elite level hotel for a week+ about twice a year to Hawaii or other equally awesome places and throw in numerous long weekend type trips along the way.

SOURCE: I do it every damn year
what cards are you churning for the flights to be able to do this twice a year?  seems like the only carrier that's churnable that quickly is usairways and I can't find any roundtrips for under 60k miles.  I've got the southwest companion pass and have been using that while I try to rack up other miles but I'm having trouble finding easy/quick airline miles.

you can get 100kAA miles just by signing up for two AA 50k citi personal cards. then wait three months and get a 50kAA citi business card. the business one can be churned every three months i think and the personal ones are 18 months. so in less than two years, a person could get 400kAA fairly easily just by getting the citi AA cards. you could get even more if you wanted by also getting a chase sapphire card or two and then transfer UR points over to an airline.
the biz is supposed to be every 6 months but I got mushed last time I tried so I'm gonna give it another shot next month.  I just got the wife the 2 aa personal cards last month and I have to wait until june to get them since I was stupid and got the aa mastercard with 40k last december so I burned my churn on that  :embarrassed:  also I'm trying to hoard my aa miles for a round trip first class flight to europe in the next year or so.

just seems like it would be tough to get enough aa miles for a non-coach rt to hawaii twice a year and have enough left over for anything since it seems like you can only get 200k/year (2 aa personal and 2 aa biz).  I thought sd was maybe talking about a different airline.  I guess I could do aa there and usair back or something. 

you guys need to start a service where I tell you where I want to go and you tell me what miles/points to use to fly and where to stay. :users:

usair does not have one way rewards. also first class AA reward roundtrip to hawaii is only 75k. between you and your wife you should be able to have a couple hundred thousand before the end of the year.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 20, 2013, 04:16:12 PM
you should actually get both

I probably will eventually.  I think I'm going to start doing some actual churning this year.  Prob getting married in 2014 and would like to somehow get enough points for flight/hotel to Hawaii that summer.

well, I've got good news for you. you can get enough for non-coach-flight/elite level hotel for a week+ about twice a year to Hawaii or other equally awesome places and throw in numerous long weekend type trips along the way.

SOURCE: I do it every damn year
what cards are you churning for the flights to be able to do this twice a year?  seems like the only carrier that's churnable that quickly is usairways and I can't find any roundtrips for under 60k miles.  I've got the southwest companion pass and have been using that while I try to rack up other miles but I'm having trouble finding easy/quick airline miles.

you can get 100kAA miles just by signing up for two AA 50k citi personal cards. then wait three months and get a 50kAA citi business card. the business one can be churned every three months i think and the personal ones are 18 months. so in less than two years, a person could get 400kAA fairly easily just by getting the citi AA cards. you could get even more if you wanted by also getting a chase sapphire card or two and then transfer UR points over to an airline.
the biz is supposed to be every 6 months but I got mushed last time I tried so I'm gonna give it another shot next month.  I just got the wife the 2 aa personal cards last month and I have to wait until june to get them since I was stupid and got the aa mastercard with 40k last december so I burned my churn on that  :embarrassed:  also I'm trying to hoard my aa miles for a round trip first class flight to europe in the next year or so.

just seems like it would be tough to get enough aa miles for a non-coach rt to hawaii twice a year and have enough left over for anything since it seems like you can only get 200k/year (2 aa personal and 2 aa biz).  I thought sd was maybe talking about a different airline.  I guess I could do aa there and usair back or something. 

you guys need to start a service where I tell you where I want to go and you tell me what miles/points to use to fly and where to stay. :users:

usair does not have one way rewards. also first class AA reward roundtrip to hawaii is only 75k. between you and your wife you should be able to have a couple hundred thousand before the end of the year.
then not enough left for first-class euro2014  :frown:  can't have it all I guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2013, 04:19:23 PM
usair and sapphire cards. you could easily do it.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2013, 04:43:13 PM
you should actually get both

I probably will eventually.  I think I'm going to start doing some actual churning this year.  Prob getting married in 2014 and would like to somehow get enough points for flight/hotel to Hawaii that summer.

well, I've got good news for you. you can get enough for non-coach-flight/elite level hotel for a week+ about twice a year to Hawaii or other equally awesome places and throw in numerous long weekend type trips along the way.

SOURCE: I do it every damn year
what cards are you churning for the flights to be able to do this twice a year?  seems like the only carrier that's churnable that quickly is usairways and I can't find any roundtrips for under 60k miles.  I've got the southwest companion pass and have been using that while I try to rack up other miles but I'm having trouble finding easy/quick airline miles.

you can get 100kAA miles just by signing up for two AA 50k citi personal cards. then wait three months and get a 50kAA citi business card. the business one can be churned every three months i think and the personal ones are 18 months. so in less than two years, a person could get 400kAA fairly easily just by getting the citi AA cards. you could get even more if you wanted by also getting a chase sapphire card or two and then transfer UR points over to an airline.
the biz is supposed to be every 6 months but I got mushed last time I tried so I'm gonna give it another shot next month.  I just got the wife the 2 aa personal cards last month and I have to wait until june to get them since I was stupid and got the aa mastercard with 40k last december so I burned my churn on that  :embarrassed:  also I'm trying to hoard my aa miles for a round trip first class flight to europe in the next year or so.

just seems like it would be tough to get enough aa miles for a non-coach rt to hawaii twice a year and have enough left over for anything since it seems like you can only get 200k/year (2 aa personal and 2 aa biz).  I thought sd was maybe talking about a different airline.  I guess I could do aa there and usair back or something. 

you guys need to start a service where I tell you where I want to go and you tell me what miles/points to use to fly and where to stay. :users:

usair does not have one way rewards. also first class AA reward roundtrip to hawaii is only 75k. between you and your wife you should be able to have a couple hundred thousand before the end of the year.
then not enough left for first-class euro2014  :frown:  can't have it all I guess.

It's easy, RD just spelled it out dummy
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 20, 2013, 05:30:31 PM
you should actually get both

I probably will eventually.  I think I'm going to start doing some actual churning this year.  Prob getting married in 2014 and would like to somehow get enough points for flight/hotel to Hawaii that summer.

well, I've got good news for you. you can get enough for non-coach-flight/elite level hotel for a week+ about twice a year to Hawaii or other equally awesome places and throw in numerous long weekend type trips along the way.

SOURCE: I do it every damn year
what cards are you churning for the flights to be able to do this twice a year?  seems like the only carrier that's churnable that quickly is usairways and I can't find any roundtrips for under 60k miles.  I've got the southwest companion pass and have been using that while I try to rack up other miles but I'm having trouble finding easy/quick airline miles.

you can get 100kAA miles just by signing up for two AA 50k citi personal cards. then wait three months and get a 50kAA citi business card. the business one can be churned every three months i think and the personal ones are 18 months. so in less than two years, a person could get 400kAA fairly easily just by getting the citi AA cards. you could get even more if you wanted by also getting a chase sapphire card or two and then transfer UR points over to an airline.
the biz is supposed to be every 6 months but I got mushed last time I tried so I'm gonna give it another shot next month.  I just got the wife the 2 aa personal cards last month and I have to wait until june to get them since I was stupid and got the aa mastercard with 40k last december so I burned my churn on that  :embarrassed:  also I'm trying to hoard my aa miles for a round trip first class flight to europe in the next year or so.

just seems like it would be tough to get enough aa miles for a non-coach rt to hawaii twice a year and have enough left over for anything since it seems like you can only get 200k/year (2 aa personal and 2 aa biz).  I thought sd was maybe talking about a different airline.  I guess I could do aa there and usair back or something. 

you guys need to start a service where I tell you where I want to go and you tell me what miles/points to use to fly and where to stay. :users:

usair does not have one way rewards. also first class AA reward roundtrip to hawaii is only 75k. between you and your wife you should be able to have a couple hundred thousand before the end of the year.
then not enough left for first-class euro2014  :frown:  can't have it all I guess.

It's easy, RD just spelled it out dummy
don't be mean to me :frown:

I've got this horrible aversion to spending points other than hilton and southwest. like I've got about 125k ur and my wife and I combined have over 100k spg and I don't want to spend any of them. I'm afraid I won't get the best use out of them or something and then they're gone forever cause you can't churn to get those. I'm gonna have a rough ridin' panic attack when I start spending those points. :embarrassed:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2013, 05:33:32 PM
that's why you use them every chance you get. there will always be more where those came from. you and the wife each get a United card and transfer those URs to United and you've got two business class tickets to Europe on any one of about 10 different carriers.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 20, 2013, 05:57:46 PM
Applied for the Sapphire.  Getting excited.   :dance:

Probably should cancel either the Amex AA Citi or SPG Amex now.... hmmmm.  Like the free bags on AA, but SPG is probably better for everyday spending, righ?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2013, 06:00:50 PM
Applied for the Sapphire.  Getting excited.   :dance:

Probably should cancel either the Amex AA Citi or SPG Amex now.... hmmmm.  Like the free bags on AA, but SPG is probably better for everyday spending, righ?

yeah, but the Sapphire will get you double points on dining and travel. it's my daily use card.
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 20, 2013, 06:12:43 PM
Applied for the Sapphire.  Getting excited.   :dance:

Probably should cancel either the Amex AA Citi or SPG Amex now.... hmmmm.  Like the free bags on AA, but SPG is probably better for everyday spending, righ?

yeah, but the Sapphire will get you double points on dining and travel. it's my daily use card.

I'm stupid. Duh - that should've been obvious. Thx SD.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 20, 2013, 06:18:41 PM
that's why you use them every chance you get. there will always be more where those came from. you and the wife each get a United card and transfer those URs to United and you've got two business class tickets to Europe on any one of about 10 different carriers.
thanks sd!! :D
Title: Re: How Many Credit Cards Do You Have?
Post by: wes mantooth on January 20, 2013, 06:32:08 PM
I'm wanting to go to London sometime this summer.  Any card I could get that could get me a free flight in time?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on January 20, 2013, 06:33:52 PM
I'm wanting to go to London sometime this summer.  Any card I could get that could get me a free flight in time?

sometime in summer? Yes. But you will have to be extremely flexible with your dates.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 20, 2013, 09:33:01 PM
I really want to see the book of mormon (it was discussed earlier in this thread) and am thinking about just finding tickets in chicago sometime this spring/summer and saving a few hundred dollars.  it kind of feels like I'll be seeing a cheap knockoff if I don't see it on broadway, but it is chicago and I'm sure the cast is still talented.  and apparently the broadway production crew had a big hand in the chicago production. 

anybody have any thoughts on this?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 20, 2013, 09:44:35 PM
I really want to see the book of mormon (it was discussed earlier in this thread) and am thinking about just finding tickets in chicago sometime this spring/summer and saving a few hundred dollars.  it kind of feels like I'll be seeing a cheap knockoff if I don't see it on broadway, but it is chicago and I'm sure the cast is still talented.  and apparently the broadway production crew had a big hand in the chicago production. 

anybody have any thoughts on this?

my thoughts are that this does not belong in the credit card thread.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 20, 2013, 10:09:23 PM
I really want to see the book of mormon (it was discussed earlier in this thread) and am thinking about just finding tickets in chicago sometime this spring/summer and saving a few hundred dollars.  it kind of feels like I'll be seeing a cheap knockoff if I don't see it on broadway, but it is chicago and I'm sure the cast is still talented.  and apparently the broadway production crew had a big hand in the chicago production. 

anybody have any thoughts on this?

my thoughts are that this does not belong in the credit card thread.


booked mrs. dave and I for 4 nights in NYC.  Flying direct to Newark at 12,500 United miles each.  Need to get the return flight at some point.  Availability on return isn't great with any carriers so may just pay for it.  Staying at the new Hyatt at 48th and Lexington.  Used 2 cat 1-4 award nights (it's the only Hyatt in the city that is a cat 4, paying for the nights was $400+ a night) and 15k Hyatt points for the third night.  Will either pay for the last night or use another 15k when I have them as I'm down to 5k Hyatt points right now.  Going to see Book of Mormon.  $400 for two medium level tickets  :sdeek:
They're doing a stretch in Denver. Tix sold out instantly and are being resold for like 600 apiece. Let me know how it is

Sent from my PC36100 using Tapatalk

K.  We aren't going until March though.  Tickets are pretty limited through 2012.  They're, like, printing money.

 :blindfold:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 21, 2013, 07:27:27 AM
Rams, you also will usually be flying a star alliance carrier with those US Air miles, not actual US Air. Use the United website to check for low level availability. It shows most carriers. ANAs shows more but is a pain to use. It's 100k for a business class RT to Europe and 70k in first to Hawaii.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 21, 2013, 09:15:21 PM
so I would need to do a couple of churns of AA cards to get the 150k for two first class RT tickets to Hawaii? get the citi 50k personal and business and then churn six months later or so?

I just got the spg card, will probably have 35k or so starpoints by this time next year. what's another way to get more starpoints?  just scrolling through their options it looks like 15k-20k a night, with 5th night free so probably need another 50k or so starpoints to do a 5 night stay I guess?  never used spg points so I have no idea how they work. looking at probably Kauai here...St Regis Princeville looks amazing but only a garden view room for 16k a night, and it says I can't use points for any other room :(
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 21, 2013, 09:40:03 PM
or wait... would it be smarter to transfer 40k spg to 50k AA toward the flight and use another card for a resort?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 22, 2013, 07:25:34 AM
so I would need to do a couple of churns of AA cards to get the 150k for two first class RT tickets to Hawaii? get the citi 50k personal and business and then churn six months later or so?

I just got the spg card, will probably have 35k or so starpoints by this time next year. what's another way to get more starpoints?  just scrolling through their options it looks like 15k-20k a night, with 5th night free so probably need another 50k or so starpoints to do a 5 night stay I guess?  never used spg points so I have no idea how they work. looking at probably Kauai here...St Regis Princeville looks amazing but only a garden view room for 16k a night, and it says I can't use points for any other room :(

Yes, St. Regis Princeville is boss. But, it isn't worth the points unless you are getting the fifth night free and you would need 80k to get there. Your best bet is to stay at the Hyatt in Poipu. Get the Hyatt card and a couple different Chase UR earning cards and you can stay there for 7 days or so. It's an elite property. The SPG points probably have a better value being used at other properties. The Maui Westin/Sheraton are both 12k a night and are better than the Kauaui Sheraton. You seem to be working for two people to travel but doing all the lifting. Is the GF/Fiance/Wife not helping? That's what makes it doable. When I say I'm getting some card in here I almost always mean I'm getting it and Mrs. dave is getting it. Let me know when you've booked this trip and I will give you your entire own elite level insider pro-tip filled itenerary.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 22, 2013, 10:32:47 AM
You seem to be working for two people to travel but doing all the lifting. Is the GF/Fiance/Wife not helping? That's what makes it doable. When I say I'm getting some card in here I almost always mean I'm getting it and Mrs. dave is getting it.

my principal motivation for getting my wife a resident visa is so i can sign her up for cc deals.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 22, 2013, 10:36:53 AM
You seem to be working for two people to travel but doing all the lifting. Is the GF/Fiance/Wife not helping? That's what makes it doable. When I say I'm getting some card in here I almost always mean I'm getting it and Mrs. dave is getting it.

my principal motivation for getting my wife a resident visa is so i can sign her up for cc deals.

that's the best reason I've ever heard of
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 22, 2013, 11:40:40 AM
so I'm thinking about using usair miles to book a flight to cabo.  the best flights I found are through the united site where I would fly united there and us air back (short flights so I'm not gonna burn more points to upgrade to biz or first).  my question is if I fly united down there and have the united card would I get the free checked bag even though I'm using usair miles?  neither of us have the united card yet but I just signed up for united program and transferred 1k ur points so now I'm getting the 50k offer and can get the card now if it makes sense. 

seems like the obvious answer would be yes but now that I've started looking at using air miles to book through other airlines and having to use other sites for availability it's all kind of getting confusing.  :runaway: :embarrassed: also not looking forward to my noob call to usair to try and book the flight.  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 22, 2013, 11:42:36 AM
so I'm thinking about using usair miles to book a flight to cabo.  the best flights I found are through the united site where I would fly united there and us air back (short flights so I'm not gonna burn more points to upgrade to biz or first).  my question is if I fly united down there and have the united card would I get the free checked bag even though I'm using usair miles?  neither of us have the united card yet but I just signed up for united program and transferred 1k ur points so now I'm getting the 50k offer and can get the card now if it makes sense. 

seems like the obvious answer would be yes but now that I've started looking at using air miles to book through other airlines and having to use other sites for availability it's all kind of getting confusing.  :runaway: :embarrassed: also not looking forward to my noob call to usair to try and book the flight.  :ohno:

no. and lol at checking a bag to Cabo. you going for a month?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 22, 2013, 11:47:35 AM
so I'm thinking about using usair miles to book a flight to cabo.  the best flights I found are through the united site where I would fly united there and us air back (short flights so I'm not gonna burn more points to upgrade to biz or first).  my question is if I fly united down there and have the united card would I get the free checked bag even though I'm using usair miles?  neither of us have the united card yet but I just signed up for united program and transferred 1k ur points so now I'm getting the 50k offer and can get the card now if it makes sense. 

seems like the obvious answer would be yes but now that I've started looking at using air miles to book through other airlines and having to use other sites for availability it's all kind of getting confusing.  :runaway: :embarrassed: also not looking forward to my noob call to usair to try and book the flight.  :ohno:

no. and lol at checking a bag to Cabo. you going for a month?
5 nights and probably 5 or 6 bottles of wine. also, wife. :dunno:


Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 22, 2013, 11:51:28 AM
so I'm thinking about using usair miles to book a flight to cabo.  the best flights I found are through the united site where I would fly united there and us air back (short flights so I'm not gonna burn more points to upgrade to biz or first).  my question is if I fly united down there and have the united card would I get the free checked bag even though I'm using usair miles?  neither of us have the united card yet but I just signed up for united program and transferred 1k ur points so now I'm getting the 50k offer and can get the card now if it makes sense. 

seems like the obvious answer would be yes but now that I've started looking at using air miles to book through other airlines and having to use other sites for availability it's all kind of getting confusing.  :runaway: :embarrassed: also not looking forward to my noob call to usair to try and book the flight.  :ohno:

no. and lol at checking a bag to Cabo. you going for a month?
5 nights and probably 5 or 6 bottles of wine. also, wife. :dunno:

i'm pretty sure they sell wine in cabo  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 22, 2013, 11:53:19 AM
so I'm thinking about using usair miles to book a flight to cabo.  the best flights I found are through the united site where I would fly united there and us air back (short flights so I'm not gonna burn more points to upgrade to biz or first).  my question is if I fly united down there and have the united card would I get the free checked bag even though I'm using usair miles?  neither of us have the united card yet but I just signed up for united program and transferred 1k ur points so now I'm getting the 50k offer and can get the card now if it makes sense. 

seems like the obvious answer would be yes but now that I've started looking at using air miles to book through other airlines and having to use other sites for availability it's all kind of getting confusing.  :runaway: :embarrassed: also not looking forward to my noob call to usair to try and book the flight.  :ohno:

no. and lol at checking a bag to Cabo. you going for a month?
5 nights and probably 5 or 6 bottles of wine. also, wife. :dunno:

are you aware your wife can bring her own carry on?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 22, 2013, 11:57:31 AM
so I'm thinking about using usair miles to book a flight to cabo.  the best flights I found are through the united site where I would fly united there and us air back (short flights so I'm not gonna burn more points to upgrade to biz or first).  my question is if I fly united down there and have the united card would I get the free checked bag even though I'm using usair miles?  neither of us have the united card yet but I just signed up for united program and transferred 1k ur points so now I'm getting the 50k offer and can get the card now if it makes sense. 

seems like the obvious answer would be yes but now that I've started looking at using air miles to book through other airlines and having to use other sites for availability it's all kind of getting confusing.  :runaway: :embarrassed: also not looking forward to my noob call to usair to try and book the flight.  :ohno:

no. and lol at checking a bag to Cabo. you going for a month?
5 nights and probably 5 or 6 bottles of wine. also, wife. :dunno:

i'm pretty sure they sell wine in cabo  :dunno:
shitty wine though, right?  sounds like you can get middle of the road chilean but that's about it.  have you been there and do you drink wine?  I dunno, I'm just going off of what I've read on trip advisor and stuff. def willing to pay the $50 round trip for the checked bag and drink good wine.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 22, 2013, 12:01:25 PM
so I'm thinking about using usair miles to book a flight to cabo.  the best flights I found are through the united site where I would fly united there and us air back (short flights so I'm not gonna burn more points to upgrade to biz or first).  my question is if I fly united down there and have the united card would I get the free checked bag even though I'm using usair miles?  neither of us have the united card yet but I just signed up for united program and transferred 1k ur points so now I'm getting the 50k offer and can get the card now if it makes sense. 

seems like the obvious answer would be yes but now that I've started looking at using air miles to book through other airlines and having to use other sites for availability it's all kind of getting confusing.  :runaway: :embarrassed: also not looking forward to my noob call to usair to try and book the flight.  :ohno:

no. and lol at checking a bag to Cabo. you going for a month?
5 nights and probably 5 or 6 bottles of wine. also, wife. :dunno:

are you aware your wife can bring her own carry on?
wow I hadn't considered that before.  :dubious:

there's no way she's getting 6 days worth of crap in a carry-on.  her bathroom bag alone is the size of a rough ridin' carry-on.  can we move on?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 22, 2013, 12:03:43 PM
so I'm thinking about using usair miles to book a flight to cabo.  the best flights I found are through the united site where I would fly united there and us air back (short flights so I'm not gonna burn more points to upgrade to biz or first).  my question is if I fly united down there and have the united card would I get the free checked bag even though I'm using usair miles?  neither of us have the united card yet but I just signed up for united program and transferred 1k ur points so now I'm getting the 50k offer and can get the card now if it makes sense. 

seems like the obvious answer would be yes but now that I've started looking at using air miles to book through other airlines and having to use other sites for availability it's all kind of getting confusing.  :runaway: :embarrassed: also not looking forward to my noob call to usair to try and book the flight.  :ohno:

no. and lol at checking a bag to Cabo. you going for a month?
5 nights and probably 5 or 6 bottles of wine. also, wife. :dunno:

i'm pretty sure they sell wine in cabo  :dunno:
shitty wine though, right?  sounds like you can get middle of the road chilean but that's about it.  have you been there and do you drink wine?  I dunno, I'm just going off of what I've read on trip advisor and stuff. def willing to pay the $50 round trip for the checked bag and drink good wine.  :dunno:

never been to cabo and wine is just fine but i don't super get into it or pretend like i know much about it. i do like trying all sorts of different local products and shopping at local grocery stores whenever i go somewhere different though. the shopping for wine and trying it would be half the fun for me. it's also a pretty major destination vacation place for people who live in california also so i'm just assuming you could pretty much get whatever you want. traveling somewhere far away and bringing your own food/wine just seems kin of odd to me. dunno.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 22, 2013, 12:19:56 PM
so I'm thinking about using usair miles to book a flight to cabo.  the best flights I found are through the united site where I would fly united there and us air back (short flights so I'm not gonna burn more points to upgrade to biz or first).  my question is if I fly united down there and have the united card would I get the free checked bag even though I'm using usair miles?  neither of us have the united card yet but I just signed up for united program and transferred 1k ur points so now I'm getting the 50k offer and can get the card now if it makes sense. 

seems like the obvious answer would be yes but now that I've started looking at using air miles to book through other airlines and having to use other sites for availability it's all kind of getting confusing.  :runaway: :embarrassed: also not looking forward to my noob call to usair to try and book the flight.  :ohno:

no. and lol at checking a bag to Cabo. you going for a month?
5 nights and probably 5 or 6 bottles of wine. also, wife. :dunno:

are you aware your wife can bring her own carry on?
wow I hadn't considered that before.  :dubious:

there's no way she's getting 6 days worth of crap in a carry-on.  her bathroom bag alone is the size of a rough ridin' carry-on.  can we move on?

you both should get better at travelling then would be my advice. hth
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 22, 2013, 12:52:43 PM
so I would need to do a couple of churns of AA cards to get the 150k for two first class RT tickets to Hawaii? get the citi 50k personal and business and then churn six months later or so?

I just got the spg card, will probably have 35k or so starpoints by this time next year. what's another way to get more starpoints?  just scrolling through their options it looks like 15k-20k a night, with 5th night free so probably need another 50k or so starpoints to do a 5 night stay I guess?  never used spg points so I have no idea how they work. looking at probably Kauai here...St Regis Princeville looks amazing but only a garden view room for 16k a night, and it says I can't use points for any other room :(

Yes, St. Regis Princeville is boss. But, it isn't worth the points unless you are getting the fifth night free and you would need 80k to get there. Your best bet is to stay at the Hyatt in Poipu. Get the Hyatt card and a couple different Chase UR earning cards and you can stay there for 7 days or so. It's an elite property. The SPG points probably have a better value being used at other properties. The Maui Westin/Sheraton are both 12k a night and are better than the Kauaui Sheraton. You seem to be working for two people to travel but doing all the lifting. Is the GF/Fiance/Wife not helping? That's what makes it doable. When I say I'm getting some card in here I almost always mean I'm getting it and Mrs. dave is getting it. Let me know when you've booked this trip and I will give you your entire own elite level insider pro-tip filled itenerary.

I was actually looking at the grand Hyatt after posting that last night, so seems like a good route.  is it just the ink, freedom and sapphire that earn UR?  I probably just need to get one some of the churning websites and start reading about how to do this stuff rather than bug you guys in here.

will let you know when booked, prob still a ways away as we don't even have a date set yet, but both of us know we want to go to Kauai which is why I started looking into it already. from reading reviews and wikitravel it seems like an amazing island.

and yeah if it's necessary I'll have her apply for cards as well. this is probably a rookie question, but how do I get all the points into one account so I can book everything?  For example, I already have an AAdvantage account with a few thousand miles, am I able to give them that account number when I sign up for the card, or will the points automatically go into a new account?  with chase UR I assume I can just transfer those to my Hyatt account?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 22, 2013, 12:54:46 PM
You can't combine the points. you will need two seperate reservations. you CAN combine some points from programs (SPG comes to mind) once you are married.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 23, 2013, 12:31:43 PM
so I called the amex hilton number yesterday and booked an axon award for july and got this email for some reason.  anybody have any idea what this might be for?



(http://i405.photobucket.com/albums/pp138/bdr0380/RewardCert_zpscf9e56b6.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 23, 2013, 12:33:25 PM
it's nothing but hold onto it until after the reservation. HH used to require you to print out that everytime you made a reservation. They don't anymore but you will probably want to hold onto it until after the reservation anyway. They still send them on GLON/AXON awards for some reason.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 23, 2013, 12:45:42 PM
it's nothing but hold onto it until after the reservation. HH used to require you to print out that everytime you made a reservation. They don't anymore but you will probably want to hold onto it until after the reservation anyway. They still send them on GLON/AXON awards for some reason.
oh. so it's for the reservation I just made and not an additional 4 nights I can use.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 23, 2013, 12:51:33 PM
I'm going to have a million marriott points in my account next month.    :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on January 23, 2013, 12:51:57 PM
Raquetcat did you ever get to companion with SW? I just got my first 50k pts credited, didnt hit the spend on card #2 before the first billing period ended so i will have to wait another month  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 23, 2013, 12:53:19 PM
I'm going to have a million marriott points in my account next month.    :horrorsurprise:
:horrorsurprise: what? how?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 23, 2013, 12:54:52 PM
I'm going to have a million marriott points in my account next month.    :horrorsurprise:
:horrorsurprise: what? how?

I stay at a lot of Marriott hotels  :dunno:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 23, 2013, 01:49:48 PM
Raquetcat did you ever get to companion with SW? I just got my first 50k pts credited, didnt hit the spend on card #2 before the first billing period ended so i will have to wait another month  :frown:

I've completed the spend on both cards, but my statement date isn't until the end of January/early February so I'm assuming my 100k points will hit then. Then I'll transfer some marriott rewards to SW and I should be good. Don't worry I'll definitely brag in this thread once it's official. Waiting is the worst :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 24, 2013, 07:43:36 PM
I've had the chase marriott for about 11 months, this is the third time I've called to cancel the card and the third time they've given me 5000 points after I make 15 purchases  :party:  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on January 28, 2013, 08:57:17 PM
Just finishing up my spends on the two southwest cards. Is there something new I should do next or would signing up for so many in the last few months mess up credit. Only had one crap card before this. Just paid off car this month.  Have had house n job for 3 yrs refinanced a year ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 28, 2013, 09:35:11 PM
SPG Category 2  :emawkid:

https://www.starwoodhotels.com/preferredguest/property/overview/index.html?propertyID=3769
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: wes mantooth on January 28, 2013, 10:00:39 PM
Raquetcat did you ever get to companion with SW? I just got my first 50k pts credited, didnt hit the spend on card #2 before the first billing period ended so i will have to wait another month  :frown:

I've completed the spend on both cards, but my statement date isn't until the end of January/early February so I'm assuming my 100k points will hit then. Then I'll transfer some marriott rewards to SW and I should be good. Don't worry I'll definitely brag in this thread once it's official. Waiting is the worst :frown:

I've got the 50k points, how do you get the 2nd 50k?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 28, 2013, 10:25:58 PM
SPG Category 2  :emawkid:

https://www.starwoodhotels.com/preferredguest/property/overview/index.html?propertyID=3769

"please contact us to redeem your free nights"  :dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 28, 2013, 11:04:43 PM
SPG Category 2  :emawkid:

https://www.starwoodhotels.com/preferredguest/property/overview/index.html?propertyID=3769

balls, that's the week after fake pats. smart move by management really. will just have to sleep in the streets I guess.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on January 29, 2013, 06:08:00 AM
Nice
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on January 29, 2013, 09:17:05 AM
Raquetcat did you ever get to companion with SW? I just got my first 50k pts credited, didnt hit the spend on card #2 before the first billing period ended so i will have to wait another month  :frown:

I've completed the spend on both cards, but my statement date isn't until the end of January/early February so I'm assuming my 100k points will hit then. Then I'll transfer some marriott rewards to SW and I should be good. Don't worry I'll definitely brag in this thread once it's official. Waiting is the worst :frown:

I've got the 50k points, how do you get the 2nd 50k?

Sign up for the business one or I ended up getting both the premier and plus cards somehow.  One is blue and the other is black. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on January 30, 2013, 08:26:09 AM
sounds like the citi 2 browser days are over.  :frown:  man...if citi starts cracking down it's really gonna suck.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on January 31, 2013, 07:58:42 PM
Just finishing up my spends on the two southwest cards. Is there something new I should do next or would signing up for so many in the last few months mess up credit. Only had one crap card before this. Just paid off car this month.  Have had house n job for 3 yrs refinanced a year ago.
Thinking hotel unless there's another good airline card for overseas travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on January 31, 2013, 08:11:13 PM
sounds like the citi 2 browser days are over.  :frown:  man...if citi starts cracking down it's really gonna suck.

what?   :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 31, 2013, 08:46:49 PM
Hey Steve and Rick... WHAT THE eff?!

I got denied for a Chase card. I've never had credit in my life and just graduated college with a good job. Do they not take into account good looks or charm or something? This is bullshit!
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 31, 2013, 08:47:46 PM
Hey Steve and Rick... WHAT THE eff?!

I got denied for a Chase card. I've never had credit in my life and just graduated college with a good job. Do they not take into account good looks or charm or something? This is bullshit!

running into the same problem.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on January 31, 2013, 08:52:04 PM
Hey Steve and Rick... WHAT THE eff?!

I got denied for a Chase card. I've never had credit in my life and just graduated college with a good job. Do they not take into account good looks or charm or something? This is bullshit!

Quite the pickle
Title: How Many Credit Cards Do You Have?
Post by: ChiComCat on January 31, 2013, 09:15:45 PM
Get a cap one and be a good citizen for a bit
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 31, 2013, 09:17:40 PM
Get a cap one and be a good citizen for a bit

yeah was probably headed this way
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 31, 2013, 09:20:20 PM
call chase reconsideration line and tell them your story. i bet you'll get the card afterall.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 31, 2013, 10:51:04 PM
call chase reconsideration line and tell them your story. i bet you'll get the card afterall.

Their office is closed. Any pro tips for sweet talking my analyst, Rick?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 01, 2013, 03:43:02 AM
Tell them you have never paid anything late and would accept a low limit and high interest rate because you want to build your credit.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on February 01, 2013, 06:45:49 AM
Send a head shot with your cc application.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 01, 2013, 08:06:03 AM
Tell them you have never paid anything late and would accept a low limit and high interest rate because you want to build your credit.

Hey Steve, thanks. That's what I tried with Kara TotalBitchOfACreditAnalyst this morning. She said due to my "lack of revolving credit history" and the fact that only my credit history she is only seeing my student loans, she couldn't approve me. I asked if she could give me a lower limit because I had never missed a payment and wanted to build credit and she said unfortunately its a simple yes or no with no negotiating. That's gotta be a lie, right?

Should I call again this afternoon and try to speak with someone who has a soul? I didn't want to call right back because I don't know if they keep records of who calls.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 01, 2013, 08:44:31 AM
No, they are probably just strict about this. Sucks. This is another reason every college student should have at least one garbage capital one card or something. See if you can get that venture card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on February 01, 2013, 08:50:32 AM
Thinking hotel unless there's another good airline card for overseas travel.
Yes, someone go back through this thread and find the best hotel card deal right now TIA. I am absolutely drowning in airline miles so I need to switch to a hotel card for a year or so.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 01, 2013, 09:09:38 AM
No, they are probably just strict about this. Sucks. This is another reason every college student should have at least one garbage capital one card or something. See if you can get that venture card.

I think I'm just going to save up some money and then buy Chase bank and run that bitch into the ground.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 01, 2013, 09:45:34 AM
when did chase get so stingy?  post financial crisis?  they issued my first credit card back when I was 19.  that was in 06...all I had on my credit report at the time was a car loan from high school.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 01, 2013, 11:05:31 AM
If I apply for the SW card to get the 50K points and put Gooch's rewards number on the application, is that really going to work or are they going to say "Hey you can't put your points on someone else's rewards card."?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 01, 2013, 11:14:29 AM
capital one for the time being  :embarrassed:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on February 01, 2013, 11:38:12 AM
If I apply for the SW card to get the 50K points and put Gooch's rewards number on the application, is that really going to work or are they going to say "Hey you can't put your points on someone else's rewards card."?

Will probably give you your own RR number.  They didn't ask for my RR number when applying, they either give you a new one if you dont have one or attach your pre-established number.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 01, 2013, 12:00:32 PM
If I apply for the SW card to get the 50K points and put Gooch's rewards number on the application, is that really going to work or are they going to say "Hey you can't put your points on someone else's rewards card."?

Don't fill out the application, just take a big sharpie and write "POP OFF, BITCH" on it and mail it in.

That's what I think about the SW card.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 08, 2013, 11:27:46 PM
got the fairmont rewards coupon thingy for 2 free nights to anywhere with 2 free breakfasts. Well guess rough ridin' what? The savoy in London says they don't accept it except for the winter?! wtf? that wasn't in the small print, trim warm up the lawsuit papers! steve dave any ideas?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 08, 2013, 11:29:42 PM
got the fairmont rewards coupon thingy for 2 free nights to anywhere with 2 free breakfasts. Well guess rough ridin' what? The savoy in London says they don't accept it except for the winter?! wtf? that wasn't in the small print, trim warm up the lawsuit papers! steve dave any ideas?

JFC, no wonder I've never done fairmont. I have no idea, consult flyertalk. I will give advice this weekend.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 11, 2013, 10:01:02 AM
put the engagement ring on my spg amex to meet the minimum spend for the bonus points then immediately did the chase slate no fee balance transfer with 0% APR for 15 months  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 12, 2013, 08:06:28 PM
Quote from: Marriott
On May 16, 2013, Marriott Rewards® will be changing which hotels are in which categories as part of our regular review of all our hotels' categories. Additionally, there will be a new Category 9, requiring 45,000 points per night for a redemption stay.

Book now for the best value
•    All redemption reservations booked on or before May 15 for stays after May 16 will be honored at the point price booked. If you have not ordered your certificate prior to May 15, call Guest Services to request the lower priced certificate before your stay
•    As always, you may book redemption reservations up to 50 weeks in advance of your stay, even before having the required points in your account. For example, on May 1, 2013, you may book your redemption stay as far out as April 16, 2014
•    You can also use Cash + Points, our newest booking tool, to book your redemption stay
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on February 12, 2013, 08:35:01 PM
got the fairmont rewards coupon thingy for 2 free nights to anywhere with 2 free breakfasts. Well guess rough ridin' what? The savoy in London says they don't accept it except for the winter?! wtf? that wasn't in the small print, trim warm up the lawsuit papers! steve dave any ideas?

JFC, no wonder I've never done fairmont. I have no idea, consult flyertalk. I will give advice this weekend.

Hyatt tried to pull this on me when I wanted to stay the at the Andaz San Diego on New Year's Eve with my chase free nights.   You have to PI them, it took almost 30 minutes.
Title: Re: How Many Credit Cards Do You Have?
Post by: bones129 on February 12, 2013, 10:25:12 PM
put the engagement ring on my spg amex to meet the minimum spend for the bonus points then immediately did the chase slate no fee balance transfer with 0% APR for 15 months  :cool:

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2013, 08:31:09 AM
If you are ordering flowers for valentines day you should probably do so through a miles shopping portal. I'm getting like 5k extra United miles for ordering flowers I was going to order anyway. The United portal has 30 miles per $ spent at FTD and almost all the different programs have pretty high bonuses on flower purchases.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2013, 10:00:00 AM
SHOTS FIRED! (no name blogger accuses Little C of shitting in the pool)

http://boardingarea.com/blogs/pointmetotheplane/2013/02/13/hilton-pool-closed-mommy-points-in-barbados/

Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 13, 2013, 10:15:17 AM
SHOTS FIRED! (no name blogger accuses Little C of shitting in the pool)

http://boardingarea.com/blogs/pointmetotheplane/2013/02/13/hilton-pool-closed-mommy-points-in-barbados/

Quote from: comments
best fish sandwich ever
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 13, 2013, 10:17:36 AM
 :popcorn:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2013, 03:37:56 PM
AA/USA merger a done deal

http://aviationblog.dallasnews.com/2013/02/weve-almost-got-that-american-airlines-us-airways-merger-wrapped-up.html/
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 13, 2013, 04:00:56 PM
Quote from: Marriott
On May 16, 2013, Marriott Rewards® will be changing which hotels are in which categories as part of our regular review of all our hotels' categories. Additionally, there will be a new Category 9, requiring 45,000 points per night for a redemption stay.

Book now for the best value
•    All redemption reservations booked on or before May 15 for stays after May 16 will be honored at the point price booked. If you have not ordered your certificate prior to May 15, call Guest Services to request the lower priced certificate before your stay
•    As always, you may book redemption reservations up to 50 weeks in advance of your stay, even before having the required points in your account. For example, on May 1, 2013, you may book your redemption stay as far out as April 16, 2014
•    You can also use Cash + Points, our newest booking tool, to book your redemption stay

Yes, it appears I should spend my million points immediately!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 14, 2013, 07:44:59 AM
So the USA CEO is going to run the new airline but they are going to call it American. I would assume they will stay on One World since United is on Star Alliance and they would be the only US carrier on One World (American already is). Star Alliance is much better imo for travel to Europe and low level award availability. USA, Lufty, Swiss, Air Canada and United all have great availability from Europe to the US. So, if you are wanting to go to Europe on US Air miles I'd plan to book that by late this year. They will probably give some kind of lead up to their leaving Star Alliance and not just shut the door at some unannounced date though. I'm currently sitting on about 180k US Air miles and about 200k AA. I'll probably book the Maui Invitational with the AA miles and drag out the USA to the last minute and book something to Europe.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 14, 2013, 09:39:32 AM
you know you have a powerful brand when you nearly go bankrupt and merge with a more solvent competitor and they end up adopting your name
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on February 15, 2013, 08:39:57 AM
Still fairly new to the game but I recived my SPG amex in the mail yesterday!  First purchase- beer tower at local dive bar.  Wanting to get in trips to Nashville, New Orleans, Chicago and Austin for the Cats game over the next 8 months with that companion pass that should be coming here in the next week or two.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 15, 2013, 09:37:20 AM
Still fairly new to the game but I recived my SPG amex in the mail yesterday!  First purchase- beer tower at local dive bar.  Wanting to get in trips to Nashville, New Orleans, Chicago and Austin for the Cats game over the next 8 months with that companion pass that should be coming here in the next week or two.

I love my SPG  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 15, 2013, 09:39:24 AM
my buddy got a SW card and says it's now a $99 fee but he gets 6k points yearly as a bonus.  so essentially even if you don't use the card you're making $1 because 6k points is $100 worth of wanna get away fares.  might have to call chase and bitch at them  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2013, 09:40:07 AM
that's a pretty pud thing to bitch about but they will give it to you if you got the card within 3 months usually
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 15, 2013, 09:40:55 AM
that's a pretty pud thing to bitch about but they will give it to you if you got the card within 3 months usually

did you see the mommy post today? usair link for 35k with annual fee waved.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2013, 09:43:38 AM
that's a pretty pud thing to bitch about but they will give it to you if you got the card within 3 months usually

did you see the mommy post today? usair link for 35k with annual fee waved.

yeah, that is about equal to the 40k with a fee imo. I'm about ready to churn that thing for the third time. just got the 15k bonus posted for spending 750 on it for three months in a row so it's essentially dead to me now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 15, 2013, 09:47:44 AM
that's a pretty pud thing to bitch about but they will give it to you if you got the card within 3 months usually

did you see the mommy post today? usair link for 35k with annual fee waved.

yeah, that is about equal to the 40k with a fee imo. I'm about ready to churn that thing for the third time. just got the 15k bonus posted for spending 750 on it for three months in a row so it's essentially dead to me now.

hmm. not for me i guess. also, did you see where people will just keep applying for barclay card after barclay card. like if you get approved for the usair then immediately apply for the frontier and then immediately apply for the _____ and then ______ and then ______.

i'll prob just do the 35k one and then use the annual fee that i would've spent on the usair for the frontier or whatever else looks worth it. idk.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 15, 2013, 09:48:24 AM
that's a pretty pud thing to bitch about but they will give it to you if you got the card within 3 months usually

you're pud
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2013, 09:49:13 AM
that's a pretty pud thing to bitch about but they will give it to you if you got the card within 3 months usually

did you see the mommy post today? usair link for 35k with annual fee waved.

yeah, that is about equal to the 40k with a fee imo. I'm about ready to churn that thing for the third time. just got the 15k bonus posted for spending 750 on it for three months in a row so it's essentially dead to me now.

hmm. not for me i guess. also, did you see where people will just keep applying for barclay card after barclay card. like if you get approved for the usair then immediately apply for the frontier and then immediately apply for the _____ and then ______ and then ______.

i'll prob just do the 35k one and then use the annual fee that i would've spent on the usair for the frontier or whatever else looks worth it. idk.

that's a good idea. I'll probably get this one again now and then the frontier again. frontier has good service from Omaha but their miles are a pain in the ass to use. barclay doesn't really have any other cards though. 10k virgin and some cash back piece of garbage.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 15, 2013, 09:50:55 AM
that's a pretty pud thing to bitch about but they will give it to you if you got the card within 3 months usually

did you see the mommy post today? usair link for 35k with annual fee waved.

yeah, that is about equal to the 40k with a fee imo. I'm about ready to churn that thing for the third time. just got the 15k bonus posted for spending 750 on it for three months in a row so it's essentially dead to me now.

hmm. not for me i guess. also, did you see where people will just keep applying for barclay card after barclay card. like if you get approved for the usair then immediately apply for the frontier and then immediately apply for the _____ and then ______ and then ______.

i'll prob just do the 35k one and then use the annual fee that i would've spent on the usair for the frontier or whatever else looks worth it. idk.

that's a good idea. I'll probably get this one again now and then the frontier again. frontier has good service from Omaha but their miles are a pain in the ass to use. barclay doesn't really have any other cards though. 10k virgin and some cash back piece of garbage.

yeah. was going to ask you about the frontier stuff. seems worth the annual fee though even if tough to use though, no? like it might come in randomly handy is my thought i guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2013, 09:53:18 AM
yeah, definitely still worth it. I just flew an award ticket to vegas and back on them. their main problem (imo) is that they black out certain days no matter how early you try to book. also, they only open about 4 months out. it's an even shorter window than southwest. rumblings they are going to put a hub in new orleans soon though. could get directs from Omaha which we don't have right now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 15, 2013, 10:09:03 PM
wife and I just got our first us air cards a month ago.  I hate that I didn't churn this thing every 3 months when I started a year ago.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2013, 10:55:18 AM
rumblings of Delta and Alaska Air merger or something. I've never flown Alaska but they have good service to Hawaii I think.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on February 16, 2013, 11:28:48 AM
Alaska has free alcohol in coach.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2013, 11:49:25 AM
Quote
7% Annual Points Dividend earned: 8,149 points

Your 7% annual points dividend has posted to your account and can be viewed on your January or February 2012 statements.

holy crap, just got this email, forgot about this thing on the Chase Sapphire card  :thumbs:

Should get this year's dividend soon!  :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: Scary Smart on February 17, 2013, 09:42:51 PM
Quote
7% Annual Points Dividend earned: 8,149 points

Your 7% annual points dividend has posted to your account and can be viewed on your January or February 2012 statements.

holy crap, just got this email, forgot about this thing on the Chase Sapphire card  :thumbs:

Should get this year's dividend soon!  :drool:

So I'm assuming it's worth the annual fee to have Chase Sapphire Preferred rather than the regular Chase Sapphire card? Going to apply for one soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 18, 2013, 07:33:22 AM
Quote
7% Annual Points Dividend earned: 8,149 points

Your 7% annual points dividend has posted to your account and can be viewed on your January or February 2012 statements.

holy crap, just got this email, forgot about this thing on the Chase Sapphire card  :thumbs:

Should get this year's dividend soon!  :drool:

So I'm assuming it's worth the annual fee to have Chase Sapphire Preferred rather than the regular Chase Sapphire card? Going to apply for one soon.

I don't know anything about the regular one. But, I use the Sapphire Preferred for all of my spend
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 18, 2013, 08:42:07 AM
got shot down for my 3rd US Airways card in a row for having "too many of the product in the past"
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 19, 2013, 12:56:01 PM
Just updated all my point balances. still have 1,008,866 points/miles among various accounts even after trying my damndest to use as many as possible in the last 12 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Institutional Control on February 19, 2013, 02:11:10 PM
Got my American Express corporate card in the mail today. Just in time for my trip to Chicago.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 19, 2013, 02:22:19 PM
got my capital one this weekend. baby steps, guys.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 19, 2013, 02:23:45 PM
Got my American Express corporate card in the mail today. Just in time for my trip to Chicago.

that sucks
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 19, 2013, 07:50:23 PM
you know what, eff you Hilton  :clac:
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on February 19, 2013, 07:57:10 PM
SW sent me 4 free drink vouchers for Valentine's day for being a cardholder. That is neat.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 19, 2013, 07:58:37 PM
Just updated all my point balances. still have 1,008,866 points/miles among various accounts even after trying my damndest to use as many as possible in the last 12 months.
steve if you need any help I am headed to europe this summer. love you lots
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 19, 2013, 10:26:18 PM
you know what, eff you Hilton  :clac:
yeah, but where do you turn? it's not like every other hotel group isn't doing the same thing this year. and their points are still the easiest to collect via churns. 

very curious to see what they do with axon...
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 19, 2013, 10:59:52 PM
SW sent me 4 free drink vouchers for Valentine's day for being a cardholder. That is neat.

Those assholes, I have both their cards and I haven't got crap
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 19, 2013, 11:00:41 PM
SW sent me 4 free drink vouchers for Valentine's day for being a cardholder. That is neat.

me too!  they're great
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on February 19, 2013, 11:02:02 PM
steve, i've had the citi AA 75k visa for like 20 months, can i get the AA Amex without canceling my AA visa?
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 19, 2013, 11:02:37 PM
you know what, eff you Hilton  :clac:
yeah, but where do you turn? it's not like every other hotel group isn't doing the same thing this year. and their points are still the easiest to collect via churns. 

very curious to see what they do with axon...

Did they up the amount of points for a reward night? Deets please
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2013, 07:20:13 AM
steve, i've had the citi AA 75k visa for like 20 months, can i get the AA Amex without canceling my AA visa?

yes
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on February 20, 2013, 07:23:43 AM
SW sent me 4 free drink vouchers for Valentine's day for being a cardholder. That is neat.

Those assholes, I have both their cards and I haven't got crap
Might still be coming, I got mine yesterday.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2013, 07:24:11 AM
you know what, eff you Hilton  :clac:
yeah, but where do you turn? it's not like every other hotel group isn't doing the same thing this year. and their points are still the easiest to collect via churns. 

very curious to see what they do with axon...

Did they up the amount of points for a reward night? Deets please

yes, some of the high level properties are going up almost 100%. the thought is that they will get rid of GLON and AXON too as they announced a 5th night free redemption option for elites similar to Hyatt and SPG. and Rams is a dumbass in this thread. SPG and Hyatt have announced very minimal devaluations. The SPG points/$ redemption devaluation was super pud in comparison.  Hell, Hyatt's shift of properties had more properties going down a category than up. I'm going to be strictly a Hyatt/SPG guy from here on out. I'm going to book stays with all my HH before the devaluation kicks in at the end of March.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2013, 07:27:11 AM
even mommy points is lining up to boot Rams in the balls!

http://boardingarea.com/blogs/mommypoints/2013/02/20/hotel-devaluations-galore-aka-i-love-hyatt-and-starwood-even-more/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 20, 2013, 09:08:35 AM
God damnit
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 20, 2013, 11:21:23 AM
even mommy points is lining up to boot Rams in the balls!

http://boardingarea.com/blogs/mommypoints/2013/02/20/hotel-devaluations-galore-aka-i-love-hyatt-and-starwood-even-more/

Just another reason to use points when you get 'em.

Is there a points bank where you could get interest on your points, but then the bank would loan out points to other people who need them immediately for a price (slightly lower than the actual cost of a room or flight), seems like a good idea (if one doesn't exist I'm trade marking the idea). Interest rates on points would be low, but better than just sitting in your account.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2013, 11:38:50 AM
even mommy points is lining up to boot Rams in the balls!

http://boardingarea.com/blogs/mommypoints/2013/02/20/hotel-devaluations-galore-aka-i-love-hyatt-and-starwood-even-more/

Just another reason to use points when you get 'em.

Is there a points bank where you could get interest on your points, but then the bank would loan out points to other people who need them immediately for a price (slightly lower than the actual cost of a room or flight), seems like a good idea (if one doesn't exist I'm trade marking the idea). Interest rates on points would be low, but better than just sitting in your account.

that's essentially what points.com does. it's almost always an awful deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2013, 11:39:13 AM
Rick Daris! Westin Aruba going from a 6 to a 5  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2013, 11:44:22 AM
Westin Ka'anapali and St. Regis Princeville going from 6 to 7. Stayed at the Ka'anapali Westin for 5 nights when it was a 5 in 2011. Was planning on staying 5 at the St. Regis on the next trip to Kauai  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 21, 2013, 07:10:12 AM
Quote
7% Annual Points Dividend earned: 8,149 points

Your 7% annual points dividend has posted to your account and can be viewed on your January or February 2012 statements.

holy crap, just got this email, forgot about this thing on the Chase Sapphire card  :thumbs:

Should get this year's dividend soon!  :drool:

my dividend posted on my last statement, 5,191  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 21, 2013, 07:12:00 AM
Quote
7% Annual Points Dividend earned: 8,149 points

Your 7% annual points dividend has posted to your account and can be viewed on your January or February 2012 statements.

holy crap, just got this email, forgot about this thing on the Chase Sapphire card  :thumbs:

Should get this year's dividend soon!  :drool:

my dividend posted on my last statement, 5,191  :gocho:

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 21, 2013, 07:23:03 AM
Cancelled 5 cards last night. Applied for another Frontier card and another AA card this morning. Going to churn a couple SPG Amex cards when they hopefully bring back the 30k offer in August. May hit up an Ink/Ink Bold sometime between now and then. Considering the 50k Gold Amex offer and then transferring those to either Delta or BA. Completety abandoning Hilton. Makes me sad because they had so many ways to earn points (Virgin/Hawaiin/13 different Hilton cards). Actually, one of the best remaining Hilton redemptions is the HGI/Hampton in Manhattan on game days. Looks like they are going to stay 30k/35k and those go for about $200 on game weekends.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 21, 2013, 08:28:08 AM
Westin Ka'anapali and St. Regis Princeville going from 6 to 7. Stayed at the Ka'anapali Westin for 5 nights when it was a 5 in 2011. Was planning on staying 5 at the St. Regis on the next trip to Kauai  :frown:

balls.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 21, 2013, 08:34:43 AM
Westin Ka'anapali and St. Regis Princeville going from 6 to 7. Stayed at the Ka'anapali Westin for 5 nights when it was a 5 in 2011. Was planning on staying 5 at the St. Regis on the next trip to Kauai  :frown:

balls.

The Westin Maui and Sheraton Maui at both still 5s. I stayed at the Westin Maui and it was good too. It's actually the SPG property that has the most reward redemptions every year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 21, 2013, 09:13:21 AM
Just realized I currently only have 4 open credit cards (not counting the ones I just applied for)

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 21, 2013, 09:19:33 AM
Just realized I currently only have 4 open credit cards (not counting the ones I just applied for)

 :sdeek:
well if you hadn't abandoned hilton you could rack up few hundred thousand points in a couple of months.  but they need to be taught a lesson, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on February 22, 2013, 03:58:34 PM
Just hit 109645 pts for southwest.  My flight Thursday will earn that companion pass! Do I call and get the person signed up or just wait for mailing?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2013, 04:02:08 PM
Just realized I currently only have 4 open credit cards (not counting the ones I just applied for)

 :sdeek:
well if you hadn't abandoned hilton you could rack up few hundred thousand points in a couple of months.  but they need to be taught a lesson, right?

I could do that if I had 40 cards as well. I'm not sure you have a strong grasp of this stuff yet.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 22, 2013, 04:04:31 PM
Westin Ka'anapali and St. Regis Princeville going from 6 to 7. Stayed at the Ka'anapali Westin for 5 nights when it was a 5 in 2011. Was planning on staying 5 at the St. Regis on the next trip to Kauai  :frown:

balls.

The Westin Maui and Sheraton Maui at both still 5s. I stayed at the Westin Maui and it was good too. It's actually the SPG property that has the most reward redemptions every year.

my tentative plan is to sign up for 2 hyatt cards, stay 2 nights at the grand hyatt kauai, drive over to the st regis princeville for 1 night using my spg card bonus, then drive back to the grand hyatt for 2 more nights.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2013, 04:07:30 PM
I would personally only change once but I hate moving properties
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 22, 2013, 04:29:31 PM
I would personally only change once but I hate moving properties

may do that too.  this thing is still like 20 months away so these are more like general ideas at this point.  liked the idea of switching twice because it would let us leave the hyatt one morning, drive to the other side and have a full day or so over in the princeville area.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2013, 05:05:17 PM
You will spend over have your time on that side of the island anyway. Better food on the south side, better beaches and activity on the north side. It's a really short drive though. We drove up there 3 days in a row at one point.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 22, 2013, 05:26:58 PM
You will spend over have your time on that side of the island anyway. Better food on the south side, better beaches and activity on the north side. It's a really short drive though. We drove up there 3 days in a row at one point.

that's good to hear, someone told me that it takes a while to get from one side to the other because there's no direct roads.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2013, 05:30:55 PM
Well, there's really only one big road on the island and it goes from one end of the Napali coast around the island to the other end. You can't get from one end to the other without driving all the way around. iirc It takes less than two hours to make the entire drive end to end if you don't hit traffic on the east side.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 22, 2013, 05:31:23 PM
Well, there's really only one big road on the island and it goes from one end of the Napali coast around the island to the other end. You can't get from one end to the other without driving all the way around. iirc It takes less than two hours to make the entire drive end to end if you don't hit traffic on the east side.

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 22, 2013, 10:02:40 PM
Just realized I currently only have 4 open credit cards (not counting the ones I just applied for)

 :sdeek:
well if you hadn't abandoned hilton you could rack up few hundred thousand points in a couple of months.  but they need to be taught a lesson, right?

I could do that if I had 40 cards as well. I'm not sure you have a strong grasp of this stuff yet.
boa hawaiian - 70k hhonors
barclays hawaiian - 70k hhonors
citi hilton - 50k hhonors

all very churnable.  even if you only churn them every 6 months, that's 380k hhonors for $320 in annual fees.  even if you're a complete dumbass and now value hhonors at only a third of a cent, you just essentially bought over $1,200 in hotel stays for $320...and that's not even considering the fact that virgin atlantic will bring back their 50k bonus sometime this year which could net you at least another 200k for $180 in annual fee.

have you even looked at the changes?  chicago, for instance?  the wit is really the only hotel there that went up every month and it's 60k most months instead of 50k.  oh the rough ridin' horror!  and most of the properties close to the city center stayed at a 50k average through the year with seasonal pricing...some months they're only 40k and most are 60k in june.  all the milepoint dorks are flipping their crap because some of the highest end properties went from 50k to 95k. as if they were spending weeks in the seychelles every year.  gmafb.

what other program are you going to be able to rack up that amount in free stays year after year?  none, is the correct answer there.  it's the only hotel program left with churnable cards and that's worth a fortune to anybody with a brain.  so you can go ahead and keep burning your ur points (not churnable) and spending on your hyatt and spg cards (not churnable) and I'll keep churning for hhonors points...at least until I can get a grasp on this stuff.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 22, 2013, 10:12:12 PM
Rams, shut up
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 22, 2013, 10:20:53 PM
 :lol: :dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on February 22, 2013, 10:45:09 PM
The thing about Hilton is, their hotels suck.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 25, 2013, 04:02:25 PM
If you book a hotel/flight with points and then have to cancel, do you get your points back? Specifically with American and Hilton?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 25, 2013, 04:03:56 PM
Just got the 100k needed for the companion pass, can't wait to make a ton of free SW flights :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 25, 2013, 04:06:31 PM
If you book a hotel/flight with points and then have to cancel, do you get your points back? Specifically with American and Hilton?
yes to both.  I know hilton treats it just like a booked hotel room with normal cancellation rules and gives you back full points at no cost if you cancel in time.  not sure if aa has a cancellation fee.  us airways has a pretty steep cancellation/change fee, but not sure about aa.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 25, 2013, 04:08:16 PM
steve dave its almost time to hilton up. I'm gonna need your help for London dood
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2013, 04:11:50 PM
If you book a hotel/flight with points and then have to cancel, do you get your points back? Specifically with American and Hilton?

Yes
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2013, 04:12:33 PM
steve dave its almost time to hilton up. I'm gonna need your help for London dood

No problemo d00d
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 25, 2013, 04:31:35 PM
Should I get he target 5% cash back card. We spend a shazbot! load at target on formula and baby stuff. Seems dumb not to be getting 5%. I'll still have my other fun cards, but this seems like a good idea for me right?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2013, 05:20:28 PM
Should I get he target 5% cash back card. We spend a shazbot! load at target on formula and baby stuff. Seems dumb not to be getting 5%. I'll still have my other fun cards, but this seems like a good idea for me right?

I wouldn't do it but whatever.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 25, 2013, 05:29:32 PM
Should I get he target 5% cash back card. We spend a shazbot! load at target on formula and baby stuff. Seems dumb not to be getting 5%. I'll still have my other fun cards, but this seems like a good idea for me right?

I have one. Adds up fast. Also gets you unlimited free shipping on target website.  Good to have if you shop there a lot.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 25, 2013, 06:08:15 PM
Should I get he target 5% cash back card. We spend a shazbot! load at target on formula and baby stuff. Seems dumb not to be getting 5%. I'll still have my other fun cards, but this seems like a good idea for me right?

just get the RED debit card, same perks....55 off and free shipping
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 25, 2013, 06:09:33 PM
Should I get he target 5% cash back card. We spend a shazbot! load at target on formula and baby stuff. Seems dumb not to be getting 5%. I'll still have my other fun cards, but this seems like a good idea for me right?

just get the RED debit card, same perks....55 off and free shipping

debit cards are pretty gay bro
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 25, 2013, 06:24:29 PM
Should I get he target 5% cash back card. We spend a shazbot! load at target on formula and baby stuff. Seems dumb not to be getting 5%. I'll still have my other fun cards, but this seems like a good idea for me right?

I wouldn't do it but whatever.

 :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 25, 2013, 06:43:02 PM
Should I get he target 5% cash back card. We spend a shazbot! load at target on formula and baby stuff. Seems dumb not to be getting 5%. I'll still have my other fun cards, but this seems like a good idea for me right?

I have one. Adds up fast. Also gets you unlimited free shipping on target website.  Good to have if you shop there a lot.

This is what I was thinking. I have a million hotel points, some Chase points, and I don't travel much outside of work. Seems like 5% is best deal since that is where we shop most.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on February 25, 2013, 07:33:43 PM
Should I get he target 5% cash back card. We spend a shazbot! load at target on formula and baby stuff. Seems dumb not to be getting 5%. I'll still have my other fun cards, but this seems like a good idea for me right?

I have one. Adds up fast. Also gets you unlimited free shipping on target website.  Good to have if you shop there a lot.

This is what I was thinking. I have a million hotel points, some Chase points, and I don't travel much outside of work. Seems like 5% is best deal since that is where we shop most.

Yes and you get 10% off coupons every once in a while I think
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2013, 02:59:39 PM
well this is just delightful

http://boardingarea.com/blogs/onemileatatime/2013/02/26/i-ran-into-justin-ross-lee-at-jfk-its-time-to-see-him-in-action/
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 26, 2013, 03:12:57 PM
well this is just delightful

http://boardingarea.com/blogs/onemileatatime/2013/02/26/i-ran-into-justin-ross-lee-at-jfk-its-time-to-see-him-in-action/

oh my, yes.

following on facebook asap:

https://www.facebook.com/justinrosslee
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 26, 2013, 04:03:34 PM
Just got my SW card in the mail and they put Gooch's RR number on it so I think that means my points can go to his account. We should get to the 110K points very soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 27, 2013, 07:18:35 AM
Just got my SW card in the mail and they put Gooch's RR number on it so I think that means my points can go to his account. We should get to the 110K points very soon.

hmmm, let us know if that works. and let the record show that I don't think it will.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2013, 07:37:19 AM
Did everyone do the Gold Amex? It's a really great deal. Essentially 75k BA miles for 1k spend in the first 3 months and no fee the first year. triple points on airfare plus double points on gas/groceries. It's 50k but BA runs a 50% transfer bonus a few times a year. mrs. dave and I each got it. I've had it before but the restriction was only if you've had it in the last 12 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on February 28, 2013, 07:41:51 AM
Did everyone do the Gold Amex? It's a really great deal. Essentially 75k BA miles for 1k spend in the first 3 months and no fee the first year. plus double points on gas/groceries. It's 50k but BA runs a 50% transfer bonus a few times a year. mrs. dave and I each got it. I've had it before but the restriction was only if you've had it in the last 12 months.
No i didnt, but it kind of sounds like i should
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2013, 07:43:16 AM
http://millionmilesecrets.com/2013/02/21/50000-points50-amex-premier-rewards-gold/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2013, 07:49:15 AM
also, did you guys see the knock off boardingarea that started? some of the lower end boardingarea bloggers went off and started their own. their "mommy points" is called "the deal mommy", lol.

http://first2board.com/

flyertalk is mocking them really hard. flyertalk gonna flyertalk.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on February 28, 2013, 09:27:13 AM
I hate when websites disable automatic filling it is literally the worst thing of all time
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 28, 2013, 10:16:44 AM
http://millionmilesecrets.com/2013/02/21/50000-points50-amex-premier-rewards-gold/

Seems like a pretty good deal :dunno:

Also, just found out Marriott lowered their lifetime status requirements. They completely removed the 12 year requirement and lowered Platinum from 1000 to 750 nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on February 28, 2013, 10:31:07 AM
Did everyone do the Gold Amex? It's a really great deal. Essentially 75k BA miles for 1k spend in the first 3 months and no fee the first year. triple points on airfare plus double points on gas/groceries. It's 50k but BA runs a 50% transfer bonus a few times a year. mrs. dave and I each got it. I've had it before but the restriction was only if you've had it in the last 12 months.
I just got done with a big round of apps, so I was gonna pass on this one, but you convinced me.  just got approved  :dance:  but now I have $14k to spend over 6 different cards in the next 3-4 months.  :sdeek:

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2013, 07:08:35 PM
Interesting Graphic

(http://boardingarea.com/blogs/pointmetotheplane/files/2013/02/Screen-Shot-2013-02-13-at-10.41.30-PM1.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2013, 07:12:22 PM
Gonna have 3 big carriers plus SW left. Frontier, Allegient, Jet Blue, etc. are going to be a very small niche. Continental and US Airways are probably the last major airlines to fall. I doubt any more major consolidation could be approved.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 28, 2013, 08:24:49 PM
Just got Mrs SF and I each an Amex Gold.  Haven't gotten a card in a while, pretty  :dance:

Thanks for posting SD  :cheers:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2013, 08:37:35 PM
:cheers:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2013, 08:40:04 PM
Interesting Graphic

(http://boardingarea.com/blogs/pointmetotheplane/files/2013/02/Screen-Shot-2013-02-13-at-10.41.30-PM1.png)

Also, don't see any way they don't drop either Charlotte or Philly. The rest still make sense. Will reduce traffic in some though.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on February 28, 2013, 09:35:31 PM
Interesting Graphic

(http://boardingarea.com/blogs/pointmetotheplane/files/2013/02/Screen-Shot-2013-02-13-at-10.41.30-PM1.png)

Also, don't see any way they don't drop either Charlotte or Philly. The rest still make sense. Will reduce traffic in some though.

Charlotte's airport would basically shutdown
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 01, 2013, 07:44:38 AM
If you haven't seen it both 50k SW personal cards are back. So there are 2 different personal and 2 business cards. if you were uncomfortable signing up for a biz card to get the companion pass you no longer have to. or you can get 200k+ sw miles and the companion pass and you and the spouse/gf/bud can take 8-12 RT domestic flights together for free in the next 1.8 years
Title: Re: How Many Credit Cards Do You Have?
Post by: CNS on March 01, 2013, 10:01:05 AM
Just approved for my AA rapid rewards visa.  How often can you churn that?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 01, 2013, 10:24:00 AM
Just approved for my AA rapid rewards visa.  How often can you churn that?

lol wut
Title: Re: How Many Credit Cards Do You Have?
Post by: CNS on March 01, 2013, 10:52:02 AM
Just approved for my AA rapid rewards visa.  How often can you churn that?

lol wut

Yeah, I meant SW.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 01, 2013, 11:06:31 AM
Just approved for my AA rapid rewards visa.  How often can you churn that?

lol wut

Yeah, I meant SW.

takes a long time with chase. like 6 years iirc. they have 4 different $50k cards right now though. you can get one of each if you wanted.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on March 01, 2013, 11:21:13 AM
If you haven't seen it both 50k SW personal cards are back. So there are 2 different personal and 2 business cards. if you were uncomfortable signing up for a biz card to get the companion pass you no longer have to. or you can get 200k+ sw miles and the companion pass and you and the spouse/gf/bud can take 8-12 RT domestic flights together for free in the next 1.8 years

Great news sd! I just got the companion pass so I will definitely be getting those other 100k miles so I can get some crazy fun traveling in!
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 01, 2013, 11:22:54 AM
If you haven't seen it both 50k SW personal cards are back. So there are 2 different personal and 2 business cards. if you were uncomfortable signing up for a biz card to get the companion pass you no longer have to. or you can get 200k+ sw miles and the companion pass and you and the spouse/gf/bud can take 8-12 RT domestic flights together for free in the next 1.8 years

Great news sd! I just got the companion pass so I will definitely be getting those other 100k miles so I can get some crazy fun traveling in!

they should start their Hawaiin routes by then so you and the mrs. could fly there super easy a few times if you don't mind sitting in coach of a 737 for that long.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on March 01, 2013, 02:34:49 PM
If you haven't seen it both 50k SW personal cards are back. So there are 2 different personal and 2 business cards. if you were uncomfortable signing up for a biz card to get the companion pass you no longer have to. or you can get 200k+ sw miles and the companion pass and you and the spouse/gf/bud can take 8-12 RT domestic flights together for free in the next 1.8 years

Great news sd! I just got the companion pass so I will definitely be getting those other 100k miles so I can get some crazy fun traveling in!

they should start their Hawaiin routes by then so you and the mrs. could fly there super easy a few times if you don't mind sitting in coach of a 737 for that long.

Good to know. I'm gonna blow a bunch of Hilton points here soon so I'll need to re-stock with some hotel points. I haven't taken the time to see if I want to continue with Hilton (considering the new levels) or choose a new hotel line for my credit card spending/churning.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 01, 2013, 02:41:40 PM
I'd pound all the ultimate reward cards and then you'll be able to transfer them to Hyatt if you want. they are by far the best current value in hotel rewards imo.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on March 02, 2013, 05:11:37 PM
If you haven't seen it both 50k SW personal cards are back. So there are 2 different personal and 2 business cards. if you were uncomfortable signing up for a biz card to get the companion pass you no longer have to. or you can get 200k+ sw miles and the companion pass and you and the spouse/gf/bud can take 8-12 RT domestic flights together for free in the next 1.8 years

Looking at this deal...there is some differing opinion out there if you can sign up for the 2 personal cards at the same time and get 100k points?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2013, 10:41:03 PM
If you haven't seen it both 50k SW personal cards are back. So there are 2 different personal and 2 business cards. if you were uncomfortable signing up for a biz card to get the companion pass you no longer have to. or you can get 200k+ sw miles and the companion pass and you and the spouse/gf/bud can take 8-12 RT domestic flights together for free in the next 1.8 years

Looking at this deal...there is some differing opinion out there if you can sign up for the 2 personal cards at the same time and get 100k points?

I don't know. I've never done it. refer to flyertalk. I'm definitely not a SW pro. but, I know you can get a personal and a business and you shouldn't be scared to get a business.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on March 03, 2013, 12:17:50 AM
If you haven't seen it both 50k SW personal cards are back. So there are 2 different personal and 2 business cards. if you were uncomfortable signing up for a biz card to get the companion pass you no longer have to. or you can get 200k+ sw miles and the companion pass and you and the spouse/gf/bud can take 8-12 RT domestic flights together for free in the next 1.8 years

Looking at this deal...there is some differing opinion out there if you can sign up for the 2 personal cards at the same time and get 100k points?

I don't know. I've never done it. refer to flyertalk. I'm definitely not a SW pro. but, I know you can get a personal and a business and you shouldn't be scared to get a business.

Yeah probably just do that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 04, 2013, 12:37:59 PM
list of priority club codes...is there one somewhere?
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 04, 2013, 04:09:32 PM
Inspired by SteveDave and RickDaris, I've decided to jump into this crazy game. I've even committed myself to reading every page of this thread ( :sdeek: ), and am up to page 40 or so.

Before I finish the thread(and it will take me forever to finish), I have a few observations and a few questions.

Observations (based on the first 40 pages):
-SD is the best at this stuff, so his advice takes precedence over everyone else's. (Sorry, Rams.) RD is second-best, and I know I will be reticent to spend any points I get, just like him.
-SD frequents multiple message boards?!  :sdeek:
-Deals in 2013 aren't as good as they were in 2011.

Questions:
1) What are the best deals out there for a n00b like me? From reading the last couple of pages, it seems like I should bang the Southwest personal and business cards (feel ambivalent about Southwest metal, but they fly a lot of places I go), and maybe the Amex Gold? Is this right?
2) What kind of rewards (plane, hotel, cash) does the Amex provide? It's a little unclear to me.
3) Would any of the cards listed above be good for an everyday card, or should I get a different one for normal use? (Where I'm at in the thread, everyone seems gaga for the Chase Sapphire. Is that still what the cool kids are using?)
4) Any chance there's a good AA deal out there right now?
5) Could I get an AA card and a USAir card (if it exists) and then have the miles combine once the merger is complete, similar to the Continental/United deal?

Background:
-I'm :kstategrad:, so meeting the spend on these is not a problem.
-Already have a house, won't be buying a new car anytime soon.
-Travel a lot for family stuff, so plane tix are my primary target here. Hotels are nice and might help get Mrs. WM on board, but they're a secondary focus for me right now.
-Really sad I didn't get in on this game years ago when I was still  :dance: with all the cool kids.


Thanks in advance.  :cheers:  :AA:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 04, 2013, 05:29:46 PM
Inspired by SteveDave and RickDaris, I've decided to jump into this crazy game. I've even committed myself to reading every page of this thread ( :sdeek: ), and am up to page 40 or so...

whoa whoa whoa...let me stop you right there.  please, for the love of god, don't waste your time reading every page of this thread.  sounds like you've got the gist of it. now just go here: www.millionmilesecrets.com (http://www.millionmilesecrets.com) and you can pretty much figure out everything else you need to know.  daraius pretty much gets all the pertinent info from flyertalk and everywhere else and summarizes into his blog.  start with the tabs up top for the "hot deals" and "new to miles and points" if you need to and then subscribe to his blog to get the daily email updates.  a lot of it is worthless interviews and blogs from his trips, but he does update it with all the important stuff too.  come back here to ask any questions you can't get answered on there.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on March 04, 2013, 06:02:50 PM
How many kids?  If you and your wife both companion passed a kid on Southwest, they could basically fly for free. 

The Southwest deal has to get its value more from frequency of trips.  Other airline deals are better if you are looking at cashing in on one elite big $$$ trip.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2013, 06:09:05 PM
The US Air and AA miles will eventually combine. Should be transferable between programs at some point before they turn into the same program. I would get the US Air, Gold Amex, AA, and a couple SW cards now if I were you. Sign up for all of them on the same day. Later you an get a sapphire preferred for everyday spend. The Amex points can be transferred to Delta, BA, some hotel programs or used to pay for travel directly. BA is probably the best transfer option.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 04, 2013, 06:12:07 PM
the wife and I's AMEX Gold cards arrive today....   :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on March 04, 2013, 06:23:41 PM
Got the SW companion pass in the mail today, feel like a boss.

wondermeal, did you happen to play tennis at mhs?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on March 04, 2013, 07:30:15 PM

Questions:
1) What are the best deals out there for a n00b like me? From reading the last couple of pages, it seems like I should bang the Southwest personal and business cards (feel ambivalent about Southwest metal, but they fly a lot of places I go), and maybe the Amex Gold? Is this right?


I just applied for the Chase cards for personal and business.  Personal went through no problem, business got held up as expected if you read about Chase applications.  Called the business line and they told me if you apply for 2 cards within 6 months (I did both same day) it has to get manually reviewed.  They reviewed it on the spot and after few questions about my business (legit, rental house business) they approved me for way more credit that I expected. 

Additional perk I didn't realize until today is you can use those points for international travel as long as you have the Southwest Chase card.  It's not as straightforward as my Cap1 Venture cards of buy the flight anywhere and use 100 points per dollar credit...but it seems to be pretty in line with 100 points per dollar of flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 07:00:51 AM
Additional perk I didn't realize until today is you can use those points for international travel as long as you have the Southwest Chase card.  It's not as straightforward as my Cap1 Venture cards of buy the flight anywhere and use 100 points per dollar credit...but it seems to be pretty in line with 100 points per dollar of flight.

weird, did not know this. that's kind of a shitty redemption though.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 05, 2013, 07:14:52 AM
So I got the Southwest Biz and Personal a while back and got my companion pass but finally got my "valentines" cardmember gift. Opened it expecting drink coupons that most on here reported getting, instead it was $50 off a business select fare.  So if anyone wants to use it PM me and I'll give you the code. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 07:16:28 AM
So I got the Southwest Biz and Personal a while back and got my companion pass but finally got my "valentines" cardmember gift. Opened it expecting drink coupons that most on here reported getting, instead it was $50 off a business select fare.  So if anyone wants to use it PM me and I'll give you the code.

got that too. if you're flying a paid fair it could be a good way to offset the cost difference to business select and earn mor miles. but, the cost is usually double or more so in most instances it's useless. the only time I can see it being useful is if all the lower fare classes are sold out and there aren't any better non-SW options. so basically never.

http://www.southwest.com/businessselect/
Title: Re: How Many Credit Cards Do You Have?
Post by: Institutional Control on March 05, 2013, 07:30:32 AM
Sucks that my corporate card doesn't give me any points or count toward my credit score. :(
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 07:31:32 AM
Sucks that my corporate card doesn't give me any points or count toward my credit score. :(

if it's an Amex you can pay like $75 and have points go to another Amex program iirc
Title: Re: How Many Credit Cards Do You Have?
Post by: Institutional Control on March 05, 2013, 07:34:00 AM
Sucks that my corporate card doesn't give me any points or count toward my credit score. :(

if it's an Amex you can pay like $75 and have points go to another Amex program iirc
Really? I'll check into that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 07:38:18 AM
Sucks that my corporate card doesn't give me any points or count toward my credit score. :(

if it's an Amex you can pay like $75 and have points go to another Amex program iirc
Really? I'll check into that.

I think it depends on what your company's agreement is with Amex. Ours is $75 a year to earn MR points. Here is a short flyertalk thread on it:

Quote
vrbaba
 

Join Date: Feb 2008
Programs: AA EXP
Posts: 1,991  You may be able to enroll your coporate card for a fee in the MR program. You keep the points that you earn from your business spending.

If you dont want work related expenses, then dont charge those on the corporate. It has nothing to do with the program.

However, the fee (anywhere from $35 - $75, or something else depending on your card, if eligible) will be charged to your corporate card. Not sure if thats a big deal. Usually most people just dont expense it. But it seems like policies are really strict from your post. 
     
 Mar 8, 10, 9:31 am    #4 
simonjp
 

Join Date: Nov 2009
Location: Hong Kong
Programs: BA Silver (with Dah Sing BA CC), SPG
Posts: 112  our company allows this and it costs extra for the programme, and extra for the -> airmiles programme. the cost is an allowed one by policy and possibly restricted by firm to firm - you'll need to check your company first i think. 
     
 Mar 8, 10, 9:43 am    #5 
YClass
 

Join Date: Aug 2007
Programs: BA Gold, M&M FT, VS Gold, Coutts Silk, Centurion & all that comes with....
Posts: 799  Most cards (green corp) its for a fee. Platinum Corp its included. If company won't pay it (like £23/year or something), not sure you can personally pay the fee without it appearing on the corp bill.

Linking MR to your personal MR won't be a problem. Just call Corp customer services. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 07:49:35 AM
Inspired by SteveDave and RickDaris, I've decided to jump into this crazy game. I've even committed myself to reading every page of this thread ( :sdeek: ), and am up to page 40 or so...

whoa whoa whoa...let me stop you right there.  please, for the love of god, don't waste your time reading every page of this thread.  sounds like you've got the gist of it. now just go here: www.millionmilesecrets.com (http://www.millionmilesecrets.com) and you can pretty much figure out everything else you need to know.  daraius pretty much gets all the pertinent info from flyertalk and everywhere else and summarizes into his blog.  start with the tabs up top for the "hot deals" and "new to miles and points" if you need to and then subscribe to his blog to get the daily email updates.  a lot of it is worthless interviews and blogs from his trips, but he does update it with all the important stuff too.  come back here to ask any questions you can't get answered on there.

I don't read daraius anymore. it's pretty much rehashing week old news and interviewing dorks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 05, 2013, 08:36:03 AM
Inspired by SteveDave and RickDaris, I've decided to jump into this crazy game. I've even committed myself to reading every page of this thread ( :sdeek: ), and am up to page 40 or so...

whoa whoa whoa...let me stop you right there.  please, for the love of god, don't waste your time reading every page of this thread.  sounds like you've got the gist of it. now just go here: www.millionmilesecrets.com (http://www.millionmilesecrets.com) and you can pretty much figure out everything else you need to know.  daraius pretty much gets all the pertinent info from flyertalk and everywhere else and summarizes into his blog.  start with the tabs up top for the "hot deals" and "new to miles and points" if you need to and then subscribe to his blog to get the daily email updates.  a lot of it is worthless interviews and blogs from his trips, but he does update it with all the important stuff too.  come back here to ask any questions you can't get answered on there.

I don't read daraius anymore. it's pretty much rehashing week old news and interviewing dorks.
the interviews are stupid, but the news is usually only a couple of days old which is fine 99% of the time. it's easier and less time consuming than spending all day on flyertalk and/or reading 6 different blogs.  unless you have a better/quicker option that summarizes all the relevant news in one place...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 08:59:25 AM
BITB for this stuff is Lucky at:

http://boardingarea.com/blogs/onemileatatime/

Next would probably be rick daris' best bud:

http://thepointsguy.com/

Hell, even mommypoints is better than daraius. I love daraius, he's a super nice guy and whatnot. But his posts are not relevant to me. If you just go to the boardingarea page every day you will get all the big stuff:

http://boardingarea.com
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 05, 2013, 09:00:50 AM
Thanks for the help, guys. (Even Rams, the worst poster on this board by far, has been pretty helpful.)

A few more questions for my new real life friends SD, ChiCat, RaquetCat, and Rams:

How many kids?  If you and your wife both companion passed a kid on Southwest, they could basically fly for free. 

Companion pass is very intriguing. Very. Can I apply for the personal and business (to get 100k RR points) and then have my wife apply for both (to get another 100k), too? And if I can somehow get four SW cards (and thus two companion passes), does her application need to be done on the same day?

Finally, my understanding is that once you earn 110k RR points, you get the companion pass...but that the companion pass doesn't actually cost any of those points. So with the 110k RR points, about how many flights could I get with that? I've never redeemed any bonuses from SW.

I would get the US Air, Gold Amex, AA, and a couple SW cards now if I were you.

When you say Gold Amex, do you mean the AmEx Premier Rewards Gold card (50k membership rewards points w/ $1k spend), or the AmEx Delta Gold card (45k miles after $5k spend in 6 months)? 

When you say AA card, do you mean sign up for both the 50k Visa and 50K Amex? Or if only one, does it matter which one I sign up for?

The only US Air link I found on the "Hot Deals" section listed by Rams is 30K miles for an $89 annual fee (not waived). Is that worth it? Is there something better?

If any of you get bonuses for referring me to these cards, I'm happy to go that route to help out some fellow EMAWs.

wondermeal, did you happen to play tennis at mhs?

:peek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 09:12:15 AM
Companion pass is very intriguing. Very. Can I apply for the personal and business (to get 100k RR points) and then have my wife apply for both (to get another 100k), too? And if I can somehow get four SW cards (and thus two companion passes), does her application need to be done on the same day?

You both can get the companion pass. You don't have to sign up for them on the same day but you might as well.

Finally, my understanding is that once you earn 110k RR points, you get the companion pass...but that the companion pass doesn't actually cost any of those points. So with the 110k RR points, about how many flights could I get with that? I've never redeemed any bonuses from SW.

Correct. You can then book an award with your points and your companion flys with you free. 1 SW point is worth 1.67 cents in wanna get away fares. 1 cent in anytime fares. .83 cents in anytime fares. Double that with the companion. So, it depends on how expensive your ticket is. 110k is worth $1,837 in wanna get away fares (double with the companion).
I would get the US Air, Gold Amex, AA, and a couple SW cards now if I were you.

When you say Gold Amex, do you mean the AmEx Premier Rewards Gold card (50k membership rewards points w/ $1k spend), or the AmEx Delta Gold card (45k miles after $5k spend in 6 months)? 

I mean this one (under neath the "Personal") :  http://thepointsguy.com/2013/03/travel-tuesday-top-10-reasons-why-i-like-amex-membership-rewards-cards/

When you say AA card, do you mean sign up for both the 50k Visa and 50K Amex? Or if only one, does it matter which one I sign up for?

Doesn't matter which one. You can try both at once using the two browser trick but it has been buggy lately. You can sign up for either one and 4 months later sign up for the AA biz if you want.

The only US Air link I found on the "Hot Deals" section listed by Rams is 30K miles for an $89 annual fee (not waived). Is that worth it? Is there something better?

35k fee waived link: https://www.barclaycardus.com/apply/Landing.action?campaignId=1695&cellNumber=19

blog post about it: http://boardingarea.com/blogs/viewfromthewing/2013/02/15/theres-a-35000-mile-signup-bonus-for-the-us-airways-mastercard-that-some-will-consider-better-than-the-standard-40000-mile-offer/


If any of you get bonuses for referring me to these cards, I'm happy to go that route to help out some fellow EMAWs.

I may be able to refer you for the gold Amex but I don't know if it will give you the 50k offer. When you get the SPG amex (not until the bring back the 30k point offer) I can refer you for that. PM me your email and I'll see what offer they let me refer you for.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 09:52:14 AM
list of priority club codes...is there one somewhere?

http://loyaltylobby.com/hotel-promotions/priority-club/

http://www.priorityclubinsider.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 05, 2013, 10:12:20 AM
BITB for this stuff is Lucky at:

http://boardingarea.com/blogs/onemileatatime/

Next would probably be rick daris' best bud:

http://thepointsguy.com/

Hell, even mommypoints is better than daraius. I love daraius, he's a super nice guy and whatnot. But his posts are not relevant to me. If you just go to the boardingarea page every day you will get all the big stuff:

http://boardingarea.com
I already follow lucky on twitter, so I'm basically covered there.  I guess I should probably just subscribe to boardingarea and quite daraius.  lucky's blog entries are obviously better anyway.  I kind of got my start through daraius though so I feel like I'm abandoning him.  and he's so nice.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 10:16:54 AM
oh yeah, he's a great guy. pretty much the opposite of most of these douche bags. Also he lives in KC!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 10:20:20 AM
New Amex 75k bonus biz card with $10k in spend in 4 months if you can spend that

http://thepointsguy.com/2013/03/amazing-deal-alert-limited-time-75000-points-for-amex-business-gold-rewards-card/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 05, 2013, 10:29:39 AM
both of you guys are correct. darius is a great place to start but you'll outgrow it if you stick with it. also sd is bitb. i knew if i just dangled the priority question out there he'd find what i needed. thanks irl friend.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 10:32:16 AM
both of you guys are correct. darius is a great place to start but you'll outgrow it if you stick with it. also sd is bitb. i knew if i just dangled the priority question out there he'd find what i needed. thanks irl friend.  :thumbs:

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on March 05, 2013, 10:40:12 AM
I was basically Wondermeal 4 months ago and now this  :excited:

Got the companion pass qualified for today and already added her to a flight I booked a month ago.  Such a sweet deal considering I only paid the $5 tax on a flight that would now cost me about $300. 
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2013, 10:40:35 AM
yeah sd has yet to fail anyone in this thread. Allah speed, friend
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 01:30:35 PM
Another possible use of those 50k Membership Rewards is to transfer to US Air via Aeroplan/points.com. This is an option if you are trying to load up on US Air. The 50k MR (after spend) would get you 42,005 US Air miles.

http://thepointsguy.com/2012/08/how-to-convert-amex-membership-rewards-to-us-airways-miles-at-a-decent-ratio/
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 05, 2013, 01:59:52 PM
I need to figure out which SW cards I had before and get the other 2.   I wonder how to figure that out.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2013, 02:01:25 PM
I need to figure out which SW cards I had before and get the other 2.   I wonder how to figure that out.

when you login to chase do they still show up?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 05, 2013, 09:32:05 PM
I need to figure out which SW cards I had before and get the other 2.   I wonder how to figure that out.

when you login to chase do they still show up?

no, not even amongst the hidden cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 05, 2013, 09:36:38 PM
Guys I convinced old man y-l_a to get into the cc game.. He is quite skeptical but I told him how much he is missing out especially with all of the travelling he does with work.
What would be one of the best cards for him, he tends to travel a lot in the U.S. (drives though) and will spend a long time in certain areas but he also travels over seas periodically.
I thought about the two Southwest cards and trying to get his companion just so he could get his feet wet and all excited about it?  :dunno:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on March 06, 2013, 06:05:32 AM
Sapphire Preferred. Double points in all travel so no matter what hotel he stays at he gets 2 per dollar spent. It also transfers to the best programs. If he generally stays at one hotel brand that hotel's card may be better though. make sure he's signing up for all his loyalty points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 07, 2013, 08:12:50 AM
so AA threatened to sue Awardwallet sideways unless they removed all reference to their program. Delta and SW won't let AW track their programs but will still let you store your login information and account number there. You can go in and mannually enter your point balances and expiration dates so you are always aware of them and AW will email you if you have an expiration date coming up. I added AA in there the same way by making a manual entry and labeling it Mystery Airline and putting my account number, point total and expiration date in there. They won't even let you do a manual entry as AA or American but that's a work around if you want to have your balances and expirations on all one page.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 07, 2013, 01:40:19 PM
so AA threatened to sue Awardwallet sideways unless they removed all reference to their program. Delta and SW won't let AW track their programs but will still let you store your login information and account number there. You can go in and mannually enter your point balances and expiration dates so you are always aware of them and AW will email you if you have an expiration date coming up. I added AA in there the same way by making a manual entry and labeling it Mystery Airline and putting my account number, point total and expiration date in there. They won't even let you do a manual entry as AA or American but that's a work around if you want to have your balances and expirations on all one page.

what a bunch of cocksuckers!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 07, 2013, 05:54:08 PM
rick daris fav brian from tpg does feature on willamette valley and specifically mentions goEMAW.com favorite elite oregon winery sokol blosser. shout out to sokolblossercat...





Nearby, Sokol Blosser serves some of the Valley’s best in one of the area’s most beautiful tasting rooms, set up on a hill amongst leafy old trees.

Read more: http://thepointsguy.com/2013/03/wine-wednesday-oregons-willamette-valley/#ixzz2MtvBg9Lo

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 08, 2013, 07:44:28 AM
Read that and pointed it out to mrs. dave. Maybe you and Brian are now buds again RD?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 08, 2013, 08:03:31 AM
Read that and pointed it out to mrs. dave. Maybe you and Brian are now buds again RD?

to be fair, i bet eric wrote that entire piece and brian had nothing to do with it and wouldn't even know mcminneville if mcminneville jumped up and bit him in his overly full of himself face.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 08, 2013, 08:09:20 AM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 15, 2013, 10:15:53 AM
http://milesabound.com/virgin-atlantic-50-65k-offer-is-back/ (http://milesabound.com/virgin-atlantic-50-65k-offer-is-back/)

 :blindfold:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 21, 2013, 12:03:42 AM
what is the best chase deal currently, and is it good enough to get or is something better coming out in a month?


airline or exchangeable for airline only, please.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2013, 05:43:41 AM
Probably the SW cards or Ink cards
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 21, 2013, 07:02:51 AM
thanks, i'll look into ink.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2013, 07:17:59 AM
You could also get the United Explorer for 50k but it will depend on what they target you for (not as valuable as the ink but less spend requirement). See first post of this thread:

http://www.flyertalk.com/forum/milesbuzz/1330475-ua-mileage-explorer-card-offer-up-60k-miles-now-65k-50-statement-credit.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2013, 07:18:55 AM
blog post about the current best available offers:

http://boardingarea.com/blogs/mommypoints/2013/03/21/best-credit-card-sign-up-bonuses-available-right-now/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2013, 07:26:15 AM
sys, you should also start getting the US Air card before it goes away. mrs. dave and I have each gotten it three times in the last year or so. It's only 35k now but you only have to use it once. They will be transferable to AA probably within the next year and will eventually become AA miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 21, 2013, 07:36:48 AM
sys, you should also start getting the US Air card before it goes away. mrs. dave and I have each gotten it three times in the last year or so. It's only 35k now but you only have to use it once. They will be transferable to AA probably within the next year and will eventually become AA miles.

LCCCIQ question here. So basically in a year you and Mrs SD have applied for and cancelled the same card 3 times and gotten the bonus each time?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2013, 07:57:16 AM
sys, you should also start getting the US Air card before it goes away. mrs. dave and I have each gotten it three times in the last year or so. It's only 35k now but you only have to use it once. They will be transferable to AA probably within the next year and will eventually become AA miles.

LCCCIQ question here. So basically in a year you and Mrs SD have applied for and cancelled the same card 3 times and gotten the bonus each time?

yes, you can get it about every 4 months. I've gotten it, used it, cancelled it about 4 months in, and gotten it about a month after I cancelled it. that's what a credit card "churn" is. if you explore the early days of this thread you will see RD and I doing this with 100k and 75k AA cards and partying 24/7.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 21, 2013, 09:15:33 AM
That is what I figured. I just thought 3 times seemed like a lot. I get all  :ohno: canceling a card just before the fee hits. Canceling one card 3 times in one year is pretty  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2013, 09:17:59 AM
That is what I figured. I just thought 3 times seemed like a lot. I get all  :ohno: canceling a card just before the fee hits. Canceling one card 3 times in one year is pretty  :driving:

Yeah, lots of people get scared about cancelling cards. It's important to remember that you are on the phone with a HS dropout in a call center that does not give a eff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 21, 2013, 02:13:24 PM
has this been discussed? kinda cool.

http://www.aa.com/awardmap#
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2013, 02:23:26 PM
has this been discussed? kinda cool.

http://www.aa.com/awardmap#

remember when I said I had a million dollar idea for a website thing that did this about a year back in this thread? when this gets the bugs worked out it will basically be it (but for only one program). very cool.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 21, 2013, 02:30:14 PM
has this been discussed? kinda cool.

http://www.aa.com/awardmap#

remember when I said I had a million dollar idea for a website thing that did this about a year back in this thread? when this gets the bugs worked out it will basically be it (but for only one program). very cool.

yeah. someone will figure out a way to combine them though and hopefully they wont get awardwalleted.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2013, 02:37:47 PM
has this been discussed? kinda cool.

http://www.aa.com/awardmap#

remember when I said I had a million dollar idea for a website thing that did this about a year back in this thread? when this gets the bugs worked out it will basically be it (but for only one program). very cool.

yeah. someone will figure out a way to combine them though and hopefully they wont get awardwalleted.

it'll have to be low key to last long. I liked when milewise and pointhub just started and could go bonkers before they got their @trimgoemaw letters. I'm sure there are elite secret ones that do it now. bet lucky has access.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2013, 03:49:16 PM
Quote from:  JRL
How to go ??ing:

Walk back towards business class, open the first class curtain halfway, and mutter "yuck".

 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on March 21, 2013, 05:23:51 PM
Hey, SD. Guess what? I officially paid off my first ever CC today from college. I only use my SW card now for points. Feels good to be debt free, minus student loans. :D
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2013, 05:45:21 PM
Hey, SD. Guess what? I officially paid off my first ever CC today from college. I only use my SW card now for points. Feels good to be debt free, minus student loans. :D

congrats friend
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 21, 2013, 11:54:45 PM
You could also get the United Explorer for 50k but it will depend on what they target you for (not as valuable as the ink but less spend requirement). See first post of this thread:

http://www.flyertalk.com/forum/milesbuzz/1330475-ua-mileage-explorer-card-offer-up-60k-miles-now-65k-50-statement-credit.html

i just cancelled my united card, which is why i need a new chase.  i'm on my second us air.  barclay's is the best (although/because Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!)).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 22, 2013, 12:04:52 AM
nice, good work
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 22, 2013, 01:21:50 PM
I want USAir to stay Star Alliance. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 22, 2013, 02:23:04 PM
I want USAir to stay Star Alliance. :frown:

yes, this is the downside
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on March 24, 2013, 07:23:37 PM
I just booked $2200 worth of travel for free  :dance:  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 26, 2013, 07:41:24 AM
Wednesday is the last day to book Hilton rewards under the old rates. GLON awards are also going away. AXON awards will stay but they haven't announced at what redemption rates. They no longer align with relevant hotel categories so I'll be interested to see how they change it. They are adding a 5th night free on award redemptions similar to SPG.

You can search here to see what the new category and seasonal redemption rate will be on somewhere you are thinking of booking:

http://hhonorspointssearchtool.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: Institutional Control on March 26, 2013, 08:05:23 AM
Is Marriott points system better than Hilton?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 26, 2013, 08:53:48 AM
Is Marriott points system better than Hilton?

equally shitty imo. hilton elite status is better though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 26, 2013, 02:35:00 PM
I'm probably the only person that cares but stupid butthurt gary leff parrots Lucky's blog posts constantly. lucky will post some boss thing and immediately here comes gary to either post the same thing or dispute some thing lucky said. lucky never posts crap about gary. I think he hates him but that could just be me saying that. like, today lucky posts from his resort:

http://boardingarea.com/blogs/onemileatatime/2013/03/26/hello-from-the-conrad-koh-samui/

immediately here comes stupid rough ridin' asshat gary to point out that he's been to that resort and mention the exact same things lucky just did:

http://boardingarea.com/blogs/viewfromthewing/2013/03/26/deep-discount-award-tickets-for-flying-around-southeast-asia/

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2013, 07:20:43 AM
today is supposed to be the last day the 50k SW cards are available so if you want them now is the time to get them. they will probably bring the 50k offer back later in the year.

also, another reminder to book your HH awards and AXON awards today.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on March 27, 2013, 09:24:50 AM

also, another reminder to book your HH awards and AXON awards today.
:frown:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on March 27, 2013, 10:04:24 AM
I'm probably the only person that cares but stupid butthurt gary leff parrots Lucky's blog posts constantly. lucky will post some boss thing and immediately here comes gary to either post the same thing or dispute some thing lucky said. lucky never posts crap about gary. I think he hates him but that could just be me saying that. like, today lucky posts from his resort:

http://boardingarea.com/blogs/onemileatatime/2013/03/26/hello-from-the-conrad-koh-samui/

immediately here comes stupid rough ridin' asshat gary to point out that he's been to that resort and mention the exact same things lucky just did:

http://boardingarea.com/blogs/viewfromthewing/2013/03/26/deep-discount-award-tickets-for-flying-around-southeast-asia/

What's the benefit to being a part of the boardingarea blogs? Just increased traffic? Seems like lucky has a big enough following that he could go solo like millionmiles or thepointsguy :dunno:  that wouldn't solve his "Gary is a douche" problem though
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2013, 10:27:15 AM
I have no idea. I doubt darius has 1/50th of the traffic that Lucky does though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2013, 02:26:24 PM
Just booked an AXON in NYC. Almost all the Hiltons in the city are going from 40k/50k to 80k/90k a night  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2013, 02:43:41 PM
You have got to be rough ridin' kidding me Gary

http://boardingarea.com/blogs/onemileatatime/2013/03/27/to-what-degree-will-you-overlook-the-dark-side-of-a-destination-when-on-vacation/

http://boardingarea.com/blogs/viewfromthewing/2013/03/27/should-you-visit-oppressive-countries-or-places-where-working-conditions-are-poor/

Quote from:  dumbfuck gary
update: lucky is asking a similar question
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 27, 2013, 04:22:33 PM
You have got to be rough ridin' kidding me Gary

http://boardingarea.com/blogs/onemileatatime/2013/03/27/to-what-degree-will-you-overlook-the-dark-side-of-a-destination-when-on-vacation/

http://boardingarea.com/blogs/viewfromthewing/2013/03/27/should-you-visit-oppressive-countries-or-places-where-working-conditions-are-poor/

Quote from:  dumbfuck gary
update: lucky is asking a similar question
more like kellary robineff amirite?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 27, 2013, 04:23:31 PM
have any of you guys had both the visa and mastercard versions of the sapphire preferred and got the bonus again?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on March 27, 2013, 04:26:20 PM
Just booked an AXON in NYC. Almost all the Hiltons in the city are going from 40k/50k to 80k/90k a night  :frown:

Just booked in Napa. 


Never kicked my Virgin America card points over to Hilton like I planned on.  Not sure what to do with them now :frown:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 27, 2013, 07:10:07 PM
Just booked an AXON in NYC. Almost all the Hiltons in the city are going from 40k/50k to 80k/90k a night  :frown:

Just booked in Napa. 


Never kicked my Virgin America card points over to Hilton like I planned on.  Not sure what to do with them now :frown:
you do realize that hhonors didn't just vanish, right? I mean you can still stay in some pretty nice hotels for 2 nights on 100k hhonors...or get another virgin card and stay 5 nights. :dunno:
Title: How Many Credit Cards Do You Have?
Post by: ChiComCat on March 27, 2013, 07:23:58 PM
Just booked an AXON in NYC. Almost all the Hiltons in the city are going from 40k/50k to 80k/90k a night  :frown:

Just booked in Napa. 


Never kicked my Virgin America card points over to Hilton like I planned on.  Not sure what to do with them now :frown:
you do realize that hhonors didn't just vanish, right? I mean you can still stay in some pretty nice hotels for 2 nights on 100k hhonors...or get another virgin card and stay 5 nights. :dunno:

Yea, just makes me hesitate now that there maybe better value somewhere else
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on March 27, 2013, 07:38:02 PM
Just booked an AXON in NYC. Almost all the Hiltons in the city are going from 40k/50k to 80k/90k a night  :frown:

Just booked in Napa. 


Never kicked my Virgin America card points over to Hilton like I planned on.  Not sure what to do with them now :frown:
you do realize that hhonors didn't just vanish, right? I mean you can still stay in some pretty nice hotels for 2 nights on 100k hhonors...or get another virgin card and stay 5 nights. :dunno:

Yea, just makes me hesitate now that there maybe better value somewhere else
yeah I don't know who else they transfer with but they have big fuel surcharges so it doesn't make much sense to redeem them there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 29, 2013, 08:10:12 AM
The Hilton in NYC I booked on a 4 night AXON Wednesday for 125k would cost me 320k HH today because there are no longer GLON awards. a 156% increase.  :sdeek: The rumblings are that the new AXONs will still be for cat. 5-7 at the same rate but Hilton now has 3 categories above that (the one I booked is now a 9 and wouldn't even be eligible). HH is such a pile of crap now.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 29, 2013, 01:05:31 PM
Four Seasons is launching a points or loyalty program or something. kind of weird. Ritz has one but it's connected to Marriott.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 29, 2013, 03:16:35 PM
Is there a better airline between United and AA for flying to Europe? Considering Europe for honeymoon late this year or early next year and need to rack up miles/points to lesson the out of pocket expense. Got ~60,000 w/ United and ~50,000 with AA. Got ~60,000 TY points and ~40,000 FlexPoints. Looking through FT to try find out what to use those for. Got ~30,000 SPG and ~70,000 Marriott. Looking to potentially get some combination of Ink, US Airways, Citi AA, Sapphire, Hyatt, and maybe Carlson. Wedding spend should help meet minimums.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 29, 2013, 03:30:03 PM
Is there a better airline between United and AA for flying to Europe? Considering Europe for honeymoon late this year or early next year and need to rack up miles/points to lesson the out of pocket expense. Got ~60,000 w/ United and ~50,000 with AA. Got ~60,000 TY points and ~40,000 FlexPoints. Looking through FT to try find out what to use those for. Got ~30,000 SPG and ~70,000 Marriott. Looking to potentially get some combination of Ink, US Airways, Citi AA, Sapphire, Hyatt, and maybe Carlson. Wedding spend should help meet minimums.

There are many more options in Star Alliance (United) for Euro travel imo. Lufty, Swiss, Air Canada, United, Austrian, Brussels, US Air (for a litle while longer) all have good service to Europe. Given the amount of carriers they have better availability than One World imo. You are going to want to book ASAP if you want to fly later this year in biz or first class though. 100k RT in biz with either. With United it is super easy to do a open jaw and stopover as well. Makes is easy to hit multiple stops in Europe on the same award. Pound a few Ultimate Rewards cards and get to 200k United and book that SOB.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 29, 2013, 03:38:37 PM
Like, with United, you can fly into London and stay there for a few days on a stopover, then fly to Paris and stay there for a few days. You can take the train to Florence and stay there for a few days taking your return flight from there on an open jaw all for 100k United miles in business class (train ticket not included of course).

http://hackmytrip.com/2012/07/maximize-your-miles-stopovers-and-open-jaws-on-united/
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 29, 2013, 03:44:41 PM
Sweet, thanks. Leaning towards waiting until next year so should be able to accrue the points. It's all me though since she has no credit history. Can't wait to eventually get her in the game.  :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 29, 2013, 03:49:24 PM
Like, with United, you can fly into London and stay there for a few days on a stopover, then fly to Paris and stay there for a few days. You can take the train to Florence and stay there for a few days taking your return flight from there on an open jaw all for 100k United miles in business class (train ticket not included of course).

http://hackmytrip.com/2012/07/maximize-your-miles-stopovers-and-open-jaws-on-united/

Holy crap, that's awesome. Was wondering how to best do this. Hoping for 10-14 days. Had been looking into flying into somewhere central and using the train to visit London/Paris/Amsterdam/Switzerland/Italy/etc. Thanks.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on March 30, 2013, 07:20:14 AM
@OneMileataTime: Literally crying. I've flown close to 2.5 million miles and had scariest flight of my life. Crew was crying too. Thankful to be alive.

:eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 30, 2013, 08:49:59 AM
@OneMileataTime: Literally crying. I've flown close to 2.5 million miles and had scariest flight of my life. Crew was crying too. Thankful to be alive.

:eek:

http://boardingarea.com/blogs/onemileatatime/2013/03/30/my-royal-jordanian-flight-from-hell/
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on March 30, 2013, 09:18:55 AM
Kind of a diva.  Why worry so much about professionalism when, based on your vast experience, you think you might die?  I guess maybe he is so accoustomed to writing reviews that he can't help it.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 30, 2013, 11:05:53 AM
I don't even know what the food was like.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 30, 2013, 11:03:59 PM
my palms get sweaty at the slightest turbulence so I probably would've just killed myself
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 01, 2013, 09:03:56 AM
hey sd, do you cancel your existing us air before you apply for your new one?  getting ready for my first churn on this card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 01, 2013, 09:11:45 AM
hey sd, do you cancel your existing us air before you apply for your new one?  getting ready for my first churn on this card.

yes, about a month before applying again
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 02, 2013, 07:59:39 AM
AXON awards actually aren't changing until June 15th! So, good news for my guy YLA maybe!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 04, 2013, 02:55:42 PM
Just got my SW card in the mail and they put Gooch's RR number on it so I think that means my points can go to his account. We should get to the 110K points very soon.

hmmm, let us know if that works. and let the record show that I don't think it will.

Yeah, it did not work. They sent me a letter saying I wasn't going to get my 50K points; so I had to call and tell them the RR number I put in was an error and they set me up my own RR account with 50K points in it.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 05, 2013, 05:40:16 PM
BOA is a terrible piece of crap.  First they lock out my online billing due to an error.  So I call them and they say its a mistake and they will fix it but it will take a few days, so I decide to make the payment online.  So its a couple days later and I hop online to check my account, the person input an extra 0 on my payment so I now have a 15000 credit on my card.  So I call support and they forward to me another department.  They ask for my card information on the automated process and that tells me my card is closed.  Their phone system screws up and disconnects me.  By the time I call back and get through the prompts, they are done for the weekend.

They better be offering me a big chunk of Virgin Atlantic points for this crap.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 05, 2013, 05:49:53 PM
BOA is a terrible piece of crap.  First they lock out my online billing due to an error.  So I call them and they say its a mistake and they will fix it but it will take a few days, so I decide to make the payment online.  So its a couple days later and I hop online to check my account, the person input an extra 0 on my payment so I now have a 15000 credit on my card.  So I call support and they forward to me another department.  They ask for my card information on the automated process and that tells me my card is closed.  Their phone system screws up and disconnects me.  By the time I call back and get through the prompts, they are done for the weekend.

They better be offering me a big chunk of Virgin Atlantic points for this crap.
yeah boa cards are a rough ridin' joke. their online system is from the dark ages and nobody knows crap at customer service. you just have to churn and burn and get it over quick.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 05, 2013, 06:02:56 PM
BOA is a terrible piece of crap.  First they lock out my online billing due to an error.  So I call them and they say its a mistake and they will fix it but it will take a few days, so I decide to make the payment online.  So its a couple days later and I hop online to check my account, the person input an extra 0 on my payment so I now have a 15000 credit on my card.  So I call support and they forward to me another department.  They ask for my card information on the automated process and that tells me my card is closed.  Their phone system screws up and disconnects me.  By the time I call back and get through the prompts, they are done for the weekend.

They better be offering me a big chunk of Virgin Atlantic points for this crap.
yeah boa cards are a rough ridin' joke. their online system is from the dark ages and nobody knows crap at customer service. you just have to churn and burn and get it over quick.

I work in a customer service type field so I usually try to be as pleasant as possible, but this is terrible.  Now my payments for my other CCs that I made after BOA screwed up are all going to be returned, causing Chase to charge me and my bank to charge me.  I can't believe that a CC just has no customer service that can help me over a weekend.  Ridiculous.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 05, 2013, 10:08:28 PM
BOA is a terrible piece of crap.  First they lock out my online billing due to an error.  So I call them and they say its a mistake and they will fix it but it will take a few days, so I decide to make the payment online.  So its a couple days later and I hop online to check my account, the person input an extra 0 on my payment so I now have a 15000 credit on my card.  So I call support and they forward to me another department.  They ask for my card information on the automated process and that tells me my card is closed.  Their phone system screws up and disconnects me.  By the time I call back and get through the prompts, they are done for the weekend.

They better be offering me a big chunk of Virgin Atlantic points for this crap.
yeah boa cards are a rough ridin' joke. their online system is from the dark ages and nobody knows crap at customer service. you just have to churn and burn and get it over quick.

I work in a customer service type field so I usually try to be as pleasant as possible, but this is terrible.  Now my payments for my other CCs that I made after BOA screwed up are all going to be returned, causing Chase to charge me and my bank to charge me.  I can't believe that a CC just has no customer service that can help me over a weekend.  Ridiculous.
so who screwed up?  how did the extra 0 get on there? did you call or do it online?  if they're truly the ones that mumped up and you can prove it wasn't you then I would call and keep elevating your complaint as high up as you can go.  they should pay for all of your fees.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 06, 2013, 12:32:44 PM
fwiw I was a BoA customer for about two years and always used their online customer service chat thing and never had any issues getting what I needed from them

but they pissed me off with some fees on my checking account so now my primary cc is an spg amex and I use charles schwab checking
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 07, 2013, 11:28:05 AM
catching up on this thread as i'm looking for the next option after hitting the spend needed on chase sapphire pref.

what's the window/timeline looking like for USAirways to AA points?  Are the 35k/no fee or 40k/fee offers dead?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 09, 2013, 11:07:56 AM
BOA is completely worthless.  Finally have a support person call me back after the weekend, today and not Monday, and they fully admit their mistake and say they can't do crap for 10 days.  Going to be calling them daily to yell at them now.  It didn't bother me at first because I figured it would be fixed by now and they would compensate me.  Now it is bothering me.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on April 09, 2013, 11:58:17 AM
catching up on this thread as i'm looking for the next option after hitting the spend needed on chase sapphire pref.

what's the window/timeline looking like for USAirways to AA points?  Are the 35k/no fee or 40k/fee offers dead?
I just got something in the mail about a 40k AA offer.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 09, 2013, 11:59:20 AM
catching up on this thread as i'm looking for the next option after hitting the spend needed on chase sapphire pref.

what's the window/timeline looking like for USAirways to AA points?  Are the 35k/no fee or 40k/fee offers dead?
I just got something in the mail about a 40k AA offer.

there are 50k AA cards. he's talking about US Air cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 12, 2013, 01:00:25 PM
Just tried for a 55k UA card w/ $1000 spend in 3 months. tried the trick in post 1654:

http://www.flyertalk.com/forum/milesbuzz/1330475-ua-mileage-explorer-card-offer-up-60k-miles-now-65k-50-statement-credit-111.html

I won't be able to know the bonus until I call the rep when I activate. Hope it works. Also, why do those dickheads do the post number instead of links or quotes? eff off with that crap.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 12, 2013, 01:03:49 PM
hadn't seen that. report back on results please. I can't do another United explorer for awhile as mrs. dave and I each got it about 1 1/2 years ago. I've been waiting for their ridiculous $500 annual fee bastard of a card to go fee free first year with a good bonus but I doubt it ever does.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 12, 2013, 01:39:10 PM
hadn't seen that. report back on results please. I can't do another United explorer for awhile as mrs. dave and I each got it about 1 1/2 years ago. I've been waiting for their ridiculous $500 annual fee bastard of a card to go fee free first year with a good bonus but I doubt it ever does.

yeah looks like you can't churn this one? Oh well.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 12, 2013, 01:39:50 PM
hadn't seen that. report back on results please. I can't do another United explorer for awhile as mrs. dave and I each got it about 1 1/2 years ago. I've been waiting for their ridiculous $500 annual fee bastard of a card to go fee free first year with a good bonus but I doubt it ever does.

yeah looks like you can't churn this one? Oh well.

can't churn any Chase cards. like, every 5 or so years you can get the bonus again.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 12, 2013, 01:46:36 PM
hadn't seen that. report back on results please. I can't do another United explorer for awhile as mrs. dave and I each got it about 1 1/2 years ago. I've been waiting for their ridiculous $500 annual fee bastard of a card to go fee free first year with a good bonus but I doubt it ever does.

yeah looks like you can't churn this one? Oh well.

can't churn any Chase cards. like, every 5 or so years you can get the bonus again.

damn, that sucks!

how do you know when you can get the bonus again?
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 12, 2013, 01:59:59 PM
hadn't seen that. report back on results please. I can't do another United explorer for awhile as mrs. dave and I each got it about 1 1/2 years ago. I've been waiting for their ridiculous $500 annual fee bastard of a card to go fee free first year with a good bonus but I doubt it ever does.

yeah looks like you can't churn this one? Oh well.

can't churn any Chase cards. like, every 5 or so years you can get the bonus again.

damn, that sucks!

how do you know when you can get the bonus again?

you don't know. you just have to know how each bank does stuff.
Title: Re: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 12, 2013, 02:06:19 PM
you don't know. you just have to know how each bank does stuff.

that's what I'm asking. With chase, it's exactly five years after you cancel before you can get the bonus again?
Title: Re: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 12, 2013, 02:11:36 PM
you don't know. you just have to know how each bank does stuff.

that's what I'm asking. With chase, it's exactly five years after you cancel before you can get the bonus again?

oh, sorry, I don't know if there is a hard and fast official waiting period. I mean, there probably is but I don't know what it is. from what I've read it's about 5 years. Amex is good because they will usually tell you in the terms how long you have to have gone without having the same bonus. on the recent 50k Gold Amex offer it said in the terms you couldn't have had the same product in the last year.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rage Against the McKee on April 16, 2013, 10:37:21 AM
So, I paid my state taxes yesterday and noticed that there was an option to pay using a credit card. I owed about $4000 and thought putting it on the card would be a great way to get a free vacation out of the deal. The service charge for using the card was about $100, though, (thanks, Obama) so I decided to just pay out of my bank account. Just for future reference, is there a card out there that I could have signed up for and gotten a reasonable vacation out of despite having to pay the extra $100?
Title: Re: How Many Credit Cards Do You Have?
Post by: RickRampus on April 16, 2013, 10:39:34 AM
So, I paid my state taxes yesterday and noticed that there was an option to pay using a credit card. I owed about $4000 and thought putting it on the card would be a great way to get a free vacation out of the deal. The service charge for using the card was about $100, though, (thanks, Obama) so I decided to just pay out of my bank account. Just for future reference, is there a card out there that I could have signed up for and gotten a reasonable vacation out of despite having to pay the extra $100?

I know I'm new to this credit card deal, but $100 seems like a pretty cheap vacay imo  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rage Against the McKee on April 16, 2013, 10:41:07 AM
So, I paid my state taxes yesterday and noticed that there was an option to pay using a credit card. I owed about $4000 and thought putting it on the card would be a great way to get a free vacation out of the deal. The service charge for using the card was about $100, though, (thanks, Obama) so I decided to just pay out of my bank account. Just for future reference, is there a card out there that I could have signed up for and gotten a reasonable vacation out of despite having to pay the extra $100?

I know I'm new to this credit card deal, but $100 seems like a pretty cheap vacay imo  :dunno:

Yeah, but I guess the question is really whether $4000 is enough to put on a credit card and actually go some place nice.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 16, 2013, 10:47:41 AM
If I was wanting to hit min spends, I would put it on CC.  If I was just getting base points, I would save the $100
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2013, 10:48:27 AM
So, I paid my state taxes yesterday and noticed that there was an option to pay using a credit card. I owed about $4000 and thought putting it on the card would be a great way to get a free vacation out of the deal. The service charge for using the card was about $100, though, (thanks, Obama) so I decided to just pay out of my bank account. Just for future reference, is there a card out there that I could have signed up for and gotten a reasonable vacation out of despite having to pay the extra $100?

You'd essentially be buying miles for 2.5 cents a mile. An Ultimate Reward point, United mile or American mile may be worth that but I wouldn't have done it unless I was trying to hit an amount of points for an upcoming trip. There are a couple ways to reduce that fee though:

http://boardingarea.com/blogs/frequentmiler/2013/01/15/pay-federal-taxes-by-credit-card-almost-for-free/

ultimately it seems like more of a pain in the ass than I would find worth it but YMMV. as chicat said, hitting a min. spend would be one way it would be worth it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 16, 2013, 10:49:27 AM
So, I paid my state taxes yesterday and noticed that there was an option to pay using a credit card. I owed about $4000 and thought putting it on the card would be a great way to get a free vacation out of the deal. The service charge for using the card was about $100, though, (thanks, Obama) so I decided to just pay out of my bank account. Just for future reference, is there a card out there that I could have signed up for and gotten a reasonable vacation out of despite having to pay the extra $100?

I know I'm new to this credit card deal, but $100 seems like a pretty cheap vacay imo  :dunno:

Yeah, but I guess the question is really whether $4000 is enough to put on a credit card and actually go some place nice.

yes is the short and lazy answer to your question. also, i'm just going to have to back out of this thread completely and stop giving advice. it's like teaching basic math to a group of third graders but it's not the good third graders, it's the ones that smell and kick other kids and have shown no propensity for learning despite numerous attempts to already teach them and i just can't do it anymore. godspeed sd.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2013, 10:51:29 AM
So, I paid my state taxes yesterday and noticed that there was an option to pay using a credit card. I owed about $4000 and thought putting it on the card would be a great way to get a free vacation out of the deal. The service charge for using the card was about $100, though, (thanks, Obama) so I decided to just pay out of my bank account. Just for future reference, is there a card out there that I could have signed up for and gotten a reasonable vacation out of despite having to pay the extra $100?

I know I'm new to this credit card deal, but $100 seems like a pretty cheap vacay imo  :dunno:

Yeah, but I guess the question is really whether $4000 is enough to put on a credit card and actually go some place nice.

yes is the short and lazy answer to your question. also, i'm just going to have to back out of this thread completely and stop giving advice. it's like teaching basic math to a group of third graders but it's not the good third graders, it's the ones that smell and kick other kids and have shown no propensity for learning despite numerous attempts to already teach them and i just can't do it anymore. godspeed sd.

lol, yeah.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 16, 2013, 11:48:27 AM
does it hurt you to apply for cards for the hell of it?

like, i just applied for a chase sapphire preferred kind of just for fun and they said they need more time to review my application.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2013, 11:49:33 AM
does it hurt you to apply for cards for the hell of it?

like, i just applied for a chase sapphire preferred kind of just for fun and they said they need more time to review my application.

not really. maybe a point or two for a short time. call chase right now at 1-888-245-0625 and ask them what their problem is. usually that's all it takes to get approved.

http://thepointsguy.com/2013/03/credit-card-application-reconsideration-line-phone-numbers/
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 16, 2013, 12:22:39 PM
does it hurt you to apply for cards for the hell of it?

like, i just applied for a chase sapphire preferred kind of just for fun and they said they need more time to review my application.

it will reduce your credit score some, but how much varies on your credit history.    If you have a large credit purchase coming up (mortgage, car, etc) it would be best to wait until after (especially if doing multiple cards), as it could affect the rate offered.   But for most it's not a significant issue.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 16, 2013, 03:54:25 PM
Just tried for a 55k UA card w/ $1000 spend in 3 months. tried the trick in post 1654:

http://www.flyertalk.com/forum/milesbuzz/1330475-ua-mileage-explorer-card-offer-up-60k-miles-now-65k-50-statement-credit-111.html

I won't be able to know the bonus until I call the rep when I activate. Hope it works. Also, why do those dickheads do the post number instead of links or quotes? eff off with that crap.

Please report back what you find out. I'll be needing to get that card later in the year. Always scares me to apply for a card and not have a page telling me I'll get x amount of points.

I know it's been talked about on here before, but I just got the CSP last week. Crazy how heavy this card is.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 16, 2013, 04:05:22 PM
I know I'm late on this one, but can you believe lucky is scared of flying now?  :frown:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2013, 04:54:45 PM
He'll get over it. It's all he has.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on April 17, 2013, 12:03:29 AM
So, I paid my state taxes yesterday and noticed that there was an option to pay using a credit card. I owed about $4000 and thought putting it on the card would be a great way to get a free vacation out of the deal. The service charge for using the card was about $100, though, (thanks, Obama) so I decided to just pay out of my bank account. Just for future reference, is there a card out there that I could have signed up for and gotten a reasonable vacation out of despite having to pay the extra $100?

I know I'm new to this credit card deal, but $100 seems like a pretty cheap vacay imo  :dunno:

Yeah, but I guess the question is really whether $4000 is enough to put on a credit card and actually go some place nice.

yes is the short and lazy answer to your question. also, i'm just going to have to back out of this thread completely and stop giving advice. it's like teaching basic math to a group of third graders but it's not the good third graders, it's the ones that smell and kick other kids and have shown no propensity for learning despite numerous attempts to already teach them and i just can't do it anymore. godspeed sd.
Please start a personal thread for me to lurk in then. TIA.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 19, 2013, 01:51:18 PM
catching up on this thread as i'm looking for the next option after hitting the spend needed on chase sapphire pref.

what's the window/timeline looking like for USAirways to AA points?  Are the 35k/no fee or 40k/fee offers dead?
I just got something in the mail about a 40k AA offer.

there are 50k AA cards. he's talking about US Air cards.

Thanks for all the help on this one, guys.  :flush:

About to buy a house and buy a crap ton of furniture and crap.  Figured I'd open a new card for that.  Just hit the Sapphire Preferred spend in a month.  Piece of cake.  What's next?  I've recently had SPG, AA, BA.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2013, 01:56:15 PM
there are still US Air cards available. 50k AA. 50k Gold Amex. Other Ultimate Rewards cards. Rusty's 50k United deal looks good. start churning Frontier if you live in a Frontier city. tons of options.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 19, 2013, 02:25:20 PM
Just tried for a 55k UA card w/ $1000 spend in 3 months. tried the trick in post 1654:

http://www.flyertalk.com/forum/milesbuzz/1330475-ua-mileage-explorer-card-offer-up-60k-miles-now-65k-50-statement-credit-111.html

I won't be able to know the bonus until I call the rep when I activate. Hope it works. Also, why do those dickheads do the post number instead of links or quotes? eff off with that crap.

Please report back what you find out. I'll be needing to get that card later in the year. Always scares me to apply for a card and not have a page telling me I'll get x amount of points.

I know it's been talked about on here before, but I just got the CSP last week. Crazy how heavy this card is.

I still haven't gotten the rough ridin' card even though I was instantly approved (with credit line and everything). Calling this afternoon.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2013, 02:43:29 PM
Sick of this
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 19, 2013, 02:49:26 PM
I guess the email sent last Friday said 5-7 business days. But still bullshit. Just mail the rough rider.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on April 19, 2013, 06:47:05 PM
Random contribution to the thread, the idea that you can't apply/have a bunch of credits cards and get a (large) home loan is an absolute myth.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 20, 2013, 01:22:45 PM
Just tried for a 55k UA card w/ $1000 spend in 3 months. tried the trick in post 1654:

http://www.flyertalk.com/forum/milesbuzz/1330475-ua-mileage-explorer-card-offer-up-60k-miles-now-65k-50-statement-credit-111.html

I won't be able to know the bonus until I call the rep when I activate. Hope it works. Also, why do those dickheads do the post number instead of links or quotes? eff off with that crap.

it worked!

50k with $1000 spend +5k when you add an authorized user.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2013, 01:25:01 PM
 :thumbs:

that's a good deal. 50k is a one way biz class to europe on swiss or lufty or brussels or austrian. all elite euro carriers. 62.5k for first.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 20, 2013, 01:36:21 PM
:thumbs:

that's a good deal. 50k is a one way biz class to europe on swiss or lufty or brussels or austrian. all elite euro carriers. 62.5k for first.

will probably end up being two saver rt's to visit family on the east coast. :frown:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2013, 01:40:04 PM
:thumbs:

that's a good deal. 50k is a one way biz class to europe on swiss or lufty or brussels or austrian. all elite euro carriers. 62.5k for first.

will probably end up being two saver rt's to visit family on the east coast. :frown:

STILL A HUGE MONEY SAVER MOMMY POINTS!
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 20, 2013, 01:55:16 PM
:thumbs:

that's a good deal. 50k is a one way biz class to europe on swiss or lufty or brussels or austrian. all elite euro carriers. 62.5k for first.

will probably end up being two saver rt's to visit family on the east coast. :frown:

STILL A HUGE MONEY SAVER MOMMY POINTS!

:frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2013, 01:58:45 PM
it actually is though. trans con tickets are as expensive as trans atlantic a good amount of time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2013, 02:01:16 PM
FELIX! Eqyptian Marriott resort review turns into tubing with a prince of Kuwait.

http://boardingarea.com/blogs/pointmetotheplane/2013/04/20/trip-report-sharm-el-sheikh-marriott-resort-tubing-w-the-prince-of-kuwait/?utm_source=twitterfeed&utm_medium=twitter
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2013, 02:06:07 PM
Quote from:  that stud prince
I will pay for your tubing and banana boating. Come with me.

(http://boardingarea.com/blogs/pointmetotheplane/files/2013/04/2.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2013, 02:06:30 PM
also, wtf with not taking him up on his fishing and other excursion offers? JFC.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2013, 02:07:20 PM
Quote from:  that stud prince prolly
Hold on, the driver gets a bid YOLO on the waves

(http://boardingarea.com/blogs/pointmetotheplane/files/2013/04/22.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2013, 02:08:41 PM
Quote from:  that stud prince prolly
This will probably be the only time you banana boat with a prince of kuwait, soak it in

(http://boardingarea.com/blogs/pointmetotheplane/files/2013/04/11.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 22, 2013, 07:40:48 AM
Amex has a new 35% transfer bonus to BA. Not as good as their previous 50% offer but still pretty nice. Could be a good time to unload your 50k gold bonuses. 50k = 67.5k Avios
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 22, 2013, 09:22:06 AM
Random contribution to the thread, the idea that you can't apply/have a bunch of credits cards and get a (large) home loan is an absolute myth.

it's a myth that (most) won't get approved for a mortgage, but you do run the risk of higher rates.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on April 23, 2013, 10:55:07 AM
Finally stopped being butthurt and sucked it up. Got a shitty Capital One card with a terrible limit and even more laughable APR. No big deal I guess... gotta start somewhere.

Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2013, 12:01:10 PM
Finally stopped being butthurt and sucked it up. Got a shitty Capital One card with a terrible limit and even more laughable APR. No big deal I guess... gotta start somewhere.



If you worry about APR you probably aren't ready for a credit card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2013, 12:02:48 PM
Finally stopped being butthurt and sucked it up. Got a shitty Capital One card with a terrible limit and even more laughable APR. No big deal I guess... gotta start somewhere.



If you worry about APR you probably aren't ready for a credit card.

as KSC's life planner I can assure you he is not going to carry a balance ever
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2013, 12:06:17 PM
Finally stopped being butthurt and sucked it up. Got a shitty Capital One card with a terrible limit and even more laughable APR. No big deal I guess... gotta start somewhere.



If you worry about APR you probably aren't ready for a credit card.

as KSC's life planner I can assure you he is not going to carry a balance ever

OK then, carry on.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2013, 12:11:37 PM
mrs. dave and I just churned the AA Visa again. after we hit the spend we will be sitting on about 450k AA miles combined. getting close to a couple 1st class around the world one world tickets. already have enough for two tickets in 1st up to 20k miles on one world (up to 50k miles in biz) with 90k AA miles to spare. I'm not going to use them for this but it's fun to see what I could do with them.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on April 23, 2013, 12:56:00 PM
Finally stopped being butthurt and sucked it up. Got a shitty Capital One card with a terrible limit and even more laughable APR. No big deal I guess... gotta start somewhere.



If you worry about APR you probably aren't ready for a credit card.

as KSC's life planner I can assure you he is not going to carry a balance ever

well maybe if you were a better life planner id be a millionaire by now huh.

yeah... never gonna use that thing. the devil in the form of plastic
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2013, 01:01:26 PM
Finally stopped being butthurt and sucked it up. Got a shitty Capital One card with a terrible limit and even more laughable APR. No big deal I guess... gotta start somewhere.



If you worry about APR you probably aren't ready for a credit card.

as KSC's life planner I can assure you he is not going to carry a balance ever

well maybe if you were a better life planner id be a millionaire by now huh.

yeah... never gonna use that thing. the devil in the form of plastic

use the crap out of it
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 23, 2013, 01:58:26 PM
Finally stopped being butthurt and sucked it up. Got a shitty Capital One card with a terrible limit and even more laughable APR. No big deal I guess... gotta start somewhere.



If you worry about APR you probably aren't ready for a credit card.

as KSC's life planner I can assure you he is not going to carry a balance ever

well maybe if you were a better life planner id be a millionaire by now huh.

yeah... never gonna use that thing. the devil in the form of plastic

you want to use it as much as you can.  charge normal things like bills to it to start off, like have your cable and electric automatically charge it, then pay it off in full each month.  that will keep you from overspending since it's your first one, but it will help build your credit very quickly.  you want to use it and pay it in full regularly, that's the most important thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on April 23, 2013, 02:13:59 PM
yeah its a $500 limit so its not gonna get too crazy out there bros. but i appreciate the help... ill let you know when i start getting baller steve dave credit and fly him around the world because he is my life planner. might take ben ji too idk.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on April 23, 2013, 02:22:27 PM
I haven't canceled any of my previous cards.  I extended the BA card a year or two with no annual fee so I had a zero foreign transactions card when I needed it.  I can probably find another one with that.  So tonight JWWife and I are cancelling BA, US Air, United, and two AA's.  Unless there is a reason not to do this.  I've also been spending past my bonus amount on a SW card.  Need a few new ones and then I can cancel that one also. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2013, 02:23:37 PM
I haven't canceled any of my previous cards.  I extended the BA card a year or two with no annual fee so I had a zero foreign transactions card when I needed it.  I can probably find another one with that.  So tonight JWWife and I are cancelling BA, US Air, United, and two AA's.  Unless there is a reason not to do this.  I've also been spending past my bonus amount on a SW card.  Need a few new ones and then I can cancel that one also.

Chase Sapphire Preferred
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 23, 2013, 02:34:46 PM
how long has it been since you signed up for the aa's? do you want miles or hotel points or cash?
Title: Re: How Many Credit Cards Do You Have?
Post by: Daddy Claxton on April 23, 2013, 02:48:06 PM
Received an email out of the blue from BoA that they are cancelling e-billing and will paper bill for a card I cancelled almost 10 years ago.

Apparently they didn't cancel it. Doesn't matter though?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2013, 02:48:35 PM
Received an email out of the blue from BoA that they are cancelling e-billing and will paper bill for a card I cancelled almost 10 years ago.

Apparently they didn't cancel it. Doesn't matter though?

yeah, doesn't matter
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on April 23, 2013, 03:01:57 PM
how long has it been since you signed up for the aa's? do you want miles or hotel points or cash?

Probably close to a year.  Starting to think cash might be the way to go.  Really up for whatever is the better deal though. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 23, 2013, 03:12:48 PM
how long has it been since you signed up for the aa's? do you want miles or hotel points or cash?

Probably close to a year.  Starting to think cash might be the way to go.  Really up for whatever is the better deal though.

there is a business aa that you could sign up for that would get you 50k with 2.5k spend in four months. then wait two days and sign up for a personal aa mastercard that gets you another 30k. it's a different product that the two 50k personal aa's that you got before so you can still get this even though it's only been a year. then there is a new barclays card that will give you something like $400 after 1k in spend. so three cards with 4.5k spend four months and you'd get 80k aa and $400. you both do it and 160k aa and $800. combine that with one of the chase hotel cards that you only have to use once or whatever and you could have a nice trip. there's prob better advice out there though and honestly you should prob just do whatever sd says.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2013, 03:15:21 PM
how long has it been since you signed up for the aa's? do you want miles or hotel points or cash?

Probably close to a year.  Starting to think cash might be the way to go.  Really up for whatever is the better deal though.

there is a business aa that you could sign up for that would get you 50k with 2.5k spend in four months. then wait two days and sign up for a personal aa mastercard that gets you another 30k. it's a different product that the two 50k personal aa's that you got before so you can still get this even though it's only been a year. then there is a new barclays card that will give you something like $400 after 1k in spend. so three cards with 4.5k spend four months and you'd get 85k aa and $400. you both do it and 170k aa and $800. combine that with one of the chase hotel cards that you only have to use once or whatever and you could have a nice trip. there's prob better advice out there though and honestly you should prob just do whatever sd says.

no, this is probably the best advice
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on April 23, 2013, 03:40:51 PM
Received an email out of the blue from BoA that they are cancelling e-billing and will paper bill for a card I cancelled almost 10 years ago.

Apparently they didn't cancel it. Doesn't matter though?

Depending on the age of the card and the number of other cards you have, may be best to leave it open to help with the average credit age.

Probably doesn't matter much either way though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on April 23, 2013, 04:03:54 PM
Quote from: rick daris

Quote from: steve dave

You guys are literally the best.  Thanks for the help. 
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2013, 02:12:07 PM
does it hurt you to apply for cards for the hell of it?

like, i just applied for a chase sapphire preferred kind of just for fun and they said they need more time to review my application.

not really. maybe a point or two for a short time. call chase right now at 1-888-245-0625 and ask them what their problem is. usually that's all it takes to get approved.

http://thepointsguy.com/2013/03/credit-card-application-reconsideration-line-phone-numbers/

approved. :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2013, 02:13:09 PM
does it hurt you to apply for cards for the hell of it?

like, i just applied for a chase sapphire preferred kind of just for fun and they said they need more time to review my application.

not really. maybe a point or two for a short time. call chase right now at 1-888-245-0625 and ask them what their problem is. usually that's all it takes to get approved.

http://thepointsguy.com/2013/03/credit-card-application-reconsideration-line-phone-numbers/

approved. :gocho:

bet it feels amazing. hell, I know it does. congrats friend.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2013, 02:14:10 PM
i am unjustifiably excited
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 24, 2013, 05:29:35 PM
i am unjustifiably excited
no.  totally justified.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2013, 06:37:56 PM
warm up the emawblast credit card posts.

3X points for dining on first fridays of the month in 2013. i might just go load up on gift cards at my favorite places.  :)
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on April 24, 2013, 08:37:35 PM
warm up the emawblast credit card posts.

3X points for dining on first fridays of the month in 2013. i might just go load up on gift cards at my favorite places.  :)

Or take KSC out for drinks
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 24, 2013, 08:59:58 PM
warm up the emawblast credit card posts.

3X points for dining on first fridays of the month in 2013. i might just go load up on gift cards at my favorite places.  :)
tip of the iceberg my friend.  just make sure you hit the minimum spend to the get the bonus.  that's what it's all about after all.

also (and I'm sure you're smart enough to have figured this out) the first thing you need to do when you get your card (as with every single card you get for the rest of your life) is go online and set up autopay to have the full balance paid on the due date every month.  I sit down at my computer and do it while I'm on the phone activating the card so I don't have to think about it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2013, 09:20:24 PM
set up autopay to have the full balance paid on the due date every month.

oh yeah, for sure.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2013, 09:20:47 PM
Or take KSC out for drinks

 :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 24, 2013, 09:22:28 PM
Should have my SWA companion pass by middle of May. :thumbsup:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 24, 2013, 09:27:03 PM
Should have my SWA companion pass by middle of May. :thumbsup:

I really mumped this up. I thought you only had to earn the miles in a 12 month period and not a calendar year.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 24, 2013, 09:27:30 PM
Should have my SWA companion pass by middle of May. :thumbsup:

I really mumped this up. I thought you only had to earn the miles in a 12 month period and not a calendar year.

what I'm trying to say is congrats
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on April 24, 2013, 09:32:22 PM
I just got an offer in the mail for a southwest rapid rewards visa signature with a 50,000 bonus for a 2k spend over 3 months. Is this a good starting point for a future credit card wizard?

it has a 99$ annual fee, is that immediate or at the start of next year? doesn't say it's waived anywhere.

it says 50,000 pts is over 800$ in fare
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 24, 2013, 09:35:14 PM
I just got an offer in the mail for a southwest rapid rewards visa signature with a 50,000 bonus for a 2k spend over 3 months. Is this a good starting point for a future credit card wizard?

it has a 99$ annual fee, is that immediate or at the start of next year? doesn't say it's waived anywhere.

it says 50,000 pts is over 800$ in fare

That's how I did it and I got them beginning of March....the $99 is immediate and they won't waive it.  Get the business card too if they are still offering 50k points for that one as well....get you 95% of the way there after putting $4k between the two.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 24, 2013, 09:36:00 PM
Should have my SWA companion pass by middle of May. :thumbsup:

I really mumped this up. I thought you only had to earn the miles in a 12 month period and not a calendar year.

what I'm trying to say is congrats

Man that sucks.  Thanks though.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on April 24, 2013, 09:38:24 PM
95% where? credit card wizardry school?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 24, 2013, 09:47:58 PM
95% where? credit card wizardry school?

to a companion pass. If you get 110k miles in a calendar year you get one which is like an incredible deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 24, 2013, 09:52:25 PM
95% where? credit card wizardry school?

Read this:
http://millionmilesecrets.com/2012/11/14/southwest-companion-pass-2/

Although make sure they are still doing the 50,000 point thing....based on Chase's site, it doesn't look like it's active right now.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 24, 2013, 09:54:41 PM
i have a real hangup about paying annual fees.  i almost don't care what they offer if the fee isn't waived.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on April 24, 2013, 09:58:25 PM
95% where? credit card wizardry school?

Read this:
http://millionmilesecrets.com/2012/11/14/southwest-companion-pass-2/

Although make sure they are still doing the 50,000 point thing....based on Chase's site, it doesn't look like it's active right now.

that is definitely wizardry  :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on April 24, 2013, 10:09:21 PM
trying to get all that in 5 months seems pretty stressful. maybe i should wait till january then blast it?

so you earn the 110k in one calendar year, then you get a companion pass for the next calendar year?

Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 24, 2013, 10:48:49 PM
trying to get all that in 5 months seems pretty stressful. maybe i should wait till january then blast it?

so you earn the 110k in one calendar year, then you get a companion pass for the next calendar year?

Get it for the current year and the entire next calendar year.  Best situation is to get the 50k offer at the end of a year but don't hit the spend of $2,000 on the card until the beginning of the next year...and get the companion pass for like 22 months.
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 25, 2013, 06:43:08 AM
Best thing that ever happened to me was the BA 100k card/bonus.

Up to 4 RT flights from KC-DFW for my family to come visit for the Cotton Bowl. 3 RT flights from DFW-MHK for the KSU-OSU football game. 1 RT from DFW-ATL and a one-way from DFW to OMA for the CWS this year. Might have to buy SD a drink while I'm there. Oh, still have 22k Avios points left.

On another note.... Still looking for my next card. SD - how long between AA churns to rack up those 450k AA points?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 25, 2013, 07:18:38 AM
You used to be able to churn the crap out of the AA cards but now they cut it down to like 18 months between churn for the personal cards. The biz can still be churned more often. Between mrs. dave and I we have gotten well over a million AA miles in the last 5 or so years from them. they used to be 75k per card as well (and 100k for a short while). So, like, we were churning two AA cards (4 including mrs. daves) at 75k each every 3 or 4 months. it was truly the golden age of the points game.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on April 25, 2013, 08:02:49 AM
trying to get all that in 5 months seems pretty stressful. maybe i should wait till january then blast it?

so you earn the 110k in one calendar year, then you get a companion pass for the next calendar year?

Get it for the current year and the entire next calendar year.  Best situation is to get the 50k offer at the end of a year but don't hit the spend of $2,000 on the card until the beginning of the next year...and get the companion pass for like 22 months.

It is pretty amazing.  Got mine in March and have already used it twice  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 25, 2013, 08:29:12 AM
stupid question... would payments to paypal count towards points on my chase sapphire preferred (*chills*) ???
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on April 25, 2013, 08:31:34 AM
stupid question... would payments to paypal count towards points on my chase sapphire preferred (*chills*) ???

Yeah pretty much anything that isn't using credit to pay for credit will work.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 25, 2013, 08:33:05 AM
i think i can use paypal to pay rent with the land lord i will have starting next month. basically paying for flights with my rent.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 25, 2013, 08:38:12 AM
i think i can use paypal to pay rent with the land lord i will have starting next month. basically paying for flights with my rent.
just make sure you're not paying a premium.  paypal I think takes like 2% or 3% and the payee usually passes that cost onto the payor.  just make sure it's not cheaper to pay him another way or you're essentially buying points at a pretty expensive premium.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on April 25, 2013, 12:42:54 PM
Guys, I'm pretty sure I just did something stupid.  The AA Visa lady offered me $85 credit to not cancel.  She said it would post sometime on my next two statements so May or June.  My account renewal date is June something so the annual fee would have probably hit around the same time.  I just cancelled.  I thought it was a trap. 

Also, I almost lol'd at the BA/United "specialist."  She went through her standard script for the BA cancel and then mentioned something about the United Card.  I said, "Oh yeah, I want to cancel that one too."  She sounded really sad and then proceeded with the exact same script from the first one.  Something like, "Oh no, well I am very sorry to hear that... also...".  I mean it was word for word.  Not surprising but def. funny. 

Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on April 25, 2013, 01:06:22 PM
Guys, I'm pretty sure I just did something stupid.  The AA Visa lady offered me $85 credit to not cancel.  She said it would post sometime on my next two statements so May or June.  My account renewal date is June something so the annual fee would have probably hit around the same time.  I just cancelled.  I thought it was a trap. 

Also, I almost lol'd at the BA/United "specialist."  She went through her standard script for the BA cancel and then mentioned something about the United Card.  I said, "Oh yeah, I want to cancel that one too."  She sounded really sad and then proceeded with the exact same script from the first one.  Something like, "Oh no, well I am very sorry to hear that... also...".  I mean it was word for word.  Not surprising but def. funny.

Not a trap, but it doesn't really matter either way.  If you were going to churn it, you'd have had to cancel it within another 6 months or so anyway.

At most, you might have cost yourself free Priority Access and checked bags on any AA flights you take in the next 8 months until the churn is complete.  (Assuming you're not already Gold or above)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 26, 2013, 06:59:05 AM
AA/USA merger timeline info

http://blogs.wsj.com/middleseat/2013/04/25/american-airlines-us-airways-reveal-airline-merger-plans/?mod=yahoo_hs
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 28, 2013, 10:44:18 AM
New AXON award rules. Even more awful than I expected (and I expected them to be pretty awful)

(http://first2board.com/themrpickles/files/2013/04/Screen-Shot-2013-04-26-at-11.17.21-PM.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 28, 2013, 10:45:43 AM
as of a few months ago you could book 4 nights at those cat 10 properties without using an AXON or GLON award for 200k. Using an AXON they were only 145k. Now, even using an AXON, it's 300k.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on April 28, 2013, 07:33:22 PM
yeah, definitely doesn't make sense to book the elite hotels for a vacation anymore but I still contend it's the best program for mid range hotels simply because of the churnability of the cards. there's still a lot of good cat 5-7 hilton properties.  staying at the hilton los cabos for 5 nights next week for 160 points with the new 5th night free deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 29, 2013, 05:58:18 PM
does it hurt you to apply for cards for the hell of it?

like, i just applied for a chase sapphire preferred kind of just for fun and they said they need more time to review my application.

not really. maybe a point or two for a short time. call chase right now at 1-888-245-0625 and ask them what their problem is. usually that's all it takes to get approved.

http://thepointsguy.com/2013/03/credit-card-application-reconsideration-line-phone-numbers/

approved. :gocho:

by far the sexiest physical credit card i have ever laid eyes on.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 01, 2013, 12:08:58 AM
Bought my first tank of gas with my new card today, you guys. Feel like its the equivalent of my first dollar being framed or something.

I owe it all to you, credit card nerds.
Title: Re: How Many Credit Cards Do You Have?
Post by: bones129 on May 01, 2013, 12:14:56 AM
 :)
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on May 01, 2013, 12:16:06 AM
I currently have 1, a chase freedom card. I know SD posted a list on the first page, are those still the ones I should apply for?
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 01, 2013, 04:01:33 PM
So, I just applied for the AA Visa though a link on flyertalk.  It's the first time I'm using a link for an expired offer (got approved obv).  I know that it says exactly on the site that it won't mention the offer anywhere and to just have faith and stuff.  So, yeah, pretty stupid post so far, but hey, "It's K_M when does he not have a stupid post?" I just need someone to make me feel better about it.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2013, 04:20:09 PM
Have done that tons. Don't sweat it. FT won't eff you over (just yell at you for posting in the wrong thread)
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on May 01, 2013, 04:25:27 PM
Both of my AA apps were through expired links -- got the miles both times
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 01, 2013, 04:37:54 PM
So, I just applied for the AA Visa though a link on flyertalk.  It's the first time I'm using a link for an expired offer (got approved obv).  I know that it says exactly on the site that it won't mention the offer anywhere and to just have faith and stuff.  So, yeah, pretty stupid post so far, but hey, "It's K_M when does he not have a stupid post?" I just need someone to make me feel better about it.

link?
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 01, 2013, 05:03:23 PM
Thanks, guys. I feel better, now! I can just call customer service and confirm the bonus offer when I get the card, right? As for the link, I had it on my work computer, I just searched "best credit card offers" and it took me to a boardingarea.com site which then brought me to a flyertalk thread with the links. I'm about 99% sure SD or someone posted the flyertalk link somewhere in this thread, good luck finding it.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 01, 2013, 05:05:48 PM
Thanks, guys. I feel better, now! I can just call customer service and confirm the bonus offer when I get the card, right? As for the link, I had it on my work computer, I just searched "best credit card offers" and it took me to a boardingarea.com site which then brought me to a flyertalk thread with the links. I'm about 99% sure SD or someone posted the flyertalk link somewhere in this thread, good luck finding it.

I just want to bitch again how they use post numbers instead of quotes on FT. Fuckers.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 01, 2013, 05:09:55 PM
Why don't you go make a thread about that on FT and chat with them about it?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 01, 2013, 06:02:48 PM
Why don't you go make a thread about that on FT and chat with them about it?


I don't go there very much.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 01, 2013, 07:10:19 PM
Why don't you go make a thread about that on FT and chat with them about it?


I don't go there very much.
I was just kidding around because of how mean they would be to you if you did that.
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on May 01, 2013, 11:23:55 PM
 :cyclist: dobber just got in the cc game. I have collected airline/hotel points in the basic manner for years. I am anti credit card when people actually use them for credit vs. 30 days SAC. However, you all have convinced me that I have been a complete idiot by not taking advantage of these free miles. I was just approved for the unitedexplorer for 50,000 pts plus the 5k for an additional user.

I will say that when I saw the crazy amount they approved me for, it reminded me of the time that my then current CC company called me up and wanted to raise our credit to $100,000. I asked them, "What do you think I am going to use my cc for? To buy a house?"

How do I get them to lower the credit limit when I apply online?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 01, 2013, 11:29:14 PM
:cyclist: dobber just got in the cc game. I have collected airline/hotel points in the basic manner for years. I am anti credit card when people actually use them for credit vs. 30 days SAC. However, you all have convinced me that I have been a complete idiot by not taking advantage of these free miles. I was just approved for the unitedexplorer for 50,000 pts plus the 5k for an additional user.

I will say that when I saw the crazy amount they approved me for, it reminded me of the time that my then current CC company called me up and wanted to raise our credit to $100,000. I asked them, "What do you think I am going to use my cc for? To buy a house?"

How do I get them to lower the credit limit when I apply online?


good for you, dobber.  you don't want them to lower your limit, unless you're a heroin addict or something like that.  to prove your not an idiot, see if you can get them to raise it.
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on May 01, 2013, 11:44:19 PM
:cyclist: dobber just got in the cc game. I have collected airline/hotel points in the basic manner for years. I am anti credit card when people actually use them for credit vs. 30 days SAC. However, you all have convinced me that I have been a complete idiot by not taking advantage of these free miles. I was just approved for the unitedexplorer for 50,000 pts plus the 5k for an additional user.

I will say that when I saw the crazy amount they approved me for, it reminded me of the time that my then current CC company called me up and wanted to raise our credit to $100,000. I asked them, "What do you think I am going to use my cc for? To buy a house?"

How do I get them to lower the credit limit when I apply online?


good for you, dobber.  you don't want them to lower your limit, unless you're a heroin addict or something like that.  to prove your not an idiot, see if you can get them to raise it.
Oh, I am still an idiot, just not a complete idiot. I'd rather spend the two minutes it would take to get them to raise my credit doing something more worthwhile, like bbs'n.

But seriously, what would additional credit actually do for me? I don't have "Beems type money," but we are setting pretty good and they already gave me a pretty significant amount of credit. What is the reason for wanting more credit? Or, is this really just a test you have placed in front of me?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 02, 2013, 01:10:30 AM
What is the reason for wanting more credit? Or, is this really just a test you have placed in front of me?

your credit score is partially based on the ratio of credit you are using to the credit available to you.  in theory*, the higher your score, the more free stuff banks will give you to apply for their credit cards.



*- in reality, raising or lowering your limit on one card probably doesn't impact your ability to rape banks at all, but still.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2013, 06:04:11 AM
Nice work dobs. Now apply for a few more.
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on May 02, 2013, 07:09:50 AM
What is the reason for wanting more credit? Or, is this really just a test you have placed in front of me?

your credit score is partially based on the ratio of credit you are using to the credit available to you.  in theory*, the higher your score, the more free stuff banks will give you to apply for their credit cards.



*- in reality, raising or lowering your limit on one card probably doesn't impact your ability to rape banks at all, but still.
After I sent that, I realized you were probably saying that I should increase my ratio. I have a high credit score already. I doubt I can increase it too much at this point. Thanks for the tip. I got some reading to do to catch up on what is next!
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on May 02, 2013, 07:11:38 AM
Nice work dobs. Now apply for a few more.
As a guy who hasn't applied for credit cards in forever, should I keep a little bit of distance between each application? I am probably not going to go crazy with this, but we do fly SW some, so I might get that card as well. Would I be better served to wait a few weeks or a month?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2013, 07:21:25 AM
Nice work dobs. Now apply for a few more.
As a guy who hasn't applied for credit cards in forever, should I keep a little bit of distance between each application? I am probably not going to go crazy with this, but we do fly SW some, so I might get that card as well. Would I be better served to wait a few weeks or a month?

No, you should apply for between 3 and infinity (depends what you can make the minimum spend on) on the same day about 4 times a year. the reason is that the cards don't see you applying for shitloads of credit because it is all in the same day. But, right now, you don't have anything to worry about because you have baller credit and almost no available credit (if this is the only card you have right now). The problem with the SW card now is that you just got a Chase card. Chase wants you to wait a few months between applications. You can plan out your strategy by applying for a card from each bank at each "churn" date. Today you should apply for the 50k AA card (Citi), one of the US Air cards (Barclays), and an Amex (I'd go with the 50k business gold card).

AA Card (spend $2,500 in first 4 months): https://www.citicards.com/cards/acq/Apply.do?promocode=altch&ProspectID=8EA705F8D3114B43A1014F9E651A65E1&app=UNSOL&sc=4XKIWCH1&m=ZGOGOZZZZZW&langId=EN&siteId=CB&B=S&screenID=3001


35k US Air Card (miles after first purchase): https://www.barclaycardus.com/app/japply/WebAppGate.jsp?obchannel=057&browserUserAgent=Mozilla%2F4.0+%28compatible%3B+MSIE+8.0%3B+Windows+NT+5.1%3B+Trident%2F4.0%3B+.NET+CLR+2.0.50727%3B+.NET+CLR+1.1.4322%3B+.NET+CLR+3.0.4506.2152%3B+.NET+CLR+3.5.30729%3B+.NET4.0C%3B+.NET4.0E%3B+Zurich+Financial+Services%29&campaignId=1695&clickid=&outboundAdLocation=031&sqGroup=20&prodidreq=CCMWC47808&obcreative=0000000&product.IowaEnable=false&partnerid=654&ibchannel=26&appcreative=01030&landcreative=000000&referrerid=&listid=&obadloc=031&landpage=00000&campaignid=0001695&prescreenId=&legacy=true

50k Gold Business Amex (have to spend $5k in 3 months): http://www262.americanexpress.com/landing-page/business-cards/sclp/bgold/pm0003/42732?PID=14&BUID=SBS&PSKU=BGR&CRTV=BGR50K&VEID=1581187314&AFFID=k547978

Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on May 02, 2013, 07:29:17 AM
One last question, and then I will try not to be a bother since you have been very helpful to so many other people in this thread already.
Would you show my what the column headings that are on your personal cc spreadsheet? Again, I am not likely going to go crazy on this, but if I decide to get crazy, I think I should have this set up in a manageable fashion.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2013, 07:35:31 AM
One last question, and then I will try not to be a bother since you have been very helpful to so many other people in this thread already.
Would you show my what the column headings that are on your personal cc spreadsheet? Again, I am not likely going to go crazy on this, but if I decide to get crazy, I think I should have this set up in a manageable fashion.

I have the card name, when I applied, what the bonus is, what the min. spend is to get it, what the annual fee is. I mark the annual fee "cancelled" once I cancel it. Then I have a running list of all the cards I have or had so I can time when to apply again. You may want more info on yours though. I would suggest a bank column at least and probably one with what benefits each card has and what categories you get spend bonuses for each until you have that memorized. Also, you should apply for the same cards you apply for under mrs. dobber's name if you can meet the minimum spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 02, 2013, 08:12:21 AM
:cyclist: dobber just got in the cc game. I have collected airline/hotel points in the basic manner for years. I am anti credit card when people actually use them for credit vs. 30 days SAC. However, you all have convinced me that I have been a complete idiot by not taking advantage of these free miles. I was just approved for the unitedexplorer for 50,000 pts plus the 5k for an additional user.

I will say that when I saw the crazy amount they approved me for, it reminded me of the time that my then current CC company called me up and wanted to raise our credit to $100,000. I asked them, "What do you think I am going to use my cc for? To buy a house?"

How do I get them to lower the credit limit when I apply online?


good for you, dobber.  you don't want them to lower your limit, unless you're a heroin addict or something like that.  to prove your not an idiot, see if you can get them to raise it.

don't want a huge unused credit line either, that also counts against you.    I had 2 credit cards that ended up with credit lines in the 30-50k range, so I requested both be lowered
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2013, 08:20:38 AM
don't want a huge unused credit line either, that also counts against you. 

I don't believe this is accurate
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 02, 2013, 08:24:23 AM
little bit ot here: is my card only going to show a balance like a week before my first payment is due? i kinda just wanna pay it off in full whenever i can because my limit sucks and i wanna use this bad boy for everything. like how long is a payment only a transaction? seems like my debit card allows crap to go through right away.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2013, 08:25:11 AM
little bit ot here: is my card only going to show a balance like a week before my first payment is due? i kinda just wanna pay it off in full whenever i can because my limit sucks and i wanna use this bad boy for everything. like how long is a payment only a transaction? seems like my debit card allows crap to go through right away.

I have no idea. it should be like a day or two.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 02, 2013, 08:37:21 AM
little bit ot here: is my card only going to show a balance like a week before my first payment is due? i kinda just wanna pay it off in full whenever i can because my limit sucks and i wanna use this bad boy for everything. like how long is a payment only a transaction? seems like my debit card allows crap to go through right away.

I have no idea. it should be like a day or two.

appreciate it, friend.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 02, 2013, 08:38:51 AM
don't want a huge unused credit line either, that also counts against you. 

I don't believe this is accurate

perhaps it's changed with the new algorithms, but it used to be that access to too much credit counted against you, in that without warning you could max out all your accounts and then default.    With the change in BK and the way FICO's calculated, that may have changed.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2013, 08:40:54 AM
the new credit scoring rules were very friendly to the mileage earner
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on May 02, 2013, 08:57:18 AM
don't want a huge unused credit line either, that also counts against you. 

I don't believe this is accurate

perhaps it's changed with the new algorithms, but it used to be that access to too much credit counted against you, in that without warning you could max out all your accounts and then default.    With the change in BK and the way FICO's calculated, that may have changed.

Yeah, I thought it was not good to have too much available credit. Or if you already have a certain amount of available credit on cards with a single bank then maybe that would limit the credit line they'll give you on a new card (from that same bank).

Used my Chase Sapphire card for the first time at Subway yesterday and the guy was like "Wow, this card is heavy!"
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2013, 09:02:28 AM
don't want a huge unused credit line either, that also counts against you. 

I don't believe this is accurate

perhaps it's changed with the new algorithms, but it used to be that access to too much credit counted against you, in that without warning you could max out all your accounts and then default.    With the change in BK and the way FICO's calculated, that may have changed.

Yeah, I thought it was not good to have too much available credit. Or if you already have a certain amount of available credit on cards with a single bank then maybe that would limit the credit line they'll give you on a new card (from that same bank).

yeah, each bank will limit you to a certain amount of credit but that has nothing to do with your credit score.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 02, 2013, 09:05:41 AM
i've been feeling pretty elite watching pud cashiers struggle to find the magnetic strip on my CSP card.

"it's not your typical card, honey" - :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on May 02, 2013, 09:43:40 AM
Thanks for all of the pro-tips! I have always carried one credit card and I use it regularly, so I am not a full on Ramsey man. I think it has about a $10k limit. I will look into the other opportunities sd and anyone else has mentioned.

I must say, if there are any credit card doubters reading this, this morning I feel kind of like:

Quote
I've seen a lot of changing, in the way you feel about me, and in the way I feel about you. In here, there were two guys killing each other, but I guess that's better than twenty million. I guess what I'm trying to say, is that if I can change, and you can change, everybody can change!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2013, 10:19:34 AM
Was just thinking about the USA/AA merger. One thing that you will now be able to book one way awards on USA (hopefully). Pisses me off a lot that you can't book one ways on USA or Delta.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 02, 2013, 12:24:01 PM
Pretty sure the rule is 80/20 which means to use 20% of the credit issued to you. The actual ideal # is something like 16% but 80/20 is easier to remember than 84/16.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on May 02, 2013, 12:27:52 PM
Pretty sure the rule is 80/20 which means to use 20% of the credit issued to you. The actual ideal # is something like 16% but 80/20 is easier to remember than 84/16.

Dr. Credit has spoken
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2013, 12:52:54 PM
Pretty sure the rule is 80/20 which means to use 20% of the credit issued to you. The actual ideal # is something like 16% but 80/20 is easier to remember than 84/16.

Don't think this applies any longer
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on May 02, 2013, 02:14:07 PM
Pretty sure the rule is 80/20 which means to use 20% of the credit issued to you. The actual ideal # is something like 16% but 80/20 is easier to remember than 84/16.

Don't think this applies any longer

This mattered a lot more 5-10 years ago when there were 0%, 0 fee BTs that you could throw into a high yield savings account.   You didn't want to be using 80%+ of your available credit for fear of getting limits cut.

These days, if you're revolving 80% of your available limit, you probably shouldn't have credit cards. 

Or you've found a way to make money off of it.  In which case, PMs.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 02, 2013, 04:30:30 PM
Pretty sure the rule is 80/20 which means to use 20% of the credit issued to you. The actual ideal # is something like 16% but 80/20 is easier to remember than 84/16.

Don't think this applies any longer
Well, for SD-like credit scores it won't make a difference.  For people with average scores it could become a factor.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on May 04, 2013, 04:26:49 PM
Two SWA chase cards received March 1st, today...Companion Pass achieved.  Guess I'll have to start enjoying southwest through 2014.  Texas Tech is definitely on the schedule, no way I'm driving out to that nuclear fallout zone.

SD, what should be my next challenge?
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 05, 2013, 12:31:45 AM
No, you should apply for between 3 and infinity (depends what you can make the minimum spend on) on the same day about 4 times a year. the reason is that the cards don't see you applying for shitloads of credit because it is all in the same day. But, right now, you don't have anything to worry about because you have baller credit and almost no available credit (if this is the only card you have right now). The problem with the SW card now is that you just got a Chase card. Chase wants you to wait a few months between applications. You can plan out your strategy by applying for a card from each bank at each "churn" date. Today you should apply for the 50k AA card (Citi), one of the US Air cards (Barclays), and an Amex (I'd go with the 50k business gold card).

35k US Air Card (miles after first purchase): https://www.barclaycardus.com/app/japply/WebAppGate.jsp?obchannel=057&browserUserAgent=Mozilla%2F4.0+%28compatible%3B+MSIE+8.0%3B+Windows+NT+5.1%3B+Trident%2F4.0%3B+.NET+CLR+2.0.50727%3B+.NET+CLR+1.1.4322%3B+.NET+CLR+3.0.4506.2152%3B+.NET+CLR+3.5.30729%3B+.NET4.0C%3B+.NET4.0E%3B+Zurich+Financial+Services%29&campaignId=1695&clickid=&outboundAdLocation=031&sqGroup=20&prodidreq=CCMWC47808&obcreative=0000000&product.IowaEnable=false&partnerid=654&ibchannel=26&appcreative=01030&landcreative=000000&referrerid=&listid=&obadloc=031&landpage=00000&campaignid=0001695&prescreenId=&legacy=true

50k Gold Business Amex (have to spend $5k in 3 months): http://www262.americanexpress.com/landing-page/business-cards/sclp/bgold/pm0003/42732?PID=14&BUID=SBS&PSKU=BGR&CRTV=BGR50K&VEID=1581187314&AFFID=k547978

I'm in a little bit of a dilemma. Have a contract on a house but don't have the mortgage rate locked in because I'm still 90-days+ out on closing date. I want to get the Gold Biz AmEx and Barclays USAir Card (will apply same day if I go through with it) to have handy to buy furniture and stuff - so hitting the spend limits will be taken care of with ease.

My question - is it worth taking the credit hit for getting 2 new cards right before shopping around for a mortgage rate? (My credit score is very good today, if that makes a difference.) Are the points worth risking a higher rate? If i do nothing, I could just throw everything on my CSP I currently have and pick up those two cards in Sept (given they're still around) and probably still make the spend requirements... What say you, gE fam?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 05, 2013, 12:42:14 AM
why till sept?  why not just wait until the day after you lock your rate and apply then?


i don't think a couple new cards would impact your rate, but i wouldn't eff around with it.  when i got my mortgage, the lender did have me fill out some form explaining my frequent credit card applications.  i don't think it impacted my rate, but who knows.
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 05, 2013, 08:26:53 AM
why till sept?  why not just wait until the day after you lock your rate and apply then?


i don't think a couple new cards would impact your rate, but i wouldn't eff around with it.  when i got my mortgage, the lender did have me fill out some form explaining my frequent credit card applications.  i don't think it impacted my rate, but who knows.

True - on your first point. Guess I wasn't 100% thinking that through. Sounds like a pretty safe plan.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 05, 2013, 08:34:46 AM
Not sure is run around applying for a bunch of new credit just before closing.
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 05, 2013, 08:55:46 PM
Not sure is run around applying for a bunch of new credit just before closing.
Wut, Rick?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 07, 2013, 01:00:44 PM
I have some United Club passes that are expiring at the end of June and I don't think I will be able to use them. Does anyone want them? I will mail them to you if so.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 07, 2013, 01:49:46 PM
I have some United Club passes that are expiring at the end of June and I don't think I will be able to use them. Does anyone want them? I will mail them to you if so.

I'm flying United on Sunday, do you think they could make it to Topeka by Wednesday? prolly not, but maybe :fingerscrossed:
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 07, 2013, 01:50:28 PM
I have some United Club passes that are expiring at the end of June and I don't think I will be able to use them. Does anyone want them? I will mail them to you if so.

I'm flying United on Sunday, do you think they could make it to Topeka by Wednesday? prolly not, but maybe :fingerscrossed:

Or could they make it to Ithaca, NY by Saturday.....
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 07, 2013, 01:51:29 PM
I have some United Club passes that are expiring at the end of June and I don't think I will be able to use them. Does anyone want them? I will mail them to you if so.

I'm flying United on Sunday, do you think they could make it to Topeka by Wednesday? prolly not, but maybe :fingerscrossed:

hmmm, doubtful. I wonder if I could just scan them and email them to you. I think the number on the back of them is the only thing you need. fwiw, you don't need to be flying United to use them. just spending time in an airport with a United lounge.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 07, 2013, 02:23:41 PM
I have some United Club passes that are expiring at the end of June and I don't think I will be able to use them. Does anyone want them? I will mail them to you if so.

I'm flying United on Sunday, do you think they could make it to Topeka by Wednesday? prolly not, but maybe :fingerscrossed:

hmmm, doubtful. I wonder if I could just scan them and email them to you. I think the number on the back of them is the only thing you need. fwiw, you don't need to be flying United to use them. just spending time in an airport with a United lounge.

I'm connecting in Newark, which has a lounge, I'll pm you my email address and give it a shot
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 07, 2013, 07:39:20 PM
after you email the scans to raquet, you can slip the originals in the mail to me.  i don't need them for a week and a half.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 07, 2013, 07:47:59 PM
thanks sd, heading out of town in a few weeks and these will really come in handy!
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 07, 2013, 08:33:01 PM
after you email the scans to raquet, you can slip the originals in the mail to me.  i don't need them for a week and a half.

PM me your address. I'll mail them Wednesday in case the scans don't work.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 08, 2013, 09:25:06 PM
Got the AA card in the mail. Activated and then spoke w/ a CSR. Confirmed the 50k. :D
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 08, 2013, 10:06:24 PM
did a churn tonight sooner than I would've preferred because I wanted to get in on the amex gold business 75k deal before they take it down.  applied for that and us airways and virgin atlantic.  didn't get instant approval on any of them.  I rough ridin' hate not getting instant approval.  now I have to call them all tomorrow.  :angry:

I mean I know it's not going to happen but I'm always worried they're going to be like "WHY ARE YOU APPLYING FOR SO MANY CARDS DON'T YOU HAVE ENOUGH!?!"  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on May 09, 2013, 08:42:02 AM
I have some United Club passes that are expiring at the end of June and I don't think I will be able to use them. Does anyone want them? I will mail them to you if so.
sonuva.. if sys didn't use them.. 2 weeks united mci-heathrow
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 10, 2013, 01:23:42 PM
so i think i may have posted this earlier in this thread but couldnt find it- i got denied for a few of the nicer cc's because i had a blemish on my credit from almost 2 years ago that had been closed but hadnt been reported to the bureaus. when i applied they all said no because that was the only thing showing up besides my student loans.

about 2 months ago i looked at my credit score and filed an official protest to the collection agency and finally today i got an email saying i won and it was off my credit officially. i just got a crappy credit card but it doesnt get me any points or anything. should i wait like 30 days before re-applying for a better card or just do it now? i feel like ive applied for 4 or 5 cards in the last 60 days and it could look a bit desperate.

ps- sd! ive been using my card for everything and it feels so great except for i want to be earning points and cool stuff, like you.  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 10, 2013, 01:49:47 PM
so i think i may have posted this earlier in this thread but couldnt find it- i got denied for a few of the nicer cc's because i had a blemish on my credit from almost 2 years ago that had been closed but hadnt been reported to the bureaus. when i applied they all said no because that was the only thing showing up besides my student loans.

about 2 months ago i looked at my credit score and filed an official protest to the collection agency and finally today i got an email saying i won and it was off my credit officially. i just got a crappy credit card but it doesnt get me any points or anything. should i wait like 30 days before re-applying for a better card or just do it now? i feel like ive applied for 4 or 5 cards in the last 60 days and it could look a bit desperate.

ps- sd! ive been using my card for everything and it feels so great except for i want to be earning points and cool stuff, like you.  :cheers:

Congrats KSC.  I have no clue on your advice though.  :frown:

On the other hand I just finished the spend and get my points on the ole SPG.  Have already completed companion pass and now the SPG spend, what should I do next?
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 10, 2013, 04:13:49 PM
Oh man, I have spent a little while trying to figure out what big vacation I want to try and earn points for.  Been reading up on these stopover and openjaw deals and I think I want to try and do a stopover in Rio and then end up in Lima Peru before coming back to the states on one roundtrip reward flight.  It looks like Delta and United (and their airline alliances) might have the ability to do this.  I am still trying to figure it out. 

Basically I need to figure out which airline or group would have the best availability for this trip sometime mid 2014 for the least amount of points.  And/or which one would be easiest to earn the amount of points needed for a trip like this.

Need some pro help
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on May 11, 2013, 10:29:51 AM
Is the World Elite AA card worth the extra fee?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 13, 2013, 12:05:41 PM
Is the World Elite AA card worth the extra fee?

if you fly a ton and don't have admirals club admission it could be. but, like, if you fly a ton you probably get admirals club admission anyway. kind of a weird deal. like, the people that would get the most use out of the benefits are the people that already have the benefits. it has no foreign transaction fees but so do most of the Chase cards. so, I'd say no.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 13, 2013, 12:08:11 PM
Oh man, I have spent a little while trying to figure out what big vacation I want to try and earn points for.  Been reading up on these stopover and openjaw deals and I think I want to try and do a stopover in Rio and then end up in Lima Peru before coming back to the states on one roundtrip reward flight.  It looks like Delta and United (and their airline alliances) might have the ability to do this.  I am still trying to figure it out. 

Basically I need to figure out which airline or group would have the best availability for this trip sometime mid 2014 for the least amount of points.  And/or which one would be easiest to earn the amount of points needed for a trip like this.

Need some pro help

AA miles are prolly your best bet to S. America as LAN is a One World member. AA also has good service. Get a personal and business AA card and then get another personal AA card later. You can't do stopovers on one world though (other than the US gateway city which would be Miami or Dallas for this). Open jaws are easy because they allow one way award bookings.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 13, 2013, 12:12:53 PM
so i think i may have posted this earlier in this thread but couldnt find it- i got denied for a few of the nicer cc's because i had a blemish on my credit from almost 2 years ago that had been closed but hadnt been reported to the bureaus. when i applied they all said no because that was the only thing showing up besides my student loans.

about 2 months ago i looked at my credit score and filed an official protest to the collection agency and finally today i got an email saying i won and it was off my credit officially. i just got a crappy credit card but it doesnt get me any points or anything. should i wait like 30 days before re-applying for a better card or just do it now? i feel like ive applied for 4 or 5 cards in the last 60 days and it could look a bit desperate.

ps- sd! ive been using my card for everything and it feels so great except for i want to be earning points and cool stuff, like you.  :cheers:

I don't know here. You could actually prolly call Chase on their reconsideration line and have them just re-evaluate your application again. They would do another hard credit pull. I say go for applying for a better one though.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on May 13, 2013, 12:14:03 PM
SD, should I be paying rent, loans, etc. all with my CC to gain points and then pay it off immediately? I've thought about this, but I could see how it could get you into trouble if you weren't paying attention all the time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 13, 2013, 12:15:06 PM
I have like 2k United miles coming from ordering mothers day flowers. Also got just under 2k for ordering shoes the other day. FTD had 30 miles per $ spent which is essentially like buying United miles for a bit over 3 cents each which isn't an awful deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 13, 2013, 12:15:27 PM
SD, should I be paying rent, loans, etc. all with my CC to gain points and then pay it off immediately? I've thought about this, but I could see how it could get you into trouble if you weren't paying attention all the time.

you probably shouldn't have credit cards
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 13, 2013, 12:17:38 PM
SD, should I be paying rent, loans, etc. all with my CC to gain points and then pay it off immediately? I've thought about this, but I could see how it could get you into trouble if you weren't paying attention all the time.

yes absolutely, though it might take a phone call. make sure to call the place that is giving the loan and mention specifically that you want to pay with a credit card. they might give you a little trouble here because generally the loan places dont like to give people free points (theyre all in it together, you know) but i think if you ask to speak to the manager with your sales skills you could pull it off... good luck!
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 13, 2013, 12:32:03 PM
WC08, don't ever swipe your debit card again. As long as you don't be a complete idiot and you keep an eye on your balance, you will be fine. Just don't spend more than you can pay off. I use my mint.com account which has a widget on my phone that shows my checking account balance and my credit card debt. That way I can tell how much more I can spend before payday.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on May 13, 2013, 12:36:27 PM
WC08, don't ever swipe your debit card again. As long as you don't be a complete idiot and you keep an eye on your balance, you will be fine. Just don't spend more than you can pay off. I use my mint.com account which has a widget on my phone that shows my checking account balance and my credit card debt. That way I can tell how much more I can spend before payday.
Yeah, I'm cc debt free. I just have them in case of an emergency now. However, I do like free flights. I'll be smart with it.  :D
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 13, 2013, 12:45:53 PM
WC08, don't ever swipe your debit card again. As long as you don't be a complete idiot and you keep an eye on your balance, you will be fine. Just don't spend more than you can pay off. I use my mint.com account which has a widget on my phone that shows my checking account balance and my credit card debt. That way I can tell how much more I can spend before payday.
Yeah, I'm cc debt free. I just have them in case of an emergency now. However, I do like free flights. I'll be smart with it.  :D
You should probably cancel all of your cards and start with new ones that have spending bonuses.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on May 13, 2013, 12:47:27 PM
WC08, don't ever swipe your debit card again. As long as you don't be a complete idiot and you keep an eye on your balance, you will be fine. Just don't spend more than you can pay off. I use my mint.com account which has a widget on my phone that shows my checking account balance and my credit card debt. That way I can tell how much more I can spend before payday.
Yeah, I'm cc debt free. I just have them in case of an emergency now. However, I do like free flights. I'll be smart with it.  :D
You should probably cancel all of your cards and start with new ones that have spending bonuses.
:eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 13, 2013, 12:51:19 PM
wackycat, we're buds. we both know that. just back out of this thread and don't open it again. that's honest friendship level advice.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on May 13, 2013, 12:53:41 PM
wackycat, we're buds. we both know that. just back out of this thread and don't open it again. that's honest friendship level advice.
Thanks for being honest, SD. That's what friends IRL do for one another.  :cheers: :clac:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 13, 2013, 02:26:04 PM
i should know this, but i don't.  can i get a bonus for getting an aa visa while i still hold an aa amex? personal cards.


fanning, we both know i hate you, but you should listen to steve dave.  you're not cut out for credit card churning.  that's honest friendly advice from someone who'd like nothing better than for you to go out and do stupid things with your credit cards and then post about it so that i can lol @ you.  (i'll lol @ you as soon as you pay your rent and loans with a cc and post about it).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 13, 2013, 02:27:42 PM
i should know this, but i don't.  can i get a bonus for getting an aa visa while i still hold an aa amex? personal cards.

I have had both at the same time a lot of times but not in the last year or so. Unless it's changed you should be good.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on May 13, 2013, 02:28:31 PM
i should know this, but i don't.  can i get a bonus for getting an aa visa while i still hold an aa amex? personal cards.


fanning, we both know i hate you, but you should listen to steve dave.  you're not cut out for credit card churning.  that's honest friendly advice from someone who'd like nothing better than for you to go out and do stupid things with your credit cards and then post about it so that i can lol @ you.  (i'll lol @ you as soon as you pay your rent and loans with a cc and post about it).
That's like the nicest thing you've ever said to me.  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 13, 2013, 02:30:08 PM
i should know this, but i don't.  can i get a bonus for getting an aa visa while i still hold an aa amex? personal cards.

I have had both at the same time a lot of times but not in the last year or so. Unless it's changed you should be good.

i don't think you can apply for both on the same day now though. you have to apply for one and then wait two days and then apply for the other. pretty sure anyway. if you already have one then yes, you can apply for and get the other.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 13, 2013, 02:35:08 PM
thanks, sd and rd.  fanning, i've said nice things to you before.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on May 13, 2013, 02:36:24 PM
thanks, sd and rd.  fanning, i've said nice things to you before.
Very true.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 13, 2013, 02:42:29 PM
fanning sorry for being mean. glass houses over here... ya know.  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on May 13, 2013, 02:44:03 PM
fanning sorry for being mean. glass houses over here... ya know.  :cheers:
:cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 13, 2013, 11:48:45 PM
I have a question that most of you will probably think is really stupid, and it probably is. Do you get penalized for taking a cash advance? I mean, I know it's a higher APR, but I haven't had a finance charge in years. Would it work just like a purchase in that there is no interest as long as I'm still paying the balance, I receive the same miles, and it goes toward my spend bonus?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 14, 2013, 06:04:50 AM
No miles or spend for cash
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 14, 2013, 06:12:30 AM
No miles or spend for cash
Got it.  You're a saint for answering all these n00b questions.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on May 14, 2013, 09:10:25 AM
moving into a buddy's house and going to pay him rent with the square app on his phone  :gocho:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: The Whale on May 14, 2013, 09:38:40 AM
No miles or spend for cash
Got it.  You're a saint for answering all these n00b questions.

Plus, most (all?) cash advances don't have grace periods - you'll be paying high interest on the balance immediately after taking the advance.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 14, 2013, 12:07:17 PM
No miles or spend for cash
Got it.  You're a saint for answering all these n00b questions.

Plus, most (all?) cash advances don't have grace periods - you'll be paying high interest on the balance immediately after taking the advance.
That's another thing I was thinking. Pretty losery thing is the cash advance. I can understand why they don't go toward your points or spending bonus, because you could just take the cash advance and then pay it off with that cash.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 17, 2013, 08:43:30 PM
alright credit card nerds...

with my fresh new start on my credit I applied for 4 or 5 cards that all gain points and I can meet the spending on this week. So far I've been approved for discover it and chase sapphire sent me an email saying they'll call soon to discuss my application. The others said they will mail responses... SW and United.

What happens if I only active like one or two? Can I just hang to the others for a certain period of time until I feel I can meet the spending requirements? I want one with cash back and one with miles... I can pretty easily spend $1000 on two cards in three months. What should I do with my existing non point earning card? Just pay everything off it and cut the card in half, or cancel? I always thought canceling was bad...

Feel like I'm doing something wrong here!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 17, 2013, 08:58:15 PM
i don't know that the activation date matters.  i always assumed that the spend clock started from when they issued you the card, but maybe i've been wrong these many years.

if your existing card charges an annual fee, cancel it before the fee is due.  if it doesn't, put it somewhere where you'll neither lose it nor use it by mistake and leave it there for eternity.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 17, 2013, 09:06:09 PM
KSC, jesus christ. you don't apply for that many chase cards in one day. please let me know before you apply for anything again and I will give you the old red light/green light treatment. and on top of the three chase cards you applied for a discover? am I reading that right?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 17, 2013, 09:11:07 PM
KSC, jesus christ. you don't apply for that many chase cards in one day. please let me know before you apply for anything again and I will give you the old red light/green light treatment. and on top of the three chase cards you applied for a discover? am I reading that right?

Uh nope I'm mixing them up. American not united, citi. So the SW and sapphire are both chase, damn. I knew not to apply for two from the same bank but I guess I thought SW was through visa. Oh well... I tried. Sometimes I just get so caught up in trying to be independent from your life planning advice I make mistakes   :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on May 17, 2013, 09:13:46 PM
Do people not know the difference between the card provider and the underwriting bank? :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 17, 2013, 09:16:23 PM
Do people not know the difference between the card provider and the underwriting bank? :sdeek:

By people you mean me and yes I do, I just mumped up.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 17, 2013, 09:26:25 PM
 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 17, 2013, 09:29:57 PM
I need to take a 30 day lap, huh?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 17, 2013, 09:37:43 PM
I need to take a 30 day lap, huh?

it's fine
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 17, 2013, 10:06:46 PM
All things considered, though...

Two months ago I would have never owned a credit card and had shitty credit and no idea how the system worked. Today, I have two crummy credit cards, average credit, and a slight understanding of what not to do when applying for credit cards. This pig is proudly wearing lipstick.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on May 18, 2013, 01:54:14 AM
Smack KSC on the ass and put em back out there....good lesson, go get em kid.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 20, 2013, 03:23:32 PM
I just ran into daraius at wal-mart!  actually I first saw him at dillon's in lawrence doing the same thing I was...buying a gift card...but I wasn't 100% sure it was him.  then I saw him whip out his camera and I knew for sure.  anyway...I went home and activated the pin on my gift card and proceeded to drive to wal-mart to load my bluebird and THERE HE WAS DOING THE SAME THING!  :runaway:

at that point I had to introduce myself. he told me there was a new card that he was testing out with the gift card/bluebird reload.  we chatted for a bit while we were waiting in line.  I didn't realize he lives in lawrence JUST A FEW BLOCKS FROM ME!  :runaway:

anyway, we'll probably be best buds now and fly all over the world first class and take a bunch of sweet pics. :driving:

btw...he's even more adorable in person.  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 20, 2013, 03:26:08 PM
what kind of a dumbass jet-setter lives in Lawrence?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 20, 2013, 03:42:31 PM
(http://millionmilesecrets.com/wp-content/uploads/2013/05/Amazon-Cash-Back-002.jpg)
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 20, 2013, 03:47:49 PM
what kind of a dumbass jet-setter lives in Lawrence?
that's not a very nice thing to say about my best friend :dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 20, 2013, 03:48:32 PM
they really look insufferable. They are probably the last people in the world I would want to be friends with.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 20, 2013, 04:33:33 PM
they really look insufferable. They are probably the last people in the world I would want to be friends with.
jealousy is an ugly thing my friend.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Mr Bread on May 20, 2013, 05:02:05 PM
they really look insufferable. They are probably the last people in the world I would want to be friends with.
jealousy is an ugly thing my friend.

Nope, that chick is. Boom. Roasted.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 21, 2013, 08:23:45 AM
I just ran into daraius at wal-mart!  actually I first saw him at dillon's in lawrence doing the same thing I was...buying a gift card...but I wasn't 100% sure it was him.  then I saw him whip out his camera and I knew for sure.  anyway...I went home and activated the pin on my gift card and proceeded to drive to wal-mart to load my bluebird and THERE HE WAS DOING THE SAME THING!  :runaway:

at that point I had to introduce myself. he told me there was a new card that he was testing out with the gift card/bluebird reload.  we chatted for a bit while we were waiting in line.  I didn't realize he lives in lawrence JUST A FEW BLOCKS FROM ME!  :runaway:

anyway, we'll probably be best buds now and fly all over the world first class and take a bunch of sweet pics. :driving:

btw...he's even more adorable in person.  :D

Nice shout out in million mile secrets today rams! I still can't believe he lives in Lawrence :facepalm:
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on May 21, 2013, 09:09:56 AM
I know SD told me to leave this thread and never look back, but I just got my company cc yesterday, it's American Express. :gocho:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 21, 2013, 09:14:47 AM
I just ran into daraius at wal-mart!  actually I first saw him at dillon's in lawrence doing the same thing I was...buying a gift card...but I wasn't 100% sure it was him.  then I saw him whip out his camera and I knew for sure.  anyway...I went home and activated the pin on my gift card and proceeded to drive to wal-mart to load my bluebird and THERE HE WAS DOING THE SAME THING!  :runaway:

at that point I had to introduce myself. he told me there was a new card that he was testing out with the gift card/bluebird reload.  we chatted for a bit while we were waiting in line.  I didn't realize he lives in lawrence JUST A FEW BLOCKS FROM ME!  :runaway:

anyway, we'll probably be best buds now and fly all over the world first class and take a bunch of sweet pics. :driving:

btw...he's even more adorable in person.  :D

Nice shout out in million mile secrets today rams! I still can't believe he lives in Lawrence :facepalm:

ummm, don't you live in topeka? i mean that's not even pot/kettle type stuff. lawrence is pretty great.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 21, 2013, 10:12:54 AM
I just ran into daraius at wal-mart!  actually I first saw him at dillon's in lawrence doing the same thing I was...buying a gift card...but I wasn't 100% sure it was him.  then I saw him whip out his camera and I knew for sure.  anyway...I went home and activated the pin on my gift card and proceeded to drive to wal-mart to load my bluebird and THERE HE WAS DOING THE SAME THING!  :runaway:

at that point I had to introduce myself. he told me there was a new card that he was testing out with the gift card/bluebird reload.  we chatted for a bit while we were waiting in line.  I didn't realize he lives in lawrence JUST A FEW BLOCKS FROM ME!  :runaway:

anyway, we'll probably be best buds now and fly all over the world first class and take a bunch of sweet pics. :driving:

btw...he's even more adorable in person.  :D

Nice shout out in million mile secrets today rams! I still can't believe he lives in Lawrence :facepalm:

ummm, don't you live in topeka? i mean that's not even pot/kettle type stuff. lawrence is pretty great.
:dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 21, 2013, 10:14:13 AM
I know SD told me to leave this thread and never look back, but I just got my company cc yesterday, it's American Express. :gocho:

lol
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 21, 2013, 10:19:20 AM
I know SD told me to leave this thread and never look back, but I just got my company cc yesterday, it's American Express. :gocho:

lets get those rewards flowing. where we having drinks tonight, wackycat?!
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on May 21, 2013, 10:35:01 AM
I know SD told me to leave this thread and never look back, but I just got my company cc yesterday, it's American Express. :gocho:

lets get those rewards flowing. where we having drinks tonight, wackycat?!
I can't wait to fly international. Think of the point opportunities. :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on May 21, 2013, 11:16:38 AM
I know SD told me to leave this thread and never look back, but I just got my company cc yesterday, it's American Express. :gocho:

make sure you pay the fee so you can get free points on all your corporate charges
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on May 21, 2013, 11:28:27 AM
I know SD told me to leave this thread and never look back, but I just got my company cc yesterday, it's American Express. :gocho:

make sure you pay the fee so you can get free points on all your corporate charges
Thanks for the heads up.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 21, 2013, 01:00:38 PM
Still pretty new to the game but just got turned down for a Saphirre Preferred because of too many apps in the last year (5).  :chainsaw: called the reconsideration line and everything.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 21, 2013, 01:13:22 PM
Still pretty new to the game but just got turned down for a Saphirre Preferred because of too many apps in the last year (5).  :chainsaw: called the reconsideration line and everything.

apply for a few more chase cards today. should take care of it  :thumbs:
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 21, 2013, 01:24:20 PM
I just ran into daraius at wal-mart!  actually I first saw him at dillon's in lawrence doing the same thing I was...buying a gift card...but I wasn't 100% sure it was him.  then I saw him whip out his camera and I knew for sure.  anyway...I went home and activated the pin on my gift card and proceeded to drive to wal-mart to load my bluebird and THERE HE WAS DOING THE SAME THING!  :runaway:

at that point I had to introduce myself. he told me there was a new card that he was testing out with the gift card/bluebird reload.  we chatted for a bit while we were waiting in line.  I didn't realize he lives in lawrence JUST A FEW BLOCKS FROM ME!  :runaway:

anyway, we'll probably be best buds now and fly all over the world first class and take a bunch of sweet pics. :driving:

btw...he's even more adorable in person.  :D

Nice shout out in million mile secrets today rams! I still can't believe he lives in Lawrence :facepalm:

ummm, don't you live in topeka? i mean that's not even pot/kettle type stuff. lawrence is pretty great.
I'm not hating the town (or trying to defend Topeka) I'm just :facepalm: ing the fact that the guy runs a travel blog and he has to drive a hour to get to a major airport. He'd be better off living in Manhattan (for multiple reasons)
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 21, 2013, 01:38:36 PM
I just ran into daraius at wal-mart!  actually I first saw him at dillon's in lawrence doing the same thing I was...buying a gift card...but I wasn't 100% sure it was him.  then I saw him whip out his camera and I knew for sure.  anyway...I went home and activated the pin on my gift card and proceeded to drive to wal-mart to load my bluebird and THERE HE WAS DOING THE SAME THING!  :runaway:

at that point I had to introduce myself. he told me there was a new card that he was testing out with the gift card/bluebird reload.  we chatted for a bit while we were waiting in line.  I didn't realize he lives in lawrence JUST A FEW BLOCKS FROM ME!  :runaway:

anyway, we'll probably be best buds now and fly all over the world first class and take a bunch of sweet pics. :driving:

btw...he's even more adorable in person.  :D

Nice shout out in million mile secrets today rams! I still can't believe he lives in Lawrence :facepalm:

ummm, don't you live in topeka? i mean that's not even pot/kettle type stuff. lawrence is pretty great.
I'm not hating the town (or trying to defend Topeka) I'm just :facepalm: ing the fact that the guy runs a travel blog and he has to drive a hour to get to a major airport. He'd be better off living in Manhattan (for multiple reasons)

well half of the people that live in kc also have to drive an hour to get to a major airport so i'm still not exactly sure what you are getting at. oh well though. i bet he and rams both live close to each other too. i'm guessing 6th and kasold area if i were a betting man.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on May 21, 2013, 09:41:03 PM
SD probably already answered but what is your standard waiting time between application cycles?  I need to dump my two SWA cards so I can churn them back in a couple years and keep the companion pass coming.
Title: Re: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 21, 2013, 10:50:23 PM
I just ran into daraius at wal-mart!  actually I first saw him at dillon's in lawrence doing the same thing I was...buying a gift card...but I wasn't 100% sure it was him.  then I saw him whip out his camera and I knew for sure.  anyway...I went home and activated the pin on my gift card and proceeded to drive to wal-mart to load my bluebird and THERE HE WAS DOING THE SAME THING!  :runaway:

at that point I had to introduce myself. he told me there was a new card that he was testing out with the gift card/bluebird reload.  we chatted for a bit while we were waiting in line.  I didn't realize he lives in lawrence JUST A FEW BLOCKS FROM ME!  :runaway:

anyway, we'll probably be best buds now and fly all over the world first class and take a bunch of sweet pics. :driving:

btw...he's even more adorable in person.  :D

Nice shout out in million mile secrets today rams! I still can't believe he lives in Lawrence :facepalm:

ummm, don't you live in topeka? i mean that's not even pot/kettle type stuff. lawrence is pretty great.
I'm not hating the town (or trying to defend Topeka) I'm just :facepalm: ing the fact that the guy runs a travel blog and he has to drive a hour to get to a major airport. He'd be better off living in Manhattan (for multiple reasons)

well half of the people that live in kc also have to drive an hour to get to a major airport so i'm still not exactly sure what you are getting at. oh well though. i bet he and rams both live close to each other too. i'm guessing 6th and kasold area if i were a betting man.
farther west, but close enough. he's only a few blocks from me. :D
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 22, 2013, 08:32:47 AM
SD probably already answered but what is your standard waiting time between application cycles?  I need to dump my two SWA cards so I can churn them back in a couple years and keep the companion pass coming.

Generally you should wait 90 days between application cycles, and then apply for as many cards as you can meet the minimum spend for on a single day (making sure that you apply for cards from different banks). Chase cards are not churnable (you have to wait a couple years or maybe longer to get the same card). You should apply for a different chase card and if you get instantly approved then great, if they give you trouble about having too many chase cards, offer to close one of the old chase cards and move the credit from that card to your new card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2013, 08:34:15 AM
yeah, you won't be able to get those SW cards again in a couple years. prolly, like, 6 years or so if they still exist. or if they change the card in a major way and it becomes a "new" product.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on May 22, 2013, 09:28:02 AM
Thanks guys. I'm sure something will change by 2015 when I need to get it again.

About to 90 days since I applied for those so time to get going.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on May 22, 2013, 02:36:28 PM
Got my 50K AA miles!  :excited: Should I cancel this card? (platinum AA Card)

I'm no SD but I'm up to 150K miles/points now. Thanks goEMAW.com
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 22, 2013, 03:08:39 PM
Got my 50K AA miles!  :excited: Should I cancel this card? (platinum AA Card)

I'm no SD but I'm up to 150K miles/points now. Thanks goEMAW.com

protip- sd isn't even sd anymore. i have more miles than him.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on May 22, 2013, 03:17:16 PM
Got my 50K AA miles!  :excited: Should I cancel this card? (platinum AA Card)

I'm no SD but I'm up to 150K miles/points now. Thanks goEMAW.com

protip- sd isn't even sd anymore. i have more miles than him.

That's great Rick Daris.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2013, 04:07:19 PM
I spent over a million miles in the last 12 months :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 22, 2013, 04:24:14 PM
I spent over a million miles in the last 12 months :sdeek:

Holy crap
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2013, 04:33:48 PM
Hyatt Kauai for 8 nights: 176k Hyatt
AA RT Kauai x 2: 75k AA
Delta RT Savannah 1st: 75k Delta
Andaz Savannah for 2 nights: 30k Hyatt
AA to London 1st x 2: 125k AA
5 nights Waldorf London: 200k HH
5 nights HI Paris: 125k PC
Lufty Paris to home biz x 2: 100k UA
SW RT to Vegas x 3: 50'ish SW
HGI Wichita 3 nights: 90k HH
4 total RTs to Chicago: 36k avios
3 nights The Wit Chicago: 150k HH

Probably a couple more townie uses
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 22, 2013, 10:53:27 PM
Discover It card came in the mail today. Still haven't heard anything from the other cards including the two chase cards I applied for like an idiot.

I'll get the minimum spend knocked out pretty quickly and then start getting 5% cash back for gas purchases in June-August and then move onto another card.

It's a start...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 29, 2013, 09:25:00 AM
Just paid for my new roof with a credit card  :excited:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 29, 2013, 09:44:26 AM
Just paid for my new roof with a credit card  :excited:
New roof? Shouldn't you just have sold your house and bought a new house with your credit card?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 29, 2013, 10:48:08 AM
40k bonus AA citi card on tv commercials: Is it legit? AA points seem ideal with the MHK factor.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 29, 2013, 10:58:46 AM
40k bonus AA citi card on tv commercials: Is it legit? AA points seem ideal with the MHK factor.
50k bonus if you use the link that was posted a few pages back.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 29, 2013, 11:08:27 AM
Discover It card came in the mail today. Still haven't heard anything from the other cards including the two chase cards I applied for like an idiot.

I'll get the minimum spend knocked out pretty quickly and then start getting 5% cash back for gas purchases in June-August and then move onto another card.

It's a start...

Chase called to explain a few things... didn't get the SW card like i wanted but they approved me for chase freedom. pretty meh to have two cash back cards with the same rates and stuff but i can meet the minimum spend on both of them and they have no annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 29, 2013, 11:42:05 AM
chase freedom  :sdeek:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 29, 2013, 11:48:05 AM
chase freedom  :sdeek:
If you have a few 5% cash back cards you can almost guarantee your worst reward on any purchase will be 5%.  It would be a little bit of a pain to keep track of, but it's worth more than 1 airline point on a dollar when you aren't working toward a minimum spend at that moment.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 29, 2013, 11:59:57 AM
chase freedom  :sdeek:
If you have a few 5% cash back cards you can almost guarantee your worst reward on any purchase will be 5%.  It would be a little bit of a pain to keep track of, but it's worth more than 1 airline point on a dollar when you aren't working toward a minimum spend at that moment.

that is bad advice and I'll tell you why. I think the freedom card is great but only if you have an Ulimate Reward card like the Sapphire/Ink cards. If you do you can link them and transfer the freedom points to UR points 1:1. I think the 5% is a nice bonus (though it's only on the first $1,500 spent per quarter in whatever the category is so its benefit is limited to 24k points annually over a standard UR earning card, still good though). an UR point is worth much more than cash back, unless you're a complete dumbass.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 29, 2013, 12:15:10 PM
What about if you keep getting declined for the good cards like KSC here?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 29, 2013, 12:31:01 PM
steve dave just tell me what to do. keep all the chase points until i get a sapphire card?

k_m, most of the declines have been because i havent started paying on my student loans yet. they say the biggest loan in my name hasnt had any payments... makes sense.

in a few months ill have steve dave (life planner) give me a few cards to take aim at and well go from there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 29, 2013, 12:44:38 PM
steve dave just tell me what to do. keep all the chase points until i get a sapphire card?

k_m, most of the declines have been because i havent started paying on my student loans yet. they say the biggest loan in my name hasnt had any payments... makes sense.

in a few months ill have steve dave (life planner) give me a few cards to take aim at and well go from there.

yes to the top thing. chase should consider you for a Sapphire later in the year.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 29, 2013, 12:45:29 PM
 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 29, 2013, 01:46:29 PM
I'm curious and this has probably been asked, but what would you say is your average return per card? 

I was thinking about my 2 SW cards.  I have a companion pass which I value at $300 per round trip.  I have approx 110k in miles which seem to have a value (on SW flights) of about $100 per 5k.  Assuming my average round trip comes to $300 as well, that is 7 vacations round trip.  With a companion, his brings the value of the two cards to $4200 or $2100 apiece.  I don't think my return on other cards is near this good, but was just curious about the experts.  On my Hawaiian card, my actual value received was somewhere around $600 or so.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 29, 2013, 01:53:46 PM
if you transferred your hawaiin miles to hilton today the actual return would be about $300. because hilton is a piece of crap. it's hard to put a figure on it. if you are using the points for the best bang for the buck you are getting a gigantic return. 62.5k AA miles can get you an international first ticket that would run you $5k+ but I wouldn't ever pay that for one if I was just buying it.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 29, 2013, 02:01:29 PM
chase freedom  :sdeek:
If you have a few 5% cash back cards you can almost guarantee your worst reward on any purchase will be 5%.  It would be a little bit of a pain to keep track of, but it's worth more than 1 airline point on a dollar when you aren't working toward a minimum spend at that moment.

that is bad advice and I'll tell you why. I think the freedom card is great but only if you have an Ulimate Reward card like the Sapphire/Ink cards. If you do you can link them and transfer the freedom points to UR points 1:1. I think the 5% is a nice bonus (though it's only on the first $1,500 spent per quarter in whatever the category is so its benefit is limited to 24k points annually over a standard UR earning card, still good though). an UR point is worth much more than cash back, unless you're a complete dumbass.

5 cents is worth more than 1 UR point. (or even 2 UR points).

But yeah, it's dependent on categories and the spending cap thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 29, 2013, 02:03:05 PM
I spent 50k Hilton for the only available downtown Chicago hotell room a while back. Felt pretty good about that. Was a $506 room. Bit yeah Hilton now sucks dongs. Big ones.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 29, 2013, 02:04:49 PM
chase freedom  :sdeek:
If you have a few 5% cash back cards you can almost guarantee your worst reward on any purchase will be 5%.  It would be a little bit of a pain to keep track of, but it's worth more than 1 airline point on a dollar when you aren't working toward a minimum spend at that moment.

that is bad advice and I'll tell you why. I think the freedom card is great but only if you have an Ulimate Reward card like the Sapphire/Ink cards. If you do you can link them and transfer the freedom points to UR points 1:1. I think the 5% is a nice bonus (though it's only on the first $1,500 spent per quarter in whatever the category is so its benefit is limited to 24k points annually over a standard UR earning card, still good though). an UR point is worth much more than cash back, unless you're a complete dumbass.

5 cents is worth more than 1 UR point. (or even 2 UR points).

But yeah, it's dependent on categories and the spending cap thing.

my point was that 5 UR points is worth more than 5 cents. (or maybe even 10 cents)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 29, 2013, 02:05:51 PM
I spent 50k Hilton for the only available downtown Chicago hotell room a while back. Felt pretty good about that. Was a $506 room. Bit yeah Hilton now sucks dongs. Big ones.

that's a great redemption
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 29, 2013, 02:14:07 PM
I spent 50k Hilton for the only available downtown Chicago hotell room a while back. Felt pretty good about that. Was a $506 room. Bit yeah Hilton now sucks dongs. Big ones.

that's a great redemption

Yeah I was pretty excited. Did not want to have to lug crap back to ohare for a night. No hhonor or Marriott rooms for days and then boom a single room pops open. I grabbed it but continues to check. Nothing. Daris-1, everone else wanting to book late and stay in downtown Chicago-0.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 30, 2013, 11:17:42 AM
Anyone ever use their SPG points for one of the SPG moments things?  Got an email about them today and finally looked into them.  Seems like it could be a pretty awesome deal if an event you really want to attend pops up.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 30, 2013, 11:22:27 AM
Anyone ever use their SPG points for one of the SPG moments things?  Got an email about them today and finally looked into them.  Seems like it could be a pretty awesome deal if an event you really want to attend pops up.

no but the one to get tickets to the cubs in the all you can booze and eat suite was a pretty good redemption other than possibly being stuck with dorks who don't want to party.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 30, 2013, 03:19:25 PM
Quote
It is our pleasure to offer you the Marriott Rewards® Premier Credit Card featuring an exclusive limited time offer. Apply by June 30, 2013, and you will earn:

• 50,000 bonus points after you spend $1,000 in the first 3 months from account opening*
 
• 1 FREE night stay* (Category 1-4) after account approval

Apply today and as a Premier Cardmember, you'll also receive: 

 • 1 additional FREE night stay (Category 1-5) every year after your account anniversary date* 
• Unlimited rewards accumulation including:
• 5 points for every $1 spent at over 3,600 Marriott® properties* 
• 2 points for every $1 spent on airline tickets when purchased directly with the airline, and at car rental agencies & restaurants* 
• 1 point for every $1 spent on purchases anywhere else* 
 • No foreign transaction fees† and enjoy global acceptance with Smart Chip technology 
• Guaranteed Silver Elite Status or better with 15 credits toward your Elite membership level every year after your account anniversary.* 
• Marriott Silver Elite Status benefits include:
    • 20% bonus on points for stays
    • Priority late checkout
    • Exclusive Elite offers and more
 • 1 additional Elite Credit for every $3,000 you spend on the card in purchases*
Plus, apply now and the introductory annual fee is $0 for the first year; thereafter $85!†

are marriot points worth anything? is this good? I don't see anyone bragging about them so probably not?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on May 30, 2013, 03:23:48 PM
Quote
It is our pleasure to offer you the Marriott Rewards® Premier Credit Card featuring an exclusive limited time offer. Apply by June 30, 2013, and you will earn:

• 50,000 bonus points after you spend $1,000 in the first 3 months from account opening*
 
• 1 FREE night stay* (Category 1-4) after account approval

Apply today and as a Premier Cardmember, you'll also receive: 

 • 1 additional FREE night stay (Category 1-5) every year after your account anniversary date* 
• Unlimited rewards accumulation including:
• 5 points for every $1 spent at over 3,600 Marriott® properties* 
• 2 points for every $1 spent on airline tickets when purchased directly with the airline, and at car rental agencies & restaurants* 
• 1 point for every $1 spent on purchases anywhere else* 
 • No foreign transaction fees† and enjoy global acceptance with Smart Chip technology 
• Guaranteed Silver Elite Status or better with 15 credits toward your Elite membership level every year after your account anniversary.* 
• Marriott Silver Elite Status benefits include:
    • 20% bonus on points for stays
    • Priority late checkout
    • Exclusive Elite offers and more
 • 1 additional Elite Credit for every $3,000 you spend on the card in purchases*
Plus, apply now and the introductory annual fee is $0 for the first year; thereafter $85!†

are marriot points worth anything? is this good? I don't see anyone bragging about them so probably not?
not really worth a chase app...unless you've burned through most of the other chase cards I guess.  I would find the link for the 80,000 point priority club card before the marriott.  priority club card also gives you a free night stay at any of their properties every year, which includes intercontinental.  marriott's free night is only for cat 1-4...which are generally pretty shitty. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 30, 2013, 03:28:05 PM
there is usually a 70k Marriott app floating around but not sure if there is right now. so I wouldn't apply for it at that bonus. Marriott points are much more valuable than Hilton points but much less valuable than SPG/Hyatt. roughly the same as PC points I would say.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 30, 2013, 03:29:16 PM
phew, thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on May 30, 2013, 03:30:32 PM
I spent 50k Hilton for the only available downtown Chicago hotell room a while back. Felt pretty good about that. Was a $506 room. Bit yeah Hilton now sucks dongs. Big ones.

that's a great redemption

Yeah I was pretty excited. Did not want to have to lug crap back to ohare for a night. No hhonor or Marriott rooms for days and then boom a single room pops open. I grabbed it but continues to check. Nothing. Daris-1, everone else wanting to book late and stay in downtown Chicago-0.
there was a trade show in town :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 30, 2013, 03:31:50 PM
the 70k marriott app is a pretty good one though.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on May 30, 2013, 04:50:05 PM
I'm not following a few of these remarks regarding not getting two cards from the same bank.  Like, I got a Chase Sapphire with the intention of using the miles for a one way United ticket.  I was planning to get a Chase United MileagePlus card to use for the return ticket.  (I have no good reason for using United for both one way tickets, it was just the strategy I plotted out in my mind.) Is there an issue with this?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 30, 2013, 05:23:02 PM
No, you just normally can't apply for both cards at once. You can have tons of open chase card accounts though. They will restrict how many you can have by a max available credit figure which you can move around if they ever decline you for a card.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on May 30, 2013, 05:50:14 PM
Thanks! 
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 04, 2013, 02:15:27 PM
chase freedom is the most pud looking card ive ever seen. meeting the spending bonus and then taking this thing out of my wallet. gross.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 04, 2013, 03:28:06 PM
chase freedom is the most pud looking card ive ever seen. meeting the spending bonus and then taking this thing out of my wallet. gross.

Isn't this the fella that is like a week removed from Cap One cards :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 04, 2013, 09:11:21 PM
Quote
It is our pleasure to offer you the Marriott Rewards® Premier Credit Card featuring an exclusive limited time offer. Apply by June 30, 2013, and you will earn:

• 50,000 bonus points after you spend $1,000 in the first 3 months from account opening*
 
• 1 FREE night stay* (Category 1-4) after account approval

Apply today and as a Premier Cardmember, you'll also receive: 

 • 1 additional FREE night stay (Category 1-5) every year after your account anniversary date* 
• Unlimited rewards accumulation including:
• 5 points for every $1 spent at over 3,600 Marriott® properties* 
• 2 points for every $1 spent on airline tickets when purchased directly with the airline, and at car rental agencies & restaurants* 
• 1 point for every $1 spent on purchases anywhere else* 
 • No foreign transaction fees† and enjoy global acceptance with Smart Chip technology 
• Guaranteed Silver Elite Status or better with 15 credits toward your Elite membership level every year after your account anniversary.* 
• Marriott Silver Elite Status benefits include:
    • 20% bonus on points for stays
    • Priority late checkout
    • Exclusive Elite offers and more
 • 1 additional Elite Credit for every $3,000 you spend on the card in purchases*
Plus, apply now and the introductory annual fee is $0 for the first year; thereafter $85!†

are marriot points worth anything? is this good? I don't see anyone bragging about them so probably not?

Marriott points are pretty good. I am a dumbass and got the 50k card for the hell of it. I wanted to get over the million hump so I got it. Didn't know about the 70k one.  :chainsaw:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 05, 2013, 08:45:54 AM
 :excited:

First the Venetian/PC, then Cosmo/Marriott, then Trop/Hilton, now this stud news:

http://boardingarea.com/blogs/thewanderingaramean/2013/06/hyatt-mgm-announce-huge-new-partnership/

Quote
Hyatt Gold Passport members will earn 5 points per dollar spent on both the room rate and incidental spending (only up to the first $5,000 per stay) at M life resort properties. Platinum and Diamond elites will earn 15% and 30% bonus, respectively, on top of the base earning. Oh, and the earning is additive with the M life program; you can earn in both programs at the same time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 05, 2013, 11:01:25 AM
definitely not worth spending points to stay

Quote
Category 2
Excalibur

Category 3
Luxor

Category 4
Monte Carlo
New York-New York

Category 5
MGM Grand
The Signature at MGM Grand
Vdara
The Mirage

Category 6
ARIA
Bellagio
Mandalay Bay
THEhotel at Mandalay Bay

but the 5 points earned per $ spent and status matching is pretty great.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 05, 2013, 12:41:37 PM
you know what else makes Hyatt points BITB? you can transfer them freely between anyone. SPG points can be transferred to household members but Hyatt can be transferred to anyone that wants them with no charge.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 05, 2013, 09:25:45 PM
sd, I want to go somewhere tropical next, what credit cards should I get!?
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 05, 2013, 09:26:02 PM
this is really fun btw  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 06, 2013, 07:05:12 AM
sd, I want to go somewhere tropical next, what credit cards should I get!?

I don't remember which ones you already have. post them and a list of tropical places you would like to go. I suggest Kauai.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 06, 2013, 07:05:46 AM
fun read about potential mattress run up and down the vegas strip to get Hyatt diamond status

http://hackmytrip.com/2013/06/las-vegas-new-mattress-run-capital-of-the-world/?utm_source=rss&utm_medium=rss&utm_campaign=las-vegas-new-mattress-run-capital-of-the-world&utm_source=feedblitz&utm_medium=FeedBlitzRss&utm_campaign=FeedBlitzRss&utm_content=Las+Vegas%3a+New+Mattress+Run+Capital+of+the+World
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 06, 2013, 09:07:20 AM
sd, I want to go somewhere tropical next, what credit cards should I get!?

I don't remember which ones you already have. post them and a list of tropical places you would like to go. I suggest Kauai.
chase freedom :( , sw airlines, british airways, that hawaiian card, some amazon card I need to get rid of and that chiefs barclays card that paid back $400..

and destination anywhere warm where I don't have to do anything but binge
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 06, 2013, 09:09:29 AM
sd, I want to go somewhere tropical next, what credit cards should I get!?

I don't remember which ones you already have. post them and a list of tropical places you would like to go. I suggest Kauai.
chase freedom :( , sw airlines, british airways, some amazon card I need to get rid of and that chiefs barclays card that paid back $400..

and destination anywhere warm where I don't have to do anything but binge

oh man, you can do anything you want. I'd start getting ultimate rewards points because they are easy to get and you already have the freedom card to attach to a UR card. get a sapphire preferred and an ink (each of you). then let me know when you've hit the spend on both and have the points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 06, 2013, 10:53:41 AM
Quote
Lucky noted a lot of recent chatter about British Airways award space drying up in the past few weeks. He says it just isn’t so — space dried up a long time before that — and I agree. I’ve even had a note to myself since December to write about “where have all the premium cabin award seats on BA gone?”

  :lol:

http://boardingarea.com/blogs/viewfromthewing/2013/06/06/where-did-all-of-the-british-airways-award-seats-go/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 06, 2013, 11:00:35 AM
Quote
Lucky noted a lot of recent chatter about British Airways award space drying up in the past few weeks. He says it just isn’t so — space dried up a long time before that — and I agree. I’ve even had a note to myself since December to write about “where have all the premium cabin award seats on BA gone?”

  :lol:

http://boardingarea.com/blogs/viewfromthewing/2013/06/06/where-did-all-of-the-british-airways-award-seats-go/

omfg  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 12, 2013, 08:54:26 AM
mommy points airing the family's dirty laundry. little c's dad was previously married, had a nasty divorce, filed for bankruptcy, has bad credit, is a chiefs fan

http://boardingarea.com/blogs/mommypoints/2013/06/12/my-husbands-first-reward-credit-card-applications/

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on June 12, 2013, 11:02:03 AM
mommy points airing the family's dirty laundry. little c's dad was previously married, had a nasty divorce, filed for bankruptcy, has bad credit, is a chiefs fan

http://boardingarea.com/blogs/mommypoints/2013/06/12/my-husbands-first-reward-credit-card-applications/

 :sdeek:

CHIEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEFS!!!!!!!!!!!!!!!!!!!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: ChodoCat on June 12, 2013, 04:59:27 PM
yeah, you won't be able to get those SW cards again in a couple years. prolly, like, 6 years or so if they still exist. or if they change the card in a major way and it becomes a "new" product.

SD, you sure about this? I cancelled my wifes sapphire preferred account in January, and applied her for a new sapphire preferred early May. I called when I applied to verify she was eligible for the 40k bonus and they said yes. I just called again b/c we met the $3k spend and wanted to verify the 40k points would be applied. They confirmed the 40k points will hit her account July 5th.

Are you saying Chase in general doesn't allow you to churn the same cards or just the SW cards? B/c I was going to do the exact same thing with my sapphire preferred account and rack up another 40k.

Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on June 12, 2013, 05:55:44 PM
yeah, you won't be able to get those SW cards again in a couple years. prolly, like, 6 years or so if they still exist. or if they change the card in a major way and it becomes a "new" product.

SD, you sure about this? I cancelled my wifes sapphire preferred account in January, and applied her for a new sapphire preferred early May. I called when I applied to verify she was eligible for the 40k bonus and they said yes. I just called again b/c we met the $3k spend and wanted to verify the 40k points would be applied. They confirmed the 40k points will hit her account July 5th.

Are you saying Chase in general doesn't allow you to churn the same cards or just the SW cards? B/c I was going to do the exact same thing with my sapphire preferred account and rack up another 40k.
are you sure it was the exact same card under her name? this is a rule with all chase cards so there's no way she would've got the bonus twice on the same card. or she's the only one ever in history.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 12, 2013, 06:42:53 PM
That's great if so chodo. Normally not possible. Congrats.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on June 12, 2013, 08:51:32 PM

yes to the top thing. chase should consider you for a Sapphire later in the year.

I got mine earlier this year. The Chipotle girl loved how sturdy it was during #PCKK7DC.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 12, 2013, 09:41:40 PM
If u guys think the sapphire is thick, you'll freak at the new ritz Carlton I got in the mail last week. Makes the sapphire look and feel like a live of paper.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on June 12, 2013, 10:01:25 PM
I met the spend bonus on my AA card, what card should I get next?  I only have AA miles at this point, so I'm pretty wide open.  Doesn't matter to me if the next one is for hotel points or airline miles, whichever card has the best reward value, I guess.  Tia.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 12, 2013, 10:11:56 PM
I met the spend bonus on my AA card, what card should I get next?  I only have AA miles at this point, so I'm pretty wide open.  Doesn't matter to me if the next one is for hotel points or airline miles, whichever card has the best reward value, I guess.  Tia.
Chase sapphire preferred will get you a lot of points with good versatility to use at hotels or airlines
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2013, 07:54:11 AM
yeah, you won't be able to get those SW cards again in a couple years. prolly, like, 6 years or so if they still exist. or if they change the card in a major way and it becomes a "new" product.

SD, you sure about this? I cancelled my wifes sapphire preferred account in January, and applied her for a new sapphire preferred early May. I called when I applied to verify she was eligible for the 40k bonus and they said yes. I just called again b/c we met the $3k spend and wanted to verify the 40k points would be applied. They confirmed the 40k points will hit her account July 5th.

Are you saying Chase in general doesn't allow you to churn the same cards or just the SW cards? B/c I was going to do the exact same thing with my sapphire preferred account and rack up another 40k.

also, are you sure you just didn't get some great bonus on the regular sapphire and not two sapphire preferreds? fwiw everyone, when I say sapphire I am talking about the sapphire preferred. the UR cards are kinda confusing.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on June 13, 2013, 09:14:36 AM
I met the spend bonus on my AA card, what card should I get next?  I only have AA miles at this point, so I'm pretty wide open.  Doesn't matter to me if the next one is for hotel points or airline miles, whichever card has the best reward value, I guess.  Tia.
Chase sapphire preferred will get you a lot of points with good versatility to use at hotels or airlines
So UR points are the way to go? I should just run through all the chase cards over the next year?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 13, 2013, 09:17:28 AM
yeah, you won't be able to get those SW cards again in a couple years. prolly, like, 6 years or so if they still exist. or if they change the card in a major way and it becomes a "new" product.

SD, you sure about this? I cancelled my wifes sapphire preferred account in January, and applied her for a new sapphire preferred early May. I called when I applied to verify she was eligible for the 40k bonus and they said yes. I just called again b/c we met the $3k spend and wanted to verify the 40k points would be applied. They confirmed the 40k points will hit her account July 5th.

Are you saying Chase in general doesn't allow you to churn the same cards or just the SW cards? B/c I was going to do the exact same thing with my sapphire preferred account and rack up another 40k.

also, are you sure you just didn't get some great bonus on the regular sapphire and not two sapphire preferreds? fwiw everyone, when I say sapphire I am talking about the sapphire preferred. the UR cards are kinda confusing.

there is a visa and a mastercard sapphire preferred. my guess is he applied for the visa first and then (maybe unknowingly) applied for the mastercard the second time. that would get you the bonus twice.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2013, 09:53:54 AM
yeah, you won't be able to get those SW cards again in a couple years. prolly, like, 6 years or so if they still exist. or if they change the card in a major way and it becomes a "new" product.

SD, you sure about this? I cancelled my wifes sapphire preferred account in January, and applied her for a new sapphire preferred early May. I called when I applied to verify she was eligible for the 40k bonus and they said yes. I just called again b/c we met the $3k spend and wanted to verify the 40k points would be applied. They confirmed the 40k points will hit her account July 5th.

Are you saying Chase in general doesn't allow you to churn the same cards or just the SW cards? B/c I was going to do the exact same thing with my sapphire preferred account and rack up another 40k.

also, are you sure you just didn't get some great bonus on the regular sapphire and not two sapphire preferreds? fwiw everyone, when I say sapphire I am talking about the sapphire preferred. the UR cards are kinda confusing.

there is a visa and a mastercard sapphire preferred. my guess is he applied for the visa first and then (maybe unknowingly) applied for the mastercard the second time. that would get you the bonus twice.

I think they will make you cancel the first one before getting the other one which would fit this.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChodoCat on June 13, 2013, 11:58:04 AM
yeah, you won't be able to get those SW cards again in a couple years. prolly, like, 6 years or so if they still exist. or if they change the card in a major way and it becomes a "new" product.

SD, you sure about this? I cancelled my wifes sapphire preferred account in January, and applied her for a new sapphire preferred early May. I called when I applied to verify she was eligible for the 40k bonus and they said yes. I just called again b/c we met the $3k spend and wanted to verify the 40k points would be applied. They confirmed the 40k points will hit her account July 5th.

Are you saying Chase in general doesn't allow you to churn the same cards or just the SW cards? B/c I was going to do the exact same thing with my sapphire preferred account and rack up another 40k.

also, are you sure you just didn't get some great bonus on the regular sapphire and not two sapphire preferreds? fwiw everyone, when I say sapphire I am talking about the sapphire preferred. the UR cards are kinda confusing.

there is a visa and a mastercard sapphire preferred. my guess is he applied for the visa first and then (maybe unknowingly) applied for the mastercard the second time. that would get you the bonus twice.

I think they will make you cancel the first one before getting the other one which would fit this.

Good question about the master card. There is actually no way to apply for the sapphire preferred mastercard online now. It was removed from mastercards website, around late April.

http://milecards.com/6077/it-still-exists-mastercard-chase-sapphire-preferred/.

When I applied (my wife) early May I was not aware that you could not apply online for the mastercard sapphire preferred so I googled sapphire preferred MC and found a link. Applied, called to make sure I would get the 40k bonus. I had in fact applied for the visa card and they said I was eligble for the 40k bonus (even though my wife had received this bonus less than a year ago). Since I thought I was applying for the mastercard and wanted the mastercard, I asked them to switch the account. They sent me the visa card next day (b/c I told them I needed it for a big purchase), then they sent the new master card a few days later, I called and the switched everything over. So maybe that all had something to do with being able to get the bonus, but initially when it was a visa card, the 40k bonus was still in play.

Yesterday, sapphire preferred told me that currently there is no way to apply for the sapphire preferred mastercard. You have to apply for the visa, then request it to be switched to the mastercard, like the mess I had to go through.

So just to be straight with this. My wife had a sapphire preferred visa account and received the 40k bonus. In January 2013 I downgraded to the "non-preferred" subsequent to the 7% annual dividend and annual $95 fee (but within 30 days of the annual fee charge). So I received the 7% annual dividend, downgraded the card to non-preferred, had the $95 fee reversed since I called withinn 30 days of the charge and kept the dividend. This is a great trick by the way! I think a month or so later, I cancelled her non-preferred account. Then early May, I unknowingly applied my wife for the visa sapphire preferred (thinking I was applying for the mastercard sapphire preferred) and was approved with the bonus in tact.

I just downgraded my sapphire preferred visa to "non-preferred" and will try the exact same thing in 3 months. I just applied for the Ink Plus business and was approved. So between the 2 sapphire preferreds (cancel then reapply bonuses), 2 freedoms (5X categories), and 1 Ink plus bonus, I should get 178k UR bonus points this year, 80k sapphire preferred, 48k freedom (24k X 2), 50k Ink Plus. Might apply the wife for the Ink Plus business, once I get the $5k spend satisfied for my Ink Plus and get another 50k.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2013, 12:27:00 PM
ChodoCat, I declare you a points jedi. welcome to the club.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 13, 2013, 12:38:07 PM
i second the nomination. now there are three of us and the group is officially closed.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 13, 2013, 12:40:45 PM
I am going to refer to that chodo post for the train I am going to run on UR next year
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 13, 2013, 12:47:16 PM
welcome to the club that im totally a member of, chodo!
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on June 13, 2013, 01:03:22 PM
this chodo cat does seems like a total stud, 'grats
Title: Re: How Many Credit Cards Do You Have?
Post by: ChodoCat on June 13, 2013, 01:18:33 PM
I am going to refer to that chodo post for the train I am going to run on UR next year

I'm also going to try the ink plus cancel reapply, X2 next year. If everything works, you are talking 228k UR points per year. Assuming you can meet the 5X max on Freedom each Q and then reapplying continues to work for Preferred and Ink.

Best part is our credit is fantastic (bought a car in May), so my wife just lets me run rough shot with her SSN. It's like having 2 me's to play with.

The CVS>Vanilla>Bluebird changed the game for me. Paying mortgage, car, student loan, house cleaning, lawn care, etc via credit card. No problem meeting the minimums. Also just being  :kstategrad: is significant.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on June 13, 2013, 01:32:12 PM
I'm thinking about finding a wife now, just for the points.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 13, 2013, 01:33:50 PM
I'm thinking about finding a wife now, just for the points.

I picked up a majority of the bills when GF moved in with me so she could get her CCs paid off and in line for this very reason
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on June 13, 2013, 02:46:10 PM
I offer to pay for everything for my roommate and he can just take it out of my rent that I can't pay him with my CC.  Also nice that I can pay my car insurance with a CC since In on my patent policy, it's like $850 every 6 months and then they just write me a check for their portion.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChodoCat on June 14, 2013, 09:11:57 AM
If you haven't applied for the Chase INK business card yet and want to, hold off until Sunday, June 16th for additional bonus offers. So greater than 50k UR?!?!?!

http://millionmilesecrets.com/2013/06/14/chase-national-small-business-week-special-offers/

Glad I rough ridin' applied and was approved YESTERDAY! I'm calling.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 14, 2013, 09:15:39 AM
If you haven't applied for the Chase INK business card yet and want to, hold off until Sunday, June 16th for additional bonus offers. So greater than 50k UR?!?!?!

http://millionmilesecrets.com/2013/06/14/chase-national-small-business-week-special-offers/

Glad I rough ridin' applied and was approved YESTERDAY! I'm calling.

check back about 100 pages in this thread and you will find my greatest success in card applications: 100k UR bonus for initial sapphire preferred card   :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChodoCat on June 14, 2013, 09:32:04 AM
If you haven't applied for the Chase INK business card yet and want to, hold off until Sunday, June 16th for additional bonus offers. So greater than 50k UR?!?!?!

http://millionmilesecrets.com/2013/06/14/chase-national-small-business-week-special-offers/

Glad I rough ridin' applied and was approved YESTERDAY! I'm calling.

check back about 100 pages in this thread and you will find my greatest success in card applications: 100k UR bonus for initial sapphire preferred card   :cool:

Right, those were the days. I think my first preferred was 60k back in 2011.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 16, 2013, 11:33:46 AM
60k Ink offers are live
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 16, 2013, 02:22:40 PM
60k Ink offers are live

you can get bonuses on the bold and the plus at the same time?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 16, 2013, 02:25:24 PM
I don't know. You couldn't if they were personal cards but there may be different rules for biz. Cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 16, 2013, 02:26:43 PM
60k Ink offers are live

you can get bonuses on the bold and the plus at the same time?

yes, if you can swing the $5000 min spend for both then this would be a no-brainer, that would be $10,000 in 3 months for both cards. The Plus is a normal credit card, the Bold is a charge card, which means you have to pay your bill in full, which if you're not doing you shouldn't be reading this thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 16, 2013, 02:28:55 PM
I don't know. You couldn't if they were personal cards but there may be different rules for biz. Cards.

they are different cards right, I mean I guess I just assumed since they were different that it wouldn't be a problem to get the bonus on both, I haven't actually tried it
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 16, 2013, 02:32:27 PM
Yes, they are different. Generally chase doesn't let you apply for two at once though.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 16, 2013, 02:33:17 PM
Yes, they are different. Generally chase doesn't let you apply for two at once though.

does it depend on how many other chase cards you have? :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 16, 2013, 02:33:32 PM
hmm, i don't want to divert that much spend without knowing for sure that it'll work.  is this 60k likely coming back at some point?  that's an uncomfortable amount of spend, even if i do know it'll work.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 16, 2013, 02:34:05 PM
Yes, they are different. Generally chase doesn't let you apply for two at once though.


eff it, i'll just do one then.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 16, 2013, 02:34:20 PM
Probably wont come back until next year. I'm planning on getting a 60k card and a 50k later in the year.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 16, 2013, 02:37:28 PM
business cards have never worked for me anyways, but i'll try.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 16, 2013, 02:38:38 PM
Probably wont come back until next year. I'm planning on getting a 60k card and a 50k later in the year.

a good safe play, it's not like the extra 10k is gonna make or break ya, if it was a 75k or 100k offer we might be having a different discussion
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 16, 2013, 02:39:50 PM
business cards have never worked for me anyways, but i'll try.

it usually takes a call to the reconsideration line to speed up the process, but that call is pretty pud, they approve me and I'm all  :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 16, 2013, 02:44:06 PM
it usually takes a call to the reconsideration line to speed up the process.

gross, i hate calling.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 16, 2013, 02:54:28 PM
it usually takes a call to the reconsideration line to speed up the process.

gross, i hate calling.

They called me, I told them I sold collectibles, they approved me for $5k
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 16, 2013, 03:00:28 PM
it usually takes a call to the reconsideration line to speed up the process.

gross, i hate calling.

They called me, I told them I sold collectibles, they approved me for $5k

 :lol:  I hate calling too, I really wish they had a reconsideration email address.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on June 16, 2013, 03:10:55 PM
I could tell gE was at Auntie Mae's by the wall of elite rewards cards signifying open tabs behind the bar.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on June 16, 2013, 03:11:45 PM
I could tell gE was at Auntie Mae's by the wall of elite rewards cards signifying open tabs behind the bar.

I almost took a picture.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 16, 2013, 04:14:10 PM
I could tell gE was at Auntie Mae's by the wall of elite rewards cards signifying open tabs behind the bar.

yes. was very lol. sapphire, sapphire, southwest, chase freedom, sapphire, southwest, aa citi...
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 16, 2013, 04:45:50 PM
I could tell gE was at Auntie Mae's by the wall of elite rewards cards signifying open tabs behind the bar.

I almost took a picture.

Me too but I didn't think they'd appreciate someone taking a photo of all the customers credit cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 16, 2013, 08:19:44 PM
If you haven't applied for the Chase INK business card yet and want to, hold off until Sunday, June 16th for additional bonus offers. So greater than 50k UR?!?!?!

http://millionmilesecrets.com/2013/06/14/chase-national-small-business-week-special-offers/

Glad I rough ridin' applied and was approved YESTERDAY! I'm calling.

check back about 100 pages in this thread and you will find my greatest success in card applications: 100k UR bonus for initial sapphire preferred card   :cool:

Got that with the no fee Sapphire randomly in the mail one day.  I threw it away first.  No idea why or how.  I have kept it as my everyday card since it doesn't have the annual fee.  It felt pretty great. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2013, 07:35:48 AM
going to burn through 150k AA miles and 110k UR points in about a month booking the new Andaz Maui. pretty excited to get that one on the books.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 17, 2013, 09:14:52 AM
my fiancée got an offer for a citi aa card and applied for it. she only got like 30k bonus points. :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2013, 09:20:18 AM
my fiancée got an offer for a citi aa card and applied for it. she only got like 30k bonus points. :cry:

have you considered that she may be, like, a dumbass?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 17, 2013, 09:28:28 PM
my fiancée got an offer for a citi aa card and applied for it. she only got like 30k bonus points. :cry:

have you considered that she may be, like, a dumbass?

she's super smart but not a lot of common sense.  told her in the future to run all these things by me first.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on June 17, 2013, 09:58:03 PM
60k Ink offers are live

I have a Canadian Friend who posted ITT a while ago about wanting to get started, but then he got cold feet and forgot about it and everything. Now he doesn't feel very elite because he only has a pud BoA rewards card from forever ago, but he hopes to feel elite pretty soon!

Is this Ink offer the offer that should get me him in the game? Not really sure what UR points do or if they can be turned into something else.

Also, if it IS the offer to get him in the game, what else should he apply for on the same day? He really likes the idea of getting US Air and AA cards so when they combine their miles soon, he'll be all set to fly back to see our o-line mush faces next year.

Meeting spends are not a problem, because  :kstategrad:.  Actually have a legit business. Own house/just bought car, so time is right.

Plane tickets are his primary objective here...are the UR points even worth it?

 :AA:


Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 17, 2013, 10:00:11 PM
going to burn through 150k AA miles and 110k UR points in about a month booking the new Andaz Maui. pretty excited to get that one on the books.
:thumbs:
stud
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 17, 2013, 10:06:47 PM
60k Ink offers are live

I have a Canadian Friend who posted ITT a while ago about wanting to get started, but then he got cold feet and forgot about it and everything. Now he doesn't feel very elite because he only has a pud BoA rewards card from forever ago, but he hopes to feel elite pretty soon!

Is this Ink offer the offer that should get me him in the game? Not really sure what UR points do or if they can be turned into something else.

Also, if it IS the offer to get him in the game, what else should he apply for on the same day? He really likes the idea of getting US Air and AA cards so when they combine their miles soon, he'll be all set to fly back to see our o-line mush faces next year.

Meeting spends are not a problem, because  :kstategrad:.  Actually have a legit business. Own house/just bought car, so time is right.

Plane tickets are his primary objective here...are the UR points even worth it?

 :AA:

UR will transfer to numerous different reward programs at different redemption rates; priority club, hyatt, SW, United are just a few off the top of my head. You could do the ink bold, us airway, and citi aa cards all on the same day because they all go through different banks, that would be a pretty good start.

Here are some blogs for beginners:
http://boardingarea.com/blogs/onemileatatime/
http://millionmilesecrets.com/  (I know I'll take crap from ricky d and SD for this one, but it is a very good step by step blog for newbies)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 17, 2013, 10:33:15 PM
Actually have a legit business.

you're going to own this thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 18, 2013, 09:25:21 AM
Plane tickets are his primary objective here...are the UR points even worth it?

 :AA:

depends what you like to fly. UR are the best way to get United miles (other than the United cards themselves) and United miles are the most valuable mile out there. but, if you are in MHK and want to fly AA then they aren't.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on June 18, 2013, 09:28:08 AM
I want to fly AA, can I assume AA miles are the best?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 18, 2013, 09:29:29 AM
I want to fly AA, can I assume AA miles are the best?

it depends where you want to fly out of and to. like, BA miles are better if you want to fly AA out of MHK into DFW or ORD and a bunch of other domestic routes. BA miles are also better for late bookings because you avoid the AA late award booking fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 18, 2013, 04:19:28 PM
called the Chase automated line to check my Ink Bold status, got approved.   Now just need the card in time to make a AMZN payment this month.    :bill:
Title: Re: How Many Credit Cards Do You Have?
Post by: 311Cat on June 19, 2013, 10:01:12 AM
New to the cc thread....On a cc with a $3-5000 spend down or whatever; could I just take out a personal loan for that amount, then pay the loan off with the cc, then pay the cc off with the cash that I borrowed and BAM spend down met and bonus points earned?  This seems too easy, basically getting free money from the cc.  Any red flags this sends to them?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 19, 2013, 10:08:28 AM
New to the cc thread....On a cc with a $3-5000 spend down or whatever; could I just take out a personal loan for that amount, then pay the loan off with the cc, then pay the cc off with the cash that I borrowed and BAM spend down met and bonus points earned?  This seems too easy, basically getting free money from the cc.  Any red flags this sends to them?

cant pay off credit with credit, so no. also, the loan interest rate would murder your cc points rate. get a card or two with a smaller spending bonus and meet that, then worry about the cards with better point returns and higher spends when you can afford to.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2013, 10:48:04 AM
New to the cc thread....On a cc with a $3-5000 spend down or whatever; could I just take out a personal loan for that amount, then pay the loan off with the cc, then pay the cc off with the cash that I borrowed and BAM spend down met and bonus points earned?  This seems too easy, basically getting free money from the cc.  Any red flags this sends to them?

no to all of that
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on June 19, 2013, 11:20:34 AM
New to the cc thread....On a cc with a $3-5000 spend down or whatever; could I just take out a personal loan for that amount, then pay the loan off with the cc, then pay the cc off with the cash that I borrowed and BAM spend down met and bonus points earned?  This seems too easy, basically getting free money from the cc.  Any red flags this sends to them?
this entire thread is about getting free money from credit cards...just not like that.  there's a bazillion ways to "manufacture spend", but that's not one of them. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2013, 12:22:07 PM
mrs. dave just got the 70k marriott card and it is made like the Sapphire Preferred. Chase must be doing that for a lot of their cards now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 19, 2013, 12:25:01 PM
mrs. dave just got the 70k marriott card and it is made like the Sapphire Preferred. Chase must be doing that for a lot of their cards now.

did you hear me talk about the ritz replacement they sent me a month ago? it's beyond absurd.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2013, 12:26:37 PM
mrs. dave just got the 70k marriott card and it is made like the Sapphire Preferred. Chase must be doing that for a lot of their cards now.

did you hear me talk about the ritz replacement they sent me a month ago? it's beyond absurd.

yeah, is it just fatter or what?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 19, 2013, 12:28:34 PM
mrs. dave just got the 70k marriott card and it is made like the Sapphire Preferred. Chase must be doing that for a lot of their cards now.

did you hear me talk about the ritz replacement they sent me a month ago? it's beyond absurd.

yeah, is it just fatter or what?

not just fatter. i think it might be made of steel.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 19, 2013, 12:43:14 PM
love the reactions i get from waitresses and stuff because of my csp.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on June 20, 2013, 06:34:50 PM
Anybody ever converted the Amex SPG card to a new no annual fee Amex instead of canceling it? Fee time is coming up and I want to cancel my SPG card (and get it again next year). It's the only Amex card I have and I want to keep that length of credit history since Amex reports all your accounts as the age of the first card you got. I don't really want to get another annual fee Amex at this time since I want to get a Chase Ink and I think I might get a new mortgage this year. Worried about getting too many cards because of that. :ohno:

Anybody converted it? Never done it with any of my cards, but it sounds like most banks will transfer your credit to another card.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 21, 2013, 10:30:55 AM
since Amex reports all your accounts as the age of the first card you got

 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: deuce on June 22, 2013, 05:50:03 PM
Just called Chase and now have another 10k points headed my way thanks to them honoring the 60k Ink Bold offer!  :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 22, 2013, 07:06:04 PM
got my ink bold today.  no call necessary.  good to finally be in business.  :babywillie:


got my wife her first ever card too, was pretty nervous about it, since she has no credit history.  but barclays approved her like a champ.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2013, 07:06:36 PM
got my ink bold today.  no call necessary.  good to finally be in business.  :babywillie:


got my wife her first ever card too, was pretty nervous about it, since she has no credit history.  but barclays approved her like a champ.

man, has to feel great. congrats.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 22, 2013, 07:10:27 PM
man, has to feel great. congrats.

yep it does, although i screwed myself out of a few points by waiting too long to trigger on the aa mastercard.  live and learn.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2013, 07:16:39 PM
man, has to feel great. congrats.

yep it does, although i screwed myself out of a few points by waiting too long to trigger on the aa mastercard.  live and learn.

I was super lazy back when they had the 100k and 75k AA cards that you could get each every 4 months or whatever. I only did them about 3 times. I could have platinum exec status right now for the rest of my life but I thought I could take my time.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 22, 2013, 07:21:31 PM
I thought I could take my time.

yolo, everybody.  yolo.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 24, 2013, 09:33:07 AM
anyone who signed up the for the Ink Bold 60k get their card yet?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2013, 10:03:49 AM
50k AA card and Sapphire Mastercard are both back
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 24, 2013, 10:51:07 AM
50k AA card.

son of a bitch!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 24, 2013, 10:52:03 AM
anyone who signed up the for the Ink Bold 60k get their card yet?


got my ink bold today.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 24, 2013, 11:03:54 AM
50k AA card and Sapphire Mastercard are both back

I was waiting to reup for the new Citi AA card.   THE TIME IS NOW!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2013, 12:40:40 PM
anyone who signed up the for the Ink Bold 60k get their card yet?

NOPE!  :angry: Was approved but still waiting. Kinda getting pissed. sys rubbing his arriving in my face didn't help matters.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 24, 2013, 01:11:22 PM
Is there a link for the AA 50k?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2013, 01:12:56 PM
Is there a link for the AA 50k?

http://boardingarea.com/onemileatatime/2013/06/23/citi-aadvantage-visa-50000-mile-sign-up-bonus-is-back-for-now/
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on June 24, 2013, 01:25:56 PM
Is there a link for the AA 50k?

http://boardingarea.com/onemileatatime/2013/06/23/citi-aadvantage-visa-50000-mile-sign-up-bonus-is-back-for-now/

just signed up with that link and was approved. Didn't say anything about miles or bonuses though, does that just come by surprise or in the mail stuff with the card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2013, 01:30:53 PM
Is there a link for the AA 50k?

http://boardingarea.com/onemileatatime/2013/06/23/citi-aadvantage-visa-50000-mile-sign-up-bonus-is-back-for-now/

just signed up with that link and was approved. Didn't say anything about miles or bonuses though, does that just come by surprise or in the mail stuff with the card?

No, you'll just know when they hit your account. Or, you can ask them when you call to activate the card.
Title: How Many Credit Cards Do You Have?
Post by: puniraptor on June 24, 2013, 01:36:50 PM
Is there a link for the AA 50k?

http://boardingarea.com/onemileatatime/2013/06/23/citi-aadvantage-visa-50000-mile-sign-up-bonus-is-back-for-now/

just signed up with that link and was approved. Didn't say anything about miles or bonuses though, does that just come by surprise or in the mail stuff with the card?

No, you'll just know when they hit your account. Or, you can ask them when you call to activate the card.

crap, should i have set up an AA account first? Can I still do that? I assumed it would make me since that's the point of an AAdvantage  card?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 24, 2013, 01:38:43 PM
Is there a link for the AA 50k?

http://boardingarea.com/onemileatatime/2013/06/23/citi-aadvantage-visa-50000-mile-sign-up-bonus-is-back-for-now/

oh, just the visa.  good, that'd really have pissed me off if it was the mc too.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2013, 01:39:09 PM
puni, yeah, they'll just assign you an AA account number I think. kind of lol that you're getting into the credit cards without even having an account though. gotta start somewhere!
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on June 24, 2013, 02:42:00 PM
puni, yeah, they'll just assign you an AA account number I think. kind of lol that you're getting into the credit cards without even having an account though. gotta start somewhere!

this is my somewhere!!!

Next Question: If I can find a bunch of record locator codes for past flights can I put those in somehow to retroactively collect miles on them?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2013, 02:48:14 PM
puni, yeah, they'll just assign you an AA account number I think. kind of lol that you're getting into the credit cards without even having an account though. gotta start somewhere!

this is my somewhere!!!

Next Question: If I can find a bunch of record locator codes for past flights can I put those in somehow to retroactively collect miles on them?

No, but I would try anyway once you have your AA account number

Quote
Within the last 12 months as long as you were enrolled in the AAdvantage program at the time of your flights


https://www.aa.com/AAdvantage/requestMileageCreditAccess.do?v_locale=en_US&v_mobileUAFlag=AA
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on June 25, 2013, 12:39:05 PM
anyone who signed up the for the Ink Bold 60k get their card yet?

NOPE!  :angry: Was approved but still waiting. Kinda getting pissed. sys rubbing his arriving in my face didn't help matters.
I didn't get instant approval so I called and they said due to the large number of applications for the ink bold that it would take 7-10 days before they could even give me an answer! I then called back like 5 minutes later and the second person told me the same thing and pulled the "I see a note on your account that a CSR mentioned this to you earlier today, did you need clarification?" Then I was all :curse: and :shakesfist: and hung up :(
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 25, 2013, 01:00:08 PM
so that chase hyatt card literally just gives you 2 free nights at any hyatt property?  like even the grand hyatts that are like $700/night?  that's ridiculous.  and plat status too.  man, what a card.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2013, 01:22:17 PM
Yeah, if you have a special lady friend who also gets it you can park your ass at any Park Hyatt in the world for 4 nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 25, 2013, 01:25:25 PM
Yeah, if you have a special lady friend who also gets it you can park your ass at any Park Hyatt in the world for 4 nights.

we'll be applying this year for them, will do 4 nights at grand Hyatt Kauai and 1-2 nights at st Regis princeville for our honeymoon next year.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2013, 01:35:46 PM
Yes, great plan.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 25, 2013, 01:44:45 PM
steve dave likes my plan guys  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 25, 2013, 07:26:08 PM
got my card yesterday, already charged 2500....
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 26, 2013, 12:14:24 PM
have we talked about pointshound (have I made this exact post?)? I booked a couple rooms for a couple nights in Chicago for about $300 each at an Embassy Suites. Went through pointshound and got 500 United miles for first booking, 500 miles (each room) for some June bonus and 750 miles (each room) for regular that's just what they do points. on top of that my Hilton Gold status with United double up earning still applied. I'm going to end up with about 4,000 United miles and however many useless HH points I would have earned anyway just for booking $600 in hotel rooms for me and some bros.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 26, 2013, 01:19:41 PM
have we talked about pointshound (have I made this exact post?)? I booked a couple rooms for a couple nights in Chicago for about $300 each at an Embassy Suites. Went through pointshound and got 500 United miles for first booking, 500 miles (each room) for some June bonus and 750 miles (each room) for regular that's just what they do points. on top of that my Hilton Gold status with United double up earning still applied. I'm going to end up with about 4,000 United miles and however many useless HH points I would have earned anyway just for booking $600 in hotel rooms for me and some bros.

I must be dense....so you book through PH and earn the miles/points on your CC and reward program, plus whatever your designated miles/points program is through PH?   What am I missing....how is PH giving you extra points?

and I assume super stud SD got the free Level 2 signup?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 26, 2013, 01:22:39 PM
have we talked about pointshound (have I made this exact post?)? I booked a couple rooms for a couple nights in Chicago for about $300 each at an Embassy Suites. Went through pointshound and got 500 United miles for first booking, 500 miles (each room) for some June bonus and 750 miles (each room) for regular that's just what they do points. on top of that my Hilton Gold status with United double up earning still applied. I'm going to end up with about 4,000 United miles and however many useless HH points I would have earned anyway just for booking $600 in hotel rooms for me and some bros.

I must be dense....so you book through PH and earn the miles/points on your CC and reward program, plus whatever your designated miles/points program is through PH?   What am I missing....how is PH giving you extra points?

I don't know how they are doing it but they are doing it. Most of the major chains will allow you to book through them and still get your elite benefits and earning. but, if you are booking a boutique or something that isn't affiliated with a program you still get United (or whatever program you choose) points for booking those. I used to ignore PH because I wanted to earn points, stay credits, have status through the hotel program but they just added the option to earn both. Rocketmiles is another similar site but I don't think you earn stay credits, elite benefits and points with the hotel program using them.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 26, 2013, 01:26:00 PM
have we talked about pointshound (have I made this exact post?)? I booked a couple rooms for a couple nights in Chicago for about $300 each at an Embassy Suites. Went through pointshound and got 500 United miles for first booking, 500 miles (each room) for some June bonus and 750 miles (each room) for regular that's just what they do points. on top of that my Hilton Gold status with United double up earning still applied. I'm going to end up with about 4,000 United miles and however many useless HH points I would have earned anyway just for booking $600 in hotel rooms for me and some bros.

I must be dense....so you book through PH and earn the miles/points on your CC and reward program, plus whatever your designated miles/points program is through PH?   What am I missing....how is PH giving you extra points?

I don't know how they are doing it but they are doing it. Most of the major chains will allow you to book through them and still get your elite benefits and earning. but, if you are booking a boutique or something that isn't affiliated with a program you still get United (or whatever program you choose) points for booking those. I used to ignore PH because I wanted to earn points, stay credits, have status through the hotel program but they just added the option to earn both. Rocketmiles is another similar site but I don't think you earn stay credits, elite benefits and points with the hotel program using them.

did you see the free Level 2 upgrade promo?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 26, 2013, 01:26:45 PM
yeah, I am a level 2.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on June 26, 2013, 04:59:27 PM
Yeah, if you have a special lady friend who also gets it you can park your ass at any Park Hyatt in the world for 4 nights.

You still pay tax and maybe a small fee, right?  So, a $1,000/night room could cost you like $200/night?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 26, 2013, 06:15:14 PM
Nope, zero (with Hyatt). Other brands will still charge you fees though. Hyatt is BITB. No resort fees, no taxes, no booking fees.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 26, 2013, 06:16:37 PM
Marriott has never charged me a fee when staying on points.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 26, 2013, 06:18:16 PM
Marriott has never charged me a fee when staying on points.

That's good. I don't actively pursue/use Marriott points though I'm going to start now given the Hilton devaluations. Also, many programs will charge taxes on overseas awards. Hyatt doesn't.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on June 26, 2013, 06:32:30 PM
 :surprised: 
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 26, 2013, 07:04:23 PM
Marriott has never charged me a fee when staying on points.

Marriott is best in the biz. Booked a room a while back and it said I owed $1.75. They were all, we aren't going to charge you that Mr. SF.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 26, 2013, 08:56:26 PM
i mostly stay downbudget.  choice, wyndham and ihg.  none have ever charged me anything on points stays.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2013, 06:08:59 AM
Also chum, the most expensive Hyatt on points is only 22k Hyatt points. UR points transfer 1:1 to Hyatt so they are pretty easy to get.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2013, 06:58:54 AM
i mostly stay downbudget.  choice, wyndham and ihg.  none have ever charged me anything on points stays.

yeah, none of those will usually have a "resort fee" or "service fee" on stays anway.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2013, 10:03:11 AM
if you are ever going to buy something online run the merchent through this first:

http://www.evreward.com/

then you can choose which portal to go through. there are some pretty big swings between the portals. UR is my preferred but sometimes United's will have twice the points offered. very easy to use.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2013, 10:04:50 AM
like, you get 8 UR points per $ spent at brooks brothers online (plus the regular cc points you would get). that's like 18% off (depending on how you value your points/miles).
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on June 28, 2013, 03:29:58 PM
How amazing would this be  :excited:  :excited:

Wonder how high they will go?
http://auction.starwoodhotels.com/cgi-bin/ncommerce3/CategoryDisplay?cgrfnbr=192787701&cgmenbr=67280009
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 28, 2013, 03:32:07 PM
How amazing would this be  :excited:  :excited:

Wonder how high they will go?
http://auction.starwoodhotels.com/cgi-bin/ncommerce3/CategoryDisplay?cgrfnbr=192787701&cgmenbr=67280009

very high. I have 80k SPG and I know that won't be nearly enough. I'd guess 300k-500k'ish.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 28, 2013, 04:36:40 PM
Chef's table 9 course meal was about 300 a person when I was there.  I get that you meet TK and all, but I would not spend the points on it.  I would just go.
Title: How Many Credit Cards Do You Have?
Post by: puniraptor on June 28, 2013, 07:16:50 PM
Ok. Bear with my ultimate noob status here:

So I signed up for the citi AAdvantage 60k link from that blog.

I didn't have an AA account at that time. I assumed it would make me sign up for one in the process or when I made my citi account. Nope.

So I activated my card and made an online citi account. It doesn't say anything about any offers or points or whatever. I click the AA miles link and it takes me to the AA homepage where I get to log in or make an account. So I make an account.

It doesn't appear that my AA account and my card account are linked in any way. There is no way on either website to add the other.

So I called citi customer service and the first guy said I needed to call AA to figure it out. AA had 55 min+ hold time so I hung up and called citi again and the next lady seemed to think it was supposed to auto create me an AA account I the next few days. I told her I already made one online so she gave me the number to AA again.

Is my account supposed to show my pending award based on the spend? What do I need to do to get my 60k?

Experts please advise.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on June 28, 2013, 07:31:31 PM
Ok. Bear with my ultimate noob status here:

So I signed up for the citi AAdvantage 60k link from that blog.

I didn't have an AA account at that time. I assumed it would make me sign up for one in the process or when I made my citi account. Nope.

So I activated my card and made an online citi account. It doesn't say anything about any offers or points or whatever. I click the AA miles link and it takes me to the AA homepage where I get to log in or make an account. So I make an account.

It doesn't appear that my AA account and my card account are linked in any way. There is no way on either website to add the other.

So I called citi customer service and the first guy said I needed to call AA to figure it out. AA had 55 min+ hold time so I hung up and called citi again and the next lady seemed to think it was supposed to auto create me an AA account I the next few days. I told her I already made one online so she gave me the number to AA again.

Is my account supposed to show my pending award based on the spend? What do I need to do to get my 60k?

Experts please advise.

Log into your online CC page with citi and see if you can find an AA number anywhere.  I'll bet you can
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 28, 2013, 07:56:47 PM
So I signed up for the citi AAdvantage 60k link from that blog.

Wut?

DNR past here
Title: How Many Credit Cards Do You Have?
Post by: puniraptor on June 28, 2013, 08:06:23 PM
Is there a link for the AA 50k?

http://boardingarea.com/onemileatatime/2013/06/23/citi-aadvantage-visa-50000-mile-sign-up-bonus-is-back-for-now/

just signed up with that link and was approved. Didn't say anything about miles or bonuses though, does that just come by surprise or in the mail stuff with the card?

50k I guess. This blog.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 28, 2013, 08:09:17 PM
Oh, yeah, just hit the min spend and you will get it. Never call the airline/hotel as they have nothing to do with it. It seems like you got the most dumbass citi rep ever. I have applied on probably 20 phantom flyer talk links and have always gotten the points.
Title: How Many Credit Cards Do You Have?
Post by: puniraptor on June 28, 2013, 08:11:04 PM
Oh, yeah, just hit the min spend and you will get it. Never call the airline/hotel as they have nothing to do with it. It seems like you got the most dumbass citi rep ever. I have applied on probably 20 phantom flyer talk links and have always gotten the points.

But how does it know my AA account? Does it just make one on its own?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 28, 2013, 08:13:26 PM
Yeah, probably. Just wait until they post and you can merge that one and the one you created. I will personally take care of this for you if it is a huge hassle. I guarantee it won't be. On your card monthly statement it will show either the AA account you made or the one they made for you.
Title: How Many Credit Cards Do You Have?
Post by: puniraptor on June 28, 2013, 08:14:23 PM
Phew! Thanks Expert Dave!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 28, 2013, 11:02:33 PM
so my Canadian friend's wife got the 50k AMEX goldcard bonus a couple months back and wanted to buy an Ipad with her points.  I  he explained to her how bad of a redmption that was, and told her the best route if she really wanted to do it, was buy a Home Depot $500 gift card, that he could then sell to Plastic Jungle and get about $475 for it.     She went ahead and ordered it, then he discovered Plastic Jungle had closed, and told her to cancel it.   He found Rewards2Cash instead.   She called and cancelled the card, and they told her if it showed up it would be cancelled and not to worry about it.

So my Canadian friend decided to check the balance anyways.    Can you guess what it said?   He decided to wait a couple of weeks and see if the card got cancelled, as the online statement shows it was cancelled, and the points refunded.

Canadian friend also just got his confirmation that his check for $752.40 for his transfer of points through R2C.

What should my Canadian friend do about his dilemma?

Feels pretty good....I won't lie.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 01, 2013, 09:31:42 AM
Have you guys discussed the Wallaby card on here? It consolidates all your cards and uses the best one for each purchase, depending on the rewards of each card.
Also there's a separate app that will just tell you which card to use if you don't want to get the Wallaby card.

https://walla.by/
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 01, 2013, 11:05:26 AM
Yeah, probably. Just wait until they post and you can merge that one and the one you created. I will personally take care of this for you if it is a huge hassle. I guarantee it won't be. On your card monthly statement it will show either the AA account you made or the one they made for you.

where will the not bonus just regular points go if it doesn't appear to be tied to an aa account?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 01, 2013, 11:17:02 AM
Have you guys discussed the Wallaby card on here? It consolidates all your cards and uses the best one for each purchase, depending on the rewards of each card.
Also there's a separate app that will just tell you which card to use if you don't want to get the Wallaby card.

https://walla.by/
definitely an interesting concept, but I would want to see how they valued each point to determine the best spend.  there are many situations where you could get 1,500 hhonors points but only 500 spg points, but the 500 spg points are worth a lot more than 1,500 hhonors points.  how would they account for that?  would be pretty boss if they let you place your own value on the different points and then did the calculation from that. most of my spend goes to hit bonus minimums but there are definitely down times between each churn...especially if/when I use manufactured spend and it would be nice to only have to carry the one card.

I'll also be interested to see how this works from an internal standpoint.  how do they make money?  who gets the transaction fee?  they're going to have to find a way for this to make sense for the visa/mc/amex of the world or they'll get crushed pretty quickly.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 01, 2013, 11:43:24 AM
Have you guys discussed the Wallaby card on here? It consolidates all your cards and uses the best one for each purchase, depending on the rewards of each card.
Also there's a separate app that will just tell you which card to use if you don't want to get the Wallaby card.

https://walla.by/

so this card pretty much does for $50/year what steve dave already does for me out of the goodness in his heart?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 01, 2013, 11:54:46 AM
Have you guys discussed the Wallaby card on here? It consolidates all your cards and uses the best one for each purchase, depending on the rewards of each card.
Also there's a separate app that will just tell you which card to use if you don't want to get the Wallaby card.

https://walla.by/
definitely an interesting concept, but I would want to see how they valued each point to determine the best spend.  there are many situations where you could get 1,500 hhonors points but only 500 spg points, but the 500 spg points are worth a lot more than 1,500 hhonors points.  how would they account for that?  would be pretty boss if they let you place your own value on the different points and then did the calculation from that. most of my spend goes to hit bonus minimums but there are definitely down times between each churn...especially if/when I use manufactured spend and it would be nice to only have to carry the one card.

I'll also be interested to see how this works from an internal standpoint.  how do they make money?  who gets the transaction fee?  they're going to have to find a way for this to make sense for the visa/mc/amex of the world or they'll get crushed pretty quickly.

looks like you just plug in your card's perks, and it compares them and tells you which card to use.    I could be wrong, but I don't want to sign up for an account right now just to check.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 01, 2013, 12:29:20 PM
I just got something in the mail advertising 50k United Miles w/ a $2000 spend in the first three months. I remember SteveDave saying United miles were the best, which piqued my interest.

Questions:
1) Even though this came in the mail, can I just apply for this one over the phone the same day I do all my other cards?
2) The envelope came to me. Any chance Mrs. WonderMeal could also benefit from this and get 50k of her own?
3) Should I apply for this one, the AA 50k card, and something else all at the same time? If so, what should the "something else" be? Something US Air related (to combine with the AA)? Something SW related (lots of SW metal flying in and out of my airport). Something Chase Sapphire Preferred related (because you guys said the cards looked elite at FattyFest when all lined up at a bar)?

I think I'm really going to take the plunge this time, guys.
 :dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2013, 12:52:46 PM
I just got something in the mail advertising 50k United Miles w/ a $2000 spend in the first three months. I remember SteveDave saying United miles were the best, which piqued my interest.

Questions:
1) Even though this came in the mail, can I just apply for this one over the phone the same day I do all my other cards?
2) The envelope came to me. Any chance Mrs. WonderMeal could also benefit from this and get 50k of her own?
3) Should I apply for this one, the AA 50k card, and something else all at the same time? If so, what should the "something else" be? Something US Air related (to combine with the AA)? Something SW related (lots of SW metal flying in and out of my airport). Something Chase Sapphire Preferred related (because you guys said the cards looked elite at FattyFest when all lined up at a bar)?

I think I'm really going to take the plunge this time, guys.
 :dance:

1) yeah, that would be fine. but you (and anyone else with some United miles) can also probably just apply for it online. just login to your United account and if you have some United miles you should see a banner ad or something offering the 50k United card.

2) see above, probably

3) not SW as you'd already be applying for another Chase card that day. yes to AA and USA cards though. could throw an amex in there as well if you felt like it. you will have to consider how much spend you'd have to have in whatever time frame to meet the min. to get the bonuses though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 01, 2013, 12:58:31 PM
Have you guys discussed the Wallaby card on here? It consolidates all your cards and uses the best one for each purchase, depending on the rewards of each card.
Also there's a separate app that will just tell you which card to use if you don't want to get the Wallaby card.

https://walla.by/
definitely an interesting concept, but I would want to see how they valued each point to determine the best spend.  there are many situations where you could get 1,500 hhonors points but only 500 spg points, but the 500 spg points are worth a lot more than 1,500 hhonors points.  how would they account for that?  would be pretty boss if they let you place your own value on the different points and then did the calculation from that. most of my spend goes to hit bonus minimums but there are definitely down times between each churn...especially if/when I use manufactured spend and it would be nice to only have to carry the one card.

I'll also be interested to see how this works from an internal standpoint.  how do they make money?  who gets the transaction fee?  they're going to have to find a way for this to make sense for the visa/mc/amex of the world or they'll get crushed pretty quickly.

looks like you just plug in your card's perks, and it compares them and tells you which card to use.    I could be wrong, but I don't want to sign up for an account right now just to check.

I set up an account (for free) without getting the actual card. It pulls in all your credit card accounts and then asks you some questions like your favorite hotel, where you are traveling in the next 2 years, and what rewards you value the most. Then there is an app that is supposed to detect what store you are at (by GPS) and suggest which card to use there. If you get the Wallaby card it basically does that for you and charges to the appropriate card and you only have to carry the one Wallaby card with you.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 01, 2013, 12:59:42 PM
would have been pretty cool to be one of the first 1,000, who get lifetime card membership for free  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 01, 2013, 01:01:46 PM
Have you guys discussed the Wallaby card on here? It consolidates all your cards and uses the best one for each purchase, depending on the rewards of each card.
Also there's a separate app that will just tell you which card to use if you don't want to get the Wallaby card.

https://walla.by/

so this card pretty much does for $50/year what steve dave already does for me out of the goodness in his heart?

Where did it say the $50/year fee? I never could find what they charge. My understand was that the app is free if you don't get the actual Wallaby card.

It would be like if SD was with you at all times telling you which card to use for which purchases. And if you get the Wallaby card, it would be like SD is holding all your credit cards for you and handing you the correct one so you don't even have to find the right card in your wallet.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 01, 2013, 01:31:13 PM
Have you guys discussed the Wallaby card on here? It consolidates all your cards and uses the best one for each purchase, depending on the rewards of each card.
Also there's a separate app that will just tell you which card to use if you don't want to get the Wallaby card.

https://walla.by/

so this card pretty much does for $50/year what steve dave already does for me out of the goodness in his heart?

Where did it say the $50/year fee? I never could find what they charge. My understand was that the app is free if you don't get the actual Wallaby card.

It would be like if SD was with you at all times telling you which card to use for which purchases. And if you get the Wallaby card, it would be like SD is holding all your credit cards for you and handing you the correct one so you don't even have to find the right card in your wallet.

steve dave pretty much does hold all my credit cards for me... hes my life planner.

i found it on the reviews:

Quote
The first 1,000 customers to sign up for the beta version of Wallaby will receive a lifetime membership benefit—it doesn’t specify, but I suspect it just means you’ll get the card for free. The next 5,000 individuals who sign up for the Wallaby wait list will get a fee-free card for 12 months. Everyone else will get 6 months free usage. After that, the card will carry a $50 annual fee. However, you can also apparently “move up the list” by Tweeting, Facebooking, inSharing Google +ing and Pinteresting the sign-up link.

http://thepointsguy.com/2012/06/wallaby-the-new-credit-card-spend-maximizer/
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2013, 01:35:03 PM
When an UR point is worth 4 cents that thing is going to have to get you a bunch of extra points to pay off. It's not hard to remember what to use. Really, if you keep a Sapphire preferred, ink and SPG card in your wallet you don't need anything else (other than for meeting min. spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 01, 2013, 01:47:38 PM
When an UR point is worth 4 cents that thing is going to have to get you a bunch of extra points to pay off. It's not hard to remember what to use. Really, if you keep a Sapphire preferred, ink and SPG card in your wallet you don't need anything else (other than for meeting min. spend.

Can you direct me back to where you explained the UR points thing?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2013, 02:28:35 PM
When an UR point is worth 4 cents that thing is going to have to get you a bunch of extra points to pay off. It's not hard to remember what to use. Really, if you keep a Sapphire preferred, ink and SPG card in your wallet you don't need anything else (other than for meeting min. spend.

Can you direct me back to where you explained the UR points thing?

UR points are just the points you get from the Ink, Ink Bold, Sapphire and Sapphire preferred (and Freedom if you have it combined with one of those other ones). They transfer to United, Hyatt, Marriott, Korean, British, Priority Club, some other garbage. United and Hyatt are mostly what you'd ever transfer them to if you want to get the most bang for the buck though. They are probably the most valuable point imo. SPG would be the second most because they have pretty good value at SPG properties and transfer to most airlines with 5k bonus with every 20k transferred (except they only transfer 1:2 with United so not a good value there).
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 01, 2013, 03:04:51 PM
When an UR point is worth 4 cents that thing is going to have to get you a bunch of extra points to pay off. It's not hard to remember what to use. Really, if you keep a Sapphire preferred, ink and SPG card in your wallet you don't need anything else (other than for meeting min. spend.

Can you direct me back to where you explained the UR points thing?

UR points are just the points you get from the Ink, Ink Bold, Sapphire and Sapphire preferred (and Freedom if you have it combined with one of those other ones). They transfer to United, Hyatt, Marriott, Korean, British, Priority Club, some other garbage. United and Hyatt are mostly what you'd ever transfer them to if you want to get the most bang for the buck though. They are probably the most valuable point imo. SPG would be the second most because they have pretty good value at SPG properties and transfer to most airlines with 5k bonus with every 20k transferred (except they only transfer 1:2 with United so not a good value there).

Oh so you are just saying I should just use my Sapphire Preferred card for everything instead of trying to figure out which card to use at what stores?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2013, 04:34:34 PM
No, depends what cards you have. The Sapphire gives 2 UR points for restaurants and airfare. The Ink cards give 5 for cable and phone bills and anything bought at office supply stores. Ink also have 2 points for gas and hotels. But, if you have those two it's not hard to figure out which card to use from there.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 01, 2013, 08:58:34 PM
No, depends what cards you have. The Sapphire gives 2 UR points for restaurants and airfare. The Ink cards give 5 for cable and phone bills and anything bought at office supply stores. Ink also have 2 points for gas and hotels. But, if you have those two it's not hard to figure out which card to use from there.

Well of those cards, so far I only have the Sapphire Preferred. Hmm, maybe I should look into the Ink...
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 02, 2013, 09:37:46 AM
how do you get .04 per ur point, sd?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2013, 09:49:08 AM
how do you get .04 per ur point, sd?

I don't. .04 is was too generous. it depends what you use them for I guess. I think the travel bloggers value them closer to .02. it's easy to claim you got .15-.20 in value from each when you book a first class flight that would go for some ridiculous figure but unless you would pay that for it that's not a valid figure.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 02, 2013, 09:53:53 AM
is it .05 for all chase cards on gas for the next 3 months? road tripping this weekend  :dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2013, 09:55:13 AM
is it .05 for all chase cards on gas for the next 3 months? road tripping this weekend  :dance:

no
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 02, 2013, 10:14:58 AM
I don't. .04 is was too generous. it depends what you use them for I guess. I think the travel bloggers value them closer to .02. it's easy to claim you got .15-.20 in value from each when you book a first class flight that would go for some ridiculous figure but unless you would pay that for it that's not a valid figure.

i agree, the first class values are only valid for people that would actually book those with cash.  i've found i can get about .015 for american and united pretty easily.  more than that is usually luck or you accept inconvenient routes/times.  but i don't know what i'm doing with redeeming.  earning is so much easier.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 02, 2013, 10:28:54 AM
Discover is doing 5% on gas this quarter fwiw. Their points aren't amazing but I do like being able to spend them like real money on amazon.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2013, 10:33:53 AM
Discover is doing 5% on gas this quarter fwiw. Their points aren't amazing but I do like being able to spend them like real money on amazon.

you can buy amazon gift cards from staples and get 5 UR points per $ spent on the Ink cards. I've put mrs. dave on a strict "don't buy crap from the internet without checking with me first" spending plan.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2013, 10:37:06 AM
Discover is doing 5% on gas this quarter fwiw. Their points aren't amazing but I do like being able to spend them like real money on amazon.

you can buy amazon gift cards from staples and get 5 UR points per $ spent on the Ink cards. I've put mrs. dave on a strict "don't buy crap from the internet without checking with me first" spending plan.

also, if you go through the UR shopping portal and use the Ink you can probably get 7 UR points

http://themilesprofessor.com/2013/04/02/chase-ink-bold-ultimate-rewards-gift-cards/

so, if you value UR points at .02 you would be getting about 14% off everything you buy at amazon
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on July 02, 2013, 01:48:20 PM
is it .05 for all chase cards on gas for the next 3 months? road tripping this weekend  :dance:

no

Just the freedom card, yes?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 02, 2013, 01:48:52 PM
is it .05 for all chase cards on gas for the next 3 months? road tripping this weekend  :dance:

no

Just the freedom card, yes?

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2013, 02:00:12 PM
is it .05 for all chase cards on gas for the next 3 months? road tripping this weekend  :dance:

no

Just the freedom card, yes?

yeah, for the first $1,500 spent on the bonus categories
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 03, 2013, 08:05:21 AM
the best thing that's going to come out of this AA/USA merger is the ability to book one way awards with USA (now AA) miles. what a bullshit rule. this goes for your dumbass too Delta.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 03, 2013, 09:39:38 AM
kscroommate (mizzou grad) read the last 100 pages or so of this thread last night. he applied for ink this morning and told me he thinks steve dave is a robot.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2013, 09:37:18 AM
Just got $0.037 per point on an AA redemption that I would have paid for if an award wasn't available  :dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 08, 2013, 11:22:57 AM
Just got $0.037 per point on an AA redemption that I would have paid for if an award wasn't available  :dance:
hawaii in first class?  that's a crazy good value.  'grats.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2013, 12:57:27 PM
Just got $0.037 per point on an AA redemption that I would have paid for if an award wasn't available  :dance:
hawaii in first class?  that's a crazy good value.  'grats.

yeah
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 08, 2013, 05:34:22 PM
so mommy points and little c vacationing in maui without the hubby, huh? sniff, sniff, do i smell another divorce for mr mommy points coming.

http://boardingarea.com/mommypoints/2013/07/08/family-trip-to-kauai-grand-hyatt-kauai-review-part-1/
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 08, 2013, 05:43:16 PM
it's pretty funny how mommy points is the soap opera of the miles and points world.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 08, 2013, 09:03:38 PM
I just took my 18 month old on a rewards flight, thinking about starting a blog and calling it daddypoints, whaddya guys think? (btw she is much cuter than lil c)
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 08, 2013, 11:57:02 PM
man oh man.  can't wait for the grand hyatt.   :cool:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2013, 05:56:37 AM
I just took my 18 month old on a rewards flight, thinking about starting a blog and calling it daddypoints, whaddya guys think? (btw she is much cuter than lil c)

Being cuter than lil c probably shouldn't be a cutoff point for anything
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2013, 10:24:21 AM
What does everyone have planned for points travel over the next 12 months? I've got:

-Chicago with some bros in early September flying SW and staying 2 nights at an Embassey Suites
-4 Nights in NYC on an old AXON (RIP) Hilton award in early October flying United direct (paid one way and points the other)
-2 rooms for 2 nights in Tulsa in late Oct. at a Doubletree that's only 10k a night so I'm scared that it's going to be garbagey
-A night in Wichita at the Hyatt during XMas
-6 nights in Maui in May '14 staying at the new Andaz and flying 1st class on AA

somewhere in there I'll probably use points to drag mrs. dave along on a couple business trips. maybe use some marriott points for a couple nights at the Cosmo in Vegas or something. also have two Hyatt cat. 1-5 awards I have to burn before Mar. 2014 that I don't currently have a spot for. Not wasting them on a Wichita stay.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 09, 2013, 11:56:12 AM
-just did a SW flight to Louisville on points and a companion pass, stayed at a holiday inn and courtyard on points
-October trip to Jamaica on AA miles and staying at the Hilton all inclusive there on points (really interested to see how it compares to other all inclusives)

I really want to work in a trip to Vegas since I have the companion pass. I'll also probably fly to Baltimore in early 2014 using the companion pass.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 09, 2013, 11:59:05 AM
Austin for the Cats game.  Flight on SW and companion pass for Lady BR.
South Carolina to see her folks in November SW&CP
Puerto Rico sometime around Feb-Mar with SW&CP. Not sure of the plan other than a few nights in San Juan and 3 nights at the W on Vequies.
Probably throwing in a Chicago trip in there sometime. 
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on July 09, 2013, 12:37:28 PM
Every time I think I'm going to use airline points, I end up finding a rally great deal on airfare. . . I don't know if I'll ever spend a point. :(
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 10, 2013, 08:51:42 AM
Chase United card... is it worth a crap? Offer is for 30K United miles for $1000/3 mo with the $92 annual fee waved.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2013, 08:59:18 AM
Chase United card... is it worth a crap? Offer is for 30K United miles for $1000/3 mo with the $92 annual fee waved.

you can get it for 50k, which is worth it
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 10, 2013, 09:19:00 AM
Chase United card... is it worth a crap? Offer is for 30K United miles for $1000/3 mo with the $92 annual fee waved.

you can get it for 50k, which is worth it

any idea on when that offer comes around? i met the spend on my freedom card and chase sent me an email to apply for united. is it worth a shot to go for another chase card now? its only been 2 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2013, 09:21:02 AM
Chase United card... is it worth a crap? Offer is for 30K United miles for $1000/3 mo with the $92 annual fee waved.

you can get it for 50k, which is worth it

any idea on when that offer comes around? i met the spend on my freedom card and chase sent me an email to apply for united. is it worth a shot to go for another chase card now? its only been 2 months.

from 2 pages ago

http://goEMAW.com/forum/index.php?topic=896.msg856445#msg856445
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 10, 2013, 09:55:55 AM
 :bang: sorry. thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 11, 2013, 08:41:45 AM
credit report:

  • You have 71 accounts in good standing in your report. 

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 11, 2013, 09:49:01 AM
checked online about the 50k offer. because of my lack of history with united i am only eligible for 30k, but the chase person on the phone approved me for 50k when i called to ask about it. feels really good.  :dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 11, 2013, 09:51:30 AM
had two fraudulent charges in June.. one with chase and one with barclays, chase no problem we'll take it off. Barclays what a rough ridin' hassle
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 11, 2013, 11:23:51 AM
checked online about the 50k offer. because of my lack of history with united i am only eligible for 30k, but the chase person on the phone approved me for 50k when i called to ask about it. feels really good.  :dance:

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 11, 2013, 11:25:18 AM
had two fraudulent charges in June.. one with chase and one with barclays, chase no problem we'll take it off. Barclays what a rough ridin' hassle

yeah, barclays is kind of sucky for customer service. amex and chase are BITB. citi isn't bad either but they have no idea what's going on.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on July 11, 2013, 08:50:03 PM
Got mushed trying to pay for a car on a credit card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on July 11, 2013, 08:52:06 PM
credit report:

  • You have 71 accounts in good standing in your report. 

 :lol:

Found out Mrs. CF3 has a credit score 30 points higher than mine.  Mine was lower because of lost library CD I never paid for and it went to collections. :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 11, 2013, 10:26:31 PM
Got mushed trying to pay for a car on a credit card.

told sugar mama to try this on her new car and she also got mushed.  some dealers just won't do it, hard to blame them because it cuts into their profit.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 11, 2013, 10:43:30 PM
What does everyone have planned for points travel over the next 12 months? I've got:

-Chicago with some bros in early September flying SW and staying 2 nights at an Embassey Suites
-4 Nights in NYC on an old AXON (RIP) Hilton award in early October flying United direct (paid one way and points the other)
-2 rooms for 2 nights in Tulsa in late Oct. at a Doubletree that's only 10k a night so I'm scared that it's going to be garbagey
-A night in Wichita at the Hyatt during XMas
-6 nights in Maui in May '14 staying at the new Andaz and flying 1st class on AA

somewhere in there I'll probably use points to drag mrs. dave along on a couple business trips. maybe use some marriott points for a couple nights at the Cosmo in Vegas or something. also have two Hyatt cat. 1-5 awards I have to burn before Mar. 2014 that I don't currently have a spot for. Not wasting them on a Wichita stay.
burning a shitload of southwest and hilton points and using the companion pass to take the whole family to FL for my boy's b-day next week.  other than that, nothing special.  I never usually plan trips more than a few months out though.  thinking about a trip to chicago with some friends in the next couple of months and maybe a trip to napa in the fall.  I'm sure I'll head to phoenix and/or LA at some point this winter when I can't stand the cold anymore.

one thing I did do was book friday and saturday night of every single cats home game at the sheraton with spg points.  only 3000/night are you rough ridin' kidding?  I'll only ever stay one night so I'll end up canceling a lot of them but what a great value!
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2013, 05:59:28 AM
Yeah, that MHK Sheraton isn't going to stay that cheap for long I'm afraid. Has anyone stayed there since the change?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 12, 2013, 08:53:29 AM
the mhk sheraton just says not available when I search  :embarrassed:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2013, 08:54:59 AM
the mhk sheraton just says not available when I search  :embarrassed:

protip: the rooms for football weekends are all booked up well before today
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 12, 2013, 09:14:48 AM
the mhk sheraton just says not available when I search  :embarrassed:

protip: the rooms for football weekends are all booked up well before today
I just booked all mine a couple weeks ago. I was surprised I was able to get a room on both nights for every game this close to the season. not sure who else has rooms but I started to book a couple nights through hilton (can't remember which hotel) but they have no cancellation and keep your points on football weekends. :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 12, 2013, 09:37:04 AM
the mhk sheraton just says not available when I search  :embarrassed:

protip: the rooms for football weekends are all booked up well before today

I mean that's what I figured but then this dude came in here all like, omg, only 3k a night, and I got all excited
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 13, 2013, 04:13:08 PM
Took the plunge, guys. Feels great.

 :bill:
Title: How Many Credit Cards Do You Have?
Post by: Tobias on July 13, 2013, 04:24:58 PM

Took the plunge, guys. Feels great.

 :bill:

:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 13, 2013, 05:14:06 PM
Took the plunge, guys. Feels great.

 :bill:

nice, what's your plan?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 13, 2013, 06:20:26 PM
Most of my redemptions come from airfare as I have odds and ends ways of getting hotels.  Need the intern to get us accredited though so I can get better deals and we can all party.

Flying GF's nephew to CO to hang out and party
Looking at heading to Austin for 'Cats game
Flying to Jamaica to stay at an all inclusive (will take recommendos on all-inclusives and fly somewhere else if people have pro-tips)
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 13, 2013, 06:42:14 PM
Most of my redemptions come from airfare as I have odds and ends ways of getting hotels.  Need the intern to get us accredited though so I can get better deals and we can all party.

Flying GF's nephew to CO to hang out and party
Looking at heading to Austin for 'Cats game
Flying to Jamaica to stay at an all inclusive (will take recommendos on all-inclusives and fly somewhere else if people have pro-tips)
I think daris likes the hilton all-inclusive in negril. I suppose it depends on the rate though.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 13, 2013, 06:48:14 PM
We're looking at a Sandals.  Includes scuba there so GF can get certified (saves about $300).  7 or so restaurants, premium booze, golf course.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 13, 2013, 09:25:40 PM
Put $3000 on my ink bold when I bought my car today

The guy was all "we usually don't like to take credit cards because we end up paying so much $ in fees, but we'll make an exception for you"

:gocho:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 13, 2013, 09:29:48 PM
We're looking at a Sandals.  Includes scuba there so GF can get certified (saves about $300).  7 or so restaurants, premium booze, golf course.

I went to couples in negril for my honeymoon, it was good, basically the same thing as sandals I think, but maybe a little cheaper. We did a zip lining excursion in the forest that was really fun (we watched cool runnings in the bus on the way there, super awesome). The wife and I are doing the Hilton rose hill in October, I'll let you know how it is
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 13, 2013, 10:25:46 PM
Took the plunge, guys. Feels great.

nice, what's your plan?

Only signed up for the Ink Bold and US Airways today. Will probably sign up for AA, United, or one of the American Expresses once I show Mrs. WonderMeal that we can totally meet the spend on the Ink and another card no problemo.   

I signed up for the Ink because I like the flexibility of the UR points, and may end up getting a United card soon, so I can go hog wild on United eventually if I want to. (Pretty mad at myself for not just getting my stuff together and signing up when it was 60k.) I signed up for the US Air card because I want to nab that while I still can, and may sign Mrs. WonderMeal up for one, too. Plus, from my 30 seconds of reading FlyerTalk, I think I might be able to get the US Air once or twice more before the merger?

My main objective is airfare (what with WonderMeal Jr., Li'l Miss WonderMeal, etc), but definitely see myself getting into the SPG game at some point. Howevs, I'm a little worried about getting into hotels because I know that I'll have no problem using the points on airfare, but will go totally Daris on hotel points for whatever reason.

SD, I know you mentioned somewhere a few pages ago the columns you have in your spreadsheet--mind sharing that again?

Also, any guidance on future cards (keep in mind a reticent Mrs. WonderMeal) would be deluxe. Looking forward to the journey.

Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 13, 2013, 10:37:06 PM
good luck with churning us airways. they mushed me in the face twice. they can go eff themselves.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 14, 2013, 12:52:52 AM
good luck with churning us airways. they mushed me in the face twice. they can go eff themselves.

describe how and why they mushed you.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 14, 2013, 08:01:00 AM
good luck with churning us airways. they mushed me in the face twice. they can go eff themselves.

mrs. dave and I have had good luck with it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 14, 2013, 08:03:05 AM
SD, I know you mentioned somewhere a few pages ago the columns you have in your spreadsheet--mind sharing that again?

just the name of card, when I applied for it, what the bonus was, what the spend requirement is, annual fee (if applicable). basic information but it helps remind me how long I've gone between applications of each card that is churnable and when I need to cancel some of them.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 14, 2013, 08:44:06 AM
Most of my redemptions come from airfare as I have odds and ends ways of getting hotels.  Need the intern to get us accredited though so I can get better deals and we can all party.

Flying GF's nephew to CO to hang out and party
Looking at heading to Austin for 'Cats game
Flying to Jamaica to stay at an all inclusive (will take recommendos on all-inclusives and fly somewhere else if people have pro-tips)

i've been to jamaica a few times and really like staying at non all inclusives in negril. montego bay is trashy and not fun, but negril is just so non overbuilt and just kind of neat. like you can't have a building over two stories tall so you end up with a bunch of tiny boutique type hotels and restaurants on the beach/cliffs or just guys on the side of the road selling chicken off a homemade trashcan grill. it's not for everybody though but i like it. there is the beach area of negril and then there is the cliffs (west end) area. would stay at seasplash if you want to stay on the beach and xtabi for the cliffs. kind of two vacations in one.

xtabi-

(http://static.panoramio.com/photos/large/31507444.jpg)

seasplash-

(http://media-cdn.tripadvisor.com/media/photo-s/01/6d/d7/93/seasplash-beach-resort.jpg)




as far as all inclusives go, i really have no idea but honestly think cancun area or dominican republic would give you a better bang for your buck. no reason to go all the way to jamaica and pay more to do so and then just stay at an all inclusive imo.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 14, 2013, 09:04:08 AM
good luck with churning us airways. they mushed me in the face twice. they can go eff themselves.

describe how and why they mushed you.
applied and got it in january. canceled in march. reapplied in april and got mushed. said it was too soon from having the last one. didn't even pull my credit report.

was on a flight in june and they were offering 40k after 1st purchase so applied with the paper application deal. called a week later and they didn't seem to care about me having the card before so they pulled credit report. "oh I see you have excellent credit but you have a few new accounts (3 cards like 4 months old from my last round of apps).  we need to see how you handle those accounts. wait like 6 months and try again."

you know what, go eff yourself barclays. as sd said, others have had much better luck. I'm done rough ridin' with them though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 15, 2013, 10:54:01 PM
 :lol: Omg Gary leff on colbert report.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on July 15, 2013, 10:57:10 PM
:lol: Omg Gary leff on colbert report.

too late!  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 16, 2013, 01:59:21 PM
:lol: Omg Gary leff on colbert report.
I was planning on putting this on here today.  you beat me to it.  he's introduced around 2:50 but it gets really good around the 5:00 mark. 

http://www.colbertnation.com/the-colbert-report-videos/427757/july-15-2013/people-destroying-america---lynn-harrell?xrs=share_copy (http://www.colbertnation.com/the-colbert-report-videos/427757/july-15-2013/people-destroying-america---lynn-harrell?xrs=share_copy)
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 16, 2013, 02:13:19 PM
:lol: Omg Gary leff on colbert report.
I was planning on putting this on here today.  you beat me to it.  he's introduced around 2:50 but it gets really good around the 5:00 mark. 

http://www.colbertnation.com/the-colbert-report-videos/427757/july-15-2013/people-destroying-america---lynn-harrell?xrs=share_copy (http://www.colbertnation.com/the-colbert-report-videos/427757/july-15-2013/people-destroying-america---lynn-harrell?xrs=share_copy)
have you had a note to yourself since december gary 2.0?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 16, 2013, 03:40:19 PM
:lol: Omg Gary leff on colbert report.
I was planning on putting this on here today.  you beat me to it.  he's introduced around 2:50 but it gets really good around the 5:00 mark. 

http://www.colbertnation.com/the-colbert-report-videos/427757/july-15-2013/people-destroying-america---lynn-harrell?xrs=share_copy (http://www.colbertnation.com/the-colbert-report-videos/427757/july-15-2013/people-destroying-america---lynn-harrell?xrs=share_copy)
have you had a note to yourself since december gary 2.0?
:dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 16, 2013, 03:50:00 PM
my united card came?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 16, 2013, 04:04:14 PM
leave to gary to get all butthurt and over explain something that didn't need to be explained. just omg.  :lol:




The Colbert Report folks set up the reservation, so I was staying somewhere I didn’t have status, something I’m not used to. And while it was probably a great hotel for the price (under $300) on a night where hotels in the city generally were close to sold out, it was the first time I had stayed somewhere without status in Manhattan in a Very. Long. Time.

I wasn’t used to what ‘normal-szed’ hotel rooms in the city are like (miniature furniture to make the room seem larger, and while there were two TVs they were close enough that the remote control would turn them both on and off at the same time).

The show was about to go on hiatus and they were doing a ton of taping, getting segments ‘in the can’ so that things would be a bit less hectic when they went back on the air. As a result, there was no studio space available and the crew had me meet them at a budget hotel down the street from their studio to do the filming.

Apparently the hotel is a regular location they’ll use as overflow, someone mentioned the Daily SHow was also filming there that day.
We fit a full camera crew, producer and assistant producer, even an intern into the room. And we filmed for about five hours.

(http://i617.photobucket.com/albums/tt254/viewfromthewing/Colbert_zps4884eab7.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on July 16, 2013, 05:18:20 PM
do we think the SPG bonus is going to go to 30k in august again? i'm about to sign my parents up for a shitload of cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 16, 2013, 05:36:14 PM
and lucky chimes in.

http://boardingarea.com/onemileatatime/2013/07/16/gary-leff-youre-f-awesome/#comments (http://boardingarea.com/onemileatatime/2013/07/16/gary-leff-youre-f-awesome/#comments)

does he think gary was trying to be funny?  because it really looked like he was trying to be serious and just came off looking like a goober.  if he was actually trying to be funny by looking like a jackass then that's some steve carell type talent, but I'm not buying it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on July 16, 2013, 05:38:17 PM
Got a 50k Delta amex offer in the mail.  Worth it, or wait for bigger bonus? 
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 16, 2013, 06:36:54 PM
do we think the SPG bonus is going to go to 30k in august again? i'm about to sign my parents up for a shitload of cards.

Yeah, I'm hoping so. Let me refer them unless you already have it!
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 16, 2013, 06:37:17 PM
Got a 50k Delta amex offer in the mail.  Worth it, or wait for bigger bonus?

Decent for delta.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 16, 2013, 06:38:19 PM
Got a 50k Delta amex offer in the mail.  Worth it, or wait for bigger bonus?

I am no expert but I think that's the highest its been in a while. I will def do this as soon as I make GM status this year
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 16, 2013, 06:46:55 PM
Got a 50k Delta amex offer in the mail.  Worth it, or wait for bigger bonus?

I am no expert but I think that's the highest its been in a while. I will def do this as soon as I make GM status this year

Mrs. Dave and I got it for 70k about 30 pages back. But that was a weird short time thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 17, 2013, 10:30:12 AM
how many points is a RT to Kauai on AA?  on their website it shows most of them as being 22.5k - 45k depending on class...is that RT or just one way?  can someone explain the AA rewards booking system to me like I'm 5?  southwest is so much simpler.

I thought I saw someone say that a RT to Hawaii was like 50k earlier in this thread but maybe I just dreamed that.  fiancee got a citi AA card and has like 35k points because she's dumb and got a 30k card, and I have 40k SPG, so 50k AA if I want.

thinking about transferring SPG to AA and then building up points on her card so we can book flights for free for honeymoon, then getting hyatt cards for grand hyatt kauai.  guess I could also get an AA card myself and end up with 100k AA points, but I'm trying to keep my applications down because I'll probably buy a house next year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2013, 10:34:18 AM
how many points is a RT to Kauai on AA?  on their website it shows most of them as being 22.5k - 45k depending on class...is that RT or just one way?  can someone explain the AA rewards booking system to me like I'm 5?  southwest is so much simpler.

37.5k in saver first and 75k in anytime first. 22.5k in saver coach and 45k in anytime coach. That's each way. If you want to book first class to Hawaii on any carrier you are going to want to try to get it 11 months out (roughly, each carrier has different exact dates they open availability. check over 11 months out to see when award availability opens and then plan on booking each way on the exact date it opens).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2013, 10:35:46 AM
fiancee got a citi AA card and has like 35k points because she's dumb and got a 30k card, and I have 40k SPG, so 50k AA if I want.

thinking about transferring SPG to AA and then building up points on her card so we can book flights for free for honeymoon, then getting hyatt cards for grand hyatt kauai.  guess I could also get an AA card myself and end up with 100k AA points, but I'm trying to keep my applications down because I'll probably buy a house next year.

I'd just get an AA card yourself since they are somewhat churnable and you have so many different card options. Transferring those SPG isn't ideal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 17, 2013, 10:37:36 AM
fiancee got a citi AA card and has like 35k points because she's dumb and got a 30k card, and I have 40k SPG, so 50k AA if I want.

thinking about transferring SPG to AA and then building up points on her card so we can book flights for free for honeymoon, then getting hyatt cards for grand hyatt kauai.  guess I could also get an AA card myself and end up with 100k AA points, but I'm trying to keep my applications down because I'll probably buy a house next year.

I'd just get an AA card yourself since they are somewhat churnable and you have so many different card options. Transferring those SPG isn't ideal.

yeah. but if you insist of doing it that way then my suggestion is that instead of turning the spg into aa how about i just give you access to 50k of my 250k aa and you give me the 40k spg you have. heck i'll even give you 55k aa.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 17, 2013, 10:38:35 AM
fiancee got a citi AA card and has like 35k points because she's dumb and got a 30k card, and I have 40k SPG, so 50k AA if I want.

thinking about transferring SPG to AA and then building up points on her card so we can book flights for free for honeymoon, then getting hyatt cards for grand hyatt kauai.  guess I could also get an AA card myself and end up with 100k AA points, but I'm trying to keep my applications down because I'll probably buy a house next year.

I'd just get an AA card yourself since they are somewhat churnable and you have so many different card options. Transferring those SPG isn't ideal.

ah, I was under the impression that it was a good use for SPG points since you got the bonus but I assume you're right.  problem with booking 11 months out is I won't know until january if I'll be able to get the time off in june, might have to delay our honeymoon until the fall.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2013, 10:39:52 AM
well, check availability then. there may be some. summer is actually the slow season in hawaii. also, hawaii awards are pretty hard to book. especially to OGG and LIH. everyone who gets all these miles for business travel and whatnot wants to take the family to hawaii with their points and the saver award inventory is booked up fast. if you fly to HNL it's easier but still not super easy.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2013, 10:41:19 AM
fiancee got a citi AA card and has like 35k points because she's dumb and got a 30k card, and I have 40k SPG, so 50k AA if I want.

thinking about transferring SPG to AA and then building up points on her card so we can book flights for free for honeymoon, then getting hyatt cards for grand hyatt kauai.  guess I could also get an AA card myself and end up with 100k AA points, but I'm trying to keep my applications down because I'll probably buy a house next year.

I'd just get an AA card yourself since they are somewhat churnable and you have so many different card options. Transferring those SPG isn't ideal.

ah, I was under the impression that it was a good use for SPG points since you got the bonus but I assume you're right.  problem with booking 11 months out is I won't know until january if I'll be able to get the time off in june, might have to delay our honeymoon until the fall.

it's not the worst but you will have to figure out what kind of bang you're getting for your buck. you may be able to get $500 RT coach tickets anyway and that would make an award booking stupid either way. hawaii coach fare sales in the summer are pretty common.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 17, 2013, 10:42:11 AM
57k aa but that's my final offer
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 17, 2013, 10:51:10 AM
fiancee got a citi AA card and has like 35k points because she's dumb and got a 30k card, and I have 40k SPG, so 50k AA if I want.

thinking about transferring SPG to AA and then building up points on her card so we can book flights for free for honeymoon, then getting hyatt cards for grand hyatt kauai.  guess I could also get an AA card myself and end up with 100k AA points, but I'm trying to keep my applications down because I'll probably buy a house next year.

I'd just get an AA card yourself since they are somewhat churnable and you have so many different card options. Transferring those SPG isn't ideal.

ah, I was under the impression that it was a good use for SPG points since you got the bonus but I assume you're right.  problem with booking 11 months out is I won't know until january if I'll be able to get the time off in june, might have to delay our honeymoon until the fall.

it's not the worst but you will have to figure out what kind of bang you're getting for your buck. you may be able to get $500 RT coach tickets anyway and that would make an award booking stupid either way. hawaii coach fare sales in the summer are pretty common.

yeah was thinking I might just pay for the flight and use points for hotels.  thanks sd
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 17, 2013, 10:29:01 PM
57k aa but that's my final offer

i'll take it.  give me a couple months to get the spg points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on July 18, 2013, 07:03:15 AM
50k American Express Gold card offer came in the mail. Pre-Approved  :gocho:. Only 1k minimum spend

Now, these points work differently or the same as SPG? I think they are membership rewards points like this card:
http://millionmilesecrets.com/2013/04/16/50000-points-amex-business-gold/ (http://millionmilesecrets.com/2013/04/16/50000-points-amex-business-gold/)

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2013, 07:36:08 AM
50k American Express Gold card offer came in the mail. Pre-Approved  :gocho:. Only 1k minimum spend

Now, these points work differently or the same as SPG? I think they are membership rewards points like this card:
http://millionmilesecrets.com/2013/04/16/50000-points-amex-business-gold/ (http://millionmilesecrets.com/2013/04/16/50000-points-amex-business-gold/)

they are not nearly the same. they will transfer to BA, Delta, some other crap. not nearly as valuable as UR points. can also use them to book like $500 of travel through their travel booking service. it's a pretty decent but common offer. I got it earlier this year.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on July 18, 2013, 08:24:51 AM
50k American Express Gold card offer came in the mail. Pre-Approved  :gocho:. Only 1k minimum spend

Now, these points work differently or the same as SPG? I think they are membership rewards points like this card:
http://millionmilesecrets.com/2013/04/16/50000-points-amex-business-gold/ (http://millionmilesecrets.com/2013/04/16/50000-points-amex-business-gold/)

they are not nearly the same. they will transfer to BA, Delta, some other crap. not nearly as valuable as UR points. can also use them to book like $500 of travel through their travel booking service. it's a pretty decent but common offer. I got it earlier this year.

Did you take the offer?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 18, 2013, 08:35:59 AM
amex offers pretty good transfer bonuses at various times throughout the year to various partners (most notably ba), so if you get it, make sure and wait for that. I'm sitting on 125k (50k gold and 75k gold business) waiting for a good transfer bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2013, 08:42:52 AM
50k American Express Gold card offer came in the mail. Pre-Approved  :gocho:. Only 1k minimum spend

Now, these points work differently or the same as SPG? I think they are membership rewards points like this card:
http://millionmilesecrets.com/2013/04/16/50000-points-amex-business-gold/ (http://millionmilesecrets.com/2013/04/16/50000-points-amex-business-gold/)

they are not nearly the same. they will transfer to BA, Delta, some other crap. not nearly as valuable as UR points. can also use them to book like $500 of travel through their travel booking service. it's a pretty decent but common offer. I got it earlier this year.

Did you take the offer?

I don't know what you mean. I appllied for a 50k amex gold card. I didn't get personally offered it. It was a public offer.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on July 18, 2013, 09:14:37 AM
50k American Express Gold card offer came in the mail. Pre-Approved  :gocho:. Only 1k minimum spend

Now, these points work differently or the same as SPG? I think they are membership rewards points like this card:
http://millionmilesecrets.com/2013/04/16/50000-points-amex-business-gold/ (http://millionmilesecrets.com/2013/04/16/50000-points-amex-business-gold/)

they are not nearly the same. they will transfer to BA, Delta, some other crap. not nearly as valuable as UR points. can also use them to book like $500 of travel through their travel booking service. it's a pretty decent but common offer. I got it earlier this year.

Did you take the offer?

I don't know what you mean. I appllied for a 50k amex gold card. I didn't get personally offered it. It was a public offer.

That's what I meant.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 18, 2013, 10:39:32 AM
Anyone try this?

http://www.rapidrewardsdining.com/

Just signed up.  Sounds like a pretty nice way to earn SWRR points on any card you use.  I will probably use my SPG so I get those points but then get additional SWRR points on top of my SPG points at specific places.   
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2013, 10:55:27 AM
Anyone try this?

http://www.rapidrewardsdining.com/

Just signed up.  Sounds like a pretty nice way to earn SWRR points on any card you use.  I will probably use my SPG so I get those points but then get additional SWRR points on top of my SPG points at specific places.

yeah, I have it via United. the same company runs it with various point programs. I sign up all my cards. there is an Indian place here that is an affiliate so we get the extra points for that but it's the only place that we would go to close by that is affiliated. it's always funny to travel and then see random points hit my account for places that are affiliates. but, some smaller cities have nothing.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 18, 2013, 10:59:35 AM
so are you earning the points on all your mileage programs for that same meal or does it pick one and assign the points there? feel like if its the same company theyd figure it out but i guess united would have no way of knowing that you got sw points for the same meal unless this company told them. anyways, just answer the damn question already. sheesh.

also, i signed up.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 18, 2013, 11:08:25 AM
Anyone try this?

http://www.rapidrewardsdining.com/

Just signed up.  Sounds like a pretty nice way to earn SWRR points on any card you use.  I will probably use my SPG so I get those points but then get additional SWRR points on top of my SPG points at specific places.

yeah, I have it via United. the same company runs it with various point programs. I sign up all my cards. there is an Indian place here that is an affiliate so we get the extra points for that but it's the only place that we would go to close by that is affiliated. it's always funny to travel and then see random points hit my account for places that are affiliates. but, some smaller cities have nothing.
Omaha problems
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2013, 11:12:55 AM
You can sign different cards up for different programs but can only earn one at  time. Trust me, I tried.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 18, 2013, 11:17:20 AM
It's pretty much only Indian Restaurants everywhere. some exceptions (obv) but a quick glance of my neighborhood in SF had Indian restaurants a long ways away as about the only thing listed.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 18, 2013, 11:18:53 AM
You can sign different cards up for different programs but can only earn one at  time. Trust me, I tried.

 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2013, 12:24:53 PM
It's pretty much only Indian Restaurants everywhere. some exceptions (obv) but a quick glance of my neighborhood in SF had Indian restaurants a long ways away as about the only thing listed.

there's a lot of places near my house that are afiliated but most are like townie dive bars and crappy pizza places
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 18, 2013, 12:27:29 PM
It's pretty much only Indian Restaurants everywhere. some exceptions (obv) but a quick glance of my neighborhood in SF had Indian restaurants a long ways away as about the only thing listed.

there's a lot of places near my house that are afiliated but most are like townie dive bars and crappy pizza places

Yes, shitty townie pizza also popped up out here quite a bit.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 18, 2013, 04:51:47 PM
el patron is part of rr dining fwiw
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 18, 2013, 04:52:10 PM
also minsky's which supports the townie pizza theory
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 18, 2013, 05:48:43 PM
also minsky's which supports the townie pizza theory

Majestic, Farmhouse, Nicas, Grunauer, Teocali all pretty solid places on there
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 18, 2013, 06:00:36 PM
looks like KC area points guys just hit the jackpot  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 18, 2013, 06:03:59 PM
looks like KC area points guys just hit the jackpot  :thumbs:

I think that's where like 30% of my points on any card have come from for years.....(got a badass over here)
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on July 18, 2013, 10:26:01 PM
It's mostly shitty places in lawrence and there's only like 4 of them so the first time I got an email notifying me of my points was from BierBeisl (badass austrian restaurant) in beverly hills. I signed up for it like 2 months before that and totally forgot about it so it caught me off guard.

so there are some good restaurants but it seems really hit and miss.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on July 18, 2013, 11:32:08 PM
zero places  :don'tcare:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 18, 2013, 11:37:14 PM
also minsky's which supports the townie pizza theory

Majestic, Farmhouse, Nicas, Grunauer, Teocali all pretty solid places on there

I would be ok with a separate Teocali thread. Delish pants
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on July 18, 2013, 11:40:54 PM
also minsky's which supports the townie pizza theory

Majestic, Farmhouse, Nicas, Grunauer, Teocali all pretty solid places on there

Blow-off Conrad's birthday, come down for the OSU game, and I'll let you buy me dinner at an awesome Jamaican place in Tulsa that's part of this. 
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 19, 2013, 08:10:02 AM
also minsky's which supports the townie pizza theory

Majestic, Farmhouse, Nicas, Grunauer, Teocali all pretty solid places on there

yeah and JOHNNY'S TAVERN yeeeeeeeaaaah bruh
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 19, 2013, 08:11:50 AM
looks like KC area points guys just hit the jackpot  :thumbs:

I think that's where like 30% of my points on any card have come from for years.....(got a badass over here)

yep

you also get the 10 points for doing reviews which is great for giving me something to do while at work
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 20, 2013, 06:28:26 PM
Hyatt bought 20% of Playa Hotels & Resorts which are all inclusives in the Dominican, Jamaica and Mexico. Looks like they will be redeemable with points and will earn points. the properties are Dreams, Secrets and Barcelo resorts. This is a pretty big deal because these are pretty legit brands in the all inclusive industry. This, to go with their new Vegas footprint, is making Hyatt BITB in everything except small/mattress warrior hotels which they will never catch PC, Hilton, Marriott in anyway.

http://online.wsj.com/article/SB10001424127887323309404578615631573338700.html

Quote
Hyatt to Spend $325 Million to Enter All-Inclusive Resort Market

By SAABIRA CHAUDHURI CONNECT
Hyatt Hotels Corp. H -0.75% said it is taking a stake in Playa Hotels & Resorts BV with a $325 million investment, marking its entry into the all-inclusive resort market.

Hyatt will spend $100 million for a 20% ownership stake and $225 million for convertible preferred stock in Playa, a privately held hotel-investment company.

"The all-inclusive segment has grown rapidly over the past 20 years," said Stephen Haggerty, global head of real estate and capital strategy for Hyatt, noting that Playa will enable it to tap that growth.

Playa's hotel portfolio will include 13 resorts totaling about 5,800 rooms across the Dominican Republic, Mexico and Jamaica. Playa will sign franchise agreements with Hyatt for six of the 13 resorts, which will operate under Hyatt brands after renovations are completed.

Under the agreement with Hyatt, Playa will have certain rights to operate Hyatt-branded all-inclusive resorts in five Latin American and Caribbean countries on an exclusive basis through 2018.

Hyatt noted the first two all-inclusive resorts, located in Mexico, will be introduced later this year. Four additional resorts in Jamaica, Mexico and the Dominican Republic are expected to be introduced in 2014 and 2015.

The investment is expected to occur during the third quarter.

Hyatt is among a number of U.S. hotel companies that are aggressively expanding overseas amid a global recovery in demand, especially among business travelers. To aid its international-growth strategy, the company has worked to realign its operations into three regions—Asia, the Americas and Europe, Africa and Middle East—supported by a global-operations center.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 20, 2013, 07:07:47 PM
SD/RD, thoughts on Citi Prestige?  Seems to have a few decent perks but a lot of value is based on spent money.  Getting Global Pass could be nice.  4th night free at some nice hotels wouldn't be bad, but you would be paying full for the first 3 nights, I'm sure.  Companion economy ticket could be nice but you would have to pay for the first ticket.  $200 credit could be useful to cover baggage fees, even on an award flight though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 20, 2013, 07:10:09 PM
SD/RD, thoughts on Citi Prestige?  Seems to have a few decent perks but a lot of value is based on spent money.  Getting Global Pass could be nice.  4th night free at some nice hotels wouldn't be bad, but you would be paying full for the first 3 nights, I'm sure.  Companion economy ticket could be nice but you would have to pay for the first ticket.  $200 credit could be useful to cover baggage fees, even on an award flight though.

yeah, I'm not travelling enough now to make use of a lot of that and, if you are, you probably don't need some of that because you will get it anyway. If you are going to pay a $400 annual fee the Plat. Amex seems to provide better value. plus citi points are garbage.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 20, 2013, 07:16:49 PM
:horrorsurprise: Somehow gleaned over the annual fee
Title: Re: How Many Credit Cards Do You Have?
Post by: Scary Smart on July 25, 2013, 12:02:30 AM
Hey guys, SS here. I have a question regarding Chase Ultimate Rewards. I recently got the 40,000 point bonus with my Chase Sapphire Preferred, and I'm trying to figure out the best option for transferring my points. Out of the travel partners that you can transfer points to, I really only use Southwest regularly since I primarily stay in Hilton hotels. I do have some points with United, Priority Club, and Marriott, though. Basically, I'm just seeing if there is a travel partner that would be better for the 1:1 point transfer than Southwest since I really have no concept of how far the points go at these other hotels/airlines.

Here are all of the options:

United Airlines
Southwest Airlines
British Airways
Korean Airlines
Virgin Atlantic
Amtrak
Hyatt
Marriott
Priority Club
Ritz Carlton
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 25, 2013, 11:14:32 AM
don't transfer them until you have a booking you want to make. they are more valuable left as UR points than as any single mile/point they partner with. unless you are going to close your chase account then either Hyatt or United provide the best value.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 25, 2013, 11:15:48 AM
US to join OneWorld on Nov. 1. So, if you have any star alliance bookings you want to make with your US miles that appears to be your deadline (at the latest, could get kicked out earlier)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 25, 2013, 11:30:13 AM
don't transfer them until you have a booking you want to make. they are more valuable left as UR points than as any single mile/point they partner with.

this is good advice. asking the original question though, is kind of like asking someone you don't know what you should have for lunch. i mean do you like seafood? cause if not, then seafood would be a pretty horrible thing to recommend. there's just too many unknown variables.

ex- i transferred 40k ur to southwest and then southwest to airtran and booked two roundtrip flights to aruba. that worked well for me because 1) i liked the idea of going to aruba and 2) it was the only way that those 40k UR points would get me there. if your plan is to go to hawaii or paris then this would be a really stupid plan because airtran does not fly there.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 25, 2013, 11:46:26 AM
don't transfer them until you have a booking you want to make. they are more valuable left as UR points than as any single mile/point they partner with.

this is good advice. asking the original question though, is kind of like asking someone you don't know what you should have for lunch. i mean do you like seafood? cause if not, then seafood would be a pretty horrible thing to recommend. there's just too many unknown variables.

ex- i transferred 40k ur to southwest and then southwest to airtran and booked two roundtrip flights to aruba. that worked well for me because 1) i liked the idea of going to aruba and 2) it was the only way that those 40k UR points would get me there. if your plan is to go to hawaii or paris then this would be a really stupid plan because airtran does not fly there.

well, the OP did say he primarily uses SW.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2013, 08:40:25 AM
For you people who don't like calling to cancel your cards on the phone I just cancelled three Amex cards over live chat or whatever. Was pretty quick and painless.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 26, 2013, 09:07:28 AM
For you people who don't like calling to cancel your cards on the phone I just cancelled three Amex cards over live chat or whatever. Was pretty quick and painless.

wow steve, text message breakup? What did that card ever do to you except give you loads of free points and stuff? What did you ever do for that card? Relationship is a two-way street man.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on July 26, 2013, 09:58:19 AM
Do those Hyatt nights expire with the Hyatt bonus sign up?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2013, 09:59:12 AM
Do those Hyatt nights expire with the Hyatt bonus sign up?

yes, you have like a year to book them iirc
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 26, 2013, 01:39:06 PM
For you people who don't like calling to cancel your cards on the phone I just cancelled three Amex cards over live chat or whatever. Was pretty quick and painless.

oh man, what a breakthrough.  i'm going to go try and chat cancel a card right now.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2013, 08:56:02 AM
mrs. dave just called to cancel her Citi AA Visa and was given a $95 statement credit and 750 miles to keep it. it wasn't to offset an annual fee or anything because it wasn't due for another 6 months. pretty baller.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 27, 2013, 09:47:53 AM
Do those Hyatt nights expire with the Hyatt bonus sign up?

yes, you have like a year to book them iirc

I didn't even use mine.  Didn't have time this summer.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on July 27, 2013, 10:13:19 AM
mrs. dave just called to cancel her Citi AA Visa and was given a $95 statement credit and 750 miles to keep it. it wasn't to offset an annual fee or anything because it wasn't due for another 6 months. pretty baller.

I guess I don't get how credit card companies work. Don't they look at it and see that Mrs. SD isn't going to give them any money? If I was the CC company I'd be like "Oh she's a churner, we give her stuff and she never keeps a balance or pays interest, if she wants to cancel then cool with us." What's in it for them to give $95 and 750 miles?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 27, 2013, 10:19:57 AM
mrs. dave just called to cancel her Citi AA Visa and was given a $95 statement credit and 750 miles to keep it. it wasn't to offset an annual fee or anything because it wasn't due for another 6 months. pretty baller.

I guess I don't get how credit card companies work. Don't they look at it and see that Mrs. SD isn't going to give them any money? If I was the CC company I'd be like "Oh she's a churner, we give her stuff and she never keeps a balance or pays interest, if she wants to cancel then cool with us." What's in it for them to give $95 and 750 miles?

She probably spends a lot of money and visa, mastercard, etc get part of every dollar she spends. Plus, they probably believe at some point she will mess up and pay the fee, overdraw on credit, whatever it may be. They're just trying to retain cardholders because they make money on them. Maybe mrs SD will be so thrilled with citi she will take out a second mortgage through them? Idk.

That's my best guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: Scary Smart on July 27, 2013, 11:57:03 AM
don't transfer them until you have a booking you want to make. they are more valuable left as UR points than as any single mile/point they partner with.

this is good advice. asking the original question though, is kind of like asking someone you don't know what you should have for lunch. i mean do you like seafood? cause if not, then seafood would be a pretty horrible thing to recommend. there's just too many unknown variables.

ex- i transferred 40k ur to southwest and then southwest to airtran and booked two roundtrip flights to aruba. that worked well for me because 1) i liked the idea of going to aruba and 2) it was the only way that those 40k UR points would get me there. if your plan is to go to hawaii or paris then this would be a really stupid plan because airtran does not fly there.

well, the OP did say he primarily uses SW.

thx bros
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 27, 2013, 12:35:15 PM
For you people who don't like calling to cancel your cards on the phone I just cancelled three Amex cards over live chat or whatever. Was pretty quick and painless.

oh man, what a breakthrough.  i'm going to go try and chat cancel a card right now.

usbank's website lol,no'd my effort to chat cancel.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 27, 2013, 12:36:56 PM
I guess I don't get how credit card companies work. Don't they look at it and see that Mrs. SD isn't going to give them any money? If I was the CC company I'd be like "Oh she's a churner, we give her stuff and she never keeps a balance or pays interest, if she wants to cancel then cool with us." What's in it for them to give $95 and 750 miles?

my guess is it's like sat scores and colleges.  she pulls up their average on some important metrics or something like that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2013, 07:21:35 PM
my guess is some bigshot at citi has an annual bonus riding on retention %
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2013, 01:25:35 PM
michigancat alert:

http://boardingarea.com/onemileatatime/2013/07/31/mogl-almost-over/
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 31, 2013, 05:50:11 PM
got a new position and will be traveling a lot using my amex for hotels, rentals, gas, etc.  will probably be putting a lot of money on it every year.  it's a $90 fee that I'm responsible for and pays 1 point per dollar.  how usable are amex membership rewards?  worth $90 a year?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2013, 06:08:42 PM
Yeah, they are ok
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2013, 06:28:06 PM
Yeah, they are ok

better than sapphire?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2013, 06:59:15 PM
Yeah, they are ok

better than sapphire?

No, instead of being transferable to Hyatt and united you get delta and BA which are much suckier.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 31, 2013, 07:04:51 PM
don't pay fees; bad precedent.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 31, 2013, 10:48:42 PM
Yeah, they are ok

better than sapphire?

No, instead of being transferable to Hyatt and united you get delta and BA which are much suckier.

hmph.  well I guess it's probably worth the $90 but I'm a bit disappointed about the xfer options.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2013, 06:17:51 AM
You can also book travel straight up with the points. Bad value though. Basically if you are going to spend $5k or more on the card each year it's a no brainer IMO. I mean, 4,500 BA will get you to Chicago or DFW.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 01, 2013, 09:35:04 AM
Some dude who calls himself the Frugal Traveler was on TV talking about this stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 01, 2013, 10:06:07 AM
You can also book travel straight up with the points. Bad value though. Basically if you are going to spend $5k or more on the card each year it's a no brainer IMO. I mean, 4,500 BA will get you to Chicago or DFW.

I'll definitely clear $5k on it, so I'll go for it.  Thanks SD.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2013, 10:19:12 AM
You can also book travel straight up with the points. Bad value though. Basically if you are going to spend $5k or more on the card each year it's a no brainer IMO. I mean, 4,500 BA will get you to Chicago or DFW.

I'll definitely clear $5k on it, so I'll go for it.  Thanks SD.

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 01, 2013, 11:11:36 AM
You can also book travel straight up with the points. Bad value though. Basically if you are going to spend $5k or more on the card each year it's a no brainer IMO. I mean, 4,500 BA will get you to Chicago or DFW.

I'll definitely clear $5k on it, so I'll go for it.  Thanks SD.

what makes is a good value?  seems like he could get a more value with the same spend on other cards (with no fees).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2013, 11:15:22 AM
You can also book travel straight up with the points. Bad value though. Basically if you are going to spend $5k or more on the card each year it's a no brainer IMO. I mean, 4,500 BA will get you to Chicago or DFW.

I'll definitely clear $5k on it, so I'll go for it.  Thanks SD.

what makes is a good value?  seems like he could get a more value with the same spend on other cards (with no fees).

sure he could. but he's required to use his corporate Amex for all business spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 01, 2013, 11:21:05 AM
i could reserve a ps4 with my CSP bonus points i got. or go on a decent trip. or buy something else for ~$500. or hold on to them.  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 01, 2013, 11:26:40 AM
sure he could. but he's required to use his corporate Amex for all business spend.

oh, i missed that nugget.  why does he have to pay the fee on a corporate card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2013, 11:28:37 AM
sure he could. but he's required to use his corporate Amex for all business spend.

oh, i missed that nugget.  why does he have to pay the fee on a corporate card?

ours requires us to as well. I don't know if it's just for better accounting or what. Amex also does all of our travel booking which also becomes a pain in the ass at times.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2013, 11:29:33 AM
i could reserve a ps4 with my CSP bonus points i got. or go on a decent trip. or buy something else for ~$500. or hold on to them.  :ohno:

don't do the ps4 or buy something options. those are awful redemptions.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 01, 2013, 11:30:58 AM
ours requires us to as well. I don't know if it's just for better accounting or what. Amex also does all of our travel booking which also becomes a pain in the ass at times.

i guess if you get the points, it's fair.  sucks about amex booking, ouch.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 01, 2013, 01:53:58 PM
How do I transfer my Hawaiian airlines points to Hilton?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 01, 2013, 01:56:32 PM
sure he could. but he's required to use his corporate Amex for all business spend.

oh, i missed that nugget.  why does he have to pay the fee on a corporate card?

I didn't actually say that but sd is right.  the fee is optional.  you only pay it if you want to earn the points.

ours requires us to as well. I don't know if it's just for better accounting or what. Amex also does all of our travel booking which also becomes a pain in the ass at times.

we use a third-party system that sucks as well.  basically you say where you want to go and it goes, "hey, here's the cheapest flights to that place, but you better check southwest because I can't!"  then you check southwest, and southwest is cheaper, so you book with southwest.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2013, 01:59:03 PM
How do I transfer my Hawaiian airlines points to Hilton?

call them
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 01, 2013, 04:16:03 PM
decision pending!  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 01, 2013, 04:35:12 PM
decision pending!  :curse:

APPROVED BABY!  :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 04, 2013, 01:29:49 PM
United sent me two club passes today despite them telling me they only sent them after a year of membership. Kind of cool?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 04, 2013, 01:47:22 PM
United sent me two club passes today despite them telling me they only sent them after a year of membership. Kind of cool?

they could come in handy some time. i used one a few months ago when a flight was delayed. have had some others expire.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2013, 08:19:31 AM
couple fun sites to play around with. there are shitloads of these types of sites popping up lately.

http://milez.biz/en/index.php

http://www.awardmapper.com/map.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2013, 08:20:57 AM
the hotel one is missing a ton of properties. good idea if they get it going imo though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Hubbs on August 05, 2013, 08:00:35 PM
I'm looking to go visit a buddy in Australia sometime in the next year. I browsed Virgin Australian cards but didn't think they were all that great. Any suggestions on how I could make this flight as cheap as possible? TIA
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2013, 08:15:46 PM
Use AA miles to fly qantas
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2013, 07:24:00 AM
SPG 30k offer is back. They discontinued the 5k referal bonus though  :don'tcare:

https://www262.americanexpress.com/apisites/microsite/apply/starwood-dynamic-preferred-guest-card/95-1000-478?returnUrl=http://www.americanexpress.com

Quote
Welcome bonus offer not available to applicants who have had this product within the last 12 months.

I know some have had luck getting it even if they just cancelled a SPG card but don't be pissed if you don't.

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2013, 08:55:32 AM
award wallet can track AA again  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 06, 2013, 09:42:25 AM
SPG 30k offer is back. They discontinued the 5k referal bonus though  :don'tcare:

https://www262.americanexpress.com/apisites/microsite/apply/starwood-dynamic-preferred-guest-card/95-1000-478?returnUrl=http://www.americanexpress.com

Quote
Welcome bonus offer not available to applicants who have had this product within the last 12 months.

I know some have had luck getting it even if they just cancelled a SPG card but don't be pissed if you don't.

well at least it didn't happen right after I got the card
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 06, 2013, 04:42:49 PM
amateur hour question: If I get approved on a chase sapphire card, can I wait until right before a big work trip to activate it to make the spend easier to hit?
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 06, 2013, 04:51:28 PM
award wallet can track AA again  :thumbs:

Feels good seeing the total points and not having to think "well yeah but add 60k AA points" everytime I log in.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2013, 05:25:28 PM
amateur hour question: If I get approved on a chase sapphire card, can I wait until right before a big work trip to activate it to make the spend easier to hit?

I'm not sure.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 06, 2013, 05:29:02 PM
amateur hour question: If I get approved on a chase sapphire card, can I wait until right before a big work trip to activate it to make the spend easier to hit?

I'm not sure.

:horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 06, 2013, 05:40:34 PM
 :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 06, 2013, 05:54:06 PM
this must have been what everyone felt like when I didn't know if Josh T. Pearson had hipster cred
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on August 06, 2013, 07:48:32 PM
amateur hour question: If I get approved on a chase sapphire card, can I wait until right before a big work trip to activate it to make the spend easier to hit?

I was approved for the Ink Bold on 7/15 and my card still hasn't arrived. After several secure messages back and forth, they said they couldn't extend the three month spend period, because it's set to expire 103 days after you've been approved. Even though it's their fault it hasn't arrived, they mushed me pretty good when I tried to get the window extended.

I'm guessing since it's a Sapphire that it's a similar 103-days-from-approval kind of thing.

 :don'tcare:  :dubious: :shakesfist: <--me at Chase right now
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 06, 2013, 08:42:36 PM
amateur hour question: If I get approved on a chase sapphire card, can I wait until right before a big work trip to activate it to make the spend easier to hit?

the dates for meeting bonuses are the date of application / approval.    activation doesn't matter.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 06, 2013, 08:49:00 PM
amateur hour question: If I get approved on a chase sapphire card, can I wait until right before a big work trip to activate it to make the spend easier to hit?

the dates for meeting bonuses are the date of application / approval.    activation doesn't matter.

i don't think that is true
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 06, 2013, 09:03:29 PM
amateur hour question: If I get approved on a chase sapphire card, can I wait until right before a big work trip to activate it to make the spend easier to hit?

the dates for meeting bonuses are the date of application / approval.    activation doesn't matter.

i don't think that is true

it is.  learned the hard way and missed a spend bonus by a few days.  I argued that I had received the card on X, and was informed that the application (and approval) was on Y, and that the clock started then.  i called several times and escalated to no avail.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 06, 2013, 09:12:48 PM
this must have been what everyone felt like when I didn't know if Josh T. Pearson had hipster cred

what?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 06, 2013, 09:15:11 PM
this must have been what everyone felt like when I didn't know if Josh T. Pearson had hipster cred

what?

http://goEMAW.com/forum/index.php?topic=28436.msg882085#msg882085
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 06, 2013, 09:33:04 PM
between amazon payments and bluebird, minimum spends are a joke. anyone can easily and cheaply hit any minimum spend in less than a month if you need to.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 06, 2013, 09:36:11 PM
between amazon payments and bluebird, minimum spends are a joke. anyone can easily and cheaply hit any minimum spend in less than a month if you need to.

now it is.  this was in the days of the US Mint, and I had been buyin coins when suddenly the program was shut down and I was left in a lurch.   And you're assuming one is only meeting spends on a single card.   i've done as many as 4 cards at a time.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 06, 2013, 10:37:29 PM
bluebird looks like a pain in the ass
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 06, 2013, 10:47:37 PM
bluebird looks like a pain in the ass
it couldn't be more simple
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 06, 2013, 10:56:21 PM
AMATEUR HOUR QUESTION:

If you go on a redic spending spree and hit your spend well before your X months, do you get the bonus sooner or do you have to wait for X months?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 06, 2013, 10:57:26 PM
AMATEUR HOUR QUESTION:

If you go on a redic spending spree and hit your spend well before your X months, do you get the bonus sooner or do you have to wait for X months?

You get it sooner but it usually takes >6 weeks to get it
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2013, 06:13:21 AM
AMATEUR HOUR QUESTION:

If you go on a redic spending spree and hit your spend well before your X months, do you get the bonus sooner or do you have to wait for X months?

You will get it at the next statement date
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2013, 06:14:00 AM
between amazon payments and bluebird, minimum spends are a joke. anyone can easily and cheaply hit any minimum spend in less than a month if you need to.

I don't do any of that stuff.
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2013, 07:14:50 AM
bluebird looks like a pain in the ass
it couldn't be more simple

For starters, it could involve not going to wal mart and buying debit gift cards (with fees).
Title: Re: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 07, 2013, 09:57:22 AM
bluebird looks like a pain in the ass
it couldn't be more simple

For starters, it could involve not going to wal mart and buying debit gift cards (with fees).
you can't expect to be able to get unlimited free points with no fees or hassle and I never said you should just run around finding ways to load bluebird everyday.  I was simply saying that minimum spends aren't an issue with bluebird and amazon payments if you're willing to spend a little bit of time.  you don't have to go to wal mart. you can go to dillon's (or wherever you want that sells visa gift cards..and there are a shitload of places that sell visa gift cards).  the highest fee I've seen on a $500 visa gift card is $6.95 and if you use a chase ur card you're getting roughly $9 in points at 1.8 cents per point.  you can buy vanilla reloads at cvs and the fee is only $3.95 and you can reload it on your computer without ever going into wal mart. 

my favorite new trick is to buy the $500 visa gift card at dillon's and use my dillon's card to get 2x gas points for 1,000 points.  then I go fill up my truck and get $1 off per gallon of gas effectively saving me over $20 (plus the 500 ur points) while only spending the $6.95 card fee.  there's a wal mart close to my house so I just stop by and put it on my bluebird on the way home.

I haven't used amazon payments in months and I wouldn't even really need to use bluebird to hit minimum spends (on most churns) but i like to try to hit all my minimums within the first month to get it over with and get the points, but that's just me.  do whatever you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2013, 10:03:02 AM
not worth it to me but some people really enjoy doing that stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2013, 10:12:45 AM
You said using bluebird to hit minimum spends was a "joke", which to me implies it's not a hassle or a pain in the ass. I'd rather keep it somewhat simple.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 07, 2013, 10:14:43 AM
yeah but michcat you hate all of Rams ideas
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2013, 10:27:12 AM
yeah but michcat you hate all of Rams ideas

I liked his cabo resort updates once he figured out how to spend money
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 07, 2013, 10:39:51 AM
someone itk- how often does spg do this 30K bonus? once or twice a year?

that card is on my list after csp. both are still a few months out, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2013, 10:51:28 AM
someone itk- how often does spg do this 30K bonus? once or twice a year?

that card is on my list after csp. both are still a few months out, though.

once a year at this same time
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2013, 11:05:55 AM
Spoke to the MLife people and they said that on the 20th you can request a MLife status upgrade based on your Hyatt status (or vice versa). They said you get targetted for better Vegas hotel deals and stuff if you have status. Will be curious to see how it plays out with thousands of new MLife members with unearned MLife status all of a sudden.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 07, 2013, 12:06:03 PM
yeah but michcat you hate all of Rams ideas
yeah. whatever. I need to just stop humoring him. 

I think most normal people got my point that nobody should worry about hitting minimum spend because there are tools out there...if you need them.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 07, 2013, 12:14:45 PM
not worth it to me but some people really enjoy doing that stuff.
I don't necessarily enjoy it, but I'll take free money if the time/value pencils out.  I have a walmart, dillons and kwik trip all close to my house and each other so it takes me an extra 15 minutes to save about $25-$30. 

also picked up $2,000 in home improvement gift cards the first day that went public so I made 10k points for about 30 minutes of work. free round-trip to chicago.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2013, 12:16:16 PM
eff you! I'm normal! :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2013, 12:29:51 PM
not worth it to me but some people really enjoy doing that stuff.
I don't necessarily enjoy it, but I'll take free money if the time/value pencils out.  I have a walmart, dillons and kwik trip all close to my house and each other so it takes me an extra 15 minutes to save about $25-$30. 

also picked up $2,000 in home improvement gift cards the first day that went public so I made 10k points for about 30 minutes of work. free round-trip to chicago.  :dunno:

I think the pain you feel from walking into a walmart may not be the same amount of pain I feel from walking into a walmart. again, to each their own. it's not my thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2013, 12:32:23 PM
i say more power to the people willing to do it. i just don't care enough to learn what to do (bluebird, vanilla, reloads, etc) and even if i did, i'm honestly pretty darn lazy and probably wouldn't do it anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2013, 12:37:16 PM
i say more power to the people willing to do it. i just don't care enough to learn what to do (bluebird, vanilla, reloads, etc) and even if i did, i'm honestly pretty darn lazy and probably wouldn't do it anyway.

it's a joke that couldn't be more simple. what's your problem w/ simple jokes?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2013, 12:52:26 PM
i say more power to the people willing to do it. i just don't care enough to learn what to do (bluebird, vanilla, reloads, etc) and even if i did, i'm honestly pretty darn lazy and probably wouldn't do it anyway.

it's a joke that couldn't be more simple. what's your problem w/ simple jokes?

i'll be honest when i say that i don't really "get what's going on here". now leaving the cc thread. have fun everyone.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 07, 2013, 01:07:41 PM
i say more power to the people willing to do it. i just don't care enough to learn what to do (bluebird, vanilla, reloads, etc) and even if i did, i'm honestly pretty darn lazy and probably wouldn't do it anyway.

it's a joke that couldn't be more simple. what's your problem w/ simple jokes?

PUT HIS ASS IN HIS PLACE MICHCAT!
Title: Re: How Many Credit Cards Do You Have?
Post by: ChodoCat on August 09, 2013, 06:50:57 PM
yeah, you won't be able to get those SW cards again in a couple years. prolly, like, 6 years or so if they still exist. or if they change the card in a major way and it becomes a "new" product.

SD, you sure about this? I cancelled my wifes sapphire preferred account in January, and applied her for a new sapphire preferred early May. I called when I applied to verify she was eligible for the 40k bonus and they said yes. I just called again b/c we met the $3k spend and wanted to verify the 40k points would be applied. They confirmed the 40k points will hit her account July 5th.

Are you saying Chase in general doesn't allow you to churn the same cards or just the SW cards? B/c I was going to do the exact same thing with my sapphire preferred account and rack up another 40k.

also, are you sure you just didn't get some great bonus on the regular sapphire and not two sapphire preferreds? fwiw everyone, when I say sapphire I am talking about the sapphire preferred. the UR cards are kinda confusing.

there is a visa and a mastercard sapphire preferred. my guess is he applied for the visa first and then (maybe unknowingly) applied for the mastercard the second time. that would get you the bonus twice.

I think they will make you cancel the first one before getting the other one which would fit this.

Good question about the master card. There is actually no way to apply for the sapphire preferred mastercard online now. It was removed from mastercards website, around late April.

http://milecards.com/6077/it-still-exists-mastercard-chase-sapphire-preferred/.

When I applied (my wife) early May I was not aware that you could not apply online for the mastercard sapphire preferred so I googled sapphire preferred MC and found a link. Applied, called to make sure I would get the 40k bonus. I had in fact applied for the visa card and they said I was eligble for the 40k bonus (even though my wife had received this bonus less than a year ago). Since I thought I was applying for the mastercard and wanted the mastercard, I asked them to switch the account. They sent me the visa card next day (b/c I told them I needed it for a big purchase), then they sent the new master card a few days later, I called and the switched everything over. So maybe that all had something to do with being able to get the bonus, but initially when it was a visa card, the 40k bonus was still in play.

Yesterday, sapphire preferred told me that currently there is no way to apply for the sapphire preferred mastercard. You have to apply for the visa, then request it to be switched to the mastercard, like the mess I had to go through.

So just to be straight with this. My wife had a sapphire preferred visa account and received the 40k bonus. In January 2013 I downgraded to the "non-preferred" subsequent to the 7% annual dividend and annual $95 fee (but within 30 days of the annual fee charge). So I received the 7% annual dividend, downgraded the card to non-preferred, had the $95 fee reversed since I called withinn 30 days of the charge and kept the dividend. This is a great trick by the way! I think a month or so later, I cancelled her non-preferred account. Then early May, I unknowingly applied my wife for the visa sapphire preferred (thinking I was applying for the mastercard sapphire preferred) and was approved with the bonus in tact.

I just downgraded my sapphire preferred visa to "non-preferred" and will try the exact same thing in 3 months. I just applied for the Ink Plus business and was approved. So between the 2 sapphire preferreds (cancel then reapply bonuses), 2 freedoms (5X categories), and 1 Ink plus bonus, I should get 178k UR bonus points this year, 80k sapphire preferred, 48k freedom (24k X 2), 50k Ink Plus. Might apply the wife for the Ink Plus business, once I get the $5k spend satisfied for my Ink Plus and get another 50k.

Wanted to follow up with this. Mrs. Chodo’s 40k UR bonus posted without a problem. That’s her 2nd round of 40k bonuses for the sapphire preferred. I did this with my Dad as well, but didn’t screw around with changing to a MC and his 2nd 40k bonus just posted as well. I waited around 3-6 months to reapply after downgrading for both, can’t really remember exact timing. I promptly moved Mrs. Chodo’s 40k bonus to my UR account and moved my Dad’s bonus to my Mom’s UR account, just in case the figured it out and tried to reverse it.

I’m currently churning the banana card and wanted to share this. Initially I was pissed that my wife got the banana card without consulting me. However, for the last 4 months and effective until 9/30 it offers 3X the points on purchases outside of their stores. Typically $1,000 spend is equal to $10 banana rewards, now it’s equal to $30. So I am maxing out each of our bluebird accounts at $5k, $10k total per month resulting in $300 BR rewards, less $79 in fees netting to $221 per month, $442 total for August and September (((60,000/1,000)*$10)less $158 fees = $442). Comparatively, sapphire preferred at 1X points is only equal to $92 net of fees (20,000/80=$250UR less $158 fees = $92). $442 BR rewards net of fees versus $92 UR net of fees for the same 2 month period. Great deal, just pissed I didn’t max out the full $10k each of the last 4 months although I’m not sure what I’d do with over $1,000 in free banana clothes. Rewards are available in printable sheets in increments of $10, max $50 so they can be gifted for xmas, etc and can be used at old navy, gap, and banana.

Lastly, this may have been discussed already, but the CVS in my hood allows $5k to be uploaded per day! Bluebird only allows $5k per month so that doesn’t really help on a monthly volume basis, but better than having to go 5 different days to get $5k in vanilla at the previous $1k limit.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2013, 12:29:55 PM
Just booked the Andaz Maui at $0.038613 per point for a 5 night stay. And got $0.037 per point on the flight.

110k Hyatt points for the $4,247.43 hotel
150k AA for the $5,550 flights

pretty excited.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 12, 2013, 01:57:50 PM
yeah, well, I booked a trip to milwaukee today

in december (best time to go from what I hear)
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 12, 2013, 10:39:47 PM
For you people who don't like calling to cancel your cards on the phone I just cancelled three Amex cards over live chat or whatever. Was pretty quick and painless.
just did this to cancel my wife's spg.  thanks for the tip.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 13, 2013, 08:49:42 AM
For you people who don't like calling to cancel your cards on the phone I just cancelled three Amex cards over live chat or whatever. Was pretty quick and painless.
just did this to cancel my wife's spg.  thanks for the tip.  :thumbs:

does this reduce the chance you might be offered an incentive to keep the card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 13, 2013, 09:41:30 AM
Everyone sign up for Uber via this link:

https://uber.com/invite/x9otm

You will get $10 in Uber credits and I will get $10 in Uber credits. Then you can order cabs and stuff. TIA.

 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 13, 2013, 10:00:55 AM
Everyone sign up for Uber via this link:

https://uber.com/invite/x9otm

You will get $10 in Uber credits and I will get $10 in Uber credits. Then you can order cabs and stuff. TIA.

 :D

virus....reported!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 13, 2013, 11:28:16 AM
http://www.nbcnews.com/business/holder-us-air-american-merger-would-mean-higher-airfares-higher-6C10904074
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 13, 2013, 12:23:59 PM
Just booked the Andaz Maui at $0.038613 per point for a 5 night stay. And got $0.037 per point on the flight.

110k Hyatt points for the $4,247.43 hotel
150k AA for the $5,550 flights

pretty excited.

Wow this seems great.  I am booking a $400 flight with 40k UR points.  You got a better deal me thinks.   :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 13, 2013, 12:31:20 PM
Wow this seems great.  I am booking a $400 flight with 40k UR points.  You got a better deal me thinks.   :frown:

what on earth, don't do that  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 13, 2013, 12:35:09 PM
I'll tell you what, you transfer 40k UR points to my Hyatt or United account and I'll give you $400.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 13, 2013, 12:44:46 PM
alternatively, tell me where you are going and on what dates and what miles you have and let me figure this out for you.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 13, 2013, 01:18:23 PM
I'll tell you what, you transfer 40k UR points to my Hyatt or United account and I'll give you $400.
I bid $500
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 13, 2013, 02:17:48 PM
Just booked the Andaz Maui at $0.038613 per point for a 5 night stay. And got $0.037 per point on the flight.

110k Hyatt points for the $4,247.43 hotel
150k AA for the $5,550 flights

pretty excited.

Wow this seems great.  I am booking a $400 flight with 40k UR points.  You got a better deal me thinks.   :frown:

don't.

https://rewards2cash.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 13, 2013, 09:56:00 PM
(https://sphotos-b-dfw.xx.fbcdn.net/hphotos-frc3/215331_1020322103706_9461_n.jpg)

(https://sphotos-b-dfw.xx.fbcdn.net/hphotos-prn1/215551_1020318983628_7480_n.jpg)

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 13, 2013, 10:27:29 PM
alternatively, tell me where you are going and on what dates and what miles you have and let me figure this out for you.

So I'm good at gathering points but poor at this part....secrets to best redemption rate?  Airfare only plz
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 13, 2013, 10:59:11 PM
american express green. pud? got mail from them and have no earthly idea.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2013, 06:03:50 AM
american express green. pud? got mail from them and have no earthly idea.

Yeah, I've never even seen one that wasn't a corporate card
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2013, 06:04:22 AM
alternatively, tell me where you are going and on what dates and what miles you have and let me figure this out for you.

So I'm good at gathering points but poor at this part....secrets to best redemption rate?  Airfare only plz

Post in this thread how many points you have and where you want to go.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 14, 2013, 10:35:37 AM
(https://sphotos-b-dfw.xx.fbcdn.net/hphotos-frc3/215331_1020322103706_9461_n.jpg)

(https://sphotos-b-dfw.xx.fbcdn.net/hphotos-prn1/215551_1020318983628_7480_n.jpg)

 :sdeek:
what am I looking at here?  :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2013, 10:36:25 AM
mommy points and bad credit divorcee daddy points
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 14, 2013, 10:41:45 AM
mommy points and bad credit divorcee daddy points

it didn't seem creepy to me when i posted it, but now it kind of does.    :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2013, 10:43:33 AM
mommy points and bad credit divorcee daddy points

it didn't seem creepy to me when i posted it, but now it kind of does.    :frown:

meh, just keep lil c out of it and I think you are ok.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 14, 2013, 11:07:26 AM
Just booked the Andaz Maui at $0.038613 per point for a 5 night stay. And got $0.037 per point on the flight.

110k Hyatt points for the $4,247.43 hotel
150k AA for the $5,550 flights

pretty excited.

Wow this seems great.  I am booking a $400 flight with 40k UR points.  You got a better deal me thinks.   :frown:

don't.

https://rewards2cash.com/

Anybody ever done this? Seems interesting, but a little shady...
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2013, 11:09:59 AM
Just booked the Andaz Maui at $0.038613 per point for a 5 night stay. And got $0.037 per point on the flight.

110k Hyatt points for the $4,247.43 hotel
150k AA for the $5,550 flights

pretty excited.

Wow this seems great.  I am booking a $400 flight with 40k UR points.  You got a better deal me thinks.   :frown:

don't.

https://rewards2cash.com/

Anybody ever done this? Seems interesting, but a little shady...

It's a terrible redemption for everything except possibly Delta.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 14, 2013, 11:30:07 AM
Just booked the Andaz Maui at $0.038613 per point for a 5 night stay. And got $0.037 per point on the flight.

110k Hyatt points for the $4,247.43 hotel
150k AA for the $5,550 flights

pretty excited.

Wow this seems great.  I am booking a $400 flight with 40k UR points.  You got a better deal me thinks.   :frown:

don't.

https://rewards2cash.com/

Anybody ever done this? Seems interesting, but a little shady...

It's a terrible redemption for everything except possibly Delta.

i think i'm missing something here because it looks like you can sell 60k Delta SkyMiles for $10  :confused:
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2013, 11:33:29 AM
Just booked the Andaz Maui at $0.038613 per point for a 5 night stay. And got $0.037 per point on the flight.

110k Hyatt points for the $4,247.43 hotel
150k AA for the $5,550 flights

pretty excited.

Wow this seems great.  I am booking a $400 flight with 40k UR points.  You got a better deal me thinks.   :frown:

don't.

https://rewards2cash.com/

Anybody ever done this? Seems interesting, but a little shady...

It's a terrible redemption for everything except possibly Delta.

i think i'm missing something here because it looks like you can sell 60k Delta SkyMiles for $10  :confused:

it's $10 per 1k miles. so you can sell 60k for $600.
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 14, 2013, 11:41:04 AM
Just booked the Andaz Maui at $0.038613 per point for a 5 night stay. And got $0.037 per point on the flight.

110k Hyatt points for the $4,247.43 hotel
150k AA for the $5,550 flights

pretty excited.

Wow this seems great.  I am booking a $400 flight with 40k UR points.  You got a better deal me thinks.   :frown:

don't.

https://rewards2cash.com/

Anybody ever done this? Seems interesting, but a little shady...

It's a terrible redemption for everything except possibly Delta.

i think i'm missing something here because it looks like you can sell 60k Delta SkyMiles for $10  :confused:

it's $10 per 1k miles. so you can sell 60k for $600.

because math  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on August 14, 2013, 11:55:25 AM
i'm ready to apply for some new cards. in the past i've been denied a couple times and i'm wondering if it's due to the amount of credit i have available relative to my income. would it help or hurt me to close cards/ask for credit extensions?
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 15, 2013, 01:29:25 PM
Just booked the Andaz Maui at $0.038613 per point for a 5 night stay. And got $0.037 per point on the flight.

110k Hyatt points for the $4,247.43 hotel
150k AA for the $5,550 flights

pretty excited.

Wow this seems great.  I am booking a $400 flight with 40k UR points.  You got a better deal me thinks.   :frown:

don't.

https://rewards2cash.com/

Anybody ever done this? Seems interesting, but a little shady...

yes, got a very good cash deal on some UR points my wife had lingering.    Quick and painless.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 15, 2013, 01:31:50 PM
if anyone was thinking about switching to directv you can get 25k AA points if you do between now and october

http://link.aa.com/r/YYGLDZ/5PA4Y/5L01GG/V0982M/JI99K5/LR/h
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 15, 2013, 01:35:36 PM
Just booked the Andaz Maui at $0.038613 per point for a 5 night stay. And got $0.037 per point on the flight.

110k Hyatt points for the $4,247.43 hotel
150k AA for the $5,550 flights

pretty excited.

Wow this seems great.  I am booking a $400 flight with 40k UR points.  You got a better deal me thinks.   :frown:

don't.

https://rewards2cash.com/

Anybody ever done this? Seems interesting, but a little shady...

yes, got a very good cash deal on some UR points my wife had lingering.    Quick and painless.

next time anyone wants to do this come to me first and I'll make you a much better "cash deal". that is a terrible UR redemption.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 16, 2013, 10:52:34 AM
Hmm, canceled my SW card several months ago and just got an offer for a new one. I can't sign up and get the bonus, can I???
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2013, 10:52:56 AM
Hmm, canceled my SW card several months ago and just got an offer for a new one. I can't sign up and get the bonus, can I???

nope
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 16, 2013, 11:00:46 AM
Hmm, canceled my SW card several months ago and just got an offer for a new one. I can't sign up and get the bonus, can I???

nope
actually that depends.  there are two versions of each the personal and the business.  the premier and the other one with the smaller annual fee and annual bonus.  you can get the bonus on all four cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 16, 2013, 11:05:26 AM
Hmm, canceled my SW card several months ago and just got an offer for a new one. I can't sign up and get the bonus, can I???

nope
actually that depends.  there are two versions of each the personal and the business.  the premier and the other one with the smaller annual fee and annual bonus.  you can get the bonus on all four cards.

 :popcorn:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 16, 2013, 11:07:57 AM
rams is right in that there are two personal and two biz. it's possible that rustykatkat got the offer for the personal that he hasn't already had. sd is right in that if it's the same card, he can't get the bonus twice.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 16, 2013, 11:08:29 AM
Hmm, canceled my SW card several months ago and just got an offer for a new one. I can't sign up and get the bonus, can I???

nope
actually that depends.  there are two versions of each the personal and the business.  the premier and the other one with the smaller annual fee and annual bonus.  you can get the bonus on all four cards.

It was the Premiere Card! Thanks, friend! :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 16, 2013, 11:09:03 AM
rams is right in that there are two personal and two biz. it's possible that rustykatkat got the offer for the personal that he hasn't already had. sd is right in that if it's the same card, he can't get the bonus twice.

sorry, my popcorn was not insinuating that steve is wrong.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 16, 2013, 11:20:01 AM
Hmm, canceled my SW card several months ago and just got an offer for a new one. I can't sign up and get the bonus, can I???

nope
actually that depends.  there are two versions of each the personal and the business.  the premier and the other one with the smaller annual fee and annual bonus.  you can get the bonus on all four cards.

It was the Premiere Card! Thanks, friend! :cheers:
you might want to hold off until closer to the end of the year if you can and do a personal and a business and get the companion pass.  my companion pass expires after this year and I'm hoping sw brings back the 50k bonus toward the end of the year or early next year on the premiere personal and business so I can get the companion pass again for '14-'15. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 16, 2013, 11:22:45 AM
Hmm, canceled my SW card several months ago and just got an offer for a new one. I can't sign up and get the bonus, can I???

nope
actually that depends.  there are two versions of each the personal and the business.  the premier and the other one with the smaller annual fee and annual bonus.  you can get the bonus on all four cards.

It was the Premiere Card! Thanks, friend! :cheers:

if it's not for 50k then i'd hold off because i'll bet you a reasonable amount of money that it will be 50k again within the next six months.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 16, 2013, 11:29:14 AM
It was for 50k. But I was thinking about doing the Sapphire next. (I only like doing one at a time).
Title: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on August 16, 2013, 01:27:13 PM
i'm ready to apply for some new cards. in the past i've been denied a couple times and i'm wondering if it's due to the amount of credit i have available relative to my income. would it help or hurt me to close cards/ask for credit extensions?
:dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 16, 2013, 01:27:55 PM
i'm ready to apply for some new cards. in the past i've been denied a couple times and i'm wondering if it's due to the amount of credit i have available relative to my income. would it help or hurt me to close cards/ask for credit extensions?
:dubious:

what cards do you have? what cards were you denied for?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 16, 2013, 02:43:43 PM
i'm ready to apply for some new cards. in the past i've been denied a couple times and i'm wondering if it's due to the amount of credit i have available relative to my income. would it help or hurt me to close cards/ask for credit extensions?
:dubious:
generally it's impossible to speculate why you were denied for any particular card.  did you not call reconsideration?  they usually tell you exactly why you were denied?  I suppose they could be concerned about amount of credit available relative to income but a large part of your credit rating is credit available to credit utilized...in that the more credit you have available the better as long as you don't carry any balances.  in that sense, reducing the amount of credit available by closing cards would generally hurt your overall score.
Title: How Many Credit Cards Do You Have?
Post by: puniraptor on August 18, 2013, 08:59:03 PM
Ok I just got the 50k bonus from the AAdvantage visa. Now what? Get some other card? Keep using this one until they want an annual fee? Highlight these cells in the spreadsheet? What other points synergize with AA points?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 18, 2013, 09:02:06 PM
Ok I just got the 50k bonus from the AAdvantage visa. Now what? Get some other card? Keep using this one until the want an annual fee?

this is your first churn?  just put it to the side and remember to cancel it before the fee kicks in.  and get another card (actually 2 or 3, assuming you're ok on the spend side).
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 19, 2013, 10:43:05 AM
this is also where people just need to tell me what card to get next
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 19, 2013, 11:04:49 AM
this is also where people just need to tell me what card to get next

spg, sapphire, ink, us air, different aa card.  you can apply for all of these in the same day if you can make the spend requirements. if you can't make the spend requirements just pull off whatever cards will get you to a figure you can reach.
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on August 19, 2013, 11:05:21 AM
i'm ready to apply for some new cards. in the past i've been denied a couple times and i'm wondering if it's due to the amount of credit i have available relative to my income. would it help or hurt me to close cards/ask for credit extensions?
:dubious:
generally it's impossible to speculate why you were denied for any particular card.  did you not call reconsideration?  they usually tell you exactly why you were denied?  I suppose they could be concerned about amount of credit available relative to income but a large part of your credit rating is credit available to credit utilized...in that the more credit you have available the better as long as you don't carry any balances.  in that sense, reducing the amount of credit available by closing cards would generally hurt your overall score.

ok, i thought this was the case but i wasn't sure. i was denied for the SPG card last year(called reconsideration and they didn't say much) and i wondered if their reasoning was something along the lines of "why give this low-income earner more credit, he already has 20k that he isn't using"
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 19, 2013, 11:16:11 AM
that makes sense bubs. I didn't get into the miles game until I was out of school for a bit so I don't have any input.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 19, 2013, 11:19:22 AM
Lucky has a good list of 10 best current offers if you guys are looking for more input on what to get next:

http://boardingarea.com/onemileatatime/2013/08/19/10-best-credit-card-sign-up-bonuses-for-august/
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 19, 2013, 11:30:01 AM
while were on the subject of recommendos- its time for a new one for me as well.

what i have that actually matters:
-United MilesPlus (July '13)
-Chase Freedom (June '13)
-Delta Skymiles (Aug '13)

all those spends have been met. is it too soon to try for sapphire or southwest with chase? spg is out of the question with delta so recently. so... that leaves AA... right? or us airways?

or hold out for a better deal?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 19, 2013, 11:32:15 AM
while were on the subject of recommendos- its time for a new one for me as well.

what i have that actually matters:
-United MilesPlus (July '13)
-Chase Freedom (June '13)
-Delta Skymiles (Aug '13)

all those spends have been met. is it too soon to try for sapphire or southwest with chase? spg is out of the question with delta so recently. so... that leaves AA... right? or us airways?

or hold out for a better deal?

You can probably get the SPG now. Amex is pretty lenient about successive cards. Sapphire may not go through, if you do try it and are shot down call the reconsideraiton line.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 19, 2013, 11:33:57 AM
while were on the subject of recommendos- its time for a new one for me as well.

what i have that actually matters:
-United MilesPlus (July '13)
-Chase Freedom (June '13)
-Delta Skymiles (Aug '13)

all those spends have been met. is it too soon to try for sapphire or southwest with chase? spg is out of the question with delta so recently. so... that leaves AA... right? or us airways?

or hold out for a better deal?

You can probably get the SPG now. Amex is pretty lenient about successive cards. Sapphire may not go through, if you do try it and are shot down call the reconsideraiton line.

yeah, i actually have a decent amount of credit from the united card from chase, so i could transfer that over some of it to sapphire if denied. i think ill do that and then go for spg next.

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 19, 2013, 11:41:59 AM
I knew i could count on you guys. i think ill shoot for the SPG and the Avios
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 19, 2013, 11:54:37 AM
 :gocho: approved

Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on August 19, 2013, 11:55:50 AM
:gocho: approved

:thumbs:

thanks for reminding me i'm due for a new cycle
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 19, 2013, 12:51:40 PM
I knew i could count on you guys. i think ill shoot for the SPG and the Avios

Ok approved for the sapphire, gonna do the spg, but the deal linke is BLOCKED AT WORK  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 19, 2013, 01:02:14 PM
I knew i could count on you guys. i think ill shoot for the SPG and the Avios

Ok approved for the sapphire, gonna do the spg, but the deal linke is BLOCKED AT WORK  :runaway:

may just be someone's referral link that is being blocked. try going directly to the amex website and searching for it. it's a public offer.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 19, 2013, 01:10:30 PM
I knew i could count on you guys. i think ill shoot for the SPG and the Avios

Ok approved for the sapphire, gonna do the spg, but the deal linke is BLOCKED AT WORK  :runaway:

may just be someone's referral link that is being blocked. try going directly to the amex website and searching for it. it's a public offer.

 :thumbs: yup.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 19, 2013, 01:12:10 PM
I knew i could count on you guys. i think ill shoot for the SPG and the Avios

Ok approved for the sapphire, gonna do the spg, but the deal linke is BLOCKED AT WORK  :runaway:

may just be someone's referral link that is being blocked. try going directly to the amex website and searching for it. it's a public offer.

 :thumbs: yup.

cept the live approval thing gave me some error and it said I would be notified by mail
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 19, 2013, 01:17:49 PM
that makes sense bubs. I didn't get into the miles game until I was out of school for a bit so I don't have any input.

i did a few as a student.  got some denials until i figured out that they wanted me to tell them that my income was greater than it really was.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 19, 2013, 01:19:19 PM
I knew i could count on you guys. i think ill shoot for the SPG and the Avios

Ok approved for the sapphire, gonna do the spg, but the deal linke is BLOCKED AT WORK  :runaway:

maybe youre richer than i am but i dont think i can meet those spends at the same time. spg gives 10k for first purchase and 20k more for $5k in 6 months, sapphire is $3k in 3 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 19, 2013, 01:31:27 PM
I knew i could count on you guys. i think ill shoot for the SPG and the Avios

Ok approved for the sapphire, gonna do the spg, but the deal linke is BLOCKED AT WORK  :runaway:

maybe youre richer than i am but i dont think i can meet those spends at the same time. spg gives 10k for first purchase and 20k more for $5k in 6 months, sapphire is $3k in 3 months.

I thought this was free money  :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 19, 2013, 10:14:38 PM
I knew i could count on you guys. i think ill shoot for the SPG and the Avios

Ok approved for the sapphire, gonna do the spg, but the deal linke is BLOCKED AT WORK  :runaway:

maybe youre richer than i am but i dont think i can meet those spends at the same time. spg gives 10k for first purchase and 20k more for $5k in 6 months, sapphire is $3k in 3 months.

I thought this was free money  :confused:

Rams and Mikey have pretty detailed posts ITT to help you meet those spending requirements.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 20, 2013, 08:24:54 AM
I knew i could count on you guys. i think ill shoot for the SPG and the Avios

Ok approved for the sapphire, gonna do the spg, but the deal linke is BLOCKED AT WORK  :runaway:

maybe youre richer than i am but i dont think i can meet those spends at the same time. spg gives 10k for first purchase and 20k more for $5k in 6 months, sapphire is $3k in 3 months.

I thought this was free money  :confused:

Rams and Mikey have pretty detailed posts ITT to help you meet those spending requirements.
but you have to be willing to do things like use your computer and go to the store...and sometimes it takes upwards of 15 to 20 minutes per week.  it's a lot of work.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 20, 2013, 09:03:12 AM
Approved for the Citi AA card last night from Luckys link.  Also, cancelled one of the SW cards.  Lost(left at a bar) a few months ago and didnt need a new one.  Should I have kept it for another 3 months until about a month before the annual fee came in?  Should I keep my other SW card or just do others for the next year and try for companion pass 15-16 with the two business cards?  Might be sad not earning SW pts when I have the companion pass.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 20, 2013, 09:25:09 AM
Rams and Mikey have pretty detailed posts ITT to help you meet those spending requirements.
but you have to be willing to do things like use your computer and go to the store...and sometimes it takes upwards of 15 to 20 minutes per week.  it's a lot of work.

yeah, i just dont need more than one card to keep track of meeting the spend on at this point. spg will still be there when im done with sapphire...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 20, 2013, 12:10:39 PM
mrs. dave and I are both now MLife golds
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on August 20, 2013, 10:30:39 PM
Lucky has a good list of 10 best current offers if you guys are looking for more input on what to get next:

http://boardingarea.com/onemileatatime/2013/08/19/10-best-credit-card-sign-up-bonuses-for-august/

Thanks for posting  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 21, 2013, 08:18:32 PM
Total Rewards Platinum  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 21, 2013, 08:39:00 PM
just performed a successful "triple dip" in the ur mall and got 11,278 points for a $900 purchase  :dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 21, 2013, 09:07:15 PM
Here is my scenario

- 2 credit cards with long history of good credit and 1 with shorter history.  I plan to always keep these open to keep AAoA up.
- 1 SWA card that I have gotten the bonus from that I opened in March
- Just got 2 new cards today (one from Chase which is the SWA card also)

Is it better to cancel that SWA card for credit score purposes or keep it open?  credit lines are all about the same.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 21, 2013, 09:19:50 PM
Here is my scenario

- 2 credit cards with long history of good credit and 1 with shorter history.  I plan to always keep these open to keep AAoA up.
- 1 SWA card that I have gotten the bonus from that I opened in March
- Just got 2 new cards today (one from Chase which is the SWA card also)

Is it better to cancel that SWA card for credit score purposes or keep it open?  credit lines are all about the same.
never cancel a chase card.  always transfer the credit to a new chase card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 21, 2013, 09:22:34 PM
Here is my scenario

- 2 credit cards with long history of good credit and 1 with shorter history.  I plan to always keep these open to keep AAoA up.
- 1 SWA card that I have gotten the bonus from that I opened in March
- Just got 2 new cards today (one from Chase which is the SWA card also)

Is it better to cancel that SWA card for credit score purposes or keep it open?  credit lines are all about the same.
never cancel a chase card.  always transfer the credit to a new chase card.

So i effed up applying for and getting the Sapphire card?
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on August 21, 2013, 09:26:08 PM
never cancel a chase card.  always transfer the credit to a new chase card.

i recently transferred from a sapphire preferred to a sapphire to avoid the fee.

1. did i do the right thing?
2. when can i get the preferred and it's bonus again?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 21, 2013, 09:35:32 PM
just performed a successful "triple dip" in the ur mall and got 11,278 points for a $900 purchase  :dance:

describe it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 21, 2013, 09:38:59 PM
Here is my scenario

- 2 credit cards with long history of good credit and 1 with shorter history.  I plan to always keep these open to keep AAoA up.
- 1 SWA card that I have gotten the bonus from that I opened in March
- Just got 2 new cards today (one from Chase which is the SWA card also)

Is it better to cancel that SWA card for credit score purposes or keep it open?  credit lines are all about the same.
never cancel a chase card.  always transfer the credit to a new chase card.

So i effed up applying for and getting the Sapphire card?
no.  I was just saying that you shouldn't outright cancel a chase card.  you'll get to a point eventually where you'll have to start calling reconsideration with every chase application because you've met their outstanding credit limit.  reconsideration is pretty much a guaranteed approval with chase if you just have them transfer credit from an existing chase card.  that way you're never giving up any outstanding credit and risking them not giving it back to you.  make sense?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 21, 2013, 09:41:11 PM
never cancel a chase card.  always transfer the credit to a new chase card.

i recently transferred from a sapphire preferred to a sapphire to avoid the fee.

1. did i do the right thing?
2. when can i get the preferred and it's bonus again?
1. I suppose if you're not concerned about the additional perks that come with the preferred version.
2. you can't churn chase cards.  you can get another preferred at some point if you want to but they only give bonuses once.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 21, 2013, 09:41:36 PM
Here is my scenario

- 2 credit cards with long history of good credit and 1 with shorter history.  I plan to always keep these open to keep AAoA up.
- 1 SWA card that I have gotten the bonus from that I opened in March
- Just got 2 new cards today (one from Chase which is the SWA card also)

Is it better to cancel that SWA card for credit score purposes or keep it open?  credit lines are all about the same.
never cancel a chase card.  always transfer the credit to a new chase card.

So i effed up applying for and getting the Sapphire card?
no.  I was just saying that you shouldn't outright cancel a chase card.  you'll get to a point eventually where you'll have to start calling reconsideration with every chase application because you've met their outstanding credit limit.  reconsideration is pretty much a guaranteed approval with chase if you just have them transfer credit from an existing chase card.  that way you're never giving up any outstanding credit and risking them not giving it back to you.  make sense?

Yup.  Thanks Rams!
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 21, 2013, 09:44:02 PM
just performed a successful "triple dip" in the ur mall and got 11,278 points for a $900 purchase  :dance:

describe it.
buy $900 worth of bass pro gift cards from staples through the ur mall with my ink bold. ink bold gives me 5x points at office supply stores and ur mall gives me an additional 3x points for going through ur mall.  go back through ur mall and use gift cards to buy $900 worth of crap from bass pro.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 21, 2013, 09:50:40 PM
buy $900 worth of bass pro gift cards from staples through the ur mall with my ink bold. ink bold gives me 5x points at office supply stores and ur mall gives me an additional 3x points for going through ur mall.  go back through ur mall and use gift cards to buy $900 worth of crap from bass pro.

so, they say that the ur mall bonus isn't valid on gift cards, but they can't actually tell if you buy gift cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on August 21, 2013, 09:52:16 PM
never cancel a chase card.  always transfer the credit to a new chase card.

i recently transferred from a sapphire preferred to a sapphire to avoid the fee.

1. did i do the right thing?
2. when can i get the preferred and it's bonus again?
1. I suppose if you're not concerned about the additional perks that come with the preferred version.
2. you can't churn chase cards.  you can get another preferred at some point if you want to but they only give bonuses once.
1. no, i don't think i care about the other perks.
2. damn, i thought i just needed to take a year off with chase.

thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 21, 2013, 10:04:15 PM
buy $900 worth of bass pro gift cards from staples through the ur mall with my ink bold. ink bold gives me 5x points at office supply stores and ur mall gives me an additional 3x points for going through ur mall.  go back through ur mall and use gift cards to buy $900 worth of crap from bass pro.

so, they say that the ur mall bonus isn't valid on gift cards, but they can't actually tell if you buy gift cards?
buying gift cards at staples seems to work for everyone from what I've seen (for now).  whether or not you get the bonus by using only gift cards for your purchase varies from store to store.  apparently bass pro is one of the stores it works. I may be buying all of the paint to paint my house this way through home depot.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 21, 2013, 10:30:49 PM
buying gift cards at staples seems to work for everyone from what I've seen (for now).

great tip, thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 21, 2013, 10:58:06 PM
Why wouldn't you cancel a Chase card before the annual fee?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 22, 2013, 09:30:14 AM
Why wouldn't you cancel a Chase card before the annual fee?
I'm not saying you shouldn't cancel a card before the annual fee, just don't cancel it outright.  always apply for a new card and have that credit transferred.  once you've canceled a card outright you've given up that available credit and they have to decide whether or not to give it back to you.  if you just keep transferring it you'll never lose it.  chase is never going to just reduce your credit available (unless you're a huge dumbass) so why do it for them?
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on August 22, 2013, 09:33:07 AM
Why wouldn't you cancel a Chase card before the annual fee?

i have a bunch of unused UR points and the person told me i would lose them if i cancelled.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 22, 2013, 10:14:28 AM
Why wouldn't you cancel a Chase card before the annual fee?
I'm not saying you shouldn't cancel a card before the annual fee, just don't cancel it outright.  always apply for a new card and have that credit transferred.  once you've canceled a card outright you've given up that available credit and they have to decide whether or not to give it back to you.  if you just keep transferring it you'll never lose it.  chase is never going to just reduce your credit available (unless you're a huge dumbass) so why do it for them?

Let's say I have 4 chase cards with a $5k limit ($20k total). I cancel one, now I have $15k of credit w/ Chase. If I try to open a new one w/ a 5k limit and my income/overall credit didn't change, why wouldn't they do it?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2013, 11:04:05 AM
Why wouldn't you cancel a Chase card before the annual fee?

i have a bunch of unused UR points and the person told me i would lose them if i cancelled.

yes, that's a good reason
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2013, 11:04:25 AM
Why wouldn't you cancel a Chase card before the annual fee?
I'm not saying you shouldn't cancel a card before the annual fee, just don't cancel it outright.  always apply for a new card and have that credit transferred.  once you've canceled a card outright you've given up that available credit and they have to decide whether or not to give it back to you.  if you just keep transferring it you'll never lose it.  chase is never going to just reduce your credit available (unless you're a huge dumbass) so why do it for them?

Let's say I have 4 chase cards with a $5k limit ($20k total). I cancel one, now I have $15k of credit w/ Chase. If I try to open a new one w/ a 5k limit and my income/overall credit didn't change, why wouldn't they do it?

they would
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 22, 2013, 11:30:27 AM
Why wouldn't you cancel a Chase card before the annual fee?
I'm not saying you shouldn't cancel a card before the annual fee, just don't cancel it outright.  always apply for a new card and have that credit transferred.  once you've canceled a card outright you've given up that available credit and they have to decide whether or not to give it back to you.  if you just keep transferring it you'll never lose it.  chase is never going to just reduce your credit available (unless you're a huge dumbass) so why do it for them?

Let's say I have 4 chase cards with a $5k limit ($20k total). I cancel one, now I have $15k of credit w/ Chase. If I try to open a new one w/ a 5k limit and my income/overall credit didn't change, why wouldn't they do it?

they would

so rams just gave advice that just makes things more difficult than they need to be?  Interesting if true.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 22, 2013, 11:31:17 AM
I kid rams, I kid.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 22, 2013, 11:32:01 AM
Why wouldn't you cancel a Chase card before the annual fee?
I'm not saying you shouldn't cancel a card before the annual fee, just don't cancel it outright.  always apply for a new card and have that credit transferred.  once you've canceled a card outright you've given up that available credit and they have to decide whether or not to give it back to you.  if you just keep transferring it you'll never lose it.  chase is never going to just reduce your credit available (unless you're a huge dumbass) so why do it for them?

Let's say I have 4 chase cards with a $5k limit ($20k total). I cancel one, now I have $15k of credit w/ Chase. If I try to open a new one w/ a 5k limit and my income/overall credit didn't change, why wouldn't they do it?

they would
yes they most likely would...assuming your overall credit didn't change and they didn't change their credit issuing policies in any way.  buy why take that chance unless you've just run out of chase cards to apply for?  I prefer not to give back any credit that's already been given to me because then I'm leaving it up to them as to whether or not to give it to me again at some point.  if I never cancel a card outright then they never have to increase my credit line so they never have to decide to take on more risk with me.  it gives them very little incentive not to give me the new card.  do whatever you want though.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 22, 2013, 11:36:29 AM
I'm far more likely to forget about a card I'm not using and get hit with an annual fee than have a problem with chase giving me credit. so that's why you risk it.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 22, 2013, 11:41:53 AM
there are ways to not forget, mich.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 22, 2013, 12:01:30 PM
there are ways to not forget, mich.

Quote from: michigancat
sounds like a lot of work
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2013, 12:34:53 PM
I don't know. Unless your credit rating is going to go down significantly I don't see Chase ever offering less credit. I've had every chase card that is worth getting and I've never had them pull that. Now, if you don't have a very high amount of overall credit availability that could factor into your credit score but that's not a big issue for me or most people who aren't just out of college. If you don't have much available credit I can see it paying off to making sure you don't lower your total available credit but that's just for credit scoring. I just don't think it's worth worrying about for me or most people. Basically do whatever you want outside of some outliers.
Title: How Many Credit Cards Do You Have?
Post by: SpudCat on August 22, 2013, 03:33:22 PM

Why wouldn't you cancel a Chase card before the annual fee?
I'm not saying you shouldn't cancel a card before the annual fee, just don't cancel it outright.  always apply for a new card and have that credit transferred.  once you've canceled a card outright you've given up that available credit and they have to decide whether or not to give it back to you.  if you just keep transferring it you'll never lose it.  chase is never going to just reduce your credit available (unless you're a huge dumbass) so why do it for them?

Let's say I have 4 chase cards with a $5k limit ($20k total). I cancel one, now I have $15k of credit w/ Chase. If I try to open a new one w/ a 5k limit and my income/overall credit didn't change, why wouldn't they do it?

they would
yes they most likely would...assuming your overall credit didn't change and they didn't change their credit issuing policies in any way.  buy why take that chance unless you've just run out of chase cards to apply for?  I prefer not to give back any credit that's already been given to me because then I'm leaving it up to them as to whether or not to give it to me again at some point.  if I never cancel a card outright then they never have to increase my credit line so they never have to decide to take on more risk with me.  it gives them very little incentive not to give me the new card.  do whatever you want though.

You can cancel a card and transfer the credit at the same time. I've canceled a number of chase cards to avoid the fees. When I cancel I just have them transfer the credit to other open chase cards. Just another option if you don't have other chase cards you want to apply for at the moment.


Sent from my iPhone using Tapatalk - now Free (http://tapatalk.com/m/)
Title: Re: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 22, 2013, 04:32:32 PM

Why wouldn't you cancel a Chase card before the annual fee?
I'm not saying you shouldn't cancel a card before the annual fee, just don't cancel it outright.  always apply for a new card and have that credit transferred.  once you've canceled a card outright you've given up that available credit and they have to decide whether or not to give it back to you.  if you just keep transferring it you'll never lose it.  chase is never going to just reduce your credit available (unless you're a huge dumbass) so why do it for them?

Let's say I have 4 chase cards with a $5k limit ($20k total). I cancel one, now I have $15k of credit w/ Chase. If I try to open a new one w/ a 5k limit and my income/overall credit didn't change, why wouldn't they do it?

they would
yes they most likely would...assuming your overall credit didn't change and they didn't change their credit issuing policies in any way.  buy why take that chance unless you've just run out of chase cards to apply for?  I prefer not to give back any credit that's already been given to me because then I'm leaving it up to them as to whether or not to give it to me again at some point.  if I never cancel a card outright then they never have to increase my credit line so they never have to decide to take on more risk with me.  it gives them very little incentive not to give me the new card.  do whatever you want though.

You can cancel a card and transfer the credit at the same time. I've canceled a number of chase cards to avoid the fees. When I cancel I just have them transfer the credit to other open chase cards. Just another option if you don't have other chase cards you want to apply for at the moment.


Sent from my iPhone using Tapatalk - now Free (http://tapatalk.com/m/)
yeah. that's another option.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on August 22, 2013, 06:04:19 PM
You should cancel as many as possible because it makes you feel like you are truly churning.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on August 24, 2013, 04:58:54 PM
Junction City HI supposed to be on the Point breaks list coming out Monday.  They would be really stupid to have game days available there but you never know.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 25, 2013, 12:08:05 AM
anyone know tips on using usair miles?  i'm so incompetent at booking w. miles.  want to fly to mex from fat, return from aca to either fat or a bay area airport.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 25, 2013, 08:10:45 AM
anyone know tips on using usair miles?  i'm so incompetent at booking w. miles.  want to fly to mex from fat, return from aca to either fat or a bay area airport.

How many miles do you have? The most sucky thing about usair miles is that they don't let you book one way tickets. you can have an open jaw in mexico if you want though. what dates?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 25, 2013, 08:17:36 AM
looks like you're going to be stopping over in either LAX or SFO both ways. good options on UA and some Aeromar which I'm not familiar with but is apparently Star Alliance. 35k in coach and 60k in first. use the united award booking engine, pick the flights you want and then call usair and book the flight. they won't let you book online star alliance awards and it doesn't look like they have flights themselves. I'd hurry as well because they are leaving star alliance any day now.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 25, 2013, 01:30:20 PM
do they charge for the call, or make you use more miles?  i have united and american miles i can use, just preferred to burn us air miles in case they never get around to becoming american miles.

also usair is supposed to give you a 5k miles discount on the booking.  if i don't get that with calling, and i have to call vs book online, maybe should just burn the united miles.

dates are 9/27 or 9/28 and return about 2 weeks later (return is flexible).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 25, 2013, 01:36:57 PM
I don't know about the charge. United miles are, IMO, a lot more valuable than USAir miles so Id use the USAir miles if you can.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 25, 2013, 01:38:46 PM
United miles are, IMO, a lot more valuable than USAir miles so Id use the USAir miles if you can.

ok, thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2013, 08:56:03 AM
New 50k AA Mastercard offer with landing page

http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 26, 2013, 12:49:19 PM
New 50k AA Mastercard offer with landing page

http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

Well crap, I just applied and received the Visa version last week.  Wonder how long this will be open?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2013, 12:56:36 PM
New 50k AA Mastercard offer with landing page

http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

Well crap, I just applied and received the Visa version last week.  Wonder how long this will be open?

I think you can get it right now if you want it.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 26, 2013, 12:59:27 PM
steve, spidey sense is telling me thats a good offer. thanks for the tip  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2013, 01:07:25 PM
steve, spidey sense is telling me thats a good offer. thanks for the tip  :D

it's pretty standard but the mastercard version has been 40k iirc for a bit. also, they (the 50k offers) usually don't have a landing page showing the bonus so some people have been hesitant to apply for them. I always did and I always got the 50k though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 26, 2013, 01:47:39 PM
New 50k AA Mastercard offer with landing page

http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

Well crap, I just applied and received the Visa version last week.  Wonder how long this will be open?

I think you can get it right now if you want it.
I thought you had to wait 18 months or so between citi aa apps. for a while you could do 2 on the same day but that stopped a few months ago.  :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2013, 01:51:32 PM
New 50k AA Mastercard offer with landing page

http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

Well crap, I just applied and received the Visa version last week.  Wonder how long this will be open?

I think you can get it right now if you want it.
I thought you had to wait 18 months or so between citi aa apps. for a while you could do 2 on the same day but that stopped a few months ago.  :confused:

you can still do the visa and mastercard back to back. I just did a few months ago (though I only got 40k for the mastercard). you have to wait like 18 months (though some people on FT dispute the exact date) between each version.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 26, 2013, 01:59:15 PM
New 50k AA Mastercard offer with landing page

http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

Well crap, I just applied and received the Visa version last week.  Wonder how long this will be open?

I think you can get it right now if you want it.
I thought you had to wait 18 months or so between citi aa apps. for a while you could do 2 on the same day but that stopped a few months ago.  :confused:

you can still do the visa and mastercard back to back. I just did a few months ago (though I only got 40k for the mastercard). you have to wait like 18 months (though some people on FT dispute the exact date) between each version.
just so I'm clear...

I got the mastercard 40k version in december of '12.  are you saying that I can now apply for the visa version and mastercard version at the same time and get 90k total?  I thought that was the "2 browser trick" that doesn't work anymore. also it's time for me to churn the business version again. should I wait 60 days and then do that for 50k more?
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 26, 2013, 02:07:54 PM

New 50k AA Mastercard offer with landing page

http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

Well crap, I just applied and received the Visa version last week.  Wonder how long this will be open?

I think you can get it right now if you want it.
I thought you had to wait 18 months or so between citi aa apps. for a while you could do 2 on the same day but that stopped a few months ago.  :confused:

How long is the MC one estimated to be around?  Just want to make sure I can meet the minimums.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2013, 02:11:29 PM
I don't think it has an expiration date right now. Could be here long term could be gone later today.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 26, 2013, 03:49:48 PM
now I'm just upset all over again about my fiancee signing up for 30k AA bonus without consulting me
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 26, 2013, 04:08:08 PM
I got the mastercard 40k version in december of '12.  are you saying that I can now apply for the visa version and mastercard version at the same time and get 90k total?  I thought that was the "2 browser trick" that doesn't work anymore. also it's time for me to churn the business version again. should I wait 60 days and then do that for 50k more?

if you got the mc in 12/12, you can't get a mc again now.  whether you want to try again in 14 months or 18 is up to you, but you're almost certain to get rejected at 9.

if you haven't had the visa or ameex in 14 or 18, you should be good to get those.  two browser supposedly doesn't work anymore, but you can apply for 1 card, wait at least 3 day then apply for another one.  can't apply for 2nd card within 2-3 days of the first application, can't apply for more than two cards in any 65 day period.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 26, 2013, 09:31:44 PM
I got the mastercard 40k version in december of '12.  are you saying that I can now apply for the visa version and mastercard version at the same time and get 90k total?  I thought that was the "2 browser trick" that doesn't work anymore. also it's time for me to churn the business version again. should I wait 60 days and then do that for 50k more?

if you got the mc in 12/12, you can't get a mc again now.  whether you want to try again in 14 months or 18 is up to you, but you're almost certain to get rejected at 9.

if you haven't had the visa or ameex in 14 or 18, you should be good to get those.  two browser supposedly doesn't work anymore, but you can apply for 1 card, wait at least 3 day then apply for another one.  can't apply for 2nd card within 2-3 days of the first application, can't apply for more than two cards in any 65 day period.
yeah.  I did some searching at ft and apparently crap was going haywire for a while recently with people churning cards like every 8 days or something Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!).  obviously that didn't last long and now we're back to not knowing what the eff the rules are for the citi aa cards.   :curse:  they appear to be updating the wiki post at the front of this thread like every 5 hours now because nobody really knows what the hell is going on.  :sdeek:

https://www.flyertalk.com/forum/credit-card-programs/1475783-citi-aa-credit-cards-best-offers-now-50k-read-wikipost-first-99.html

I think I'm just gonna apply for the personal visa in the next couple days with my big churn since I've already had the mastercard and then wait a couple weeks and apply for the biz version. I'm positive citi will mush my face on the biz though since they haven't seemed to keen to approve me shortly after a churn.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 26, 2013, 09:56:30 PM
I got the mastercard 40k version in december of '12.  are you saying that I can now apply for the visa version and mastercard version at the same time and get 90k total?  I thought that was the "2 browser trick" that doesn't work anymore. also it's time for me to churn the business version again. should I wait 60 days and then do that for 50k more?

if you got the mc in 12/12, you can't get a mc again now.  whether you want to try again in 14 months or 18 is up to you, but you're almost certain to get rejected at 9.

if you haven't had the visa or ameex in 14 or 18, you should be good to get those.  two browser supposedly doesn't work anymore, but you can apply for 1 card, wait at least 3 day then apply for another one.  can't apply for 2nd card within 2-3 days of the first application, can't apply for more than two cards in any 65 day period.
yeah.  I did some searching at ft and apparently crap was going haywire for a while recently with people churning cards like every 8 days or something Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!).  obviously that didn't last long and now we're back to not knowing what the eff the rules are for the citi aa cards.   :curse:  they appear to be updating the wiki post at the front of this thread like every 5 hours now because nobody really knows what the hell is going on.  :sdeek:

https://www.flyertalk.com/forum/credit-card-programs/1475783-citi-aa-credit-cards-best-offers-now-50k-read-wikipost-first-99.html

I think I'm just gonna apply for the personal visa in the next couple days with my big churn since I've already had the mastercard and then wait a couple weeks and apply for the biz version. I'm positive citi will mush my face on the biz though since they haven't seemed to keen to approve me shortly after a churn.

Just read the same thing and was about to post.  Glad I didn't waste a pull.  Sucks that I get my first AA card right as crap starts to get jacked up
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 26, 2013, 09:59:02 PM
just got the SPG AMEX and the Sapphire.  :dance:


Man the sapphire is a elite looking card and I think it is also bullet proof
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 26, 2013, 10:45:29 PM
apparently crap was going haywire for a while recently with people churning cards like every 8 days or something Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!).  obviously that didn't last long and now we're back to not knowing what the eff the rules are for the citi aa cards.   :curse:  they appear to be updating the wiki post at the front of this thread like every 5 hours now because nobody really knows what the hell is going on.  :sdeek:

https://www.flyertalk.com/forum/credit-card-programs/1475783-citi-aa-credit-cards-best-offers-now-50k-read-wikipost-first-99.html

it sounds like it's basically the same except they changed the 3 days rule to a week?  i guess in 14/18 months we'll find out if they changed that rule, but didn't apply it retroactively.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 26, 2013, 11:12:09 PM
Sapphire Preffered came in the mail today. I'm not 100% sure but this is a different card than I have seen in the past. Its darker, I think. Still sexy, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 27, 2013, 10:01:39 AM
apparently crap was going haywire for a while recently with people churning cards like every 8 days or something Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!).  obviously that didn't last long and now we're back to not knowing what the eff the rules are for the citi aa cards.   :curse:  they appear to be updating the wiki post at the front of this thread like every 5 hours now because nobody really knows what the hell is going on.  :sdeek:

https://www.flyertalk.com/forum/credit-card-programs/1475783-citi-aa-credit-cards-best-offers-now-50k-read-wikipost-first-99.html

it sounds like it's basically the same except they changed the 3 days rule to a week?  i guess in 14/18 months we'll find out if they changed that rule, but didn't apply it retroactively.

latest reports are that some are being told that since they had previously had an AA card (at ANY time) that they would not be issued a new card ever.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 27, 2013, 11:05:30 AM
apparently crap was going haywire for a while recently with people churning cards like every 8 days or something Fake Sugar Dick (WARNING, NOT THE REAL SUGAR DICK!).  obviously that didn't last long and now we're back to not knowing what the eff the rules are for the citi aa cards.   :curse:  they appear to be updating the wiki post at the front of this thread like every 5 hours now because nobody really knows what the hell is going on.  :sdeek:

https://www.flyertalk.com/forum/credit-card-programs/1475783-citi-aa-credit-cards-best-offers-now-50k-read-wikipost-first-99.html

it sounds like it's basically the same except they changed the 3 days rule to a week?  i guess in 14/18 months we'll find out if they changed that rule, but didn't apply it retroactively.

latest reports are that some are being told that since they had previously had an AA card (at ANY time) that they would not be issued a new card ever.
yeah. kinda looking like the beginning of the end :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 27, 2013, 11:09:18 AM
sucks, I was just coming up on a churn date too...
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 27, 2013, 01:56:16 PM
sucks, I was just coming up on a churn date too...
ditto. 

if citi is going to try and eliminate churning they're also going to have to improve their website/customer service/card benefits if they're going to compete with chase.  you can make a good case that the annual fee is worth it for the annual benefits of nearly every chase card.  the opposite is true for citi.  I think they're going to find out pretty quickly that their cardholder numbers are being inflated fairly substantially by people applying over and over just to get the bonuses.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 28, 2013, 07:59:09 AM
aaaaaaaand now aadvantage is charging fuel surcharges...on all international flights...on all carriers  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 08:03:20 AM
aaaaaaaand now aadvantage is charging fuel surcharges...on all international flights...on all carriers  :runaway:

this is rough ridin' awful. AA transatlantic premium cabin award space has been almost impossible to find lately. I think they just finally realized they have billions of AA miles floating around out there and they better devalue the crap out of them ASAP. UA just became even more BITB. but, if they follow suit, holy crap I'll be mad.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 28, 2013, 08:05:02 AM
aaaaaaaand now aadvantage is charging fuel surcharges...on all international flights...on all carriers  :runaway:

this is rough ridin' awful
yeah.  what a terrible year it's been for this hobby.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 08:06:58 AM
aaaaaaaand now aadvantage is charging fuel surcharges...on all international flights...on all carriers  :runaway:

this is rough ridin' awful
yeah.  what a terrible year it's been for this hobby.  :frown:

It's been a pretty amazing year for United and Hyatt people (who just happen to be the best smelling and looking people anyway).
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on August 28, 2013, 08:19:42 AM
How much are fuel surcharges for a transatlantic flight? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 08:22:34 AM
How much are fuel surcharges for a transatlantic flight?

Actually, right now nothing. Just checked and did a fake booking on AA July 19, 2014 (OMA-LHR) in coach and biz it was the usual 30k & 50k miles and $5. I'll try some other bookings and report results.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 28, 2013, 08:24:57 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 08:25:43 AM
on BA the fuel surcharges are $397.20 for a one way coach LRH-OMA 7-17-2014. but, BA has always had fuel charges using AA miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 08:26:48 AM
LHR-OMA in Biz on AA July 23, 2014 is $296.90. But, OMA-LHR on AA in biz that same day is $7.50.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 08:29:22 AM
LHR has some weird charges of their own though so I don't know how much of this would be fuel surcharges. Given they are only showing on flights departing LHR my guess is they aren't.

OMA-CDG is the usual 30k miles and $5 in coach on 7-21-2014
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 08:30:47 AM
I don't think the alleged coming fuel charges are showing up on AA metal transatlantic yet. If you want to book something now is the time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 08:35:46 AM
Yeah, FCO-OMA 7-21-2014 anytime coach award because they don't really do saver from Rome is 60k miles and $62 which will just be airport charges.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 08:37:15 AM
MUC-OMA with the first two legs being on air berlin (which hasn't had fuel surcharges to now) is the usual 30k miles and $129 in charges which again will just be airport charges and not the alleged coming fuel surcharges.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 28, 2013, 08:44:41 AM
Do skymiles have these surcharges already? I have never used them for intl flight yet since I am pretty green but when I have done hypothetical intl itineraries the airport fees are usually around $100-$300 depending on where/how many stops. They were not worded as fuel surcharges, but more like taxes of some kind. Tia sd
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 08:48:50 AM
Do skymiles have these surcharges already? I have never used them for intl flight yet since I am pretty green but when I have done hypothetical intl itineraries the airport fees are usually around $100-$300 depending on where/how many stops. They were not worded as fuel surcharges, but more like taxes of some kind. Tia sd

no. they also don't charge them on KLM, Air France or Alitalia, Korean or Virgin Australia.

Here's a breakdown on the partner surcharges:

http://milevalue.com/surcharge-info-on-all-delta-skymiles-partners/

they also just partnered with Virgin Atlantic but they have really bad fuel surcharges with them. Like, $600 each way.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 28, 2013, 09:01:09 AM
Do skymiles have these surcharges already? I have never used them for intl flight yet since I am pretty green but when I have done hypothetical intl itineraries the airport fees are usually around $100-$300 depending on where/how many stops. They were not worded as fuel surcharges, but more like taxes of some kind. Tia sd

no. they also don't charge them on KLM, Air France or Alitalia, Korean or Virgin Australia.

Here's a breakdown on the partner surcharges:

http://milevalue.com/surcharge-info-on-all-delta-skymiles-partners/


Thanks. That guy was pretty butt hurt considering delta and the majority of its partners do not have surcharges.
Sidenote I would love to go to Seoul for 70k miles!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 09:02:19 AM
oh yeah, nobody gets butthurt more than flyertalk type people get butthurt.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 09:03:08 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?

good example (along with the Hilton deval) as to why you should never hoard miles/points. the rate of inflation is ridiculous. turn and burn!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 28, 2013, 09:05:45 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?

Why haven't you gone to Tokyo yet, like, three times?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 28, 2013, 09:11:11 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?

good example (along with the Hilton deval) as to why you should never hoard miles/points. the rate of inflation is ridiculous. turn and burn!
I'm a really bad hoarder at the present time and there's nothing I can really do about it.  this is rough ridin' painful to watch you guys.  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 28, 2013, 09:12:09 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?

good example (along with the Hilton deval) as to why you should never hoard miles/points. the rate of inflation is ridiculous. turn and burn!
I'm a really bad hoarder at the present time and there's nothing I can really do about it.  this is rough ridin' painful to watch you guys.  :cry:

yeah. i'm sick to my stomach right now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on August 28, 2013, 09:16:05 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?

Why haven't you gone to Tokyo yet, like, three times?

i mean crap, steve dave's even finished his basement already daris :dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 28, 2013, 09:40:08 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?

Why haven't you gone to Tokyo yet, like, three times?

i mean crap, steve dave's even finished his basement already daris :dubious:

http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686 (http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 28, 2013, 10:05:31 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?

Why haven't you gone to Tokyo yet, like, three times?

i mean crap, steve dave's even finished his basement already daris :dubious:

http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686 (http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686)


rightly or wrongly, i have amassed somewhere around 150-200 airtran credits in the last two years. those things are only good for one year and then they expire. my plan was to use them and nothing but them for two years while going to the cool places they go-aruba, cabo, etc. and during this time i would amass and hoard tons of AA, usair, etc. to go to even better places (italy, japan, etc). i just don't know what to do now. my whole world as i know it just fell apart.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on August 28, 2013, 10:07:58 AM
rightly or wrongly, i have amassed somewhere around 150-200 airtran credits in the last two years. those things are only good for one year and then they expire. my plan was to use them and nothing but them for two years while going to the cool places they go-aruba, cabo, etc. and during this time i would amass and hoard tons of AA, usair, etc. to go to even better places (italy, japan, etc). i just don't know what to do now. my whole world as i know it just fell apart.

just consider it 'accelerated' - take lots of cool pics and post them here! :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 28, 2013, 10:15:25 AM
aaaaaaaand now aadvantage is charging fuel surcharges...on all international flights...on all carriers  :runaway:

this is rough ridin' awful. AA transatlantic premium cabin award space has been almost impossible to find lately. I think they just finally realized they have billions of AA miles floating around out there and they better devalue the crap out of them ASAP. UA just became even more BITB. but, if they follow suit, holy crap I'll be mad.

So depressing, just got into the AA game since it seemed easy to go international and I already have the SW companion pass.  Then all this crap happens.  I could have waited like 3 weeks and known to go a different direction. 

On another note I just got in the mail yesterday a targeted AA personal MC app for 45k miles after $2k spend.  Wonder if they would let me apply for that guy right now or if it would block a second personal AA card?  Says its good till Oct 15th so I will probably wait a little to make sure I can meet the spends and let all the flytalk dudes work it out.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 28, 2013, 10:19:27 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?

Why haven't you gone to Tokyo yet, like, three times?

i mean crap, steve dave's even finished his basement already daris :dubious:

http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686 (http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686)


rightly or wrongly, i have amassed somewhere around 150-200 airtran credits in the last two years. those things are only good for one year and then they expire. my plan was to use them and nothing but them for two years while going to the cool places they go-aruba, cabo, etc. and during this time i would amass and hoard tons of AA, usair, etc. to go to even better places (italy, japan, etc). i just don't know what to do now. my whole world as i know it just fell apart.
wait...airtran credits have a hard expiration regardless of whether you have activity in your account!?!  :sdeek: 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 10:24:35 AM
On another note I just got in the mail yesterday a targeted AA personal MC app for 45k miles after $2k spend.  Wonder if they would let me apply for that guy right now or if it would block a second personal AA card?  Says its good till Oct 15th so I will probably wait a little to make sure I can meet the spends and let all the flytalk dudes work it out.

getting an offer in the mail doesn't change the rules
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 28, 2013, 10:25:12 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?

Why haven't you gone to Tokyo yet, like, three times?

i mean crap, steve dave's even finished his basement already daris :dubious:

http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686 (http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686)


rightly or wrongly, i have amassed somewhere around 150-200 airtran credits in the last two years. those things are only good for one year and then they expire. my plan was to use them and nothing but them for two years while going to the cool places they go-aruba, cabo, etc. and during this time i would amass and hoard tons of AA, usair, etc. to go to even better places (italy, japan, etc). i just don't know what to do now. my whole world as i know it just fell apart.
wait...airtran credits have a hard expiration regardless of whether you have activity in your account!?!  :sdeek:


yes
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 28, 2013, 10:27:40 AM
wait...airtran credits have a hard expiration regardless of whether you have activity in your account!?!  :sdeek:


yes
yuck
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 28, 2013, 10:29:32 AM
wait...airtran credits have a hard expiration regardless of whether you have activity in your account!?!  :sdeek:


yes
yuck

yes. quite the pickle sandwich i now find myself in.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 10:32:14 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?

Why haven't you gone to Tokyo yet, like, three times?

i mean crap, steve dave's even finished his basement already daris :dubious:

http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686 (http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686)

rams, are you using your having kids as an excuse for hoarding your miles?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 28, 2013, 10:36:32 AM
I'm terrible at saving miles. If anything I should save them more. It's going to be tough to just let those Avios miles sit for a couple months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on August 28, 2013, 10:37:38 AM
I knew this whole credit card fad was stupid to begin with. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on August 28, 2013, 10:39:59 AM
this is horrible. i'm sitting on 250k AA with no immediate plans to use them but was wanting to use them to fly international in two years. might need to move it up?

Why haven't you gone to Tokyo yet, like, three times?

i mean crap, steve dave's even finished his basement already daris :dubious:

http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686 (http://goEMAW.com/forum/index.php?topic=3914.msg70686#msg70686)

rams, are you using your having kids as an excuse for hoarding your miles?
well not solely, but it's a big factor for me/us.

and let me save you the effort/time of your inevitable PI...I simply don't care.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 28, 2013, 10:44:32 AM
Having kids and not living close to any family is the main reason I CAN'T save miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 28, 2013, 10:45:32 AM
I mean, I'd take them to Tokyo in a heartbeat if the miles allowed it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 11:04:58 AM
Quote
Last night, in a routine effort to better align American to industry standards with other global carriers, American began collecting carrier-imposed surcharges on tickets for travel on other carriers’ metal.

This change was intended for revenue tickets only, but the surcharge was erroneously added to AAdvantage award redemptions on other airlines as well.

Except in the cases of British Airways and Iberia, where American currently collects these surcharges, no carrier-imposed surcharges will be applied when redeeming AAdvantage miles for award travel on other carriers. Any customers who encountered this fee in error will be fully refunded. We apologize for the inconvenience.

ok, cancel meltdown
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 28, 2013, 11:07:01 AM
(http://i706.photobucket.com/albums/ww70/designright/PLAY/smiley.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on August 28, 2013, 11:10:50 AM
LOL.  TOKYO 2015!
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 28, 2013, 11:14:41 AM
wait...airtran credits have a hard expiration regardless of whether you have activity in your account!?!  :sdeek:

yes

can't you transfer them to SW points?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 28, 2013, 11:47:42 AM
wait...airtran credits have a hard expiration regardless of whether you have activity in your account!?!  :sdeek:

yes

can't you transfer them to SW points?

you can transfer airtran credits to southwest credits but not southwest points and they still keep the original expiration date
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 28, 2013, 11:48:48 AM
rick lets go to tokyo next weekend!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 28, 2013, 11:49:39 AM
LOL.  TOKYO 2015!


have i ever told you who americanairlinescat69 is? if not i'll pm you. his new job is like aa ambassador to japan or something and goes there multiple times a year now. unreal. 2015 indeed! :mhstokyopak:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 28, 2013, 12:43:53 PM
On another note I just got in the mail yesterday a targeted AA personal MC app for 45k miles after $2k spend.  Wonder if they would let me apply for that guy right now or if it would block a second personal AA card?  Says its good till Oct 15th so I will probably wait a little to make sure I can meet the spends and let all the flytalk dudes work it out.

getting an offer in the mail doesn't change the rules
Just dreaming SD.  At least the major meltdown portion has stopped
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2013, 12:53:31 PM
same non-hoarding rules apply. there is speculation that they are going to roll out those fuel surcharges as soon as the DOJ approves the merger.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 30, 2013, 04:19:39 PM
Trying to use AA points sucks.  I wanted to use AA miles for my trip to St Barts (flying into SXM) next May but AA's schedule and rewards availability suck so i booked Delta. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 01, 2013, 09:38:26 AM
alternatively, tell me where you are going and on what dates and what miles you have and let me figure this out for you.

Just got back to this and now I am all  :angry:

It's too late now, but in a brief description please describe how I should have used my UR points to book the $400 direct flight to Detroit from KC?  I rarely use points for travel so I have no idea. I usually just use the points for gift cards and junk. 

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2013, 12:36:21 PM
alternatively, tell me where you are going and on what dates and what miles you have and let me figure this out for you.

Just got back to this and now I am all  :angry:

It's too late now, but in a brief description please describe how I should have used my UR points to book the $400 direct flight to Detroit from KC?  I rarely use points for travel so I have no idea. I usually just use the points for gift cards and junk. 

TIA

I'd have just paid for that flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 01, 2013, 01:10:52 PM
I see. I don't travel much at all outside of work, I just didn't want to pay anything for the flight. Still have 100k. I'll ask next time I book a personal trip :Cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 01, 2013, 06:00:15 PM
I see. I don't travel much at all outside of work, I just didn't want to pay anything for the flight. Still have 100k. I'll ask next time I book a personal trip :Cheers:

get the cap one venture card for points convertible to travel dollars for cheap flights, you get 2 pts per dollar of spend (but they haven't had a good signup bonus in a while, iirc).  then you can save your ur points for use as miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2013, 06:18:35 PM
I see. I don't travel much at all outside of work, I just didn't want to pay anything for the flight. Still have 100k. I'll ask next time I book a personal trip :Cheers:

get the cap one venture card for points convertible to travel dollars for cheap flights, you get 2 pts per dollar of spend (but they haven't had a good signup bonus in a while, iirc).  then you can save your ur points for use as miles.

yeah, that sounds like a good option for you. it had a 100k sign up bonus when they first rolled it out which was $1k free travel. you then just use the card for any travel related expense and then mark it off your bill using your points. some people were speculating they were going to bring it back at some point but then they never did.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 02, 2013, 11:02:58 AM
Thanks, if I could get the 100k I would do it. I just don't travel much at all outside of work so I just look for decent deals and use for gift cards for fun.

You guys are the best
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 05, 2013, 08:07:35 AM
Everyone sign up for Uber via this link:

https://uber.com/invite/x9otm

You will get $10 in Uber credits and I will get $10 in Uber credits. Then you can order cabs and stuff. TIA.

 :D

used Uber 4 times this week in Chicago. we had 6 guys so couldn't fit into one cab. we got an SUV each time and it usually only took about 5 minutes to get to us. you don't pay. you don't tip. they just bill the card you have registered on the account. you go on the app, hit the type of vehicle you want and they show you on the map where the car is and how long it will take to get to you. they show you a picture of your driver and the vehicle type and his plate number. if they don't know exactly where you are via the GPS they call you and you tell them where you are waiting but we only had that happen once. you can also get regular taxis and different car types. we tried tipping the first guy that picked us up and he wouldn't have it. they also have bottled water for you in the cars. huge fan of this.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 05, 2013, 08:35:29 AM
Everyone sign up for Uber via this link:

https://uber.com/invite/x9otm

You will get $10 in Uber credits and I will get $10 in Uber credits. Then you can order cabs and stuff. TIA.

 :D

used Uber 4 times this week in Chicago. we had 6 guys so couldn't fit into one cab. we got an SUV each time and it usually only took about 5 minutes to get to us. you don't pay. you don't tip. they just bill the card you have registered on the account. you go on the app, hit the type of vehicle you want and they show you on the map where the car is and how long it will take to get to you. they show you a picture of your driver and the vehicle type and his plate number. if they don't know exactly where you are via the GPS they call you and you tell them where you are waiting but we only had that happen once. you can also get regular taxis and different car types. we tried tipping the first guy that picked us up and he wouldn't have it. they also have bottled water for you in the cars. huge fan of this.

seems pretty great. i assume this is just for large cities like Chicago?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 05, 2013, 08:39:54 AM
Everyone sign up for Uber via this link:

https://uber.com/invite/x9otm

You will get $10 in Uber credits and I will get $10 in Uber credits. Then you can order cabs and stuff. TIA.

 :D

used Uber 4 times this week in Chicago. we had 6 guys so couldn't fit into one cab. we got an SUV each time and it usually only took about 5 minutes to get to us. you don't pay. you don't tip. they just bill the card you have registered on the account. you go on the app, hit the type of vehicle you want and they show you on the map where the car is and how long it will take to get to you. they show you a picture of your driver and the vehicle type and his plate number. if they don't know exactly where you are via the GPS they call you and you tell them where you are waiting but we only had that happen once. you can also get regular taxis and different car types. we tried tipping the first guy that picked us up and he wouldn't have it. they also have bottled water for you in the cars. huge fan of this.

seems pretty great. i assume this is just for large cities like Chicago?

Yeah, right now it's just in:

NORTH AMERICA
ATLANTA  BALTIMORE  BOSTON CHICAGO  DALLAS  DENVER DETROIT  HAMPTONS  HONOLULU INDIANAPOLIS  LOS ANGELES  MEXICO CITY MINNEAPOLIS  NEW YORK CITY  ORANGE COUNTY PHILADELPHIA  PHOENIX  PROVIDENCE SACRAMENTO  SAN DIEGO  SAN FRANCISCO SEATTLE  TORONTO  WASHINGTON D.C.

EUROPE, MIDDLE EAST & AFRICA
AMSTERDAM  BERLIN  CAPE TOWN DUBAI  JOHANNESBURG  LONDON LYON  MILAN  MUNICH PARIS  ROME  STOCKHOLM ZURICH

ASIA PACIFIC
BANGALORE  MELBOURNE  SEOUL SHANGHAI  SINGAPORE  SYDNEY TAIPEI
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 05, 2013, 08:48:26 AM
Indianapolis? I mean they can keep the filthy NCAA, but they can't have elite taxi services too  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 05, 2013, 12:44:51 PM
congrats on the free $10, steve. ill try it out this weekend! go cats.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 06, 2013, 11:34:28 AM
I got a random call from chase this morning, they just wanted to tell me about all the benefits of my chase ink bold. The lady was really nice and all, but just a complete waste of time, I guess I should have complained and tried to get a few points :dunno:

It was kind of funny how she looked through my past charges and asked "it looks like you have a lot of food purchases on here, is that going to continue to be something you'll purchase for your business?"

Me: uh....yeah
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 06, 2013, 11:58:18 AM
weird
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 06, 2013, 12:14:59 PM
wal mart purchases are probably food
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 06, 2013, 12:29:53 PM
looked at my UR points because they looked a little low. turns around the gas station by my house doubles as a delicious BBQ joint and everytime i got gas there it rang up as BBQ. called chase and told them the deal and they agreed to turn every $40 purchase at the gas station into 5 points per dollar from july on.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 06, 2013, 12:59:54 PM
looked at my UR points because they looked a little low. turns around the gas station by my house doubles as a delicious BBQ joint and everytime i got gas there it rang up as BBQ. called chase and told them the deal and they agreed to turn every $40 purchase at the gas station into 5 points per dollar from july on.  :gocho:
Nice, I've always wondered about them mis classifying purchases, but I've never thought to call in
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 06, 2013, 01:02:46 PM
looked at my UR points because they looked a little low. turns around the gas station by my house doubles as a delicious BBQ joint and everytime i got gas there it rang up as BBQ. called chase and told them the deal and they agreed to turn every $40 purchase at the gas station into 5 points per dollar from july on.  :gocho:
Nice, I've always wondered about them mis classifying purchases, but I've never thought to call in

they didnt just fork it over quickly. i said "do you really think i order $45 in BBQ 3 times every two weeks?" and the guy prettty much just didnt want to call me fat i think so he gave me the points.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 06, 2013, 01:10:20 PM
wal mart purchases are probably food
No it was restaurants. But the whole reason she asked was to tell me that I get 2x points on restaurant purchases, I was all afraid she was going to tell me my business was fake and shut my account down.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 06, 2013, 01:19:17 PM
wal mart purchases are probably food
No it was restaurants. But the whole reason she asked was to tell me that I get 2x points on restaurant purchases, I was all afraid she was going to tell me my business was fake and shut my account down.

hell, more than half of my purchases are in restaurants....for people with expense accounts that's very very common.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 06, 2013, 01:23:43 PM
looked at my UR points because they looked a little low. turns around the gas station by my house doubles as a delicious BBQ joint and everytime i got gas there it rang up as BBQ. called chase and told them the deal and they agreed to turn every $40 purchase at the gas station into 5 points per dollar from july on.  :gocho:
Nice, I've always wondered about them mis classifying purchases, but I've never thought to call in

they didnt just fork it over quickly. i said "do you really think i order $45 in BBQ 3 times every two weeks?" and the guy prettty much just didnt want to call me fat i think so he gave me the points.

How could you tell how it was classified? Did you just figure it out?

Also, how cool is it that there is a BARBECUE JOINT in a GAS STATION?!?!? wow
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 07, 2013, 09:28:59 AM
looked at my UR points because they looked a little low. turns around the gas station by my house doubles as a delicious BBQ joint and everytime i got gas there it rang up as BBQ. called chase and told them the deal and they agreed to turn every $40 purchase at the gas station into 5 points per dollar from july on.  :gocho:
Nice, I've always wondered about them mis classifying purchases, but I've never thought to call in

they didnt just fork it over quickly. i said "do you really think i order $45 in BBQ 3 times every two weeks?" and the guy prettty much just didnt want to call me fat i think so he gave me the points.

How could you tell how it was classified? Did you just figure it out?

Also, how cool is it that there is a BARBECUE JOINT in a GAS STATION?!?!? wow

Well the charge on it said okie joes, not shamrock gas or whatever the hell it is. That was my first clue. Then I looked at my UR points by statement and saw I didn't have very many points in the x5 category. That was my second clue.

Lol I know right like so crazy?!
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 07, 2013, 10:31:29 AM
wal mart purchases are probably food
No it was restaurants. But the whole reason she asked was to tell me that I get 2x points on restaurant purchases, I was all afraid she was going to tell me my business was fake and shut my account down.

hell, more than half of my purchases are in restaurants....for people with expense accounts that's very very common.
yeah it's probably closer to 90% for me. I haven't eaten a meal at a restaurant in the last 3 years that wasn't business related.  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 07, 2013, 12:32:23 PM
Everyone sign up for Uber via this link:

https://uber.com/invite/x9otm

You will get $10 in Uber credits and I will get $10 in Uber credits. Then you can order cabs and stuff. TIA.

 :D

used Uber 4 times this week in Chicago. we had 6 guys so couldn't fit into one cab. we got an SUV each time and it usually only took about 5 minutes to get to us. you don't pay. you don't tip. they just bill the card you have registered on the account. you go on the app, hit the type of vehicle you want and they show you on the map where the car is and how long it will take to get to you. they show you a picture of your driver and the vehicle type and his plate number. if they don't know exactly where you are via the GPS they call you and you tell them where you are waiting but we only had that happen once. you can also get regular taxis and different car types. we tried tipping the first guy that picked us up and he wouldn't have it. they also have bottled water for you in the cars. huge fan of this.

seems pretty great. i assume this is just for large cities like Chicago?

Yeah, right now it's just in:

NORTH AMERICA
ATLANTA  BALTIMORE  BOSTON CHICAGO  DALLAS  DENVER DETROIT  HAMPTONS  HONOLULU INDIANAPOLIS  LOS ANGELES  MEXICO CITY MINNEAPOLIS  NEW YORK CITY  ORANGE COUNTY PHILADELPHIA  PHOENIX  PROVIDENCE SACRAMENTO  SAN DIEGO  SAN FRANCISCO SEATTLE  TORONTO  WASHINGTON D.C.

EUROPE, MIDDLE EAST & AFRICA
AMSTERDAM  BERLIN  CAPE TOWN DUBAI  JOHANNESBURG  LONDON LYON  MILAN  MUNICH PARIS  ROME  STOCKHOLM ZURICH

ASIA PACIFIC
BANGALORE  MELBOURNE  SEOUL SHANGHAI  SINGAPORE  SYDNEY TAIPEI

rusty, you can call a delorean uber to pick you up in san fran (for free!) :horrorsurprise:

http://blog.uber.com/deloreans
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 08, 2013, 06:17:48 PM
Indianapolis? I mean they can keep the filthy NCAA, but they can't have elite taxi services too  :frown:

Uber is trying to get to KC but getting pushback from taxis....so they are working that piece out first I've heard.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 08, 2013, 06:29:19 PM
Indianapolis? I mean they can keep the filthy NCAA, but they can't have elite taxi services too  :frown:

Uber is trying to get to KC but getting pushback from taxis....so they are working that piece out first I've heard.
thru get pushback (and lawsuits) from taxis in every city they enter.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 08, 2013, 06:30:35 PM
Luckily they have an almost bottomless google funded war chest so those taxi companies all eventually go down.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on September 08, 2013, 07:36:33 PM
rusty, you can call a delorean uber to pick you up in san fran (for free!) :horrorsurprise:

http://blog.uber.com/deloreans

i'm def using this.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 14, 2013, 07:34:26 AM
Sapphire Preferred now offering a 5k referral bonus. So, like, anyone who was going to get this card at some point should tell me and I will refer them. Send me a PM if so. you will get the same sign up bonus and everything  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on September 14, 2013, 10:46:32 AM
Sapphire Preferred now offering a 5k referral bonus. So, like, anyone who was going to get this card at some point should tell me and I will refer them. Send me a PM if so. you will get the same sign up bonus and everything  :D

The real reason SD wanted to start this blog site
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 14, 2013, 10:50:28 AM
Sapphire Preferred now offering a 5k referral bonus. So, like, anyone who was going to get this card at some point should tell me and I will refer them. Send me a PM if so. you will get the same sign up bonus and everything  :D

The real reason SD wanted to start this blog site

nailed it. five years and thousands of bbs posts all leading to this. the sad thing is that i would've just given him 5k ur points if he just would've asked. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on September 14, 2013, 11:35:50 AM
impressive slow play
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on September 17, 2013, 02:09:53 PM
i'm applying for an ink plus. my questions:

business name - bubbles' financial consulting?
business address - home?
tax id - SSN?
type - sole proprietor?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 17, 2013, 02:12:50 PM
i'm applying for an ink plus. my questions:

business name - bubbles' financial consulting?
business address - home?
tax id - SSN?
type - sole proprietor?

I'd do something like sell stuff on etsy or ebay or something else. if you do financial consulting they may start asking questions. unless you actually do financial consulting. other than that, yes to the rest of the questions.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 17, 2013, 02:42:15 PM
or put drug dealer
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on September 17, 2013, 02:49:46 PM
Consultant
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 17, 2013, 02:58:03 PM
Sapphire Preferred now offering a 5k referral bonus. So, like, anyone who was going to get this card at some point should tell me and I will refer them. Send me a PM if so. you will get the same sign up bonus and everything  :D

How long is this good for?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 17, 2013, 03:28:09 PM
i'm applying for an ink plus. my questions:

business name - bubbles' financial consulting?
business address - home?
tax id - SSN?
type - sole proprietor?
I'd do something like sell stuff on etsy or ebay or something else. if you do financial consulting they may start asking questions. unless you actually do financial consulting. other than that, yes to the rest of the questions.
my wife just applied and was approved for the ink this week.  I just put her name as the business name.

also, somewhat related, ink just recently switched from mastercard to visa and the buzz is that they may actually be considering this a new product. that would be amazing.
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on September 17, 2013, 04:23:51 PM
thanks guys.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 17, 2013, 09:28:48 PM
May have to cancel a leg of a trip I booked with 12.5k United miles because of a work trip. Obviously best case scenario is my company taking care of the cancellation fee and refunding the miles, but what is my best option if I don't? Pay the cancellation fee to get the miles back, or just not get on the flight and lose the miles?

Would there be any kind of penalty for just not showing up on my flight?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 17, 2013, 10:10:24 PM
May have to cancel a leg of a trip I booked with 12.5k United miles because of a work trip. Obviously best case scenario is my company taking care of the cancellation fee and refunding the miles, but what is my best option if I don't? Pay the cancellation fee to get the miles back, or just not get on the flight and lose the miles?

Would there be any kind of penalty for just not showing up on my flight?
I can't imagine there would be an additional penalty for no-showing.

as far as paying the cancellation fee, I think a lot of people value the miles at about 1.6 cents per, so that's about $200 worth of points.   obviously the miles may be worth more or less to you, so just do the math and see if it makes sense.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on September 17, 2013, 10:26:05 PM
May have to cancel a leg of a trip I booked with 12.5k United miles because of a work trip. Obviously best case scenario is my company taking care of the cancellation fee and refunding the miles, but what is my best option if I don't? Pay the cancellation fee to get the miles back, or just not get on the flight and lose the miles?

Would there be any kind of penalty for just not showing up on my flight?

Instead of canceling, can you just rebook for a later date? That's the cheapest option. If you booked the flight before June 19th and it's >21 days to the date of travel you can book a later date for free. Otherwise it's $75-$100 to change the date depending on when you booked and when the flight is.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 18, 2013, 11:01:45 AM
May have to cancel a leg of a trip I booked with 12.5k United miles because of a work trip. Obviously best case scenario is my company taking care of the cancellation fee and refunding the miles, but what is my best option if I don't? Pay the cancellation fee to get the miles back, or just not get on the flight and lose the miles?

Would there be any kind of penalty for just not showing up on my flight?

define "leg of a trip".    If this is part of a larger itinerary booked on the same ticket, if you no-show for any part, the remaining legs will be cancelled and no refund.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 18, 2013, 01:37:24 PM
May have to cancel a leg of a trip I booked with 12.5k United miles because of a work trip. Obviously best case scenario is my company taking care of the cancellation fee and refunding the miles, but what is my best option if I don't? Pay the cancellation fee to get the miles back, or just not get on the flight and lose the miles?

Would there be any kind of penalty for just not showing up on my flight?

define "leg of a trip".    If this is part of a larger itinerary booked on the same ticket, if you no-show for any part, the remaining legs will be cancelled and no refund.

it's one flight. hence 12.5k united miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 18, 2013, 01:39:23 PM
May have to cancel a leg of a trip I booked with 12.5k United miles because of a work trip. Obviously best case scenario is my company taking care of the cancellation fee and refunding the miles, but what is my best option if I don't? Pay the cancellation fee to get the miles back, or just not get on the flight and lose the miles?

Would there be any kind of penalty for just not showing up on my flight?

Instead of canceling, can you just rebook for a later date? That's the cheapest option. If you booked the flight before June 19th and it's >21 days to the date of travel you can book a later date for free. Otherwise it's $75-$100 to change the date depending on when you booked and when the flight is.

No, can't reschedule. I am going from SFO to MCI, and would be cancelling the return to SFO to leave on my work trip, which would eventually get me back to SFO. I mean I suppose I could just assume I will go to KC and reschedule it for a long time from now but I can't plan that far ahead.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 18, 2013, 01:54:46 PM
sucks but that's probably your best bet at this point. just pick a date that may be feasible (holidays?) and move it. then, if you can't use it you can just eat it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 19, 2013, 09:46:35 AM
Hmm, canceled my SW card several months ago and just got an offer for a new one. I can't sign up and get the bonus, can I???

nope
actually that depends.  there are two versions of each the personal and the business.  the premier and the other one with the smaller annual fee and annual bonus.  you can get the bonus on all four cards.

It was the Premiere Card! Thanks, friend! :cheers:
you might want to hold off until closer to the end of the year if you can and do a personal and a business and get the companion pass.  my companion pass expires after this year and I'm hoping sw brings back the 50k bonus toward the end of the year or early next year on the premiere personal and business so I can get the companion pass again for '14-'15.
southwest 50k is back and it looks like it will be until october 30th.   :billdance:
Title: Re: How Many Credit Cards Do You Have?
Post by: billyzabka on September 20, 2013, 09:39:57 AM
Not sure if this goes in this thread but it's awesome - http://gizmodo.com/how-an-engineer-earned-1-25-million-air-miles-by-buying-1339646546?utm_source=dlvr.it&utm_medium=linkedin#
 (http://gizmodo.com/how-an-engineer-earned-1-25-million-air-miles-by-buying-1339646546?utm_source=dlvr.it&utm_medium=linkedin#)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 20, 2013, 09:45:28 AM
Not sure if this goes in this thread but it's awesome - http://gizmodo.com/how-an-engineer-earned-1-25-million-air-miles-by-buying-1339646546?utm_source=dlvr.it&utm_medium=linkedin#
 (http://gizmodo.com/how-an-engineer-earned-1-25-million-air-miles-by-buying-1339646546?utm_source=dlvr.it&utm_medium=linkedin#)

yeah, that's been discussed on here a lot. there is a better one where a guy discovered a super cheap flight somewhere in asia that earned more mile value than the cost by a pretty substantial margin (mileage run) and he hired 4 or so old people people to just fly that flight round trip every day using his account number every day for a long time and he earned millions of miles. you can't normally do that but he found loopholes that have now been closed. anyway, the CIA or FBI or something brought him in because they thought he was ferrying drug mules around and when he told them what he was doing they wanted him to set that up for them. really lol and genius. a lot of this stuff isn't possible anymore because everyone is looking for any gap in the armor.
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on September 22, 2013, 12:02:29 PM
Sapphire Preferred now offering a 5k referral bonus. So, like, anyone who was going to get this card at some point should tell me and I will refer them. Send me a PM if so. you will get the same sign up bonus and everything  :D

i was going to refer some friends but it looks like they would only get a 10k bonus.

Quote
eceive up to 50,000 bonus points for referring your friends.1 Fill out the names and email addresses of your friends and family before January 31, 2014. You can also refer people from your online networks via Facebook and Twitter. Each friend will receive 10,000 bonus points when they get their card and spend $500 in the first 3 months from account opening.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 22, 2013, 12:29:53 PM
Sapphire Preferred now offering a 5k referral bonus. So, like, anyone who was going to get this card at some point should tell me and I will refer them. Send me a PM if so. you will get the same sign up bonus and everything  :D

i was going to refer some friends but it looks like they would only get a 10k bonus.

Quote
eceive up to 50,000 bonus points for referring your friends.1 Fill out the names and email addresses of your friends and family before January 31, 2014. You can also refer people from your online networks via Facebook and Twitter. Each friend will receive 10,000 bonus points when they get their card and spend $500 in the first 3 months from account opening.
oh man. not very ethical of our friend steve dave.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2013, 01:04:53 PM
Sapphire Preferred now offering a 5k referral bonus. So, like, anyone who was going to get this card at some point should tell me and I will refer them. Send me a PM if so. you will get the same sign up bonus and everything  :D

i was going to refer some friends but it looks like they would only get a 10k bonus.

Quote
eceive up to 50,000 bonus points for referring your friends.1 Fill out the names and email addresses of your friends and family before January 31, 2014. You can also refer people from your online networks via Facebook and Twitter. Each friend will receive 10,000 bonus points when they get their card and spend $500 in the first 3 months from account opening.
oh man. not very ethical of our friend steve dave.

Quote
Receive up to 50,000 bonus points for referring your friends.1 Fill out the names and email addresses of your friends and family before January 31, 2014. You can also refer people from your online networks via Facebook and Twitter. Each friend will receive 40,000 bonus points when they get their card and spend $3,000 in the first 3 months from account opening.

guessing you dumbasses went to the Freedom link instead of the Sapphire link
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on September 22, 2013, 01:14:06 PM
Sapphire Preferred now offering a 5k referral bonus. So, like, anyone who was going to get this card at some point should tell me and I will refer them. Send me a PM if so. you will get the same sign up bonus and everything  :D

i was going to refer some friends but it looks like they would only get a 10k bonus.

Quote
eceive up to 50,000 bonus points for referring your friends.1 Fill out the names and email addresses of your friends and family before January 31, 2014. You can also refer people from your online networks via Facebook and Twitter. Each friend will receive 10,000 bonus points when they get their card and spend $500 in the first 3 months from account opening.
oh man. not very ethical of our friend steve dave.

Quote
Receive up to 50,000 bonus points for referring your friends.1 Fill out the names and email addresses of your friends and family before January 31, 2014. You can also refer people from your online networks via Facebook and Twitter. Each friend will receive 40,000 bonus points when they get their card and spend $3,000 in the first 3 months from account opening.

guessing you dumbasses went to the Freedom link instead of the Sapphire link

oooo i think this is what i get for switching from the preferred to the regular. i went through the right link but when i entered the info it game me the regular sapphire deal. damnit.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2013, 01:14:43 PM
yes, that would do it
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 22, 2013, 07:23:27 PM
yes, that would do it
in my defense, I didn't look into this at all.  I trusted bubbles post.  eff you bubbles. sorry sd.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2013, 07:11:37 AM
yes, that would do it
in my defense, I didn't look into this at all.  I trusted bubbles post.  eff you bubbles. sorry sd.

you have a long history of not trusting sd and then looking like a clown for it. no change here.  ;)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 23, 2013, 07:55:16 AM
sd- so we stop posting on this blog and go work for darius? like keep our actual real jobs but just do mile and points stuff for him instead of this?  :dunno:

http://millionmilesecrets.com/2013/09/23/im-hiring/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2013, 08:40:44 AM
sd- so we stop posting on this blog and go work for darius? like keep our actual real jobs but just do mile and points stuff for him instead of this?  :dunno:

http://millionmilesecrets.com/2013/09/23/im-hiring/

Seems like more of a Rams type gig. He'd have you driving to every walmart and drug store in the state to take pictures of vanilla reload cards with the poors of the points game.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 23, 2013, 09:26:25 AM
sd- so we stop posting on this blog and go work for darius? like keep our actual real jobs but just do mile and points stuff for him instead of this?  :dunno:

http://millionmilesecrets.com/2013/09/23/im-hiring/

Seems like more of a Rams type gig. He'd have you driving to every walmart and drug store in the state to take pictures of vanilla reload cards with the poors of the points game.

well i'm not doing that. maybe we still tell darius that we'll take the gig though but then just have rams do all the stuff that we aren't willing to in exchange for board cred and a six month subscrition to premium?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 23, 2013, 09:32:38 AM
so i've thought about this some more and decided that having to manage rams would be infuriating. saul, go ahead and punch this ticket as closed and let's put this baby to bed. we gave it a shot and it didn't work out. nothing wrong with that.
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on September 23, 2013, 09:39:50 AM
so i've thought about this some more and decided that having to manage rams would be infuriating. saul, go ahead and punch this ticket as closed and let's put this baby to bed. we gave it a shot and it didn't work out. nothing wrong with that.

have to agree with this. did you see that post yesterday where i asked a little question and it lead him to a full-blown attack on sd's character? that guy is a mess!
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on September 23, 2013, 10:45:05 AM
application. submitted.  :gocho:

:kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 23, 2013, 11:13:48 AM
Southwest Rapid Rewards redemption rate is going from 60 points per dollar to 70 points per dollar (for Wanna Get Away fares) on March 31.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2013, 12:20:53 PM
Southwest Rapid Rewards redemption rate is going from 60 points per dollar to 70 points per dollar (for Wanna Get Away fares) on March 31.

that sucks for people who fly SW a lot.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 23, 2013, 12:28:22 PM
Southwest Rapid Rewards redemption rate is going from 60 points per dollar to 70 points per dollar (for Wanna Get Away fares) on March 31.

I am going to empty out my RR account before then I guess.  BOGO with the companion pass?  Don't mind if I do.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 23, 2013, 01:03:30 PM
i still have some southwest points, but this doesn't seem like that big of a deal. 7 instead of 6. um, ok. maybe rams can break it down further for me on millionmilesecrets next week though and i'll reconsider.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on September 23, 2013, 10:16:16 PM
i'm applying for an ink plus. my questions:

business name - bubbles' financial consulting?
business address - home?
tax id - SSN?
type - sole proprietor?

I applied for this card on 9/14 and received the card today. I put my name as the business, my home address for the business address, and sole proprietor as business type. I even put $0 for my annual business revenue/sales. That tells me they really don't give a crap about the business information.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 26, 2013, 10:56:19 PM
https://www.rocketmiles.com/3k-bonus

 :dunno: prob makes some sense for people that can book their own work travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 27, 2013, 07:28:03 AM
https://www.rocketmiles.com/3k-bonus

 :dunno: prob makes some sense for people that can book their own work travel.

yeah, that and pointhound run constant bonuses like this. both are decent. pointshound will allow you to get your elite status benefits and stuff too at some properties. not sure if rocketmiles does as well or not.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2013, 09:41:24 AM
http://boardingarea.com/onemileatatime/2013/09/30/staples-now-selling-ipads/

staples now selling ipads. have been waiting on the 5 to come out to get one for doctor dave and now I will be getting about 5k UR points on the purchase.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 30, 2013, 10:19:58 AM
sapphire spend met...

spg next?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2013, 10:22:36 AM
sapphire spend met...

spg next?

eh, missed the 30k. can wait about 10 months and get a 30k version. I would get something else right now. get a 50k AA if you haven't yet. or a 50k Ink. or a 50k United.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 30, 2013, 10:31:21 AM
sapphire spend met...

spg next?

eh, missed the 30k. can wait about 10 months and get a 30k version. I would get something else right now. get a 50k AA if you haven't yet. or a 50k Ink. or a 50k United.

already got the 30k united  :cry:. ill try AA. thanks, steve!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2013, 10:35:20 AM
have I already yelled at you for getting a rough ridin' 30k United? was it pretty bad?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 30, 2013, 10:43:38 AM
have I already yelled at you for getting a rough ridin' 30k United? was it pretty bad?

yeah, you got me pretty good for that one. 50K AA MC approved, tho. so maybe this can be like a congrats for sucking less this time kind of thing...?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 16, 2013, 12:00:50 PM
just got approved for the hyatt chase card -- how long does it take for platinum status to show up on my hyatt account?  booking a trip to vegas in february and I want to link my mlife account to my hyatt so I can see if I get better offers for aria.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 16, 2013, 12:10:50 PM
just got approved for the hyatt chase card -- how long does it take for platinum status to show up on my hyatt account?  booking a trip to vegas in february and I want to link my mlife account to my hyatt so I can see if I get better offers for aria.

I think it's almost immediate
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 16, 2013, 12:16:04 PM
just got approved for the hyatt chase card -- how long does it take for platinum status to show up on my hyatt account?  booking a trip to vegas in february and I want to link my mlife account to my hyatt so I can see if I get better offers for aria.

I think it's almost immediate

harrumph.  I can't figure out where on the hyatt website to view my current status.   :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 16, 2013, 12:18:50 PM
just got approved for the hyatt chase card -- how long does it take for platinum status to show up on my hyatt account?  booking a trip to vegas in february and I want to link my mlife account to my hyatt so I can see if I get better offers for aria.

I think it's almost immediate

harrumph.  I can't figure out where on the hyatt website to view my current status.   :confused:

click on your name up in the top right hand. it will make a big box that comes down and on the upper left of that will be your status listed as "PLATINUM MEMBER" (or whatever you are) with "Mr. Goodfor Another" underneath it. You may have to activate the card first. I have no idea really.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 16, 2013, 12:20:34 PM
Mine says:

Quote
PLATINUM MEMBER
MR. STEVE DAVE 
Hyatt Gold Passport Platinum Membership is Rewarding
As a Hyatt Gold Passport Platinum member,
enjoy a premium level of benefits on every stay.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 16, 2013, 12:22:04 PM
just got approved for the hyatt chase card -- how long does it take for platinum status to show up on my hyatt account?  booking a trip to vegas in february and I want to link my mlife account to my hyatt so I can see if I get better offers for aria.

I think it's almost immediate

harrumph.  I can't figure out where on the hyatt website to view my current status.   :confused:

click on your name up in the top right hand. it will make a big box that comes down and on the upper left of that will be your status listed as "PLATINUM MEMBER" (or whatever you are) with "Mr. Goodfor Another" underneath it. You may have to activate the card first. I have no idea really.

ah, that's what I was thinking.  just says gold passport member as of now.  I emailed them, maybe they'll fix it quick for me.   :crossfingers:

I already had 3 chase cards before this so I was a little nervous about approval, but they gave me a credit line on the hyatt card that's more than the other three cards combined.   :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 16, 2013, 02:24:44 PM
up to 10 days per the email they sent me.  didn't end up mattering.  I called the aria vip line and they gave me a room for $79/night + $140 resort credit.  so essentially $100 for 3 nights.  then if I'm reading this right, once I get the mlife gold, I can get a room upgrade if it's available, so hopefully I can swing a sky suite or at the very least a strip facing room.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on October 17, 2013, 07:31:42 AM
WonderMeal is back and ready for Round II in the credit card world after dominating the Chase Ink Bold and US Airways MC (woof city, merger).

I need an Amex and Mrs. Wondermeal just got a Platinum offer for 100,000 membership rewards points after $3000 spend. That's the highest number I've seen on an Amex, but is the $450 annual fee worth it? Should I get a card with a smaller bonus but no annual fee?

Also, what other cards should I get in Round II? In general I like the idea of hoarding UR points, but airline miles are #1b on the priority list. I'm not sure what I can and can't do since I just got a Chase card, so I'll listen off air and hope to be bumped up to Varsity by the time Round III comes around.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 18, 2013, 02:10:23 PM
This CC crap just got real for me.

MHK-BOS round trips for 2 for FREE.

I can't believe I haven't been doing this my whole life.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 19, 2013, 11:08:15 AM
i'm ready for a new card or two as well, wondermeal.  if i see any good deals, i'll let you know.  please do the same.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2013, 12:41:55 PM
Sorry. Safe bets are all the usual suspects (50k AA, 50k United, Sapphire preferred (I can refer you!), 50k SW, Ink). There is an interesting 50k Lufthansa miles and more offer that an get you cheap united domestic flights. You should be fine for another Chase if it's been a few months. That 100k plat Amex is a pretty good offer and comes with a ton of perks. Worth the $450 fee if used properly.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2013, 12:42:30 PM
Also plains is the dumbest. Don't even have their own school.
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on October 19, 2013, 12:54:31 PM
You should be fine for another Chase if it's been a few months.
Wait, do I need to wait a few months between an Sapphire Preferred and an Ink? I'm doing this for my parents.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2013, 02:56:06 PM
You should be fine for another Chase if it's been a few months.
Wait, do I need to wait a few months between an Sapphire Preferred and an Ink? I'm doing this for my parents.

probably not since the ink is a business card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 20, 2013, 09:30:03 AM
Any idea if I can get the Sapphire Preferred if I just have the regular Sapphire?  I didn't know the non preferred even existed until it showed up in my mailbox with a 100k offer.  I use it mainly for meals at 2x points. 

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 20, 2013, 09:35:09 AM
Also, I'm not traveling as much for work anymore so I'm prob going to have to drop membership rewards on my corp Amex. I'm not using it enough to justify the 90 fee anymore. Won't I have to use my points pretty soon after I cancel it?  What is the best place to transfer for non travel related rewards? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2013, 10:20:10 AM
Any idea if I can get the Sapphire Preferred if I just have the regular Sapphire?  I didn't know the non preferred even existed until it showed up in my mailbox with a 100k offer.  I use it mainly for meals at 2x points. 

TIA

you should be able to. that is an amazing offer fwiw. get it immediately.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2013, 10:21:05 AM
Also, I'm not traveling as much for work anymore so I'm prob going to have to drop membership rewards on my corp Amex. I'm not using it enough to justify the 90 fee anymore. Won't I have to use my points pretty soon after I cancel it?  What is the best place to transfer for non travel related rewards?

I have no idea but all the options will be awful. maybe just get some terrible redemption lowes gift cards or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 20, 2013, 11:47:53 AM
That is what I usually do anyway. $100 for 10k points.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on October 20, 2013, 12:12:25 PM
Also, I'm not traveling as much for work anymore so I'm prob going to have to drop membership rewards on my corp Amex. I'm not using it enough to justify the 90 fee anymore. Won't I have to use my points pretty soon after I cancel it?  What is the best place to transfer for non travel related rewards?

I have no idea but all the options will be awful. maybe just get some terrible redemption lowes gift cards or something.

SW's gift card redemption options are a cent per point.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on October 20, 2013, 12:44:18 PM
Any idea if I can get the Sapphire Preferred if I just have the regular Sapphire?  I didn't know the non preferred even existed until it showed up in my mailbox with a 100k offer.  I use it mainly for meals at 2x points. 

TIA
:horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 20, 2013, 02:44:58 PM
Any idea if I can get the Sapphire Preferred if I just have the regular Sapphire?  I didn't know the non preferred even existed until it showed up in my mailbox with a 100k offer.  I use it mainly for meals at 2x points. 

TIA
:horrorsurprise:

Threw it away at first too.   :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 21, 2013, 09:45:17 AM
so these marriott travel packages are a great deal, right?  unless I'm missing something they appear to be the best way to use marriott points. whenever I rack up a few hundred thousand points I'm doing that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 21, 2013, 09:47:27 AM
Any idea if I can get the Sapphire Preferred if I just have the regular Sapphire?  I didn't know the non preferred even existed until it showed up in my mailbox with a 100k offer.  I use it mainly for meals at 2x points. 

TIA
:horrorsurprise:

Threw it away at first too.   :horrorsurprise:

yeah, close call. I got 100k when I got the card originally but there was a very short window for it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 21, 2013, 09:50:37 AM
so these marriott travel packages are a great deal, right?  unless I'm missing something they appear to be the best way to use marriott points. whenever I rack up a few hundred thousand points I'm doing that.

decent option, if only because United miles are worth much more than Marriott points. You don't really save many points (by actual number of points, not value) though. I mean, say you book a normal cat. 7 reward stay of 7 nights. it's either going to be 210k marriott points or 180k if low level (points saver) award. you get the 5th night free on either option on a normal booking.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 21, 2013, 10:25:55 AM
http://thecenturionlounge.com/location/DFW/about.html?cellid=22229N37&om_rid=NuNGh5&om_mid=_BSZUI0B817utEs&om_lid=axp6
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 22, 2013, 11:07:45 PM
Is this you, SD??? http://www.dailyfinance.com/2013/02/28/credit-card-reward-points-airline-miles-free/ (http://www.dailyfinance.com/2013/02/28/credit-card-reward-points-airline-miles-free/)

 :ksu:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 25, 2013, 03:39:55 PM
hyatt card plat status appears to kick in upon activation.  I got the card today, logged into hyatt and I was a gold member.  activated the card online and went back to hyatt and refreshed and I was a platinum member.  then linked to mlife and now I'm gold with them.  pretty sweet!  grand hyatt kauai here we come  :cool: and hopefully it gets me a room upgrade at the aria in feb  :crossfingers:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on October 25, 2013, 03:49:45 PM
hyatt card plat status appears to kick in upon activation.  I got the card today, logged into hyatt and I was a gold member.  activated the card online and went back to hyatt and refreshed and I was a platinum member.  then linked to mlife and now I'm gold with them.  pretty sweet!  grand hyatt kauai here we come  :cool: and hopefully it gets me a room upgrade at the aria in feb  :crossfingers:

Check Cyber Monday for deals at the aria if you can cancel.  I got a helluva deal on a suite there last year
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 25, 2013, 03:53:26 PM
hyatt card plat status appears to kick in upon activation.  I got the card today, logged into hyatt and I was a gold member.  activated the card online and went back to hyatt and refreshed and I was a platinum member.  then linked to mlife and now I'm gold with them.  pretty sweet!  grand hyatt kauai here we come  :cool: and hopefully it gets me a room upgrade at the aria in feb  :crossfingers:

Check Cyber Monday for deals at the aria if you can cancel.  I got a helluva deal on a suite there last year

hmm might do that.  I booked through the VIP line because I had an offer from them and got a standard room for $79/nt, so that's pretty good, but I'll check it out.  thx.
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on October 25, 2013, 04:37:48 PM
Are any of you guys currently doing some manufactured spending through Amazon Payments by chance?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on October 25, 2013, 04:52:33 PM
no but i have few delta and united points id gladly trade for sw points  :crossfingers:
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on October 25, 2013, 05:13:21 PM
no but i have few delta and united points id gladly trade for sw points  :crossfingers:

I may be able to trade some United/Delta points for SW points...going on a honeymoon this next year (international) so the 150k SW points I have won't do me any good...
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 25, 2013, 09:21:27 PM
Are any of you guys currently doing some manufactured spending through Amazon Payments by chance?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 26, 2013, 08:15:05 AM

Are any of you guys currently doing some manufactured spending through Amazon Payments by chance?

no
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 26, 2013, 08:15:21 AM

no but i have few delta and united points id gladly trade for sw points  :crossfingers:

You can't
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on October 26, 2013, 02:43:14 PM
That 100k plat Amex is a pretty good offer and comes with a ton of perks. Worth the $450 fee if used properly.

How would someone use this card properly? Trying to decide if it's worth it, and I don't really know anything about AmEx bonuses except that you got a bunch of free wine with it once.

Also plains is great. Kids from there are super good-smelling studs who basically run Meade HS. Rumor has it Meade consolidated schools so they could poach Plains studs for the fb team.

 :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 27, 2013, 10:30:54 AM
Maybe a dumb question, but can you transfer amex/member rewards points to someone else?  Those dicks stopped offering Best Buy gift cards and that is what I normally use the points for at 10k/$100.  Since they aren't offering those anymore and someone wanted to offer me $100 for 10k, can this happen?  I doubt it, but figured you doodz would know. 

Thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 30, 2013, 01:02:11 PM
50k hilton honors with 1000$ spend. is 50k HH good for alot? spend is easy enough so i will do it regardless.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 30, 2013, 01:43:09 PM
50k hilton honors with 1000$ spend. is 50k HH good for alot? spend is easy enough so i will do it regardless.

Hilton sucks now, but I will likely churn anyways because of the spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 30, 2013, 01:47:57 PM
50k hilton honors with 1000$ spend. is 50k HH good for alot? spend is easy enough so i will do it regardless.

no, that sucks. I have about 200k worthless HH points right now and I'm pretty pissed about it. 50k used to get you a night at any Hilton in the world other than some waldorf astorias. Now it will only get you half a night at higher level Hiltons. They devalued the crap out of their AXON/GLON awards as well. I stayed 5 nights in London for 200k HH a year ago and if I was staying at the same hotel now it would be about 320k. as a point of reference one night at the Hampton or HGI in Manhattan, KS is 30k-35k points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 30, 2013, 01:54:06 PM
Maybe a dumb question, but can you transfer amex/member rewards points to someone else?  Those dicks stopped offering Best Buy gift cards and that is what I normally use the points for at 10k/$100.  Since they aren't offering those anymore and someone wanted to offer me $100 for 10k, can this happen?  I doubt it, but figured you doodz would know. 

Thanks

I'm no expert at membership rewards but I don't think you can. I think you can transfer them to their airline/hotel account though.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 30, 2013, 01:58:09 PM
so far i have knocked out the citi AA visa,  spg amex, and the chase sapphire preferred. whats next? AA stuff is worth more to me personally thanks to manhattan international spaceport.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 30, 2013, 02:01:55 PM
so far i have knocked out the citi AA visa,  spg amex, and the chase sapphire preferred. whats next? AA stuff is worth more to me personally thanks to manhattan international spaceport.

do a barclays US Air card (will be AA miles soon) and maybe the other AA card (if they are back to allowing multiples)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 30, 2013, 02:06:45 PM
so far i have knocked out the citi AA visa,  spg amex, and the chase sapphire preferred. whats next? AA stuff is worth more to me personally thanks to manhattan international spaceport.

sd knows I'm a fan of Avios for use on AA metal.    Look for BA card deals, they had been running some 100k, not sure if they still are, but if you can find one latch on.   I got one in AUgust 2012 where I had to keep the card for a year to get 50+50, but I was able to cancel after points posted and got the annual fees back.    :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 30, 2013, 02:08:09 PM
so far i have knocked out the citi AA visa,  spg amex, and the chase sapphire preferred. whats next? AA stuff is worth more to me personally thanks to manhattan international spaceport.

sd knows I'm a fan of Avios for use on AA metal.    Look for BA card deals, they had been running some 100k, not sure if they still are, but if you can find one latch on.   I got one in AUgust 2012 where I had to keep the card for a year to get 50+50, but I was able to cancel after points posted and got the annual fees back.    :party:

yeah, BA Avios are a good idea and even Alaskan miles would work for flying AA out of MHK once you run through all other options.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 30, 2013, 02:35:47 PM
Kind of OT but not really. Say I use my points and get a $100 Home Depot gift card. Can I go to Home Depot and buy another stores gift card of the same value with that?  I'm doubting it, but they sell a bunch of other gift cards and this would solve my problem. I have looked at those exchange sites and they basically offer 85-90% of the gift card value.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 30, 2013, 02:38:03 PM
Kind of OT but not really. Say I use my points and get a $100 Home Depot gift card. Can I go to Home Depot and buy another stores gift card of the same value with that?  I'm doubting it, but they sell a bunch of other gift cards and this would solve my problem. I have looked at those exchange sites and they basically offer 85-90% of the gift card value.

just so I understand, you are trying here to convert points into cash money?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 30, 2013, 02:56:28 PM
Kind of OT but not really. Say I use my points and get a $100 Home Depot gift card. Can I go to Home Depot and buy another stores gift card of the same value with that?  I'm doubting it, but they sell a bunch of other gift cards and this would solve my problem. I have looked at those exchange sites and they basically offer 85-90% of the gift card value.

I have no idea. you should just get a discover card or something btw.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 30, 2013, 02:58:25 PM
Kind of OT but not really. Say I use my points and get a $100 Home Depot gift card. Can I go to Home Depot and buy another stores gift card of the same value with that?  I'm doubting it, but they sell a bunch of other gift cards and this would solve my problem. I have looked at those exchange sites and they basically offer 85-90% of the gift card value.

I have no idea. you should just get a discover card or something btw.

or just pay for cash and jeffyhaggle everything. but my god if these series of posts just isn't the most infuriating thing ever.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on October 30, 2013, 03:05:49 PM
Kind of OT but not really. Say I use my points and get a $100 Home Depot gift card. Can I go to Home Depot and buy another stores gift card of the same value with that?  I'm doubting it, but they sell a bunch of other gift cards and this would solve my problem. I have looked at those exchange sites and they basically offer 85-90% of the gift card value.
yeah you should really stop asking about using your points for gift cards...or prepare to be pi'd I guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 30, 2013, 03:10:54 PM
this thread is here to help people. not to help them be complete dumbasses.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 30, 2013, 03:14:44 PM
this thread is here to help people. not to help them be complete dumbasses.

i mean i suppose i could start that thread if we feel like it's needed.


Q. hey daris...
A. hit yourself over the head w/ a hammer

Q. hey daris...
A. run yourself over with your car

Q. hey daris...
A. convert all your credit card points to gift cards
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 30, 2013, 09:28:10 PM
is it better to book AA metal with Avios?  I ask because my work amex can transfer points to Avios but not to AA, and once I move to DFW, AA is prob going to be my go-to airline.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on October 30, 2013, 09:31:10 PM
is it better to book AA metal with Avios?  I ask because my work amex can transfer points to Avios but not to AA, and once I move to DFW, AA is prob going to be my go-to airline.
it's great for short haul flights because avios has a distance based award chart.  shitty for international because there are huge fuel surcharges.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 30, 2013, 10:26:15 PM
is it better to book AA metal with Avios?  I ask because my work amex can transfer points to Avios but not to AA, and once I move to DFW, AA is prob going to be my go-to airline.
it's great for short haul flights because avios has a distance based award chart.  shitty for international because there are huge fuel surcharges.

correct, international flights (at least on BA) are horribad with fees and fuel surcharges  (like $600 to UK)
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 30, 2013, 11:07:27 PM
sweet, thx
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 31, 2013, 08:14:55 AM
is it better to book AA metal with Avios?  I ask because my work amex can transfer points to Avios but not to AA, and once I move to DFW, AA is prob going to be my go-to airline.
it's great for short haul flights because avios has a distance based award chart.  shitty for international because there are huge fuel surcharges.

not true. the fuel surcharges are the same no matter what point you use. they are based on whose metal you are flying. if you are booking an AA flight (or Cathay Pacific, Qantas, Air Berlin, Japan Air, etc.) with Avios the fuel surcharge will be the same as whatever AA (or other airline) would have charged for using their own points. Availaibility is tough to find on some routes though. it's the same for using AA miles to book BA flights, there will be high fuel surcharges. There are some fuel surchages for flying into Europe but not like you would get flying on BA metal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 31, 2013, 08:28:06 AM
is it better to book AA metal with Avios?  I ask because my work amex can transfer points to Avios but not to AA, and once I move to DFW, AA is prob going to be my go-to airline.
it's great for short haul flights because avios has a distance based award chart.  shitty for international because there are huge fuel surcharges.

not true. the fuel surcharges are the same no matter what point you use. they are based on whose metal you are flying. if you are booking an AA flight (or Cathay Pacific, Air Berlin, Japan Air, etc.) with Avios the fuel surcharge will be the same as whatever AA (or other airline) would have charged for using their own points. Availaibility is tough to find on some routes though. it's the same for using AA miles to book BA flights, there will be high fuel surcharges.

yes to what sd said. if you use avios to fly AA and you should then you just pay the AA fuel charges, etc.  i really can't imagine anything better than living in dallas with gobs of BA points. maybe living in miami with gobs of them? i don't know. either would be pretty great. you could fly round trips to anywhere in mexico for 15k BA plus probably somewhere around $80. as long as there is a AA saver award (T code for us pros) available then you can book it. if not then you can book first class for three times as many points.


here. have fun....
http://www.britishairways.com/travel/avios-calculator/public/en_us
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 31, 2013, 08:32:55 AM
is it better to book AA metal with Avios?  I ask because my work amex can transfer points to Avios but not to AA, and once I move to DFW, AA is prob going to be my go-to airline.
it's great for short haul flights because avios has a distance based award chart.  shitty for international because there are huge fuel surcharges.

not true. the fuel surcharges are the same no matter what point you use. they are based on whose metal you are flying. if you are booking an AA flight (or Cathay Pacific, Air Berlin, Japan Air, etc.) with Avios the fuel surcharge will be the same as whatever AA (or other airline) would have charged for using their own points. Availaibility is tough to find on some routes though. it's the same for using AA miles to book BA flights, there will be high fuel surcharges.

yes to what sd said. if you use avios to fly AA and you should then you just pay the AA fuel charges, etc.  i really can't imagine anything better than living in dallas with gobs of BA points. maybe living in miami with gobs of them? i don't know. either would be pretty great. you could fly round trips to anywhere in mexico for 15k BA plus probably somewhere around $80. as long as there is a AA saver award (T code for us pros) available then you can book it. if not then you can book first class for three times as many points.


here. have fun....
http://www.britishairways.com/travel/avios-calculator/public/en_us

Here are a bunch of examples with routes on partner airlines showing fuel surcharges and points

http://thepointsguy.com/2012/09/how-to-redeem-british-airways-avios-without-huge-fees/

Living in LA with a bunch of Avios would be pretty great. Spur of the moment weekend trips to Kauai for 25k RT.
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on October 31, 2013, 09:22:35 AM
I've used this thread as motivation to get into the cc/miles earnings.  But I've got a question if anyone might know off hand.  I'm flying to palau in spring/summer of 2015.  Would absolutely love to be able to go from zero to enough miles to fly for free.  Is this even possible in that time span (my research is pretty limited at this point in time).  The likely airline everyone is traveling is United. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 31, 2013, 09:30:22 AM
I've used this thread as motivation to get into the cc/miles earnings.  But I've got a question if anyone might know off hand.  I'm flying to palau in spring/summer of 2015.  Would absolutely love to be able to go from zero to enough miles to fly for free.  Is this even possible in that time span (my research is pretty limited at this point in time).  The likely airline everyone is traveling is United.

Yes, aboslutely doable. You've left yourself enough time to get there (probably in business or first class if you want). Start getting UR points. Sapphire Preferred, Ink business cards, etc. When another 50k United offer comes up get that as well. I will be right back with points figures and class.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 31, 2013, 09:36:52 AM
Yeah, it's going to be 70k UA RT for each person in coach, 120k UA in Biz and 150k UA in 1st. One Ink Biz card will get you 50k+ UR points which are transferable to UA so this will be easy for you. If you have a spouse or someone else you need to get a ticket for and they are unwilling to play along it will be more difficult but still pretty pud if you don't mind flying coach.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 31, 2013, 09:39:45 AM
There's currently pretty decent availability for spring/summer 2014 so if you are even moderately flexible you have about a year to get these points. If you need exact dates you will want to book 330 days out just to be safe so work backwards from your travel dates to make sure you get the exact dates and flights you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 31, 2013, 09:42:21 AM
I've used this thread as motivation to get into the cc/miles earnings.  But I've got a question if anyone might know off hand.  I'm flying to palau in spring/summer of 2015.  Would absolutely love to be able to go from zero to enough miles to fly for free.  Is this even possible in that time span (my research is pretty limited at this point in time).  The likely airline everyone is traveling is United.

to fly economy it's 130k miles (plus $27.50 fees).     

The standard chase offer is 30k, sometimes 50 or 60k.  They are Chase cards, so they should be churnable within that time frame.    They also have seperate business cards, so you can also get those.

Should be doable, with a plan.

It's a 26hr flight though, so economy would suck.

*edit*  forgot about sd's point on UR transfers.     If you can make the spends, and flying solo, I'd go all out and blitz for first class.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 31, 2013, 09:46:13 AM
you can get the Ink or the Sapphire Preferred (40k)

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=F2WT&CELL=6H8X&AFFID=Mq61XpD7Uis-QY4TP6ZMbAvXr6Q1vakLfg&pvid=a1273fc52013af10943109e9458038&jp_cmp=cc/271077/aff/3-10001867/na
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 31, 2013, 09:47:14 AM
They are Chase cards, so they should be churnable within that time frame.   

:dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on October 31, 2013, 09:48:42 AM
They are Chase cards, so they should be churnable within that time frame.   

:dubious:

steve when i read this i was like oh boy steve is gonna be so mad. should have gussed dubious tho.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 31, 2013, 09:50:25 AM
They are Chase cards, so they should be churnable within that time frame.   

:dubious:

while OFFICIALLY you are unable to churn, people do succeed.  Minimum I've read about is about 18mos though, from date of app.   I guess in retrospect as it's already November, a churn would be unlikely.   But he's got enough cards to choose from anyways.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 31, 2013, 09:54:26 AM
correction - in revisiting the topic, the Chase timeframe is from CANCELLATION to RE-APPLICATION, so a no go for that time frame.
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on October 31, 2013, 11:11:41 AM
Huge thanks guys, I've got stuff to work with now, and i'm going to shoot for 1st class now that i've got an idea what i'm working towards.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 31, 2013, 11:51:56 AM
this thread is here to help people. not to help them be complete dumbasses.

You guys are being pretty mean fwiw. Thought we were all friends here but guess not. Was just curious about getting some gift cards since I have no use for travel rewards. I'm sitting on a 1.2 million Marriott points, a few Hyatt, 120k member rewards, 50k chase, and a bunch if random airline miles I prob won't use. I normally just transfer to gift cards to buy fun stuff because I don't need/want any more travel rewards and I was just looking for the best way.

Eat one and  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 31, 2013, 11:54:19 AM
this thread is here to help people. not to help them be complete dumbasses.

You guys are being pretty mean fwiw. Thought we were all friends here but guess not. Was just curious about getting some gift cards since I have no use for travel rewards. I'm sitting on a 1.2 million Marriott points, a few Hyatt, 120k member rewards, 50k chase, and a bunch if random airline miles I prob won't use. I normally just transfer to gift cards to buy fun stuff because I don't need/want any more travel rewards and I was just looking for the best way.

Eat one and  :cry:

discover card, tho
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 31, 2013, 12:03:33 PM
this thread is here to help people. not to help them be complete dumbasses.

You guys are being pretty mean fwiw. Thought we were all friends here but guess not. Was just curious about getting some gift cards since I have no use for travel rewards. I'm sitting on a 1.2 million Marriott points, a few Hyatt, 120k member rewards, 50k chase, and a bunch if random airline miles I prob won't use. I normally just transfer to gift cards to buy fun stuff because I don't need/want any more travel rewards and I was just looking for the best way.

Eat one and  :cry:

discover card, tho

Have thought about it, but that is not nearly as fun as churning and getting a bunch of points and getting a gift card for something I want. The discover points will just go towards my bill or in my account and get spent on groceries. Eff that, I want a new iPad.  :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 31, 2013, 12:06:58 PM
why don't you like to travel? you should go stay at the Ritz in Maui for like 2 weeks with those Marriott points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 31, 2013, 12:07:02 PM
this thread is here to help people. not to help them be complete dumbasses.

You guys are being pretty mean fwiw. Thought we were all friends here but guess not. Was just curious about getting some gift cards since I have no use for travel rewards. I'm sitting on a 1.2 million Marriott points, a few Hyatt, 120k member rewards, 50k chase, and a bunch if random airline miles I prob won't use. I normally just transfer to gift cards to buy fun stuff because I don't need/want any more travel rewards and I was just looking for the best way.

Eat one and  :cry:

how in gods name do you have 1.2 million marriot points and not feel like or think that you can or will ever use them. i'm not being mean here, it's just fascinating and i really do want to know.

also, i'll give you a five hundred dollar best buy gift card for them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 31, 2013, 12:08:18 PM
also, I bet you can get a 5,000 sq ft penthouse suite for a few days at the Cosmo in Vegas for that amount of points. consider it and invite all of goEMAW to party.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 31, 2013, 12:18:32 PM
I'd go on like 4 Marriott travel package trips in a row if I had 1.2 mil. just take a month off and go all over the world.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 31, 2013, 02:06:03 PM
this thread is here to help people. not to help them be complete dumbasses.

You guys are being pretty mean fwiw. Thought we were all friends here but guess not. Was just curious about getting some gift cards since I have no use for travel rewards. I'm sitting on a 1.2 million Marriott points, a few Hyatt, 120k member rewards, 50k chase, and a bunch if random airline miles I prob won't use. I normally just transfer to gift cards to buy fun stuff because I don't need/want any more travel rewards and I was just looking for the best way.

Eat one and  :cry:

http://rewards2cash.com/Marriott
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 31, 2013, 09:28:47 PM
Travel a bunch for work, so I like to not travel on my own time. I use the Marriott points every once in a while. I am just trying to dump my member rewards points and don't want/need any travel rewards and you guys started being mean to me.  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 31, 2013, 10:00:34 PM
Travel a bunch for work, so I like to not travel on my own time.

i understand.  keep them as points unless you are exiting the program.  if exiting, dump them in aa or united and bank them until you want to use them.  someday you'll want to travel again, and even if you don't, occasions will arise when you have to travel, even if undesired.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 06:15:58 AM

Travel a bunch for work, so I like to not travel on my own time. I use the Marriott points every once in a while. I am just trying to dump my member rewards points and don't want/need any travel rewards and you guys started being mean to me.  :cry:

You continually telling everyone that they are being mean is really making me want to actually be mean to you. You're just getting what you need to hear. This thread is to help people be better, not idiots.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 01, 2013, 06:46:41 AM
Travel a bunch for work, so I like to not travel on my own time.

i understand.  keep them as points unless you are exiting the program.  if exiting, dump them in aa or united and bank them until you want to use them.  someday you'll want to travel again, and even if you don't, occasions will arise when you have to travel, even if undesired.

Thank you friend.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 01, 2013, 06:48:26 AM

Travel a bunch for work, so I like to not travel on my own time. I use the Marriott points every once in a while. I am just trying to dump my member rewards points and don't want/need any travel rewards and you guys started being mean to me.  :cry:

You continually telling everyone that they are being mean is really making me want to actually be mean to you. You're just getting what you need to hear. This thread is to help people be better, not idiots.

Not sure if you seriously think I care or actually thought people were being mean.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 01, 2013, 06:57:08 AM
you can get the Ink or the Sapphire Preferred (40k)

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=F2WT&CELL=6H8X&AFFID=Mq61XpD7Uis-QY4TP6ZMbAvXr6Q1vakLfg&pvid=a1273fc52013af10943109e9458038&jp_cmp=cc/271077/aff/3-10001867/na

This is on its way.  I shied away from the ink as i was concerned not hitting the 5k spending needing.  But ive got the 3k no prob.  I got the sw chase card a few months ago so i was a little concerned about having too many chase until i read up on them and see people having 4-6.  How often does the united cards 50k offer come up?
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 01, 2013, 07:03:24 AM
Another question, say i get this 50k bonus miles from sw plus a few other miles.  Whats the chance that they are transferrable to united through a another points program.  Sw miles, to hilton, to united?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 07:14:33 AM
Another question, say i get this 50k bonus miles from sw plus a few other miles.  Whats the chance that they are transferrable to united through a another points program.  Sw miles, to hilton, to united?

0% chance
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 07:18:50 AM
you can get the Ink or the Sapphire Preferred (40k)

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=F2WT&CELL=6H8X&AFFID=Mq61XpD7Uis-QY4TP6ZMbAvXr6Q1vakLfg&pvid=a1273fc52013af10943109e9458038&jp_cmp=cc/271077/aff/3-10001867/na

This is on its way.  I shied away from the ink as i was concerned not hitting the 5k spending needing.  But ive got the 3k no prob.  I got the sw chase card a few months ago so i was a little concerned about having too many chase until i read up on them and see people having 4-6.  How often does the united cards 50k offer come up?

It comes and goes but if you have any United miles you may be able to get it now (or an even better one). Do this:

-Sign into your mileage plus account in another window: http://www.united.com/web/en-US/Default.aspx?SID=D5A1D76ADA004A13BE6FB73C890661AA

-Then, once you are signed in, try clicking this link:

http://united.com/2013explorercard

-If you have any account activity you may be targetted for a 50-60-65k offer at this link. Also, check the banner ad on your "My Account" page of the United website. You could get targetted there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 07:31:27 AM
Or try this if that doesn't work:

http://www.flyertalk.com/forum/credit-card-programs/1330475-ua-mileageplus-explorer-card-up-60k-miles-now-65k-50-statement-credit.html
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 01, 2013, 08:03:16 AM
i just got the chase united business with 50k.  link was on flyertalk.
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 01, 2013, 08:25:21 AM
thanks guys
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 01, 2013, 08:29:55 AM
United devaluation that would affect your Palau plans.

http://millionmilesecrets.com/2013/11/01/big-united-miles-devaluation-coach-increases-slightly-but-star-alliance-awards-double/
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 01, 2013, 08:33:18 AM
 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 08:35:12 AM
United devaluation that would affect your Palau plans.

http://millionmilesecrets.com/2013/11/01/big-united-miles-devaluation-coach-increases-slightly-but-star-alliance-awards-double/

damn that sucks. also sucks that he won't be able to book his flights before that goes into effect since it won't be in his 330 day window. but, the bump isn't terrible on United metal which (surprisingly) was what most routing was using when I was looking over the availability for this summer. Ultimately it will be an additional 20k UA miles RT in either biz or first as long as you stay on United metal.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 08:37:15 AM
Should see better award availability on European 1st class routes now though. So, if you are flush with miles and wanted to fly Lufty 1st I bet they start releasing it much earlier now. 220k RT, tho  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 08:41:02 AM
:frown:

you should be fine. 20k more miles is pretty pud with the time you have to get them.
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 01, 2013, 08:43:03 AM
:frown:

you should be fine. 20k more miles is pretty pud with the time you have to get them.

had some scheming going on trying to get the 150k for first.  But free flight is free flight compared to 2k
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 08:43:55 AM
You can bet your ass AA is going to follow suit too. Another example of why you should never hoard your miles/points. Turn and burn (except on gift cards).
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 01, 2013, 08:45:16 AM
 :angry:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 01, 2013, 08:48:14 AM
Another example of why you should never hoard your miles/points.

this is true but i hate using them. quite the pickle. also sitting on 100k unitied.  what to do? :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 08:48:34 AM
:frown:

you should be fine. 20k more miles is pretty pud with the time you have to get them.

had some scheming going on trying to get the 150k for first.  But free flight is free flight compared to 2k

That's a $7k RT flight in first (at least on the random dates this summer I was looking at)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 08:49:24 AM
Another example of why you should never hoard your miles/points.

this is true but i hate using them. quite the pickle. also sitting on 100k unitied.  what to do? :frown:

You have until 1/31 to decide. That still gets you a RT biz ticket to Europe until then  :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 01, 2013, 08:49:33 AM
do you think the trend will be that since the miles are getting devalued the bonuses on the cards will go up a little bit to counteract that? i mean, it has to, right? otherwise miles would essentially become obsolete.

not much of a economics guy with the whole supply/demand. i got a C in macro  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 08:53:00 AM
do you think the trend will be that since the miles are getting devalued the bonuses on the cards will go up a little bit to counteract that? i mean, it has to, right? otherwise miles would essentially become obsolete.

not much of a economics guy with the whole supply/demand. i got a C in macro  :frown:

Right now the hotels and airlines are trying to undo the mess they got themselves into by allowing this free for all to happen.  I think they may still offer some high offers out the gates (so they can still say "2 rountrip flights for signing up!") but close a lot of the loopholes for earning and high value redemptions. If you look at what United just did they didn't lose the ability to proclaim "2 rountrip flights for signing up!" because they didn't devalue their domestic coach redemptions. The really high value redemptions (point per cent) have always been the luxury stuff, top tier hotels and international first class flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 01, 2013, 09:02:13 AM
yeah. overall i bet you'll see a slow devaluing of this stuff across the board for all programs. as far as airlines go, my guess is that they'll all do what united is doing and try to get you to fly their metal (pro word). for them it's not much different than non rev travel that employees have access to. they can limit availability however they want and can only give you access on flights that they know won't be full. what's the pain in that? there isn't for them. there is if they have to pay another airline though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 09:04:46 AM
my guess is that they'll all do what united is doing and try to get you to fly their metal (pro word). for them it's not much different than non rev travel that employees have access to. they can limit availability however they want and can only give you access on flights that they know won't be full. what's the pain in that? there isn't for them. there is if they have to pay another airline though.

good analysis
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 01, 2013, 09:05:15 AM
do you think the trend will be that since the miles are getting devalued the bonuses on the cards will go up a little bit to counteract that? i mean, it has to, right? otherwise miles would essentially become obsolete.

not much of a economics guy with the whole supply/demand. i got a C in macro  :frown:

Right now the hotels and airlines are trying to undo the mess they got themselves into by allowing this free for all to happen.  I think they may still offer some high offers out the gates (so they can still say "2 rountrip flights for signing up!") but close a lot of the loopholes for earning and high value redemptions. If you look at what United just did they didn't lose the ability to proclaim "2 rountrip flights for signing up!" because they didn't devalue their domestic coach redemptions. The really high value redemptions (point per cent) have always been the luxury stuff, top tier hotels and international first class flights.

 :thumbs: makes sense.

Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 01, 2013, 09:20:04 AM
example-

americanairlinescat works for aa in dallas. he has access to an american airlines system that allows you to see all flights and the number of seats on each flight and how many are filled. he can non rev (non revenue) (pro word) for $35. he logs into the system to see availability on all flights for today (friday). he sees that there is a flight leaving from dallas and going to new york at 645pm and out of 131 seats only 119 are filled. he then hurriedly looks at return flights. there is a flight back on sunday with 145 seats and only 120 are filled. he books himself onto these flights and shows up at the airport. as long as the flights are not filled, he can non rev them for $35 a piece and he knows that they won't be filled because he already logged onto the system and looked and barring some kind of last second traveling soccer team buying tickets to ny, it won't be a full flight. it's not costing american anything if he flies to new york on their metal (pro word). it would if he flew on one of their partners though it obviously would. the whole use our points to fly on another airline thing never really made sense to me.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 01, 2013, 09:34:27 AM
example-

americanairlinescat works for aa in dallas. he has access to an american airlines system that allows you to see all flights and the number of seats on each flight and how many are filled. he can non rev (non revenue) (pro word) for $35. he logs into the system to see availability on all flights for today (friday). he sees that there is a flight leaving from dallas and going to new york at 645pm and out of 131 seats only 119 are filled. he then hurriedly looks at return flights. there is a flight back on sunday with 145 seats and only 120 are filled. he books himself onto these flights and shows up at the airport. as long as the flights are not filled, he can non rev them for $35 a piece and he knows that they won't be filled because he already logged onto the system and looked and barring some kind of last second traveling soccer team buying tickets to ny, it won't be a full flight. it's not costing american anything if he flies to new york on their metal (pro word). it would if he flew on one of their partners though it obviously would. the whole use our points to fly on another airline thing never really made sense to me.

alliances are ways to build itineraries to help fill routes.    If you fly MCI to Germany, they'd rather work together to ensure you AA to NYC then BA to Muncich rather than flying United them KLM.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 01, 2013, 09:44:39 AM
example-

americanairlinescat works for aa in dallas. he has access to an american airlines system that allows you to see all flights and the number of seats on each flight and how many are filled. he can non rev (non revenue) (pro word) for $35. he logs into the system to see availability on all flights for today (friday). he sees that there is a flight leaving from dallas and going to new york at 645pm and out of 131 seats only 119 are filled. he then hurriedly looks at return flights. there is a flight back on sunday with 145 seats and only 120 are filled. he books himself onto these flights and shows up at the airport. as long as the flights are not filled, he can non rev them for $35 a piece and he knows that they won't be filled because he already logged onto the system and looked and barring some kind of last second traveling soccer team buying tickets to ny, it won't be a full flight. it's not costing american anything if he flies to new york on their metal (pro word). it would if he flew on one of their partners though it obviously would. the whole use our points to fly on another airline thing never really made sense to me.

alliances are ways to build itineraries to help fill routes.    If you fly MCI to Germany, they'd rather work together to ensure you AA to NYC then BA to Muncich rather than flying United them KLM.

no crap. the problem is that airlines (stupidly) linked/included/decided that reward flights would cost/count the same on partner metal as it would on theirs, when they obviously should not have. united is taking the first step to fix this.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 01, 2013, 10:04:22 AM
also and while i'm at it, does anybody else ever get the feeling that mikey4dcats thinks he is 30 iq points above the rest of us? every post is like him explaining multiplication and times tables to me like i'm in second grade or something. very offputting. well you see daris...nine times 3 is...

Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 01, 2013, 10:08:46 AM
also and while i'm at it, does anybody else ever get the feeling that mikey4dcats thinks he is 30 iq points above the rest of us? every post is like him explaining multiplication and times tables to me like i'm in second grade or something. very offputting. well you see daris...nine times 3 is...

i have noticed quite a bit of tension around the blog. could be due to a lack of a friday snack-off thread?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 01, 2013, 10:13:55 AM
also and while i'm at it, does anybody else ever get the feeling that mikey4dcats thinks he is 30 iq points above the rest of us? every post is like him explaining multiplication and times tables to me like i'm in second grade or something. very offputting. well you see daris...nine times 3 is...

frankly RD, I normally don't pay any attention to WHO posted something, so I assumed it was one of the noobs asking.   But carry on...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 10:26:14 AM
example-

americanairlinescat works for aa in dallas. he has access to an american airlines system that allows you to see all flights and the number of seats on each flight and how many are filled. he can non rev (non revenue) (pro word) for $35. he logs into the system to see availability on all flights for today (friday). he sees that there is a flight leaving from dallas and going to new york at 645pm and out of 131 seats only 119 are filled. he then hurriedly looks at return flights. there is a flight back on sunday with 145 seats and only 120 are filled. he books himself onto these flights and shows up at the airport. as long as the flights are not filled, he can non rev them for $35 a piece and he knows that they won't be filled because he already logged onto the system and looked and barring some kind of last second traveling soccer team buying tickets to ny, it won't be a full flight. it's not costing american anything if he flies to new york on their metal (pro word). it would if he flew on one of their partners though it obviously would. the whole use our points to fly on another airline thing never really made sense to me.

alliances are ways to build itineraries to help fill routes.    If you fly MCI to Germany, they'd rather work together to ensure you AA to NYC then BA to Muncich rather than flying United them KLM.

no crap. the problem is that airlines (stupidly) linked/included/decided that reward flights would cost/count the same on partner metal as it would on theirs, when they obviously should not have. united is taking the first step to fix this.

I think that if all the alliance members charged the same amount of points and getting the points was comparable across all programs it would work to everyone's benefit. they all have space they need to fill and trading customers using their various points as redemptions could fill them. but, you have to have a pretty standard product across the points programs and not have one program (United) who have had ways to get millions of points from their programs without actually flying on their birds (400 different UR cards and shopping portals and gift card schemes) while lufty/swiss/austrian/etc. don't have similar earning opportunities and they end up toting around these passengers that are burning all their UA miles. At least One World has two pretty comparable programs for trans atlantics (BA/AA) where people are carrying millions of either point. Air Berlin and Air Lingus aren't really comparable partners with minimal routes across the pond each. But, the same devalue is probably coming because Cathay hauls everyone all over Asia.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 01, 2013, 10:30:02 AM
also and while i'm at it, does anybody else ever get the feeling that mikey4dcats thinks he is 30 iq points above the rest of us? every post is like him explaining multiplication and times tables to me like i'm in second grade or something. very offputting. well you see daris...nine times 3 is...

i have noticed quite a bit of tension around the blog. could be due to a lack of a friday snack-off thread?

This was most likely my fault. Sorry everyone.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 10:36:22 AM
also and while i'm at it, does anybody else ever get the feeling that mikey4dcats thinks he is 30 iq points above the rest of us? every post is like him explaining multiplication and times tables to me like i'm in second grade or something. very offputting. well you see daris...nine times 3 is...

i have noticed quite a bit of tension around the blog. could be due to a lack of a friday snack-off thread?

I think the flyertalk bleeds over
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on November 01, 2013, 10:45:23 AM
can i get a citi AA mastercard after getting the citi AA visa? prolly, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 10:53:15 AM
can i get a citi AA mastercard after getting the citi AA visa? prolly, right?

prolly. they have been kind of wishy washy. check flyertalk AA credit card thread for updates.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 01:36:52 PM
Hyatt's first all inclusive properties officially announced their points cost. This place is Los Cabos is 20k a night for 2 people and 32k a night in a suite:

http://loscabos.ziva.hyatt.com/en/hotel/home.html
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 01, 2013, 04:03:55 PM
Hyatt's first all inclusive properties officially announced their points cost. This place is Los Cabos is 20k a night for 2 people and 32k a night in a suite:

http://loscabos.ziva.hyatt.com/en/hotel/home.html

hmmm...Hyatt....where have you been all my life?   
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 08:27:16 PM
Hyatt's first all inclusive properties officially announced their points cost. This place is Los Cabos is 20k a night for 2 people and 32k a night in a suite:

http://loscabos.ziva.hyatt.com/en/hotel/home.html

hmmm...Hyatt....where have you been all my life?

they are the most valuable current point imo (other than UR obv.). before this it was probably a photo finish between them and United.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on November 01, 2013, 08:42:00 PM
If I'm looking to travel around the country w/ Mrs. WonderMeal, Wondermeal Jr., and WonderMealette, does this mean that I should shy away from United and go SW instead?

United and SW fly out of WonderMeal International at about the same rate, FWIW.

Also, SD or Rick Davis, please answer the "how do I get my money's worth out of the Platinum AmEx fee?" question. TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 08:46:38 PM
If I'm looking to travel around the country w/ Mrs. WonderMeal, Wondermeal Jr., and WonderMealette, does this mean that I should shy away from United and go SW instead?

United and SW fly out of WonderMeal International at about the same rate, FWIW.

Also, SD or Rick Davis, please answer the "how do I get my money's worth out of the Platinum AmEx fee?" question. TIA.

you probably won't get your money's worth out of it if that's your travel style. it has a bunch of perks that add up like free global entry (which costs $), airline fees reimbursed up to $200 a year (you have to pick one airline iirc), lounge access to a ton of airline lounges (doesn't sound like it would be useful if you are travelling with the family). You can get either one. United for US travel has not been devalued so you are fine there. SW is a great family option as well. If I were you I'd get both SW cards right now so both 50k bonuses post in 2014 and you get the companion pass and maybe even have the wife do the same and then your entire family can cruise around the lower 48 for an entire year as much as you want for free.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 01, 2013, 08:47:24 PM
If I'm looking to travel around the country w/ Mrs. WonderMeal, Wondermeal Jr., and WonderMealette, does this mean that I should shy away from United and go SW instead?

United and SW fly out of WonderMeal International at about the same rate, FWIW.

Also, SD or Rick Davis, please answer the "how do I get my money's worth out of the Platinum AmEx fee?" question. TIA.

Domestic coach isn't affected so you should probably stick with United if that was what you were planning on previously.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2013, 08:47:42 PM
also, sorry I missed you plat. question earlier. tif it was 100k points it would be valued at $1k easily though. even if you just used them to pay for travel directly.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 02, 2013, 02:19:35 PM
the not as good as it sounds 100k BA offer is back. 50k after $2k spend (good) additional 25k after $10k (meh) additional 25k after another $10k (even more meh). So, if you spend $20k on the card you end up with 120k Avios.

http://www.britishairways.com/travel/credit-cards/public/en_us#
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 02, 2013, 02:21:09 PM
also, moderately good news re. the United devaluation

Quote
Although there will now be two charts, it will be still be possible to combine United/United Express and MileagePlus partner award flights on the same itinerary. However, the MileagePlus partner award cabin level will need to be lower than that of the United-operated segment(s) in order to take advantage of the United Saver Award price. So, for a US to Europe itinerary where the long-haul segment is in United Global First, the intra-Europe connecting segment would need to be in Business or Economy (as they typically already are) to take advantage of the United Saver Award price. Similarly, for a US to Europe itinerary where the long-haul segment is in United BusinessFirst, the intra-Europe connecting segment would need to be in Economy to take advantage of the United Saver Award price.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 02, 2013, 02:23:45 PM
the not as good as it sounds 100k BA offer is back. 50k after $2k spend (good) additional 25k after $10k (meh) additional 25k after another $10k (even more meh). So, if you spend $20k on the card you end up with 120k Avios.

http://www.britishairways.com/travel/credit-cards/public/en_us#

hmm.  85k avios for 10k spend.  i might have jumped on that if i hadn't just signed up for 3 cards i need put the spend on.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 02, 2013, 02:26:56 PM
the not as good as it sounds 100k BA offer is back. 50k after $2k spend (good) additional 25k after $10k (meh) additional 25k after another $10k (even more meh). So, if you spend $20k on the card you end up with 120k Avios.

http://www.britishairways.com/travel/credit-cards/public/en_us#

hmm.  85k avios for 10k spend.  i might have jumped on that if i hadn't just signed up for 3 cards i need put the spend on.

yeah, that's probably the place to stop spending on it if someone gets it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 02, 2013, 02:33:09 PM
United's new chart side by side with the other bigs

http://milecards.com/7620/how-uniteds-new-awards-compare-to-delta-american-what-you-should-do/
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 02, 2013, 07:21:45 PM
If I'm looking to travel around the country w/ Mrs. WonderMeal, Wondermeal Jr., and WonderMealette, does this mean that I should shy away from United and go SW instead?

United and SW fly out of WonderMeal International at about the same rate, FWIW.

Also, SD or Rick Davis, please answer the "how do I get my money's worth out of the Platinum AmEx fee?" question. TIA.

you probably won't get your money's worth out of it if that's your travel style. it has a bunch of perks that add up like free global entry (which costs $), airline fees reimbursed up to $200 a year (you have to pick one airline iirc), lounge access to a ton of airline lounges (doesn't sound like it would be useful if you are travelling with the family). You can get either one. United for US travel has not been devalued so you are fine there. SW is a great family option as well. If I were you I'd get both SW cards right now so both 50k bonuses post in 2014 and you get the companion pass and maybe even have the wife do the same and then your entire family can cruise around the lower 48 for an entire year as much as you want for free.
I think he missed the boat on the sw 50k for now.  pretty sure it was done a couple days ago, unless there's a couple stray links out there. 

got both of mine a couple weeks ago and changed my closing date to the 5th on both of them.  I've had the companion pass since around march of 2012 and I'll have it until january 2016.  such an amazing deal.  I still can't believe they let you do that.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 03, 2013, 12:31:36 AM
I've had the companion pass since around march of 2012 and I'll have it until january 2016.

explain, please.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 03, 2013, 06:48:46 AM
I've had the companion pass since around march of 2012 and I'll have it until january 2016.

explain, please.
the pass is valid for the remainder of the calendar year in which you earn it and the entire following calendar year.

not sure if that's what you're asking.
Title: Re: How Many Credit Cards Do You Have?
Post by: Shoeless Joe Jackson on November 03, 2013, 10:22:11 AM
A few friends and I are planning a trip to Europe next fall (probably late September early October).  Tell me step by step what cards I should get to help with the airfare and hotel rooms.  I want you guys to do all the work for me so spell it out.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2013, 03:15:05 PM
If I'm looking to travel around the country w/ Mrs. WonderMeal, Wondermeal Jr., and WonderMealette, does this mean that I should shy away from United and go SW instead?

United and SW fly out of WonderMeal International at about the same rate, FWIW.

Also, SD or Rick Davis, please answer the "how do I get my money's worth out of the Platinum AmEx fee?" question. TIA.

you probably won't get your money's worth out of it if that's your travel style. it has a bunch of perks that add up like free global entry (which costs $), airline fees reimbursed up to $200 a year (you have to pick one airline iirc), lounge access to a ton of airline lounges (doesn't sound like it would be useful if you are travelling with the family). You can get either one. United for US travel has not been devalued so you are fine there. SW is a great family option as well. If I were you I'd get both SW cards right now so both 50k bonuses post in 2014 and you get the companion pass and maybe even have the wife do the same and then your entire family can cruise around the lower 48 for an entire year as much as you want for free.
I think he missed the boat on the sw 50k for now.  pretty sure it was done a couple days ago, unless there's a couple stray links out there. 

got both of mine a couple weeks ago and changed my closing date to the 5th on both of them.  I've had the companion pass since around march of 2012 and I'll have it until january 2016.  such an amazing deal.  I still can't believe they let you do that.

http://boardingarea.com/viewfromthewing/2013/11/03/southwest-visa-50000-point-signup-bonus-offer-still-alive/
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 03, 2013, 04:43:18 PM
I've had the companion pass since around march of 2012 and I'll have it until january 2016.

explain, please.
the pass is valid for the remainder of the calendar year in which you earn it and the entire following calendar year.

not sure if that's what you're asking.

it sounds like you will have it for 3.75 years.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 03, 2013, 04:44:24 PM
I've had the companion pass since around march of 2012 and I'll have it until january 2016.

explain, please.
the pass is valid for the remainder of the calendar year in which you earn it and the entire following calendar year.

not sure if that's what you're asking.

it sounds like you will have it for 3.75 years.
correct
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 03, 2013, 04:46:46 PM
so that's the question then.  the rest of the year where you earn it, plus the next calender year is 1.x years, but you have yours 3.75 years.  how did you do that?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on November 03, 2013, 05:14:04 PM
so that's the question then.  the rest of the year where you earn it, plus the next calender year is 1.x years, but you have yours 3.75 years.  how did you do that?
I can't speak for rams but when my GF's companion pass expires, she is going to get the cards and I will fly for free.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 03, 2013, 10:09:15 PM
so that's the question then.  the rest of the year where you earn it, plus the next calender year is 1.x years, but you have yours 3.75 years.  how did you do that?
I got the biz and personal plus cards in 2012 (plus the additional points to get me to 110k) so i got the companion pass around march '12 which will last through the end of the year.  I just applied for the biz and personal premier cards and I'll time it so that the bonus points (plus the additional points) will hit my rewards account shortly after the 5th of January, so I'll have the pass for all of '14 and '15 as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 03, 2013, 10:23:07 PM
got it, i was thinking it was from a single event.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 03, 2013, 10:45:18 PM
50K SW was still up earlier today fwiw
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 04, 2013, 11:16:43 AM
70k Platinum Marriott bonus is avail. (Could always be, but I normally see 50k).

They are dicks when you cancel   
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2013, 07:31:32 AM
http://boardingarea.com/onemileatatime/2013/11/05/big-american-aadvantage-announcement-coming/

 :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on November 05, 2013, 07:40:38 AM
http://boardingarea.com/onemileatatime/2013/11/05/big-american-aadvantage-announcement-coming/

 :ohno:

so i need to book immediately?
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on November 05, 2013, 08:49:20 AM
So Mrs. WNK and I are wanting to travel to Australia around Sept. 2014.  We have a few CC's (Southwest being the one with points) and are looking to sign up for a few more to really start taking advantage of flyer miles and other rewards.  We were thinking Discover card (random rewards) and British Airways (Avios rewards) but want your expert opinions.  Looks like if I signed up for BA now, I will only get 50k Avios (which is a one-way to Brisbane for one person).  Need some help here from the CC experts on best ones to sign up for at this point in time.  Mrs. WNK just graduated from Law School back in May so we are now a two income family (DINKs - Dual Income No Kids) and we want to have a little fun before WNK Jr's start popping out.  We have great credit status and are home owners (not sure if relevant but maybe?).  I'd love to learn to be a card churner. 
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 05, 2013, 08:56:54 AM
has anyone ever gotten the SW companion pass?
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 05, 2013, 08:58:49 AM
has anyone ever gotten the SW companion pass?

Nope, never been done in this thread.  Too difficult to get.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 05, 2013, 09:05:42 AM
So Mrs. WNK and I are wanting to travel to Australia around Sept. 2014.  We have a few CC's (Southwest being the one with points) and are looking to sign up for a few more to really start taking advantage of flyer miles and other rewards.  We were thinking Discover card (random rewards) and British Airways (Avios rewards) but want your expert opinions.  Looks like if I signed up for BA now, I will only get 50k Avios (which is a one-way to Brisbane for one person).  Need some help here from the CC experts on best ones to sign up for at this point in time.  Mrs. WNK just graduated from Law School back in May so we are now a two income family (DINKs - Dual Income No Kids) and we want to have a little fun before WNK Jr's start popping out.  We have great credit status and are home owners (not sure if relevant but maybe?).  I'd love to learn to be a card churner.

Have you considered going somewhere more interesting?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on November 05, 2013, 09:09:40 AM
I don't think that a Discover card is ever the answer but I'll refer to the experts
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 05, 2013, 09:11:33 AM
has anyone ever gotten the SW companion pass?

Nope, never been done in this thread.  Too difficult to get.

thought so.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on November 05, 2013, 09:18:07 AM
Three questions about adding authorized users:

1) Does adding a spouse as an authorized user limit that spouse's ability to apply for the same card later?

2) If so, do I just give the card with my name on it to Mrs. WonderMeal and let her go nuts? (Meaning: have her spend frugally on our normal expenses only, but with my name on the card.)

3) Just want to make sure--if an authorized user helps hit the spend, the bonus still posts, right? It's not $3000 in three months (or whatever) by the original cardholder only, is it?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on November 05, 2013, 09:51:21 AM
Three questions about adding authorized users:
3) Just want to make sure--if an authorized user helps hit the spend, the bonus still posts, right? It's not $3000 in three months (or whatever) by the original cardholder only, is it?

The spend is for the account.  If you both combine to hit the 3000, you're fine.
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on November 05, 2013, 10:22:00 AM
So Mrs. WNK and I are wanting to travel to Australia around Sept. 2014.  We have a few CC's (Southwest being the one with points) and are looking to sign up for a few more to really start taking advantage of flyer miles and other rewards.  We were thinking Discover card (random rewards) and British Airways (Avios rewards) but want your expert opinions.  Looks like if I signed up for BA now, I will only get 50k Avios (which is a one-way to Brisbane for one person).  Need some help here from the CC experts on best ones to sign up for at this point in time.  Mrs. WNK just graduated from Law School back in May so we are now a two income family (DINKs - Dual Income No Kids) and we want to have a little fun before WNK Jr's start popping out.  We have great credit status and are home owners (not sure if relevant but maybe?).  I'd love to learn to be a card churner.

So I'm thinking of doing the British Airways to get the easy 50k, and then Starwood.  With Starwood, I can spend 5k and get 20,000 pts.  I can transfer those to BA and that turns into 25,000 Avios.  So in a short time, I can get 75,000 Avios.

Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on November 05, 2013, 11:04:33 AM
has anyone ever gotten the SW companion pass?

Nope, never been done in this thread.  Too difficult to get.

thought so.

I got it at the beginning of this year
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2013, 11:09:12 AM
So Mrs. WNK and I are wanting to travel to Australia around Sept. 2014.  We have a few CC's (Southwest being the one with points) and are looking to sign up for a few more to really start taking advantage of flyer miles and other rewards.  We were thinking Discover card (random rewards) and British Airways (Avios rewards) but want your expert opinions.  Looks like if I signed up for BA now, I will only get 50k Avios (which is a one-way to Brisbane for one person).  Need some help here from the CC experts on best ones to sign up for at this point in time.  Mrs. WNK just graduated from Law School back in May so we are now a two income family (DINKs - Dual Income No Kids) and we want to have a little fun before WNK Jr's start popping out.  We have great credit status and are home owners (not sure if relevant but maybe?).  I'd love to learn to be a card churner.

A couple Avios cards or AA cards to fly Qantas would be my suggestion. Here is the avios calculator to use to see what your point cost would be:

http://wandr.me/avios-calculator/

looks like 60k avios each way from KC (no idea where you are).

See a couple pages back about the BA card offer currently out there. Could get more miles if you can spend on it. Could also get the AA for the return flight. You better hurry though if you want to find award availability. A good protip for this thread is not to decide you want to go somewhere within a year and starting with no miles and expect to make it happen. best to get the miles now and plan to travel later.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on November 05, 2013, 11:12:41 AM
So Mrs. WNK and I are wanting to travel to Australia around Sept. 2014.  We have a few CC's (Southwest being the one with points) and are looking to sign up for a few more to really start taking advantage of flyer miles and other rewards.  We were thinking Discover card (random rewards) and British Airways (Avios rewards) but want your expert opinions.  Looks like if I signed up for BA now, I will only get 50k Avios (which is a one-way to Brisbane for one person).  Need some help here from the CC experts on best ones to sign up for at this point in time.  Mrs. WNK just graduated from Law School back in May so we are now a two income family (DINKs - Dual Income No Kids) and we want to have a little fun before WNK Jr's start popping out.  We have great credit status and are home owners (not sure if relevant but maybe?).  I'd love to learn to be a card churner.

So I'm thinking of doing the British Airways to get the easy 50k, and then Starwood.  With Starwood, I can spend 5k and get 20,000 pts.  I can transfer those to BA and that turns into 25,000 Avios.  So in a short time, I can get 75,000 Avios.

Thoughts?

I'll let SD our somebody else weigh in on your BA strategy, but if you want a card for random rewards get a chase sapphire preferred and a chase freedom that way you can get the 5% back on random categories every quarter and transfer them to the sapphire preferred account and get better hotel/airline transfer options. UR are some of the best points to have and have a ton of flexibility
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2013, 12:11:19 PM
yeah, nobody in the history of the earth should get a discover card unless you are just going to be using your points for gift cards or something. or if it's the only credit card you will ever use because you hate to travel or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 05, 2013, 12:23:24 PM
yeah, nobody in the history of the earth should get a discover card unless you are just going to be using your points for gift cards or something. or if it's the only credit card you will ever use because you hate to travel or something.

or to get your credit score up quickly because they give out a ton of available credit to people with bad credit.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2013, 12:39:00 PM
yeah, nobody in the history of the earth should get a discover card unless you are just going to be using your points for gift cards or something. or if it's the only credit card you will ever use because you hate to travel or something.

or to get your credit score up quickly because they give out a ton of available credit to people with bad credit.

this could be good advice. I'm not a good credit score advisor.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 05, 2013, 12:43:39 PM
yeah, nobody in the history of the earth should get a discover card unless you are just going to be using your points for gift cards or something. or if it's the only credit card you will ever use because you hate to travel or something.

or to get your credit score up quickly because they give out a ton of available credit to people with bad credit.

this could be good advice. I'm not a good credit score advisor.

Lady BR used it as her first card ever coming out of college.  Had no credit history and seemed to be one of the only options that gave you anything at all for a new grad.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2013, 12:46:30 PM
yeah, I think cap one has some good cards for that as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on November 05, 2013, 01:34:21 PM
So Mrs. WNK and I are wanting to travel to Australia around Sept. 2014.  We have a few CC's (Southwest being the one with points) and are looking to sign up for a few more to really start taking advantage of flyer miles and other rewards.  We were thinking Discover card (random rewards) and British Airways (Avios rewards) but want your expert opinions.  Looks like if I signed up for BA now, I will only get 50k Avios (which is a one-way to Brisbane for one person).  Need some help here from the CC experts on best ones to sign up for at this point in time.  Mrs. WNK just graduated from Law School back in May so we are now a two income family (DINKs - Dual Income No Kids) and we want to have a little fun before WNK Jr's start popping out.  We have great credit status and are home owners (not sure if relevant but maybe?).  I'd love to learn to be a card churner.

A couple Avios cards or AA cards to fly Qantas would be my suggestion. Here is the avios calculator to use to see what your point cost would be:

http://wandr.me/avios-calculator/

looks like 60k avios each way from KC (no idea where you are).

See a couple pages back about the BA card offer currently out there. Could get more miles if you can spend on it. Could also get the AA for the return flight. You better hurry though if you want to find award availability. A good protip for this thread is not to decide you want to go somewhere within a year and starting with no miles and expect to make it happen. best to get the miles now and plan to travel later.

Great advice.  So I'm thinking we will get a BA (Chase) card and AA Platinum Card (Citi) and use those for spending/bills.  I think we will pay Australia out of pocket and then have another cool trip to look forward to with all the points we rack up.  Also Discover sounds like a bad choice if we like to travel.  Does this sound like a good path?
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on November 05, 2013, 01:46:29 PM
Also, I read that it is possible to get 2 sign-up bonuses by applying for both Visa and Mastercard version of the  Citi Platinum Select AAdvantage

Read it here:  http://creditcardfly.com/best-credit-card-deals (http://creditcardfly.com/best-credit-card-deals)

Thoughts?  Does that mean I could potentially get 60,000 bonus miles instead of 30,000?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2013, 01:47:09 PM
you should each get a BA and each get an AA fwiw. you gotta double up with the spouse (if you can make the spend). I bet you can find some award availability if you are flexible on your dates and hurry.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2013, 01:47:58 PM
Also, I read that it is possible to get 2 sign-up bonuses by applying for both Visa and Mastercard version of the  Citi Platinum Select AAdvantage

Read it here:  http://creditcardfly.com/best-credit-card-deals (http://creditcardfly.com/best-credit-card-deals)

Thoughts?  Does that mean I could potentially get 60,000 bonus miles instead of 30,000?

there is actually a 50k AA offer. and whether you can get both is kind of a fluid situation last time I checked. historically you can.

http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on November 05, 2013, 02:03:15 PM
Also, I read that it is possible to get 2 sign-up bonuses by applying for both Visa and Mastercard version of the  Citi Platinum Select AAdvantage

Read it here:  http://creditcardfly.com/best-credit-card-deals (http://creditcardfly.com/best-credit-card-deals)

Thoughts?  Does that mean I could potentially get 60,000 bonus miles instead of 30,000?

there is actually a 50k AA offer. and whether you can get both is kind of a fluid situation last time I checked. historically you can.

http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

Weird I only see the 50k bonus from your link and I can't seem to find that specific when I navigate myself. 

So the Mrs. and I each apply for a BA and a AA?  And start spending on them?  We have some renovations coming up within the next 6 months that will be some decent spending. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 05, 2013, 02:13:34 PM
Have the SW Premier card with the $99 fee and 6,000 annual bonus coming up in December.  Should I cancel this and move on to something else or keep this around and use as my standard card when i'm not trying to meet minimum spends? 

In the last year I have done 2 SW cards, 1 AA Visa, and the SPG Amex. 

Would the Saphire Preferred be the next step?  Have used almost all of my SW pts in the last year on flights and haven't received the bonus yet on the AA.  Still haven't used any of the SPG pts other than a night in MHK but am planning on either waiting for a sweet SPG moments or use on hotel for a bigger trip next year.

Would love to get enough AA to do a big trip with lady BR sometime but also end up using on domestic ones if we dont get a big trip planned.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2013, 02:22:07 PM
Also, I read that it is possible to get 2 sign-up bonuses by applying for both Visa and Mastercard version of the  Citi Platinum Select AAdvantage

Read it here:  http://creditcardfly.com/best-credit-card-deals (http://creditcardfly.com/best-credit-card-deals)

Thoughts?  Does that mean I could potentially get 60,000 bonus miles instead of 30,000?

there is actually a 50k AA offer. and whether you can get both is kind of a fluid situation last time I checked. historically you can.

http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

Weird I only see the 50k bonus from your link and I can't seem to find that specific when I navigate myself. 

So the Mrs. and I each apply for a BA and a AA?  And start spending on them?  We have some renovations coming up within the next 6 months that will be some decent spending.

try clearing your cookies or whatever or using an incognito window with chrome or something. it's there. and, yes to the plan.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2013, 02:23:15 PM
Have the SW Premier card with the $99 fee and 6,000 annual bonus coming up in December.  Should I cancel this and move on to something else or keep this around and use as my standard card when i'm not trying to meet minimum spends? 

In the last year I have done 2 SW cards, 1 AA Visa, and the SPG Amex. 

Would the Saphire Preferred be the next step?  Have used almost all of my SW pts in the last year on flights and haven't received the bonus yet on the AA.  Still haven't used any of the SPG pts other than a night in MHK but am planning on either waiting for a sweet SPG moments or use on hotel for a bigger trip next year.

Would love to get enough AA to do a big trip with lady BR sometime but also end up using on domestic ones if we dont get a big trip planned.  :frown:

yeah, get some inks and sapphire preferred. UR points are BITB.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 05, 2013, 02:37:40 PM
Have the SW Premier card with the $99 fee and 6,000 annual bonus coming up in December.  Should I cancel this and move on to something else or keep this around and use as my standard card when i'm not trying to meet minimum spends? 

In the last year I have done 2 SW cards, 1 AA Visa, and the SPG Amex. 

Would the Saphire Preferred be the next step?  Have used almost all of my SW pts in the last year on flights and haven't received the bonus yet on the AA.  Still haven't used any of the SPG pts other than a night in MHK but am planning on either waiting for a sweet SPG moments or use on hotel for a bigger trip next year.

Would love to get enough AA to do a big trip with lady BR sometime but also end up using on domestic ones if we dont get a big trip planned.  :frown:

yeah, get some inks and sapphire preferred. UR points are BITB.

Cancel the SW?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2013, 02:42:24 PM
Have the SW Premier card with the $99 fee and 6,000 annual bonus coming up in December.  Should I cancel this and move on to something else or keep this around and use as my standard card when i'm not trying to meet minimum spends? 

In the last year I have done 2 SW cards, 1 AA Visa, and the SPG Amex. 

Would the Saphire Preferred be the next step?  Have used almost all of my SW pts in the last year on flights and haven't received the bonus yet on the AA.  Still haven't used any of the SPG pts other than a night in MHK but am planning on either waiting for a sweet SPG moments or use on hotel for a bigger trip next year.

Would love to get enough AA to do a big trip with lady BR sometime but also end up using on domestic ones if we dont get a big trip planned.  :frown:

yeah, get some inks and sapphire preferred. UR points are BITB.

Cancel the SW?

sure, why pay the annual fee if you aren't going to use it. they may let you keep the annual bonus and still cancel though. I don't know when chase credits those relative to the fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 05, 2013, 05:38:06 PM
Lady BR used it as her first card ever coming out of college.  Had no credit history and seemed to be one of the only options that gave you anything at all for a new grad.

my wife got a couple of barclays cards that came with decent bonuses within a couple of months of getting a ss#.  so, they're probably pretty easy too.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 05, 2013, 08:49:17 PM
Approved for the Sapphire and planning on canceling the SW in a few weeks.  Should I keep the SPG or get a different Amex?  I like some of the Amex perks for concert tickets, credit history, etc so I want to have one in some fashion. I wouldn't lose SPG points for canceling it right? For some reason it seems like I remember them going away or some dumb crap
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 06, 2013, 06:17:23 AM
Once points are with the airline/hotel they are yours. Some cc programs with their own proprietary point will take them though.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on November 06, 2013, 08:50:17 AM
Three Two questions about adding authorized users:

1) Does adding a spouse as an authorized user limit that spouse's ability to apply for the same card later?

2) If so, do I just give the card with my name on it to Mrs. WonderMeal and let her go nuts? (Meaning: have her spend frugally on our normal expenses only, but with my name on the card.)

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 06, 2013, 08:59:18 AM
1) no

2) na
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 06, 2013, 12:28:42 PM
Quick question regarding how long to hold cards(non churning cards).  I have had the Citi thank you card for like 10 years.  It used to be my everyday card until I internet met you guys.  I then got the Chase Sapphire non preferred with no annual fee because they gave me 100k for getting it.  Since then, I have used that as my everyday card.  I have been keeping the Citi open and not using it because I have had it forever and figure that is good for my overall credit score.  Should I also keep the Sapphire open forever?, does it really matter? I will prob, dump the Sapphire if they don't let me get the preferred while owning the non preferred anyway. Just a random me being curious question.  I have elite credit so I am not really worried about it.   

You guys are the best
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 06, 2013, 12:34:17 PM
You can keep it open because long term credit looks good. as long as you aren't hitting your Chase max credit ceiling or something there isn't a downside really. I'm not the best credit counselor though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 06, 2013, 12:37:15 PM
You can keep it open because long term credit looks good. as long as you aren't hitting your Chase max credit ceiling or something there isn't a downside really. I'm not the best credit counselor though.

Don't be modest SD, I bet you have amazing credit
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 06, 2013, 12:41:31 PM
You can keep it open because long term credit looks good. as long as you aren't hitting your Chase max credit ceiling or something there isn't a downside really. I'm not the best credit counselor though.

Don't be modest SD, I bet you have amazing credit

I do. but, I don't know how to tell people to get more/better credit themselves.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 09, 2013, 06:09:44 AM
Trim, how as Uber?  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 10, 2013, 08:40:33 PM
Trim, how as Uber?  :fatty:

Good, in hindsight, we could've gotten an extra free ride.  My first ride that I guess got you your credit was like $17 and I got all $17 off instead of just $10.  I then got my referral code and sent it to Gooch.  We were hoping that whatever glitch that caused me to get 100% off instead of just $10 would happen on the ride to the airport, so we saved his first trip for that.  Didn't work.  We should've had him get us from benny's to mother's and get me another $10 credit and then used that towards the airport.  I'd forgotten I'd get another $10 as soon as he used his.

Definitely felt good looking down on all the poors in their smelly cabs.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2013, 07:23:33 AM
hyatt devaluation  :sdeek:

hyatt regency maui actually going down in points is the only bright spot I can see. Park Hyatt Paris going from 22k to 30k (new top tier redemption)  :frown: not as bad as some devaluations but still sad.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2013, 07:38:18 AM
only 6 properties in cat 7 so that's not bad. Cat 6 going from 22k to 25k which isn't awful I guess. Andaz Maui staying cat. 6 is good. Hyatt Maui had to move a spot down because of that. nobody was going to book it for the same rate as the Andaz on the same island.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2013, 07:38:55 AM
also, stupid gary is claiming he has some scoop that good news will follow this. it's probably some better diamond benefits or some garbage.
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on November 11, 2013, 09:51:25 AM
Does anyone use the Wallaby app?  It's an app that you enter all your CC's into and then it uses FourSquare to find what CC a person should use for best kickbacks.  I've been using it for about a week now and like it. 

Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 11, 2013, 09:55:11 AM
hyatt devaluation  :sdeek:

hyatt regency maui actually going down in points is the only bright spot I can see. Park Hyatt Paris going from 22k to 30k (new top tier redemption)  :frown: not as bad as some devaluations but still sad.

those free nights from the hyatt cc will still get you into any hyatt tho, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2013, 09:55:55 AM
hyatt devaluation  :sdeek:

hyatt regency maui actually going down in points is the only bright spot I can see. Park Hyatt Paris going from 22k to 30k (new top tier redemption)  :frown: not as bad as some devaluations but still sad.

those free nights from the hyatt cc will still get you into any hyatt tho, right?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 11, 2013, 09:57:40 AM
 :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 11, 2013, 11:07:47 AM
Does anyone use the Wallaby app?  It's an app that you enter all your CC's into and then it uses FourSquare to find what CC a person should use for best kickbacks.  I've been using it for about a week now and like it.

Have you guys discussed the Wallaby card on here? It consolidates all your cards and uses the best one for each purchase, depending on the rewards of each card.
Also there's a separate app that will just tell you which card to use if you don't want to get the Wallaby card.

https://walla.by/

so this card pretty much does for $50/year what steve dave already does for me out of the goodness in his heart?

Where did it say the $50/year fee? I never could find what they charge. My understand was that the app is free if you don't get the actual Wallaby card.

It would be like if SD was with you at all times telling you which card to use for which purchases. And if you get the Wallaby card, it would be like SD is holding all your credit cards for you and handing you the correct one so you don't even have to find the right card in your wallet.

steve dave pretty much does hold all my credit cards for me... hes my life planner.

i found it on the reviews:

Quote
The first 1,000 customers to sign up for the beta version of Wallaby will receive a lifetime membership benefit—it doesn’t specify, but I suspect it just means you’ll get the card for free. The next 5,000 individuals who sign up for the Wallaby wait list will get a fee-free card for 12 months. Everyone else will get 6 months free usage. After that, the card will carry a $50 annual fee. However, you can also apparently “move up the list” by Tweeting, Facebooking, inSharing Google +ing and Pinteresting the sign-up link.

http://thepointsguy.com/2012/06/wallaby-the-new-credit-card-spend-maximizer/

RIP Kelly Stewart Creep. he was a good poster  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on November 15, 2013, 08:13:49 PM
Hey Rams (et al)-

Any of you ever manufactured any spend on a card to get the bonus? I just got Mrs. WonderMeal into the game and want to show her that she just applies and then voila, SW Companion Passes for the whole family. Really feel like it will invest her for the long haul.

I have a Bluebird, but don't really know what to do with it. Can you help?

Not really interested in manufacturing spend for anything other than getting these bonuses pronto, btw.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 15, 2013, 08:15:38 PM
Hey Rams (et al)-

Any of you ever manufactured any spend on a card to get the bonus? I just got Mrs. WonderMeal into the game and want to show her that she just applies and then voila, SW Companion Passes for the whole family. Really feel like it will invest her for the long haul.

I have a Bluebird, but don't really know what to do with it. Can you help?

Not really interested in manufacturing spend for anything other than getting these bonuses pronto, btw.

yeah, rams is your guy for this
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on November 15, 2013, 08:18:13 PM
prolly mikey too
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 15, 2013, 08:20:55 PM
prolly mikey too

yeah, I don't know. not steve dave or rick daris, tho.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 15, 2013, 08:40:21 PM
I would wait until the new year to earn all the points.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on November 15, 2013, 09:23:06 PM
Hey Rams (et al)-

Any of you ever manufactured any spend on a card to get the bonus? I just got Mrs. WonderMeal into the game and want to show her that she just applies and then voila, SW Companion Passes for the whole family. Really feel like it will invest her for the long haul.

I have a Bluebird, but don't really know what to do with it. Can you help?

Not really interested in manufacturing spend for anything other than getting these bonuses pronto, btw.

I've done a little blue birding in my day. Basically I bought vanilla reload cards at CVS pharmacy with a credit card that earned more than 1 point per $1 (I think the max you can put on each vanilla reload card is $500 and there is a fee of about $5/vanilla reload card purchased) then you put that $500 into your bluebird account (I think it was as easy as entering the numbers on the back of the card or something). Then you use your bluebird account to send checks to whoever, I've paid my mortgage that way one month, I sent a check to my bro, pay utilities etc. I'm not familiar with the Wal-Mart part of it. I would check the blogs (http://boardingarea.com/frequentmiler/ and http://millionmilesecrets.com/ seem to keep up on the blue bird stuff pretty well)

Rick Daris has previously bought fully re-fundable SW tickets as far out as you can on a cc, then once you get the cc sign up bonus he cancelled the tickets and was refunded the money with out having to give the points back, I've never tried this though.

You can start working on the minimum spend for the SW cards now (get all you Christmas shopping on them), as long as you don't complete them until 2014 (and within the designated time frame) you will still be able to get the companion pass for all of 2014 and 2015, this is what I did (last year).
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 16, 2013, 09:43:35 AM
Hey Rams (et al)-

Any of you ever manufactured any spend on a card to get the bonus? I just got Mrs. WonderMeal into the game and want to show her that she just applies and then voila, SW Companion Passes for the whole family. Really feel like it will invest her for the long haul.

I have a Bluebird, but don't really know what to do with it. Can you help?

Not really interested in manufacturing spend for anything other than getting these bonuses pronto, btw.

I don't mess with BB at all, but my wife and I have Amazon Payments accounts.   Twice a month we send funds back and forth to max the $1,000/mo limit.   I've even sent the full 1k a few times and not had issue, but some report doing that often with flag you and likely get you banned.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 18, 2013, 07:42:48 AM
hyatt announced cash and points rewards. that was gary's "good news coming" after the devaluation. pretty good deal, especially at the 2-5 redemptions. plus, you earn points on the cash side and the stays count towards elite status. note that stupid ass gary has an extra zero on the level one cash/point. should be .02.

(http://i617.photobucket.com/albums/tt254/viewfromthewing/HYCPChrt_zpse3392794.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on November 18, 2013, 11:10:52 AM
pretty much my favorite thing in this thread is the personalities (and subsequent mocking) of the bloggers :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on November 18, 2013, 11:54:21 AM
Hey Rams (et al)-

Any of you ever manufactured any spend on a card to get the bonus? I just got Mrs. WonderMeal into the game and want to show her that she just applies and then voila, SW Companion Passes for the whole family. Really feel like it will invest her for the long haul.

I have a Bluebird, but don't really know what to do with it. Can you help?

Not really interested in manufacturing spend for anything other than getting these bonuses pronto, btw.

I've done a little blue birding in my day. Basically I bought vanilla reload cards at CVS pharmacy with a credit card that earned more than 1 point per $1 (I think the max you can put on each vanilla reload card is $500 and there is a fee of about $5/vanilla reload card purchased) then you put that $500 into your bluebird account (I think it was as easy as entering the numbers on the back of the card or something). Then you use your bluebird account to send checks to whoever, I've paid my mortgage that way one month, I sent a check to my bro, pay utilities etc. I'm not familiar with the Wal-Mart part of it. I would check the blogs (http://boardingarea.com/frequentmiler/ and http://millionmilesecrets.com/ seem to keep up on the blue bird stuff pretty well)

Rick Daris has previously bought fully re-fundable SW tickets as far out as you can on a cc, then once you get the cc sign up bonus he cancelled the tickets and was refunded the money with out having to give the points back, I've never tried this though.

You can start working on the minimum spend for the SW cards now (get all you Christmas shopping on them), as long as you don't complete them until 2014 (and within the designated time frame) you will still be able to get the companion pass for all of 2014 and 2015, this is what I did (last year).
that basically sums up the bluebird/vanilla reload deal.  the fee for each card is only $3.95, so you really don't have to use a card that gets more than 1 point per dollar for it to make sense, but that's obviously a better deal.  essentially you just buy the cards, scratch off the number and log in to the vanilla reload site to load your bluebird.  then you just pay whoever you want.  you can get the vanilla reloads at walgreens and cvs.  I actually do this more than amazon payments just because it seems more risky to me since essentially I'm just paying into my wife's individual account.  seems like there's going to be some backlash with amazon payments at some point and I don't want to get mumped when that goes down.  you really don't even need to mess with wal-mart if you don't want to. you can now get a pin number on visa gift cards and load your bluebird at walmart, but the fee is usually $6.95 and you have the added hassle of having to call and set up a pin and then go into walmart.  I don't do it at all anymore since they stopped giving kroger gas points on variable load visa gift cards.  that's the only reason that made sense to me.

I've done the sw refundable thing a few times and it works great, but you obviously don't want to do that with a sw card.  you could risk them taking your points back.

one last point is that you might want to wait to do all of your required spend after your december closing date so that the points from your spend post to your rapid rewards account in january as well, which helps cover the additional 10k you need to get the companion pass.  i actually called and had my closing date moved to the 5th so I have most of january to complete my spend on the two cards.  then all of my points should hit on or shortly after january 5th.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 18, 2013, 12:03:43 PM
pretty much my favorite thing in this thread is the personalities (and subsequent mocking) of the bloggers :lol:

they are a very mockable group of people. some of them (lucky) are just adorable though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 19, 2013, 07:51:29 AM
Sapphire sign up is now 55k.

Quote
50,000 points for new applicants after $3,000 spend within the first three months, plus the additional 5,000 points - this one has a $0 intro annual fee for the first year, then $125 annually after that.


$30 higher annual fee though. they still have the crappier bonus with the lower fee.

Quote
40,000 points for new new applicants after $3,000 spend within the first three months, plus the additional 5,000 points – this one has a $0 intro annual fee for the first year, then $95 annually after that
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 19, 2013, 08:21:08 AM
Sapphire sign up is now 55k.

Quote
50,000 points for new applicants after $3,000 spend within the first three months, plus the additional 5,000 points - this one has a $0 intro annual fee for the first year, then $125 annually after that.


$30 higher annual fee though. they still have the crappier bonus with the lower fee.

Quote
40,000 points for new new applicants after $3,000 spend within the first three months, plus the additional 5,000 points – this one has a $0 intro annual fee for the first year, then $95 annually after that

GD it, i got the crappy bonus.  Probably not able to get the better offer - jfc
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 19, 2013, 08:24:18 AM
send them an email telling them you want the new better bonus applied. if you just got it recently they will probably give it to you. they have a message thing on their website.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 19, 2013, 08:47:53 AM
send them an email telling them you want the new better bonus applied. if you just got it recently they will probably give it to you. they have a message thing on their website.

I will try this.  Just got my card last week
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 19, 2013, 09:02:23 AM
Hmm, I was planning on using the sapphire for my primary spend after I do all my bonuses for my Hawaii trip. I guess the extra 15k are worth the extra $30 over several years?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 19, 2013, 09:06:50 AM
Hmm, I was planning on using the sapphire for my primary spend after I do all my bonuses for my Hawaii trip. I guess the extra 15k are worth the extra $30 over several years?

I use mine for primary spend. I can't imagine they will have two seperate annual fees on the same card long term. They are probably going to phase out the old one in favor of the new annual fee or hoping some people just don't care enough. Honestly, the best strategy is probably to sign up for the lower bonus card and then contact them and tell them you saw there is a higher bonus available and you want that and hope that they don't also make you take the larger annual fee. But, 10k UR points are probably worth about $200 depending on how you value them so it would take several years to make it not worth the extra annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 19, 2013, 05:05:49 PM
cancel before the fee comes up.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 19, 2013, 05:10:27 PM
cancel before the fee comes up.

I want it to be my primary spend
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 19, 2013, 05:16:18 PM
cancel before the fee comes up.

I want it to be my primary spend

make it your primary spend for 11 months, then get a new primary spend and cancel.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2013, 08:07:14 AM
US leaving Star Alliance 3/1. Later than original estimates of sometime this month. Thanks Obama!
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 21, 2013, 08:30:06 AM
send them an email telling them you want the new better bonus applied. if you just got it recently they will probably give it to you. they have a message thing on their website.

I will try this.  Just got my card last week
They never answered...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2013, 08:57:42 AM
send them an email telling them you want the new better bonus applied. if you just got it recently they will probably give it to you. they have a message thing on their website.

I will try this.  Just got my card last week
They never answered...

they will. did you send it correctly? did you get an automated response that they received it? sometimes it takes a day or two longer than they tell you it will to get back to you but they always do.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2013, 09:29:16 AM
the chase freedom now has a 20k signup bonus. You have to have a Sapphire or Ink in order to transfer the points to UR though (otherwise it's just worth $200 in cashback). I may actually get it now for the 5x quarterly bonuses. no annual fee and only $500 spend to get the bonus. pretty nice.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on November 21, 2013, 09:52:06 AM
the chase freedom now has a 20k signup bonus. You have to have a Sapphire or Ink in order to transfer the points to UR though (otherwise it's just worth $200 in cashback). I may actually get it now for the 5x quarterly bonuses. no annual fee and only $500 spend to get the bonus. pretty nice.
Nice, I may jump on this as well
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 21, 2013, 01:24:18 PM
send them an email telling them you want the new better bonus applied. if you just got it recently they will probably give it to you. they have a message thing on their website.

I will try this.  Just got my card last week
They never answered...

they will. did you send it correctly? did you get an automated response that they received it? sometimes it takes a day or two longer than they tell you it will to get back to you but they always do.

Just a bit of a delay.

Thank you for contacting Chase regarding your Sapphire
Preferred account ending in xxxx.

I regret that we are unable to upgrade or apply the 50,000
bonus points offer to your existing account. This offer
was for accounts with an annual fee of $125.00. Upon
review, I see that your account ending in xxxx has an
annual fee of $95.00. I apologize for any inconvenience
this may cause.

Although we appreciate your loyalty, we ask that you trust
that this decision is the same for all members. We feel
that adhering to the same policy for all members is the
best way to remain fair and consistent.

On the other hand, I understand that you are interested in
the 5,000 bonus points offer after adding the first
authorized user to your account. Please respond with the
name of the person you would like to add on the account as
Authorized user and we will be happy to apply the 5,000
points to the account.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2013, 02:11:51 PM
that sucks (5k, tho!)
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 22, 2013, 10:07:34 PM
Same thing happened to me.  I called and said my financial advisor steve dave thought they would make it right...thought you had more pull mr. dave
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 22, 2013, 10:11:51 PM
Same thing happened to me.  I called and said my financial advisor steve dave thought they would make it right...thought you had more pull mr. dave

this new multiple annual fees thing is tricky. sorry guys.
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 22, 2013, 10:27:33 PM
No worries, I didnt try very hard to persuade them.  I dont know of it wouldve worked.  But between signup spending bonus, add authorized user and a large dining purchase, ill have about 52k ur.  So roughly 40k more is what im shooting for.  By end of april.
Title: Re: How Many Credit Cards Do You Have?
Post by: F14ABE on November 23, 2013, 03:44:41 AM
i only have one!
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 23, 2013, 09:29:29 AM
No worries, I didnt try very hard to persuade them.  I dont know of it wouldve worked.  But between signup spending bonus, add authorized user and a large dining purchase, ill have about 52k ur.  So roughly 40k more is what im shooting for.  By end of april.

Do they have to be UR points? Seems like you'd be better off chasing a different bonus or two for whatever it is you're trying to book.  40k is a lot of points without a bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 23, 2013, 12:31:46 PM
Get an Ink
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on November 25, 2013, 09:50:51 AM
send them an email telling them you want the new better bonus applied. if you just got it recently they will probably give it to you. they have a message thing on their website.

I will try this.  Just got my card last week
They never answered...

they will. did you send it correctly? did you get an automated response that they received it? sometimes it takes a day or two longer than they tell you it will to get back to you but they always do.

Just a bit of a delay.

Thank you for contacting Chase regarding your Sapphire
Preferred account ending in xxxx.

I regret that we are unable to upgrade or apply the 50,000
bonus points offer to your existing account. This offer
was for accounts with an annual fee of $125.00. Upon
review, I see that your account ending in xxxx has an
annual fee of $95.00. I apologize for any inconvenience
this may cause.

Although we appreciate your loyalty, we ask that you trust
that this decision is the same for all members. We feel
that adhering to the same policy for all members is the
best way to remain fair and consistent.

On the other hand, I understand that you are interested in
the 5,000 bonus points offer after adding the first
authorized user to your account. Please respond with the
name of the person you would like to add on the account as
Authorized user and we will be happy to apply the 5,000
points to the account.

I got the same response, but I figured it was a long shot since I got the card in April.

Don't forget to signup for Small Business Saturday, https://www.americanexpress.com/us/small-business/Shop-Small/. Only a $10 credit this year opposed to $25.
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 25, 2013, 10:16:37 AM
Get an Ink

this is what i plan on doing...

As a non traveler/non-business owner, this should make no difference right?
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 25, 2013, 10:17:38 AM
No worries, I didnt try very hard to persuade them.  I dont know of it wouldve worked.  But between signup spending bonus, add authorized user and a large dining purchase, ill have about 52k ur.  So roughly 40k more is what im shooting for.  By end of april.

Do they have to be UR points? Seems like you'd be better off chasing a different bonus or two for whatever it is you're trying to book.  40k is a lot of points without a bonus.

Flying United to Palau, trying to get the round trip for free
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 25, 2013, 10:41:50 AM
No worries, I didnt try very hard to persuade them.  I dont know of it wouldve worked.  But between signup spending bonus, add authorized user and a large dining purchase, ill have about 52k ur.  So roughly 40k more is what im shooting for.  By end of april.

Do they have to be UR points? Seems like you'd be better off chasing a different bonus or two for whatever it is you're trying to book.  40k is a lot of points without a bonus.

Flying United to Palau, trying to get the round trip for free

for goodness sake, go after the United 50k bonus
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2013, 11:08:50 AM
Get an Ink

this is what i plan on doing...

As a non traveler/non-business owner, this should make no difference right?

none, make up a business as a sole proprietorship and use your SSN as the FIN.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2013, 03:30:47 PM
https://creditcards.chase.com/a1/marriottpremier/70p1kshphdm/?CELL=6J05

marriott 70k offer back
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 25, 2013, 04:33:09 PM
https://creditcards.chase.com/a1/marriottpremier/70p1kshphdm/?CELL=6J05

marriott 70k offer back

how often does that come along?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2013, 06:59:06 PM
I don't know. Mrs Dave got it like 4 months ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on November 26, 2013, 02:56:55 PM
Anyone with a BA card shop through Gate 365?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 27, 2013, 07:17:35 AM
Anyone with a BA card shop through Gate 365?

is that their shopping portal? I usually use the UR portal. But, this is really nice. Just put in the store name and it will pop up the various portal bonuses. UR is usually the best imo.

http://www.evreward.com/store
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on November 27, 2013, 09:54:39 AM
Anyone with a BA card shop through Gate 365?

is that their shopping portal? I usually use the UR portal. But, this is really nice. Just put in the store name and it will pop up the various portal bonuses. UR is usually the best imo.

http://www.evreward.com/store

Yes it is (formally E-Store).  I just bought a new range at Home Depot and received double Avios points.  A lot of the shopping ratios are 2/1 or 4/1 but they have a few that are 12/1.  I'm guessing since I used my BA card I will receive triple points? 

This is how I will be shopping from now on.

http://www.britishairways.com/travel/eshop/public/en_gb (http://www.britishairways.com/travel/eshop/public/en_gb)

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 27, 2013, 10:12:15 AM
Anyone with a BA card shop through Gate 365?

is that their shopping portal? I usually use the UR portal. But, this is really nice. Just put in the store name and it will pop up the various portal bonuses. UR is usually the best imo.

http://www.evreward.com/store

Yes it is (formally E-Store).  I just bought a new range at Home Depot and received double Avios points.  A lot of the shopping ratios are 2/1 or 4/1 but they have a few that are 12/1.  I'm guessing since I used my BA card I will receive triple points? 

This is how I will be shopping from now on.

http://www.britishairways.com/travel/eshop/public/en_gb (http://www.britishairways.com/travel/eshop/public/en_gb)

Protip: URs are transferable to BA and the UR shopping portal will usually get you a higher return (and you can choose between multiple transfer partners). Do you have access to the UR portal?
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on November 27, 2013, 10:46:10 AM
Anyone with a BA card shop through Gate 365?

is that their shopping portal? I usually use the UR portal. But, this is really nice. Just put in the store name and it will pop up the various portal bonuses. UR is usually the best imo.

http://www.evreward.com/store

Yes it is (formally E-Store).  I just bought a new range at Home Depot and received double Avios points.  A lot of the shopping ratios are 2/1 or 4/1 but they have a few that are 12/1.  I'm guessing since I used my BA card I will receive triple points? 

This is how I will be shopping from now on.

http://www.britishairways.com/travel/eshop/public/en_gb (http://www.britishairways.com/travel/eshop/public/en_gb)

Protip: URs are transferable to BA and the UR shopping portal will usually get you a higher return (and you can choose between multiple transfer partners). Do you have access to the UR portal?

Is this UR portal the evreward link you posted above?
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on November 27, 2013, 10:48:23 AM
Chase Ultimate Rewards?  Doesn't look like I will let me log in even though I have 2 Chase CC's. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 27, 2013, 10:48:33 AM
Anyone with a BA card shop through Gate 365?

is that their shopping portal? I usually use the UR portal. But, this is really nice. Just put in the store name and it will pop up the various portal bonuses. UR is usually the best imo.

http://www.evreward.com/store

Yes it is (formally E-Store).  I just bought a new range at Home Depot and received double Avios points.  A lot of the shopping ratios are 2/1 or 4/1 but they have a few that are 12/1.  I'm guessing since I used my BA card I will receive triple points? 

This is how I will be shopping from now on.

http://www.britishairways.com/travel/eshop/public/en_gb (http://www.britishairways.com/travel/eshop/public/en_gb)

Protip: URs are transferable to BA and the UR shopping portal will usually get you a higher return (and you can choose between multiple transfer partners). Do you have access to the UR portal?

Is this UR portal the evreward link you posted above?

lol, no. it's this:

https://www.chase.com/UltimateRewards?Cached

if you have a Sapphirre or Ink card you should be able to access it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 27, 2013, 10:49:13 AM
the evreward link is just used to see which portal is giving the best bonus from whatever store you type in
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatNkilt on November 27, 2013, 10:51:07 AM
Yea no access to UR.  Apologize for the ignorance. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 27, 2013, 03:11:49 PM
No worries, I didnt try very hard to persuade them.  I dont know of it wouldve worked.  But between signup spending bonus, add authorized user and a large dining purchase, ill have about 52k ur.  So roughly 40k more is what im shooting for.  By end of april.

Do they have to be UR points? Seems like you'd be better off chasing a different bonus or two for whatever it is you're trying to book.  40k is a lot of points without a bonus.

Flying United to Palau, trying to get the round trip for free

for goodness sake, go after the United 50k bonus

I haven't seen that offer available since I've started this whole thing, otherwise yeah, it'd be a no brainer

*edit* and after doing some research, it appears I need to transfer UR rewards over to United to get this because it only shows a 30k offer for me
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 27, 2013, 03:36:02 PM
No worries, I didnt try very hard to persuade them.  I dont know of it wouldve worked.  But between signup spending bonus, add authorized user and a large dining purchase, ill have about 52k ur.  So roughly 40k more is what im shooting for.  By end of april.

Do they have to be UR points? Seems like you'd be better off chasing a different bonus or two for whatever it is you're trying to book.  40k is a lot of points without a bonus.

Flying United to Palau, trying to get the round trip for free

for goodness sake, go after the United 50k bonus

I haven't seen that offer available since I've started this whole thing, otherwise yeah, it'd be a no brainer

*edit* and after doing some research, it appears I need to transfer UR rewards over to United to get this because it only shows a 30k offer for me

Do some searching on flyer talk for how to get the 50k. I was only getting 30k offers but was able to do the 50k with their trick.
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on November 27, 2013, 04:22:13 PM
No worries, I didnt try very hard to persuade them.  I dont know of it wouldve worked.  But between signup spending bonus, add authorized user and a large dining purchase, ill have about 52k ur.  So roughly 40k more is what im shooting for.  By end of april.

Do they have to be UR points? Seems like you'd be better off chasing a different bonus or two for whatever it is you're trying to book.  40k is a lot of points without a bonus.

Flying United to Palau, trying to get the round trip for free

for goodness sake, go after the United 50k bonus

I haven't seen that offer available since I've started this whole thing, otherwise yeah, it'd be a no brainer

*edit* and after doing some research, it appears I need to transfer UR rewards over to United to get this because it only shows a 30k offer for me

Do some searching on flyer talk for how to get the 50k. I was only getting 30k offers but was able to do the 50k with their trick.

I didn't have any United miles on my account.  I'll just switch over some UR to united and see if that works.  I tried the trick and I could never get it to work, but it sounds like you have to have at least 1 miles in your account.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on December 03, 2013, 08:56:09 AM
so my bill for my SW card is due on the 27th of this month. this will give me the 50K bonus i signed up for but i dont want the points to go into my account then because i want to try for the companion pass. can i call chase and ask them to move my payment date a few days back? will it take a few days to get the points into my RR account to the point where SW will only see them go in after january 1?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 03, 2013, 11:02:51 AM
so my bill for my SW card is due on the 27th of this month. this will give me the 50K bonus i signed up for but i dont want the points to go into my account then because i want to try for the companion pass. can i call chase and ask them to move my payment date a few days back? will it take a few days to get the points into my RR account to the point where SW will only see them go in after january 1?

no you can't move the statement date at this point.  I would imagine the points won't show up for a few days after the statement due date tho, so if you're lucky you'll get them in january.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 03, 2013, 03:08:28 PM
so my bill for my SW card is due on the 27th of this month. this will give me the 50K bonus i signed up for but i dont want the points to go into my account then because i want to try for the companion pass. can i call chase and ask them to move my payment date a few days back? will it take a few days to get the points into my RR account to the point where SW will only see them go in after january 1?
your points will post to your account shortly after your closing date.  if your bill is due on the 27th, your statement should've already closed by now and if you hit the $2,000 minimum on this statement, the points will likely post to your account in a few days.  you may be screwed.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on December 03, 2013, 04:49:11 PM
https://onlycoin.com/

Sort of like Wallaby, except no annual fee.  And it doesn't pick the card for you, but you should be smart enough to do it yourself.

Want, obviously.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 03, 2013, 07:17:16 PM
https://onlycoin.com/

Sort of like Wallaby, except no annual fee.  And it doesn't pick the card for you, but you should be smart enough to do it yourself.

Want, obviously.

2 year lifetime, high price tag, non PCI compliant, only holds 6 cards.   Meh.
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on December 05, 2013, 01:20:48 PM
I've tried to read a crapton of info from this thread, but I'm slightly confused about which card is typically the best for everyday go-to situations.

I currently have the black Signature Southwest Visa (along with A-list status  :billdance: ) as well as a Discover card that I use regularly. Am I missing out on better cards and deals?

I've debated on switching out my SW visa for a sapphire preferred and figuring out something else for the discover but I would be curious to what everyone if the credit card guru's think.

I'm open to any and all suggestions as i'm not skilled in the credit card game by any means. TIA guys!!  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 05, 2013, 01:23:45 PM
I've tried to read a crapton of info from this thread, but I'm slightly confused about which card is typically the best for everyday go-to situations.

I currently have the black Signature Southwest Visa (along with A-list status  :billdance: ) as well as a Discover card that I use regularly. Am I missing out on better cards and deals?

I've debated on switching out my SW visa for a sapphire preferred and figuring out something else for the discover but I would be curious to what everyone if the credit card guru's think.

I'm open to any and all suggestions as i'm not skilled in the credit card game by any means. TIA guys!!  :cheers:

I'd recommend starting by, I don't know. Rereading the thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on December 05, 2013, 01:24:51 PM
I've tried to read a crapton of info from this thread, but I'm slightly confused about which card is typically the best for everyday go-to situations.

I currently have the black Signature Southwest Visa (along with A-list status  :billdance: ) as well as a Discover card that I use regularly. Am I missing out on better cards and deals?

I've debated on switching out my SW visa for a sapphire preferred and figuring out something else for the discover but I would be curious to what everyone if the credit card guru's think.

I'm open to any and all suggestions as i'm not skilled in the credit card game by any means. TIA guys!!  :cheers:

I'd recommend starting by, I don't know. Rereading the thread.

I've read about 90 pages of this thread and at certain times, one card is slammed and others, praised...so color me slightly confused
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 05, 2013, 01:26:24 PM
I've tried to read a crapton of info from this thread, but I'm slightly confused about which card is typically the best for everyday go-to situations.

I currently have the black Signature Southwest Visa (along with A-list status  :billdance: ) as well as a Discover card that I use regularly. Am I missing out on better cards and deals?

I've debated on switching out my SW visa for a sapphire preferred and figuring out something else for the discover but I would be curious to what everyone if the credit card guru's think.

I'm open to any and all suggestions as i'm not skilled in the credit card game by any means. TIA guys!!  :cheers:

I'd recommend starting by, I don't know. Rereading the thread.

I've read about 90 pages of this thread and at certain times, one card is slammed and others, praised...so color me slightly confused

show me a place where a Discover card is praised.

Maybe reread the thread but only read steve dave and daris's posts.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 05, 2013, 01:26:53 PM
And I'm totally FT PI'ing you now. :D
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on December 05, 2013, 01:28:04 PM
And I'm totally FT PI'ing you now. :D

Fair enough...praising/slamming mainly related to the SW visa...i know discover is crap, but i didn't know any better in college and it was my first card
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on December 05, 2013, 01:28:30 PM
And I'm totally FT PI'ing you now. :D

that was the very first thing i thought of
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on December 05, 2013, 01:30:44 PM
Sounds like you are on the right track at least.  Look at some of the blogs like Million Mile Secrets and try and figure out what you want to save points for
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on December 05, 2013, 02:48:53 PM
And I'm totally FT PI'ing you now. :D

that was the very first thing i thought of

I have no idea what FT PI'ing you even is?  :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on December 05, 2013, 03:09:11 PM
SS, the idea is that if you are using the card once you have reached the spend bonus, it is the wrong card to use. As soon as you get the spend bonus for whatever card, mothball it and get a new card with a new bonus to work towards and build your stockpile until you have a million hilton points and they devalue them and are worthless.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 05, 2013, 09:41:22 PM
And I'm totally FT PI'ing you now. :D

that was the very first thing i thought of

I have no idea what FT PI'ing you even is?  :confused:
FT=  flyer talk = hard core message board about travel/credit cards
PI= poster intimidation

It's good to have goals; for instance do you want to take your family on a international flight? Just get some free hotel points for free hotel stays? It will be easier to guide you once you have a goal. Starting with the chase sapphire preferred or chase ink is a pretty good idea because UR (ultimate reward) points are the most versatile and can be transferred to lots of hotels and airlines. Most people would suggest putting your primary spending on a card that you are working to meet the minimum spend on, that will get you the big point bonuses. If you're just looking for a card to use on an everyday basis I would get the chase sapphire preferred, meet the minimum spend, get the chase freedom, meet the minimum spend and put your everyday spending on one of those two cards based on which will give you the biggest reward where you're spending at (the chase freedom is probably similar to your discover, but rewards can be used for hotel/flights as well as cash back ONLY when you have a sapphire preferred or ink). The million mile secrets blog top deals tab is a good place to start.
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on December 06, 2013, 07:17:12 AM
And I'm totally FT PI'ing you now. :D

that was the very first thing i thought of

I have no idea what FT PI'ing you even is?  :confused:
FT=  flyer talk = hard core message board about travel/credit cards
PI= poster intimidation

It's good to have goals; for instance do you want to take your family on a international flight? Just get some free hotel points for free hotel stays? It will be easier to guide you once you have a goal. Starting with the chase sapphire preferred or chase ink is a pretty good idea because UR (ultimate reward) points are the most versatile and can be transferred to lots of hotels and airlines. Most people would suggest putting your primary spending on a card that you are working to meet the minimum spend on, that will get you the big point bonuses. If you're just looking for a card to use on an everyday basis I would get the chase sapphire preferred, meet the minimum spend, get the chase freedom, meet the minimum spend and put your everyday spending on one of those two cards based on which will give you the biggest reward where you're spending at (the chase freedom is probably similar to your discover, but rewards can be used for hotel/flights as well as cash back ONLY when you have a sapphire preferred or ink). The million mile secrets blog top deals tab is a good place to start.

Good information right here! Thanks!  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 06, 2013, 10:19:01 AM
Trim, how as Uber?  :fatty:

Good, in hindsight, we could've gotten an extra free ride.  My first ride that I guess got you your credit was like $17 and I got all $17 off instead of just $10.  I then got my referral code and sent it to Gooch.  We were hoping that whatever glitch that caused me to get 100% off instead of just $10 would happen on the ride to the airport, so we saved his first trip for that.  Didn't work.  We should've had him get us from benny's to mother's and get me another $10 credit and then used that towards the airport.  I'd forgotten I'd get another $10 as soon as he used his.

Definitely felt good looking down on all the poors in their smelly cabs.

Uber, ftw.  Especially when a perk of your job is free cabs.  :cheers: :cheers: then  :driving: but me in the backseat of the black towncar/suburban/escalade
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 06, 2013, 10:25:35 AM
yes, Uber def. FTW
Title: Re: How Many Credit Cards Do You Have?
Post by: Dub on December 06, 2013, 10:37:29 AM
yes, Uber def. FTW

Uber's fantastic.  Even more fun to watch the backlash from city cab companies.  Also, they are about to add flat rate to the mountains!! (for those in denver)
Title: Re: How Many Credit Cards Do You Have?
Post by: Institutional Control on December 07, 2013, 09:03:37 PM
So, I went out to eat dinner last night. The bill came for $55. I left a $15 tip.

Today, I was looking at my account online and noticed I was charged $50 for the tip.

It was a debit card. Do I call the bank, Visa or the restaurant?
Title: Re: How Many Credit Cards Do You Have?
Post by: HerrSonntag on December 07, 2013, 10:05:10 PM
So, I went out to eat dinner last night. The bill came for $55. I left a $15 tip.

Today, I was looking at my account online and noticed I was charged $50 for the tip.

It was a debit card. Do I call the bank, Visa or the restaurant?
Restaurant, they'll get that sorted out quickest
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 08, 2013, 11:35:46 AM
http://youtu.be/BR2-9EYv-eg?t=34m16s
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2013, 07:29:52 AM
Starting 1/7 you can use and earn US miles on AA and AA on US. Probably be another year or so until they merge them together. Seems to be moving really fast though so who knows. Expect United style devaluation when they do so.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 09, 2013, 08:55:49 AM
Starting 1/7 you can use and earn US miles on AA and AA on US. Probably be another year or so until they merge them together. Seems to be moving really fast though so who knows. Expect United style devaluation when they do so.

can you use Avios on US?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2013, 09:04:02 AM
Starting 1/7 you can use and earn US miles on AA and AA on US. Probably be another year or so until they merge them together. Seems to be moving really fast though so who knows. Expect United style devaluation when they do so.

can you use Avios on US?

I would imagine not until they are members of one world on March 31.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2013, 07:38:56 AM
BA changed their avios terms for household accounts. I have a household account with mrs. dave which allows us to pool our miles. that's great but we can't book flights for other people. now you can add a list of 5 people onto the household account that don't live in the household that you can book flights for. makes it much easier if you have a bunch of bros you want to fly to chicago for the weekend.

Also, Alaska Air has a 50k point offer out now. usual offer is 25k. if your stud airport just got Alaska Air service with directs to Seattle then this is a good oppy to get some.

https://www.applyonlinenow.com/USCCapp/Ctl/entry?sc=VAB3E8#b
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2013, 07:42:45 AM
Also Alaska is a huge whore and you can use her miles on both American and Delta (and tons of other one world and skyteam carriers) so it's also a good deal for that as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2013, 07:57:47 AM
man, one world is getting awesome'r and awesome'r with US joining and this BA news.

current OneWorld member (and US as of March) point totals:

AA: 282K
BA: 116K
US: 189K
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 12, 2013, 08:03:54 AM
man, one world is getting awesome'r and awesome'r with US joining and this BA news.

current OneWorld member (and US as of March) point totals:

AA: 282K
BA: 116K
US: 189K

the number of BA miles you still have and even the number of AA miles is pretty amazing to me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2013, 08:49:35 AM
man, one world is getting awesome'r and awesome'r with US joining and this BA news.

current OneWorld member (and US as of March) point totals:

AA: 282K
BA: 116K
US: 189K

the number of BA miles you still have and even the number of AA miles is pretty amazing to me.

I transferred a ton of amex membership rewards point to BA before I cancelled the card. I was down to about 0 before that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 12, 2013, 10:43:57 AM
Finally took the time to research the dif between Sapphire and Sapphire preferred. Basically the reg points aren't transferable to anything. This isn't a big deal to me since I don't use points for travel all that often, but what if I want to someday, you know? Couple quick questions:

1) If I get the preferred do I churn it or pay the annual fee since that seems to be the most universal card?
2) I am canceling my MR with my corp Amex due to not traveling as much for work anymore. Where should I transfer these points? Or should I just get some gift cards and call it a day?  I have no upcoming travel plans or anything, but would like to stash them in the best place possible, specifically flight related in case I decide to take a trip. I have no need for hotel points.

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2013, 10:51:52 AM
a) you can't churn it. I use it for about everything. I keep it.
2) BA
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 12, 2013, 11:12:47 AM
a) you can't churn it. I use it for about everything. I keep it.
2) BA

So you use that card as your "everyday" card when not getting to other spending limits and just pay the annual fee each year?  I thought we weren't supposed to pay annual fees?

I'll look up what BA is. Thanks, you guys are the best.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2013, 11:14:53 AM
a) you can't churn it. I use it for about everything. I keep it.
2) BA

So you use that card as your "everyday" card when not getting to other spending limits and just pay the annual fee each year?  I thought we weren't supposed to pay annual fees?

I'll look up what BA is. Thanks, you guys are the best.

yes, I don't really churn a lot of cards. I put most spending on the sapphire. I keep it and pay the fee.

BA is british airways.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 12, 2013, 11:20:16 AM
That is what I figured BA was. I'll assume that is a good place to stash due to partnerships and stuff with other airlines?

Kind of mad about my Sapphire sitch. In the end, it was a sweet deal since I got the 100k to sign up, but had I known the points weren't transferable, I should have ditched it a while ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on December 12, 2013, 11:22:27 AM
That is what I figured BA was. I'll assume that is a good place to stash due to partnerships and stuff with other airlines?

Kind of mad about my Sapphire sitch. In the end, it was a sweet deal since I got the 100k to sign up, but had I known the points weren't transferable, I should have ditched it a while ago.

Do you have preferred? I have freedom and preferred. I transferred my freedom points to preferred and then transferred them out of preferred. Probably works the same way...?

EDIT: assuming you can get regular sapphire and preferred. I think I read somewhere you can.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 12, 2013, 11:37:36 AM
That is what I figured BA was. I'll assume that is a good place to stash due to partnerships and stuff with other airlines?

Kind of mad about my Sapphire sitch. In the end, it was a sweet deal since I got the 100k to sign up, but had I known the points weren't transferable, I should have ditched it a while ago.

Do you have preferred? I have freedom and preferred. I transferred my freedom points to preferred and then transferred them out of preferred. Probably works the same way...?

EDIT: assuming you can get regular sapphire and preferred. I think I read somewhere you can.

That is prob what I will do. I don't see why I couldn't get the preferred too since it has an annual fee I'll prob just keep both since I've had the reg a while for credit score purposes if that even matters.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 13, 2013, 08:26:50 AM
interesting program. I would never do it.

http://pointsandpixiedust.boardingarea.com/my-brilliant-frugal-friend-is-at-it-again/?utm_source=rss&utm_medium=rss&utm_campaign=my-brilliant-frugal-friend-is-at-it-again#sthash.T2pfvcR6.dpbs

https://flightcar.com/

Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 13, 2013, 08:33:43 AM
interesting program. I would never do it.

http://pointsandpixiedust.boardingarea.com/my-brilliant-frugal-friend-is-at-it-again/?utm_source=rss&utm_medium=rss&utm_campaign=my-brilliant-frugal-friend-is-at-it-again#sthash.T2pfvcR6.dpbs

https://flightcar.com/

agree
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 13, 2013, 09:25:34 AM
interesting program. I would never do it.

http://pointsandpixiedust.boardingarea.com/my-brilliant-frugal-friend-is-at-it-again/?utm_source=rss&utm_medium=rss&utm_campaign=my-brilliant-frugal-friend-is-at-it-again#sthash.T2pfvcR6.dpbs

https://flightcar.com/

I would if I had a beater that no one would want to rent...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 13, 2013, 09:30:29 AM
interesting program. I would never do it.

http://pointsandpixiedust.boardingarea.com/my-brilliant-frugal-friend-is-at-it-again/?utm_source=rss&utm_medium=rss&utm_campaign=my-brilliant-frugal-friend-is-at-it-again#sthash.T2pfvcR6.dpbs

https://flightcar.com/

I would if I had a beater that no one would want to rent...

that would actually be hilarious. if you travelled constantly it would almost be worth buying some filthy beat up POS to just get free parking all the time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 13, 2013, 09:33:55 AM
interesting program. I would never do it.

http://pointsandpixiedust.boardingarea.com/my-brilliant-frugal-friend-is-at-it-again/?utm_source=rss&utm_medium=rss&utm_campaign=my-brilliant-frugal-friend-is-at-it-again#sthash.T2pfvcR6.dpbs

https://flightcar.com/

I would if I had a beater that no one would want to rent...

that would actually be hilarious. if you travelled constantly it would almost be worth buying some filthy beat up POS to just get free parking all the time.

or a Pontiac Aztek.      No, no, still not worth driving an Aztek.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 13, 2013, 11:44:51 AM
I may try this. SFO parking is pretty expensive.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 13, 2013, 11:45:48 AM
I'm going to go rent rusty's sled and do burnouts in the parking lot for an hour
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on December 16, 2013, 11:25:49 AM
took uber to the airport this morning and out on Saturday night. i would highly recommend it for simplicity if nothing else...

 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 16, 2013, 11:27:09 AM
took uber to the airport this morning and out on Saturday night. i would highly recommend it for simplicity if nothing else...

I noticed  :fatty:  :thumbsup:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on December 16, 2013, 11:32:04 AM
took uber to the airport this morning and out on Saturday night. i would highly recommend it for simplicity if nothing else...

I noticed  :fatty:  :thumbsup:

 :Wha: did i get you free moneys steve dave?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 16, 2013, 11:32:54 AM
took uber to the airport this morning and out on Saturday night. i would highly recommend it for simplicity if nothing else...

I noticed  :fatty:  :thumbsup:

 :Wha: did i get you free moneys steve dave?

$10 in uber credit  :Woohoo:
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on December 17, 2013, 10:32:16 AM
Got my 50k united chase offer in the mail.

So in 4 months i'll have

50k southwest miles (feel like this is a waste because i didn't know about the palau trip)
52k from chase sapphire (40k bonus at 3k, with added bonus points)
50k from United chase

All before February.

So it'll be roughly 102k miles enough to get a round trip to palau i guess.  Does anyone have an idea what business select will be (after point de-value)?  Might grab a chase Ink or something if it's doable in 2 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 17, 2013, 10:45:34 AM
I would get the business southwest card too if you're getting the regular one.  Would nearly get you to companion pass levels.  50K gets your 50K but 110K gets you 110K + BOGO tickets for about 2 years (assuming you get to 110k early in 2014)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 19, 2013, 01:22:00 PM
Going to be putting an assload each month on a card for the foreseeable future. As I have said before travel rewards are that useful since I don't travel much and I already could move into a Marriott for 37 years if I wanted, but it is nice to have the option along with gift cards if I choose to do that. Should I use my Sapphire non preferred which will give me a bunch of non transferable points that I can use for gift cards and stuff or should I get the preferred and get a bunch of transferable points that I can use for gift cards or travel if I so choose?  Was also thinking of a decent cash back card since this new expense is going to dent my disposable income pretty hard, but those cards aren't as much fun and I know everyone here hates them.

Tia
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 19, 2013, 01:38:58 PM
it's pretty simple, unless you're trying to rack up points for a specific trip or chasing card bonuses, your everyday spend should go on either a chase ultimate reward card (freedom, sapphire or ink) or an spg card depending on which programs you value the most.  that info is assuming you're collecting points for travel.  if you're interest in cash back, you'll probably need to start another thread and/or prepare to pi'd.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 19, 2013, 07:13:46 PM
Prob getting the Freedom to rack up points and get the quarterly bonuses, then if I decide to take a trip, I'll get the Preferred and transfer/convert all the points so that I can max travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 19, 2013, 07:16:38 PM
did anyone else buy a Coin?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 19, 2013, 09:00:22 PM
did anyone else buy a Coin?
doesn't make sense for me.  I only ever use 2 or 3 cards at any one time.  did you get one?  sounds like everyone that got one thinks they're garbage.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 19, 2013, 09:11:21 PM
Going to be putting an assload each month on a card for the foreseeable future.

will some of your spend be on travel?  if so, you can effectively get 2% cash back on the cap one card.  i think the newish barclays is the same, but i can't swear to it.  there may be others, dunno.

you might be able to do a little better than 2% with one of the chase cards if a lot of your spend falls into the bonus categories.
Title: Re: How Many Credit Cards Do You Have?
Post by: gatoveintisiete on December 19, 2013, 09:30:50 PM
I charge 30k a month, what card should i get, no travel charges really.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 19, 2013, 09:37:34 PM
I charge 30k a month, what card should i get, no travel charges really.

what categories will the spend be on and what do you want (cash, miles, points, etc)?

Title: Re: How Many Credit Cards Do You Have?
Post by: gatoveintisiete on December 19, 2013, 09:44:47 PM
Gasoline, fleet vehicle maintenence mostly, up to now i have redeemed for pro v1's and airfare, but it seems like a $400 ticket still ends up costing $100-150, am i doing this wrong?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 19, 2013, 09:52:01 PM
Gasoline, fleet vehicle maintenence mostly, up to now i have redeemed for pro v1's and airfare, but it seems like a $400 ticket still ends up costing $100-150, am i doing this wrong?
omg yes.  way wrong.  get the ink and put all your business expenses on that.  at 30k/mo. you should be able to fly just about anywhere you want to on southwest or united.  if you want, you can get the spg biz too and split up your spending to diversify your points.
Title: Re: How Many Credit Cards Do You Have?
Post by: gatoveintisiete on December 19, 2013, 09:56:14 PM
What is the ink, also needs to be a strategy i can stick with, too much of a hassle to switch cards all the time, how often will i be earning $5-600 air tickets?
Title: Re: How Many Credit Cards Do You Have?
Post by: Rams on December 19, 2013, 10:01:46 PM
What is the ink, also needs to be a strategy i can stick with, too much of a hassle to switch cards all the time, how often will i be earning $5-600 air tickets?
chase ink plus and (if you want) spg amex business.  just put different purchases on each card, i.e. fuel on one and maintenance on the other or something.

it's not a direct dollar per point deal so impossible to tell you how often you could earn exactly that much in airfare, but each point is worth roughly 1.5 cents in airfare (depending on a lot of things).  so about every month and a half I guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 20, 2013, 06:58:25 AM
Going to be putting an assload each month on a card for the foreseeable future.

will some of your spend be on travel?  if so, you can effectively get 2% cash back on the cap one card.  i think the newish barclays is the same, but i can't swear to it.  there may be others, dunno.

you might be able to do a little better than 2% with one of the chase cards if a lot of your spend falls into the bonus categories.

Nope. Nothing that would be a bonus category. I just figure with the freedom, I'd get the random bonuses for other purchases each quarter for my other spending, then like I said, just get the Preferred if I'm going to take a trip and convert to that. Should I just get the preferred and call it a day?  I think I would rack up more spending points with Freedom and no annual fee, but I guess the preferred offers bonuses so it may be better to just get that and not deal with transferring points?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 20, 2013, 08:43:11 AM
Going to be putting an assload each month on a card for the foreseeable future.

will some of your spend be on travel?  if so, you can effectively get 2% cash back on the cap one card.  i think the newish barclays is the same, but i can't swear to it.  there may be others, dunno.

you might be able to do a little better than 2% with one of the chase cards if a lot of your spend falls into the bonus categories.

Nope. Nothing that would be a bonus category. I just figure with the freedom, I'd get the random bonuses for other purchases each quarter for my other spending, then like I said, just get the Preferred if I'm going to take a trip and convert to that. Should I just get the preferred and call it a day?  I think I would rack up more spending points with Freedom and no annual fee, but I guess the preferred offers bonuses so it may be better to just get that and not deal with transferring points?
Get the freedom and the preferred, transferring points from your freedom to your preferred account takes literally 2 seconds and is not a hassle at all.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 20, 2013, 09:20:00 AM
I guess that's my question. I really don't need the preferred unless I want to travel and use it as a conduit to transfer/use points for said travel. I'll prob just cancel my non preferred Sapphire, get the Freedom to use as my everyday since I should get more points using the Freedom than the non preferred, and then if I decide I want to fly somewhere that I want to use points for, get the preferred.

Getting that 100k non preferred offer was awesome but it appears that card is pretty woof now that I have looked into it.

Thanks friends
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on December 21, 2013, 07:40:33 AM
did anyone else buy a Coin?
doesn't make sense for me.  I only ever use 2 or 3 cards at any one time.  did you get one?  sounds like everyone that got one thinks they're garbage.
I don't think anyone has one, so. . .
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2013, 07:45:19 AM
Make your Hyatt award bookings for the coming year soon. The devaluation kicks in 1/7. Just booked the Andaz Napa at 18k for a few nights in July.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 23, 2013, 09:49:13 PM
 Uber Car Service (Private Taxi) Free $50 First Ride Promo Code
Sign up for Uber car service and get $50 off your first ride! Uber is an app-driven private car/taxi service that uses different rates contingent upon your choice of vehicle, their rates are great. This will not work for active account holders, new only.

https://www.uber.com/go/dineLAw1

Promo code: dineLAw1

Not sure when the promo code expires but the promo credit expires 12/18/14,
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on December 25, 2013, 11:14:32 PM
cool, thanks mikey.  just signed up.  makes sense after looking at code but FYI is for Los Angeles only
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 26, 2013, 06:45:03 PM
there's this tho: http://local.amazon.com/columbus/B00H7K5E0W?tag=dealnewscom

steve dave, pm me your über referral link, I forgot to give you a referral on the spg card so I owe you one, and I just moved to dallas so I can now über.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 29, 2013, 11:12:34 PM
Some people on the airport rental car shuttle bus were talking really dumb about their credit cards and points programs and how much their flights had been and I wanted to set them straight or give them a link to this thread but seems nothing good comes from chatting up strangers on the rental car shuttle bus.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on December 30, 2013, 05:09:08 PM
Booked flight to Phoenix at end of Jan for the Phoenix open and a little golf with some buds probably 4 months ago.  Was checking today to see if I could convince another guy to come and noticed the points requirement had dropped lower than it was months ago during one of their "sales".  Went ahead and "changed" my flight for the trip there to the same exact flight and they refunded me 2,400 points on the spot. 

Something to keep an eye on.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 30, 2013, 06:36:43 PM
http://www.bizjournals.com/wichita/blog/2013/12/ambassador-hotel-expects-benefit-from.html

I think it's Marriott, great for LSOC.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2013, 08:27:31 AM
there's this tho: http://local.amazon.com/columbus/B00H7K5E0W?tag=dealnewscom

steve dave, pm me your über referral link, I forgot to give you a referral on the spg card so I owe you one, and I just moved to dallas so I can now über.

crap, just saw this. Here it is for everyone!  :excited:

http://goEMAW.com/forum/index.php?topic=896.msg888112#msg888112
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on December 31, 2013, 12:52:19 PM
so i just got a pretty substantial promotion within my company and around april/may will begin traveling nationwide every, single, week. warm up the mega points my friends!
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on December 31, 2013, 01:03:33 PM
http://finance.yahoo.com/news/10-things-not-buy-2014-124030371.html

Apparently the columnist needs a link to this thread
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 31, 2013, 01:11:42 PM
so i just got a pretty substantial promotion within my company and around april/may will begin traveling nationwide every, single, week. warm up the mega points my friends!

that is exciting news blast! all over the country or focused on a particular region or what?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on December 31, 2013, 01:13:01 PM
so i just got a pretty substantial promotion within my company and around april/may will begin traveling nationwide every, single, week. warm up the mega points my friends!

that is exciting news blast! all over the country or focused on a particular region or what?

tbd. typically to a particular city/region for months at a time but i have been informed in this case it could start out as an all over the place for shorter durations kind of thing. we shall see.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 31, 2013, 01:14:16 PM
well good luck and obviously pick 1 airline and stick with it
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on December 31, 2013, 01:18:46 PM
well good luck and obviously pick 1 airline and stick with it

probably been discussed, but what's the most elite?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 31, 2013, 01:23:11 PM
steve dave is the xpert, and that is up to you i suppose.
delta has nice metal (although older than average) and professional staff in my experience, but they just announced a downgrade in skymiles' value. this will probably happen with other airlines and has been discussed on here before somewhere.
i don't really like the southwest experience, but a lot of people do, and i think their points are pretty valuable (unless you want to go international)
can't speak to american/united other than i prefer leather seats to cloth seats  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 31, 2013, 01:23:57 PM
well good luck and obviously pick 1 airline and stick with it

probably been discussed, but what's the most elite?

whichever one has the most directs from your city and flies internationally. They're all the same, really.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on December 31, 2013, 01:25:36 PM
this will need to be an open dialogue once i figure out where i'm going
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2013, 02:05:23 PM

this will need to be an open dialogue once i figure out where i'm going

You have 3 options:

AA/US Air
Delta
United

And I guess Southwest but eff that.

Like was mentioned it depends where you are flying out of and where too most often.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2013, 02:05:33 PM
So jelly btw
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on December 31, 2013, 02:23:29 PM
it will be out of and returning to mci the majority of the time, except for the times i decide i want to just fly to a different city for fun on the weekends (given it's a cheap enough flight so the client is ok with it)..

pretty excited about it. will be a huge change and tons more responsibility, but bring it on. ($)
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 31, 2013, 02:59:56 PM
work travel :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 31, 2013, 03:17:08 PM
i just got offered 50k for the delta gold amex. i already have 100k skymiles but am considering. $1k in first 3 months is no prob
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2013, 04:11:43 PM
They have 70k versions from time to time but not bad
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 31, 2013, 06:36:31 PM
Everyone sign up for Uber via this link:

https://uber.com/invite/x9otm

You will get $10 in Uber credits and I will get $10 in Uber credits. Then you can order cabs and stuff. TIA.

 :D

I signed up, no idea when I'll use it, but I'm sure I will eventually
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2013, 06:38:37 PM
It actually is pretty great in certain situations
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 31, 2013, 06:43:13 PM
seems way better than a cab. one day I'll get drunk and need it, or use it to get to the airport or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 31, 2013, 06:47:00 PM
It actually is pretty great in certain situations

it's pretty great in just about any situation you'd otherwise take a cab.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 31, 2013, 06:51:17 PM
Cabs are a bit cheaper (though not by a lot and not always). Other than that uber dominates.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 31, 2013, 06:59:15 PM
Cabs are a bit cheaper (though not by a lot and not always). Other than that uber dominates.

uberX

But cabs are overpriced anyway, at least it here. Might as well take a nice ride that doesn't smell.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 31, 2013, 06:59:42 PM
Although on NYE there's no way uber will be cheaper.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on December 31, 2013, 07:10:57 PM
Cabs are a bit cheaper (though not by a lot and not always). Other than that uber dominates.

uberX

But cabs are overpriced anyway, at least it here. Might as well take a nice ride that doesn't smell.

Have u used uberx? Seems like it  could be a real crapshoot in terms of quality of experience.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 31, 2013, 07:26:00 PM
Cabs are a bit cheaper (though not by a lot and not always). Other than that uber dominates.

uberX

But cabs are overpriced anyway, at least it here. Might as well take a nice ride that doesn't smell.

Have u used uberx? Seems like it  could be a real crapshoot in terms of quality of experience.

No, but friends of mine really like it. I guess they always have water bottles, at least.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 02, 2014, 10:42:31 AM
Cabs are a bit cheaper (though not by a lot and not always). Other than that uber dominates.

uberX

But cabs are overpriced anyway, at least it here. Might as well take a nice ride that doesn't smell.

Have u used uberx? Seems like it  could be a real crapshoot in terms of quality of experience.

used it to get to the airport in Chicago. it was cheaper than a cab by a few bucks and the guy gave me a water bottle  :D

ill use it for that situation every time now.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 02, 2014, 10:43:38 AM
so my bill for my SW card is due on the 27th of this month. this will give me the 50K bonus i signed up for but i dont want the points to go into my account then because i want to try for the companion pass. can i call chase and ask them to move my payment date a few days back? will it take a few days to get the points into my RR account to the point where SW will only see them go in after january 1?
your points will post to your account shortly after your closing date.  if your bill is due on the 27th, your statement should've already closed by now and if you hit the $2,000 minimum on this statement, the points will likely post to your account in a few days.  you may be screwed.  :frown:

UPDATE: points didn't go into the account yet!  :billdance:

soon as the business card goes up for 50K ill get that and be ready for companion pass. :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 06, 2014, 06:53:03 PM
double referral for Dallas bros thru 01/20!  we both get $20!

https://uber.com/invite/s9iv1
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 06, 2014, 06:58:16 PM
people are kind of out to get uber here, they've kind of gotten some bad PR lately (for pretty good reason)

http://pando.com/2014/01/06/exclusive-uber-driver-accused-of-assault-passed-zero-tolerance-background-check-despite-criminal-history/

http://blogs.sfweekly.com/thesnitch/2014/01/sophia_liu_uber.php
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 06, 2014, 07:04:57 PM
yeah, I looked through the application thing. seems like most everyone can become an überX driver. all they require is their background check and that you have a car with personal insurance. which is interesting because in my experience most policies disclaim coverage when the car is being used to carry passengers for a fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 06, 2014, 07:05:48 PM
well, just use regular uber like a stud then
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 06, 2014, 07:09:15 PM
obvi I will, I'm thinking of the less fortunate, why don't you try it sometime Stephen David
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on January 10, 2014, 06:35:17 AM
i met the spend on my british airways visa. how long until i see those avios?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 10, 2014, 07:29:45 AM
i met the spend on my british airways visa. how long until i see those avios?

should be when the next statement date.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on January 10, 2014, 08:48:14 AM
looks like SW 50k is back
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 10, 2014, 09:13:13 AM
Get an Ink

this is what i plan on doing...

As a non traveler/non-business owner, this should make no difference right?

none, make up a business as a sole proprietorship and use your SSN as the FIN.

any ideas on what my business name should be?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on January 10, 2014, 10:46:46 AM
Get an Ink

this is what i plan on doing...

As a non traveler/non-business owner, this should make no difference right?

none, make up a business as a sole proprietorship and use your SSN as the FIN.

any ideas on what my business name should be?
Your first and last name
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 10, 2014, 11:27:05 AM
So, I've got my 100k Avios, and I'm trying to figure out dates for OAK->, but I can't search to see if it's a saver award (which I would need for all to be free), because only Alaska Air flies this route:

http://themilesprofessor.com/2013/04/23/book-british-airways-avios-alaska-airlines-miles/

Sounds like I have to call? Good grief, is there a better way?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 10, 2014, 11:50:24 AM
So, I've got my 100k Avios, and I'm trying to figure out dates for OAK->, but I can't search to see if it's a saver award (which I would need for all to be free), because only Alaska Air flies this route:

http://themilesprofessor.com/2013/04/23/book-british-airways-avios-alaska-airlines-miles/

Sounds like I have to call? Good grief, is there a better way?

so you're trying to fly Alaska via AA via BA.

Since you posted incomplete route  info, I can't verify, but does the Alaska codeshare flight appear on AA's search?   If so, write down that flight number and call BA.   Tell them you wish to book that route, but it does not appear on BA's search, and you want the phone reservation fee waived.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 10, 2014, 12:02:38 PM
So, I've got my 100k Avios, and I'm trying to figure out dates for OAK->, but I can't search to see if it's a saver award (which I would need for all to be free), because only Alaska Air flies this route:

http://themilesprofessor.com/2013/04/23/book-british-airways-avios-alaska-airlines-miles/

Sounds like I have to call? Good grief, is there a better way?

so you're trying to fly Alaska via AA via BA.

Since you posted incomplete route  info, I can't verify, but does the Alaska codeshare flight appear on AA's search?   If so, write down that flight number and call BA.   Tell them you wish to book that route, but it does not appear on BA's search, and you want the phone reservation fee waived.

No, it doesn't when I checked. I'm looking for OAK -> LIH
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 10, 2014, 12:21:39 PM
So, I've got my 100k Avios, and I'm trying to figure out dates for OAK->, but I can't search to see if it's a saver award (which I would need for all to be free), because only Alaska Air flies this route:

http://themilesprofessor.com/2013/04/23/book-british-airways-avios-alaska-airlines-miles/

Sounds like I have to call? Good grief, is there a better way?

so you're trying to fly Alaska via AA via BA.

Since you posted incomplete route  info, I can't verify, but does the Alaska codeshare flight appear on AA's search?   If so, write down that flight number and call BA.   Tell them you wish to book that route, but it does not appear on BA's search, and you want the phone reservation fee waived.

No, it doesn't when I checked. I'm looking for OAK -> LIH

when searching on AA, you have to check the box that says "search: all carriers"
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 10, 2014, 12:22:37 PM
So, I've got my 100k Avios, and I'm trying to figure out dates for OAK->, but I can't search to see if it's a saver award (which I would need for all to be free), because only Alaska Air flies this route:

http://themilesprofessor.com/2013/04/23/book-british-airways-avios-alaska-airlines-miles/

Sounds like I have to call? Good grief, is there a better way?

so you're trying to fly Alaska via AA via BA.

Since you posted incomplete route  info, I can't verify, but does the Alaska codeshare flight appear on AA's search?   If so, write down that flight number and call BA.   Tell them you wish to book that route, but it does not appear on BA's search, and you want the phone reservation fee waived.

No, it doesn't when I checked. I'm looking for OAK -> LIH

when searching on AA, you have to check the box that says "search: all carriers"

did it, and it routed me through Phoenix. Alaska flies direct from OAK.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 10, 2014, 12:28:22 PM
So, I've got my 100k Avios, and I'm trying to figure out dates for OAK->, but I can't search to see if it's a saver award (which I would need for all to be free), because only Alaska Air flies this route:

http://themilesprofessor.com/2013/04/23/book-british-airways-avios-alaska-airlines-miles/

Sounds like I have to call? Good grief, is there a better way?

so you're trying to fly Alaska via AA via BA.

Since you posted incomplete route  info, I can't verify, but does the Alaska codeshare flight appear on AA's search?   If so, write down that flight number and call BA.   Tell them you wish to book that route, but it does not appear on BA's search, and you want the phone reservation fee waived.

No, it doesn't when I checked. I'm looking for OAK -> LIH

when searching on AA, you have to check the box that says "search: all carriers"

did it, and it routed me through Phoenix. Alaska flies direct from OAK.

what dates?  I picked random May and got direct

AS 883
         07:15 AM OAK    09:43 AM LIH    
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 10, 2014, 12:46:40 PM
So, I've got my 100k Avios, and I'm trying to figure out dates for OAK->, but I can't search to see if it's a saver award (which I would need for all to be free), because only Alaska Air flies this route:

http://themilesprofessor.com/2013/04/23/book-british-airways-avios-alaska-airlines-miles/

Sounds like I have to call? Good grief, is there a better way?

so you're trying to fly Alaska via AA via BA.

Since you posted incomplete route  info, I can't verify, but does the Alaska codeshare flight appear on AA's search?   If so, write down that flight number and call BA.   Tell them you wish to book that route, but it does not appear on BA's search, and you want the phone reservation fee waived.

No, it doesn't when I checked. I'm looking for OAK -> LIH

when searching on AA, you have to check the box that says "search: all carriers"

did it, and it routed me through Phoenix. Alaska flies direct from OAK.

what dates?  I picked random May and got direct

AS 883
         07:15 AM OAK    09:43 AM LIH    

hmm, I see it now. No idea what I was doing wrong.

How do the miles quoted translate into Avios? Will these two have different redemption rates w/ Avios?

17.5K
        Economy
        MileSAAver Off Peak

    22.5K
        Economy
        MileSAAver
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 10, 2014, 12:49:59 PM
So, I've got my 100k Avios, and I'm trying to figure out dates for OAK->, but I can't search to see if it's a saver award (which I would need for all to be free), because only Alaska Air flies this route:

http://themilesprofessor.com/2013/04/23/book-british-airways-avios-alaska-airlines-miles/

Sounds like I have to call? Good grief, is there a better way?

so you're trying to fly Alaska via AA via BA.

Since you posted incomplete route  info, I can't verify, but does the Alaska codeshare flight appear on AA's search?   If so, write down that flight number and call BA.   Tell them you wish to book that route, but it does not appear on BA's search, and you want the phone reservation fee waived.

No, it doesn't when I checked. I'm looking for OAK -> LIH

when searching on AA, you have to check the box that says "search: all carriers"

did it, and it routed me through Phoenix. Alaska flies direct from OAK.

what dates?  I picked random May and got direct

AS 883
         07:15 AM OAK    09:43 AM LIH    

hmm, I see it now. No idea what I was doing wrong.

How do the miles quoted translate into Avios? Will these two have different redemption rates w/ Avios?

17.5K
        Economy
        MileSAAver Off Peak

    22.5K
        Economy
        MileSAAver

will have same avios redemption rates. calculate how much here....


http://www.britishairways.com/travel/avios-calculator/public/en_gb


looks like 12.5 for economy 37.5 for first.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 10, 2014, 12:51:28 PM
:pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 10, 2014, 01:13:53 PM
Surprisingly nice work Mikey!
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 10, 2014, 01:17:24 PM
And am I correct in assuming:

37.5K
    Business/First
    MileSAAver*

would cost me in 25k Avios?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 10, 2014, 01:20:22 PM
And am I correct in assuming:

37.5K
    Business/First
    MileSAAver*

would cost me in 25k Avios?

yes

*edit*   actually, you know I'm not sure.   I think they will treat it as first class since they don't actually have business class on the flight I assume.  If so, it would be 37.5k
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 10, 2014, 01:26:14 PM
yeah, this appears to indicate it would be treated as first class.

http://asthejoeflies.wordpress.com/2013/08/08/using-british-airways-avios-to-book-american-airlines-tickets/
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 10, 2014, 01:38:08 PM
Man I was all encouraged about availability, but I realized I was only looking for one ticket. When you add a family of 4 it's a mind eff of cross-referencing award availability and Alaska Air's prices (which vary as much as $500/RT within a week).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 10, 2014, 01:48:36 PM
Rus, parents in first and kids in coach home alone style!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 13, 2014, 11:58:12 AM
Haven't been diligent here, is it wise to hustle to get a US Airways account, credit card and bonus miles now which will eventually merge with AA miles, and if so, link to the best one?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 13, 2014, 03:13:14 PM
Haven't been diligent here, is it wise to hustle to get a US Airways account, credit card and bonus miles now which will eventually merge with AA miles, and if so, link to the best one?

yes, usair from barclays is the only one i know of.  i think it's only 40k right now, but you can churn fast.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 13, 2014, 08:00:21 PM
Haven't been diligent here, is it wise to hustle to get a US Airways account, credit card and bonus miles now which will eventually merge with AA miles, and if so, link to the best one?

yes, usair from barclays is the only one i know of.  i think it's only 40k right now, but you can churn fast.

http://www.barclaycardarrival.com/premium-travel/?campaignId=1729&od=bcarrival&cellNumber=24

:dunno:

I haven't even signed up for the airline frequent flyer account yet.  There's a promo code field there.  Anyone have a referral or something they want me to use?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 13, 2014, 08:53:16 PM
http://millionmilesecrets.com/2014/01/13/why-35000-us-air-miles-could-be-better-than-40000-us-air-miles/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 13, 2014, 10:28:20 PM
http://millionmilesecrets.com/2014/01/13/why-35000-us-air-miles-could-be-better-than-40000-us-air-miles/

The 40K I linked indicates fee is waived.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 14, 2014, 12:41:29 AM
btw, i think you can still get more than one usair barclays at the same time.  havn't tried it myself, but prolly will in a couple months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 14, 2014, 08:32:49 AM
http://millionmilesecrets.com/2014/01/13/why-35000-us-air-miles-could-be-better-than-40000-us-air-miles/

The 40K I linked indicates fee is waived.  :dunno:

sorry. i thought you wanted a usair card/miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 14, 2014, 01:08:50 PM
http://millionmilesecrets.com/2014/01/13/why-35000-us-air-miles-could-be-better-than-40000-us-air-miles/

The 40K I linked indicates fee is waived.  :dunno:

sorry. i thought you wanted a usair card/miles.

crap, got it.  Yeah, 35K for one purchase and no annual fee wins.  So anyone have any referral stuff they want me to do before I grab it?
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on January 14, 2014, 01:12:24 PM
Got up to 20,000 miles on my Southwest CC and it's totally paid off. Been paying for a few bills with it to rack up points and pay it off right away with my debit card.  :D I've got this you guys. Next flight is free.  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 14, 2014, 02:04:33 PM
you can get that arrival too.  barclays is a shameless whore, in my experience.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 14, 2014, 02:12:01 PM
you can get that arrival too.  barclays is a shameless whore, in my experience.

No doubt.  I just realized the other day that I'd probably be dumb to not get at least one US Airways bonus while it still existed separate from AA. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 14, 2014, 02:21:55 PM
i've heard stories of people that signed up for five barclays cards on the same day and got all five. the key i think is to sign up one right after the other. don't wait a week.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2014, 10:12:30 AM
sounds like USA/AA accounts will be combined 1/2015
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 16, 2014, 06:10:36 PM
Are the 9k Avios RT's gone?

I was able to book a flight to Pensacola last week (trip is in May) for 9k, but today I looked flights to both NYC and Vegas and they weren't 9k.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2014, 06:27:00 PM
Are the 9k Avios RT's gone?

I was able to book a flight to Pensacola last week (trip is in May) for 9k, but today I looked flights to both NYC and Vegas and they weren't 9k.

where were you flying out of that you were able to book a RT to pensacola for 9k? they aren't gone, they are mileage based.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 16, 2014, 07:45:56 PM

Are the 9k Avios RT's gone?

I was able to book a flight to Pensacola last week (trip is in May) for 9k, but today I looked flights to both NYC and Vegas and they weren't 9k.

where were you flying out of that you were able to book a RT to pensacola for 9k? they aren't gone, they are mileage based.

DFW


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 16, 2014, 09:03:20 PM

Are the 9k Avios RT's gone?

I was able to book a flight to Pensacola last week (trip is in May) for 9k, but today I looked flights to both NYC and Vegas and they weren't 9k.

where were you flying out of that you were able to book a RT to pensacola for 9k? they aren't gone, they are mileage based.

DFW


Sent from my iPhone using Tapatalk

new york and Vegas are both like twice as far away.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 16, 2014, 09:05:19 PM


Are the 9k Avios RT's gone?

I was able to book a flight to Pensacola last week (trip is in May) for 9k, but today I looked flights to both NYC and Vegas and they weren't 9k.

where were you flying out of that you were able to book a RT to pensacola for 9k? they aren't gone, they are mileage based.

DFW


Sent from my iPhone using Tapatalk

new york and Vegas are both like twice as far away.

Ok


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 23, 2014, 07:04:49 AM
put your hyatt number in here, get 100 points

http://hyatthotels.hyatt.com/content/partnerlandingpage/en/GPCNY.html?src=awin_US_191485&srcInfo=awin&awc=5369_1390478689_99c07c7d63841fd5365d38b2619f994c
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 28, 2014, 01:21:48 PM
Downtown Chicago Fairfield going up to category 6 on 3/15, taking it out of category 5 for which Marriott gives away free nights like they're nothing.

:frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 28, 2014, 01:23:29 PM
COSMO VEGAS ADDED MARRIOTT POINT EARNING ON REGULAR SPEND, THO
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 28, 2014, 01:25:47 PM
OT: who wants to party in Chicago for a night before 3/15?  I've got 3 free rooms.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on January 28, 2014, 01:28:41 PM
OT: who wants to party in Chicago for a night before 3/15?  I've got 3 free rooms.

I've got a week of vacation the week ending 3/08
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 28, 2014, 01:30:23 PM
OT: who wants to party in Chicago for a night before 3/15?  I've got 3 free rooms.

TO BA.COM!  :bracketmouse:

(assuming by "night" you meen 6AM to 9PM)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 28, 2014, 01:31:14 PM
OT: who wants to party in Chicago for a night before 3/15?  I've got 3 free rooms.

TO BA.COM!  :bracketmouse:

(assuming by "night" you meen 6AM to 9PM)

Almost exclusively outside those hours. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 28, 2014, 01:33:20 PM
Alternatively, is this in a part of Dallas where there's fun stuff to walk to for a night?

http://www.marriott.com/hotels/travel/daldt-dallas-marriott-city-center/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 28, 2014, 01:33:44 PM
Downtown Chicago Fairfield going up to category 6 on 3/15, taking it out of category 5 for which Marriott gives away free nights like they're nothing.

:frown:

the downtown river north fairfield now looks like it's going to be the only marriott cat 5 in downtown chicago. location is just as good though and i doubt you can get rooms any smaller than the downtown one that just changed to cat6. potato/potatoh. just don't try to take a cab ride back from a cubs game w/ clams and you'll be alright.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 28, 2014, 01:38:33 PM
Downtown Chicago Fairfield going up to category 6 on 3/15, taking it out of category 5 for which Marriott gives away free nights like they're nothing.

:frown:

the downtown river north fairfield now looks like it's going to be the only marriott cat 5 in downtown chicago. location is just as good though and i doubt you can get rooms any smaller than the downtown one that just changed to cat6. potato/potatoh. just don't try to take a cab ride back from a cubs game w/ clams and you'll be alright.

That's the one we're talking about, it's going to a 6 on 3/15.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 28, 2014, 01:43:27 PM
pretty great deal if you spend a lot of time in airports with Admirals Clubs but don't have lounge access. 

http://boardingarea.com/onemileatatime/2014/01/28/citi-executive-aadvantage-100000-mile-sign-bonus/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 28, 2014, 01:56:14 PM
Downtown Chicago Fairfield going up to category 6 on 3/15, taking it out of category 5 for which Marriott gives away free nights like they're nothing.

:frown:

the downtown river north fairfield now looks like it's going to be the only marriott cat 5 in downtown chicago. location is just as good though and i doubt you can get rooms any smaller than the downtown one that just changed to cat6. potato/potatoh. just don't try to take a cab ride back from a cubs game w/ clams and you'll be alright.

That's the one we're talking about, it's going to a 6 on 3/15.

oh well that sucks. there used to be two or three cat 5's a year ago. look likes it's still available for booking at a 5 throughout the year or whatever though so if you don't want to rush a trip in the next month you could always book something later in the year before 3/15.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 28, 2014, 02:00:14 PM
Downtown Chicago Fairfield going up to category 6 on 3/15, taking it out of category 5 for which Marriott gives away free nights like they're nothing.

:frown:

the downtown river north fairfield now looks like it's going to be the only marriott cat 5 in downtown chicago. location is just as good though and i doubt you can get rooms any smaller than the downtown one that just changed to cat6. potato/potatoh. just don't try to take a cab ride back from a cubs game w/ clams and you'll be alright.

That's the one we're talking about, it's going to a 6 on 3/15.

oh well that sucks. there used to be two or three cat 5's a year ago. look likes it's still available for booking at a 5 throughout the year or whatever though so if you don't want to rush a trip in the next month you could always book something later in the year before 3/15.

True, but that was the spot for last-minute, bored, let's-get-dinner-in-chicago, avios trips. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 28, 2014, 02:06:15 PM
Downtown Chicago Fairfield going up to category 6 on 3/15, taking it out of category 5 for which Marriott gives away free nights like they're nothing.

:frown:

the downtown river north fairfield now looks like it's going to be the only marriott cat 5 in downtown chicago. location is just as good though and i doubt you can get rooms any smaller than the downtown one that just changed to cat6. potato/potatoh. just don't try to take a cab ride back from a cubs game w/ clams and you'll be alright.

That's the one we're talking about, it's going to a 6 on 3/15.

oh well that sucks. there used to be two or three cat 5's a year ago. look likes it's still available for booking at a 5 throughout the year or whatever though so if you don't want to rush a trip in the next month you could always book something later in the year before 3/15.

True, but that was the spot for last-minute, bored, let's-get-dinner-in-chicago, avios trips.

well i suppose it's kind of like my grandpa always used to tell me back when i was just a kid and before i started collecting points, etc. "churn and burn, rick. churn and burn."
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on January 28, 2014, 07:15:46 PM
can a person have an ink plus and an ink bold at the same time?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 28, 2014, 07:24:15 PM
Yes
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on January 28, 2014, 07:29:18 PM
Yes
seemed too good to be true. thanks, my parents love me more because of this thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 04, 2014, 06:53:07 AM
Had my Sapphire for a year now and the annual fee showed up yesterday... Missed my reminder to cancel.

What are the chances they waive the fee when I call in today? It's been my primary card for a year and I love it - would like to keep it open but know it's probably not worth the $95. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2014, 07:01:49 AM
Had my Sapphire for a year now and the annual fee showed up yesterday... Missed my reminder to cancel.

What are the chances they waive the fee when I call in today? It's been my primary card for a year and I love it - would like to keep it open but know it's probably not worth the $95.

they will waive it if you cancel today. if they waive it and you keep it probably depends on how many hundreds of thousands of dollars you spent on it last year.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 04, 2014, 07:04:57 AM

Had my Sapphire for a year now and the annual fee showed up yesterday... Missed my reminder to cancel.

What are the chances they waive the fee when I call in today? It's been my primary card for a year and I love it - would like to keep it open but know it's probably not worth the $95.

they will waive it if you cancel today. if they waive it and you keep it probably depends on how many hundreds of thousands of dollars you spent on it last year.

Without looking I'd guess I put $1-2k a month on the card. Heavier more recently too.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2014, 07:05:42 AM

Had my Sapphire for a year now and the annual fee showed up yesterday... Missed my reminder to cancel.

What are the chances they waive the fee when I call in today? It's been my primary card for a year and I love it - would like to keep it open but know it's probably not worth the $95.

they will waive it if you cancel today. if they waive it and you keep it probably depends on how many hundreds of thousands of dollars you spent on it last year.

Without looking I'd guess I put $1-2k a month on the card. Heavier more recently too.


Sent from my iPhone using Tapatalk

doesn't hurt to ask.
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 04, 2014, 07:21:07 AM

Had my Sapphire for a year now and the annual fee showed up yesterday... Missed my reminder to cancel.

What are the chances they waive the fee when I call in today? It's been my primary card for a year and I love it - would like to keep it open but know it's probably not worth the $95.

they will waive it if you cancel today. if they waive it and you keep it probably depends on how many hundreds of thousands of dollars you spent on it last year.

Without looking I'd guess I put $1-2k a month on the card. Heavier more recently too.


Sent from my iPhone using Tapatalk

doesn't hurt to ask.

Do you typically say "I'd like to close my card bc the $XX annual fee isn't worth it." and see what they fire back with, or do you just straight up ask them to waive the fee?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2014, 07:24:16 AM
you can straight up ask them if they have any retention offers available. you don't have to beat around the bush with them. these are minimum wage phone jockeys reading from a script. they won't get mad at you if you just tell them you want to keep it but not pay the fee and then ask them what offers (if any) they have on their list that you would qualify for so you can see if it's worth it or not. they may not have anything. some will read off 10+ different offers they could give you and you can pick whichever one (if any) you would pay the fee for. I think Chase is pretty stingy on the Sapphire though so don't get your hopes too high. airline co-branded cards are more likely to throw around various offers to keep you for whatever reason. probably because UR are Chase's proprietary product or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 04, 2014, 07:31:44 AM

you can straight up ask them if they have any retention offers available. you don't have to beat around the bush with them. these are minimum wage phone jockeys reading from a script. they won't get mad at you if you just tell them you want to keep it but not pay the fee and then ask them what offers (if any) they have on their list that you would qualify for so you can see if it's worth it or not. they may not have anything. some will read off 10+ different offers they could give you and you can pick whichever one (if any) you would pay the fee for. I think Chase is pretty stingy on the Sapphire though so don't get your hopes too high. airline co-branded cards are more likely to throw around various offers to keep you for whatever reason. probably because UR are Chase's proprietary product or something.

Last n00b question (I tried to figure it out from Chase last night but no luck)....

I keep my 60k+ UR points even if I close the card?

I'll hang up and listen offline. Thanks, SD.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2014, 07:48:37 AM
No, I don't think you keep them. Not 100% on this though. If you are going to cancel then you should move them to your hotel/airline of choice now.
Title: Re: How Many Credit Cards Do You Have?
Post by: LilSmokyMcIntyre on February 04, 2014, 08:08:20 AM
I have a beginner question that is probably answered 5x through the numerous pages,but I signed up for a Marriott CC, got the 70k bonus pts in the summer time period and promptly cancelled the card.  So I did the same thing in late November all over again and then in January they said they would not be giving me add'l 70k pts.  I asked them why and they said b/c I have already rec'd the bonus from a previous card transaction.  I did this for my wife twice w/ no issues. So I asked the guy how long I would have to wait to get the bonus pts again and he said 5 years.  Clearly that was not true b/c my wife had no issues.  Has anyone done this w/ Marriott?  How long do I need to wait to do this again?  I could just switch brands and I might just end up doing this.  Which one is the best as far as cc bonus pts?  I don't want to pay the annual fee for a cc and I don't like paying for hotels as I haven't in years.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2014, 08:15:11 AM
I have a beginner question that is probably answered 5x through the numerous pages,but I signed up for a Marriott CC, got the 70k bonus pts in the summer time period and promptly cancelled the card.  So I did the same thing in late November all over again and then in January they said they would not be giving me add'l 70k pts.  I asked them why and they said b/c I have already rec'd the bonus from a previous card transaction.  I did this for my wife twice w/ no issues. So I asked the guy how long I would have to wait to get the bonus pts again and he said 5 years.  Clearly that was not true b/c my wife had no issues.  Has anyone done this w/ Marriott?  How long do I need to wait to do this again?  I could just switch brands and I might just end up doing this.  Which one is the best as far as cc bonus pts?  I don't want to pay the annual fee for a cc and I don't like paying for hotels as I haven't in years.

your wife got lucky. chase is pretty strict about this and 5 years seems about right for them. every card issuer has different rules for this. citi used to be about every 3 months but they are all over the board right now. amex will tell you in the terms of each application how long it has had to be since the last application. barclays will basically let you get it as fast as you can apply for them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2014, 08:19:28 AM
I'm going to set up a first post FAQ like on flyertalk and just lose my mind on anyone who asks a question that is addressed in the FAQ like on flyertalk.
Title: Re: How Many Credit Cards Do You Have?
Post by: LilSmokyMcIntyre on February 04, 2014, 08:20:58 AM
I'm going to set up a first post FAQ like on flyertalk and just lose my mind on anyone who asks a question that is addressed in the FAQ like on flyertalk.

Sorry Chief.  Thanks for the info tho.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2014, 08:21:55 AM
I'm going to set up a first post FAQ like on flyertalk and just lose my mind on anyone who asks a question that is addressed in the FAQ like on flyertalk.

Sorry Chief.  Thanks for the info tho.

I wasn't directing that at you specifically Chief.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 04, 2014, 12:26:44 PM
this is about citi, specifically, but i think it's prolly good to know for retention-minded communications with other companies too.  tips from a former retention specialist.


http://thepointstraveler.com/mastering-the-art-of-the-retention-bonus/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2014, 12:29:55 PM
citi is BITB at making shitloads of offers. just keep asking for other options until they are out and then pick the best one (or close the account if it's still not worth it).
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 04, 2014, 12:31:29 PM
you can straight up ask them if they have any retention offers available. you don't have to beat around the bush with them. these are minimum wage phone jockeys reading from a script. they won't get mad at you if you just tell them you want to keep it but not pay the fee and then ask them what offers (if any) they have on their list that you would qualify for so you can see if it's worth it or not. they may not have anything. some will read off 10+ different offers they could give you and you can pick whichever one (if any) you would pay the fee for. I think Chase is pretty stingy on the Sapphire though so don't get your hopes too high. airline co-branded cards are more likely to throw around various offers to keep you for whatever reason. probably because UR are Chase's proprietary product or something.

Where is that @ feature? @Gooch needs to read this re: His SW card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2014, 12:35:01 PM
also, barclays seems to be BITB at fake threats. the other day a guy told me I would lose all the frontier points I had gotten from the card if I cancelled it. I was like, "no I won't". and he was like, "well, you could if they haven't all the way transfered to your frontier account". and I was like  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 04, 2014, 12:38:41 PM
also, barclays seems to be BITB at fake threats. the other day a guy told me I would lose all the frontier points I had gotten from the card if I cancelled it. I was like, "no I won't". and he was like, "well, you could if they haven't all the way transfered to your frontier account". and I was like  :lol:

barclays' customer service people have no idea what they're talking about.  i think they grab people off the street and hand them ringing phones.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2014, 12:39:16 PM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 07, 2014, 10:25:51 AM
Alright, closed on my house, ready to get nuts and let the credit checks fly....

Have: CitiAA, Chase Sapphire (canceling soon...called in and said they didn't have an offer to reduce annual fee but could switch me to a no-fee Sapphire)

Had: Chase SW RR (+2yrs ago), SPG Amex (1.5yrs ago), Chase BA (~2yrs ago), Chase United (+2yrs ago)


Ink Bold?  Barclays?
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 07, 2014, 10:49:27 AM
Alright, closed on my house, ready to get nuts and let the credit checks fly....

Have: CitiAA, Chase Sapphire (canceling soon...called in and said they didn't have an offer to reduce annual fee but could switch me to a no-fee Sapphire)

Had: Chase SW RR (+2yrs ago), SPG Amex (1.5yrs ago), Chase BA (~2yrs ago), Chase United (+2yrs ago)


Ink Bold?  Barclays?

Same, except...

I have:  Chase Freedom, Cabela's, & Bass Pro (I might be a redneck?)
Wife has:  AAA card

Monthly we probably put $3k+ on these cards.

My folks are retiring to close to Portland, OR, so I'd like to amass points useful to flying from MCI to Portland.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 07, 2014, 11:14:20 AM
My folks are retiring to close to Portland, OR, so I'd like to amass points useful to flying from MCI to Portland.

alaska (the air whore) flies nonstop to portland from mci

edit: maybe not anymore
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 07, 2014, 11:19:31 AM
My folks are retiring to close to Portland, OR, so I'd like to amass points useful to flying from MCI to Portland.

alaska (the air whore) flies nonstop to portland

Oh I forgot also bonus if this same airline flies to West Yellowstone or Jackson, WY, as the folks are also building a summer house there.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 07, 2014, 11:26:37 AM
My folks are retiring to close to Portland, OR, so I'd like to amass points useful to flying from MCI to Portland.

alaska (the air whore) flies nonstop to portland

Oh I forgot also bonus if this same airline flies to West Yellowstone or Jackson, WY, as the folks are also building a summer house there.

nobody flies to west yellowstone. you can get to Jackson with United via Denver or Delta via SLC but it will cost you +/- $1,000,000
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 07, 2014, 11:50:16 AM
Alright, closed on my house, ready to get nuts and let the credit checks fly....

Have: CitiAA, Chase Sapphire (canceling soon...called in and said they didn't have an offer to reduce annual fee but could switch me to a no-fee Sapphire)

Had: Chase SW RR (+2yrs ago), SPG Amex (1.5yrs ago), Chase BA (~2yrs ago), Chase United (+2yrs ago)


Ink Bold?  Barclays?

Hate being hijacked get it?...

More details - live in DFW, mostly travel domestic (back to KS alot), but would probably like to go to Europe/Australia by the end of 2015.

Have 67k UR points, 50k AA points, 40k SW points, 100k HHonors, 43k SPG...
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 07, 2014, 11:58:51 AM
Alright, closed on my house, ready to get nuts and let the credit checks fly....

Have: CitiAA, Chase Sapphire (canceling soon...called in and said they didn't have an offer to reduce annual fee but could switch me to a no-fee Sapphire)

Had: Chase SW RR (+2yrs ago), SPG Amex (1.5yrs ago), Chase BA (~2yrs ago), Chase United (+2yrs ago)


Ink Bold?  Barclays?

Hate being hijacked get it?...

More details - live in DFW, mostly travel domestic (back to KS alot), but would probably like to go to Europe/Australia by the end of 2015.

Have 67k UR points, 50k AA points, 40k SW points, 100k HHonors, 43k SPG...

If you're in DFW you need to get a BA card.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 07, 2014, 12:14:29 PM

Alright, closed on my house, ready to get nuts and let the credit checks fly....

Have: CitiAA, Chase Sapphire (canceling soon...called in and said they didn't have an offer to reduce annual fee but could switch me to a no-fee Sapphire)

Had: Chase SW RR (+2yrs ago), SPG Amex (1.5yrs ago), Chase BA (~2yrs ago), Chase United (+2yrs ago)


Ink Bold?  Barclays?

Hate being hijacked get it?...

More details - live in DFW, mostly travel domestic (back to KS alot), but would probably like to go to Europe/Australia by the end of 2015.

Have 67k UR points, 50k AA points, 40k SW points, 100k HHonors, 43k SPG...

If you're in DFW you need to get a BA card.

Had the 100k one about a year ago. Time to re-up on the 50k offer (I'm guessing there's one, bc there's always one, right?)?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 09, 2014, 08:58:29 AM
(http://boardingarea.wpengine.netdna-cdn.com/pointmetotheplane/files/2014/02/Screen-Shot-2014-02-08-at-2.06.25-PM.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 09, 2014, 09:58:38 AM
took me a few :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on February 09, 2014, 02:01:05 PM
(http://boardingarea.wpengine.netdna-cdn.com/pointmetotheplane/files/2014/02/Screen-Shot-2014-02-08-at-2.06.25-PM.png)
That is a prank that took a while to play out. Kudos to whoever dropped that one. Reminds me of the bro that kept getting registered for gay porn mags. Nobody ever confessed to that one.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 11, 2014, 08:21:55 AM
Hope Chase lets me do this again...

http://boardingarea.com/viewfromthewing/2014/02/11/british-airways-visa-100000-mile-signup-bonus-back/


Sent from my iPhone using Tapatalk
Title: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 11, 2014, 08:51:14 AM
Hope Chase lets me do this again...

http://boardingarea.com/viewfromthewing/2014/02/11/british-airways-visa-100000-mile-signup-bonus-back/


Sent from my iPhone using Tapatalk

Bingo. Got my new go-to card for a while...


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 11, 2014, 10:23:11 AM
So....what's the expected rate of return if you bust your ass hustling these cards?

Like, $30k annual spend will yield $xx dollars in rewards, discounts, bonuses, miles, etc?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 11, 2014, 10:27:28 AM
So....what's the expected rate of return if you bust your ass hustling these cards?

Like, $30k annual spend will yield $xx dollars in rewards, discounts, bonuses, miles, etc?

its varies so so so much. no one will be able to answer this with a dollar amount but my answer is a lot. youll save a lot if you do it right.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 11, 2014, 10:30:48 AM
So....what's the expected rate of return if you bust your ass hustling these cards?

Like, $30k annual spend will yield $xx dollars in rewards, discounts, bonuses, miles, etc?

its varies so so so much. no one will be able to answer this with a dollar amount but my answer is a lot. youll save a lot if you do it right.

Just give me a ballpark range.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2014, 10:42:03 AM
So....what's the expected rate of return if you bust your ass hustling these cards?

Like, $30k annual spend will yield $xx dollars in rewards, discounts, bonuses, miles, etc?

its varies so so so much. no one will be able to answer this with a dollar amount but my answer is a lot. youll save a lot if you do it right.

Just give me a ballpark range.

if you do it right and book travel right and don't mind valuing your 1st class travel as $ return and not opportunity cost type return then I'd say about $20k a year for a married couple.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 11, 2014, 10:46:56 AM
So....what's the expected rate of return if you bust your ass hustling these cards?

Like, $30k annual spend will yield $xx dollars in rewards, discounts, bonuses, miles, etc?

its varies so so so much. no one will be able to answer this with a dollar amount but my answer is a lot. youll save a lot if you do it right.

Just give me a ballpark range.

if you do it right and book travel right and don't mind valuing your 1st class travel as $ return and not opportunity cost type return then I'd say about $20k a year for a married couple.

Well that's rough ridin' amazing.   :thumbs: :thumbs:

Tough to know where to start, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 11, 2014, 11:01:20 AM
Tough to know where to start, though.

you're already at the start (it's back a few pages)
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on February 11, 2014, 01:32:54 PM
So....what's the expected rate of return if you bust your ass hustling these cards?

Like, $30k annual spend will yield $xx dollars in rewards, discounts, bonuses, miles, etc?

its varies so so so much. no one will be able to answer this with a dollar amount but my answer is a lot. youll save a lot if you do it right.

Just give me a ballpark range.

if you do it right and book travel right and don't mind valuing your 1st class travel as $ return and not opportunity cost type return then I'd say about $20k a year for a married couple.

I would say as a fairly new user that doesnt do too much of the churning etc I probably saved $5,000ish last year.  Thats basically all domestic Southwest flights and then hotels.  This year will probably be a little bit more.  Just haven't been able to find the right time for me and Lady BR to do a good international trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2014, 02:08:05 PM
yeah, you can get to really ridiculous $$ figures if you start adding up international first/biz class flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 12, 2014, 03:27:30 PM
One and it sucks. Guide me Fellas.

Sign up for all of these:
American Airlines Citi Visa
American Airlines Business Visa
Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex


Use them each once and then cancel all of them except for the Starwood Amex.  Use the Starwood Amex for every purchase you make and pay it off in full each month so you don't pay any interest.  In a year call them and tell them you will cancel unless they waive the annual fee.  Here is a database on what you get and what you have to spend along with links to each:  http://bit.ly/frugal-database  You will end up with a free American Airlines fligh, free Delta flight and anywhere from 2-6 nights at a starwood hotel depending on where you are going.

SD is this still a good list? 

Also I saw there is a baller British Airways offer too?
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on February 12, 2014, 03:47:15 PM
One and it sucks. Guide me Fellas.

Sign up for all of these:
American Airlines Citi Visa
American Airlines Business Visa
Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex


Use them each once and then cancel all of them except for the Starwood Amex.  Use the Starwood Amex for every purchase you make and pay it off in full each month so you don't pay any interest.  In a year call them and tell them you will cancel unless they waive the annual fee.  Here is a database on what you get and what you have to spend along with links to each:  http://bit.ly/frugal-database  You will end up with a free American Airlines fligh, free Delta flight and anywhere from 2-6 nights at a starwood hotel depending on where you are going.

SD is this still a good list? 

Also I saw there is a baller British Airways offer too?
If you are trying to go international get Chase Sapphirre preferred first since you have the freedom.  That way you can transfer those points to good airlines or hotels. 

If you are just looking to make all your flights around the US free for you and the spouse I would probably just snag the two SW cards right away and work on that Companion Pass.  Cant do all three of these at once though since they are all through Chase. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 12, 2014, 04:15:10 PM
Ok, international would be Bahamas most likely.  We really don't travel/fly for pleasure except maybe bowl games or some other random crap.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2014, 06:56:21 PM
Just get some southwest cards or something then.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on February 12, 2014, 07:36:41 PM
Just get some southwest cards or something then.
I'm averaging 2-3 free flights a year since I got my Southwest car.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on February 12, 2014, 08:37:38 PM
Just get some southwest cards or something then.
I'm averaging 2-3 free flights a year since I got my Southwest car.  :thumbs:
Get another. And or the sapphire
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 14, 2014, 03:04:53 PM
So....what's the expected rate of return if you bust your ass hustling these cards?

Like, $30k annual spend will yield $xx dollars in rewards, discounts, bonuses, miles, etc?

On the BA 100k card alone the last time it was offered I got:

- 4 RT flights from KC to DFW for the Cotton Bowl in Jan 2012
- 3 RT flights from DFW to MHK for a Cats fb game
- 1 RT flight from DFW to ATL
- one-way flight from DFW to OMA to College World Series

Still have 13k left.  Can't wait to do it again!
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 14, 2014, 03:06:13 PM
So....what's the expected rate of return if you bust your ass hustling these cards?

Like, $30k annual spend will yield $xx dollars in rewards, discounts, bonuses, miles, etc?

On the BA 100k card alone the last time it was offered I got:

- 4 RT flights from KC to DFW for the Cotton Bowl in Jan 2012
- 3 RT flights from DFW to MHK for a Cats fb game
- 1 RT flight from DFW to ATL
- one-way flight from DFW to OMA to College World Series

Still have 13k left.  Can't wait to do it again!

So assume BA partners with other airlines or you're able to xfer points around?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 14, 2014, 03:09:11 PM
American.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 14, 2014, 03:12:57 PM
 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 14, 2014, 03:13:23 PM
Can you get them to waive the $450 fee?
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on February 14, 2014, 06:46:20 PM
One and it sucks. Guide me Fellas.

Sign up for all of these:
American Airlines Citi Visa
American Airlines Business Visa
Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex


Use them each once and then cancel all of them except for the Starwood Amex.  Use the Starwood Amex for every purchase you make and pay it off in full each month so you don't pay any interest.  In a year call them and tell them you will cancel unless they waive the annual fee.  Here is a database on what you get and what you have to spend along with links to each:  http://bit.ly/frugal-database  You will end up with a free American Airlines fligh, free Delta flight and anywhere from 2-6 nights at a starwood hotel depending on where you are going.

SD is this still a good list? 

Also I saw there is a baller British Airways offer too?
If you are trying to go international get Chase Sapphirre preferred first since you have the freedom.  That way you can transfer those points to good airlines or hotels. 

If you are just looking to make all your flights around the US free for you and the spouse I would probably just snag the two SW cards right away and work on that Companion Pass.  Cant do all three of these at once though since they are all through Chase.

I just finished getting 60K on my Chase Southwest, 50k on United, and 50K with Chase Sapphire preffered.  I picked up all of these cards within a short time period and didn't seem to be a problem.  Purchases got me some extra points so that wasn't the offered point total.  Thanks again SD and friends for the helpful advice.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 17, 2014, 01:41:12 PM
i have a friend who is going overseas on American. he has 50K American miles, his girlfriend has 50K American miles, and i have 50K American miles. he needs to book 2 round trip flights that cost about 120K miles per ticket. when i tried to transfer him my miles, it said it would cost $585. not doing that... aside from booking through my account and buying the remaining 70K AA points, what are the options? transfer to HHonors and then back to his American account?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on February 17, 2014, 02:03:25 PM
Oh boy, great credit card'n by my bro rick daris this weekend. Getting declined left and right and back to the left again. I don't follow this thread very much, but when rick daris gives credit card managing advice, I suggest that you do the exact opposite.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 17, 2014, 02:05:38 PM
i have a friend who is going overseas on American. he has 50K American miles, his girlfriend has 50K American miles, and i have 50K American miles. he needs to book 2 round trip flights that cost about 120K miles per ticket. when i tried to transfer him my miles, it said it would cost $585. not doing that... aside from booking through my account and buying the remaining 70K AA points, what are the options? transfer to HHonors and then back to his American account?

his options are to pay for the flight or get a couple AA cards or get some SPG points. lol at your last suggestion. lol right in its face.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 17, 2014, 02:21:25 PM
i have a friend who is going overseas on American. he has 50K American miles, his girlfriend has 50K American miles, and i have 50K American miles. he needs to book 2 round trip flights that cost about 120K miles per ticket. when i tried to transfer him my miles, it said it would cost $585. not doing that... aside from booking through my account and buying the remaining 70K AA points, what are the options? transfer to HHonors and then back to his American account?

his options are to pay for the flight or get a couple AA cards or get some SPG points. lol at your last suggestion. lol right in its face.

yeah, was just trying to think outside the box. thanks for the help.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2014, 01:58:16 PM
SPG is shuffling reward redemptions again. The Sheraton CC Plaza in KC is going from a 3 to a 4. The Sheraton Waikiki and Maui and the Westin Maui are all going from a 5 to a 6. Bunch of other changes. You have two weeks to book at the old rates:

https://lacek.hs.llnwd.net/e1/starwood/2014categorychange/2014CategoryChanges.pdf
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 20, 2014, 02:23:44 PM
SPG is shuffling reward redemptions again. The Sheraton CC Plaza in KC is going from a 3 to a 4. The Sheraton Waikiki and Maui and the Westin Maui are all going from a 5 to a 6. Bunch of other changes. You have two weeks to book at the old rates:

https://lacek.hs.llnwd.net/e1/starwood/2014categorychange/2014CategoryChanges.pdf

That OKC hotel that I always figured I could live in for a few months on points if my life fell apart is up to 3 now too.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 20, 2014, 02:24:23 PM
SchemePAK'rs, remember to talk about making chicago plans while we're all together this saturday.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2014, 02:25:18 PM
SPG is shuffling reward redemptions again. The Sheraton CC Plaza in KC is going from a 3 to a 4. The Sheraton Waikiki and Maui and the Westin Maui are all going from a 5 to a 6. Bunch of other changes. You have two weeks to book at the old rates:

https://lacek.hs.llnwd.net/e1/starwood/2014categorychange/2014CategoryChanges.pdf

That OKC hotel that I always figured I could live in for a few months on points if my life fell apart is up to 3 now too.

that was a ridiculous steal for the NCAA
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 20, 2014, 02:26:42 PM
SPG is shuffling reward redemptions again. The Sheraton CC Plaza in KC is going from a 3 to a 4. The Sheraton Waikiki and Maui and the Westin Maui are all going from a 5 to a 6. Bunch of other changes. You have two weeks to book at the old rates:

https://lacek.hs.llnwd.net/e1/starwood/2014categorychange/2014CategoryChanges.pdf

That OKC hotel that I always figured I could live in for a few months on points if my life fell apart is up to 3 now too.

that was a ridiculous steal for the NCAA

Yeah, it was like "stay 1 night, 3 nights, get a room we don't need, who gives a crap?"
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 20, 2014, 05:22:41 PM
Just got 4 free drink coupons from Southwest. I need to plan a trip before the end of the year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 06:39:29 AM
Delta Skymiles with big changes for next year

http://insideflyer.boardingarea.com/delta-skymiles-revenue/
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 26, 2014, 07:21:35 AM
Good stuff. Knew it was coming since the medallion status qualification now has a spend minimum as well this year
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 26, 2014, 09:11:43 AM
flew delta this week. still not sure which one i am going eventually going to stick with because i have no idea where i'll eventually be traveling regularly (i'll be all over the place in '14), but southwest seems to have way way more direct flights out of kansas city.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 26, 2014, 01:14:10 PM
flew delta this week. still not sure which one i am going eventually going to stick with because i have no idea where i'll eventually be traveling regularly (i'll be all over the place in '14), but southwest seems to have way way more direct flights out of kansas city.

southwest is the only airline that does not use the hub-and-spoke method, so yes, southwest has more nonstops from mci.

if you don't want to fly with a (relative) large contingent of herp derp throughout 2014, you will be on an airline that uses hubs.

delta's hubs (all nonstops from mci):
atl
dtw
msp
lga
lax
slc
mem
cvg

they also have the seasonal/weekly nonstops to SEA and MCO.

you know where southwest does not fly? SXM  :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 01:29:54 PM
yeah, if you are going to be travelling for work a lot SW would be terrible. status gets you front of the cow line I guess. with other major carriers you will eventually get first class upgrades and lounge access.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 26, 2014, 01:34:52 PM
yeah, if you are going to be travelling for work a lot SW would be terrible. status gets you front of the cow line I guess. with other major carriers you will eventually get first class upgrades and lounge access.

and that is what i want, but say for example i get a client in or close to Milwaukee, southwest is my only direct flight option. here's hoping i get a client in LA and just pound that direct Delta flight every week
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 01:41:52 PM
yeah, if you are going to be travelling for work a lot SW would be terrible. status gets you front of the cow line I guess. with other major carriers you will eventually get first class upgrades and lounge access.

and that is what i want, but say for example i get a client in or close to Milwaukee, southwest is my only direct flight option. here's hoping i get a client in LA and just pound that direct Delta flight every week

some people want butt in seat miles. whatever the miles and time are worth to you is most important. you can always fly one off iteneraries.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 26, 2014, 01:47:17 PM
yeah, if you are going to be travelling for work a lot SW would be terrible. status gets you front of the cow line I guess. with other major carriers you will eventually get first class upgrades and lounge access.

and that is what i want, but say for example i get a client in or close to Milwaukee, southwest is my only direct flight option. here's hoping i get a client in LA and just pound that direct Delta flight every week

some people want butt in seat miles

yes. one time i flew to albuquerque through atlanta because i earned, like, a million miles, and got to read a whole book start to finish
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 26, 2014, 01:48:40 PM
once in a while isn't a problem, but if it's a weekly thing not sure missing the direct flight would be worth it for me.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 26, 2014, 01:50:12 PM
once in a while isn't a problem, but if it's a weekly thing not sure missing the direct flight would be worth it for me.

well if you end up with a client in milwaukee i would say absolutely use southwest for every time you go to milwaukee. whatever works best for your particular situation. my travel is all over the place and for the most part i do not have spots i go to more than others, so non-southwest works for me.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 26, 2014, 01:52:29 PM
my travel is all over the place and for the most part i do not have spots i go to more than others, so non-southwest works for me.

yep, that's a lot like what my '14 will be like.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 02:00:27 PM
emawblast is absolutely begging for someone to give him an excuse to fly Southwest 24/7/365. he's in love with them.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 26, 2014, 02:16:14 PM
emawblast is absolutely begging for someone to give him an excuse to fly Southwest 24/7/365. he's in love with them.

it's kind of the opposite, steve dave. like everyone i know goes crazy over southwest and i want to be able to to smush their faces when i'm sitting first class to london in a few years.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 26, 2014, 02:16:46 PM
like everyone i know goes crazy over southwest

:sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 26, 2014, 02:17:46 PM
like everyone i know goes crazy over southwest

:sdeek:

yeah, people at work. like everyone.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 26, 2014, 02:29:32 PM
like everyone i know goes crazy over southwest

:sdeek:

yeah, people at work. like everyone.

but, like, you work for the biggest cult bunch of idiots on the planet...
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 26, 2014, 02:30:26 PM
confirmed.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 26, 2014, 02:41:53 PM
I prefer SW for non-work travel. But in all honesty if you "go crazy" for any airline you're pretty weird.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 03:02:42 PM
I prefer SW for non-work travel. But in all honesty if you "go crazy" for any airline you're pretty weird.

you think 737s are widebodies, of course you love southwest  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on February 26, 2014, 03:10:53 PM
I like Southwest because I can abuse their points to fly for free with Lady BR to most of the US for vacations, Cats games, and general fun!

And they have always been good to me with being on time and reliable.  But maybe that's because I have a lucky flying shirt.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 03:12:01 PM
I have a lucky flying shirt.

 :love:

I have a seasonal flying shoe strategy. it's secret, tho.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 26, 2014, 03:14:39 PM
I prefer SW for non-work travel. But in all honesty if you "go crazy" for any airline you're pretty weird.

you think 737s are widebodies, of course you love southwest  :lol:

missed connection at MSP got ya down, bro? :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 03:20:33 PM
also, fun air traffic controller insider tidbit:

SW is really good at being on time. The reason is because their pilots are monitored and compensated on timeliness to a higher degree than other carrier pilots. It's a union job so I don't know how they can do that but they do. anyway, air traffic controllers are pretty positive that if there's ever a runway collision that explodes a couple big birds it's going to be because a SW jet comes in hot to meet their timeliness cutoff. I guess when a window opens up for a runway a SW pilot will just barrel into it pretty hilariously (as far as these things can be hilarious)
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 26, 2014, 03:21:17 PM
I let 40k United miles expire a month ago and now just booked a United flight.   I'm not cut out for this whole airline miles thing.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 26, 2014, 03:21:39 PM
that's a fun insider tidbit
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 03:23:35 PM
I let 40k United miles expire a month ago and now just booked a United flight.   I'm not cut out for this whole airline miles thing.  :frown:

I'd love to punch you in the face
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 26, 2014, 03:41:16 PM
fun southwest insider tidbit- you can get away with murder with their points and they have a lot of direct flights out of Kansas City.

works great for like 90% of this board.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 26, 2014, 03:45:13 PM
if you love southwest you probably hated angel
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 26, 2014, 03:52:00 PM
fun southwest insider tidbit- you can get away with murder with their points and they have a lot of direct flights out of Kansas City.

works great for like 90% of this board.

What do you mean by this? What are you getting away with?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 05:18:47 PM
SW have a set dollar figure value for their redemptions so nobody is getting away with anything that anybody else isn't as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 26, 2014, 05:49:50 PM
I let 40k United miles expire a month ago and now just booked a United flight.   I'm not cut out for this whole airline miles thing.  :frown:

I'd love to punch you in the face

That is the most vile thing anyone has ever said to me.   :frown: x2
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 06:39:06 PM
I let 40k United miles expire a month ago and now just booked a United flight.   I'm not cut out for this whole airline miles thing.  :frown:

I'd love to punch you in the face

That is the most vile thing anyone has ever said to me.   :frown: x2

I should have said it harder because I'm really warming up my puncher right now and it's actually gaining punch instead of lessening the longer I think about this.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 26, 2014, 06:59:46 PM
Will you call them for me and tell them I was just joking when I let those miles expire and they should give them back and refund the purchase on my southwest card (lolface) for the ticket I just bought (to Nicaragua btw :excited:).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 07:01:48 PM
Will you call them for me and tell them I was just joking when I let those miles expire and they should give them back and refund the purchase on my southwest card (lolface) for the ticket I just bought (to Nicaragua btw :excited:).

no, but:

Quote
United: Miles in United's MileagePlus program expire after 18 months of inactivity. Miles may be reinstated within 18 months following expiration for $50-$400, depending on the amount of miles reactivated.

call them immediately and point out the recent ticket you purchased (they don't care at all what credit card you used to buy it, those cards have nothing to do with the airline other than the bank buys a bunch of miles from them)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 07:02:20 PM
40k United is worth about $800 for a normal non complete dumbass american so use that to determine what it would cost to reinstate them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 07:03:38 PM
also, wtf are you doing in nicaragua? pretty elite travel for such an idiot.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 07:08:21 PM
(https://pbs.twimg.com/media/BhcVH1rIQAAgeqg.jpg:large)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 07:08:43 PM
^ stupid dumbass Gary talking about the Delta thing
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 26, 2014, 07:09:09 PM
also, wtf are you doing in nicaragua? pretty elite travel for such an idiot.

surfing
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 26, 2014, 07:10:14 PM
40k United is worth about $800 for a normal non complete dumbass american so use that to determine what it would cost to reinstate them.

 :bracketmouse:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2014, 07:11:22 PM
also, wtf are you doing in nicaragua? pretty elite travel for such an idiot.

surfing

the internet?
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 26, 2014, 07:21:04 PM
also, wtf are you doing in nicaragua? pretty elite travel for such an idiot.

surfing

the internet?

Yes, researching credit card points. 
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 26, 2014, 07:47:15 PM
^ stupid dumbass Gary talking about the Delta thing

I like the changes
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on February 26, 2014, 09:28:11 PM

also, wtf are you doing in nicaragua? pretty elite travel for such an idiot.

surfing

the internet?

Yes, researching credit card points.

From your phone?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 27, 2014, 07:57:20 AM
is there really no better SPG offer right now than 25k after $5k spend in 6 months?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 27, 2014, 08:01:30 AM
is there really no better SPG offer right now than 25k after $5k spend in 6 months?

that's the standard. once a year around October they offer 30k.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 27, 2014, 10:52:36 AM
is there really no better SPG offer right now than 25k after $5k spend in 6 months?

that's the standard. once a year around October they offer 30k.

it would take a long time for me to hit $5k. is there a hotel card offer right now with a more short term spend? i want to try to get 2 nights in NYC in september.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 27, 2014, 10:55:52 AM
is there really no better SPG offer right now than 25k after $5k spend in 6 months?

that's the standard. once a year around October they offer 30k.

it would take a long time for me to hit $5k. is there a hotel card offer right now with a more short term spend? i want to try to get 2 nights in NYC in september.

$5k in 6 months is doable with Amazon Payments alone....even faster if you have a CVS around you...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 27, 2014, 10:57:40 AM
is there really no better SPG offer right now than 25k after $5k spend in 6 months?

that's the standard. once a year around October they offer 30k.

it would take a long time for me to hit $5k. is there a hotel card offer right now with a more short term spend? i want to try to get 2 nights in NYC in september.

Hyatt. Stay at the new Park Hyatt.  :love:

http://newyork.park.hyatt.com/en/hotel/home.html

https://creditcards.chase.com/lp/hyatt/property1
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 27, 2014, 10:58:08 AM
is there really no better SPG offer right now than 25k after $5k spend in 6 months?

that's the standard. once a year around October they offer 30k.

it would take a long time for me to hit $5k. is there a hotel card offer right now with a more short term spend? i want to try to get 2 nights in NYC in september.

$5k in 6 months is doable with Amazon Payments alone....even faster if you have a CVS around you...

Explain this again, plz.  Link would suffice.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 27, 2014, 11:00:38 AM
is there really no better SPG offer right now than 25k after $5k spend in 6 months?

that's the standard. once a year around October they offer 30k.

it would take a long time for me to hit $5k. is there a hotel card offer right now with a more short term spend? i want to try to get 2 nights in NYC in september.

$5k in 6 months is doable with Amazon Payments alone....even faster if you have a CVS around you...

i have spent a lot of time reading up on the older posts ITT and don't take it personally but i do not read you and Rams' posts
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 27, 2014, 11:02:04 AM
is there really no better SPG offer right now than 25k after $5k spend in 6 months?

that's the standard. once a year around October they offer 30k.

it would take a long time for me to hit $5k. is there a hotel card offer right now with a more short term spend? i want to try to get 2 nights in NYC in september.

$5k in 6 months is doable with Amazon Payments alone....even faster if you have a CVS around you...

Explain this again, plz.  Link would suffice.

PM sent, because, eff mocat   :blindfold:
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 27, 2014, 11:04:19 AM
lol
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 27, 2014, 11:04:40 AM
is there really no better SPG offer right now than 25k after $5k spend in 6 months?

that's the standard. once a year around October they offer 30k.

it would take a long time for me to hit $5k. is there a hotel card offer right now with a more short term spend? i want to try to get 2 nights in NYC in september.

Hyatt. Stay at the new Park Hyatt.  :love:

http://newyork.park.hyatt.com/en/hotel/home.html

https://creditcards.chase.com/lp/hyatt/property1

that looks elite AF
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 27, 2014, 11:05:20 AM
is there really no better SPG offer right now than 25k after $5k spend in 6 months?

that's the standard. once a year around October they offer 30k.

it would take a long time for me to hit $5k. is there a hotel card offer right now with a more short term spend? i want to try to get 2 nights in NYC in september.

Hyatt. Stay at the new Park Hyatt.  :love:

http://newyork.park.hyatt.com/en/hotel/home.html

https://creditcards.chase.com/lp/hyatt/property1

that looks elite AF

oh it will be. it will be.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 27, 2014, 11:07:19 AM
They just started taking reservations for late August. If you stay there you will be one of the very first people to stay at the new most elite NYC hotel.

http://boardingarea.com/onemileatatime/2014/02/19/park-hyatt-new-york-now-accepting-reservations/
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 27, 2014, 11:07:45 AM
there's no way those 2 free nights would be valid on a $1450 room that is less than 1 month old, right? right???
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 27, 2014, 11:10:49 AM
there's no way those 2 free nights would be valid on a $1450 room that is less than 1 month old, right? right???

as long as they have base rooms available you can use them. they don't black out availability. Hyatt is BITB. Tons of travel nerds will be flocking to this place to try it out after opening so it may fill up. worst case scenario you have to stay at the Andaz 5th Ave or Andaz Wall Street which both suck complete ass (jk, both also elite)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 27, 2014, 11:12:29 AM
there's no way those 2 free nights would be valid on a $1450 room that is less than 1 month old, right? right???

as long as they have base rooms available you can use them. they don't black out availability. Hyatt is BITB. Tons of travel nerds will be flocking to this place to try it out after opening so it may fill up. worst case scenario you have to stay at the Andaz 5th Ave or Andaz Wall Street which both suck complete ass (jk, both also elite)

 :thumbs: that sounds great either way
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on February 27, 2014, 11:57:54 AM
there's no way those 2 free nights would be valid on a $1450 room that is less than 1 month old, right? right???

as long as they have base rooms available you can use them. they don't black out availability. Hyatt is BITB. Tons of travel nerds will be flocking to this place to try it out after opening so it may fill up. worst case scenario you have to stay at the Andaz 5th Ave or Andaz Wall Street which both suck complete ass (jk, both also elite)
This is what i am planning on getting that card for.  Going to be in NYC 2 or 3 times in May/June and will probably make a weekend out of it twice.  Beyond the Hyatt one it didnt seem like there was another card offering as easy of a deal.  I guess the Hilton card does 2 nights as well but their properties seemed pretty meh compared to the Andaz
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 27, 2014, 11:58:58 AM
plus the hilton has to be weekend nights
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on February 27, 2014, 12:12:23 PM
plus the hilton has to be weekend nights
Yeah thats fine, the company will take care of the weekday nights
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 27, 2014, 12:19:38 PM
Just got approved for Hyatt card. mocat and mocatfiancee both were approved for delta amex gold yesterday. looks like we will have 2 free nights for the first leg of the mocat honeymoon bonanza  :Woot:

THIS IS SO MUCH FUN YOU GUYS!  :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 27, 2014, 12:20:28 PM
Just got approved for Hyatt card. mocat and mocatfiancee both were approved for delta amex gold yesterday. looks like we will have 2 free nights for the first leg of the mocat honeymoon bonanza  :Woot:

THIS IS SO MUCH FUN YOU GUYS!  :excited:

 :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 28, 2014, 02:15:10 PM
mocatfiancee got the 50k offer on the delta gold amex. my 50k offer had expired so i just got 30k. HOWEVER i just explained my sitch on their chat thingy and when i meet the minimum spend, they will give me the extra 20k  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2014, 02:15:54 PM
that's great  :thumbs: I got an extra 50k UR points doing that once. for like 5 days they would let people ask for a 100k match and were approving all of them. I partied hard.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 28, 2014, 07:31:37 PM
hey sd, we've got our 4 free nights with our hyatt cards but when I try to book the grand hyatt kauai online it says some nonsense like it isn't available.  do I need to call them to use this thing or something?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2014, 07:37:36 PM
hey sd, we've got our 4 free nights with our hyatt cards but when I try to book the grand hyatt kauai online it says some nonsense like it isn't available.  do I need to call them to use this thing or something?

when are you trying to book? give me your dates.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 28, 2014, 07:46:34 PM
hey sd, we've got our 4 free nights with our hyatt cards but when I try to book the grand hyatt kauai online it says some nonsense like it isn't available.  do I need to call them to use this thing or something?

when are you trying to book? give me your dates.

we haven't booked flights yet but looking at the first week of november, 3-10.  4 nights at the grand hyatt and 2 nights at the sheraton resort (not the st regis, the other one).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2014, 07:50:01 PM
hey sd, we've got our 4 free nights with our hyatt cards but when I try to book the grand hyatt kauai online it says some nonsense like it isn't available.  do I need to call them to use this thing or something?

when are you trying to book? give me your dates.

we haven't booked flights yet but looking at the first week of november, 3-10.  4 nights at the grand hyatt and 2 nights at the sheraton resort (not the st regis, the other one).

yeah, just call them. I just tried and they are showing for me. you could also PM me your login info if you want me to do it for you but the call center is very good so it won't be a hassle (the call center is actually in Omaha). I don't mind doing it though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2014, 07:50:36 PM
fwiw I just checked the 3rd-7th at the Grand Hyatt. Didn't look at other dates or properties.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 28, 2014, 07:53:20 PM
hey sd, we've got our 4 free nights with our hyatt cards but when I try to book the grand hyatt kauai online it says some nonsense like it isn't available.  do I need to call them to use this thing or something?

when are you trying to book? give me your dates.

we haven't booked flights yet but looking at the first week of november, 3-10.  4 nights at the grand hyatt and 2 nights at the sheraton resort (not the st regis, the other one).

yeah, just call them. I just tried and they are showing for me. you could also PM me your login info if you want me to do it for you but the call center is very good so it won't be a hassle (the call center is actually in Omaha). I don't mind doing it though.

I'll just call them.  we'll probably buy our flights before too long, decided to do that instead of AA cards because we're probably buying a house in the next 6-12 months and didn't want to hurt our credit scores too much.  they've been hovering around $800 RT and if we're getting hotels for free that's not too bad.  also decided to push it back until November (wedding is in June) because a friend is getting married the week after us.  anyway very excited to go do Kauai things.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2014, 07:55:14 PM
Yes, Kauai things are amazing. also, you should have gotten the cards anyway. It wouldn't have negatively affected you prolly re. the mortgage.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 28, 2014, 07:57:41 PM
I know, I'm just super paranoid and trying to stay on the safe side I guess.  idk.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 28, 2014, 09:19:50 PM
The live blog of Seattle's city council meeting on uberX et al was pretty funny: http://www.geekwire.com/2014/city-council-live-blog/

Not funny, newsy recaps:

http://www.geekwire.com/2014/nobody-happy-ride-sharing/

http://blogs.seattletimes.com/today/2014/02/seattle-city-council-members-approve-driver-cap-on-rideshare-services/

Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 01, 2014, 07:01:08 AM
I'm unsure about which card(s) should be my daily drivers. I fly Delta on the reg for work, so that's obv. Hyatt card seems valuable. Next round of cards will probably be CSP and SPG amex (please confirm) which both seem like good ones to use. What do I do? I don't really want to cancel any if them, but obviously I'm not looking to pay 4 annual fees
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 01, 2014, 09:33:48 AM
CSP is the best for daily spend. There are different categories of spend that get extra points on certain cards but if you just want a one card answer it's CSP. Cancel the others except for the Delta if you are flying them a lot and whatever hotel card if you are staying one brand on the reg.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on March 01, 2014, 10:54:12 AM
Mocat do you pay for your own travel and then get reimbursed?

Sent from my SPH-L710 using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 01, 2014, 11:00:10 AM
Mocat do you pay for your own travel and then get reimbursed?

Sent from my SPH-L710 using Tapatalk

Yes. Company pays for airfare but now that I have the delta amex I think I can get them to book using that which would be great. We stay in super cheap hotels tho
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on March 01, 2014, 11:01:21 AM
Wow sweet. 

Sent from my SPH-L710 using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 02, 2014, 09:31:32 PM
OT: who wants to party in Chicago for a night before 3/15?  I've got 3 free rooms.

UPDATE: who wants to party in Chicago the afternoon and night of 4/12 with me, Gooch, Metalhead & MIR?

edit: and maybe pissclams if he remembers calling me last night
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on March 03, 2014, 05:15:52 PM
So when they say required spend is like 3 months, is that:

-3 months from date of activation, for example 2/21 to 5/20?
-first three statements, regardless of dates?
-other?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 03, 2014, 05:21:39 PM
So when they say required spend is like 3 months, is that:

-3 months from date of activation, for example 2/21 to 5/20?
-first three statements, regardless of dates?
-other?

approval date, I believe.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 03, 2014, 06:24:17 PM
So when they say required spend is like 3 months, is that:

-3 months from date of activation, for example 2/21 to 5/20?
-first three statements, regardless of dates?
-other?

Date of approval, which is typically the application date.   
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 04, 2014, 09:50:06 AM
you guys were right about the chase hyatt packaging  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 07, 2014, 07:57:15 AM
CSP 7% UR annual bonuses have posted  :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on March 07, 2014, 08:30:21 AM
CSP 7% UR annual bonuses have posted  :Woot:

guess how many points the bonus got me? hint: less than yours (I hope), more than 0 (slightly).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 08, 2014, 08:12:56 PM
OT: who wants to party in Chicago for a night before 3/15?  I've got 3 free rooms.

UPDATE: who wants to party in Chicago the afternoon and night of 4/12 with me, Gooch, Metalhead & MIR?

edit: and maybe pissclams if he remembers calling me last night

'clams remembers, but doesn't want to go for just 18 hours.

If you do, let me know before 3/15 so I can try to use that 3rd free room.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 08, 2014, 10:01:41 PM
you guys were right about the chase hyatt packaging  :love:

yeah, very nice.  super classy card
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2014, 11:02:31 AM
grumblings marriott is about to get their awards super devalued. so burn'em while you can.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on March 13, 2014, 05:02:31 PM

grumblings marriott is about to get their awards super devalued. so burn'em while you can.
Crap, I'm about to spend 20ish nights in NY over the next few months and 3 are already booked at a marriott. Where should I stay near midtown? (46th ish street)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 13, 2014, 05:07:24 PM

grumblings marriott is about to get their awards super devalued. so burn'em while you can.
Crap, I'm about to spend 20ish nights in NY over the next few months and 3 are already booked at a marriott. Where should I stay near midtown? (46th ish street)

why wouldn't you book them all at the same chain?
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on March 13, 2014, 07:11:12 PM


grumblings marriott is about to get their awards super devalued. so burn'em while you can.
Crap, I'm about to spend 20ish nights in NY over the next few months and 3 are already booked at a marriott. Where should I stay near midtown? (46th ish street)

why wouldn't you book them all at the same chain?
Well that was the initial thought on Marriott but if the value is going way down soon it wouldn't make as much sense right?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 13, 2014, 07:22:56 PM
well you said 3 out of 20 nights were Marriott and I just assumed the other 17 were with someone else.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on March 13, 2014, 07:27:26 PM
They are all still to be booked and scheduled really. Was thinking of skipping around to different properties under the same point system. Does Marriott status do anything worthwhile?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 13, 2014, 08:11:08 PM
They are all still to be booked and scheduled really. Was thinking of skipping around to different properties under the same point system. Does Marriott status do anything worthwhile?

some of them have special concierge lounges or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 13, 2014, 08:12:16 PM
But I would recommend finding the most expensive one within your company's budget and maximizing points if that's an option.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 13, 2014, 09:02:26 PM
20 nights in NYC over the course of a few months? :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2014, 09:08:56 PM
They are all still to be booked and scheduled really. Was thinking of skipping around to different properties under the same point system. Does Marriott status do anything worthwhile?

do you have top level hotel status somewhere pud like Marriott or PC? You could do the Diamond challenge at Hyatt and get Diamond status for a year and a half. Hyatt Diamond is 25 eligible stays but if you have top tier somewhere you can call them and "challenge" their status and then after like 10 nights within 2 months you get Diamond.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 13, 2014, 11:16:45 PM
grumblings marriott is about to get their awards super devalued. so burn'em while you can.

goddammit I just took a job with more travel and they almost always put us in marriotts
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2014, 11:18:33 PM
the only better options are spg and hyatt. hilton, pc and marriott are all ground pesos at this point. but, they have the majority of properties so you are prolly stuck unless you can pick your own.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 13, 2014, 11:22:58 PM
true story: during hurricane Ike all the hotels in Houston were booked solid so my company booked a bunch of people in the JW Marriott for like two months at like 300/nt because it was the only choice they had. those folks are still plat just because of that one hotel.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2014, 11:25:50 PM
A) no they aren't
B) that would be amazing
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 13, 2014, 11:28:46 PM
yeah that's what the guy who told me that said and I thought it sounded like BS. anyway yeah would've been sweet.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 13, 2014, 11:32:00 PM
of course once you get status it's way easier to keep status because of the multipliers.

When I moved the company put me in a Residence Inn for 30 days which let me keep some status but sucked because Residence inns are like .75 points/dollar or something idiotic.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2014, 11:38:41 PM
yeah that's what the guy who told me that said and I thought it sounded like BS. anyway yeah would've been sweet.

they love telling lies
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2014, 09:54:19 AM
just booked $1900 worth of airfare for a total of 70k skymiles :Woot:

0.027 cents/mile  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 14, 2014, 12:48:04 PM
just booked $1900 worth of airfare for a total of 70k skymiles :Woot:

0.027 cents/mile  :gocho:

to where?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2014, 02:32:44 PM
2 nights in NYC and 5 in St Maarten, mocat and future mocat wife
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 14, 2014, 02:58:42 PM
when I traveled Delta a lot I never ever remember seeing a saver award available
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 14, 2014, 03:00:44 PM
2 nights in NYC and 5 in St Maarten, mocat and future mocat wife

oh man. some very close friend of mine have been to st maarten like five times. they love it. have fun mocat and future ms mocat. there are two very distinctive sides/parts of the island though or something like that. one is fun and one is snoozeville. i'd advise to pick the fun side.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2014, 03:02:23 PM
when I traveled Delta a lot I never ever remember seeing a saver award available

they're out there. i booked all savers only 6 months out
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 14, 2014, 03:03:28 PM
wait, did you do it all on one RT w/ a long layover?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2014, 03:04:09 PM
2 nights in NYC and 5 in St Maarten, mocat and future mocat wife

oh man. some very close friend of mine have been to st maarten like five times. they love it. have fun mocat and future ms mocat. there are two very distinctive sides/parts of the island though or something like that. one is fun and one is snoozeville. i'd advise to pick the fun side.

the island is half Dutch and half French (Saint Martin and Sint Maarten  :D ). there seems to be not much on the French side
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 14, 2014, 03:05:02 PM
2 nights in NYC and 5 in St Maarten, mocat and future mocat wife

oh man. some very close friend of mine have been to st maarten like five times. they love it. have fun mocat and future ms mocat. there are two very distinctive sides/parts of the island though or something like that. one is fun and one is snoozeville. i'd advise to pick the fun side.

the island is half Dutch and half French (Saint Martin and Sint Maarten  :D ). there seems to be not much on the French side

well it looks like go dutch or go home for the mocats  :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2014, 03:05:20 PM
wait, did you do it all on one RT w/ a long layover?

yes. it's called Multi-stop (not RT) in Delta's vocab. you can have open jaws in multi-stop itineraries
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2014, 03:07:23 PM
2 nights in NYC and 5 in St Maarten, mocat and future mocat wife

oh man. some very close friend of mine have been to st maarten like five times. they love it. have fun mocat and future ms mocat. there are two very distinctive sides/parts of the island though or something like that. one is fun and one is snoozeville. i'd advise to pick the fun side.

the island is half Dutch and half French (Saint Martin and Sint Maarten  :D ). there seems to be not much on the French side

well it looks like go dutch or go home for the mocats  :party:

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 14, 2014, 03:12:15 PM
2 nights in NYC and 5 in St Maarten, mocat and future mocat wife

oh man. some very close friend of mine have been to st maarten like five times. they love it. have fun mocat and future ms mocat. there are two very distinctive sides/parts of the island though or something like that. one is fun and one is snoozeville. i'd advise to pick the fun side.

the island is half Dutch and half French (Saint Martin and Sint Maarten  :D ). there seems to be not much on the French side

If you plan to do any driving, you should know that cows have the right of way.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2014, 03:21:42 PM
nope no driving, just bingeing and eating and playing around in the water  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on March 14, 2014, 06:56:29 PM

wait, did you do it all on one RT w/ a long layover?

yes. it's called Multi-stop (not RT) in Delta's vocab. you can have open jaws in multi-stop itineraries
Pro move
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 14, 2014, 07:11:15 PM
mocat, welcome to the stud group of mile studs.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 14, 2014, 09:01:30 PM
of course once you get status it's way easier to keep status because of the multipliers.

When I moved the company put me in a Residence Inn for 30 days which let me keep some status but sucked because Residence inns are like .75 points/dollar or something idiotic.

residence inns get 5 points per dollar, most other marriott properties get 10

that's where we normally get put up at
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on March 14, 2014, 09:07:29 PM
So I think I'm going to try the SPG platinum challenge. First stop is Element Times Square West.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 14, 2014, 09:08:59 PM
I like Elements
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on March 14, 2014, 09:17:48 PM

I like Elements
Yeah I figured it was a sure fire bet for being better than the four points next door to it.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 14, 2014, 09:27:24 PM
stayed at the one in Houston and enjoyed it.  kind of like a nicer aloft.  breakfast sandwiches were fantastic.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2014, 09:32:04 PM
mocat, welcome to the stud group of mile studs.

35k miles per person for that itinerary is effing nuts 6 months out is it not?
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on March 14, 2014, 09:33:47 PM
feels like mocat is one of the first graduates of this class
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2014, 09:35:07 PM
Thanks guys :D
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2014, 09:35:56 PM
Both nights in NYC are going to be free also due to Hyatt card. The free nights have not shown up yet so idk if I will get park Hyatt or not
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2014, 09:38:17 PM
Also, regarding delta (and everyone else) devaluing their miles: if I run the same itinerary and change ONE of the legs to first class, it goes from 35k to like 67k :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 14, 2014, 10:26:12 PM
my god though ms mocat friends have to be all oh wow, look at this mocat guy.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2014, 10:25:50 AM
Also, regarding delta (and everyone else) devaluing their miles: if I run the same itinerary and change ONE of the legs to first class, it goes from 35k to like 67k :sdeek:

your 35k itinerary is indeed nuts. but, that itinerary with the longest leg in first would also be great at 67k imo. overall great booking here mocat.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 15, 2014, 12:00:08 PM
Also, regarding delta (and everyone else) devaluing their miles: if I run the same itinerary and change ONE of the legs to first class, it goes from 35k to like 67k :sdeek:

your 35k itinerary is indeed nuts. but, that itinerary with the longest leg in first would also be great at 67k imo. overall great booking here mocat.

Yeah I thought about it, but we got economy comfort (more legroom) and I have 4 drink coups :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 15, 2014, 02:21:07 PM
V. jealous of stud EMAW credit card user mocat here. V. jealous.

Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 15, 2014, 08:54:27 PM
I've only flown first class on an American MD-80 so I know it wasn't even real first class and it was amazing.  I've been getting AA main cabin extra the last couple times and it's worth the money if you're a long legged dude like myself.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2014, 08:59:14 PM
I've only flown first class on an American MD-80 so I know it wasn't even real first class and it was amazing.  I've been getting AA main cabin extra the last couple times and it's worth the money if you're a long legged dude like myself.

domestic first is just convenient. international first is amazing. if you want to get your moneys worth on miles use all of them on international first or biz.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 15, 2014, 09:04:15 PM
I've only flown first class on an American MD-80 so I know it wasn't even real first class and it was amazing.  I've been getting AA main cabin extra the last couple times and it's worth the money if you're a long legged dude like myself.

domestic first is just convenient. international first is amazing. if you want to get your moneys worth on miles use all of them on international first or biz.

I'll try SD, I'll try  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on March 15, 2014, 09:08:26 PM
I've only flown first class on an American MD-80 so I know it wasn't even real first class and it was amazing.  I've been getting AA main cabin extra the last couple times and it's worth the money if you're a long legged dude like myself.

domestic first is just convenient. international first is amazing. if you want to get your moneys worth on miles use all of them on international first or biz.

true story: a few years ago i was flying to London with the family and when we got to our seats there were people in them, turns out they had overbooked or some crap, so they put us in first class. 19 year old emawblast pounded champagne/wine and watched movies while reclined the entire way.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat woman on March 16, 2014, 08:53:52 AM
my god though ms mocat friends have to be all oh wow, look at this mocat guy.

Mmmmmhmmmmmm
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 16, 2014, 09:01:27 AM
my god though ms mocat friends have to be all oh wow, look at this mocat guy.

Mmmmmhmmmmmm

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 16, 2014, 09:13:49 AM
:O
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 16, 2014, 10:19:23 AM
only two ways this can go from here. either she's the second coming of mrs gooch or clams says something negative about her slow cooking skills and we never hear from mocat again.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 17, 2014, 09:27:19 AM
the one slightly goofy thing i had to with this itinerary is break up the 2 nights in NYC. so they are bookending the 5 nights in St Maarten.
So my 2 nights just showed up on my hyatt account, and what do you know? Park Hyatt is available  :surprised:
so i decided to do 1 night there and 1 night at the Andaz 5th Ave. grand total of $0.00 charged to mocat
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 17, 2014, 12:59:15 PM
the one slightly goofy thing i had to with this itinerary is break up the 2 nights in NYC. so they are bookending the 5 nights in St Maarten.
So my 2 nights just showed up on my hyatt account, and what do you know? Park Hyatt is available  :surprised:
so i decided to do 1 night there and 1 night at the Andaz 5th Ave. grand total of $0.00 charged to mocat

are you going to have anytime to actually use and enjoy them?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 17, 2014, 01:31:56 PM
yes
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 17, 2014, 01:34:45 PM
good. sounds fun.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 17, 2014, 01:36:52 PM
i am also going to be uber'ing my face off all over the place
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2014, 01:56:23 PM
i am also going to be uber'ing my face off all over the place

mocat, I assume you used your best bud sd's uber link to sign up assuring him of $10 in uber credit
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 17, 2014, 02:01:27 PM
yeah but actually i think it jumped up to $20!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 17, 2014, 02:06:39 PM
yeah but actually i think it jumped up to $20!

Yes it did!  sd's post reminded me to send my link to MIR and metalhead just now and it looks like we'll end up with $60 to use uber'n chicago next month.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 20, 2014, 02:42:11 PM
btw, if any of you are planning an international delta trip, use this thing. it is invaluable, however it is buried on delta's website and i only found it a few weeks ago. you can pick one or two cities and see if/when there are nonstops using the calendar. it does not tell you price or miles tho. still very great.

http://delta.innosked.com/(S(t5m5sb4500srqp55i1c33yqb))/Default.aspx (http://delta.innosked.com/(S(t5m5sb4500srqp55i1c33yqb))/Default.aspx)

for example, you can do the one airport thing and type in CDG and see where Delta flies nonstop from CDG

you can also do the two airport thing and type in MCI-LHR, and see that you have options for layovers in MSP, DTW, or ATL.

I used this to find out that Delta flies SXM-ATL weekly (saturdays), and SXM-JFK daily. It helped me plan my itinerary.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 02:46:45 PM
Great pro-tip skymilescat :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on March 20, 2014, 02:56:37 PM
I am having one bitch of a time using my 130K Avios. Only thing I can seem to use them on are trips to Chicago. Really don't want to go there 16 times but I rough ridin' will if I have to. :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 20, 2014, 02:59:02 PM
why don't you go to London?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:00:16 PM
gooch, let me know where/when and I will help
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 03:15:37 PM
why don't you go to London?

I looked into using my avios for London and the fees are pretty insane.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on March 20, 2014, 03:19:50 PM
I was trying to book a trip to NYC. I could not find one open seat going out. Only thing it would pull would be the occasional return flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:21:38 PM

why don't you go to London?

I looked into using my avios for London and the fees are pretty insane.

Not if you fly AA metal
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:22:08 PM

I was trying to book a trip to NYC. I could not find one open seat going out. Only thing it would pull would be the occasional return flight.

Anything AA flys you can book if you find AA saver space
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 03:24:14 PM

why don't you go to London?

I looked into using my avios for London and the fees are pretty insane.

Not if you fly AA metal

Ah, I was only looking for directs out of SFO.

So would I have to do SFO-LAX and LAX-LHR as separate bookings and make sure it's on AA?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 20, 2014, 03:26:25 PM

why don't you go to London?

I looked into using my avios for London and the fees are pretty insane.

Not if you fly AA metal

you can also look into partners like Aer Lingus or Air Berlin.

If you fly into Gatwick aren't fees a lot cheaper too?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:29:49 PM


why don't you go to London?

I looked into using my avios for London and the fees are pretty insane.

Not if you fly AA metal

you can also look into partners like Aer Lingus or Air Berlin.

If you fly into Gatwick aren't fees a lot cheaper too?

Yeah, but nobody flys into gatwick. LHR does have fees but the majority of the fees I assume these guys are talking about are the $400'ish fuel surcharge fees BA charges. You will get $150'ish fees from anyone flying into LHR.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 20, 2014, 03:30:02 PM
Riddle me this one:

hypothetical itineraries on the same dates next January:

MCI-LHR round trip
Economy: 60k miles + $212
1st/Bus: 125k miles + $327

MCI-LHR; CDG-MCI multi-stop
Economy: 60k miles + $99
1st/Bus: 125k miles + 156

what on earth?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:30:44 PM


why don't you go to London?

I looked into using my avios for London and the fees are pretty insane.

Not if you fly AA metal

Ah, I was only looking for directs out of SFO.

So would I have to do SFO-LAX and LAX-LHR as separate bookings and make sure it's on AA?

The best way to do it is find saver space on AA then call BA. Anything you find will be book able.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:31:41 PM

Riddle me this one:

hypothetical itineraries on the same dates next January:

MCI-LHR round trip
Economy: 60k miles + $212
1st/Bus: 125k miles + $327

MCI-LHR; CDG-MCI multi-stop
Economy: 60k miles + $99
1st/Bus: 125k miles + 156

what on earth?

Yep, that is LHR fees each way. That is the airport charging and not the airline. LHR is an bad person.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 20, 2014, 03:34:24 PM
interesting. so if you wanted to do a london trip, it might be cheaper to do a RT through CDG, and just take the chunnel to london and back? LOL if so
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on March 20, 2014, 03:35:41 PM


why don't you go to London?

I looked into using my avios for London and the fees are pretty insane.

Not if you fly AA metal

Ah, I was only looking for directs out of SFO.

So would I have to do SFO-LAX and LAX-LHR as separate bookings and make sure it's on AA?

The best way to do it is find saver space on AA then call BA. Anything you find will be book able.
BOOM! :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 03:39:01 PM
Man, I just tried to book some random SFO-LHR avios dates on BA's website and it was 50k miles + $700.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:41:52 PM

interesting. so if you wanted to do a london trip, it might be cheaper to do a RT through CDG, and just take the chunnel to london and back? LOL if so

Yes. But it takes a long time to get from CDG to the train station. CDG is in the sticks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:42:38 PM

Man, I just tried to book some random SFO-LHR avios dates on BA's website and it was 50k miles + $700.

On AA metal?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 03:48:05 PM

Man, I just tried to book some random SFO-LHR avios dates on BA's website and it was 50k miles + $700.

On AA metal?

an all-AA metal itinerary was not available on BA's website. There's two daily BA LHR-SFO flights plus plenty of BA flights in LAX and DFW.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:49:01 PM
Yeah, that'll happen. The BA website will route you to any euro destination through LHR as well. Just ignore it and look on AA.com
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:49:49 PM
I will honestly do this for any of you if you want. I enjoy the crap out of it.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 03:54:40 PM
Yeah, that'll happen. The BA website will route you to any euro destination through LHR as well. Just ignore it and look on AA.com

but then how do you know the fees without calling?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:56:11 PM
Fees will be the same that they would on the AA booking
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:57:18 PM
minus whatever minimal Avios fees and mileage differences going from point to point because it's mileage based
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 03:58:24 PM
Also, when calling, BA will say that the flight isn't available. You have to tell them to STFU and that it is and give them the exact flight numbers sometimes.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 20, 2014, 04:00:52 PM
do you get to talk to a British person when you call BA?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 04:02:53 PM
and these mileage rates are pretty accurate?

http://wandr.me/avios-calculator/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 04:04:17 PM
Yes, 100% accurate
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 04:05:05 PM

do you get to talk to a British person when you call BA?

It was a US call center when calling from the US until earlier this year. Don't know where they are based out of now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on March 20, 2014, 04:06:27 PM
12K from ICT to JFK :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 04:10:10 PM
so my Hawaii trip can't happen when we wanted it to but I'm kind of thinking about spending 4 nights at the nicest Hyatt in Paris and just going to rough ridin' Cabo for a beach trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 20, 2014, 04:14:48 PM


why don't you go to London?

I looked into using my avios for London and the fees are pretty insane.

Not if you fly AA metal

Ah, I was only looking for directs out of SFO.

So would I have to do SFO-LAX and LAX-LHR as separate bookings and make sure it's on AA?

The best way to do it is find saver space on AA then call BA. Anything you find will be book able.

if you call tell them you couldn't find it on BA.com and ask them to waive the phone fee
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 20, 2014, 04:15:59 PM
do you get to talk to a British person when you call BA?

yes, and it takes freaking for ever to get through.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 20, 2014, 05:22:20 PM


why don't you go to London?

I looked into using my avios for London and the fees are pretty insane.

Not if you fly AA metal

Ah, I was only looking for directs out of SFO.

So would I have to do SFO-LAX and LAX-LHR as separate bookings and make sure it's on AA?

The best way to do it is find saver space on AA then call BA. Anything you find will be book able.

if you call tell them you couldn't find it on BA.com and ask them to waive the phone fee

yes. also sometimes you have to go forward a couple of days and then back for available flights to show up on BA. also, the AA supersaver flights are all T codes. if you want to sound super airporty insidery then just say there is a T code flight that shows up on AA.com that doesn't show up on their flight and then tell them to wave the fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 05:57:55 PM

so my Hawaii trip can't happen when we wanted it to but I'm kind of thinking about spending 4 nights at the nicest Hyatt in Paris and just going to rough ridin' Cabo for a beach trip.

I'm not going to sugarcoat this, your kids (and you) will like Kauai about a million times more than cabo. Paris can still be done.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 20, 2014, 06:01:34 PM
ok now how honest to god nice is this kauai place? like, that nice? i have problems believing it.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 06:18:59 PM

so my Hawaii trip can't happen when we wanted it to but I'm kind of thinking about spending 4 nights at the nicest Hyatt in Paris and just going to rough ridin' Cabo for a beach trip.

I'm not going to sugarcoat this, your kids (and you) will like Kauai about a million times more than cabo. Paris can still be done.

a million times? :dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 06:40:34 PM

ok now how honest to god nice is this kauai place? like, that nice? i have problems believing it.

It's nice, but being nice isn't what's great. For a family of four like some family's of four I know it may be the greatest home base for the most elite tropical vacation I could ever imagine. Like, I'm pretty much planning the next 10'ish years of my life to acquire the two children necessary to make this happen every year from then on. Amazing beach and hike right outside the resort, amazing regular and saltwater pools, cannot be crowded because of the setup, amazing locale, it checks every box except being close.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 06:45:28 PM
Also, you live as close to Kauai as you do cabo. Just go to Kauai. We'll get you free nights in Paris in this thread no prob anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 07:03:23 PM
Cabo is like half as far and can book with far less notice. (this is why kauai was postponed)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 07:14:24 PM
You aren't on this earth very long. If somewhere is better, you better go there
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 07:18:54 PM
You aren't on this earth very long. If somewhere is better, you better go there

I find beauty in everything, steve dave. Life is too short and wonderful to worry about missing something better.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 20, 2014, 07:28:03 PM
starting to think SD has a bonus structure tied to Hawaii's tourism.  I mean he just wants to walk around with a 30 pack of coors anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 07:52:28 PM

You aren't on this earth very long. If somewhere is better, you better go there

I find beauty in everything, steve dave. Life is too short and wonderful to worry about missing something better.

That's fine if you can't do something better. If you can it's sad.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 08:07:29 PM

You aren't on this earth very long. If somewhere is better, you better go there

I find beauty in everything, steve dave. Life is too short and wonderful to worry about missing something better.

That's fine if you can't do something better. If you can it's sad.

it's only sad if you make it sad
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on March 20, 2014, 08:09:11 PM
what are you trying to escape, steve dave?!?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 08:11:57 PM


You aren't on this earth very long. If somewhere is better, you better go there

I find beauty in everything, steve dave. Life is too short and wonderful to worry about missing something better.

That's fine if you can't do something better. If you can it's sad.

it's only sad if you make it sad

ok, don't waste the money then. doesn't sound like it's for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 09:05:32 PM
what are you trying to escape, steve dave?!?

I think we are peeling away layers of steve dave, revealing previously suppressed sadness. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 09:30:57 PM

what are you trying to escape, steve dave?!?

I think we are peeling away layers of steve dave, revealing previously suppressed sadness. :frown:

Maybe, but I've been to Kauai three times :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 09:41:43 PM
Why only three?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:00:09 PM
Why only three?

Because I didn't know how great it was until recently. Why do you want to waste your time in cabo when Oakland every day is as good?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 10:06:47 PM
Why only three?

Because I didn't know how great it was until recently. Why do you want to waste your time in cabo when Oakland every day is as good?

that's a great question
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:09:20 PM

Why only three?

Because I didn't know how great it was until recently. Why do you want to waste your time in cabo when Oakland every day is as good?

that's a great question

Just give me your miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 10:09:39 PM
The answer is because my wife wants to go.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:10:33 PM

And the answer is because my wife wants to go.

That is sad. But we both know you are lying so it's not actually sad.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 10:13:12 PM
Hey, I'm not lying! And what have I taught you about sadness?!?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:13:52 PM

Hey, I'm not lying! And what have I taught you about sadness?!?

You only want to go to Paris because of the old bag too?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on March 20, 2014, 10:14:58 PM
I don't like it when mommy and daddy fight.   :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 20, 2014, 10:19:27 PM
man, this SD guy sure loves hawaii, but still won't give me the protips he promised me for my honeymoon  :impatient:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:20:51 PM

man, this SD guy sure loves hawaii, but still won't give me the protips he promised me for my honeymoon  :impatient:

I promise a lot of things when PAK'd. Tell me island and dates again and I will tell you.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 20, 2014, 10:23:29 PM

man, this SD guy sure loves hawaii, but still won't give me the protips he promised me for my honeymoon  :impatient:

I promise a lot of things when PAK'd. Tell me island and dates again and I will tell you.

I'm going to Kauai the first week of November, four nights at Grand Hyatt and two nights at the Sheraton Resort
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 10:23:48 PM

Hey, I'm not lying! And what have I taught you about sadness?!?

You only want to go to Paris because of the old bag too?

It seems like a good use of avios for a major trip instead of Kauai. More miles, but a little more availability and flexibility. Cabo could be an easy long weekend on a warm beach with minimal planning paying cash (in addition to Paris). But Kauai and Paris couldn't really happen in the same year.

u mad?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:25:04 PM
I know I already sent you a list of things when we discussed hotels. Remember, I told you to stay two nights up north.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 20, 2014, 10:25:56 PM
north like princeville?  I thought you said not to book the st regis.  we've got the 4 free nights from hyatt and like 40k spg points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:27:20 PM

u mad?
lol
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 20, 2014, 10:28:20 PM
Kauai and Paris couldn't really happen in the same year.

take a note, breeders.  poor michigancat could already be retired and living half the year in kauai, half in paris & half in oakland if he hadn't had kids.  instead he's working his fingers to the bone, can't go anywhere on vacation and isn't even saving anything in his 401k.  what a horrible mess he has made of his life.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:29:04 PM

north like princeville?  I thought you said not to book the st regis.  we've got the 4 free nights from hyatt and like 40k spg points.

you can't book at Regis with that amount of points but could have (previously) booked the Westin a couple. Either way I'd stay at the Hyatt for the 4 and stay anywhere up north for the other two. It's not a long drive but is worth it to not have to do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:29:49 PM

Kauai and Paris couldn't really happen in the same year.

take a note, breeders.  poor michigancat could already be retired and living half the year in kauai, half in paris & half in oakland if he hadn't had kids.  instead he's working his fingers to the bone, can't go anywhere on vacation and isn't even saving anything in his 401k.  what a horrible mess he has made of his life.

michigancat, sys may be mad
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 10:29:53 PM
what I'm saying is, Paris with no kids versus Kauai with kids. Which is better.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 10:30:41 PM
sys, I just upped my 401k contribution! :ksu:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:30:43 PM

what I'm saying is, Paris with no kids versus Kauai with kids. Which is better.

oh good grief
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 20, 2014, 10:31:09 PM
michigancat, sys may be mad

sad.  really.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 20, 2014, 10:31:47 PM
sys, I just upped my 401k contribution! :ksu:

you could already be retired!
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 10:32:58 PM

what I'm saying is, Paris with no kids versus Kauai with kids. Which is better.

oh good grief

dude I'm just a poor, simple man with 120k Avios, 4 Hyatt nights, and 100k UR points who hasn't seen the world.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:34:39 PM

what I'm saying is, Paris with no kids versus Kauai with kids. Which is better.

oh good grief

dude I'm just a poor, simple man with 120k Avios, 4 Hyatt nights, and 100k UR points who hasn't seen the world.

I'm poor too. Which is a much better excuse than the BS that no place is better. Paris/Cabo two trip plan is better than Kauai one trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 10:37:14 PM
I'm sorry you couldn't see what I was trying to say through your flaming rage the Cabo/Kauai discussion ignited. I'm glad those flames have been extinguished.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:38:17 PM
I'm sorry you couldn't see what I was trying to say through your flaming rage the Cabo/Kauai discussion ignited. I'm glad those flames have been extinguished.

I was so enraged, tho. maybe still am.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 10:39:51 PM
Well thankfully we now know your ignition point and will steer clear from here on out.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 10:39:59 PM
I want to punch you right in the beard
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on March 20, 2014, 10:40:03 PM
hey michcat, i don't think the beaches in Cabo are that nice FYI. 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 10:40:30 PM
hey michcat, i don't think the beaches in Cabo are that nice FYI.

Thanks for the tip!
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on March 20, 2014, 10:41:55 PM
seriously tho, you're confusing cabo w/ the other side of mexico so just be advised
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 20, 2014, 10:41:55 PM
Michigan and Steve are absolutely faced right now you guys
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 10:47:30 PM
seriously tho, you're confusing cabo w/ the other side of mexico so just be advised

no, I was thinking of the one that is closer to me than KC
Title: Re: How Many Credit Cards Do You Have?
Post by: Bloodfart on March 20, 2014, 10:48:08 PM
Michigan and Steve are absolutely faced right now you guys

riveting  :popcorn:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 20, 2014, 10:53:38 PM
Isnt Puerto Vallarta nicer than Cabo and also on the Oakland side of Mexico?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 20, 2014, 10:55:12 PM
I've never been to either; this was just an honest Q for the 2 hammered guys
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 20, 2014, 11:01:48 PM
Isnt Puerto Vallarta nicer than Cabo and also on the Oakland side of Mexico?

they're just totally different.  whatever you like.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 11:13:03 PM
Isnt Puerto Vallarta nicer than Cabo and also on the Oakland side of Mexico?

they're just totally different.  whatever you like.

boy you're just a bundle of help
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 20, 2014, 11:18:28 PM

north like princeville?  I thought you said not to book the st regis.  we've got the 4 free nights from hyatt and like 40k spg points.

you can't book at Regis with that amount of points but could have (previously) booked the Westin a couple. Either way I'd stay at the Hyatt for the 4 and stay anywhere up north for the other two. It's not a long drive but is worth it to not have to do it.

k thx I'll see what I can find up that way
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 20, 2014, 11:21:22 PM
boy you're just a bundle of help

i didn't know you were considering puerto vallarta.  i vote you go to paris (no kids).
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 11:22:09 PM
I'm considering the world
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 20, 2014, 11:23:54 PM
I'm considering the world

go to portugal or turkey.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 11:30:13 PM
I'm considering the world

go to portugal or turkey.

hmm, kind of a pain with Avios
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 20, 2014, 11:30:27 PM
But I'd love to go to either
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2014, 11:51:28 PM

north like princeville?  I thought you said not to book the st regis.  we've got the 4 free nights from hyatt and like 40k spg points.

you can't book at Regis with that amount of points but could have (previously) booked the Westin a couple. Either way I'd stay at the Hyatt for the 4 and stay anywhere up north for the other two. It's not a long drive but is worth it to not have to do it.

k thx I'll see what I can find up that way

if you can find a shack in Hanalei that would be perfect for a couple nights on the north end. Princeville is all expensive resorts. Hanalei is a surf town right where you want to be.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on March 21, 2014, 12:00:35 AM
Come to Japan with me and RowdyBoyy!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 21, 2014, 12:03:43 AM
Come to Japan with me and RowdyBoyy!

Holla!
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on March 21, 2014, 09:15:35 AM
sys, I just upped my 401k contribution! :ksu:

If it's anything above the company match then this is a stupid move.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 21, 2014, 11:23:56 AM
sys, I just upped my 401k contribution! :ksu:

If it's anything above the company match then this is a stupid move.

It is above the company match and I don't think it's stupid.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on March 21, 2014, 01:07:41 PM
sys, I just upped my 401k contribution! :ksu:

If it's anything above the company match then this is a stupid move.

It is above the company match and I don't think it's stupid.

I don't think you  would purposely do something stupid.

Sent from my SPH-L710 using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 21, 2014, 01:09:50 PM
It isn't stupid, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 21, 2014, 03:58:43 PM
if you aren't getting any matching contributions, it may be stupid.  hard to figure - depends on admin fees, investment options, tax rate, etc.  it's a little subjective too.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2014, 04:06:29 PM
I think generally the tax advantages make it well worth it. Instant return on the front (or back if a Roth). We've argued this before in the investment thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 21, 2014, 05:07:35 PM

north like princeville?  I thought you said not to book the st regis.  we've got the 4 free nights from hyatt and like 40k spg points.

you can't book at Regis with that amount of points but could have (previously) booked the Westin a couple. Either way I'd stay at the Hyatt for the 4 and stay anywhere up north for the other two. It's not a long drive but is worth it to not have to do it.

k thx I'll see what I can find up that way

if you can find a shack in Hanalei that would be perfect for a couple nights on the north end. Princeville is all expensive resorts. Hanalei is a surf town right where you want to be.

maybe westin princeville ocean resort villas?  at 20k a night I could technically afford those and just blow out my 40k remaining points.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 21, 2014, 05:28:54 PM
The fees are very low.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2014, 06:42:11 PM


north like princeville?  I thought you said not to book the st regis.  we've got the 4 free nights from hyatt and like 40k spg points.

you can't book at Regis with that amount of points but could have (previously) booked the Westin a couple. Either way I'd stay at the Hyatt for the 4 and stay anywhere up north for the other two. It's not a long drive but is worth it to not have to do it.

k thx I'll see what I can find up that way

if you can find a shack in Hanalei that would be perfect for a couple nights on the north end. Princeville is all expensive resorts. Hanalei is a surf town right where you want to be.

maybe westin princeville ocean resort villas?  at 20k a night I could technically afford those and just blow out my 40k remaining points.

It would be worth it IMO. You are going to need two days up north. It would save the hour drive each way. If you want another rundown of all elite things let me know.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 22, 2014, 01:11:15 PM


north like princeville?  I thought you said not to book the st regis.  we've got the 4 free nights from hyatt and like 40k spg points.

you can't book at Regis with that amount of points but could have (previously) booked the Westin a couple. Either way I'd stay at the Hyatt for the 4 and stay anywhere up north for the other two. It's not a long drive but is worth it to not have to do it.

k thx I'll see what I can find up that way

if you can find a shack in Hanalei that would be perfect for a couple nights on the north end. Princeville is all expensive resorts. Hanalei is a surf town right where you want to be.

maybe westin princeville ocean resort villas?  at 20k a night I could technically afford those and just blow out my 40k remaining points.

It would be worth it IMO. You are going to need two days up north. It would save the hour drive each way. If you want another rundown of all elite things let me know.

yeah I'm gonna switch from the sheraton to that. do four nights at grand hyatt and then two up in princeville. super pumped to do/see all the cool crap. wiki travel makes it sound amazing.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 24, 2014, 10:07:01 AM

I was trying to book a trip to NYC. I could not find one open seat going out. Only thing it would pull would be the occasional return flight.

Anything AA flys you can book if you find AA saver space

Was being stupid and wondering why a bunch of AA Saver flights weren't showing up on BA's site and then realized they were US Airways flights. In case you're stupid like me those flights should be showing up on BA in a week or so. :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on March 25, 2014, 12:28:20 PM
Chase has great customer service.  :thumbs: :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2014, 12:35:14 PM
Chase has great customer service.  :thumbs: :thumbs:

yep
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 26, 2014, 04:58:54 PM
btw, if any of you are planning an international delta trip, use this thing. it is invaluable, however it is buried on delta's website and i only found it a few weeks ago. you can pick one or two cities and see if/when there are nonstops using the calendar. it does not tell you price or miles tho. still very great.

http://delta.innosked.com/(S(t5m5sb4500srqp55i1c33yqb))/Default.aspx (http://delta.innosked.com/(S(t5m5sb4500srqp55i1c33yqb))/Default.aspx)

for example, you can do the one airport thing and type in CDG and see where Delta flies nonstop from CDG

you can also do the two airport thing and type in MCI-LHR, and see that you have options for layovers in MSP, DTW, or ATL.

I used this to find out that Delta flies SXM-ATL weekly (saturdays), and SXM-JFK daily. It helped me plan my itinerary.

turns out they all have one of these interactive route maps!

AA
http://aa.innosked.com/(S(l1djg4iouebaw4r1hgbpjm45))/default.aspx?lang_id=EN (http://aa.innosked.com/(S(l1djg4iouebaw4r1hgbpjm45))/default.aspx?lang_id=EN)

USAir
http://us.innosked.com/ (http://us.innosked.com/)

United
http://cgi.ua.flightlookup.com/routemap/routemap-fullscreen.html (http://cgi.ua.flightlookup.com/routemap/routemap-fullscreen.html)

Delta
http://delta.innosked.com/(S(houzpaqsuxroa455avo1ibv4))/Default.aspx (http://delta.innosked.com/(S(houzpaqsuxroa455avo1ibv4))/Default.aspx)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 26, 2014, 05:51:32 PM
YOU FORGOT ONE

http://www.southwest.com/travel_center/routemap_dyn.html
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on March 26, 2014, 07:15:26 PM

YOU FORGOT ONE

http://www.southwest.com/travel_center/routemap_dyn.html
Easily the most important one too!!
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 26, 2014, 09:43:38 PM
those DFW AA direct flights :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 27, 2014, 08:42:09 AM
Steve Dave, we might need you to plan our NY trip since Gooch isn't getting anything done.  :impatient:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2014, 08:44:18 AM
Steve Dave, we might need you to plan our NY trip since Gooch isn't getting anything done.  :impatient:

ok, give me dates. also point figures if you haven't booked flights and hotels.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 27, 2014, 08:53:40 AM
Steve Dave, we might need you to plan our NY trip since Gooch isn't getting anything done.  :impatient:

ok, give me dates. also point figures if you haven't booked flights and hotels.

Well the dates are flexible: Preferably Wed-Sun (but could be flexible) in June (not FattyFest weekend, obv)
130K BA miles and 101K UR
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2014, 09:16:43 AM
Steve Dave, we might need you to plan our NY trip since Gooch isn't getting anything done.  :impatient:

ok, give me dates. also point figures if you haven't booked flights and hotels.

Well the dates are flexible: Preferably Wed-Sun (but could be flexible) in June (not FattyFest weekend, obv)
130K BA miles and 101K UR

Getting back on Sunday is tough in June. Best bet is Tuesday to Saturday if you want 4 nights.

6/10
AA1476 & AA320 ICT-DFW-EWR 6:45AM-1:55PM 85 minute layover
6/14
AA1342 & AA2398 JFK-DFW-ICT 8:29AM-1:35PM 70 minute layover

Will be 58k Avios total for 2 RTs

If you want to burn through all of those UR points you could stay at either Andaz for 100k total Hyatt points. The brand new Park Hyatt would be amazing but it would be 120k. I wouldn't waste the points on the other options. The Lex just went up in points last year and it was the previous best value.

Andaz 5th Avenue.  100,000
Andaz Wall Street.  100,000
Grand Hyatt New York.  100,000
Hyatt 48 Lex.  100,000
Hyatt Times Square. 100,000
Hyatt Union Square New York.  100,000
Park Hyatt New York. 120,000
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 27, 2014, 09:20:22 AM
I don't think Park Hyatt is accepting reservations until the end of July
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2014, 09:21:10 AM
I don't think Park Hyatt is accepting reservations until the end of July

EDIT: yes, July 20. Do either Andaz Gooch's
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on March 27, 2014, 10:31:40 AM
Steve Dave, we might need you to plan our NY trip since Gooch isn't getting anything done.  :impatient:

ok, give me dates. also point figures if you haven't booked flights and hotels.

Well the dates are flexible: Preferably Wed-Sun (but could be flexible) in June (not FattyFest weekend, obv)
130K BA miles and 101K UR

Getting back on Sunday is tough in June. Best bet is Tuesday to Saturday if you want 4 nights.

6/10
AA1476 & AA320 ICT-DFW-EWR 6:45AM-1:55PM 85 minute layover
6/14
AA1342 & AA2398 JFK-DFW-ICT 8:29AM-1:35PM 70 minute layover

Will be 58k Avios total for 2 RTs

If you want to burn through all of those UR points you could stay at either Andaz for 100k total Hyatt points. The brand new Park Hyatt would be amazing but it would be 120k. I wouldn't waste the points on the other options. The Lex just went up in points last year and it was the previous best value.

Andaz 5th Avenue.  100,000
Andaz Wall Street.  100,000
Grand Hyatt New York.  100,000
Hyatt 48 Lex.  100,000
Hyatt Times Square. 100,000
Hyatt Union Square New York.  100,000
Park Hyatt New York. 120,000

:thumbs: Do you mow lawns too?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 27, 2014, 10:33:40 AM
if you do Andaz 5th Ave, i would like a report.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2014, 11:26:51 AM
Steve Dave, we might need you to plan our NY trip since Gooch isn't getting anything done.  :impatient:

ok, give me dates. also point figures if you haven't booked flights and hotels.

Well the dates are flexible: Preferably Wed-Sun (but could be flexible) in June (not FattyFest weekend, obv)
130K BA miles and 101K UR

Getting back on Sunday is tough in June. Best bet is Tuesday to Saturday if you want 4 nights.

6/10
AA1476 & AA320 ICT-DFW-EWR 6:45AM-1:55PM 85 minute layover
6/14
AA1342 & AA2398 JFK-DFW-ICT 8:29AM-1:35PM 70 minute layover

Will be 58k Avios total for 2 RTs

If you want to burn through all of those UR points you could stay at either Andaz for 100k total Hyatt points. The brand new Park Hyatt would be amazing but it would be 120k. I wouldn't waste the points on the other options. The Lex just went up in points last year and it was the previous best value.

Andaz 5th Avenue.  100,000
Andaz Wall Street.  100,000
Grand Hyatt New York.  100,000
Hyatt 48 Lex.  100,000
Hyatt Times Square. 100,000
Hyatt Union Square New York.  100,000
Park Hyatt New York. 120,000

:thumbs: Do you mow lawns too?

not even my own
Title: Re: How Many Credit Cards Do You Have?
Post by: CopperBowl on March 27, 2014, 02:21:55 PM
TLDR

But you guys (especially Steve Dave) are really smart.

Here's the situation:

1. Large expense coming (>$10K) that can be split any way I choose.
2. Ditch the kids trip (with wife) next February.
3. Said trip needs to include warm weather, beach, and ocean. Probably Caribbean.

Which card(s) should I look at to maximize upfront offers and post-intro point rates?




Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2014, 02:25:30 PM
TLDR

But you guys (especially Steve Dave) are really smart.

Here's the situation:

1. Large expense coming (>$10K) that can be split any way I choose.
2. Ditch the kids trip (with wife) next February.
3. Said trip needs to include warm weather, beach, and ocean. Probably Caribbean.

Which card(s) should I look at to maximize upfront offers and post-intro point rates?

Sent from my iPhone using Tapatalk

If you've never had any point cards I'd do a huge churn of a Sapphire, Ink, and a couple airline cards of your choice. Probably AA depending on where you are based out of. Do you have any points in any programs right now? The easiest answer using just what you've given me is the above though. also have the wife do the same.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 27, 2014, 02:36:39 PM
man Copper Bowl you really hit the jackpot
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on March 27, 2014, 07:41:11 PM
Just approved for one of the inks. Should I do the SPG business today too?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2014, 07:45:59 PM
Just approved for one of the inks. Should I do the SPG business today too?

if you are going to apply for a bunch then do them all today
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 27, 2014, 09:11:04 PM
Just approved for one of the inks. Should I do the SPG business today too?

with the impending AMEX changes to once per lifetime bonus, i'd wait for a better bonus on the SPG
Title: Re: How Many Credit Cards Do You Have?
Post by: SwiftCat on March 29, 2014, 11:32:44 AM
Hi guys,

I'm 22 and I've never owned a credit card. What should I do? How many pages of this thread do I need to read? Ask me questions that I'll answer and then suggest me a credit card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 29, 2014, 12:32:42 PM
Hi guys,

I'm 22 and I've never owned a credit card. What should I do? How many pages of this thread do I need to read? Ask me questions that I'll answer and then suggest me a credit card.

where do you live. where do you like to travel. do you have any points in any travel program right now?
Title: Re: How Many Credit Cards Do You Have?
Post by: SwiftCat on March 29, 2014, 12:34:29 PM
Hi guys,

I'm 22 and I've never owned a credit card. What should I do? How many pages of this thread do I need to read? Ask me questions that I'll answer and then suggest me a credit card.

where do you live. where do you like to travel. do you have any points in any travel program right now?

Wichita.
In the past I haven't traveled. Never really had the means or opportunity.
No.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 29, 2014, 12:35:43 PM
I'd get an AA card and a Sapphire Preferred card. Use the AA card until you get the min. spend and then the Sapphire Preferred card for all daily purchases. cancel the AA card before the annual fee. once you have met the min. spend on the AA card come back to the thread and we'll tell you what to get next.
Title: Re: How Many Credit Cards Do You Have?
Post by: SwiftCat on March 29, 2014, 12:40:00 PM
Thanks pal
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 29, 2014, 12:41:51 PM
AA Card

http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

CSP

https://applynow.chase.com/FlexAppWeb/renderApp.do?SPID=F7F8&CELL=6H8X&AFFID=V9z8Jhikh24-ksboZXKh.46syO3Bc5dKpg&pvid=F521279511&jp_cmp=cc/307156/aff/3-10002110/na
Title: Re: How Many Credit Cards Do You Have?
Post by: j rake on March 29, 2014, 03:27:56 PM
had 1 credit card, now 0. lost it.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 29, 2014, 06:19:02 PM

had 1 credit card, now 0. lost it.  :frown:

You could not be more j rake
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 30, 2014, 07:03:34 PM
also, if anyone is going to apply for the sapphire preferred card you can PM me your email and I'll refer you so I also get some points  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2014, 07:34:16 AM
US joins Oneworld today. so you can now book with avios.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 31, 2014, 08:34:53 AM
Hi guys,

I'm 22 and I've never owned a credit card. What should I do? How many pages of this thread do I need to read? Ask me questions that I'll answer and then suggest me a credit card.

where do you live. where do you like to travel. do you have any points in any travel program right now?

Wichita.
In the past I haven't traveled. Never really had the means or opportunity.
No.

If you've never owned a credit card you probably aren't going to qualify for the cards SD suggested. You can try, but my guess is you're denied. If you are denied you can send a reconsideration letter, but I tried that with my wife and didn't have any luck although she was making good money and had a lot of money in savings. Eventually got approved for the Capital One Journey card and got some credit built.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on March 31, 2014, 09:11:17 AM
also, if anyone is going to apply for the sapphire preferred card you can PM me your email and I'll refer you so I also get some points  :gocho:

Well should have posted this like a month ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on April 01, 2014, 03:55:22 PM
Hi friends!

I'm hoping someone can give me some advice. My special lady friend and I would like to take a vacation to Ireland/England sometime in the future.

She already has 30k AAdvantage miles and I have 6k. (spent the rest  :frown: )

Which credit cards should she and I apply for to get the airfare free?

I've already done the citi AAdvantage card (so has she) but other than that we should be able to do whatever.

Thanks  :)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mr Bread on April 01, 2014, 03:58:23 PM
What if you don't really travel?  Are there any worthwhile things to get points for other than that? 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 01, 2014, 04:03:53 PM
What if you don't really travel?  Are there any worthwhile things to get points for other than that?

Just get the chase freedom and you can use it for cash back or redemption at stores.
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on April 01, 2014, 04:06:09 PM
What if you don't really travel?  Are there any worthwhile things to get points for other than that?

I did the citi thank you card. You can redeem the "thank you points" for some neat stuff.

I got a gopro for free.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on April 01, 2014, 04:20:00 PM

Hi friends!

I'm hoping someone can give me some advice. My special lady friend and I would like to take a vacation to Ireland/England sometime in the future.

She already has 30k AAdvantage miles and I have 6k. (spent the rest  :frown: )

Which credit cards should she and I apply for to get the airfare free?

I've already done the citi AAdvantage card (so has she) but other than that we should be able to do whatever.

Thanks  :)
Spg transfer into AA 20k SPG = 25k AA
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on April 01, 2014, 04:24:23 PM

Hi friends!

I'm hoping someone can give me some advice. My special lady friend and I would like to take a vacation to Ireland/England sometime in the future.

She already has 30k AAdvantage miles and I have 6k. (spent the rest  :frown: )

Which credit cards should she and I apply for to get the airfare free?

I've already done the citi AAdvantage card (so has she) but other than that we should be able to do whatever.

Thanks  :)
Spg transfer into AA 20k SPG = 25k AA

 :cheers:

What's the best SPG card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on April 01, 2014, 04:40:03 PM
What if you don't really travel?  Are there any worthwhile things to get points for other than that?

Just get the chase freedom and you can use it for cash back or redemption at stores.

The Sapphire gives you UR points too but you get the signup bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on April 01, 2014, 04:43:56 PM
Hi Steve Dave.  I still haven't called United about my expired miles.  What level does that put you at on the I want to punch you in the face scale? 
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on April 01, 2014, 05:05:32 PM

Hi friends!

I'm hoping someone can give me some advice. My special lady friend and I would like to take a vacation to Ireland/England sometime in the future.

She already has 30k AAdvantage miles and I have 6k. (spent the rest  :frown: )

Which credit cards should she and I apply for to get the airfare free?

I've already done the citi AAdvantage card (so has she) but other than that we should be able to do whatever.

Thanks  :)
Spg transfer into AA 20k SPG = 25k AA

 :cheers:

What's the best SPG card?

fur rell!?!?
Title: Re: How Many Credit Cards Do You Have?
Post by: FP TC etc. on April 01, 2014, 06:42:35 PM

Hi friends!

I'm hoping someone can give me some advice. My special lady friend and I would like to take a vacation to Ireland/England sometime in the future.

She already has 30k AAdvantage miles and I have 6k. (spent the rest  :frown: )

Which credit cards should she and I apply for to get the airfare free?

I've already done the citi AAdvantage card (so has she) but other than that we should be able to do whatever.

Thanks  :)
Spg transfer into AA 20k SPG = 25k AA

 :cheers:

What's the best SPG card?

fur rell!?!?

....?
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on April 01, 2014, 08:42:16 PM
also, if anyone is going to apply for the sapphire preferred card you can PM me your email and I'll refer you so I also get some points  :gocho:

Damn, should have checked this thread again before my wife applied today. Sorry SD. Quick question, for air travel is it better to redeem through the rewards portal or transfer the points to Southwest or United?
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on April 01, 2014, 09:40:58 PM
do you get to talk to a British person when you call BA?

yes, and it takes freaking for ever to get through.

That be the truth. Called tonight for the first time and it took probably 25 minutes before I got an agent (British girl!). Going to NYC in May. Flying out on Friday and returning on Tuesday. Tons of flights were showing on AA, but only 1 of the 4 segments showed up on BA's site. Called and was able to book all flights. Told me there would be a $25 booking fee per passenger and I asked to have it waived since the flights weren't showing up on their site. She put me on hold for like 5 seconds and said she could waive it so only have to pay the $20 taxes.

So yeah, to back up what's already been said...long time getting an agent, British person, phone booking fee waived, and flights showing on AA were available by calling. I love this thread so much. San Fran, Costa Rica, and NYC in the last year and a half due to credit cards with many more places on the horizon! :AA:
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on April 08, 2014, 04:45:50 PM
Are we sure SD is okay after the AA devaluation today? Ouch, this one stings. No notice at all.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 09, 2014, 08:51:50 AM
Are we sure SD is okay after the AA devaluation today? Ouch, this one stings. No notice at all.

changes were pretty meh for me. gateway city stopovers being taken away was kinda sucky. I never flew an explorer route though I guess I liked the idea of it and had kinda planned to give it a whirl in a few years. the new award chart is pretty meh unless they make the anytime low level award almost impossible to book and it essentially becomes just a raising of the higher level anytime award. either way, I usually book saver because I plan travel pretty far out so it's not huge. everyone on the blogs was butthurt because they didn't give them a lead up and just implemented the change. I didn't care about that because I wasn't planning to book any new travel in the next couple months.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on April 09, 2014, 10:03:03 PM
Can someone (Steve Dave, RowdyBoyy, etc) give me a good explanation of Amex Membership Rewards?

Do you strictly use them to transfer to other hotel/airline programs, and are the conversion rates good?

And how do they compare to (obv) stud boss king Ultimate Rewards?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 10, 2014, 07:17:43 AM
Can someone (Steve Dave, RowdyBoyy, etc) give me a good explanation of Amex Membership Rewards?

Do you strictly use them to transfer to other hotel/airline programs, and are the conversion rates good?

And how do they compare to (obv) stud boss king Ultimate Rewards?

they are just like UR points but have different transfer partners. the transfer partners are just considered to be worse than UR. United and Hyatt for UR are really good.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on April 20, 2014, 05:51:21 PM
So is the 70k marriott visa a good choice?  Seems that way.

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Skipper44 on April 20, 2014, 05:58:17 PM

ok now how honest to god nice is this kauai place? like, that nice? i have problems believing it.

It's nice, but being nice isn't what's great. For a family of four like some family's of four I know it may be the greatest home base for the most elite tropical vacation I could ever imagine. Like, I'm pretty much planning the next 10'ish years of my life to acquire the two children necessary to make this happen every year from then on. Amazing beach and hike right outside the resort, amazing regular and saltwater pools, cannot be crowded because of the setup, amazing locale, it checks every box except being close.
which Kauai resort is this?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2014, 06:12:35 PM
Grand Hyatt Kauai
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2014, 11:01:10 AM
attn: @stevedave - so I didn't realize my hyatt card bonus nights were only valid for a year, so I'm scrambling to find 4 nights at a Hyatt, and I'd like them to be at a baller hyatt.

Your challenge:

4 nights at a baller hyatt (and only 4 days)
cheapest economy availability using Avios or United miles (I would be able to go to about anywhere w/ either of these)
Must be used before November 30

Right now Paris in October or November looks pretty good, but I may have a big work trip in October which kind of complicates things and I'm up for ideas that are maybe a little closer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2014, 12:57:13 PM
attn: @stevedave - so I didn't realize my hyatt card bonus nights were only valid for a year, so I'm scrambling to find 4 nights at a Hyatt, and I'd like them to be at a baller hyatt.

Your challenge:

4 nights at a baller hyatt (and only 4 days)
cheapest economy availability using Avios or United miles (I would be able to go to about anywhere w/ either of these)
Must be used before November 30

Right now Paris in October or November looks pretty good, but I may have a big work trip in October which kind of complicates things and I'm up for ideas that are maybe a little closer.

avios to Maui and staying at the Andaz Maui would be a pretty elite 4 days given your direct flights and the eliteness of the hotel. and, yeah, anywhere in europe would be great but it just doesn't seem worth it to spend two complete days flying there from the west coast to just stay 4 nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2014, 01:02:12 PM
Park Hyatt Sydney? Fly from OAK via HNL for only 37.5k Avios each way?

http://boardingarea.com/pointsmilesandmartinis/2012/10/martinis-down-underpark-hyatt-sydney-part-i/
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2014, 01:07:54 PM
attn: @stevedave - so I didn't realize my hyatt card bonus nights were only valid for a year, so I'm scrambling to find 4 nights at a Hyatt, and I'd like them to be at a baller hyatt.

Your challenge:

4 nights at a baller hyatt (and only 4 days)
cheapest economy availability using Avios or United miles (I would be able to go to about anywhere w/ either of these)
Must be used before November 30

Right now Paris in October or November looks pretty good, but I may have a big work trip in October which kind of complicates things and I'm up for ideas that are maybe a little closer.

avios to Maui and staying at the Andaz Maui would be a pretty elite 4 days given your direct flights and the eliteness of the hotel. and, yeah, anywhere in europe would be great but it just doesn't seem worth it to spend two complete days flying there from the west coast to just stay 4 nights.

avios availability to Hawaii b/w now and November 30 is pretty sparse. We also considered the Cabo (ha!) all-inclusive because 3 hour flight and low out of pocket cost if no mileage availability.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2014, 01:10:09 PM
oh yeah, forgot they bought those all inclusives. do they take the free nights? that would be a great deal if so.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2014, 01:23:53 PM
oh yeah, forgot they bought those all inclusives. do they take the free nights? that would be a great deal if so.

Yes!

http://boardingarea.com/mommypoints/2013/11/07/can-you-use-your-free-hyatt-credit-card-nights-at-all-inclusive-properties/#sthash.soDgAy7L.dpbs

If I did Sydney, I'd take the direct from SFO. 80k miles RT isn't bad, but it would be even more of a stretch time wise.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2014, 01:30:34 PM
Actually, I can't find any availability. eff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 23, 2014, 02:04:54 PM
Go to a slightly less baller hyatt and just look at the ballerness differential as the tradeoff for being able to spend more time there and less points/money getting there.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2014, 02:06:40 PM
Go to a slightly less baller hyatt and just look at the ballerness differential as the tradeoff for being able to spend more time there and less points/money getting there.

Well, the 4 night thing is more driven by my vacation days than anything. I'd consider New York in the states, but that's about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 23, 2014, 02:16:18 PM
I know, but like RP would say, I'll never begrudge 4 free and full days and nights in new york.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2014, 02:43:39 PM
Go to a slightly less baller hyatt and just look at the ballerness differential as the tradeoff for being able to spend more time there and less points/money getting there.

Well, the 4 night thing is more driven by my vacation days than anything. I'd consider New York in the states, but that's about it.

using them at the new Park Hyatt in NYC would be an incredible use of 4 free nights
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2014, 02:48:58 PM
yeah, the only downside is there's a definite NYC trip about a year from now and we've both done NYC.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 23, 2014, 02:49:30 PM
I see what you're saying now.  I mean be able to spend more time at the destination and less time traveling within the 4 days you have.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2014, 03:20:47 PM
I see what you're saying now.  I mean be able to spend more time at the destination and less time traveling within the 4 days you have.

yeah I think Cabo is probably best for that.

Tokyo also would be a bad option. It's an 11 hour direct to SFO, which isn't THAT much longer than a flight with connections to NYC.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2014, 03:47:59 PM
Tokyo Park Hyatt is supposedly elite AF. Filmed lost in translation there! One of the 10'ish movies I've seen in the last decade!
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on April 23, 2014, 03:51:26 PM
I obtained over 12,000 points over the last 3 months using my card to pay bills off and turning around and paying my card off as soon as I got paid. Trip to marco will be on southwest.  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 23, 2014, 03:55:43 PM
nice job fan_MAN
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on April 23, 2014, 03:56:29 PM
fanning really mushed steve dave on this one
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on April 23, 2014, 03:58:10 PM
Thx guys!
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on April 23, 2014, 04:00:50 PM
So lets talk companion pass.  I've got 50k SW miles.  How do I get the other 50k aside from just spend?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 23, 2014, 04:01:45 PM
Are IHG points good? Is 80k points for a $1000 spend a good deal?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 23, 2014, 04:03:05 PM
I see what you're saying now.  I mean be able to spend more time at the destination and less time traveling within the 4 days you have.

yeah I think Cabo is probably best for that.

Tokyo also would be a bad option. It's an 11 hour direct to SFO, which isn't THAT much longer than a flight with connections to NYC.

I know which one Nick Russell would be more comfortable with.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on April 23, 2014, 04:19:45 PM

So lets talk companion pass.  I've got 50k SW miles.  How do I get the other 50k aside from just spend?
Assuming all were earned this year?  Get another version of the card(business or the other personal) and boom 106k pts.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 23, 2014, 04:25:05 PM
Are IHG points good? Is 80k points for a $1000 spend a good deal?

IHG points are kinda the Southwest points of hotels.  You can use them anywhere and they are convenient, but you probably aren't going to do a baller trip with them.  I use IHG for stays at airport hotels or MHK or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on April 23, 2014, 04:38:15 PM

So lets talk companion pass.  I've got 50k SW miles.  How do I get the other 50k aside from just spend?
Assuming all were earned this year?  Get another version of the card(business or the other personal) and boom 106k pts.

Link?  I currently have the Southwest Rapid Rewards Premier Visa Signature via Chase. 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2014, 04:50:35 PM
side note, can you use Avios to book US Air flights yet?
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on April 23, 2014, 04:58:13 PM


So lets talk companion pass.  I've got 50k SW miles.  How do I get the other 50k aside from just spend?
Assuming all were earned this year?  Get another version of the card(business or the other personal) and boom 106k pts.

Link?  I currently have the Southwest Rapid Rewards Premier Visa Signature via Chase.
Doesn't look like there are any available right now. Probably will come back in a couple months. Until then flights and spend
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on April 23, 2014, 04:59:32 PM


So lets talk companion pass.  I've got 50k SW miles.  How do I get the other 50k aside from just spend?
Assuming all were earned this year?  Get another version of the card(business or the other personal) and boom 106k pts.

Link?  I currently have the Southwest Rapid Rewards Premier Visa Signature via Chase.
Doesn't look like there are any available right now. Probably will come back in a couple months. Until then flights and spend

Ok cool.  If you do notice a new offer would you please be a dear and post?   :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on April 23, 2014, 05:33:27 PM


So lets talk companion pass.  I've got 50k SW miles.  How do I get the other 50k aside from just spend?
Assuming all were earned this year?  Get another version of the card(business or the other personal) and boom 106k pts.

Link?  I currently have the Southwest Rapid Rewards Premier Visa Signature via Chase.
Doesn't look like there are any available right now. Probably will come back in a couple months. Until then flights and spend

Ok cool.  If you do notice a new offer would you please be a dear and post?   :cheers:
:cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2014, 05:36:51 PM

side note, can you use Avios to book US Air flights yet?

Yes, but the flights won't show up on BA. Have to call.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2014, 10:54:09 AM
alaska.  :sdeek:

i need pro tips for traveling to alaska.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 10:58:28 AM
alaska.  :sdeek:

i need pro tips for traveling to alaska.

alaska air should have directs to seattle from kc and to anywhere else in alaska from there. you can use Delta, AA and Avios miles to fly them.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2014, 10:59:51 AM
so alaska airlines flights will count toward my delta sky miles?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 11:02:00 AM
so alaska airlines flights will count toward my delta sky miles?

yep, but if you are gathering AA miles I'd use them to get AA instead. or Avios. I'd say Delta are the third most valuable. but, if you are a delta guy then obviously get delta.

http://www.delta.com/content/www/en_US/skymiles/earn-miles/earn-miles-with-partners/airlines.html

https://www.britishairways.com/en-us/executive-club/collecting-avios/flights

https://www.aa.com/i18n/aboutUs/codesharePartners/main.jsp?anchorLocation=DirectURL&title=codeshare
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on April 24, 2014, 11:02:10 AM
There's usually an Alaskan Airlines card offer, too.  Anchorage is final destination?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2014, 11:17:51 AM
still awaiting specific details, just know it's in alaska. i'm open to starting on any airline, so if AA is the best i am open to pursuing that. do US Airways flights count toward AA?

also not sure how often i'll be traveling there yet, it's not a typical client obviously so it could be anywhere from 2-3 times in the next year or 10-15, we'll see.

with that said, my current card situation: Chase Sapphire Preferred and i use that for pretty much everything. should i apply for another one to use for AA flights? if so, which?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2014, 11:18:47 AM
and you answered a couple questions with those links
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on April 24, 2014, 12:00:24 PM
I hope its 15 times a year, fwiw.
Title: Re: How Many Credit Cards Do You Have?
Post by: wELLsculptedbrows on April 24, 2014, 12:24:27 PM
alaska.  :sdeek:

i need pro tips for traveling to alaska.

Frontier hasn't gotten much love or attention in this thread, but 40,000 bonus miles (two roundtrip award tickets anywhere domestic [including AK]) after spending $500 in the first 90 days. 

They fly to Anchorage and Fairbanks. I think it trumps Alaska Air's offers last I checked.

http://www.flyfrontier.com/frequent-flyers/get-miles/earn-with-partners/credit-cards
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 12:26:58 PM
alaska.  :sdeek:

i need pro tips for traveling to alaska.

Frontier hasn't gotten much love or attention in this thread, but 40,000 bonus miles (two roundtrip award tickets anywhere domestic [including AK]) after spending $500 in the first 90 days. 

They fly to Anchorage and Fairbanks. I think it trumps Alaska Air's offers last I checked.

http://www.flyfrontier.com/frequent-flyers/get-miles/earn-with-partners/credit-cards

I like Frontier fine but I wouldn't start collecting frontier miles unless you live in Denver. And then I'd prolly focus on United. The "two roundtrip" thing is pretty deceiving as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 24, 2014, 12:27:32 PM
Frontier makes Southwest feel like SQ.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 12:28:00 PM
still awaiting specific details, just know it's in alaska. i'm open to starting on any airline, so if AA is the best i am open to pursuing that. do US Airways flights count toward AA?

also not sure how often i'll be traveling there yet, it's not a typical client obviously so it could be anywhere from 2-3 times in the next year or 10-15, we'll see.

with that said, my current card situation: Chase Sapphire Preferred and i use that for pretty much everything. should i apply for another one to use for AA flights? if so, which?

Yeah, USA and AA are going to be one and the same and their points can already be used on each other and earned on each other. I'd prolly focus on getting either United or AA miles if you are going to be flying a lot and are based out of KC.
Title: Re: How Many Credit Cards Do You Have?
Post by: wELLsculptedbrows on April 24, 2014, 12:28:36 PM
alaska.  :sdeek:

i need pro tips for traveling to alaska.

Frontier hasn't gotten much love or attention in this thread, but 40,000 bonus miles (two roundtrip award tickets anywhere domestic [including AK]) after spending $500 in the first 90 days. 

They fly to Anchorage and Fairbanks. I think it trumps Alaska Air's offers last I checked.

http://www.flyfrontier.com/frequent-flyers/get-miles/earn-with-partners/credit-cards

I like Frontier fine but I wouldn't start collecting frontier miles unless you live in Denver. And then I'd prolly focus on United. The "two roundtrip" thing is pretty deceiving as well.

How so?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 12:29:50 PM
Frontier makes Southwest feel like SQ.

haha, yeah. they have some older birds from Midwest Air that still have first class seating though. and they don't technically have a "first class" product anymore so you can book those seats on a normal "choice" award ticket and fake feel bigtime.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 24, 2014, 12:32:40 PM
They charge you for coffee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 12:33:34 PM
alaska.  :sdeek:

i need pro tips for traveling to alaska.

Frontier hasn't gotten much love or attention in this thread, but 40,000 bonus miles (two roundtrip award tickets anywhere domestic [including AK]) after spending $500 in the first 90 days. 

They fly to Anchorage and Fairbanks. I think it trumps Alaska Air's offers last I checked.

http://www.flyfrontier.com/frequent-flyers/get-miles/earn-with-partners/credit-cards

I like Frontier fine but I wouldn't start collecting frontier miles unless you live in Denver. And then I'd prolly focus on United. The "two roundtrip" thing is pretty deceiving as well.

How so?

because their "standard" award availability is pretty garbagey (at least out of Omaha) and they black out certain routes and dates for it. I usually end up booking "choice". I fly them quite a bit and like them for who what they are. but if you're going to be collecting miles in a program I'd make it one that A) flys international B) has a first/biz product C) is in an alliance
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 12:34:25 PM
They charge you for coffee.

actually, another cool thing about frontier is that you get free checked bags (if you do that) and free booze if you book a "choice" award (which is usually the only type I can find availability on anyway).
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 24, 2014, 12:35:59 PM
They also made every person with a carry on put their luggage in the size checker DURING BOARDING. Is this normal for them?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 12:38:51 PM
They also made every person with a carry on put their luggage in the size checker DURING BOARDING. Is this normal for them?

not out of omaha. I have the largest acceptable domestic carry on (22") and it would normally never fit into one of those things and they never made me. I'll sometimes gate check it if I'm flying on a super pud bird though because I know there is no way in hell it's squeezing in there.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on April 24, 2014, 12:40:23 PM
emawblast should have specified that it was work paid travel, with the goal of earning useful miles.  I thought he was going to Alaska for fun, once, and just wanted a free flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 12:43:39 PM
with that said, my current card situation: Chase Sapphire Preferred and i use that for pretty much everything. should i apply for another one to use for AA flights? if so, which?

I wouldn't worry about getting a different card for booking one airline though because the CSP gets you 2 points per travel dollar spent anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on April 24, 2014, 12:46:03 PM
steve do we have an uber thread or did we just post in here? cant find one. anyways, heard anything about lyft and their Omaha/kc launch?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2014, 12:48:18 PM
Nome, AK

google it  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: wELLsculptedbrows on April 24, 2014, 12:49:29 PM
alaska.  :sdeek:

i need pro tips for traveling to alaska.

Frontier hasn't gotten much love or attention in this thread, but 40,000 bonus miles (two roundtrip award tickets anywhere domestic [including AK]) after spending $500 in the first 90 days. 

They fly to Anchorage and Fairbanks. I think it trumps Alaska Air's offers last I checked.

http://www.flyfrontier.com/frequent-flyers/get-miles/earn-with-partners/credit-cards

I like Frontier fine but I wouldn't start collecting frontier miles unless you live in Denver. And then I'd prolly focus on United. The "two roundtrip" thing is pretty deceiving as well.

How so?

because their "standard" award availability is pretty garbagey (at least out of Omaha) and they black out certain routes and dates for it. I usually end up booking "choice". I fly them quite a bit and like them for who what they are. but if you're going to be collecting miles in a program I'd make it one that A) flys international B) has a first/biz product C) is in an alliance

Ah. Ok.

I actually haven't flown them in years, and wouldn't advocate them for anything other than getting to specific western locations many other carriers don't service.

I got the aforementioned Mastercard in the chance that I needed to fly any family or friends into Bozeman or Jackson Hole for my wedding this summer. Haven't ended up having the need to use my miles yet, but in my explorations there hasn't been any blackout dates to those airports from MCI, ORD/MDW, LAX or PDX.

If I don't end up using them for the wedding, I was planning on a future trip to AK. So, I thought it might be an option for emawblast to consider.   

The intial offer seemed enticing enough to me, with Frontiers limitations, and seemed like a cheap way to get to AK, even if you have to pay $1.99 for coffee (with unlimited refills).  :users: (nevermind)
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on April 24, 2014, 12:51:59 PM
Nome, AK

google it  :sdeek:

 :ROFL:

You're going to die in a bush plane.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 01:01:52 PM
alaska.  :sdeek:

i need pro tips for traveling to alaska.

Frontier hasn't gotten much love or attention in this thread, but 40,000 bonus miles (two roundtrip award tickets anywhere domestic [including AK]) after spending $500 in the first 90 days. 

They fly to Anchorage and Fairbanks. I think it trumps Alaska Air's offers last I checked.

http://www.flyfrontier.com/frequent-flyers/get-miles/earn-with-partners/credit-cards

I like Frontier fine but I wouldn't start collecting frontier miles unless you live in Denver. And then I'd prolly focus on United. The "two roundtrip" thing is pretty deceiving as well.

How so?

because their "standard" award availability is pretty garbagey (at least out of Omaha) and they black out certain routes and dates for it. I usually end up booking "choice". I fly them quite a bit and like them for who what they are. but if you're going to be collecting miles in a program I'd make it one that A) flys international B) has a first/biz product C) is in an alliance

Ah. Ok.

I actually haven't flown them in years, and wouldn't advocate them for anything other than getting to specific western locations many other carriers don't service.

I got the aforementioned Mastercard in the chance that I needed to fly any family or friends into Bozeman or Jackson Hole for my wedding this summer. Haven't ended up having the need to use my miles yet, but in my explorations there hasn't been any blackout dates to those airports from MCI, ORD/MDW, LAX or PDX.

If I don't end up using them for the wedding, I was planning on a future trip to AK. So, I thought it might be an option for emawblast to consider.   

The intial offer seemed enticing enough to me, with Frontiers limitations, and seemed like a cheap way to get to AK, even if you have to pay $1.99 for coffee (with unlimited refills).  :users: (nevermind)

yeah, mrs. dave and I have gotten that MC 4 times between the two of us. We're flying to SFO in July on frontier miles. their miles are good to have if you live somewhere they fly and don't mind flying through Denver everytime you fly them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 01:04:51 PM
Nome, AK

google it  :sdeek:

you're going to have to stop twice. AK flys MCI-SEA-ANC-OME.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 24, 2014, 01:05:17 PM
I'll book one of emawblast's flights to alaska with my remaining frontier miles and he can give me money (the sd/tonya method).
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on April 24, 2014, 01:07:48 PM
I'll book one of emawblast's flights to alaska with my remaining frontier miles and he can give me money (the sd/tonya method).

 :lol: I still get an email once a week with steve daves name on it telling me about frontier deals.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 01:08:36 PM
I'll book one of emawblast's flights to alaska with my remaining frontier miles and he can give me money (the sd/tonya method).

 :lol: I still get an email once a week with steve daves name on it telling me about frontier deals.

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 24, 2014, 01:18:30 PM
:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 24, 2014, 04:36:03 PM
Nome? Omg have you ever seen Balto?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 24, 2014, 04:36:44 PM
Norfolk is pretty awesome, btw.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on April 24, 2014, 04:57:41 PM
steve do we have an uber thread or did we just post in here? cant find one. anyways, heard anything about lyft and their Omaha/kc launch?

:impatient:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2014, 05:35:33 PM
Nome? Omg have you ever seen Balto?

i think i watched Balto when i was a kid, noticed it while i was skimming the wikipedia earlier
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 24, 2014, 05:55:05 PM
I can't imagine going someplace 15 times a year when it takes 20 hours to get there each way.

But a trip to Nome sounds pretty awesome.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 24, 2014, 06:00:04 PM
upon further review, it looks like i will be making 2-3 trips up there. i'm pretty excited about it, not many people get to go places like this, and it's paid for.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 24, 2014, 06:07:28 PM
That's pretty fabulous blast
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 24, 2014, 07:51:22 PM
steve do we have an uber thread or did we just post in here? cant find one. anyways, heard anything about lyft and their Omaha/kc launch?

:impatient:

Lyft seems really weird/causal to me....if I'm paying somebody to drive me I don't want to buddy up in the front seat and fistbump....but I signed up and you should as well.  You get 25 rides for free for signing up now during launch.

Uber, even UberX, feels more professional from my experience.

If you are in KC, get Z-Trip....it's cheaper than a cab if going around 5 miles (ala Plaza to downtown after boozing).  Under 5 miles they charge you $15 still so super short trips a cab is a better deal.  Use "iloveztrip" promo code and get $5 credit (as do I if you use that code). Z-Trip is basically a townie version of Uber ran by the KC Transportation group stronghold...but their cars are clean and have been reliable the 4-5 times I've used them.

edit...eff, this should probably go in KC things or travel thread...oh well.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 08:11:07 PM
I know nothing about lyft
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 24, 2014, 08:14:42 PM
Do you have a lyft promo link?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on April 24, 2014, 11:14:30 PM
Do you have a lyft promo link?

the promo link thing is kind of your job. I rely on you for these things...  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 24, 2014, 11:47:11 PM
Don't need a promo link for lyft initial free rides.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on April 24, 2014, 11:52:20 PM
I have 4, been up to date the last 100ish pages or so
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on April 25, 2014, 08:27:43 AM
The only thing cool about Nome is it's in the middle of nowhere.  It's just a slab of ice or tundra peatmoss on the coast.  Getting there would be fun, and leaving would be fun.  But being there would suck.*

*- unless you had time to hire a guide for a dog sledding run or maybe a caribou hunt. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on April 25, 2014, 09:24:20 AM
When does the BA 100k usually come around?  Also, is the 100k AA deal worth doing right now? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 25, 2014, 09:26:08 AM
When does the BA 100k usually come around?  Also, is the 100k AA deal worth doing right now?

YOU GET OUT OF HERE!
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on April 25, 2014, 09:42:28 AM
What is the best way to get Air France miles?  Through Alaska and Delta?  Can you combine those to use on AF? 
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 25, 2014, 09:47:00 AM
The only thing cool about Nome is it's in the middle of nowhere.  It's just a slab of ice or tundra peatmoss on the coast.  Getting there would be fun, and leaving would be fun.  But being there would suck.*

*- unless you had time to hire a guide for a dog sledding run or maybe a caribou hunt.

will certainly try to do cool things while there
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 25, 2014, 09:55:42 AM
When does the BA 100k usually come around?  Also, is the 100k AA deal worth doing right now?

BA may never come again, no one knows.    AA - why yes, that's why I'm just wrapping up my second card's worth this year.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 25, 2014, 10:45:12 AM
What is the best way to get Air France miles?  Through Alaska and Delta?  Can you combine those to use on AF? 

why get air france miles?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 25, 2014, 10:49:44 AM
What is the best way to get Air France miles?  Through Alaska and Delta?  Can you combine those to use on AF?

You can use delta miles to redeem air France flights
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 25, 2014, 10:50:20 AM
Oh nvm
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 25, 2014, 10:53:51 AM
Let's say I want to go to Italy next year. What credit card(s) should I get?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 25, 2014, 11:00:54 AM
Let's say I want to go to Italy next year. What credit card(s) should I get?

sigh. what miles do you have in what programs?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 25, 2014, 11:01:44 AM
Let's say I want to go to Italy next year. What credit card(s) should I get?

sigh. what miles do you have in what programs?

also has she burned through any chase cards. One good thing about Wichita is your options are all pretty much equally sucky so the world is your oyster.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 25, 2014, 11:04:51 AM
Let's say I want to go to Italy next year. What credit card(s) should I get?

sigh. what miles do you have in what programs?

also has she burned through any chase cards. One good thing about Wichita is your options are all pretty much equally sucky so the world is your oyster.

generally I think AA is your best bet out of ICT. ICT-DFW-CDG.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 25, 2014, 11:20:21 AM
Gooch has some BA and UR (~100k of each?), but we are probably going to use most of those this summer. SW is the only miles card I myself have gotten.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 25, 2014, 11:26:51 AM
Let's say I want to go to Italy next year. What credit card(s) should I get?

sigh. what miles do you have in what programs?

also has she burned through any chase cards. One good thing about Wichita is your options are all pretty much equally sucky so the world is your oyster.

generally I think AA is your best bet out of ICT. ICT-DFW-CDG.

you could also do united through ORD or Delta through ATL
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 25, 2014, 11:30:31 AM
Let's say I want to go to Italy next year. What credit card(s) should I get?

sigh. what miles do you have in what programs?

also has she burned through any chase cards. One good thing about Wichita is your options are all pretty much equally sucky so the world is your oyster.

generally I think AA is your best bet out of ICT. ICT-DFW-CDG.

Are you saying I can't fly into Italy? :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on April 25, 2014, 11:31:01 AM
Let's say I want to go to Italy next year. What credit card(s) should I get?

sigh. what miles do you have in what programs?

also has she burned through any chase cards. One good thing about Wichita is your options are all pretty much equally sucky so the world is your oyster.

generally I think AA is your best bet out of ICT. ICT-DFW-CDG.

Are you saying I can't fly into Italy? :confused:

That's Charles de Gucci
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 25, 2014, 11:34:49 AM
yeah I guess Delta is the only one that could get you to Rome in one stop year-round. (although American through ORD is seasonal). So do the BA card and Chase Sapphire.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 25, 2014, 12:38:14 PM
Let's say I want to go to Italy next year. What credit card(s) should I get?

sigh. what miles do you have in what programs?

also has she burned through any chase cards. One good thing about Wichita is your options are all pretty much equally sucky so the world is your oyster.

generally I think AA is your best bet out of ICT. ICT-DFW-CDG.

Are you saying I can't fly into Italy? :confused:

sorry, thought you said france. same advice applies but ORD like rusty said. If you save 120k of those Avios you can get one way there.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 28, 2014, 03:51:48 PM
hmm, getting mixed advice when I talk to folks about Paris for just 4 nights vs. all-inclusive Cabo for 4 nights. 24 hours of flying + extra day off work + jet lag vs. 6 hours of flying. But of course The Vendome Hyatt is usually mentioned as one of the most baller hyatts. DECISIONS DECISIONS
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on April 28, 2014, 03:55:23 PM
i know it's been brought up earlier in this thread, but for four nights i'd probably just do cabo personally
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 28, 2014, 04:00:45 PM
i know it's been brought up earlier in this thread, but for four nights i'd probably just do cabo personally

that's how I was leaning but I talked to a group of friends who have done both cabo and paris and they were like, crap yeah do Paris, who cares about the jet lag when you get back.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on April 28, 2014, 04:05:23 PM
i think i'd be more inclined to say that if i didn't feel like you'd ever have a chance to make it out to paris again and that this was "your window".  but i'm not.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 28, 2014, 09:14:17 PM
Paris would make for a better "lol look what I did just from reading the gE credit card thread" memory, but cabo would probably make for a more relaxing vacation.  If you'll have other times to take a relaxing vacation and this is just to make the craziest use of miles/points, do paris.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on April 28, 2014, 09:29:14 PM
Did not know there was a 100k mile AA card. Is AA worth it?

Not sure why, but I've kind of lost my direction in the cc game and need some guidance as to which cards to go for next. Already have 70k+ URs (Chase Ink Bold + kstategrad) and like 40k US Airways miles, and for some reason feel like I should save the other Chase cards for later. Not sure why I feel like I need to hold off on getting all the Chase cards.

Should I just double down on UR, or should I expand to Amex, AA, Delta (lol), or something else? (Also not interested in SW right now--Mrs. WonderMeal has companion pass.)

Primary objective is domestic travel for buds/family who are not :kstategrad: and maybe one big trip for me and Mrs. WonderMeal to like Buenos Aires or Italy or something. GIVE ME DIRECTION I AM LOST.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 01, 2014, 08:26:45 AM
When does the BA 100k usually come around?  Also, is the 100k AA deal worth doing right now?

YOU GET OUT OF HERE!

BA 100k was around earlier this year for a handful of days I feel like.  I got in on it, and then the next day it was down.   Just got to be on your toes/lucky.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 01, 2014, 08:28:01 AM
Didn't really read past the headline, but I think I'm pulling the trigger on the 40k USAirways card.

http://boardingarea.com/viewfromthewing/2014/04/30/now-time-get-us-airways-mastercard-40000-point-signup-bonus/
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 01, 2014, 08:36:05 AM
Need to get a hotel in NYC for probably 3 nights in October (Thu/Fri/Sat or Fri/Sat/Sun).  Have 43k SPG points, and had the SPG card about 2 years ago... Also have 101k HHonors points, and have never had a Hilton Card.

Any suggestions?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 01, 2014, 08:53:09 AM
Need to get a hotel in NYC for probably 3 nights in October (Thu/Fri/Sat or Fri/Sat/Sun).  Have 43k SPG points, and had the SPG card about 2 years ago... Also have 101k HHonors points, and have never had a Hilton Card.

Any suggestions?

CHASE HYATT CHASE HYATT CHASE HYATT (do you have a WAG who can get one too?)
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 01, 2014, 08:54:04 AM

Need to get a hotel in NYC for probably 3 nights in October (Thu/Fri/Sat or Fri/Sat/Sun).  Have 43k SPG points, and had the SPG card about 2 years ago... Also have 101k HHonors points, and have never had a Hilton Card.

Any suggestions?

CHASE HYATT CHASE HYATT CHASE HYATT (do you have a WAG who can get one too?)

Yes


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 01, 2014, 10:22:02 AM
Short Suspense Advice Request:

I need to book flights to boston for august and I was short 2,005 AA points. It is holding my reservation for 5 days waiting for points to post to the account or for me to buy points.

I transferred spg points to make up the difference, but that crap says it takes up to FOUR WEEKS! is that for real? Also if I buy pts it can take up to 3 days?? so should I wait two days for the spg to maybe post and then buy them if they havent? I don't really want to wait any longer, these AAdv flight availabilities are drying up quick.

Is there any secret method that I dont know about but should be using?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2014, 10:23:56 AM
Short Suspense Advice Request:

I need to book flights to boston for august and I was short 2,005 AA points. It is holding my reservation for 5 days waiting for points to post to the account or for me to buy points.

I transferred spg points to make up the difference, but that crap says it takes up to FOUR WEEKS! is that for real? Also if I buy pts it can take up to 3 days?? so should I wait two days for the spg to maybe post and then buy them if they havent? I don't really want to wait any longer, these AAdv flight availabilities are drying up quick.

Is there any secret method that I dont know about but should be using?

READ THE FAQ YOU rough ridin' IDIOT!

http://www.flyertalk.com/forum/starwood-starwood-preferred-guest/516708-faq-how-long-does-take-transfer-starpoints-aa.html
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 01, 2014, 10:28:10 AM
Short Suspense Advice Request:

I need to book flights to boston for august and I was short 2,005 AA points. It is holding my reservation for 5 days waiting for points to post to the account or for me to buy points.

I transferred spg points to make up the difference, but that crap says it takes up to FOUR WEEKS! is that for real? Also if I buy pts it can take up to 3 days?? so should I wait two days for the spg to maybe post and then buy them if they havent? I don't really want to wait any longer, these AAdv flight availabilities are drying up quick.

Is there any secret method that I dont know about but should be using?

READ THE FAQ YOU rough ridin' IDIOT!

http://www.flyertalk.com/forum/starwood-starwood-preferred-guest/516708-faq-how-long-does-take-transfer-starpoints-aa.html

Thanks, steve. Now that I read that I know that it can take place same day or two weeks or sometimes more.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on May 01, 2014, 10:30:13 AM
[ft]lol looking at this rough ridin' dumbass in here [/ft]
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 01, 2014, 10:36:33 AM
well, I'm just going to buy the points now then. go ahead and ban me to the noob card thread or whatever
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 01, 2014, 10:42:28 AM
the good news is I learned my lessons both on the value of planning and booking travel in a timely manner AND how truely powerful points and crap are.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on May 01, 2014, 11:29:41 AM
:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 01, 2014, 12:36:40 PM
Need to get a hotel in NYC for probably 3 nights in October (Thu/Fri/Sat or Fri/Sat/Sun).  Have 43k SPG points, and had the SPG card about 2 years ago... Also have 101k HHonors points, and have never had a Hilton Card.

Any suggestions?

CHASE HYATT CHASE HYATT CHASE HYATT (do you have a WAG who can get one too?)

You have a referral link you want me to use, mocat?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 01, 2014, 12:48:15 PM
i do not, but thanks for asking
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 01, 2014, 12:55:41 PM
also, i feel like its been understated how bitb UR points are.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2014, 01:04:30 PM
also, i feel like its been understated how bitb UR points are.
I've stated it tons but some people just don't seem to state it as hard as me. aggravating.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 01, 2014, 02:00:48 PM
also, i feel like its been understated how bitb UR points are.
I've stated it tons but some people just don't seem to state it as hard as me. aggravating.

Don't know if you're referring to my recent posts, but i had Chase Saphirre Preferred.  Transferred my UR Points to BA already though.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 01, 2014, 02:30:46 PM
i do not, but thanks for asking

So, this gets me two free nights at any Hyatt property as long as they have standard rooms available?  Doesn't matter if its a $100 room or a $500 room?

Like, it'd be possible to get two free nights here: http://newyork.park.hyatt.com/en/hotel/home.html ?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2014, 02:34:22 PM
(http://fc01.deviantart.net/fs9/i/2006/051/7/3/__Sigh___Emoticon_by_N_One.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 01, 2014, 02:35:03 PM
:D
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 01, 2014, 02:53:08 PM
i do not, but thanks for asking

So, this gets me two free nights at any Hyatt property as long as they have standard rooms available?  Doesn't matter if its a $100 room or a $500 room?

Like, it'd be possible to get two free nights here: http://newyork.park.hyatt.com/en/hotel/home.html ?

mocat and mocatwife will be staying at that very park hyatt in september, thanks to the chase hyatt card. and it's more like $1400/night for the dates we were looking at.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 01, 2014, 04:39:43 PM
i do not, but thanks for asking

So, this gets me two free nights at any Hyatt property as long as they have standard rooms available?  Doesn't matter if its a $100 room or a $500 room?

Like, it'd be possible to get two free nights here: http://newyork.park.hyatt.com/en/hotel/home.html ?

mocat and mocatwife will be staying at that very park hyatt in september, thanks to the chase hyatt card. and it's more like $1400/night for the dates we were looking at.
Yeah, i saw that  :kstategrad:

Another question, regarding referrals for this card... do only blogs/websites get referral links to use or does any cardholder get a referral link automatically?  Just applied, got approved, and want to pass this along to the other 6 people going to NYC w/ me.  They'll be all  :excited: and i'll be all, "meh...happens every time i want to travel".     Love this thread so much.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 01, 2014, 04:41:12 PM
Did not know there was a 100k mile AA card. Is AA worth it?

Not sure why, but I've kind of lost my direction in the cc game and need some guidance as to which cards to go for next. Already have 70k+ URs (Chase Ink Bold + kstategrad) and like 40k US Airways miles, and for some reason feel like I should save the other Chase cards for later. Not sure why I feel like I need to hold off on getting all the Chase cards.

Should I just double down on UR, or should I expand to Amex, AA, Delta (lol), or something else? (Also not interested in SW right now--Mrs. WonderMeal has companion pass.)

Primary objective is domestic travel for buds/family who are not :kstategrad: and maybe one big trip for me and Mrs. WonderMeal to like Buenos Aires or Italy or something. GIVE ME DIRECTION I AM LOST.

Was the UR post from Puni about this post? If so, does that mean I should ignore AA and other programs until there are no more Chase cards to get?

Also, Steve RowdyBoyy Dave and RowdyBoyy, what should I use to get to Buenos Aires or somewhere in Italy? For real, plan a trip for me anywhere and I'll probably go.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 01, 2014, 04:41:30 PM
i do not, but thanks for asking

So, this gets me two free nights at any Hyatt property as long as they have standard rooms available?  Doesn't matter if its a $100 room or a $500 room?

Like, it'd be possible to get two free nights here: http://newyork.park.hyatt.com/en/hotel/home.html ?

mocat and mocatwife will be staying at that very park hyatt in september, thanks to the chase hyatt card. and it's more like $1400/night for the dates we were looking at.

were you able to book online or did you have to call?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 01, 2014, 04:43:54 PM
Did not know there was a 100k mile AA card. Is AA worth it?

Not sure why, but I've kind of lost my direction in the cc game and need some guidance as to which cards to go for next. Already have 70k+ URs (Chase Ink Bold + kstategrad) and like 40k US Airways miles, and for some reason feel like I should save the other Chase cards for later. Not sure why I feel like I need to hold off on getting all the Chase cards.

Should I just double down on UR, or should I expand to Amex, AA, Delta (lol), or something else? (Also not interested in SW right now--Mrs. WonderMeal has companion pass.)

Primary objective is domestic travel for buds/family who are not :kstategrad: and maybe one big trip for me and Mrs. WonderMeal to like Buenos Aires or Italy or something. GIVE ME DIRECTION I AM LOST.

Was the UR post from Puni about this post? If so, does that mean I should ignore AA and other programs until there are no more Chase cards to get?

Also, Steve RowdyBoyy Dave and RowdyBoyy, what should I use to get to Buenos Aires or somewhere in Italy? For real, plan a trip for me anywhere and I'll probably go.

no, my UR post was a bout just using my UR points. I didn't properly appreciate how studly they were. and then i think steve was being mean because he posted a link to flyertalk that he wishes people would just read instead of hasslin him
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 01, 2014, 04:46:04 PM
i do not, but thanks for asking

So, this gets me two free nights at any Hyatt property as long as they have standard rooms available?  Doesn't matter if its a $100 room or a $500 room?

Like, it'd be possible to get two free nights here: http://newyork.park.hyatt.com/en/hotel/home.html ?

mocat and mocatwife will be staying at that very park hyatt in september, thanks to the chase hyatt card. and it's more like $1400/night for the dates we were looking at.

were you able to book online or did you have to call?

booked online. it's great. no fees or taxes or anything. just 2 completely free nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 01, 2014, 04:49:01 PM
i do not, but thanks for asking

So, this gets me two free nights at any Hyatt property as long as they have standard rooms available?  Doesn't matter if its a $100 room or a $500 room?

Like, it'd be possible to get two free nights here: http://newyork.park.hyatt.com/en/hotel/home.html ?

mocat and mocatwife will be staying at that very park hyatt in september, thanks to the chase hyatt card. and it's more like $1400/night for the dates we were looking at.

were you able to book online or did you have to call?

booked online. it's great. no fees or taxes or anything. just 2 completely free nights.

godammit I'm trying to book cabo and cannot find a single free night.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 01, 2014, 04:55:00 PM
can rough ridin' book the park hyatt new york but not rough ridin' cabo.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 01, 2014, 04:55:58 PM
can rough ridin' book the park hyatt new york but not rough ridin' cabo.

did you tell them you were white?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2014, 07:06:24 PM

Did not know there was a 100k mile AA card. Is AA worth it?

Not sure why, but I've kind of lost my direction in the cc game and need some guidance as to which cards to go for next. Already have 70k+ URs (Chase Ink Bold + kstategrad) and like 40k US Airways miles, and for some reason feel like I should save the other Chase cards for later. Not sure why I feel like I need to hold off on getting all the Chase cards.

Should I just double down on UR, or should I expand to Amex, AA, Delta (lol), or something else? (Also not interested in SW right now--Mrs. WonderMeal has companion pass.)

Primary objective is domestic travel for buds/family who are not :kstategrad: and maybe one big trip for me and Mrs. WonderMeal to like Buenos Aires or Italy or something. GIVE ME DIRECTION I AM LOST.

Was the UR post from Puni about this post? If so, does that mean I should ignore AA and other programs until there are no more Chase cards to get?

Also, Steve RowdyBoyy Dave and RowdyBoyy, what should I use to get to Buenos Aires or somewhere in Italy? For real, plan a trip for me anywhere and I'll probably go.

no, my UR post was a bout just using my UR points. I didn't properly appreciate how studly they were. and then i think steve was being mean because he posted a link to flyertalk that he wishes people would just read instead of hasslin him

I was making a high FT joke. I wasn't being mean. WE ALREADY HAVE A THREAD ABOUT THIS YOU IDIOT!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2014, 07:07:08 PM

can rough ridin' book the park hyatt new york but not rough ridin' cabo.

Did you call?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2014, 07:08:49 PM

Did not know there was a 100k mile AA card. Is AA worth it?

Not sure why, but I've kind of lost my direction in the cc game and need some guidance as to which cards to go for next. Already have 70k+ URs (Chase Ink Bold + kstategrad) and like 40k US Airways miles, and for some reason feel like I should save the other Chase cards for later. Not sure why I feel like I need to hold off on getting all the Chase cards.

Should I just double down on UR, or should I expand to Amex, AA, Delta (lol), or something else? (Also not interested in SW right now--Mrs. WonderMeal has companion pass.)

Primary objective is domestic travel for buds/family who are not :kstategrad: and maybe one big trip for me and Mrs. WonderMeal to like Buenos Aires or Italy or something. GIVE ME DIRECTION I AM LOST.

Was the UR post from Puni about this post? If so, does that mean I should ignore AA and other programs until there are no more Chase cards to get?

Also, Steve RowdyBoyy Dave and RowdyBoyy, what should I use to get to Buenos Aires or somewhere in Italy? For real, plan a trip for me anywhere and I'll probably go.

Get all the points suggested in the last 20'ish pages and then report back with a list of places you would consider with point totals and I'll plan it for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 01, 2014, 07:23:03 PM

can rough ridin' book the park hyatt new york but not rough ridin' cabo.

Did you call?


Not yet. The Cancun all-inclusive's available part of the time. one big time bummer is the nonstops to cancun from SFO are seasonal. eff this crap.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 01, 2014, 07:23:31 PM
steve dave you made it seem like these Hyatt nights would be easy to redeem without much notice.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2014, 07:45:25 PM

steve dave you made it seem like these Hyatt nights would be easy to redeem without much notice.

They are. If there's a regular room available you can book it. They aren't going to build more rooms for your free nights if they fill up.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 01, 2014, 07:51:39 PM

steve dave you made it seem like these Hyatt nights would be easy to redeem without much notice.

They are. If there's a regular room available you can book it. They aren't going to build more rooms for your free nights if they fill up.

oh, I'll just have to call then
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 02, 2014, 05:30:32 AM
can rough ridin' book the park hyatt new york but not rough ridin' cabo.

Maybe you'll be following me around IRL as well
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 06:05:36 AM


steve dave you made it seem like these Hyatt nights would be easy to redeem without much notice.

They are. If there's a regular room available you can book it. They aren't going to build more rooms for your free nights if they fill up.

oh, I'll just have to call then

They could have just a handful of their standard room on the property or something. I've not really looked at those all inclusives.
Title: Re: How Many Credit Cards Do You Have?
Post by: wiley on May 02, 2014, 07:03:33 AM
Just finished booking round trip to Palau through United using all miles thanks to SD and other credit card guru's.  I'm flying through Japan for the trip vs Hawaii.  On the return there's a 7-8 hour layover at Narita so i'll go get lost for a few hours.  Thanks again though ladies and gents for the guidance of credit cards and miles, i got all the miles i needed in about 3 months.  Saved me about 2600 bucks i'm estimating.

 :Woohoo:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 07:10:20 AM
Just finished booking round trip to Palau through United using all miles thanks to SD and other credit card guru's.  I'm flying through Japan for the trip vs Hawaii.  On the return there's a 7-8 hour layover at Narita so i'll go get lost for a few hours.  Thanks again though ladies and gents for the guidance of credit cards and miles, i got all the miles i needed in about 3 months.  Saved me about 2600 bucks i'm estimating.

 :Woohoo:

 :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 07:27:41 AM
Inks up to 60k. Going to get another one.  :ump:

http://boardingarea.com/mommypoints/2014/05/01/increased-sign-up-bonuses-for-chase-ink-cards/#sthash.pByLW9vu.dpbs
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 02, 2014, 08:27:56 AM
wiley went from ROOK  to BOOKed in just 3 short months!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 02, 2014, 08:37:55 AM
If anyone has a referral for the Ink Plus, I'll use that instead of the random points bloggers'.

And I need a PI-free reminder of how to fill out all the biz stuff on the application, seems they ask more questions there aside from a TIN than I remember the last time I did one.  T-Y.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on May 02, 2014, 08:40:56 AM
You know how on 810/610 on weekend mornings they talk gambling?  One of them should talk credit card miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on May 02, 2014, 09:42:19 AM
If anyone has a referral for the Ink Plus, I'll use that instead of the random points bloggers'.

And I need a PI-free reminder of how to fill out all the biz stuff on the application, seems they ask more questions there aside from a TIN than I remember the last time I did one.  T-Y.

I got the card in September. I put my name as the business, my home address for the business address, SSN for TIN and sole proprietor as business type. I put $0 for my annual business revenue/sales. I think you can put just about anything and they'll give it to you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 02, 2014, 09:46:26 AM
I had to call them and chat for about 5 min about my "business" about two months ago because if said under review when I signed up. Probably would've gotten it with doing nothing but I didn't want to wait.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 02, 2014, 12:53:36 PM
well, I'm just going to buy the points now then. go ahead and ban me to the noob card thread or whatever

update:  both the purchased points and spg points showed up this morning at the same time  :facepalm:

in the future, i will tell anyone that purchasing points takes 1 business day and transferring spg points takes 2 business days

unless my point purchase pumped through the spg transacto?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 02, 2014, 01:27:46 PM
well, I'm just going to buy the points now then. go ahead and ban me to the noob card thread or whatever

update:  both the purchased points and spg points showed up this morning at the same time  :facepalm:

in the future, i will tell anyone that purchasing points takes 1 business day and transferring spg points takes 2 business days

unless my point purchase pumped through the spg transacto?

AND BONUS MILES JUST POSTED FOR BOOKING THE UR FLIGHTS  :curse: :curse:

i really boned this up
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 01:28:40 PM
still, no real harm done!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 02, 2014, 01:35:49 PM
If anyone has a referral for the Ink Plus, I'll use that instead of the random points bloggers'.

And I need a PI-free reminder of how to fill out all the biz stuff on the application, seems they ask more questions there aside from a TIN than I remember the last time I did one.  T-Y.

I got the card in September. I put my name as the business, my home address for the business address, SSN for TIN and sole proprietor as business type. I put $0 for my annual business revenue/sales. I think you can put just about anything and they'll give it to you.

Alright.  I actually have a pretty good legit rationale for needing a "business" card for Trim, the entity, so if I had to talk it out w/somebody that would be easy.

Anyone got a referral?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 02:09:25 PM
If anyone has a referral for the Ink Plus, I'll use that instead of the random points bloggers'.

And I need a PI-free reminder of how to fill out all the biz stuff on the application, seems they ask more questions there aside from a TIN than I remember the last time I did one.  T-Y.

I got the card in September. I put my name as the business, my home address for the business address, SSN for TIN and sole proprietor as business type. I put $0 for my annual business revenue/sales. I think you can put just about anything and they'll give it to you.

Alright.  I actually have a pretty good legit rationale for needing a "business" card for Trim, the entity, so if I had to talk it out w/somebody that would be easy.

Anyone got a referral?

I don't think there are referral links for Chase products very often. There was a short time when you could refer the CSP but I don't think there has ever been on for the Inks from just another cardholder.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 02, 2014, 02:13:32 PM
If anyone has a referral for the Ink Plus, I'll use that instead of the random points bloggers'.

And I need a PI-free reminder of how to fill out all the biz stuff on the application, seems they ask more questions there aside from a TIN than I remember the last time I did one.  T-Y.

I got the card in September. I put my name as the business, my home address for the business address, SSN for TIN and sole proprietor as business type. I put $0 for my annual business revenue/sales. I think you can put just about anything and they'll give it to you.

Alright.  I actually have a pretty good legit rationale for needing a "business" card for Trim, the entity, so if I had to talk it out w/somebody that would be easy.

Anyone got a referral?

I don't think there are referral links for Chase products very often. There was a short time when you could refer the CSP but I don't think there has ever been on for the Inks from just another cardholder.

:thumbs:  I thought I saw "disclaimers" on all the blogs about the 60K stating that the links were referral links from the blogger, so I figured somebody here might have the same.  I'll apply over the weekend.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 02:27:03 PM
If anyone has a referral for the Ink Plus, I'll use that instead of the random points bloggers'.

And I need a PI-free reminder of how to fill out all the biz stuff on the application, seems they ask more questions there aside from a TIN than I remember the last time I did one.  T-Y.

I got the card in September. I put my name as the business, my home address for the business address, SSN for TIN and sole proprietor as business type. I put $0 for my annual business revenue/sales. I think you can put just about anything and they'll give it to you.

Alright.  I actually have a pretty good legit rationale for needing a "business" card for Trim, the entity, so if I had to talk it out w/somebody that would be easy.

Anyone got a referral?

I don't think there are referral links for Chase products very often. There was a short time when you could refer the CSP but I don't think there has ever been on for the Inks from just another cardholder.

:thumbs:  I thought I saw "disclaimers" on all the blogs about the 60K stating that the links were referral links from the blogger, so I figured somebody here might have the same.  I'll apply over the weekend.

yeah, they can get them. I'm considering figuring out how and putting them on the first post in this thread and just counting points/money for the rest of my life.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 02, 2014, 02:59:08 PM
does the ink plus have the extra 5k if you add a 2nd user to the card (like the csp does)?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 08:04:14 PM
rusty, if you can't book those all inclusive nights you can always do a long (or 2) weekends at the Andaz Napa. pretty pricy and supposed to be elite. :dunno: save the airline miles for later.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 02, 2014, 08:17:33 PM
rusty, if you can't book those all inclusive nights you can always do a long (or 2) weekends at the Andaz Napa. pretty pricy and supposed to be elite. :dunno: save the airline miles for later.

eh, I'd pay cash to cabo anyway. And I've stayed at an Andaz and wasn't terribly impressed.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 08:24:57 PM
rusty, if you can't book those all inclusive nights you can always do a long (or 2) weekends at the Andaz Napa. pretty pricy and supposed to be elite. :dunno: save the airline miles for later.

eh, I'd pay cash to cabo anyway. And I've stayed at an Andaz and wasn't terribly impressed.

which one? there's only, like, 10.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 02, 2014, 08:45:49 PM
Shanghai
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 02, 2014, 08:46:58 PM
The ipad controlled all the lights and curtains and TV and it did have a pretty amazing toilet, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 08:50:01 PM
That shouldn't count
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on May 02, 2014, 11:03:47 PM
the grand hyatt Kauai didn't show any nights when I looked so I called and this bro booked it for me. he also put both our free nights together into one four night reservation which I thought was nice.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 11:05:24 PM
the grand hyatt Kauai didn't show any nights when I looked so I called and this bro booked it for me. he also put both our free nights together into one four night reservation which I thought was nice.

nice. hyatt people seem to be BITB at being nice about this stuff in my experience.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 02, 2014, 11:11:35 PM
the grand hyatt Kauai didn't show any nights when I looked so I called and this bro booked it for me. he also put both our free nights together into one four night reservation which I thought was nice.

Great, will try this tonight
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on May 02, 2014, 11:12:02 PM
the grand hyatt Kauai didn't show any nights when I looked so I called and this bro booked it for me. he also put both our free nights together into one four night reservation which I thought was nice.

nice. hyatt people seem to be BITB at being nice about this stuff in my experience.

we ended up changing our arrival date to one day later so I called back to move the nights. the girl goes, "oh, I'll just move this night from the beginning of the trip to the end of the trip!  like a sandwich!  then I only have to click one button!"  she was super excited about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on May 02, 2014, 11:15:52 PM
adorable gfa
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 02, 2014, 11:18:06 PM
Thanks for the insight gfa. Did your buddy have to call at the same time? Or did they let you do it all?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 11:19:54 PM
Thanks for the insight gfa. Did your buddy have to call at the same time? Or did they let you do it all?

lol at calling GFA's brand new spouse his buddy
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 02, 2014, 11:20:28 PM
Here was the bathtub at the andaz Shanghai:

(http://img.tapatalk.com/d/14/05/03/enypu2y9.jpg)

You could change the color with your ipad while sitting on the toilet blowing hot air on your ass.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 11:23:25 PM
you can't compare anything in china to anything other places. it's the wild west of hotels.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 11:24:24 PM
disclaimer: I have never been there. just travel message board grumblings/rumblings.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 02, 2014, 11:27:31 PM
Well part of the problem was I'd just spent five nights at the Park Hyatt Saigon which is rough ridin' wonderful.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 02, 2014, 11:33:01 PM
But anyway, they have this typical lounge area that had a free booze happy hour, but you had to open the beer yourself! WTF!
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 02, 2014, 11:33:57 PM
Couldn't the toilet open the beer for you?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 11:34:44 PM
But anyway, they have this typical lounge area that had a free booze happy hour, but you had to open the beer yourself! WTF!

are you sure you weren't in communist Ukraine?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 11:35:23 PM
Well part of the problem was I'd just spent five nights at the Park Hyatt Saigon which is rough ridin' wonderful.

what a rough ridin' brag right here, doe !!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 11:37:39 PM
Hyatts go:

Park
Andaz
------Huge gap
Grand
Regency
------Huge gap
business ones (place, house, etc.)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 02, 2014, 11:41:13 PM
Well part of the problem was I'd just spent five nights at the Park Hyatt Saigon which is rough ridin' wonderful.

what a rough ridin' brag right here, doe !!!!

Well, it started with a pretty elite brag IMO
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2014, 11:42:02 PM
yeah, I would brag more than you do. Hyatt is BITB though.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 03, 2014, 06:30:00 AM
Applied for four more yesterday--two Inks at 60k, two US Airs at 40k.  :gocho: Used the old "Ink Bold is a charge card, I'd prefer the Plus since it's a credit card" trick.

When this round is over, Mrs. WonderMeal and I will have ~200,000 UR (65/135k split respectively), 110,000 SW rapid rewards (all her), and 120,000 US Air (40,000/80,000 split). Will this be enough for elite Rusty-level vacations?
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on May 03, 2014, 06:31:53 AM
I think I'll shift from Hilton to Hyatt and work these cards. Thanks for the great thread guys.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on May 03, 2014, 06:45:30 AM
Thanks for the insight gfa. Did your buddy have to call at the same time? Or did they let you do it all?

they let me do it all
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 03, 2014, 08:53:09 AM

Applied for four more yesterday--two Inks at 60k, two US Airs at 40k.  :gocho: Used the old "Ink Bold is a charge card, I'd prefer the Plus since it's a credit card" trick.

When this round is over, Mrs. WonderMeal and I will have ~200,000 UR (65/135k split respectively), 110,000 SW rapid rewards (all her), and 120,000 US Air (40,000/80,000 split). Will this be enough for elite Rusty-level vacations?

Get some AA citi cards next.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 03, 2014, 11:32:19 AM
borrowing money on my ccs was such a stupid idea.  now i'm paranoid about even applying for new churns (got rejected once, post borrow).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 07, 2014, 12:10:51 AM
Quote
“Over the last year, I realized how spoiled I was in college,” Henriquez said in a phone interview. “Instead of flying to away games on a chartered flight, you’re taking two or three commercial flights and a bus ride. It was a lot different. I did a good job wracking up my air miles, though.”

Read more here: http://www.kansascity.com/2014/05/05/5004489/former-k-state-forward-jordan.html#storylink=cpy
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 07, 2014, 07:09:38 AM
 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 09, 2014, 02:59:59 PM
Uber launch in KC tonight. Promo Code- KCFREE for free rides until the 23rd. also use SD's code if you havent already signed up if its still good.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on May 09, 2014, 03:17:08 PM
About to get my 40,000 UR points here in about a week, really excited to book a round trip flight to Cali fo free!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 09, 2014, 03:18:21 PM

Uber launch in KC tonight. Promo Code- KCFREE for free rides until the 23rd. also use SD's code if you havent already signed up if its still good.

Nice. Wish Omaha would get Uber.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 09, 2014, 03:19:29 PM

Uber launch in KC tonight. Promo Code- KCFREE for free rides until the 23rd. also use SD's code if you havent already signed up if its still good.

Nice. Wish Omaha would get Uber.

https://www.uber.com/cities/omaha (https://www.uber.com/cities/omaha)

 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 09, 2014, 03:20:36 PM
oh gosh never mind  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 09, 2014, 03:25:02 PM
oh gosh never mind  :frown:

you dont need me to tell you that youre better than this.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 09, 2014, 03:28:56 PM
Had a midnight fire alarm then no one saying anything when I got to the main floor and complained on twitter then mentioned it to the front desk lady. 14k spg points from a combo of the two trying to make me happy.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 09, 2014, 03:29:17 PM
That was a terrible post.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 09, 2014, 03:30:09 PM
That was a terrible post.

probably could have mentioned you were in a hotel
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 09, 2014, 03:31:11 PM
Had a midnight fire alarm then no one saying anything when I got to the main floor and complained on twitter then mentioned it to the front desk lady. 14k spg points from a combo of the two trying to make me happy.

that's a crapload of spg points just for that
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 09, 2014, 03:33:21 PM
Yes, wow. Jackpot. You can stay like 3 nights (math?) in the four points in MHK on that
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 09, 2014, 03:34:17 PM
I would let a hotel bunk someone up with me on solo work trips if they gave me 14k SPG per night
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 09, 2014, 03:36:08 PM
It was 3k pts per night last time I did it. One voicemail said 6k then a email said 8k so I was going to be pumped with either one. When both showed up it was heaven. I think it was as much a make up move from them as it was a thank you for pointing out dumb crap. Fwiw it was a garbage stay/hotel at the Sheraton Times Square.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 09, 2014, 03:40:08 PM
The twitter mention was amazing. Literally just said 1am wake up with announcement I couldn't understand #sheraton do better.


Room has trash behind curtain. When guy came on I couldn't understand what he was saying. Then went downstairs and there was no one down there helping ppl. Seemed like nothing going on. Went back up, still going crazy alarm. Then they said clear. Then next morning I gave keys back and asked her what happened. They didn't even know it had happened so took down my number and story. Manager left vm saying it was a false alarm and that I was getting 6k pts. They literally hit my acct by 10am
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 09, 2014, 03:41:22 PM

It was 3k pts per night last time I did it. One voicemail said 6k then a email said 8k so I was going to be pumped with either one. When both showed up it was heaven. I think it was as much a make up move from them as it was a thank you for pointing out dumb crap. Fwiw it was a garbage stay/hotel at the Sheraton Times Square.
Jesus this airport beer is getting me. 3k pts per night at the four points mhk. Adding in the stay points it's damn near 5 nights in mhk.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 09, 2014, 03:43:55 PM
jfc lock it up, BR
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 09, 2014, 03:46:58 PM
It's Friday!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 09, 2014, 03:56:08 PM
Boom Roasted more like Boom Sundanced right now
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on May 09, 2014, 03:57:51 PM
i always find things wrong with my airplane or my seat or my hotel room or something and always think of complaining but never have.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 09, 2014, 03:58:45 PM
i always find things wrong with my airplane or my seat or my hotel room or something and always think of complaining but never have.

like your hamburgers from fast food restaurants when youre in uniform?
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on May 09, 2014, 03:59:21 PM
It's Friday!!!
Happy Friday!
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on May 09, 2014, 04:00:31 PM
It's Friday!!!

http://goEMAW.com/forum/index.php?topic=30510.msg1110649#msg1110649 (http://goEMAW.com/forum/index.php?topic=30510.msg1110649#msg1110649)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 09, 2014, 04:02:07 PM
i always find things wrong with my airplane or my seat or my hotel room or something and always think of complaining but never have.

like your hamburgers from fast food restaurants when youre in uniform?

like maybe a hamburger with too many nutrients in it?  :Yuck:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 09, 2014, 04:11:30 PM

i always find things wrong with my airplane or my seat or my hotel room or something and always think of complaining but never have.
I generally hate the thought of complaining. But it was a 1am alarm and more than anything there was a possibility of pojnts. And that worked out in spades!
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on May 09, 2014, 04:15:54 PM
BR! :thumbs: :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 09, 2014, 07:25:59 PM

i always find things wrong with my airplane or my seat or my hotel room or something and always think of complaining but never have.
I generally hate the thought of complaining. But it was a 1am alarm and more than anything there was a possibility of pojnts. And that worked out in spades!

BR, I'd like to airport pak with you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 09, 2014, 10:01:53 PM


i always find things wrong with my airplane or my seat or my hotel room or something and always think of complaining but never have.
I generally hate the thought of complaining. But it was a 1am alarm and more than anything there was a possibility of pojnts. And that worked out in spades!

BR, I'd like to airport pak with you.
I'm in
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 09, 2014, 10:10:50 PM
A guy I know who spends a lot of time in Asia told me to always complain about Asian hotels whether the service was good or not because you'll almost always get a suite or something next time you're there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 09, 2014, 10:13:19 PM
A guy I know who spends a lot of time in Asia told me to always complain about Asian hotels whether the service was good or not because you'll almost always get a suite or something next time you're there.

Is he from Indiana?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 09, 2014, 10:16:29 PM
A guy I know who spends a lot of time in Asia told me to always complain about Asian hotels whether the service was good or not because you'll almost always get a suite or something next time you're there.

a guy i know who talks to hotel maids told me that when you complain about the service (roomwise), whether it was good or not, they fine the crap out of the maids.  but as long as you get points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 09, 2014, 10:17:40 PM
 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on May 09, 2014, 10:18:00 PM
A guy I know who spends a lot of time in Asia told me to always complain about Asian hotels whether the service was good or not because you'll almost always get a suite or something next time you're there.

What an bad person.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 09, 2014, 10:30:16 PM
Ok new information has come to light, and I think we should not complain about room cleanliness
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 09, 2014, 10:33:22 PM
Ok new information has come to light, and I think we should not complain about room cleanliness

I think we should not complain about anything except stuff that actually isn't good. This is a little pro-life-tip from steve dave because apparently this doesn't come naturally to everyone.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 09, 2014, 10:38:23 PM
I never follow his advice, you guys.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 09, 2014, 11:15:36 PM
Also, the guy giving me the advice is a fascinating dude. He grew up in Mississippi but has lived in Indonesia for like 20 years. He's been married and divorced a couple times since he's been there and has like 5 kids and speaks Indonesian with a southern drawl. He also converted to Islam.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 09, 2014, 11:18:44 PM
Also, the guy giving me the advice is a fascinating dude. He grew up in Mississippi but has lived in Indonesia for like 20 years. He's been married and divorced a couple times since he's been there and has like 5 kids and speaks Indonesian with a southern drawl. He also converted to Islam.

well, he obviously has his finger on the pulse of not knowing what the eff is going on
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 09, 2014, 11:20:01 PM
He's found his niche
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 09, 2014, 11:20:28 PM
He's found his niche

tons of them
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on May 10, 2014, 02:45:03 AM
ms tobias is staying at the pulitzer in Amsterdam for a few nights, thanks friends :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 17, 2014, 04:32:29 PM
If anyone has a referral for the Ink Plus, I'll use that instead of the random points bloggers'.

And I need a PI-free reminder of how to fill out all the biz stuff on the application, seems they ask more questions there aside from a TIN than I remember the last time I did one.  T-Y.

I got the card in September. I put my name as the business, my home address for the business address, SSN for TIN and sole proprietor as business type. I put $0 for my annual business revenue/sales. I think you can put just about anything and they'll give it to you.

Alright.  I actually have a pretty good legit rationale for needing a "business" card for Trim, the entity, so if I had to talk it out w/somebody that would be easy.

Anyone got a referral?

Got a letter saying they can't evaluate my application b/c they can't verify company name (which was my name), TIN (which was my SSN) and address (which was my home address). 

Will the person I talk to on the phone get it that I am a business and need a separate card to do business crap like gE stuff, side lawyer things, etc., or should I use gE as the business?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 17, 2014, 07:06:35 PM
If anyone has a referral for the Ink Plus, I'll use that instead of the random points bloggers'.

And I need a PI-free reminder of how to fill out all the biz stuff on the application, seems they ask more questions there aside from a TIN than I remember the last time I did one.  T-Y.

I got the card in September. I put my name as the business, my home address for the business address, SSN for TIN and sole proprietor as business type. I put $0 for my annual business revenue/sales. I think you can put just about anything and they'll give it to you.

Alright.  I actually have a pretty good legit rationale for needing a "business" card for Trim, the entity, so if I had to talk it out w/somebody that would be easy.

Anyone got a referral?

Got a letter saying they can't evaluate my application b/c they can't verify company name (which was my name), TIN (which was my SSN) and address (which was my home address). 

Will the person I talk to on the phone get it that I am a business and need a separate card to do business crap like gE stuff, side lawyer things, etc., or should I use gE as the business?

thats common.  stick to script and confirm the info.   Have a backstory on what your business is and why it needs a card.  (I buy and sell vintage transformers, etc.)
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 17, 2014, 07:43:44 PM
Agreed. Some question you and other dgaf
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on May 18, 2014, 01:12:36 AM
also my residence inn has lost power for the last couple hours so I'm just sitting alone in the dark. I recommend this. very relaxing.

this thread led me to email marriott and complain about this awesome thing that happened to me that I enjoyed. anyway I got an email back very quickly telling me they'd give me 3500 points for it which is like, a dollar, in marriott points as far as I can tell but hey I better than nothing.  anyway I logged in and they had given me the 3500 + my 20% silver bonus + 7 completely random nights that I haven't stayed, like I should have 38 nights ytd and I have 45 showing.  anyway that's neat I guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 18, 2014, 06:25:45 AM
Those nights are prolly from having the Marriott card
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on May 18, 2014, 09:31:16 AM
prob not since I don't have it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 18, 2014, 10:46:13 AM
prob not then
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on May 18, 2014, 10:49:01 AM
I'm gonna get it tho after I buy a house :3
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on May 20, 2014, 04:29:11 PM
also my residence inn has lost power for the last couple hours so I'm just sitting alone in the dark. I recommend this. very relaxing.

this thread led me to email marriott and complain about this awesome thing that happened to me that I enjoyed. anyway I got an email back very quickly telling me they'd give me 3500 points for it which is like, a dollar, in marriott points as far as I can tell but hey I better than nothing.  anyway I logged in and they had given me the 3500 + my 20% silver bonus + 7 completely random nights that I haven't stayed, like I should have 38 nights ytd and I have 45 showing.  anyway that's neat I guess.

They gave me 5k one time when my tv wasn't working and I had the guy come to fix it. I didn't even complain.

Quick question. In general which points are better, Amex or Chase?  I usually just use the points for gift cards and junk since I don't travel much, but want to have the best option if I decide to. I am jumbling between my freedom and Amex everyday and am considering going all Amex because of the bonus if I use it 20 times in a statement period. I use the freedom most of the time now and have the Amex for Costco and gas.

Tia
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on May 20, 2014, 05:05:24 PM
I think I've let over 400,000 miles expire so far this year. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on May 20, 2014, 05:06:41 PM
rough ridin' Monday hotel luck again last night. Boiler broken so cold shower this am. We will see how good the bonus is this time. Crappy part is it's marriott points I would get
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on May 20, 2014, 06:37:01 PM
I think I've let over 400,000 miles expire so far this year. 
It is going to be hilarious when you actually show up for a Pak and SD punches you right in the face with no comment. You two will just look at each other and know exactly why.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 20, 2014, 07:01:02 PM
Pretty good say yesterday to follow up with getting that $350 from Southwest.  Talked it out with the Chase people and I should be receiving the Ink soon.  Finally got 10K Marriott points I'd been bitching about related to Hertz rental car promos from last year, turns out I wasn't supposed to get them b/c I got Hertz points too but the guy this week gave them to me after my 3rd call over the last few months.  And found 5K SPG's added yesterday, I think from referring Gooch.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on May 20, 2014, 08:10:51 PM
And found 5K SPG's added yesterday, I think from referring Gooch.

smart move of him to put fattyfest in his minimum spend window
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 20, 2014, 08:15:36 PM

also my residence inn has lost power for the last couple hours so I'm just sitting alone in the dark. I recommend this. very relaxing.

this thread led me to email marriott and complain about this awesome thing that happened to me that I enjoyed. anyway I got an email back very quickly telling me they'd give me 3500 points for it which is like, a dollar, in marriott points as far as I can tell but hey I better than nothing.  anyway I logged in and they had given me the 3500 + my 20% silver bonus + 7 completely random nights that I haven't stayed, like I should have 38 nights ytd and I have 45 showing.  anyway that's neat I guess.

They gave me 5k one time when my tv wasn't working and I had the guy come to fix it. I didn't even complain.

Quick question. In general which points are better, Amex or Chase?  I usually just use the points for gift cards and junk since I don't travel much, but want to have the best option if I decide to. I am jumbling between my freedom and Amex everyday and am considering going all Amex because of the bonus if I use it 20 times in a statement period. I use the freedom most of the time now and have the Amex for Costco and gas.

Tia

Chase by far
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on May 21, 2014, 07:20:24 PM
I think I've let over 400,000 miles expire so far this year. 
It is going to be hilarious when you actually show up for a Pak and SD punches you right in the face with no comment. You two will just look at each other and know exactly why.

I bolded the funny part. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 21, 2014, 09:02:21 PM
I think I've let over 400,000 miles expire so far this year.

what kind?  some programs you can get them back.    It's pretty easy to keep most from expiring BTW.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on May 21, 2014, 09:05:28 PM
And found 5K SPG's added yesterday, I think from referring Gooch.

smart move of him to put fattyfest in his minimum spend window
Knocked the 5k spend out in two days with the kitchen remodel. :gocho:

Edit: I need another card to knock out some more stuff on. AA sent me a 40k with a $1500 spend with another 10k after $5000 spend in 12 months. I could have this knocked out by mid July finishing up this remodel.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2014, 07:46:42 AM
Singapore Air miles (krisflyer) just got added as an UR transfer partner. Pretty great news. Stupid Gary has a good write up about why it's great.

http://boardingarea.com/viewfromthewing/2014/05/21/chase-increases-value-points-fantastic-new-airline-transfer-partner/
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on May 22, 2014, 05:16:41 PM
Have any of you started getting spam calls since opening a business card? I'm getting three to four a day in the last week. They're getting smarter too. Area code is spoofing to local number. So I answer thinking it's a legit call.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2014, 05:22:11 PM
No, none
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 27, 2014, 09:16:06 PM
Just booked Christmas and Labor Day travel for The WonderMeal family using SW points/companion pass. Cost me $50 total. I know this isn't as sexy in this thread as booking RowdyyBoy's First Class Tokyo Journey, but it still feels good, you guys.

 :adored: :bill:  :ksu:

Mrs. WonderMeal, who has been pretty skeptical of churning (yet still let me use her SSN carte blanche) is now officially on board w/ the growing stack of credit cards on the desk.

Cats, man.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 27, 2014, 09:54:17 PM
That's what it's all about WM
Title: Re: How Many Credit Cards Do You Have?
Post by: EMAWmeister on June 03, 2014, 11:21:36 PM
Best credit card for someone with very little credit history (utilities in college, NFM card, etc) but is going to start flying to Denver once a month or more in the very near future.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 03, 2014, 11:34:52 PM
discover card
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 03, 2014, 11:36:36 PM
If you have any income (or are OK w/ lying about your income) and nothing bad on your credit history you should be able to get approved w/ any card mentioned. Start w/ the AA or BA or Chase Sapphire.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 04, 2014, 12:32:33 AM
Best credit card for someone with very little credit history (utilities in college, NFM card, etc) but is going to start flying to Denver once a month or more in the very near future.

I recommend the sd/kkk frontier discount if your very near future predates you being where you need to be with credit cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 04, 2014, 08:08:32 AM
Best credit card for someone with very little credit history (utilities in college, NFM card, etc) but is going to start flying to Denver once a month or more in the very near future.

Frontier sucks so bad these days I wouldn't fly them (charge for a carry on!) so I'd look at United or SW for nonstop flights.   This is assuming out of KC.   IS this expensed travel or personal?
Title: Re: How Many Credit Cards Do You Have?
Post by: EMAWmeister on June 04, 2014, 08:10:45 AM

Best credit card for someone with very little credit history (utilities in college, NFM card, etc) but is going to start flying to Denver once a month or more in the very near future.

Frontier sucks so bad these days I wouldn't fly them (charge for a carry on!) so I'd look at United or SW for nonstop flights.   This is assuming out of KC.   IS this expensed travel or personal?

Personal.


Sent from my iPad using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on June 04, 2014, 08:29:56 AM
SW
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 04, 2014, 08:36:22 AM
eff Southwest.

'eister, when you need to fly to Denver soon, look up how much the frontier flight would cost and how many points it would be and get at me.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on June 08, 2014, 11:08:43 PM
Since I started churning around this time last year, Mrs. WonderMeal and I have gotten 10 free domestic plane tickets and will have 190k UR/120k US Air/40k SW points at the end of the month. Still haven't even touched United, BA, American, Amex, or hotel cards.

In that time, my credit score has increased by 38 points. (Prob due to my credit utilization or whatever it's called.)

Thanks, gE.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 08, 2014, 11:29:51 PM
Since I started churning around this time last year, Mrs. WonderMeal and I have gotten 10 free domestic plane tickets and will have 190k UR/120k US Air/40k SW points at the end of the month. Still haven't even touched United, BA, American, Amex, or hotel cards.

In that time, my credit score has increased by 38 points. (Prob due to my credit utilization or whatever it's called.)

Thanks, gE.

that's fantastic .
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 08, 2014, 11:31:00 PM
How often do you folks need to worry about your credit score?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 09, 2014, 06:54:01 AM
How often do you folks need to worry about your credit score?

never again in my entire life
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 09, 2014, 06:54:17 AM
Since I started churning around this time last year, Mrs. WonderMeal and I have gotten 10 free domestic plane tickets and will have 190k UR/120k US Air/40k SW points at the end of the month. Still haven't even touched United, BA, American, Amex, or hotel cards.

In that time, my credit score has increased by 38 points. (Prob due to my credit utilization or whatever it's called.)

Thanks, gE.

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 10, 2014, 12:21:24 PM
travel blogging community going completely nuts over the new United revenue based earning changes.  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 10, 2014, 12:33:20 PM
travel blogging community going completely nuts over the new United revenue based earning changes.  :lol:

What. :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 10, 2014, 12:37:52 PM
travel blogging community going completely nuts over the new United revenue based earning changes.  :lol:

What. :blank:

United is going the way Delta went and you now earn miles based on the cost of your ticket instead of your miles flown. These people who mile run flights lose out because the miles they earn are now (or in 2015 anyway) directly proportional to what they pay for their ticket. AA is really the last domestic holdout that will still be doing it the old way and I'd expect them to switch soon. it's stupid to do it any other way because of people who mileage run flights all the time. I'm sure you know but for those that don't really follow this stuff people will "mileage run" flights by finding super cheap flights that are really long and just flying them to earn the miles. They do it because they earn so many cents per mile and/or re-qualify for their elite status. Now they will just have to spend a ton on whatever carrier to earn either and their cents per mile advantage they could find looking for huge deals dissapears.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 10, 2014, 12:39:12 PM
I earned 14000 miles on an $800 ticket earlier this year. Would earn 5600 in the new system.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 10, 2014, 12:40:30 PM
I earned 14000 miles on an $800 ticket earlier this year. Would earn 5600 in the new system.

yeah, there you go
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 10, 2014, 12:44:16 PM
Starts March 1, so hopefully I can get in another big trip to get silver for another year.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 10, 2014, 03:16:13 PM
does this change how you spend, or just how you earn?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 10, 2014, 03:19:22 PM
does this change how you spend, or just how you earn?

Just how you earn, for now. It would almost be better if it was spent based on the ticket price if it's anything like SW. Hard to tell.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 10, 2014, 03:21:32 PM
does this change how you spend, or just how you earn?

Just how you earn, for now. It would almost be better if it was spent based on the ticket price if it's anything like SW. Hard to tell.

they already adjusted their award spend structure. this is just on earning butt in seat miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 10, 2014, 03:33:27 PM
well, i don't like it (change), but i guess it doesn't actually impact me in any way.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 10, 2014, 03:48:48 PM

well, i don't like it (change), but i guess it doesn't actually impact me in any way.

Yeah, it doesn't effect most people
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 10, 2014, 03:56:41 PM
Hmm, I'm wondering if I should maybe switch to krisflyer or ANA to accumulate miles? Has any of the travel blogger dudes looked at this?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 10, 2014, 04:01:44 PM
http://www.flyertalk.com/forum/united-airlines-mileageplus/1584227-leaving-mp-but-want-stay-whats-best-option.html

:don'tcare:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 10, 2014, 04:37:29 PM
Just signed up for the United Airlines Explorer with 50k mile offer.  Luftansa is my default fly-to-Europe airline so with the miles I already have it's a free trip to Prague.  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: bubbles4ksu on June 10, 2014, 06:16:38 PM
can a person have a sapphire and a sapphire preferred at the same time? just looking for the 10k bonus on the regular sapphire.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 10, 2014, 06:56:34 PM
Finally got the Ink all squared away.  It was a real pain in the ass.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 13, 2014, 10:54:10 AM
I already know the answer to this and I know this is a dumb question, but can I transfer my Delta miles over to Southwest? :D

"NO FANNING YOU DUMB eff! tHAT MAKES NO BUSINESS SENSE AT ALL!"

 :crossfingers:

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 10:55:42 AM
no fanning, you cannot. doesn't hurt to ask though!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 13, 2014, 10:56:46 AM
how many skymiles do you have fanman?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 10:58:38 AM
can a person have a sapphire and a sapphire preferred at the same time? just looking for the 10k bonus on the regular sapphire.

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 13, 2014, 10:59:46 AM
no fanning, you cannot. doesn't hurt to ask though!
Thanks! :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 10:59:55 AM
Just signed up for the United Airlines Explorer with 50k mile offer.  Luftansa is my default fly-to-Europe airline so with the miles I already have it's a free trip to Prague.  :D

are you aware that lufthansa has their own card? unless you like flying in the back of the bus you may want to go that route. you can't really find 1st award space on lufty unless you are using their miles or are ok waiting for the week before the flight to book it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 11:00:57 AM
sapphire preferred referral bonus is back. so....if anyone was planning on getting a CSP card now is a good time to send your email address to your best friend steve dave!
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 13, 2014, 11:01:22 AM
how many skymiles do you have fanman?
Not many bud. I have like 3500 from my last job (for delta), but I'm making this Marco trip (in August) happen for free through my southwest points. I'm up to 30K.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 11:03:00 AM
fanman, do you know what DO transfer to SW? Chase Ultimate Rewards! which you can get by signing up for the Chase Sapphire Preferred using your best pal steve dave's referral link! don't do this unless you were going to get this card anyway or this is actually something you want to do.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 13, 2014, 11:03:47 AM
sapphire preferred referral bonus is back. so....if anyone was planning on getting a CSP card now is a good time to send your email address to your best friend steve dave!

yeah i was thinking about it. i got the chase hyatt in february. will chase let me have the csp already?
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 13, 2014, 11:05:05 AM
fanman, do you know what DO transfer to SW? Chase Ultimate Rewards! which you can get by signing up for the Chase Sapphire Preferred using your best pal steve dave's referral link! don't do this unless you were going to get this card anyway or this is actually something you want to do.
DO? If this benefits me, i'm in!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 11:06:05 AM
sapphire preferred referral bonus is back. so....if anyone was planning on getting a CSP card now is a good time to send your email address to your best friend steve dave!

yeah i was thinking about it. i got the chase hyatt in february. will chase let me have the csp already?

probably. it has more to do with your maxing out your available credit with chase. they will usually only allow each person to have a defined amount of credit with them. you can call them and tell them to move some of the available credit from the Hyatt to the CSP card to get it approved though if they give you grief about this. if you are serious send me your email address and I'll send you a referral.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 13, 2014, 11:08:28 AM
sapphire preferred referral bonus is back. so....if anyone was planning on getting a CSP card now is a good time to send your email address to your best friend steve dave!

yeah i was thinking about it. i got the chase hyatt in february. will chase let me have the csp already?

probably. it has more to do with your maxing out your available credit with chase. they will usually only allow each person to have a defined amount of credit with them. you can call them and tell them to move some of the available credit from the Hyatt to the CSP card to get it approved though if they give you grief about this. if you are serious send me your email address and I'll send you a referral.

yeah let's do it. i'm pretty confident they could give me more credit. 40k miles + 5k for adding an authorized user? consider yourself PM'd
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 13, 2014, 11:10:52 AM
It's amazing what gE has done for me. Free trips since 2011. Thanks, SD! :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 11:11:33 AM
fanman, do you know what DO transfer to SW? Chase Ultimate Rewards! which you can get by signing up for the Chase Sapphire Preferred using your best pal steve dave's referral link! don't do this unless you were going to get this card anyway or this is actually something you want to do.
DO? If this benefits me, i'm in!

You will have to get a Chase Sapphire Preferred credit card (the best credit card out there in my opinion and what I use for most of my spending) and spend $3k on the card in the first 3 months. When you do this you will get 40k Ultimate Reward points which you can transfer to SW, Hyatt, Marriott, United, and other programs at a 1:1 ratio. So you would have 43k SW miles available after you spend $3k on the card. You can get an additional 5k points if you add an "authorized user" of the card (mrs. wacky?) and they make one purchase with the card. you can then take it away from her and trash it or whatever. So, if you actually want a referral link to that send me your email.

DISCLAIMER: steve dave and goEMAW.com is not responsible for any late payments, maxing out of the card, etc. that wackycat does with this credit card to his own detriment.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 13, 2014, 11:13:52 AM
fanman said he has 30k SW points, not 3k
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 13, 2014, 11:15:23 AM
WOW! That's awesome. Let me think about it. I'm not a huge spender, so $3K in 3 months might be tough, but it's definitely doable. I pay it off after every purchase anyways. I should probably start this in August when I move in with Ms. Wacky and lose half my bills.  :cheers:

$3k means dollars, not points, right? Asking for mocat! :)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 11:17:49 AM
fanman said he has 30k SW points, not 3k

yeah, I meant just from this card. so he'd then have 73k SW points (+5k if he added an authorized user) if he decided to transfer all the points to SW.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 11:18:35 AM
WOW! That's awesome. Let me think about it. I'm not a huge spender, so $3K in 3 months might be tough, but it's definitely doable. I pay it off after every purchase anyways. I should probably start this in August when I move in with Ms. Wacky and lose half my bills.  :cheers:

$3k means dollars, not points, right? Asking for mocat! :)

yeah, you spend $3k on it in the first three months you have the card and you get the 40k bonus points (plus 3k points for the $3k you spent on the card) (plus another 5k points if you have an authorized user get their own card and make one purchase with it).
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 13, 2014, 11:18:42 AM
You should probably start before you move since you lose half your bills.

Also, one thing that I don't think gets enough play here is using the Chase Freedom along with the Sapphire Preferred and combining the points in the Sapphire account. I've been 5xing the crap out of restaurants this quarter on the freedom.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 11:21:09 AM
You should probably start before you move since you lose half your bills.

Also, one thing that I don't think gets enough play here is using the Chase Freedom along with the Sapphire Preferred and combining the points in the Sapphire account. I've been 5xing the crap out of restaurants this quarter on the freedom.

this is a good tip. I still don't have the freedom but should get it. I've been using a CSP/Ink combo for everything but that's just because I've been lazy lately.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 13, 2014, 11:23:14 AM
You should probably start before you move since you lose half your bills.

Also, one thing that I don't think gets enough play here is using the Chase Freedom along with the Sapphire Preferred and combining the points in the Sapphire account. I've been 5xing the crap out of restaurants this quarter on the freedom.

seems like a good idea. does the Freedom have rotating categories for getting 5x or whatever?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 13, 2014, 11:24:56 AM
You should probably start before you move since you lose half your bills.

Also, one thing that I don't think gets enough play here is using the Chase Freedom along with the Sapphire Preferred and combining the points in the Sapphire account. I've been 5xing the crap out of restaurants this quarter on the freedom.

this is a good tip. I still don't have the freedom but should get it. I've been using a CSP/Ink combo for everything but that's just because I've been lazy lately.

The bonus is now up to 20k so you may want to jump on that.

https://creditcards.chase.com/freedom/learnmore?CELL=6RRW&jp_cmp=cc/03BRFreedomExact/sea/na/ChaseFreedom
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 13, 2014, 11:25:10 AM
Great stuff you guys!  :excited: SD, I'll hit you up when I do this.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 13, 2014, 11:26:45 AM
You should probably start before you move since you lose half your bills.

Also, one thing that I don't think gets enough play here is using the Chase Freedom along with the Sapphire Preferred and combining the points in the Sapphire account. I've been 5xing the crap out of restaurants this quarter on the freedom.

seems like a good idea. does the Freedom have rotating categories for getting 5x or whatever?

Yeah, right now it's like restaurants and something, next quarter it's gas stations and something, last quarter it's amazon and something. Last Christmas I was churning other cards but this year I'll probably amazon the eff out of some points.

https://creditcards.chase.com/freedom/activate
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 13, 2014, 11:27:24 AM
Also the freedom is no fee so there's no reason not to have it around.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 11:27:53 AM
You should probably start before you move since you lose half your bills.

Also, one thing that I don't think gets enough play here is using the Chase Freedom along with the Sapphire Preferred and combining the points in the Sapphire account. I've been 5xing the crap out of restaurants this quarter on the freedom.

this is a good tip. I still don't have the freedom but should get it. I've been using a CSP/Ink combo for everything but that's just because I've been lazy lately.

The bonus is now up to 20k so you may want to jump on that.

https://creditcards.chase.com/freedom/learnmore?CELL=6RRW&jp_cmp=cc/03BRFreedomExact/sea/na/ChaseFreedom

yes, consider myself and mrs. dave both freedom'd. do you have a referral link for this? Go to https://www.chasereferafriend.com/ and see if it lets you.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 11:29:02 AM
everyone be aware that you have to have a CSP or Ink along with the Freedom in order to get UR points instead of just cash back.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 13, 2014, 11:29:15 AM
mich, I could pay our (her place) rent for 3 months (starting in august) on my card and hit that 3K and pay it off as soon as I get paid. That work, right? My rent right now is way less than what she pays.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 11:29:59 AM
mich, I could pay our (her place) rent for 3 months (starting in august) on my card and hit that 3K and pay it off as soon as I get paid. That work, right? My rent right now is way less than what she pays.

she lives somewhere that allows you to pay rent on a credit card? you better put a rough ridin' ring on it fanning.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 13, 2014, 11:31:50 AM
mich, I could pay our (her place) rent for 3 months (starting in august) on my card and hit that 3K and pay it off as soon as I get paid. That work, right? My rent right now is way less than what she pays.

she lives somewhere that allows you to pay rent on a credit card? you better put a rough ridin' ring on it fanning.
:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 13, 2014, 11:33:09 AM
i can pay with credit card but there is a $17 fee for each transaction. that is a lot of miles tho...  :Ugh:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 13, 2014, 11:36:48 AM
You should probably start before you move since you lose half your bills.

Also, one thing that I don't think gets enough play here is using the Chase Freedom along with the Sapphire Preferred and combining the points in the Sapphire account. I've been 5xing the crap out of restaurants this quarter on the freedom.

this is a good tip. I still don't have the freedom but should get it. I've been using a CSP/Ink combo for everything but that's just because I've been lazy lately.

The bonus is now up to 20k so you may want to jump on that.

https://creditcards.chase.com/freedom/learnmore?CELL=6RRW&jp_cmp=cc/03BRFreedomExact/sea/na/ChaseFreedom

yes, consider myself and mrs. dave both freedom'd. do you have a referral link for this? Go to https://www.chasereferafriend.com/ and see if it lets you.

Yes! PM me some email addresses.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2014, 11:37:30 AM
i can pay with credit card but there is a $17 fee for each transaction. that is a lot of miles tho...  :Ugh:

if it is a 2% or less fee I'd do it
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 13, 2014, 12:50:54 PM
Guys remember Mikeyis4dacats tip about using Amazon payments to generate fake spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 13, 2014, 12:53:35 PM
Day just keeps getting better. I was suppose to move out of my place at the end of July. I got a call today from the property manager asking if I could be out by July 15th? She said if I did, she wouldn't charge me for July and give me $400 dollars in cash so the new tenant could move in. Bring on the new CC! :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 13, 2014, 12:54:16 PM
Guys remember Mikeyis4dacats tip about using Amazon payments to generate fake spend.

i didn't want to bring it up and make michigan think i was following him around
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 13, 2014, 12:55:04 PM
Day just keeps getting better. I was suppose to move out of my place at the end of July. I got a call today from the property manager asking if I could be out by July 15th? She said if I did, she wouldn't charge me for July and give me $400 dollars in cash so the new tenant could move in. Bring on the new CC! :Woot:

ZZZZIPPP
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 13, 2014, 12:57:28 PM
Day just keeps getting better. I was suppose to move out of my place at the end of July. I got a call today from the property manager asking if I could be out by July 15th? She said if I did, she wouldn't charge me for July and give me $400 dollars in cash so the new tenant could move in. Bring on the new CC! :Woot:

ZZZZIPPP
:D
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 13, 2014, 12:58:44 PM
(http://stream1.gifsoup.com/view/154438/vince-vaughn-motorboat-o.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 13, 2014, 01:10:56 PM
i do not have the email yet steve dave  :impatient:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 13, 2014, 03:30:52 PM
i do not have the email yet steve dave  :impatient:

still nothing AND I AM ABOUT TO GO BINGE ALL WEEKEND  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 13, 2014, 03:33:57 PM
i do not have the email yet steve dave  :impatient:

still nothing AND I AM ABOUT TO GO BINGE ALL WEEKEND  :ohno:

PM me your name and email and I can send you a freedom link. Not sure if they go out instantly, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 13, 2014, 03:34:23 PM
actually I could send you the sapphire link, too.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 14, 2014, 12:13:48 PM
quit trying to steal my referrals bad person. I haven't received your freedom referral yet either and looked into it. Apparently this is a common problem.

http://millionmilesecrets.com/2013/09/15/chase-referral-sapphire-preferred-freedom/

I'm going to get the twitter referral link and send it to you this weekend mocat. Rus, do the same and send me a freedom one.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 14, 2014, 02:41:58 PM
OK, here is my referral link for the CSP. Anyone who wants one go absolutely nuts!  :Woot:

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=F9BR&CELL=VB1&MSC=1495044615

Rusty, go to the thing where you would put mine and mrs. dave's info in and there is a twitter thing at the bottom that will generate a referral link. then post ITT and we all get millions of miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 14, 2014, 06:15:11 PM
i can pay with credit card but there is a $17 fee for each transaction. that is a lot of miles tho...  :Ugh:

if it is a 2% or less fee I'd do it

'Meister and I's is 3% or else we would this. If I'm trying to meet a spend I might consider it, tho.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 15, 2014, 09:05:38 AM
Here's my Freedom referral link.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=F8SP&CELL=TY7&MSC=1444196666

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2014, 09:15:42 AM
:dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 15, 2014, 09:52:07 AM
Everyone will use yours first, steve.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2014, 10:08:15 AM
we're enemies now
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2014, 10:08:59 AM
mocat, let's follow this clown around and give him the business
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 15, 2014, 02:45:56 PM
Everyone will use yours first, steve.

they aren't even the same card.  post your sapphire preferred link, michigan.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2014, 04:41:08 PM

Everyone will use yours first, steve.

they aren't even the same card.  post your sapphire preferred link, michigan.

Hah! PI'd him into removing it! You can put it on here if you want rus. Didn't mean to intimidate the living eff out of you there.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 15, 2014, 04:41:26 PM
You're insane
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 15, 2014, 04:58:14 PM
 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 16, 2014, 10:39:22 AM
Just signed up for the United Airlines Explorer with 50k mile offer.  Luftansa is my default fly-to-Europe airline so with the miles I already have it's a free trip to Prague.  :D

are you aware that lufthansa has their own card? unless you like flying in the back of the bus you may want to go that route. you can't really find 1st award space on lufty unless you are using their miles or are ok waiting for the week before the flight to book it.

See here's the thing, Luftansa's spend is $5k for the same amount of miles, and I already have like 70k Chase UR miles (which I can use on United, right?).  Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 16, 2014, 10:46:06 AM
Since you already have the UR points I think it makes most sense to consolidate the miles on United. Have you been accumulating United miles on your Lufty flights?

That said, why not do both cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 16, 2014, 10:52:24 AM
Since you already have the UR points I think it makes most sense to consolidate the miles on United. Have you been accumulating United miles on your Lufty flights?

That said, why not do both cards?

Yes accumulating United miles, and expect that to continue over the next year leading up to this fun trip.

We could do both.  It's time for my wife to start getting hers.  How should I prioritize though?  Neither of us have done the Chase Ink Bold though and was thinking of that one next.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 16, 2014, 10:55:03 AM
You should do the ink bolds before any of the others.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 16, 2014, 10:56:37 AM
Ok.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 16, 2014, 10:57:18 AM
*Assuming you have already done the sapphire preferreds
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 16, 2014, 11:09:17 AM
We did mine, not hers yet.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 16, 2014, 11:12:13 AM
Well you might as well apply to as many as you can meet the spend on at once.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 16, 2014, 11:13:46 AM
Yup.  We've gotten quite frugal lately on account of the fetus.  :sdeek:  (Amazon payments tho.)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 18, 2014, 12:17:57 PM
So I can apparently refer the Chase Marriott card as well. so if anyone is interested in getting that one let me know and I'll post a link.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 23, 2014, 12:17:49 PM
Trying to book SFO-JFK/ERW/LGA next May. Terrible availability w/ both Avios and United 330 days out. :frown:

And WN of course doesn't release their schedules until the last rough ridin' minute. :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2014, 12:26:54 PM
Trying to book SFO-JFK/ERW/LGA next May. Terrible availability w/ both Avios and United 330 days out. :frown:

And WN of course doesn't release their schedules until the last rough ridin' minute. :curse:

what dates?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 23, 2014, 12:30:23 PM
Trying to book SFO-JFK/ERW/LGA next May. Terrible availability w/ both Avios and United 330 days out. :frown:

And WN of course doesn't release their schedules until the last rough ridin' minute. :curse:

what dates?

I need to be there all day the 23rd, 5-7 days, leaving about any day. I just realized May 25 is Memorial Day which eff.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2014, 12:32:51 PM
there's a ton of 1st class availability on AA but that doesn't help you a lot with avios since they are going to charge you for 3 class service. that's a long ass direct flight though, may be worth it. there is some availability on AS out of OAK. does the BA site search for AK availability?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2014, 12:35:43 PM
you can book a nonstop flight there on the 20th for $205 on United  :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2014, 12:38:37 PM
Trying to book SFO-JFK/ERW/LGA next May. Terrible availability w/ both Avios and United 330 days out. :frown:

And WN of course doesn't release their schedules until the last rough ridin' minute. :curse:

what dates?

I need to be there all day the 23rd, 5-7 days, leaving about any day. I just realized May 25 is Memorial Day which eff.

also, 330 days out is the 19th so you may want to give it a week before trying to book award space
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 23, 2014, 12:45:14 PM
you can book a nonstop flight there on the 20th for $205 on United  :surprised:

I think that's one way. Kayak has lots of $410 RT nonstops, but I was hoping to use some Avios.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2014, 12:46:30 PM
you can book a nonstop flight there on the 20th for $205 on United  :surprised:

I think that's one way. Kayak has lots of $410 RT nonstops, but I was hoping to use some Avios.

yeah, it is. you should wait about a week and try the avios again. I don't think AA has opened up their space yet for those dates. also, $410 RT SFO-JFK seems ridic. cheap.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 23, 2014, 12:51:29 PM
there's a ton of 1st class availability on AA but that doesn't help you a lot with avios since they are going to charge you for 3 class service. that's a long ass direct flight though, may be worth it. there is some availability on AS out of OAK. does the BA site search for AK availability?

I don't think BA searches for AS. AA has 2(!) award economy seats on AS through Seattle. But that's not a very good Avios redemption.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 23, 2014, 05:57:51 PM
So I can apparently refer the Chase Marriott card as well. so if anyone is interested in getting that one let me know and I'll post a link.

I will be getting it in the next month or so after my mortgage is locked in, so post it here or pm it to me and I'll try not to forget like I did with the spg card

side note: once the mortgage is locked in, gfa goes hard after this churning thing :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 23, 2014, 07:19:53 PM
I've got a SPG referral - 30K offer for the next week.  I think the 30K has always been offered in September too.  Sucks, because I think Gooch got an SPG from my referral not long ago but it was just the usual 25K.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 29, 2014, 03:09:43 PM
Applied and approved for 180k airline miles worth of cards today
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 29, 2014, 04:33:10 PM
Applied and approved for 180k airline miles worth of cards today

Which ones?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 29, 2014, 07:38:36 PM
Applied and approved for 180k airline miles worth of cards today

Which ones?

AA, USAx2, SW
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 30, 2014, 09:01:56 AM
I got the Delta Skymiles one.  It was lower on my list but 50k miles and free first checked bag tempted me, plus $50 credit with Delta purchase, which will happen soon as I'll have to check two bags to get all my gear to Bozeman in a few weeks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on June 30, 2014, 02:27:17 PM
Good SPG redemption? St Regis NY for 30k points.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 30, 2014, 02:47:12 PM
Can someone remind me what is a good valuation when redeeming miles?

Like, if a flight cost 25k miles, at what price would you spend cash instead?
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on June 30, 2014, 03:02:47 PM
Southwest at 1.43 pts per cent is a pretty good base measurement.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 30, 2014, 03:07:35 PM
Southwest at 1.43 pts per cent is a pretty good base measurement.

Yes, I think it is.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 30, 2014, 03:42:06 PM
Can someone remind me what is a good valuation when redeeming miles?

Like, if a flight cost 25k miles, at what price would you spend cash instead?

2 cpm for AA/UA/US. no idea on new delta. sw obviously fixed.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 30, 2014, 05:43:41 PM
I did a mixture - I think when you're paying for 4 tickets SFO-NYC the 2 cpm is a little high, so I paid for three tickets w/ points that ended up being about 1.7 cents/mile and paid cash for mine. Got a nonstop going out but a layover coming back but I don't mind much because it's a short layover and we don't have to leave NY until 7pm.

Had to leave Tuesday, come back Sunday (before memorial day) but whatevs.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 30, 2014, 07:19:05 PM
i use 1.5 cpm.  if i used 2 cpm, i'd almost never use any miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 30, 2014, 07:19:14 PM
I did a mixture - I think when you're paying for 4 tickets SFO-NYC the 2 cpm is a little high, so I paid for three tickets w/ points that ended up being about 1.7 cents/mile and paid cash for mine. Got a nonstop going out but a layover coming back but I don't mind much because it's a short layover and we don't have to leave NY until 7pm.

Had to leave Tuesday, come back Sunday (before memorial day) but whatevs.

that's probably good. just checked and lucky values AA and UA at 1.8 cpm. I guess 2 cpm is when you know it was a good redemption. hyatt stays are ridiculously easy to get 2+ cpm. even staying 2 nights in wichita this weekend I'm getting 2.5+ cpm.

http://onemileatatime.boardingarea.com/2013/03/14/what-miles-points-are-worth-airline-miles/
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on June 30, 2014, 08:19:24 PM
Applied for the Lufty and the Chase Freedom today (to go w/ my Inks), got both immediately. Also applied for the US Air again, got reconsideration lined...may have gone back to the well too many times on that one.

After tomorrow I'll have 205k UR points, ~120k USAir miles, and ~50k leftover SW RR from Mrs. WonderMeal's companion pass. Pretty soon after that I'll have 50k Lufty/United miles and 20k more UR. How can I turn this into an elite Italian vacation (Rome and Venice) for two next Spring? What else do I need to get? I'm thinking more United or a Hyatt card, but will take advice from hardened cc pros.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2014, 06:23:13 AM
Each get an AA 50k card. 50k is biz class from Rome back to the states and you can fly star alliance there. Hyatt is your best bet for hotels. Each get the Hyatt right before you are ready to book for 4 free nights and then use UR for the remaining Hyatt nights or a hilton card for a couple free weekend nights. You are mostly there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2014, 06:24:10 AM
We'll be back up to 600k+ AA/US miles after these cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 02, 2014, 10:30:36 AM
Is there a way to get the SW card without paying a fee?   Also, how long do you have to wait between chase apps?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2014, 10:36:45 AM
Is there a way to get the SW card without paying a fee?   Also, how long do you have to wait between chase apps?

no. ~2 years but there are 4 different SW cards and you can get all 4 of them. also don't apply for one today because the 50k bonus is no longer open. they'll bring it back later this year though if they do what they've done in the past.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 02, 2014, 10:40:21 AM
Each get an AA 50k card. 50k is biz class from Rome back to the states and you can fly star alliance there. Hyatt is your best bet for hotels. Each get the Hyatt right before you are ready to book for 4 free nights and then use UR for the remaining Hyatt nights or a hilton card for a couple free weekend nights. You are mostly there.

no Hyatts in Rome
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2014, 10:41:49 AM
Each get an AA 50k card. 50k is biz class from Rome back to the states and you can fly star alliance there. Hyatt is your best bet for hotels. Each get the Hyatt right before you are ready to book for 4 free nights and then use UR for the remaining Hyatt nights or a hilton card for a couple free weekend nights. You are mostly there.

no Hyatts in Rome

damn, that sucks
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 02, 2014, 10:56:07 AM
Is there a way to get the SW card without paying a fee?   Also, how long do you have to wait between chase apps?

no. ~2 years but there are 4 different SW cards and you can get all 4 of them. also don't apply for one today because the 50k bonus is no longer open. they'll bring it back later this year though if they do what they've done in the past.

What's your gut feeling for time frame on this?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 02, 2014, 10:58:03 AM
Is there a way to get the SW card without paying a fee?   Also, how long do you have to wait between chase apps?

no. ~2 years but there are 4 different SW cards and you can get all 4 of them. also don't apply for one today because the 50k bonus is no longer open. they'll bring it back later this year though if they do what they've done in the past.

What's your gut feeling for time frame on this?

not steve dave, but ~2 years
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on July 02, 2014, 12:32:20 PM

Is there a way to get the SW card without paying a fee?   Also, how long do you have to wait between chase apps?

no. ~2 years but there are 4 different SW cards and you can get all 4 of them. also don't apply for one today because the 50k bonus is no longer open. they'll bring it back later this year though if they do what they've done in the past.

What's your gut feeling for time frame on this?

Probably 2-3 months.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2014, 12:33:09 PM
would guess this fall sometime on the SW 50k
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 02, 2014, 12:37:10 PM
Is there a way to get the SW card without paying a fee?   Also, how long do you have to wait between chase apps?

no. ~2 years but there are 4 different SW cards and you can get all 4 of them. also don't apply for one today because the 50k bonus is no longer open. they'll bring it back later this year though if they do what they've done in the past.

What's your gut feeling for time frame on this?

not steve dave, but ~2 years

lol, terrible post by me. I blame tapatalk for not showing bold
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 07, 2014, 10:03:45 PM
Called and canceled my first card today (Chase Ink Bold). Was sad to see ol' Blue go--you'll never forget your first love, I guess.

...but then I got home and saw two new Chase Freedoms (20k points each for me and Mrs. WonderMeal), the Lufty 50k card, and a United offer for 50k miles + 5000 for adding an authorized user. Just a great day to check the mail.

Should I apply for that United card (which I think I can combine with Lufty)? Is 50k+5000 a good deal, or does that come up a lot?

#1cat
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 07, 2014, 11:30:39 PM
50&5 is a good deal.  you could try to hold out for 60, but you may never get it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2014, 06:01:33 AM
You can't combine the lufthansa and united miles but can use them to fly on either airline (or other star alliance carriers). 50+5 is the best United offer that normally comes around.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2014, 12:01:14 PM
Lucky does a good breakdown of the cards he has and why. This exact strategy would only be beneficial if you live the Schlappig life but good info provided anyway.

http://onemileatatime.boardingarea.com/2014/07/09/credit-cards-wallet/?utm_source=rss&utm_medium=rss&utm_campaign=credit-cards-wallet
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 09, 2014, 03:03:22 PM
Lucky does a good breakdown of the cards he has and why. This exact strategy would only be beneficial if you live the Schlappig life but good info provided anyway.

http://onemileatatime.boardingarea.com/2014/07/09/credit-cards-wallet/?utm_source=rss&utm_medium=rss&utm_campaign=credit-cards-wallet

i thought he might chicken out and give up the game after that crazy flight that scared him so much a year ago, but nope. also, i'm starting to really hate flying. thinking about going and getting some xanax.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 09, 2014, 03:06:59 PM
We'll be back up to 600k+ AA/US miles after these cards.

how in the world  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2014, 03:11:18 PM
We'll be back up to 600k+ AA/US miles after these cards.

how in the world  :sdeek:

284,502 AA + 55k AA
191,364 US + 80k US
=610,866 of future combined AA/US

Also have 116,384 BA while we're talking One World
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 09, 2014, 03:13:32 PM
We'll be back up to 600k+ AA/US miles after these cards.

how in the world  :sdeek:

284,502 AA + 55k AA
191,364 US + 80k US
=610,866 of future combined AA/US

Also have 116,384 BA while we're talking One World

i'm just in awe of how you still have that much after all the trips you took last year. i guess it was a year though. but still. wow.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 10, 2014, 03:01:32 PM
how elite are barclays points relative to other points? looking at the barclays world elite mastercard next.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2014, 05:27:02 PM

how elite are barclays points relative to other points? looking at the barclays world elite mastercard next.

It's pretty good. It's a cash equivalent point so it's exactly as good as the redemption level. You don't have the opportunity to get a huge redemption but it takes the work out of it. Lower than UR imo but ok given the sign up.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 14, 2014, 01:40:57 PM
With wedding spending coming up, I am wondering if the 100k AA is a good deal?  If I use it as my primary wedding CC, I should be able to get that nasty spend covered.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 14, 2014, 02:06:29 PM

We'll be back up to 600k+ AA/US miles after these cards.

how in the world  :sdeek:

284,502 AA + 55k AA
191,364 US + 80k US
=610,866 of future combined AA/US

Also have 116,384 BA while we're talking One World
Geez. Hurry up and take some trips Steve. Ireland?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 14, 2014, 04:20:15 PM
With wedding spending coming up, I am wondering if the 100k AA is a good deal?  If I use it as my primary wedding CC, I should be able to get that nasty spend covered.

definitely worth it.    I flipped it twice.    Considering a third attempt this fall.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 14, 2014, 04:36:19 PM
mother of god, the CSP weight  :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on July 14, 2014, 05:53:08 PM
mother of god, the CSP weight  :surprised:

did you just get one? haven't kept up on thread..

but yeah, it's one of my fav things to hand over the card and just wait for the inevitable reaction. constant :gocho: oppy's
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on July 14, 2014, 05:54:14 PM
mother of god, the CSP weight  :surprised:

did you just get one? haven't kept up on thread..

but yeah, it's one of my fav things to hand over the card and just wait for the inevitable reaction. constant :gocho: oppy's

it really is unbelievable how many people will comment on it.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on July 14, 2014, 05:56:31 PM
i've gotten used to it by now, but i remember holding it for the first time and thinking it was made out of pure steel
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on July 14, 2014, 05:59:43 PM
I use my cancelled CSP as a bookmark.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 14, 2014, 06:17:18 PM
The only downside is that they are impossible to shred/destroy.  A bunch of people leave their cards where I manage and every so often I shred old ones that have not been claimed.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on July 14, 2014, 06:38:32 PM
mother of god, the CSP weight  :surprised:

did you just get one? haven't kept up on thread..

but yeah, it's one of my fav things to hand over the card and just wait for the inevitable reaction. constant :gocho: oppy's

it really is unbelievable how many people will comment on it.

It's an everyday occurrence.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 14, 2014, 06:47:35 PM
when you whip it out and you are waiting for the person to be ready to take it and you're just sitting there tapping one end of it on the counter, it may as well be thor's hammer
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 14, 2014, 07:34:18 PM
They comment on it every time. My line? "It's bulletproof [wink]"
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 15, 2014, 08:40:55 AM
Usually they just comment on how heavy it is, but the other day, the kid working the register said my CSP card was awesome.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 15, 2014, 08:46:20 AM
I'm kind of surprised no one has copied it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 15, 2014, 09:51:24 AM
I'm kind of surprised no one has copied it.

The Visa black card is made of stainless steel. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 15, 2014, 09:52:32 AM
I'm kind of surprised no one has copied it.

The Visa black card is made of stainless steel.

Also, what's the feeling on this card? Just got the offer, think it's 25,000 points (not sure what kind), and $500 annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 15, 2014, 02:21:20 PM
Didn't Southwest used to have a constant point to dollar value? Now all the fares of the same type are the same point cost even when the dollar cost is not the same.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 15, 2014, 05:25:49 PM

I'm kind of surprised no one has copied it.

The Visa black card is made of stainless steel.

Also, what's the feeling on this card? Just got the offer, think it's 25,000 points (not sure what kind), and $500 annual fee.

It's a piece of crap for people who want other people to think they have money
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 15, 2014, 05:26:19 PM

Didn't Southwest used to have a constant point to dollar value? Now all the fares of the same type are the same point cost even when the dollar cost is not the same.

what are you even doing?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 15, 2014, 05:26:48 PM

I'm kind of surprised no one has copied it.

Lots of cards by Chase are the same
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on July 15, 2014, 05:45:08 PM
Steve Dave is George Clooney.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 15, 2014, 06:01:53 PM

Didn't Southwest used to have a constant point to dollar value? Now all the fares of the same type are the same point cost even when the dollar cost is not the same.

what are you even doing?

flights with slightly different cash fares will often have the same point redemptions. I'm guessing points are ignoring airport fees or something similar causing the fare difference, so a direct flight from MCI to OAK may cost a little less than one with a stop in Vegas paying cash but require the same amount of points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 15, 2014, 08:23:19 PM

Didn't Southwest used to have a constant point to dollar value? Now all the fares of the same type are the same point cost even when the dollar cost is not the same.

what are you even doing?

flights with slightly different cash fares will often have the same point redemptions. I'm guessing points are ignoring airport fees or something similar causing the fare difference, so a direct flight from MCI to OAK may cost a little less than one with a stop in Vegas paying cash but require the same amount of points.

I have a bunch of SW points to use.  :dunno:
And I am talking about the same route at different times which have different fares (so that means the airport fees should be same) but same points.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 15, 2014, 08:30:05 PM

Didn't Southwest used to have a constant point to dollar value? Now all the fares of the same type are the same point cost even when the dollar cost is not the same.

what are you even doing?

flights with slightly different cash fares will often have the same point redemptions. I'm guessing points are ignoring airport fees or something similar causing the fare difference, so a direct flight from MCI to OAK may cost a little less than one with a stop in Vegas paying cash but require the same amount of points.

I have a bunch of SW points to use.  :dunno:
And I am talking about the same route at different times which have different fares (so that means the airport fees should be same) but same points.

I would guess your layovers are different. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on July 17, 2014, 08:42:53 AM
I've been poking around the chase website this morning, since I want to cancel my BA card (met the spend months ago, don't want to pay the fee when it comes due). You have to call in to cancel, don't you? I don't have the card on hand, since I'm still in the hospital. What information is necessary?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 17, 2014, 08:45:46 AM
I've been poking around the chase website this morning, since I want to cancel my BA card (met the spend months ago, don't want to pay the fee when it comes due). You have to call in to cancel, don't you? I don't have the card on hand, since I'm still in the hospital. What information is necessary?

you can usually cancel via secure message on the site.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on July 17, 2014, 08:51:41 AM
I've been poking around the chase website this morning, since I want to cancel my BA card (met the spend months ago, don't want to pay the fee when it comes due). You have to call in to cancel, don't you? I don't have the card on hand, since I'm still in the hospital. What information is necessary?

you can usually cancel via secure message on the site.

Thanks, I'll try to find that feature.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 17, 2014, 02:35:15 PM
Anyone do the club Carlson card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 17, 2014, 02:36:05 PM
Anyone do the club Carlson card?

I'm planning on doing it later this year
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 24, 2014, 12:52:50 PM
there are no chase branches in NE. they supposedly have 70k UR Chase Ink offers laying around at the physical locations. if someone happens to pop into a Chase bank and grab me one we would be best friends.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 24, 2014, 12:54:50 PM
there are no chase branches in NE. they supposedly have 70k UR Chase Ink offers laying around at the physical locations. if someone happens to pop into a Chase bank and grab me one we would be best friends.

$5k spend in 3 months?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 24, 2014, 12:57:34 PM
Anyone do the club Carlson card?

I'm planning on doing it later this year

They usually do a big points bonus at their hotels once a year - Basically you get enough bonus points to stay at any Club Carlson property for staying at any club carlson property.  You can book a stay at some $80 POS and get the points to stay at $300 resort or whatever.  Was planning on going for it whenever it started up.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 24, 2014, 12:58:14 PM
club carlson card sounds gross
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 24, 2014, 01:06:56 PM
there are no chase branches in NE. they supposedly have 70k UR Chase Ink offers laying around at the physical locations. if someone happens to pop into a Chase bank and grab me one we would be best friends.

$5k spend in 3 months?

yes, plus $95 annual fee
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 24, 2014, 01:12:42 PM
there are no chase branches in NE. they supposedly have 70k UR Chase Ink offers laying around at the physical locations. if someone happens to pop into a Chase bank and grab me one we would be best friends.

from what I read you apply in-branch.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 24, 2014, 01:17:36 PM
there are no chase branches in NE. they supposedly have 70k UR Chase Ink offers laying around at the physical locations. if someone happens to pop into a Chase bank and grab me one we would be best friends.

from what I read you apply in-branch.

damn, that sucks
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 24, 2014, 01:19:45 PM
there are no chase branches in NE. they supposedly have 70k UR Chase Ink offers laying around at the physical locations. if someone happens to pop into a Chase bank and grab me one we would be best friends.

from what I read you apply in-branch.

damn, that sucks

I saw everyone is getting the 10k match though and one person seems to have gotten matched from the 50k offer, so it might be worth a shot to sign up for the 50k and ask.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 24, 2014, 01:20:29 PM
there are no chase branches in NE. they supposedly have 70k UR Chase Ink offers laying around at the physical locations. if someone happens to pop into a Chase bank and grab me one we would be best friends.

from what I read you apply in-branch.

damn, that sucks

I saw everyone is getting the 10k match though and one person seems to have gotten matched from the 50k offer, so it might be worth a shot to sign up for the 50k and ask.

yeah, was planning on getting it anyway at 50k (already have the Bold) so I'll probably give that a whirl
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 24, 2014, 01:21:26 PM
you guys are allowed to link to flyertalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 24, 2014, 02:17:39 PM

club carlson card sounds gross
Not at Raddison Blu's in Europe.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 24, 2014, 02:19:37 PM

club carlson card sounds gross
Not at Raddison Blu's in Europe.

I would like to stay at the blu in chicago. great point value with the second night free when you have the card.

http://www.tripadvisor.com/Hotel_Review-g35805-d2042562-Reviews-Radisson_Blu_Aqua_Hotel-Chicago_Illinois.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 25, 2014, 10:20:21 AM

club carlson card sounds gross
Not at Raddison Blu's in Europe.

I would like to stay at the blu in chicago. great point value with the second night free when you have the card.

http://www.tripadvisor.com/Hotel_Review-g35805-d2042562-Reviews-Radisson_Blu_Aqua_Hotel-Chicago_Illinois.html

actually, planning a fall trip to chicago now and may sign up for the card for the two free nights here after one use plus gold status.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 25, 2014, 01:51:07 PM
Man, those SPG points are the best. Booked two round trip to for our Ireland trip for 40k pts and a small number of AA miles. First it's the 20=25 when you go to an airline so 40 turns into 50. Then there's another bonus AA is running for a 20% bonus when transferring from SPG. So 40=60. Then you get 10% back when you redeem so there's an extra 8. 40,000 spg was 68k AA.
2.7 cent redemption on the AA miles. Around 4 cents for those SPG.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 25, 2014, 02:27:29 PM
Boom Roasted that is pretty gal-dang impressive  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 25, 2014, 03:02:14 PM
Nice work BR
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 25, 2014, 03:56:49 PM
man, great redemption.  redeeming is an art.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 25, 2014, 04:19:53 PM
i was going to post earlier that i didnt feel that the value of spg points were appropriately stressed in here. i was able to book AA flights that were blacked out (or sold out or whatever) with AA pts.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 25, 2014, 10:13:42 PM

i was going to post earlier that i didnt feel that the value of spg points were appropriately stressed in here. i was able to book AA flights that were blacked out (or sold out or whatever) with AA pts.

I have no idea what you are talking about
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 25, 2014, 10:16:11 PM
The only disneyworld hotel you can book on points is a SPG property. It's only 10k a night as well. Pretty amazing deal. Getting 3 CPM doing this.

EDIT: actually more than that with 5th night free.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 25, 2014, 11:17:16 PM
I'm talking about you guys not adequately overstating the value of spg pts to me
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2014, 08:39:35 AM

I'm talking about you guys not adequately overstating the value of spg pts to me

I don't understand the part about how they helped you book a flight with no availability or whatever
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 26, 2014, 09:24:13 AM

I'm talking about you guys not adequately overstating the value of spg pts to me

I don't understand the part about how they helped you book a flight with no availability or whatever
Oh. I tried to book a flight on AAdv and it only had the top point value thing still available (like 55k a seat) and then I booked the same flight for 15k spg.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on July 26, 2014, 10:01:21 AM
[steve dave feverishly opens two new browsing sessions in order to test book flights with SPG vs AA points and either confirm or deny puniraptor's claim]
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 26, 2014, 10:12:08 AM
Hmm update. I thought I might be forced to show receipts so I went back to my records and the above situation was actually involving UR points. And whatever I claimed above was basically not true at all. Thanks, everyone!
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on July 26, 2014, 10:19:04 AM
temp ban?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 26, 2014, 10:20:01 AM
:ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 26, 2014, 10:41:31 AM
Now I see puni's posting charm.

Sent using Tapatalk Elite on iPhone 6

Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on July 26, 2014, 10:42:30 AM
His shame is punishment enough.  Flyer talk guys would have had him curled up in the fetal position wishing he had never heard of an airline mile tho.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 26, 2014, 11:01:46 AM
guys puniraptor likes to day-drink  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 26, 2014, 11:15:42 AM
guys puniraptor likes to day-drink  :frown:

:) tho!

Sent using Tapatalk Elite on iPhone 6

Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 26, 2014, 12:47:40 PM
Well how do you guys explain my extremely positive perception of spg pts despite having redeemed nary a one?
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 26, 2014, 01:03:56 PM

Well how do you guys explain my extremely positive perception of spg pts despite having redeemed nary a one?
Reading of my redemption? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2014, 02:25:56 PM
lol at this turn of events
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 26, 2014, 02:45:43 PM
I got an offer to increase my available credit on one of my Chase cards.  Would this be beneficial in applying for another chase card so I can just transfer the available credit over if need be?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2014, 03:16:13 PM

I got an offer to increase my available credit on one of my Chase cards.  Would this be beneficial in applying for another chase card so I can just transfer the available credit over if need be?

Probably won't really matter
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 26, 2014, 03:20:20 PM
but always increase your available whenever you can.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2014, 03:21:33 PM

but always increase your available whenever you can.

Yes
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 28, 2014, 08:00:39 AM
if you haven't used awardwallet before I have some codes for free premium upgrades. it's pretty essential if you have a lot of different accounts. I've got 52 accounts on mine.
 
code: free-hcyvwq
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on July 28, 2014, 08:21:29 AM
dang, apparently i've had premium before at some point.  thanks tho :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 28, 2014, 08:23:39 AM
dang, apparently i've had premium before at some point.  thanks tho :thumbs:

I think you may actually have to be a new user and not just new to premium.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 28, 2014, 08:25:12 AM
but always increase your available whenever you can.

Doesn't this hurt you by causing you to have too much total available credit, when you go to get a loan?
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on July 28, 2014, 08:25:47 AM
yeah, i mean i binge pretty regularly but i don't remember ever having premium

(http://i.imgur.com/QfJXHVt.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 28, 2014, 08:27:46 AM
but always increase your available whenever you can.

Doesn't this hurt you by causing you to have too much total available credit, when you go to get a loan?

on opposite day
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 28, 2014, 08:45:41 AM
but always increase your available whenever you can.

Doesn't this hurt you by causing you to have too much total available credit, when you go to get a loan?

on opposite day

Ok, here's the thing (and I hope you don't mind me getting academic about this...)

Throwing impracticalities out the window, if a credit card company offered you a billion dollar line of credit, do you take it?  Sure, it might help your credit score, but who really cares if you already have excellent credit?  (At least IME, there isn't a difference between like a 770 and a 820, at least when it comes to getting a loan for a house.)  So, what's the other upside?  Ok, you could spend a billion dollars, I guess.  That's an upside, but you probably won't ever do that.  Any other upsides?

Now risks.  Fraud.  Someone fraudulently spends a billion dollars on your account.  And while you may be "protected," I think the headache of dealing with all that stress would outweigh the benefits of some minor perceived credit score bump.  Anyway, generally speaking yes take those increases in line of credit, but there is a limit where the risk outweighs the reward.  You should know where that is before go beyond it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 28, 2014, 08:46:55 AM
you raised some interesting and pointless points here emo.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 28, 2014, 08:48:38 AM
I kinda have an obsession with calculus and limits and their (pointless) applications in real life.  It's a sickness really.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 28, 2014, 10:56:47 AM
steve dave and other experts, we close on my house on Aug 20th at which point we will be getting way into this business.  current rewards cards we have:

me
- Chase SW Personal
- SPG Amex
- Chase Hyatt

dr mrs gfa
- Citi AA
- Chase Hyatt

I travel a lot for work and primarily stay at Marriott properties, currently at 64 nights and around 60k points this year.  I plan to get the Chase Marriott card because it gets me 70k points and 15 nights a year toward status which will get me to plat.  We live in DFW so AA cards obviously because they fly direct to the whole world from here.  What beyond that?  Sapphire Preferred?  We go to Hawaii in November but next big trip would prob be Europe.  Pls tell me what to do.  TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 28, 2014, 11:13:54 AM
Yes to AA for sign up but then SPG Amex when you get past min spend. Get her one too.
Sapphire is next one for both of you. Can cancel the SW one then and use it to earn SW points as needed since they transfer 1to1, are 2x points on restaurants and travel, and can be used for other great things if you don't need SW pts. That would be a pretty good start.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 28, 2014, 11:14:31 AM
If you have or want to go business route the INK is a better sign up now and you could do the SPG business ones too
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 28, 2014, 11:20:09 AM
yeah I planned to cancel the SWA card and probably my Hyatt card just to get rid of some annual fees.  prob keep her Hyatt card for the status and free annual night.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 28, 2014, 10:16:24 PM
GFA are there any Chase branches in Dallas? If so, walk in to a branch and try to apply for that 70k Chase Ink card mentioned in the last page or so. Mrs. WM and I have almost used up all of our Ink applications, but that's almost certainly the best you can do w/ UR ever.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 28, 2014, 10:19:23 PM
GFA are there any Chase branches in Dallas? If so, walk in to a branch and try to apply for that 70k Chase Ink card mentioned in the last page or so. Mrs. WM and I have almost used up all of our Ink applications, but that's almost certainly the best you can do w/ UR ever.

yes there are tons, I will prob try that

how many times can you do the ink?  I thought from reading this thread that chase was pretty much one and done, as in no churning?  did I make that up?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2014, 06:26:28 AM
The ink is different. Business card.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 29, 2014, 08:40:45 AM
neat
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 29, 2014, 08:59:14 AM
Here is something that I find interesting/ridiculous, for the same amount of AA points needed to fly to kc for the auburn game, I could fly direct to London next summer.  This makes it seem wasteful to use them to fly to kc.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2014, 09:03:04 AM
Here is something that I find interesting/ridiculous, for the same amount of AA points needed to fly to kc for the auburn game, I could fly direct to London next summer.  This makes it seem wasteful to use them to fly to kc.

where are you flying from? I'm guessing you are comparing anytime fares to MCI v. saver fares to LHR.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 29, 2014, 09:11:07 AM
I would think SW points would get you to KC easier. Maybe some avios
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2014, 09:12:01 AM
I would think SW points would get you to KC easier. Maybe some avios

avios aren't going to help him if he's booking anytime fares
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 29, 2014, 09:13:10 AM
Here is something that I find interesting/ridiculous, for the same amount of AA points needed to fly to kc for the auburn game, I could fly direct to London next summer.  This makes it seem wasteful to use them to fly to kc.

where are you flying from? I'm guessing you are comparing anytime fares to MCI v. saver fares to LHR.

SAN.  It's about 45k points round trip. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 29, 2014, 09:15:12 AM
24k pts on SW
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2014, 09:43:13 AM
Here is something that I find interesting/ridiculous, for the same amount of AA points needed to fly to kc for the auburn game, I could fly direct to London next summer.  This makes it seem wasteful to use them to fly to kc.

where are you flying from? I'm guessing you are comparing anytime fares to MCI v. saver fares to LHR.

SAN.  It's about 45k points round trip.

what are you even talking about?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2014, 09:48:37 AM
-there is wide open availability at 25k AA miles flying US or AS or a combo of the two
-how did you arrive at the 45k figure?

Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 29, 2014, 10:14:42 AM
-there is wide open availability at 25k AA miles flying US or AS or a combo of the two
-how did you arrive at the 45k figure?

I need to fly out Wednesday sept 17 and return Sunday sept 21.  The only availablility on Wednesday is 20k AAnytime and Sunday is 25k business class hence the 45k. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 29, 2014, 10:44:36 AM
Southwest Kim!!!  Direct flight Wednesday afternoon!

On another note, just cancelled my citi AA before annual fee with their online message center and applied for club Carlson and was instantly approved. Pondering adding another card right now. Already have ink, spg, csp, have done both SW and have companion

Should I do another? If so, which one?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2014, 10:45:03 AM
OK, got it. yeah not having date flexibility sucks. but, there is wednesday space in saver

(http://img.tapatalk.com/d/14/07/29/yre3a4y7.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2014, 10:46:37 AM
Southwest Kim!!!  Direct flight Wednesday afternoon!

I'm guessing if he had SW miles he'd have checked that by now.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 29, 2014, 10:54:36 AM
kim do you want a ride from the airport?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2014, 09:35:51 AM
good breakdown of chase churnability

http://runningwithmiles.boardingarea.com/complete-list-churnable-chase-cards/?utm_source=rss&utm_medium=rss&utm_campaign=complete-list-churnable-chase-cards

I believe the Inks are actually more churnable if you just set up a new business entity when applying but am not 100% on this

EDIT: This is another reason why it's helpful to keep a spreadsheet of your cards applied for with dates of application, bonus, cancellation, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 30, 2014, 10:20:00 AM
good breakdown of chase churnability

http://runningwithmiles.boardingarea.com/complete-list-churnable-chase-cards/?utm_source=rss&utm_medium=rss&utm_campaign=complete-list-churnable-chase-cards

I believe the Inks are actually more churnable if you just set up a new business entity when applying but am not 100% on this

EDIT: This is another reason why it's helpful to keep a spreadsheet of your cards applied for with dates of application, bonus, cancellation, etc.

Do you have to use all the points/miles before you cancel?  How does that work?  If you're going to give an example go with Chase Freedom or Sapphire Preffered.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2014, 10:23:44 AM
good breakdown of chase churnability

http://runningwithmiles.boardingarea.com/complete-list-churnable-chase-cards/?utm_source=rss&utm_medium=rss&utm_campaign=complete-list-churnable-chase-cards

I believe the Inks are actually more churnable if you just set up a new business entity when applying but am not 100% on this

EDIT: This is another reason why it's helpful to keep a spreadsheet of your cards applied for with dates of application, bonus, cancellation, etc.

Do you have to use all the points/miles before you cancel?  How does that work?  If you're going to give an example go with Chase Freedom or Sapphire Preffered.

With hotel and airline points and miles, no. those aren't held by the card. the card company just buys shitloads of points from the carriers and moves them there when you earn them. with proprietary points like UR and MR, yes. it should never be an issue though. just transfer them to an airline or hotel program or transfer them to another UR or MR account. the ones that would get tricky are the barclay and cap one proprietary points. I don't know if they stick around or not. I think citi's thank you points actually do even if you close the account. I have a thank you account showing a small balance even though I closed the card years ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 30, 2014, 10:24:50 AM
good breakdown of chase churnability

http://runningwithmiles.boardingarea.com/complete-list-churnable-chase-cards/?utm_source=rss&utm_medium=rss&utm_campaign=complete-list-churnable-chase-cards

I believe the Inks are actually more churnable if you just set up a new business entity when applying but am not 100% on this

EDIT: This is another reason why it's helpful to keep a spreadsheet of your cards applied for with dates of application, bonus, cancellation, etc.

Do you have to use all the points/miles before you cancel?  How does that work?  If you're going to give an example go with Chase Freedom or Sapphire Preffered.

With hotel and airline points and miles, no. with proprietary points like UR and MR, yes. it should never be an issue though. just transfer them to an airline or hotel program or transfer them to another UR or MR account. the ones that would get tricky are the barclay and cap one proprietary points. I don't know if they stick around or not. I think citi's thank you points actually do even if you close the account. I have a thank you account showing a small balance even though I closed the card years ago.

So I could xfer my points from Chase Sapphire Preferred to my Chase Freedom and then churn the Sapphire?  That sounds like a good deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2014, 10:30:53 AM
I don't think so (but maybe?). The Freedom isn't really UR points. They just become UR points if you have the Sapphire. You could do it the other way around though. I'd just get an Ink and transfer them to that. Or transfer them to United or Hyatt.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 30, 2014, 10:31:53 AM
 :thumbs: :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 30, 2014, 07:46:24 PM
so since it's been three years since I got my swa card, I can cancel and apply and get the bonus again?  that's swell.

how many cards do you do at a time?  2 or 3 quarterly or what?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 30, 2014, 08:45:19 PM
good breakdown of chase churnability

http://runningwithmiles.boardingarea.com/complete-list-churnable-chase-cards/?utm_source=rss&utm_medium=rss&utm_campaign=complete-list-churnable-chase-cards

holy crap!  why wasn't there a huge deal about this on flyertalk that was then mentioned in this thread?  this is huge.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 30, 2014, 08:51:25 PM

good breakdown of chase churnability

http://runningwithmiles.boardingarea.com/complete-list-churnable-chase-cards/?utm_source=rss&utm_medium=rss&utm_campaign=complete-list-churnable-chase-cards

holy crap!  why wasn't there a huge deal about this on flyertalk that was then mentioned in this thread?  this is huge.

Sys I appreciate this stuff here because I am not psycho about this stuff enough to read a separate blog about it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 30, 2014, 09:01:21 PM
Sys I appreciate this stuff here because I am not psycho about this stuff enough to read a separate blog about it.

sd and daris are supposed to be doing that for us. 
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on July 30, 2014, 09:17:30 PM
Amazing news.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on July 30, 2014, 09:53:07 PM
So the way I'm reading it is you can get a new SW bonus as soon as it hits 24months since you last received the bonus on your SW account from chase. Looks like it's perfect for keeping the companion pass. Now I just gotta figure out when I got those damn bonuses
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 30, 2014, 09:58:15 PM
Whoa!
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 30, 2014, 09:59:32 PM
Damn, wish I would have known this before I got that stupid AA card. companion pass ftw.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 30, 2014, 10:11:11 PM
Bought my second tank if gas today and used my southwest card instead of my freedom card. I mean why do I even have freedom if I'm not gonna use it during the 5x gas quarter?

Shame yourself thread or is there a Steve Dave fighting you thread for this? Maybe punch myself in the face?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 30, 2014, 10:21:14 PM
Bought my second tank if gas today and used my southwest card instead of my freedom card. I mean why do I even have freedom if I'm not gonna use it during the 5x gas quarter?

Shame yourself thread or is there a Steve Dave fighting you thread for this? Maybe punch myself in the face?

Have you hit the minimum spend on your southwest card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 07:49:00 AM
I know this was mentioned some earlier in the thread but I'm curious re. the new amex one bonus in a lifetime does that mean after they rolled that out this spring you can get all the bonuses again one time or are they going back years ago to when I got some bonus and counting that? I'm sure it's in that million page FT thread but I don't want to read it. someone else do it. mikey you do it. then tell me here. tia.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 31, 2014, 08:30:28 AM
Bought my second tank if gas today and used my southwest card instead of my freedom card. I mean why do I even have freedom if I'm not gonna use it during the 5x gas quarter?

Shame yourself thread or is there a Steve Dave fighting you thread for this? Maybe punch myself in the face?

Have you hit the minimum spend on your southwest card?

yeah, like last december. i appreciate you making me try to feel better about my poor decision making but in this case theres really no justifying it. i use my southwest card for just about everything. its time to give SPG a try... just need to cancel something.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 08:41:45 AM
using the SW card once you've met the minimum spend (even when paying for SW flights) is not a good idea.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2014, 08:50:14 AM
using the SW card once you've met the minimum spend (even when paying for SW flights) is not a good idea.

Yes, cancel it and get the sapphire, Tonya (if you haven't already).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 08:51:12 AM
using the SW card once you've met the minimum spend (even when paying for SW flights) is not a good idea.

Yes, cancel it and get the sapphire, Tonya (if you haven't already).

I think he has it iirc. he's got the freedom so he better have it (or an ink).
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2014, 08:52:17 AM
using the SW card once you've met the minimum spend (even when paying for SW flights) is not a good idea.

Yes, cancel it and get the sapphire, Tonya (if you haven't already).

I think he has it iirc. he's got the freedom so he better have it (or an ink).

Well he uses his SW card for everything so I don't know.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 08:52:59 AM
using the SW card once you've met the minimum spend (even when paying for SW flights) is not a good idea.

Yes, cancel it and get the sapphire, Tonya (if you haven't already).

I think he has it iirc. he's got the freedom so he better have it (or an ink).

Well he uses his SW card for everything so I don't know.

yeah. GET IT TOGETHER TTHOTUC!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 31, 2014, 08:54:19 AM
the vainglorious feeling you get when you hand someone the CSP has got to be the complete opposite of handing someone a Southwest Airlines card
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 31, 2014, 08:54:47 AM
using the SW card once you've met the minimum spend (even when paying for SW flights) is not a good idea.

yeah, it was just the last card i got and after i met the min spend i just kept putting stuff on it. my flying consisted of flying to MCI-MDW and back about every third week. i no longer do that, or fly at all, really. its time for a new card, though. dont have any trips planned right now... i have about 20K SW and 15K UR.  :frown:

heres the list:

delta (cancelled before fee)
united (cancelled before fee)
american (need to cancel or churn? got in sept 2013)
freedom
sapphire preferred (got in august 2013 and havent paid fee on yet)
southwest (got in november 2013 and have already paid fee but another coming up in november)

i attempted to get southwest business in january of this year and didnt have any luck. have pretty much stopped paying attention since...

SPG? Hilton?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 09:03:55 AM
Get a US Air 40k and an AA 50k (if they let you get another one, may want to cancel that one). $3k spend requirement on AA. one use of US Air. Will have 93k AA miles once you're done (and once the programs merge)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 09:04:31 AM
also, everyone else should be pounding that US Air card until barclays makes you stop. it's going away soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 31, 2014, 09:09:57 AM
:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 09:10:59 AM
AA has been being kind of wishy washy on their churning though. may want to look into what they are doing today on FT. or have mikey do it for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 31, 2014, 09:25:54 AM
Anyone ever done this before?  Kinda in the mood to get blasted on cheap wine this summer.

http://www2.vinesse.com/ualelemcd0714/?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 09:39:38 AM
I have not. I don't know if I like the idea of some place sending me 6 bottles of mystery wine a month. You can get 7 UR points per $ spent at wine.com through the UR portal though. That would be what I'd do if you want to earn miles buying wine. That way you can pick what you want instead of rolling the dice on getting trash that they can't sell.

http://www.evreward.com/store/go/2415
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on July 31, 2014, 10:03:44 AM
also, everyone else should be pounding that US Air card until barclays makes you stop. it's going away soon.

One purchase and the annual fee for 40K is nuts. I just got approved.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 10:08:34 AM
also, everyone else should be pounding that US Air card until barclays makes you stop. it's going away soon.

One purchase and the annual fee for 40K is nuts. I just got approved.

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 10:10:09 AM
Alaska Air has a similar set up to the US Air card. You don't even have to make one purchase and it's very churnable. You're paying the fee but people have reported the miles hitting their account before the card even arrives. Others have reported having 3 or 4 of the card accounts open at the same time. the pud banks fly fast and loose. also, alaska miles are huge sluts. can use them on aa or delta. they aren't a member of an alliance so they have a lot of weird agreements with carriers. they always have route wars with delta so it's a weird arrangement.

http://www.alaskaair.com/content/mileage-plan/partners/partner-overview.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on July 31, 2014, 10:13:30 AM
How big of a pain in the ass are they to transfer though?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 10:15:37 AM
How big of a pain in the ass are they to transfer though?

they don't transfer. you have to use them on those carriers. primary downside (since they aren't in an alliance) is that you can't use them on a flight with two different carriers (unless alaska is one of them). so no AA to get me to LA and then Qantas to get me to Sydney on the same award ticket like you could on a one world booking. for domestics it's great though.

http://onemileatatime.boardingarea.com/2014/03/10/best-uses-of-alaska-airlines-mileage-plan-miles/
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on July 31, 2014, 10:20:32 AM
I didn't phrase that question right. What I meant to ask is how easy is it to book a Delta flight with Alaska miles/points, but you answered the question with that link.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 10:24:12 AM
Omaha didn't have Alaska service for a long time so I never really paid attention to their miles. Once we got Alaska service I looked into it and was like, "holy crap, I should have been churning this card for years".
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 31, 2014, 10:31:22 AM
My recent trip to BZN was on Alaska Air miles (Delta flight), MCI to BZN for 37,500, and first class on the way home. 
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on July 31, 2014, 11:18:18 AM
Booking a flight to LA.  One-way from DFW to LAX.  I can book w/ either 12,500 AA points or 10,000 Avios.

I go w/ Avios, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 11:20:32 AM
Booking a flight to LA.  One-way from DFW to LAX.  I can book w/ either 12,500 AA points or 10,000 Avios.

I go w/ Avios, right?

yeah, I would probably. what cities are in your avios 4,500 zone though? if you live in DFW there could be a lot of great values there that would make them more valuable.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2014, 12:50:21 PM
Booking a flight to LA.  One-way from DFW to LAX.  I can book w/ either 12,500 AA points or 10,000 Avios.

I go w/ Avios, right?

yeah, I would probably. what cities are in your avios 4,500 zone though? if you live in DFW there could be a lot of great values there that would make them more valuable.

could get roundtrip from dfw to mhk for 9k avios but roundtrip aa would be 25k.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 12:52:00 PM
Booking a flight to LA.  One-way from DFW to LAX.  I can book w/ either 12,500 AA points or 10,000 Avios.

I go w/ Avios, right?

yeah, I would probably. what cities are in your avios 4,500 zone though? if you live in DFW there could be a lot of great values there that would make them more valuable.

could get roundtrip from dfw to mhk for 9k avios but roundtrip aa would be 25k.

good point by rd here. really depends on where you like to fly.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on July 31, 2014, 12:54:46 PM

Booking a flight to LA.  One-way from DFW to LAX.  I can book w/ either 12,500 AA points or 10,000 Avios.

I go w/ Avios, right?

yeah, I would probably. what cities are in your avios 4,500 zone though? if you live in DFW there could be a lot of great values there that would make them more valuable.

could get roundtrip from dfw to mhk for 9k avios but roundtrip aa would be 25k.

good point by rd here. really depends on where you like to fly.

Of course.

MHK (go cats), MCI most frequent...

60k AA, 94k Avios

50k more Avios on the way via second half of 100k BA Chase 100k offer that I'm currently working on.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 12:56:04 PM
that's a lot of avios. I'd use them here. personal preference.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2014, 01:00:31 PM
hot damn that's a lot of avios. i would consider allowing someone to punch me really hard in the stomach to get all my avios back. i miss them a super bunch. like my youngest kid who just moved five states away to attend college type of thing.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 01:01:20 PM
hot damn that's a lot of avios. i would consider allowing someone to punch me really hard in the stomach to get all my avios back. i miss them a super bunch. like my youngest kid who just moved five states away to attend college type of thing.  :frown:

you should just go get some more
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2014, 01:04:48 PM
hot damn that's a lot of avios. i would consider allowing someone to punch me really hard in the stomach to get all my avios back. i miss them a super bunch. like my youngest kid who just moved five states away to attend college type of thing.  :frown:

you should just go get some more

uggh. yeah probably. i haven't dipped my foot into the card game in like 8 months though. some kind of UR card and then transfer is the best option i'm guessing?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 01:05:50 PM
hot damn that's a lot of avios. i would consider allowing someone to punch me really hard in the stomach to get all my avios back. i miss them a super bunch. like my youngest kid who just moved five states away to attend college type of thing.  :frown:

you should just go get some more

uggh. yeah probably. i haven't dipped my foot into the card game in like 8 months though. some kind of UR card and then transfer is the best option i'm guessing?

sure, or get the BA card again. or a MR card, they transfer. tons of options really.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on July 31, 2014, 01:22:11 PM
hot damn that's a lot of avios. i would consider allowing someone to punch me really hard in the stomach to get all my avios back. i miss them a super bunch. like my youngest kid who just moved five states away to attend college type of thing.  :frown:

Hit the BA Chase 100k bonus twice.  Have really loved that card hard.  Constantly fly myself and family from MHK/MCI to DFW and back all the time, and they never seem to go away.

Staying at Le Méridien Delfina Santa Monica over the weekend in LA on SPG points.  Would rather spend my SPG points transferring 20k > 25k but whatevs.   I almost don't have enough vacay days a year to spend all the miles I've got from this thread.  Good problem to have I guess.   

Only travel domestically though, so far. :frown:  Ready to throw down some miles to get across the pond or down under or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 31, 2014, 01:26:05 PM
awesome stuff per post made ratio is off the charts for ol crushnasty
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on July 31, 2014, 01:35:08 PM
While I have your attention, about the only travel program I'm not in is Marriott and have never just known where to get started...

After reading through the Chase churnable link, I see that they have a 70k Chase Marriott card.  Is that the best starting point for Marriott out there?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 01:38:29 PM
While I have your attention, about the only travel program I'm not in is Marriott and have never just known where to get started...

After reading through the Chase churnable link, I see that they have a 70k Chase Marriott card.  Is that the best starting point for Marriott out there?

yeah
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 31, 2014, 01:40:02 PM
I'm planning to go to San Diego next year. Please tell me which card to get right now to prepare for that. TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 01:44:05 PM
I'm planning to go to San Diego next year. Please tell me which card to get right now to prepare for that. TIA.

lots of good information to work with here  :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2014, 01:49:55 PM
I'm planning to go to San Diego next year. Please tell me which card to get right now to prepare for that. TIA.

Jesus just pay for southwest flights
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 31, 2014, 01:55:09 PM
I'm planning to go to San Diego next year. Please tell me which card to get right now to prepare for that. TIA.

lots of good information to work with here  :blank:

That's about all I know so far. It will be in July over a long weekend, but not sure of exact days yet. Need to stay downtown probably.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 01:56:01 PM
I'm planning to go to San Diego next year. Please tell me which card to get right now to prepare for that. TIA.

lots of good information to work with here  :blank:

That's about all I know so far. It will be in July over a long weekend, but not sure of exact days yet. Need to stay downtown probably.

fying out of ICT? what points/miles do you have already? what cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 31, 2014, 01:57:43 PM
Disregard request on account that Mrs Gooch will be knocked up next year.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 31, 2014, 02:00:38 PM
I'm planning to go to San Diego next year. Please tell me which card to get right now to prepare for that. TIA.

lots of good information to work with here  :blank:

That's about all I know so far. It will be in July over a long weekend, but not sure of exact days yet. Need to stay downtown probably.

fying out of ICT? what points/miles do you have already? what cards?

Yes, out of ICT. Already have 50k+ SW points so maybe I should just use those? Also Gooch has 50k+ AA and a bunch of UR but I can't guarantee they will still be around next year as he may use them himself.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 31, 2014, 02:03:18 PM
Disregard request on account that Mrs Gooch will be knocked up next year.

That is 98.88888888888888888889% impossible.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 02:04:31 PM
ok, yeah, fly SW. it should be plenty of miles. I've stayed at the Hilton in the Gaslamp. It was nice. Could get the two free night hilton card. Though SD usually has pretty reasonable rates so that could be a bad use of those nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 31, 2014, 02:08:20 PM
ok, yeah, fly SW. it should be plenty of miles. I've stayed at the Hilton in the Gaslamp. It was nice. Could get the two free night hilton card. Though SD usually has pretty reasonable rates so that could be a bad use of those nights.

Is there any kind of SW referral that I can send my friends and get some points too?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 02:09:27 PM
ok, yeah, fly SW. it should be plenty of miles. I've stayed at the Hilton in the Gaslamp. It was nice. Could get the two free night hilton card. Though SD usually has pretty reasonable rates so that could be a bad use of those nights.

Is there any kind of SW referral that I can send my friends and get some points too?

I don't know. Try here:

https://www.chasereferafriend.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 31, 2014, 02:12:58 PM
ok, yeah, fly SW. it should be plenty of miles. I've stayed at the Hilton in the Gaslamp. It was nice. Could get the two free night hilton card. Though SD usually has pretty reasonable rates so that could be a bad use of those nights.

Is there any kind of SW referral that I can send my friends and get some points too?

I don't know. Try here:

https://www.chasereferafriend.com/

Apparently I'm not an eligible customer.

"This Promotion is currently being tested and only eligible customers will be able to get through the authentication screen to refer a friend."
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 02:18:32 PM
that just means you don't have a card that has a referral bonus
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 31, 2014, 02:19:19 PM
i have an email with a referral bonus if you wanna give them it  :pray:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 31, 2014, 02:20:39 PM
i have an email with a referral bonus if you wanna give them it  :pray:

Um, no. The point is for me to get a free flight with all the points I get for referring all my friends who are going with me. Now how do I get my own referral link?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 02:21:45 PM
i have an email with a referral bonus if you wanna give them it  :pray:

Um, no. The point is for me to get a free flight with all the points I get for referring all my friends who are going with me. Now how do I get my own referral link?

I don't think there is one. I don't think tthotuc knows what he's talking about.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 31, 2014, 02:21:53 PM
i have an email with a referral bonus if you wanna give them it  :pray:

Um, no. The point is for me to get a free flight with all the points I get for referring all my friends who are going with me. Now how do I get my own referral link?

not telling.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 31, 2014, 02:24:37 PM
doubt it steve

[attachment deleted by admin]
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 02:25:51 PM
well, there you go. mrs. gooch, you should send an message to chase requesting a referral link.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 31, 2014, 02:39:58 PM
I know this was mentioned some earlier in the thread but I'm curious re. the new amex one bonus in a lifetime does that mean after they rolled that out this spring you can get all the bonuses again one time or are they going back years ago to when I got some bonus and counting that? I'm sure it's in that million page FT thread but I don't want to read it. someone else do it. mikey you do it. then tell me here. tia.

I looked into this a few months ago and from what I could tell no one seemed to know, but assumed it was a no-go.   Hopefully thats wrong though.   :(
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 02:40:54 PM
(http://goEMAW.com/forum/Themes/chemical_light/images/post/thumbdown.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 31, 2014, 02:41:14 PM
AA has been being kind of wishy washy on their churning though. may want to look into what they are doing today on FT. or have mikey do it for you.

I try and avoid FT as much as possible, except for the MS thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2014, 03:27:52 PM
so should I cancel my sapphire preferred knowing that I can churn in two years? I was planning on keeping it open for my primary card when I'm not going for a bonus, but I might not now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 31, 2014, 03:28:55 PM
I think it's 24 months after date of application, right?  So you could cancel Monday and reapply Friday I'd bet.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 03:29:33 PM
so should I cancel my sapphire preferred knowing that I can churn in two years? I was planning on keeping it open for my primary card when I'm not going for a bonus, but I might not now.

emo is right, the 24 month is from the last time you got the bonus. not the time since you had the card. I think you can have it up until you apply for it again.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2014, 03:55:50 PM
so should I cancel my sapphire preferred knowing that I can churn in two years? I was planning on keeping it open for my primary card when I'm not going for a bonus, but I might not now.

emo is right, the 24 month is from the last time you got the bonus. not the time since you had the card. I think you can have it up until you apply for it again.

yeah but I just got the bonus this year so I'll probably cancel after I get the ink bold and before the annual fee. Will that work? I didn't read closely before now.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 04:04:24 PM
Yeah, but you don't have to if you don't want to.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2014, 04:12:36 PM
Yeah, but you don't have to if you don't want to.

Yeah but it would probably be smart.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 06:32:12 PM
I have no idea what you were asking originally. You seem to have come to a conclusion based off something outside of the initial parameters.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2014, 06:37:43 PM
I have no idea what you were asking originally. You seem to have come to a conclusion based off something outside of the initial parameters.

I was asking if I should cancel because I didn't know what would happen to the UR points. I'll wait till I get the Ink then cancel so the points stay. Would obviously like to avoid an annual fee, especially when I'll be able to get another bonus in 18 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on July 31, 2014, 06:42:35 PM
They tell you that your forfeit UR points when you cancel. I don't keep a primary card, but just book with points and then cancel before the fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 06:47:14 PM
Yeah, but if you transfer them to the ink account first you have nothing to worry about
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2014, 06:58:36 PM
Yeah, but if you transfer them to the ink account first you have nothing to worry about

This is what I was thinking. I suppose I could also transfer them to freedom points, too.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 07:07:53 PM
Does that work? I don't have a good grasp on how freedom points work without a UR parent card.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2014, 07:10:08 PM
Does that work? I don't have a good grasp on how freedom points work without a UR parent card.

I can currently transfer all my Freedom points to my UR account as far as I can tell, and I know some were earned before I had a UR account. Did you use my Freedom referral BTW?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2014, 07:23:09 PM
Yes, and made the spend immediately. You should see those soon.

I was just wondering if it was actually possible to transfer them back to crappy freedom points.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2014, 07:26:36 PM
Yes, and made the spend immediately. You should see those soon.

I was just wondering if it was actually possible to transfer them back to crappy freedom points.

Pretty sure you can. I'll double check when I get home.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 31, 2014, 09:04:23 PM
How did there get to be so much Alaska Air talk today? Is there a link to a card anywhere? Would churn.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 31, 2014, 09:24:58 PM
Alaska air should have been the Bob Hope clue
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2014, 11:38:52 PM
Yes, and made the spend immediately. You should see those soon.

I was just wondering if it was actually possible to transfer them back to crappy freedom points.

Pretty sure you can. I'll double check when I get home.

It appears that this works.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on July 31, 2014, 11:55:48 PM
i have an email with a referral bonus if you wanna give them it  :pray:

Um, no. The point is for me to get a free flight with all the points I get for referring all my friends who are going with me. Now how do I get my own referral link?

not telling.

congrats on signing up for a chase bank account
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 31, 2014, 11:58:06 PM
haven't followed the whole chain of illogic, but why in the world are you talking about transferring ur points backwards into crippled freedom points?  even as like a temporary holding place, that seems ridiculous now that chase is churnable.  just run through the inks and the sapphire in a cycle, you'll always have at least one.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 01, 2014, 12:58:00 AM
haven't followed the whole chain of illogic, but why in the world are you talking about transferring ur points backwards into crippled freedom points?  even as like a temporary holding place, that seems ridiculous now that chase is churnable.  just run through the inks and the sapphire in a cycle, you'll always have at least one.

You're right, I just always like to think I'll have trouble hitting the $5k in 3 month minimum spend, which unfortunately rarely happens in reality.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2014, 07:05:07 AM
guys, I think I've come upon my second wind on this miles/points stuff. I was all in on it for years and then hit a 2'ish year bump in the road where I was kinda meh and now I'm back in 100%. let's all get rich.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2014, 07:43:49 AM
Some people are getting a 55k with $2k spend and an authorized user, no annual fee first year UA offer at this link. I am getting it but some people on FT say they don't see it. second link shows ways to maybe get around it so you do see it.

http://www.united.com/web/en-US/content/products/chase/default.aspx

http://www.flyertalk.com/forum/chase-ultimate-rewards/1330475-limited-availability-ua-mp-explorer-card-up-55k-miles-50-statement-credit.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2014, 07:49:34 AM
The last time I and mrs. dave each got the UA 50k bonus? 4/2012 according to m'trusty miles spreadsheet.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 01, 2014, 07:51:44 AM
is 50k the standard offer for the citi AA?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2014, 07:52:57 AM
is 50k the standard offer for the citi AA?

Yes, they had 100k at one time and then a long running churnable 75k but for the last couple years 50k is as high as it's gone.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2014, 08:05:16 AM
How did there get to be so much Alaska Air talk today? Is there a link to a card anywhere? Would churn.

they had 40k offer not too long ago but the highest current one is 25k. annual fee not waived.

https://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card.go

here is a link showing how to get a statement credit of $100 as well but it's kind of a PITA.

http://millionmilesecrets.com/2013/04/21/credit-card-update-50000-alaska-air-mileageplan-miles-100-statement-credit/
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 01, 2014, 08:06:12 AM

also, everyone else should be pounding that US Air card until barclays makes you stop. it's going away soon.
Getting this today. Might try the BA card too
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 01, 2014, 08:18:01 AM
Us air approved
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 01, 2014, 08:18:54 AM
First barclaycard and actually will be my only mastercard
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2014, 08:20:39 AM
First barclaycard and actually will be my only mastercard

you'll also get a voucher in the mail for lounge access for you and a guest. it can be used at all AA Admirals Clubs as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 01, 2014, 08:59:30 AM
OK, I should probably already know this by now, but....Does SW only have a limited number of Rewards seats for each flight? If so, how many? Like, if I tell my friends (who will be flying with me) to get the SW card then book Rewards flights, am I going to screw myself out of getting a Reward flight if they book first?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2014, 09:01:02 AM
OK, I should probably already know this by now, but....Does SW only have a limited number of Rewards seats for each flight? If so, how many? Like, if I tell my friends (who will be flying with me) to get the SW card then book Rewards flights, am I going to screw myself out of getting a Reward flight if they book first?

no, but they could quit offering their lower rates if it fills up. and the amount of points you need for any SW flight is determined by how much the flight costs. you should just book ASAP. they are refundable anytime with no fees.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 01, 2014, 09:06:55 AM
OK, I should probably already know this by now, but....Does SW only have a limited number of Rewards seats for each flight? If so, how many? Like, if I tell my friends (who will be flying with me) to get the SW card then book Rewards flights, am I going to screw myself out of getting a Reward flight if they book first?

no, but they could quit offering their lower rates if it fills up. and the amount of points you need for any SW flight is determined by how much the flight costs. you should just book ASAP. they are refundable anytime with no fees.

SW only allows booking 6 months out and the trip is next July.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2014, 09:09:26 AM
not 100% certain we're all on the same page re. what ASAP stands for
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 01, 2014, 09:09:51 AM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 01, 2014, 09:14:54 AM
not 100% certain we're all on the same page re. what ASAP stands for

LOL. OK
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 01, 2014, 04:31:01 PM
Planning a 10th anniversary trip for me and Mrs CF3 for next summer (maybe next fall. dunno details yet.) should I blog about it here or in the travel thread? Points/Miles will be used.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2014, 06:35:03 PM
Here
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 02, 2014, 10:39:51 AM
Ok. Here's what I currently am working with, this is me and Mrs. CF3 combined:

100k Southwest Miles
100k American Airlines
50k Marriot
95K Chase UR
110k Hilton

I'll probably get a few new cards in the next 6 months.

What I'd like to do, is have both of us get the Chase Hyatt, and use the 4 free nights for our 10th Anniversary. Due to job/family constraints we don't get to travel very much. We'd like to do something tropical/beach, without traveling all the way to Greece or something. 5 or 6 nights is the most we could do. I was thinking Hawaii, but really I just want the best value for those Hyatt nights. I've been holding off on getting that card for a while. What say you?

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 02, 2014, 11:29:52 AM
Grand Hyatt Kauai or Andaz Maui are great uses of the Hyatt nights and points as well as those UR points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 02, 2014, 11:30:23 AM
Both are amazing properties btw. You will love it.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 02, 2014, 11:37:24 AM
Ok. Here's what I currently am working with, this is me and Mrs. CF3 combined:

100k Southwest Miles
100k American Airlines
50k Marriot
95K Chase UR
110k Hilton

I'll probably get a few new cards in the next 6 months.

What I'd like to do, is have both of us get the Chase Hyatt, and use the 4 free nights for our 10th Anniversary. Due to job/family constraints we don't get to travel very much. We'd like to do something tropical/beach, without traveling all the way to Greece or something. 5 or 6 nights is the most we could do. I was thinking Hawaii, but really I just want the best value for those Hyatt nights. I've been holding off on getting that card for a while. What say you?

We booked the Hyatt Ziva Los Cabos for basically the same reason you mentioned plus it is a three hour direct flight. We basically narrowed it down to Paris, Kauai, and Cabo, and thought cabo would be the most stress free and close enough to the best value.

Actually, Mrs. looked at the reviews and websites for both cabo and Kauai and she chose cabo and so I did what she said.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 02, 2014, 11:45:50 AM
Grand Hyatt Kauai or Andaz Maui are great uses of the Hyatt nights and points as well as those UR points.

Is there a time of the year that is best?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 02, 2014, 12:47:36 PM

Grand Hyatt Kauai or Andaz Maui are great uses of the Hyatt nights and points as well as those UR points.

Is there a time of the year that is best?

Not really. Little bigger waves on the north shores of the islands in the winter. That could be good or bad depending on what you want to do. Weather is essentially the same all year.  They say winter is the busier season because people want to escape the cold but if you are using points that won't matter to you.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 02, 2014, 12:48:09 PM
I'm pretty jacked for the Grand Hyatt Kauai
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 02, 2014, 04:15:17 PM
Some people are getting a 55k with $2k spend and an authorized user, no annual fee first year UA offer at this link. I am getting it but some people on FT say they don't see it. second link shows ways to maybe get around it so you do see it.

http://www.united.com/web/en-US/content/products/chase/default.aspx

http://www.flyertalk.com/forum/chase-ultimate-rewards/1330475-limited-availability-ua-mp-explorer-card-up-55k-miles-50-statement-credit.html

this, plus the chase churn news has thrown my carefully laid plans for a loop.  i was resolved to patience, but now i want to binge apply for everything, asap.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 02, 2014, 04:21:19 PM
which chase churn news sys? i missed it

edit: found it. Good news! I can get another Chase Sapphire next summer if this holds up
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 02, 2014, 04:50:51 PM
guys, I think I've come upon my second wind on this miles/points stuff. I was all in on it for years and then hit a 2'ish year bump in the road where I was kinda meh and now I'm back in 100%. let's all get rich.
I'm in a big slump right now, :frown: I churned and burned for awhile, I even read like 4 or 5 blogs consistently, but I probably haven't applied for a card in 6 months, this chase thing might get me back on the bandwagon though :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 02, 2014, 04:51:59 PM
Ok. Here's what I currently am working with, this is me and Mrs. CF3 combined:

100k Southwest Miles
100k American Airlines
50k Marriot
95K Chase UR
110k Hilton

I'll probably get a few new cards in the next 6 months.

What I'd like to do, is have both of us get the Chase Hyatt, and use the 4 free nights for our 10th Anniversary. Due to job/family constraints we don't get to travel very much. We'd like to do something tropical/beach, without traveling all the way to Greece or something. 5 or 6 nights is the most we could do. I was thinking Hawaii, but really I just want the best value for those Hyatt nights. I've been holding off on getting that card for a while. What say you?

We booked the Hyatt Ziva Los Cabos for basically the same reason you mentioned plus it is a three hour direct flight. We basically narrowed it down to Paris, Kauai, and Cabo, and thought cabo would be the most stress free and close enough to the best value.

Actually, Mrs. looked at the reviews and websites for both cabo and Kauai and she chose cabo and so I did what she said.

So wait, is this Ziva Los Cabos an all inclusive thing, and you can use the Hyatt nights for it?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 02, 2014, 05:14:19 PM
Ok. Here's what I currently am working with, this is me and Mrs. CF3 combined:

100k Southwest Miles
100k American Airlines
50k Marriot
95K Chase UR
110k Hilton

I'll probably get a few new cards in the next 6 months.

What I'd like to do, is have both of us get the Chase Hyatt, and use the 4 free nights for our 10th Anniversary. Due to job/family constraints we don't get to travel very much. We'd like to do something tropical/beach, without traveling all the way to Greece or something. 5 or 6 nights is the most we could do. I was thinking Hawaii, but really I just want the best value for those Hyatt nights. I've been holding off on getting that card for a while. What say you?

We booked the Hyatt Ziva Los Cabos for basically the same reason you mentioned plus it is a three hour direct flight. We basically narrowed it down to Paris, Kauai, and Cabo, and thought cabo would be the most stress free and close enough to the best value.

Actually, Mrs. looked at the reviews and websites for both cabo and Kauai and she chose cabo and so I did what she said.

So wait, is this Ziva Los Cabos an all inclusive thing, and you can use the Hyatt nights for it?

Correct, it's all inclusive and you can use your Hyatt nights from the card
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 02, 2014, 05:52:46 PM
I am excited for rustys trip report there
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 02, 2014, 05:59:50 PM
can the hyatt chase be churned?  i got it roughly 2 years ago
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 02, 2014, 06:39:06 PM
I am excited for rustys trip report there

Will influence CF3's decisions immensely
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 02, 2014, 07:16:37 PM
I am excited for rustys trip report there

Will influence CF3's decisions immensely

don't let it. I can give you a review of the grand hyatt kauai that would blow it out of the water even if it's amazing. use other info to determine what's best for your family.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 02, 2014, 07:19:37 PM
I can give you a review of the grand hyatt kauai that would blow it out of the water

please do
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 02, 2014, 07:21:30 PM
I can give you a review of the grand hyatt kauai that would blow it out of the water

please do

i already gave it to you like 9 months ago. it's amazing and you will have an amazing time. actually the island of kauai is amazing and you could stay in a tent in a parking lot and have an amazing time. but the hotel is actually amazing also so it's a bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 02, 2014, 07:22:23 PM
sorry I'm just really excited and want to read stuff about it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 02, 2014, 07:29:48 PM
valet your car. I think they offer non-valet parking but if you valet it's not a ton more expensive and you call down when you are heading to the front and they put the top down for you and load it up with as many bottles of water and beach towels and umbrellas as you want. and then tell them where you are going and the valets will tell you secret things about the area and tiny places that you would never know about to visit and junk. normal valet stuff but these guys are like triple normal valet. they are really great.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 02, 2014, 07:43:15 PM
I prob would have valeted anyway but now I will for sure  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on August 04, 2014, 12:21:15 PM

I'm pretty jacked for the Grand Hyatt Kauai

I'll be there Wednesday!! Can't wait! :alohabrag:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 04, 2014, 12:57:50 PM
Some people are getting a 55k with $2k spend and an authorized user, no annual fee first year UA offer at this link. I am getting it but some people on FT say they don't see it. second link shows ways to maybe get around it so you do see it.

http://www.united.com/web/en-US/content/products/chase/default.aspx

http://www.flyertalk.com/forum/chase-ultimate-rewards/1330475-limited-availability-ua-mp-explorer-card-up-55k-miles-50-statement-credit.html

I'm doing this one right now.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 04, 2014, 12:58:50 PM
Some people are getting a 55k with $2k spend and an authorized user, no annual fee first year UA offer at this link. I am getting it but some people on FT say they don't see it. second link shows ways to maybe get around it so you do see it.

http://www.united.com/web/en-US/content/products/chase/default.aspx

http://www.flyertalk.com/forum/chase-ultimate-rewards/1330475-limited-availability-ua-mp-explorer-card-up-55k-miles-50-statement-credit.html

I'm doing this one right now.

mrs. dave and I each did it this weekend. I've gotten 3 chase cards recently. prolly going to have to rest them for a bit.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 04, 2014, 01:00:13 PM
Some people are getting a 55k with $2k spend and an authorized user, no annual fee first year UA offer at this link. I am getting it but some people on FT say they don't see it. second link shows ways to maybe get around it so you do see it.

http://www.united.com/web/en-US/content/products/chase/default.aspx

http://www.flyertalk.com/forum/chase-ultimate-rewards/1330475-limited-availability-ua-mp-explorer-card-up-55k-miles-50-statement-credit.html

I'm doing this one right now.

mrs. dave and I each did it this weekend. I've gotten 3 chase cards recently. prolly going to have to rest them for a bit.

BTW, I'm getting offers mailed to me at work, that's how I got that one.  Is yours like a business card?  Actually had to call in to get all 4 of my Chase cards to show up on the one Chase login. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 04, 2014, 01:01:29 PM
Some people are getting a 55k with $2k spend and an authorized user, no annual fee first year UA offer at this link. I am getting it but some people on FT say they don't see it. second link shows ways to maybe get around it so you do see it.

http://www.united.com/web/en-US/content/products/chase/default.aspx

http://www.flyertalk.com/forum/chase-ultimate-rewards/1330475-limited-availability-ua-mp-explorer-card-up-55k-miles-50-statement-credit.html

I'm doing this one right now.

mrs. dave and I each did it this weekend. I've gotten 3 chase cards recently. prolly going to have to rest them for a bit.

BTW, I'm getting offers mailed to me at work, that's how I got that one.  Is yours like a business card?  Actually had to call in to get all 4 of my Chase cards to show up on the one Chase login.

that's how you got which one? no. mine all show up on the same login without me doing anything.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 04, 2014, 01:03:09 PM
Some people are getting a 55k with $2k spend and an authorized user, no annual fee first year UA offer at this link. I am getting it but some people on FT say they don't see it. second link shows ways to maybe get around it so you do see it.

http://www.united.com/web/en-US/content/products/chase/default.aspx

http://www.flyertalk.com/forum/chase-ultimate-rewards/1330475-limited-availability-ua-mp-explorer-card-up-55k-miles-50-statement-credit.html

I'm doing this one right now.

mrs. dave and I each did it this weekend. I've gotten 3 chase cards recently. prolly going to have to rest them for a bit.

BTW, I'm getting offers mailed to me at work, that's how I got that one.  Is yours like a business card?  Actually had to call in to get all 4 of my Chase cards to show up on the one Chase login.

that's how you got which one? no. mine all show up on the same login without me doing anything.

The Chase United MileagePlus Explorer.  Although my card doesn't say "business" on it.  Weird.  And the rewards are in-line with the personal offer.  Guess some weird crap happened when I tried to log-in the first time.  Dude on the phone took care of it though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 04, 2014, 01:04:27 PM
oh, weird. glad they fixed it up.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 04, 2014, 01:10:43 PM
My ink card shows up under a different log in...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 04, 2014, 01:14:59 PM
My ink card shows up under a different log in...

yeah, business cards will. I couldn't understand if emo's was a business card or a personal card by his post.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 04, 2014, 02:05:23 PM

My ink card shows up under a different log in...

yeah, business cards will. I couldn't understand if emo's was a business card or a personal card by his post.
Agreed. Just making sure it wasn't any more difficult than it had to be. Hoping to get my Club Carlson card soon so I can hit the min spend quick.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on August 04, 2014, 02:10:37 PM
Should I expect the 100K AA offer to open up any time soon (within 3 mos or so) or just go with the lesser one?  Will be paying for a wedding and possibly moving and would like to use all that towards the spend on a bonus
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 04, 2014, 02:42:16 PM
Should I expect the 100K AA offer to open up any time soon (within 3 mos or so) or just go with the lesser one?  Will be paying for a wedding and possibly moving and would like to use all that towards the spend on a bonus

I would guess not
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on August 04, 2014, 03:25:01 PM
Should I expect the 100K AA offer to open up any time soon (within 3 mos or so) or just go with the lesser one?  Will be paying for a wedding and possibly moving and would like to use all that towards the spend on a bonus

I would guess not

That's what I thought but figured it wouldn't hurt to ask the experts. 

Thanks for not ripping me new one! (should be the tag for anyone asking a question here and not flyertalk)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 06, 2014, 12:13:13 AM
@LSOC!

http://blogs.kansas.com/haveyouheard/2014/08/05/ambassador-hotel-finalizes-deal-with-autograph-collection-by-marriott/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2014, 02:24:20 PM
taking m'lady to chicago in early october (ttech game weekend). booked cheap avios flights obviously. has anyone stayed at the conrad chicago? want to dump all these garbagey hilton points and am down to the wit and conrad. like the wit a lot but wouldn't mind being north of the river.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 06, 2014, 02:33:09 PM
taking m'lady to chicago in early october (ttech game weekend). booked cheap avios flights obviously. has anyone stayed at the conrad chicago? want to dump all these garbagey hilton points and am down to the wit and conrad. like the wit a lot but wouldn't mind being north of the river.

haven't stay at the conrad. have stayed at the embassy suites two blocks away. same number of points. it was nice. good breakfast and good evening reception from 5-7 or something like that. conrad obviously higher end but if you care about free breakfast/drinks and a much bigger room, then the embassy suites is really good.

http://embassysuites3.hilton.com/en/hotels/illinois/embassy-suites-chicago-downtown-CHIDWES/index.html
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 06, 2014, 04:35:30 PM
hilton points are the worst
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 06, 2014, 05:12:49 PM
think I'm gonna try the 70k Chase after work today. Anyone know if it's still going?
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 06, 2014, 05:22:48 PM
I feel like I may have errored going with Hilton.  What should I switch to for business travel spend personal travel redeem?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 06, 2014, 08:24:18 PM
I feel like I may have errored going with Hilton.  What should I switch to for business travel spend personal travel redeem?

depends on how you travel for both.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2014, 08:35:46 PM

I feel like I may have errored going with Hilton.  What should I switch to for business travel spend personal travel redeem?

depends on how you travel for both.

If you are traveling to large metro areas only then Hyatt. If you need hotels everywhere then you probably have to go with Hilton, Marriott or IHG.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 06, 2014, 08:41:44 PM
hilton really isn't that bad.  they did a double points promo this summer so I got a lot of points from them off a two-week stay at a hampton for work.  used them for a free night at a hilton in san antonio where they treated me really well even though I'm only a blue level or whatever their first elite level is with them.  overall my main complaint is that their hotels just don't seem to be as nice or as well maintained as the marriott properties I normally get put in.  the hampton beds are comfortable and they have good cookies.  idk.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 06, 2014, 11:54:28 PM
hilton really isn't that bad.  they did a double points promo this summer so I got a lot of points from them off a two-week stay at a hampton for work.  used them for a free night at a hilton in san antonio where they treated me really well even though I'm only a blue level or whatever their first elite level is with them.  overall my main complaint is that their hotels just don't seem to be as nice or as well maintained as the marriott properties I normally get put in.  the hampton beds are comfortable and they have good cookies.  idk.

not sure if it still works but worth a try. i did it over a year ago and i'm still gold.

http://milesquest.boardingarea.com/2013/03/28/free-hilton-gold-status-is-still-alive/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 07:22:28 AM
the surpass or whatever the other top end hilton card is called both give you automatic gold status as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 07, 2014, 07:50:04 AM
hmm I'll give that a shot later
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 07:50:49 AM
hmm I'll give that a shot later

I think rick daris' thing is dead now
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 08:00:08 AM
rus, freedom bonus just hit my account. you may have the referral bonus now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2014, 08:24:49 AM
hmm I'll give that a shot later

I think rick daris' thing is dead now

it might be. i have no idea. i do know that i am gold and that i've gotten some sweet, sweet upgrades because of it.  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 07, 2014, 08:45:39 AM
hmm I'll give that a shot later

I think rick daris' thing is dead now

it says dead as of 6/2013  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 07, 2014, 12:22:52 PM
do you guys keep all of these cards and pay the annual fee each year, or cancel them right after you earn your points?

Have done the SW card (twice) and Marriott (once), (approx 70k points each) what card is the logical next step for meow meow?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 07, 2014, 12:30:18 PM
hmm I'll give that a shot later

I think rick daris' thing is dead now

it says dead as of 6/2013  :frown:

classic daris.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 12:30:50 PM
do you guys keep all of these cards and pay the annual fee each year, or cancel them right after you earn your points?

Have done the SW card (twice) and Marriott (once), (approx 70k points each) what card is the logical next step for meow meow?

I only pay the fee on my sapphire. and I'm going to cancel and churn it later this year.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2014, 12:32:00 PM
hmm I'll give that a shot later

I think rick daris' thing is dead now

it says dead as of 6/2013  :frown:

classic daris.

yeah that was pretty funny. i don't think it's true though. i'm pretty sure there are probably other ways to get hilton gold for free. if i didn't already have it, i'd probably google it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 12:38:27 PM
I don't think there are officer daris
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2014, 12:39:01 PM
do you guys keep all of these cards and pay the annual fee each year, or cancel them right after you earn your points?

Have done the SW card (twice) and Marriott (once), (approx 70k points each) what card is the logical next step for meow meow?

I only pay the fee on my sapphire. and I'm going to cancel and churn it later this year.

can you transfer personal Sapphire points to your business Sapphire account? Or do they all go in the same account?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 12:41:27 PM
do you guys keep all of these cards and pay the annual fee each year, or cancel them right after you earn your points?

Have done the SW card (twice) and Marriott (once), (approx 70k points each) what card is the logical next step for meow meow?

I only pay the fee on my sapphire. and I'm going to cancel and churn it later this year.

can you transfer personal Sapphire points to your business Sapphire account? Or do they all go in the same account?

yeah, I transfer all my ink UR points to my sapphire preferred UR account. also my freedom points. I'm going to get another ink later, move the sapphire preferred points there, sign up for another sapphire preferred, move the ink points back there. that's, like, over a billion UR points.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2014, 12:44:18 PM
do you guys keep all of these cards and pay the annual fee each year, or cancel them right after you earn your points?

Have done the SW card (twice) and Marriott (once), (approx 70k points each) what card is the logical next step for meow meow?

I only pay the fee on my sapphire. and I'm going to cancel and churn it later this year.

can you transfer personal Sapphire points to your business Sapphire account? Or do they all go in the same account?

yeah, I transfer all my ink UR points to my sapphire preferred UR account. also my freedom points. I'm going to get another ink later, move the sapphire preferred points there, sign up for another sapphire preferred, move the ink points back there. that's, like, over a billion UR points.

same. Was not able to make it to my local chase branch for the 70k offer before closing time but I will try tonight.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2014, 12:47:45 PM
I don't think there are officer daris

i bet this might work if you still have a kstate edu account.

https://www.hiltonhhonors.com/mbaacquisition2014/?ucode=KANSASSTATE
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 12:49:02 PM
I don't think there are officer daris

i bet this might work if you still have a kstate edu account.

https://www.hiltonhhonors.com/mbaacquisition2014/?ucode=KANSASSTATE

I have a unl.edu account but I also already have a HH account. I don't think it will work.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2014, 12:51:38 PM
I don't think there are officer daris

i bet this might work if you still have a kstate edu account.

https://www.hiltonhhonors.com/mbaacquisition2014/?ucode=KANSASSTATE

I have a unl.edu account but I also already have a HH account. I don't think it will work.

fill the left side (already have an account) out and give it a shot.
https://www.hiltonhhonors.com/mbaacquisition2014/?ucode=UNL


or you could try this. i mean, i'm just using google and have already come up with two possible ways. there is a report that the hp account doesn't need to even be active. like, you can just make one up.

http://loyaltylobby.com/2014/06/20/extended-hilton-hhonors-complimentary-gold-status-until-032016-or-2017-requires-hp-email-address/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 07, 2014, 12:57:23 PM
also this. four stays is pretty pud.

https://hiltonhhonors.com/ProcessLanding/ProcessLanding/?lp=cwtoffer
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 07, 2014, 01:02:04 PM
rdaris is a russian hacker  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 07, 2014, 01:09:48 PM
CSP is discontinuing their 7% annual UR divident as of 12/31/15

Discontinuing 7% Annual Points Dividend
After 12/31/2015, you will no longer earn the 7% Annual Points Dividend. You will be awarded your final 7% points dividend in early 2016. You can still continue to enjoy the many other ways to be awarded rewards such as 2X points on travel and dining and 1 point on all other purchases.

...

They are also removing the double points on travel after 12/31/15

Earn on Travel
You will continue to earn an extra 1 point for each $1 of airfare and hotel accommodations booked through Chase.com/UltimateRewards until 12/31/2015. After that, you will no longer earn an extra point. We may periodically offer ways for you to earn bonus points through the program.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 07, 2014, 01:11:08 PM
Might as well just issue the card printed on a KU diploma.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2014, 01:20:21 PM
No extra point for travel? Fuuuuuuck that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 07, 2014, 01:21:57 PM
The 20% "discount" on travel is kind of a sham, too.  You can find just as good rates and mostly better buying directly from the airline, IME.  Same on hotels. 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2014, 01:24:54 PM
The 20% "discount" on travel is kind of a sham, too.  You can find just as good rates and mostly better buying directly from the airline, IME.  Same on hotels.

Yeah. Sometimes you can find better deals than standard awards if you absolutely have to use points, though. (At that point it's probably a good idea to use cash instead, but still)
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 07, 2014, 01:28:25 PM
i have basically used my UR points to purchase direct southwest flights to vegas for bachelor parties and phoenix for cats bowl games the last couple years (no other airline flies direct to those places out of MCI). actually not basically, that is exactly what i have used my UR points for.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 07, 2014, 01:31:10 PM
I totally know what a 7% annual points dividend is but why don't one of you guys tell me what you think it is and I'll say yes or no if that's the right answer
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 07, 2014, 01:33:20 PM
I would tell you but I get pretty crappy signal down here and my mom is calling me up for lunch.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 07, 2014, 01:33:29 PM
I totally know what a 7% annual points dividend is but why don't one of you guys tell me what you think it is and I'll say yes or no if that's the right answer

take the 7% of points youve earned throughout the year and remember that number. chase will give you that many points on one of your statements at the beginning of the year.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on August 07, 2014, 01:38:17 PM
I totally know what a 7% annual points dividend is but why don't one of you guys tell me what you think it is and I'll say yes or no if that's the right answer

take the 7% of points youve earned throughout the year and remember that number. chase will give you that many points on one of your statements at the beginning of the year.

He's right I'm pretty sure but I knew that like 100 years ago
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on August 07, 2014, 01:41:14 PM
Well, this is bullshit. I'm not paying $95 a year just to have a super hefty card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 07, 2014, 01:42:34 PM
Would rather have it churnable or dividend and 2x travel?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 07, 2014, 01:43:01 PM
like tons of people are going to cancel aren't they?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2014, 01:49:13 PM
Would rather have it churnable or dividend and 2x travel?

churnable for me
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 07, 2014, 01:51:33 PM
it's so heavy though! remember all those looks you get at the liquor store and stuff!  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 07, 2014, 01:52:54 PM
Would rather have it churnable or dividend and 2x travel?

churnable for me

what does churnable mean?
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on August 07, 2014, 01:57:17 PM
it's so heavy though! remember all those looks you get at the liquor store and stuff!  :love:

Is it worth $95 for some person I don't know to have some weird misconception of my social status?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 01:59:43 PM
No extra point for travel? Fuuuuuuck that.

it's for the extra point you got for booking through the UR portal. you will still get 2 pp$ on travel spend. idiots.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2014, 02:06:21 PM
No extra point for travel? Fuuuuuuck that.

it's for the extra point you got for booking through the UR portal. you will still get 2 pp$ on travel spend. idiots.

that wasn't how tater's snippet read and I was on my phone you wannabe flyertalk bully.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 02:06:59 PM
READ THE FAQ YOU DOWNGRADES!
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 07, 2014, 02:14:39 PM
i knew it meant the point through the UR portal the entire time, i just wanted to see the world burn

also the dividend thing still sucks :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 02:15:26 PM
i knew it meant the point through the UR portal the entire time, i just wanted to see the world burn

also the dividend thing still sucks :shakesfist:

meh, it doesn't even take effect for a year and a half.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2014, 02:16:00 PM
i knew it meant the point through the UR portal the entire time, i just wanted to see the world burn

also the dividend thing still sucks :shakesfist:

what an bad person, right?!?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 07, 2014, 02:33:07 PM
also the dividend thing still sucks :shakesfist:

yeah. steve dave seems to be taking it pretty hard. did you see him yelling at rusty?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 07, 2014, 02:35:01 PM
i knew it meant the point through the UR portal the entire time, i just wanted to see the world burn

also the dividend thing still sucks :shakesfist:

what an bad person, right?!?

yeah i read it the way you did too. BLAST  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 07, 2014, 04:08:08 PM
update: the hilton @kstate.edu promo did not work at all.  I made up an @hp.com email address and it has not updated online yet so I assume it also will not work but some guy on the internet said he eventually got a gold card in the mail.  also I guess I'm silver with hilton.  I don't know their colors.  their colors are stupid.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 06:37:05 PM
Yeah, blue, silver, gold, platinum. You'd need some sort of tiering dictionary to figure this stuff out.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 07, 2014, 07:18:11 PM
WHATEVER
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2014, 07:44:28 PM
I want to simplify what I'm holding on to and carrying, and making sure I'm getting the most bang for the swipe.  The main daily spend categories I deal with for which bonuses are available are gas, dining, and groceries.  When I'm not trying to hit a spend, I usually carry the sapphire and the hhonors surpass.  Sapphire's obvious, and the surpass gets 6x for gas, groceries and restaurants (but I use the sapphire for restaurants).

I've also got the Marriott, Hyatt and IHG.  Marriott & Hyatt are the same - 2x for restaurants, flights and car rental.  IHG is 2x for gas, groceries and restaurants.

I've got the Ink for 5x office stuff and 2x gas and hotels, and the SPG, AA and United which don't have any bonuses for things besides themselves, and I may cancel United depending on the results of my war with them.

I'm thinking I'll keep using the sapphire until the end of the year, get my annual dividend, move points to Ink, cancel and get a new one when the time is right.  But for when I don't have it or even when I do and have met the new spend, I'd like to maybe replace it as my dining card with the IHG or HHonors, and use that same card for gas/groceries, which sapphire doesn't bonus for.  I'd use Ink for everything else to keep building up general UR.

Are the hhonors points so shitty that even using it for 6x things is dumb?  After just spending 180K, I've got about 45K now, and currently get about 2K/month just using it on gas and groceries.  I've still got around 220K IHG points.  Basically comes down to 6x HHonors vs. 2x IHG.

I tried keeping my HHonors card in my car and only using it at gas stations and grocery stores, but lost it the first time I took it into Dillon's because it wasn't in my wallet.  Plus, I'm hoping to soon be walking my grocery store trips.

T-Y.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2014, 08:38:10 PM
I use my Ink for gas and office supplies, CSP for all other purchases. Unless I'm meeting a min. spend on something or my freedom has some 5x bonus on some spend type. I recommend everyone do the same.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2014, 08:56:59 PM
I use my Ink for gas and office supplies, CSP for all other purchases.

Tell me why 1x UR is better than 6x HHonors or 2x IHG for groceries.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 07, 2014, 10:51:09 PM
I use my Ink for gas and office supplies, CSP for all other purchases.

Tell me why 1x UR is better than 6x HHonors or 2x IHG for groceries.

hilton points suck, i don't think they're worth anything at all.  they give away ihg points like trash for stays and now churnable bonuses, so no need to spend for them.  but if you did spend for them, i think worth a lot less than ur points (see link for approx values that i don't necessarily agree with, but are probably ballpark).

http://thepointsguy.com/2014/07/what-are-points-and-miles-worth-july-monthly-valuations/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2014, 11:11:35 PM
I use my Ink for gas and office supplies, CSP for all other purchases.

Tell me why 1x UR is better than 6x HHonors or 2x IHG for groceries.

hilton points suck, i don't think they're worth anything at all.  they give away ihg points like trash for stays and now churnable bonuses, so no need to spend for them.  but if you did spend for them, i think worth a lot less than ur points (see link for approx values that i don't necessarily agree with, but are probably ballpark).

http://thepointsguy.com/2014/07/what-are-points-and-miles-worth-july-monthly-valuations/

Sure.  Using his ballpark figures:

UR = 2.1 cents
HHonors = .5 cents
IHG = .7

So for each $1 spent on groceries, UR would be getting me 2.1 cents, HHonors would be getting me 3 cents and IHG would be getting me 1.4 cents.

Seems like I should keep my HHonors AMEX somewhere that I'll remember to take it to the grocery store only and not lose it.  Gas and dining can be done through Ink or Sapphire (or temporarily the Hyatt, Marriott, IHG or HHonors if I drop my Sapphire for a bit to get a new one).
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 07, 2014, 11:17:08 PM
yeah, by his numbers.  i think he is overvaluing hhilton points.  maybe you can get that sort of value on luxe resort properties or something.  i'd look at redemption values on what you actually think you'd redeem the points for.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 07, 2014, 11:44:17 PM
It looks like the Hilton I stayed at recently averaged about $320/night.  I don't remember exactly what the cash price was instead, but I know when I looked at possibly having to stay an extra night once I was there, it was going to be like $380.  It was 60K/night.

That comes to a little over .5 cents, so I think he's close.  I guess it's about a wash.  The HHonors points multiplied by 6 may be a fraction of a cent more valuable than a UR, but the URs are more flexible.

I still had to pay like $40/night for valet parking, and ended up between that and using my HHonors card and a 1K gold bonus and an online booking bonus getting a little over 4K points for the "free" stay.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2014, 06:11:47 AM
do whatever you want. it comes down to where you are going to be staying that could be a good redemption and if you care about juggling multiple daily spend cards. I prefer the flexibility of UR. I don't usually get good redemption with HH. like in chicago in a month the conrad and wit are 70k HH each. but they are only ~$250 a night each. the best use I've ever found for HH CPM is booking game weekends in Manhattan on points really early. even then you are usually only getting ~0.6 CPM and are stuck out at the HGI or Hampton.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 08, 2014, 09:20:27 AM
I'm going to keep the HHonors in my car and put it in the little temporary hotel card key slot in my wallet when I go into the grocery store.

I'm gonna need a whole new plan if grocery store trips become walking/uber trips. :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 08, 2014, 10:29:12 AM
I'm going to keep the HHonors in my car and put it in the little temporary hotel card key slot in my wallet when I go into the grocery store.

I'm gonna need a whole new plan if grocery store trips become walking/uber trips. :runaway:

Maybe you should use one of those reuseable shopping bags and keep the card in there; and always take it with you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 08, 2014, 10:59:10 AM
I'm going to keep the HHonors in my car and put it in the little temporary hotel card key slot in my wallet when I go into the grocery store.

I'm gonna need a whole new plan if grocery store trips become walking/uber trips. :runaway:

Maybe you should use one of those reuseable shopping bags and keep the card in there; and always take it with you.

if there is a certain store you go to all the time maybe you could just hide behind a big stack of toilet paper or in a bush out in the parking lot.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 08, 2014, 11:03:42 AM
This is why I Google wallet folks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 08, 2014, 11:10:50 AM
I'm going to keep the HHonors in my car and put it in the little temporary hotel card key slot in my wallet when I go into the grocery store.

I'm gonna need a whole new plan if grocery store trips become walking/uber trips. :runaway:

Maybe you should use one of those reuseable shopping bags and keep the card in there; and always take it with you.

Yes, that would fit in just right with the walking grocery store trips.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2014, 01:06:38 PM
Rick Daris, find me another alternative hilton gold link. These have all been strikes.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 08, 2014, 01:13:28 PM
Chase never returned my email about a referral link.  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2014, 01:15:41 PM

Chase never returned my email about a referral link.  :shakesfist:

Send them the internal message from the website. They will respond within a couple days.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 08, 2014, 01:23:35 PM

Chase never returned my email about a referral link.  :shakesfist:

Send them the internal message from the website. They will respond within a couple days.

OK, I actually did that...and I thought it was supposed to send me an email whenever I get a message in there but apparently not because I just checked and I got a reply.

They say my friends have to call an 800 number.

If you recommend a friend or family member for a
Southwest Airlines Rapid Rewards account and he/she is
approved, the new member will receive an enrollment bonus
and you will earn 5,000 points.

But it doesn't say how many points my friends are going to get. Why can't they just make it easy and give me a referral link like they did for TTHHCOSHJSTYGHQ?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2014, 01:25:22 PM
did you ask them that?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 08, 2014, 01:29:10 PM
did you ask them that?

Here's my original message

"Do you currently have a referral bonus for SW Rapid
Rewards points for referring people to get the Chase SW
card? If so please send me the referral link so I can send
the offer to my friends."

And now I just asked them what the enrollment bonus is for the new member.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2014, 01:31:39 PM
Yeah, just ask them to confirm they will get the 50k (if it's still available to the public)
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 08, 2014, 04:22:29 PM
Rick Daris, find me another alternative hilton gold link. These have all been strikes.

did you try the @hp.com one?  it said it was going to send a conf email to the @hp.com email I used but reports online said that after a while they ended up getting a gold card in the mail.  I'm still silver online tho.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 08, 2014, 07:40:59 PM
No, I want him to back up his attitude about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 08, 2014, 11:33:20 PM
that's fair
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on August 11, 2014, 04:45:36 PM
do you guys keep all of these cards and pay the annual fee each year, or cancel them right after you earn your points?

Have done the SW card (twice) and Marriott (once), (approx 70k points each) what card is the logical next step for meow meow?

I only pay the fee on my sapphire. and I'm going to cancel and churn it later this year.

so it's 24 months from getting the bonus before it's churnable again?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 25, 2014, 07:32:47 AM
may want to book those amazing 4,500 avios awards ASAP guys  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on August 25, 2014, 08:00:45 AM
may want to book those amazing 4,500 avios awards ASAP guys  :frown:

oh no  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 25, 2014, 08:09:56 AM
my life will become measurably worse  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 26, 2014, 04:04:25 PM
false alarm on the Avios devaluation.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2014, 08:52:02 AM
false alarm on the Avios devaluation.

yeah, was pretty excited
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2014, 12:13:35 PM
Lucky checks into new Park Hyatt NYC, steals crap

http://onemileatatime.boardingarea.com/2014/08/27/review-park-hyatt-new-york/?utm_source=rss&utm_medium=rss&utm_campaign=review-park-hyatt-new-york
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 27, 2014, 12:16:34 PM
I have my 70k ink now. Was kind of awkward applying in person without a real business and with a really nice guy who wanted to chat about my fake business.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2014, 12:56:02 PM
I have my 70k ink now. Was kind of awkward applying in person without a real business and with a really nice guy who wanted to chat about my fake business.

nice
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 27, 2014, 01:13:24 PM
Oh goddamnit I should have done that in Indy.  There was a tall building that said Chase on it so I'm sure it would have been available somewhere.  :facepalm:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 27, 2014, 05:49:20 PM
I have my 70k ink now. Was kind of awkward applying in person without a real business and with a really nice guy who wanted to chat about my fake business.

i wanted to get one, but i wouldn't be able to handle the face to face lying.  pretty unfair of them to require it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on August 27, 2014, 05:56:06 PM
I have my 70k ink now. Was kind of awkward applying in person without a real business and with a really nice guy who wanted to chat about my fake business.

i wanted to get one, but i wouldn't be able to handle the face to face lying.  pretty unfair of them to require it.

I'm usually team #NoLie, but in this particular case I think I would actually enjoy it. 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 27, 2014, 05:56:51 PM
I have my 70k ink now. Was kind of awkward applying in person without a real business and with a really nice guy who wanted to chat about my fake business.

i wanted to get one, but i wouldn't be able to handle the face to face lying.  pretty unfair of them to require it.

they were more half-truths
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on August 28, 2014, 08:04:01 AM
I have my 70k ink now. Was kind of awkward applying in person without a real business and with a really nice guy who wanted to chat about my fake business.

i wanted to get one, but i wouldn't be able to handle the face to face lying.  pretty unfair of them to require it.

I'm usually team #NoLie, but in this particular case I think I would actually enjoy it.
I just got a mailed offer for the 70k ink, no in person lying for me :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 28, 2014, 08:41:32 AM
I have my 70k ink now. Was kind of awkward applying in person without a real business and with a really nice guy who wanted to chat about my fake business.

i wanted to get one, but i wouldn't be able to handle the face to face lying.  pretty unfair of them to require it.

they were more half-truths

So do you just make up a totally fake business or do you pretend that a hobby you really have is a business?

"Oh yeah I have an Etsy shop where I sell knitted hats for dogs."
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2014, 08:44:01 AM
I always say I'm a travel blogger. which I originally had plans of being and still have the domain and everything so it's not really lying.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 28, 2014, 09:11:38 AM
I did a side version of my day job, which I also had plans to monetize but don't plan on having the time for in the near future.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2014, 09:23:40 AM
also sometimes I'm a sports message board owner
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 28, 2014, 09:26:10 AM
i booked the hyatt place midtown south for the night we will be returning from the honeymoon next month. it looks pud compared to where we will previously have been but still pretty nice, and a great spot
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2014, 09:29:40 AM
 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on August 28, 2014, 09:43:19 AM

:thumbs:

1.0 billable hours, steve dave llc
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 28, 2014, 09:55:17 AM
also sometimes I'm a sports message board owner

the ole' fanning. classic.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on August 28, 2014, 11:33:14 AM
I sold collectable figurines online.  Tough to tell revenues/profit because most of what I have sold was from my private collection that I've had for years.  Travel to conferences and whatnot.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 28, 2014, 01:18:38 PM
contractor
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 28, 2014, 01:41:18 PM
amateur clinical psychologist
wildcat creek fishing guide
occasional can recycler
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 29, 2014, 12:24:38 AM
That kind of lawyer.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on August 29, 2014, 01:55:41 AM
That kind of lawyer.

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 04, 2014, 10:59:00 AM
Termy A Admirals Club (http://tapatalk.imageshack.com/v2/14/09/04/23cc70fbc882653f3e9cf2ccfb0ed817.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 04, 2014, 01:37:09 PM
I got approved for the chase ink bold with a 20k limit, the revenue I put down for my "business" was $325. I didn't even have to call the reconsideration line! :excited: 70k UR here I come :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 04, 2014, 03:50:37 PM
Gonna call in on my SPG/AmEx today... Not very happy w/ them.

Setup Auto-Pay to pay in full on Aug 1.  Next Payment due date was Aug 23, so I think good enough - "set it and forget it!!"

Get a late payment charge, then a finance charge.  60 some bucks.  Look back at email and the Aug 1st email said it wouldn't apply until Sept 23, so I guess I overlooked that, but gonna call and raise a fuss.  How does it take 20+ days for Auto Pay to go into effect.

Anyone like my chances of getting some of that money back?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 04, 2014, 04:16:13 PM

Chase never returned my email about a referral link.  :shakesfist:

Send them the internal message from the website. They will respond within a couple days.

OK, I actually did that...and I thought it was supposed to send me an email whenever I get a message in there but apparently not because I just checked and I got a reply.

They say my friends have to call an 800 number.

If you recommend a friend or family member for a
Southwest Airlines Rapid Rewards account and he/she is
approved, the new member will receive an enrollment bonus
and you will earn 5,000 points.

But it doesn't say how many points my friends are going to get. Why can't they just make it easy and give me a referral link like they did for TTHHCOSHJSTYGHQ?

Well it turns out my friends are all losers who think that getting a credit card just for the points is evil or something (just interpreting the "Nope" and head shakes when I made the suggestion)...all except the one who probably can't afford the trip or the minimum spend anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 04, 2014, 06:05:14 PM

Chase never returned my email about a referral link.  :shakesfist:

Send them the internal message from the website. They will respond within a couple days.

OK, I actually did that...and I thought it was supposed to send me an email whenever I get a message in there but apparently not because I just checked and I got a reply.

They say my friends have to call an 800 number.

If you recommend a friend or family member for a
Southwest Airlines Rapid Rewards account and he/she is
approved, the new member will receive an enrollment bonus
and you will earn 5,000 points.

But it doesn't say how many points my friends are going to get. Why can't they just make it easy and give me a referral link like they did for TTHHCOSHJSTYGHQ?

Well it turns out my friends are all losers who think that getting a credit card just for the points is evil or something (just interpreting the "Nope" and head shakes when I made the suggestion)...all except the one who probably can't afford the trip or the minimum spend anyway.

Very typical stimulus/anti-body response.  I experienced the same when I first opened this thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 04, 2014, 06:47:04 PM
At Chase branch now.  Will I get approved?  :nervous:


Sent using Tapatalk Elite on iPhone 6
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 04, 2014, 06:52:11 PM
Bigger question can the dude figure out how to do it since I don't have a business account with them?  Stay tuned, you local news is on next.


Sent using Tapatalk Elite on iPhone 6
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on September 04, 2014, 06:53:51 PM
I have 1. I owe 3k on it. Aside from just chipping away, as I have been doing, are there other ways to game the system and get out of the hole?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 04, 2014, 07:19:52 PM
I've never had any other ID theft stuff but for my sapphire card getting f'd with for the 2nd time now.  New one probably won't be here in time to run up a big bar tab on Saturday.  WTF is their problem?  They need to give out 50K bonuses on replacement cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 04, 2014, 07:29:50 PM
Guys on the Chase InK Bold Plus does the approval come in the mail or did I just get passive aggressive mushed?


Sent using Tapatalk Elite on iPhone 6
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 06, 2014, 07:43:00 PM
Just wanted to thank the contributors to this thread. Churn in progress for next year's family vacation to Breckenridge.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 06, 2014, 07:43:31 PM

Just wanted to thank the contributors to this thread. Churn in progress for next year's family vacation to Breckenridge.

:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 06, 2014, 08:14:35 PM
Guys on the Chase InK Bold Plus does the approval come in the mail or did I just get passive aggressive mushed?


Sent using Tapatalk Elite on iPhone 6

i think it was just like a personal cc where you either get instant approved or they tell you they need to human review it and they'll send a letter.  it's hard to remember.

but you applied in person at a branch?  that may make it all different
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on September 06, 2014, 08:15:50 PM
Just wanted to thank the contributors to this thread. Churn in progress for next year's family vacation to Breckenridge.

2nded. Mrs. CF3 are taking our 3rd trip in the last 18 months in November due to this thread, and we're still working on planning the big Kauai trip too!
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 06, 2014, 08:22:38 PM
Guys on the Chase InK Bold Plus does the approval come in the mail or did I just get passive aggressive mushed?


Sent using Tapatalk Elite on iPhone 6

i think it was just like a personal cc where you either get instant approved or they tell you they need to human review it and they'll send a letter.  it's hard to remember.

but you applied in person at a branch?  that may make it all different

I applied in person and they told me they'd let me know by mail but I got an email like 4 days later
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 06, 2014, 08:23:42 PM
a few random comments.

just finished off the spend on a csp and started in on a couple of uniteds.  the new chase churning policy is so reinvigorating.

just counted and realized i'm up to 14 cards between my wife and myself.  it's starting to get a little overwhelming.  i prolly need to try to organize the process in some way.

barclays is such a pain in the ass to deal with.  with no exaggeration, they get at least 50% of customer service stuff wrong in one way or another.  just noticed that they still haven't issued a credit to offset the fee on my wife's usair that the service rep said he'd be happy to take care of when i called two months ago.  have had the exact same thing happen with them before.  it's almost enough to make me not want to deal with them.  with the new chase churnability, i can probably direct all my spend to chase and citi without wasting any of it.  but it feels stupid to not take advantage of the stupidest bank out there - at least as long as usair still exists.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 06, 2014, 08:27:03 PM
Yeah, Barclays USA cards going away soon so that may be my last dealing with them
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 06, 2014, 08:30:22 PM
Work has me flying American and staying Hilton. The citi churns are setting up nicely.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 06, 2014, 08:37:18 PM
AA are my domestic mile of choice
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 07, 2014, 11:55:28 AM
Quote
There were a few people in first class that were pretty drunk and belligerent as well, and the guy behind me said “this flight is like Ferguson for white people.” I wanted to kick him in the nuts for that comment, but also had no desire to be the “12th man,” so let it be.

http://onemileatatime.boardingarea.com/2014/09/07/11-people-removed-flight-vegas/

lol
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 07, 2014, 12:09:06 PM
A little too much time at the bar during the delay. Oops.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 07, 2014, 04:39:27 PM
gess Chase has added verbage to their T&Cs allowing them to deny points for accounts they deem made just to earn rewards and churn, so uh, be careful.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 07, 2014, 04:41:31 PM
That doesn't sound fair and equitable.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on September 07, 2014, 04:44:37 PM
"Sign up for our card and get 70k points!"
"We denied you your points because you only are using the card for the points. "

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 07, 2014, 06:22:00 PM

gess Chase has added verbage to their T&Cs allowing them to deny points for accounts they deem made just to earn rewards and churn, so uh, be careful.

:sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 07, 2014, 08:14:49 PM
As long as you use your chase card as a daily driver why would they give a crap? Don't they make money on every single transaction? I have like six billion transactions a month
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 07, 2014, 08:35:17 PM
As long as you use your chase card as a daily driver why would they give a crap? Don't they make money on every single transaction? I have like six billion transactions a month

they wouldn't, but for those of us with a dozen or more cards it's hard to put regular spend on all of them.    i'll have to be more vigilant in spreading the love around.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 07, 2014, 08:40:33 PM
This sucks
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on September 07, 2014, 08:53:09 PM
hey have we discussed American Express, i bet we have!

is it not accepted in a bunch of places? i'm only going to do the 3k spend to get 60,000 bonus HHonors points and then basically use it for my work Hilton stays. just wondering what to expect if i use it for daily spending for a couple months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 07, 2014, 10:48:00 PM
I just finished a delta sky miles ae spend.  Never had any issues.  Bonus is that it's the only card accepted by Costco.


Sent using Tapatalk Elite on iPhone 6
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 08, 2014, 05:32:19 AM
hey have we discussed American Express, i bet we have!

is it not accepted in a bunch of places? i'm only going to do the 3k spend to get 60,000 bonus HHonors points and then basically use it for my work Hilton stays. just wondering what to expect if i use it for daily spending for a couple months.
My corporate card is AmEx. I only have issues at small restaurants. They don't like to pop for AmEx fees.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 08, 2014, 06:59:42 AM
Yeah, most corporate cards are Amex. Rarely run into problems.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 08, 2014, 09:39:11 AM
i find mastercard is not accepted at more places than amex is. i like amex's site, too. second to only chase.
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on September 08, 2014, 10:23:17 AM
i find mastercard is not accepted at more places than amex is. i like amex's site, too. second to only chase.
I find that mastercard has never not been accepted anywhere I have traveled except for taxis in foreign countries where they act like the don't speak English and then try to make you pay cash with the shoulder shrug when they swipe your card incorrectly 10 times in a row.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 08, 2014, 02:01:46 PM
gess Chase has added verbage to their T&Cs allowing them to deny points for accounts they deem made just to earn rewards and churn, so uh, be careful.

i am sad and angry.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 13, 2014, 12:42:05 PM
was in a SPG property the last five nights and did the no room turnover option. just called them and told them to bring me coffee and 2 bottles of water for each day of the week and they did. got an additional 2k SPG points. pretty easy.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 13, 2014, 01:44:41 PM
was in a SPG property the last five nights and did the no room turnover option. just called them and told them to bring me coffee and 2 bottles of water for each day of the week and they did. got an additional 2k SPG points. pretty easy.
I'm going to try that with Embassy Suites this week.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 15, 2014, 01:04:47 PM
so i assume there is some reason why this card sucks, but i can't figure it out. on the surface this seems great:

40k miles after $3k spend
2x miles on every purchase
transferrable to every mileage program

https://www.capitalone.com/credit-cards/venture-rewards/?Log=1&EventType=Link&ComponentType=T&LOB=MTS%3A%3ALCTMMQC4S&PageName=31&TargetLob=MTS%3A%3ALCTMMQC4S&TargetPageName=Venture+Card+Details&referer=https%3A%2F%2Fwww.capitalone.com%2Fcredit-cards%2Fgateway&external_id=CJA_ZZ11902177_USCCJ_K2569276_1330015001 (https://www.capitalone.com/credit-cards/venture-rewards/?Log=1&EventType=Link&ComponentType=T&LOB=MTS%3A%3ALCTMMQC4S&PageName=31&TargetLob=MTS%3A%3ALCTMMQC4S&TargetPageName=Venture+Card+Details&referer=https%3A%2F%2Fwww.capitalone.com%2Fcredit-cards%2Fgateway&external_id=CJA_ZZ11902177_USCCJ_K2569276_1330015001)

 :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2014, 01:10:13 PM
so i assume there is some reason why this card sucks, but i can't figure it out. on the surface this seems great:

40k miles after $3k spend
2x miles on every purchase
transferrable to every mileage program

https://www.capitalone.com/credit-cards/venture-rewards/?Log=1&EventType=Link&ComponentType=T&LOB=MTS%3A%3ALCTMMQC4S&PageName=31&TargetLob=MTS%3A%3ALCTMMQC4S&TargetPageName=Venture+Card+Details&referer=https%3A%2F%2Fwww.capitalone.com%2Fcredit-cards%2Fgateway&external_id=CJA_ZZ11902177_USCCJ_K2569276_1330015001 (https://www.capitalone.com/credit-cards/venture-rewards/?Log=1&EventType=Link&ComponentType=T&LOB=MTS%3A%3ALCTMMQC4S&PageName=31&TargetLob=MTS%3A%3ALCTMMQC4S&TargetPageName=Venture+Card+Details&referer=https%3A%2F%2Fwww.capitalone.com%2Fcredit-cards%2Fgateway&external_id=CJA_ZZ11902177_USCCJ_K2569276_1330015001)

 :confused:

more like none mileage program
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2014, 01:11:37 PM
it's basically just a cash back card but the cash can only be used on travel. it's worth exactly $400 in travel. you charge the travel on the card and then mark it on the website and it refunds the charge with your points. I got it when it was 100k points and got $1k in travel spend refunded and then cancelled the living crap out of it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2014, 01:12:35 PM
but, it would be a good option for someone who hates redeeming points and the restrictions and rules and whatnot involved.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 15, 2014, 01:15:24 PM
most of the fun i've had so far with this game has been finding absurd redemption rates when using miles. that card would totally eliminate it  :Yuck:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2014, 01:17:39 PM
most of the fun i've had so far with this game has been finding absurd redemption rates when using miles. that card would totally eliminate it  :Yuck:

yeah, me too. but a lot of people hate that part or are very lazy. I'm normally very lazy but when it comes to the points game I'm the hardest worker in the biz.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 15, 2014, 01:46:27 PM
a while back i went miles and points crazy talking to my sister and her husband and they actually followed through somewhat and ened up getting sapphire for 50k. six months went by and i'm all

"well, where are you guys going to go?"
"do you need help decided what program to transfer them in."
"what's the deal?"
"oh, you just turned your sapphire points in for cash? you don't say."
 :flush: :buh-bye:


it was so frustrating you guys.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2014, 01:49:26 PM
 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2014, 02:52:14 PM
amazon is shutting down their amazon payments thing I think. I never used it but I know some of you did.

http://www.engadget.com/2014/09/15/amazon-webpay-shutdown/
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 15, 2014, 03:19:20 PM
I've never had any other ID theft stuff but for my sapphire card getting f'd with for the 2nd time now.  New one probably won't be here in time to run up a big bar tab on Saturday.  WTF is their problem?  They need to give out 50K bonuses on replacement cards.

In updating my new card info to the necessary places, I've got a suspicion maybe uber is the leak. :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2014, 03:20:29 PM
well, uber has never leaked mine as far as I know
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 15, 2014, 03:22:35 PM
Uber uses google payments, so they don't even see your number, do they?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 15, 2014, 03:22:49 PM
Uber uses google payments, so they don't even see your number, do they?

not really sure how this works, obv.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 15, 2014, 04:02:16 PM
Uber uses google payments, so they don't even see your number, do they?

not really sure how this works, obv.

I have my credit card registered directly through uber.  Maybe that's my problem.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 16, 2014, 12:25:34 AM
so i assume there is some reason why this card sucks, but i can't figure it out. on the surface this seems great:

40k miles after $3k spend
2x miles on every purchase

it's a good card, but 40k is kinda marginal.  i've kept mine, they waive the fee easily and it gives my credit limit a nice bump.

i used to put a fair amount of spend on it for the 2% cash.  last year or two i've had better values on most spend (figured out portals) and have also kept a more aggressive churn that has cut into my free spend.  but it's a solid little card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 16, 2014, 11:27:19 AM
10 business days passed and still no word from Chase Ink Plus.  Called and they said it's still pending.


Sent using Tapatalk Elite on iPhone 6
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2014, 12:09:09 PM
upcoming free/discounted travel:

Taking mrs. dave to chicago for the weekend in Oct
2 nights at the Conrad on HH
2 RT flights on AA using Avios (one way in 1st because there were no 4,500 avios seats left so it's 3x 4,500 which is just 1k more miles than a coach seat using most other miles)

Taking lil sd and mrs. dave to disneyworld in Dec
3 RT flights on SW with SW miles
5 nights at the Dolphin at disneyworld on SPG points

Vegas for NCAAs with ma'boys
1st class on USAir there using AA miles
direct flight back on SW using SW miles
4 nights at the Aria on a discounted rate with my Hyatt status
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 16, 2014, 12:19:33 PM
4 nights at the Aria on a discounted rate with my Hyatt status

tell me more about this one
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2014, 12:22:53 PM
4 nights at the Aria on a discounted rate with my Hyatt status

tell me more about this one

http://hyatthotels.hyatt.com/content/partnerlandingpage/en/goldpassport/mlife.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2014, 12:23:58 PM
once your status is matched just login to your mlife account and see if it shows up. if it does you will get a "tier" discount and closer to departure a "seasonal tier" discount that will probably be even better.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2014, 12:32:31 PM
i used to put a fair amount of spend on it for the 2% cash.  last year or two i've had better values on most spend (figured out portals)

fyi, you don't have to use the affiliated card to get the bonus at shopping portals. like, you can use the UR portal and charge whatever you buy to a different card and you'll still get the UR bonus points. maybe you already knew that but that's how I read your post.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 16, 2014, 03:12:44 PM
i used to put a fair amount of spend on it for the 2% cash.  last year or two i've had better values on most spend (figured out portals)

fyi, you don't have to use the affiliated card to get the bonus at shopping portals. like, you can use the UR portal and charge whatever you buy to a different card and you'll still get the UR bonus points. maybe you already knew that but that's how I read your post.

i knew that for the aa portal, but i thought you had to use a ur earning card on the ur portal.  will try using a non-ur card and ur portal right now.  thanks for the tip.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2014, 03:14:32 PM
also the barclays arrival card is basically the exact same as the cap one venture except you get 2.2 cents per dollar spent (actually 2 cents but you get a 10% rebate on miles when you use them for some reason)

http://www.barclaycardarrival.com/arrival-plus/default-promo/?campaignId=1729&od=bcarrival&cellNumber=24
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 16, 2014, 03:17:04 PM
also the barclays arrival card is basically the exact same as the cap one venture except you get 2.2 cents per dollar spent (actually 2 cents but you get a 10% rebate on miles when you use them for some reason)

yeah, but they're barclays.  take the bonus and run on that card, imo.  cap one is easy to deal with on the fee waivers.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2014, 03:19:06 PM
can churn barclays, though (I don't have either of these cards just posting stuff)

EDIT: crap, just read that you can churn the cap one venture every 6 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 16, 2014, 03:26:05 PM
can churn barclays, though (I don't have either of these cards just posting stuff)

EDIT: crap, just read that you can churn the cap one venture every 6 months.

so, like, $400 in travel every 6 months, plus 2x on everything? and no fee?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2014, 03:28:14 PM
looks like it :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 16, 2014, 03:30:37 PM
seems like something Rams would like, idk
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 16, 2014, 03:30:59 PM
(RIP)
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 22, 2014, 11:05:44 AM
does SPG always have a referral bonus up?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2014, 07:30:02 AM
does SPG always have a referral bonus up?

Usually. Everytime I've looked anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2014, 08:13:45 AM
also, when I cancelled the SPG the other day the amex guy on the phone was like, "you can't ever get this bonus again. you've gotten it three times already. NEVER AGAIN! are you sure you want to cancel?"

Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 23, 2014, 08:54:58 AM
also, when I cancelled the SPG the other day the amex guy on the phone was like, "you can't ever get this bonus again. you've gotten it three times already. NEVER AGAIN! are you sure you want to cancel?"

they're still limiting AMEX to once per lifetime going forward right?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 23, 2014, 08:57:34 AM
does SPG always have a referral bonus up?

Usually. Everytime I've looked anyway.

my bad for not asking for yours.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2014, 09:16:14 AM
also, when I cancelled the SPG the other day the amex guy on the phone was like, "you can't ever get this bonus again. you've gotten it three times already. NEVER AGAIN! are you sure you want to cancel?"

they're still limiting AMEX to once per lifetime going forward right?

yep
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2014, 09:16:32 AM
does SPG always have a referral bonus up?

Usually. Everytime I've looked anyway.

my bad for not asking for yours.  :frown:

I cancelled mine anyway
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 23, 2014, 09:51:21 AM
Need a new card I can bonus on wedding spend.  I am at 180k AA miles and would like to continue to dump into that for a couple first class round trips somewhere cool.  I am including the AA 75k bonus card I recently got in that number so I think a straight AA is out of the question.  Maybe a chase card that transfers well?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2014, 10:09:08 AM
Need a new card I can bonus on wedding spend.  I am at 180k AA miles and would like to continue to dump into that for a couple first class round trips somewhere cool.  I am including the AA 75k bonus card I recently got in that number so I think a straight AA is out of the question.  Maybe a chase card that transfers well?

well, if you want a CSP or Freedom referral you just ask your pal sd to send you one
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on September 23, 2014, 12:57:57 PM
Question for HCCIQ types. I got the CSP this year, and it's been great, getting airfare/hotel for week long trip to LA in a couple of weeks. With the recent revelation that Chase is going to discontinue the annual dividend, is this the best card for me going forward? The wife and I usually go on one week long vacation each year, and possibly a weekend getaway to see friends. We don't spend an exorbitant amount of money, so we only use one card, and try to use it for all expenses. We don't really care about staying in nice hotels (ex. staying in a Candlewood Suites in LA), and we always go for the cheap flights. Is the CSP still the card for me going forward? I'll hang up and listen off the air.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on September 23, 2014, 01:47:25 PM
If you just do one trip per year you can probably do one southwest card and one hotel card per year and be good to go. If you don't want to get new ones the csp is probably the best.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2014, 01:49:11 PM
Question for HCCIQ types. I got the CSP this year, and it's been great, getting airfare/hotel for week long trip to LA in a couple of weeks. With the recent revelation that Chase is going to discontinue the annual dividend, is this the best card for me going forward? The wife and I usually go on one week long vacation each year, and possibly a weekend getaway to see friends. We don't spend an exorbitant amount of money, so we only use one card, and try to use it for all expenses. We don't really care about staying in nice hotels (ex. staying in a Candlewood Suites in LA), and we always go for the cheap flights. Is the CSP still the card for me going forward? I'll hang up and listen off the air.

the dividend isn't worth much. it's still the best card for everyday spend imo.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on September 23, 2014, 01:49:33 PM

If you just do one trip per year you can probably do one southwest card and one hotel card per year and be good to go. If you don't want to get new ones the csp is probably the best.
But you would need a new bonus each year so the two of you would alternate years on who gets it.
I would get a SW card for the bonus to use on flights and you could keep csp to rack up hotel points depending on where you want to go.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on September 23, 2014, 01:52:35 PM
Thanks guys!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 23, 2014, 03:45:13 PM
Need a new card I can bonus on wedding spend.  I am at 180k AA miles and would like to continue to dump into that for a couple first class round trips somewhere cool.  I am including the AA 75k bonus card I recently got in that number so I think a straight AA is out of the question.  Maybe a chase card that transfers well?

chase ur don't transfer to aa.  if you're temporarily overlimit on aa and usair cards, i think you need to start accumulating united miles.  might wait till october to see if the rumored 70k ink internet application comes out.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 23, 2014, 05:22:59 PM
Need a new card I can bonus on wedding spend.  I am at 180k AA miles and would like to continue to dump into that for a couple first class round trips somewhere cool.  I am including the AA 75k bonus card I recently got in that number so I think a straight AA is out of the question.  Maybe a chase card that transfers well?

chase ur don't transfer to aa.  if you're temporarily overlimit on aa and usair cards, i think you need to start accumulating united miles.  might wait till october to see if the rumored 70k ink internet application comes out.

Ahhh.  United is convenient for being in CO area but I don't know how long that is going to be the case.

May have GF sign up for the 2 SW 50k cards and work towards a companion pass.  She was my companion for the last 2 years and I can be hers the next 2.  Doesn't really mean dream vacation but we would still get a lot of use from it.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Whale on September 23, 2014, 05:24:10 PM
Are the AA cards still churnable every ~18 months, or has that gone the way of the SPG once-per lifetime bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 23, 2014, 05:24:19 PM
Need a new card I can bonus on wedding spend.  I am at 180k AA miles and would like to continue to dump into that for a couple first class round trips somewhere cool.  I am including the AA 75k bonus card I recently got in that number so I think a straight AA is out of the question.  Maybe a chase card that transfers well?

chase ur don't transfer to aa.  if you're temporarily overlimit on aa and usair cards, i think you need to start accumulating united miles.  might wait till october to see if the rumored 70k ink internet application comes out.

Ahhh.  United is convenient for being in CO area but I don't know how long that is going to be the case.

May have GF sign up for the 2 SW 50k cards and work towards a companion pass.  She was my companion for the last 2 years and I can be hers the next 2.  Doesn't really mean dream vacation but we would still get a lot of use from it.

why not do AA one way and UA the way back?
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 23, 2014, 05:27:38 PM
Need a new card I can bonus on wedding spend.  I am at 180k AA miles and would like to continue to dump into that for a couple first class round trips somewhere cool.  I am including the AA 75k bonus card I recently got in that number so I think a straight AA is out of the question.  Maybe a chase card that transfers well?

chase ur don't transfer to aa.  if you're temporarily overlimit on aa and usair cards, i think you need to start accumulating united miles.  might wait till october to see if the rumored 70k ink internet application comes out.

Ahhh.  United is convenient for being in CO area but I don't know how long that is going to be the case.

May have GF sign up for the 2 SW 50k cards and work towards a companion pass.  She was my companion for the last 2 years and I can be hers the next 2.  Doesn't really mean dream vacation but we would still get a lot of use from it.

why not do AA one way and UA the way back?

If UA does the 70k, that may be an option
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 24, 2014, 10:11:55 AM
Need a new card I can bonus on wedding spend.  I am at 180k AA miles and would like to continue to dump into that for a couple first class round trips somewhere cool.  I am including the AA 75k bonus card I recently got in that number so I think a straight AA is out of the question.  Maybe a chase card that transfers well?

chase ur don't transfer to aa.  if you're temporarily overlimit on aa and usair cards, i think you need to start accumulating united miles.  might wait till october to see if the rumored 70k ink internet application comes out.

Ahhh.  United is convenient for being in CO area but I don't know how long that is going to be the case.

May have GF sign up for the 2 SW 50k cards and work towards a companion pass.  She was my companion for the last 2 years and I can be hers the next 2.  Doesn't really mean dream vacation but we would still get a lot of use from it.

why not do AA one way and UA the way back?

Don't they kinda eff you on one-way tickets though?  Like 50% more than half of a round trip ticket?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 10:26:04 AM
no
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 24, 2014, 10:26:50 AM
Delta used to, but I think that's changed.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 10:27:40 AM
Delta used to, but I think that's changed.

i think it changes in 2015
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 10:28:54 AM
Delta used to, but I think that's changed.

USAir still does for a little while longer as well. Those are the only domestics that do, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 10:29:47 AM
but you can book one-way USAir flights using AA miles (or avios, or alaska probably, or one world partners probably)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 10:31:03 AM
You can basically steal from Delta when you use their multi-stop function tho
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 24, 2014, 10:36:16 AM
Frontier/Delta effed me on one-way's this summer.   :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 10:37:27 AM
Frontier/Delta effed me on one-way's this summer.   :dunno:

user error
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 24, 2014, 10:40:16 AM
Frontier/Delta effed me on one-way's this summer.   :dunno:

user error

Booked with an agent over the phone.   :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 10:41:34 AM
Frontier/Delta effed me on one-way's this summer.   :dunno:

user error

Booked with an agent over the phone.   :dunno:

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 24, 2014, 10:45:33 AM
Frontier/Delta effed me on one-way's this summer.   :dunno:

user error

Booked with an agent over the phone.   :dunno:

 :lol:

It was a requirement for Frontier for my buddy to book my ticket using his miles.   :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 10:52:33 AM
Frontier/Delta effed me on one-way's this summer.   :dunno:

user error

Booked with an agent over the phone.   :dunno:

 :lol:

It was a requirement for Frontier for my buddy to book my ticket using his miles.   :dunno:

no it wasn't
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 24, 2014, 10:54:25 AM
:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 24, 2014, 10:57:21 AM
Frontier/Delta effed me on one-way's this summer.   :dunno:

user error

Booked with an agent over the phone.   :dunno:

 :lol:

It was a requirement for Frontier for my buddy to book my ticket using his miles.   :dunno:

no it wasn't

Well that's what he told me.  They were his miles so I don't really care but whatev.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 11:02:19 AM
(http://kelevra23.files.wordpress.com/2010/11/chris-farley-billy-madison_8.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 24, 2014, 11:03:09 AM
Anyway I'm not sure what's so funny but I'm getting the feeling you guys can't do math.  Like if a regular round trip ticket is $500, it would seem logical the one-way is $250, but they always get you for more in my experience, like $350. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 11:05:33 AM
Anyway I'm not sure what's so funny but I'm getting the feeling you guys can't do math.  Like if a regular round trip ticket is $500, it would seem logical the one-way is $250, but they always get you for more in my experience, like $350.

what does this have to do with your point using scenario?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 24, 2014, 11:06:20 AM
:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 11:09:26 AM
this may be more travel thread but someone needs to swoop in and save emo.

i just received an upgrade to 1st on the upcoming JFK-SXM flight, which is great. however it is Delta policy to not upgrade companions on award flights. so basically if mrs mocat is going to get upgraded, it's going to come down to schmoozing the gate agent. any pointers?  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 24, 2014, 11:11:58 AM
I mean what are UR points valued at?  From BZN to MCI I had to use 20k UR points on Delta or spend like $220 in cash.  I've seen them valued at more than 1.1 cents/mile, some people over 2 cents/mile.  Maybe it's the redemption rate that sucked.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on September 24, 2014, 11:12:50 AM
this may be more travel thread but someone needs to swoop in and save emo.

i just received an upgrade to 1st on the upcoming JFK-SXM flight, which is great. however it is Delta policy to not upgrade companions on award flights. so basically if mrs mocat is going to get upgraded, it's going to come down to schmoozing the gate agent. any pointers?  :ohno:

If they are upgrading people already, I have my doubts that a first class seat will still be available for mrs mocat.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 11:13:06 AM
this may be more travel thread but someone needs to swoop in and save emo.

i just received an upgrade to 1st on the upcoming JFK-SXM flight, which is great. however it is Delta policy to not upgrade companions on award flights. so basically if mrs mocat is going to get upgraded, it's going to come down to schmoozing the gate agent. any pointers?  :ohno:

going to be tough. they are going to upgrade all flyers with any status and that probably won't leave any availability. I would look into paying for the upgrade now. delta is usually pretty reasonable for paid upgrades on award flights but I don't know about revenue (if this is a revenue ticket).
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 11:14:11 AM
this may be more travel thread but someone needs to swoop in and save emo.

i just received an upgrade to 1st on the upcoming JFK-SXM flight, which is great. however it is Delta policy to not upgrade companions on award flights. so basically if mrs mocat is going to get upgraded, it's going to come down to schmoozing the gate agent. any pointers?  :ohno:

If they are upgrading people already, I have my doubts that a first class seat will still be available for mrs mocat.

well yes, this is also true. idk how full the flight will be. it looks like a lot of 1st availability at the moment
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on September 24, 2014, 11:14:48 AM
i'm about to reach Silver for delta. does that give me any chance ever of first class upgrades?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 11:15:38 AM
I mean what are UR points valued at?  From BZN to MCI I had to use 20k UR points on Delta or spend like $220 in cash.  I've seen them valued at more than 1.1 cents/mile, some people over 2 cents/mile.  Maybe it's the redemption rate that sucked.

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 24, 2014, 11:16:12 AM
Ok explain where I'm wrong otherwise it's must mean.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 24, 2014, 11:17:22 AM
Emo, you're such a rough ridin' adorable hayseed. :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 11:17:45 AM
i'm about to reach Silver for delta. does that give me any chance ever of first class upgrades?

it may happen, but very rarely. it happens on about 50% of flights when you are Gold.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 24, 2014, 11:18:41 AM
I thought this thread was supposed to be educational!  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 11:18:50 AM
Ok explain where I'm wrong otherwise it's must mean.

you booked travel with UR points directly. they are worth exactly 1.25 cents per mile doing that. don't ever do that again.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 24, 2014, 11:19:35 AM
Ok explain where I'm wrong otherwise it's must mean.

you booked travel with UR points directly. they are worth exactly 1.25 cents per mile doing that. don't ever do that again.

Ok so xfer them to Delta and then book that way?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 11:20:52 AM
he's trolling now
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on September 24, 2014, 11:23:43 AM
i'm about to reach Silver for delta. does that give me any chance ever of first class upgrades?

it may happen, but very rarely. it happens on about 50% of flights when you are Gold.

are my miles going to vanish at the end of the year?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 11:24:37 AM
i'm about to reach Silver for delta. does that give me any chance ever of first class upgrades?

it may happen, but very rarely. it happens on about 50% of flights when you are Gold.

are my miles going to vanish at the end of the year?

nope
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 24, 2014, 11:25:02 AM
this may be more travel thread but someone needs to swoop in and save emo.

i just received an upgrade to 1st on the upcoming JFK-SXM flight, which is great. however it is Delta policy to not upgrade companions on award flights. so basically if mrs mocat is going to get upgraded, it's going to come down to schmoozing the gate agent. any pointers?  :ohno:

must have been a short engagement?

Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 11:25:33 AM
i'm about to reach Silver for delta. does that give me any chance ever of first class upgrades?

it may happen, but very rarely. it happens on about 50% of flights when you are Gold.

are my miles going to vanish at the end of the year?

skymiles never expire. also once you qualify for Silver, any extra MQM's will be carried over to next year
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 11:26:04 AM
this may be more travel thread but someone needs to swoop in and save emo.

i just received an upgrade to 1st on the upcoming JFK-SXM flight, which is great. however it is Delta policy to not upgrade companions on award flights. so basically if mrs mocat is going to get upgraded, it's going to come down to schmoozing the gate agent. any pointers?  :ohno:

must have been a short engagement?

~7 months
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 24, 2014, 11:28:34 AM
this may be more travel thread but someone needs to swoop in and save emo.

i just received an upgrade to 1st on the upcoming JFK-SXM flight, which is great. however it is Delta policy to not upgrade companions on award flights. so basically if mrs mocat is going to get upgraded, it's going to come down to schmoozing the gate agent. any pointers?  :ohno:

must have been a short engagement?

~7 months

time flies. hope she gets a first class flight now that she has a first class last name. hey-o!
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on September 24, 2014, 11:29:37 AM
i'm about to reach Silver for delta. does that give me any chance ever of first class upgrades?

it may happen, but very rarely. it happens on about 50% of flights when you are Gold.

are my miles going to vanish at the end of the year?

skymiles never expire. also once you qualify for Silver, any extra MQM's will be carried over to next year

i guess what i'm asking is, now that i've qualified for silver, will i have to qualify for it again next year all over again? or does it stick...
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 11:32:02 AM
now that you are qualified for silver, you will be at least a silver medallion for at least 12 months. once calendar year 2014 ends, any flying you do will be earning towards your 2016 status.

unless you fly like every week from now until the end of 2014, you will be a silver all of 2015
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 11:33:00 AM
also silver medallions earn 25% extra mileage bonus. (the bonus miles do not count towards your medallion qualifications tho. they are just extra skymiles)
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on September 24, 2014, 11:35:16 AM
thanks mocat
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 24, 2014, 11:39:14 AM
I often mix & match one-way flights to my advantage.

Largely unrelated, remember my @united meltdown a couple months ago?  Just wrapped up whipping their ass on that whole thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 11:39:41 AM
in 2012 i earned silver, so i was a silver most of 2013, until i qualified for gold around this time last year. so i will be gold until February 2015. I'm not really sure why it's February, since that will have been about a year and a half as a gold medallion.

this year i flew less than i did in 2013, and only qualified for silver for 2015. after February i will be silver.

i can tell you gold is like 1,000,000x better than silver. a lot more perks.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on September 24, 2014, 11:44:16 AM
in 2012 i earned silver, so i was a silver most of 2013, until i qualified for gold around this time last year. so i will be gold until February 2015. I'm not really sure why it's February, since that will have been about a year and a half as a gold medallion.

this year i flew less than i did in 2013, and only qualified for silver for 2015. after February i will be silver.

i can tell you gold is like 1,000,000x better than silver. a lot more perks.

yeah i feel like silver just lets people know you're not a total commoner, but you're still not even close to elite.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 24, 2014, 11:54:05 AM
United Silver pretty much guarantees an Economy Plus upgrade on international flights, but that's about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 24, 2014, 11:54:58 AM
New to the points game.  I'm going to be spending $3000 in the next 3 months anyway, so what's my best bet for getting some free airfare out of the deal?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 24, 2014, 12:05:29 PM
in 2012 i earned silver, so i was a silver most of 2013, until i qualified for gold around this time last year. so i will be gold until February 2015. I'm not really sure why it's February, since that will have been about a year and a half as a gold medallion.

this year i flew less than i did in 2013, and only qualified for silver for 2015. after February i will be silver.

i can tell you gold is like 1,000,000x better than silver. a lot more perks.

yeah i feel like silver just lets people know you're not a total commoner, but you're still not even close to elite.

the 100% mileage bonus (as opposed to 25%) is great. for example, just a random MCI-ATL-ORF and back, you will earn like 6000 miles. plus if your employer lets you use your Delta Gold amex to pay for work travel, there's an extra 1000 or so.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 12:07:25 PM
New to the points game.  I'm going to be spending $3000 in the next 3 months anyway, so what's my best bet for getting some free airfare out of the deal?

man, lots of options. there's a 50k AA card, 40k Chase Sapphirre Preferred card (best for overall spend if you are looking to keep it long term), Chase Ink/Ink Bold 50k cards (same points as the Sapphire Preferred but it's a business card), United Explorer 55k card (50k if you don't add another authorized user, this one was just 70k), 40k USAir cards (these will be going away soon with the AA merger), 50k Southwest cards.

I can refer you to the Sapphirre Prefered, United and possibly the SW cards if you want (no benefit at all to you, I just get 5k miles  :whistle1: )
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 12:07:59 PM
also, let me know if you want links to any of them
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 24, 2014, 12:11:52 PM
So why would I get the Sapphire Preferred rather than the Ink/Ink Bold?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 12:15:22 PM
So why would I get the Sapphire Preferred rather than the Ink/Ink Bold?

different spending bonuses. some people don't like carrying a business card for their personal spending.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 24, 2014, 12:15:53 PM
also lower minimum spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 12:16:19 PM
comparison of the cards

http://viewfromthewing.boardingarea.com/2013/01/15/best-of-the-best-which-is-better-chase-sapphire-preferred-or-ink-boldink-plus/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 12:17:02 PM
tl/dnr: get both.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 24, 2014, 12:25:17 PM
So, when you book a flight with UR points using their kayak-style tool, can you only use the points for British Airways, Korean Airlines, Southwest, United, Virgin Atlantic and Singapore KrisFlyer?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 24, 2014, 12:37:29 PM
So, when you book a flight with UR points using their kayak-style tool, can you only use the points for British Airways, Korean Airlines, Southwest, United, Virgin Atlantic and Singapore KrisFlyer?

no, you actually can't buy SW tickets that way. The airlines you listed will accept UR:Miles transfers at a 1:1 ratio. You can buy tickets from most traditional carriers using 1 point = 1.25 cents through their portal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 24, 2014, 12:42:49 PM
So, when you book a flight with UR points using their kayak-style tool, can you only use the points for British Airways, Korean Airlines, Southwest, United, Virgin Atlantic and Singapore KrisFlyer?

no, you actually can't buy SW tickets that way. The airlines you listed will accept UR:Miles transfers at a 1:1 ratio. You can buy tickets from most traditional carriers using 1 point = 1.25 cents through their portal.

That's good to know.  Looks like the first annual fee is waived for the Sapphire and both Ink cards, correct?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 24, 2014, 12:44:33 PM
So, when you book a flight with UR points using their kayak-style tool, can you only use the points for British Airways, Korean Airlines, Southwest, United, Virgin Atlantic and Singapore KrisFlyer?

no, you actually can't buy SW tickets that way. The airlines you listed will accept UR:Miles transfers at a 1:1 ratio. You can buy tickets from most traditional carriers using 1 point = 1.25 cents through their portal.

That's good to know.  Looks like the first annual fee is waived for the Sapphire and both Ink cards, correct?

Yes, the exception is if you opt for the 70k in-person ink bonus. Then the fee isn't waived and you're basically spending $95 for 20k points, which is an excellent deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 24, 2014, 12:49:57 PM
So, when you book a flight with UR points using their kayak-style tool, can you only use the points for British Airways, Korean Airlines, Southwest, United, Virgin Atlantic and Singapore KrisFlyer?

no, you actually can't buy SW tickets that way. The airlines you listed will accept UR:Miles transfers at a 1:1 ratio. You can buy tickets from most traditional carriers using 1 point = 1.25 cents through their portal.

That's good to know.  Looks like the first annual fee is waived for the Sapphire and both Ink cards, correct?

Yes, the exception is if you opt for the 70k in-person ink bonus. Then the fee isn't waived and you're basically spending $95 for 20k points, which is an excellent deal.

Is that offer still going on?
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 24, 2014, 12:56:22 PM
Also, these cards can be canceled at any time, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 12:56:33 PM
yep, just cancel once they annual fee hits if you don't want it and they will remove the fee
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 12:57:57 PM
also, as rusty pointed out, you can book stuff at 1.25 cents per mile for travel but it's not a good redemption at all. you can transfer the points to those other programs and get much more bang for your buck.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 24, 2014, 02:18:52 PM
So, when you book a flight with UR points using their kayak-style tool, can you only use the points for British Airways, Korean Airlines, Southwest, United, Virgin Atlantic and Singapore KrisFlyer?

no, you actually can't buy SW tickets that way. The airlines you listed will accept UR:Miles transfers at a 1:1 ratio. You can buy tickets from most traditional carriers using 1 point = 1.25 cents through their portal.

That's good to know.  Looks like the first annual fee is waived for the Sapphire and both Ink cards, correct?

Yes, the exception is if you opt for the 70k in-person ink bonus. Then the fee isn't waived and you're basically spending $95 for 20k points, which is an excellent deal.

Is that offer still going on?

Check with a chase branch
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 24, 2014, 02:23:12 PM
So, when you book a flight with UR points using their kayak-style tool, can you only use the points for British Airways, Korean Airlines, Southwest, United, Virgin Atlantic and Singapore KrisFlyer?

no, you actually can't buy SW tickets that way. The airlines you listed will accept UR:Miles transfers at a 1:1 ratio. You can buy tickets from most traditional carriers using 1 point = 1.25 cents through their portal.

That's good to know.  Looks like the first annual fee is waived for the Sapphire and both Ink cards, correct?

Yes, the exception is if you opt for the 70k in-person ink bonus. Then the fee isn't waived and you're basically spending $95 for 20k points, which is an excellent deal.

Is that offer still going on?

Check with a chase branch

Explain to me the vetting process for the business card.  Like, just tell them I do freelance work? Do they require a tax ID #?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 24, 2014, 02:24:23 PM
yes, no (you can use your ss# as a sole proprietor)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 24, 2014, 02:31:43 PM
Also, these cards can be canceled at any time, right?

just make sure that any non-airline or hotel card has had the points used unless you make sure they don't vanish.   Many, like URs disappear when you cancel if not used.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 24, 2014, 02:33:43 PM
Also, these cards can be canceled at any time, right?

just make sure that any non-airline or hotel card has had the points used unless you make sure they don't vanish.   Many, like URs disappear when you cancel if not used.

So, you would want to transfer them to one of their affiliate partners if you have unused points before cancelling?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 24, 2014, 02:35:13 PM
Also, these cards can be canceled at any time, right?

just make sure that any non-airline or hotel card has had the points used unless you make sure they don't vanish.   Many, like URs disappear when you cancel if not used.

So, you would want to transfer them to one of their affiliate partners if you have unused points before cancelling?

yes, assuming it is a card that goes poof.    IIRC URs can be kept by downgrading your card to a no-fee card, but then you can't transfer.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on September 26, 2014, 07:53:41 AM
Do spg points poof if you cancel the amex? It's about that time for me
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 08:17:11 AM
No
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 08:17:33 AM
Only proprietary bank points disappear
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 26, 2014, 08:25:51 AM
Approval for the Chase Ink Plus 70,000 miles offer took 3 weeks.  Had to hound the kid at the branch to follow up for me.  Should get the card tomorrow.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 08:32:52 AM
Approval for the Chase Ink Plus 70,000 miles offer took 3 weeks.  Had to hound the kid at the branch to follow up for me.  Should get the card tomorrow.

 :thumbs:

before you use any of the points please tell this thread what your plan is
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 26, 2014, 08:34:12 AM
Approval for the Chase Ink Plus 70,000 miles offer took 3 weeks.  Had to hound the kid at the branch to follow up for me.  Should get the card tomorrow.

 :thumbs:

before you use any of the points please tell this thread what your plan is

I will if you promise your reply is something more than just " :ROFL:"

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 08:40:38 AM
Approval for the Chase Ink Plus 70,000 miles offer took 3 weeks.  Had to hound the kid at the branch to follow up for me.  Should get the card tomorrow.

 :thumbs:

before you use any of the points please tell this thread what your plan is

I will if you promise your reply is something more than just " :ROFL:"

listen, when you keep insisting I'm wrong in one of the few fields I can confidently say I'm a topic expert on you're gonna get the laughing guy. that's just the rules.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 26, 2014, 08:41:37 AM
Actually I'm thinking of a spring bonefishing adventure on Great Exuma, or somewhere else in the Bahamas.  Delta flies to GGT.  Need to check where else they fly.  Have enough miles on Delta and United, not sure if United flies down there at all.  Not interested in Nassau in the least.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 08:43:48 AM
get an AA or USAir card. If Delta flys there it's seasonal only.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 26, 2014, 08:48:42 AM
Delta does fly there during that time.  It's like 55,000 miles though (which seems high) and there are only two flights a week in/out (Sun and Wed).
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on September 26, 2014, 08:53:15 AM
Sorry Emo I'm gonna butt in and ask a question for a sec, then the floor is yours again. Steve Dave, I am using some Hilton points for a b-day trip with Mrs. CF3 to Chicago, and saw you are going to stay at the Conrad. Do you think that's the best one within the Hilton family? Palmer House, The Drake, and Hilton Chicago all seem cool also, but I haven't stayed in any of them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 08:55:21 AM
emo, looks like AA or USAir are the only carriers with regular service. I'll book you using those miles which I have shitloads of and you can transfer some of your new shitloads of UR points to my Hyatt or United account  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 26, 2014, 08:57:59 AM
How long ahead of the flight should I book?  I'm trying to talk Mrs Emo into Prague instead but I am experiencing some resistance.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 09:00:14 AM
Sorry Emo I'm gonna butt in and ask a question for a sec, then the floor is yours again. Steve Dave, I am using some Hilton points for a b-day trip with Mrs. CF3 to Chicago, and saw you are going to stay at the Conrad. Do you think that's the best one within the Hilton family? Palmer House, The Drake, and Hilton Chicago all seem cool also, but I haven't stayed in any of them.

I actually just changed from the Conrad to the Wit. I would say those two are the best in downtown Chicago. I've not stayed at the drake but have been in it and it's just an old hotel with history and stuff but not really my style. I changed because I was able to book a large suite at the Wit for fewer points than a standard room at either the wit or conrad. they have specials like that when you are getting close to the arrival time so watch for those. I've stayed at the embassey suites lakeside which was fine and I know rick daris likes the embassey suites downtown fine as well. the thing about an embassey suites is that it's an embassey suites. they are all pretty good with getting a suite and getting free breakfast and afternoon drinks and stuff but none will be unique or what I would call romantic couple'y type places. if you are just looking for a place to sleep they would be a good option though. the wit is very unique. I would def. not stay at the Hilton Chicago.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 09:01:42 AM
How long ahead of the flight should I book?  I'm trying to talk Mrs Emo into Prague instead but I am experiencing some resistance.

11 months if you want to guarantee a reward ticket, check award availability throughout the year and see if it's a flight that would normally have availability later on or one you would need to book 11 months out. trans-atlantic reward availability is very difficult to come by on most carriers if you wait too long. not all routes are the same though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on September 26, 2014, 09:03:56 AM
Thanks SD, I'll keep my eye open for good deals at the Wit. It did look pretty nifty in the pictures.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 09:05:53 AM
Thanks SD, I'll keep my eye open for good deals at the Wit. It did look pretty nifty in the pictures.

they have an elite rooftop bar that there will be a line out the door and down the side of the building for on fridays and saturdays. you get to skip the line if you're staying there. nice lobby bar/rest asa well. birds chirp in the hallways during the day and owls hoot at night.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 26, 2014, 09:15:01 AM
Sometimes booking 11 months out won't work for the lowest redemptions. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 09:23:41 AM
Sometimes booking 11 months out won't work for the lowest redemptions. :frown:

sometimes, yeah
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 09:24:16 AM
you could also pay Lucky like $200 per person to book for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 26, 2014, 09:33:05 AM
I really think being in SF makes it more difficult. I was trying to book SFO-Any NYC airport and that's just a crazy busy route.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 26, 2014, 09:38:49 AM
I really think being in SF makes it more difficult. I was trying to book SFO-Any NYC airport and that's just a crazy busy route.

if you book first class you get basically an international biz class product and service though. pretty great perk if you can find availability. only SFO/LA to NYC gets that on most carriers.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2014, 11:52:56 AM
rusty, try referring me for your Ink Plus biz card. Let me know if it asks for stuff you don't know about me. rumblings there are live 70k referrals.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 29, 2014, 12:15:03 PM
rusty, try referring me for your Ink Plus biz card. Let me know if it asks for stuff you don't know about me. rumblings there are live 70k referrals.

yep, just saw the email this morning. said you would get the 70k

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FBGY&CELL=6LDK&MSC=1515957531
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2014, 12:25:25 PM
rusty, try referring me for your Ink Plus biz card. Let me know if it asks for stuff you don't know about me. rumblings there are live 70k referrals.

yep, just saw the email this morning. said you would get the 70k

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FBGY&CELL=6LDK&MSC=1515957531

 :Woot: :Woohoo: :Woohoo: :Woot: :Woohoo: :Woot: :Woohoo: :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 29, 2014, 12:36:30 PM
rusty, try referring me for your Ink Plus biz card. Let me know if it asks for stuff you don't know about me. rumblings there are live 70k referrals.

I'm in the market if you want to send me your referral
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 29, 2014, 01:09:43 PM
rusty, try referring me for your Ink Plus biz card. Let me know if it asks for stuff you don't know about me. rumblings there are live 70k referrals.

I'm in the market if you want to send me your referral

it's on the link steve dave quoted
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 29, 2014, 01:10:24 PM
rusty, try referring me for your Ink Plus biz card. Let me know if it asks for stuff you don't know about me. rumblings there are live 70k referrals.

I'm in the market if you want to send me your referral

it's on the link steve dave quoted

here it is


https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FBGY&CELL=6LDK&MSC=1515957531
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 29, 2014, 01:12:21 PM
rusty, try referring me for your Ink Plus biz card. Let me know if it asks for stuff you don't know about me. rumblings there are live 70k referrals.

I'm in the market if you want to send me your referral

it's on the link steve dave quoted

here it is


https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FBGY&CELL=6LDK&MSC=1515957531

ha!  I wondered why if there was a referral required it showed me the app.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 29, 2014, 02:00:58 PM
So, what have some of you put for annual revenue?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 29, 2014, 02:15:15 PM
So, what have some of you put for annual revenue?

I usually put 0 or less than 500.  My biz is a startup.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 29, 2014, 02:18:45 PM

So, what have some of you put for annual revenue?

I usually put 0 or less than 500.  My biz is a startup.

So, they aren't very stingy with approval?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 29, 2014, 02:23:37 PM

So, what have some of you put for annual revenue?

I usually put 0 or less than 500.  My biz is a startup.

So, they aren't very stingy with approval?
generally not.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 29, 2014, 02:23:46 PM

So, what have some of you put for annual revenue?

I usually put 0 or less than 500.  My biz is a startup.

So, they aren't very stingy with approval?

IIRC they ask for your personal income also
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on September 29, 2014, 02:37:59 PM
So, what have some of you put for annual revenue?

I put 15k.  They only approved me for 5k which seems like a pretty useless amount for a business card but whatevs.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 29, 2014, 02:41:30 PM
What about this?:

I agree this is a business account and shall only be used for business purposes and not for personal, family or household use.

Is that enforced?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2014, 03:06:35 PM
What about this?:

I agree this is a business account and shall only be used for business purposes and not for personal, family or household use.

Is that enforced?

probably not
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 29, 2014, 03:08:30 PM
What about this?:

I agree this is a business account and shall only be used for business purposes and not for personal, family or household use.

Is that enforced?

probably not

What have you done personally to meet the minimum spend on business cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2014, 03:12:50 PM
What about this?:

I agree this is a business account and shall only be used for business purposes and not for personal, family or household use.

Is that enforced?

probably not

What have you done personally to meet the minimum spend on business cards?

put every purchase on them
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 29, 2014, 03:15:41 PM
What about this?:

I agree this is a business account and shall only be used for business purposes and not for personal, family or household use.

Is that enforced?

probably not

What have you done personally to meet the minimum spend on business cards?

put every purchase on them

Including things that are obviously for personal or family reasons?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2014, 03:16:48 PM
What about this?:

I agree this is a business account and shall only be used for business purposes and not for personal, family or household use.

Is that enforced?

probably not

What have you done personally to meet the minimum spend on business cards?

put every purchase on them

Including things that are obviously for personal or family reasons?

provide an example of something that is obviously for personal or family reasons
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 29, 2014, 03:17:44 PM
What about this?:

I agree this is a business account and shall only be used for business purposes and not for personal, family or household use.

Is that enforced?

probably not

What have you done personally to meet the minimum spend on business cards?

put every purchase on them

Including things that are obviously for personal or family reasons?

provide an example of something that is obviously for personal or family reasons

Rent
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2014, 03:18:40 PM
What about this?:

I agree this is a business account and shall only be used for business purposes and not for personal, family or household use.

Is that enforced?

probably not

What have you done personally to meet the minimum spend on business cards?

put every purchase on them

Including things that are obviously for personal or family reasons?

provide an example of something that is obviously for personal or family reasons

Rent

well, I can't pay my mortgage with it but I definitely would have if I could. everyone works from home these days.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on September 29, 2014, 05:59:35 PM
rusty, try referring me for your Ink Plus biz card. Let me know if it asks for stuff you don't know about me. rumblings there are live 70k referrals.

I'm in the market if you want to send me your referral

Hey, Cat Fans. Your real life, in person, #1 bud friend WonderMeal got the referral email just today. If any of you are in the market for a stud Ink Plus 70k card, PM me your deets and I will send you the link!

"But IRL best bud WM, I can get the 70k using that link already!" you say? To that, my response is: "Yes, but that link doesn't give your compadre and cat fan friend WonderMeal 10,000 URs that he will use for things like elite vacations with Mrs. WonderMeal, plane tickets for the Little WonderMeals, and Best Buy gift cards (jk lol).

I think I just need your name and email address. You can send me a fake name and fake email if you want, I don't care.

Go 'Cats.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2014, 07:21:12 AM
I bet rusty is about maxed out on referral bonuses because you can only get 5/50k so I think you are probably safe to post yours now. if he completely loses it on you don't blame me though.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on September 30, 2014, 09:21:10 AM
Wait, did Rusty post a link that he gets points for, or a general Chase link?

Also, which link do I post from the email? The link they sent me asks me to input my last name, zip, and last 4 digits of my card. I'm confused.
 :runaway:

Also, my PM inbox is already super full of requests from my IRL best pals you guys, but I could still take a few more.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2014, 09:28:53 AM
Wait, did Rusty post a link that he gets points for, or a general Chase link?

Also, which link do I post from the email? The link they sent me asks me to input my last name, zip, and last 4 digits of my card. I'm confused.
 :runaway:

Also, my PM inbox is already super full of requests from my IRL best pals you guys, but I could still take a few more.

there is no public 70k link
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 30, 2014, 09:35:24 AM
The link I posted was a referral that will get me a bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on September 30, 2014, 09:23:00 PM
Rusty, when you've maxed out your 50k, please tell me how to find my link so I can post the right one here. TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 30, 2014, 09:40:34 PM
Rusty, when you've maxed out your 50k, please tell me how to find my link so I can post the right one here. TIA.

I'm sure I'm not maxed out but just use the "share on twitter" link after you put in your info and link away.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 01, 2014, 12:46:27 PM
Staying at the Andaz 5th Ave this weekend on points because the Park Hyatt is still damned near impossible to find standard room availability.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 01, 2014, 12:53:40 PM
so the NYC alumni assoc. watch party is at a bar called the Australian.....325 FEET AWAY FROM THE ANDAZ  :sdeek:

LINK (https://maps.google.com/maps?saddr=20+W+38th+St.,+New+York,+NY+10018&daddr=Andaz+5th+Avenue,+5th+Ave,+New+York,+NY&hl=en&ll=40.75189,-73.982427&spn=0.010273,0.015621&sll=40.751887,-73.982431&sspn=0.002568,0.003905&geocode=FVLQbQIdShiX-yn5AdoUqlnCiTH7zzZfWJksBw%3BFcfWbQId6iOX-yGwQfWojCYKFSnz5jxeAFnCiTGwQfWojCYKFQ&oq=andaz+&gl=us&dirflg=w&mra=ltm&t=m&z=16)
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 01, 2014, 03:46:08 PM
I have a couple bros who live/have lived in NYC and both have said the watch parties there are awesome #tweet
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on October 06, 2014, 10:20:15 PM
Do spg points poof if you cancel the amex? It's about that time for me

They do expire though if you don't have activity with SPG for 12 months. I just had mine expire because I last had activity with them in Sept 2013. Went to login to my account and I had to call customer care to "update" my account due to inactivity. I knew the points were expiring in Sept and had been meaning to make a reservation to keep that from happening and completely forgot. They're giving me my 35,000+ points back though. Don't be a dumbass like me.

Funny thing is I went to login to my account because I received a check from Amex for $200 saying that it was "reimbursement for the value of Starwood Starpoints that we were unable to apply to your account." I have no idea why I received this check. The "account ending in" that it says it is for wasn't my SPG card which I got rid of over a year ago and it isn't for any Amex card I have now. It's a JPMorgan Chase Bank check though so I'm blaming (thanking) hackers.  :users: :kstategrad: :Woohoo:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2014, 06:21:49 AM
Got the same check. Waiting for flyer talk to get to the bottom of it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2014, 06:26:54 AM
Delta Amex holders also got them. There is some speculation that if you were ever denied the bonus at some prior time you may be now getting this check. Could have to do with their recent once in a lifetime bonus rules and wanting to avoid a class action on previous denials.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on October 07, 2014, 04:25:01 PM
So I did the us airways barclaycard a few months ago and bought a few things with it.  Forgot to make my payment till a day before it was due and did so from the golf course. Looked on there a few days later for my points a they hadn't posted, neither had my payment. Now it looks like I paid an annual fee and they aren't giving me any points. Going to take some phone calls to get this figured out. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on October 07, 2014, 04:25:26 PM
Anyone had troubles with them before?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 07, 2014, 04:30:51 PM
Anyone had troubles with them before?

 :lol:

barclays is nothing but troubles.

but if you had an annual fee posted so fast, you probably applied for an offer where the fee wasn't waived the first year.  the current offer does not waive the fee, don't know what offers they had out a few months back.

can't comment on the payment thing, never used mobile payments.  points can take a while to post.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on October 07, 2014, 04:32:10 PM
they dont waive the fee because they give you the points after your first purchase, iirc.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on October 07, 2014, 04:33:32 PM

they dont waive the fee because they give you the points after your first purchase, iirc.
Correct.

So I'm mumped
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on October 07, 2014, 04:43:08 PM

they dont waive the fee because they give you the points after your first purchase, iirc.
Correct.

So I'm mumped

no? theyll give you the points after your first statement closes. youre going to have to pay the fee to get the points.

steve get in here.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on October 07, 2014, 05:01:02 PM
Already did. I think they a refusing points since the first payment was a couple days late
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on October 07, 2014, 05:15:35 PM
weird. i was under the impression that a late payment wouldnt matter for getting your points.

did you already have an account for us air before you got the card? sometimes they open a new account even though you give them your existing one. that happened to me on my american card.

post back when you get it figured out. i have a hard time believing a late payment denied you your points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on October 07, 2014, 05:25:05 PM
Ok. They can't discuss until 31 days. Horrible all automated call
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 07, 2014, 05:26:52 PM
Already did. I think they a refusing points since the first payment was a couple days late

no.  read the contract, but i'm almost sure that isn't happening.  if you've paid the annual fee, then the points just haven't hit your account yet.  sometimes it takes a while.  if you haven't paid the fee yet, you'll get the points when you pay it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 08, 2014, 07:59:31 AM
boom roasted you will get the points. now go back and read the entire thread from the beginning before posting anymore.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 08, 2014, 08:00:21 AM
rusty, got my new ink monday. did you ever get the points for the freedom you referred me for?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 08, 2014, 08:01:45 AM
rusty, got my new ink monday. did you ever get the points for the freedom you referred me for?

I definitely got some referral points, I'm pretty sure I got some from sys, also.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 08, 2014, 08:06:28 AM
I got 5k from mocat getting the sapphire on my Aug statement
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on October 08, 2014, 08:22:17 AM
I got 5k from mocat getting the sapphire on my Aug statement

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 08, 2014, 10:08:09 PM
so the NYC alumni assoc. watch party is at a bar called the Australian.....325 FEET AWAY FROM THE ANDAZ  :sdeek:

LINK (https://maps.google.com/maps?saddr=20+W+38th+St.,+New+York,+NY+10018&daddr=Andaz+5th+Avenue,+5th+Ave,+New+York,+NY&hl=en&ll=40.75189,-73.982427&spn=0.010273,0.015621&sll=40.751887,-73.982431&sspn=0.002568,0.003905&geocode=FVLQbQIdShiX-yn5AdoUqlnCiTH7zzZfWJksBw%3BFcfWbQId6iOX-yGwQfWojCYKFSnz5jxeAFnCiTGwQfWojCYKFQ&oq=andaz+&gl=us&dirflg=w&mra=ltm&t=m&z=16)

Was there anybody there?  When I was there in bball season went to the Australian and not one other cat fan there.


Some I'm tempted to go with the Barclays card....am I just being a dumb to not do the Ink?  I've already pushed the limit on # of Chase cards lately is one reason I'm hedging
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 08, 2014, 10:16:11 PM
so the NYC alumni assoc. watch party is at a bar called the Australian.....325 FEET AWAY FROM THE ANDAZ  :sdeek:

LINK (https://maps.google.com/maps?saddr=20+W+38th+St.,+New+York,+NY+10018&daddr=Andaz+5th+Avenue,+5th+Ave,+New+York,+NY&hl=en&ll=40.75189,-73.982427&spn=0.010273,0.015621&sll=40.751887,-73.982431&sspn=0.002568,0.003905&geocode=FVLQbQIdShiX-yn5AdoUqlnCiTH7zzZfWJksBw%3BFcfWbQId6iOX-yGwQfWojCYKFSnz5jxeAFnCiTGwQfWojCYKFQ&oq=andaz+&gl=us&dirflg=w&mra=ltm&t=m&z=16)

Was there anybody there?  When I was there in bball season went to the Australian and not one other cat fan there.


Some I'm tempted to go with the Barclays card....am I just being a dumb to not do the Ink?  I've already pushed the limit on # of Chase cards lately is one reason I'm hedging

What is this limit you speak of?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 08, 2014, 10:19:28 PM
so the NYC alumni assoc. watch party is at a bar called the Australian.....325 FEET AWAY FROM THE ANDAZ  :sdeek:

LINK (https://maps.google.com/maps?saddr=20+W+38th+St.,+New+York,+NY+10018&daddr=Andaz+5th+Avenue,+5th+Ave,+New+York,+NY&hl=en&ll=40.75189,-73.982427&spn=0.010273,0.015621&sll=40.751887,-73.982431&sspn=0.002568,0.003905&geocode=FVLQbQIdShiX-yn5AdoUqlnCiTH7zzZfWJksBw%3BFcfWbQId6iOX-yGwQfWojCYKFSnz5jxeAFnCiTGwQfWojCYKFQ&oq=andaz+&gl=us&dirflg=w&mra=ltm&t=m&z=16)

Was there anybody there?  When I was there in bball season went to the Australian and not one other cat fan there.


Some I'm tempted to go with the Barclays card....am I just being a dumb to not do the Ink?  I've already pushed the limit on # of Chase cards lately is one reason I'm hedging

What is this limit you speak of?

Not any known limit I know of just had 4 Chase cards in like 18 months. 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 08, 2014, 10:24:22 PM
so the NYC alumni assoc. watch party is at a bar called the Australian.....325 FEET AWAY FROM THE ANDAZ  :sdeek:

LINK (https://maps.google.com/maps?saddr=20+W+38th+St.,+New+York,+NY+10018&daddr=Andaz+5th+Avenue,+5th+Ave,+New+York,+NY&hl=en&ll=40.75189,-73.982427&spn=0.010273,0.015621&sll=40.751887,-73.982431&sspn=0.002568,0.003905&geocode=FVLQbQIdShiX-yn5AdoUqlnCiTH7zzZfWJksBw%3BFcfWbQId6iOX-yGwQfWojCYKFSnz5jxeAFnCiTGwQfWojCYKFQ&oq=andaz+&gl=us&dirflg=w&mra=ltm&t=m&z=16)

Was there anybody there?  When I was there in bball season went to the Australian and not one other cat fan there.


Some I'm tempted to go with the Barclays card....am I just being a dumb to not do the Ink?  I've already pushed the limit on # of Chase cards lately is one reason I'm hedging

What is this limit you speak of?

Not any known limit I know of just had 4 Chase cards in like 18 months.

Same, I haven't had any issues.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 08, 2014, 10:25:47 PM
so the NYC alumni assoc. watch party is at a bar called the Australian.....325 FEET AWAY FROM THE ANDAZ  :sdeek:

LINK (https://maps.google.com/maps?saddr=20+W+38th+St.,+New+York,+NY+10018&daddr=Andaz+5th+Avenue,+5th+Ave,+New+York,+NY&hl=en&ll=40.75189,-73.982427&spn=0.010273,0.015621&sll=40.751887,-73.982431&sspn=0.002568,0.003905&geocode=FVLQbQIdShiX-yn5AdoUqlnCiTH7zzZfWJksBw%3BFcfWbQId6iOX-yGwQfWojCYKFSnz5jxeAFnCiTGwQfWojCYKFQ&oq=andaz+&gl=us&dirflg=w&mra=ltm&t=m&z=16)

Was there anybody there?  When I was there in bball season went to the Australian and not one other cat fan there.


Some I'm tempted to go with the Barclays card....am I just being a dumb to not do the Ink?  I've already pushed the limit on # of Chase cards lately is one reason I'm hedging

What is this limit you speak of?

Not any known limit I know of just had 4 Chase cards in like 18 months.

Same, I haven't had any issues.

 :thumbsup: Thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 08, 2014, 10:28:30 PM
In the last 18 months, I've done:

United explorer
British airways
Hyatt
sapphire preferred
ink

Is my referral link still active? Let me know and I'll get you a new one if it isn't.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 08, 2014, 10:35:53 PM
In the last 18 months, I've done:

United explorer
British airways
Hyatt
sapphire preferred
ink

Is my referral link still active? Let me know and I'll get you a new one if it isn't.

It's active.  I got the reconsideration.  I'll call tomorrow and move some credit limit over from another card.  Thanks!!!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 08, 2014, 10:44:04 PM
:D
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on October 08, 2014, 10:45:41 PM
How nice does the sapph pref feel in the hand? How pleasing is the sound when it drops on a hard surface?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on October 08, 2014, 10:50:01 PM
How nice does the sapph pref feel in the hand? How pleasing is the sound when it drops on a hard surface?

something :kstategrad: feel everyday, so normal  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 09, 2014, 06:30:44 AM

so the NYC alumni assoc. watch party is at a bar called the Australian.....325 FEET AWAY FROM THE ANDAZ  :sdeek:

LINK (https://maps.google.com/maps?saddr=20+W+38th+St.,+New+York,+NY+10018&daddr=Andaz+5th+Avenue,+5th+Ave,+New+York,+NY&hl=en&ll=40.75189,-73.982427&spn=0.010273,0.015621&sll=40.751887,-73.982431&sspn=0.002568,0.003905&geocode=FVLQbQIdShiX-yn5AdoUqlnCiTH7zzZfWJksBw%3BFcfWbQId6iOX-yGwQfWojCYKFSnz5jxeAFnCiTGwQfWojCYKFQ&oq=andaz+&gl=us&dirflg=w&mra=ltm&t=m&z=16)

Was there anybody there?  When I was there in bball season went to the Australian and not one other cat fan there.


Some I'm tempted to go with the Barclays card....am I just being a dumb to not do the Ink?  I've already pushed the limit on # of Chase cards lately is one reason I'm hedging

Yeah, about 20 people.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 09, 2014, 06:31:34 AM

How nice does the sapph pref feel in the hand? How pleasing is the sound when it drops on a hard surface?

It's really heavy and people will comment. Let me know when you want that referal link!
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on October 09, 2014, 08:28:11 AM

How nice does the sapph pref feel in the hand? How pleasing is the sound when it drops on a hard surface?

It's really heavy and people will comment. Let me know when you want that referal link!

Sorry.  Already popped on it. Should arrive today or tomorrow.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 09, 2014, 08:39:19 AM

How nice does the sapph pref feel in the hand? How pleasing is the sound when it drops on a hard surface?

It's really heavy and people will comment. Let me know when you want that referal link!

Sorry.  Already popped on it. Should arrive today or tomorrow.

 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on October 09, 2014, 08:42:48 AM
Probably should go in the shame yourself thread but I was telling my wife about the CSP and how when I got home from work I'd help her apply for it welp she just goes off on her own and texts me and is like "hey I got it by myself 40,000 points yay!" and I'm like  :curse: :shakesfist: but what can ya do they do what they want sometimes.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 09, 2014, 10:10:04 AM
So what does "powercat designs" do? I listed professional services. Want a really good story when I call the reconsideration line.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on October 09, 2014, 10:15:50 AM
Obviously you consult for design changes to K-State football uniforms.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 09, 2014, 04:57:35 PM
:D

Easy Peasy.  Didn't even have to tell a business story.  Should be getting whatever your bonus points are for the referral MC.

Went again and got the Barclays at the same time last night....why not.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on October 15, 2014, 09:16:16 AM
applied for SPG a while back... probably at least 6-8 months ago but didnt activate the card and called to say i didnt want to open the account. SPG said okay no problem and i asked if i could still get the bonus if i decided to apply later and they said yes.

called last night to ask where my bonus was and they said because i had a previous account i didnt qualify. im thinking about calling again today and letting them know thats BS...

UPDATE: they are giving me the spend bonus but not the first purchase 10K bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 15, 2014, 09:18:21 AM
applied for SPG a while back... probably at least 6-8 months ago but didnt activate the card and called to say i didnt want to open the account.

get the hell out of my thread
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on October 15, 2014, 09:29:47 AM
applied for SPG a while back... probably at least 6-8 months ago but didnt activate the card and called to say i didnt want to open the account.

get the hell out of my thread

kinda thought that would be the reaction.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on October 15, 2014, 02:09:46 PM
So I'm sharing a hotel room with some friends this weekend, and I booked the reservation. Now one of the four wants to make the hotel split the bill when we arrive so she can get her credit card points...Is that annoying or is my annoyance misplaced?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 15, 2014, 02:13:05 PM
So I'm sharing a hotel room with some friends this weekend, and I booked the reservation. Now one of the four wants to make the hotel split the bill when we arrive so she can get her credit card points...Is that annoying or is my annoyance misplaced?

what's your problem with it? easier than you guys settling up amongst yourselves with antiquated cash like a caveman.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on October 15, 2014, 02:15:49 PM
So I'm sharing a hotel room with some friends this weekend, and I booked the reservation. Now one of the four wants to make the hotel split the bill when we arrive so she can get her credit card points...Is that annoying or is my annoyance misplaced?

what's your problem with it? easier than you guys settling up amongst yourselves with antiquated cash like a caveman.

Well the problem is that there is actually a fifth person staying with us on one night only and also we are splitting the gas. And I don't really know the exact amount yet (taxes, fees)...so it would just be a lot easier to calculated what each person owes after the fact and settle up then.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 15, 2014, 02:26:17 PM
this isn't actually what this thread is for but I'd just get your own room and let them fight it out
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 15, 2014, 02:31:18 PM
steve dave, please use some miles to fly to wherever MIR is stationed and teach him how to do all this.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 15, 2014, 02:34:45 PM
steve dave, please use some miles to fly to wherever MIR is stationed and teach him how to do all this.

when i see him in real life again I'll give him the drunken 5 minute talk about it
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 15, 2014, 02:50:20 PM
steve dave, please use some miles to fly to wherever MIR is stationed and teach him how to do all this.

when i see him in real life again I'll give him the drunken 5 minute talk about it

Cool, but you might want to give it 6 or 7.  He's very stubborn.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on October 15, 2014, 03:39:44 PM
So I'm sharing a hotel room with some friends this weekend, and I booked the reservation. Now one of the four wants to make the hotel split the bill when we arrive so she can get her credit card points...Is that annoying or is my annoyance misplaced?

what's your problem with it? easier than you guys settling up amongst yourselves with antiquated cash like a caveman.

Well the problem is that there is actually a fifth person staying with us on one night only and also we are splitting the gas. And I don't really know the exact amount yet (taxes, fees)...so it would just be a lot easier to calculated what each person owes after the fact and settle up then.
5 people in one hotel room? Man who knew i married some gypsie woman?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 15, 2014, 04:04:43 PM
So I'm sharing a hotel room with some friends this weekend, and I booked the reservation. Now one of the four wants to make the hotel split the bill when we arrive so she can get her credit card points...Is that annoying or is my annoyance misplaced?

what's your problem with it? easier than you guys settling up amongst yourselves with antiquated cash like a caveman.

Well the problem is that there is actually a fifth person staying with us on one night only and also we are splitting the gas. And I don't really know the exact amount yet (taxes, fees)...so it would just be a lot easier to calculated what each person owes after the fact and settle up then.
5 people in one hotel room? Man who knew i married some gypsie woman?

I'd just pretend they are all sharing a king bed and cuddling.   :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2014, 09:09:05 AM
1st class mileage run oppy for you MCI DeltaCats

http://deltamileagerun.boardingarea.com/kansas-city-to-seattle-or-las-vegas-1st-class-526-8624mqms-at-6-1cpm-vacation-delta-mileage-run/
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on October 17, 2014, 09:22:09 AM
i will probably never need a delta mileage run. i have 130k skymiles, even after the honeymoon.
is there the equivalent of that for hyatt ever? i would consider that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2014, 09:47:40 AM
i will probably never need a delta mileage run. i have 130k skymiles, even after the honeymoon.
is there the equivalent of that for hyatt ever? i would consider that.

yeah, people mattress run sometimes. they don't really do it for the miles, they do it to maintain or get status. like, if you are close to top tier Delta for the next year but need so many more miles you just find a great deal like this and fly to Vegas for the weekend. cheap trip and butt in seat miles towards your status.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2014, 09:49:58 AM
a great place to mattress run is Vegas with the MLife and Hyatt partnership. you can get rooms at the garbage excalibur for like $40 and it counts as a Hyatt night. You can bounce around the cheap MLife properties and get stay/night credits. You then have to decide if you actually are going to stay at the horrible Excalibur or are going to pay for another better hotel to actually sleep at.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2014, 09:55:25 AM
Actually, you can get weeknight rooms at the Excalibur for like $20 if you have Hyatt status. If I lived in Vegas I'd get Hyatt Diamond for the rest of my life.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 17, 2014, 11:13:35 AM
1st class mileage run oppy for you MCI DeltaCats

http://deltamileagerun.boardingarea.com/kansas-city-to-seattle-or-las-vegas-1st-class-526-8624mqms-at-6-1cpm-vacation-delta-mileage-run/

WTF is going on here?  Am I booking with points or cash because it's a lot of points for the cash?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2014, 11:14:58 AM
1st class mileage run oppy for you MCI DeltaCats

http://deltamileagerun.boardingarea.com/kansas-city-to-seattle-or-las-vegas-1st-class-526-8624mqms-at-6-1cpm-vacation-delta-mileage-run/

WTF is going on here?  Am I booking with points or cash because it's a lot of points for the cash?

booking with cash and flying first class in order to get points towards status and a cheap 1st class flight to vegas
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 17, 2014, 11:15:48 AM
1st class mileage run oppy for you MCI DeltaCats

http://deltamileagerun.boardingarea.com/kansas-city-to-seattle-or-las-vegas-1st-class-526-8624mqms-at-6-1cpm-vacation-delta-mileage-run/

WTF is going on here?  Am I booking with points or cash because it's a lot of points for the cash?

booking with cash and flying first class in order to get points towards status and a cheap 1st class flight to vegas

Thanks SD!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 17, 2014, 04:45:22 PM
1st class mileage run oppy for you MCI DeltaCats

http://deltamileagerun.boardingarea.com/kansas-city-to-seattle-or-las-vegas-1st-class-526-8624mqms-at-6-1cpm-vacation-delta-mileage-run/

WTF is going on here?  Am I booking with points or cash because it's a lot of points for the cash?

booking with cash and flying first class in order to get points towards status and a cheap 1st class flight to vegas

Should go to seattle instead, imo.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 18, 2014, 12:36:30 PM
@steve dave alert:

Hyatt Cabo resort is closed because of a storm or something. Trying to switch to Cabo November 8, returning on the 13th. Would do a redeye November 7 because it's hard to fly east out of SFO. Have like 100k BA miles, 50k AA miles, 25k UA miles, 130k UR. Would prefer economy to save miles. Can BA points be used to book Business/First MileSAAver? Because it seems like there's business availability when I want to fly but not economy and I would consider it if I can use BA miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 19, 2014, 04:47:22 PM
BUMP, and I actually need to return on the 12th
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 19, 2014, 05:00:23 PM
you can use ba miles to book first class etc on aa. log into your ba account and then search for flights using miles and then just select the flight class.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2014, 05:02:20 PM
Hopefully I ca look at it tonight or Monday. Sorry, missed this initially.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 19, 2014, 05:08:58 PM
you can use ba miles to book first class etc on aa. log into your ba account and then search for flights using miles and then just select the flight class.

Yeah, Mileage/Business/First MileSAAver shows up as available on AA for 30k miles on Friday, November 7, but not on BA. Call BA?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 19, 2014, 05:24:58 PM
@steve dave alert:

Hyatt Cabo resort is closed because of a storm or something. Trying to switch to Cabo November 8, returning on the 13th. Would do a redeye November 7 because it's hard to fly east out of SFO. Have like 100k BA miles, 50k AA miles, 25k UA miles, 130k UR. Would prefer economy to save miles. Can BA points be used to book Business/First MileSAAver? Because it seems like there's business availability when I want to fly but not economy and I would consider it if I can use BA miles.

unless i'm misunderstanding, there is really great availability from sfo to sjd on nov 8th on aa with aa economy milesaaver and great availability on the way back too. leave sfo at 645am and get there at 204pm. you would book with ba points from sfo to lax and then from lax to sjd.

it would be 4500 ba from sfo to lax and then another 7500 from lax to sjd so 12k on way per person and then the same back. so you guys could fly roundtrip from sfo to sjd for 24k ba on aa for the dates you want. that would be economy. are you wanting business/first?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 19, 2014, 05:26:24 PM
@steve dave alert:

Hyatt Cabo resort is closed because of a storm or something. Trying to switch to Cabo November 8, returning on the 13th. Would do a redeye November 7 because it's hard to fly east out of SFO. Have like 100k BA miles, 50k AA miles, 25k UA miles, 130k UR. Would prefer economy to save miles. Can BA points be used to book Business/First MileSAAver? Because it seems like there's business availability when I want to fly but not economy and I would consider it if I can use BA miles.

unless i'm misunderstanding, there is really great availability from sfo to sjd on nov 8th on aa with aa economy milesaaver and great availability on the way back too. leave sfo at 645am and get there at 204pm. you would book with ba points from sfo to lax and then from lax to sjd.

it would be 4500 ba from sfo to lax and then another 7500 from lax to sjd so 12k on way per person and then the same back. so you guys could fly roundtrip from sfo to sjd for 24k ba on aa for the dates you want.

I meant to say I was switching to cancun. whoops.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on October 19, 2014, 05:52:15 PM
gee whiz
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 19, 2014, 06:33:15 PM
@steve dave alert:

Hyatt Cabo resort is closed because of a storm or something. Trying to switch to Cabo November 8, returning on the 13th. Would do a redeye November 7 because it's hard to fly east out of SFO. Have like 100k BA miles, 50k AA miles, 25k UA miles, 130k UR. Would prefer economy to save miles. Can BA points be used to book Business/First MileSAAver? Because it seems like there's business availability when I want to fly but not economy and I would consider it if I can use BA miles.

unless i'm misunderstanding, there is really great availability from sfo to sjd on nov 8th on aa with aa economy milesaaver and great availability on the way back too. leave sfo at 645am and get there at 204pm. you would book with ba points from sfo to lax and then from lax to sjd.

it would be 4500 ba from sfo to lax and then another 7500 from lax to sjd so 12k on way per person and then the same back. so you guys could fly roundtrip from sfo to sjd for 24k ba on aa for the dates you want.

I meant to say I was switching to cancun. whoops.

well that makes more sense.

times like this i ask myself wwrd do? and then i say man, dunno. are those dates like super locked in or can you go a day or two forward/backward? also, it would be a crap load of ba miles to get you there first and back first class. also what about pv or czm? same distance.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 19, 2014, 06:39:20 PM
@steve dave alert:

Hyatt Cabo resort is closed because of a storm or something. Trying to switch to Cabo November 8, returning on the 13th. Would do a redeye November 7 because it's hard to fly east out of SFO. Have like 100k BA miles, 50k AA miles, 25k UA miles, 130k UR. Would prefer economy to save miles. Can BA points be used to book Business/First MileSAAver? Because it seems like there's business availability when I want to fly but not economy and I would consider it if I can use BA miles.

unless i'm misunderstanding, there is really great availability from sfo to sjd on nov 8th on aa with aa economy milesaaver and great availability on the way back too. leave sfo at 645am and get there at 204pm. you would book with ba points from sfo to lax and then from lax to sjd.

it would be 4500 ba from sfo to lax and then another 7500 from lax to sjd so 12k on way per person and then the same back. so you guys could fly roundtrip from sfo to sjd for 24k ba on aa for the dates you want.

I meant to say I was switching to cancun. whoops.

well that makes more sense.

times like this i ask myself wwrd do? and then i say man, dunno. are those dates like super locked in or can you go a day or two forward/backward? also, it would be a crap load of ba miles to get you there first and back first class. also what about pv or czm? same distance.  :dunno:

I have free Hyatt nights that expire November 30 and was using them at the Hyatt Ziva Los Cabos. Childcare already taken care of which isn't usually easy to arrange. PV Hyatt all-inclusive doesn't open until December. I think since Hyatt is basically throwing away my reservation, I could postpone it and keep the dates if I complained enough, but it would be kind of a pain.

It looked like I could take 30k miles/piece to get there on AA business on a November 7 redeye, but I only have 57k miles. Getting back is a lot easier.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 19, 2014, 07:01:31 PM
which red eye type flight are you talking about? seems like they all require overnights. you could take similar flights into czm and then a boat over to playa del carmen and then short bus ride to cancun for 25 aa instead of 60. dunno maybe too much trouble.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 19, 2014, 07:06:20 PM
which red eye type flight are you talking about? seems like they all require overnights. you could take similar flights into czm and then a boat over to playa del carmen and then short bus ride to cancun for 25 aa instead of 60. dunno maybe too much trouble.

Yeah the redeyes are overnights and I'd be ok with that.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 19, 2014, 11:14:03 PM
I'm plat with Marriott, if I call Hyatt will they status match me to diamond?  Thinking of doing it to help upgrade chances in Kauai in a couple weeks.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 19, 2014, 11:40:38 PM
OK, got it worked out and I will be fine, considering I was kind of scrambling.

First off, United just let me cancel my ticket w/o a change fee. It's travel funds, but I'm sure I'll use them no problem.

Taking a redeye from SFO to IAD and then IAD to CUN on United for 17.5k (economy saver) each, get into CUN at 9am. Had to use a few Sapphire points but well worth it IMO.

On the return, had two main options:

12.5k AA points/ticket (which I had), leave at 1:00pm, get to SFO at 10pm
13.5k SW points/ticket (which required 22k Sapphire points) but leave CUN at 4:15pm and fly into Oakland at 11:30 instead.

I went w/ good ole southwest.

One question though - United hit me w/ a $50/ticket booking fee for award travel w/in 21 days. Because of the circumstances (weather) any chance I could get them to wave it? It's a separate reservation so I doubt it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2014, 06:15:40 AM

I'm plat with Marriott, if I call Hyatt will they status match me to diamond?  Thinking of doing it to help upgrade chances in Kauai in a couple weeks.

Yes, for a trial period and then if you have a ton of stays they will let you keep it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2014, 06:17:07 AM

OK, got it worked out and I will be fine, considering I was kind of scrambling.

First off, United just let me cancel my ticket w/o a change fee. It's travel funds, but I'm sure I'll use them no problem.

Taking a redeye from SFO to IAD and then IAD to CUN on United for 17.5k (economy saver) each, get into CUN at 9am. Had to use a few Sapphire points but well worth it IMO.

On the return, had two main options:

12.5k AA points/ticket (which I had), leave at 1:00pm, get to SFO at 10pm
13.5k SW points/ticket (which required 22k Sapphire points) but leave CUN at 4:15pm and fly into Oakland at 11:30 instead.

I went w/ good ole southwest.

One question though - United hit me w/ a $50/ticket booking fee for award travel w/in 21 days. Because of the circumstances (weather) any chance I could get them to wave it? It's a separate reservation so I doubt it.

Maybe since the rebooking was connected to the other cancellation that they waived :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 20, 2014, 08:05:52 AM

I'm plat with Marriott, if I call Hyatt will they status match me to diamond?  Thinking of doing it to help upgrade chances in Kauai in a couple weeks.

Yes, for a trial period and then if you have a ton of stays they will let you keep it

I won't have any stays with them but I'll do it anyway  :Carl:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2014, 08:32:24 AM

I'm plat with Marriott, if I call Hyatt will they status match me to diamond?  Thinking of doing it to help upgrade chances in Kauai in a couple weeks.

Yes, for a trial period and then if you have a ton of stays they will let you keep it

I won't have any stays with them but I'll do it anyway  :Carl:

it's nice to have there (because of lounge and spa access)
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 20, 2014, 09:14:52 AM
haven't had an spg amex in over a year but got a $200 check from them the other day saying that it was compensation or something for not previously applying points spg points in a timely manner or something. am i being hacked?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 20, 2014, 09:15:16 AM

I'm plat with Marriott, if I call Hyatt will they status match me to diamond?  Thinking of doing it to help upgrade chances in Kauai in a couple weeks.

Yes, for a trial period and then if you have a ton of stays they will let you keep it

I won't have any stays with them but I'll do it anyway  :Carl:

it's nice to have there (because of lounge and spa access)

sweet, I'm about to call them and do that, ask them to change my wife's last name on our reservation and also inform them it's our honeymoon so they give us their free honeymoon stuff.  will report back with any adorable Hyatt phone rep quotes.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 20, 2014, 09:22:11 AM
rep: hi this is sandy, how can I help you?
gfa: hi sandy, I have three things I need to talk to you about today
rep: three?  wow!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2014, 09:34:19 AM
haven't had an spg amex in over a year but got a $200 check from them the other day saying that it was compensation or something for not previously applying points spg points in a timely manner or something. am i being hacked?

I did as well. we discussed briefly ITT. it's legit. flyertalk confirmed. they had an audit and are sending checks to a bunch of delta and spg and other previous cardholders.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2014, 09:36:25 AM

I'm plat with Marriott, if I call Hyatt will they status match me to diamond?  Thinking of doing it to help upgrade chances in Kauai in a couple weeks.

Yes, for a trial period and then if you have a ton of stays they will let you keep it

I won't have any stays with them but I'll do it anyway  :Carl:

it's nice to have there (because of lounge and spa access)

sweet, I'm about to call them and do that, ask them to change my wife's last name on our reservation and also inform them it's our honeymoon so they give us their free honeymoon stuff.  will report back with any adorable Hyatt phone rep quotes.

their call center is in omaha. omaha is like the silicon valley of united states call centers because the accent here is considered to be the most neutral in the states. fun actual fact for non-omaha'ans.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 20, 2014, 09:40:09 AM
was just about to comment that their fax number is 402.  apparently my wife's last name isn't worth worrying about, but they are matching me to diamond and noted that it's our honeymoon so we get some champagne or w/e.  think I will do the same thing with starwood for the night at the st regis.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 20, 2014, 09:42:37 AM
nm starwood evidently doesn't give you the status until you complete the challenge.  what a bunch of dicks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2014, 09:48:55 AM
was just about to comment that their fax number is 402.  apparently my wife's last name isn't worth worrying about, but they are matching me to diamond and noted that it's our honeymoon so we get some champagne or w/e.  think I will do the same thing with starwood for the night at the st regis.

as a diamond you get to choose some stuff at check in as well. we got a cheese and snack tray and a bucket of hawaiin beers delivered to the room and then got a free covered lounge rental at the pool.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 20, 2014, 09:54:20 AM
was just about to comment that their fax number is 402.  apparently my wife's last name isn't worth worrying about, but they are matching me to diamond and noted that it's our honeymoon so we get some champagne or w/e.  think I will do the same thing with starwood for the night at the st regis.

as a diamond you get to choose some stuff at check in as well. we got a cheese and snack tray and a bucket of hawaiin beers delivered to the room and then got a free covered lounge rental at the pool.

I like all of that
Title: Re: How Many Credit Cards Do You Have?
Post by: CNS on October 20, 2014, 09:57:10 AM
IHG offering 60k pts in a CC offer.  Spend $1000 in three months.  I mean, sounds super easy, but is 60k of IHG points even worth much?  Also, one night free stay per year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2014, 10:01:30 AM
IHG offering 60k pts in a CC offer.  Spend $1000 in three months.  I mean, sounds super easy, but is 60k of IHG points even worth much?  Also, one night free stay per year.

that's about standard. they are worth probably more than Hilton and about equal to marriott points. pretty meh. easy to get top tier status though (but it's pretty meh as well). I think they usually have a 70k offer floating around.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 20, 2014, 10:10:55 AM
IHG had some pretty cheap redemptions last I looked but it was a couple years ago
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 20, 2014, 10:18:40 AM
pretty sure there is always an 80 ihg offer that's always out there. maybe google it if you want an ihg card.

also, two hundred dollars is a pretty good amount of money for whatever amex didn't do quite right but i'll def take it.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 20, 2014, 10:20:15 AM
I had a lovely conversation w/ both the United and Hyatt reps. The United rep told me that I could use the funds from my cancellation to go to Asia, Paris, or wherever. Then he tried to sell me on visiting Normandy beach when I went to Paris.

The Hyatt lady flat out told me that Hyatt all-inclusives don't require a deposit, so next time I should just book a bunch of dates and cancel the ones I don't want like you can on a regular hotel. Not sure if every all-inclusive has this policy but it seemed funny that the Hyatt rep was encouraging this practice.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 20, 2014, 10:23:45 AM
Also, I'm going to hate the new United dollar-based mileage earning. I have enough miles for silver in 2014 but not enough dollars (and probably won't). My last trip earned me 17122 miles on a $920 ticket, which ain't gonna happen next year. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2014, 10:34:09 AM
yeah, hyatt phone reps are absolutely BITB. you maybe got re-routed to a hyatt rep with that United call. united people are usually awful and require a lot of hand holding. maybe they just improved their call center recently.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on October 20, 2014, 11:00:16 AM
sounds like i need to go out to that mailbox thing and see if i won some money
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 20, 2014, 01:22:21 PM
IHG offering 60k pts in a CC offer.  Spend $1000 in three months.  I mean, sounds super easy, but is 60k of IHG points even worth much?  Also, one night free stay per year.

i think you can find 90k if you look.  you used to could, anyways.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 20, 2014, 01:26:31 PM
80k, i guess.

http://www.flyertalk.com/forum/chase-ultimate-rewards/1282804-80k-points-no-fee-1st-yr-ihg-rewards-priority-club-visa-mc.html
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 20, 2014, 01:27:50 PM
the 80k btw is worth at least $400.  possibly more like $600 if you redeem well.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on October 20, 2014, 01:51:18 PM
maybe they just improved their call center recently.

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on October 20, 2014, 09:01:54 PM
I applied for the chase ink plus 70k online and didn't get instantly approved. How mumped am i?
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on October 20, 2014, 10:56:01 PM
Hey, WW, I hope you used MichiganCat's Chase Ink referral link for 70k URs for that credit card. (https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FBGY&CELL=6LDK&MSC=1515957531 (https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FBGY&CELL=6LDK&MSC=1515957531)) Doing so will enable Rusty to get 10k URs so he can keep taking the Li'l 'Cats on family vacations to Cabo.

If and only if Rusty's link has been filled out by more than five people, all others interested in capitalizing on all the sexy travel you can complete with 70k URs should use noted 'Cat enthusiast WonderMeal's link, posted below. Only three more referrals are available, so act fast.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FBGY&CELL=6LDK&MSC=1513843158 (https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FBGY&CELL=6LDK&MSC=1513843158)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 21, 2014, 02:09:22 AM
I applied for the chase ink plus 70k online and didn't get instantly approved. How mumped am i?

prolly not mumped at all.  especially since it's a business card, sometimes they want a human to look at something.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 24, 2014, 10:31:23 AM
One question though - United hit me w/ a $50/ticket booking fee for award travel w/in 21 days. Because of the circumstances (weather) any chance I could get them to wave it? It's a separate reservation so I doubt it.

Quote
Dear michigancat:

 

Thank you for contacting United Airlines.

 

I apologize for the delayed response.  Due to recent demand we have fallen behind.

 

I am sorry your plans for Los Cabos could not materialize.

 

As per your request, I have submitted for refund the two $50 close in booking fees on reservation */////.  Allow two to three weeks for processing.

 

The loyalty you demonstrate as a Premier Silver MileagePlus member does not go unnoticed.  Please know that we appreciate your business and look forward to welcoming you on board your upcoming United Airlines flights.

 

Regards,

 

Steven Henry

United Airlines

:gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 24, 2014, 10:32:22 AM
told ya!
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 27, 2014, 09:50:29 AM
need some credit card consulting once again from my gE friends.  Currently $4k spend away from my next 25k bonus (rounding out the 100k total bonus) for BA Chase card, so I need to be thinking about what's next 

Goal for early 2015: SW airlines double 50k bonus to work towards Companion Pass (but I think I just have to be lucky to have the 50k bonuses available/offered early during the calendar year...right?)


Also, later today I'll be calling in to cancel recent cards used just for bonuses, all through Chase (Marriott 70k, Hyatt 2 free nights, and an old no-fee Sapphire card they opened when I cancelled the plus).  Shouldn't be any issue with any of these cards of losing a bonus that's already earned, right?  Anyone ever cancelled multiple cards on the same call?  Curious to how they'll treat me for cancelling 3/4 cards I have with them...

Also, recently hit my AmEx SPG 30k bonus, but will probably keep the card until the next year's fee comes up as a regular spend card.  Going to also call in on my AA AmEx and try to get the statement credit for 5 purchases or whatever they throw at me every year.  If not, I'll just cancel that one.

Anything else out there worth it? 
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on October 27, 2014, 10:18:45 AM
What's the deal with that AE Platinum thing?  Offer is 100,000 points but I'm not sure if they're useful or not.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2014, 10:26:21 AM
What's the deal with that AE Platinum thing?  Offer is 100,000 points but I'm not sure if they're useful or not.

they are fairly useful but not as valuable as UR. can transfer to BA, Delta, SPG (though at a reduced redemption), some others.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2014, 10:28:09 AM
need some credit card consulting once again from my gE friends.  Currently $4k spend away from my next 25k bonus (rounding out the 100k total bonus) for BA Chase card, so I need to be thinking about what's next 

Goal for early 2015: SW airlines double 50k bonus to work towards Companion Pass (but I think I just have to be lucky to have the 50k bonuses available/offered early during the calendar year...right?)


Also, later today I'll be calling in to cancel recent cards used just for bonuses, all through Chase (Marriott 70k, Hyatt 2 free nights, and an old no-fee Sapphire card they opened when I cancelled the plus).  Shouldn't be any issue with any of these cards of losing a bonus that's already earned, right?  Anyone ever cancelled multiple cards on the same call?  Curious to how they'll treat me for cancelling 3/4 cards I have with them...

Also, recently hit my AmEx SPG 30k bonus, but will probably keep the card until the next year's fee comes up as a regular spend card.  Going to also call in on my AA AmEx and try to get the statement credit for 5 purchases or whatever they throw at me every year.  If not, I'll just cancel that one.

Anything else out there worth it?

50k SW bonuses are available now

UR points may dissapear if that is your only UR card

Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on October 27, 2014, 10:30:43 AM
What's the deal with that AE Platinum thing?  Offer is 100,000 points but I'm not sure if they're useful or not.

they are fairly useful but not as valuable as UR. can transfer to BA, Delta, SPG (though at a reduced redemption), some others.

Hey that's pretty good for a $3k spend though.  Like I imagine I'd prefer 100k AE points for $3k spend than even 70k UR for $5k spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 27, 2014, 10:37:16 AM

50k SW bonuses are available now

UR points may dissapear if that is your only UR card

Knew I needed that UR card.

Regarding the SW points, don't you want to earn the points all in the same calendar year and next year would be best because as soon as I hit the amount needed for companion, it becomes valid for the rest of that year and the next year?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2014, 10:51:24 AM
What's the deal with that AE Platinum thing?  Offer is 100,000 points but I'm not sure if they're useful or not.

they are fairly useful but not as valuable as UR. can transfer to BA, Delta, SPG (though at a reduced redemption), some others.

Hey that's pretty good for a $3k spend though.  Like I imagine I'd prefer 100k AE points for $3k spend than even 70k UR for $5k spend.

A) I would value 70k UR higher than 100k MR but that comes down to what you like to use them for
B) Check the annual fee on that AMex Plat card
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on October 27, 2014, 11:02:16 AM
What's the deal with that AE Platinum thing?  Offer is 100,000 points but I'm not sure if they're useful or not.

they are fairly useful but not as valuable as UR. can transfer to BA, Delta, SPG (though at a reduced redemption), some others.

Hey that's pretty good for a $3k spend though.  Like I imagine I'd prefer 100k AE points for $3k spend than even 70k UR for $5k spend.

A) I would value 70k UR higher than 100k MR but that comes down to what you like to use them for
B) Check the annual fee on that AMex Plat card

Roger.  (I like to use them for like Delta or United flights.  Occasionally SW, and occasionally for a rental car.)  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on October 28, 2014, 08:18:13 PM
Got the Chase Ink Plus.  Whew.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on October 31, 2014, 01:24:36 PM
need some credit card consulting once again from my gE friends.  Currently $4k spend away from my next 25k bonus (rounding out the 100k total bonus) for BA Chase card, so I need to be thinking about what's next 

Goal for early 2015: SW airlines double 50k bonus to work towards Companion Pass (but I think I just have to be lucky to have the 50k bonuses available/offered early during the calendar year...right?)


Also, later today I'll be calling in to cancel recent cards used just for bonuses, all through Chase (Marriott 70k, Hyatt 2 free nights, and an old no-fee Sapphire card they opened when I cancelled the plus).  Shouldn't be any issue with any of these cards of losing a bonus that's already earned, right?  Anyone ever cancelled multiple cards on the same call?  Curious to how they'll treat me for cancelling 3/4 cards I have with them...

Also, recently hit my AmEx SPG 30k bonus, but will probably keep the card until the next year's fee comes up as a regular spend card.  Going to also call in on my AA AmEx and try to get the statement credit for 5 purchases or whatever they throw at me every year.  If not, I'll just cancel that one.

Anything else out there worth it?

50k SW bonuses are available now

UR points may dissapear if that is your only UR card

Quote
Regarding the SW points, don't you want to earn the points all in the same calendar year and next year would be best because as soon as I hit the amount needed for companion, it becomes valid for the rest of that year and the next year?

SD? ^^^
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 31, 2014, 01:38:17 PM
need some credit card consulting once again from my gE friends.  Currently $4k spend away from my next 25k bonus (rounding out the 100k total bonus) for BA Chase card, so I need to be thinking about what's next 

Goal for early 2015: SW airlines double 50k bonus to work towards Companion Pass (but I think I just have to be lucky to have the 50k bonuses available/offered early during the calendar year...right?)


Also, later today I'll be calling in to cancel recent cards used just for bonuses, all through Chase (Marriott 70k, Hyatt 2 free nights, and an old no-fee Sapphire card they opened when I cancelled the plus).  Shouldn't be any issue with any of these cards of losing a bonus that's already earned, right?  Anyone ever cancelled multiple cards on the same call?  Curious to how they'll treat me for cancelling 3/4 cards I have with them...

Also, recently hit my AmEx SPG 30k bonus, but will probably keep the card until the next year's fee comes up as a regular spend card.  Going to also call in on my AA AmEx and try to get the statement credit for 5 purchases or whatever they throw at me every year.  If not, I'll just cancel that one.

Anything else out there worth it?

50k SW bonuses are available now

UR points may dissapear if that is your only UR card

Quote
Regarding the SW points, don't you want to earn the points all in the same calendar year and next year would be best because as soon as I hit the amount needed for companion, it becomes valid for the rest of that year and the next year?

SD? ^^^

you want to EARN them all in one year but ideally have them post in January so you essentially get 2 years of companion pass.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 03, 2014, 09:30:16 PM
Grand Hyatt Kauai:

O

M

G
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on November 03, 2014, 11:17:39 PM
Grand Hyatt Kauai:

O

M

G

tell me more
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 04, 2014, 01:39:33 AM
everything I thought it could be and more
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 04, 2014, 07:38:11 AM
I may have like 30 delta drink coupons coming that I won't be able to use before they expire (no idea how long they are going to be valid) so if any of you drunk delta studs want them I'll mail them to you (unless they don't expire for like two years then I'm boozing all of them)
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on November 04, 2014, 07:39:08 AM
it's @mocat
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 04, 2014, 07:43:40 AM
it's @mocat

also @'taterblast
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on November 04, 2014, 08:01:10 AM
I may have like 30 delta drink coupons coming that I won't be able to use before they expire (no idea how long they are going to be valid) so if any of you drunk delta studs want them I'll mail them to you (unless they don't expire for like two years then I'm boozing all of them)

how did you happen upon 30 of them? i'll take a few if you don't want them!  :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 04, 2014, 08:38:24 AM
I may have like 30 delta drink coupons coming that I won't be able to use before they expire (no idea how long they are going to be valid) so if any of you drunk delta studs want them I'll mail them to you (unless they don't expire for like two years then I'm boozing all of them)

how did you happen upon 30 of them? i'll take a few if you don't want them!  :drool:

booking my company's business travel (goEMAW).

https://skybonus.delta.com/mainMenu.sb?Region_Code=NA&POS_Country_Code=US&Actor=Corporate&Code=BIZ&Language=EN

I had 35k of these points sitting around I was never going to use so I decided to just cash 30k of them in for 30 drink coupons and drink as many as I could and give the rest to you guys.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on November 05, 2014, 09:38:06 AM
The CSP referral bonus is done, I assume, since I can't find any info on it?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 05, 2014, 10:54:14 AM
helicopter tour pilot: where you folks staying?
me: the grand hyatt
pilot: and you left?

:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2014, 12:28:09 PM
The CSP referral bonus is done, I assume, since I can't find any info on it?

https://www.chasereferafriend.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2014, 02:45:29 PM
@michigancat!!!!

http://thegate.boardingarea.com/oakland-maui-100-way/
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 05, 2014, 02:49:37 PM
@michigancat!!!!

http://thegate.boardingarea.com/oakland-maui-100-way/

Tuesday/Thursday only and I have no vacation. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2014, 03:01:21 PM
@michigancat!!!!

http://thegate.boardingarea.com/oakland-maui-100-way/

Tuesday/Thursday only and I have no vacation. :frown:

how do you have no vacation? do you work in a non-union WV coal mine or on a farm or something?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 05, 2014, 03:20:28 PM
@michigancat!!!!

http://thegate.boardingarea.com/oakland-maui-100-way/

Tuesday/Thursday only and I have no vacation. :frown:

how do you have no vacation? do you work in a non-union WV coal mine or on a farm or something?

I'm going to Cancun on Friday (:cool:) and not everyone works for Euros
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 05, 2014, 08:49:06 PM
Any pros/cons to getting a checking account at Chase for just regular banking?  Like would it make future credit card apps go better and/or would I be foregoing any sort of bonus situation in the future that I could get for opening an account?
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on November 05, 2014, 09:18:33 PM
Any pros/cons to getting a checking account at Chase for just regular banking?  Like would it make future credit card apps go better and/or would I be foregoing any sort of bonus situation in the future that I could get for opening an account?
You after that $200, son?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 05, 2014, 10:53:10 PM
Any pros/cons to getting a checking account at Chase for just regular banking?  Like would it make future credit card apps go better and/or would I be foregoing any sort of bonus situation in the future that I could get for opening an account?
You after that $200, son?

I'll take it, but I'm really just needing a local bank.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 06, 2014, 06:15:37 AM
I'm sure it's fine.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on November 06, 2014, 11:14:45 AM
helicopter tour pilot: where you folks staying?
me: the grand hyatt
pilot: and you left?

:lol:

keep these amazing anecdotes coming, GFA
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 06, 2014, 11:32:00 AM
helicopter tour pilot: where you folks staying?
me: the grand hyatt
pilot: and you left?

:lol:

keep these amazing anecdotes coming, GFA

sorry mocat I just had the one hilarious helicopter pilot (Marty)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 06, 2014, 11:39:29 AM
how much does it cost to eat/drink while you're there?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 06, 2014, 12:33:21 PM
Kauai?  just shitloads
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 06, 2014, 01:38:59 PM
It's normal'ish prices away from the resort. We always grab like 4 six packs of local beer on our way to the resort and load our room fridge with it.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 06, 2014, 02:58:55 PM
guys, I read reviews about this hyatt in cancun I'm going to and there was something about people reserving cabanas at 4:30 am? WTF? I just want to drink fruity drinks in the sun.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 06, 2014, 02:59:46 PM
Well, I'm sure you can have them idiot
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 06, 2014, 03:01:14 PM
GODDAM, I DIDN'T WANT TO PLAN ANYTHING AND I WANTED TO DRINK ON A CABANA
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on November 06, 2014, 03:01:26 PM
They should have a 1 cabana per guest ratio at all times. That way you don't have to reserve one. Seems pretty simple really when you break it down.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 06, 2014, 03:04:13 PM
I'm pretty sure kauai is closer to you than Cancun anyway
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 06, 2014, 03:06:10 PM
I'm pretty sure kauai is closer to you than Cancun anyway

definitely is, it's complicated
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on November 06, 2014, 03:07:32 PM
Your cabana number is the same as your room number. Bam. Problem solved.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 06, 2014, 10:41:20 PM
sd is right, lot of cheaper stuff away from resorts which is where we've had our lunches and a couple dinners. heck even our two "fancy" dinners were only $100-150 so even that wasn't awful.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 06, 2014, 10:50:34 PM
for example right now I'm eating saiman noodles in Lihue and its breathtaking and I think it will cost me 8 dollars
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 06, 2014, 10:51:47 PM
Kauai?  just shitloads

so basically this was a lie and I'm not sure why I posted it
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 06, 2014, 10:54:26 PM
That seems very active
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 06, 2014, 10:59:04 PM
if you just want to lie on a beach like a dork go to cancun. if you want to visit probably the best place on earth visit Kauai. it's up to you here michcat.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 06, 2014, 11:00:50 PM
Sounds great, I think I'll do that
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on November 07, 2014, 07:54:01 AM
The CSP referral bonus is done, I assume, since I can't find any info on it?

https://www.chasereferafriend.com/

Apparently it closed on Nov 1 but will be opening back up on Nov 17.  Agent said we should see a banner start to appear when we log in.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 07, 2014, 08:53:53 AM
Quote
Regarding the SW points, don't you want to earn the points all in the same calendar year and next year would be best because as soon as I hit the amount needed for companion, it becomes valid for the rest of that year and the next year?

SD? ^^^
you want to EARN them all in one year but ideally have them post in January so you essentially get 2 years of companion pass.
[/quote]

SO, the best way to go about this.  Obviously the Premier Personal card for 50k.  Then do you try for the non-premier personal card or just go with the business card?

I tried getting the Ink Business and didn't get approved... Thought people made it sound like a cakewalk, so I threw in an application w/ my SSN and a "bogus" business, but didn't get approved.  Is the SW business card going to be the same in terms of getting approved?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 07, 2014, 10:15:25 AM
good christ, get a grip gfa.
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on November 07, 2014, 03:55:52 PM

Grand Hyatt Kauai:

O

M

G

Yep can also confirm. It was awesome. That said, the wife and I both loved the Andaz Maui even more. It was had better views and wasn't a 10 minute walk to the car. Overall we liked Kauai more than Maui but the Andaz was OMG awesome.

(http://tapatalk.imageshack.com/v2/14/11/07/3915482a240c3d9358702c8168c8a38b.jpg)


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 07, 2014, 04:00:09 PM
Valet son
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 07, 2014, 06:12:29 PM
good christ, get a grip gfa.

you get a grip
Title: Re: How Many Credit Cards Do You Have?
Post by: SpudCat on November 08, 2014, 09:27:47 AM

Valet son

Yeah yeah. Put it this way then: not a 7 minute walk from room to valet.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 09, 2014, 10:13:32 PM
our room was relatively close to the car.  we were on the 5th floor like 2 doors down from the grand club which was nice for breakfast and grabbing snacks.  their grand club is awesome.

st regis is a sick hotel but think I liked the hyatt better overall, the st regis needs some updating in areas and overall liked the laid back feel of the hyatt more, st regis is v stuffy.  plus their valet lost the boogie boards we rented which pissed me off.  still a great hotel though, was fun to stay there a night.  the view from their hotel/beach is incredible.

did a couple small hikes into the canyon and up the na pali, spent a lot of time on the beach, checked out some of the waterfalls, did a lot of snorkeling and boogie boarding.  loved the heli tour.  great trip, will def go back.  thanks to all who posted suggestions in here/travel thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on November 17, 2014, 02:31:16 PM
i think SD's and michcat's CSP referral links are expired (?). if so i just got an email with a referral link if anyone is thinking about getting one and giving mocat 5000 URs for Christmas
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 17, 2014, 02:33:20 PM
3 fine folks got me 30k UR points for that Ink referral. thanks, friends. :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 17, 2014, 02:43:25 PM
3 fine folks got me 30k UR points for that Ink referral. thanks, friends. :cool:

(http://www.quickmeme.com/img/15/154b3c9c7d698a21c8f731cfdfdc0b6dfc139703611443309fd8369b8a33002c.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 18, 2014, 07:12:28 AM
grumblings either the sign up bonus is going down (unlikely imo) or the min spend is going up (more likely) on the CSP  so if you have been putting it off now is the time to get it. Yep, confirmed the min spend went up to $4k. pretty meh.

Also, the Freedom (no fee card that also earns UR points if you have an Ink or CSP) has raised the sign up bonus to 20k again. Let me know if anyone wants a referral link  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 19, 2014, 04:47:25 PM
If anyone isn't signed up for SW miles and wants to (doesn't hurt, never have to fly them) I can send 4 people referrals and I get 500 miles per. PM name and email if you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 21, 2014, 04:12:24 PM
Also, the Freedom (no fee card that also earns UR points if you have an Ink or CSP) has raised the sign up bonus to 20k again. Let me know if anyone wants a referral link  :fatty:

you and michigan should both send me links and then wait on pins and needles to see who i pick.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 21, 2014, 04:25:26 PM
Also, the Freedom (no fee card that also earns UR points if you have an Ink or CSP) has raised the sign up bonus to 20k again. Let me know if anyone wants a referral link  :fatty:

you and michigan should both send me links and then wait on pins and needles to see who i pick.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FBMN&CELL=6TY7&MSC=1444196666
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2014, 07:17:46 PM
Sys, let me know if you want my link instead.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 21, 2014, 08:37:23 PM
Sys, let me know if you want me link instead.

i should probably have both links so i can judge them on their merits.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2014, 09:47:07 PM
Ok
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2014, 09:48:25 PM
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FBMN&CELL=6TY7&MSC=1514796484
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 22, 2014, 02:31:59 PM
it just occurred to me that if you people can refer people, i probably can too.  so i think i'm going to refer my wife.  sorry.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 22, 2014, 02:41:29 PM
you have to have the card to refer her though
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 22, 2014, 02:42:02 PM
I referred my wife, too. I think it's a good plan.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 22, 2014, 02:42:38 PM
*assuming it still works with her being an authorized user on my card
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 22, 2014, 02:44:17 PM
chasereferafriend.com
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 22, 2014, 02:45:13 PM
I mean, she was approved via my referral, I'm just bit sure I'll get the bonus.

I guess all you need to be an authorized user is a name, so it should work
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 22, 2014, 02:47:26 PM
I mean, she was approved via my referral, I'm just bit sure I'll get the bonus.

I guess all you need to be an authorized user is a name, so it should work

make sure there isn't any address qualification either. I've never read the terms.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 22, 2014, 02:52:31 PM
you have to have the card to refer her though

you have to have the same card as is referred?  so i can't refer her for a freedom from my csp?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 22, 2014, 02:55:20 PM
never mind, i looked it up.  you can't.  that sucks.


so i guess i'll use one of your links after all.  i'll flip a coin.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 23, 2014, 03:31:59 PM
I referred a friend last week personally.  Forgot to consider getting referral points for it.  Dumb on my part. 

So Sys, I guess if you don't want to pick between michigan and sd, you can pick me.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 23, 2014, 03:33:54 PM
If anyone isn't signed up for SW miles and wants to (doesn't hurt, never have to fly them) I can send 4 people referrals and I get 500 miles per. PM name and email if you want.

If you tell me how to get SW Companion Pass, I'll sign up  using your link.

I've asked on this thread before, but didn't get much help.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 23, 2014, 03:44:04 PM
So Sys, I guess if you don't want to pick between michigan and sd, you can pick me.

tell me your views on dogs, snakes, private ownership of native and non-native wildlife, etc.  also, include your link.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 24, 2014, 06:16:31 AM

If anyone isn't signed up for SW miles and wants to (doesn't hurt, never have to fly them) I can send 4 people referrals and I get 500 miles per. PM name and email if you want.

If you tell me how to get SW Companion Pass, I'll sign up  using your link.

I've asked on this thread before, but didn't get much help.

You earn 110k SW miles in one year.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 24, 2014, 06:34:13 AM


If anyone isn't signed up for SW miles and wants to (doesn't hurt, never have to fly them) I can send 4 people referrals and I get 500 miles per. PM name and email if you want.

If you tell me how to get SW Companion Pass, I'll sign up  using your link.

I've asked on this thread before, but didn't get much help.

You earn 110k SW miles in one year.

Obviously 50k through personal card but for the business card for the 2nd 50k? I tried the Ink Plus biz card and got denied. So am I going to run into the same problem with the SW biz?  And is it best to apply for them on the same day or separately (wait until you get the 50k on one then go for the other)?

tia


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 24, 2014, 07:40:44 AM
I don't think Chase allows you to apply for multiple cards on the same day. there are two SW personal cards though. Apply for the one with the higher annual fee, make the min spend, apply for the other one, if they ask you why say you want the lower annual fee (or if you go in reverse say you want the higher annual bonus miles). Then you'll have like 104k since the annual spend is $2k on each (I think). Then you'll have to either actually fly SW and get some miles or get some through their shopping portal or spend another $6k on either card and you're done. Also note that UR points transferred to SW don't count towards the 110k. Also this has actually all been covered a lot in this thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on November 24, 2014, 08:17:38 AM

I don't think Chase allows you to apply for multiple cards on the same day. there are two SW personal cards though. Apply for the one with the higher annual fee, make the min spend, apply for the other one, if they ask you why say you want the lower annual fee (or if you go in reverse say you want the higher annual bonus miles). Then you'll have like 104k since the annual spend is $2k on each (I think). Then you'll have to either actually fly SW and get some miles or get some through their shopping portal or spend another $6k on either card and you're done. Also note that UR points transferred to SW don't count towards the 110k. Also this has actually all been covered a lot in this thread.
Only like 20 times SD. High praise for being nice tho
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 24, 2014, 09:16:18 AM
I don't think Chase allows you to apply for multiple cards on the same day. there are two SW personal cards though. Apply for the one with the higher annual fee, make the min spend, apply for the other one, if they ask you why say you want the lower annual fee (or if you go in reverse say you want the higher annual bonus miles). Then you'll have like 104k since the annual spend is $2k on each (I think). Then you'll have to either actually fly SW and get some miles or get some through their shopping portal or spend another $6k on either card and you're done. Also note that UR points transferred to SW don't count towards the 110k. Also this has actually all been covered a lot in this thread.

Thanks, SD.  I'll pm my info for referral link for SW card.


Only like 20 times SD. High praise for being nice tho

Yes, I knew the basics.  Just a lot easier to get a refresher by asking, rather than using a shitty search or manually scrolling through all pages.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 24, 2014, 09:19:41 AM
So Sys, I guess if you don't want to pick between michigan and sd, you can pick me.

tell me your views on dogs, snakes, private ownership of native and non-native wildlife, etc.  also, include your link.


Dogs = golden retrievers and labs over everything
Snakes = gtfo
Private ownership of native and non-native wildlife = very pro.  idea for a future business of mine is to rent out exotic animals for parties, events, as dates, etc.  Might call it "Bear with Me".

anyways, went to that chase refer a friend site and said i wasn't eligible, guess it's b/c i went down to the regular Chase Sapphire rather than Preferred to keep my UR points but avoid the annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on November 24, 2014, 09:38:28 AM
the snake response rendered you ineligible, too :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 25, 2014, 07:03:24 AM
If anyone isn't signed up for SW miles and wants to (doesn't hurt, never have to fly them) I can send 4 people referrals and I get 500 miles per. PM name and email if you want.

Hi SD.  Can I get a link?  PM'd you my name and email.  TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2014, 07:17:40 AM
If anyone isn't signed up for SW miles and wants to (doesn't hurt, never have to fly them) I can send 4 people referrals and I get 500 miles per. PM name and email if you want.

Hi SD.  Can I get a link?  PM'd you my name and email.  TIA.

Sent. Actually sent two things. One to sign up for SW Rapid Rewards and one referral for the card. If anyone else wants one let your bud sd know  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 25, 2014, 08:24:52 AM
Roomer is offering $25 credit for being referred to sign-up.  Discounted hotel booking site, place to buy/sell hotel resys that others can't use, etc..

Link to sign-up and receive $25 credit: http://goo.gl/NyNA13
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 25, 2014, 08:45:33 AM
I don't think Chase allows you to apply for multiple cards on the same day. there are two SW personal cards though. Apply for the one with the higher annual fee, make the min spend, apply for the other one, if they ask you why say you want the lower annual fee (or if you go in reverse say you want the higher annual bonus miles). Then you'll have like 104k since the annual spend is $2k on each (I think). Then you'll have to either actually fly SW and get some miles or get some through their shopping portal or spend another $6k on either card and you're done. Also note that UR points transferred to SW don't count towards the 110k. Also this has actually all been covered a lot in this thread.

i think (not going to research) that transferred marriott miles do count.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2014, 09:04:55 AM
I don't think Chase allows you to apply for multiple cards on the same day. there are two SW personal cards though. Apply for the one with the higher annual fee, make the min spend, apply for the other one, if they ask you why say you want the lower annual fee (or if you go in reverse say you want the higher annual bonus miles). Then you'll have like 104k since the annual spend is $2k on each (I think). Then you'll have to either actually fly SW and get some miles or get some through their shopping portal or spend another $6k on either card and you're done. Also note that UR points transferred to SW don't count towards the 110k. Also this has actually all been covered a lot in this thread.

i think (not going to research) that transferred marriott miles do count.

I think you are correct
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 25, 2014, 02:16:23 PM
Any pros/cons to getting a checking account at Chase for just regular banking?  Like would it make future credit card apps go better and/or would I be foregoing any sort of bonus situation in the future that I could get for opening an account?
You after that $200, son?

I'll take it, but I'm really just needing a local bank.

I found I had a thing from the post office when I changed my address for $125 when opening an account, so I went to Chase.  Didn't seem to be worth it as they had zero people who could help when I went in on my way to the gym, and it took about 30 minutes to get it done stopping in on my way back.  And that was an expedited process since they had all my info from credit cards.  Was it because I was wearing a hoodie?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 26, 2014, 04:04:40 PM
the snake response rendered you ineligible, too :frown:

he hit the private ownership of wildlife question out of the park.  he would have been a contender.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 26, 2014, 10:36:35 PM
This promo code will currently get you free wifi on swa:

http://slickdeals.net/f/7426614-free-in-flight-wifi-on-southwest-airlines?p=72167388&utm_source=dealalerts&utm_medium=em-i&utm_term=3782&utm_content=u958712&utm_campaign=tu14

also so my wife is allergic to peanuts and swa considers this a "disability" and she got a pre board pass because of it and they let me on early too so we got bulkhead seats with legroom. so anyway if you want to skip their stupid line and get whatever seat you want just tell them you're allergic to peanuts I guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 26, 2014, 11:10:45 PM
heh
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2014, 04:41:56 PM
last day to for sure get 50k SW miles. will be back later on probably. Here is a referral link in case you want to get it now:

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FBN3&CELL=6HPP&MSC=1515080106
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on December 10, 2014, 03:19:17 PM
Need bus. class tickets ORD-DUB.  What card works best for Aer Lingus?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2014, 03:32:56 PM
Need bus. class tickets ORD-DUB.  What card works best for Aer Lingus?

BA (but they really whore around on their partners like Alaska does so if you have a ton of some other mile you may be able to use that as well)

http://onemileatatime.boardingarea.com/2014/10/23/aer-lingus-new-business-class-updates/

http://mommypoints.boardingarea.com/2014/07/20/business-class-awards-europe-low-fees-low-miles/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 11, 2014, 12:25:55 PM
I just spent 100k SPG points for 6 nights in this monster 1,200 sq ft suite at disneyworld overlooking the boardwalk and walking distance to two of the parks. I've only got 20k spg left and the wife wants to go back in like a year or two. no way am I staying in a single room with greater than or equal to 1 kid. so you can imagine how bummed I was feeling about not having an easy way to get back to 100k+ SPG since amex took away their churnability....except I just realized it wasn't for the biz cards which you can still churn the crap out of. two new SPG biz cards on their way  :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on December 11, 2014, 01:11:17 PM
Excellent SD. I'm using AA to do our Dublin trip in April. Not Bus class but it gets me there. Right now I have 10 of our 11 nights of hotels booked with points. One town is too small for a hotel
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 11, 2014, 01:11:59 PM
Excellent SD. I'm using AA to do our Dublin trip in April. Not Bus class but it gets me there. Right now I have 10 of our 11 nights of hotels booked with points. One town is too small for a hotel

man, that sounds great
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on December 11, 2014, 02:57:17 PM
Excellent SD. I'm using AA to do our Dublin trip in April. Not Bus class but it gets me there. Right now I have 10 of our 11 nights of hotels booked with points. One town is too small for a hotel

man, that sounds made up
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on December 11, 2014, 04:00:26 PM

Excellent SD. I'm using AA to do our Dublin trip in April. Not Bus class but it gets me there. Right now I have 10 of our 11 nights of hotels booked with points. One town is too small for a hotel

man, that sounds made up
:curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 11, 2014, 06:29:19 PM
I just used the last of my SPG points to book alamo lodging at the sheraton gunter. maybe I should look into opening a business :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 12, 2014, 09:12:22 AM
I just spent 100k SPG points for 6 nights in this monster 1,200 sq ft suite at disneyworld overlooking the boardwalk and walking distance to two of the parks. I've only got 20k spg left and the wife wants to go back in like a year or two. no way am I staying in a single room with greater than or equal to 1 kid. so you can imagine how bummed I was feeling about not having an easy way to get back to 100k+ SPG since amex took away their churnability....except I just realized it wasn't for the biz cards which you can still churn the crap out of. two new SPG biz cards on their way  :Woot:

 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 15, 2014, 11:51:55 AM
I have 228k UR points. I've used them for 3 nights each at the Andaz Napa and Andaz 5th Ave in the last few months and transferred some more to United for an award booking but I'm earning them at an unbelievable rate so my total keeps growing. feels incred.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 15, 2014, 12:00:18 PM
also, lil sd now has 1,300 frontier miles
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 15, 2014, 12:00:50 PM
also, lil sd now has 1,300 frontier miles

how many spirit miles does he have?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 15, 2014, 12:03:56 PM
also, lil sd now has 1,300 frontier miles

how many spirit miles does he have?

zero any other miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 15, 2014, 12:07:49 PM
also, lil sd now has 1,300 frontier miles

how many spirit miles does he have?

zero any other miles.

No Allegiant?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 15, 2014, 12:50:38 PM
also, lil sd now has 1,300 frontier miles

how many spirit miles does he have?

zero any other miles.

No Allegiant?

In the war of discount airlines my rankings go:

frontier > SW > allegient > spirit
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 15, 2014, 12:52:41 PM
In the war of discount airlines my rankings go:

frontier > SW > allegient > spirit

:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on December 15, 2014, 12:56:21 PM
do you work as the liaison between lil sd and me booking frontier flights or can i go directly to him?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 15, 2014, 12:57:35 PM
do you work as the liaison between lil sd and me booking frontier flights or can i go directly to him?

I'm not giving you his number
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 15, 2014, 02:30:09 PM
anyone of you delta guys (mocat, blast, etc.) have any more upcoming delta flights? I have more of those drink tickets that should be at my house in the next couple days. can mail more to you or anyone else that wants some.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on December 15, 2014, 02:33:47 PM
anyone of you delta guys (mocat, blast, etc.) have any more upcoming delta flights? I have more of those drink tickets that should be at my house in the next couple days. can mail more to you or anyone else that wants some.

don't want to steal them all from mocat but yeah, i'll be kind of all over the place in january
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 15, 2014, 02:46:35 PM
anyone of you delta guys (mocat, blast, etc.) have any more upcoming delta flights? I have more of those drink tickets that should be at my house in the next couple days. can mail more to you or anyone else that wants some.

don't want to steal them all from mocat but yeah, i'll be kind of all over the place in january

OK, I'll send them once I have them. Curious what the expiration date will be. Anyone have anything the rest of December? I think I still have a few that expire 12/31.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 15, 2014, 03:25:16 PM
my travel has slowed down a bit of late; blast you can have all of them
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 16, 2014, 07:24:51 AM
IHG bought Kimpton. Makes priority club points more attractive. Other than Intercontinentals they didn't really have any destination properties but there are some pretty cool Kimptons in the US.
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on December 16, 2014, 12:38:51 PM
Is the Amex Hilton 80,000 point card worth it?


Gonna win 'em all!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 16, 2014, 12:52:23 PM
Is the Amex Hilton 80,000 point card worth it?


Gonna win 'em all!

not really. a hilton in NYC will usually run you 70k a night.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 16, 2014, 12:53:21 PM
hilton is the garbagiest of the hotel points
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 16, 2014, 12:54:05 PM
I have 210k of them and they make me want to barf  :Yuck:
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on December 16, 2014, 01:27:26 PM
It just seemed like a lot, so I thought I'd check with the experts. Thanks.


Gonna win 'em all!
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on December 16, 2014, 02:57:46 PM
I have 228k UR points. I've used them for 3 nights each at the Andaz Napa and Andaz 5th Ave in the last few months and transferred some more to United for an award booking but I'm earning them at an unbelievable rate so my total keeps growing. feels incred.
Man, I have 176k and was starting to feel pretty good about myself. The Chase churning rule changed recently right? They used to be unchurnable, but are now churnable every 3 years, am I remembering that right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 16, 2014, 03:04:57 PM
I have 228k UR points. I've used them for 3 nights each at the Andaz Napa and Andaz 5th Ave in the last few months and transferred some more to United for an award booking but I'm earning them at an unbelievable rate so my total keeps growing. feels incred.
Man, I have 176k and was starting to feel pretty good about myself. The Chase churning rule changed recently right? They used to be unchurnable, but are now churnable every 3 years, am I remembering that right?

basically I think. Also I now have 235k.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 16, 2014, 05:20:03 PM
I have 210k of them and they make me want to barf  :Yuck:

i found a good redemption in mexico city.  so now i only hate them a little instead of hating them all day, every day.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 16, 2014, 05:24:32 PM
I have 210k of them and they make me want to barf  :Yuck:

i found a good redemption in mexico city.  so now i only hate them a little instead of hating them all day, every day.

Mexico City seems like a great place to visit. Is it a great place to visit?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 16, 2014, 05:25:40 PM
Mexico City seems like a great place to visit. Is it a great place to visit?

yes.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 17, 2014, 12:15:00 AM
the only good thing I have to say about hilton is that the hampton inns have comfortable beds and good cookies.  their points suck.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 17, 2014, 08:18:15 AM
i'm hilton gold and booked my wife a standard room at the kc plaza embassy suites the other week. she went into her room and noticed a door and decided to open it. inside was a large conference room with a twelve person table, chairs, projector and large flat screen tv. that was a kind of funny upgrade.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 17, 2014, 05:06:00 PM
Hey I have an offer for American AAdvantage Platinum Select 50k + 2 Admirals Club passes and then another for American AAdvantage Gold for 50k.  Can I do both?  If not, then the Platinum?


Sent from my iPad using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 17, 2014, 05:14:41 PM
Yes
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on December 17, 2014, 07:34:51 PM
Hey I have an offer for American AAdvantage Platinum Select 50k + 2 Admirals Club passes and then another for American AAdvantage Gold for 50k.  Can I do both?  If not, then the Platinum?


Sent from my iPad using Tapatalk
Mine was that but 60k jumped all over it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 17, 2014, 07:47:47 PM
50k is the standard offer available to anyone fwiw
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on December 17, 2014, 08:12:48 PM
I recently received 80k in UR from the chase ink business card. I was pretty excited until I saw SD basically mints that crap weekly and was 3X that amount all the time. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 17, 2014, 11:15:36 PM
Damn I only got 70k and I had to go to San Diego to do it.  :(


Sent using Tapatalk Elite on iPhone 6
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 18, 2014, 01:06:56 AM
IHG bought Kimpton. Makes priority club points more attractive. Other than Intercontinentals they didn't really have any destination properties but there are some pretty cool Kimptons in the US.

I hadn't recognized Kimpton until this post.  I'm completely surrounded by them.  The Alexis' valet parking destroys the street I use to get on the highway during busy hours.

https://www.kimptonhotels.com/boutique-hotels-in-seattle
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2014, 11:02:26 AM
if you're staying at a Hyatt this weekend tweet @hyatt_concierge and tell them your stay details and they'll give you "holiday cheer" which based on availability could be:

Complimentary suite upgrades
Welcome amenities
$100 Food and Beverage Credits
“Upgraded” Rooms
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 20, 2014, 02:38:53 PM
I wish my company would put us in hyatts, they are amazing
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on December 20, 2014, 03:09:00 PM
Just  got points from Chase AA card. Is business card still out there for AA points? Referral link?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2014, 03:09:36 PM
the US Air card is now 50k after one purchase. have to pay the annual fee but it's a tiny percent of the value of the miles. miles will be AA miles soon. I can refer anyone that wants to sign up and I get 5k miles so all of you PM me with your name and email and we'll all get rich on miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2014, 03:10:14 PM
Just  got points from Chase AA card. Is business card still out there for AA points? Referral link?

not a referral but here's a link

http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp?anchorLocation=DirectURL&title=citibusiness
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on December 20, 2014, 03:10:47 PM
Just  got points from Chase AA card. Is business card still out there for AA points? Referral link?

not a referral but here's a link

http://www.aa.com/i18n/AAdvantage/earnMiles/beyondTravel/creditDebit/citi-business.jsp?anchorLocation=DirectURL&title=citibusiness
Thanks sd. Cheers.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 20, 2014, 03:19:58 PM
the US Air card is now 50k after one purchase. have to pay the annual fee but it's a tiny percent of the value of the miles. miles will be AA miles soon. I can refer anyone that wants to sign up and I get 5k miles so all of you PM me with your name and email and we'll all get rich on miles.

i have a better referral offer than steve dave's (i get 10k points instead of sd getting 5k points) so pm me instead.


disclaimer:  it's a horrible card and barclay's is a horrible bank.  you shouldn't pay the annual fee for it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2014, 03:22:36 PM
oh, yeah, I actually get 10k.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2014, 03:23:51 PM
sys, what's your beef with barclays? don't recall the reason.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 20, 2014, 03:30:48 PM
oh, yeah, I actually get 10k.

mine's still better (i get the points, not sd).
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 20, 2014, 03:35:12 PM
sys, what's your beef with barclays? don't recall the reason.

every time i call them for anything its a pain in the ass to get them to do what i want and i have to talk to like three different people and then they finally tell me they'll do it and two months go by and it hasn't been done and i have to call them back and complain that that they didn't do what they told me they'd do and it takes like half an hour to convince them they actually told me they'd do it originally before they agree to do what they told me they'd do two months ago.

talking about waiving annual fees, mostly.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2014, 04:01:03 PM
Got it. I just cancel all of the cards before the fee. I've gotten the frontier and USA sign up bonus like 4 times each.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on December 20, 2014, 08:38:22 PM
Business app submitted. Need this 50K for tix to Colorado this summer.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on December 22, 2014, 02:28:18 PM
Business app submitted. Need this 50K for tix to Colorado this summer.
Approved! Let the churnin' continue.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 23, 2014, 09:28:58 AM
one SPG member earned over 21 MILLION points this year.   How on earth???
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2014, 09:37:00 AM
one SPG member earned over 21 MILLION points this year.   How on earth???

you could stay 2,520 consecutive days (6.9 years, 5th night free) at the WDW Swan or Dolphin (your kids would go bonkers). or 1,260 days in a 1,200 sq ft suite (kids still go a little nuts)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2014, 09:40:17 AM
and if you refused housekeeping (you get 500 SPG a day, they still refresh coffee, take out trash, etc.) you would earn 1,260,000 SPG points thus allowing you to stay an additional 157 nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2014, 09:41:43 AM
can you imagine being the dylan mckay of disney world? pretty amaze.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 23, 2014, 09:42:00 AM
and if you refused housekeeping (you get 500 SPG a day, they still refresh coffee, take out trash, etc.) you would earn 1,260,000 SPG points thus allowing you to stay an additional 157 nights.
Wow, that's a great deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2014, 09:43:04 AM
and if you refused housekeeping (you get 500 SPG a day, they still refresh coffee, take out trash, etc.) you would earn 1,260,000 SPG points thus allowing you to stay an additional 157 nights.
Wow, that's a great deal.

our suite counted as 2 rooms so by refusing housekeeping we got 5,000 SPG points on our 6 night stay.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 23, 2014, 09:44:12 AM
I mean, I don't even really like housekeeping at hotels.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2014, 09:45:45 AM
I mean, I don't even really like housekeeping at hotels.

yeah, I don't need you vacuuming the carpet and cleaning the shower during my stay.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2014, 09:46:20 AM
plus they're always in there when I get back. get out of here lady.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 23, 2014, 09:48:33 AM
Sheets too tight!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 23, 2014, 09:56:39 AM
can you imagine being the dylan mckay of disney world? pretty amaze.

I don't even think mob hits are allowed in disney.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on December 25, 2014, 07:43:33 PM
I'm a hotel redempto n00b here. Mrs. WonderMeal and I are looking to have a night away from WonderMealette, WonderMeal Jr., and WonderMealina. We're looking to reserve a room in or around Boston for tomorrow.

I have ~200k UR points, but I'm not currently a member of any hotel rewards program. (We've only used our URs for flights.) Where should I stay, which hotel program will let me transfer immediately, and can you guys (SD, LSOC, etc) just pick a hotel for me?

I will repay you by prioritizing YOUR referral link next time one comes up. (Chase Sapphire Preferred and Amex coming soon...)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 25, 2014, 07:45:16 PM
Best bet is a hyatt. Should credit immediately. I'll research.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 25, 2014, 07:49:01 PM
Yeah, have a couple options for hyatt. Cat 4s which are only 15k a night. UR should transfer immediately. Just tripadvisor the properties.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 25, 2014, 07:57:11 PM
Obviously you will need to sign up for a hyatt gold passport account first
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 01, 2015, 12:34:15 AM
one way skymiles awards now bookable  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 01, 2015, 12:29:54 PM
one way skymiles awards now bookable  :love:

(http://img1.wikia.nocookie.net/__cb20091216060548/uncyclopedia/images/a/a9/Jizz-in-my-pants.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 01, 2015, 02:10:10 PM
hey, so, mocat, i guess i'm just starting from scratch for 2016 delta status? i thought i would keep the MQM's and MQD's i earned after achieving silver for '15 (didn't make it to gold) but that doesn't appear to be the case. :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 01, 2015, 02:11:43 PM
Hold on blast
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 01, 2015, 02:14:06 PM
:dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 01, 2015, 02:14:10 PM
http://deltapoints.boardingarea.com/2014/12/30/please-dont-freak-january-1st-delta/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 01, 2015, 02:14:59 PM
How on point am I with this stuff guys? Wow.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 01, 2015, 02:21:41 PM
gE... Thanks for this thread. We're on track for free flights this summer with just normal household spending. The business Chase AA came in the mail this week and AA points hit from first card.

What should I churn after Chase AA? I've already done a Hilton Honors Chase.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 01, 2015, 02:23:26 PM
HH Chase....wut
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 01, 2015, 02:23:54 PM
Citi HH? Or Amex?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 01, 2015, 02:25:56 PM
Either way, doesn't matter. You are a good time of year to get companion pass if you get a couple SW 50k cards, any UR card (CSP, Inks, Freedom combined with either of the first two but not by itself), USAir Barclay card would be a good idea because it's going away soon, has no spend requirement, and those points combine with your AA soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 01, 2015, 02:26:52 PM
Oops. Wrong cc company. Citi on all.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 01, 2015, 02:29:42 PM
Either way, doesn't matter. You are a good time of year to get companion pass if you get a couple SW 50k cards, any UR card (CSP, Inks, Freedom combined with either of the first two but not by itself), USAir Barclay card would be a good idea because it's going away soon, has no spend requirement, and those points combine with your AA soon.
Thanks. I've been getting SW offers like crazy since I started churning in September but I haven't applied. Focus has been on AA miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 01, 2015, 02:32:53 PM
If you want more AA get that Barclay USAir card
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 01, 2015, 02:52:37 PM
OK. Probably should go that route for now. AA serves my territory best. New role starts April 1. Going to be making trips to Chicago, Dallas and Houston.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 01, 2015, 02:57:43 PM
Yeah, Houston tough but the other two are AA no brainers
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 01, 2015, 03:35:13 PM
OK. Probably should go that route for now.

if you get it, you should use my referral (if it's still valid, which it might not be).  but you shouldn't get it.  just double down on citi cards.  i'm sure there are more you haven't maxed out on.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 01, 2015, 03:41:28 PM
use mine instead ipa, sys is kind of a piece of garbage about points while I help everyone out and have made lives better
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 01, 2015, 03:45:30 PM
sd is trying to sell you on a shitty card just for the points, ipa.  you should respect my honesty and use my referral if you're stupid enough to still get the card after i told you not to.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 01, 2015, 04:24:10 PM
http://deltapoints.boardingarea.com/2014/12/30/please-dont-freak-january-1st-delta/

WHEW. Thanks sd. What a perfect link. (Gogo inflight crapped out on me earlier while I was responding to this.)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 02, 2015, 08:57:55 AM
one way skymiles awards now bookable  :love:

i just want to reiterate, this is awesome. i mean you could already do some cool things with multi-stop itineraries, but now you can have flexible dates when you are finding your flights (efficiency thread!).
looking at a trip to germany & paris later this year with mrs mocat
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on January 02, 2015, 11:04:03 AM
I have like 100,000 southwest cc points and like 75,000 marriott points. we booked our wedding party at a marriott and they threw us a crap ton of points for booking almost 80 rooms for three days.  :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 08, 2015, 12:26:02 PM
i have to fly USAir next week, which i never do. so i just logged in and this pops up, telling me they're going to forfeit my miles:

Quote
We want you back. Our records show that your last activity date was more than 31 months ago. We value you as a customer and want you back flying and earning miles on US. We’re offering a last chance to stay active.

To get your miles back, you can:
Log in to your account and pay a reactivation fee
Purchase and Fly in First Class or Envoy on US Airways and earn Dividend Miles
Sign up up and use one of our credit cards

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 08, 2015, 12:54:02 PM
you should probably get that 50k US Air card anyway (this goes for everyone in the world)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 08, 2015, 01:15:43 PM
@stevedave award travel alert! Looking to PVR or SJD for 4 for spring break, April 6-10. Can be flexible on dates, but I can take a max of 5 work days off. Can fly out of SFO, OAK, or SJC. Does not necessarily need to be direct if I can have a quick connect in PHX or LA and get there while the sun's up. Keep in mind we want to do an all-inclusive so just doing a package and paying for it all may make sense.

I have approx: 200k UR, 100k Avios, 50k AAMiles, $800 United credit sitting around from a previously canceled trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 08, 2015, 01:41:46 PM
i just booked $4500 worth of stuff for a grand total of $220 (taxes). this thread kicks so much ass you guys
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 08, 2015, 02:00:50 PM
i just booked $4500 worth of stuff for a grand total of $220 (taxes). this thread kicks so much ass you guys

feels so good
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 08, 2015, 02:01:23 PM
@stevedave award travel alert! Looking to PVR or SJD for 4 for spring break, April 6-10. Can be flexible on dates, but I can take a max of 5 work days off. Can fly out of SFO, OAK, or SJC. Does not necessarily need to be direct if I can have a quick connect in PHX or LA and get there while the sun's up. Keep in mind we want to do an all-inclusive so just doing a package and paying for it all may make sense.

I have approx: 200k UR, 100k Avios, 50k AAMiles, $800 United credit sitting around from a previously canceled trip.

yeah, either doing a package or using that united credit is probably your best bet
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 08, 2015, 02:04:15 PM
you didn't even look. :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 08, 2015, 02:06:16 PM
you didn't even look. :blank:

correct, but I know all inclusives deeply discount their rooms when booked as a package. and I know that  you have that $800 sitting there that isn't going to become more or less valuable no matter how hard I look. does United do package bookings? I know some airlines do. that's probably your best bet there because you could probably get the package advantages while spending that credit.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 08, 2015, 02:06:59 PM
@stevedave award travel alert! Looking to PVR or SJD for 4 for spring break, April 6-10. Can be flexible on dates, but I can take a max of 5 work days off. Can fly out of SFO, OAK, or SJC. Does not necessarily need to be direct if I can have a quick connect in PHX or LA and get there while the sun's up. Keep in mind we want to do an all-inclusive so just doing a package and paying for it all may make sense.

I have approx: 200k UR, 100k Avios, 50k AAMiles, $800 United credit sitting around from a previously canceled trip.

If you could stretch and extra vacation day you could do this
Quote
Outbound   Inbound   Total Price(Incl. all taxes fees and carrier charges)
06:007 Apr
OAK
Line image
13:407 Apr
PVR
   
14:5014 Apr
PVR
Line image
18:3514 Apr
OAK
   
72000 Avios + $ 82More pricing options(You will see exact cost after you click 'Continue')


or if you could leave as late as the 9th you could do this

Quote
Outbound   Inbound   Total Price(Incl. all taxes fees and carrier charges)
06:009 Apr
OAK
Line image
17:059 Apr
PVR
   
14:5014 Apr
PVR
Line image
18:3514 Apr
OAK
   
72000 Avios + $ 82More pricing options(You will see exact cost after you click 'Continue')

but qualifying flight days out of OAK to PVR are not available SAT/SUN/MON/THUR   (acutally 4/6 works, but 4/13 does not)


You could also fly SFO-PVR for the period 4/8-4/14 for 90k Avios +$82.  SJC is the same as OAK.  I mwill warn you the return flights for several dates on both OAK and SJC have only 4 seats remaining...

If it were me, I'd use Avios unless you have other short haul routes you want them for, and save the United $$$ for other trips since you fly out of a United spot.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 08, 2015, 02:07:46 PM
nice work mikey
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 08, 2015, 02:09:42 PM
yes, thanks, Mikey. You're a pal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 08, 2015, 02:10:34 PM
updated my post above for SFO
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 08, 2015, 02:12:18 PM
the united vacation package is a great idea that I hadn't thought of, too.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 08, 2015, 02:13:56 PM
updated again for SJC.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on January 08, 2015, 02:14:43 PM
We're ring shopping this weekend :gulp:. I wanna pay for it straight up when I get it, but if i'm a little short, I would like to put the rest on my card for points. My gf thinks that's dumb, cause interest, but what do you think @stevedave? This thing won't be purchased till July anyways and I know stores can do no interest for a year or something like that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 08, 2015, 02:17:57 PM
OAK-SJD
Availability on THURS, still no go for SAT/SUN/APRL13

Rates look to be the same for SJD as PVR.   A few more flights each day, so you sould arrive 2hrs earlier and depart a little later.

BTW I just realized I forgot to say all these quotes are for FIRST CLASS.   So there's that....Economy either not available or limited.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 08, 2015, 02:19:41 PM
Kinda tempting to fly home alone style
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 08, 2015, 02:20:43 PM
Kinda tempting to fly home alone style

that could make for a very un-fun spring break.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 08, 2015, 02:24:07 PM
Kinda tempting to fly home alone style

that could make for a very un-fun spring break.
I mean with kids in coach and me in first
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 08, 2015, 02:33:41 PM
Kinda tempting to fly home alone style

that could make for a very un-fun spring break.
I mean with kids in coach and me in first

ah....I see nothing wrong with that so long as they can hold their own bottles.  carry on.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 08, 2015, 02:54:09 PM
wrong thread wacky  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on January 08, 2015, 02:54:43 PM
wrong thread wacky  :lol:
:D
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 08, 2015, 02:55:19 PM
you guys i went with the hotel du louvre. i know i know i know, its not the vendome. but i did what i could.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 08, 2015, 03:03:58 PM
We're ring shopping this weekend :gulp:. I wanna pay for it straight up when I get it, but if i'm a little short, I would like to put the rest on my card for points. My gf thinks that's dumb, cause interest, but what do you think @stevedave? This thing won't be purchased till July anyways and I know stores can do no interest for a year or something like that.

I think it's dumb (because interest)
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on January 08, 2015, 03:17:33 PM
 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 08, 2015, 03:18:33 PM
but you should definitely put all of it on the card that you can pay off without paying any interest.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 08, 2015, 03:26:37 PM
We're ring shopping this weekend :gulp:. I wanna pay for it straight up when I get it, but if i'm a little short, I would like to put the rest on my card for points. My gf thinks that's dumb, cause interest, but what do you think @stevedave? This thing won't be purchased till July anyways and I know stores can do no interest for a year or something like that.

How long until you get married? Get some kind of plan where you have no interest for that long and then just use her money to pay it off once you are married (because then what's hers is yours).
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 08, 2015, 03:27:58 PM
wacky start a ring thread and i can help you out. this is sacred ground where we can brag about points and miles redemptions and whatnot
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 11, 2015, 04:41:36 PM
http://deltapoints.boardingarea.com/2014/12/30/please-dont-freak-january-1st-delta/

 :impatient:
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on January 12, 2015, 09:11:21 PM
Thanks to this thread, WMSis is now the proud owner of a SW Companion Pass. #blessed

In other news, I keep getting emails from USAir saying my miles are going to expire if I don't use them soon. There's no way for me to book an AA flight with them yet, is there? Would love to fly into MHK, but everything I've said says the miles won't change to AA until the second quarter of '15.

Finally, I need an Amex. What's an acceptable offer for Amex, or should I wait until a particularly good one comes out? I've seen 50k a bunch, but I'm not sure if that's worth it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 12, 2015, 09:28:05 PM
yes you can book AA flights with usair miles. it has to be roundtrip but just go to the us airways sight, login, check the book with miles box and go to town.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 14, 2015, 11:36:33 AM
http://deltapoints.boardingarea.com/2014/12/30/please-dont-freak-january-1st-delta/

 :impatient:

:impatient:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 15, 2015, 09:15:29 AM
http://www.flyertalk.com/forum/delta-air-lines-skymiles/1643883-rollover-finally-posting-10.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 15, 2015, 09:15:41 AM
Hang in there blast
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 15, 2015, 09:36:40 AM
they're not going anywhere blastypants
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on January 15, 2015, 09:40:06 PM
Finally, I need an Amex. What's an acceptable offer for Amex, or should I wait until a particularly good one comes out? I've seen 50k a bunch, but I'm not sure if that's worth it.

So 50k?

Also, thanks RowdyBoyy. Can you pick me up from MHK in a few weeks?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 16, 2015, 07:30:01 AM
what kind of points do you want? sounds like you don't care but darn it you want an amex
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2015, 08:37:11 AM
Do you need Amex MR points or just any amex?
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on January 16, 2015, 08:43:58 AM
what kind of points do you want? sounds like you don't care but darn it you want an amex

I guess I didn't know there were different kinds of Amex points. My work requires that I use an Amex for work expenses (plus CostCo), so I'm trying to maximize the benefit, I guess.

Redemptos will probably be used for domestic hotels and flights. Not ideal, but them's the breaks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2015, 08:57:48 AM
SPG Amex. You want a referral? PM me if you do. I'm guessing that 50k is for the gold Amex which get you MR points which are ok but not as valuable as SPG. Either would suite your purposes though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2015, 08:58:08 AM
Also, check the annual fee on that card you got the 50k offer for.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 19, 2015, 08:32:23 AM
Does Chase Freedom qualify for the Chase Refer A Friend program?  https://www.chasereferafriend.com/ (https://www.chasereferafriend.com/)

If so, someone that has it can PM me and I'll use their referral.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 19, 2015, 09:10:34 AM
Does Chase Freedom qualify for the Chase Refer A Friend program?  https://www.chasereferafriend.com/ (https://www.chasereferafriend.com/)

If so, someone that has it can PM me and I'll use their referral.

doesnt look like my freedom card qualifies...
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 19, 2015, 09:11:28 AM

Does Chase Freedom qualify for the Chase Refer A Friend program?  https://www.chasereferafriend.com/ (https://www.chasereferafriend.com/)

If so, someone that has it can PM me and I'll use their referral.

doesnt look like my freedom card qualifies...

Had a feeling it wasn't included. thanks TTHoTUC


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 19, 2015, 12:50:35 PM
You can refer the freedom from time to time but not always iirc.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on January 19, 2015, 01:32:33 PM
You can refer the freedom from time to time but not always iirc.

yeah, ive gotten an email about it before.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on January 22, 2015, 08:41:03 PM
Do I really have to call US Airways on the phone if I want to book a one-way or multi-city award ticket?   :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 22, 2015, 08:50:07 PM
I don't know, but not for long if so
Title: Re: How Many Credit Cards Do You Have?
Post by: The1BigWillie on January 27, 2015, 08:02:07 AM
the US Air card is now 50k after one purchase. have to pay the annual fee but it's a tiny percent of the value of the miles. miles will be AA miles soon. I can refer anyone that wants to sign up and I get 5k miles so all of you PM me with your name and email and we'll all get rich on miles.

Crap... I wish I'd seen this.  SD I signed up for this and have made the purchase/payment but the 50k points aren't there.  How long should it take for these points to show up?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 27, 2015, 08:06:22 AM
the US Air card is now 50k after one purchase. have to pay the annual fee but it's a tiny percent of the value of the miles. miles will be AA miles soon. I can refer anyone that wants to sign up and I get 5k miles so all of you PM me with your name and email and we'll all get rich on miles.

Crap... I wish I'd seen this.  SD I signed up for this and have made the purchase/payment but the 50k points aren't there.  How long should it take for these points to show up?

http://milestomemories.boardingarea.com/us-airways-credit-card-miles/
Title: Re: How Many Credit Cards Do You Have?
Post by: The1BigWillie on January 27, 2015, 10:54:16 AM
Thank you.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 27, 2015, 11:09:10 AM
had a nice case of fraud on my CSP last night. 2300 bucks charged to some LLC in new jersey. Chase caught it and emailed me. : :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 27, 2015, 12:02:34 PM
nice job chase
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 27, 2015, 12:08:53 PM
nice job chase

yes, great job by Chase.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 27, 2015, 12:10:43 PM
I've mentioned it in this thread before but one time chase called me and asked if I had charged like $40 to a "dating service" in like amsterdam or something. I said no but mentioned that was a pretty cheap date and then we laughed and they removed it from my account and sent me a new card. has to be a tough call to make in case I had made that charge.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 27, 2015, 12:20:35 PM
when i was in vegas one time. i thought i had lost my card (had actually just drunkenly put it in a weird different spot in my wallet) and called to have it canceled. they had to verify my most recent transactions which were a night club and a strip club in "las vegas, nevada". it was an elderly sounding lady and i was embarrassed.
Title: Re: How Many Credit Cards Do You Have?
Post by: _33 on January 27, 2015, 12:33:10 PM
OK.  I'm going on an anniversary trip in July.  I don't have a travel miles card thing because I don't travel all that much.  I've basically been ignoring this thread because I'm intimidated by it and I don't understand how any of it works but I've been researching and it seems like I could accumulate some decent points in the next 6 months.  Could someone tell me what to do to maximize points and could you explain it to me like I'm a five year old?  I have really good credit.
Title: Re: How Many Credit Cards Do You Have?
Post by: CHONGS on January 27, 2015, 12:43:15 PM
Haven't read the thread (and probably won't)... Visa Black: is it worth it?
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on January 27, 2015, 01:14:32 PM

OK.  I'm going on an anniversary trip in July.  I don't have a travel miles card thing because I don't travel all that much.  I've basically been ignoring this thread because I'm intimidated by it and I don't understand how any of it works but I've been researching and it seems like I could accumulate some decent points in the next 6 months.  Could someone tell me what to do to maximize points and could you explain it to me like I'm a five year old?  I have really good credit.
First thing is where are you going and how long are you staying. This helps pick the card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 27, 2015, 01:18:57 PM
Haven't read the thread (and probably won't)... Visa Black: is it worth it?

no
Title: Re: How Many Credit Cards Do You Have?
Post by: _33 on January 27, 2015, 01:30:19 PM

OK.  I'm going on an anniversary trip in July.  I don't have a travel miles card thing because I don't travel all that much.  I've basically been ignoring this thread because I'm intimidated by it and I don't understand how any of it works but I've been researching and it seems like I could accumulate some decent points in the next 6 months.  Could someone tell me what to do to maximize points and could you explain it to me like I'm a five year old?  I have really good credit.
First thing is where are you going and how long are you staying. This helps pick the card.

Coast of Maine, already have accommodations.  Staying in a cottage on the ocean near Bar Harbor.  Points would be mainly for flight/upgrades/rental car.  Anything else I can use them for?
Title: Re: How Many Credit Cards Do You Have?
Post by: _33 on January 27, 2015, 02:06:34 PM
I was thinking maybe Capital One Travel Rewards?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on January 27, 2015, 02:16:11 PM
Starting a new business and will need to set up a credit card account for it.  What would be the best business card to start with? 
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 27, 2015, 02:27:17 PM
http://deltapoints.boardingarea.com/2014/12/30/please-dont-freak-january-1st-delta/

 :impatient:

:impatient:

MQM's are there, still waiting on MQD's. should achieve silver for 2016 before january's even over. :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 27, 2015, 02:28:24 PM
I was thinking maybe Capital One Travel Rewards?  :dunno:

that actually sounds like a good option for you here.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 27, 2015, 02:28:44 PM
Haven't read the thread (and probably won't)... Visa Black: is it worth it?

no
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 27, 2015, 04:46:55 PM
http://deltapoints.boardingarea.com/2014/12/30/please-dont-freak-january-1st-delta/

 :impatient:

:impatient:

MQM's are there, still waiting on MQD's. should achieve silver for 2016 before january's even over. :gocho:

i don't think MQD's carry over
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 27, 2015, 05:02:15 PM
oh eff me
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 27, 2015, 05:05:26 PM
my the "will blast get silver" story is just a fascinating journey
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 27, 2015, 05:09:39 PM
my the "will blast get silver" story is just a fascinating journey

i have silver. i want gold. (and beyond, but doubt i'd ever have the volume for that)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 27, 2015, 05:31:39 PM
3 trips so far this year, so i am well on my to gold status   :flush:

US Air  :frown:
Southwest   :frown:
US Air  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 27, 2015, 05:34:59 PM
oh man, t's and p's. a work colleague of mine is a us airways guy. :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 27, 2015, 11:23:38 PM
Nothin to see here but a couple of delta studducks talkin shop
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on January 27, 2015, 11:30:48 PM
Starting a new business and will need to set up a credit card account for it.  What would be the best business card to start with?

well this is interesting
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 27, 2015, 11:31:48 PM
Starting a new business and will need to set up a credit card account for it.  What would be the best business card to start with?
Chase ink plus 70k bonus from my referral
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 28, 2015, 07:36:45 AM
what is a studduck? sounds interesting.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on January 28, 2015, 09:42:23 AM
Starting a new business and will need to set up a credit card account for it.  What would be the best business card to start with?
Chase ink plus 70k bonus from my referral

We are probably about 45 days out from it being official (paperwork and filings through the state).  Once that is complete I would love to use a referral link from one of my EMAW friends.
Title: Re: How Many Credit Cards Do You Have?
Post by: _33 on January 28, 2015, 09:44:44 AM
Starting a new business and will need to set up a credit card account for it.  What would be the best business card to start with?
Chase ink plus 70k bonus from my referral

He gets 70k or you get 70k?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 28, 2015, 09:52:52 AM
Starting a new business and will need to set up a credit card account for it.  What would be the best business card to start with?
Chase ink plus 70k bonus from my referral

We are probably about 45 days out from it being official (paperwork and filings through the state).  Once that is complete I would love to use a referral link from one of my EMAW friends.

make sure it's mine
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 28, 2015, 10:05:35 AM
Starting a new business and will need to set up a credit card account for it.  What would be the best business card to start with?
Chase ink plus 70k bonus from my referral

We are probably about 45 days out from it being official (paperwork and filings through the state). 

Used furniture business?
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on January 28, 2015, 10:08:49 AM
Starting a new business and will need to set up a credit card account for it.  What would be the best business card to start with?
Chase ink plus 70k bonus from my referral

We are probably about 45 days out from it being official (paperwork and filings through the state). 

Used furniture business?

That and a moving business...I already have the trailer.  :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 30, 2015, 01:52:55 PM
This is going to be really great for you Delta status have'ers

http://pointsmilesandmartinis.boardingarea.com/2015/01/look-inside-deltas-new-comfort-amenities/
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 30, 2015, 02:08:31 PM
holy crap, free booze in economy comfort comfort+?  :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 30, 2015, 07:15:16 PM
I'm a Delta fan, man
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 30, 2015, 07:30:02 PM
Delta has become progressively better over the last few years
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 31, 2015, 10:33:38 AM
Delta has become progressively better over the last few years

within about 9 months i will have used 205,000 of their miles on 2 elite trips, and mrs mocat and i still have like 65k  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 31, 2015, 11:32:24 AM
that looks pretty great.

on a related note, just got an email that my upgrade to fc is confirmed for SEA->ANC tomorrow night. :gocho: but what is this all about? seems unusual that i got upgraded 48 hours ahead of take off and i'm only silver. will take, tho.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 02, 2015, 09:08:57 AM
means it will be a pretty empty flight

edit: so, was it?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 02, 2015, 10:16:51 AM
means it will be a pretty empty flight

edit: so, was it?

yeah, probably about 65% full.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on February 02, 2015, 05:32:21 PM
Delta has become progressively better over the last few years

their international flights used to be the absolute worst
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 03, 2015, 12:16:30 PM
Chase SW Plus card 50k offer back?  Been on the lookout for this since getting the Premier card 50k bonus this year... need 110k for Companion.

These links says 50k -

https://www.southwest.com/html/rapidrewards/partners/credit-cards/southwest-airlines-rapid-rewards-cards/
(if you click Learn More, it takes you to the 50k page... but if you take that URL and try to get their directly it says offer unavailable)

https://creditcards.chase.com/6000321?CELL=6PLT

This link says 25k - https://creditcards.chase.com/a1/southwest/partnersplus

If I use the 50k links and have screenshots, safe to go w/ it and assume 50k will be headed my way??

 :billdance:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 03, 2015, 12:26:02 PM
Chase SW Plus card 50k offer back?  Been on the lookout for this since getting the Premier card 50k bonus this year... need 110k for Companion.

These links says 50k -

https://www.southwest.com/html/rapidrewards/partners/credit-cards/southwest-airlines-rapid-rewards-cards/
(if you click Learn More, it takes you to the 50k page... but if you take that URL and try to get their directly it says offer unavailable)

https://creditcards.chase.com/6000321?CELL=6PLT

This link says 25k - https://creditcards.chase.com/a1/southwest/partnersplus

If I use the 50k links and have screenshots, safe to go w/ it and assume 50k will be headed my way??

 :billdance:

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 03, 2015, 12:28:16 PM
Nice. Any known restrictions on getting the Premier and Plus cards within a couple months of each other?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 03, 2015, 12:49:19 PM
Nice. Any known restrictions on getting the Premier and Plus cards within a couple months of each other?


Sent from my iPhone using Tapatalk

this question is above my pay grade but im pretty sure you cant have two personal SW cards. you can do the personal and the business ones in the same year, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2015, 01:15:29 PM
Nice. Any known restrictions on getting the Premier and Plus cards within a couple months of each other?


Sent from my iPhone using Tapatalk

no, we just got both within a couple months of each other.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 05, 2015, 12:29:31 PM
just booked a SPG suite at Disney World for 3.61 CPM. feels incred. I'm the greatest parent in the world. mommy points sucks in comparison.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on February 06, 2015, 01:19:58 PM
Anybody have enough airline points saved up that they'd be willing to sell them?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2015, 02:21:34 PM
Anybody have enough airline points saved up that they'd be willing to sell them?

describe what you need
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on February 06, 2015, 03:27:11 PM
Anybody have enough airline points saved up that they'd be willing to sell them?

describe what you need

A billion aer lingus miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on February 06, 2015, 03:57:36 PM
Anybody have enough airline points saved up that they'd be willing to sell them?

describe what you need

Need to be in San Diego Tuesday evening until Sunday anytime. It looked like the MHK flights (in oppose to KC) were not much more expensive. There's a flight out Tuesday evening which would allow me to work an extra day.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on February 06, 2015, 03:59:48 PM
kim carnes' wedding  :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 06, 2015, 04:02:32 PM
kim carnes' wedding  :surprised:

shotgun wedding, will go all rumpelstiltskin on the expecting bride
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2015, 05:14:27 PM

Anybody have enough airline points saved up that they'd be willing to sell them?

describe what you need

Need to be in San Diego Tuesday evening until Sunday anytime. It looked like the MHK flights (in oppose to KC) were not much more expensive. There's a flight out Tuesday evening which would allow me to work an extra day.

This coming Tuesday?
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on February 06, 2015, 07:52:33 PM
I expect to have an EIN established next week for the business.  Who wants to PM me a referral link for a good business card or two?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2015, 08:13:47 PM
I expect to have an EIN established next week for the business.  Who wants to PM me a referral link for a good business card or two?

you actually don't need an EIN for a business card but you can use one. the ink referral link is dead now but that's your best bet for a business card. here is a link to it:

https://creditcards.chase.com/ink-business-credit-cards/

get the plus. it's worth the extra fee after a year. and you can always cancel it then.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on February 06, 2015, 08:49:04 PM
I expect to have an EIN established next week for the business.  Who wants to PM me a referral link for a good business card or two?

you actually don't need an EIN for a business card but you can use one. the ink referral link is dead now but that's your best bet for a business card. here is a link to it:

https://creditcards.chase.com/ink-business-credit-cards/

get the plus. it's worth the extra fee after a year. and you can always cancel it then.

Applying now...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2015, 08:50:03 PM
 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 06, 2015, 08:53:46 PM
good luck to your business and may the miles pile up
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on February 06, 2015, 08:54:58 PM
Our business name is longer than 26 characters... :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2015, 09:01:44 PM
Our business name is longer than 26 characters... :runaway:

it legitimately makes no difference at all. you can make it: 8=====)------    and it wouldn't matter
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 06, 2015, 09:06:30 PM
steve dave, nooooo!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2015, 09:08:40 PM
I WAS HACKED!  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on February 06, 2015, 09:13:28 PM
Our business name is longer than 26 characters... :runaway:

it legitimately makes no difference at all. you can make it: 8=====)------    and it wouldn't matter

:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on February 06, 2015, 09:43:02 PM
Cats2win are you doing an LLC?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 07, 2015, 12:40:13 AM

Anybody have enough airline points saved up that they'd be willing to sell them?

describe what you need

Need to be in San Diego Tuesday evening until Sunday anytime. It looked like the MHK flights (in oppose to KC) were not much more expensive. There's a flight out Tuesday evening which would allow me to work an extra day.

This coming Tuesday?

let me know
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on February 07, 2015, 03:42:32 AM

Anybody have enough airline points saved up that they'd be willing to sell them?

describe what you need

Need to be in San Diego Tuesday evening until Sunday anytime. It looked like the MHK flights (in oppose to KC) were not much more expensive. There's a flight out Tuesday evening which would allow me to work an extra day.

This coming Tuesday?

let me know

Sorry, long night at work. No, it's June 23rd to June 28th. Don't know how I left that part out.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 07, 2015, 05:41:03 AM

Ok, that helps. I'll look at it today.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on February 07, 2015, 11:33:59 AM

Ok, that helps. I'll look at it today.

You're a good friend.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 07, 2015, 12:34:03 PM
Sorry, long night at work. No, it's June 23rd to June 28th. Don't know how I left that part out.

:lol:

I have to book a flight this weekend and after I see what I don't use, I'll look for if what I have left could work at all for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on February 07, 2015, 12:43:49 PM
Hey SD, I need another card. My US Airways cards are about a year old and I need to cancel them. Any good links, or anything that I can sign up for and get you some extra points, too?

Sorry, I haven't read the past 3 pages, but wanted to try to get this done today.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 07, 2015, 02:52:17 PM

Ok, that helps. I'll look at it today.

You're a good friend.

your best bet may be to just pay for that MHK AA flight. There is no low level award availability on it or out of KC on AA unfortunately. Cheapest Delta out of KC is 45k miles. United has award availability there from KC for 12.5k miles but nothing low level on the return. I can get you there and back on Frontier for 30k miles but it's out of KC and the departure is like 6AM on that Tuesday which would suck terrible ass. plus they are going to charge a booking fee and charge you for your bag so in the long run it's not a big saving over just paying for the AA flight and would be much bigger of a hassle. SW could probably get you there from KC but their points are set to a dollar figure so you'd be just as well off paying for the flight. Sorry Stevesie.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 07, 2015, 03:16:13 PM
Hey SD, I need another card. My US Airways cards are about a year old and I need to cancel them. Any good links, or anything that I can sign up for and get you some extra points, too?

Sorry, I haven't read the past 3 pages, but wanted to try to get this done today.

normal questions: what are you wanting to use the points for, what cards do you currently have, what cards have you had in the past
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 07, 2015, 04:04:17 PM

Ok, that helps. I'll look at it today.

You're a good friend.

your best bet may be to just pay for that MHK AA flight. There is no low level award availability on it or out of KC on AA unfortunately. Cheapest Delta out of KC is 45k miles. United has award availability there from KC for 12.5k miles but nothing low level on the return. I can get you there and back on Frontier for 30k miles but it's out of KC and the departure is like 6AM on that Tuesday which would suck terrible ass. plus they are going to charge a booking fee and charge you for your bag so in the long run it's not a big saving over just paying for the AA flight and would be much bigger of a hassle. SW could probably get you there from KC but their points are set to a dollar figure so you'd be just as well off paying for the flight. Sorry Stevesie.

It's likely that I'll still have exactly 30K frontier miles even after I book my flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 08, 2015, 03:21:03 AM

Ok, that helps. I'll look at it today.

You're a good friend.

your best bet may be to just pay for that MHK AA flight. There is no low level award availability on it or out of KC on AA unfortunately. Cheapest Delta out of KC is 45k miles. United has award availability there from KC for 12.5k miles but nothing low level on the return. I can get you there and back on Frontier for 30k miles but it's out of KC and the departure is like 6AM on that Tuesday which would suck terrible ass. plus they are going to charge a booking fee and charge you for your bag so in the long run it's not a big saving over just paying for the AA flight and would be much bigger of a hassle. SW could probably get you there from KC but their points are set to a dollar figure so you'd be just as well off paying for the flight. Sorry Stevesie.

It's likely that I'll still have exactly 30K frontier miles even after I book my flights.

My flight's booked; still have the 30K.  If you decide not to fly out of MHK, sd can figure out what a fair price is for you to use my frontier miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on February 08, 2015, 04:47:02 AM
Flights. Would like a southwest card. Currently have us airways Barclays.


Gonna win 'em all!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 08, 2015, 09:12:34 AM

Flights. Would like a southwest card. Currently have us airways Barclays.


Gonna win 'em all!

Yeah, just go to chase website and pick a 50k SW card out then. There are like four versions. You can get them all in succession.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on February 08, 2015, 05:37:11 PM
Cats2win are you doing an LLC?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2015, 08:13:36 AM
Our business name is longer than 26 characters... :runaway:

it legitimately makes no difference at all. you can make it: 8=====)------    and it wouldn't matter

:thumbs:

If you haven't signed up yet there is now a 60k offer out there. They used to have a 70k but it's dead. Here's the link to the Chase site.

https://creditcards.chase.com/ink-business-credit-cards/ink-plus-card?CELL=6MST
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2015, 08:15:41 AM
I never get airline status. I fly a medium amount for work (like twice a month) but mix up the airlines. this year I may actually get Delta silver. have 8 segments and about $1k in spend so far. have a lot of FL travel this year so Delta is the best bet out of OMA.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on February 10, 2015, 01:55:19 PM

Flights. Would like a southwest card. Currently have us airways Barclays.


Gonna win 'em all!

Yeah, just go to chase website and pick a 50k SW card out then. There are like four versions. You can get them all in succession.

Is it worth the $99 fee?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2015, 02:49:33 PM

Flights. Would like a southwest card. Currently have us airways Barclays.


Gonna win 'em all!

Yeah, just go to chase website and pick a 50k SW card out then. There are like four versions. You can get them all in succession.

Is it worth the $99 fee?

Yes. and the $69 on some of the other cards. It's worth some set dollar figure of SW travel (like $500'ish) but it's mostly valuable if you get 2 or 3 of them in a year and get over 110k points in the year because you will get the companion pass for the rest of the current year and all of next year. We'll have it for the rest of this year and all of next in the next month or two because mrs. dave got two different SW cards and we're going to hit the spend on the second one in a week or two. then we'll need to either spend $6k more on the card or transfer some points from another program and I'm travelling for free with her (or lil sd is) every time she purchases a ticket or flys on a reward ticket. it essentially makes the points twice as valuable (or the cost of a ticket 50% less) for two years.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 10, 2015, 02:51:33 PM
also they give you $99 worth of points after you pay the fee
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2015, 03:02:35 PM
also they give you $99 worth of points after you pay the fee

so it's basically only a $97.75 fee
Title: Re: How Many Credit Cards Do You Have?
Post by: The1BigWillie on February 10, 2015, 03:36:01 PM
SD... my GF travels for work and has companion status... what cards would you recommend for hotel points considering we have free flights pretty much everywhere for SW w/ her miles. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2015, 03:41:50 PM
SD... my GF travels for work and has companion status... what cards would you recommend for hotel points considering we have free flights pretty much everywhere for SW w/ her miles.

chase sapphire preferred, chase ink, chase freedom (all earn ultimate reward points which transfer 1:1 to Hyatt, Marriott, & IHG). get all three if possible. the ink is a business card but you can just make up a business. I posted a 60k link today. after that they have a hyatt card which gives you two nights at any hyatt in the world (don't get this until you are getting ready to go on a trip to a really expensive hyatt, you and your GF could each get it to stay 4 nights at a $1k a night hyatt hotel). SPG card is good but it's hard to really accumulate their points fast. you can get the personal and business and get like 60k points. marriott has their own card which offers 70k points from time to time. they are ok. hilton suck. ihg suck.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 10, 2015, 03:41:59 PM

Flights. Would like a southwest card. Currently have us airways Barclays.


Gonna win 'em all!

Yeah, just go to chase website and pick a 50k SW card out then. There are like four versions. You can get them all in succession.

Is it worth the $99 fee?

Yes. and the $69 on some of the other cards. It's worth some set dollar figure of SW travel (like $500'ish) but it's mostly valuable if you get 2 or 3 of them in a year and get over 110k points in the year because you will get the companion pass for the rest of the current year and all of next year. We'll have it for the rest of this year and all of next in the next month or two because mrs. dave got two different SW cards and we're going to hit the spend on the second one in a week or two. then we'll need to either spend $6k more on the card or transfer some points from another program and I'm travelling for free with her (or lil sd is) every time she purchases a ticket or flys on a reward ticket. it essentially makes the points twice as valuable (or the cost of a ticket 50% less) for two years.

points can pay for a flight w/ a companion pass attached?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2015, 03:42:53 PM

Flights. Would like a southwest card. Currently have us airways Barclays.


Gonna win 'em all!

Yeah, just go to chase website and pick a 50k SW card out then. There are like four versions. You can get them all in succession.

Is it worth the $99 fee?

Yes. and the $69 on some of the other cards. It's worth some set dollar figure of SW travel (like $500'ish) but it's mostly valuable if you get 2 or 3 of them in a year and get over 110k points in the year because you will get the companion pass for the rest of the current year and all of next year. We'll have it for the rest of this year and all of next in the next month or two because mrs. dave got two different SW cards and we're going to hit the spend on the second one in a week or two. then we'll need to either spend $6k more on the card or transfer some points from another program and I'm travelling for free with her (or lil sd is) every time she purchases a ticket or flys on a reward ticket. it essentially makes the points twice as valuable (or the cost of a ticket 50% less) for two years.

points can pay for a flight w/ a companion pass attached?

yes, duh
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 10, 2015, 03:47:46 PM
well, just pulled the trigger on 2 SW cards for Mrs. michigancat
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 10, 2015, 04:27:41 PM
booked 4 tickets to new york that I need to cancel/change. Just realized they changed the return flight on my original booking to two hours earlier than I'd planned. Think that's enough to wave a change fee? Tips?

I'm going to call regardless.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 10, 2015, 04:29:36 PM

Flights. Would like a southwest card. Currently have us airways Barclays.


Gonna win 'em all!

Yeah, just go to chase website and pick a 50k SW card out then. There are like four versions. You can get them all in succession.

Is it worth the $99 fee?

Yes. and the $69 on some of the other cards. It's worth some set dollar figure of SW travel (like $500'ish) but it's mostly valuable if you get 2 or 3 of them in a year and get over 110k points in the year because you will get the companion pass for the rest of the current year and all of next year. We'll have it for the rest of this year and all of next in the next month or two because mrs. dave got two different SW cards and we're going to hit the spend on the second one in a week or two. then we'll need to either spend $6k more on the card or transfer some points from another program and I'm travelling for free with her (or lil sd is) every time she purchases a ticket or flys on a reward ticket. it essentially makes the points twice as valuable (or the cost of a ticket 50% less) for two years.

i have never seen this whole SW companion pass spelled out before. crazy that you can use points and have a companion fly with you for free and no additional points.

so if you "earn" (from flying or from a CC) 110k southwest points in one calendar year, you automatically qualify for the companion pass?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 10, 2015, 09:30:14 PM
didn't realize UR points went 1:1 to Marriott.  this intrigues me.  I have an insane goal of getting to lifetime plat with them.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on February 10, 2015, 09:41:56 PM
i have never seen this whole SW companion pass spelled out before. crazy that you can use points and have a companion fly with you for free and no additional points.

so if you "earn" (from flying or from a CC) 110k southwest points in one calendar year, you automatically qualify for the companion pass?

Can confirm that the companion pass is amaze, especially for anyone with Li'l 'Cats.

The only bummer is that you can't transfer URs and receive credit for the CP.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on February 10, 2015, 09:49:44 PM
CC pros. Thoughts on Citi AAdvantage 50k?


Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 10, 2015, 09:51:48 PM
i have never seen this whole SW companion pass spelled out before. crazy that you can use points and have a companion fly with you for free and no additional points.

so if you "earn" (from flying or from a CC) 110k southwest points in one calendar year, you automatically qualify for the companion pass?

Can confirm that the companion pass is amaze, especially for anyone with Li'l 'Cats.

The only bummer is that you can't transfer URs and receive credit for the CP.  :frown:


what's the best strategy for kids? I'm thinking me, because I think that if two of us are traveling, it will be my wife and I. But if I do it next year and we both get companion passes, it would make sense to have each of the kids be assigned.

Or can you change the companion pass recipient?
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on February 10, 2015, 10:09:50 PM

what's the best strategy for kids? I'm thinking me, because I think that if two of us are traveling, it will be my wife and I. But if I do it next year and we both get companion passes, it would make sense to have each of the kids be assigned.

Or can you change the companion pass recipient?

My wife got the first CP just because we spread out the CC applications between us. She added WonderMealette when WMette couldn't fly for free anymore, because most of our travel is around the US to see family and friends and I usually just transfer URs for flights. She's taken a few trips with just her and WMette, which has been nice. But after typing this, I guess it doesn't really matter whose name is on it.

If you do want to change the companion for whatever reason, I believe you can change the name up to three times over the life of the pass. But I'm not 100% sure on that.





Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on February 10, 2015, 10:14:20 PM
i have never seen this whole SW companion pass spelled out before. crazy that you can use points and have a companion fly with you for free and no additional points.

so if you "earn" (from flying or from a CC) 110k southwest points in one calendar year, you automatically qualify for the companion pass?

Can confirm that the companion pass is amaze, especially for anyone with Li'l 'Cats.

The only bummer is that you can't transfer URs and receive credit for the CP.  :frown:


what's the best strategy for kids? I'm thinking me, because I think that if two of us are traveling, it will be my wife and I. But if I do it next year and we both get companion passes, it would make sense to have each of the kids be assigned.

Or can you change the companion pass recipient?
You can change who is assigned to be your companion 3 times, I think, I looked into when I changed my companion, but it says for sure on the SW site
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2015, 06:15:48 AM

booked 4 tickets to new york that I need to cancel/change. Just realized they changed the return flight on my original booking to two hours earlier than I'd planned. Think that's enough to wave a change fee? Tips?

I'm going to call regardless.

Yes, I have made them do it with like a 15 minute change
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2015, 06:16:38 AM

CC pros. Thoughts on Citi AAdvantage 50k?

It's great
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2015, 02:44:34 PM
I'm going to get another AA card, US Air card (have gotten them 5+ times each), and have mrs. dave do the same shortly. should have close to a million of the combined miles between our two accounts once we do. get mrs. dave a biz SPG card as well. then maybe the barclays cash back cards for $800+ in travel reimbursement?
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on February 11, 2015, 03:16:41 PM
There were a lot of complaints on the AA card, particularly with the use of miles and crappy flight selection. Is this unfounded?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2015, 03:22:44 PM
There were a lot of complaints on the AA card, particularly with the use of miles and crappy flight selection. Is this unfounded?

go get yourself a nice capital one venture or southwest card nicname
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 11, 2015, 03:23:22 PM
I've had 100k Avios points for well over a year and haven't been able to use them. SF may struggle with AA availability at the lowest level.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2015, 03:27:15 PM
I've had 100k Avios points for well over a year and haven't been able to use them. SF may struggle with AA availability at the lowest level.

are you trying to fly the entire brood or just like you and the wife? I've flown to London in first, kauai twice, maui, NYC, chicago like 4 times, and orlando twice on low level awards in the last 3 or so years. If you were in LA I bet you could burn those things anytime you wanted.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2015, 03:28:12 PM
nicname, go do a bunch of phantom bookings on the AA website and see if they have availability for where/when you want to fly. that should answer your question better than anyone here can.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 11, 2015, 03:31:56 PM


I've had 100k Avios points for well over a year and haven't been able to use them. SF may struggle with AA availability at the lowest level.

are you trying to fly the entire brood or just like you and the wife? I've flown to London in first, kauai twice, maui, NYC, chicago like 4 times, and orlando twice on low level awards in the last 3 or so years. If you were in LA I bet you could burn those things anytime you wanted.

I've tried all types of bookings, mostly it's just me, actually.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2015, 03:39:32 PM
like, my low level award availability OMA-NYC is about 80% green for the entire spring/summer in coach. and about 90% in first.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 11, 2015, 03:45:49 PM
like, my low level award availability OMA-NYC is about 80% green for the entire spring/summer in coach. and about 90% in first.
Yeah I tried to book to NYC this summer 330 days out and had very low availability. Same with Hawaii for fall break.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 11, 2015, 05:42:37 PM
Take it to the San Francisco things thread, sheesh
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on February 11, 2015, 06:27:28 PM
sounds good.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2015, 08:35:54 AM
michigancat alert:

http://pointsmilesandmartinis.boardingarea.com/2015/02/hawaiian-airlines-roundtrip-maui-298/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 11:14:15 AM
great deal for anyone living in Atlanta

https://www.southwest.com/html/rapidrewards/enroll/atlanta-companion-enrollement-offer.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 11:15:36 AM
also, lot of grumblings about the upcoming SW devaluation. flyertalk'ers are a very entitled bunch but devaluations suck no matter what.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 13, 2015, 11:19:13 AM
my friends are super jealz about my chase sapphire preferred, because i used my UR points to book my flight to the bachelor party AND wedding, AND tinder girl's flight to the wedding as well. so they're all complaining about paying for flights and i'm just like :gocho:.

"but 'blast what's the interest rate on that card?"
:facepalm:

Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 13, 2015, 11:26:13 AM
my friends are super jealz about my chase sapphire preferred, because i used my UR points to book my flight to the bachelor party AND wedding, AND tinder girl's flight to the wedding as well. so they're all complaining about paying for flights and i'm just like :gocho:.

"but 'blast what's the interest rate on that card?"
:facepalm:

man,  :lol: /  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 13, 2015, 11:27:21 AM
my friends are super jealz about my chase sapphire preferred, because i used my UR points to book my flight to the bachelor party AND wedding, AND tinder girl's flight to the wedding as well. so they're all complaining about paying for flights and i'm just like :gocho:.

"but 'blast what's the interest rate on that card?"
:facepalm:

man,  :lol: /  :frown:

i got pretty vocal on the group text, and PI'd the guy pretty hard about ever even thinking about interest rates on credit cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 13, 2015, 11:30:47 AM
hyatt card plat status appears to kick in upon activation.  I got the card today, logged into hyatt and I was a gold member.  activated the card online and went back to hyatt and refreshed and I was a platinum member.  then linked to mlife and now I'm gold with them.  pretty sweet! and hopefully it gets me a room upgrade at the aria in feb  :crossfingers:

Check Cyber Monday for deals at the aria if you can cancel.  I got a helluva deal on a suite there last year

tell me more about cyber monday, slash should i wait until closer to departure (July) to book a room at aria? i am also gold Mlife. tia
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 13, 2015, 11:32:08 AM
also, lot of grumblings about the upcoming SW devaluation. flyertalk'ers are a very entitled bunch but devaluations suck no matter what.

SW values are bitb by a lot so i assume after devaluation they will only be slightly bitb...?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 13, 2015, 11:47:00 AM
also, lot of grumblings about the upcoming SW devaluation. flyertalk'ers are a very entitled bunch but devaluations suck no matter what.

please keep me posted on the devaluation. feel free to PI.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 12:13:41 PM
also, lot of grumblings about the upcoming SW devaluation. flyertalk'ers are a very entitled bunch but devaluations suck no matter what.

SW values are bitb by a lot so i assume after devaluation they will only be slightly bitb...?

did friday the 13th fall on opposite day this year? (http://www.femoticons.net/images/posts/confused_facebook_emoticon.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 12:14:17 PM
also, lot of grumblings about the upcoming SW devaluation. flyertalk'ers are a very entitled bunch but devaluations suck no matter what.

please keep me posted on the devaluation. feel free to PI.

I just burned mocat to the ground with some vicious PI. check it.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 13, 2015, 12:14:41 PM
Yep!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 13, 2015, 12:15:14 PM
Known southwest airlines lover mocat just got obliterated
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 12:18:20 PM
they aren't actually bad at all just not great. very convenient if nothing else. you just can't get great 2+ cpm redemptions like you can with other programs. but the speculation is that their "set value" is no longer going to be set. like you can sometimes use them at a set value for a Want To Get Away fare but sometimes not. like low level awards won't be available on all flights like they currently are. Here are a couple current valuations of miles/points.

http://onemileatatime.boardingarea.com/value-miles-points/

http://thepointsguy.com/2015/01/what-are-points-miles-worth-january-monthly-valuations/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 12:23:05 PM
and I guess if you have a companion pass then they would actually be BITB for domestic coach. them and avios anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 12:25:03 PM
really their idiot move is allowing companion passes to exist or at least allowing them to exist with credit card points counting towards the pass. in their message they didn't mention anything about changes to the companion pass though so that's good (for people who have them behind the woodshed beating the crap out of them with their free two year companion passes)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 13, 2015, 12:25:51 PM
and I guess if you have a companion pass then they would actually be BITB for domestic coach. them and avios anyway.
They're pretty much bitb for domestic coach even without a companion pass. Not always, but quite often.

And I don't quite understand the devaluation. Are you implying something like blackout dates? Because low level awards aren't always available already (if they're already sold out).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 12:27:26 PM
and I guess if you have a companion pass then they would actually be BITB for domestic coach. them and avios anyway.
They're pretty much bitb for domestic coach even without a companion pass. Not always, but quite often.

And I don't quite understand the devaluation. Are you implying something like blackout dates?

nobody knows for sure but they said that points can still be used for any seat but that the redemption would vary. My guess is they blackout the Wanna Get Away fares on points on some flights like all other carriers do for low level redemptions. that's just my hunch though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 12:33:35 PM
Quote
Program Updates
We created Rapid Rewards® because we think you deserve to actually feel rewarded. And, from time to time we must make some updates to our program. Beginning April 17, 2015, the number of Rapid Rewards Points needed to redeem for certain flights will vary based on destination, time, day of travel, demand, fare class, and other factors. However, there are still many flights which will stay at the current redemption rate. And don’t forget that when fares go on sale, so do the points needed for redeeming for a reward flight on those fares.

As an active Rapid Rewards® Member, you know first-hand about the great benefits of our frequent flyer program including:
Unlimited reward seats
No blackout dates
Points that don’t expire <--they expire just like everyone else's points fwiw

You may also know that we’re all about creating flexibility for you to use your Rapid Rewards Points:
We don’t charge a fee of any kind if you wish to change or cancel your reward flight at any point2.
We don’t charge a fee of any kind for you to use your points, even if you are redeeming at the last minute3.
And, there is no minimum point balance requirement to redeem for reward travel.

One thing we’ll never change is our continued goal to bring you the best rewards program in the business.

Thank you for your business and continued loyalty.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 12:36:00 PM
their unlimited reward seats, points that don't expire, and no blackout dates could all be said for almost any other carrier right now. it meant more when they had a set redemption rate but if they do away with that they have become a replica of delta's program but without a 1st class product, real international flights, or an alliance membership.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on February 13, 2015, 12:41:04 PM
was expecting much worse news but that date is good to know since i have to book several flights for weddings this summer.

thanks sd.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 13, 2015, 12:43:32 PM


Quote
Program Updates
We created Rapid Rewards® because we think you deserve to actually feel rewarded. And, from time to time we must make some updates to our program. Beginning April 17, 2015, the number of Rapid Rewards Points needed to redeem for certain flights will vary based on destination, time, day of travel, demand, fare class, and other factors. However, there are still many flights which will stay at the current redemption rate. And don’t forget that when fares go on sale, so do the points needed for redeeming for a reward flight on those fares.

As in then miles:dollars rate will vary? Because the number of points required already varies.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 12:52:22 PM


Quote
Program Updates
We created Rapid Rewards® because we think you deserve to actually feel rewarded. And, from time to time we must make some updates to our program. Beginning April 17, 2015, the number of Rapid Rewards Points needed to redeem for certain flights will vary based on destination, time, day of travel, demand, fare class, and other factors. However, there are still many flights which will stay at the current redemption rate. And don’t forget that when fares go on sale, so do the points needed for redeeming for a reward flight on those fares.

As in then miles:dollars rate will vary? Because the number of points required already varies.

I'm not 100% certain what you are saying but yes, the miles:dollars rate will vary. now it is set (other than fees which vary for stops, by airport, etc.) which is the best part about their miles imo. there's no big upside for searching for a good redemption but there is no downside to using them for any wanna get away award redemption you have enough points for.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 13, 2015, 03:11:58 PM
hyatt card plat status appears to kick in upon activation.  I got the card today, logged into hyatt and I was a gold member.  activated the card online and went back to hyatt and refreshed and I was a platinum member.  then linked to mlife and now I'm gold with them.  pretty sweet! and hopefully it gets me a room upgrade at the aria in feb  :crossfingers:

Check Cyber Monday for deals at the aria if you can cancel.  I got a helluva deal on a suite there last year

tell me more about cyber monday, slash should i wait until closer to departure (July) to book a room at aria? i am also gold Mlife. tia

i realize this got lost in the shuffle of a good ol fashioned southwest airlines value-off, but any aria pro tips would be much appreciated
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 03:14:02 PM
hyatt card plat status appears to kick in upon activation.  I got the card today, logged into hyatt and I was a gold member.  activated the card online and went back to hyatt and refreshed and I was a platinum member.  then linked to mlife and now I'm gold with them.  pretty sweet! and hopefully it gets me a room upgrade at the aria in feb  :crossfingers:

Check Cyber Monday for deals at the aria if you can cancel.  I got a helluva deal on a suite there last year

tell me more about cyber monday, slash should i wait until closer to departure (July) to book a room at aria? i am also gold Mlife. tia

i realize this got lost in the shuffle of a good ol fashioned southwest airlines value-off, but any aria pro tips would be much appreciated

have you logged into MLife with your gold status and checked for a "tier offer"? The summer offers won't come out for awhile I think.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 13, 2015, 03:19:22 PM
yes, there seems to be just a generic tier discount of ~25% off for all vegas hotels.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 03:20:43 PM
yes, there seems to be just a generic tier discount of ~25% off for all vegas hotels.

they'll have a good summer discount for your when they roll those out. they just now are getting to spring discounts. vegas does not plan ahead.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 13, 2015, 03:23:04 PM
yes, there seems to be just a generic tier discount of ~25% off for all vegas hotels.

they'll have a good summer discount for your when they roll those out. they just now are getting to spring discounts. vegas does not plan ahead.

thanks  :thumbs:

i want something like this:

I called the aria vip line and they gave me a room for $79/night + $140 resort credit.  so essentially $100 for 3 nights.  then if I'm reading this right, once I get the mlife gold, I can get a room upgrade if it's available, so hopefully I can swing a sky suite or at the very least a strip facing room.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 03:24:43 PM
just curious are you mlife gold from hyatt status?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 13, 2015, 03:25:10 PM
yes
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 03:35:56 PM
yes

you probably won't get the same level of elite offers that someone who gets it traditionally would get. MLife bases your room rates almost exclusively off of your gambling history with them. so, like someone at whatever sub-gold level because they gamble at one of their affiliated casinos will get a much better offer than you would as a gold. I think you are just going to mainly get whatever other benefits are associated with MLife Gold.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2015, 03:39:16 PM
like, my bro in law and I are both MLife gold via Hyatt and are staying the same nights for the NCAA tourny this year at the Aria booked at the same time. he got a completely different offer for his nights than I did. He gambles a little bit more/higher than I do but neither of us would be MLife gold without Hyatt Plat. next to our booking it even has wording like "tables13" or something with different words and numbers to designate what you do with them and what level you are.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2015, 03:45:24 PM
I just got the MLife email today talking about spring offers that run through 7/31.  It doesn't look that special, as I'm also the Hyatt kind of MLife Gold.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 13, 2015, 04:37:16 PM
hyatt card plat status appears to kick in upon activation.  I got the card today, logged into hyatt and I was a gold member.  activated the card online and went back to hyatt and refreshed and I was a platinum member.  then linked to mlife and now I'm gold with them.  pretty sweet! and hopefully it gets me a room upgrade at the aria in feb  :crossfingers:

Check Cyber Monday for deals at the aria if you can cancel.  I got a helluva deal on a suite there last year

tell me more about cyber monday, slash should i wait until closer to departure (July) to book a room at aria? i am also gold Mlife. tia

i realize this got lost in the shuffle of a good ol fashioned southwest airlines value-off, but any aria pro tips would be much appreciated

I get emails from them all the time.  I hate spam emails but for vegas hotels I make exceptions and put up with them.  I dunno if it has anything to do with my Hyatt stuff or just that I gamble a good deal with MLife hotels when I'm there.  I got this one a couple days ago which says exclusive rates and two free buffets per day which is pretty solid.  no idea if you can use it or not.

https://reservations.mgmmirage.com/bookingengine.aspx?pid=930&host=offer&code=ARBFT51

this one is a $100 resort credit and a view upgrade.  it says you can call on both of these and mention the offer code so if you can't get the computer to work you might try calling.

https://reservations.mgmmirage.com/bookingengine.aspx?pid=930&host=offer&code=ARVLTN5

idk if there's something wrong with their system right now or if it's because I'm on my work computer but I can't get it to show me room rates right now.  the best I've ever seen for aria has been $79 a night and I know I've seen it recently.  those are usually weekdays.  weekends they do a lot of $109 - $129 type rates.

it's a pretty great deal when you're in that price range because it's nice as hell but they built it at the absolute wrong time in american history to build a mega huge fancy hotel in las vegas, so they have to cut prices to compete with the not as nice hotels.

I did get a view upgrade last time I was there and the guy said it was because I was a gold member.  it was also the middle of the week because we were there for a convention my wife attended.  things are different on weekends.  if you want a better shot at an upgrade try sandwiching a $50 in between your credit card and drivers license at check in.  then ask if there are upgrades available.  sometimes it works and they upgrade you, sometimes it doesn't and they give you the $50 back.  I have not actually tried this at aria but have seen it work at other MGM properties and the flamingo.  I didn't give the guy at aria a tip last time, he actually just offered the upgrade to me right up front.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 13, 2015, 04:39:12 PM
one of my best friends is proposing to his gf soon and already daydreaming about the bachelor party.  will be hitting up cosmo with marriott points/status.  absolutely cannot wait as I love the cosmo and desperately want to stay there.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 13, 2015, 04:40:36 PM
I just am not the type of cat to pull off that $50 trick, but thanks for all the pro tips
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 13, 2015, 04:41:41 PM
I just am not the type of cat to pull off that $50 trick, but thanks for all the pro tips

I have not personally actually done it, just have seen friends pull it off.  I could probably do it but I would feel slimy afterwards.  then I would see my room upgrade and be happy.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on February 15, 2015, 08:09:47 PM
Just got approved for the Citi AA 50K. I did it because I realized I didn't have an AAdvantage account. I spent the better part of thirty minutes this evening trying to link my BA account with my US Airways account, not realizing that my BA account is not the same thing as an AAdvantage account.

/cross-post with shame yourself thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2015, 06:19:25 AM
You can link you AA and USAir accounts they. They will actually be the same thing soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on February 16, 2015, 06:32:48 AM
That's why I applied for the card, I had only had a BA account and an US Air account until this point.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 16, 2015, 12:56:54 PM
I've never had any other ID theft stuff but for my sapphire card getting f'd with for the 2nd time now.  New one probably won't be here in time to run up a big bar tab on Saturday.  WTF is their problem?  They need to give out 50K bonuses on replacement cards.

4th sapphire card is on its way.  This time I didn't even get an id theft notice, I just happened to see while I was balancing everything that my lunch tab from yesterday wasn't listed but a $400+ tab to an online shoe place was.  I told the sapphire people that in addition to doing all their closing and sending of a new card stuff, somebody has to pitch me on why I should keep the account open when I have to continually mess with this. 

What should I use in the meantime, or possibly going forward, for meals?  I have the Chase Hyatt, Marriott and IHG which I think all do 2x, and the AMEX HHonors Surpass at 6x.  Obviously have the Ink that can do some travel stuff but not as much as the Sapphire if I remember right.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2015, 01:18:58 PM
hyatt
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 17, 2015, 10:38:40 AM
totally forgot the chase hyatt gives you a free night for keeping the card for 1 year (cat 1-4 only). will use at the hyatt regency cincinnati for a wedding later this year.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 17, 2015, 12:19:52 PM
the PC card gives you a free night every year with no restrictions on the reward level. that's, like, really good if you happen to be somewhere like NYC or somewhere with an Intercontinental.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 18, 2015, 07:20:55 AM
CSP referrals are back. so if anyone wants one...  :comehere:
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on February 18, 2015, 10:15:56 AM
CSP referrals are back. so if anyone wants one...  :comehere:

CSP??
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 18, 2015, 10:57:41 AM
CSP referrals are back. so if anyone wants one...  :comehere:

CSP??

Chase Sapphire Preferred
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on February 18, 2015, 12:59:15 PM
Travel thread crosspost--if I get the Hyatt card, could I use it for two free nights at a Hyatt Residence Club like this one in Aspen?

http://www.hyattresidenceclub.com/hvc/en/properties/grandaspen.html (http://www.hyattresidenceclub.com/hvc/en/properties/grandaspen.html)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 18, 2015, 01:09:06 PM
Travel thread crosspost--if I get the Hyatt card, could I use it for two free nights at a Hyatt Residence Club like this one in Aspen?

http://www.hyattresidenceclub.com/hvc/en/properties/grandaspen.html (http://www.hyattresidenceclub.com/hvc/en/properties/grandaspen.html)

not usually....but sometimes?

http://mommypoints.boardingarea.com/2013/10/22/use-hyatt-points-to-stay-in-condos-via-the-hyatt-residence-club/
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on February 18, 2015, 06:39:15 PM
So, applications  for business cards with EIN and business name are getting kicked out due to lack of credit history and too new of a business. Should I just be applying with my info instead?   I still need to build a credit history for the business for future purposes. Ideas?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 18, 2015, 06:42:58 PM
So, applications  for business cards with EIN and business name are getting kicked out due to lack of credit history and too new of a business. Should I just be applying with my info instead?   I still need to build a credit history for the business for future purposes. Ideas?
Use your personal income as your business revenue or something
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on February 18, 2015, 06:52:45 PM
So, applications  for business cards with EIN and business name are getting kicked out due to lack of credit history and too new of a business. Should I just be applying with my info instead?   I still need to build a credit history for the business for future purposes. Ideas?

Credit card companies are constantly approving cards for babies and dogs and dead people.  They will approve you eventually.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 18, 2015, 08:07:35 PM
Use your SSN and personal income.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on February 19, 2015, 07:04:27 AM
Use your SSN and personal income.

:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 19, 2015, 04:07:03 PM
well that's kind of a small window of time to guarantee your product

Quote from: Delta
if your checked bag doesn't arrive at the carousel in 20 minutes or less after any domestic flight through March 31, 2015, you are eligible to receive 2,500 bonus miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 19, 2015, 04:55:26 PM
funny story, one time at SEA-TAC i took a dump right after getting off a flight, and didn't think it was really that long of a dump. when i got down to the baggage claim there was absolutely no one there, no bags (flight landed at 5 am). i stood there for about 15 minutes getting kind of worried before i realized my bag was just sitting over by the Alaska Airlines desk. i had missed the whole thing. what an idiot!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 19, 2015, 07:18:06 PM
lol
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 19, 2015, 07:18:23 PM
fatty would have gone nuts for that story fwiw
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 21, 2015, 08:46:23 AM
(http://tapatalk.imageshack.com/v2/15/02/21/8ecada2c39dc52342622009cadbfc950.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 21, 2015, 08:47:04 AM
Rick Daris just sent me this from his trip to the Maldives. Looks like they are having my a great time.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 21, 2015, 02:52:33 PM
delta gave me 5,000 skymiles because of my canceled flight last week :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 21, 2015, 07:13:24 PM
delta gave me 5,000 skymiles because of my canceled flight last week :dunno:

I got like 10000 marriott points once because I sent an email after the power went out at my hotel for an hour.  I actually enjoyed it because it was so nice and quiet in my room with no power.  but that didn't stop me from milking them for some points.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 22, 2015, 09:06:31 PM
(http://tapatalk.imageshack.com/v2/15/02/21/8ecada2c39dc52342622009cadbfc950.jpg)

That is better looking Rob Corddry and worse looking Amy Adams
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 23, 2015, 12:59:57 PM
(http://tapatalk.imageshack.com/v2/15/02/21/8ecada2c39dc52342622009cadbfc950.jpg)


he said the hot tub at the resort rocks

(http://www.craveonline.com/images/stories/2011/2012/August/Film/Hot_Tub_Time_Machine_Rob_Corddry.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 23, 2015, 01:00:38 PM
(http://tapatalk.imageshack.com/v2/15/02/21/8ecada2c39dc52342622009cadbfc950.jpg)

That is better looking Rob Corddry and worse looking Amy Adams

dammit!   :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 23, 2015, 01:01:57 PM
I'm gonna cancel my CSP.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 23, 2015, 01:16:07 PM
I'm gonna cancel my CSP.

ok, then turn around and immediately get another one (as long as you've had that one for 2 years)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 23, 2015, 01:29:32 PM
I'm gonna cancel my CSP.

ok, then turn around and immediately get another one (as long as you've had that one for 2 years)

I've had it (1 acccount, 4 different cards/numbers) since late 2012.  I thought it was 90 days before I could get another one if I wanted.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 23, 2015, 01:45:36 PM
I'm gonna cancel my CSP.

ok, then turn around and immediately get another one (as long as you've had that one for 2 years)

I've had it (1 acccount, 4 different cards/numbers) since late 2012.  I thought it was 90 days before I could get another one if I wanted.

I think it just has to have been 2 years since your last bonus. WANT A REFERRAL?  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 23, 2015, 01:56:02 PM
I'm gonna cancel my CSP.

ok, then turn around and immediately get another one (as long as you've had that one for 2 years)

I've had it (1 acccount, 4 different cards/numbers) since late 2012.  I thought it was 90 days before I could get another one if I wanted.

I think it just has to have been 2 years since your last bonus. WANT A REFERRAL?  :fatty:

I will if I sign up for another one.  Kind of hoping they give me a sufficient explanation of the security and bonus points to keep my current one when I call.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 02, 2015, 09:22:33 AM
married couples can combine UR accounts?  :Wha:
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 02, 2015, 10:30:58 PM
Just combined them. 310k UR!

 :weirdrobert:

This has got to be the #1 benefit of marriage.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2015, 08:57:28 AM
married couples can combine UR accounts?  :Wha:

yeah, you actually used to be able to transfer your points to anyone else's UR account but they shut that down
Title: Re: How Many Credit Cards Do You Have?
Post by: nitrocat on March 03, 2015, 10:34:54 AM
Credit card rookie alert

So you're saying I can cancel my CSP, turn right back around and get another, and take advantage of the new member rewards, provided I have had mine for 2 plus years already?  :Wha:

What happens to my current points? Do I need to transfer them to another card, or points program before canceling?

Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 04, 2015, 02:14:59 PM
whats the current next best thing? i'm ready for a new card that isnt the CSP, SPGamex, citi AAdv visa, or citi AAdv mc.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 04, 2015, 02:44:57 PM
i just got the 50k SW premier card, and then later i'm going to get the other one, to earn the companion pass
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 04, 2015, 03:09:41 PM
whats up with this 70k IHG card? are IHG points any good?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 04, 2015, 03:11:03 PM
whats the current next best thing? i'm ready for a new card that isnt the CSP, SPGamex, citi AAdv visa, or citi AAdv mc.

companion pass if two 50k SW cards are available. They fly to Cancun!

Or get a ink plus from me when referrals are back.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on March 04, 2015, 03:50:33 PM
I'm sure it's here, so can someone link me to the discussion of how to go about getting the SW companion pass?  Feel free to just reply if that's easier.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 04, 2015, 03:51:18 PM
I'm sure it's here, so can someone link me to the discussion of how to go about getting the SW companion pass?  Feel free to just reply if that's easier.
Get 110k sw miles in a calendar year
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 04, 2015, 03:58:33 PM
im worried that after earning it, i would get super duper stressed about getting the max benefit of the companion pass
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 04, 2015, 04:02:05 PM
im worried that after earning it, i would get super duper stressed about getting the max benefit of the companion pass

it's @mrspuniraptor
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 04, 2015, 04:12:30 PM
im worried that after earning it, i would get super duper stressed about getting the max benefit of the companion pass

it's @mrspuniraptor

  i kno :blank: the companion pass is attached to one person, right? not transferrable?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 04, 2015, 04:20:31 PM
you can switch companions up to 3 times in that year
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2015, 04:40:34 PM

Credit card rookie alert

So you're saying I can cancel my CSP, turn right back around and get another, and take advantage of the new member rewards, provided I have had mine for 2 plus years already?  :Wha:

What happens to my current points? Do I need to transfer them to another card, or points program before canceling?

Transfer them to hyatt or another UR account (Ink, etc)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2015, 04:41:01 PM

whats the current next best thing? i'm ready for a new card that isnt the CSP, SPGamex, citi AAdv visa, or citi AAdv mc.

Barclay USA
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 04, 2015, 04:42:24 PM

whats up with this 70k IHG card? are IHG points any good?

Not really but the card gives you a free night at any IHG every year
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 04, 2015, 05:23:33 PM
also, I'm ready to talk about how great UR points are again with real experience that is definitely right this time.

I was able to book a flight for 2 directly through UR that was not available on AAAdv rewards. I also noticed that 1, you dont have to pay the extra $150 just for using your points that AA makes you pay and 2, you get AAAdv rewards miles for those flights as if you had paid cash at AA for them.

WOW! my calculator batteries are dead, but i would love to see an analysis on reward value for this real to god true life scenario.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 04, 2015, 06:30:30 PM
also, I'm ready to talk about how great UR points are again with real experience that is definitely right this time.

I was able to book a flight for 2 directly through UR that was not available on AAAdv rewards. I also noticed that 1, you dont have to pay the extra $150 just for using your points that AA makes you pay and 2, you get AAAdv rewards miles for those flights as if you had paid cash at AA for them.

WOW! my calculator batteries are dead, but i would love to see an analysis on reward value for this real to god true life scenario.

I always forget to look at this when I'm actually going to pay for a flight. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 04, 2015, 08:11:26 PM
also, I'm ready to talk about how great UR points are again with real experience that is definitely right this time.

I was able to book a flight for 2 directly through UR that was not available on AAAdv rewards. I also noticed that 1, you dont have to pay the extra $150 just for using your points that AA makes you pay and 2, you get AAAdv rewards miles for those flights as if you had paid cash at AA for them.

WOW! my calculator batteries are dead, but i would love to see an analysis on reward value for this real to god true life scenario.

I don't understand what you did
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 04, 2015, 08:29:06 PM
I booked an award flight through the UR portal that wasn't available through the AAAdv award portal with the above results
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 04, 2015, 08:32:09 PM

whats the current next best thing? i'm ready for a new card that isnt the CSP, SPGamex, citi AAdv visa, or citi AAdv mc.

Barclay USA

chase united.  don't get the barclay card!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 04, 2015, 09:59:54 PM
I booked an award flight through the UR portal that wasn't available through the AAAdv award portal with the above results

I don't understand the aa makes you pay $150 to book award flights part of it
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 04, 2015, 10:03:12 PM
Well it was the "administrative fees and other bullshit" for redeeming for 2 round trip tix
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 04, 2015, 10:16:24 PM
Well it was the "administrative fees and other bullshit" for redeeming for 2 round trip tix
(http://tapatalk.imageshack.com/v2/15/03/04/713490deed91d37aab5baa9755662caa.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 04, 2015, 10:17:32 PM
Am I getting mumped like a dork by aa here?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 04, 2015, 10:22:59 PM
Well it was the "administrative fees and other bullshit" for redeeming for 2 round trip tix
(http://tapatalk.imageshack.com/v2/15/03/04/713490deed91d37aab5baa9755662caa.jpg)
Was it on short notice?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 04, 2015, 10:23:49 PM
Like 3 days. Is that's what's the haps?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 04, 2015, 10:31:35 PM
Like 3 days. Is that's what's the haps?
Probably. United has fees on any award bookings under 21 days.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 04, 2015, 10:33:06 PM
Ah

AAdvantage award processing charge

A $75 fee will be charged for award tickets booked less than 21 days before departure

Anyhow, my point stands that UR didn't do me that way. I love you, UR
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 05, 2015, 06:42:25 AM
I did not realize you could use points through the ur portal. Do you buy the ticket then apply points to it after? What was the redemption rate
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2015, 06:52:48 AM


whats the current next best thing? i'm ready for a new card that isnt the CSP, SPGamex, citi AAdv visa, or citi AAdv mc.

Barclay USA

chase united.  don't get the barclay card!

Ehhh, he's obviously collecting AA and the USA will be gone soon. United card isn't going anywhere
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2015, 06:53:54 AM

Ah

AAdvantage award processing charge

A $75 fee will be charged for award tickets booked less than 21 days before departure

Anyhow, my point stands that UR didn't do me that way. I love you, UR

fyi you made a poor decision
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2015, 06:54:42 AM

I did not realize you could use points through the ur portal. Do you buy the ticket then apply points to it after? What was the redemption rate

The points are just redeemed at a set value towards a paid ticket. It's a bad deal. Better to just buy the revenue ticket.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2015, 06:55:24 AM
puni, talk to me before you do anything from now on
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 05, 2015, 07:05:03 AM
That's what I thought. A quick glance and my redemption rate was like .0125 per mile
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 05, 2015, 08:07:38 AM
puni, talk to me before you do anything from now on

it was an emergency travel requirement, so flying for free felt felt better than paying cash. i can see your point that UR points are worth more than cash but I dont know it because I am a tlbl cc thread guy :embarrassed:

maybe you guys can make a pie chart illustrating the best things to do with UR points? I saw they transfer 1:1 to AA pts, which is worse than cash.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 05, 2015, 08:16:53 AM
I was going to warn puni that Steve Dave was going to mock him for not using ur points on first class to Europe or a theme park but oh well
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 05, 2015, 08:17:07 AM
im worried that after earning it, i would get super duper stressed about getting the max benefit of the companion pass

it's @mrspuniraptor

  i kno :blank: the companion pass is attached to one person, right? not transferrable?

just to clarify, this was not a complaint as to her value as a travel partner (A+), just that I have like 3 times more vacation time per year.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 05, 2015, 08:18:34 AM
im worried that after earning it, i would get super duper stressed about getting the max benefit of the companion pass

it's @mrspuniraptor

  i kno :blank: the companion pass is attached to one person, right? not transferrable?

just to clarify, this was not a complaint as to her value as a travel partner (A+), just that I have like 3 times more vacation time per year.

yeah but it doesn't matter because wow what a great and hilarious post by me
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 05, 2015, 10:07:05 AM
he's obviously collecting AA and the USA will be gone soon. United card isn't going anywhere

then he should get an aa business.  or if he's married his wife needs to get maxed out.  he's gonna have to prove he has extra spend that he can't reasonably use on chase or citi cards before i can endorse a barclays.  he really should have to prove he doesn't need usbank, capone or amex cards as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 05, 2015, 10:10:34 AM
i have nothing but extra spend right now, my last bonus was the aadv MC. sys, can you tell me what specifically makes barclaycard so suckface?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 05, 2015, 10:11:23 AM
capone

never looked at it like that  :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 05, 2015, 10:12:02 AM
what about this 50k ba avios thing?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 05, 2015, 10:12:29 AM
the USA will be gone soon.

and will it?  they're giving out some barclays aa card to the current cardholders.  is it known they aren't going to sign up new people for their nasty little aa cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 05, 2015, 10:16:02 AM
i have nothing but extra spend right now, my last bonus was the aadv MC. sys, can you tell me what specifically makes barclaycard so suckface?

ridiculously bad customer service.  and they make you pay an annual fee!  an annual fee for their stupid little cards that are worse than all their competitors' cards.  at a very minimum i'd make sure you and your wife can't get any more citi aa cards before i'd give barclays a dime.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 05, 2015, 10:41:32 AM
why is points guy dot com so high on them? on the take? in the pocket?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 05, 2015, 12:42:46 PM
im worried that after earning it, i would get super duper stressed about getting the max benefit of the companion pass

it's @mrspuniraptor

  i kno :blank: the companion pass is attached to one person, right? not transferrable?

just to clarify, this was not a complaint as to her value as a travel partner (A+), just that I have like 3 times more vacation time per year.

yeah I have 30 days of vacation this year. my wife has 14. it's very sad.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 05, 2015, 12:48:47 PM
i have 10  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 05, 2015, 12:50:03 PM
I have never worked at a job long enough to get over two weeks. Although I now get the two weeks plus a floating holiday every quarter. 30 days, wow.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on March 05, 2015, 12:52:51 PM
20 days :gocho:

(PTO, not literally vacation, but the nature of my job means it's basically vacation)
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on March 05, 2015, 01:06:19 PM
my employer unexpectedly added an extra week for employees of 2-5 years a couple of months ago.  surprised the hell out of me for a medium large-ish corporation
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 05, 2015, 01:07:55 PM
Does "PTO" include sick time?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 05, 2015, 02:32:39 PM
why is points guy dot com so high on them? on the take? in the pocket?

it wouldn't surprise me a bit.  there's no ethics in the points game anymore.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 05, 2015, 03:26:28 PM
Does "PTO" include sick time?

yes mine includes sick time and goes up with experience.  I'm in year 5.  technically I get 24 days of PTO and a floating holiday, and can roll over 5 each year, so that's why I have 30 this year.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 05, 2015, 03:26:54 PM
in 5 years I have only used 2 days for actually being sick and it was because the doctor told me I couldn't go to work
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 06, 2015, 10:09:51 AM
i recently got the SW premier card for the 50k signup bonus. i feel like i fudged up and probably should have gotten the business one at the same time, because now the offer is down to 25k. will it be back to 50k before the year is out? that companion pass is one hot POA
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 06, 2015, 10:34:23 AM
i recently got the SW premier card for the 50k signup bonus. i feel like i fudged up and probably should have gotten the business one at the same time, because now the offer is down to 25k. will it be back to 50k before the year is out? that companion pass is one hot POA
What about the plus?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 06, 2015, 10:35:14 AM
i recently got the SW premier card for the 50k signup bonus. i feel like i fudged up and probably should have gotten the business one at the same time, because now the offer is down to 25k. will it be back to 50k before the year is out? that companion pass is one hot POA

yes it should and yes it is  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 06, 2015, 10:40:57 AM
i recently got the SW premier card for the 50k signup bonus. i feel like i fudged up and probably should have gotten the business one at the same time, because now the offer is down to 25k. will it be back to 50k before the year is out? that companion pass is one hot POA
What about the plus?

they're all 25k now
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 06, 2015, 12:01:20 PM

I have never worked at a job long enough to get over two weeks. Although I now get the two weeks plus a floating holiday every quarter. 30 days, wow.

I get 30 days plus the usual holidays and a floater. In ~3 years I'll get 35 days. I have the option to sell up to 5 days but I always end up using all of them so I don't ever do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 06, 2015, 12:02:23 PM

I have never worked at a job long enough to get over two weeks. Although I now get the two weeks plus a floating holiday every quarter. 30 days, wow.

I get 30 days plus the usual holidays and a floater. In ~3 years I'll get 35 days. I have the option to sell up to 5 days but I always end up using all of them so I don't ever do it.

and I bet it's separate from sick time
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on March 12, 2015, 01:48:00 PM
A good friend of mine got a CSP with his wife, and she uses it for her photog business. He told me proudly today that they cashed out their UR points to buy themselves iPhone 6 + devices. I almost cried. Then I delicately told him that what he just did was incredibly stupid.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 12, 2015, 01:59:06 PM
(http://replygif.net/i/272.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 12, 2015, 02:16:06 PM
sometimes I feel bad about telling people how much they mumped up but it's best that they know. like, they may as well hear it from their bud steve dave so they don't continue being complete dumbasses over and over.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 12, 2015, 02:25:19 PM
whats the best thing to do with UR points that isnt disneyland?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 12, 2015, 02:36:38 PM
whats the best thing to do with UR points that isnt disneyland?

It depends on your needs. First class to Europe is probably the best dollar:point ratio most of the time, but not everyone has 8 weeks of vacation to make that work.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 12, 2015, 02:49:18 PM
whats the best thing to do with UR points that isnt disneyland?

It will always be transferring to a partner. There are a lot of high value reward opportunities no matter what kind of travel you do. Most bang for your buck will probably come from Hyatt/BA/United/Singapore/Korean/etc (http://thepointsguy.com/2014/10/10-ways-to-maximize-70000-chase-ultimate-rewards-points/). You can easily get 2+ cpm redemption with Hyatt. The Hyatt Wichita is probably the best or near best in Wichita and is only 5k Hyatt points. So, if a room is going for only $100 you are getting 2 cpm. Like Rus pointed out your best bang for buck redemptions are going to be upper class international flights. Like, a $2k biz class flight from San Fran to Paris would run you 50k United miles on a saver award. that's 4 cpm. Even if you got a steal and got a $2k RT biz class flight you are getting 2 cpm. But, if you are just flying to MCI to ORD you can use 4,500 avios on BA (9k RT) so a $150 ticket ($300 RT) would get you 3.3 cpm. Even SW miles are a better redemption than cashing them out or doing some awful product redemption. A SW mile is currently worth ~1.67 cpm and you can get even better cpm redemptions (http://millionmilesecrets.com/2014/03/05/how-much-are-southwest-points-really-worth/) if you look around.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 12, 2015, 02:55:57 PM
like, I love calling the chase UR line because the person on the phone will always tell you what your points are worth if you just cashed them out. the other day I called about something and the guy was like, your 270k points are worth $2,700! and I was like, "yeah, ok  :lol: "
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 12, 2015, 03:01:19 PM
jeffey would be mad about not negotiating a cash discount, but who has the time?

Quote
According to the Chinese website of China Merchants Bank which issued the card, the conversion rate is one point per 20 yuan, meaning Liu should qualify for about 18,750,000 miles, including bonus awards.

http://www.bloomberg.com/news/articles/2015-03-12/billionaire-flies-on-amex-points-to-pay-45-million-for-artwork
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 12, 2015, 03:04:12 PM
do the partner transfer deals change all the time? like you have to be on top of it to snipe the right scoop at the right moment?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 12, 2015, 03:05:55 PM
do the partner transfer deals change all the time? like you have to be on top of it to snipe the right scoop at the right moment?

All the transfers I've done have been 1:1
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 12, 2015, 03:06:45 PM
do the partner transfer deals change all the time? like you have to be on top of it to snipe the right scoop at the right moment?

All the transfers I've done have been 1:1

doesnt that kind of blow?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 12, 2015, 03:09:24 PM
what free/almost free travel do you dudes have booked? I've got:

-March Vegas trip with ma'boys. First class US flight there on points, direct SW flight back on points. Three nights at Aria at ~$150 a night with my status I got from Hyatt.

-Taking the fam to disney world in May. First class flight there on United with points. direct flight back on SW on points/companion pass. 6 nights at a 1,200 sq ft suite at the Swan on points.

-Taking mrs. dave to Maine in June. First class flight there on US on points. flight back on SW on points/companion pass. 2 nights at the HGI Portland on garbage Hilton points and 2 nights at the Hampton in Bar Harbor on garbage Hilton points (FINALLY EXHAUSTING THESE 200k HH I HATE).

-Taking the fam somewhere in November. will almost certainly use SW miles/companion pass combo.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 12, 2015, 03:09:57 PM
do the partner transfer deals change all the time? like you have to be on top of it to snipe the right scoop at the right moment?

All the transfers I've done have been 1:1

doesnt that kind of blow?

no, it's not 1 UR point=$0.01, it's 1 UR point = 1 travel partner point

When you book travel through the UR portal it's 100 UR point = $1.25, but the redemption on actual airline miles is often better.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 12, 2015, 03:11:19 PM
do the partner transfer deals change all the time? like you have to be on top of it to snipe the right scoop at the right moment?

All the transfers I've done have been 1:1

doesnt that kind of blow?

not at all
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on March 12, 2015, 03:12:56 PM
sometimes I feel bad about telling people how much they mumped up but it's best that they know. like, they may as well hear it from their bud steve dave so they don't continue being complete dumbasses over and over.

Yeah, I was hoping that it wouldn't hurt the relationship, but mostly he just felt like an idiot. I told them that he needn't feel like that as long as he didn't make the same mistake again.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 12, 2015, 03:13:45 PM
it's making me think that what i did in my above scenario was really the 2nd best possible thing (after paying dollars for the flight through the UR portal).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 12, 2015, 03:15:05 PM
it's making me think that what i did in my above scenario was really the 2nd best possible thing (after paying dollars for the flight through the UR portal).

what scenario?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 12, 2015, 03:57:04 PM
what free/almost free travel do you dudes have booked? I've got:

-vegas bach party in July on SW points / Aria on discounted Hyatt rate
-MCI-BER, CDG-MCI on Delta miles, 3 nights at Hotel du Louvre on Hyatt points (the rest of the nights are staying with fam/friends)
-austin in august on SW points
-cincinnati in october, staying at Hyatt Regency on points (8k/night lol). haven't figured out how i'm getting there yet. i may drive  :Yuck:
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on March 12, 2015, 04:01:35 PM
-RT flight to Chicago in April to celebrate my 30th with confirmed stud 8mp

-RT flight for my wife and I to spend a few days with friends in Punta Cana next January

Will probably have quite a few points left over this year, may think about planning another trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 12, 2015, 04:03:13 PM
btw, mrs mocat's childhood friend from rural KS is now a flight attendant w/ Lufthansa. i mean how cool is that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on March 12, 2015, 04:32:21 PM
-Bach party in July RT to Denver with SW.

-Chicago trip in May for a royals cubs game with lady BR RT on SW

-RT flights to Dublin with lady BR on AA. 2 nights at Westin Dublin. 2 nights each at raddison blu Galway, blu limerick, and blu Dublin. Only had to pay for two bed n breakfast nights in small Irish towns for the whole trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on March 12, 2015, 04:41:19 PM


A good friend of mine got a CSP with his wife, and she uses it for her photog business. He told me proudly today that they cashed out their UR points to buy themselves iPhone 6 + devices. I almost cried. Then I delicately told him that what he just did was incredibly stupid.

Also a KState grad squawk fan, I assume, so what did you expect?
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on March 12, 2015, 05:11:19 PM


A good friend of mine got a CSP with his wife, and she uses it for her photog business. He told me proudly today that they cashed out their UR points to buy themselves iPhone 6 + devices. I almost cried. Then I delicately told him that what he just did was incredibly stupid.

Also a KState grad squawk fan, I assume, so what did you expect?

I don't know, I just assume when someone gets such a nice credit card that they have at least a cursory understanding of its benefits. Apparently that is a dumb assumption.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 13, 2015, 07:46:41 AM
topical:

http://thepointsguy.com/2015/03/redeeming-chase-ultimate-rewards-points-for-maximum-value/
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 13, 2015, 08:08:20 AM
topical:

http://thepointsguy.com/2015/03/redeeming-chase-ultimate-rewards-points-for-maximum-value/

Quote
United is more lenient than most carriers, allowing a stopover and two open jaws on award tickets.

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 14, 2015, 03:21:44 PM
so remember those checks we got from amex for some SPG bonus we supposedly didn't receive? just got $160 check from chase for some award bonus they failed to give me at some point. no idea what for. I'm beating the crap out of them for 300k UR points a year and they send me $160. ok.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 14, 2015, 03:27:08 PM
http://www.flyertalk.com/forum/chase-ultimate-rewards/1663026-rewards-error-refund.html

looks like its tied to the CO/UA cards which I did have  :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 15, 2015, 05:42:10 PM
just closed my last barclays' account!   :Woot:

also just found out that citi now made their personal cards an bad person to churn (can't churn from 18 months of previous account closing).   :cry:



so, anyways, all my haranguing about just churning chase and citi and staying the eff away from barclays was prolly wrong/obsolete.  i may even have to open another goddamn barclays' account myself.   :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 16, 2015, 09:55:43 AM
just closed my last barclays' account!   :Woot:

also just found out that citi now made their personal cards an bad person to churn (can't churn from 18 months of previous account closing).   :cry:



so, anyways, all my haranguing about just churning chase and citi and staying the eff away from barclays was prolly wrong/obsolete.  i may even have to open another goddamn barclays' account myself.   :frown:

you better hurry and apply for a couple USAir cards because it's going away pretty soon. everyone who has it will be rolled into an AA card that you can't sign up for.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 16, 2015, 09:57:43 AM
just closed my last barclays' account!   :Woot:

also just found out that citi now made their personal cards an bad person to churn (can't churn from 18 months of previous account closing).   :cry:



so, anyways, all my haranguing about just churning chase and citi and staying the eff away from barclays was prolly wrong/obsolete.  i may even have to open another goddamn barclays' account myself.   :frown:

you better hurry and apply for a couple USAir cards because it's going away pretty soon. everyone who has it will be rolled into an AA card that you can't sign up for.
I think I may do this even though aa availability SUCKS for me. Have had 100k Avios and 50k Aadvantage just sitting there for like a year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 16, 2015, 12:32:00 PM
just closed my last barclays' account!   :Woot:

also just found out that citi now made their personal cards an bad person to churn (can't churn from 18 months of previous account closing).   :cry:



so, anyways, all my haranguing about just churning chase and citi and staying the eff away from barclays was prolly wrong/obsolete.  i may even have to open another goddamn barclays' account myself.   :frown:

you better hurry and apply for a couple USAir cards because it's going away pretty soon. everyone who has it will be rolled into an AA card that you can't sign up for.
I think I may do this even though aa availability SUCKS for me. Have had 100k Avios and 50k Aadvantage just sitting there for like a year.

I will have over 600k of the combined points (plus ~100k avios) once they merge and have been using the crap out of them. just got another citi AA and another (last?) barclay US. I've gotten about 5 barclay US cards in the last two years. mrs. dave has as well. the US card seems like the last of the really great churns out there. you can still churn the crap out of Alaska I guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 17, 2015, 10:29:26 AM
Need reminders re: SPG AMEX.

Got it August-ish when there was (I think) a slightly higher bonus.  Have only used it once - for a Westin free stay valet parking charge - since doing the minimum spend.

Ideal time to cancel and avoid annual charge and be able to do another max signup bonus? 

I already have the HH Surpass AMEX for AMEX benefits like free ShopRunner.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2015, 11:26:57 AM
Can't get another bonus :-( (but you can get one on the biz card over and over)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 17, 2015, 11:33:26 AM
It was August-ish 2013, not last August, but I guess that wouldn't matter.  I'll go for the SPG biz next time higher bonuses are available and cancel the personal one before the next fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2015, 11:41:03 AM
 Yeah, it's not supposed to matter.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on March 17, 2015, 11:50:41 AM
postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/ (http://postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/)

luked? i know this guy has been mentioned but hadn't seen this video.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 17, 2015, 11:54:50 AM
thought about it, and i still can't justify paying the annual fee for the usair miles.  too many free points and miles available elsewhere.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2015, 12:24:21 PM
postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/ (http://postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/)

luked? i know this guy has been mentioned but hadn't seen this video.

yeah, I followed him on twitter and facebook for a long time but grew kind of board of him so quit. has a pocket square company. pretty lol. Lucky wrote about him a couple times and now they're kinda buds.

http://onemileatatime.boardingarea.com/2013/02/26/i-ran-into-justin-ross-lee-at-jfk-its-time-to-see-him-in-action/
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 17, 2015, 12:35:11 PM
postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/ (http://postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/)

luked? i know this guy has been mentioned but hadn't seen this video.

what a douche.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 17, 2015, 12:41:05 PM
postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/ (http://postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/)

luked? i know this guy has been mentioned but hadn't seen this video.

yeah, I followed him on twitter and facebook for a long time but grew kind of board of him so quit. has a pocket square company. pretty lol. Lucky wrote about him a couple times and now they're kinda buds.

http://onemileatatime.boardingarea.com/2013/02/26/i-ran-into-justin-ross-lee-at-jfk-its-time-to-see-him-in-action/

I'm kinda curious how he pays for all his trips. It's pretty fascinating.
Title: Re: How Many Credit Cards Do You Have?
Post by: Scary Smart on March 17, 2015, 01:24:40 PM
Probably missed this somewhere along the way, but how in the world are you able to rack up 300k UR points a year, SD? :sdeek:


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2015, 02:21:00 PM
Probably missed this somewhere along the way, but how in the world are you able to rack up 300k UR points a year, SD? :sdeek:


Sent from my iPhone using Tapatalk

In the last 2 or 3 years I've gotten 2 Sapphire cards (first one actually got 100k, second only 50k), an Ink Bold and two Inks, and a Freedom. I max out all the quarterly Freedom categories. I use almost exclusively the UR portal for non-amazon online shopping. Sapphire is my primary spend card for spend that isn't bonus'ed anywhere else. Ink for gas. I get some referral points from you studs. I don't know, they just come to me faster than I can spend them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2015, 02:23:54 PM
postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/ (http://postgradproblems.com/this-man-is-dominating-the-travel-game-so-hard/)

luked? i know this guy has been mentioned but hadn't seen this video.

yeah, I followed him on twitter and facebook for a long time but grew kind of board of him so quit. has a pocket square company. pretty lol. Lucky wrote about him a couple times and now they're kinda buds.

http://onemileatatime.boardingarea.com/2013/02/26/i-ran-into-justin-ross-lee-at-jfk-its-time-to-see-him-in-action/

I'm kinda curious how he pays for all his trips. It's pretty fascinating.

ha, Lucky just commented on it

http://onemileatatime.boardingarea.com/2015/03/17/this-is-why-people-hate-travel-hackers/
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 17, 2015, 02:31:43 PM
Yeah, I don't think he's hacking all that much. You can't use credit card miles to fly on a private jet or spend a month in Thailand.

Going to the arrivals when you're actually departing is a pretty good tip, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 17, 2015, 03:27:12 PM
if I'm thinking about going to London/Germany this summer, is there a card I could get now that I could get rewards to get there in time?
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 17, 2015, 09:44:16 PM

you better hurry and apply for a couple USAir cards because it's going away pretty soon. everyone who has it will be rolled into an AA card that you can't sign up for.

How are you able to continue to get the bonus? I've applied twice and been denied (not really, I just withdrew my application after talking to reconsideration line) because I opened or closed an account with them in the past year. I even tried the "Yeah, that's my personal, this one is for my business" excuse and it didn't work.

I've been able to open two in the past year, same for Mrs. WonderMeal. But even though one or both of ours have been canceled, they still won't give us the bonus again.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 17, 2015, 11:11:38 PM
if I'm thinking about going to London/Germany this summer, is there a card I could get now that I could get rewards to get there in time?

get a united and a csp.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 18, 2015, 07:52:16 AM

you better hurry and apply for a couple USAir cards because it's going away pretty soon. everyone who has it will be rolled into an AA card that you can't sign up for.

How are you able to continue to get the bonus? I've applied twice and been denied (not really, I just withdrew my application after talking to reconsideration line) because I opened or closed an account with them in the past year. I even tried the "Yeah, that's my personal, this one is for my business" excuse and it didn't work.

I've been able to open two in the past year, same for Mrs. WonderMeal. But even though one or both of ours have been canceled, they still won't give us the bonus again.

yes, they've never denied me. I get a new one every 3 or 4 months. I cancel the one I have after a few months and about a week later get another one. mrs. dave does the same.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 18, 2015, 07:55:17 AM
if I'm thinking about going to London/Germany this summer, is there a card I could get now that I could get rewards to get there in time?

get a united and a csp.

this would be good. I would make some phantom bookings to see what availability looks like from where you are flying from now to see if United could get you there now and just pray availability will hold out until you have the points. If not try AA and you could get the citi AA/US cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 18, 2015, 07:58:41 AM
Probably missed this somewhere along the way, but how in the world are you able to rack up 300k UR points a year, SD? :sdeek:


Sent from my iPhone using Tapatalk

In the last 2 or 3 years I've gotten 2 Sapphire cards (first one actually got 100k, second only 50k), an Ink Bold and two Inks, and a Freedom. I max out all the quarterly Freedom categories. I use almost exclusively the UR portal for non-amazon online shopping. Sapphire is my primary spend card for spend that isn't bonus'ed anywhere else. Ink for gas. I get some referral points from you studs. I don't know, they just come to me faster than I can spend them.

another thing I do is buy starbucks gift cards from staples (online because I'm not wasting my time going to the store) and load them to my starbucks account. A $200 starbucks gift card is 1k UR points with the 5x Ink bonus and, unfortunately, mrs. dave and I burn through that really fast so we probably get about 10k UR points from just starbucks every year.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on March 18, 2015, 09:23:07 AM

you better hurry and apply for a couple USAir cards because it's going away pretty soon. everyone who has it will be rolled into an AA card that you can't sign up for.

How are you able to continue to get the bonus? I've applied twice and been denied (not really, I just withdrew my application after talking to reconsideration line) because I opened or closed an account with them in the past year. I even tried the "Yeah, that's my personal, this one is for my business" excuse and it didn't work.

I've been able to open two in the past year, same for Mrs. WonderMeal. But even though one or both of ours have been canceled, they still won't give us the bonus again.

yes, they've never denied me. I get a new one every 3 or 4 months. I cancel the one I have after a few months and about a week later get another one. mrs. dave does the same.

I'm new to the CC hustle game so forgive the LCCIQ here. Just so I have this correct... you get a card that offers bonus miles, accrue those bonuses by meeting a spending requirement (ex. $3,000 in 3 months), cancel that card, and then apply for the same card to get the bonus again?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 18, 2015, 09:32:34 AM

you better hurry and apply for a couple USAir cards because it's going away pretty soon. everyone who has it will be rolled into an AA card that you can't sign up for.

How are you able to continue to get the bonus? I've applied twice and been denied (not really, I just withdrew my application after talking to reconsideration line) because I opened or closed an account with them in the past year. I even tried the "Yeah, that's my personal, this one is for my business" excuse and it didn't work.

I've been able to open two in the past year, same for Mrs. WonderMeal. But even though one or both of ours have been canceled, they still won't give us the bonus again.

yes, they've never denied me. I get a new one every 3 or 4 months. I cancel the one I have after a few months and about a week later get another one. mrs. dave does the same.

I'm new to the CC hustle game so forgive the LCCIQ here. Just so I have this correct... you get a card that offers bonus miles, accrue those bonuses by meeting a spending requirement (ex. $3,000 in 3 months), cancel that card, and then apply for the same card to get the bonus again?

yes, but the opportunities to do so are dwindling. I have had ~10 Citi AA cards in my life. You used to be able to get an AA card every 3 months or so. And at one time that came with 100k AA miles. which dropped to 75k. which has now dropped to 50k. and now it's not nearly as churnable as it used to be. The real churnable cards now are the US card which is going away in like a month and the Alaska Air card. Maybe the Frontier or some other weird ones but I'm not sure. People made literally millions of miles and got lifetime AA Executive Platinum status with AA by churning the AA cards. I would have lifetime executive plat status if I had started a year or so earlier. Now most Chase cards restrict you to one new bonus every two years. Citi is kind of a mystery but have clamped down recently. Amex new rules say one bonus per card type in a lifetime. Barclay is still churnable if they approve you. BoA is churnable but only have Alaska and maybe some dumb proprietary card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 18, 2015, 09:37:01 AM
But, even just doing Chase cards should keep you going. Assume you have a spouse who participates you can be meeting min. spend on the Sapphire, SW (two versions), Freedom, United, Marriott, British Air, Ritz Carlton, Hyatt, IHG cards (All x 2 with the spouse) and just repeat that every two years. Alternate applications between you and the spouse. This isn't even including the Ink biz card. It's something that everyone who can handle their money without playing mind games with themselves should be doing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 18, 2015, 09:42:04 AM
And don't wait until you have a trip planned to start. A lot of people do that. It kind of aggravates me when someone I know IRL says they have a trip in two months and want it all free because they know I travel free all the time. I understand it, but it gets frustrating explaining it to them. Then they think it's not all it's cracked up to be when I explain they are probably not going to be able to benefit from it on their upcoming trip. but, some people have an aversion to credit cards so even getting one let alone twenty is a huge step for them.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on March 18, 2015, 09:46:45 AM
Damn. It sounds like I've left a lot of points on the table the past few years by sticking to only one card.  :bang: I will definitely be frequenting this thread more often!

I'm looking at a vacation in August. Hoping that is enough lead time  :crossfingers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 18, 2015, 10:22:48 AM
another thing I do is buy starbucks gift cards from staples (online because I'm not wasting my time going to the store) and load them to my starbucks account. A $200 starbucks gift card is 1k UR points with the 5x Ink bonus and, unfortunately, mrs. dave and I burn through that really fast so we probably get about 10k UR points from just starbucks every year.

:frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Scary Smart on March 18, 2015, 12:41:37 PM

Probably missed this somewhere along the way, but how in the world are you able to rack up 300k UR points a year, SD? :sdeek:


Sent from my iPhone using Tapatalk

In the last 2 or 3 years I've gotten 2 Sapphire cards (first one actually got 100k, second only 50k), an Ink Bold and two Inks, and a Freedom. I max out all the quarterly Freedom categories. I use almost exclusively the UR portal for non-amazon online shopping. Sapphire is my primary spend card for spend that isn't bonus'ed anywhere else. Ink for gas. I get some referral points from you studs. I don't know, they just come to me faster than I can spend them.

another thing I do is buy starbucks gift cards from staples (online because I'm not wasting my time going to the store) and load them to my starbucks account. A $200 starbucks gift card is 1k UR points with the 5x Ink bonus and, unfortunately, mrs. dave and I burn through that really fast so we probably get about 10k UR points from just starbucks every year.

Nice. I've accumulated a decent amount of points just by using my CSP the last couple years, but I'd like to add to that with some other Chase cards. From the research that I've done it looks like there are only referral bonuses for Chase Freedom every once in a while. If someone gives me a referral link for Freedom, I'll try and use it.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 18, 2015, 12:44:01 PM
My wife and I have probably accumulated 300k over the last year. Currently have 230k but I'm heading toward that companion pass.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 18, 2015, 12:45:44 PM

Probably missed this somewhere along the way, but how in the world are you able to rack up 300k UR points a year, SD? :sdeek:


Sent from my iPhone using Tapatalk

In the last 2 or 3 years I've gotten 2 Sapphire cards (first one actually got 100k, second only 50k), an Ink Bold and two Inks, and a Freedom. I max out all the quarterly Freedom categories. I use almost exclusively the UR portal for non-amazon online shopping. Sapphire is my primary spend card for spend that isn't bonus'ed anywhere else. Ink for gas. I get some referral points from you studs. I don't know, they just come to me faster than I can spend them.

another thing I do is buy starbucks gift cards from staples (online because I'm not wasting my time going to the store) and load them to my starbucks account. A $200 starbucks gift card is 1k UR points with the 5x Ink bonus and, unfortunately, mrs. dave and I burn through that really fast so we probably get about 10k UR points from just starbucks every year.

Nice. I've accumulated a decent amount of points just by using my CSP the last couple years, but I'd like to add to that with some other Chase cards. From the research that I've done it looks like there are only referral bonuses for Chase Freedom every once in a while. If someone gives me a referral link for Freedom, I'll try and use it.


Sent from my iPhone using Tapatalk
Here you go...

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCNF&CELL=6RLJ&MSC=1444196666
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 18, 2015, 12:48:17 PM
protip, from now on ask for steve dave's specific referral link so sd gets more points and rusty gets fewer
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 18, 2015, 12:50:34 PM
wait until the bonus pops to 20k before getting the freedom.


michigancat, that wasn't very ethical of you not to inform scary that the bonus goes up to 20k at regular intervals.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 18, 2015, 12:51:54 PM
I just went to the refer a friend site and didn't see what the bonus was. Feel free to you sys's referral link when it gets to 20k
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 18, 2015, 12:53:30 PM
Or use steve dave's if you don't want to see him act like a child. Your choice.
Title: Re: How Many Credit Cards Do You Have?
Post by: Scary Smart on March 18, 2015, 12:56:57 PM
lol, thanks bros. I'll keep an eye on it and apply when the bonus goes up to 20k.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 19, 2015, 10:18:48 AM
Is there any reason I should keep my SW card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Jabeez on March 19, 2015, 10:42:08 AM
Has anyone ever flown Spirit? is it that awful? my Chicago bud who flies back every other week to KC said its never full and super cheap.  I looked at their card and it's like 5,000 miles per round trip off peak flight, and they give you 15k sign up and 2x miles for each dollar spent.  I only want to travel on the cheap, don't care about upgrades, anyone ever used this card and think it would be worth it?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 19, 2015, 10:45:22 AM
Is there any reason I should keep my SW card?

not if you've received the bonus
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 19, 2015, 10:54:40 AM
Has anyone ever flown Spirit? is it that awful? my Chicago bud who flies back every other week to KC said its never full and super cheap.  I looked at their card and it's like 5,000 miles per round trip off peak flight, and they give you 15k sign up and 2x miles for each dollar spent.  I only want to travel on the cheap, don't care about upgrades, anyone ever used this card and think it would be worth it?

if you don't care about legroom and paying for carryons, it's fine for short haul.  Also, they apparently cancel a lot of flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on March 19, 2015, 05:24:29 PM
i canceled my capital one card last year. it was basically my training wheels, first ever credit card that i got right after college. today i got this in my email. should i do it?

Quote
We want to win you back as a customer. That’s why you’re invited to apply for the Capital One® VentureOne card. Upon credit approval, you’ll earn unlimited 1.25 miles on every purchase, every day. Plus, enjoy:
•   The freedom to fly any airline and stay at any hotel, anytime—with no blackout dates.
•   0% intro APR on purchases until March 2016; 11.9%-21.9% variable APR after that
•   No annual fee
You can also earn a one-time bonus of 20,000 miles when you spend $1,000 on purchases within the first 3 months. That’s equal to $200 in extra travel rewards.

Apply for the VentureOne card and start earning 1.25 miles with no annual fee. This offer expires March 29, 2015.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 19, 2015, 06:33:00 PM
why not blast?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 19, 2015, 06:52:35 PM
also iirc, you can churn that card every 4 months or something from now until the end of time, no fee ever. so wgaf if you don't get the best redemption rate, i mean it didn't cost you anything
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 19, 2015, 07:06:27 PM
check flyertalk first.  i thought they had a card with a 40k bonus.  not sure on churnability, tho.  i'd do it for you, but my internet connection here is super slow.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 19, 2015, 08:13:37 PM
sd or whoever, I want to get a lot of AA miles for a trip somewhere undecided.  AA flies everywhere from here so that's how we know we want to use them.  anyhoo, I have boatloads of Marriott points for hotel and just want to get some cards for airline miles.  I know the citi cards but what is the secret to getting the two cards or whatever?  isn't there a browser trick?  I have never had the citi card before, my wife currently has the personal card that she has had since June 2013.  please advise
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 19, 2015, 11:33:19 PM
sd or whoever, I want to get a lot of AA miles for a trip somewhere undecided.  AA flies everywhere from here so that's how we know we want to use them.  anyhoo, I have boatloads of Marriott points for hotel and just want to get some cards for airline miles.  I know the citi cards but what is the secret to getting the two cards or whatever?  isn't there a browser trick?  I have never had the citi card before, my wife currently has the personal card that she has had since June 2013.  please advise

the browser thing doesn't work anymore.  don't turn your nose up at the 25k card.  it's another thing to do while waiting for the plat and bus cards to reset.  you should read the flyertalk info page it explains everything.  link below.

http://www.flyertalk.com/forum/credit-card-programs/1177334-special-credit-card-offers-master-thread-subscription.


'blast, this is also the same link you should look at for the capone 40k venture.

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2015, 08:13:28 AM

sd or whoever, I want to get a lot of AA miles for a trip somewhere undecided.  AA flies everywhere from here so that's how we know we want to use them.  anyhoo, I have boatloads of Marriott points for hotel and just want to get some cards for airline miles.  I know the citi cards but what is the secret to getting the two cards or whatever?  isn't there a browser trick?  I have never had the citi card before, my wife currently has the personal card that she has had since June 2013.  please advise

Get the Barclay US card immediately as well as the citi AA. Can only get one citi now.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 20, 2015, 12:22:52 PM
K I assume the US card points can xfer to AA or they will be merged together soon?  what's the best bonus on those?  I know 50 for citi
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on March 20, 2015, 12:24:32 PM
why not blast?

kinda what i was thinking
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2015, 01:16:40 PM

K I assume the US card points can xfer to AA or they will be merged together soon?  what's the best bonus on those?  I know 50 for citi

Can't transfer but will merge soon. 50k for each.
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on March 20, 2015, 03:08:47 PM
Not going to lie here, didn't search the previous 200 pages of this thread.

Say i'm going to buy a car in the next couple years. Is the GM Mastercard worth the time/spend to get points or should I just pony up the cash when I buy the car?
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on March 20, 2015, 03:16:03 PM

sd or whoever, I want to get a lot of AA miles for a trip somewhere undecided.  AA flies everywhere from here so that's how we know we want to use them.  anyhoo, I have boatloads of Marriott points for hotel and just want to get some cards for airline miles.  I know the citi cards but what is the secret to getting the two cards or whatever?  isn't there a browser trick?  I have never had the citi card before, my wife currently has the personal card that she has had since June 2013.  please advise

Get the Barclay US card immediately as well as the citi AA. Can only get one citi now.

This card?

http://www.worldgotbigger.com/us-airways-credit-card/?campaignId=2062&cellNumber=8

so, basically you're buying 50k miles for $89?

and this card?

https://www.citi.com/credit-cards/credit-card-details/detail.do?ID=citi-aadvantage-platinum-select-credit-card&category=american-airlines-aadvantage-credit-cards&afc=157

Do you know when the merge will happen?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 20, 2015, 03:29:09 PM
Not going to lie here, didn't search the previous 200 pages of this thread.

Say i'm going to buy a car in the next couple years. Is the GM Mastercard worth the time/spend to get points or should I just pony up the cash when I buy the car?

wrong thread
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 20, 2015, 03:30:31 PM
so, basically you're buying 50k miles for $89?

yeah and the 50k miles is going to buy you a $1000+ round trip somewhere.

so you give them $89 and they give you $1000+, if you want to think of it that way
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 20, 2015, 06:55:44 PM
so, basically you're buying 50k miles for $89?

yeah and the 50k miles is going to buy you a $1000+ round trip somewhere.

so you give them $89 and they give you $1000+, if you want to think of it that way

$0.02 per mile is very generous, imo.  i don't think they have that value.  you also have to factor in opportunity cost.  what could you get for the same spend on other cards that don't cost $89?  i have yet to see a convincing argument that paying the fee makes sense for most people.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 20, 2015, 06:56:36 PM
why not blast?

kinda what i was thinking

did you click the link i told you to click?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 20, 2015, 10:53:01 PM
the wife and I both got the barclays card and I got a citi card.  I'm having a lot of fun!
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 20, 2015, 10:59:37 PM
the AA/USAir account matching thing kept giving me an error.  I finally figured out it was because I'm "GoodForAnother" to AA and "Mr. GoodForAnother" to USAir.  I changed my name to "Mr. GoodForAnother" with AA and it worked. :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 20, 2015, 11:01:05 PM

sd or whoever, I want to get a lot of AA miles for a trip somewhere undecided.  AA flies everywhere from here so that's how we know we want to use them.  anyhoo, I have boatloads of Marriott points for hotel and just want to get some cards for airline miles.  I know the citi cards but what is the secret to getting the two cards or whatever?  isn't there a browser trick?  I have never had the citi card before, my wife currently has the personal card that she has had since June 2013.  please advise

Get the Barclay US card immediately as well as the citi AA. Can only get one citi now.

This card?

http://www.worldgotbigger.com/us-airways-credit-card/?campaignId=2062&cellNumber=8

so, basically you're buying 50k miles for $89?

and this card?

https://www.citi.com/credit-cards/credit-card-details/detail.do?ID=citi-aadvantage-platinum-select-credit-card&category=american-airlines-aadvantage-credit-cards&afc=157

Do you know when the merge will happen?

FYI I just read an article that the merger is happening in 3 weeks
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 20, 2015, 11:30:57 PM
i hung out with AAcat last month and got to here some pretty neat stories about the merger. usair pretty much just threw a hail mary and convinced enough people about some facts (half made up and admitted by usair after the fact) to make the merger happen. also the usair group is heading stuff but they all moved to dallas and are super including the AA people. the delta merger years ago was the opposite and there is still crap tons of friction within those companies and they are behind in some big ways despite merging years sooner.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 22, 2015, 01:48:41 PM
i hung out with AAcat last month and got to here some pretty neat stories about the merger. usair pretty much just threw a hail mary and convinced enough people about some facts (half made up and admitted by usair after the fact) to make the merger happen. also the usair group is heading stuff but they all moved to dallas and are super including the AA people. the delta merger years ago was the opposite and there is still crap tons of friction within those companies and they are behind in some big ways despite merging years sooner.

which companies?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 22, 2015, 02:04:47 PM
i hung out with AAcat last month and got to here some pretty neat stories about the merger. usair pretty much just threw a hail mary and convinced enough people about some facts (half made up and admitted by usair after the fact) to make the merger happen. also the usair group is heading stuff but they all moved to dallas and are super including the AA people. the delta merger years ago was the opposite and there is still crap tons of friction within those companies and they are behind in some big ways despite merging years sooner.

which companies?
Delta and Northwest
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 22, 2015, 03:14:47 PM
it has sounded like the merger has gone pretty well in general

when I get my 100k points when the USAir/AA card hit, will I get the exec plat status?  that'd be real neat but I didn't know if cc points count toward status
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 22, 2015, 03:32:19 PM
No
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 22, 2015, 03:32:47 PM
that's what I figured.  damn them!
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 23, 2015, 09:16:31 AM
have roughly 100k southwest points and 100k Marriott points, where's a good place to take a trip with mrs meow and 3 year old meow this summer?  @stevedave?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 23, 2015, 09:44:27 AM
have roughly 100k southwest points and 100k Marriott points, where's a good place to take a trip with mrs meow and 3 year old meow this summer?  @stevedave?

I know nothing about Marriott points other than the Cosmo in vegas partners with them. That's probably not ideal for a 3 year old or anyone else who isn't planning to commit suicide by treating their body like a garbage can.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 23, 2015, 09:47:39 AM
have roughly 100k southwest points and 100k Marriott points, where's a good place to take a trip with mrs meow and 3 year old meow this summer?  @stevedave?

I know nothing about Marriott points other than the Cosmo in vegas partners with them. That's probably not ideal for a 3 year old or anyone else who isn't planning to commit suicide by treating their body like a garbage can.

2 day Monday hangovers are the worse  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on March 23, 2015, 09:49:31 AM
"Look at all these points I have!"  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 23, 2015, 10:00:12 AM
"Look at all these points I have!" 
Yeah, I mean go wherever you want
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 23, 2015, 11:08:04 AM
hmmm, Barclays rejected my and my wife's apps.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 23, 2015, 02:13:32 PM
hmmm, Barclays rejected my and my wife's apps.

they just throw electronic darts at rows of the electronic applications that they receive.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 23, 2015, 02:15:12 PM
hmmm, Barclays rejected my and my wife's apps.

they just throw electronic darts at rows of the electronic applications that they receive.

well, I did have a little hassle last time over repeated churning, but my wife has only had the card once.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 23, 2015, 02:17:11 PM
are they actually taking new apps for the card anymore? they are merging the points in like less than a week.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 23, 2015, 02:19:08 PM
are they actually taking new apps for the card anymore? they are merging the points in like less than a week.

yes, this was a lest second dash
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 23, 2015, 08:36:42 PM
Have a csp on the way.  Do you guys keep that past a year and pay the $95 annual fee?  Or just get the points take a trip and get rid of it?  Seems like it may be worth paying the fee and use as my new primary card.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on March 23, 2015, 09:36:51 PM
Have a csp on the way.  Do you guys keep that past a year and pay the $95 annual fee?  Or just get the points take a trip and get rid of it?  Seems like it may be worth paying the fee and use as my new primary card.

worth it to me. i use it as my daily spend and usually get 2-3 southwest flights per year out of the points i earn. so i'm basically paying $95 for multiple flights per year.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 23, 2015, 11:10:45 PM
don't pay the fee.  wait a year and get a new one.  if you have a spouse, alternate years and you'll always have one.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 24, 2015, 08:16:59 PM
Dallas Morning News ?@dallasnews 4h4 hours ago
American Airlines, US Airways frequent-flier programs to merge starting Saturday http://d-news.co/KKN23

AirLive.net ?@airlivenet 3h3 hours ago
NEWS FAA: American Airlines to Obtain Single Operating Certificate on April 8 http://bit.ly/1BiF07C
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on March 24, 2015, 08:22:43 PM
have roughly 100k southwest points and 100k Marriott points, where's a good place to take a trip with mrs meow and 3 year old meow this summer?  @stevedave?

100k swa miles is a lot and will get you a lot of places.  100k Marriott points is not a lot.  the higher end Marriott hotels are like 40-50k a night.  so basically the best use of Marriott points is their vacation packages where you turn in like 250-300k Marriott points and they give you 7 certificates toward a stay at a certain category hotel + a bunch of airline miles for whatever airline you want to fly.  it's a great use of points because you get the 7 free nights and then they're essentially transferring like 80k airline miles at a 1:1 ratio as well.  but you don't have that many points.  100k points will basically get you a couple nights at a ritz, jw marriott, etc., maybe 3 nights at a nice autograph hotel or a courtyard in a really good location.

honestly as a Marriott plat their rewards system kind of sucks, the good thing is they're huge and they're everywhere and have a wide range of brands.  the best way to do their points is to stockpile them and do the vacation packages though.

are they actually taking new apps for the card anymore? they are merging the points in like less than a week.

glad I randomly decided to do it last week.  I wonder if our bonuses will just show up as AA miles now, or if we'll just somehow get mumped.   :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 24, 2015, 09:54:37 PM
hmmm, Barclays rejected my and my wife's apps.

they just throw electronic darts at rows of the electronic applications that they receive.

after calling reconsideration line they approved my wife's, but not mine as I "have had the card 4 times in 2 years".
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 24, 2015, 10:12:07 PM
hmmm, Barclays rejected my and my wife's apps.

they just throw electronic darts at rows of the electronic applications that they receive.

after calling reconsideration line they approved my wife's, but not mine as I "have had the card 4 times in 2 years".
LOL
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2015, 07:28:02 AM
hmmm, Barclays rejected my and my wife's apps.

they just throw electronic darts at rows of the electronic applications that they receive.

after calling reconsideration line they approved my wife's, but not mine as I "have had the card 4 times in 2 years".

well, you had a nice run mikey
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 25, 2015, 11:19:46 AM
hmmm, Barclays rejected my and my wife's apps.

they just throw electronic darts at rows of the electronic applications that they receive.

after calling reconsideration line they approved my wife's, but not mine as I "have had the card 4 times in 2 years".

well, you had a nice run mikey

yeah, but dammit!  just . one. more.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on March 25, 2015, 03:33:21 PM
https://twitter.com/SeanLowe09/status/580828317110038528

Help him, SD.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2015, 12:53:23 PM
check your BA accounts. you are probably locked out because they got hacked and someone's stealing all the points.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on March 27, 2015, 01:07:17 PM
Got my Hyatt card in the mail today. Excited for platinum status and two free nights at any of their properties.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 27, 2015, 02:21:13 PM
I canceled my SW card without too much trouble although it is annoying how they have to repeat everything you said back to you like "I understand that you would like to cancel the account today because you don't intend to fly on Southwest in the next year."

Now what card should I get? Gooch has gotten a bunch of them but I haven't gotten any (except SW).
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 27, 2015, 02:25:29 PM
I canceled my SW card without too much trouble although it is annoying how they have to repeat everything you said back to you like "I understand that you would like to cancel the account today because you don't intend to fly on Southwest in the next year."

Now what card should I get? Gooch has gotten a bunch of them but I haven't gotten any (except SW).

Chase Sapphire preferred through this link.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1511620713


Or, wait until steve dave sends you a link and get the same card
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2015, 02:26:05 PM
I canceled my SW card without too much trouble although it is annoying how they have to repeat everything you said back to you like "I understand that you would like to cancel the account today because you don't intend to fly on Southwest in the next year."

Now what card should I get? Gooch has gotten a bunch of them but I haven't gotten any (except SW).

do you guys have a companion pass? if not, did your SW points credit this calendar year?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 27, 2015, 02:49:07 PM
I canceled my SW card without too much trouble although it is annoying how they have to repeat everything you said back to you like "I understand that you would like to cancel the account today because you don't intend to fly on Southwest in the next year."

Now what card should I get? Gooch has gotten a bunch of them but I haven't gotten any (except SW).

do you guys have a companion pass? if not, did your SW points credit this calendar year?

No and no. I think we will have to wait until we are eligible for a new SW cards. When we got our cards they had stopped the business card so we tried to combine our 2 personal cards on the same rewards account but that didn't work so we each ended up with our own SW rewards account.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 27, 2015, 02:49:58 PM
I canceled my SW card without too much trouble although it is annoying how they have to repeat everything you said back to you like "I understand that you would like to cancel the account today because you don't intend to fly on Southwest in the next year."

Now what card should I get? Gooch has gotten a bunch of them but I haven't gotten any (except SW).

Chase Sapphire preferred through this link.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1511620713


Or, wait until steve dave sends you a link and get the same card

Or maybe I should just log into Gooch's preferred account and get a referral from there.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 27, 2015, 02:51:24 PM
I canceled my SW card without too much trouble although it is annoying how they have to repeat everything you said back to you like "I understand that you would like to cancel the account today because you don't intend to fly on Southwest in the next year."

Now what card should I get? Gooch has gotten a bunch of them but I haven't gotten any (except SW).

Chase Sapphire preferred through this link.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1511620713


Or, wait until steve dave sends you a link and get the same card

Or maybe I should just log into Gooch's preferred account and get a referral from there.

yes, that's a great idea! I have done this w/ my wife.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 27, 2015, 02:53:32 PM
I canceled my SW card without too much trouble although it is annoying how they have to repeat everything you said back to you like "I understand that you would like to cancel the account today because you don't intend to fly on Southwest in the next year."

Now what card should I get? Gooch has gotten a bunch of them but I haven't gotten any (except SW).

do you guys have a companion pass? if not, did your SW points credit this calendar year?

No and no. I think we will have to wait until we are eligible for a new SW cards. When we got our cards they had stopped the business card so we tried to combine our 2 personal cards on the same rewards account but that didn't work so we each ended up with our own SW rewards account.

ok, then the CSP is a good option, Ink biz card maybe even better if you're comfortable with a biz card, then get a freedom card for the 5 point quarterly bonus categories. don't get the freedom until it's back up to 20k bonus. def. get a referral from gooch.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 29, 2015, 04:18:22 PM
(http://i709.photobucket.com/albums/ww92/TommyRoanoke/aa%20us%20merger_zpsed2wztcb.jpg) (http://s709.photobucket.com/user/TommyRoanoke/media/aa%20us%20merger_zpsed2wztcb.jpg.html)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 29, 2015, 05:16:07 PM
Us air miles moved to AA. BA accounts are mostly locked down while they sort out their hack.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 29, 2015, 08:08:37 PM
Us air miles moved to AA. BA accounts are mostly locked down while they sort out their hack.

I know.  Just found it was a good concise screen grab to capture a bunch of the last few pages, plus letting tonya know there's still 30K frontier miles available for him.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 30, 2015, 09:35:15 AM
yup, my 179k Avios are "gone" as are my wife's.

Her Dividend Miles didn't merge right either for some reason.  Gonna have to email.

(https://lh6.googleusercontent.com/-aS2lDLlGVEA/VRle2xSBlUI/AAAAAAAAcB8/pqUZXLe13BQ/w516-h154-no/Capture.JPG)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 30, 2015, 09:40:38 AM
I canceled my SW card without too much trouble although it is annoying how they have to repeat everything you said back to you like "I understand that you would like to cancel the account today because you don't intend to fly on Southwest in the next year."

Now what card should I get? Gooch has gotten a bunch of them but I haven't gotten any (except SW).

Chase Sapphire preferred through this link.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1511620713


Or, wait until steve dave sends you a link and get the same card

Or maybe I should just log into Gooch's preferred account and get a referral from there.

yes, that's a great idea! I have done this w/ my wife.

OK, how did you get that link? The only thing that I can find (after I messaged them) was a refer a friend link where I have to put in the friend's name and email address and then Chase is supposed to email them a link to apply (which takes up to 7 days and which hasn't come through yet after 2 days).
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 30, 2015, 09:55:17 AM
I canceled my SW card without too much trouble although it is annoying how they have to repeat everything you said back to you like "I understand that you would like to cancel the account today because you don't intend to fly on Southwest in the next year."

Now what card should I get? Gooch has gotten a bunch of them but I haven't gotten any (except SW).

Chase Sapphire preferred through this link.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1511620713


Or, wait until steve dave sends you a link and get the same card

Or maybe I should just log into Gooch's preferred account and get a referral from there.

yes, that's a great idea! I have done this w/ my wife.

OK, how did you get that link? The only thing that I can find (after I messaged them) was a refer a friend link where I have to put in the friend's name and email address and then Chase is supposed to email them a link to apply (which takes up to 7 days and which hasn't come through yet after 2 days).
Use the twitter link
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 30, 2015, 10:02:39 AM
Thanks!
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on March 30, 2015, 04:00:11 PM
My AA got a nice bump from that combo. Probably will never reach SD levels but it's enough to go places!
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on March 30, 2015, 10:13:57 PM
I'm trying to stay in Chicago in the loop the last weekend in May for a getaway for me and Mrs. CF3. Dates are flexible, but we're planning our trip around the Royals playing in Wrigley. However, all the Hyatt, Hilton, and Marriotts are not taking reservations because of an oncology convention with 33k people. Is there a way around this? I don't want to stay out of the loop.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2015, 08:48:39 AM
I'm trying to stay in Chicago in the loop the last weekend in May for a getaway for me and Mrs. CF3. Dates are flexible, but we're planning our trip around the Royals playing in Wrigley. However, all the Hyatt, Hilton, and Marriotts are not taking reservations because of an oncology convention with 33k people. Is there a way around this? I don't want to stay out of the loop.

certain elite levels will give you guaranteed rooms but you are paying the rack rate for it which is going to be very high. I don't know if you have elite status with any program but you could do that if it was worth it to you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on March 31, 2015, 09:32:18 AM
I'm trying to stay in Chicago in the loop the last weekend in May for a getaway for me and Mrs. CF3. Dates are flexible, but we're planning our trip around the Royals playing in Wrigley. However, all the Hyatt, Hilton, and Marriotts are not taking reservations because of an oncology convention with 33k people. Is there a way around this? I don't want to stay out of the loop.

certain elite levels will give you guaranteed rooms but you are paying the rack rate for it which is going to be very high. I don't know if you have elite status with any program but you could do that if it was worth it to you.

I'm like, not that elite. Blog to me SD. How crappy is Chicago staying outside the loop?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 31, 2015, 10:15:08 AM
I'm trying to stay in Chicago in the loop the last weekend in May for a getaway for me and Mrs. CF3. Dates are flexible, but we're planning our trip around the Royals playing in Wrigley. However, all the Hyatt, Hilton, and Marriotts are not taking reservations because of an oncology convention with 33k people. Is there a way around this? I don't want to stay out of the loop.

certain elite levels will give you guaranteed rooms but you are paying the rack rate for it which is going to be very high. I don't know if you have elite status with any program but you could do that if it was worth it to you.

I'm like, not that elite. Blog to me SD. How crappy is Chicago staying outside the loop?

Well inside the Loop is generally preferred for tourists, but if Wrigley is your main attraction, you could certainly stay in the River North/Miracle Mile/Lincoln Park area and be fine.    Keep in mind that the 33k are not only booking the hotels, but also cramming everything else in the Loop area, so you probably would be better to plan an "alternative" Chicago experience and seek out some of the less touristy spots.   The El system is great in the Loop, but frankly their bus system (at least around the Loop/MM region) is pretty good too.
Title: Re: How Many Credit Cards Do You Have?
Post by: The1BigWillie on March 31, 2015, 10:25:06 AM
81,468 AA miles now in hand thanks to Steve Dave... 

 :billdance:

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2015, 10:31:03 AM
I'm trying to stay in Chicago in the loop the last weekend in May for a getaway for me and Mrs. CF3. Dates are flexible, but we're planning our trip around the Royals playing in Wrigley. However, all the Hyatt, Hilton, and Marriotts are not taking reservations because of an oncology convention with 33k people. Is there a way around this? I don't want to stay out of the loop.

certain elite levels will give you guaranteed rooms but you are paying the rack rate for it which is going to be very high. I don't know if you have elite status with any program but you could do that if it was worth it to you.

I'm like, not that elite. Blog to me SD. How crappy is Chicago staying outside the loop?

Yeah, I actually prefer north of the river :dunno: . As mikey points out it's very convenient for wrigley via the red line.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 31, 2015, 10:52:05 AM
yeah. river north/miracle mile is better than loop/south loop.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on March 31, 2015, 10:55:44 AM
yeah. river north/miracle mile is better than loop/south loop.

yeah most of those are booked up too. i'll figure out something guys
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2015, 11:00:42 AM
yeah. river north/miracle mile is better than loop/south loop.

yeah most of those are booked up too. i'll figure out something guys

yeah, I just checked. That's about as bad as I have ever seen availability in Chicago this far out. Stuff will open up though. Check back constantly.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 31, 2015, 11:10:52 AM
you could also try and figure out the convention group code.     :peek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on March 31, 2015, 11:12:04 AM
you could also try and figure out the convention group code.     :peek:

give that to me
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 31, 2015, 11:13:28 AM
http://am.asco.org/registration-and-hotels
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 31, 2015, 11:27:18 AM
@pissclams

(http://i709.photobucket.com/albums/ww92/TommyRoanoke/aa%20chicago%20pizza_zpslzboqzwv.jpg) (http://s709.photobucket.com/user/TommyRoanoke/media/aa%20chicago%20pizza_zpslzboqzwv.jpg.html)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 31, 2015, 12:13:41 PM
MY BA points are back by the way.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 31, 2015, 12:16:34 PM
http://www.learnvest.com/2015/03/adventures-in-rewards-points-i-took-195k-worth-of-vacations-for-only-14k/2/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2015, 12:47:22 PM
daraius is such a dork
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 01, 2015, 02:41:38 PM
http://www.racked.com/2015/4/1/8320731/credit-card-points-miles
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on April 04, 2015, 06:23:55 PM
(http://tapatalk.imageshack.com/v2/15/04/04/e8e19ae17bb9bd809cd985209de4f08a.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on April 04, 2015, 06:24:35 PM
I guess Premium
Elite status doesn't include TBS.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 04, 2015, 06:25:30 PM
Most super 8's are conveniently located near strip joints
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 04, 2015, 06:31:25 PM
oh wow
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on April 04, 2015, 07:09:44 PM
Club Carlson card getting much worse after June 1.  Currently any hotel you book with points you get the second night free. Using it 3 times for 6 total nights in ireland for only 115k pts or something like that. Essentially the sign up bonus got me 6 nights. Going forward only 3.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 04, 2015, 07:45:13 PM
That Whitlock thing is so lol. What exactly does elite tier super 8 status get someone? He has to be trolling.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 04, 2015, 07:49:54 PM
super 8 is wyndham. they don't really have tiered status, just straight points for nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 04, 2015, 08:04:59 PM
That Whitlock thing is so lol. What exactly does elite tier super 8 status get someone? He has to be trolling.

Hes been absent from the twitter thread for years and people forgot what his MO is.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 04, 2015, 08:23:55 PM
You should delete all this, KK.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 05, 2015, 11:33:16 AM
ugh, made a big mistake and forgot to cancel a chase sapphire before the annual fee. does anyone have any luck reversing these and cancelling?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 05, 2015, 12:24:15 PM
ugh, made a big mistake and forgot to cancel a chase sapphire before the annual fee. does anyone have any luck reversing these and cancelling?

yes.  you don't have to cancel before the annual fee.  it's different with different companies, but there is a period after the fee posts where they will refund and cancel.  i think with chase it's 60 or 90 days.  hardly anyone cancels before the fee posts.

i've never done it, but i think even after than you can get a prorated refund of the fee when you cancel.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on April 05, 2015, 01:35:18 PM
They waived it for me on a Chase United that I cancelled within the timeframe. I didn't even have to ask. They automatically initiated it and informed me it would be removed on the next billing cycle.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 05, 2015, 03:12:41 PM
I didn't even have to ask. They automatically initiated it and informed me it would be removed on the next billing cycle.

yeah.  it's a regulated industry.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2015, 01:50:07 PM
Went and did my TSA Pre screening today. Can't believe I've waited this long. I was out of my vehicle in front of the place at 11:08 and back in my vehicle to leave at 11:15. it was finger prints on each hand, confirm contact info, confirm I am not a hardened criminal, pay them $85 and I'm out.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 06, 2015, 01:51:34 PM
Went and did my TSA Pre screening today. Can't believe I've waited this long. I was out of my vehicle in front of the place at 11:08 and back in my vehicle to leave at 11:15. it was finger prints on each hand, confirm contact info, confirm I am not a hardened criminal, pay them $85 and I'm out.

Did you have to make an appointment?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2015, 01:53:39 PM
Went and did my TSA Pre screening today. Can't believe I've waited this long. I was out of my vehicle in front of the place at 11:08 and back in my vehicle to leave at 11:15. it was finger prints on each hand, confirm contact info, confirm I am not a hardened criminal, pay them $85 and I'm out.

Did you have to make an appointment?

I didn't have to but I did. there was nobody else waiting when I got there so it wouldn't have made it any quicker unless she would have made me sit there out of spite.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 06, 2015, 01:54:40 PM
It kind of sucks how easy it is.  Errbody's in the pre-check line at the airport now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 06, 2015, 01:55:58 PM
Went and did my TSA Pre screening today. Can't believe I've waited this long. I was out of my vehicle in front of the place at 11:08 and back in my vehicle to leave at 11:15. it was finger prints on each hand, confirm contact info, confirm I am not a hardened criminal, pay them $85 and I'm out.

kind of surprised you don't AMEX Platinum...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2015, 01:57:16 PM
Went and did my TSA Pre screening today. Can't believe I've waited this long. I was out of my vehicle in front of the place at 11:08 and back in my vehicle to leave at 11:15. it was finger prints on each hand, confirm contact info, confirm I am not a hardened criminal, pay them $85 and I'm out.

kind of surprised you don't AMEX Platinum...

I will next time it's 100k (or maybe 75k). I've been holding out because of the 1 bonus a lifetime thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 06, 2015, 02:00:11 PM
Got this AA email minutes after the tsa talk here. 

Quote
This month, the Transportation Security Administration (TSA) is making changes to the TSA Pre?® Trusted Traveler Program that will impact which travelers receive expedited screening. If you're not already a member of one of the Trusted Traveler programs like Global Entry or the TSA Pre?® Application Program, you will probably see a decline in how often you receive expedited screening, even if you've previously "opted-in" through a frequent flyer program.

The best way to increase your chances of receiving TSA Pre?® on a regular basis is to register for a Trusted Traveler Program with the Department of Homeland Security at dhs.gov/tt. Once you receive your Known Traveler Number (KTN) from TSA, be sure you update your AAdvantage profile.

To add your KTN to your AAdvantage profile:
Login to your account on aa.com and select My Account from the AAdvantage menu
Within My Account, go to the Information and Password tab
Add your Customs and Border Protection 9-digit PASS ID to your secure traveler information
For more information on TSA Pre?®, visit tsa.gov/tsa-precheck.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 06, 2015, 02:03:45 PM
Pro-tip, NEXUS is much cheaper than Pre check and you get all the same benefits of Global Entry and PreCheck.   But you have to do it in Canada or near the canadian border.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2015, 02:10:11 PM
Pro-tip, NEXUS is much cheaper than Pre check and you get all the same benefits of Global Entry and PreCheck.   But you have to do it in Canada or near the canadian border.

nobody is going to travel even 30 minutes out of their way to save $100 minus whatever nexus costs though.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 06, 2015, 07:45:43 PM
Ready for the next card.  Went through Chase Freedom, Both SW cards (got companion pass yesterday through 12/31/2016  :gocho: ), and Barclay Premier, just this year alone.

Did CSP last year (maybe year and half ago), have AA and SPG cards, done Hyatt (going to Cancun all-inclusive over Memorial Day Weekend on SW, w/ companion pass).

What next?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 06, 2015, 08:22:21 PM
Great work crush nasty
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on April 06, 2015, 10:29:03 PM
Chase Hyatt card came today. Mrs. WonderMeal and I now have approximately $6 kabillion in available credit from chase.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2015, 06:27:56 AM

Ready for the next card.  Went through Chase Freedom, Both SW cards (got companion pass yesterday through 12/31/2016  :gocho: ), and Barclay Premier, just this year alone.

Did CSP last year (maybe year and half ago), have AA and SPG cards, done Hyatt (going to Cancun all-inclusive over Memorial Day Weekend on SW, w/ companion pass).

What next?

Ink
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on April 07, 2015, 11:39:07 AM
Getting ready to cancel my CSP at the two year renewal. I should immediately churn and get another right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 07, 2015, 11:56:03 AM
Getting ready to cancel my CSP at the two year renewal. I should immediately churn and get another right?

yeah, prolly. have mrs. gooch refer you from hers if applicable. if she doesn't have one I'll get you one
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 07, 2015, 02:35:52 PM
Getting ready to cancel my CSP at the two year renewal. I should immediately churn and get another right?

yeah, prolly. have mrs. gooch refer you from hers if applicable. if she doesn't have one I'll get you one

Just got mine last night so we will need to wait until I get the initial spend done.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 07, 2015, 04:57:43 PM

Ready for the next card.  Went through Chase Freedom, Both SW cards (got companion pass yesterday through 12/31/2016  :gocho: ), and Barclay Premier, just this year alone.

Did CSP last year (maybe year and half ago), have AA and SPG cards, done Hyatt (going to Cancun all-inclusive over Memorial Day Weekend on SW, w/ companion pass).

What next?

Ink

Ink cards are business only?  No personal?

I've gotten rejected on business cards before... Don't feel like committing fraud either.   Idk why, but i get  :ohno: ... I know I shouldn't but being rejected in the past didn't sit well w/ me.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 09, 2015, 01:29:08 PM
pretty good card offer for travel cats...

http://thepointsguy.com/2015/04/50000-points-citi-prestige-limited-time-offer/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 10, 2015, 08:04:37 AM
I think that SW devaluation is coming up shortly so make all your reward bookings now. If you don't have a companion pass yet and are holding out for that don't. You can book the person now on an award and add the companion to their ticket later.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 10, 2015, 08:10:16 AM
my 50k signup bonus is going to show up in my account in like, 6 days steve dave   :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 10, 2015, 08:21:26 AM
my 50k signup bonus is going to show up in my account in like, 6 days steve dave   :ohno:

well, I don't expect it to be a huge devaluation
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on April 10, 2015, 10:52:00 AM

pretty good card offer for travel cats...

http://thepointsguy.com/2015/04/50000-points-citi-prestige-limited-time-offer/
Very interesting offer. Certainly worth consideration with the airline credit global entry and lounge access. Not sure I would get enough use from the last two though unless I could get into the club when flying southwest from 3rd world Laguardia. Too bad that free 4th night thing would really only get used if I was on a work trip. Could use it to extend a work trip through the weekend.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 10, 2015, 10:55:06 AM
those points are kinda garbagey compared to other proprietary points as well. you can get lounge access and reimbursement for that stuff for a similar fee with a plat or MB amex.
Title: Re: How Many Credit Cards Do You Have?
Post by: Lynchmobrules on April 17, 2015, 09:38:12 AM
New to the whole credit card thing. Finishing college in a few weeks and want to get in on the free flights mostly. What are some suggestions for good credit cards? Don't think I'll be living close to an airport with Southwest. That had been recommended to me by someone not on the board.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 17, 2015, 12:53:25 PM
New to the whole credit card thing. Finishing college in a few weeks and want to get in on the free flights mostly. What are some suggestions for good credit cards? Don't think I'll be living close to an airport with Southwest. That had been recommended to me by someone not on the board.

Chase Sapphire Preferred, Chase Freedom, & Citi AA. Let me know if you want a referral for either of the Chase cards and I'll give you one.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2015, 10:04:33 AM
pretty good offer on the citi premier. points are not nearly as valuable (imo) as UR points but they are ok.

http://onemileatatime.boardingarea.com/2015/04/20/new-50000-point-bonus-on-citi-thank-you-premier-card/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2015, 10:07:08 AM
grumblings SW is shopping around for a new credit card partner
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 20, 2015, 10:49:24 AM
Im not sure how to feel about that.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 20, 2015, 11:52:00 AM
correct use of grumblings imo
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on April 20, 2015, 12:13:42 PM
if youd be able to get that bonus even if you recently got the chase SW bonus id be okay with it. probably not great in the long run.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 20, 2015, 02:06:46 PM
pretty good offer on the citi premier. points are not nearly as valuable (imo) as UR points but they are ok.

http://onemileatatime.boardingarea.com/2015/04/20/new-50000-point-bonus-on-citi-thank-you-premier-card/

are these points useful for anything other than flying to asia?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 20, 2015, 02:10:40 PM
nevermind.  just saw that you can get 1.6 cents per point in cash aa ticket purchases.  or transfer to airfrance.  plus the $250 credit, if that actually works.  seems like a good deal.  i guess i need to apply.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 20, 2015, 02:13:00 PM
if that airline credit actually works, that's $1050 for aa flights.  that's hella good.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2015, 02:14:21 PM
pretty good offer on the citi premier. points are not nearly as valuable (imo) as UR points but they are ok.

http://onemileatatime.boardingarea.com/2015/04/20/new-50000-point-bonus-on-citi-thank-you-premier-card/

are these points useful for anything other than flying to asia?

yeah. singapore is a star alliance member so you can basically fly any star alliance airline (25k for RT in coach domestic, though 1st is 60k RT). or they can be booked for cash on their website like UR or MR points with a small bonus. the 50k points are worth like $650 doing that. and the annual fee is waived the first year.

https://www.singaporeair.com/pdf/ppsclub_krisflyer/charts/StarAlliance_RoundTrip_june13.pdf?affiliate_id=11001
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 20, 2015, 02:20:10 PM
that SW devaluation is really bad.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 20, 2015, 02:21:02 PM
50k points are worth like $650 doing that. and the annual fee is waived the first year.

$800 on aa.  it's a pretty great value for aa.  i mean, i know a lot of people value miles much higher than that for first class travel, etc.  but i struggle finding redemptions for coach tix to places i want/need to go that are better than 1.5/mile.  so 1.6 on aa with no need to look for availability, etc.  that's pretty great.

if you can get a better redemption with a transfer to singapore or airfrance, or whatever, that's great.  but with the aa value as a baseline, that's a fantastic offer (for me).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2015, 02:50:54 PM
yeah, plus I believe you earn points for the flights. pretty good.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2015, 03:24:21 PM
sys, I think that AA bonus only works with the Citi Prestige (if it even still works with that one) which has the $450 annual fee and the reimbursement. It could be a good idea to get that and the Premier though.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 20, 2015, 05:36:48 PM
yeah, you're right.  the $250 credits are for the prestige too.  no wonder it sounded too good to be probable.

the 50k points is still ok, i'll probably still get it.  oh well.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 20, 2015, 05:37:33 PM
goddamn you for confusing me, lucky.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 20, 2015, 09:31:34 PM
barclays says it sent my 50k points last week but it isn't in my aa/usair acct yet  :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 20, 2015, 09:32:14 PM
Oh man, sys, time to tee off on barclays
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 20, 2015, 09:33:18 PM
Oh man, sys, time to tee off on barclays

don't worry, gfa, it'll only take you about 40 hours on the phone to get everything straightened out.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 20, 2015, 09:34:49 PM
I don't have that kind of time!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 21, 2015, 07:25:47 AM
I don't have that kind of time!

they'll show up in a couple days
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 21, 2015, 07:27:17 AM
sys, here's how to make that AA thing work with the Citi cards. get both. get the $250 bonus twice while paying the $450 annual fee once. 100k+ points that you can use at 1.6 cpm. also get lounge access, global entry, etc.

http://www.milevalue.com/getting-both-citi-prestige-and-citi-premier-for-100000-bonus-thankyou-points/

so, you'd be getting $50 on that bonus assuming you remember to use it twice (seems easy to use though), ~$1,700 in AA flights, AA lounge access while you are flying those flights, global entry is worth $100 and pretty great if you are going to be travelling international and your local airport has a global entry screening place. I don't know, maybe I'll do it. mrs. dave and I each got the premier yesterday. I just paid that damn $85 TSA pre fee though. but I'd have to arrange my global entry appointment on a layover at some non-pud airport so I'd probably not get it anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 21, 2015, 11:53:34 AM
http://thepointsguy.com/2015/04/citi-aadvantage-executive-card-adds-100-global-entry-credit/


 :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 21, 2015, 01:27:49 PM
http://thepointsguy.com/2015/04/citi-aadvantage-executive-card-adds-100-global-entry-credit/


 :emawkid:

do you have a citi AA executive card?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 21, 2015, 02:47:50 PM
sys, here's how to make that AA thing work with the Citi cards. get both. get the $250 bonus twice while paying the $450 annual fee once. 100k+ points that you can use at 1.6 cpm. also get lounge access, global entry, etc.

http://www.milevalue.com/getting-both-citi-prestige-and-citi-premier-for-100000-bonus-thankyou-points/

so, you'd be getting $50 on that bonus assuming you remember to use it twice (seems easy to use though), ~$1,700 in AA flights, AA lounge access while you are flying those flights, global entry is worth $100 and pretty great if you are going to be travelling international and your local airport has a global entry screening place. I don't know, maybe I'll do it. mrs. dave and I each got the premier yesterday. I just paid that damn $85 TSA pre fee though. but I'd have to arrange my global entry appointment on a layover at some non-pud airport so I'd probably not get it anyway.

i'd have a hard time paying $450, even with the credits.  what if you end up not being able to use one?  too much pressure.

there's supposed to be a targeted 100k offer for the prestige though.  if you could get your hands on that for 150k plus the credits, now you're talking.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 21, 2015, 03:30:58 PM
you could get the citi prestige and premier and a delta card, combine the points on the delta/air france/klm alliance thing, whatever it's called and have enough miles for an around the world ticket.

still have the $500 in credits left over to offset the annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 21, 2015, 07:05:59 PM
http://thepointsguy.com/2015/04/citi-aadvantage-executive-card-adds-100-global-entry-credit/


 :emawkid:

do you have a citi AA executive card?

Yup.  Just wish I was going to be somewhere I could do global entry instead of precheck
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 21, 2015, 08:06:15 PM
Are you near an airport where you are going to get global entry?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 21, 2015, 09:30:47 PM
I don't have that kind of time!

they'll show up in a couple days

they showed up today :D
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 22, 2015, 06:21:56 AM
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on April 22, 2015, 01:53:57 PM
If a person were wanting to fly from Kansas City to Melbourne,  Austrailia, and they wanted to fly business class, what would be the best option be? Citi AA cards every 2 years?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 22, 2015, 02:05:27 PM
upper class australia flights are like the hardest flights to book on awards supposedly. but, yeah, probably a ton of AA miles and then try to book a qantas award 330 days out. or get over a billion avios.

http://viewfromthewing.boardingarea.com/2014/10/15/reliable-trick-get-qantas-first-class-awards/
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on April 22, 2015, 02:17:01 PM
I was hoping that wasn't the only option.   That flight is awful,  and may be tolerable in first.   Once again,  thanks for the leg work, even though I assume you have all these links memorized.

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 22, 2015, 02:21:25 PM
you could also fly virgin australia on delta miles but I don't know a quick way to get a ton of them. maybe a delta card and a couple different amex MR cards? I dunno.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 22, 2015, 02:21:58 PM
also read this

http://mommypoints.boardingarea.com/2015/01/15/finding-premium-cabin-award-seats-australia-family/#sthash.hDghfeOV.dpbs

the US Airways option is obviously no longer available
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on April 22, 2015, 02:22:40 PM
Just got my yearly bonus points for my southwest cc. Feels good, you guys!  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 22, 2015, 02:34:23 PM
United has a ton of availability from MCI to MEL at random checks. Plus a dreamliner from LAX to MEL. :love:

The miles can be used on Air New Zealand and Singapore, as well (at least they should). All three will get you there. So I think I'd go with United and Chase Sapphires before the AA every two years.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 22, 2015, 02:37:38 PM
United has a ton of availability from MCI to MEL at random checks. Plus a dreamliner from LAX to MEL. :love:

no they don't
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 22, 2015, 03:18:24 PM
United has a ton of availability from MCI to MEL at random checks. Plus a dreamliner from LAX to MEL. :love:

no they don't

standard awards they do
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 22, 2015, 03:22:21 PM
United has a ton of availability from MCI to MEL at random checks. Plus a dreamliner from LAX to MEL. :love:

no they don't

standard awards they do

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 22, 2015, 03:24:42 PM
there you go kitten mittons, only 350k united miles and you've got yourself a RT biz class to australia.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on April 22, 2015, 03:47:20 PM
there you go kitten mittons, only 350k united miles and you've got yourself a RT biz class to australia.
Is there a 10 browser trick?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 22, 2015, 03:53:16 PM
Are you near an airport where you are going to get global entry?

no, no plans to travel in the next 2 months which is when my annual fee is due, so just going to do precheck.   I can do that here on Friday.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 22, 2015, 03:55:48 PM
well I mean AA has no business availability at all through March 2016 but knock yourself out w/ your 4 year AA churn.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 22, 2015, 04:02:01 PM
upper class australia flights are like the hardest flights to book on awards supposedly. but, yeah, probably a ton of AA miles and then try to book a qantas award 330 days out. or get over a billion avios.

http://viewfromthewing.boardingarea.com/2014/10/15/reliable-trick-get-qantas-first-class-awards/

I can't speak to availability, but biz class on British Airways is only 100k each way.   That's not crazy.

Best bet might be to see what a revenue ticket would be, get the BA Visa (and the 10% off BA tickets) then upgrade to biz with Avios.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on April 22, 2015, 04:05:10 PM
Hey, MC, I'm just asking questions here. And more like Dreamyliner, lol amirite?

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 22, 2015, 04:08:18 PM
Hey, MC, I'm just asking questions here. And more like Dreamyliner, lol amirite?

Sent from my SM-G900P using Tapatalk



I was directing my comment more to flyertalk bully steve dave than you. (And a Qantas flight from DFW on an A380 wouldn't suck)
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 22, 2015, 09:06:52 PM
I really want to take that Qantas flight sometime so I can say I drove 10 minutes to the airport, got on a plane and ended up in Australia
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on April 22, 2015, 09:12:32 PM
Just got my yearly bonus points for my southwest cc. Feels good, you guys!  :gocho:

You mean the ones you paid $99 for?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 22, 2015, 10:20:20 PM
We were all thinking it wacky
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2015, 07:57:24 AM
upper class australia flights are like the hardest flights to book on awards supposedly. but, yeah, probably a ton of AA miles and then try to book a qantas award 330 days out. or get over a billion avios.

http://viewfromthewing.boardingarea.com/2014/10/15/reliable-trick-get-qantas-first-class-awards/

I can't speak to availability, but biz class on British Airways is only 100k each way.   That's not crazy.

no it's not. would everyone but me please shut up about this? (<-- mean flyertalk steve dave speaking here)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2015, 08:34:10 AM
could you get 350k United/UR points faster than 125k AA points? Plus the Qantas trick doesn't seem too reliable.

Tell your friend to suck it up and fly coach and go off a single ink bonus and change.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on April 23, 2015, 08:41:17 AM
SD, I want to go to Minneapolis in October. Tell me the best way to get to MSP.

I have 40k+ AA miles right now, will have another 50k next statement when I finish with my Citi AA.

I'm going to cancel my CSP right now. I have had that for close to two years.

Flying out of MHK would probably be most convenient, but I don't know if it's the best use of those miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 23, 2015, 08:44:25 AM
you can fly nonstop RT MCI-MSP on Delta for like $198
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2015, 08:49:09 AM
SD, I want to go to Minneapolis in October. Tell me the best way to get to MSP.

I have 40k+ AA miles right now, will have another 50k next statement when I finish with my Citi AA.

I'm going to cancel my CSP right now. I have had that for close to two years.

Flying out of MHK would probably be most convenient, but I don't know if it's the best use of those miles.

don't know how flexible your days are but there's some saver availability out of MHK now. I'd price them and make sure you can't buy cheap tickets before you book though. It'll be 25k miles round trip.

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2015, 08:49:34 AM
(http://images.tapatalk-cdn.com/15/04/23/248cee15eda371a627f94f2371c82ea1.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2015, 08:50:47 AM
you can fly nonstop RT MCI-MSP on Delta for like $198

yeah, that's pretty cheap. you'll have to figure out what the value is of flying nonstop v. the cost of driving to KC as well as figuring out what your miles are worth to you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on April 23, 2015, 09:01:47 AM
you can fly nonstop RT MCI-MSP on Delta for like $198

yeah, that's pretty cheap. you'll have to figure out what the value is of flying nonstop v. the cost of driving to KC as well as figuring out what your miles are worth to you.

That's cheap, I think my miles can probably be put to better use. Especially since I'm not that flexible since catching one of the Royals' games at Target field is on the agenda.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2015, 09:10:32 AM
yeah, keep in mind that those flights out of KC may be much more expensive/unavailable if the royals are playing up there. I'd look at the schedule now and see what's available and then go over your options.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 23, 2015, 09:21:18 AM
it's $210 for the weekend the royals play @twins
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on April 23, 2015, 09:48:10 AM
yeah, keep in mind that those flights out of KC may be much more expensive/unavailable if the royals are playing up there. I'd look at the schedule now and see what's available and then go over your options.

I'm pushing my potential travel partner to commit now, so we can book it while it's available/ cheap.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on April 23, 2015, 09:48:34 AM
Anyway, what card should I get next? Ink?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2015, 09:52:59 AM
Anyway, what card should I get next? Ink?

yeah, ink is good if you have or are comfortable pretending you have a business. CSP is good. both are versatile UR points and you should get both at some point anyway. I can refer you for the CSP if you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 23, 2015, 09:53:25 AM
I would just drive. You don't gain much by driving two hours to kc to get there two hours early plus time at MSP. But of course, I'm cheap.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2015, 10:01:06 AM
16 hours in a car is pretty woof. unless you have like wifi and someone else to drive. that's not worth saving whatever the flight would cost imo. but, everyone is different.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on April 23, 2015, 10:11:22 AM
Anyway, what card should I get next? Ink?

yeah, ink is good if you have or are comfortable pretending you have a business. CSP is good. both are versatile UR points and you should get both at some point anyway. I can refer you for the CSP if you want.

I just cancelled my current CSP. I haven't had the Ink before, but it wouldn't be hard for me to pretend I have a business.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on April 23, 2015, 10:11:45 AM
I would just drive. You don't gain much by driving two hours to kc to get there two hours early plus time at MSP. But of course, I'm cheap.

I'm not driving, but thanks for the suggesto.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 23, 2015, 10:15:42 AM
There's directs on Delta from ICT too.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 23, 2015, 10:17:31 AM
Anyway, what card should I get next? Ink?

yeah, ink is good if you have or are comfortable pretending you have a business. CSP is good. both are versatile UR points and you should get both at some point anyway. I can refer you for the CSP if you want.

I just cancelled my current CSP. I haven't had the Ink before, but it wouldn't be hard for me to pretend I have a business.

yep, do that
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 29, 2015, 08:51:42 AM
so SW sent me an email saying for everyone who I refer to SW's frequent flyer program I get 500 points and they get 250 points. I can't imagine anyone who frequents this thread wouldn't already have a SW frequent flyer account but if you don't this is a good opportunity to get yourself a small amount of free miles and me a slightly less small amount of free points. PM me your name and email address if interested.  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on April 29, 2015, 09:45:14 AM
never thought i'd see the day where steve dave would whore himself out for 500 SW points, but I guess the credit card game has really changed over the years
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 29, 2015, 10:04:33 AM
never thought i'd see the day where steve dave would whore himself out for 500 SW points, but I guess the credit card game has really changed over the years

2k SW miles if I can get 4 people to sign up!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 29, 2015, 10:11:07 AM
never thought i'd see the day where steve dave would whore himself out for 500 SW points, but I guess the credit card game has really changed over the years

2k SW miles if I can get 4 people to sign up!

Yeah so the 5th person can send me a PM for a referral.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 29, 2015, 11:29:04 AM
does lil SD have a SW account?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on April 29, 2015, 11:30:53 AM
never thought i'd see the day where steve dave would whore himself out for 500 SW points, but I guess the credit card game has really changed over the years

2k SW miles if I can get 4 people to sign up!

the SW pyramid sceme
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 29, 2015, 11:47:27 AM
does lil SD have a SW account?

NO! Just BA and Frotier. good call.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 29, 2015, 11:48:02 AM
lol
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 29, 2015, 11:51:19 AM
does lil SD have a SW account?

NO! Just BA and Frotier. good call.

how about your dog?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 29, 2015, 12:11:30 PM
does lil SD have a SW account?

NO! Just BA and Frotier. good call.

how about your dog?

not an animal owner
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 29, 2015, 12:20:52 PM
1,000 free AA miles. skip to the end of each video and answer the question.

https://secure.fly.aa.com/learnandearn/
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 29, 2015, 12:35:36 PM
1,000 free AA miles. skip to the end of each video and answer the question.

https://secure.fly.aa.com/learnandearn/

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 30, 2015, 09:20:15 AM
lot of rumblings/grumblings about SPG either buying IHG :dunno: or getting bought by Hilton  :sdeek:

if Hilton buys them flyertalk'ers will jump off of very tall buildings to their deaths
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 30, 2015, 09:22:29 AM
I'm pretty divested of Hilton and SPG points right now so it won't effect my current point situation a lot but LOL if Hilton buys SPG and then converts SPG points to Hilton points at a 1:1 ratio and then makes all the SPG properties part of the Hilton point scheme.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 30, 2015, 10:05:00 AM
What's the timeline on a possible SPG to HH thing?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 30, 2015, 10:19:20 AM
What's the timeline on a possible SPG to HH thing?

none, it's all just speculation. the SPG CEO just said they are exploring options to either purchase or be purchased by someone and wall street types have floated the two options mentioned as making sense and then followed those up with grumblings.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 30, 2015, 10:25:08 AM
What's the timeline on a possible SPG to HH thing?

none, it's all just speculation. the SPG CEO just said they are exploring options to either purchase or be purchased by someone and wall street types have floated the two options mentioned as making sense and then followed those up with grumblings.

I mean, will there be a decent window of time to Dylan for a month in an SPG, or will I just be mumped one morning?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 30, 2015, 11:26:10 AM
I'm pretty divested of Hilton and SPG points right now so it won't effect my current point situation a lot but LOL if Hilton buys SPG and then converts SPG points to Hilton points at a 1:1 ratio and then makes all the SPG properties part of the Hilton point scheme.

so i'm a hilton pointer, how will this be bad for me?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 30, 2015, 12:18:51 PM
What's the timeline on a possible SPG to HH thing?

none, it's all just speculation. the SPG CEO just said they are exploring options to either purchase or be purchased by someone and wall street types have floated the two options mentioned as making sense and then followed those up with grumblings.

I mean, will there be a decent window of time to Dylan for a month in an SPG, or will I just be mumped one morning?

oh, there will almost certainly be a window where you know you need to unload whatever you need to unload
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 30, 2015, 12:19:11 PM
I'm pretty divested of Hilton and SPG points right now so it won't effect my current point situation a lot but LOL if Hilton buys SPG and then converts SPG points to Hilton points at a 1:1 ratio and then makes all the SPG properties part of the Hilton point scheme.

so i'm a hilton pointer, how will this be bad for me?

it won't
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 30, 2015, 03:44:18 PM
could go in cell phone or travel but I'm putting it here because I do what I want

(http://flyanddine.boardingarea.com/wp-content/uploads/2015/04/ListofAirports.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Jabeez on April 30, 2015, 04:23:17 PM
could go in cell phone or travel but I'm putting it here because I do what I want

(http://flyanddine.boardingarea.com/wp-content/uploads/2015/04/ListofAirports.jpg)
This is a fantastic move for sprint.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 01, 2015, 12:47:56 PM
Do you have to pay in all those airports?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2015, 12:55:57 PM

Do you have to pay in all those airports?

Some of them have free slow wifi. OMA does. This will allegedly be much faster wifi.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 01, 2015, 05:15:08 PM
just used my Priority Pass (got it with my Hilton amex) for the first time to get into the Alaska Airlines board room at LAX. good wifi, snacks, free drinks.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2015, 06:44:11 PM
Nice, I have it on my ink. It's going away on the ink though.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 01, 2015, 09:53:37 PM
raquetcat bro wants to fly from KC to Charleston S.C. in late August, they will also be staying at a hotel a few nights there too. Is there anyway he could get a cc now to get points and get a free flight/hotel?

I told him I thought the rewards flight was pretty much out of the question b/c it's too late, what's his best bet for a hotel?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 01, 2015, 10:58:36 PM
raquetcat bro wants to fly from KC to Charleston S.C. in late August, they will also be staying at a hotel a few nights there too. Is there anyway he could get a cc now to get points and get a free flight/hotel?

I told him I thought the rewards flight was pretty much out of the question b/c it's too late, what's his best bet for a hotel?

There are rewards flights available for ~26k miles, could he  just get the SW card worth 25k and then just purchase the extra 1k miles? or I could just gift him the 1k miles I guess. If he got the card and met the min spend in a few weeks would he have the points and be able to book for a late August flight?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 01, 2015, 11:05:46 PM
How much are flights?
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 01, 2015, 11:55:38 PM
raquetcat bro wants to fly from KC to Charleston S.C. in late August, they will also be staying at a hotel a few nights there too. Is there anyway he could get a cc now to get points and get a free flight/hotel?

I told him I thought the rewards flight was pretty much out of the question b/c it's too late, what's his best bet for a hotel?

There are rewards flights available for ~26k miles, could he  just get the SW card worth 25k and then just purchase the extra 1k miles? or I could just gift him the 1k miles I guess. If he got the card and met the min spend in a few weeks would he have the points and be able to book for a late August flight?
If he gets the 25k miles, then he'll have the 26k miles as well.

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 01, 2015, 11:55:51 PM
raquetcat bro wants to fly from KC to Charleston S.C. in late August, they will also be staying at a hotel a few nights there too. Is there anyway he could get a cc now to get points and get a free flight/hotel?

I told him I thought the rewards flight was pretty much out of the question b/c it's too late, what's his best bet for a hotel?

should be pretty easy, i'd think.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 02, 2015, 07:10:02 AM
raquetcat bro wants to fly from KC to Charleston S.C. in late August, they will also be staying at a hotel a few nights there too. Is there anyway he could get a cc now to get points and get a free flight/hotel?

I told him I thought the rewards flight was pretty much out of the question b/c it's too late, what's his best bet for a hotel?

There are rewards flights available for ~26k miles, could he  just get the SW card worth 25k and then just purchase the extra 1k miles? or I could just gift him the 1k miles I guess. If he got the card and met the min spend in a few weeks would he have the points and be able to book for a late August flight?
If he gets the 25k miles, then he'll have the 26k miles as well.

Sent from my SM-G900P using Tapatalk
:facepalm: yeah he would
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 02, 2015, 07:13:43 AM
How much are flights?

About $450, round trip. Would any hotel redemption get him a better value?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2015, 07:26:39 AM
SW 50k card. Hilton two free weekend nights card. Going to have to spend a lot of money really fast though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2015, 07:27:03 AM
If he wants a SW referral link let me know :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 02, 2015, 04:03:36 PM
What is award availability like for Hyatt properties? If he got the free 2 night Hyatt card and meet the min spend in 1.5 - 2 months would there be any award rooms left for late August?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2015, 04:21:29 PM
Book a standard room now to pull it off the market
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 02, 2015, 04:27:22 PM
Book a standard room now to pull it off the market

so book a standard room for 2 nights then when he gets his 2 free award nights just call the hotel and tell them?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 02, 2015, 04:31:45 PM
this is one of those times when it feels like you are speaking directly with the poster's avatar
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2015, 04:32:43 PM
Yeah, I guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on May 02, 2015, 05:16:13 PM
1,000 free AA miles. skip to the end of each video and answer the question.

https://secure.fly.aa.com/learnandearn/ (https://secure.fly.aa.com/learnandearn/)
Thanks for the free miles.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2015, 06:27:06 PM
:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on May 02, 2015, 09:14:51 PM
Earn 60,000 Hilton HHonors™ Bonus PointsLimited Time Offer.

Earn 60,000 HHonors Bonus Points with the Hilton HHonors Card from American Express after you spend $1,000 in purchases on the Card within your first 3 months of Card Membership. Offer Expires 5/5/2015. Terms Apply.

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2015, 10:55:41 PM
Meh
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 03, 2015, 12:15:22 AM
I got that cap one quicksilver card.  I'll buy something for $500 and get $100 back, and then make it exclusively my uber card.  I think they give 20% back on uber rides.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on May 03, 2015, 05:48:36 PM
60k Hilton points would be cool, I could donate them to a homeless man
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 03, 2015, 07:18:08 PM
60k Hilton points would be cool, I could donate them to a homeless man

hh points are kinda trashy, but you can find value here and there.  i may even get that card someday.  the mexico city hampton is a good redemption.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 03, 2015, 07:45:51 PM
Just canceled my sapphire!

The HHonors Surpass AMEX starts you with 80K after $3K in 3 months, but speaking of 60K, I'm at 53,047 HH points right now.  My plan is to get that to 60K and then not eff w/them anymore.  I can get those points pretty easy at 6x on groceries, and I don't have a card that has any better bonus for that.  Then I can divorce HHonors after using those 60K for a viakoffman night somewhere or finding some shitty place that I can use for multiple nights at some round number each that adds up to 60K.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on May 04, 2015, 08:42:12 AM
I use Hilton Honors as their hotels are priced right at the top of our $150 a night allowance. Hyatt and other nicer places start above that.  eff Choice or Holiday Inn.

So we have Hampton Inn Oceanfront Myrtle Beach booked this summer. Four nights.  120K. Works for us. Guess it depends on your lifestyle and needs. Can usually find good spends around beaches and amusement parks on the weekends.
Title: Re: How Many Credit Cards Do You Have?
Post by: The1BigWillie on May 04, 2015, 10:24:48 AM
Probably luke'd but just in case.  -

When Will My Credit Card Rewards, Points and Miles Expire?

http://www.nerdwallet.com/blog/rewards-credit-cards/credit-card-rewards-points-miles-expire/ (http://www.nerdwallet.com/blog/rewards-credit-cards/credit-card-rewards-points-miles-expire/)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 04, 2015, 10:28:45 AM
Probably luke'd but just in case.  -

When Will My Credit Card Rewards, Points and Miles Expire?

http://www.nerdwallet.com/blog/rewards-credit-cards/credit-card-rewards-points-miles-expire/ (http://www.nerdwallet.com/blog/rewards-credit-cards/credit-card-rewards-points-miles-expire/)

award wallet takes care of that for me. they shoot me an email everytime I have one that is close to expiring. only downside are the dickhole programs (United, Delta, Southwest) that don't let them track them so you have to manually enter the expiration date in order for them to notify you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on May 04, 2015, 10:44:22 AM
Wait, SW RR points are only good for 24 months? So if I got the card 2 years ago then my bonus rewards points are going to disappear?

Is there somewhere in your account that you can see the expiration date of your points?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on May 04, 2015, 10:56:49 AM
Do Gooch & I each need to sign up for Award Wallet or can I just track all of our accounts in one Award wallet account?
Depending on the answer I might need 1 or 2 of those award wallet premium referral things that SD was talking about the other day, if he still has any left.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 04, 2015, 11:00:46 AM

Wait, SW RR points are only good for 24 months? So if I got the card 2 years ago then my bonus rewards points are going to disappear?

Is there somewhere in your account that you can see the expiration date of your points?

No, they are good as long as you have activity every 24 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 04, 2015, 11:00:57 AM

Do Gooch & I each need to sign up for Award Wallet or can I just track all of our accounts in one Award wallet account?
Depending on the answer I might need 1 or 2 of those award wallet premium referral things that SD was talking about the other day, if he still has any left.

1
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 04, 2015, 11:04:00 AM
does award wallet do time from credit card openings/cancels so you don't have to remember your bonus window blackouts?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 04, 2015, 11:44:21 AM

does award wallet do time from credit card openings/cancels so you don't have to remember your bonus window blackouts?

Not that I know of but that would be awesome
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 04, 2015, 01:26:55 PM
United explorer now 50k till June 2 without any trickery.

https://www.theexplorercard.com/50kAFWLTO/allbenefits
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 11, 2015, 11:55:36 AM
How did there get to be so much Alaska Air talk today? Is there a link to a card anywhere? Would churn.

they had 40k offer not too long ago but the highest current one is 25k. annual fee not waived.

https://www.bankofamerica.com/credit-cards/products/alaska-airlines-credit-card.go

here is a link showing how to get a statement credit of $100 as well but it's kind of a PITA.

http://millionmilesecrets.com/2013/04/21/credit-card-update-50000-alaska-air-mileageplan-miles-100-statement-credit/

Just got the rare 50K bonus Alaska Air card.  :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on May 11, 2015, 03:56:24 PM
I just got the 50k bonus Southwest Card.  I'm hoping to get enough points together quickly to at least pay for one leg of an upcoming trip.....
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on May 11, 2015, 04:02:42 PM
AAdvantage question... If I'm using miles to purchase a flight will the cost fluctuate? Right now a flight I'm looking at costs 25K, but I'm not 100% locked into plans yet. I need to wait a couple more weeks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 11, 2015, 04:07:10 PM
Doesn't anyone need exactly 30K Frontier points for something?
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on May 11, 2015, 04:08:28 PM
Doesn't anyone need exactly 30K Frontier points for something?

Why do you ask?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 11, 2015, 04:24:10 PM
Mrs. Michigancat is less than 3k away from a SW Companion Pass :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 11, 2015, 05:11:17 PM
i need the other SW card to get the 50k offer pronto
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 11, 2015, 07:08:37 PM
Doesn't anyone need exactly 30K Frontier points for something?

Why do you ask?

(http://www.verumserum.com/media/2011/07/foodstamps-2.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on May 11, 2015, 07:24:46 PM
$50
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 12, 2015, 11:58:06 AM
Mrs. Michigancat is less than 3k away from a SW Companion Pass :gocho:

Got mine in Feb then booked Cancun, KC(x2), Vegas, SFO, and PCB within a couple weeks all on points racked up getting companion pass. :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 12, 2015, 11:59:07 AM
how did you get it in february?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 12, 2015, 12:17:30 PM
how did you get it in february?
The best way to do it is to get the cards in the fall of, say, 2015. Then complete almost all the spending in 2015, finish the spending in the beginning of 2016, get the companion pass, then you have it for the rest of 2016 and all of 2017, really maximize it. You can basically have it for almost 2 full years this way
Title: Re: How Many Credit Cards Do You Have?
Post by: Brock Landers on May 15, 2015, 01:54:39 PM
http://www.kake.com/home/headlines/Feds-accuse-Kansas-man-of-fraudulently-using-credit-card-rewards-303888321.html (http://www.kake.com/home/headlines/Feds-accuse-Kansas-man-of-fraudulently-using-credit-card-rewards-303888321.html)

steve dave??   :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Shooter Jones on May 15, 2015, 02:00:06 PM
http://www.kake.com/home/headlines/Feds-accuse-Kansas-man-of-fraudulently-using-credit-card-rewards-303888321.html (http://www.kake.com/home/headlines/Feds-accuse-Kansas-man-of-fraudulently-using-credit-card-rewards-303888321.html)

steve dave??   :surprised:

welp.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on May 15, 2015, 02:15:54 PM
case closed
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on May 15, 2015, 02:16:56 PM
So sd actually lives in Lawrence. Would explain a lot, ntitoi
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on May 15, 2015, 02:18:26 PM
http://www.kake.com/home/headlines/Feds-accuse-Kansas-man-of-fraudulently-using-credit-card-rewards-303888321.html (http://www.kake.com/home/headlines/Feds-accuse-Kansas-man-of-fraudulently-using-credit-card-rewards-303888321.html)

steve dave??   :surprised:

Is what he did illegal? He just made some purchases and then cancelled them...it is the credit card companies' fault if they still gave him the rewards points.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 18, 2015, 06:16:34 PM
Mrs. WonderMeal and I are now in a home that we're going to be in for the next several decades. The ink hadn't dried on our papers for 24 hours before I started churning again.

Anyone have a CSP referral link they want to send my way? Or is there a good AA or hotel card I should check out?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 18, 2015, 06:32:25 PM
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1515202307

referral for a 40k csp link with 4k spend over 4 months.


citi has 50k and 25k aa bonus cards, you can churn one of each every two years.  also business cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on May 18, 2015, 06:36:46 PM
this must just be killing SD
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 18, 2015, 06:48:08 PM
how did you get it in february?
The best way to do it is to get the cards in the fall of, say, 2015. Then complete almost all the spending in 2015, finish the spending in the beginning of 2016, get the companion pass, then you have it for the rest of 2016 and all of 2017, really maximize it. You can basically have it for almost 2 full years this way

This.  Planned it so I 1st card's 50k bonus early Jan, had the 2nd card in hand and hit that spend by end of Feb.  Companion status shortly after
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 19, 2015, 07:07:12 AM
this must just be killing SD

If anything could bring SD back, it would be a CSP referral. This was the big test.

Face it. He's gone, guys.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on May 19, 2015, 09:10:29 AM
How many credit cards are out there that pay for your fee for TSA PreCheck / Global Entry?  Just the AmEx Plat card or are there more?  TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 21, 2015, 07:36:06 PM
Mrs. WonderMeal and I are now in a home that we're going to be in for the next several decades. The ink hadn't dried on our papers for 24 hours before I started churning again.

Anyone have a CSP referral link they want to send my way? Or is there a good AA or hotel card I should check out?

SD you missed a post.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2015, 07:30:12 AM
 https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1495044615
 ;)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 22, 2015, 08:46:49 AM
How many credit cards are out there that pay for your fee for TSA PreCheck / Global Entry?  Just the AmEx Plat card or are there more?  TIA.

Citi AAdvantage Executive cards just added it.  Just got mine in the last couple of weeks.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on May 26, 2015, 02:41:09 PM
So, a little late in the year to extract max value, but decided to try and get the Companion Pass anyway. Got both personal cards, but need to make up the slack. Obv will get 6,000 with the spend required for the bonus, but what is the best way to grab the last 4k? Send UR points to Southwest via Hyatt Gold? Purchase Mariott points and transfer them to SW? Trying to get the best bang for the buck.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 26, 2015, 02:48:07 PM
So, a little late in the year to extract max value, but decided to try and get the Companion Pass anyway. Got both personal cards, but need to make up the slack. Obv will get 6,000 with the spend required for the bonus, but what is the best way to grab the last 4k? Send UR points to Southwest via Hyatt Gold? Purchase Mariott points and transfer them to SW? Trying to get the best bang for the buck.

buy a really expensive fully refundable SW ticket(s) for like 120 days from now, get the points to credit, get comp. pass, cancel the ticket. this is maybe not ethical. check with trim.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on May 26, 2015, 02:51:28 PM
So, a little late in the year to extract max value, but decided to try and get the Companion Pass anyway. Got both personal cards, but need to make up the slack. Obv will get 6,000 with the spend required for the bonus, but what is the best way to grab the last 4k? Send UR points to Southwest via Hyatt Gold? Purchase Mariott points and transfer them to SW? Trying to get the best bang for the buck.

buy a really expensive fully refundable SW ticket(s) for like 120 days from now, get the points to credit, get comp. pass, cancel the ticket. this is maybe not ethical. check with trim.

Isn't that basically what that guy did who got arrested?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 26, 2015, 02:52:03 PM
So, a little late in the year to extract max value, but decided to try and get the Companion Pass anyway. Got both personal cards, but need to make up the slack. Obv will get 6,000 with the spend required for the bonus, but what is the best way to grab the last 4k? Send UR points to Southwest via Hyatt Gold? Purchase Mariott points and transfer them to SW? Trying to get the best bang for the buck.

buy a really expensive fully refundable SW ticket(s) for like 120 days from now, get the points to credit, get comp. pass, cancel the ticket. this is maybe not ethical. check with trim.

Isn't that basically what that guy did who got arrested?

the key here is you need to fully expect to take that/those flights. BUT THEN DON'T.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 26, 2015, 02:53:01 PM
So, a little late in the year to extract max value, but decided to try and get the Companion Pass anyway. Got both personal cards, but need to make up the slack. Obv will get 6,000 with the spend required for the bonus, but what is the best way to grab the last 4k? Send UR points to Southwest via Hyatt Gold? Purchase Mariott points and transfer them to SW? Trying to get the best bang for the buck.

buy a really expensive fully refundable SW ticket(s) for like 120 days from now, get the points to credit, get comp. pass, cancel the ticket. this is maybe not ethical. check with trim.

Isn't that basically what that guy did who got arrested?

the key here is you need to fully expect to take that/those flights. BUT THEN DON'T.

Approved.
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on May 26, 2015, 03:01:41 PM
Just had some unexpected expenses come up and I'd like to spread them out over about a year on a 0% APR card.

I picked the Chase Freedom card. 0% APR for 15 months, no annual fee, $100 activation bonus, another $25 bonus for first authorized user, 1% cash back on all purchases, and 5% cash back on quarterly rolling categories.

Seemed llike the best combination of no interest, cash back, and activation bonuses. Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 26, 2015, 03:34:39 PM
Just had some unexpected expenses come up and I'd like to spread them out over about a year on a 0% APR card.

I picked the Chase Freedom card. 0% APR for 15 months, no annual fee, $100 activation bonus, another $25 bonus for first authorized user, 1% cash back on all purchases, and 5% cash back on quarterly rolling categories.

Seemed llike the best combination of no interest, cash back, and activation bonuses. Thoughts?

It's a good card. They periodically have a 20k bonus ($200) but not right now. You should get a Chase Sapphire Preferred or a Chase Ink business card to go with it though. Those points with the Freedom are only worth 1 cent a piece but when you have an Ink or Sapphire you can transfer the Freedom UR points to the Ink or Sapphire and then use them for much more valuable stuff. Like transferring to Hyatt, United, Southwest, etc. or even just booking travel for 1.25 cents per point (I would never do this because you can easily get 2+ cents per point by transferring to the partners but just wanted to use it as an example of ways to get more value). Also, you can get 40k points from signing up and meeting spend on the Sapphire or 60k with the Ink. Here is my Sapphire referral link if you want it. I can also get you an Ink one if you want a business card. I have all three.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1495044615
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on May 26, 2015, 08:40:57 PM
So, a little late in the year to extract max value, but decided to try and get the Companion Pass anyway. Got both personal cards, but need to make up the slack. Obv will get 6,000 with the spend required for the bonus, but what is the best way to grab the last 4k? Send UR points to Southwest via Hyatt Gold? Purchase Mariott points and transfer them to SW? Trying to get the best bang for the buck.

buy a really expensive fully refundable SW ticket(s) for like 120 days from now, get the points to credit, get comp. pass, cancel the ticket. this is maybe not ethical. check with trim.

Isn't that basically what that guy did who got arrested?

the key here is you need to fully expect to take that/those flights. BUT THEN DON'T.

Approved.

 :thumbsup:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 26, 2015, 08:43:03 PM
it is not ethical.  very surprised at trim getting one wrong.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 27, 2015, 07:41:15 AM
Aer Lingus joining Oneworld. will add another non-Heathrow trans atlantic option.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 29, 2015, 09:56:33 AM
i have the SW premier card (about to cancel it). trying to get the companion pass. does anybody have a referral link for the other one? i can't find it. maybe it's gone?  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 29, 2015, 10:08:19 AM
i have the SW premier card (about to cancel it). trying to get the companion pass. does anybody have a referral link for the other one? i can't find it. maybe it's gone?  :frown:

I just have one for the Premier
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 02, 2015, 02:59:28 PM
Chase 22,500 point Freedom offer is back. 20k UR points for spending $500 and 2,500 for adding an authorized user. Here is my referral link. KSU-W, if you haven't signed up for the Freedom already this is a better deal.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 02, 2015, 04:34:01 PM
Chase 22,500 point Freedom offer is back. 20k UR points for spending $500 and 2,500 for adding an authorized user. Here is my referral link. KSU-W, if you haven't signed up for the Freedom already this is a better deal.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

 :AA:

michigan, get your link up.  i may actually use it this time.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 02, 2015, 04:35:04 PM
Chase 22,500 point Freedom offer is back. 20k UR points for spending $500 and 2,500 for adding an authorized user. Here is my referral link. KSU-W, if you haven't signed up for the Freedom already this is a better deal.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

 :AA:

michigan, get your link up.  i may actually use it this time.

no problem, here you go, sys (friend)

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1444196666
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on June 02, 2015, 04:51:59 PM
Oh, snap!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 03, 2015, 01:38:38 PM
60,000 miles offer is out for the Delta Platinum. min spend is $2k in 3 months. $195 annual fee is not waived, but you do get a $100 statement credit with first purchase.

https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta (https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 03, 2015, 01:59:48 PM
60,000 miles offer is out for the Delta Platinum. min spend is $2k in 3 months. $195 annual fee is not waived, but you do get a $100 statement credit with first purchase.

https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta (https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta)

That's pretty decent. especially if you are going to be close on qualifying for status.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 03, 2015, 02:07:49 PM
Delta credit card miles count toward status?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 03, 2015, 02:12:53 PM
Quote
Earn 10,000 MQMs and 60,000 Bonus Miles
a welcome bonus offer from American Express

Earn 10,000 Medallion® Qualification Miles
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 03, 2015, 02:30:45 PM
yeah i didn't mention it but the 10,000 MQM's are nice if you fly delta ever. that's almost halfway to silver status
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 03, 2015, 03:09:17 PM
60,000 miles offer is out for the Delta Platinum. min spend is $2k in 3 months. $195 annual fee is not waived, but you do get a $100 statement credit with first purchase.

https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta (https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta)

That's pretty decent. especially if you are going to be close on qualifying for status.

MQD's tho
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 03, 2015, 03:18:25 PM
60,000 miles offer is out for the Delta Platinum. min spend is $2k in 3 months. $195 annual fee is not waived, but you do get a $100 statement credit with first purchase.

https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta (https://www.americanexpress.com/us/mobile/credit-cards/platinum-delta-skymiles-card/39002?linknav=us-ccsg-prospectrwd-compareResults-learn-top-PlatinumDelta)

That's pretty decent. especially if you are going to be close on qualifying for status.

MQD's tho

MQDs have never been the problem for me. You flying to Alaska it's probably opposite though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 04, 2015, 11:10:39 AM
Pretty amazing Hyatt card offer.

The usual 2 free rooms at any hotel, PLUS $50 statement credit after first use, PLUS 5k Hyatt points after you add an authorized user and they use the card once, annual fee waived the first year, spend is only $1k. You can get it if you haven't gotten a Hyatt card sign up bonus in the last 24 months. I'll be getting this one.

https://creditcards.chase.com/lp/hyatt50
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 04, 2015, 11:32:31 AM
approved. thank you for all you do, steve dave.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 04, 2015, 11:44:29 AM
approved. thank you for all you do, steve dave.

you are welcome friend
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2015, 08:09:28 AM
http://viewfromthewing.boardingarea.com/2015/06/08/flavor-flav-southwest-flight-robin-hood/
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on June 08, 2015, 09:47:53 AM
just got the 50k BA visa. should i have any regrets?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2015, 09:50:00 AM
just got the 50k BA visa. should i have any regrets?

nah
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 08, 2015, 09:50:37 AM
just got the 50k BA visa. should i have any regrets?

don't regret any of your decisions, ever, except for your lunchtime choices
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on June 08, 2015, 09:58:22 AM
one more repeat noob question that i've asked before:

can i cancel the spg amex without losing my spg points
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2015, 09:59:47 AM
one more repeat noob question that i've asked before:

can i cancel the spg amex without losing my spg points

yeah
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on June 08, 2015, 10:55:15 AM
Pretty amazing Hyatt card offer.

The usual 2 free rooms at any hotel, PLUS $50 statement credit after first use, PLUS 5k Hyatt points after you add an authorized user and they use the card once, annual fee waived the first year, spend is only $1k. You can get it if you haven't gotten a Hyatt card sign up bonus in the last 24 months. I'll be getting this one.

https://creditcards.chase.com/lp/hyatt50

Thanks friend.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on June 08, 2015, 12:41:03 PM
Earned my 50K AAdvantage bonus last week. How long will I need to wait before I can use them? My Citi account statement reflects that I've earned them but they're not in my AA account yet. Does it really take 8-10 weeks?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2015, 12:46:11 PM
Earned my 50K AAdvantage bonus last week. How long will I need to wait before I can use them? My Citi account statement reflects that I've earned them but they're not in my AA account yet. Does it really take 8-10 weeks?

no, it will be just a few days once your citi card statement date hits
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on June 08, 2015, 12:49:33 PM
Earned my 50K AAdvantage bonus last week. How long will I need to wait before I can use them? My Citi account statement reflects that I've earned them but they're not in my AA account yet. Does it really take 8-10 weeks?

no, it will be just a few days once your citi card statement date hits
Thanks. It hit on Friday. Since its on my Citi statement I'm hoping it will be there in the next day or so.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 08, 2015, 12:58:15 PM
goddammit, I ended up 300 points short of a SW companion pass and the next points won't go through until after a flight I have booked. Any way to just buy 300 points that apply to a companion pass between now and then?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2015, 01:05:40 PM
goddammit, I ended up 300 points short of a SW companion pass and the next points won't go through until after a flight I have booked. Any way to just buy 300 points that apply to a companion pass between now and then?

you could go to the SW portal and buy something. I don't know how long they take to credit though. Or transfer some Marriott points to your SW account if you have some.

https://rapidrewardsshopping.southwest.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 08, 2015, 03:10:17 PM
Pretty amazing Hyatt card offer.

The usual 2 free rooms at any hotel, PLUS $50 statement credit after first use, PLUS 5k Hyatt points after you add an authorized user and they use the card once, annual fee waived the first year, spend is only $1k. You can get it if you haven't gotten a Hyatt card sign up bonus in the last 24 months. I'll be getting this one.

https://creditcards.chase.com/lp/hyatt50

Approved.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 08, 2015, 04:28:23 PM
goddammit, I ended up 300 points short of a SW companion pass and the next points won't go through until after a flight I have booked. Any way to just buy 300 points that apply to a companion pass between now and then?

you could go to the SW portal and buy something. I don't know how long they take to credit though. Or transfer some Marriott points to your SW account if you have some.

https://rapidrewardsshopping.southwest.com/

transferred points don't count towards status or companion pass.    Buying something is a good plan.   Buy expensive item, return after your other points post.   
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2015, 04:31:29 PM
goddammit, I ended up 300 points short of a SW companion pass and the next points won't go through until after a flight I have booked. Any way to just buy 300 points that apply to a companion pass between now and then?

you could go to the SW portal and buy something. I don't know how long they take to credit though. Or transfer some Marriott points to your SW account if you have some.

https://rapidrewardsshopping.southwest.com/

transferred points don't count towards status or companion pass.    Buying something is a good plan.   Buy expensive item, return after your other points post.

Mikey, what have we (the gE community) learned about questioning stuff steve dave  says?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 08, 2015, 04:33:33 PM
goddammit, I ended up 300 points short of a SW companion pass and the next points won't go through until after a flight I have booked. Any way to just buy 300 points that apply to a companion pass between now and then?

you could go to the SW portal and buy something. I don't know how long they take to credit though. Or transfer some Marriott points to your SW account if you have some.

https://rapidrewardsshopping.southwest.com/

transferred points don't count towards status or companion pass.    Buying something is a good plan.   Buy expensive item, return after your other points post.

Mikey, what have we (the gE community) learned about questioning stuff steve dave  says?

if you've done it and it works, great, just saying the terms specifically say they don't, so YMMV.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 08, 2015, 04:35:43 PM
you could do this and get the 500 free points, but YMMV on posting speed.

https://www.southwest.com/html/rapidrewards/partners/specialty/erewards.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2015, 06:28:27 PM

goddammit, I ended up 300 points short of a SW companion pass and the next points won't go through until after a flight I have booked. Any way to just buy 300 points that apply to a companion pass between now and then?

you could go to the SW portal and buy something. I don't know how long they take to credit though. Or transfer some Marriott points to your SW account if you have some.

https://rapidrewardsshopping.southwest.com/

transferred points don't count towards status or companion pass.    Buying something is a good plan.   Buy expensive item, return after your other points post.

Mikey, what have we (the gE community) learned about questioning stuff steve dave  says?

if you've done it and it works, great, just saying the terms specifically say they don't, so YMMV.

All hotel programs (Marriott, Carlson, Hyatt) count towards the pass
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2015, 06:37:26 PM
Also, this is a bad transfer unless you are just topping off like rusty is doing.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 08, 2015, 06:39:13 PM
Are any of the $500/year cards worth it? 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 08, 2015, 08:38:09 PM
Also, this is a bad transfer unless you are just topping off like rusty is doing.
It's still pretty bad because you can't transfer less than 10000 Marriott points (which only gets you 2000 sw points)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2015, 08:48:31 PM

Are any of the $500/year cards worth it?

Yeah, if you use all the benefits often they are very worth it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 08, 2015, 09:47:37 PM

Are any of the $500/year cards worth it?

Yeah, if you use all the benefits often they are very worth it.

Wish the AA card matched the similar Delta benefits.
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on June 09, 2015, 12:59:15 PM
Anyone know if the powers that be ever linked the SPG rewards with the Vegas strip hotels? I know that they were talking about linking MGM Grand and SPG rewards but i'm not sure if that ever went though...i'm going to Vegas soon and it would be hella nice to grab triple points on those stays.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 09, 2015, 01:00:32 PM
Anyone know if the powers that be ever linked the SPG rewards with the Vegas strip hotels? I know that they were talking about linking MGM Grand and SPG rewards but i'm not sure if that ever went though...i'm going to Vegas soon and it would be hella nice to grab triple points on those stays.

mgm and all their properties are linked with hyatt. ceasars and all of theirs are linked with spg. they both have weird rules about some of their vegas partner properties not qualifying for some of their bonuses but doesn't hurt to check.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 09, 2015, 01:01:22 PM
also the cosmo is linked to marriott
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 09, 2015, 01:03:06 PM
also hilton has some garbagey timeshare on the strip and I think the Tropicana is now considered a Doubletree or something
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on June 09, 2015, 01:08:41 PM
Anyone know if the powers that be ever linked the SPG rewards with the Vegas strip hotels? I know that they were talking about linking MGM Grand and SPG rewards but i'm not sure if that ever went though...i'm going to Vegas soon and it would be hella nice to grab triple points on those stays.

mgm and all their properties are linked with hyatt. ceasars and all of theirs are linked with spg. they both have weird rules about some of their vegas partner properties not qualifying for some of their bonuses but doesn't hurt to check.

Good to know. I'll just do some checking when I arrive to see which chain I can get points added to.

also hilton has some garbagey timeshare on the strip and I think the Tropicana is now considered a Doubletree or something

SD, come on bud...the Tropicana? I'm not a poor!  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 09, 2015, 01:10:58 PM
Also, this is a bad transfer unless you are just topping off like rusty is doing.
It's still pretty bad because you can't transfer less than 10000 Marriott points (which only gets you 2000 sw points)

well, 10k Marriott points are only worth about $50 so it's not that terrible. also they credit pretty quickly iirc. like less than a week.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 09, 2015, 01:16:31 PM
Also, this is a bad transfer unless you are just topping off like rusty is doing.
It's still pretty bad because you can't transfer less than 10000 Marriott points (which only gets you 2000 sw points)

well, 10k Marriott points are only worth about $50 so it's not that terrible. also they credit pretty quickly iirc. like less than a week.

I only have 4k Marriott points. Do transfers from someone else count to the companion pass?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 09, 2015, 01:17:06 PM
Also, this is a bad transfer unless you are just topping off like rusty is doing.
It's still pretty bad because you can't transfer less than 10000 Marriott points (which only gets you 2000 sw points)

well, 10k Marriott points are only worth about $50 so it's not that terrible. also they credit pretty quickly iirc. like less than a week.

I only have 4k Marriott points. Do transfers from someone else count to the companion pass?

no

http://thepointsguy.com/2013/07/top-1-ways-to-top-up-your-account-for-the-southwest-companion-pass/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 09, 2015, 01:43:37 PM
Also, this is a bad transfer unless you are just topping off like rusty is doing.
It's still pretty bad because you can't transfer less than 10000 Marriott points (which only gets you 2000 sw points)

well, 10k Marriott points are only worth about $50 so it's not that terrible. also they credit pretty quickly iirc. like less than a week.

I only have 4k Marriott points. Do transfers from someone else count to the companion pass?

if your wife has a marriot account i think you can transfer her points to yours.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 11, 2015, 01:34:02 PM
Just booked a trip to Costa Rica. Aside from +100k Avios I still have I am completely out of American miles for the first time since the inception of this thread. I feel rough ridin' naked.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on June 15, 2015, 09:57:28 AM
I have some Chase Rewards points on CSP and some on my Freedom card.  They're separated when I log in between the two, but I can transfer/combine them.   There isn't any difference as to which card the points are "on", is there?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 15, 2015, 10:03:35 AM
I have some Chase Rewards points on CSP and some on my Freedom card.  They're separated when I log in between the two, but I can transfer/combine them.   There isn't any difference as to which card the points are "on", is there?

yes. very big difference. you should put them on the CSP.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on June 15, 2015, 10:04:39 AM

I have some Chase Rewards points on CSP and some on my Freedom card.  They're separated when I log in between the two, but I can transfer/combine them.   There isn't any difference as to which card the points are "on", is there?

yes. very big difference. you should put them on the CSP.

Thanks.   Main differences?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 15, 2015, 10:07:33 AM

I have some Chase Rewards points on CSP and some on my Freedom card.  They're separated when I log in between the two, but I can transfer/combine them.   There isn't any difference as to which card the points are "on", is there?

yes. very big difference. you should put them on the CSP.

Thanks.   Main differences?


Sent from my iPhone using Tapatalk

the specifics are above my pay grade for this thread but basically overall flexibility.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 15, 2015, 10:09:00 AM
Just had some unexpected expenses come up and I'd like to spread them out over about a year on a 0% APR card.

I picked the Chase Freedom card. 0% APR for 15 months, no annual fee, $100 activation bonus, another $25 bonus for first authorized user, 1% cash back on all purchases, and 5% cash back on quarterly rolling categories.

Seemed llike the best combination of no interest, cash back, and activation bonuses. Thoughts?

It's a good card. They periodically have a 20k bonus ($200) but not right now. You should get a Chase Sapphire Preferred or a Chase Ink business card to go with it though. Those points with the Freedom are only worth 1 cent a piece but when you have an Ink or Sapphire you can transfer the Freedom UR points to the Ink or Sapphire and then use them for much more valuable stuff. Like transferring to Hyatt, United, Southwest, etc. or even just booking travel for 1.25 cents per point (I would never do this because you can easily get 2+ cents per point by transferring to the partners but just wanted to use it as an example of ways to get more value). Also, you can get 40k points from signing up and meeting spend on the Sapphire or 60k with the Ink. Here is my Sapphire referral link if you want it. I can also get you an Ink one if you want a business card. I have all three.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1495044615

this is a better explanation.
Title: Re: How Many Credit Cards Do You Have?
Post by: cas4ksu on June 15, 2015, 07:09:47 PM
Thinking it's time to get another card. My current card (set to expire soon) is through my local bank. With it being through my local bank, I don't get any perks at all.

With the card that I choose I think I would want cash back as the primary perk. I don't fly too often and my work doesn't really cause me to travel either. But I wouldn't be opposed to a card that offered a combo of cash and airline miles, or something else of value.

I see the advertisement for the Citi Double Cash Card that pays you 1% back when you buy and pay for items. Seems like a decent option.

Any other ideas?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2015, 07:13:52 PM
No clue on cash back cards
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 15, 2015, 08:30:28 PM
Cas, you should get whatever card Steve Dave recommends and travel while you're still young and probably not married
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on June 15, 2015, 10:46:56 PM
AmEx Blue Cash Preferred gets you 6% on groceries, 3% on gas, and 1% on everything else.  If you have a lot of the everything else, then get the Citi Double card for that stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 15, 2015, 10:47:20 PM
after like six weeks my wife finally got her 50k miles from Barclays. after a lot of back and forth with both Barclays and AA, we finally identified that the miles hadn't properly credited because my wife has a hyphenated last name and Barclays apparently lacks the computing power to process names with hyphens. so they were sending the points to an account under "Wifes Name" and the AA/USAir account was under "Wifes-Name."  Barclays is apparently a company that believes people should only have letters in their names.

I tell this story because I know it will make sys happy.

anyway between the two of us we now finally have about 250k miles, plus I've got about 300k Marriott, so we're shopping for destinations for a couple trips in the next year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 16, 2015, 06:02:06 AM
You sure that isn't a US to AA consolidation problem?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 16, 2015, 08:44:19 AM
thank you, gfa.  that is a good barclays story.


cas, 2% is pretty good for cash back.  you might get better by fitting categories.  the real money is gonna come on signup bonuses, not on your spend though.  you shouldn't worry so much about what card gives you what for your spend.  instead, optimize your churn.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on June 16, 2015, 04:11:59 PM
http://viewfromthewing.boardingarea.com/2015/06/16/doubled-signup-bonus-for-chase-freedom-ends-june-24/
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on June 16, 2015, 04:43:05 PM
As a CSP cardholder, there is literally not a single reason I shouldn't get that card right now, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 16, 2015, 04:43:48 PM
Correct sprac, see referral link I posted a little bit ago!
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on June 16, 2015, 04:49:09 PM
You're going to have to spoon-feed me if you want that sweet sweet referral juice. The only link I saw in my 15 second search was for the CSP. 
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 16, 2015, 04:59:16 PM
i have the SW RR premier card. i see the SW RR Plus 50k offer. do i need to cancel the premier first, or does it matter?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 16, 2015, 05:00:28 PM
So the Chase Freedom link says you'll get $200, will that just show up as 20k points once you spend the $500 minimum since i'd obviously want those instead of the $$?  And then you can transfer those points to a CSP account in online banking i'd assume?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 16, 2015, 05:03:21 PM
i have the SW RR premier card. i see the SW RR Plus 50k offer. do i need to cancel the premier first, or does it matter?

iirc, you can get both personal cards and both business cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 16, 2015, 05:04:34 PM
Chase 22,500 point Freedom offer is back. 20k UR points for spending $500 and 2,500 for adding an authorized user. Here is my referral link. KSU-W, if you haven't signed up for the Freedom already this is a better deal.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

@spracne
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 16, 2015, 05:05:59 PM
So the Chase Freedom link says you'll get $200, will that just show up as 20k points once you spend the $500 minimum since i'd obviously want those instead of the $$?  And then you can transfer those points to a CSP account in online banking i'd assume?

yeah. once you get to your chase portal you can click on your freedom card and its points and there is a transfer points thing in there to transfer to CSP.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 16, 2015, 06:00:08 PM
So the Chase Freedom link says you'll get $200, will that just show up as 20k points once you spend the $500 minimum since i'd obviously want those instead of the $$?  And then you can transfer those points to a CSP account in online banking i'd assume?

yeah. once you get to your chase portal you can click on your freedom card and its points and there is a transfer points thing in there to transfer to CSP.

Do you have to do it pretty quick before they assume you want a cash credit against your bill, or do they sit there as transferable points until you direct them?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 16, 2015, 06:06:42 PM
So the Chase Freedom link says you'll get $200, will that just show up as 20k points once you spend the $500 minimum since i'd obviously want those instead of the $$?  And then you can transfer those points to a CSP account in online banking i'd assume?

yeah. once you get to your chase portal you can click on your freedom card and its points and there is a transfer points thing in there to transfer to CSP.

Do you have to do it pretty quick before they assume you want a cash credit against your bill, or do they sit there as transferable points until you direct them?

they sit as long as you want
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 16, 2015, 10:29:52 PM
You sure that isn't a US to AA consolidation problem?

nah her USAir/AA accounts were merged fine and were under the correct name but when she did the credit card, the account was missing the hyphen even though that's how I typed her name in.  that caused AA to reject the points because the name was "wrong" (which is also pretty stupid of AA, to be fair).  their system apparently doesn't support hyphens, according to what their rep told us.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on June 16, 2015, 10:37:17 PM
my SSN starts with a zero and it's pretty depressing how many sites & systems don't handle it properly
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 16, 2015, 10:43:15 PM
my SSN starts with a zero and it's pretty depressing how many sites & systems don't handle it properly

my first and last name are a combined 20 letters so part of my name is always getting cut off on credit cards and loyalty cards and stuff.  on standardized tests in school I would always run out of boxes.  my wife now has the same problem with her hyphenated name, most notably on her paychecks from work that go into our account with the memo "LONGLAST-NAMEWOW, AMAN" (her name is Amanda)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2015, 12:36:24 AM
my SSN starts with a zero and it's pretty depressing how many sites & systems don't handle it properly
That's crazy
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 17, 2015, 08:10:04 AM
my SSN starts with a zero and it's pretty depressing how many sites & systems don't handle it properly

You must be really old to get a SSN that low.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 17, 2015, 10:05:32 AM
Hyatt sent me 8,000 points because the Executive Suite I stayed in at the St. Louis Regency at the Arch had some serious problems (no outlets on one side of the bed, one of the side tables was damaged significantly, the bathroom door was not capable of shutting and had lots of damage from people trying to force it shut, on demand movies didn't work the first night, the second night when we got it to work it was literally worse quality than any VHS movie I've ever watched, and housekeeping never came the entire time even though we only had the do not disturb sign up for an hour our entire stay and that was in the very late afternoon). I used my "free night at any property" nights. Should I ask for them to credit me back one of those instead of the 8,000 points? Does anyone know if there's any precedent for that?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 17, 2015, 10:16:15 AM
Hyatt sent me 8,000 points because the Executive Suite I stayed in at the St. Louis Regency at the Arch had some serious problems (no outlets on one side of the bed, one of the side tables was damaged significantly, the bathroom door was not capable of shutting and had lots of damage from people trying to force it shut, on demand movies didn't work the first night, the second night when we got it to work it was literally worse quality than any VHS movie I've ever watched, and housekeeping never came the entire time even though we only had the do not disturb sign up for an hour our entire stay and that was in the very late afternoon). I used my "free night at any property" nights. Should I ask for them to credit me back one of those instead of the 8,000 points? Does anyone know if there's any precedent for that?

How many points does it usually take to get a night? (I know it depends on property but to get a general idea of how much those 8,000 points are worth.)
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 17, 2015, 10:19:50 AM
Hyatt sent me 8,000 points because the Executive Suite I stayed in at the St. Louis Regency at the Arch had some serious problems (no outlets on one side of the bed, one of the side tables was damaged significantly, the bathroom door was not capable of shutting and had lots of damage from people trying to force it shut, on demand movies didn't work the first night, the second night when we got it to work it was literally worse quality than any VHS movie I've ever watched, and housekeeping never came the entire time even though we only had the do not disturb sign up for an hour our entire stay and that was in the very late afternoon). I used my "free night at any property" nights. Should I ask for them to credit me back one of those instead of the 8,000 points? Does anyone know if there's any precedent for that?

How many points does it usually take to get a night? (I know it depends on property but to get a general idea of how much those 8,000 points are worth.)

8,000 points for a night at a category 2 hotel. The categories go up to 7 though, and those bad boys cost 30,000 per night. My choices will be relatively limited with 8,000 points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 17, 2015, 10:23:45 AM
Hyatt sent me 8,000 points because the Executive Suite I stayed in at the St. Louis Regency at the Arch had some serious problems (no outlets on one side of the bed, one of the side tables was damaged significantly, the bathroom door was not capable of shutting and had lots of damage from people trying to force it shut, on demand movies didn't work the first night, the second night when we got it to work it was literally worse quality than any VHS movie I've ever watched, and housekeeping never came the entire time even though we only had the do not disturb sign up for an hour our entire stay and that was in the very late afternoon). I used my "free night at any property" nights. Should I ask for them to credit me back one of those instead of the 8,000 points? Does anyone know if there's any precedent for that?

How many points does it usually take to get a night? (I know it depends on property but to get a general idea of how much those 8,000 points are worth.)

8,000 points for a night at a category 2 hotel. The categories go up to 7 though, and those bad boys cost 30,000 per night. My choices will be relatively limited with 8,000 points.

You should try to get a free night or at least enough points to equal a night at the one you were staying at.*




*I'm not a credit card/points expert like SD.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 17, 2015, 10:43:34 AM
Hyatt sent me 8,000 points because the Executive Suite I stayed in at the St. Louis Regency at the Arch had some serious problems (no outlets on one side of the bed, one of the side tables was damaged significantly, the bathroom door was not capable of shutting and had lots of damage from people trying to force it shut, on demand movies didn't work the first night, the second night when we got it to work it was literally worse quality than any VHS movie I've ever watched, and housekeeping never came the entire time even though we only had the do not disturb sign up for an hour our entire stay and that was in the very late afternoon). I used my "free night at any property" nights. Should I ask for them to credit me back one of those instead of the 8,000 points? Does anyone know if there's any precedent for that?

How many points does it usually take to get a night? (I know it depends on property but to get a general idea of how much those 8,000 points are worth.)

8,000 points for a night at a category 2 hotel. The categories go up to 7 though, and those bad boys cost 30,000 per night. My choices will be relatively limited with 8,000 points.

You should try to get a free night or at least enough points to equal a night at the one you were staying at.*




*I'm not a credit card/points expert like SD.

Even so, I appreciate the advice.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 17, 2015, 01:08:32 PM
you should give the 8,000 points back because you got what you deserved for using your Hyatt card free nights at a $150/nt hotel in rough ridin' St Louis and you aren't owed anything at all
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 17, 2015, 01:19:38 PM
you should give the 8,000 points back because you got what you deserved for using your Hyatt card free nights at a $150/nt hotel in rough ridin' St Louis and you aren't owed anything at all

yes, good grief
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 17, 2015, 01:38:25 PM
All of our other travel over the next year is out of the country where there aren't any Hyatts, or in towns with category two being the highest category Hyatt hotel (no time or extra scrilla to plan any other getaways). So, I'm actually not a total rough ridin' idiot as suggested. Was just trying to figure out if free nights lasted longer than a year if they were comped, so that next year I might be able to use it on top of my annual free night. Thanks for being completely and totally unhelpful though  :thumbsup:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 17, 2015, 05:32:40 PM
so you did a bad job planning your card applications, still not Hyatts fault
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2015, 05:33:28 PM
it's worth planning a vacation around free Hyatt nights IMO
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 17, 2015, 05:38:29 PM
it's worth planning a vacation around free Hyatt nights IMO

That's good advice for the future, thanks michcat.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 17, 2015, 08:07:46 PM
it's worth planning a vacation around free Hyatt nights IMO

I better start planning to use those Hyatt nights I am about to get. Where should I go to get the maximum enjoyment from the 2 free nights?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 17, 2015, 08:10:39 PM
it's worth planning a vacation around free Hyatt nights IMO

I better start planning to use those Hyatt nights I am about to get. Where should I go to get the maximum enjoyment from the 2 free nights?
kauai or Cancun. Combine it with Mr's and some points and make it a little longer.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 17, 2015, 09:02:22 PM
that Kauai Grand Hyatt is just so, so great

if you have status with anyone Hyatt will match it FYI. used my Marriott status to get us a nice upgrade
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 18, 2015, 08:37:51 AM
it's worth planning a vacation around free Hyatt nights IMO

I better start planning to use those Hyatt nights I am about to get. Where should I go to get the maximum enjoyment from the 2 free nights?
kauai or Cancun. Combine it with Mr's and some points and make it a little longer.

Hmmm. We already have a beach vaca planned for November. Gooch is going to have to get a bunch more airline miles for us to go on another beach vaca this year (because I don't like to go on beach vacations during the summer).
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on June 18, 2015, 08:43:59 AM
Mrs. WonderMeal and I went to the Hyatt in Beaver Creek, CO a little over a month ago and it was great. Category 7. Since you and Gooch are out of AA miles, that might be a good option for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on June 19, 2015, 07:37:22 AM
that Kauai Grand Hyatt is just so, so great

if you have status with anyone Hyatt will match it FYI. used my Marriott status to get us a nice upgrade

Really? I'm a SPG Platinum and you're saying that Hyatt will match my status when/if I stay with them? How exactly does that work?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 19, 2015, 08:57:12 AM
you guys i am staying at the hotel du louvre for free in like a month and i just can't stop thinking about it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2015, 09:00:43 AM
I'm currently sitting on a patio overlooking the water in Bar Harbor at the West Street Hotel and I paid for it with actual money. :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 19, 2015, 09:29:09 AM
that Kauai Grand Hyatt is just so, so great

if you have status with anyone Hyatt will match it FYI. used my Marriott status to get us a nice upgrade

Really? I'm a SPG Platinum and you're saying that Hyatt will match my status when/if I stay with them? How exactly does that work?

I called their customer service and said I'm a Marriott platinum do you guys match status and they said oh sure

I think it lasts like 60 days and you have to stay like 15 nights to keep it. I just did it right before our trip to get the upgrade in Kauai and didn't bother getting the stays to keep it.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 19, 2015, 09:29:44 AM
think I had to send them my Marriott statement confirming my status with them as well. it was easy
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 19, 2015, 10:12:29 AM
Hyatt is really bitb and i am very happy kc is getting an elite af new one
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 19, 2015, 10:31:51 AM
I bummed points on a trip to SC and am out of points for flights and hotels  :frown: any good quickie churn cards right now
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 19, 2015, 02:02:41 PM
Got my Hyatt card last night. So the literature says that the Hyatt points don't expire as long as you are a Hyatt Credit Cardmember....so does that mean if I cancel my Hyatt credit card that I will lose all the points in my Hyatt account?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 19, 2015, 03:12:53 PM
No, and probably the only reason they wouldn't expire ever if you quit using it or staying at hyatts was because the annual fee would generate a small amount of points every year. That wording is misleading and stupid.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 19, 2015, 10:35:18 PM
Hyatt is really bitb and i am very happy kc is getting an elite af new one

they are so, so great
Title: Re: How Many Credit Cards Do You Have?
Post by: block256 on June 21, 2015, 10:45:45 AM
Hello all.  I need everyone's help to become a better traveler.  I am taking a trip to Europe next spring and hope to be able to use points to help me with airfare.  Here is my current situation:

1. I have a Southwest Rapid Rewards card.  I use this for almost everything I buy.  I put my rent and utilities on it every month as well as most of my gas and groceries purchases throughout the month.  I pay it off every month but always have a large balance on it because of how much I am using it.  If I get a new card would I be able to transfer my current balance to the new one and not have it hurt my credit or pay penalties?  This would help me with the spending minimum that I'm sure I'd need to get to with a new card to get miles.  Should I keep this card?  Cancel it?

2. I have an amex that is worthless.  I will be cancelling this card.

What card or cards should I get now that I could get some sweet miles built up to help with my plane ticket purchase?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 21, 2015, 11:50:19 AM
eff.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 21, 2015, 01:27:32 PM
Hello all.  I need everyone's help to become a better traveler.  I am taking a trip to Europe next spring and hope to be able to use points to help me with airfare.  Here is my current situation:

1. I have a Southwest Rapid Rewards card.  I use this for almost everything I buy.  I put my rent and utilities on it every month as well as most of my gas and groceries purchases throughout the month.  I pay it off every month but always have a large balance on it because of how much I am using it.  If I get a new card would I be able to transfer my current balance to the new one and not have it hurt my credit or pay penalties?  This would help me with the spending minimum that I'm sure I'd need to get to with a new card to get miles.  Should I keep this card?  Cancel it?

2. I have an amex that is worthless.  I will be cancelling this card.

What card or cards should I get now that I could get some sweet miles built up to help with my plane ticket purchase?

see if you can figure out what airline you want to fly on, then get the card for that airline.  assuming you can meet the spend for two cards, getting a united and a csp or an ink would probably be my first thought.  you could also maybe get (not sure on the time frame between applications) a aa gold and an aa plat.

don't cancel any cards (unless they have annual fees).  if they have annual fees, try calling to get the fees waived before cancelling.

i don't understand the question about transferring the balance.  if you pay it every month, why do you need to transfer it?  just pay it off like you do every other month.  balance transfers won't count towards the spend you need for the bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2015, 02:08:11 PM
I think he wanted to transfer the balance to meet the spend, which if that's what he meant, won't work.

agree with sys on figure out the airline first. do some phantom reward bookings for your desired flights and see who currently has award availability. then try to get those points asap and book that. let me know once you have that info and I can suggest more. most likely it's going to be a Citi AA card or two or a UR/United card or two.
Title: Re: How Many Credit Cards Do You Have?
Post by: block256 on June 22, 2015, 07:10:16 AM
I think he wanted to transfer the balance to meet the spend, which if that's what he meant, won't work.

agree with sys on figure out the airline first. do some phantom reward bookings for your desired flights and see who currently has award availability. then try to get those points asap and book that. let me know once you have that info and I can suggest more. most likely it's going to be a Citi AA card or two or a UR/United card or two.

Thank you SD and Sys.  That is what I meant on the balance transfer, good to know that would not work.  Looking around, it appears that AA and United will be my go-to's.  FYI - I live in Houston so I will be flying out of a United hub.  I can meet the spend on two cards fairly easily so what would you suggest that has a large sign up bonus right now?

Also, Sys were you saying not to cancel my Amex?  Just leave it open and don't put any money on it?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2015, 07:21:09 AM
I think he wanted to transfer the balance to meet the spend, which if that's what he meant, won't work.

agree with sys on figure out the airline first. do some phantom reward bookings for your desired flights and see who currently has award availability. then try to get those points asap and book that. let me know once you have that info and I can suggest more. most likely it's going to be a Citi AA card or two or a UR/United card or two.

Thank you SD and Sys.  That is what I meant on the balance transfer, good to know that would not work.  Looking around, it appears that AA and United will be my go-to's.  FYI - I live in Houston so I will be flying out of a United hub.  I can meet the spend on two cards fairly easily so what would you suggest that has a large sign up bonus right now?

Also, Sys were you saying not to cancel my Amex?  Just leave it open and don't put any money on it?

If you are in Houston your best bet will definitely be United. I'd get a couple UR cards and/or a United card. I'll post a referral link to the CSP card which will get you some UR points. UR can be transferred to United as well as a bunch of other programs (Southwest, Hyatt, Marriott, others) in case you don't end up needing them on United.

A lot of the time United will have a 50k offer on their card but currently it's only 30k. I'd get the CSP card I linked above now and maybe then get an Ink card which will also get you UR points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2015, 07:23:41 AM
Just had some unexpected expenses come up and I'd like to spread them out over about a year on a 0% APR card.

I picked the Chase Freedom card. 0% APR for 15 months, no annual fee, $100 activation bonus, another $25 bonus for first authorized user, 1% cash back on all purchases, and 5% cash back on quarterly rolling categories.

Seemed llike the best combination of no interest, cash back, and activation bonuses. Thoughts?

It's a good card. They periodically have a 20k bonus ($200) but not right now. You should get a Chase Sapphire Preferred or a Chase Ink business card to go with it though. Those points with the Freedom are only worth 1 cent a piece but when you have an Ink or Sapphire you can transfer the Freedom UR points to the Ink or Sapphire and then use them for much more valuable stuff. Like transferring to Hyatt, United, Southwest, etc. or even just booking travel for 1.25 cents per point (I would never do this because you can easily get 2+ cents per point by transferring to the partners but just wanted to use it as an example of ways to get more value). Also, you can get 40k points from signing up and meeting spend on the Sapphire or 60k with the Ink. Here is my Sapphire referral link if you want it. I can also get you an Ink one if you want a business card. I have all three.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1495044615

LINK^
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2015, 07:27:27 AM
Chase 22,500 point Freedom offer is back. 20k UR points for spending $500 and 2,500 for adding an authorized user. Here is my referral link. KSU-W, if you haven't signed up for the Freedom already this is a better deal.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

And this is the Freedom card which is no fee and gets you 22,500 more UR points after only $500 in spend. They should be combined with the UR points of the CSP card and can then be transferred to United.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2015, 07:28:37 AM
As a general rule you should have and use these two cards for all of your daily spend when you aren't making the min spend on another card to get a sign up bonus. The points are very valuable and the Freedom has 5 point bonus categories quarterly. 5x points on Gas starts in July.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2015, 07:29:15 AM
I would hold off on getting the actual United card until the 50k is back.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2015, 07:51:16 AM
ALSO, Chase doesn't like you to apply for multiple cards within a small amount of time so I'd get the Chase Sapphire Preferred first and work on the spend and then get the Freedom (or the UA card if it raises the bonus back to 50k by then).
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on June 22, 2015, 08:27:17 AM
Need another....

YTD I've gone through both SW cards, Freedom, CSP (2nd time through), and HHonors AmEx (really only got that one b/c I needed to earn points so the 120k I had wouldn't expire).

Recently cancelled (so probably out of consideration), AA AmEx, Chase Hyatt, Chase BA, Chase Marriott.

Also still have Barclays Mastercard World Arrival (think that's what it's called) and the replacement for the US Airways card after the merger... whatever that was they sent me.

Still haven't opened any small business cards, b/c i'm not a small business and the one time i tried i got denied, so i'm kinda worried about trying again.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 22, 2015, 08:29:47 AM
Also, Sys were you saying not to cancel my Amex?  Just leave it open and don't put any money on it?

correct.  it helps your credit rating to have it open.  so only cancel if there is an annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2015, 08:38:19 AM
Need another....

YTD I've gone through both SW cards, Freedom, CSP (2nd time through), and HHonors AmEx (really only got that one b/c I needed to earn points so the 120k I had wouldn't expire).

Recently cancelled (so probably out of consideration), AA AmEx, Chase Hyatt, Chase BA, Chase Marriott.

Also still have Barclays Mastercard World Arrival (think that's what it's called) and the replacement for the US Airways card after the merger... whatever that was they sent me.

Still haven't opened any small business cards, b/c i'm not a small business and the one time i tried i got denied, so i'm kinda worried about trying again.

congrats on whipping ass so far this year. get the other Citi AA card (don't remember if it's a visa or mc). or the 50k citi premier.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on June 22, 2015, 08:42:45 AM
congrats on whipping ass so far this year. get the other Citi AA card (don't remember if it's a visa or mc). or the 50k citi premier.

Thx, SD.   Citi AA that I just found through Google is 30k.  That sound right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2015, 08:43:53 AM
congrats on whipping ass so far this year. get the other Citi AA card (don't remember if it's a visa or mc). or the 50k citi premier.

Thx, SD.   Citi AA that I just found through Google is 30k.  That sound right?

no, don't do that. should be a 50k floating around somewhere. TO FLYERTALK!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 22, 2015, 08:45:44 AM
Also, Sys were you saying not to cancel my Amex?  Just leave it open and don't put any money on it?

correct.  it helps your credit rating to have it open.  so only cancel if there is an annual fee.

What about having too many cards and/or credit available? I have a Bank of America MasterCard that I hardly ever use (except at Sam's when I don't have another Master Card because they don't take Visa - although I do have a Citi MasterCard right now) that Gooch keeps telling me to cancel because it isn't earning any points...but I've had it for a long time.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on June 22, 2015, 08:47:10 AM
http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

 :Wha: ?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2015, 08:48:01 AM
http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

 :Wha: ?

  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2015, 08:49:22 AM
Also, Sys were you saying not to cancel my Amex?  Just leave it open and don't put any money on it?

correct.  it helps your credit rating to have it open.  so only cancel if there is an annual fee.

What about having too many cards and/or credit available? I have a Bank of America MasterCard that I hardly ever use (except at Sam's when I don't have another Master Card because they don't take Visa - although I do have a Citi MasterCard right now) that Gooch keeps telling me to cancel because it isn't earning any points...but I've had it for a long time.

don't cancel it unless they are charging you to have it. I have a no fee First National Bank Visa that I don't even physically have. They sent me a new one about 4 years ago because my old one had expired and I just cut it up. but it looks good on my credit report.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on June 22, 2015, 08:50:43 AM
http://www.aa.com/pubcontent/en_US/disclaimers/BP-PLATHV.jsp

 :Wha: ?

  :cheers:

Alright.  See yall in a couple months.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on June 23, 2015, 12:37:17 PM
Based on my known travel plans, I'm going to be 926 MQMs short of silver status at year end.  I already got the delta Amex this year.  I could book first class for a work trip to put me over.  Any other ways to earn a few MQMs?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2015, 12:52:32 PM
Based on my known travel plans, I'm going to be 926 MQMs short of silver status at year end.  I already got the delta Amex this year.  I could book first class for a work trip to put me over.  Any other ways to earn a few MQMs?

you've got a whole 6 months to get an additional 1k though. just mileage run on some late weekend trip somewhere or something?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 23, 2015, 01:02:49 PM
someone tried to open a Capital One card in my name.    :shakesfist:   Have some taste bad person!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2015, 01:08:40 PM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2015, 02:20:40 PM
last chance for the double freedom offer if you were holding out for it:

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on June 23, 2015, 02:27:06 PM
last chance for the double freedom offer if you were holding out for it:

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

Mine should be waiting in my mailbox as we speak.  Enjoy those points.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 23, 2015, 02:28:31 PM
i applied yesterday SD. they are still considering or whatever. how long do i wait before calling again?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2015, 02:35:48 PM
i applied yesterday SD. they are still considering or whatever. how long do i wait before calling again?

you can call immediately
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2015, 02:37:17 PM
last chance for the double freedom offer if you were holding out for it:

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDXS&CELL=6RLJ&MSC=1514796484

Mine should be waiting in my mailbox as we speak.  Enjoy those points.

 :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 23, 2015, 02:39:37 PM
I just want to say that the reason I hadn't shared a referral link had nothing to do with respect to Steve Dave but has everything to do with my wife and I not being eligible for the refer a friend thing and it infuriates me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2015, 02:42:15 PM
I just want to say that the reason I hadn't shared a referral link had nothing to do with respect to Steve Dave but has everything to do with my wife and I not being eligible for the refer a friend thing and it infuriates me.

going forward I'm going to merge all of your referral posts with the KSUw abortion master thread anyway
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 23, 2015, 02:45:59 PM
I just want to say that the reason I hadn't shared a referral link had nothing to do with respect to Steve Dave but has everything to do with my wife and I not being eligible for the refer a friend thing and it infuriates me.

going forward I'm going to merge all of your referral posts with the KSUw abortion master thread anyway
THAT'S CENSORSHIP
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2015, 02:46:38 PM
I just want to say that the reason I hadn't shared a referral link had nothing to do with respect to Steve Dave but has everything to do with my wife and I not being eligible for the refer a friend thing and it infuriates me.

going forward I'm going to merge all of your referral posts with the KSUw abortion master thread anyway
THAT'S CENSORSHIP

It's 100% censorship per capita of your referral posts
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 23, 2015, 06:14:13 PM
If I just got the freedom and added my wife as an authorized user, can I still sign her up for the card by tomorrow and double up on these UR points?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 23, 2015, 09:47:26 PM
This answer is kind of time sensitive...
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 23, 2015, 09:48:42 PM
Yes
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2015, 03:20:46 AM

If I just got the freedom and added my wife as an authorized user, can I still sign her up for the card by tomorrow and double up on these UR points?

Yep
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 24, 2015, 08:32:38 AM
does having a billion cards affect your credit in a bad way?  probably been covered before.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 24, 2015, 08:41:46 AM
does having a billion cards affect your credit in a bad way?  probably been covered before.

Also, should I lower my credit limits? How much is too much?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2015, 08:52:03 AM
does having a billion cards affect your credit in a bad way?  probably been covered before.

Also, should I lower my credit limits? How much is too much?

more like good way, no unless a bank won't give you another card because you already have too much credit with them (LOOKING AT YOU CHASE)
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 24, 2015, 08:59:05 AM
that's kind of what I was thinking, if you are paying them all of each month, that would seem like a healthy use of credit, but the literature out on the 'webs kind of says the opposite.  I was interested in hearing from you steve dave, since you are the king of credit cards, and just acquired a new house.  a bigger house will probably be in my short term future and just wanted to make sure these cards wouldn't impact the amount we'd be approved for.  but i'm guessing other factors, notably income, is probably a bigger factor.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 24, 2015, 11:54:52 AM
Yeah, go nuts
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on June 25, 2015, 03:01:42 PM
the only real score points impact comes from "average age of credit" stats. just keep some old free cards open to adjust for the effect.

credit is bullsit anyway. once you get your house and car locked down, just go nuts
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on June 25, 2015, 03:06:49 PM
the only real score points impact comes from "average age of credit" stats. just keep some old free cards open to adjust for the effect.

credit is bullsit anyway. once you get your house and car locked down, just go nuts

So, just keep my Freedom card until I die?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2015, 03:08:09 PM
the only real score points impact comes from "average age of credit" stats. just keep some old free cards open to adjust for the effect.

credit is bullsit anyway. once you get your house and car locked down, just go nuts

So, just keep my Freedom card until I die?

the only reason you wouldn't do this is if you want to get the sign up bonus again in 2 years. other then that, yes.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2015, 03:11:03 PM
if you only have a few cards, go ahead and (over time) open up a few no annual few cards with non chase, non citi banks.  it immediately helps your credit utilization % and over time it'll help your average account length.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on June 25, 2015, 03:11:25 PM
the only real score points impact comes from "average age of credit" stats. just keep some old free cards open to adjust for the effect.

credit is bullsit anyway. once you get your house and car locked down, just go nuts

So, just keep my Freedom card until I die?

the only reason you wouldn't do this is if you want to get the sign up bonus again in 2 years. other then that, yes.

Newb Q:  As long as it has been whatever period of time (18 months, 24 months, whatever) since you received the bonus, can you basically cancel a card and then turn around and reapply the next day to get the bonus?  Or does a card need to be cancelled for some period of time before you are eligible for the bonus again?  Or does it vary substantially depending on the card/contract?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2015, 03:20:06 PM
the only real score points impact comes from "average age of credit" stats. just keep some old free cards open to adjust for the effect.

credit is bullsit anyway. once you get your house and car locked down, just go nuts

So, just keep my Freedom card until I die?

the only reason you wouldn't do this is if you want to get the sign up bonus again in 2 years. other then that, yes.

Newb Q:  As long as it has been whatever period of time (18 months, 24 months, whatever) since you received the bonus, can you basically cancel a card and then turn around and reapply the next day to get the bonus?  Or does a card need to be cancelled for some period of time before you are eligible for the bonus again?  Or does it vary substantially depending on the card/contract?

yes, it just has to be that amount of time since you had the bonus with chase. have to have cancelled the card but can almost immediately re-apply. different banks are different though. some say it has to be so long since you had the card (Amex business cards). some let you get the bonus on the same card that you still have open.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2015, 03:48:29 PM
citi is now from when you cancel.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 25, 2015, 03:53:15 PM
citi is now from when you cancel.

So you have to wait 18 months after you cancel?

Here's what the AA card says...
"American Airlines AAdvantage® bonus miles not available if you have had a Citi® / AAdvantage® Platinum Select® MasterCard® opened or closed in the past 18 months."

So does that mean you could still get the new bonus if you don't cancel the card, as long as you opened it 18+ months ago?
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 25, 2015, 03:56:19 PM
I had Ms. wacky sign up for the premier sw card. She gets 50,000 points once we hit 2K. Our apt ppl actually let us use the card the last two months if we paid a $20 fee to do it. It was well worth it. Marco Island here we come in August.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2015, 04:12:21 PM
So does that mean you could still get the new bonus if you don't cancel the card, as long as you opened it 18+ months ago?

no.

Quote
American Airlines AAdvantage® bonus miles can be earned by new Citi® / AAdvantage® Platinum Select® MasterCard® cardmembers approved through this offer.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 25, 2015, 04:13:48 PM
So does that mean you could still get the new bonus if you don't cancel the card, as long as you opened it 18+ months ago?

no.

Quote
American Airlines AAdvantage® bonus miles can be earned by new Citi® / AAdvantage® Platinum Select® MasterCard® cardmembers approved through this offer.

Well that would mean you can never get it again if you have had that card before...
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2015, 04:15:59 PM
except that they state that they will consider you new if it's been 18 months since you last opened or closed an account.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 25, 2015, 04:54:04 PM
I had Ms. wacky sign up for the premier sw card. She gets 50,000 points once we hit 2K. Our apt ppl actually let us use the card the last two months if we paid a $20 fee to do it. It was well worth it. Marco Island here we come in August.

Is she doubling up on cards to get the Companion Pass? She should really do that.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 25, 2015, 05:42:06 PM
I had Ms. wacky sign up for the premier sw card. She gets 50,000 points once we hit 2K. Our apt ppl actually let us use the card the last two months if we paid a $20 fee to do it. It was well worth it. Marco Island here we come in August.

Is she doubling up on cards to get the Companion Pass? She should really do that.
hmmm... Maybe we should look into that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on June 25, 2015, 06:05:27 PM
no maybe about it, wacks
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on June 25, 2015, 06:11:36 PM
 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 25, 2015, 06:12:29 PM
so the SW shopping portal worked! Got the companion pass! But the flight I wanted to use it on is sold out and I'm afraid to cancel one of the passengers and risk losing the spot. oh well.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2015, 07:05:01 PM

so the SW shopping portal worked! Got the companion pass! But the flight I wanted to use it on is sold out and I'm afraid to cancel one of the passengers and risk losing the spot. oh well.

steve dave's advice helped another person!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 25, 2015, 08:02:07 PM
except that they state that they will consider you new if it's been 18 months since you last opened or closed an account.

Ok so Gooch got that AA Citi card in February. So should he cancel now so that the 18 month clock starts now? But then he would have had that card a really short time so that will be bad for his credit..... :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 25, 2015, 08:17:35 PM
except that they state that they will consider you new if it's been 18 months since you last opened or closed an account.

Ok so Gooch got that AA Citi card in February. So should he cancel now so that the 18 month clock starts now? But then he would have had that card a really short time so that will be bad for his credit..... :runaway:

if he has the points, cancel. it won't hurt his credit.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 25, 2015, 09:09:51 PM
So, along those same lines. If I have a card with an annual fee that I got strictly for the bonus, should I just cut it loose after the points hit my account? Is it better to wait 11 months and then cancel if I'm not planning on getting it again, or if there is no restrictions regarding churning on that particular card? For example, I'm going to get the Companion Pass next month on like the 17th or 18th, once I've confirmed that I have it do I just cancel those cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 25, 2015, 09:13:17 PM


So, along those same lines. If I have a card with an annual fee that I got strictly for the bonus, should I just cut it loose after the points hit my account? Is it better to wait 11 months and then cancel if I'm not planning on getting it again, or if there is no restrictions regarding churning on that particular card? For example, I'm going to get the Companion Pass next month on like the 17th or 18th, once I've confirmed that I have it do I just cancel those cards?

Cancel it before the fee hits.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 25, 2015, 09:22:20 PM


So, along those same lines. If I have a card with an annual fee that I got strictly for the bonus, should I just cut it loose after the points hit my account? Is it better to wait 11 months and then cancel if I'm not planning on getting it again, or if there is no restrictions regarding churning on that particular card? For example, I'm going to get the Companion Pass next month on like the 17th or 18th, once I've confirmed that I have it do I just cancel those cards?

Cancel it before the fee hits.

Well, yeah.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 26, 2015, 06:29:05 AM
There's no reason to cancel it earlier than that. I would hold it a year so chase doesn't flag you or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 26, 2015, 08:42:29 AM
steve dave these hyatt free nights are going to burn a hole in my pocket and im going to end up using them on something stupid but you cant let me okay? remember this. its important.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 26, 2015, 08:43:17 AM
ok, just remember how much I'll yell at you if you use them on something stupid.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on June 26, 2015, 08:44:02 AM
ok, just remember how much I'll yell at you if you use them on something stupid.

thats like, the biggest factor.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 26, 2015, 09:02:44 AM
i want to go to the Park Hyatt Tokyo and i'm not RD'ing around when i say that
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 26, 2015, 09:04:27 AM
i want to go to the Park Hyatt Tokyo and i'm not RD'ing around when i say that

because of Lost In Translation?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 26, 2015, 09:06:07 AM
i want to go to the Park Hyatt Tokyo and i'm not RD'ing around when i say that

because of Lost In Translation?

well i want to go to Tokyo and they have a Cat 7 hyatt there but also yes lost in translation is a big factor here
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on June 26, 2015, 09:07:05 AM
I've been holding off on getting Chase Hyatt card x2 for years, waiting for a sufficiently amazing opportunity.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 26, 2015, 09:10:36 AM
I've been holding off on getting Chase Hyatt card x2 for years, waiting for a sufficiently amazing opportunity.

the good thing about getting it is it forces you to create the amazing opportunity (if you don't already have one in front of you)
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 26, 2015, 12:53:16 PM
There's no reason to cancel it earlier than that. I would hold it a year so chase doesn't flag you or something.

Thanks SD.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 26, 2015, 09:45:07 PM
steve dave these hyatt free nights are going to burn a hole in my pocket and im going to end up using them on something stupid but you cant let me okay? remember this. its important.

there's a really nice hyatt regency in st louis I heard
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 26, 2015, 11:00:30 PM
Oh man ice burn
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 27, 2015, 08:46:35 AM
Yeah, for some reason I thought the Hyatt bonus was churnable. I now realize what a horrible mistake it was to get that card without any clear plan to use those nights to their fullest potential. I deserve the ridicule.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2015, 09:02:37 AM
You can get it again in two years
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 27, 2015, 09:20:49 AM
You can get it again in two years

Really? That's not the vibe I got from cc boards on the interwebs.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 27, 2015, 09:27:50 AM
You can get it again in two years

Really? That's not the vibe I got from cc boards on the interwebs.

In the restrictions it says you can get it as long as you haven't had a Hyatt new member bonus in the last 24 months.....I just went back and read it because I was confused by your non churnable comment.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2015, 09:28:25 AM
Well, last time I checked I was still the person who knew more about this stuff than anyone in the world so I think you can take my word for it
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 27, 2015, 01:26:41 PM
 :thumbsup:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 29, 2015, 11:30:33 AM
If Gooch has a SPG account but I don't, can I book a hotel room using his SPG account if he is not going to be there? (Like do they want to see the ID of the SPG member or is it automatically going to put the reservation in his name?)
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 29, 2015, 11:37:33 AM
i canceled my capital one card last year. it was basically my training wheels, first ever credit card that i got right after college. today i got this in my email. should i do it?

Quote
We want to win you back as a customer. That’s why you’re invited to apply for the Capital One® VentureOne card. Upon credit approval, you’ll earn unlimited 1.25 miles on every purchase, every day. Plus, enjoy:
•   The freedom to fly any airline and stay at any hotel, anytime—with no blackout dates.
•   0% intro APR on purchases until March 2016; 11.9%-21.9% variable APR after that
•   No annual fee
You can also earn a one-time bonus of 20,000 miles when you spend $1,000 on purchases within the first 3 months. That’s equal to $200 in extra travel rewards.

Apply for the VentureOne card and start earning 1.25 miles with no annual fee. This offer expires March 29, 2015.

ended up getting this and it's an extremely easy way to knock $200 off a travel purchase

question is... i've had the card for about two months now, is there an amount of time i should wait to cancel it or can i do that immediately with no negative consequences?
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 30, 2015, 12:34:20 PM
I need a Sapphire referral link since Mrs. Gooch apparently doesn't want to keep the referral points in "the family".
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 30, 2015, 12:37:27 PM
If Gooch has a SPG account but I don't, can I book a hotel room using his SPG account if he is not going to be there? (Like do they want to see the ID of the SPG member or is it automatically going to put the reservation in his name?)

yes, you'll have to call them to book
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 30, 2015, 12:37:55 PM
I need a Sapphire referral link since Mrs. Gooch apparently doesn't want to keep the referral points in "the family".

I have to figure out how to get the referral link....I had some meetings this morning. Sheesh!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 30, 2015, 12:38:33 PM
I need a Sapphire referral link since Mrs. Gooch apparently doesn't want to keep the referral points in "the family".

Just had some unexpected expenses come up and I'd like to spread them out over about a year on a 0% APR card.

I picked the Chase Freedom card. 0% APR for 15 months, no annual fee, $100 activation bonus, another $25 bonus for first authorized user, 1% cash back on all purchases, and 5% cash back on quarterly rolling categories.

Seemed llike the best combination of no interest, cash back, and activation bonuses. Thoughts?

It's a good card. They periodically have a 20k bonus ($200) but not right now. You should get a Chase Sapphire Preferred or a Chase Ink business card to go with it though. Those points with the Freedom are only worth 1 cent a piece but when you have an Ink or Sapphire you can transfer the Freedom UR points to the Ink or Sapphire and then use them for much more valuable stuff. Like transferring to Hyatt, United, Southwest, etc. or even just booking travel for 1.25 cents per point (I would never do this because you can easily get 2+ cents per point by transferring to the partners but just wanted to use it as an example of ways to get more value). Also, you can get 40k points from signing up and meeting spend on the Sapphire or 60k with the Ink. Here is my Sapphire referral link if you want it. I can also get you an Ink one if you want a business card. I have all three.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FCCP&CELL=6RLJ&MSC=1495044615

LINK^
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 30, 2015, 12:38:58 PM
If Gooch has a SPG account but I don't, can I book a hotel room using his SPG account if he is not going to be there? (Like do they want to see the ID of the SPG member or is it automatically going to put the reservation in his name?)

yes, you'll have to call them to book

Well I just went ahead and created my own SPG account. THE FAQs said you can transfer points between accounts as long as you have the same address
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 30, 2015, 12:40:16 PM
If Gooch has a SPG account but I don't, can I book a hotel room using his SPG account if he is not going to be there? (Like do they want to see the ID of the SPG member or is it automatically going to put the reservation in his name?)

yes, you'll have to call them to book

Well I just went ahead and created my own SPG account. THE FAQs said you can transfer points between accounts as long as you have the same address

yep
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 30, 2015, 12:40:27 PM
If Gooch has a SPG account but I don't, can I book a hotel room using his SPG account if he is not going to be there? (Like do they want to see the ID of the SPG member or is it automatically going to put the reservation in his name?)

yes, you'll have to call them to book

Well I just went ahead and created my own SPG account. THE FAQs said you can transfer points between accounts as long as you have the same address
Keep your grubby little mits off of my SPG points! :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 30, 2015, 12:41:40 PM
I just cancelled that Sapphire less than 12 hours ago. I had that card right at two years. I can churn it now right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 30, 2015, 12:43:15 PM
I just cancelled that Sapphire less than 12 hours ago. I had that card right at two years. I can churn it now right?

if it's been 2 years since you got the bonus then you can
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 30, 2015, 12:43:29 PM
I just cancelled that Sapphire less than 12 hours ago. I had that card right at two years. I can churn it now right?

Use this link...
Earn 40,000 bonus points with Chase Sapphire Preferred®. Apply before 10/22/2015 at https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDY7&CELL=6RKF&MSC=1520888478


Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 30, 2015, 12:45:46 PM
I just cancelled that Sapphire less than 12 hours ago. I had that card right at two years. I can churn it now right?

if it's been 2 years since you got the bonus then you can

WAIT WAIT WAIT!

What if it has been 2 years since you applied for the card but MAYBE not 2 years since the points were applied to the account?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 30, 2015, 12:48:03 PM
If Gooch has a SPG account but I don't, can I book a hotel room using his SPG account if he is not going to be there? (Like do they want to see the ID of the SPG member or is it automatically going to put the reservation in his name?)

yes, you'll have to call them to book

Well I just went ahead and created my own SPG account. THE FAQs said you can transfer points between accounts as long as you have the same address
Keep your grubby little mits off of my SPG points! :shakesfist:

I was trying to get you some points for a hotel stay that I am paying for.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 30, 2015, 12:50:08 PM
If Gooch has a SPG account but I don't, can I book a hotel room using his SPG account if he is not going to be there? (Like do they want to see the ID of the SPG member or is it automatically going to put the reservation in his name?)

yes, you'll have to call them to book

Well I just went ahead and created my own SPG account. THE FAQs said you can transfer points between accounts as long as you have the same address
Keep your grubby little mits off of my SPG points! :shakesfist:

I was trying to get you some points for a hotel stay that I am paying for.
Who pays for hotel stays?
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 30, 2015, 12:50:51 PM
Anybody know of a United offer that does not suck? That would pair nicely with transferring UR's for flights.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 30, 2015, 12:53:50 PM
Anybody know of a United offer that does not suck? That would pair nicely with transferring UR's for flights.

I think it's only 30k now. Don't get it until it's 50k.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 30, 2015, 12:59:01 PM
I have a large purchase to make and could knock out the spend immediately so was looking for something other that another Sapphire but I might just have to go with that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 30, 2015, 12:59:32 PM
I just cancelled that Sapphire less than 12 hours ago. I had that card right at two years. I can churn it now right?

if it's been 2 years since you got the bonus then you can

WAIT WAIT WAIT!

What if it has been 2 years since you applied for the card but MAYBE not 2 years since the points were applied to the account?

OK, the points posted in the statement closing 6/6/13....Should he wait until July to apply?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 30, 2015, 01:01:51 PM
there is are targeted 50k offers.  you can check to see if you're targeted by following the linked application on the flyertalk thread.  or i think also by logging into your united account.

there are 50-60-70k business card offers (different levels may be targeted, not sure).



http://www.flyertalk.com/forum/credit-card-programs/1177334-special-credit-card-offers-master-thread-subscription.html
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 30, 2015, 01:05:03 PM
there is are targeted 50k offers.  you can check to see if you're targeted by following the linked application on the flyertalk thread.  or i think also by logging into your united account.

there are 50-60-70k business card offers (different levels may be targeted, not sure).



http://www.flyertalk.com/forum/credit-card-programs/1177334-special-credit-card-offers-master-thread-subscription.html
I don't even have a United account. Never used them as I have been flush with AA, Southwest and Avios.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 30, 2015, 01:09:27 PM
you could still get the 50k business.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on July 01, 2015, 12:23:19 PM
Is it normal to not get instant approval on a business card? The thing said it may take up to 30 business days for approval.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2015, 12:36:20 PM
Is it normal to not get instant approval on a business card? The thing said it may take up to 30 business days for approval.

sometimes. sometimes not. chase has some weird rules and has recently been kind of a dick about them. you can call them right now and talk to them and tell them to approve it though. they'll ask you some questions about your business and junk so be prepared to talk about how much crap you sell on EBay or the message board you own or whatever.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 01, 2015, 12:38:29 PM
Is it normal to not get instant approval on a business card? The thing said it may take up to 30 business days for approval.

sometimes. sometimes not. chase has some weird rules and has recently been kind of a dick about them. you can call them right now and talk to them and tell them to approve it though. they'll ask you some questions about your business and junk so be prepared to talk about how much crap you sell on EBay or the message board you own or whatever.

OMG, how is he going to explain a business named GOOCH?  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2015, 12:40:13 PM
it's his nickname so that's what he named his company that sells crap on ebay.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 01, 2015, 12:55:20 PM
call in, don't wait for them to approve it on their own.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 01, 2015, 01:53:19 PM
New Citi AAdvantage 75k bonus    $450 annual fee

http://creditcards.citicards.com/usc/Travel/AA/2015/July/Exec/75k/external/default.htm?BTData=FeP.B.gAB4f.J.BjK.MX4x.OUg.iih.pMz.Bj.Cd.Gy.E&app=UNSOL&sc=4XEIWAK5&m=7CJ6111111W&cmp=AFA~01~120201~CARDSACQ~CardOffers&B=A&ID=3001&AID=12266427&PID=7319224&SID=A1A007519507&ProspectID=AE90AF92A43649E9A83D619E95619E1A
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on July 01, 2015, 01:58:19 PM
New Citi AAdvantage 75k bonus    $450 annual fee

http://creditcards.citicards.com/usc/Travel/AA/2015/July/Exec/75k/external/default.htm?BTData=FeP.B.gAB4f.J.BjK.MX4x.OUg.iih.pMz.Bj.Cd.Gy.E&app=UNSOL&sc=4XEIWAK5&m=7CJ6111111W&cmp=AFA~01~120201~CARDSACQ~CardOffers&B=A&ID=3001&AID=12266427&PID=7319224&SID=A1A007519507&ProspectID=AE90AF92A43649E9A83D619E95619E1A
@Mrs. Gooch
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2015, 02:09:56 PM
It's, like, those 75k are worth WAY more than $450 and throw in Admirals club access which is great and worth a lot if you travel a lot and it all makes sense. The $7,500 spend in 3 months is high but doable. I just have a hard time pulling the trigger on stuff with that much up front cost even though my brain says to quit being a dumbass and do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2015, 02:12:13 PM
sddad is like 6'4". he has never flown first class. he hasn't even considered it before despite flying a reasonable amount (for a cow farmer). I used my AA miles to book my parents on a trip to SF/Napa in first class and also helped them book their hotels with their own points I talked them into collecting. it felt so good guys.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2015, 02:13:24 PM
@rusty: allegiant added non-stops from OMA to OAK (also OMA to TPA). lol at these routes but I'll take it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 01, 2015, 02:22:08 PM
New Citi AAdvantage 75k bonus    $450 annual fee

http://creditcards.citicards.com/usc/Travel/AA/2015/July/Exec/75k/external/default.htm?BTData=FeP.B.gAB4f.J.BjK.MX4x.OUg.iih.pMz.Bj.Cd.Gy.E&app=UNSOL&sc=4XEIWAK5&m=7CJ6111111W&cmp=AFA~01~120201~CARDSACQ~CardOffers&B=A&ID=3001&AID=12266427&PID=7319224&SID=A1A007519507&ProspectID=AE90AF92A43649E9A83D619E95619E1A
@Mrs. Gooch

$450 annual fee and $7500 spend.  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 01, 2015, 02:24:13 PM
It's, like, those 75k are worth WAY more than $450 and throw in Admirals club access which is great and worth a lot if you travel a lot and it all makes sense. The $7,500 spend in 3 months is high but doable. I just have a hard time pulling the trigger on stuff with that much up front cost even though my brain says to quit being a dumbass and do it.

yeah that's a big nut in the days of scarce MS opportunities.  A year ago I'd have been all over it.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 01, 2015, 02:45:31 PM
the question isn't whether the miles and benefits are worth the fee.  it's whether the miles and benefits are worth so much more than what other miles and benefits you could get with the same spend and time investment without paying the fee.

i don't think it makes any sense at all to pay the fee (i guess maybe if aa are like the only miles you could ever possibly use).
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 01, 2015, 03:15:51 PM
the question isn't whether the miles and benefits are worth the fee.  it's whether the miles and benefits are worth so much more than what other miles and benefits you could get with the same spend and time investment without paying the fee.

i don't think it makes any sense at all to pay the fee (i guess maybe if aa are like the only miles you could ever possibly use).

Great point. I still have 100k Avios and 50k AA I haven't been able to use.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 01, 2015, 06:27:24 PM
It's, like, those 75k are worth WAY more than $450 and throw in Admirals club access which is great and worth a lot if you travel a lot and it all makes sense. The $7,500 spend in 3 months is high but doable. I just have a hard time pulling the trigger on stuff with that much up front cost even though my brain says to quit being a dumbass and do it.

Better deal than the Prestige card which gives you 50k thank you points and $250 airfare credit?

https://online.citibank.com/US/JRS/portal/template.do?ID=GACBenefits&JFP_TOKEN=G82ASOW1
Title: Re: How Many Credit Cards Do You Have?
Post by: Winters on July 02, 2015, 02:46:14 PM
I need to get a credit card. What should I get?


Note: I'm really stupid w/ credit cards so the more you could dumb it down the better.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 02, 2015, 02:48:08 PM
I need to get a credit card. What should I get?


Note: I'm really stupid w/ credit cards so the more you could dumb it down the better.

you don't need a credit card.  go away.
Title: Re: How Many Credit Cards Do You Have?
Post by: Winters on July 02, 2015, 02:49:18 PM
I need to get a credit card. What should I get?


Note: I'm really stupid w/ credit cards so the more you could dumb it down the better.

you don't need a credit card.  go away.
you don't need to be in this thread. get lost loser.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 02, 2015, 02:56:19 PM
I need to get a credit card. What should I get?


Note: I'm really stupid w/ credit cards so the more you could dumb it down the better.

Do you mean you are not knowledgeable when it comes to picking out a credit card or that you are stupid when using the card (i.e. racking up debt and not paying off each month)?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 02, 2015, 02:57:12 PM
you don't need to be in this thread. get lost loser.

i'll decapitate you.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 02, 2015, 02:58:23 PM
winters, is this your first credit card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Winters on July 02, 2015, 03:03:31 PM
I need to get a credit card. What should I get?


Note: I'm really stupid w/ credit cards so the more you could dumb it down the better.

Do you mean you are not knowledgeable when it comes to picking out a credit card or that you are stupid when using the card (i.e. racking up debt and not paying off each month)?
Picking out a card. I'm smart with managing the money I have.
Title: Re: How Many Credit Cards Do You Have?
Post by: Winters on July 02, 2015, 03:05:58 PM
winters, is this your first credit card?
:shy:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 02, 2015, 03:23:29 PM
getting the british airways card might be kind of fun for you. you get 50k british airways miles and you can use them to fly on american airlines out of mhk airport to either chicago or dallas for 9000 miles roundtrip. so you and the mrs could just randomly fly to chicago some weekend for free and you'd still have 32000 left.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on July 02, 2015, 03:25:28 PM
@Mocat check that math.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 02, 2015, 03:45:47 PM
It checks out, unless you are talking about the miles you get from the minimum spend
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 02, 2015, 03:51:38 PM
getting the british airways card might be kind of fun for you. you get 50k british airways miles and you can use them to fly on american airlines out of mhk airport to either chicago or dallas for 9000 miles roundtrip. so you and the mrs could just randomly fly to chicago some weekend for free and you'd still have 32000 left.

would winters even get approved? (i'm assuming he's a poor college kid at the moment)
Title: Re: How Many Credit Cards Do You Have?
Post by: Winters on July 02, 2015, 04:04:54 PM
getting the british airways card might be kind of fun for you. you get 50k british airways miles and you can use them to fly on american airlines out of mhk airport to either chicago or dallas for 9000 miles roundtrip. so you and the mrs could just randomly fly to chicago some weekend for free and you'd still have 32000 left.

would winters even get approved? (i'm assuming he's a poor college kid at the moment)
You are correct goodbuddy!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2015, 04:17:37 PM
I'm not good at knowing what cards are good for people just starting to have credit. RDs BA card seems like a logical choice, or the AA plat card, or obv the CSP but I don't know if you can get it with no credit history.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 02, 2015, 04:35:04 PM
The shitty card you sign up for on campus to get a free t-shirt or something (do they still do that?) will be the one you never use as an adult but hang onto so you have a decade(s)-old card on your roster increasing your average card-holding length. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 02, 2015, 05:25:03 PM
It's, like, those 75k are worth WAY more than $450 and throw in Admirals club access which is great and worth a lot if you travel a lot and it all makes sense. The $7,500 spend in 3 months is high but doable. I just have a hard time pulling the trigger on stuff with that much up front cost even though my brain says to quit being a dumbass and do it.

Better deal than the Prestige card which gives you 50k thank you points and $250 airfare credit?

https://online.citibank.com/US/JRS/portal/template.do?ID=GACBenefits&JFP_TOKEN=G82ASOW1

Sprung on this without formal SD approval... Hope I'm not banned.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2015, 07:29:38 PM
I would say the AA one is a better deal if used right but if you got the premier as well as prestige that is a good usage as well. Both fine.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2015, 07:30:06 PM
Also

(http://images.tapatalk-cdn.com/15/07/02/414ebffdc83697eb282a8e2a5dd68605.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 02, 2015, 11:05:15 PM
I would say the AA one is a better deal if used right but if you got the premier as well as prestige that is a good usage as well. Both fine.

This guided me...the 10k EQM didn't do me much good....but good idea piling the Premier on top as you can use all the points at a better redemption rate.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2015, 11:21:16 PM
 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 02, 2015, 11:47:59 PM
:thumbs:

this was the link...dumbass me didn't post it earlier...this is why I went Prestige vs. AA Exec.
http://thepointsguy.com/2015/04/citi-prestige-or-aadvantage-executive-which-card-is-best/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 03, 2015, 12:03:13 AM
:thumbs:

this was the link...dumbass me didn't post it earlier...this is why I went Prestige vs. AA Exec.
http://thepointsguy.com/2015/04/citi-prestige-or-aadvantage-executive-which-card-is-best/

I'm at like a 6 so I'm going to assume you know what's going on. good job.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 03, 2015, 12:06:05 AM
:thumbs:

this was the link...dumbass me didn't post it earlier...this is why I went Prestige vs. AA Exec.
http://thepointsguy.com/2015/04/citi-prestige-or-aadvantage-executive-which-card-is-best/

I'm at like a 6 so I'm going to assume you know what's going on. good job.

Same.  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 03, 2015, 12:06:19 AM
but also get the premier and merge the points and what I said earlier
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 05, 2015, 09:14:27 AM
Hi guys, been a while.  I am going to Detroit in the fall.  I have 100k Freedom points.  What is the best way to not pay for the flight to Detroit?  Also, as I have said a few times in this thread, I don't travel hardly at all outside of work and usually buy gift cards*** with my points. 

***yes, I am aware that this isn't the most efficient use of points, but since I don't travel much, I have little use for a bunch of airline miles and free stuff is neat too.

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2015, 11:42:42 AM
Get a CSP and transfer the freedom points to UR points. Let me know if you want a referral link for the CSP.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 06, 2015, 01:11:50 PM
Will do. So by no means should I book a flight using the Freedom points?  It is that much better transferring to CSP?  Last question, when I dump the new card around fee time, can I keep the points there or do I transfer back to Freedom.

Thanks again
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 06, 2015, 01:21:38 PM
http://millionmilesecrets.com/2014/06/19/do-you-know-the-chase-freedom-airline-ticket-booking-trick/
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 06, 2015, 01:27:38 PM
before you cancel the csp, you're going to get a chase ink.  you'll transfer the ur points to that.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 06, 2015, 01:40:51 PM
winters, is this your first credit card?
:shy:

yeah, you wont get approved for any of these stud cards without credit card history. my advice is to apply for the Chase Freedom card (link from SD) so that you have a free card with a stud bank for the history. get that card and use it for 6 months and then give CSP a shot. if you get declined for freedom, apply for discover it or capital one cash back card ON THE SAME DAY. after a few months of owning one of those low-benefits cards, you should be able to get any card you want if you have an income. last resort would be to get a credit card from your bank.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 06, 2015, 03:21:34 PM
Winters, you're goddamn royalty and you can include a picture of your championship belt* in your application.  Get whatever card you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: Winters on July 06, 2015, 03:28:48 PM
 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2015, 07:21:05 AM
"good" hilton citi offer. 75k hilton points are probably only worth about $300 but there's no annual fee and the spend is minimal. 75k would get you 2 nights at the HGI or Hampton in MHK with a few points to spare probably. or like 1 night at a nice hilton. hilton points suck terribly is basically what I'm saying but I may get it just because I'm not meeting any spends right now and it's a citi card.

http://creditcards.citicards.com/usc/Hilton/HHonors/signature/2015/July/external/75k/default.htm?BTData=I!N.B.gAB4f.J.BjO.MX40.OUg.ij6.pOO.Bj.Cd.Gy.E&app=UNSOL&sc=FPSHCAT5&m=7CJ8111111W&cmp=AFA~01~120201~CARDSACQ~LinkOffers&B=S&ID=3004&uc=E6K&t=t&AID=12271621&PID=7715336&ProspectID=7FB5A61BDDB848EA841B35F4E5588A97
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 07, 2015, 08:18:24 AM
you could also just get a citi simplicity card and then punch yourself in the dick for an hour
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 07, 2015, 08:23:05 AM
70k delta Amex offer just came in the mail. 195 fee but 100 credit on first delta purchase within 3 months. I'm not a huge delta flyer but doesn't seem like a horrible deal?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2015, 08:39:44 AM
70k delta Amex offer just came in the mail. 195 fee but 100 credit on first delta purchase within 3 months. I'm not a huge delta flyer but doesn't seem like a horrible deal?

that's a good deal. DISCLAIMER: Delta points are probably the suckiest of the big 4, though still way better than like Hilton and Marriott and PC and Frontier.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2015, 08:40:53 AM
you could also just get a citi simplicity card and then punch yourself in the dick for an hour

I already have over 200k HH points and can never seem to shake them. every time I book something with them a better deal comes along and I change my booking. aggravating.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2015, 08:41:51 AM
you could also just get a citi simplicity card and then punch yourself in the dick for an hour

I already have over 200k HH points and can never seem to shake them. every time I book something with them a better deal comes along and I change my booking. aggravating.

that said, it's nice to know I can choose between over a thousand NYC hotels for a long weekend at some point if I need them.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 07, 2015, 09:01:29 AM
before you cancel the csp, you're going to get a chase ink.  you'll transfer the ur points to that.

I know this has been explained a million times; sorry. Do I have to transfer all of my Freedom points to CSP?  Does the Ink have an annual fee?  Is the Ink card just a place to store points?  After all of this do I still use my Freedom?

Also, why are Marriott points bad? I have 1.2 million.

Tia
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 07, 2015, 09:10:24 AM
you could also just get a citi simplicity card and then punch yourself in the dick for an hour

I already have over 200k HH points and can never seem to shake them. every time I book something with them a better deal comes along and I change my booking. aggravating.

that's over 5 dollars worth of points

before you cancel the csp, you're going to get a chase ink.  you'll transfer the ur points to that.

I know this has been explained a million times; sorry. Do I have to transfer all of my Freedom points to CSP?  Does the Ink have an annual fee?  Is the Ink card just a place to store points?  After all of this do I still use my Freedom?

Also, why are Marriott points bad? I have 1.2 million.

Tia

I have like 400k as I primarily stay at their hotels when I travel for work.  They aren't "bad" they just aren't as good as Starwood, Hyatt, etc.  Would say they're average to maybe slightly below average.  Redeeming them for their "travel packages" is a good deal as you get the 7 night certificates + a bunch of airline miles to whatever airline for a few hundred thousand Marriott points.  Good thing is they are such a huge chain you can usually find their properties in most cities.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 07, 2015, 09:23:59 AM
before you cancel the csp, you're going to get a chase ink.  you'll transfer the ur points to that.

I know this has been explained a million times; sorry. Do I have to transfer all of my Freedom points to CSP?  Does the Ink have an annual fee?  Is the Ink card just a place to store points?  After all of this do I still use my Freedom?

Also, why are Marriott points bad? I have 1.2 million.

Tia

no, you dont have to transfer all your freedom points to CSP. just in 1,000 point increments. ink has an annual fee but its worth it. its a place to store points if you dont have CSP because freedom doesnt get the multiplier boost that CSP and ink get. use your freedom for the 5x point categories, otherwise its pretty much useless (free tho, so dont cancel it unless churning)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 07, 2015, 09:32:06 AM
before you cancel the csp, you're going to get a chase ink.  you'll transfer the ur points to that.

I know this has been explained a million times; sorry. Do I have to transfer all of my Freedom points to CSP?  Does the Ink have an annual fee?  Is the Ink card just a place to store points?  After all of this do I still use my Freedom?

Also, why are Marriott points bad? I have 1.2 million.

Tia

no, you dont have to transfer all your freedom points to CSP. just in 1,000 point increments. ink has an annual fee but its worth it. its a place to store points if you dont have CSP because freedom doesnt get the multiplier boost that CSP and ink get. use your freedom for the 5x point categories, otherwise its pretty much useless (free tho, so dont cancel it unless churning)

Last question until I have another question. So I transfer freedom points needed for flight to CSP and transfer those points to the airline I'm flying for the best deal. CSP fee comes around and I can either use the remaining points or transfer them to Ink. If I transfer them to Ink what do I do when that fee comes around?

You guys are the best
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2015, 09:49:02 AM
transfer them back to the new CSP you just got again
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 07, 2015, 10:03:33 AM
transfer them back to the new CSP you just got again

That's what I figured.

I'll probably just pay the $400 for the flight. Spirit flies there for like $180 dollars but I've never heard of Spirit so that scares me.

Thanks for all the help friends.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2015, 10:08:35 AM
transfer them back to the new CSP you just got again

That's what I figured.

I'll probably just pay the $400 for the flight. Spirit flies there for like $180 dollars but I've never heard of Spirit so that scares me.

Thanks for all the help friends.

having never heard of spirit is the only reason you would be considering flying them. they are like the standout hilariously bad and hated airline (in a world where all airlines are hated)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 07, 2015, 10:19:20 AM
Ha, when I clicked on it in google flights it basically said my flight would be delayed. My trip is 3 months away and they already know that it will get messed up.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2015, 10:29:16 AM
http://www.theatlantic.com/business/archive/2013/11/how-terrible-is-spirit-airlines-really/281201/

http://heelsfirsttravel.boardingarea.com/2014/01/28/fly-spirit-airlines-must/

http://consumerist.com/2013/05/17/spirit-airlines-only-u-s-carrier-to-make-list-of-worlds-worst/
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 07, 2015, 10:53:51 AM


http://www.theatlantic.com/business/archive/2013/11/how-terrible-is-spirit-airlines-really/281201/
Quote
3) Arriving at the Spirit kiosk to check in at ORD precisely 45 minutes before my late-Sunday flight would depart ... only to learn that Spirit had canceled my ticket mere seconds before I swiped my card, per their draconian reservation-cancellation policy. I spent the night in a hotel and woke up at 3:30am to make the only morning flight back to NYC.

heh
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 07, 2015, 11:39:24 AM
Quick, someone post a CSP referral link. I went back to the ones Sys and SD posted in May and neither of them are still active.

 :runaway: :runaway: :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 07, 2015, 12:20:12 PM
Quick, someone post a CSP referral link. I went back to the ones Sys and SD posted in May and neither of them are still active.

 :runaway: :runaway: :runaway:

mine is not active
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2015, 12:22:51 PM

Quick, someone post a CSP referral link. I went back to the ones Sys and SD posted in May and neither of them are still active.

 :runaway: :runaway: :runaway:

I'll see if I can get you an updated one.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2015, 12:32:19 PM
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDY7&CELL=6RLJ&MSC=1495044615
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 07, 2015, 12:36:56 PM
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDY7&CELL=6RLJ&MSC=1515202307
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2015, 02:50:45 PM
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDY7&CELL=6RLJ&MSC=1495044615

and a timely write up (by Lucky who's BITB) on why all of you should get the card (using the above link) if you don't have it

http://onemileatatime.boardingarea.com/2015/07/07/why-you-want-the-chase-sapphire-preferred-if-starting-in-the-hobby/
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 07, 2015, 04:56:59 PM
I opened both of your links to see if they had the same terms, and then used one of them. Thanks to you both.  :Woot:


I also got the Hyatt card that was linked earlier in this thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 07, 2015, 05:22:56 PM
Ooh, another question. Should I add Mrs.SF as a signer or whatever to get the bonus 5k?  My first thought is no so she could get her own card just before the fee kicks in and I cancel mine. I think I read that points can be transferred to married people accounts. 

Tia
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 07, 2015, 05:31:12 PM
Ooh, another question. Should I add Mrs.SF as a signer or whatever to get the bonus 5k?  My first thought is no so she could get her own card just before the fee kicks in and I cancel mine. I think I read that points can be transferred to married people accounts. 

Tia

people report that your spouse can be an auth. user and then you can still refer them and get them a card as well.  so, to maximize benefits, you'd do that.  i've always thought it would look a little suspicious and have never gone for the auth. user on cards i knew i'd be getting for my wife.  but that's probably just a stupid superstition.

yes, you can transfer between spousal accounts.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 07, 2015, 05:33:18 PM
Ooh, another question. Should I add Mrs.SF as a signer or whatever to get the bonus 5k?  My first thought is no so she could get her own card just before the fee kicks in and I cancel mine. I think I read that points can be transferred to married people accounts. 

Tia

people report that your spouse can be an auth. user and then you can still refer them and get them a card as well.  so, to maximize benefits, you'd do that.  i've always thought it would look a little suspicious and have never gone for the auth. user on cards i knew i'd be getting for my wife.  but that's probably just a stupid superstition.

yes, you can transfer between spousal accounts.

I've got both Freedom cards for me and the mrs, and added each other as authorized users, we'll see here in a few weeks if it works.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2015, 06:20:57 PM

Ooh, another question. Should I add Mrs.SF as a signer or whatever to get the bonus 5k?  My first thought is no so she could get her own card just before the fee kicks in and I cancel mine. I think I read that points can be transferred to married people accounts. 

Tia

people report that your spouse can be an auth. user and then you can still refer them and get them a card as well.  so, to maximize benefits, you'd do that.  i've always thought it would look a little suspicious and have never gone for the auth. user on cards i knew i'd be getting for my wife.  but that's probably just a stupid superstition.

yes, you can transfer between spousal accounts.

I do it constantly. It works and nobody cares.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 07, 2015, 07:03:33 PM

Ooh, another question. Should I add Mrs.SF as a signer or whatever to get the bonus 5k?  My first thought is no so she could get her own card just before the fee kicks in and I cancel mine. I think I read that points can be transferred to married people accounts. 

Tia

people report that your spouse can be an auth. user and then you can still refer them and get them a card as well.  so, to maximize benefits, you'd do that.  i've always thought it would look a little suspicious and have never gone for the auth. user on cards i knew i'd be getting for my wife.  but that's probably just a stupid superstition.

yes, you can transfer between spousal accounts.

I do it constantly. It works and nobody cares.
Yes, it always works.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 07, 2015, 09:28:30 PM
 Not adding an authorized user is the worst waste of easy points ever.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 08, 2015, 07:28:47 PM
I got an email from Award Wallet about the Marriott Chase Card. Limited time 80,000 points with a $3000 in 3 months spend, plus $85 annual fee (not waived)....Is that a good deal?


Also, I saw that for some Chase Cards (Sapphire Preferred, Ink, & Freedom) a new rule - you will get denied if you have more than 5 credit card applications within the last 24 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 08, 2015, 09:22:12 PM
I got an email from Award Wallet about the Marriott Chase Card. Limited time 80,000 points with a $3000 in 3 months spend, plus $85 annual fee (not waived)....Is that a good deal?


Also, I saw that for some Chase Cards (Sapphire Preferred, Ink, & Freedom) a new rule - you will get denied if you have more than 5 credit card applications within the last 24 months.

I saw that new rule yesterday also.  Is award wallet a good app to use?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 08, 2015, 11:49:15 PM
the normal Marriott offer is for 70k so that is better than normal. believe that's the same fee I pay. mine was waived however. 10k Marriott is not a whole heck of a lot but it is a better than normal offer. imo the Marriott card is great if you're like me and stay in a shitload of Marriott hotels. gives you nights toward status and so on. idk how useful it is for people who are primarily getting points from CCs because as discussed a couple pages ago they're not the most valuable points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2015, 07:06:06 AM
there are like 5 different versions of the Marriott offer. the 70k one waives the fee iirc. so then it becomes a determination of what is better, 10k Marriott points or whatever amount of cash the annual fee is. both are decent. marriott are better than hilton and pc but much worse than spg or hyatt.

that new UR card rule was put in place awhile ago and flyertalk'ers kind of figured out how it worked before they posted the actual new rule. kind of a PITA for churning UR cards now. luckily I already have the CSP, Freedom, & Ink.

yes, awardwallet is a very good thing to have. if you want 6 months of premium I can get you a code or link or something. AND I GET NOTHING OUT OF IT SO I'M JUST DOING THIS BECAUSE I'M A NICE GUY!
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on July 09, 2015, 08:04:07 AM
So, in the past year my wife and I have applied for and received the following Chase Cards: Freedom, Sapphire Preferred, Southwest Plus, Southwest Premium, and Hyatt. I think it's stresses out Mrs. Mousse to have so many credit cards, but then I let her know that my new credit card hobby is why we get to travel free all the time, and not just some accounting error on the part of the universe. Point being, I'm not stopping now. I grabbed the Barclays Arrival Plus, because I've got some travel coming up that my current cards just won't be of much use, except for flights. Where do I go from here? I don't really need any more miles right now, but I'm sure at some point I will want them. Do I start going after AA cards? Seems like there are always a ton of bonus points out there for them. Is it worth stockpiling them? Which cards are best? Do their points expire?
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on July 09, 2015, 08:05:34 AM
Also, the Mrs. has some side gigs every now and again. Maybe about one project per year. Is that enough to consider her a business owner? Should I try to get the Ink?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2015, 08:25:08 AM
So, in the past year my wife and I have applied for and received the following Chase Cards: Freedom, Sapphire Preferred, Southwest Plus, Southwest Premium, and Hyatt. I think it's stresses out Mrs. Mousse to have so many credit cards, but then I let her know that my new credit card hobby is why we get to travel free all the time, and not just some accounting error on the part of the universe. Point being, I'm not stopping now. I grabbed the Barclays Arrival Plus, because I've got some travel coming up that my current cards just won't be of much use, except for flights. Where do I go from here? I don't really need any more miles right now, but I'm sure at some point I will want them. Do I start going after AA cards? Seems like there are always a ton of bonus points out there for them. Is it worth stockpiling them? Which cards are best? Do their points expire?

yes, always earn miles when they are available. probably the thing that pisses me off the most is people not doing that and then popping in here or irl coming to me and saying something like, "we're going to Hawaii in 2 months how can we get it for free?" and then I tell them they can't and they think this stuff is stupid and fake. YOUR FACE IS STUPID AND FAKE. also yes to the AA cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2015, 08:25:40 AM
Also, the Mrs. has some side gigs every now and again. Maybe about one project per year. Is that enough to consider her a business owner? Should I try to get the Ink?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on July 09, 2015, 08:27:57 AM
your wife is the most legitimate business owner itt
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on July 09, 2015, 08:36:43 AM
your wife is the most legitimate business owner itt

Yeah, that's kind of what I figured, but wanted to make sure the rest of you hadn't gone to jail for credit card fraud or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2015, 08:38:16 AM
your wife is the most legitimate business owner itt

Yeah, that's kind of what I figured, but wanted to make sure the rest of you hadn't gone to jail for credit card fraud or something.

I legitimately own a message board and a domain for a travel blog that I never got off the ground you son of a bitch
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on July 09, 2015, 08:53:18 AM
your wife is the most legitimate business owner itt

Yeah, that's kind of what I figured, but wanted to make sure the rest of you hadn't gone to jail for credit card fraud or something.

I legitimately own a message board and a domain for a travel blog that I never got off the ground you son of a bitch

Sounds more like a mogul than a business owner to me.
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on July 09, 2015, 09:00:40 AM
Amateur question here:

Is there any way I can get my Delta miles to transfer to something else like SPG? I only fly Delta into like 3 airports and would rather use those points elsewhere. TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 09, 2015, 09:01:48 AM
Amateur question here:

Is there any way I can get my Delta miles to transfer to something else like SPG? I only fly Delta into like 3 airports and would rather use those points elsewhere. TIA

just go somewhere new. I mean I imagine Delta flies to more than three places you want to go. sheesh.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2015, 09:03:52 AM
Amateur question here:

Is there any way I can get my Delta miles to transfer to something else like SPG? I only fly Delta into like 3 airports and would rather use those points elsewhere. TIA

no
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 09, 2015, 09:04:48 AM
how do you guys keep track of so many cards?  you can't carry them all in your wallet, do you just throw them in a drawer somewhere?  does award wallet let you know if an annual is about to hit, or how else do you keep track of all of those?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2015, 09:05:16 AM
how do you guys keep track of so many cards?  you can't carry them all in your wallet, do you just throw them in a drawer somewhere?  does award wallet let you know if an annual is about to hit, or how else do you keep track of all of those?

spreadsheet on google docs
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 09, 2015, 09:08:53 AM
how do you guys keep track of so many cards?  you can't carry them all in your wallet, do you just throw them in a drawer somewhere?  does award wallet let you know if an annual is about to hit, or how else do you keep track of all of those?

I generally use one at a time for the signup bonus plus Sapphire for travel/restaurants and Freedom for bonus categories. And I have a google docs spreadsheet that I'm bad at updating but I've only hit the annual fee once on accident and I just had them reverse it and canceled the card. google docs are fantastic, BTW.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2015, 09:14:53 AM
yeah, you have like 60 or 90 days or something to cancel the card after the fee posts and have them remove the annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 09, 2015, 09:18:47 AM
yeah, you have like 60 or 90 days or something to cancel the card after the fee posts and have them remove the annual fee.

did not know this, thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 09, 2015, 09:22:34 AM
I have my spreadsheet on Dropbox. Also, just added apply date and cancel date to the spreadsheet recently since I didn't have those on there before.

I have 1 tab for open cards and 1 tab for closed cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on July 09, 2015, 09:28:04 AM
Amateur question here:

Is there any way I can get my Delta miles to transfer to something else like SPG? I only fly Delta into like 3 airports and would rather use those points elsewhere. TIA

just go somewhere new. I mean I imagine Delta flies to more than three places you want to go. sheesh.

My point is that I have loads of United Miles and SW points that I actually use and accrue and these Delta ones seem like a real waste. Plus, I really hate Delta and the only reason that I fly them is because all the other airlines times to small airports suck.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on July 09, 2015, 09:35:22 AM
Amateur question here:

Is there any way I can get my Delta miles to transfer to something else like SPG? I only fly Delta into like 3 airports and would rather use those points elsewhere. TIA

just go somewhere new. I mean I imagine Delta flies to more than three places you want to go. sheesh.

My point is that I have loads of United Miles and SW points that I actually use and accrue and these Delta ones seem like a real waste. Plus, I really hate Delta and the only reason that I fly them is because all the other airlines times to small airports suck.

If you continually fly Delta, then you're going to continually have Delta points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2015, 09:37:54 AM
you can use them for crappy stuff like shopping with miles or something but it's a terrible redemption
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 09, 2015, 09:38:42 AM
I have loads of United Miles and SW points that I actually use and accrue and these Delta ones seem like a real waste. Plus, I really hate Delta and the only reason that I fly them is because all the other airlines times to small airports suck.

what in the
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 09, 2015, 10:08:43 AM
how do you guys keep track of so many cards?  you can't carry them all in your wallet, do you just throw them in a drawer somewhere?  does award wallet let you know if an annual is about to hit, or how else do you keep track of all of those?

Personalized shoeboxes.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 09, 2015, 10:12:24 AM
I keep running out of time on weekends to do this, but I need to organize the dates on all my chase cards.  I'd planned to get a new CSP and then I'd be good for a while holding it, Freedom, Ink and a Hyatt and IHG with the annual free night being worth the annual fee, but that 5 apps in 2 years rule might eff me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2015, 10:21:42 AM
I keep running out of time on weekends to do this, but I need to organize the dates on all my chase cards.  I'd planned to get a new CSP and then I'd be good for a while holding it, Freedom, Ink and a Hyatt and IHG with the annual free night being worth the annual fee, but that 5 apps in 2 years rule might eff me.

keep in mind the 5 apps in 2 years is for ALL credit cards, not just chase cards. I'd be unable to get another UR card for the rest of my life.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 09, 2015, 10:31:55 AM
I keep running out of time on weekends to do this, but I need to organize the dates on all my chase cards.  I'd planned to get a new CSP and then I'd be good for a while holding it, Freedom, Ink and a Hyatt and IHG with the annual free night being worth the annual fee, but that 5 apps in 2 years rule might eff me.

keep in mind the 5 apps in 2 years is for ALL credit cards, not just chase cards. I'd be unable to get another UR card for the rest of my life.

Damn, I'll def be out of the chase game for a bit then.  Guess it might be time to learn how to use excel or something.  #MainAdministrator
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 09, 2015, 10:35:56 AM
Also, the Mrs. has some side gigs every now and again. Maybe about one project per year. Is that enough to consider her a business owner? Should I try to get the Ink?

i hope your wife calls them "side hustles" for her street cred.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2015, 10:44:53 AM
I keep running out of time on weekends to do this, but I need to organize the dates on all my chase cards.  I'd planned to get a new CSP and then I'd be good for a while holding it, Freedom, Ink and a Hyatt and IHG with the annual free night being worth the annual fee, but that 5 apps in 2 years rule might eff me.

keep in mind the 5 apps in 2 years is for ALL credit cards, not just chase cards. I'd be unable to get another UR card for the rest of my life.

Damn, I'll def be out of the chase game for a bit then.  Guess it might be time to learn how to use excel or something.  #MainAdministrator

the new rule only applies to the Chase proprietary products though. So CSP/Ink/Freedom.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 09, 2015, 11:04:17 AM
I keep running out of time on weekends to do this, but I need to organize the dates on all my chase cards.  I'd planned to get a new CSP and then I'd be good for a while holding it, Freedom, Ink and a Hyatt and IHG with the annual free night being worth the annual fee, but that 5 apps in 2 years rule might eff me.

keep in mind the 5 apps in 2 years is for ALL credit cards, not just chase cards. I'd be unable to get another UR card for the rest of my life.

Damn, I'll def be out of the chase game for a bit then.  Guess it might be time to learn how to use excel or something.  #MainAdministrator

the new rule only applies to the Chase proprietary products though. So CSP/Ink/Freedom.

Got it.  CSP is the only one I really need to add to my lineup anytime soon though.  Until I do, my Hyatt card's what I use for those bonus categories when I'm not trying to get spend or have a periodic bonus with a different card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 09, 2015, 11:18:16 AM
We currently have the following cards active...
Chase Sapphire Preferred
Chase Hyatt
Citi AAdvantage

Can someone tell me what card to use at what locations (i.e. restaurants, gas stations) to maximize the bonus points?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 09, 2015, 11:23:38 AM
We currently have the following cards active...
Chase Sapphire Preferred
Chase Hyatt
Citi AAdvantage

Can someone tell me what card to use at what locations (i.e. restaurants, gas stations) to maximize the bonus points?


if you've gotten the bonus on the hyatt and AA cancel them both and get an Ink business and use it on everything until you get the bonus
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 09, 2015, 11:24:31 AM
We currently have the following cards active...
Chase Sapphire Preferred
Chase Hyatt
Citi AAdvantage

Can someone tell me what card to use at what locations (i.e. restaurants, gas stations) to maximize the bonus points?


Of those 3, CSP for everything except when you buy something from/through Hyatt or AA.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on July 09, 2015, 11:46:25 AM
Also, the Mrs. has some side gigs every now and again. Maybe about one project per year. Is that enough to consider her a business owner? Should I try to get the Ink?

i hope your wife calls them "side hustles" for her street cred.

That's exactly what she calls them.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 09, 2015, 11:49:49 AM
We currently have the following cards active...
Chase Sapphire Preferred
Chase Hyatt
Citi AAdvantage

Can someone tell me what card to use at what locations (i.e. restaurants, gas stations) to maximize the bonus points?


if you've gotten the bonus on the hyatt and AA cancel them both and get an Ink business and use it on everything until you get the bonus

I just got the Hyatt about a month ago...already met the spend and got the bonus though.  :gocho:

Just got the Sapphire in April. Gooch just got the AA in December. He is getting another Sapphire now.

I don't want to close them too soon after opening.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 09, 2015, 02:14:09 PM
citi advant plat has poor ordinary spend bonuses, but they have offers out all the time.  call in and threaten to cancel and they'll give you 1000 miles for every billing period where you spend 1k.  and then they have these extra bonuses all the time that you have to register for.  like currently an extra mile for online spend.  so, depending on you spend, you can frequently get 2-3 miles per dollar of spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 09, 2015, 02:59:18 PM
citi advant plat has poor ordinary spend bonuses, but they have offers out all the time.  call in and threaten to cancel and they'll give you 1000 miles for every billing period where you spend 1k.  and then they have these extra bonuses all the time that you have to register for.  like currently an extra mile for online spend.  so, depending on you spend, you can frequently get 2-3 miles per dollar of spend.

I don't think any of those are worth altering spending habits for when you can get get 2+ UR points for almost every dollar spent.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 09, 2015, 03:51:06 PM
citi advant plat has poor ordinary spend bonuses, but they have offers out all the time.  call in and threaten to cancel and they'll give you 1000 miles for every billing period where you spend 1k.  and then they have these extra bonuses all the time that you have to register for.  like currently an extra mile for online spend.  so, depending on you spend, you can frequently get 2-3 miles per dollar of spend.

I don't think any of those are worth altering spending habits for when you can get get 2+ UR points for almost every dollar spent.

i have a fair amount of spend that would only get 1 ur point, and aa miles are usually easier for me to use that united miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 09, 2015, 06:19:36 PM
Amateur question here:

Is there any way I can get my Delta miles to transfer to something else like SPG? I only fly Delta into like 3 airports and would rather use those points elsewhere. TIA

just go somewhere new. I mean I imagine Delta flies to more than three places you want to go. sheesh.

My point is that I have loads of United Miles and SW points that I actually use and accrue and these Delta ones seem like a real waste. Plus, I really hate Delta and the only reason that I fly them is because all the other airlines times to small airports suck.

wait so you like united and swa but you hate delta?  are you mentally ok?
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on July 09, 2015, 09:55:55 PM
I know this is prob low level, but should I get a Marriott rewards with 80,000 rewards points bonus at 3,000 spend in 3 months?

Already got kinda burned on 60,000 semi-worthless Hilton pts at 1,000 spend in first 3 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 09, 2015, 11:13:55 PM
discussed on last page, but sure, if you want to stay at a marriott.  you get 15 nights also so you're basically silver every year automatically.  I don't remember the benefits to silver but it's probably like a free mint or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2015, 05:53:02 AM
I think silver is included with the card
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 10, 2015, 08:02:08 AM
I know this is prob low level, but should I get a Marriott rewards with 80,000 rewards points bonus at 3,000 spend in 3 months?

Already got kinda burned on 60,000 semi-worthless Hilton pts at 1,000 spend in first 3 months.

Make sure to pay attention to the annual fee....on the offer I saw they do not waive the $85 annual fee. I decided not to get that card because Gooch thinks Marriott points are garbage.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2015, 08:17:24 AM
I mentioned it earlier but there's a 70k offer with no first year fee as well
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 10, 2015, 10:22:11 PM
I think silver is included with the card

silver is 10 nights and the card gives you 15 nights every year, so yes, in a roundabout way it's included with the card
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2015, 10:44:24 PM
Ok, thanks gfa
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on July 10, 2015, 10:47:34 PM
did gfa just zap SD's ass  :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 11, 2015, 01:13:28 PM
got a flight to mexico city for 27k ur.  even if good redemptions would have been available (there weren't any), it would have been 35k aa or united miles.

i need to remember to leave more points in ur.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 11, 2015, 01:24:06 PM
got a flight to mexico city for 27k ur.  even if good redemptions would have been available (there weren't any), it would have been 35k aa or united miles.

i need to remember to leave more points in ur.

yeah, I leave all of them there for stuff like that. I actually got my parents first class flights from wichita to san fran that way because they were less than $500 each.
Title: Re: How Many Credit Cards Do You Have?
Post by: BringBackEcoKat on July 15, 2015, 08:08:43 PM
I just got my 2nd credit card and I feel dirty
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 15, 2015, 09:10:35 PM
Yeah good luck bartering that
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 15, 2015, 09:26:57 PM
50,000 membership rewards points.  Is that a #NeatDeal? $195 annual fee waived first year, $1,000/3 mo. spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 16, 2015, 09:46:18 AM
50,000 membership rewards points.  Is that a #NeatDeal? $195 annual fee waived first year, $1,000/3 mo. spend.

it's decent. normally 30k but 50k pops up from time to time. low min spend though. I say go for it (assuming you've never had the card before because Amex will kick your ass if you have)
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 16, 2015, 10:11:30 AM
How valuable are the points? What are the best uses?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 16, 2015, 10:59:50 AM
How valuable are the points? What are the best uses?

they are like UR points but suckier. unless you are going to get crazy and fly some super suite class Etihad flight to Dubai or something your best bet is to trasfer them to BA for distance based domestic AA/USA flights. they also transfer to Delta, Hilton, SPG (3 to 1 or 2 to 1 or something though for SPG). can also be used to book travel directly at some redemption that's probably around 1 cpm. I'm not very knowledgeable about MR points because I haven't had a MR card in years.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 16, 2015, 11:00:54 AM
may also have some good Star Alliance options if you transfer them to Aeroplan though they may be a sucky star alliance member and have bad redemptions.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 16, 2015, 11:05:08 AM
With law school and then (presumably) work next summer, I don't foresee many opportunities to take advantage of the optimal travel redemptions.  Would it be dumb to just use the card for $500 worth of free Uber rides?  I read that you can pay for Uber rides with points in the app at a rate of 1 cpm (or cpp, if you will) if you link your AmEx.  I mean, I don't know why I wouldn't want $500 worth of rides to/from the entertainment district/s.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 16, 2015, 11:52:47 AM
With law school and then (presumably) work next summer, I don't foresee many opportunities to take advantage of the optimal travel redemptions.  Would it be dumb to just use the card for $500 worth of free Uber rides?  I read that you can pay for Uber rides with points in the app at a rate of 1 cpm (or cpp, if you will) if you link your AmEx.  I mean, I don't know why I wouldn't want $500 worth of rides to/from the entertainment district/s.

yeah, you'd be pretty dumb to do that
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 16, 2015, 11:55:14 AM
uber to dubai
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 21, 2015, 09:42:36 AM
Tried to use my Chase Ink to pay my comcast internet bill and get the 5x points. But it is classified as "miscellaneous" by Chase. How can I fix this?

Also, I need a new bonus. Done all the Chase proprietary cards for me and my wife, two Avios, one AA, (haven't been able to use any AA/Avios points), have a SW companion pass, done Hyatt cards for both, and have done United cards for both. what's next?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 21, 2015, 10:01:45 AM
signed up for the Chase Freedom for myself and the wife, and have met both spends, did auth user for each one, and one card is showing the points I've earned on the purchases I've made (have not gotten the 20k bonus yet because i just met both spends last week) but my wife's card is showing 0 UR on the purchases I've made on that account/card.  Are they denying me those points because i signed up for cards for both of us, and added each other as auth users.  just call them and ask what's up dog? 
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 21, 2015, 10:07:14 AM
looked at my UR points because they looked a little low. turns around the gas station by my house doubles as a delicious BBQ joint and everytime i got gas there it rang up as BBQ. called chase and told them the deal and they agreed to turn every $40 purchase at the gas station into 5 points per dollar from july on.  :gocho:
Nice, I've always wondered about them mis classifying purchases, but I've never thought to call in

they didnt just fork it over quickly. i said "do you really think i order $45 in BBQ 3 times every two weeks?" and the guy prettty much just didnt want to call me fat i think so he gave me the points.

How could you tell how it was classified? Did you just figure it out?

Also, how cool is it that there is a BARBECUE JOINT in a GAS STATION?!?!? wow

Well the charge on it said okie joes, not shamrock gas or whatever the hell it is. That was my first clue. Then I looked at my UR points by statement and saw I didn't have very many points in the x5 category. That was my second clue.

@michigancat
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 21, 2015, 10:41:57 AM
signed up for the Chase Freedom for myself and the wife, and have met both spends, did auth user for each one, and one card is showing the points I've earned on the purchases I've made (have not gotten the 20k bonus yet because i just met both spends last week) but my wife's card is showing 0 UR on the purchases I've made on that account/card.  Are they denying me those points because i signed up for cards for both of us, and added each other as auth users.  just call them and ask what's up dog?

Have you passed the statement date for the one without the points showing?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 21, 2015, 10:53:00 AM
signed up for the Chase Freedom for myself and the wife, and have met both spends, did auth user for each one, and one card is showing the points I've earned on the purchases I've made (have not gotten the 20k bonus yet because i just met both spends last week) but my wife's card is showing 0 UR on the purchases I've made on that account/card.  Are they denying me those points because i signed up for cards for both of us, and added each other as auth users.  just call them and ask what's up dog?

Have you passed the statement date for the one without the points showing?

maybe that's it, I've passed the date by like 1 day, so maybe i just need to wait longer, thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2015, 11:01:58 AM
Tried to use my Chase Ink to pay my comcast internet bill and get the 5x points. But it is classified as "miscellaneous" by Chase. How can I fix this?

Also, I need a new bonus. Done all the Chase proprietary cards for me and my wife, two Avios, one AA, (haven't been able to use any AA/Avios points), have a SW companion pass, done Hyatt cards for both, and have done United cards for both. what's next?

A) No idea

B) You've really beat the crap out of Chase, nice work. Citi Premier 50k, SPG Amex (when it goes to 30k), 75k Hilton Citi are options.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 21, 2015, 12:05:57 PM
50,000 membership rewards points.  Is that a #NeatDeal? $195 annual fee waived first year, $1,000/3 mo. spend.

Pulled the trigger on this Premier Rewards Gold Card.  If I'm reading these benefits correctly, I can get up to $100 of free booze on flights per calendar year?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 21, 2015, 12:14:31 PM
50,000 membership rewards points.  Is that a #NeatDeal? $195 annual fee waived first year, $1,000/3 mo. spend.

Pulled the trigger on this Premier Rewards Gold Card.  If I'm reading these benefits correctly, I can get up to $100 of free booze on flights per calendar year?

not if michigancat has anything to say about it
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 21, 2015, 12:15:21 PM
50,000 membership rewards points.  Is that a #NeatDeal? $195 annual fee waived first year, $1,000/3 mo. spend.

Pulled the trigger on this Premier Rewards Gold Card.  If I'm reading these benefits correctly, I can get up to $100 of free booze on flights per calendar year?

not if michigancat has anything to say about it

what?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2015, 12:20:57 PM
50,000 membership rewards points.  Is that a #NeatDeal? $195 annual fee waived first year, $1,000/3 mo. spend.

Pulled the trigger on this Premier Rewards Gold Card.  If I'm reading these benefits correctly, I can get up to $100 of free booze on flights per calendar year?

I think that's accurate. Also, where did you get the 50k offer?
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 21, 2015, 12:22:14 PM
50,000 membership rewards points.  Is that a #NeatDeal? $195 annual fee waived first year, $1,000/3 mo. spend.

Pulled the trigger on this Premier Rewards Gold Card.  If I'm reading these benefits correctly, I can get up to $100 of free booze on flights per calendar year?

I think that's accurate. Also, where did you get the 50k offer?

mailer.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 21, 2015, 12:24:07 PM
50,000 membership rewards points.  Is that a #NeatDeal? $195 annual fee waived first year, $1,000/3 mo. spend.

Pulled the trigger on this Premier Rewards Gold Card.  If I'm reading these benefits correctly, I can get up to $100 of free booze on flights per calendar year?

not if michigancat has anything to say about it

what?

my name is michigancat and i always tell people not to drink on flights because i have to pee and stuff  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2015, 12:24:31 PM
hmmm, was there a code on it or something? I haven't gotten an amex in about a year and would probably do that now if it was a public offer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2015, 12:26:18 PM
I love peeing on airplanes. it's an excuse to stretch the legs and I also always run through scenarios about airplane emergencies and what it would be like to be in the bathroom during one. I'm usually an aisle person though.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 21, 2015, 12:28:16 PM
50,000 membership rewards points.  Is that a #NeatDeal? $195 annual fee waived first year, $1,000/3 mo. spend.

Pulled the trigger on this Premier Rewards Gold Card.  If I'm reading these benefits correctly, I can get up to $100 of free booze on flights per calendar year?

not if michigancat has anything to say about it

what?

my name is michigancat and i always tell people not to drink on flights because i have to pee and stuff  :dunno:

That's just my personal preference. I've never told anyone not to drink on a plane, but I guess I could see how people would want to be like me and me just being me can be seen as telling someone what to do. I'm very influential.

:Rusty:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 21, 2015, 12:29:55 PM
I love peeing on airplanes. it's an excuse to stretch the legs and I also always run through scenarios about airplane emergencies and what it would be like to be in the bathroom during one. I'm usually an aisle person though.

I tried aisle on a recent flight and got my shoulders bumped like a million times and was reminded why I never choose aisle. I like peeing on airplanes, too. It's just you can't always go exactly when you need to, even on the aisle!
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 21, 2015, 12:30:30 PM
hmmm, was there a code on it or something? I haven't gotten an amex in about a year and would probably do that now if it was a public offer.

Yep, code.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2015, 12:31:15 PM
hmmm, was there a code on it or something? I haven't gotten an amex in about a year and would probably do that now if it was a public offer.

Yep, code.

would you be willing to send it to your bud steve dave in exchange for a warm thank you?
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 21, 2015, 12:34:02 PM
hmmm, was there a code on it or something? I haven't gotten an amex in about a year and would probably do that now if it was a public offer.

Yep, code.

would you be willing to send it to your bud steve dave in exchange for a warm thank you?

Would it work for you?  It seemed to be tied to me personally...
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 21, 2015, 12:42:10 PM
Thought about it some more.  I have no concrete evidence that the code is associated with my personal information. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2015, 01:55:01 PM
actually, after doing some flyertalk searches I think this should work for everyone

https://www304.americanexpress.com/credit-card/premier-rewards-gold/25330

open an incognito tab and keep entering this link until you get hit with the 50k offer after $1k spend
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 21, 2015, 01:58:32 PM
approved, this one should work for anyone interested
Title: Re: How Many Credit Cards Do You Have?
Post by: RockState2000 on July 22, 2015, 10:24:13 AM
Traveling to Europe to catch Rugby World Cup and the Chefs play in London.

What card should I get and put this trip on? I only have a SW RR that I've had for 6 plus years and an AmEx I've had for a couple years now. I'm as amateur as amateur gets with this stuff. I literally only know how to use my RR points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 22, 2015, 10:44:46 AM
Amex wins the award for fastest card delivery.  Received it this morning, about 36 hours after I applied.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 22, 2015, 02:20:37 PM
LUCKY!

http://www.rollingstone.com/culture/features/ben-schlappig-airlines-fly-free-20150720
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 22, 2015, 02:24:16 PM
i mean if you would've said rolling stone was going to do something on one of the miles bloggers then they probably picked the one i would've guessed. could you imagine that loser gary leff, mommy points or darius in rolling stone?  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 22, 2015, 02:26:08 PM
With wide ears, Buddy Holly glasses and a shock of strawberry-blond hair, Schlappig resembles Ralphie from A Christmas Story if he'd grown up to become a J. Crew model.



WOW!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 22, 2015, 02:41:24 PM
LUCKY!

http://www.rollingstone.com/culture/features/ben-schlappig-airlines-fly-free-20150720

seems like calling the people running freq. flier programs idiots is a good way to get your dick slapped.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 22, 2015, 02:42:02 PM
LUCKY!

http://www.rollingstone.com/culture/features/ben-schlappig-airlines-fly-free-20150720

RockState2000 alert  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 22, 2015, 03:07:57 PM
i mean if you would've said rolling stone was going to do something on one of the miles bloggers then they probably picked the one i would've guessed. could you imagine that loser gary leff, mommy points or darius in rolling stone?  :lol:

Quote
The darker element of the Hobby is said to network at these events. If you have the skills, you may get an invitation to join one of the bands that operate anonymously around the world. These groups use secure servers and private e-mail groups to communicate. "There's one that I'm on," says Gary Leff, referring to an online group, stressing that he joined only to monitor the chatter. "Others I've had access to don't know."

Read more: http://www.rollingstone.com/culture/features/ben-schlappig-airlines-fly-free-20150720#ixzz3geX7EUku
Follow us: @rollingstone on Twitter | RollingStone on Facebook
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 22, 2015, 03:08:41 PM
LUCKY!

http://www.rollingstone.com/culture/features/ben-schlappig-airlines-fly-free-20150720

seems like calling the people running freq. flier programs idiots is a good way to get your dick slapped.

Quote
On a recent international flight, an attendant maneuvered an unwitting Schlappig into an empty row, administering what he delicately terms a surprising and unwanted hand job. ("It was a disaster," he says. "I tried to get out, but there was no point.")

Read more: http://www.rollingstone.com/culture/features/ben-schlappig-airlines-fly-free-20150720#ixzz3geXNuTLJ
Follow us: @rollingstone on Twitter | RollingStone on Facebook
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 22, 2015, 03:11:39 PM
LUCKY!

http://www.rollingstone.com/culture/features/ben-schlappig-airlines-fly-free-20150720

seems like calling the people running freq. flier programs idiots is a good way to get your dick slapped.

Quote
On a recent international flight, an attendant maneuvered an unwitting Schlappig into an empty row, administering what he delicately terms a surprising and unwanted hand job. ("It was a disaster," he says. "I tried to get out, but there was no point.")

Read more: http://www.rollingstone.com/culture/features/ben-schlappig-airlines-fly-free-20150720#ixzz3geXNuTLJ
Follow us: @rollingstone on Twitter | RollingStone on Facebook

I am curious if that was a male or female.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2015, 09:33:46 AM
New Alaska flights MCI & OMA to PDX!

http://travelcodex.com/2015/07/double-alaska-miles-on-new-routes-to-minneapolis-and-kansas-city/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+travelcodex+%28Travel+Codex%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 30, 2015, 09:20:47 PM

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDY7&CELL=6RLJ&MSC=1515202307

I just got the email saying I was approved.  It was a tough decision on whether to use your link or SD's, but I chose Sys because I thought he prolly needed the points more than SD. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 30, 2015, 09:56:07 PM
New Alaska flights MCI & OMA to PDX!

http://travelcodex.com/2015/07/double-alaska-miles-on-new-routes-to-minneapolis-and-kansas-city/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+travelcodex+%28Travel+Codex%29

Glad to see some PDX <-> MCI competition for WN.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 30, 2015, 10:25:07 PM
Got a targeted Amex platinum thing in the mail. 100k Amex points or whatever, $200 airline fee credit, plus other perks.  $450 annual fee. Worth it?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 30, 2015, 10:59:10 PM
Got a targeted Amex platinum thing in the mail. 100k Amex points or whatever, $200 airline fee credit, plus other perks.  $450 annual fee. Worth it?

The airline fee credit doesn't include actual flights and you have to select one airline right?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 30, 2015, 11:44:12 PM

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDY7&CELL=6RLJ&MSC=1515202307

I just got the email saying I was approved.  It was a tough decision on whether to use your link or SD's, but I chose Sys because I thought he prolly needed the points more than SD. 

you made the right choice, for the right reasons.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 08:07:07 AM

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDY7&CELL=6RLJ&MSC=1515202307

I just got the email saying I was approved.  It was a tough decision on whether to use your link or SD's, but I chose Sys because I thought he prolly needed the points more than SD. 

you made the right choice, for the right reasons.

pete....we're through.

jk. also, I'm goiong to be putting links to the best offers on the first post of this thread. if you'd like me to add your referral links to it you can send them to me and I'll add them (including duplicate referrals to my own). That way it's easy for everyone to choose whose referral link to use for whatever bullshit pete reason they want. sys, I added yours above. Also, please let me know if we have links that aren't the best offer, etc. I'm doing this because A) it's easier for me to reap valuable referral bonus points and it's easier than me digging up links of my referral every time someone needs one B) to keep links to non-referral best offers there so people don't have to search this thread and travel blogs for them.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on July 31, 2015, 12:42:24 PM

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDY7&CELL=6RLJ&MSC=1515202307

I just got the email saying I was approved.  It was a tough decision on whether to use your link or SD's, but I chose Sys because I thought he prolly needed the points more than SD. 

you made the right choice, for the right reasons.

pete....we're through.

jk. also, I'm goiong to be putting links to the best offers on the first post of this thread. if you'd like me to add your referral links to it you can send them to me and I'll add them (including duplicate referrals to my own). That way it's easy for everyone to choose whose referral link to use for whatever bullshit pete reason they want. sys, I added yours above. Also, please let me know if we have links that aren't the best offer, etc. I'm doing this because A) it's easier for me to reap valuable referral bonus points and it's easier than me digging up links of my referral every time someone needs one B) to keep links to non-referral best offers there so people don't have to search this thread and travel blogs for them.
Stud move, both for you and the goE community
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2015, 01:22:10 PM

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDY7&CELL=6RLJ&MSC=1515202307

I just got the email saying I was approved.  It was a tough decision on whether to use your link or SD's, but I chose Sys because I thought he prolly needed the points more than SD. 

you made the right choice, for the right reasons.

pete....we're through.

jk. also, I'm goiong to be putting links to the best offers on the first post of this thread. if you'd like me to add your referral links to it you can send them to me and I'll add them (including duplicate referrals to my own). That way it's easy for everyone to choose whose referral link to use for whatever bullshit pete reason they want. sys, I added yours above. Also, please let me know if we have links that aren't the best offer, etc. I'm doing this because A) it's easier for me to reap valuable referral bonus points and it's easier than me digging up links of my referral every time someone needs one B) to keep links to non-referral best offers there so people don't have to search this thread and travel blogs for them.
Stud move, both for you and the goE community

yeah, this was a good call.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 31, 2015, 01:40:21 PM
those links expire
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 31, 2015, 02:23:45 PM

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FDY7&CELL=6RLJ&MSC=1515202307

I just got the email saying I was approved.  It was a tough decision on whether to use your link or SD's, but I chose Sys because I thought he prolly needed the points more than SD. 

you made the right choice, for the right reasons.

pete....we're through.

jk. also, I'm goiong to be putting links to the best offers on the first post of this thread. if you'd like me to add your referral links to it you can send them to me and I'll add them (including duplicate referrals to my own). That way it's easy for everyone to choose whose referral link to use for whatever bullshit pete reason they want. sys, I added yours above. Also, please let me know if we have links that aren't the best offer, etc. I'm doing this because A) it's easier for me to reap valuable referral bonus points and it's easier than me digging up links of my referral every time someone needs one B) to keep links to non-referral best offers there so people don't have to search this thread and travel blogs for them.

I feel shame.  I am only going to use your referral links going forward. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 31, 2015, 02:29:25 PM
actually, after doing some flyertalk searches I think this should work for everyone

https://www304.americanexpress.com/credit-card/premier-rewards-gold/25330

open an incognito tab and keep entering this link until you get hit with the 50k offer after $1k spend

Got it on the first try.  Applied.  Thanks, SD!
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 31, 2015, 02:54:06 PM
SD, RD, and the gang, I have a dilemma.

I have been forced to use a company-pay card (company pays all bills on it).  It has a terrible points program, and they are trying to force us to use it for all work travel spend.  Just a terrible set of circumstances here.

Well, I am thinking that many of my cards are essentially obsolete.  I noticed that Steve Dave said that he cancels some of his, and then later re-applies for them.  Below are my current cards.  Since I have to use my company card to buy most travel expenses, I really won't have much occasion to use my Delta and American cards.  Do you guys think I should cancel these?  Should I just hold them in the event that I want to buy a vacation ticket retail (e.g. get the bonus points for buying a Delta ticket with the Delta card, etc.).  Is it better to have more or less active cards, when it comes time to try for new cards?  Thoughts?

Current cards:
Chase Sapphire Preferred (this is going to turn into my everyday card)
Southwest Visa Preferred
American Airlines Advantage MasterCard
Delta Skymiles American Express (this gives me one free round trip companion ticket every year, with purchase of one full fair ticket).
Marriott Signature Visa
Stupid work card diners club master card piece of crap
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 02:59:34 PM
I'll give you a strategy this weekend Pete.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 31, 2015, 03:01:35 PM
SD, RD, and the gang, I have a dilemma.

I have been forced to use a company-pay card (company pays all bills on it).  It has a terrible points program, and they are trying to force us to use it for all work travel spend.  Just a terrible set of circumstances here.

Well, I am thinking that many of my cards are essentially obsolete.  I noticed that Steve Dave said that he cancels some of his, and then later re-applies for them.  Below are my current cards.  Since I have to use my company card to buy most travel expenses, I really won't have much occasion to use my Delta and American cards.  Do you guys think I should cancel these?  Should I just hold them in the event that I want to buy a vacation ticket retail (e.g. get the bonus points for buying a Delta ticket with the Delta card, etc.).  Is it better to have more or less active cards, when it comes time to try for new cards?  Thoughts?

Current cards:
Chase Sapphire Preferred (this is going to turn into my everyday card)
Southwest Visa Preferred
American Airlines Advantage MasterCard
Delta Skymiles American Express (this gives me one free round trip companion ticket every year, with purchase of one full fair ticket).
Marriott Signature Visa
Stupid work card diners club master card piece of crap

I'd keep the AA card if it's fee-free for the checked baggage perk and the Sapphire if you want it for the daily driver
I'd cancel or shoebox the rest.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 03:09:18 PM
Does AA have a fee free card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 03:10:36 PM

those links expire

Oh no crap?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 31, 2015, 03:11:12 PM
Does AA have a fee free card?

I don't even know.  I just have this card to buy AA tickets, but rough ridin' work won't let me do that now.  I think I might cancel it.  I'd rather keep the Delta card than the AA card. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 03:14:38 PM
Yeah, def. cancel it Pete. It resets your churn timer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 03:14:59 PM
The delta one has an annual fee as well but you can't churn it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 03:16:02 PM
Cancel all of the annual fee ones unless you have a reason to keep them Pete. Keep your daily driver and whatever you want for the benefits.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 31, 2015, 03:17:38 PM
Cancel all of the annual fee ones unless you have a reason to keep them Pete. Keep your daily driver and whatever you want for the benefits.

OK, I will do that.  Sapphire stays as the daily driver.  They others have outlived their benefit to me.  Will this make it easier for me to get approved for new cards in the future?  Like, having too many might be an issue?  I don't have any balances on them, they are merely open and active.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 03:19:36 PM
Not really other than with Chase who only wants you to have a certain amount of credit. But, you can just tell them to move credit around or whatever. You have no concerns here.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 31, 2015, 03:32:04 PM
Cancel all of the annual fee ones unless you have a reason to keep them Pete. Keep your daily driver and whatever you want for the benefits.

yes. do this immediately and then just as immediately apply for a couple of new ones. either hotel or airline ones depending on what you want/need.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 31, 2015, 03:47:04 PM
pete, i think you should threaten to quit.  they're not going to lose you over a company card/personal card policy.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 31, 2015, 03:47:44 PM
i had to lay down the law about that issue at work myself.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 31, 2015, 03:49:47 PM
by lay down the law, i mean just sort of vaguely nod my head when they tell me to have the secretaries book my travel which they think means "ok", but i think means, "i hear you" then go on booking my own travel with my own cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: Panjandrum on July 31, 2015, 04:06:23 PM
Pete signs the Diners Club Card blues, too, huh?

Yeah, it sucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Panjandrum on July 31, 2015, 04:33:51 PM
I want another credit card, and plan to apply for one soon.  It looks like the Chase Sapphire Card may be the best get, but can I pay down my annual fee with points?  Otherwise, I may do a different perks card to go with my cash card.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 31, 2015, 04:36:24 PM
I want another credit card, and plan to apply for one soon.  It looks like the Chase Sapphire Card may be the best get, but can I pay down my annual fee with points?  Otherwise, I may do a different perks card to go with my cash card.

just cancel it when the fee hits and get different cards.  you don't need to be paying fees, panjan.
Title: Re: How Many Credit Cards Do You Have?
Post by: Panjandrum on July 31, 2015, 04:40:52 PM
I want another credit card, and plan to apply for one soon.  It looks like the Chase Sapphire Card may be the best get, but can I pay down my annual fee with points?  Otherwise, I may do a different perks card to go with my cash card.

just cancel it when the fee hits and get different cards.  you don't need to be paying fees, panjan.

Thanks, sys.  Good to know.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 31, 2015, 04:49:23 PM
by lay down the law, i mean just sort of vaguely nod my head when they tell me to have the secretaries book my travel which they think means "ok", but i think means, "i hear you" then go on booking my own travel with my own cards.

I am going to handle this way, whenever I have a big incentive bonus on a card to exploit.  "Whoops, forgot and used the wrong card.  My bad."
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 04:56:52 PM
I forget my card sometimes too Pete. That's a winning formula for me. But then I have to keep receipts.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 05:07:28 PM
We use Amex but we have to pay a fee to get the MR points. It pisses me off so much.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 31, 2015, 05:09:03 PM
We use Amex but we have to pay a fee to get the MR points. It pisses me off so much.

We fought this hard, and got them to reimburse us for the annual fee on the points program on the Diners card.  The points program is complete crap, but a fee on top of it was just awful, so luckily we got rid of that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 05:12:51 PM
Pete, I know nothing about the program but it looks pretty decent actually :dunno:

http://thepointsguy.com/2014/10/diners-club-rewards-launches-transferable-points-program/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 05:14:09 PM
They actually look better than MR points
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 31, 2015, 05:22:53 PM
Pete, I know nothing about the program but it looks pretty decent actually :dunno:

http://thepointsguy.com/2014/10/diners-club-rewards-launches-transferable-points-program/

We were pissed that the Southwest points weren't 1-to-1, since they are always trying to get us to fly Southwest.  It's 1,500:1,200.  I can get 1 to 1 on Delta, which is a biggie.  However, my new Sapphire card can't get me Delta, so that stinks that I don't have a major American international carrier in common between work Diners and Sapphire.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 31, 2015, 05:28:41 PM
No United and no American is tough for a bunch of Northeastern city and Texas types that I work with. 

I really should do more with Alaskan.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 05:58:00 PM
Sapphire gets you united and SW
Title: How Many Credit Cards Do You Have?
Post by: Pete on July 31, 2015, 06:56:48 PM
Sapphire gets you united and SW

Ya, but I meant that I was wishing the Diners had a 1 to 1 with both of those as well, just so I could really double down on those two.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 31, 2015, 06:58:49 PM

actually, after doing some flyertalk searches I think this should work for everyone

https://www304.americanexpress.com/credit-card/premier-rewards-gold/25330

open an incognito tab and keep entering this link until you get hit with the 50k offer after $1k spend

Got it on the first try.  Applied.  Thanks, SD!

SD, I hit the email saying I was approved, but it didn't RE-mention the 50K bonus in the email.  Does it normally?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 31, 2015, 07:09:46 PM
SD, I hit the email saying I was approved, but it didn't RE-mention the 50K bonus in the email.  Does it normally?

no, they never do.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 31, 2015, 09:29:44 PM
This thread has changed my life in a small but meaningful way. It's great to know that by applying for 3 credit cards and otherwise living my life normally , I now have 3 or 4 (or 5, maybe 6?) free roundtrips on deck whenever I need them.

I'm knocking out my AmEx spend right now and tried to use it this morning.  The cashier apologetically asked if I had any other card.  With a wink and a nod, I produced my CSP and it was all good. And then my cheeks jiggled as I laughed, like a bowl full of jelly.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 09:33:04 PM
This thread has changed my life in a small but meaningful way. It's great to know that by applying for 3 credit cards and otherwise living my life normally , I now have 3 or 4 (or 5, maybe 6?) free roundtrips on deck whenever I need them.

I'm knocking out my AmEx spend right now and tried to use it this morning.  The cashier apologetically asked if I had any other card.  With a wink and a nod, I produced my CSP and it was all good. And then my cheeks jiggled as I laughed, like a bowl full of jelly.

 :thumbsup:
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 31, 2015, 09:35:02 PM
This is what it's all about, sd.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 31, 2015, 09:36:33 PM
This is what it's all about, sd.

YES!
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 01, 2015, 09:28:31 AM
I pay the dumb fee on my dumb work Amex and they won't let me use my own cards

I get like $400 in Home Depot gift cards out of the dumb Amex every year and every year I think I'll stop paying the fee but then I don't because I'm lazy

if I could use my Marriott card for hotels I'd get like an extra 100k points a year
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2015, 09:32:48 AM
I pay the dumb fee on my dumb work Amex and they won't let me use my own cards

I get like $400 in Home Depot gift cards out of the dumb Amex every year and every year I think I'll stop paying the fee but then I don't because I'm lazy

if I could use my Marriott card for hotels I'd get like an extra 100k points a year

you can transfer those points to BA or Delta or SPG or other places more valuable than getting gift cards fwiw. actually, iirc the SPG transfer is only 2:1 so it's not a lot more valuable for that but probably still a better deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 01, 2015, 09:35:33 AM
I've never really looked at it beyond the HD cards because I'm an HD addict but I will def transfer to SPG moving forward

another thing I wish my work would do is book me at SPG or Hyatt properties. I don't mind Marriott but their rewards program and overall guest experience isn't at the same level. the thing I do like about Marriott is they're huge and in every city in the world.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 01, 2015, 09:41:17 AM
Interestingly, I think we're fighting with Marriott and took them off our "preferred" list. We can book anywhere we want but the suggest you use preferred hotels. All the other major brands are preferred.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 01, 2015, 12:28:24 PM
they've been dicks this year. they didn't run a summer bonus and they've increased our corporate rates. we have the same system where all brands are "preferred" but I don't book my own hotels and my department uses Marriott almost exclusively. they treat me pretty well on personal trips so I don't complain too much.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on August 03, 2015, 09:12:11 PM
Alright.  See yall in a couple months.

Ok, back.  Just finished Citi MC AA (updated below).


Any suggestions for the next one?


Need another....

YTD I've gone through both SW cards, Freedom, CSP (2nd time through), and HHonors AmEx (really only got that one b/c I needed to earn points so the 120k I had wouldn't expire).  And now Citi AA MC.

Recently cancelled (so probably out of consideration), AA AmEx, Chase Hyatt, Chase BA, Chase Marriott.

Also still have Barclays Mastercard World Arrival (think that's what it's called) and the replacement for the US Airways card after the merger... whatever that was they sent me.

Still haven't opened any small business cards, b/c i'm not a small business and the one time i tried i got denied, so i'm kinda worried about trying again.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 04, 2015, 07:55:54 AM
Hilton 75k citi card? not worth a ton but it's a higher than usual offer with minimal spend and no fee. Should be long enough since your last citi app to get another. Would top up that HH balance and they do become slightly more valuable when you start booking with the 5th night free on larger redemptions. Amex Gold 50k MR points card is another good option. Fee waived first year.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on August 04, 2015, 09:05:03 AM
Hilton 75k citi card? not worth a ton but it's a higher than usual offer with minimal spend and no fee. Should be long enough since your last citi app to get another. Would top up that HH balance and they do become slightly more valuable when you start booking with the 5th night free on larger redemptions. Amex Gold 50k MR points card is another good option. Fee waived first year.

Thanks, SD.   I'll do the Hilton 75k, but then I'll be looking for another soon w/ that easy spend.    Was there a link to AmEx 50k that was working?  Clicked on one last night and Googled today and only got 25k.  Also, I've have never had any MR points.  Good to start I guess, but will 50k do anything for me?

Also - should I be worried about the 5 credit card app limit discussion that was had earlier.  I want to ignore it so much, b/c I don't want any of this to ever stop.  But should I be worried? :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 04, 2015, 09:40:11 AM
No, don't be worried. You already have the proprietary chase cards. MR points transfer to other programs. Make sure you are using an incognito browser session when you hit the link.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 04, 2015, 09:56:14 AM
No, don't be worried. You already have the proprietary chase cards. MR points transfer to other programs. Make sure you are using an incognito browser session when you hit the link.

What are MR points? Everytime I read it as MIR points and I wonder why MIR has his own credit card points system.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 04, 2015, 09:57:34 AM
No, don't be worried. You already have the proprietary chase cards. MR points transfer to other programs. Make sure you are using an incognito browser session when you hit the link.

What are MR points? Everytime I read it as MIR points and I wonder why MIR has his own credit card points system.

Amex version of UR points

https://rewards.americanexpress.com/myca/loyalty/us/catalog/mrhome.do

you can do similar things with them as UR, the best option being transferring them to their partner programs

http://catalogue.membershiprewards.ca/l2Category.mtw?categoryName=ca_frequent_traveller_participants

URs are better because they have better transfer partners (United and Hyatt) but MRs are still good/flexible
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on August 04, 2015, 10:02:29 AM
No, don't be worried. You already have the proprietary chase cards. MR points transfer to other programs. Make sure you are using an incognito browser session when you hit the link.

Ohh, I was right clicking the link to open in a Richie Incogniton window, but I had to open this thread in a Richie then open link and worked 1st time.  Got both HHonors and Gold AmEx.  Good to go for a few months.  Be back around late October, fellas.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on August 04, 2015, 11:57:59 AM
No, don't be worried. You already have the proprietary chase cards. MR points transfer to other programs. Make sure you are using an incognito browser session when you hit the link.

What are MR points? Everytime I read it as MIR points and I wonder why MIR has his own credit card points system.

Amex version of UR points

https://rewards.americanexpress.com/myca/loyalty/us/catalog/mrhome.do

you can do similar things with them as UR, the best option being transferring them to their partner programs

http://catalogue.membershiprewards.ca/l2Category.mtw?categoryName=ca_frequent_traveller_participants

URs are better because they have better transfer partners (United and Hyatt) but MRs are still good/flexible
@MrsGooch we have a crap ton of MR's from the house remodel.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 04, 2015, 01:16:11 PM
No, don't be worried. You already have the proprietary chase cards. MR points transfer to other programs. Make sure you are using an incognito browser session when you hit the link.

What are MR points? Everytime I read it as MIR points and I wonder why MIR has his own credit card points system.


Amex version of UR points

https://rewards.americanexpress.com/myca/loyalty/us/catalog/mrhome.do

you can do similar things with them as UR, the best option being transferring them to their partner programs

http://catalogue.membershiprewards.ca/l2Category.mtw?categoryName=ca_frequent_traveller_participants

URs are better because they have better transfer partners (United and Hyatt) but MRs are still good/flexible
@MrsGooch we have a crap ton of MR's from the house remodel.

Yeah, I just didn't know what the term MR was (Membership Rewards).
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 04, 2015, 04:48:56 PM
i forgot to cancel an old citi aa mc and just got charged the fee. can i talk them out of it?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 04, 2015, 04:55:51 PM
i forgot to cancel an old citi aa mc and just got charged the fee. can i talk them out of it?

pretty sure I remember reading earlier in this thread you can call within 30 days to cancel card and get fee waived/refunded.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 04, 2015, 04:56:50 PM
i forgot to cancel an old citi aa mc and just got charged the fee. can i talk them out of it?

pretty sure I remember reading earlier in this thread you can call within 30 days to cancel card and get fee waived/refunded.

 :pray:
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on August 04, 2015, 05:09:39 PM
i forgot to cancel an old citi aa mc and just got charged the fee. can i talk them out of it?

pretty sure I remember reading earlier in this thread you can call within 30 days to cancel card and get fee waived/refunded.
This is true.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on August 04, 2015, 05:15:38 PM
i forgot to cancel an old citi aa mc and just got charged the fee. can i talk them out of it?

pretty sure I remember reading earlier in this thread you can call within 30 days to cancel card and get fee waived/refunded.
This is true.

mission accomplished.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on August 10, 2015, 08:37:39 AM
Thought I was done here for a while, but about to spend $2k on a landscaping project that i can put on a CC and then going to Vegas for a bachelor party, that i'll be happy to pay for stuff and have friends pay me back later.... Should I go for one of those large spend cards?  Now has to be the best time... just nervous if I don't end up hitting the spend requirement then I'm on the hook for $450 annual fee.

 :ohno: :ohno: :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 10, 2015, 08:44:20 AM
Priority club from chase? don't know if they are going to start being assholes to you soon or not given how much you've kicked the crap out of them. Hyatt?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 10, 2015, 08:54:08 AM
new job has company credit cards for all travel expenses and only flies southwest :(
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 10, 2015, 08:57:44 AM
quit?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on August 10, 2015, 09:17:00 AM
Priority club from chase? don't know if they are going to start being assholes to you soon or not given how much you've kicked the crap out of them. Hyatt?

Spend is only $1k on that one right?

... I just got AmEx Prem Rewards Gold that has the $1k spend for 50k points.  Almost there w/ that already... Then I have the HHonors Citi Visa Signature that has $2k spend for 75k points.  I could use that on the landscaping project and hit it on that one purchase, but wondered if now was the time to go for one of those big spend cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 10, 2015, 09:19:50 AM
thanks for this thread, steve dave. i recently was at the Park Hyatt Zurich ( :gocho: but srsly holy crap) and when i checked in the lady said "i see you have platinum status. thank you for your loyalty mr mocat" i lol'd because i have never given Hyatt a dime
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 10, 2015, 09:22:01 AM
Priority club from chase? don't know if they are going to start being assholes to you soon or not given how much you've kicked the crap out of them. Hyatt?

Spend is only $1k on that one right?

... I just got AmEx Prem Rewards Gold that has the $1k spend for 50k points.  Almost there w/ that already... Then I have the HHonors Citi Visa Signature that has $2k spend for 75k points.  I could use that on the landscaping project and hit it on that one purchase, but wondered if now was the time to go for one of those big spend cards.

if it's worth it to you then why not?
Title: Re: How Many Credit Cards Do You Have?
Post by: AbeFroman on August 10, 2015, 09:27:50 AM
new job has company credit cards for all travel expenses and only flies southwest :(

Well as long as you are only planning on redeeming points in North America I guess that's ok
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on August 10, 2015, 07:05:54 PM
new job has company credit cards for all travel expenses and only flies southwest :(
I feel ya. Company AmEx here. So no spend points. Although, we do get to fly whatever we like. Even get direct flights if it saves two hours.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 10, 2015, 08:23:10 PM
new job has company credit cards for all travel expenses and only flies southwest :(

woof
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2015, 08:14:04 AM
spg amex (pers and biz) back to 30k through mid September. If someone has the personal card they should be able to refer you and get 5k points for themselves as well. Feel free to post your link to the offer and I'll add it to the front page. you can't get the bonus on the personal if you've had the card in the past but you can get it on the biz card if it's been more than 12 months since you closed your last spg biz card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2015, 08:32:39 AM
SW opened their calendar through mid April. just booked some april flights for the family at like 38k each RT. The companion pass makes it worth it since it brings the price down to 25k RT but woof at spending that many points for a coach domestic RT if you don't have a companion pass. flights are around $575 RT so you'd be getting about 1.5 CPM which is down a bit from their previous redemption value with the new "dynamic" pricing.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 11, 2015, 09:05:00 AM


SW opened their calendar through mid April. just booked some april flights for the family at like 38k each RT. The companion pass makes it worth it since it brings the price down to 25k RT but woof at spending that many points for a coach domestic RT if you don't have a companion pass. flights are around $575 RT so you'd be getting about 1.5 CPM which is down a bit from their previous redemption value with the new "dynamic" pricing.

Jesus Christ. OMA-MCO? During spring break or thereabouts?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2015, 09:28:38 AM


SW opened their calendar through mid April. just booked some april flights for the family at like 38k each RT. The companion pass makes it worth it since it brings the price down to 25k RT but woof at spending that many points for a coach domestic RT if you don't have a companion pass. flights are around $575 RT so you'd be getting about 1.5 CPM which is down a bit from their previous redemption value with the new "dynamic" pricing.

Jesus Christ. OMA-MCO? During spring break or thereabouts?

Yeah, should be after spring break though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2015, 09:29:39 AM
I have the SPG Biz card so if someone wants a referral for the limited time 30k offer let me know and I'll send it over to you. I can't see a way to get a link to send out like I can with Chase so I just need name and email address PM'd to get it to you.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 11, 2015, 09:36:35 AM
SW opened their calendar through mid April. just booked some april flights for the family at like 38k each RT. The companion pass makes it worth it since it brings the price down to 25k RT but woof at spending that many points for a coach domestic RT if you don't have a companion pass. flights are around $575 RT so you'd be getting about 1.5 CPM which is down a bit from their previous redemption value with the new "dynamic" pricing.

round trip MCI-LAS for march madness 25K is pretty decent tho
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2015, 10:21:04 AM
SW opened their calendar through mid April. just booked some april flights for the family at like 38k each RT. The companion pass makes it worth it since it brings the price down to 25k RT but woof at spending that many points for a coach domestic RT if you don't have a companion pass. flights are around $575 RT so you'd be getting about 1.5 CPM which is down a bit from their previous redemption value with the new "dynamic" pricing.

round trip MCI-LAS for march madness 25K is pretty decent tho

average
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on August 11, 2015, 12:20:30 PM
More of a general credit question, but still related to CCs in terms of getting and qualifying for them.

I had a private Sallie Mae loan default over ten years ago, and didn't repay it for years. The original balance was like $5,800 and I've been paying for the last few years each month. The Current balance is $2582 and I got offered a settlement for $1295. Should I take the savings, lose the monthly payment and settle?

Will the credit ding from settling for less than the full amount be worse than continuing to repay the defaulted loan?  Of course, there is the $1,200 bucks to consider as well, but the credit is my bigger concern.

Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on August 11, 2015, 12:44:34 PM
I've got the personal SPG if anyone wants the link. PM name and email address
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 11, 2015, 12:45:37 PM
SW opened their calendar through mid April. just booked some april flights for the family at like 38k each RT. The companion pass makes it worth it since it brings the price down to 25k RT but woof at spending that many points for a coach domestic RT if you don't have a companion pass. flights are around $575 RT so you'd be getting about 1.5 CPM which is down a bit from their previous redemption value with the new "dynamic" pricing.

Being real jerks on their MCI <> LAS for March madness
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 11, 2015, 12:47:47 PM
More of a general credit question, but still related to CCs in terms of getting and qualifying for them.

I had a private Sallie Mae loan default over ten years ago, and didn't repay it for years. The original balance was like $5,800 and I've been paying for the last few years each month. The Current balance is $2582 and I got offered a settlement for $1295. Should I take the savings, lose the monthly payment and settle?

Will the credit ding from settling for less than the full amount be worse than continuing to repay the defaulted loan?  Of course, there is the $1,200 bucks to consider as well, but the credit is my bigger concern.

How is it being reflected on your credit report currently?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 11, 2015, 12:53:46 PM
More of a general credit question, but still related to CCs in terms of getting and qualifying for them.

I had a private Sallie Mae loan default over ten years ago, and didn't repay it for years. The original balance was like $5,800 and I've been paying for the last few years each month. The Current balance is $2582 and I got offered a settlement for $1295. Should I take the savings, lose the monthly payment and settle?

Will the credit ding from settling for less than the full amount be worse than continuing to repay the defaulted loan?  Of course, there is the $1,200 bucks to consider as well, but the credit is my bigger concern.

if you can afford it I think the settlement would be by far the best route.   Be aware though I think they will reflect the difference in the balance against your taxes as a misc. income.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 11, 2015, 12:54:47 PM
http://www.quickanddirtytips.com/money-finance/credit/settle-debt-or-pay-in-full%E2%80%94whats-better-for-your-credit
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on August 11, 2015, 01:39:11 PM
http://www.quickanddirtytips.com/money-finance/credit/settle-debt-or-pay-in-full%E2%80%94whats-better-for-your-credit

Thanks. I looked at a few articles and they weren't that helpful.

Also, I'm not having any trouble making these payments. I just thought it might be nice not to have them and also save about $1,200 bucks.

The loan also went into default more than 10 years ago.

Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 11, 2015, 01:56:33 PM
you should take the settlement.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 12, 2015, 09:41:12 AM
18,000 points just showed up in my Hyatt account after an award stay  :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 12, 2015, 09:41:32 AM
18,000 points just showed up in my Hyatt account after an award stay  :confused:

Good job.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2015, 09:45:44 AM
18,000 points just showed up in my Hyatt account after an award stay  :confused:

 :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: RockState2000 on August 12, 2015, 01:56:11 PM
Traveling to Europe to catch Rugby World Cup and the Chefs play in London.

What card should I get and put this trip on? I only have a SW RR that I've had for 6 plus years and an AmEx I've had for a couple years now. I'm as amateur as amateur gets with this stuff. I literally only know how to use my RR points.

So I just applied for the Barclay arrival+... 40k mi, 2x all purchase, 3k min, 0% first 12 mo.  http://www.findmybarclaycard.com/barclaycard-credit-cards/arrival-plus/

I'll book the whole EuroTrip on it and will reach $3k in first week.

Is this what I should've done? Should I not activate it and go for another?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2015, 02:01:28 PM
it's fine but not the best. the current SPG 30k is good and limited time (PM me your name and email and I'll refer you  :fatty: ), any of the UR cards from Chase are good options (see links on first post of thread for referrals  :fatty: ). Those are probably the guarantee home runs right now. I have never had the Arrival but I know they recently devalued it a bit and sys hates barclays guts so you may want to consider that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2015, 02:06:59 PM
I'm legitimately not suggesting those just because I can personally benefit from you getting them. they actually are the best current options out there (not the Freedom one, it will go to 20k later in the year. and you don't want to get it unless you have either the Ink or Sapphire Preferred anyway).
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 12, 2015, 02:20:29 PM
it's fine but not the best. the current SPG 30k is good and limited time (PM me your name and email and I'll refer you  :fatty: ), any of the UR cards from Chase are good options (see links on first post of thread for referrals  :fatty: ). Those are probably the guarantee home runs right now. I have never had the Arrival but I know they recently devalued it a bit and sys hates barclays guts so you may want to consider that.

I'm dropping my arrival+ card here as soon as I can wait out for the next SPG reward time....wouod not recommend that card.
Title: Re: How Many Credit Cards Do You Have?
Post by: RockState2000 on August 12, 2015, 02:55:12 PM
it's fine but not the best. the current SPG 30k is good and limited time (PM me your name and email and I'll refer you  :fatty: ), any of the UR cards from Chase are good options (see links on first post of thread for referrals  :fatty: ). Those are probably the guarantee home runs right now. I have never had the Arrival but I know they recently devalued it a bit and sys hates barclays guts so you may want to consider that.

So the SPG just has better $/mi rate which is why at 30k it's better?

Also, I just don't activate the Barclay's if approved, and I'm all good right? Don't need further action?

Is there any credit penalty for applying for multiple cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 12, 2015, 03:02:51 PM
it's fine but not the best. the current SPG 30k is good and limited time (PM me your name and email and I'll refer you  :fatty: ), any of the UR cards from Chase are good options (see links on first post of thread for referrals  :fatty: ). Those are probably the guarantee home runs right now. I have never had the Arrival but I know they recently devalued it a bit and sys hates barclays guts so you may want to consider that.

So the SPG just has better $/mi rate which is why at 30k it's better?

Also, I just don't activate the Barclay's if approved, and I'm all good right? Don't need further action?

Is there any credit penalty for applying for multiple cards?

SPG is hotels- good hotels and 30K points is a good bonus.

No, you'll still have an account with Barclay's. The card itself is not important to your credit score. If you don't activate the card they will likely just call you after a few weeks.

There's a credit penalty for applying to any card. If you're going to apply for multiple cards, do it on the same day and make sure they are different banks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2015, 03:23:27 PM
it's fine but not the best. the current SPG 30k is good and limited time (PM me your name and email and I'll refer you  :fatty: ), any of the UR cards from Chase are good options (see links on first post of thread for referrals  :fatty: ). Those are probably the guarantee home runs right now. I have never had the Arrival but I know they recently devalued it a bit and sys hates barclays guts so you may want to consider that.

So the SPG just has better $/mi rate which is why at 30k it's better?

Also, I just don't activate the Barclay's if approved, and I'm all good right? Don't need further action?

Is there any credit penalty for applying for multiple cards?

SPG points are very valuable because they have good options at their own hotels (Westin, Sheraton, W, ALoft, etc.) but also because they transfer to every airline program with a 5k bonus. So you can transfer 20k to AA and get 25k. Actually right now you can transfer 20k to AA and get 30k because they are running a bonus. With your Barclays card you get like 1.25 cents or 1 cent or something per mile for travel which is pretty garbage.

Pretty much. You could still call them and tell them you don't want it so they don't bug you or something.

Not really, I have applied for almost a billion cards in the last 5 or 6 years and my credit is like top 1% in the universe. You could get dinged if you don't have long credit somewhere. Like your average age of credit is 3 months or something because you keep cancelling every card once you hit the spend and you don't have other long term credit accounts to balance it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 13, 2015, 12:16:00 PM
good transfer opportunity if you've got marriott points and want united points

http://runningwithmiles.boardingarea.com/transfer-56k-marriott-points-into-31k-united-miles-more-good-converions/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2015, 11:58:40 AM
RUSTY! THIS IS WHAT THESE MOTHER F'ERS WERE DOING TO ME!

http://viewfromthewing.boardingarea.com/2015/08/14/hyatt-solves-issue-of-hotels-playing-games-with-reward-space-and-confirmed-upgrades/
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 14, 2015, 12:32:06 PM
RUSTY! THIS IS WHAT THESE MOTHER F'ERS WERE DOING TO ME!

http://viewfromthewing.boardingarea.com/2015/08/14/hyatt-solves-issue-of-hotels-playing-games-with-reward-space-and-confirmed-upgrades/
Gary getting crap done!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 21, 2015, 01:38:20 PM
got pretty pak'd last night and used 15k SW points to buy a RT ticket to visit friends in Baltimore this weekend. woke up this morning and thought it was a dream. nope, IRL going to baltimore today  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 21, 2015, 01:44:00 PM
got pretty pak'd last night and used 15k SW points to buy a RT ticket to visit friends in Baltimore this weekend. woke up this morning and thought it was a dream. nope, IRL going to baltimore today  :lol:

have fun getting murdered
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 21, 2015, 02:12:19 PM
 :lol: holy crap

Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 21, 2015, 03:19:46 PM
thats pretty good for RT the day before.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 21, 2015, 03:20:51 PM
yeah that was a big selling point iirc
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 21, 2015, 03:36:29 PM
yeah that was a big selling point iirc

the first I being the operative word.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 21, 2015, 07:42:38 PM
(http://images.tapatalk-cdn.com/15/08/21/cd704c022cda06f966295609df72c093.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: AbeFroman on August 21, 2015, 11:43:00 PM
lol
Title: Re: How Many Credit Cards Do You Have?
Post by: cfbandyman on August 22, 2015, 02:13:35 PM
(http://images.tapatalk-cdn.com/15/08/21/cd704c022cda06f966295609df72c093.jpg)

That made me :lol: IRL at the MSP gate I'm at.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on August 23, 2015, 07:19:50 AM
Locked down my sapphire bonus and almost have my Amex bonus.

Is there a no-brainier to pick up next for a big bonus?  If not, I will just keep using the Sapphire for everything.

At first I didn't really appreciate how awesome the Sapphire is.  It is close to making all other branded cards (eg a Delta card, American card, Marriott card) obsolete because of the double points on "travel."  Add to that the flexibility of the UR points, and this thing is great (and the double points on dinning). 

Apart from signup bonuses, you could make the argument that Sapphire is all you need.  UR doesn't cover all airlines, and the Southwest conversion isn't as good IIRC, but man it's still very good.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 23, 2015, 08:21:18 AM
Yeah Pete, it's great. You could get the Freedom which also gives you UR points (you'll want to merge them with the UR points of your CSP). It has quarterly 5 point bonus categories. This quarter we're getting 5x on gas, next quarter will be Amazon and Dept Stores. It has no annual fee but the sign up is small. I think you should have it as its a great companion for the CSP. Check first post in thread for a link. Note the bonus goes up a small amount periodically but I don't know when/if it will next.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 23, 2015, 12:23:57 PM
pete, an ink business card is a great companion to that sapphire.  don't recall your marital status, but either way, it's worth planning out your ur strategy so you always have a card and can still cancel each card when annual fees hit.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 23, 2015, 01:19:27 PM
pete, an ink business card is a great companion to that sapphire.  don't recall your marital status, but either way, it's worth planning out your ur strategy so you always have a card and can still cancel each card when annual fees hit.

yes, this is good advice. I have all three UR cards (CSP, Ink, Freedom)
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 23, 2015, 07:01:53 PM
Is ink strictly a business card, or is there personal one?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 23, 2015, 07:34:11 PM
Biz
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on August 23, 2015, 09:29:06 PM
The WonderMeals have 13. Just booked travel to a Fightin' Wildcats game, all Christmas travel, and four nights in a hotel for a grand total of $46. Feels good.


After 1.75 years of a companion pass for Mrs. WM, I'm going to begin the process for myself. I found a SW Premier card link for 50k that has a $99 fee that isn't waived--does anyone know if there is a link out there that has a fee waived in the first year?

Also, I just have to earn the 110,000th point at the beginning of next year to qualify, correct? I don't have to earn them all in the same calendar year, do I?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 24, 2015, 08:03:14 AM
The WonderMeals have 13. Just booked travel to a Fightin' Wildcats game, all Christmas travel, and four nights in a hotel for a grand total of $46. Feels good.


After 1.75 years of a companion pass for Mrs. WM, I'm going to begin the process for myself. I found a SW Premier card link for 50k that has a $99 fee that isn't waived--does anyone know if there is a link out there that has a fee waived in the first year?

Also, I just have to earn the 110,000th point at the beginning of next year to qualify, correct? I don't have to earn them all in the same calendar year, do I?

I think you do have to earn them all in the same calendar year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 24, 2015, 08:08:26 AM
The WonderMeals have 13. Just booked travel to a Fightin' Wildcats game, all Christmas travel, and four nights in a hotel for a grand total of $46. Feels good.


After 1.75 years of a companion pass for Mrs. WM, I'm going to begin the process for myself. I found a SW Premier card link for 50k that has a $99 fee that isn't waived--does anyone know if there is a link out there that has a fee waived in the first year?

Also, I just have to earn the 110,000th point at the beginning of next year to qualify, correct? I don't have to earn them all in the same calendar year, do I?

I think you do have to earn them all in the same calendar year.

same calendar year. don't apply for one until December so the bonus cashes in January. Then get the other one (if available).
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 24, 2015, 08:47:21 AM
steve dave, where should i use my 2 hyatt nights? looking at feb/march 2016 somewhere in the US of A.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 24, 2015, 09:15:37 AM
steve dave, where should i use my 2 hyatt nights? looking at feb/march 2016 somewhere in the US of A.

park hyatt NYC, or either andaz NYC if the PH doesn't have any standard room availability
hyatt regency SFO if those fuckers will open up standard rooms
andaz napa
park hyatt beaver creek
aria or bellagio for march madness
a non USA all inclusive or elite asian/euro destination that doesn't fit your parameters



Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 24, 2015, 10:05:09 AM
steve dave, where should i use my 2 hyatt nights? looking at feb/march 2016 somewhere in the US of A.

park hyatt NYC, or either andaz NYC if the PH doesn't have any standard room availability
hyatt regency SFO if those fuckers will open up standard rooms
andaz napa
park hyatt beaver creek
aria or bellagio for march madness
a non USA all inclusive or elite asian/euro destination that doesn't fit your parameters





I mean, the Hyatt Cancun all-inclusive isn't much longer of a flight from KC than most of those options. I think he should change his parameters.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 24, 2015, 10:17:19 AM
already going to cancun
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 24, 2015, 10:43:16 AM
already going to cancun

ah, I'd probably do PH NYC in that case.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on August 26, 2015, 01:37:32 PM
Ok, no one yell at me for being out of this thread for so long and not actively working the program.

I about 35,000 spg points and I want to book 2 rooms using points on the same night.  It won't let me do this online, but have people had luck booking over the phone this way?  I think I talked my way in to the club level even though I was using points a few times, but I can't remember.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 26, 2015, 01:56:59 PM
weird that you can't do that on line,.  should be no prob. if you call. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on August 26, 2015, 05:15:43 PM
Called and got great customer service.  Got adjoining rooms + spg club level for 8,000/room for Black Friday in KC. 

WHO IS READY FOR LEGO LAND AND LETTING MOM AND GRANDMOM SHOP?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2015, 06:43:46 PM
just got the 100k Amex Plat. $450 annual fee not waived but comes with lounge access, $200 airline credit, other elite stuff.

http://milestomemories.boardingarea.com/amex-plaitnum-100k-business-gold-75k/
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on August 26, 2015, 10:55:44 PM
just got the 100k Amex Plat. $450 annual fee not waived but comes with lounge access, $200 airline credit, other elite stuff.

http://milestomemories.boardingarea.com/amex-plaitnum-100k-business-gold-75k/

Should have f'ing done this before my Vegas trip.  Got to put everything on my card for the weekend.  Racked up $5k in spend w/ the boyz.  Would've been nice.  But getting a lot of points from my CSP for all those "restaurants" we spent all our time at.  :fatty: :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on August 26, 2015, 10:58:17 PM
guess the spend is only $3k so it's not that big of a deal, but still kinda upset i didn't knockout another quick spend.   Running out of options to go with now...

Guess I'll just rack up the crap out of some UR points on my CSP for a while.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on August 27, 2015, 06:12:33 AM

just got the 100k Amex Plat. $450 annual fee not waived but comes with lounge access, $200 airline credit, other elite stuff.

http://milestomemories.boardingarea.com/amex-plaitnum-100k-business-gold-75k/

It's looking like my next gig will put me in KC for about 7 months or so, with flight out of town just once a month.  That's great but diminishes the lounge benefit for me.  I think I will still do this.

I just nailed down the bonus on that Gold Amex link you previously posted...what is the best time to cancel it after that, like right away, or should I wait X period of time before I cancel it?  I don't want to foul this up.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 06:42:12 AM
Just wait until they are going to charge you the annual fee then cancel.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on August 27, 2015, 06:49:26 AM
Got the 100k offer in the mail two weeks ago and felt like a stud. Don't feel so special anymore.

What's the best way to maximize MRs? Who are their transfer partners?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 08:00:44 AM
Delta, BA, SPG (though that is only 1:2), some Asian and Middle East carriers. There are good blog posts by Lucky about how to get the best value but a lot of that will be from your ability/desire to fly first class internationally.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 08:01:32 AM
Personally I'll probably just turn mine into either avios or SPG as I need them.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 27, 2015, 09:47:52 AM
just got the 100k Amex Plat. $450 annual fee not waived but comes with lounge access, $200 airline credit, other elite stuff.

http://milestomemories.boardingarea.com/amex-plaitnum-100k-business-gold-75k/

pretty big commitment.  hope it pays off for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 10:54:26 AM
just got the 100k Amex Plat. $450 annual fee not waived but comes with lounge access, $200 airline credit, other elite stuff.

http://milestomemories.boardingarea.com/amex-plaitnum-100k-business-gold-75k/

pretty big commitment.  hope it pays off for you.

well, I'm very good at this so I'm pretty positive it will
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 27, 2015, 10:56:06 AM
i have confidence in you, sd.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 02:11:52 PM
i have confidence in you, sd.

also, should clarify some of the benefits more. On top of 100k MR points that are worth at least $1k even if you just book flights through Amex (and a lot more if you transfer to the right partner):

-Lounge access to Delta lounges, Priority Pass Select, and Amex Centurion Lounges (very elite lounges but not a ton of locations yet, currently in 6 airports DFW, LAS, SEA, LGA, MIA, SFO with HOU on the way).

-$200 per calendar year for airline reimbursement. You have to select one airline unfortunately but then you can spend whatever on it (drinks, upgraded seats, ticketing fees, boarding early stuff, checked bags, etc.) and the card automatically reimburses those charges. Since this is per calendar year I'm going to make sure to spend at least $200 this year and then I'll get another $200 before I pay the fee again (which I won't, I'll cancel it).

-Some pretty nice hotel booking privileges via Amex Fine Hotels http://onemileatatime.boardingarea.com/2012/05/17/understanding-virtuoso-and-american-express-fine-hotels-resorts/

-SPG Gold Status

-$100 Global Entry reimbursement (I'm TSA pre already and OMA doesn't have a global entry sign up place so I'll probably not take advantage of this)

So, like, I'd have to be a pretty big dumbass not to make this pay off a lot
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 27, 2015, 04:06:59 PM
For Chase cards, is there an easy way to check the date you received your bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 27, 2015, 04:10:37 PM
For Chase cards, is there an easy way to check the date you received your bonus?

I think you can look at your UR points history and see when the points posted to the account, if it is a UR points card...
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 27, 2015, 04:12:56 PM
For Chase cards, is there an easy way to check the date you received your bonus?

I think you can look at your UR points history and see when the points posted to the account, if it is a UR points card...

yeah that's what I thought but I can't find it easily
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 27, 2015, 04:17:58 PM
Log in to Chase account
Click View Ultimate Rewards (on the right)
Click See More Activity (on right)
If needed scroll to the bottom and click View More

You should be able to tell when there was a large points earn.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 27, 2015, 04:21:35 PM
Log in to Chase account
Click View Ultimate Rewards (on the right)
Click See More Activity (on right)
If needed scroll to the bottom and click View More

You should be able to tell when there was a large points earn.

it won't go back far enough, it stops scrolling at May. There is a date of "total points redeemed since..." But that doesn't necessarily tell me when I received the bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 27, 2015, 04:21:36 PM
Has anybody doing the incognito AMEX Premier Rewards Gold Card deal had the card in the past? I thought you could only get that reward once in your lifetime and I got it like 5 years ago. Anybody had luck getting it more than once?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 27, 2015, 04:24:58 PM
Log in to Chase account
Click View Ultimate Rewards (on the right)
Click See More Activity (on right)
If needed scroll to the bottom and click View More

You should be able to tell when there was a large points earn.

it won't go back far enough, it stops scrolling at May. There is a date of "total points redeemed since..." But that doesn't necessarily tell me when I received the bonus.

Look at all your old statements (click See Statements) and check for the big earn under the UR Summary (page 2).
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 27, 2015, 04:31:41 PM
Log in to Chase account
Click View Ultimate Rewards (on the right)
Click See More Activity (on right)
If needed scroll to the bottom and click View More

You should be able to tell when there was a large points earn.

it won't go back far enough, it stops scrolling at May. There is a date of "total points redeemed since..." But that doesn't necessarily tell me when I received the bonus.

Look at all your old statements (click See Statements) and check for the big earn under the UR Summary (page 2).


this works for active cards, I just realized I was looking for an old United card. Hmmm.

Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 27, 2015, 04:32:21 PM
Tried to use my Chase Ink to pay my comcast internet bill and get the 5x points. But it is classified as "miscellaneous" by Chase. How can I fix this?

Also, I need a new bonus. Done all the Chase proprietary cards for me and my wife, two Avios, one AA, (haven't been able to use any AA/Avios points), have a SW companion pass, done Hyatt cards for both, and have done United cards for both. what's next?

A) No idea

B) You've really beat the crap out of Chase, nice work. Citi Premier 50k, SPG Amex (when it goes to 30k), 75k Hilton Citi are options.

hey steve dave, can you send me an spg 30k referral link? Is this better than the Citi Thankyou Premier? Citi has some shitty airline partners.

Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 27, 2015, 04:38:29 PM
Log in to Chase account
Click View Ultimate Rewards (on the right)
Click See More Activity (on right)
If needed scroll to the bottom and click View More

You should be able to tell when there was a large points earn.

it won't go back far enough, it stops scrolling at May. There is a date of "total points redeemed since..." But that doesn't necessarily tell me when I received the bonus.

Look at all your old statements (click See Statements) and check for the big earn under the UR Summary (page 2).


this works for active cards, I just realized I was looking for an old United card. Hmmm.

I can still see statements on a closed CSP card.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 27, 2015, 04:38:57 PM
well I think I removed it for some reason and can't see it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 05:17:49 PM

Tried to use my Chase Ink to pay my comcast internet bill and get the 5x points. But it is classified as "miscellaneous" by Chase. How can I fix this?

Also, I need a new bonus. Done all the Chase proprietary cards for me and my wife, two Avios, one AA, (haven't been able to use any AA/Avios points), have a SW companion pass, done Hyatt cards for both, and have done United cards for both. what's next?

A) No idea

B) You've really beat the crap out of Chase, nice work. Citi Premier 50k, SPG Amex (when it goes to 30k), 75k Hilton Citi are options.

hey steve dave, can you send me an spg 30k referral link? Is this better than the Citi Thankyou Premier? Citi has some shitty airline partners.

I only have the biz version, does that matter to you? (It shouldn't btw, it's a better card)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 05:18:45 PM
Also, with Amex, you can't post a link for some reason. PM me whatever email you are currently using. It shows up immediately though (referred mrs Dave to it recently)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 27, 2015, 05:20:03 PM

Tried to use my Chase Ink to pay my comcast internet bill and get the 5x points. But it is classified as "miscellaneous" by Chase. How can I fix this?

Also, I need a new bonus. Done all the Chase proprietary cards for me and my wife, two Avios, one AA, (haven't been able to use any AA/Avios points), have a SW companion pass, done Hyatt cards for both, and have done United cards for both. what's next?

A) No idea

B) You've really beat the crap out of Chase, nice work. Citi Premier 50k, SPG Amex (when it goes to 30k), 75k Hilton Citi are options.

hey steve dave, can you send me an spg 30k referral link? Is this better than the Citi Thankyou Premier? Citi has some shitty airline partners.

I only have the biz version, does that matter to you? (It shouldn't btw, it's a better card)

still no fee the first year?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 05:22:16 PM

Has anybody doing the incognito AMEX Premier Rewards Gold Card deal had the card in the past? I thought you could only get that reward once in your lifetime and I got it like 5 years ago. Anybody had luck getting it more than once?

Unfortunately I'll be able to tell you in like 2 weeks. I thought I had the biz before but it was actually the personal (twice). Always check the spreadsheet first. But, I've already gotten the $100 in flight credit, there's minimal spend, and there's no fee so WGAF.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 27, 2015, 05:33:38 PM
Some of you need to implement the shoebox organizational system.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 06:44:56 PM

Tried to use my Chase Ink to pay my comcast internet bill and get the 5x points. But it is classified as "miscellaneous" by Chase. How can I fix this?

Also, I need a new bonus. Done all the Chase proprietary cards for me and my wife, two Avios, one AA, (haven't been able to use any AA/Avios points), have a SW companion pass, done Hyatt cards for both, and have done United cards for both. what's next?

A) No idea

B) You've really beat the crap out of Chase, nice work. Citi Premier 50k, SPG Amex (when it goes to 30k), 75k Hilton Citi are options.

hey steve dave, can you send me an spg 30k referral link? Is this better than the Citi Thankyou Premier? Citi has some shitty airline partners.

I only have the biz version, does that matter to you? (It shouldn't btw, it's a better card)

still no fee the first year?

yeah, no fee iirc. benefit of the biz is you get open savings so like you spend money at staples or hyatt or other places it automatically credits back like 2% of the purchase to your account. it also gets you lounge access at Sheratons and Boingo wifi at airports and other places for free. the personal doesn't.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 27, 2015, 08:04:03 PM

same exact terms iirc. benefit of the biz is you get open savings so like you spend money at staples or hyatt or other places it automatically credits back like 2% of the purchase to your account. it also gets you lounge access at Sheratons and Boingo wifi at airports and other places for free. the personal doesn't.

Damn, thought you had the Personal. Was just going with it right now for the lower spend. I might still do your Business referral, but want to get the Personal along with something else. What are the best ways for meeting spends right now? Is there still crap with Bluebird? Been out of the game lately.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 08:08:02 PM
I've never done any manufactured spend so I don't know. We, unfortunately, spend enough that it's never been an issue. Especially now that lil sd is here.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on August 27, 2015, 08:20:03 PM
mikey is your guy, Java
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on August 27, 2015, 08:22:02 PM
Anybody got the AMEX SPG Personal that wants to send a referral?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 27, 2015, 08:26:35 PM
mikey is your guy, Java

Also pour out your drink for Rams :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 27, 2015, 08:31:42 PM
just got the 100k Amex Plat. $450 annual fee not waived but comes with lounge access, $200 airline credit, other elite stuff.

http://milestomemories.boardingarea.com/amex-plaitnum-100k-business-gold-75k/

pretty big commitment.  hope it pays off for you.

well, I'm very good at this so I'm pretty positive it will

Thought about this one....I went Citi Prestige due to the airline credit could be used on actual flights...not only BS fee charges.  Were the AA additional miles the draw for you?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 08:41:50 PM
I don't know what you mean by AA additional miles. The using Prestige miles for more value on AA flights? That would have been good but I have over 600k AA miles so I wouldn't really care that much. I like the versatility of the MR points more than the Citi points. Both obviously less valuable than UR but I order them UR, MR, Citi as far as the proprietary bank points go. And this one was for 100k of them so that's obviously a lot of them.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 27, 2015, 08:51:32 PM
I don't know what you mean by AA additional miles. The using Prestige miles for more value on AA flights? That would have been good but I have over 600k AA miles so I wouldn't really care that much. I like the versatility of the MR points more than the Citi points. Both obviously less valuable than UR but I order them UR, MR, Citi as far as the proprietary bank points go. And this one was for 100k of them so that's obviously a lot of them.

Yeah my bad...I thought the 100k went towards AA. I guess I meant 100k MR vs. 50k thank you....with the prestige you get 1.6 point value on AA. 
Title: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2015, 08:56:45 PM
Yeah, I know. With the MR you can transfer points to a lot more carriers directly hopefully getting 2+ CPM depending on what you book. And obviously you're getting twice as many MR points to begin with.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on August 28, 2015, 08:54:38 AM
For Chase cards, is there an easy way to check the date you received your bonus?

why do you need to know the exact date? look for the year end summary on chase online and it should tell you the month you got the card. go 3 months forward to be safe.

im sure thats a herp derp answer but idk if youre looking for a month/year or what. i assume you dont still have the card?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 28, 2015, 11:00:54 AM
For Chase cards, is there an easy way to check the date you received your bonus?

why do you need to know the exact date? look for the year end summary on chase online and it should tell you the month you got the card. go 3 months forward to be safe.

im sure thats a herp derp answer but idk if youre looking for a month/year or what. i assume you dont still have the card?

I want to churn after two years.  I know I am close but wasn't sure of the exact date. Month/year would work.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 01, 2015, 12:15:07 AM

i have confidence in you, sd.

also, should clarify some of the benefits more. On top of 100k MR points that are worth at least $1k even if you just book flights through Amex (and a lot more if you transfer to the right partner):



Tell me more about the "lot more if you transfer to the right partner" part...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2015, 07:17:29 AM

i have confidence in you, sd.

also, should clarify some of the benefits more. On top of 100k MR points that are worth at least $1k even if you just book flights through Amex (and a lot more if you transfer to the right partner):



Tell me more about the "lot more if you transfer to the right partner" part...

like, if you transfer 9k MR points to British Air you can fly RT on American Air from Kansas City to Chicago. That's probably not an expensive RT flight but say $350 on an average day? That's 3.9 cents per mile. Amex will book any flight anywhere for you at 1 cent per mile but you get real value by transferring to their partners and booking awards that way. There is a much larger pain in the ass factor in doing so though, and you have to make sure award availability is there, etc. I love doing stuff like this so it negates a lot of the PITA factor for me though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2015, 07:20:57 AM
so pete if you find 4 award seats on a RT flight to Chicago you can transfer 36k of those MR points to BA and fly the entire family to Chicago and back for the weekend. Another great thing about using BA miles to fly AA is the only award cancellation penalty is the taxes which are a few dollars domestic. So you can book some trip way out hoping it fits the schedule and then cancel if something comes up and you'll be out like $20 in taxes for all the flights and they'll credit your miles back (to BA, not to MR).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2015, 07:49:57 AM
Southwest adding OMA to DCA service
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 01, 2015, 09:17:20 AM
Trying to get a friend signed up with CSP.  Bonus is 40k and apparently I can't get any bonus for referring him through my card/account...

Should I tell him to wait for a better sign-up bonus?  I believe 50k was out there, but didn't know how often that was available.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 01, 2015, 09:20:03 AM
Trying to get a friend signed up with CSP.  Bonus is 40k and apparently I can't get any bonus for referring him through my card/account...

Should I tell him to wait for a better sign-up bonus?  I believe 50k was out there, but didn't know how often that was available.

wait for 50K. theyll likely put referrals back up around the same time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2015, 09:21:16 AM
Trying to get a friend signed up with CSP.  Bonus is 40k and apparently I can't get any bonus for referring him through my card/account...

Should I tell him to wait for a better sign-up bonus?  I believe 50k was out there, but didn't know how often that was available.

50k hasn't been out there for a long time for the CSP, I think 40k with the 5k for an additional card user is the best there has been for awhile (maybe 2013?). That's not to say it won't come back any day now, just that it hasn't for a long time. I can refer him if he's going to get it anyway, send him my CSP link from the first post of the thread  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 01, 2015, 09:25:43 AM
why wouldn't I be able to get a referral link but you can?

had to order a replacement card last week since I left mine in Vegas...


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 01, 2015, 09:54:51 AM
why wouldn't I be able to get a referral link but you can?

had to order a replacement card last week since I left mine in Vegas...


Sent from my iPhone using Tapatalk

why do you think you can't get a link?

don't wait, your friend needs to take the 40 or 45k and get the clock started for the 2 year churn.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2015, 10:15:28 AM
why wouldn't I be able to get a referral link but you can?

had to order a replacement card last week since I left mine in Vegas...


Sent from my iPhone using Tapatalk

I don't know. did you try using your old account number to get the referral link?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 01, 2015, 10:18:38 AM

why wouldn't I be able to get a referral link but you can?

had to order a replacement card last week since I left mine in Vegas...


Sent from my iPhone using Tapatalk

why do you think you can't get a link?

don't wait, your friend needs to take the 40 or 45k and get the clock started for the 2 year churn.

because I know how to find where to get links for chase cards and it didn't work


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 01, 2015, 10:22:33 AM
call them up and complain about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 01, 2015, 10:26:56 AM
like the chase phone people are really really good.  i called them sat. to cancel my csp and the service rep was like - i could cancel for you, i see you've moved all your points to your other card, but you still have 5k points pending that will post on 9/13, why don't you wait until after 9/13 and then call back to cancel, the annual fee will still be refunded.

imagine a barclays service rep doing that.   :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 01, 2015, 11:10:57 AM
why wouldn't I be able to get a referral link but you can?

had to order a replacement card last week since I left mine in Vegas...


Sent from my iPhone using Tapatalk

I don't know. did you try using your old account number to get the referral link?

Old last 4 worked.  hopefully the 5k will transfer to the new account number.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 01, 2015, 01:30:24 PM

so pete if you find 4 award seats on a RT flight to Chicago you can transfer 36k of those MR points to BA and fly the entire family to Chicago and back for the weekend. Another great thing about using BA miles to fly AA is the only award cancellation penalty is the taxes which are a few dollars domestic. So you can book some trip way out hoping it fits the schedule and then cancel if something comes up and you'll be out like $20 in taxes for all the flights and they'll credit your miles back (to BA, not to MR).


Holy crap, that is great.  I think I am going to do that big biz Amex next.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 01, 2015, 02:00:05 PM


i have confidence in you, sd.

also, should clarify some of the benefits more. On top of 100k MR points that are worth at least $1k even if you just book flights through Amex (and a lot more if you transfer to the right partner):



Tell me more about the "lot more if you transfer to the right partner" part...

like, if you transfer 9k MR points to British Air you can fly RT on American Air from Kansas City to Chicago. That's probably not an expensive RT flight but say $350 on an average day? That's 3.9 cents per mile. Amex will book any flight anywhere for you at 1 cent per mile but you get real value by transferring to their partners and booking awards that way. There is a much larger pain in the ass factor in doing so though, and you have to make sure award availability is there, etc. I love doing stuff like this so it negates a lot of the PITA factor for me though.


At 1 cent per mile with Amex, how do they compare to "retail" prices with American, for example, using American frequent flyer miles obtained from flight?  Does Chase UR similarly have good value booking through them, or is Amex is the best at this?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2015, 02:07:30 PM
I think they are all about 1 CPM booking travel directly through them. The exception would be the citi prestige which is like 1.6 CPM on American Airlines only. Ultimately this is a convenience only option. To get the real value you want to transfer the points to one of the affiliated programs. UR has the best partners (United, BA, and Hyatt being the best, with SW being great if you have a companion pass).

(http://cdn.thepointsguy.com/wp-content/uploads/2013/02/Chase-Ultimate-Rewards-Transfer-Partners.png?c22584)

MR has Delta and BA as well as SPG but the transfer is bad at 1:3 (they sometimes run a special making it 1:2 which is probably decent).

(http://cdn.thepointsguy.com/wp-content/uploads/2014/03/amex-transfer-air.png?c22584)
(http://p.mightytravels.com/wp-content/uploads/2015/04/12125333/membership-rewards-hotel-transfer1.jpg)

Citi has a bunch of asian and middle eastern carriers that are still great but you have to have the desire to fly international upper class or know how to use their programs to book through their alliance partners.

(http://thepointstraveler.com/wp-content/uploads/2014/07/Citi-new-thank-you-transfer-partner-airlines.png)

All will let you just book whatever travel you want at around 1 CPM though for convenience. There is huge value if you want to travel internationally in first class on asian and middle eastern carriers but realistically your better value is transferring to a carrier that makes it easy to redeem for domestic routes on partner airlines.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2015, 02:10:28 PM
But as far as the convenience option goes all three programs have essentially Expedia built into their websites where you just book whatever the hell you want and you can cash in your points at like 1 CPM (maybe a bit less or a bit more, I don't ever do this so I can't tell you for sure).

(http://cdn.thepointsguy.com/wp-content/uploads/2015/04/Screen-Shot-2015-03-22-at-1.09.21-PM.png?c22584)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 01, 2015, 02:12:59 PM
Pete, I know this all sounds incredibly confusing but it gets really fun/easy once you figure it out. And then you'll kick yourself in the balls for not doing it your entire life.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 01, 2015, 11:40:24 PM

Pete, I know this all sounds incredibly confusing but it gets really fun/easy once you figure it out. And then you'll kick yourself in the balls for not doing it your entire life.

I am going to dive in!
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 12:04:26 AM
just got the 100k Amex Plat. $450 annual fee not waived but comes with lounge access, $200 airline credit, other elite stuff.

http://milestomemories.boardingarea.com/amex-plaitnum-100k-business-gold-75k/

I can't get the freaking 100K offer to load.  I tried using both incognito on Chrome and a private window on Firefox.   :angry:
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 12:16:13 AM
Looks like lots of people were pissed about this thing being pulled fast by Amex.  I'll have to be quicker next time something like this pops up.  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 02, 2015, 05:59:21 AM
Yeah, it didn't last long. I'll warn you next time one may not last.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on September 02, 2015, 06:50:29 AM

Anybody got the AMEX SPG Personal that wants to send a referral?
Maybe late but I've got it. Posted about it about a week ago in this thread!
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 07:09:44 AM

Yeah, it didn't last long. I'll warn you next time one may not last.

Think I should sit tight for a bit or dive into another one? 
Title: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 08:03:52 AM
Also SD, is there a household bill that you do NOT funnel through a card?  Mortgages aside, is there anything that for any reason you don't put on a card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 02, 2015, 08:29:57 AM
Also SD, is there a household bill that you do NOT funnel through a card?  Mortgages aside, is there anything that for any reason you don't put on a card?

no, I do everything else that I can think of. I cant' think of a reason not to. The Chase Ink actually gives me 5 points for each $ on my cell phone and cable bills so that's a no brainer. I pay my gas, electric, & water on whatever card I need to hit spend on. there's no downside. What cards do you have so far? I'll point you to where to go next. There's no reason you shouldn't be hitting minimum spend for a bonus ever again.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 02, 2015, 08:32:39 AM
my gas & electric do not accept american express  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 02, 2015, 08:47:13 AM
My water bill charges me an extra fee to pay with a credit card, so I only pay it by cc if I am meeting a min spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 02, 2015, 09:56:44 AM
Also SD, is there a household bill that you do NOT funnel through a card?  Mortgages aside, is there anything that for any reason you don't put on a card?

no, I do everything else that I can think of. I cant' think of a reason not to. The Chase Ink actually gives me 5 points for each $ on my cell phone and cable bills so that's a no brainer. I pay my gas, electric, & water on whatever card I need to hit spend on. there's no downside.

convenience of my bank bill pay interface plus too many townie utilities (that are very cheap) make it not quite worth the hassle. I've always thought I would have trouble hitting the spend but I never do so it's not quite worth 150 UR points a month.

although I do pay my cable/cell phone on my ink
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 02, 2015, 10:07:36 AM
my utilities automatically charge my credit cards so it's super convenient. unless I want to change cards then I have to login and change the auto bill pay stuff at the utility company website.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 10:38:23 AM
SD, thanks for the advice!  I am all in now.  Here is what I have now (below), and l'd like your guidance on what to get next, what to cancel (need more instruction on "churn" tactics), and what to use for bills etc (ongoing spend when I am not trying for a bonus spend on a new card).

Chase Sapphire
Chase Southwest Airlines
Chase Marriott
Amex Delta Airlines
Amex Gold (recently acquired)
MasterCard American Airlines
Diners Club  (work only)

I have hit all bonuses on these, and don't NEED to hit any spend levels at all with these. 

I want to get any and all new ones that are useful and rewarding, but I am honestly a bit confused on the recent talk about "maximum number of card applications" warnings that have been posted about.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 10:39:13 AM

my utilities automatically charge my credit cards so it's super convenient. unless I want to change cards then I have to login and change the auto bill pay stuff at the utility company website.

I am going to do this as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 02, 2015, 11:56:40 AM
SD, thanks for the advice!  I am all in now.  Here is what I have now (below), and l'd like your guidance on what to get next, what to cancel (need more instruction on "churn" tactics), and what to use for bills etc (ongoing spend when I am not trying for a bonus spend on a new card).

Chase Sapphire
Chase Southwest Airlines
Chase Marriott
Amex Delta Airlines
Amex Gold (recently acquired)
MasterCard American Airlines
Diners Club  (work only)

I have hit all bonuses on these, and don't NEED to hit any spend levels at all with these. 

I want to get any and all new ones that are useful and rewarding, but I am honestly a bit confused on the recent talk about "maximum number of card applications" warnings that have been posted about.

OK, that's a good list. Ditch all of them except the work one and the Chase Sapphire Preferred when the annual fee comes due. They will remove it and cancel the card up to 60 days after it hits so you don't have to be very pro-active about it.

The maximum amount of cards stuff is only for Chase and only for their proprietary cards (CSP, Ink, Freedom). Those also happen to be some of the best cards so you'll want to get them all soon so they don't start giving you crap about it. They may already right now but it doesn't hurt to try. I'd get the Ink now and hit the minimum spend (obviously use my referral link  :fatty: ) and then hopefully the Freedom will be back up to 20k and you can get it. Of all of my cards the only ones I keep and don't cancel when the annual fee comes due are those 3 Chase cards. But, I do plan to cancel them when I hit the two year mark and can get the bonus again. You can merge all of the UR points into one account so just make sure to move the points from either the Ink to the CSP before cancelling or vice versa. The points actually aren't worth much if you ONLY have the Freedom but become worth a lot when you transfer them from the Freedom to either the Ink or CSP (this is confusing but it's how it works). The Ink gets the 5x bonus on phone and cable as well as a bonus on office supply stores. It's a business card but you own part of a message board so use that and your SSN as a sole proprietor and you're all set. The Freedom has no annual fee and has quarterly bonus spend of 5x for the first 1,500 per quarter. Right now it's gas so we use it for gas only. Last quarter of the year is always Amazon so we obviously buy all XMas gifts through Amazon. After you get the Ink and Freedom I'd start getting SPG, another Citi AA, any number of good limited time options that may be available, etc. but right now you should get those two Chase before you go application crazy because (as I mentioned) they are the two that will cut you off if you have too many applications.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 02, 2015, 11:58:04 AM
TL;DR, just cancel all of those except the CSP and your work one when the annual fees hit and get the Ink now followed by the Freedom. Then ask me what to do next.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 02, 2015, 11:58:43 AM
also sign up for awardwallet, here is a link to free premium for like 6 months and then it's super cheap to keep it after that and it's critical imo

http://AwardWallet.com/?refCode=heptmcmyva
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 12:19:53 PM
WILL DO ALL OF THAT!
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 07:59:41 PM
TL;DR, just cancel all of those except the CSP and your work one when the annual fees hit and get the Ink now followed by the Freedom. Then ask me what to do next.

They denied me on the Ink, saying the "business revenue" was too low and unestablished.   :angry:  And, that they saw I just opened a new personal card (the CSP).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 02, 2015, 08:45:18 PM
I watched Pete lose a credit card in his own wallet once.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 08:53:27 PM

I watched Pete lose a credit card in his own wallet once.

Very different root cause.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 02, 2015, 09:32:07 PM
TL;DR, just cancel all of those except the CSP and your work one when the annual fees hit and get the Ink now followed by the Freedom. Then ask me what to do next.

They denied me on the Ink, saying the "business revenue" was too low and unestablished.   :angry:  And, that they saw I just opened a new personal card (the CSP).

call them and talk to them about it and ask them to reconsider. tell them you need a card to separate your business from your personal expenses for tax reasons. good chance that they will change their minds and approve.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 09:36:39 PM

TL;DR, just cancel all of those except the CSP and your work one when the annual fees hit and get the Ink now followed by the Freedom. Then ask me what to do next.

They denied me on the Ink, saying the "business revenue" was too low and unestablished.   :angry:  And, that they saw I just opened a new personal card (the CSP).

call them and talk to them about it and ask them to reconsider. tell them you need a card to separate your business from your personal expenses for tax reasons. good chance that they will change their minds and approve.

They had me call, and I did, and I guess my made up revenue number for gE wasn't high enough. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 09:38:08 PM
Then, to make matters worse, I accidentally clicked on SD's Freedom referral link directly, without first opening a new private window, and it auto submitted that app!  Crap!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 02, 2015, 10:02:50 PM

TL;DR, just cancel all of those except the CSP and your work one when the annual fees hit and get the Ink now followed by the Freedom. Then ask me what to do next.

They denied me on the Ink, saying the "business revenue" was too low and unestablished.   :angry:  And, that they saw I just opened a new personal card (the CSP).

call them and talk to them about it and ask them to reconsider. tell them you need a card to separate your business from your personal expenses for tax reasons. good chance that they will change their minds and approve.

They had me call, and I did, and I guess my made up revenue number for gE wasn't high enough.

hmmmm. they have a reconsideration line. i'd call it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 02, 2015, 10:28:36 PM


TL;DR, just cancel all of those except the CSP and your work one when the annual fees hit and get the Ink now followed by the Freedom. Then ask me what to do next.

They denied me on the Ink, saying the "business revenue" was too low and unestablished.   :angry:  And, that they saw I just opened a new personal card (the CSP).

call them and talk to them about it and ask them to reconsider. tell them you need a card to separate your business from your personal expenses for tax reasons. good chance that they will change their minds and approve.

They had me call, and I did, and I guess my made up revenue number for gE wasn't high enough.

hmmmm. they have a reconsideration line. i'd call it.

OK, good advice.  I will try that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on September 02, 2015, 10:30:33 PM
set my dvr for "pete goes to the cc thread" :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 02, 2015, 10:32:05 PM


TL;DR, just cancel all of those except the CSP and your work one when the annual fees hit and get the Ink now followed by the Freedom. Then ask me what to do next.

They denied me on the Ink, saying the "business revenue" was too low and unestablished.   :angry:  And, that they saw I just opened a new personal card (the CSP).

call them and talk to them about it and ask them to reconsider. tell them you need a card to separate your business from your personal expenses for tax reasons. good chance that they will change their minds and approve.

They had me call, and I did, and I guess my made up revenue number for gE wasn't high enough.

hmmmm. they have a reconsideration line. i'd call it.

OK, good advice.  I will try that.

i would also stress that you simply need a mechanism to keep personal and business expenses separate and that's why you are applying for both. maybe wait for sd to weigh in as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 02, 2015, 11:44:25 PM


TL;DR, just cancel all of those except the CSP and your work one when the annual fees hit and get the Ink now followed by the Freedom. Then ask me what to do next.

They denied me on the Ink, saying the "business revenue" was too low and unestablished.   :angry:  And, that they saw I just opened a new personal card (the CSP).

call them and talk to them about it and ask them to reconsider. tell them you need a card to separate your business from your personal expenses for tax reasons. good chance that they will change their minds and approve.

They had me call, and I did, and I guess my made up revenue number for gE wasn't high enough.

hmmmm. they have a reconsideration line. i'd call it.

OK, good advice.  I will try that.

i would also stress that you simply need a mechanism to keep personal and business expenses separate and that's why you are applying for both. maybe wait for sd to weigh in as well.

Yeah, you're not getting the card for gE's business, it's for you and your own business projects.  You, the person, are Pete and your business is Pete.  Pete has a lot of business things going on (gE is one) and you need a card to keep those things separate from your hot tub accessory expenditures*.

*pick a different example if you've categorized the hot tub as gE's newest conference room
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 03, 2015, 07:02:34 AM
The revenue thing is weird. I have had them approve them with very limited revenue (like $1k a month or something) and as a start up operation with zero revenue. They have been assholes about the Ink/CSP/Freedom lately though. Agree with rick daris about calling the reconsideration line. I've usually been able to talk their phone jockey's into doing whatever I want.

Pete, the number is 800-453-9719

Here's a blog post talking about it:

http://travelsort.com/blog/credit-card-denied-call-these-reconsideration-phone-numbers
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 03, 2015, 07:03:42 AM
also, if they still shoot you down, don't get discouraged. there are plenty of points/miles in the sea and we'll just tell you what to do next.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 03, 2015, 09:52:41 AM
i got turned down for the freedom a couple months ago due to opening 3 other chase cards in the last ~1.5 yrs

so mrs mocat opened it instead and i got the delta plat amex.

sd is right and there are lots of fish in the sea is what i'm saying
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 03, 2015, 09:56:39 AM
maybe try getting the cards for your children, pete.  they have ss#s, so they should be good, i think.  i've thought about getting cards for my dogs, but they don't have ss#s.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 03, 2015, 12:12:32 PM
Anybody use this SPG Keyless thing? I can get 2,000 bonus points if I use it on my stay in Omaha, but I have other people staying with me who are gonna need a key....so can I use the keyless thing and still get them regular room keys and still get my points?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 03, 2015, 02:16:58 PM
http://loopholetravel.com/2015/08/21/how-to-hit-a-spending-bonus-up-to-15000-for-free/

interesting. I'm not doing it but if you have a ton of spend to hit this seems pretty fail safe.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 04, 2015, 02:40:51 PM
Also, I'm going to hate the new United dollar-based mileage earning. I have enough miles for silver in 2014 but not enough dollars (and probably won't). My last trip earned me 17122 miles on a $920 ticket, which ain't gonna happen next year. :frown:

I'm flying from SFO to Singapore and am going to get 1900 rough ridin' United miles. eff
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 04, 2015, 02:46:25 PM
 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 04, 2015, 03:08:35 PM
lol
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 04, 2015, 03:10:48 PM

Also, I'm going to hate the new United dollar-based mileage earning. I have enough miles for silver in 2014 but not enough dollars (and probably won't). My last trip earned me 17122 miles on a $920 ticket, which ain't gonna happen next year. :frown:

I'm flying from SFO to Singapore and am going to get 1900 rough ridin' United miles. eff

Wait, did you get a $400 RT to Singapore?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 04, 2015, 03:16:17 PM

Also, I'm going to hate the new United dollar-based mileage earning. I have enough miles for silver in 2014 but not enough dollars (and probably won't). My last trip earned me 17122 miles on a $920 ticket, which ain't gonna happen next year. :frown:

I'm flying from SFO to Singapore and am going to get 1900 rough ridin' United miles. eff

Wait, did you get a $400 RT to Singapore?

$800 one way on discount economy, and I guess I miscalculated because I don't have a United ticket. I'll actually get about 4k miles because discount economy now only accrues half the miles, but still sucks. :frown:

https://www.united.com/cms/en-us/marketing/custcomm/promotions/pages/airlinepartnerdetails.aspx?itemid=304

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 04, 2015, 03:41:47 PM
Yeah, still sucks
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 04, 2015, 03:42:25 PM
What are you flying back?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 04, 2015, 03:45:15 PM
What are you flying back?

I'll hit a couple spots in Asia and fly back PVG-SFO on United. Luckily that flight was more expensive and I'll get about 6800 miles, which is probably more than I would have gotten the old way!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 04, 2015, 03:50:26 PM
i take back my  :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 04, 2015, 06:55:24 PM
Yeah, getting 10k miles for a coach RT is not bad.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 04, 2015, 08:37:47 PM
lol @ rusty complaining about getting extra miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 04, 2015, 09:34:15 PM
Yeah, getting 10k miles for a coach RT is not bad.
I used to get about double that and my Shanghai flight on this trip is higher than normal.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 04, 2015, 10:22:03 PM
Well, I'm sorry Krusty.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 05, 2015, 01:37:18 PM
Thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 07, 2015, 09:56:03 PM
Got an offer for 30K+ Alaska Air miles with their BofA card.  Any value in Alaska air?  Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 07, 2015, 10:04:16 PM
Got an offer for 30K+ Alaska Air miles with their BofA card.  Any value in Alaska air?  Thoughts?

I got mine when it was 50K, but that seemed to be pretty lucky.  You get a cheap companion fare each year.  It'd be great if you and LSOC decided to come visit.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 07, 2015, 10:12:21 PM
is the annual fee waived?  i wouldn't pay a fee for 30k.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 08, 2015, 06:02:04 AM
Standard Alaska offer is 25k. They rarely waive the fee. But, it is extremely churnable and usually has no spend requirement. The miles are also really valuable because they partner with a lot of airlines (both delta and aa)
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 08, 2015, 09:10:25 AM

Standard Alaska offer is 25k. They rarely waive the fee. But, it is extremely churnable and usually has no spend requirement. The miles are also really valuable because they partner with a lot of airlines (both delta and aa)

Is it possible to combine their miles with other miles, or would I have to have enough Alaska miles to acquire a full ticket?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 08, 2015, 09:27:32 AM

Standard Alaska offer is 25k. They rarely waive the fee. But, it is extremely churnable and usually has no spend requirement. The miles are also really valuable because they partner with a lot of airlines (both delta and aa)

Is it possible to combine their miles with other miles, or would I have to have enough Alaska miles to acquire a full ticket?

enough for a full ticket. you can't combine them. there are probably better opportunities for you out there now than this but there are a lot of people that get the 25k card like very 3 months and just hoard those miles. they have good/cheap routes to hawaii which is nice. oma added alaska service to seattle and portland and I've considered starting to acquire them but haven't pulled the trigger yet. If I got the 50k offer trim got (or I lived in SEA) I definitely would.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 08, 2015, 09:34:02 AM
The revenue thing is weird. I have had them approve them with very limited revenue (like $1k a month or something) and as a start up operation with zero revenue. They have been assholes about the Ink/CSP/Freedom lately though. Agree with rick daris about calling the reconsideration line. I've usually been able to talk their phone jockey's into doing whatever I want.

Pete, the number is 800-453-9719

Here's a blog post talking about it:

http://travelsort.com/blog/credit-card-denied-call-these-reconsideration-phone-numbers

They still denied me saying that goEMAW doesn't have sufficient revenue to support the credit line.  I either need to be more creative with my estimates, or people need to start patronizing our very fine advertisers and buying their products!
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 08, 2015, 09:35:25 AM

Standard Alaska offer is 25k. They rarely waive the fee. But, it is extremely churnable and usually has no spend requirement. The miles are also really valuable because they partner with a lot of airlines (both delta and aa)

Is it possible to combine their miles with other miles, or would I have to have enough Alaska miles to acquire a full ticket?

enough for a full ticket. you can't combine them. there are probably better opportunities for you out there now than this but there are a lot of people that get the 25k card like very 3 months and just hoard those miles. they have good/cheap routes to hawaii which is nice. oma added alaska service to seattle and portland and I've considered starting to acquire them but haven't pulled the trigger yet. If I got the 50k offer trim got (or I lived in SEA) I definitely would.

How are they able to get the card that quickly?  Do they just cancel as soon as the 25K bonus hits their account?  Isn't there some mechanism that prevents them from re-applying so quickly?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 08, 2015, 09:38:31 AM
iirc you can have multiple alaska cards at once. also, I believe the points actually credit before you get the card. there is not spend requirement, just approval (at least that's how it used to be).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 08, 2015, 10:15:49 AM
The revenue thing is weird. I have had them approve them with very limited revenue (like $1k a month or something) and as a start up operation with zero revenue. They have been assholes about the Ink/CSP/Freedom lately though. Agree with rick daris about calling the reconsideration line. I've usually been able to talk their phone jockey's into doing whatever I want.

Pete, the number is 800-453-9719

Here's a blog post talking about it:

http://travelsort.com/blog/credit-card-denied-call-these-reconsideration-phone-numbers

They still denied me saying that goEMAW doesn't have sufficient revenue to support the credit line.  I either need to be more creative with my estimates, or people need to start patronizing our very fine advertisers and buying their products!

Don't use goEMAW as your biz.  You, as an entrepreneur w/your hand in lots of side business operations aside from your regular employer, are the business.  gE is just one of those side ops, but doesn't need to be listed in your application, just given as an example if you're having to talk somebody on the reconsideration line through why Pete needs a biz card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 08, 2015, 10:18:47 AM
iirc you can have multiple alaska cards at once. also, I believe the points actually credit before you get the card. there is not spend requirement, just approval (at least that's how it used to be).

I think that's right about the points posting immediately, at least the ones that come w/getting approved for the card.  I had a minimum spend to hit to get the additional 25K of my 50K offer.

I haven't tried churning it, because I need to chill until next spring when I can get another sapphire, but I will a lot once I've gotten past that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 08, 2015, 10:20:38 AM
The revenue thing is weird. I have had them approve them with very limited revenue (like $1k a month or something) and as a start up operation with zero revenue. They have been assholes about the Ink/CSP/Freedom lately though. Agree with rick daris about calling the reconsideration line. I've usually been able to talk their phone jockey's into doing whatever I want.

Pete, the number is 800-453-9719

Here's a blog post talking about it:

http://travelsort.com/blog/credit-card-denied-call-these-reconsideration-phone-numbers

They still denied me saying that goEMAW doesn't have sufficient revenue to support the credit line.  I either need to be more creative with my estimates, or people need to start patronizing our very fine advertisers and buying their products!

Don't use goEMAW as your biz.  You, as an entrepreneur w/your hand in lots of side business operations aside from your regular employer, are the business.  gE is just one of those side ops, but doesn't need to be listed in your application, just given as an example if you're having to talk somebody on the reconsideration line through why Pete needs a biz card.

I use gE and other businesses as my biz. I only use my own SSN and set it as sole proprietorship. I have done a lot with zero (start up operation) or $1k a month as income.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 08, 2015, 10:21:51 AM
pete, a couple of things that business pete could do are buy and sell coins on the internet and breed snakes.  these businesses are proven winners.


on the alaska thing, flyertalk thinks there's a 1k spend, but also a 100 statement credit that more than offsets the annual fee.  with the statement credit, that's an adequate deal, if you're out of other ideas.  at least it's a non chase, non citi card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 08, 2015, 10:22:43 AM
The revenue thing is weird. I have had them approve them with very limited revenue (like $1k a month or something) and as a start up operation with zero revenue. They have been assholes about the Ink/CSP/Freedom lately though. Agree with rick daris about calling the reconsideration line. I've usually been able to talk their phone jockey's into doing whatever I want.

Pete, the number is 800-453-9719

Here's a blog post talking about it:

http://travelsort.com/blog/credit-card-denied-call-these-reconsideration-phone-numbers

They still denied me saying that goEMAW doesn't have sufficient revenue to support the credit line.  I either need to be more creative with my estimates, or people need to start patronizing our very fine advertisers and buying their products!

Don't use goEMAW as your biz.  You, as an entrepreneur w/your hand in lots of side business operations aside from your regular employer, are the business.  gE is just one of those side ops, but doesn't need to be listed in your application, just given as an example if you're having to talk somebody on the reconsideration line through why Pete needs a biz card.

I use gE and other businesses as my biz. I only use my own SSN and set it as sole proprietorship. I have done a lot with zero (start up operation) or $1k a month as income.

That worked the first time I did it w/an SPG biz, but not since.  My INK has my name as the name and my name as the biz right below it.  I just had to call them and explain that I do side jobs and need a card to put those expenses on and my gE expenses.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 08, 2015, 10:24:29 AM
I had "Powercat Designs" (we were going to change the world in designing stuff)  with no income on an ink card with my ssn... No issues. The time I tried with a business tax ID which was a real business, it was much more difficult to get the card approved. Took like 3 weeks due to address differences, etc... And that was a legit business.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 08, 2015, 10:26:13 AM
I've been CEO of a lot of deck building companies.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 08, 2015, 02:26:38 PM

Standard Alaska offer is 25k. They rarely waive the fee. But, it is extremely churnable and usually has no spend requirement. The miles are also really valuable because they partner with a lot of airlines (both delta and aa)

Is it possible to combine their miles with other miles, or would I have to have enough Alaska miles to acquire a full ticket?

...there are probably better opportunities for you out there now than this...

LAY 'EM ON ME!   :)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 09, 2015, 11:33:23 AM

Also, I'm going to hate the new United dollar-based mileage earning. I have enough miles for silver in 2014 but not enough dollars (and probably won't). My last trip earned me 17122 miles on a $920 ticket, which ain't gonna happen next year. :frown:

I'm flying from SFO to Singapore and am going to get 1900 rough ridin' United miles. eff

Wait, did you get a $400 RT to Singapore?

$800 one way on discount economy, and I guess I miscalculated because I don't have a United ticket. I'll actually get about 4k miles because discount economy now only accrues half the miles, but still sucks. :frown:

https://www.united.com/cms/en-us/marketing/custcomm/promotions/pages/airlinepartnerdetails.aspx?itemid=304



STRATEGY TIME:

since I booked this so late, they wouldn't let me choose seats until 72 hours before departure. now only middle seats +back row are available. Do I pick a middle section middle seat now or hope for a window/no back row at check in?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 09, 2015, 11:37:16 AM
what do you have to lose by waiting?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 09, 2015, 11:41:32 AM
what do you have to lose by waiting?

back row
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 09, 2015, 04:30:22 PM
SD,

I am thinking about going for the British Airways Visa Signature® Card: 50,000 Avios as my next card.  My thinking here is around the benefits of Avios that you mentioned earlier to me, and my ability to move my UR Chase points and MR Amex to British Airways as well, and really have some good options for both domestic and international flights.

Thoughts?
Title: How Many Credit Cards Do You Have?
Post by: Pete on September 09, 2015, 09:18:10 PM
SD,

I am thinking about going for the British Airways Visa Signature Card: 50,000 Avios as my next card.  My thinking here is around the benefits of Avios that you mentioned earlier to me, and my ability to move my UR Chase points and MR Amex to British Airways as well, and really have some good options for both domestic and international flights.

Thoughts?

A follow up question...

Tell me what you think of this plan...Since SPG points also transfer to British Airways, and since the SPG card has a higher than normal bonus right now (according to Lucky's site), I am considering applying for the SPG and a British Airways card in the same day, perhaps with another one or two, to minimize any impact to credit that any of them see...but my credit is score is really good, so I am not concerned about that too much.  Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 09, 2015, 11:41:55 PM
just booked a bunch of southwest january flights from mci to cun for less than 14k roundtrip. hot damn you guys.   :billdance:
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on September 09, 2015, 11:46:52 PM
who did you submit your vacation request to?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 09, 2015, 11:50:09 PM
who did you submit your vacation request to?

that's a great question. i have to submit work schedules 90 days in advance. so i have not technically submitted my schedule for january yet. because of this i do not need to submit any kind of vacation request. when i submit my january schedule, i will simply tell them to block those days off. interesting, huh?
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on September 09, 2015, 11:51:55 PM
my god this gets more incredible with each passing day :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 10, 2015, 12:07:08 AM
my god this gets more incredible with each passing day :love:

you have no idea. there is a guy that i think was my boss. like 60% sure he was my boss. anyway, i think he became my boss back around february. we talked once and it was around a month ago. great guy. he apparently just told his bosses that he is no longer going to boss other people and is going to go back to doing what he did before february. because of our work setup, he's able to do this. why he ever took the bossing stuff on is beyond me, but he's a great guy so he probably just wanted to help out. this is probably too vague to be as good as it is but still.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2015, 07:36:34 AM
SD,

I am thinking about going for the British Airways Visa Signature® Card: 50,000 Avios as my next card.  My thinking here is around the benefits of Avios that you mentioned earlier to me, and my ability to move my UR Chase points and MR Amex to British Airways as well, and really have some good options for both domestic and international flights.

Thoughts?

Yep, avios are great. There are sweet spots though. Short domestic flights are amazing values (mentioned chicago earlier). Downside is they charge you 3x the miles for first while most programs will only charge 2x the miles for first class domestic. Not a big deal if you aren't going to fly first. Some international flights are really good values while others aren't (because they base the amount of miles needed on the actual miles flown). But, overall they are great.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2015, 07:37:38 AM
SD,

I am thinking about going for the British Airways Visa Signature Card: 50,000 Avios as my next card.  My thinking here is around the benefits of Avios that you mentioned earlier to me, and my ability to move my UR Chase points and MR Amex to British Airways as well, and really have some good options for both domestic and international flights.

Thoughts?

A follow up question...

Tell me what you think of this plan...Since SPG points also transfer to British Airways, and since the SPG card has a higher than normal bonus right now (according to Lucky's site), I am considering applying for the SPG and a British Airways card in the same day, perhaps with another one or two, to minimize any impact to credit that any of them see...but my credit is score is really good, so I am not concerned about that too much.  Thoughts?

Yep, great plan. I wouldn't just plan to transfer the SPG points there though. They are so versatile that I'd hoard them and only transfer them when you have a need for them somewhere.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2015, 07:39:09 AM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 10, 2015, 07:42:11 AM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2015, 07:44:19 AM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.

I have faith that Pete can buy enough hot tub related products to get to that 110k figure.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 08:02:43 AM

Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.

I have a southwest card now, so I am probably mumped on that, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2015, 08:05:39 AM
Nope!
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 08:19:58 AM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.

I have faith that Pete can buy enough hot tub related products to get to that 110k figure.

Guys, I am sitting at 74,413 points for THIS year RIGHT now on Southwest (I have lie 83K overall on Southwest but 74K is just this year), and I am also sitting on 155,000 Marriott points.  I had NO idea that I could transfer Marriott points to Southwest for credit toward the companion pass...WHAT IS THE CATCH????
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 10, 2015, 08:20:43 AM
pete-your idea of multiple cards on the same day is a good one. keep in mind that these cards are issued by different banks though and for the most part you don't want to apply for multiple cards with the same bank. so if you get the british airways card, no more chase cards this go around.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 10, 2015, 08:23:20 AM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.

I have faith that Pete can buy enough hot tub related products to get to that 110k figure.

Guys, I am sitting at 74,413 points for THIS year RIGHT now on Southwest (I have lie 83K overall on Southwest but 74K is just this year), and I am also sitting on 155,000 Marriott points.  I had NO idea that I could transfer Marriott points to Southwest for credit toward the companion pass...WHAT IS THE CATCH????

the catch (i guess) is that they don't transfer 1:1

https://www.marriott.com/rewards/usepoints/morerew.mi
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 08:24:00 AM
pete-your idea of multiple cards on the same day is a good one. keep in mind that these cards are issued by different banks though and for the most part you don't want to apply for multiple cards with the same bank. so if you get the british airways card, no more chase cards this go around.

I am probably already mumped on Chase, since I just got the Sapphire a while back, failed on the Ink Biz card app, and then accidentally clicked on SD's link to the Freedom and it like auto-submitted an application immediately.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 08:36:59 AM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.

I have faith that Pete can buy enough hot tub related products to get to that 110k figure.

Guys, I am sitting at 74,413 points for THIS year RIGHT now on Southwest (I have lie 83K overall on Southwest but 74K is just this year), and I am also sitting on 155,000 Marriott points.  I had NO idea that I could transfer Marriott points to Southwest for credit toward the companion pass...WHAT IS THE CATCH????

the catch (i guess) is that they don't transfer 1:1

https://www.marriott.com/rewards/usepoints/morerew.mi

Do you guys think it's worth it to try and go for the companion pass now, this late in the year?  I mean on the one hand, I have the 74K for this year, and would hate to "waste" that when I am somewhat close to getting a companion pass, BUT I don't want to burn a bunch of Marriott or other points just to get ther and only have 15 months of Companion pass if I just wait and am able to do it effectively later and get more like 20+ months.  I am, however, concerned that I won't be able to get as close to the target next year because I already have a Chase Southwest card and have apparently made them grumpy and less likely to give me another Southwest card.   :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 10, 2015, 08:46:08 AM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.

I have faith that Pete can buy enough hot tub related products to get to that 110k figure.

Guys, I am sitting at 74,413 points for THIS year RIGHT now on Southwest (I have lie 83K overall on Southwest but 74K is just this year), and I am also sitting on 155,000 Marriott points.  I had NO idea that I could transfer Marriott points to Southwest for credit toward the companion pass...WHAT IS THE CATCH????

the catch (i guess) is that they don't transfer 1:1

https://www.marriott.com/rewards/usepoints/morerew.mi

Do you guys think it's worth it to try and go for the companion pass now, this late in the year?  I mean on the one hand, I have the 74K for this year, and would hate to "waste" that when I am somewhat close to getting a companion pass, BUT I don't want to burn a bunch of Marriott or other points just to get ther and only have 15 months of Companion pass if I just wait and am able to do it effectively later and get more like 20+ months.  I am, however, concerned that I won't be able to get as close to the target next year because I already have a Chase Southwest card and have apparently made them grumpy and less likely to give me another Southwest card.   :ohno:

dunno. there are four different chase southwest cards though. 2 personal and 2 businaaaassss. you're probably fine holding off.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2015, 08:47:42 AM
You could Pete, and then have your wife get a couple SW cards and you'd have the companion pass for the rest of this year and all of next and your wife would have it for most of 16 and all of 17.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 08:53:25 AM
You could Pete, and then have your wife get a couple SW cards and you'd have the companion pass for the rest of this year and all of next and your wife would have it for most of 16 and all of 17.

Oh man, I think that sounds like a good idea.  Plus, if she has one during 2016, and I have one during 2016, then we can drag the kids along at a big discount.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 08:55:05 AM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.

I have faith that Pete can buy enough hot tub related products to get to that 110k figure.

Guys, I am sitting at 74,413 points for THIS year RIGHT now on Southwest (I have lie 83K overall on Southwest but 74K is just this year), and I am also sitting on 155,000 Marriott points.  I had NO idea that I could transfer Marriott points to Southwest for credit toward the companion pass...WHAT IS THE CATCH????

the catch (i guess) is that they don't transfer 1:1

https://www.marriott.com/rewards/usepoints/morerew.mi

Do you guys think it's worth it to try and go for the companion pass now, this late in the year?  I mean on the one hand, I have the 74K for this year, and would hate to "waste" that when I am somewhat close to getting a companion pass, BUT I don't want to burn a bunch of Marriott or other points just to get ther and only have 15 months of Companion pass if I just wait and am able to do it effectively later and get more like 20+ months.  I am, however, concerned that I won't be able to get as close to the target next year because I already have a Chase Southwest card and have apparently made them grumpy and less likely to give me another Southwest card.   :ohno:

dunno. there are four different chase southwest cards though. 2 personal and 2 businaaaassss. you're probably fine holding off.

OK, here is the big trade off....you really got me thinking about this Cancun pricing, and I just looked it up, and I am about THIS close to flying all four of us down there the first week of January and burning my Marriott points on the Casa Magna for the week.  THIS close, Rick.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 09:01:00 AM
I guess I do have these newly acquired UR points as well.  But, maybe those should be horded to try and gun for a 2016-2017 companion pass?  :dunno:

I DON'T WANT TO SCREW THIS UP!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 10, 2015, 09:01:19 AM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.

I have faith that Pete can buy enough hot tub related products to get to that 110k figure.

Guys, I am sitting at 74,413 points for THIS year RIGHT now on Southwest (I have lie 83K overall on Southwest but 74K is just this year), and I am also sitting on 155,000 Marriott points.  I had NO idea that I could transfer Marriott points to Southwest for credit toward the companion pass...WHAT IS THE CATCH????

the catch (i guess) is that they don't transfer 1:1

https://www.marriott.com/rewards/usepoints/morerew.mi

Do you guys think it's worth it to try and go for the companion pass now, this late in the year?  I mean on the one hand, I have the 74K for this year, and would hate to "waste" that when I am somewhat close to getting a companion pass, BUT I don't want to burn a bunch of Marriott or other points just to get ther and only have 15 months of Companion pass if I just wait and am able to do it effectively later and get more like 20+ months.  I am, however, concerned that I won't be able to get as close to the target next year because I already have a Chase Southwest card and have apparently made them grumpy and less likely to give me another Southwest card.   :ohno:

dunno. there are four different chase southwest cards though. 2 personal and 2 businaaaassss. you're probably fine holding off.

OK, here is the big trade off....you really got me thinking about this Cancun pricing, and I just looked it up, and I am about THIS close to flying all four of us down there the first week of January and burning my Marriott points on the Casa Magna for the week.  THIS close, Rick.

you should do it and i'll take you one step further. you and your wife could both apply for the wyndham cards. there is a $69 ( :D) fee that is not waived but you get 45k wyndham points. that will get you three nights at the all inclusive wyndham azteca just outside of playa del carmen. you and your wife both get it and boom, for $138 you have six nights at a pretty decent all inclusive.

https://www.barclaycardus.com/apply/Landing.action?campaignId=2152&cellNumber=12&prodidreq=CCVVS64804&referrerid=PointG15v2

http://www.tripadvisor.com/Hotel_Review-g150812-d185331-Reviews-Viva_Wyndham_Azteca-Playa_del_Carmen_Yucatan_Peninsula.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2015, 09:04:21 AM
Pete, one thing to keep in mind is the points for the companion pass have to post before the end of the year. So, if you're getting the other SW Card (which one do you have now? Plus or Premier?) make sure you hit the spend ASAP so you get the points to your SW account before dec 31. Check your SW account to see your Companion Pass status and confirm you've earned those 70k+ for this year. Also, the MR and UR points transferred to SW don't count towards the companion pass. But, the Marriott points do.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 09:10:10 AM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.

I have faith that Pete can buy enough hot tub related products to get to that 110k figure.

Guys, I am sitting at 74,413 points for THIS year RIGHT now on Southwest (I have lie 83K overall on Southwest but 74K is just this year), and I am also sitting on 155,000 Marriott points.  I had NO idea that I could transfer Marriott points to Southwest for credit toward the companion pass...WHAT IS THE CATCH????

the catch (i guess) is that they don't transfer 1:1

https://www.marriott.com/rewards/usepoints/morerew.mi

Do you guys think it's worth it to try and go for the companion pass now, this late in the year?  I mean on the one hand, I have the 74K for this year, and would hate to "waste" that when I am somewhat close to getting a companion pass, BUT I don't want to burn a bunch of Marriott or other points just to get ther and only have 15 months of Companion pass if I just wait and am able to do it effectively later and get more like 20+ months.  I am, however, concerned that I won't be able to get as close to the target next year because I already have a Chase Southwest card and have apparently made them grumpy and less likely to give me another Southwest card.   :ohno:

dunno. there are four different chase southwest cards though. 2 personal and 2 businaaaassss. you're probably fine holding off.

OK, here is the big trade off....you really got me thinking about this Cancun pricing, and I just looked it up, and I am about THIS close to flying all four of us down there the first week of January and burning my Marriott points on the Casa Magna for the week.  THIS close, Rick.

you should do it and i'll take you one step further. you and your wife could both apply for the wyndham cards. there is a $69 ( :D) fee that is not waived but you get 45k wyndham points. that will get you three nights at the all inclusive wyndham azteca just outside of playa del carmen. you and your wife both get it and boom, for $138 you have six nights at a pretty decent all inclusive.

https://www.barclaycardus.com/apply/Landing.action?campaignId=2152&cellNumber=12&prodidreq=CCVVS64804&referrerid=PointG15v2

http://www.tripadvisor.com/Hotel_Review-g150812-d185331-Reviews-Viva_Wyndham_Azteca-Playa_del_Carmen_Yucatan_Peninsula.html

Hmmmm, can the reservation be made using two different accounts, or are you essentially checking and checking out to string together two three night stays?  Also, how fast do those post?  I am a bit concerned that the hotel will fill up or run out of slots before we get cards and then get around to getting the points in our account, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 09:11:52 AM
Pete, one thing to keep in mind is the points for the companion pass have to post before the end of the year. So, if you're getting the other SW Card (which one do you have now? Plus or Premier?) make sure you hit the spend ASAP so you get the points to your SW account before dec 31. Check your SW account to see your Companion Pass status and confirm you've earned those 70k+ for this year. Also, the MR and UR points transferred to SW don't count towards the companion pass. But, the Marriott points do.

OK, that is a huge point on the UR and MR. 

My Southwest card is a Premier.  I have had it for YEARS.  My 74K is fully posted to my account right now...it's from actual travel over the last year, so I don't have to worry about that part.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 10, 2015, 09:24:02 AM

Hmmmm, can the reservation be made using two different accounts, or are you essentially checking and checking out to string together two three night stays?  Also, how fast do those post?  I am a bit concerned that the hotel will fill up or run out of slots before we get cards and then get around to getting the points in our account, etc.

i would just make two separate reservations and then send an email before you go letting them know what's going on and honestly 6 days at the same all inclusive might get a little boring. i think we'll do 3 or 4 days there and then mix it up and either head to tulum or stay in playa or something. it's a pretty good deal though because you're getting an all inclusive for a family of four at the wyndham azteca in january which would cost over $300/night if you were paying in cash.

i suppose it's possible that the hotel books up but pretty doubtful. they would have to actually be completely booked. the points will post fairly quickly. one thing you can do is book a southwest flight with the card the day that you get it. book it as far out as you can and book a fully refundable fair. the minimum spend on the card is 1k, so book something over 1k. that guarantees you hit the spend before the end of the billing cycle and then when you get your 45k, you can cancel the flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on September 10, 2015, 09:24:56 AM
I can still refer folks for the spg if they want it!
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on September 10, 2015, 09:25:32 AM
Have to be approved by 9/14 for the 30k pts
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 09:33:46 AM
Have to be approved by 9/14 for the 30k pts

Post it, man!
Title: Re: How Many Credit Cards Do You Have?
Post by: Boom Roasted on September 10, 2015, 09:49:10 AM

Have to be approved by 9/14 for the 30k pts

Post it, man!
It's not a link. Have to dm me an email address that I put in and they send it to you.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 10, 2015, 12:39:45 PM
when pete starts something up, he really goes.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2015, 12:41:57 PM
when pete starts something up, he really goes.

yeah, it's pretty commendable. pete, you on adderal tho?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 12:47:10 PM
when pete starts something up, he really goes.

yeah, it's pretty commendable. pete, you on adderal tho?

No, but I've been exercising like every day, so that helps a bunch.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 10, 2015, 01:23:15 PM
We need to get sued or something to give Pete some more diversity of things to think about.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 01:49:09 PM
We need to get sued or something to give Pete some more diversity of things to think about.

I worry a LOT less these days, it's more about "healthy" obsessive stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 10, 2015, 02:00:34 PM
We need to get sued or something to give Pete some more diversity of things to think about.

I worry a LOT less these days, it's more about "healthy" obsessive stuff.

Good.  That said, w/my Nick Russell setup, feel free to call up until 1:30 am your time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 02:59:24 PM
OK, so I applied for two today, and got approved for both the Hilton Hhonors Citi with the 75,000 bonus after a spend of 2000 in 3 months, and the SPG Amex with a bonus of 30,000 after a spend of 3000 in 3 months.

I can hit that spend, but I will probably need to hold off on other cards until I can get my 3 month spend window closer to the Xmas and New Years holiday season.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2015, 03:00:32 PM
OK, so I applied for two today, and got approved for both the Hilton Hhonors Citi with the 75,000 bonus after a spend of 2000 in 3 months, and the SPG Amex with a bonus of 30,000 after a spend of 3000 in 3 months.

I can hit that spend, but I will probably need to hold off on other cards until I can get my 3 month spend window closer to the Xmas and New Years holiday season.

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: wpizzacat on September 10, 2015, 03:14:32 PM


i have confidence in you, sd.

also, should clarify some of the benefits more. On top of 100k MR points that are worth at least $1k even if you just book flights through Amex (and a lot more if you transfer to the right partner):



Tell me more about the "lot more if you transfer to the right partner" part...

like, if you transfer 9k MR points to British Air you can fly RT on American Air from Kansas City to Chicago. That's probably not an expensive RT flight but say $350 on an average day? That's 3.9 cents per mile. Amex will book any flight anywhere for you at 1 cent per mile but you get real value by transferring to their partners and booking awards that way. There is a much larger pain in the ass factor in doing so though, and you have to make sure award availability is there, etc. I love doing stuff like this so it negates a lot of the PITA factor for me though.


At 1 cent per mile with Amex, how do they compare to "retail" prices with American, for example, using American frequent flyer miles obtained from flight?  Does Chase UR similarly have good value booking through them, or is Amex is the best at this?


If you like to transfer MR to BA, you might want to move some before the end of the month. The transfer rate is being devalued on Oct 1st. Going from MR1000:BA1000 to MR1000:BA800.

http://onemileatatime.boardingarea.com/2015/06/04/ouch-membership-rewards-devalues-transfer-ratio-to-british-airways/
Title: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 09:26:18 PM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.

I have faith that Pete can buy enough hot tub related products to get to that 110k figure.

Guys, I am sitting at 74,413 points for THIS year RIGHT now on Southwest (I have lie 83K overall on Southwest but 74K is just this year), and I am also sitting on 155,000 Marriott points.  I had NO idea that I could transfer Marriott points to Southwest for credit toward the companion pass...WHAT IS THE CATCH????

the catch (i guess) is that they don't transfer 1:1

https://www.marriott.com/rewards/usepoints/morerew.mi

Do you guys think it's worth it to try and go for the companion pass now, this late in the year?  I mean on the one hand, I have the 74K for this year, and would hate to "waste" that when I am somewhat close to getting a companion pass, BUT I don't want to burn a bunch of Marriott or other points just to get ther and only have 15 months of Companion pass if I just wait and am able to do it effectively later and get more like 20+ months.  I am, however, concerned that I won't be able to get as close to the target next year because I already have a Chase Southwest card and have apparently made them grumpy and less likely to give me another Southwest card.   :ohno:

dunno. there are four different chase southwest cards though. 2 personal and 2 businaaaassss. you're probably fine holding off.

OK, here is the big trade off....you really got me thinking about this Cancun pricing, and I just looked it up, and I am about THIS close to flying all four of us down there the first week of January and burning my Marriott points on the Casa Magna for the week.  THIS close, Rick.

you should do it and i'll take you one step further. you and your wife could both apply for the wyndham cards. there is a $69 ( :D) fee that is not waived but you get 45k wyndham points. that will get you three nights at the all inclusive wyndham azteca just outside of playa del carmen. you and your wife both get it and boom, for $138 you have six nights at a pretty decent all inclusive.

https://www.barclaycardus.com/apply/Landing.action?campaignId=2152&cellNumber=12&prodidreq=CCVVS64804&referrerid=PointG15v2

http://www.tripadvisor.com/Hotel_Review-g150812-d185331-Reviews-Viva_Wyndham_Azteca-Playa_del_Carmen_Yucatan_Peninsula.html

I booked the trip.  We got our flights for the 4 of us for 18K each round trip, and it was only more because of a mere personal preference on when we leave (wanted minimize kid time away from school). 

I agonized over it, but I elected to blow the Marriott points on the Casa Magna for 6 nights.  I really like that hotel.  I think it will be a great vacation right at a time of the year when I will totally need it!
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 10, 2015, 10:08:59 PM
Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.

I have faith that Pete can buy enough hot tub related products to get to that 110k figure.

Guys, I am sitting at 74,413 points for THIS year RIGHT now on Southwest (I have lie 83K overall on Southwest but 74K is just this year), and I am also sitting on 155,000 Marriott points.  I had NO idea that I could transfer Marriott points to Southwest for credit toward the companion pass...WHAT IS THE CATCH????

the catch (i guess) is that they don't transfer 1:1

https://www.marriott.com/rewards/usepoints/morerew.mi

Do you guys think it's worth it to try and go for the companion pass now, this late in the year?  I mean on the one hand, I have the 74K for this year, and would hate to "waste" that when I am somewhat close to getting a companion pass, BUT I don't want to burn a bunch of Marriott or other points just to get ther and only have 15 months of Companion pass if I just wait and am able to do it effectively later and get more like 20+ months.  I am, however, concerned that I won't be able to get as close to the target next year because I already have a Chase Southwest card and have apparently made them grumpy and less likely to give me another Southwest card.   :ohno:

dunno. there are four different chase southwest cards though. 2 personal and 2 businaaaassss. you're probably fine holding off.

OK, here is the big trade off....you really got me thinking about this Cancun pricing, and I just looked it up, and I am about THIS close to flying all four of us down there the first week of January and burning my Marriott points on the Casa Magna for the week.  THIS close, Rick.

you should do it and i'll take you one step further. you and your wife could both apply for the wyndham cards. there is a $69 ( :D) fee that is not waived but you get 45k wyndham points. that will get you three nights at the all inclusive wyndham azteca just outside of playa del carmen. you and your wife both get it and boom, for $138 you have six nights at a pretty decent all inclusive.

https://www.barclaycardus.com/apply/Landing.action?campaignId=2152&cellNumber=12&prodidreq=CCVVS64804&referrerid=PointG15v2

http://www.tripadvisor.com/Hotel_Review-g150812-d185331-Reviews-Viva_Wyndham_Azteca-Playa_del_Carmen_Yucatan_Peninsula.html

I booked the trip.  We got our flights for the 4 of us for 18K each round trip, and it was only more because of a mere personal preference on when we leave (wanted minimize kid time away from school). 

I agonized over it, but I elected to blow the Marriott points on the Casa Magna for 6 nights.  I really like that hotel.  I think it will be a great vacation right at a time of the year when I will totally need it!

nice! what dates?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 10:20:23 PM

Also, Pete, here in a couple months we're going to get you a SW card or two and get you a companion pass for 2016 & 2017.


both pete and his wife should do that cause family of four and all. he'll have to transfer some marriott points or something to top off to 110 though.

I have faith that Pete can buy enough hot tub related products to get to that 110k figure.

Guys, I am sitting at 74,413 points for THIS year RIGHT now on Southwest (I have lie 83K overall on Southwest but 74K is just this year), and I am also sitting on 155,000 Marriott points.  I had NO idea that I could transfer Marriott points to Southwest for credit toward the companion pass...WHAT IS THE CATCH????

the catch (i guess) is that they don't transfer 1:1

https://www.marriott.com/rewards/usepoints/morerew.mi

Do you guys think it's worth it to try and go for the companion pass now, this late in the year?  I mean on the one hand, I have the 74K for this year, and would hate to "waste" that when I am somewhat close to getting a companion pass, BUT I don't want to burn a bunch of Marriott or other points just to get ther and only have 15 months of Companion pass if I just wait and am able to do it effectively later and get more like 20+ months.  I am, however, concerned that I won't be able to get as close to the target next year because I already have a Chase Southwest card and have apparently made them grumpy and less likely to give me another Southwest card.   :ohno:

dunno. there are four different chase southwest cards though. 2 personal and 2 businaaaassss. you're probably fine holding off.

OK, here is the big trade off....you really got me thinking about this Cancun pricing, and I just looked it up, and I am about THIS close to flying all four of us down there the first week of January and burning my Marriott points on the Casa Magna for the week.  THIS close, Rick.

you should do it and i'll take you one step further. you and your wife could both apply for the wyndham cards. there is a $69 ( :D) fee that is not waived but you get 45k wyndham points. that will get you three nights at the all inclusive wyndham azteca just outside of playa del carmen. you and your wife both get it and boom, for $138 you have six nights at a pretty decent all inclusive.

https://www.barclaycardus.com/apply/Landing.action?campaignId=2152&cellNumber=12&prodidreq=CCVVS64804&referrerid=PointG15v2

http://www.tripadvisor.com/Hotel_Review-g150812-d185331-Reviews-Viva_Wyndham_Azteca-Playa_del_Carmen_Yucatan_Peninsula.html

I booked the trip.  We got our flights for the 4 of us for 18K each round trip, and it was only more because of a mere personal preference on when we leave (wanted minimize kid time away from school). 

I agonized over it, but I elected to blow the Marriott points on the Casa Magna for 6 nights.  I really like that hotel.  I think it will be a great vacation right at a time of the year when I will totally need it!

nice! what dates?

Dec 31 - Jan 6
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on September 10, 2015, 10:25:10 PM
well i'll be god damned. i didn't even look at december dates. assumed they would be really high.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 10, 2015, 10:31:05 PM

well i'll be god damned. i didn't even look at december dates. assumed they would be really high.

They were, for the most part.  December 31st was a sweet spot, but still at 11K per leg.  On the way back, the prices were really high before the 6th.  On the 6th we could have gotten a 10 hour trip back for 6K a leg, but chose the 7 hour option for 9K a leg.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on September 11, 2015, 01:46:06 AM
my experience with Marriott points is that as soon I spend them more points just show up in my account to replace them but that could also be related to me spending half my life in Marriott hotels
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on September 11, 2015, 01:47:17 AM
speaking of Marriott I used 90k points toward a room at the Cosmo for March madness like a month ago and the points still haven't come out of my account. usually they leave my account right away but not this time. so I dunno maybe I just get to keep the points?  I also got credited twice for one stay last month somehow

Marriott: when we eff up it's generally in your favor
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 11, 2015, 06:15:37 AM
That's pretty amazing GFA, the points come out when you book. I'd say they are yours.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 11, 2015, 07:19:23 AM
That's pretty amazing GFA, the points come out when you book. I'd say they are yours.

GFA needs to put this honey hole to the test....and get himself SWA companion pass! 
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 11, 2015, 07:26:42 AM
I still would like to know how 18k hyatt points showed up in my account after a 3 night award stay. Obviously not enough to call them and ask but still. The itch is there
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 11, 2015, 07:40:53 AM
I still would like to know how 18k hyatt points showed up in my account after a 3 night award stay. Obviously not enough to call them and ask but still. The itch is there

did you complain about something? sometimes they will credit back all or part of your stay if you did.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on September 11, 2015, 08:33:42 AM
think of how cool pete is gonna be after he has a billion credit card miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on September 11, 2015, 08:37:32 AM
That's pretty amazing GFA, the points come out when you book. I'd say they are yours.

that's my thought too but who knows. the trip is six months out so they have time to notice it and adjust it but hopefully they don't!
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on September 11, 2015, 08:38:22 AM
That's pretty amazing GFA, the points come out when you book. I'd say they are yours.

GFA needs to put this honey hole to the test....and get himself SWA companion pass!

my wife is allergic to peanuts and almost dies every time we fly swa so I concentrate on AA miles
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 11, 2015, 08:41:56 AM
That's pretty amazing GFA, the points come out when you book. I'd say they are yours.

that's my thought too but who knows. the trip is six months out so they have time to notice it and adjust it but hopefully they don't!

oh, it's 6 months from now, not 6 months ago. yeah, you're mumped (not mumped but debited the proper amount).
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 11, 2015, 08:45:19 AM
I still would like to know how 18k hyatt points showed up in my account after a 3 night award stay. Obviously not enough to call them and ask but still. The itch is there

did you complain about something? sometimes they will credit back all or part of your stay if you did.

nope no complaints or incidents or anything.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on September 11, 2015, 10:22:51 AM
That's pretty amazing GFA, the points come out when you book. I'd say they are yours.

that's my thought too but who knows. the trip is six months out so they have time to notice it and adjust it but hopefully they don't!

oh, it's 6 months from now, not 6 months ago. yeah, you're mumped (not mumped but debited the proper amount).

that's what I think too but every day I log in and there they are. anyway 90k is still not bad for the Cosmo on st pats/the tourney (same day this season :horrorsurprise:)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 11, 2015, 05:52:58 PM
STRATEGY TIME:

since I booked this so late, they wouldn't let me choose seats until 72 hours before departure. now only middle seats +back row are available. Do I pick a middle section middle seat now or hope for a window/no back row at check in?

UPDATE: flight leaves in a few hours and there is a single middle seat available on the seat map (mine is still unassigned). WHAT WILL HAPPEN, YOU GUYS
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 11, 2015, 06:47:25 PM
Hot Guess: middle seat
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 11, 2015, 06:48:29 PM
middle, and you deserve it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 11, 2015, 06:51:14 PM
Rus, what did coach comfort or whatever this airline calls it cost?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 11, 2015, 07:39:33 PM

Rus, what did coach comfort or whatever this airline calls it cost?

If it were Pete, he would have paid it already. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 11, 2015, 07:40:02 PM
Middles make me crazy
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 11, 2015, 09:03:32 PM
Rus, what did coach comfort or whatever this airline calls it cost?
Not offered
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on September 11, 2015, 09:26:51 PM
so middle?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 11, 2015, 10:09:38 PM
Bet he gets a fatso and a talker
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 11, 2015, 10:11:10 PM
I have my ear buds in 90% of the time that I am on a plane.  I listen to things on my ear buds about 20% of the time.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 12, 2015, 02:36:38 AM
WINDOW, BITCHES
Title: Re: How Many Credit Cards Do You Have?
Post by: BringBackEcoKat on September 12, 2015, 02:55:22 AM
I just opened my 3rd and hopefully last credit card to get lasik eye surgery
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 12, 2015, 03:05:46 AM
LET'S ROLL

(http://images.tapatalk-cdn.com/15/09/12/a1e7e61453328c8d0f63f3b1ad3e2690.jpg)

(http://images.tapatalk-cdn.com/15/09/12/825534d9223d53c4dd88ae77363f8b63.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 12, 2015, 06:50:19 AM
Holy crap, you're flying all the way to Hong Kong like that?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 12, 2015, 08:48:21 AM
Holy crap, you're flying all the way to Hong Kong like that?

At least he has a window.  I did Atlanta to Johannesburg (and back) two different times in coach with a window seat. Now, I'll grant you that I was assisted by a nearly incapacitating amount of Xanax and Woodford, but still.  Middle would have been a death sentence.   He really dodged a bullet there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 12, 2015, 08:52:17 AM
Yeah, the good people at Pfizer don't produce enough Xanax for me to endure that
Title: Re: How Many Credit Cards Do You Have?
Post by: eastcat on September 12, 2015, 09:57:41 AM
I flew DFW-Tokyo earlier this year on AA with an older 777 and the 2-5-2 seating arrangement. Luckily we had a '2' section but there were people trapped in the middle of the 5 seats for 14 hours.

It looked worse than it sounds.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 12, 2015, 05:14:25 PM
Three words:

(http://images.tapatalk-cdn.com/15/09/12/86fdec2cd9cda32a0f0dd97714210ff0.jpg)

They had some great commentary on sf gentrification way back then!
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 12, 2015, 05:16:12 PM
Also had a great moment during ex machina when the pilot made landing information announcements in like four languages and my TV was paused on the naked Asian lady the whole time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 12, 2015, 05:19:07 PM

Also had a great moment during ex machina when the pilot made landing information announcements in like four languages and my TV was paused on the naked Asian lady the whole time.

LOL
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 12, 2015, 06:07:20 PM
lol
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on September 13, 2015, 10:01:14 PM
Hahaha


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on September 13, 2015, 10:11:05 PM
alright so

my wife has had an AA card since June 2013.  she can cancel and immediately reapply and get the bonus again, right?

we have like 250k AA miles between the two of us but might as well have 300k :idk:

here in a few months it will have been two years since we did the hyatt cards so think we will do that again

we should probably both do a CSP as well, neither of us have had that...I'm also thinking of getting her a Marriott card at some point and then transferring her points to my account toward my lifetime status I'm trying to get with them.

deep thoughts with gfa
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 13, 2015, 11:21:04 PM
my wife has had an AA card since June 2013.  she can cancel and immediately reapply and get the bonus again, right?

not the same card.  citi is 18 months from cancelation.  if she happens to have a diff. card than the one they currently offer, then she can.  it's all on the flyertalk thread.

don't turn your nose up at the gold.  you and your wife can get 25k each with that and it's hardly any spend.  doesn't alter your platinum clock.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on September 13, 2015, 11:27:14 PM
alright I'll look on ft

just booked 5 nights in rome / 3 nights in lucerne january 2016  :excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 13, 2015, 11:30:30 PM
just booked 5 nights in rome / 3 nights in lucerne january 2016  :excited:

nice.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 14, 2015, 09:41:52 AM

my wife has had an AA card since June 2013.  she can cancel and immediately reapply and get the bonus again, right?

not the same card.  citi is 18 months from cancelation.  if she happens to have a diff. card than the one they currently offer, then she can.  it's all on the flyertalk thread.

don't turn your nose up at the gold.  you and your wife can get 25k each with that and it's hardly any spend.  doesn't alter your platinum clock.

Can you repost the info for that flyer talk thread and/or any other helpful info on wait times after cancellations to redo bonuses with various cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 14, 2015, 10:59:01 AM
in general from my iirc computer:

chase: 2 years since you last got the bonus
citi: 18 months since you last had the card
amex: NEVER AGAIN! except business cards which iirc is every 2 years.
cap one/BoA/Barclays: as many times and as fast as you can until they tell you no. I think with cap one and barclays you have to have actually cancelled the previous card but they don't always enforce it. I think BoA will let you have multiples of the same card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 14, 2015, 12:22:51 PM
in general from my iirc computer:

chase: 2 years since you last got the bonus
citi: 18 months since you last had the card
amex: NEVER AGAIN! except business cards which iirc is every 2 years.
cap one/BoA/Barclays: as many times and as fast as you can until they tell you no. I think with cap one and barclays you have to have actually cancelled the previous card but they don't always enforce it. I think BoA will let you have multiples of the same card.

Thanks SD!

Any "no brainer" definite ones to churn the crap out of, in your opinion?
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on September 14, 2015, 10:33:14 PM
Got a call from my Canadian Friend who like Pete uses his points to fly a million kids all over the globe.

Behind Door #1 we have a targeted Amex Platinum offer. 100k MRs, $5000 spend, $450 fee with the same $200 (basically $400) airline credit. No other Amex cards.

Behind Door #2 we have the CSP. Things are getting dicey with Chase, but URs just dropped under 120k and your pal WMCF doesn't like to be that low. Also going to apply for both SW cards at the beginning of 2016.


Assuming both are not an option, which door should WonderMeal's Canadian Friend choose? And if you can't use it on tickets, how do most people spend that $200 airline credit, just bag fees?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2015, 08:11:55 AM
Got a call from my Canadian Friend who like Pete uses his points to fly a million kids all over the globe.

Behind Door #1 we have a targeted Amex Platinum offer. 100k MRs, $5000 spend, $450 fee with the same $200 (basically $400) airline credit. No other Amex cards.

Behind Door #2 we have the CSP. Things are getting dicey with Chase, but URs just dropped under 120k and your pal WMCF doesn't like to be that low. Also going to apply for both SW cards at the beginning of 2016.


Assuming both are not an option, which door should WonderMeal's Canadian Friend choose? And if you can't use it on tickets, how do most people spend that $200 airline credit, just bag fees?

well, the CSP isn't going away but your ability to get it may if you apply for a lot of cards. that 100k plat offer is pretty rare. bag fees, lounge access, economy+ seats, early boarding, front of the cow line on SW, drinks, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 15, 2015, 10:29:39 AM
in general from my iirc computer:

chase: 2 years since you last got the bonus
citi: 18 months since you last had the card
amex: NEVER AGAIN! except business cards which iirc is every 2 years.
cap one/BoA/Barclays: as many times and as fast as you can until they tell you no. I think with cap one and barclays you have to have actually cancelled the previous card but they don't always enforce it. I think BoA will let you have multiples of the same card.
You should copy this post to the first post in the thread with all the current best deals that you are putting there. Are you still doing that?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2015, 03:59:15 PM
in general from my iirc computer:

chase: 2 years since you last got the bonus
citi: 18 months since you last had the card
amex: NEVER AGAIN! except business cards which iirc is every 2 years.
cap one/BoA/Barclays: as many times and as fast as you can until they tell you no. I think with cap one and barclays you have to have actually cancelled the previous card but they don't always enforce it. I think BoA will let you have multiples of the same card.
You should copy this post to the first post in the thread with all the current best deals that you are putting there. Are you still doing that?

well, I plan to but I'm VERY lazy. That's the only thing stopping me right now. BUT I PLAN TO.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 17, 2015, 04:13:54 PM
BA 100k Avios offer is back, though you will have to drop some serious  :kstategrad: to get all 100k.   

50k for $2k spend in 3 months,
75k for $12k spend in the first year
100k for $22k spend in the first year.
$95 fee
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 17, 2015, 05:23:03 PM
That is intense
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on September 17, 2015, 08:02:11 PM
Just pulled the trigger on the Amex Platinum. I've been staring at it across the room for months, finally got the courage to ask her to dance. V. excited about it.

Besides the MRs and airline credit, are there any other stud benefits that come with a Platinum that I should know about? This is my first Amex.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 17, 2015, 08:08:46 PM

BA 100k Avios offer is back, though you will have to drop some serious  :kstategrad: to get all 100k.   

50k for $2k spend in 3 months,
75k for $12k spend in the first year
100k for $22k spend in the first year.
$95 fee


Saw that.  I think Chase may not let me pick up another right now, not sure.    Below is the link.

It would be tough to do this AND try for a SWA companion pass, I think.


http://milestomemories.boardingarea.com/british-airways-visa-100k/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 18, 2015, 08:02:39 AM

BA 100k Avios offer is back, though you will have to drop some serious  :kstategrad: to get all 100k.   

50k for $2k spend in 3 months,
75k for $12k spend in the first year
100k for $22k spend in the first year.
$95 fee


Saw that.  I think Chase may not let me pick up another right now, not sure.    Below is the link.

It would be tough to do this AND try for a SWA companion pass, I think.


http://milestomemories.boardingarea.com/british-airways-visa-100k/

yeah, go for the SW Pete. this one isn't that great. The normal offer (not normal but available a lot) is the 50k which is really all you'd want to do for this one anyway. that much spend is a waste of time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 18, 2015, 08:03:53 AM
Just pulled the trigger on the Amex Platinum. I've been staring at it across the room for months, finally got the courage to ask her to dance. V. excited about it.

Besides the MRs and airline credit, are there any other stud benefits that come with a Platinum that I should know about? This is my first Amex.

I listed them out earlier but:
lounge access (delta, Amex Centurion, priority pass)
SPG gold status
pretty great hotel booking benefits through their amex system
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 18, 2015, 09:18:18 AM


BA 100k Avios offer is back, though you will have to drop some serious  :kstategrad: to get all 100k.   

50k for $2k spend in 3 months,
75k for $12k spend in the first year
100k for $22k spend in the first year.
$95 fee


Saw that.  I think Chase may not let me pick up another right now, not sure.    Below is the link.

It would be tough to do this AND try for a SWA companion pass, I think.


http://milestomemories.boardingarea.com/british-airways-visa-100k/

yeah, go for the SW Pete. this one isn't that great. The normal offer (not normal but available a lot) is the 50k which is really all you'd want to do for this one anyway. that much spend is a waste of time.

THIS is why I pay for Premium gE.  Thanks SD, will do.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 18, 2015, 03:42:16 PM
I have to use a free Hyatt night by December and don't have any scenarios currently with which to use it so I'm thinking of taking the train to Vancouver and staying there for a Saturday afternoon and Sunday day.

I also have 30K Frontier miles expiring in February.  I still have to get to Florida sometime for a class, but the late notice on when classes are vs. how early it seems to be necessary to do a Frontier miles ticket that far don't seem to work out.  So instead of doing the train to Vancouver in the next 2 months, thinking of Frontier'n to Vegas or San Diego or somewhere warm and having dinner and posting in the "post here when you're at a bar alone" thread and staying at a well-situated Hyatt and flying back in the morning.  I could do the Vancouver train run the following year when it's warmer and I have another Hyatt night to blow.  Could even transfer URs to Amtrak to make that free even though the train tickets might as well be free as is.  Recommendations?
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on September 18, 2015, 03:46:52 PM
teach me how to dougiePAK
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on September 18, 2015, 03:48:26 PM
I like San Diego
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 18, 2015, 03:50:04 PM
teach me how to dougiePAK

I don't know what this means but it reminded me of Jake and then made me think of Griff and how he's in San Diego so I should probably go there.  Does Hyatt have hostels?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 18, 2015, 06:17:29 PM
Are train tickets cheap? I seem to remember looking up a trip a while back and it was more expensive than flying.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 18, 2015, 07:10:06 PM
V. cheap.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 18, 2015, 08:39:33 PM
Trim, absolutely the Vegas for dinner thing. I'm doing a 36 hours in Chicago park Hyatt/avios weekend of sexy romance nsfw wife kat kid in November.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on September 19, 2015, 10:39:03 AM
Didn't know Kat kid got down like that
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 19, 2015, 11:09:07 AM
What is nsfw wife kat kid?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 19, 2015, 11:10:33 AM
What is nsfw wife kat kid?

1 steve dave, 1 bed, 1 partner, 1 bbq beef hot dog.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 19, 2015, 07:46:13 PM
I am confused as to whether SD's wife & Kat Kid are involved or just Kat Kid's wife.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 19, 2015, 07:55:32 PM
Just sd and kk
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on September 21, 2015, 03:38:09 PM
Just sd and kk
BBQ Beef hot dog will def be in play then.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2015, 07:20:47 AM
It's actually just mrs dave and I.

Also, speaking of Chicago, I'm excited for this new Hilton since I have a hard time finding places to blow my HHs (I currently have 290k of them).

http://curiocollection3.hilton.com/en/hotels/illinois/londonhouse-chicago-curio-collection-by-hilton-CHILHQQ/index.html
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 22, 2015, 03:34:56 PM

It's actually just mrs dave and I.

Also, speaking of Chicago, I'm excited for this new Hilton since I have a hard time finding places to blow my HHs (I currently have 290k of them).

http://curiocollection3.hilton.com/en/hotels/illinois/londonhouse-chicago-curio-collection-by-hilton-CHILHQQ/index.html


What led to most of your Hhonors points?  Do you stay at them for work quite a bit?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2015, 03:51:17 PM
Used to often but rarely recently (2 or 3 times this year), had a few different HH cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 22, 2015, 09:40:47 PM
Those Chase dicks raised the Ink bonus.  Still will probably deny me.  Stupid Chase.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2015, 06:23:45 AM
Haha, yeah.
Title: Re: How Many Credit Cards Do You Have?
Post by: block256 on September 25, 2015, 03:06:30 PM
Churning credit cards is my new favorite hobby.  Since I first chimed in here I've done 3 cards.

-Citi AAdvantage card - 50K bonus
-CSP - 40K bonus
-Just approved yesterday for the Chase Ink with NEW 60K BONUS :drool:  (approved the day after I applied without having to call the reconsideration line)

So, after I hit the spend on the ink.  What's my next step here????
Title: How Many Credit Cards Do You Have?
Post by: steve dave on September 25, 2015, 03:20:13 PM
Freedom so you don't get shut out (assuming they don't shut you out already because they're being dickholes) then maybe a SPG, BA, SW x2, really whatever. You've got a lot of options.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 28, 2015, 12:41:28 PM
Do they blackout dates for the 2 free Hyatt nights? When I try to use my two free nights at Beaver Creek, it says that award is not available.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 28, 2015, 12:44:46 PM
Do they blackout dates for the 2 free Hyatt nights? When I try to use my two free nights at Beaver Creek, it says that award is not available.
Are regular rooms available? If they are, call them. It's what I had to do with Cancun.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 28, 2015, 12:48:43 PM
Do they blackout dates for the 2 free Hyatt nights? When I try to use my two free nights at Beaver Creek, it says that award is not available.
Are regular rooms available? If they are, call them. It's what I had to do with Cancun.

Yes, if I try to go book it with points, the room shows up.

Also, need to book a 3rd night with points...but I don't have enough Hyatt points so I need to transfer some UR points (which Gooch claims will take a while). Can I book with a credit card and change the payment to points later?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 28, 2015, 12:56:44 PM
it takes like zero time at all to transfer UR to Hyatt
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 28, 2015, 01:02:02 PM
it takes like zero time at all to transfer UR to Hyatt

So I should call to get them to schedule my 2 free nights, then once that is done go transfer UR to Hyatt points then book the 3rd night with points...?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 28, 2015, 01:06:00 PM
transfer the points now, and book it all over the phone at one time
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 28, 2015, 01:08:53 PM
transfer the points now, and book it all over the phone at one time

But I don't want to move the points to Hyatt if I am not going to end up being able to use the 2 free nights there...
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 28, 2015, 01:10:20 PM
fine call now and book the 2 free nights. once that is booked, transfer the points. once they show up (~5 mins later), call to modify your reservation to add the 3rd night with points
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on September 28, 2015, 09:31:08 PM
Do they blackout dates for the 2 free Hyatt nights? When I try to use my two free nights at Beaver Creek, it says that award is not available.

I believe the same thing happened to me. I remember reserving this one over the phone, too.

Glad to hear you're going to Beaver Creek. It's great.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on September 30, 2015, 03:23:50 PM
80k IHG points. 1k spend in three months. Not awful and works well for Manhattan stays. :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2015, 03:25:16 PM
yeah, that's ok. pretty standard for IHG.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 30, 2015, 03:48:18 PM
transfer the points now, and book it all over the phone at one time

This is what I did, and it was so easy. Thanks, mocat. (The guy said that he thought that the problem might have been that online it makes you book your reward nights one at a time.)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2015, 05:51:44 PM
Their call center is BITB and located in Omaha
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 30, 2015, 06:26:16 PM
Their call center is BITB and located in Omaha

#fanningbrag
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 07, 2015, 09:44:30 AM
BA wont let me use my avios to fly from mhk to atl

can i tranfer them to AA or what should i do? steve dave should i book directly using UR points?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on October 07, 2015, 10:00:05 AM
BA wont let me use my avios to fly from mhk to atl

can i tranfer them to AA or what should i do? steve dave should i book directly using UR points?

slow down there sparky. What dates are you trying to fly from mhk to atl?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 07, 2015, 10:04:13 AM
in the vicinity of time that includes 10.24-10.27

are you going to offer to carpool? i just transferred spg to aa to cover my aa shortage but i dont think it will post before the cheap aa pt flights disappear
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 07, 2015, 10:27:33 AM
oh, i guess i wasnt booking/looking right. they do book those flights through their rewards portal, just not in the cash money portal
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2015, 10:28:20 AM
nice work puni
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 07, 2015, 11:11:06 AM
churning through this SPG Amex and realizing what a pain in the ass it is to find places that accept amex.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on October 07, 2015, 11:16:42 AM
Reached my CSP 3 month spend minimum this week. Hoping to get my 40K bonus soon :dance:
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 07, 2015, 11:22:23 AM
churning through this SPG Amex and realizing what a pain in the ass it is to find places that accept amex.

its few enough that i felt compelled to ask before popping it out but so many that people acted like i was an idiot for asking
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2015, 11:28:07 AM
churning through this SPG Amex and realizing what a pain in the ass it is to find places that accept amex.

its few enough that i felt compelled to ask before popping it out but so many that people acted like i was an idiot for asking

I always throw it out there and then when they refuse I give them a smirk and a slight shake of the head letting them know how small timey their fly by night operation is.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 07, 2015, 11:36:22 AM
Square accepts it, which is nice.

Last week at happy hour I left it at the bar to start a tab and the bartender had to run outside to the patio to catch me and tell me in front of all my friends that they didn't take American Express.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 07, 2015, 12:32:05 PM
yep, you should have pulled out your diner's club :lol: 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2015, 01:12:12 PM
amex plat added hilton gold status to the benefits
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 07, 2015, 04:22:09 PM
i think i have over a million miles now (united and aa, including wife's).  it feels good, but i need to start burning some.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2015, 04:24:02 PM
Sys I've learned that having a kid makes it harder than it used to be to use them. But suddenly I value SW miles which I used to mock. What a stupid world we live in.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 07, 2015, 04:28:09 PM
having dogs makes it harder use them too.  having a job is the worst impediment, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 07, 2015, 04:41:32 PM
i think i have over a million miles now (united and aa, including wife's).  it feels good, but i need to start burning some.

how fast do they post if you send them as a gift? whats your bottom dollar on 7k aa miles?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on October 07, 2015, 04:44:21 PM
Sys I've learned that having a kid makes it harder than it used to be to use them. But suddenly I value SW miles which I used to mock. What a stupid world we live in.

But you are using hotel points at twice the rate because you have to book 2 rooms everywhere you go.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 07, 2015, 04:54:49 PM
i think i have over a million miles now (united and aa, including wife's).  it feels good, but i need to start burning some.

how fast do they post if you send them as a gift? whats your bottom dollar on 7k aa miles?

i don't think it's worth the transfer fee.  how fast do you need 7k miles?  you should just knock out the spend on a citi gold for the 25k miles if you have a month or so and aren't in a blackout window.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 07, 2015, 05:07:29 PM
There is a transfer fee? That's an obummer :(
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2015, 05:26:17 PM
Nice work puni
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 07, 2015, 05:27:26 PM
but i am really covered with the avios if i want to leave at 6AM like an bad person
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2015, 06:06:58 PM
The AA miles wouldn't change that
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 07, 2015, 06:15:02 PM
Not this again :runaway:

There aren't seats at the cheap pts level on the BA on the same days/times as the cheap aa
Title: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2015, 06:31:00 PM
If aa has cheap rewards then ba does. May require a call though
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on October 07, 2015, 08:14:07 PM
Sys I've learned that having a kid makes it harder than it used to be to use them. But suddenly I value SW miles which I used to mock. What a stupid world we live in.

Roughly 90% of all the URs/miles I've ever spent are on SW flights to haul the WonderMeal clan around. I even used my first $200 airline fee credit from my platinum Amex on SW so Mrs. WM and co. could pig out on booze and snacks for free when we fly SW. That's how little I fly other airlines.



 :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 08, 2015, 08:49:43 AM
Not this again :runaway:

There aren't seats at the cheap pts level on the BA on the same days/times as the cheap aa

call BA executive club line.   Be sure to mention you couldn't book online tho to get the fee waived.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 08, 2015, 03:26:56 PM
Not this again :runaway:

There aren't seats at the cheap pts level on the BA on the same days/times as the cheap aa

call BA executive club line.   Be sure to mention you couldn't book online tho to get the fee waived.

good to know, but i ended up booking southwest out of mci like a plebe
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 16, 2015, 12:27:57 PM
If you want to try out the new awardwallet beta I can invite up to 5 people. I hate it because it looks different but allegedly it has new features and junk

https://AwardWallet.com/beta/heptmcmyva

you can switch back to the old interface if you don't like it
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 16, 2015, 04:34:17 PM
If you want to try out the new awardwallet beta I can invite up to 5 people. I hate it because it looks different but allegedly it has new features and junk

https://AwardWallet.com/beta/heptmcmyva

you can switch back to the old interface if you don't like it

new signups only I assume?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 16, 2015, 05:24:37 PM
No, anyone.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 17, 2015, 11:02:42 AM
If you want to try out the new awardwallet beta I can invite up to 5 people. I hate it because it looks different but allegedly it has new features and junk

https://AwardWallet.com/beta/heptmcmyva

you can switch back to the old interface if you don't like it

plz
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2015, 01:04:09 PM
Just hit the link
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 27, 2015, 12:07:10 PM
I got an email to do Ink referrals that get the applicant 60K UR for $5K in 3 months.  Get at me if you want it.

Of course, as I'm typing this, I see the google ad right here on gE is offering the 60K Ink so that must be the standard at the moment.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2015, 01:32:54 PM
I got an email to do Ink referrals that get the applicant 60K UR for $5K in 3 months.  Get at me if you want it.

Of course, as I'm typing this, I see the google ad right here on gE is offering the 60K Ink so that must be the standard at the moment.

It's available to everyone now but you may as well get a referral bonus for it. Give me a link and I'll post it on the first thread post ITT.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 27, 2015, 04:27:19 PM
I got an email to do Ink referrals that get the applicant 60K UR for $5K in 3 months.  Get at me if you want it.

Of course, as I'm typing this, I see the google ad right here on gE is offering the 60K Ink so that must be the standard at the moment.

It's available to everyone now but you may as well get a referral bonus for it. Give me a link and I'll post it on the first thread post ITT.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FFWX&CELL=6RKJ&MSC=1514530382

T-Y.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 28, 2015, 07:22:25 AM
4500 avios flights going to 7500  :frown:

they are just doing away with the 4500 distance and combining it with the 7500 distance. no other changes. change is also only for north america because they're rough ridin' scroungers and chancers.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 28, 2015, 09:32:36 AM
I never knew what the distance to point rules were because Dallas and Chicago were the only options from Wichita.  What was the cutoff before it went up to 7500 and so on?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 28, 2015, 09:36:52 AM
http://www.cnbc.com/2015/10/28/hyatt-in-advanced-talks-to-buy-starwood-hotels-sources.html
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 28, 2015, 09:40:57 AM
I never knew what the distance to point rules were because Dallas and Chicago were the only options from Wichita.  What was the cutoff before it went up to 7500 and so on?

A number between the distance to get to Chicago from NY vs. Toronto from NY.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 28, 2015, 09:54:20 AM
http://www.cnbc.com/2015/10/28/hyatt-in-advanced-talks-to-buy-starwood-hotels-sources.html

holy crap. it's like if the two hottest people on earth got married and had a baby and it was exponentially hotter. and then I had like 300k of the combined new kid's reward points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 28, 2015, 09:55:27 AM
I never knew what the distance to point rules were because Dallas and Chicago were the only options from Wichita.  What was the cutoff before it went up to 7500 and so on?

A number between the distance to get to Chicago from NY vs. Toronto from NY.

(http://cdn.thepointsguy.com/wp-content/uploads/2012/04/Avios-Award-Chart.png?6c1260)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 28, 2015, 09:57:26 AM
http://www.cnbc.com/2015/10/28/hyatt-in-advanced-talks-to-buy-starwood-hotels-sources.html

holy crap. it's like if the two hottest people on earth got married and had a baby and it was exponentially hotter. and then I had like 300k of the combined new kid's reward points.

plus they could pretty easily just make the transfer 1:1 because they are valued roughly the same (to me).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 28, 2015, 10:02:01 AM
http://www.cnbc.com/2015/10/28/hyatt-in-advanced-talks-to-buy-starwood-hotels-sources.html

holy crap. it's like if the two hottest people on earth got married and had a baby and it was exponentially hotter. and then I had like 300k of the combined new kid's reward points.

plus they could pretty easily just make the transfer 1:1 because they are valued roughly the same (to me).

I think it'd be good for me in that there'd be more options to use Hyatt points and nights in some cities, but probably no more theoretical living in an OKC SPG for a month Dylan McKay-style?

I've been trying to avoid getting a new card before May so I can get a new Sapphire, but might have to try to get one more SPG Biz before this would all play out.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on October 28, 2015, 10:02:15 AM
http://www.cnbc.com/2015/10/28/hyatt-in-advanced-talks-to-buy-starwood-hotels-sources.html

 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 28, 2015, 10:04:28 AM
I never knew what the distance to point rules were because Dallas and Chicago were the only options from Wichita.  What was the cutoff before it went up to 7500 and so on?

A number between the distance to get to Chicago from NY vs. Toronto from NY.

(http://cdn.thepointsguy.com/wp-content/uploads/2012/04/Avios-Award-Chart.png?6c1260)

Cool, non-issue here.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 28, 2015, 10:10:33 AM
http://www.cnbc.com/2015/10/28/hyatt-in-advanced-talks-to-buy-starwood-hotels-sources.html

holy crap. it's like if the two hottest people on earth got married and had a baby and it was exponentially hotter. and then I had like 300k of the combined new kid's reward points.

plus they could pretty easily just make the transfer 1:1 because they are valued roughly the same (to me).

I think it'd be good for me in that there'd be more options to use Hyatt points and nights in some cities, but probably no more theoretical living in an OKC SPG for a month Dylan McKay-style?

I've been trying to avoid getting a new card before May so I can get a new Sapphire, but might have to try to get one more SPG Biz before this would all play out.

It will depend which way they go but both have super cheap options. the wichita hyatt regency is only 5k a night.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 28, 2015, 10:17:58 AM
http://www.cnbc.com/2015/10/28/hyatt-in-advanced-talks-to-buy-starwood-hotels-sources.html

holy crap. it's like if the two hottest people on earth got married and had a baby and it was exponentially hotter. and then I had like 300k of the combined new kid's reward points.

plus they could pretty easily just make the transfer 1:1 because they are valued roughly the same (to me).

I think it'd be good for me in that there'd be more options to use Hyatt points and nights in some cities, but probably no more theoretical living in an OKC SPG for a month Dylan McKay-style?

I've been trying to avoid getting a new card before May so I can get a new Sapphire, but might have to try to get one more SPG Biz before this would all play out.

It will depend which way they go but both have super cheap options. the wichita hyatt regency is only 5k a night.

Yeah, I was thinking of how easy it'd been to get 30K SPG bonuses and there being 3K/night hotels and not a comparable Hyatt situation, but I see there's some rumblings about a 50K Hyatt offer rather than the usual 2 nights, so that'd be the equivalent.  http://www.doctorofcredit.com/targeted-chase-hyatt-50000-points-5000-points-bonus-how-to-get-targeted-comparison-to-two-free-night-offer/

It'll be great if there were suddenly a bunch of decent 5K Hyatt hotels out there.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on October 28, 2015, 10:43:55 AM
i just stayed at the hyatt regency in cincinnati and it was really nice and it was only 8k per night
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 28, 2015, 11:10:47 AM
INK
60k UR points. Trim's Link. If you're going to apply, do it here:
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FFWX&CELL=6RKJ&MSC=1514530382

Trim's Ink app link added to post 1
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 28, 2015, 11:16:41 AM
also, lucky noted a pretty important change that would occur if Hyatt and SPG merged. Their credit card would either be chase or amex. If amex you'd lose the ability to transfer UR points to them. if chase you'd lose the ability to transfer MR points to them. Important because MR only transfer at 3:1 and UR transfer at 1:1. Obviously UR is better here. Also, you can only get the personal amex once in a lifetime but you can get the chase every 2 years. obviously chase is better here.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2015, 09:19:03 AM
check out this hot POA slideshow

http://www.nytimes.com/2015/08/30/travel/american-airlines-posters.html?&_r=0&module=CloseSlideshow&region=SlideShowTopBar&version=EndSlate&action=click&contentCollection=Travel&pgtype=imageslideshow

and someone buy me this book for christmas pls

http://www.amazon.com/Airline-Visual-Identity-M-C-Huhne/dp/3981655001
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on October 29, 2015, 09:48:47 AM
check out this hot POA slideshow

http://www.nytimes.com/2015/08/30/travel/american-airlines-posters.html?&_r=0&module=CloseSlideshow&region=SlideShowTopBar&version=EndSlate&action=click&contentCollection=Travel&pgtype=imageslideshow

and someone buy me this book for christmas pls

http://www.amazon.com/Airline-Visual-Identity-M-C-Huhne/dp/3981655001

Do you think the guy in this example is as tall as 'clams or like Rick Daris's height?
(http://ecx.images-amazon.com/images/I/31PZWpISbRL.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 29, 2015, 02:22:42 PM
What do I need to upgrade my big employer booked international flight to business or first? I don't know the airline yet but assume American
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2015, 03:38:59 PM
What do I need to upgrade my big employer booked international flight to business or first? I don't know the airline yet but assume American

high level elite status
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 29, 2015, 03:41:44 PM
its gonna be AA

they have a chart for domestic but international seems to be secret
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2015, 03:45:20 PM
its gonna be AA

they have a chart for domestic but international seems to be secret

https://www.aa.com/i18n/AAdvantage/redeemMiles/mileage-upgrade-chart.jsp

call them and tell them what you want to do
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 29, 2015, 03:51:41 PM
oooh, i just dont know how to read charts
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 29, 2015, 04:02:25 PM
non travel pro question:  business or first? 14 hr flight. looks like i can afford either pts wise for two
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2015, 04:06:28 PM

non travel pro question:  business or first? 14 hr flight. looks like i can afford either pts wise for two

Business is a better bang for the buck. Both will lay you flat. Pajamas in first tho! Where are you flying into? Arrivals lounge shower is very great perk when you can't check in for 7 hours.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 29, 2015, 04:08:42 PM

non travel pro question:  business or first? 14 hr flight. looks like i can afford either pts wise for two

Business is a better bang for the buck. Both will lay you flat. Pajamas in first tho! Where are you flying into? Arrivals lounge shower is very great perk when you can't check in for 7 hours.

narita. i dont think i am in the market for a lounge shower
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 29, 2015, 04:12:32 PM
do i get to keep the bose noise cancelling headphones?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2015, 04:15:49 PM

do i get to keep the bose noise cancelling headphones?

No, they are pretty nuts about collecting them before they start the decent.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2015, 04:16:06 PM

non travel pro question:  business or first? 14 hr flight. looks like i can afford either pts wise for two

Business is a better bang for the buck. Both will lay you flat. Pajamas in first tho! Where are you flying into? Arrivals lounge shower is very great perk when you can't check in for 7 hours.

narita. i dont think i am in the market for a lounge shower

AA into Narita? That sucks. The Asian carriers are amaze.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 29, 2015, 04:16:35 PM
What if somebody snatches mine???
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2015, 04:17:48 PM

What if somebody snatches mine???

You will be sued
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 29, 2015, 04:18:44 PM

What if somebody snatches mine???

You will be sued

how are they sanitized? have you ever gotten bedbugs from bose noise cancelling headphones?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2015, 04:18:45 PM
Also, the lounge shower is a must do. I've hungover lounge showered in 4 countries and most major domestic hubs. So refreshing.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 29, 2015, 08:03:43 PM
change it to Cathay! Or not.

I forgot to mention that when I flew Singapore even economy got a little care package. It contained a toothbrush and a pair of socks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on October 29, 2015, 08:53:42 PM

also, lucky noted a pretty important change that would occur if Hyatt and SPG merged. Their credit card would either be chase or amex. If amex you'd lose the ability to transfer UR points to them. if chase you'd lose the ability to transfer MR points to them. Important because MR only transfer at 3:1 and UR transfer at 1:1. Obviously UR is better here. Also, you can only get the personal amex once in a lifetime but you can get the chase every 2 years. obviously chase is better here.

SD,  is there anything we should do now on this?  I have an SPG card, and already nailed the spend bonus.  Should I go for a Hyatt card to before anything happens?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2015, 09:30:20 PM
Nah
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 29, 2015, 11:59:06 PM
I don't think I mumped this up, but chime in if I did.

Needed to get 2 of us back to Seattle from Vancouver next Sunday in a good mid-day time slot.  I found a perfect Alaska Air flight that would be 12.5K + $44 each (assumed the $44 was for late booking).  Checked American and they'd be putting me on the same flight for 12.5 + like $140-something each.  Then I thought of the soon-to-be devauled avios.  Can't book Alaska flights online.  Remembered stuff from here and read these real quick and called.

http://www.headforpoints.com/2015/10/19/how-to-use-avios-for-tax-free-flights-on-alaska-airlines-good-for-hawaii/

http://onemileatatime.boardingarea.com/2014/10/03/redeeming-avios-alaska-airlines/

Didn't have to argue at all about book-by-phone fees, I said something to the receptionist about not being able to do it online and the guy she put me with said it was waived w/o me bringing it up, 4500 avios each, but said I'd have to pay $44 each in taxes.  That top link said there'd be no taxes.  It was still a great deal so I did it.

I saw in the comment section that the $44 might be Canadian tax, which would make sense as to why there was an exact $44 add-on w/BA or AA.

So that's pretty good all told, no?  $54 each to take the train there, $44 each to fly back, free Regency Club room w/my annual Hyatt night at the nice one right in downtown, get all pak'd on devalued canadian dollar booze.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 30, 2015, 06:11:09 AM
Yes, good work. it's the international taxes. BA doesn't have late booking fees so it's good to remember to use it instead of AA miles for those. another thing that's great about Avios is you can cancel award flights last minute and you only forfeit the taxes. This could be a lot of money on an international route but domestic it's like $5. So you can make a bunch of early bookings for trips you may take if you want to assure award availability and then cancel and not be out much.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on October 30, 2015, 07:46:24 AM

Yes, good work. it's the international taxes. BA doesn't have late booking fees so it's good to remember to use it instead of AA miles for those. another thing that's great about Avios is you can cancel award flights last minute and you only forfeit the taxes. This could be a lot of money on an international route but domestic it's like $5. So you can make a bunch of early bookings for trips you may take if you want to assure award availability and then cancel and not be out much.

That is a huge point about the no cancellation fee on domestic with Avios.  I am going to have to remember that the next time I hear about a good mileage sale on flights, and go ahead and book them "just in case."  Thanks!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 30, 2015, 07:59:33 AM
TOPICAL!

http://runningwithmiles.boardingarea.com/aa-vs-ba-for-us-awards-running-the-numbers/
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 30, 2015, 08:10:38 AM
can i use avios to upgrade an AA flight?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 30, 2015, 08:19:12 AM
can i use avios to upgrade an AA flight?

no
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 30, 2015, 08:45:19 AM
can i use avios to upgrade a jal flight
can i use ur to upgrade an aa or jal flight
can i use spg to upgrade an aa or jal flight
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on October 30, 2015, 08:52:51 AM
puniraptor, you should be spending your time learning to speak japanese instead of worrying about your flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 30, 2015, 09:14:24 AM
puniraptor, you should be spending your time learning to speak japanese instead of worrying about your flight.

using online resources and brain training apps, i have learned both alphabets (syllabaries). they each contain all the sounds available to the language. pretty much all i have left to learn is vocabulary, grammar, and 2000 kanji and i will be done.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on October 30, 2015, 09:25:44 AM
You could spend a year just learning Japanese pleasantries.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 30, 2015, 10:17:40 AM
can i use avios to upgrade a jal flight
can i use ur to upgrade an aa or jal flight
can i use spg to upgrade an aa or jal flight

avios = no
ur = no
spg = yes to both by transferring to either AA or JAL and then using their points to upgrade the flight. I'd make sure you can do this and there is upgrade availability before I transferred any points to JAL though. And then see if they can save that availability because there may be a delay in getting the SPG to JAL. AA is less risky because you'll eventually use those miles anyway. Also SPG transfer at 20k SPG-25k miles so if you're transferring transfer at least 20k (to AA, not JAL where you would want to transfer the minimum whatever it is).

chart http://www.jal.co.jp/en/jalmile/use/jal/upgrade/miles.html
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 30, 2015, 10:23:21 AM
Yes, good work. it's the international taxes. BA doesn't have late booking fees so it's good to remember to use it instead of AA miles for those. another thing that's great about Avios is you can cancel award flights last minute and you only forfeit the taxes. This could be a lot of money on an international route but domestic it's like $5. So you can make a bunch of early bookings for trips you may take if you want to assure award availability and then cancel and not be out much.

Awesome.  I'd thought the Avios short-distance increase wouldn't affect me, but now I'll look into more mix-and-match train/plane trips before February.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on November 02, 2015, 04:12:00 PM
Puni -- search "Solotravelblog" on youtube.  It's a hilariously odd dude doing neat stuff in Japan.  Think you'd like it.

Also, someone tell me what credit card to get.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on November 02, 2015, 04:39:04 PM
Puni -- search "Solotravelblog" on youtube.  It's a hilariously odd dude doing neat stuff in Japan.  Think you'd like it.

thanks! ive been absorbing every sort of "J-vlogger"  on the 'tube, but this guy is new to me. Def weird!

Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 02, 2015, 05:26:31 PM
hi guys, what would you say United Silver is worth? I have the miles but I'm like $400 short on PQD's. I have no idea how much I'll travel over the next year. (likely not a terrible amount).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 02, 2015, 06:17:50 PM
Not a lot then
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on November 03, 2015, 08:17:08 AM
Also, someone tell me what credit card to get.
:impatient:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 03, 2015, 08:50:27 AM
Also, someone tell me what credit card to get.
:impatient:

is this going to be your first credit card? if so, i recommend building some rapport with chase and get the chase freedom once the offer is high. there should be a link on the first post of this thread to get steve dave some points for a referral, too.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2015, 09:09:46 AM
Also, someone tell me what credit card to get.
:impatient:

Chase Sapphire Preferred
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on November 03, 2015, 09:18:19 AM
Also, someone tell me what credit card to get.
:impatient:

Chase Sapphire Preferred
already went with chase freedom (using the referral link).  did i/TTHOTUC f up?

this is all a brave new world to me fwiw.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 03, 2015, 09:20:21 AM
if its your first credit card ever, you dont have a chance in hell of getting approved for CSP. get CSP in a few months and transfer the freedom points to it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2015, 09:30:38 AM
Also, someone tell me what credit card to get.
:impatient:

Chase Sapphire Preferred
already went with chase freedom (using the referral link).  did i/TTHOTUC f up?

this is all a brave new world to me fwiw.

not at all, you really should have both and the freedom is a good starting point. after you use this one for awhile circle back here and we'll tell you where to go next. also, don't use the points for anything until you have a CSP and then transfer them to that card because they are worth significantly more.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on November 03, 2015, 09:31:46 AM
Thanks.  See you in 2016, HMCCDYH thread!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 05, 2015, 02:22:47 PM
steve dave, is there a way to stopover in mexico en route to europe instead of one waying to mexico and then one waying to europe?  there's problably not a way, but is there a way?

oh, and if i want to stopover in a normal place, like london, how do i book that?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 06, 2015, 04:25:19 PM
steve dave, is there a way to stopover in mexico en route to europe instead of one waying to mexico and then one waying to europe?  there's problably not a way, but is there a way?

Probably on AeroMexico
Title: Re: How Many Credit Cards Do You Have?
Post by: renocat on November 06, 2015, 05:18:16 PM
Use a checkbook
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on November 06, 2015, 05:29:42 PM
is nothing sacred anymore? I thought this was a safe place.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 06, 2015, 08:04:04 PM
steve dave, is there a way to stopover in mexico en route to europe instead of one waying to mexico and then one waying to europe?  there's problably not a way, but is there a way?

Probably on AeroMexico

i don't have any skyteam miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 07, 2015, 09:14:46 AM
Hmmmm, doubtful on mexico
Title: How Many Credit Cards Do You Have?
Post by: steve dave on November 07, 2015, 09:19:45 AM
United would be your best bet for a euro stopover. You'll have to work their booking system over to find a RT flight and availability on the second segment of the London to wherever flight available at a later date. Then call them and make them book it. Here are their terms.

A stopover is permitted on roundtrip award travel only. One stopover is permitted, unless otherwise noted. Additional mileage may be required for stopovers within the continental U.S., Alaska, and Canada. Multi-city searches produce flight options with prorated mileage amounts that may differ from the published award price. Mileage amounts displayed during multi-city searches should not be interpreted as applicable to standalone one-way or roundtrip award prices. Please note that the total mileage amount for a multi-city itinerary will be accurate even if each segment is assigned a mileage amount not found on the award charts.
Title: Re: How Many Credit Cards Do You Have?
Post by: CopperBowl on November 07, 2015, 11:32:00 AM
Can I transfer Chase IHG rewards MC points to my CSP (once they're earned)?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 07, 2015, 11:33:29 AM
lol no
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 11, 2015, 09:57:14 AM
@steve dave, thinking about taking the fam to Disney World (the one in Orlando?) next year some time.  since you've been there a lot, what cards do I need to get for elite accomodations for lodging and where are the best places to stay with said points?  best times to go?  thanks in advance for all pro tips.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on November 11, 2015, 10:00:29 AM
got my freedom card.  do i need to enroll in anything or do i just start accruing UR points immediately
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 11, 2015, 10:02:00 AM
@meowmeow-he's going to tell you to get spg cards and stay at swan or dolphin and to go when school is in session. NEXT!
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 11, 2015, 10:02:18 AM
got my freedom card.  do i need to enroll in anything or do i just start accruing UR points immediately

you need to activity it each quarter to get 5x points at whatever category that quarter is.  this quarter is Amazon.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 11, 2015, 10:03:08 AM
@meowmeow-he's going to tell you to get spg cards and stay at swan or dolphin and to go when school is in session. NEXT!

thanks, but I need to hear it from him
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 11, 2015, 10:07:24 AM
got my freedom card.  do i need to enroll in anything or do i just start accruing UR points immediately

just google how to activate the chase freedom 5x bonus. Need to do it every quarter.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on November 11, 2015, 10:10:37 AM
to be clear, this is the 5% cash back activation?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 11, 2015, 10:20:01 AM
to be clear, this is the 5% cash back activation?

yes, you don't need to do anything for the 1% on everything else.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on November 11, 2015, 10:29:50 AM
TY.  Rusty and Meow^2
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 11, 2015, 10:42:46 AM
And I know steve dave explained this, but be absolutely sure that you don't do anything with the points until you get a Sapphire Preferred. Don't do cash back.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2015, 10:47:52 AM

And I know steve dave explained this, but be absolutely sure that you don't do anything with the points until you get a Sapphire Preferred. Don't do cash back.

Correct
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on November 11, 2015, 10:54:16 AM
Got it.  Just wanted to be sure I was activating the right thing. 
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 11, 2015, 10:57:07 AM
i bought a chair from pottery barn via shop through chase with csp which should have been 2 x 1 but it only showed up as 1 x 1.
i called and the lady added on my bonus UR points with no problems.  anyone else ever not get the bonus points?  she said it happens from time to time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2015, 11:17:17 AM
i bought a chair from pottery barn via shop through chase with csp which should have been 2 x 1 but it only showed up as 1 x 1.
i called and the lady added on my bonus UR points with no problems.  anyone else ever not get the bonus points?  she said it happens from time to time.

yes, they are pretty inconsistent across the board. my problem is I never pay attention if they actually showed up or not unless it's a large purchase.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2015, 11:19:36 AM
@meowmeow-he's going to tell you to get spg cards and stay at swan or dolphin and to go when school is in session. NEXT!

thanks, but I need to hear it from him

do that as your first thing. you'll need 40k SPG points for a regular room for 5 nights. But, if you're travelling with a kid you'll need $40k plus $200 a night for a suite. Or, you can call and hassle them to let you book the entire thing for 80k points. Add 10k for each additional night (plus $200 if you get a suite). Airline depends on where you're flying from and what points you already have. Right now is a good time of the year to think about getting a SW companion pass for most of 2016 and all of 2017.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on November 11, 2015, 12:02:02 PM
Funny you should say that, steve, because I just got off the phone with the Chase reconsideration line and am now waiting on two shiny new SW cards to arrive in the mail. Will certainly wait until 1/1/16 to meet the spend.

I'm sad that Chase isn't the UR/SW spigot that it used to be. I was frustrated by having to call, but free plane tickets for two years outweighs that, I guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 11, 2015, 12:42:35 PM
booking this rough ridin' trip is hard.  and there's even tons of availability, but it's still a horrible process.  booking is the seamy underbelly of the points and miles scam.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on November 11, 2015, 12:50:27 PM
@meowmeow-he's going to tell you to get spg cards and stay at swan or dolphin and to go when school is in session. NEXT!

thanks, but I need to hear it from him

do that as your first thing. you'll need 40k SPG points for a regular room for 5 nights. But, if you're travelling with a kid you'll need $40k plus $200 a night for a suite. Or, you can call and hassle them to let you book the entire thing for 80k points. Add 10k for each additional night (plus $200 if you get a suite). Airline depends on where you're flying from and what points you already have. Right now is a good time of the year to think about getting a SW companion pass for most of 2016 and all of 2017.

It is going to cost meow meow over $40,000 to stay at Disney with his kid? Not worth it.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 11, 2015, 01:09:30 PM
Funny you should say that, steve, because I just got off the phone with the Chase reconsideration line and am now waiting on two shiny new SW cards to arrive in the mail. Will certainly wait until 1/1/16 to meet the spend.

I'm sad that Chase isn't the UR/SW spigot that it used to be. I was frustrated by having to call, but free plane tickets for two years outweighs that, I guess.
i thought that the companion pass only lasts one year?
as i understand it, they don't allow you to use sign up points towards the 100k, so without spending $100k, what's the quickest/easiest way to get one?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on November 11, 2015, 01:11:19 PM
i thought that the companion pass only lasts one year?
as i understand it, they don't allow you to use sign up points towards the 100k, so without spending $100k, what's the quickest/easiest way to get one?

it lasts for the end of the calendar year in which you earn 100k points, plus one full year.

they absolutely let you use sign up points to get to 100k.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 11, 2015, 01:13:55 PM
Quote
A Member who earns 110,000 Companion Pass Qualifying Points through Rapid Rewards Partners or who flies 100 qualifying one-way flights booked through Southwest Airlines per calendar year will qualify for a Companion Pass.  “Companion Pass Qualifying Points” are earned from your revenue flights booked through Southwest Airlines, your points earned on Southwest Airlines Rapid Rewards Credit Cards, and your base points earned from Rapid Rewards Partners.  Points purchased for personal use or as a gift, transferred points, points earned from program enrollment, Tier bonus points, flight bonus points, and Partner bonus points (with the exception of the Rapid Rewards Credit Cards from Chase) do not qualify as Companion Pass Qualifying Points.

dunno
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on November 11, 2015, 01:16:47 PM
yeah i was assuming we were talking about the Rapid Rewards credit cards
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 11, 2015, 01:21:23 PM
so you can't transfer UR points and you can't use points received from joining rapid rewards but you can use the 25k that you get for signing up for their card.  sounds like i wasn't reading it correctly at first glance.

wasn't the sign up bonus 40k until recently?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on November 11, 2015, 01:24:49 PM
wasn't the sign up bonus 40k until recently?

it was actually 50k earlier this year
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on November 11, 2015, 01:32:33 PM
http://www.applycreditcard-online.com/creditcard/american-dreamcard-mastercard/
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 11, 2015, 01:33:31 PM
wasn't the sign up bonus 40k until recently?

it was actually 50k earlier this year

ya that's it.  i saw that and was like great, i'll to the CSP and the SWA RR and boom, companion.   oh well.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2015, 01:48:32 PM
so you can't transfer UR points and you can't use points received from joining rapid rewards but you can use the 25k that you get for signing up for their card.  sounds like i wasn't reading it correctly at first glance.

wasn't the sign up bonus 40k until recently?

SW card bonuses count towards it, hotel program transfers count towards it (SPG, Marriott), UR transfers do not count towards it. There are 50k versions of the card periodically. I can send you a referral link to a 50k version if you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 11, 2015, 01:51:12 PM
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FFNL&CELL=6RLJ&MSC=1519681359
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 11, 2015, 06:02:26 PM
thanks, i'm binging hard right now on my CSP but will get it
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on November 13, 2015, 08:28:13 PM
50k delta gold amex is back for delta cats who haven't done that yet
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 13, 2015, 08:42:46 PM
I hit it at 70k twice

(http://www.femoticons.net/images/posts/cool_sunglasses_emoticon.jpg)

never again tho  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2015, 06:59:19 AM
 :frown:

http://www.wsj.com/articles/marriott-to-acquire-starwood-hotels-resorts-1447673866
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2015, 07:01:03 AM
they better merge spg points to marriott points at like a 1:5 ratio  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2015, 07:04:45 AM
I'm unreasonably upset about this guys
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 16, 2015, 08:21:41 AM
Yeah, that's not good. It'll take them forever to combine their point systems though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 16, 2015, 09:00:25 AM
they better merge spg points to marriott points at like a 1:5 ratio  :frown:

could there be a bright side in that SPG might move to Chase so we can churn them again?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 16, 2015, 09:22:53 AM
as someone with Marriot points, and no SPG, is this good/bad/indifferent?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2015, 09:34:20 AM
as someone with Marriot points, and no SPG, is this good/bad/indifferent?

good for you
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2015, 09:35:40 AM
they better merge spg points to marriott points at like a 1:5 ratio  :frown:

could there be a bright side in that SPG might move to Chase so we can churn them again?

there wouldn't be a SPG card, it will just be a marriott card which is already on chase. and goodbye 20k:25k airline transfers.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 16, 2015, 09:40:37 AM
they better merge spg points to marriott points at like a 1:5 ratio  :frown:

could there be a bright side in that SPG might move to Chase so we can churn them again?

there wouldn't be a SPG card, it will just be a marriott card which is already on chase. and goodbye 20k:25k airline transfers.

you don't think we could see a transition like they did with US Air cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on November 16, 2015, 12:55:26 PM
Most people I work with are pumped about the Marriott SPG merger, because most of them as Marriott points people.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on November 16, 2015, 12:58:51 PM
So, should I pull the trigger on the 50k CSP?

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2015, 12:59:38 PM
they better merge spg points to marriott points at like a 1:5 ratio  :frown:

could there be a bright side in that SPG might move to Chase so we can churn them again?

there wouldn't be a SPG card, it will just be a marriott card which is already on chase. and goodbye 20k:25k airline transfers.

you don't think we could see a transition like they did with US Air cards?

no, that was done because barclays is bush league and nobody GAF about them. you aren't going to see competing amex/chase products. obviously I'm speculating.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2015, 12:59:50 PM
So, should I pull the trigger on the 50k CSP?

Sent from my SM-G900P using Tapatalk

harder than ever
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on November 16, 2015, 01:00:27 PM
Is there a referral link that would help out any emaw studs?

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2015, 01:01:54 PM
Is there a referral link that would help out any emaw studs?

Sent from my SM-G900P using Tapatalk

I don't have one (referral link). someone else may :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 16, 2015, 01:29:59 PM
Welp, just blew my remaining SPG points on a stay at the St. Regis San Francisco.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on November 16, 2015, 09:04:54 PM
I'm unreasonably upset about this guys
eff this, this thread is dead to me now
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on November 16, 2015, 09:09:25 PM
I'm unreasonably upset about this guys

I'm super excited about this merger due to expanding my cheap hotel inventory but feel bad for you SPG guys.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on November 16, 2015, 09:51:38 PM
this is bullshit
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 17, 2015, 09:18:02 AM
Chase Sapphire 55k referral link 50k bonus + 5k for authorized user who uses the card at least once
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FGKQ&CELL=6RLJ&MSC=1495044615
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 17, 2015, 09:18:44 AM
55k? Man. When did I open this card?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 17, 2015, 09:51:11 AM
ya i got 40k + 4k in october :(
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 17, 2015, 10:19:55 AM
holy crap chase freedom bonus going to 10x earning starting 11/23  :surprised:

http://pointsmilesandmartinis.boardingarea.com/2015/11/chase-freedom-10-cash-back-promo-at-amazon/

and it resets the $1,500 spend cap on the 23rd. So I'm going to earn 22,500 UR points on Amazon purchase I was going to make anyway.  :surprised:

Quote from:  40k UR points for $3k in purchases
Theoretically if you applied for the Chase Freedom right now you could earn 15,000 points for the recently increased sign-up bonus (after spending $500 in 3 months), 2,500 points for adding an authorized user who makes a purchase, 7,500 points at 5x through November 22nd, and 15,000 points at 10x from November 23rd to the end of the year for a total of 40,000 points for just $3,000 in total spending! That is absolutely insane, in a good way. This made my points hungry morning much better for sure!
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 17, 2015, 10:23:17 AM
thats fantastic news, sd.

im going to buy all my christmas stuff on amazon.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on November 17, 2015, 10:23:59 AM
chase freedom is definitely not involved in the war on christmas
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on November 17, 2015, 11:41:50 AM
Chase Sapphire 55k referral link 50k bonus + 5k for authorized user who uses the card at least once
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FGKQ&CELL=6RLJ&MSC=1495044615
Does using this link give you any points?

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 17, 2015, 11:58:11 AM
Chase Sapphire 55k referral link 50k bonus + 5k for authorized user who uses the card at least once
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FGKQ&CELL=6RLJ&MSC=1495044615

what some bullshit.  goddamn you, chase.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 17, 2015, 12:00:45 PM
holy crap chase freedom bonus going to 10x earning starting 11/23  :surprised:

ok, chase.  i forgive you.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 17, 2015, 12:11:54 PM
Chase Sapphire 55k referral link 50k bonus + 5k for authorized user who uses the card at least once
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FGKQ&CELL=6RLJ&MSC=1495044615
Does using this link give you any points?

Sent from my SM-G900P using Tapatalk

YES!
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on November 17, 2015, 12:30:38 PM
Well, that makes me sad.  I applied for the card this morning at 8:44am and I got the idiotic pending approval email.  So I called them right away and they needed to verify my phone number or something. So I was approved at about 9:05am.

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 17, 2015, 12:32:19 PM
Well, that makes me sad.  I applied for the card this morning at 8:44am and I got the idiotic pending approval email.  So I called them right away and they needed to verify my phone number or something. So I was approved at about 9:05am.

Sent from my SM-G900P using Tapatalk

you can probably call and get them to give you the larger bonus.  people on flyertalk talk about doing that all the time.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on November 17, 2015, 12:43:41 PM
Well, I got the 50k, but I didn't have steve dave's referral link at the time, so steve dave will not profit.

Sent from my SM-G900P using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 17, 2015, 12:56:00 PM
i doubt sd has room in his war chest for a measly 5k referral points
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on November 17, 2015, 01:05:16 PM
I assumed he donated it to charity as a write-off.

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 17, 2015, 01:09:04 PM
my wife just spent like $600 on Amazon over the weekend AND DIDN'T EVEN USE THE FREEDOM CARD I GOT FOR HER!  ERRRRRR!!!!   :bang:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 17, 2015, 01:34:54 PM
it's like a roller coaster ride the last few days  :frown:

http://onemileatatime.boardingarea.com/2015/11/17/2016-aadvantage-program-details/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 17, 2015, 01:36:18 PM
I have 600k AA miles to book before March or they become, like, 450k.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 17, 2015, 02:10:35 PM
could be much worse.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on November 17, 2015, 02:14:41 PM
Straight to bottom: main cabin non-elite all good.  :thumbsup:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 17, 2015, 02:22:54 PM
also a nice silver lining with the BA short flight devaluation

Quote
The good news is that American will be introducing discounted award costs for travel on their own flights of less than 500 miles. A saver economy award will cost 7,500 AAdvantage miles, while a saver business/first class award will cost 15,000 AAdvantage miles.

so I'll be able to book to ORD for less I guess :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on November 17, 2015, 02:37:38 PM
The distance from MHK->ORD is 499 miles. :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 17, 2015, 06:06:34 PM
Nice
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 18, 2015, 06:52:46 PM
I've been ready for a new card for a while.... There's nothing out there I like right now that I can get.    :cry:

I'm, like, super depressed.  :Crybaby:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 18, 2015, 06:54:32 PM
Get a cap one venture or some crap
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 18, 2015, 07:08:24 PM
I've been leaning towards Citi Thank You, but still was really holding out for something new / better.

I feel like I've waited too long... time to pick the best available and go.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on November 18, 2015, 07:27:10 PM
Quit putting the pussy on a pedestal Crush Nasty
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 19, 2015, 08:52:46 AM
I've been leaning towards Citi Thank You, but still was really holding out for something new / better.

I feel like I've waited too long... time to pick the best available and go.

I think citi thank you may be transferable to AA soon
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on November 19, 2015, 10:32:30 AM
 thank you points are redeemable on AA for 1.6 with the prestige card and you get credit for EQM/S... Transferring would be sweet add.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 19, 2015, 12:24:10 PM
this guy has points
http://nypost.com/2015/11/18/billionaire-bought-170m-painting-with-his-amex-for-the-points/

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 19, 2015, 12:27:11 PM
should have used a CSP
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 19, 2015, 12:59:07 PM
should have used a CSP

imagine if this quarter would have been Freedom's 5% back on expensive paintings  :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on November 20, 2015, 07:09:15 AM
I got the CSP in the mail yesterday. Holding it in my hand makes me feel like a better person.

Sent from my SM-G900P using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on November 20, 2015, 08:06:47 AM
I got the CSP in the mail yesterday. Holding it in my hand makes me feel like a better person.

Sent from my SM-G900P using Tapatalk
The best is when cashiers admire and compliment you on its thickness and weight. It's like handing them a bar of gold.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on November 20, 2015, 08:07:48 AM
I was thinking about not letting them touch it.

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 20, 2015, 12:32:11 PM
Holy crap. Hyatt is matching mid tier status with diamond through 2017  :eek:

email them now with a screenshot of your status with another hotel. says "top tier" but flyertalkers claim even hilton and spg gold is being accepted. I also DM'd the hyattconcierge twitter account because this is ridiculous and I want to get in asap.

 :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 20, 2015, 12:47:25 PM
http://milestomemories.boardingarea.com/hyatt-diamond-status-match/
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on November 20, 2015, 12:54:03 PM
Can I just photoshop my marriott silver status to say platinum elite? Then email that screenshot to hyatt?

Sent from my SM-G900P using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 20, 2015, 12:56:10 PM
I just tried emailing them my IHG platinum elite status.  It was the only one I had a paid stay with this year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 20, 2015, 12:56:49 PM
I think that meets the min requirements trim
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 23, 2015, 09:46:07 AM
Quit putting the pussy on a pedestal Crush Nasty

 :surprised: just now seeing this
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 24, 2015, 04:47:58 PM
holy eff it's hard to book travel to europe from the west coast on aa metal.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 24, 2015, 04:50:40 PM
holy eff it's hard to book travel to europe from the west coast on aa metal.

I have trouble booking anything on AA metal from here.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 24, 2015, 04:58:12 PM
I've got a 15K Freedom referral thing.  Not seeing the way to get the direct link to post it at the moment, but I can email to whoever needs this.  Looks like 15K is the standard bonus at the moment anyway, not the 12.5K noted on page 1 here.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 24, 2015, 05:02:17 PM
holy eff it's hard to book travel to europe from the west coast on aa metal.

I have trouble booking anything on AA metal from here.

it's ridiculous.  rough ridin' british air.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 24, 2015, 05:30:32 PM
I CAN ALSO GIVE YOU A FREEDOM LINK

and it looks like they eliminated the "tweet to get a link" link.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2015, 08:19:08 AM
You guys mad?

(http://images.tapatalk-cdn.com/15/11/25/5ac8939cca4a48d62584bc8f25dae227.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on November 25, 2015, 09:21:12 AM
rich get richer
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on November 25, 2015, 10:01:25 AM
Guys 10% cash back on Amazon with Chase Freedom (only up to $150).  That's still nice tho!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on November 25, 2015, 10:29:56 AM
good scoop emo
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2015, 10:59:36 AM
emo, don't use those points for cash. get a CSP or Ink and transfer them there. When you said $150 I was going to correct you that it was actually up to $1,500 in spend but realized you were talking about $150 cash back.

holy crap chase freedom bonus going to 10x earning starting 11/23  :surprised:

http://pointsmilesandmartinis.boardingarea.com/2015/11/chase-freedom-10-cash-back-promo-at-amazon/

and it resets the $1,500 spend cap on the 23rd. So I'm going to earn 22,500 UR points on Amazon purchase I was going to make anyway.  :surprised:

Quote from:  40k UR points for $3k in purchases
Theoretically if you applied for the Chase Freedom right now you could earn 15,000 points for the recently increased sign-up bonus (after spending $500 in 3 months), 2,500 points for adding an authorized user who makes a purchase, 7,500 points at 5x through November 22nd, and 15,000 points at 10x from November 23rd to the end of the year for a total of 40,000 points for just $3,000 in total spending! That is absolutely insane, in a good way. This made my points hungry morning much better for sure!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 25, 2015, 11:04:39 AM
Ah, good.  There was some confusion in chat last night about the max spend/URs that could come from this and that maybe I'd only get 10x on the first $150 spent.  Back to having beer and food and stuff delivered via Prime Now ever-y-day and maybe also buying some of those chinese hoverboards!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2015, 11:09:14 AM
Ah, good.  There was some confusion in chat last night about the max spend/URs that could come from this and that maybe I'd only get 10x on the first $150 spent.  Back to having beer and food and stuff delivered via Prime Now ever-y-day and maybe also buying some of those chinese hoverboards!

I'm very helpful and friendly in this thread but I would have chat banned idiots for that crap
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on November 25, 2015, 11:29:30 AM
emo, don't use those points for cash. get a CSP or Ink and transfer them there. When you said $150 I was going to correct you that it was actually up to $1,500 in spend but realized you were talking about $150 cash back.

holy crap chase freedom bonus going to 10x earning starting 11/23  :surprised:

http://pointsmilesandmartinis.boardingarea.com/2015/11/chase-freedom-10-cash-back-promo-at-amazon/

and it resets the $1,500 spend cap on the 23rd. So I'm going to earn 22,500 UR points on Amazon purchase I was going to make anyway.  :surprised:

Quote from:  40k UR points for $3k in purchases
Theoretically if you applied for the Chase Freedom right now you could earn 15,000 points for the recently increased sign-up bonus (after spending $500 in 3 months), 2,500 points for adding an authorized user who makes a purchase, 7,500 points at 5x through November 22nd, and 15,000 points at 10x from November 23rd to the end of the year for a total of 40,000 points for just $3,000 in total spending! That is absolutely insane, in a good way. This made my points hungry morning much better for sure!

Yup I have the CSP and never cash back, always xfer to travel partners.  I assumed true How Many Credit Cards Do You Have? thread readers would already know that one.  (But good reminder.  :thumbs:)

Was mocat being sarcastic when he told me good scoop?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2015, 11:36:20 AM
Yes, he was. And you're wrong in that case, it's $1,500.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on November 25, 2015, 11:37:09 AM
Yes, he was. And you're wrong in that case, it's $1,500.

$1500 in cash back or $1500 in spend yielding $150 in cash back (or xfer duh)?
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on November 25, 2015, 11:38:25 AM
"on up to $1,500 in new combined purchases from November 23 - December 31, 2015 at:1"
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 25, 2015, 12:05:25 PM
Ah, good.  There was some confusion in chat last night about the max spend/URs that could come from this and that maybe I'd only get 10x on the first $150 spent.  Back to having beer and food and stuff delivered via Prime Now ever-y-day and maybe also buying some of those chinese hoverboards!

there was no confusion.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2015, 12:10:10 PM
Some of you idiots need some cap one cards
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 25, 2015, 01:04:01 PM
daraius and Emily are getting divorced  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 25, 2015, 01:10:02 PM
daraius and Emily are getting divorced  :frown:

that kinda makes me happy.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 25, 2015, 01:10:37 PM
my post was a pretty clever royals playoff callback, stevedave.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on November 25, 2015, 01:13:10 PM
Quote
danny | November 24, 2015 at 8:00 pm |
Unfortunately the points and miles game is intense and will do that to ya. Most of your fellow bloggers are divorced or are in the process of doing so.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 25, 2015, 01:15:59 PM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on November 25, 2015, 01:16:44 PM
Quote
atxtravel | November 24, 2015 at 7:46 am |
I thought I saw Emily on OKCupid a month ago. I had to do a double take but that explains it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 25, 2015, 01:23:18 PM
and as chum points out, the responses are v funny.


very matter of fact response...

Quote
This is very sad news and will mean a big change for you. You won’t be able to double up on the credit card offers and things like the southwest companion pass will have less value.




response from some guy named forest who is not a travel blogger but who is apparently attempting to date Emily...
Quote
Forest  |  November 24, 2015 at 12:29 pm | 

Stuff happens, people change and move on. Likely the best thing for both of you! “Free at last”. Note to Emily, do not date a travel blogger….although the points guy sure seems like a trust fund guy, sorry, repeat, do not date a travel blogger:)



short and sweet...
Quote
Marriage: YMMV


everybody was thinking it but this guy typed it...
Quote
TMI dude. Sorry for what you are going through but you can spare us the details and obvious cry out to Emily.

Unsubscribing so hopefully don’t get anymore of this in the my inbox.

whoa. what?
Quote
I noticed that Darius’ name was on the Ashley Madison list. I’m sure this was probably the last straw for Emily. I hope that you are all able to move on to something more fulfilling.

oh man.
Quote
Will you be posting a blog post for the best methods as well as best cards to use on Ashley Madison? Do they take Visa GCs? Vanilla reloads?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 25, 2015, 01:23:30 PM
gems of the darius/emily divorce!
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on November 25, 2015, 01:49:31 PM
I missed the first Ashley Madison one.  :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 25, 2015, 04:32:25 PM
I just tried emailing them my IHG platinum elite status.  It was the only one I had a paid stay with this year.

Quote
I will be assisting you further, with our current status match we are only matching SPG top-tier member’s to diamond I am showing you are already Platinum so we would not be able to match you to any other level. If you have any further question please do not hesitate to e-mail me back directly.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 25, 2015, 04:49:24 PM
and as chum points out, the responses are v funny.


very matter of fact response...

Quote
This is very sad news and will mean a big change for you. You won’t be able to double up on the credit card offers and things like the southwest companion pass will have less value.




response from some guy named forest who is not a travel blogger but who is apparently attempting to date Emily...
Quote
Forest  |  November 24, 2015 at 12:29 pm | 

Stuff happens, people change and move on. Likely the best thing for both of you! “Free at last”. Note to Emily, do not date a travel blogger….although the points guy sure seems like a trust fund guy, sorry, repeat, do not date a travel blogger:)



short and sweet...
Quote
Marriage: YMMV


everybody was thinking it but this guy typed it...
Quote
TMI dude. Sorry for what you are going through but you can spare us the details and obvious cry out to Emily.

Unsubscribing so hopefully don’t get anymore of this in the my inbox.

whoa. what?
Quote
I noticed that Darius’ name was on the Ashley Madison list. I’m sure this was probably the last straw for Emily. I hope that you are all able to move on to something more fulfilling.

oh man.
Quote
Will you be posting a blog post for the best methods as well as best cards to use on Ashley Madison? Do they take Visa GCs? Vanilla reloads?
That's beautiful
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2015, 08:54:37 PM
hahahahahahaha
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 25, 2015, 09:09:25 PM
I was in tears at the sw companion pass comment
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on November 25, 2015, 09:30:05 PM
Who gets the blog in the divorce?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 25, 2015, 09:40:15 PM
If you can survive the American and Starwood’s devaluation, anything is possible.

hahahahaha
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 26, 2015, 07:49:30 PM
Holy crap. Hyatt is matching mid tier status with diamond through 2017  :eek:

email them now with a screenshot of your status with another hotel. says "top tier" but flyertalkers claim even hilton and spg gold is being accepted. I also DM'd the hyattconcierge twitter account because this is ridiculous and I want to get in asap.

 :runaway:

it's been a good week or two for us Marriott elites

looks like my wife will get her return trip to the GH Kauai she's been wanting next year
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 26, 2015, 08:16:01 PM
Couple CSPs and a couple more chase hyatts will be heading our way  :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 27, 2015, 11:06:55 AM
Chase made me call them for whatever reason

Call 1

Guy: well we just need your drivers license or a bill to verify your address
Me: I have two other chase cards can you look at those
Guy: the public records show you live somewhere else, did you forget to type in your apartment number?
Me: no it's a whole house
Guy: well please fax your drivers license in and call back
Me: k

Call 2

Lady: thanks for faxing it but the faxes take 1-2 weeks to upload
Me: why can't I have a chase sapphire preferred card now
Lady: hang on
Hold for two minutes
Lady: congratulations you're approved with a credit line of $17,000
Me: neat

 :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 29, 2015, 01:00:35 AM
if i miss one of the middle flights on a multi-flight award booking due to a tight connection, they're probably going to put me on the next flight, correct?  even if that next flight would violate the minimum connection time at the next airport?  and even if the original tight connection violated their minimum connection time rule but a lazy agent booked it anyways?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 29, 2015, 07:36:47 AM
Yes, I believe that's accurate sys
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 29, 2015, 02:27:13 PM
i looked it up on flyertalk and apparently american's minimum connection time is a little less than the airport's suggested minimum connection time.  so i have "legal" booking and presumably they'll take care of me if anything is late (unless the next flights are overbooked, in which case i'm prolly mumped).  at any rate, not gonna worry about it anymore since it took a rough ridin' ton of work to get the aa booking in the first place.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on November 30, 2015, 08:43:57 AM
do i want to activate the 10% cash back on chase freedom?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 30, 2015, 08:56:36 AM
do i want to activate the 10% cash back on chase freedom?

yes, obviously always
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on November 30, 2015, 09:00:57 AM
do i want to activate the 10% cash back on chase freedom?

yes, obviously always
TY.  Just trying to be circumspect.  Wasn't sure if activating that would disqualify me for something better or whatever.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on November 30, 2015, 11:27:30 AM
Hyatt hasn't made me diamond yet  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 30, 2015, 11:55:31 AM
i looked it up on flyertalk and apparently american's minimum connection time is a little less than the airport's suggested minimum connection time.  so i have "legal" booking and presumably they'll take care of me if anything is late (unless the next flights are overbooked, in which case i'm prolly mumped).  at any rate, not gonna worry about it anymore since it took a rough ridin' ton of work to get the aa booking in the first place.

aa emailed me this morning to let me know the connection was too short and forced me to call in and rebook on the later flight.   :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on November 30, 2015, 12:01:10 PM
i looked it up on flyertalk and apparently american's minimum connection time is a little less than the airport's suggested minimum connection time.  so i have "legal" booking and presumably they'll take care of me if anything is late (unless the next flights are overbooked, in which case i'm prolly mumped).  at any rate, not gonna worry about it anymore since it took a rough ridin' ton of work to get the aa booking in the first place.

aa emailed me this morning to let me know the connection was too short and forced me to call in and rebook on the later flight.   :curse:

confirmation that AA reads the board
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 01, 2015, 02:54:48 PM
Chase Sapphire 55k referral link 50k bonus + 5k for authorized user who uses the card at least once
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FGKQ&CELL=6RLJ&MSC=1495044615
Does using this link give you any points?

Sent from my SM-G900P using Tapatalk

YES!

i can't figure out how to produce this nice link for my friend. i can only email friends and that does not work as well and the friend has to wait like 7 days or whatever to get an email invite from chase. how do you do this?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2015, 03:42:30 PM
Chase Sapphire 55k referral link 50k bonus + 5k for authorized user who uses the card at least once
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FGKQ&CELL=6RLJ&MSC=1495044615
Does using this link give you any points?

Sent from my SM-G900P using Tapatalk

YES!

i can't figure out how to produce this nice link for my friend. i can only email friends and that does not work as well and the friend has to wait like 7 days or whatever to get an email invite from chase. how do you do this?

iirc rusty said they did away with the twitter link which is how I got this.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 01, 2015, 03:54:22 PM
btw, chase is now counting authorized users as part of their limit on how many cards you can have (or is it apply for?) every 24 months.  so, be careful about chasing those 5k ur's.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 01, 2015, 03:56:09 PM
btw, chase is now counting authorized users as part of their limit on how many cards you can have (or is it apply for?) every 24 months.  so, be careful about chasing those 5k ur's.

WHAT!?!?!?!? Is this going to be affected by the cards I am currently an authorized user on or only future ones?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 01, 2015, 04:00:21 PM
btw, chase is now counting authorized users as part of their limit on how many cards you can have (or is it apply for?) every 24 months.  so, be careful about chasing those 5k ur's.

i noticed that. and also that mrs mocat's credit line on her freedom shows up as available credit in my credit report
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 01, 2015, 04:03:23 PM
WHAT!?!?!?!? Is this going to be affected by the cards I am currently an authorized user on or only future ones?

any in the past 24 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 01, 2015, 04:25:26 PM
btw, chase is now counting authorized users as part of their limit on how many cards you can have (or is it apply for?) every 24 months.  so, be careful about chasing those 5k ur's.
what is this yet to be identified limit?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 01, 2015, 04:41:20 PM
5. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2015, 05:10:51 PM
and (it's been mentioned a billion times but once more) that is only for the chase UR cards (CSP, Ink, Freedom). you can still pound the SW, Marriott, United, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 01, 2015, 08:36:04 PM
Did CSP/ChaseUR ever transfer to Delta?  For some reason I thought it did but don't see that option now. 

Can I xfer to British Airways and then book Delta to the Bahamas?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 01, 2015, 08:39:35 PM
Did CSP/ChaseUR ever transfer to Delta?  For some reason I thought it did but don't see that option now. 

Can I xfer to British Airways and then book Delta to the Bahamas?

no.  no.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2015, 08:45:27 PM

Did CSP/ChaseUR ever transfer to Delta?  For some reason I thought it did but don't see that option now. 

Can I xfer to British Airways and then book Delta to the Bahamas?

Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 01, 2015, 08:58:02 PM
Any way I can get like 17k miles on American pretty quick short of just buying them?  Is it possible to trade points?  Like I got a crap ton of CSP points.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 01, 2015, 11:18:00 PM
you can get an citi aa card.  the gold has a low spend that you could crank out super fast.  not sure how long it takes for the points to post, but it's reasonably fast.

if you just want an aa flight, you could transfer your ur's to ba and book it with avios.



check into the cost of just purchasing the flight with ur.  sometimes that's the best deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 03, 2015, 08:06:03 AM
I need to go to Italy within the next 3 years, including but not limited to Venice. I currently have 100k UR points. Can someone make me a plan to get the rest of what I need to get flights and hotel paid for?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 08:18:13 AM
I need to go to Italy within the next 3 years, including but not limited to Venice. I currently have 100k UR points. Can someone make me a plan to get the rest of what I need to get flights and hotel paid for?

keep acquiring UR points and maybe get an AA card for yourself and gooch.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on December 03, 2015, 08:32:05 AM
Any way I can get like 17k miles on American pretty quick short of just buying them?  Is it possible to trade points?  Like I got a crap ton of CSP points.

you can get an citi aa card.  the gold has a low spend that you could crank out super fast.  not sure how long it takes for the points to post, but it's reasonably fast.

if you just want an aa flight, you could transfer your ur's to ba and book it with avios.



check into the cost of just purchasing the flight with ur.  sometimes that's the best deal.

I got my Citi AA card bonus this summer. It took nearly a month (one billing cycle) to post.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 03, 2015, 08:54:46 AM
I need to go to Italy within the next 3 years, including but not limited to Venice. I currently have 100k UR points. Can someone make me a plan to get the rest of what I need to get flights and hotel paid for?

keep acquiring UR points and maybe get an AA card for yourself and gooch.

He already has the AA card, and has only had it a year so he said he doesn't want to cancel it. I'll get one. Can I get a referral from him to get him some extra points?

Should I make sure to keep my credit card applications low so that I can get another UR card sometime within the next couple years?
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on December 03, 2015, 09:59:06 AM
Need some help from some UR pros, may have made a big mistake.

It looks like in canceling Mrs. WonderMeal's Ink before the fee hit, I've canceled the last UR-earning card we have. Will I lose these URs? Can I transfer them to the freedom and still have them as URs, not crummy cash back?

She just got denied (:horrorsurprise:) for a CSP, we got stung by the authorized user/too many cards thing. I'd probably get denied for a CSP too, given that I've applied for three credit cards in the last couple of months and have cycled through pretty much all Chase products.

What should we do? Are we mumped?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 03, 2015, 11:34:41 AM
Need some help from some UR pros, may have made a big mistake.

It looks like in canceling Mrs. WonderMeal's Ink before the fee hit, I've canceled the last UR-earning card we have. Will I lose these URs? Can I transfer them to the freedom and still have them as URs, not crummy cash back?

She just got denied (:horrorsurprise:) for a CSP, we got stung by the authorized user/too many cards thing. I'd probably get denied for a CSP too, given that I've applied for three credit cards in the last couple of months and have cycled through pretty much all Chase products.

What should we do? Are we mumped?

Don't know if you lose the UR's, but you could transfer them to freedom until one of you can get a UR account again. Probably worth a fee to keep at least one UR earning card between the two of you open all the time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 12:31:55 PM
Transfer them to Hyatt immediately (if you still can)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 03, 2015, 12:32:57 PM
Transfer them to Hyatt immediately (if you still can)

curious why?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on December 03, 2015, 01:06:53 PM

Transfer them to Hyatt immediately (if you still can)

curious why?

Me too! Is Hyatt the best ratio?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 01:19:05 PM

Transfer them to Hyatt immediately (if you still can)

curious why?

Me too! Is Hyatt the best ratio?

of all the transfer partners it's the most consistently easy to get good value out of the points. If he's going to lose all the UR points (which he will if he cancels his last UR account) that's the safest spot for them. United can get you big value if you book low level premium class overseas flights, SW is a good choice if you have a companion pass which would ultimately double the value of the miles, some of the other air partners can get you a great redemption on premium class if you have a specific flight with availability in mind. But, with Hyatt, it's extremely easy to get 2 CPM. The Grand Hyatt Kauai is 25k points and will almost always be going for $500+ a night. The Hyatt in Wichita is only 5k so if you if it's going for $100 or more that's 2 CPM+. storing them on a freedom is fine if you think you are going to get another UR card soon but obviously you've just gotten shut down for one so you'll have a wait and won't be able to get more cards while you wait.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 03, 2015, 01:20:27 PM
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 01:20:50 PM
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?

none of them
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 03, 2015, 01:37:11 PM
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?

none of them

rough ridin' AA lied to me!  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 01:48:06 PM
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?

none of them

rough ridin' AA lied to me!  :shakesfist:

no they didn't
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 03, 2015, 01:50:40 PM
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?

none of them

rough ridin' AA lied to me!  :shakesfist:

no they didn't

My US Airways card got converted to an American card.  They (the card company, not AA) called for some reason or another.  I told them I wanted to cancel the card, they said if I did I'd lose my miles.  What is my misunderstanding?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 01:52:27 PM
yeah, I was just pointing out that AA didn't lie to you. Barclays probably did, sys hates their guts.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 03, 2015, 01:52:57 PM
sd which of the airline cards will, if you cancel them, crap can all your miles in your frequent flier account (if any)?

none of them

rough ridin' AA lied to me!  :shakesfist:

no they didn't

My US Airways card got converted to an American card.  They (the card company, not AA) called for some reason or another.  I told them I wanted to cancel the card, they said if I did I'd lose my miles.  What is my misunderstanding?

Maybe they were talking about the miles that hadn't posted to your account yet (that you had earned within the last month).
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 03, 2015, 02:08:08 PM
I hadn't used the card since it went from US Airways to AA (many months).  They might have even been calling because I hadn't activated it. 

When has sys been wrong?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 02:10:45 PM
When has sys been wrong?

well, he seems to eff up every time he tries to book award travel for starters. could just be he only posts about the bad ones though.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 03, 2015, 02:20:29 PM
When has sys been wrong?

well, he seems to eff up every time he tries to book award travel for starters. could just be he only posts about the bad ones though.

i'm super proud of my last booking.  it took a lot of work, but i personally think i kicked a little ass, given i was starting from a position of ignorance.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 03, 2015, 02:22:05 PM
Transfer them to Hyatt immediately (if you still can)

curious why?

i think sd maybe missed where the poster was going to keep a freedom.  i'd transfer the points to the freedom with the plan of transferring back to ur's when they get their next csp or ink.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 02:22:15 PM
When has sys been wrong?

well, he seems to eff up every time he tries to book award travel for starters. could just be he only posts about the bad ones though.

i'm super proud of my last booking.  it took a lot of work, but i personally think i kicked a little ass, given i was starting from a position of ignorance.

THIS THREAD WINS AGAIN!  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 02:23:02 PM
Transfer them to Hyatt immediately (if you still can)

curious why?

i think sd maybe missed where the poster was going to keep a freedom.  i'd transfer the points to the freedom with the plan of transferring back to ur's when they get their next csp or ink.

no, I saw that part

storing them on a freedom is fine if you think you are going to get another UR card soon but obviously you've just gotten shut down for one so you'll have a wait and won't be able to get more cards while you wait.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 03, 2015, 02:27:46 PM
Should I make sure to keep my credit card applications low so that I can get another UR card sometime within the next couple years?

 :impatient:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 03, 2015, 02:30:49 PM
I need to go to Italy within the next 3 years, including but not limited to Venice. I currently have 100k UR points. Can someone make me a plan to get the rest of what I need to get flights and hotel paid for?

united is better than aa for getting to europe.  always good to have some aa too, though.  you only need a few more ur's to get there, if you book well.  use the stopover, it's super easy to book with united.  120k ua shouldn't be that hard to find.  wait for a booking sale and you can sometimes get 20-25% off that.

choice has some decent hotels in italy with very low redemptions.  if you travel for work, pick up some choice points just for that (they're garbage except for cheap european hotels).  don't get a card for them not worth it.

the ihg 80k might be worth it.  the hyatt 2 nights might be worth it.  just be careful with your 10 card limit.


if you need to use money as well as points/nights, use the points/nights in venice and pay money in most other cities.  venice is crazy expensive compared to most italian lodging (which is cheap).
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 03, 2015, 02:31:24 PM
Should I make sure to keep my credit card applications low so that I can get another UR card sometime within the next couple years?

 :impatient:

stay under 5 each for you and gooch/24.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 03, 2015, 02:33:50 PM
storing them on a freedom is fine if you think you are going to get another UR card soon but obviously you've just gotten shut down for one so you'll have a wait and won't be able to get more cards while you wait.


well, i wouldn't do anything that would jeopardize my ability to get a csp and ink every 2 years.  so imo, it doesn't make any sense to just give up and shut yourself out on those to churn some crap hotel cards or whatever.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 03, 2015, 02:40:02 PM
I need to go to Italy within the next 3 years, including but not limited to Venice. I currently have 100k UR points. Can someone make me a plan to get the rest of what I need to get flights and hotel paid for?

united is better than aa for getting to europe.  always good to have some aa too, though.  you only need a few more ur's to get there, if you book well.  use the stopover, it's super easy to book with united.  120k ua shouldn't be that hard to find.  wait for a booking sale and you can sometimes get 20-25% off that.

choice has some decent hotels in italy with very low redemptions.  if you travel for work, pick up some choice points just for that (they're garbage except for cheap european hotels).  don't get a card for them not worth it.

the ihg 80k might be worth it.  the hyatt 2 nights might be worth it.  just be careful with your 10 card limit.


if you need to use money as well as points/nights, use the points/nights in venice and pay money in most other cities.  venice is crazy expensive compared to most italian lodging (which is cheap).

OK, so UR can transfer to United but not AA, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 03, 2015, 02:42:02 PM
correct.  if you need to get into oneworld with the ur's you can transfer to ba avios, but that's not a great option for international flying.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 03, 2015, 02:43:18 PM
storing them on a freedom is fine if you think you are going to get another UR card soon but obviously you've just gotten shut down for one so you'll have a wait and won't be able to get more cards while you wait.


well, i wouldn't do anything that would jeopardize my ability to get a csp and ink every 2 years.  so imo, it doesn't make any sense to just give up and shut yourself out on those to churn some crap hotel cards or whatever.

Does the clock start after you cancel?  Or from the time of your application?  Or other?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 03, 2015, 02:44:20 PM
Does the clock start after you cancel?  Or from the time of your application?  Or other?

i'd bet from application, but i don't know for sure.  good question.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 03, 2015, 02:48:35 PM
Does the clock start after you cancel?  Or from the time of your application?  Or other?

i'd bet from application, but i don't know for sure.  good question.

There's one card that you can't churn for a certain time after you cancel it. Which one was that???
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 03, 2015, 02:49:23 PM
There's one card that you can't churn for a certain time after you cancel it. Which one was that???

citi.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 02:49:54 PM
since you last got the bonus emo. with amex it's cancellation (for biz cards you can actually churn).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 02:50:21 PM
There's one card that you can't churn for a certain time after you cancel it. Which one was that???

citi.

and amex biz cards
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 03, 2015, 02:51:13 PM
Ok I need to cancel my CSP.  Thanks sd.  But man oh man I just love that card. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 02:52:34 PM
storing them on a freedom is fine if you think you are going to get another UR card soon but obviously you've just gotten shut down for one so you'll have a wait and won't be able to get more cards while you wait.


well, i wouldn't do anything that would jeopardize my ability to get a csp and ink every 2 years.  so imo, it doesn't make any sense to just give up and shut yourself out on those to churn some crap hotel cards or whatever.

I'm keeping my CSP and Freedom for actual spend usage and churning everything else. to each their own though.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 03, 2015, 03:00:21 PM
i'm super proud of my last booking.  it took a lot of work, but i personally think i kicked a little ass, given i was starting from a position of ignorance.

THIS THREAD WINS AGAIN!  :love:

btw:

1 fresno-granada-//-madrid-paris-rome-fresno ticket, 1 fresno-mexico city-granada-//-madrid-paris-rome-fresno ticket and 1 mexico city-granada-//-madrid-paris-rome-mexico city.

80k aa, 77.5k ua, about 22k ur plus about $650 in fees.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 03, 2015, 03:04:55 PM
i'm super proud of my last booking.  it took a lot of work, but i personally think i kicked a little ass, given i was starting from a position of ignorance.

THIS THREAD WINS AGAIN!  :love:

btw:

1 fresno-granada-//-madrid-paris-rome-fresno ticket, 1 fresno-mexico city-granada-//-madrid-paris-rome-fresno ticket and 1 mexico city-granada-//-madrid-paris-rome-mexico city.

80k aa, 77.5k ua, about 22k ur plus about $650 in fees.

that is one hot piece of ass booking
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on December 03, 2015, 03:06:16 PM
:surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 03, 2015, 03:13:05 PM
storing them on a freedom is fine if you think you are going to get another UR card soon but obviously you've just gotten shut down for one so you'll have a wait and won't be able to get more cards while you wait.


well, i wouldn't do anything that would jeopardize my ability to get a csp and ink every 2 years.  so imo, it doesn't make any sense to just give up and shut yourself out on those to churn some crap hotel cards or whatever.

I'm keeping my CSP and Freedom for actual spend usage and churning everything else. to each their own though.

yeah, i can see that, if you have high spend.  for me, getting the bonus on 5 cards/year will use most of my spend, at least most of the spend i can count on having, so maximizing the value of the bonuses is the most important variable (i think, maybe i'm missing out on something like the biz amex cards you mentioned that would be more lucrative.  i've never looked into those.).
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 03, 2015, 03:27:48 PM
1 fresno-granada-//-madrid-paris-rome-fresno ticket, 1 fresno-mexico city-granada-//-madrid-paris-rome-fresno ticket and 1 mexico city-granada-//-madrid-paris-rome-mexico city.

80k aa, 77.5k ua, about 22k ur plus about $650 in fees.

holy crap.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 03, 2015, 03:31:23 PM
granada is like barely west of madrid  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 03, 2015, 09:43:22 PM
Should I make sure to keep my credit card applications low so that I can get another UR card sometime within the next couple years?

 :impatient:

stay under 5 each for you and gooch/24.

Is it just applications in the last 24 months or does the total number of cards you have come into account (i.e. if I have some cards that I've had for more than 2 years). Also, do you think that store credit cards count, like my Victoria's Secret card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 03, 2015, 10:13:48 PM
Is there a good bonus on a United card right now? I need a link.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 04, 2015, 12:55:02 AM
Should I make sure to keep my credit card applications low so that I can get another UR card sometime within the next couple years?

 :impatient:

stay under 5 each for you and gooch/24.

Is it just applications in the last 24 months or does the total number of cards you have come into account (i.e. if I have some cards that I've had for more than 2 years). Also, do you think that store credit cards count, like my Victoria's Secret card?

just bonuses (per sd) in the last 24 months, older cards don't count.  i don't think most store cards count, but don't hold me to that.  also cards that only to report to a credit agency that chase doesn't query wouldn't count.  so, if you wanted to google for a bit you could prolly find some more cards that wouldn't count.

here's the link for all cards.  whenever you want a card, just go there to look up what's available (prolly should be on the first page, if it isn't already.

http://www.flyertalk.com/forum/credit-card-programs/1177334-special-credit-card-offers-master-thread-subscription.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 04, 2015, 07:17:26 AM
Should I make sure to keep my credit card applications low so that I can get another UR card sometime within the next couple years?

 :impatient:

stay under 5 each for you and gooch/24.

Is it just applications in the last 24 months or does the total number of cards you have come into account (i.e. if I have some cards that I've had for more than 2 years). Also, do you think that store credit cards count, like my Victoria's Secret card?

just bonuses (per sd) in the last 24 months, older cards don't count.  i don't think most store cards count, but don't hold me to that.  also cards that only to report to a credit agency that chase doesn't query wouldn't count.  so, if you wanted to google for a bit you could prolly find some more cards that wouldn't count.

here's the link for all cards.  whenever you want a card, just go there to look up what's available (prolly should be on the first page, if it isn't already.

http://www.flyertalk.com/forum/credit-card-programs/1177334-special-credit-card-offers-master-thread-subscription.html

I don't think a bonus matters (and you may not be saying it does but just using that wording). It's 5 approvals in 24 months with ANY bank. So, if you apply (and are approved) for 2 chase cards, 2 citi cards, and an amex in a 2 year span you can't get a CSP, Ink, or Freedom. It's very restrictive and why I chose to just hold onto my CSP and Freedom and abandon churning them. Very little reward (say 70k UR points every two years) v. what I would be giving up imo. again, this only applies for UR earning cards (CSP, Ink, Freedom).

FT Wiki on it http://www.flyertalk.com/forum/chase-ultimate-rewards/1707643-applying-chase-credit-cards-may-2015-present.html
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 04, 2015, 07:21:09 AM
and then, after you sit out for two years, you apply for the CSP, Ink, and Freedom and that's 3 of your 5 for the next two years so your really committing yourself to only getting a single CSP, Ink, and Freedom and then a single other card every 24 months. I guess you'd probably just hold onto the freedom and get a CSP and Ink every two years and give yourself the option for 2 other cards. Either way it doesn't add up to me. There are too many other options out there and when a huge thing pops up like the 100k Plat Amex that I got a few months ago I want to be able to jump on it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 04, 2015, 07:54:48 AM
Should I make sure to keep my credit card applications low so that I can get another UR card sometime within the next couple years?

 :impatient:

stay under 5 each for you and gooch/24.

Is it just applications in the last 24 months or does the total number of cards you have come into account (i.e. if I have some cards that I've had for more than 2 years). Also, do you think that store credit cards count, like my Victoria's Secret card?

just bonuses (per sd) in the last 24 months, older cards don't count.  i don't think most store cards count, but don't hold me to that.  also cards that only to report to a credit agency that chase doesn't query wouldn't count.  so, if you wanted to google for a bit you could prolly find some more cards that wouldn't count.

here's the link for all cards.  whenever you want a card, just go there to look up what's available (prolly should be on the first page, if it isn't already.

http://www.flyertalk.com/forum/credit-card-programs/1177334-special-credit-card-offers-master-thread-subscription.html

I don't think a bonus matters (and you may not be saying it does but just using that wording). It's 5 approvals in 24 months with ANY bank. So, if you apply (and are approved) for 2 chase cards, 2 citi cards, and an amex in a 2 year span you can't get a CSP, Ink, or Freedom. It's very restrictive and why I chose to just hold onto my CSP and Freedom and abandon churning them. Very little reward (say 70k UR points every two years) v. what I would be giving up imo. again, this only applies for UR earning cards (CSP, Ink, Freedom).

FT Wiki on it http://www.flyertalk.com/forum/chase-ultimate-rewards/1707643-applying-chase-credit-cards-may-2015-present.html

I thought 5 was the limit, and you could still get approved with 5. Is it 5 including the card (CSP, Ink, or Freedom) you are applying for?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 04, 2015, 09:12:03 AM
yeah, I'm not certain whether it's 5 and you can get a UR card as the 6th or if they cut you off if you've had 5. probably important to know if you are going to starve yourself for 2 years to get the card as that would be a pretty terrible feeling to not get it because it was actually 4 and the card was the 5th. I'm not doing it either way so I haven't dug in deeper to confirm.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 04, 2015, 09:16:20 AM
After sd's revelation to me I called and cancelled 5 cards last night.  It was exhausting.  sd how do I get the agents to just do what the eff I want quickly without hearing their sales pitch and still treat them with respect?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 04, 2015, 09:17:03 AM
yeah, I'm not certain whether it's 5 and you can get a UR card as the 6th or if they cut you off if you've had 5. probably important to know if you are going to starve yourself for 2 years to get the card as that would be a pretty terrible feeling to not get it because it was actually 4 and the card was the 5th. I'm not doing it either way so I haven't dug in deeper to confirm.

We currently each have a CSP but not the other ones. What should we do? Keep them? Keep only one once the annual fees start hitting? Is there any reason to get the other two if I am not going to adhere to the 5/24 (i.e. is there any reason to have them if I am not going to get the bonus?)?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 04, 2015, 09:20:42 AM
After sd's revelation to me I called and cancelled 5 cards last night.  It was exhausting.  sd how do I get the agents to just do what the eff I want quickly without hearing their sales pitch and still treat them with respect?

the retention pitch is the best because sometimes you'll get pretty nice bonus points/account credits for not cancelling and then you just call back in like a week or a month and cancel anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 04, 2015, 09:23:52 AM
yeah, I'm not certain whether it's 5 and you can get a UR card as the 6th or if they cut you off if you've had 5. probably important to know if you are going to starve yourself for 2 years to get the card as that would be a pretty terrible feeling to not get it because it was actually 4 and the card was the 5th. I'm not doing it either way so I haven't dug in deeper to confirm.

We currently each have a CSP but not the other ones. What should we do? Keep them? Keep only one once the annual fees start hitting? Is there any reason to get the other two if I am not going to adhere to the 5/24 (i.e. is there any reason to have them if I am not going to get the bonus?)?

If I were you I'd:

-If you CAN get an Ink and/or Freedom (ie. you haven't crossed the 5/24 barrier yet) I'd get one of those (both if you can)
-Then I'd keep one of the CSP cards and both of the Freedom cards (if you get them) and cancel the Ink
-Use the CSP (normal spend) and Freedoms (bonus categories) for all spend where you aren't making a spend requirement on another card. don't ever cancel them. the Freedoms don't have an annual fee anyway. Plus you will have $3k per quarter for bonus spend if you both have one v. $1,500.
-Then just worry about all other offers and cards as usual
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 04, 2015, 09:30:55 AM
yeah, I'm not certain whether it's 5 and you can get a UR card as the 6th or if they cut you off if you've had 5. probably important to know if you are going to starve yourself for 2 years to get the card as that would be a pretty terrible feeling to not get it because it was actually 4 and the card was the 5th. I'm not doing it either way so I haven't dug in deeper to confirm.

We currently each have a CSP but not the other ones. What should we do? Keep them? Keep only one once the annual fees start hitting? Is there any reason to get the other two if I am not going to adhere to the 5/24 (i.e. is there any reason to have them if I am not going to get the bonus?)?

If I were you I'd:

-If you CAN get an Ink and/or Freedom (ie. you haven't crossed the 5/24 barrier yet) I'd get one of those (both if you can)
-Then I'd keep one of the CSP cards and both of the Freedom cards (if you get them) and cancel the Ink
-Use the CSP (normal spend) and Freedoms (bonus categories) for all spend where you aren't making a spend requirement on another card. don't ever cancel them. the Freedoms don't have an annual fee anyway. Plus you will have $3k per quarter for bonus spend if you both have one v. $1,500.
-Then just worry about all other offers and cards as usual

Well I don't think we can get any because between us we have had 6 applications in the last 24 months - and we are authorized users on each other's cards so all 6 count for both of us (I think). The oldest one drops off in June of next year so we'd have to not apply for anything for 6 months to be eligible. (And that's only if the limit is really 5, not 4.)

So maybe we should rethink our strategy of always putting the other as an authorized user. We usually do that so we can knock out the spend faster.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 04, 2015, 11:19:57 AM
you need to spend a little time and think about how about what optimizes your spend.  for example, for me the 10 cards per couple limit isn't a huge sacrifice (it is a sacrifice, but not huge).  to get bonuses on five good cards, i'm looking at 15-25k in annual spend.  in a good year (one with lots of work travel) i might spend more than that, but it's about all i can rely on in a down year.  so i'm not forgoing much to keep churning csps and inks (freedom is no longer worth churning, and definitely no auth users).

before you do anything, you need to decide if you want to keep churning chase ur cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 04, 2015, 11:25:04 AM


you need to spend a little time and think about how about what optimizes your spend.  for example, for me the 10 cards per couple limit isn't a huge sacrifice (it is a sacrifice, but not huge).  to get bonuses on five good cards, i'm looking at 15-25k in annual spend.  in a good year (one with lots of work travel) i might spend more than that, but it's about all i can rely on in a down year.  so i'm not forgoing much to keep churning csps and inks (freedom is no longer worth churning, and definitely no auth users).

before you do anything, you need to decide if you want to keep churning chase ur cards.

If becoming an authorized user counts to the limit, it makes your plan very difficult unless both spend an awful lot of money
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 04, 2015, 11:25:37 AM
FT Wiki on it http://www.flyertalk.com/forum/chase-ultimate-rewards/1707643-applying-chase-credit-cards-may-2015-present.html

just skimmed the first bit of this.  5 is the limit for denial, you can't have 5 and get the csp as the 6th.  but here's the big thing.  it only applies to csps and freedoms, not inks.

i didn't know that.  i may have to rethink my own strategy.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 04, 2015, 11:27:36 AM
If becoming an authorized user counts to the limit, it makes your plan very difficult unless both spend an awful lot of money

not for me.  it's sometimes a bit of a pain in the ass shuffling the card we're spending on between my wife and myself, but it's not that big of a deal.  i could see that it would be difficult for some couples though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 04, 2015, 11:31:42 AM


you need to spend a little time and think about how about what optimizes your spend.  for example, for me the 10 cards per couple limit isn't a huge sacrifice (it is a sacrifice, but not huge).  to get bonuses on five good cards, i'm looking at 15-25k in annual spend.  in a good year (one with lots of work travel) i might spend more than that, but it's about all i can rely on in a down year.  so i'm not forgoing much to keep churning csps and inks (freedom is no longer worth churning, and definitely no auth users).

before you do anything, you need to decide if you want to keep churning chase ur cards.

If becoming an authorized user counts to the limit, it makes your plan very difficult unless both spend an awful lot of money

Yeah, that would be a pain for us. We would still be able to cover most spends if we use the card (no matter which of us is on the card) to pay bills online; but it would take more attention to detail instead of just both of us spend until we get there.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on December 04, 2015, 01:56:03 PM
somebody hit me with their CSP referral link.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 04, 2015, 02:07:21 PM
somebody hit me with their CSP referral link.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FGKQ&CELL=6RKF&MSC=1520888478
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 04, 2015, 03:14:42 PM
I've read some reports of deleting AUs and then disputing them off your credit report to get under the 5 accounts.  Will try with the wife and report back.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 04, 2015, 03:14:56 PM
https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FGKQ&CELL=6RLJ&MSC=1495044615
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 04, 2015, 03:15:26 PM
I've read some reports of deleting AUs and then disputing them off your credit report to get under the 5 accounts.  Will try with the wife and report back.

this is the manufactured spend of the UR point game  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 04, 2015, 03:15:53 PM
Should I make sure to keep my credit card applications low so that I can get another UR card sometime within the next couple years?

 :impatient:

stay under 5 each for you and gooch/24.

Is it just applications in the last 24 months or does the total number of cards you have come into account (i.e. if I have some cards that I've had for more than 2 years). Also, do you think that store credit cards count, like my Victoria's Secret card?

just bonuses (per sd) in the last 24 months, older cards don't count.  i don't think most store cards count, but don't hold me to that.  also cards that only to report to a credit agency that chase doesn't query wouldn't count.  so, if you wanted to google for a bit you could prolly find some more cards that wouldn't count.

here's the link for all cards.  whenever you want a card, just go there to look up what's available (prolly should be on the first page, if it isn't already.

http://www.flyertalk.com/forum/credit-card-programs/1177334-special-credit-card-offers-master-thread-subscription.html

I don't think a bonus matters (and you may not be saying it does but just using that wording). It's 5 approvals in 24 months with ANY bank. So, if you apply (and are approved) for 2 chase cards, 2 citi cards, and an amex in a 2 year span you can't get a CSP, Ink, or Freedom. It's very restrictive and why I chose to just hold onto my CSP and Freedom and abandon churning them. Very little reward (say 70k UR points every two years) v. what I would be giving up imo. again, this only applies for UR earning cards (CSP, Ink, Freedom).

FT Wiki on it http://www.flyertalk.com/forum/chase-ultimate-rewards/1707643-applying-chase-credit-cards-may-2015-present.html

I thought 5 was the limit, and you could still get approved with 5. Is it 5 including the card (CSP, Ink, or Freedom) you are applying for?

my wife was denied with 5 (3 cards, 2 AUs)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 04, 2015, 03:16:24 PM
I've read some reports of deleting AUs and then disputing them off your credit report to get under the 5 accounts.  Will try with the wife and report back.

this is the manufactured spend of the UR point game  :lol:

:)     I'd like to get a CSP again in the family.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 04, 2015, 03:27:29 PM
you can also supposedly beat the limit with a pre-approval code.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2015, 12:36:53 PM
Accor just acquired Fairmont, Swissôtel, and some hotel group called Raffles which has no US properties but looks pretty high end. Pretty elite brands that now have a decent amount of properties.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2015, 12:40:29 PM
also, probably a good time to get that Fairmont card with 2 free nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 09, 2015, 01:09:56 PM
If I am shopping on Amazon, is there a better credit card to use than my CSP?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 09, 2015, 01:10:54 PM
i assume you meant the chase Freedom, in which case the answer is no
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 09, 2015, 01:16:00 PM
i assume you meant the chase Freedom, in which case the answer is no

I don't have a Chase Freedom. I only have Chase Sapphire Preferred, Citi AAdvantage, Hyatt, or IHG.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2015, 01:26:59 PM
If I am shopping on Amazon, is there a better credit card to use than my CSP?

the chase freedom, as mentioned, but just this quarter (and every 4th quarter if they continue having it as a 4th quarter bonus category). other than that, no.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on December 09, 2015, 01:39:48 PM
i need a United card stat. What is the best offer out there?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 09, 2015, 01:41:21 PM
mrs. gooch, do you want a chase freedom? There is no reason to not have one. You can PM me your email address and I can send you a little referral.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 09, 2015, 01:43:11 PM
mrs. gooch, do you want a chase freedom? There is no reason to not have one. You can PM me your email address and I can send you a little referral.

 :bwpopcorn:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 09, 2015, 01:43:33 PM
mrs. gooch, do you want a chase freedom? There is no reason to not have one. You can PM me your email address and I can send you a little referral.

Well I have too many applications to get a bonus.....so is it really worth getting?
Actually won't they just deny me completely if I have more than 5 applications?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 09, 2015, 01:45:35 PM
mrs. gooch, do you want a chase freedom? There is no reason to not have one. You can PM me your email address and I can send you a little referral.

Well I have too many applications to get a bonus.....so is it really worth getting?

no.  wait until you have less than 5 applications and the bonus is 20k.  get it once and keep it.  lotta self-centered sharks in this thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2015, 01:46:24 PM
mrs. gooch, do you want a chase freedom? There is no reason to not have one. You can PM me your email address and I can send you a little referral.

Well I have too many applications to get a bonus.....so is it really worth getting?

no.  wait until you have less than 5 applications and the bonus is 20k.  get it once and keep it.  lotta self-centered sharks in this thread.

accurate
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 09, 2015, 01:47:23 PM
mrs. gooch, do you want a chase freedom? There is no reason to not have one. You can PM me your email address and I can send you a little referral.

Well I have too many applications to get a bonus.....so is it really worth getting?

no.  wait until you have less than 5 applications and the bonus is 20k.  get it once and keep it.  lotta self-centered sharks in this thread.

accurate

I believe earlier in this thread you told me that it was not worth keeping my applications low to get it....
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on December 09, 2015, 01:48:19 PM
mrs. gooch, do you want a chase freedom? There is no reason to not have one. You can PM me your email address and I can send you a little referral.

Well I have too many applications to get a bonus.....so is it really worth getting?

no.  wait until you have less than 5 applications and the bonus is 20k.  get it once and keep it.  lotta self-centered sharks in this thread.
Rusty :nono:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2015, 01:52:46 PM
mrs. gooch, do you want a chase freedom? There is no reason to not have one. You can PM me your email address and I can send you a little referral.

Well I have too many applications to get a bonus.....so is it really worth getting?

no.  wait until you have less than 5 applications and the bonus is 20k.  get it once and keep it.  lotta self-centered sharks in this thread.

accurate

I believe earlier in this thread you told me that it was not worth keeping my applications low to get it....

sys' point about rustyshark was accurate. the other stuff was as accurate as whatever path you chose re. the chase cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 09, 2015, 02:12:26 PM
for married people, it might make sense to have a hybrid strategy on csp.  one person staying under 5 to churn them and the other person disregarding the limit.  i haven't thought about it much, just occurred to me, but it might make sense for some.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 09, 2015, 02:13:24 PM
If she wanted to capitalize on the 10x bonus, the current bonus may be more valuable than waiting for 20k. Depends on how much she wants to spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 09, 2015, 02:15:07 PM
If she wanted to capitalize on the 10x bonus, the current bonus may be more valuable than waiting for 20k. Depends on how much she wants to spend.

max is 15k, so no.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 09, 2015, 02:22:18 PM
I can't get any bonus right now because I have 6 applications and it is going to be a year before 2 of them drop off to get below 5.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 09, 2015, 02:49:08 PM


If she wanted to capitalize on the 10x bonus, the current bonus may be more valuable than waiting for 20k. Depends on how much she wants to spend.

max is 15k, so no.

If she got 10k + 15k, then yes. But since she can't get a bonus, then no. I DIDN'T KNOW THAT
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 09, 2015, 03:03:29 PM
OK, so is 35K bonus on United the best I am going to get or should I wait for something better???
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 09, 2015, 03:07:29 PM
OK, so is 35K bonus on United the best I am going to get or should I wait for something better???

a week or so ago, i posted a link and told you to check that link whenever you wanted to find out current offers.  if you get the 35k bonus, you will have gotten what you deserve.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2015, 03:11:05 PM
OK, so is 35K bonus on United the best I am going to get or should I wait for something better???

It's pretty regularly 50k
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 09, 2015, 03:23:56 PM
OK, so is 35K bonus on United the best I am going to get or should I wait for something better???

a week or so ago, i posted a link and told you to check that link whenever you wanted to find out current offers.  if you get the 35k bonus, you will have gotten what you deserve.

That's too confusing. I just want you guys to tell me.
All I see on that link is that the bonus was 50K in June, but I don't know how often that happens. Like if I have to wait 2 years for a 50K offer I am not waiting.

I see now that there is a business card at 50K, but I don't really want to have to fake a business. Gooch tried that once and got denied.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 09, 2015, 03:34:24 PM
That's too confusing. I just want you guys to tell me.
All I see on that link is that the bonus was 50K in June, but I don't know how often that happens. Like if I have to wait 2 years for a 50K offer I am not waiting.

I see now that there is a business card at 50K, but I don't really want to have to fake a business. Gooch tried that once and got denied.

it really isn't confusing once you get used to the format.  if the link is still there, it's still working.  flyertalk is good about updating things.



was the business application denied at chase or at a different bank?  banks are not identical about giving business cards.  chase seems pretty easy.  don't make up a business, just use your legit personal info for the business card that you need for your hobby that involves money coming in and going out.  for example buying and reselling books.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 09, 2015, 03:44:38 PM
That's too confusing. I just want you guys to tell me.
All I see on that link is that the bonus was 50K in June, but I don't know how often that happens. Like if I have to wait 2 years for a 50K offer I am not waiting.

I see now that there is a business card at 50K, but I don't really want to have to fake a business. Gooch tried that once and got denied.

it really isn't confusing once you get used to the format.  if the link is still there, it's still working.  flyertalk is good about updating things.



was the business application denied at chase or at a different bank?  banks are not identical about giving business cards.  chase seems pretty easy.  don't make up a business, just use your legit personal info for the business card that you need for your hobby that involves money coming in and going out.  for example buying and reselling books.

I clicked on that link that said it was 55K, had to create an account and then it went to the offer page and it was only 30K.

I'm not sure which bank denied the business card. Gooch will have to answer that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2015, 03:46:00 PM
chase, amex, and citi are all easy business card getting banks. I do own two pretty lol level businesses which I use though. I always set them as sole proprietorship and use my SSN anyway though.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 09, 2015, 03:49:24 PM
I clicked on that link that said it was 55K, had to create an account and then it went to the offer page and it was only 30K.

when you click on the link, instead of next immediately clicking on the application link, go to the recent posts in the thread and read them.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 09, 2015, 04:11:14 PM
I got my 30k SPG points. (and steve dave, I hope you enjoyed your referral bonus points)

What's the best way to redeem them?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on December 09, 2015, 07:35:36 PM

I got my 30k SPG points. (and steve dave, I hope you enjoyed your referral bonus points)

What's the best way to redeem them?

Good question, I am sitting on those as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2015, 07:52:05 PM
Like, SPG hotels
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 09, 2015, 08:12:51 PM
Like, SPG hotels
Are any in particular especially desirable or good values?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 09, 2015, 08:33:53 PM
Like, SPG hotels
Are any in particular especially desirable or good values?

well you could stay at the four points in mhk for about two weeks if that's your question.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2015, 08:47:41 PM
Or the Sheraton in OKC next to the Ford Center where we discussed moving for a few months if our lives went sour
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2015, 08:49:40 PM

Like, SPG hotels
Are any in particular especially desirable or good values?

I've stayed like 30 nights at the Swan hotel at disneyworld on points over the last couple years. It's a good value when you factor in 5th night free and junk.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 09, 2015, 09:24:00 PM
spg has stupidly low redemption rates. I had a dream (like I actually did) that after the merger the Marriott points were 1:1 and I was like the king of free hotels
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 09, 2015, 09:24:56 PM
Marriott finally took my points for my Cosmo stay :(
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 09, 2015, 09:28:19 PM
I'd rather shove my SPG card up my urethra than spend a month at Disney World.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 09, 2015, 09:49:29 PM
I'm looking at an overnight AA flight from Seattle to Miami.  It'd leave here at 11:15 pm my time and get there at 7:52 their time, so about 5.5 hours.  Coach is 20K.  First class is 45K.  I want to be able to sleep through it comfortably and not have some weird moment where I wake up and am crammed in with a bunch of zombies, but not sure if it's worth 25K for the potentially better sleeping situation when I won't even be getting free booze.  Maybe get the 20K seat and then could I pay the $60 for an exit row seat?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 09, 2015, 09:54:56 PM
Same flight can be had through UR for $186.10 or 14,888 points coach.  The 1st class $/point price was more than thru AA.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 09, 2015, 10:06:04 PM
I'm looking at an overnight AA flight from Seattle to Miami.  It'd leave here at 11:15 pm my time and get there at 7:52 their time, so about 5.5 hours.  Coach is 20K.  First class is 45K.  I want to be able to sleep through it comfortably and not have some weird moment where I wake up and am crammed in with a bunch of zombies, but not sure if it's worth 25K for the potentially better sleeping situation when I won't even be getting free booze.  Maybe get the 20K seat and then could I pay the $60 for an exit row seat?

I'd look at the seat map. There's a good chance that you can get a whole row to yourself on that flight in coach.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on December 09, 2015, 10:20:35 PM
not credit card related but i had the whole row on my flight out to oak 2 weeks ago. 6/7 stars, would recommend  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 09, 2015, 10:27:42 PM
I'd look at the seat map. There's a good chance that you can get a whole row to yourself on that flight in coach.

Good point.  Their website's jacked up now but when I could see the map it looked relatively full for that ridiculous of a flight more than 2 months away.  I'll try again tomorrow but will probably just get an exit seat now as a safeguard for if there isn't a whole empty row that I'd be able to lay out in.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 09, 2015, 10:31:05 PM
yeah, those redeyes can go either way. They can be super convenient in terms of saving you a day of work (and be cheap), or they can just be dead.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 09, 2015, 10:34:11 PM
if it was going to be empty, it'd be 12.5k aa, not 20k.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 09, 2015, 10:58:04 PM
if it was going to be empty, it'd be 12.5k aa, not 20k.

good point
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 09, 2015, 11:02:05 PM
if it was going to be empty, it'd be 12.5k aa, not 20k.

good point

But still not worth an extra 25K for a more comfortable chair to to try sleeping in for 5 hours, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 09, 2015, 11:06:08 PM
if it was going to be empty, it'd be 12.5k aa, not 20k.

good point

But still not worth an extra 25K for a more comfortable chair to to try sleeping in for 5 hours, right?

I'm the wrong person to ask this question
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 09, 2015, 11:07:02 PM
can you upgrade to the exit row if you purchase with ur points?  to me that sounds like your best redemption, if they let you do that.  but everyone values their comfort differently.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 09, 2015, 11:12:07 PM
if it was going to be empty, it'd be 12.5k aa, not 20k.

good point

But still not worth an extra 25K for a more comfortable chair to to try sleeping in for 5 hours, right?

I'm the wrong person to ask this question

:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 09, 2015, 11:14:58 PM
can you upgrade to the exit row if you purchase with ur points?  to me that sounds like your best redemption, if they let you do that.  but everyone values their comfort differently.

I'll try that tomorrow.  Never got any travel through UR so I have no idea if it's similar to the shopping portal where they just bounce you over to the regular merchant site or if I'd have way less control over what I'm getting.  If it's the latter, I'd probably just use my AA card and get everything through AA and better boarding, baggage, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2015, 06:39:11 AM
spend the points and fly up front. points are cheap and a less awful night of sleep is important. plus AA devaluation coming soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 10, 2015, 07:52:03 AM
OK, what airline can I fly on to Italy and use points and not still have to pay an outrageous amount of actual money in stupid fees?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 10, 2015, 08:32:43 AM
OK, what airline can I fly on to Italy and use points and not still have to pay an outrageous amount of actual money in stupid fees?

Rome is a delta hub and you can fly RT (layover in detroit or minneapolis) for 60k miles + $69
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 10, 2015, 08:36:50 AM
i also just set up a phantom itinerary for MCI-FCO ; VCE-MCI and it was only 60k + $65 (but you have 2 stops on the way back)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 10, 2015, 09:48:43 AM
I found what I think would be a better option for this unique situation and my unwillingness to eat one of those weed cookies to knock me out: 25K 1st class milesaaver - 7:55 SEA - 10:38 LAX, 11:55 LAX - 7:41 MIA. 

Watch 5:00 #oscar vs. TCU in a SEA club and get pak'd, keep getting pak'd on the way to LAX, get a few more drinks down if needed in LAX, and be KO'd as soon as I sit down in the comfy seat going from LAX to MIA.  Not a direct and would have me pak'n/chat'n at the airport instead of at home, but saves me 15K for 1st class or just adds 5K to get 1st class (and a bunch of booze and probably funnier chat/twitter).  Thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 10, 2015, 11:24:00 AM
for Freedom & CSP peeps

http://millionmilesecrets.com/2015/12/10/quick-10-off-10-at-amazon/
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 10, 2015, 11:27:28 AM
for Freedom & CSP peeps

http://millionmilesecrets.com/2015/12/10/quick-10-off-10-at-amazon/

holy crap, on every order?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2015, 11:30:03 AM
OK, what airline can I fly on to Italy and use points and not still have to pay an outrageous amount of actual money in stupid fees?

almost any booking with ua miles.  aa bookings on aa metal.  with all airlines, there will be fewer fees if you don't route through london.


afaik, it's mostly just ba that charges ridiculous fees.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2015, 11:48:53 AM
for Freedom & CSP peeps

http://millionmilesecrets.com/2015/12/10/quick-10-off-10-at-amazon/

holy crap, on every order?

only once
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2015, 11:50:01 AM
OK, what airline can I fly on to Italy and use points and not still have to pay an outrageous amount of actual money in stupid fees?

almost any booking with ua miles.  aa bookings on aa metal.  with all airlines, there will be fewer fees if you don't route through london.


afaik, it's mostly just ba that charges ridiculous fees.

no, there are a lot more. but, the domestic carriers don't on their metal. as sys pointed out anyone routing through london has to pay stupid london taxes.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 10, 2015, 12:32:49 PM
I'm only getting 5x on my Amazon purchases (according to online activity). Do the extra bonus points post later or something?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 10, 2015, 12:34:38 PM
I'm only getting 5x on my Amazon purchases (according to online activity). Do the extra bonus points post later or something?

It shows up in the UR portal but not on the standard credit card site where you pay your bill.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 10, 2015, 12:43:18 PM
I'm only getting 5x on my Amazon purchases (according to online activity). Do the extra bonus points post later or something?

It shows up in the UR portal but not on the standard credit card site where you pay your bill.

is your 2nd post an answer to your question, or an additional detail to the question?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 10, 2015, 12:50:33 PM
Getting that flight was a pain in the ass.  Kept locking me out at the seat map section just like last night, so I called in.  Ticket guy wanted to charge me $25.  Internet lady had a thicker accent than Nathan Fielder's exaggerated Asian lady driver accent, so I asked to go back to tickets and got a new lady.  She initially couldn't find tickets available on my flight, probably because I was halfway through buying like 4 of them online at that point, but eventually got it worked out and waived the fee.  Half-hour on the phone for all that, plus however long it took before I gave up online.

She said since the first leg is on Alaska metal, that I might have to pay them for baggage.  It's still 1st class on that part and I've got their credit card.  Think I'll be able to have them waive that, if I even take a checked bag? 
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on December 10, 2015, 12:55:19 PM
30 min on the phone is way too much
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 10, 2015, 12:59:15 PM
30 min on the phone is way too much

Yeah, they should've given me the whole flight for free at that point.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 10, 2015, 01:04:00 PM
Getting that flight was a pain in the ass.  Kept locking me out at the seat map section just like last night, so I called in.  Ticket guy wanted to charge me $25.  Internet lady had a thicker accent than Nathan Fielder's exaggerated Asian lady driver accent, so I asked to go back to tickets and got a new lady.  She initially couldn't find tickets available on my flight, probably because I was halfway through buying like 4 of them online at that point, but eventually got it worked out and waived the fee.  Half-hour on the phone for all that, plus however long it took before I gave up online.

She said since the first leg is on Alaska metal, that I might have to pay them for baggage.  It's still 1st class on that part and I've got their credit card.  Think I'll be able to have them waive that, if I even take a checked bag?

ASFAIK you should be covered by the policy for the ticketed airline (i.e. if you book American you should be under their policies).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 10, 2015, 01:14:48 PM
ASFAIK you should be covered by the policy for the ticketed airline (i.e. if you book American you should be under their policies).

That's what I think too but I didn't want to keep going on the phone.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 10, 2015, 01:25:30 PM
OK, what airline can I fly on to Italy and use points and not still have to pay an outrageous amount of actual money in stupid fees?

Rome is a delta hub and you can fly RT (layover in detroit or minneapolis) for 60k miles + $69

OK, great. Now I need to find a card to get delta miles. So far I only see 30k bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on December 10, 2015, 01:42:52 PM
Rumors of forced p-cards starting next year  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2015, 01:52:29 PM
OK, great. Now I need to find a card to get delta miles. So far I only see 30k bonus.

you are unhelpable.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 10, 2015, 02:24:57 PM
OK, great. Now I need to find a card to get delta miles. So far I only see 30k bonus.

you are unhelpable.

I used that link you gave me.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on December 10, 2015, 02:45:21 PM
i got diamond HHonors. don't think it's going to really affect me that much.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2015, 03:36:22 PM
I used that link you gave me.

the standard offer on that link is 35k.  there is also this message prominently displayed:

Quote
Note: Review the recent discussion in the thread about various other ways to try to locate offers as high as 50k+$50 credit.



just as importantly, you are jumping around from one thing to the next with no apparent strategy like a puppy.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 10, 2015, 03:47:13 PM
A puppy does have a strategy:  do whatever they want whenever they want.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 10, 2015, 04:02:42 PM
wtf do you have against puppies sys? good grief
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2015, 04:15:40 PM
A puppy does have a strategy:  do whatever they want whenever they want.

i guess that probably does qualify as a strategy.

Quote
a plan of action or policy designed to achieve a major or overall aim.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 10, 2015, 05:15:09 PM
My aim is to get to Italy for free, and that is what I am trying to do.

Last night Gooch started telling me that the fees were going to be ridic even if we got points.....but I think he was looking at AA....and he never would look at United....and I haven't gotten any cards yet so I am exploring all my options first...

...and I clicked on the links in the Delta thread and they are either expired or only at 30K right now....except maybe the Platinum which is at 35K + 5K MQMs (What are MQMs?)....but I can't tell if the $195 annual fee is waived.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2015, 05:17:42 PM
The thing I dislike the most is people who come to me here or irl and say stuff like, "I want to go to Italy for free like you do, I have no points and want to go in 6 months."
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2015, 05:26:15 PM
the gold on the link was 35k.  i have a 40k gold offer in my email right now that they obviously send out as their min. offer to anyone with a skymiles account and there were 50 and 60k ( :surprised:) offers mentioned in the thread.

flying transatlantic, the only carrier you're likely to access with really high fees is ba.  you can use aa to get to rome without crazy fees if you just avoid ba.  ua will get you there easy with low fees.  i think you said you wanted to go this spring, and you're not going to go from 0k delta to 120k without using bus cards, which you said you don't want to do.  and if you've changed your mind on applying for bus cards, then you should prolly focus on higher value biz cards like the inks, at least to start.

the delta personal cards are also not churnable, so you'd be burning your one chance to get that bonus at a time when the bonus is not at a historic high (unless you can access the 60k offer), basically because mocat happened to mention that rome is a delta hub.  which is a ridiculous reason.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 10, 2015, 05:27:45 PM
The thing I dislike the most is people who come to me here or irl and say stuff like, "I want to go to Italy for free like you do, I have no points and want to go in 6 months."

You dislike that more than when you put in a bunch of work to guide someone to a bunch of points and miles and then it just occurs to them mid-pak that they let 150K AA miles expire earlier that week?
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 10, 2015, 05:34:38 PM
Is sys continues to do business with the people SD is too snooty to want to deal with, his plan to overtake SD as resident reward card expert might actually work.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 10, 2015, 05:35:47 PM
I said within the next 3 years!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 10, 2015, 05:48:27 PM
I'm telling you that I clicked on that gold link that said it was 35k but when I got there it was only 30k.Sounds like I need to do my own research on United fees and not listen to Gooch. He keeps trying I make me use Avios because he has a bunch of them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2015, 05:52:09 PM

I said within the next 3 years!

I know, I wasn't talking specifically about you
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2015, 05:52:56 PM
Also, i got the delta Amex at 70k twice (4 times if you count Mrs. Dave miles)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2015, 05:56:51 PM
I'm telling you that I clicked on that gold link that said it was 35k but when I got there it was only 30k.Sounds like I need to do my own research on United fees and not listen to Gooch. He keeps trying I make me use Avios because he has a bunch of them.

i clicked on it and got 35.  if you have 3 years, you can get the points to use delta, but you're still going to have to churn business cards.

you can use the avios, just fly the transatlantic on aa metal.  you'll have to look up all the stuff on how to use avios correctly.  it's possible, but you can't just book the first thing that ba's search spits out at you.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 10, 2015, 06:00:35 PM
Also, i got the delta Amex at 70k twice (4 times if you count Mrs. Dave miles)

I'm telling you that I clicked on that gold link that said it was 35k but when I got there it was only 30k.Sounds like I need to do my own research on United fees and not listen to Gooch. He keeps trying I make me use Avios because he has a bunch of them.

i clicked on it and got 35.  if you have 3 years, you can get the points to use delta, but you're still going to have to churn business cards.

you can use the avios, just fly the transatlantic on aa metal.  you'll have to look up all the stuff on how to use avios correctly.  it's possible, but you can't just book the first thing that ba's search spits out at you.

Which one seems more like a guru?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 10, 2015, 06:24:31 PM
i know it sounds nuts but i think sys is better at credit card stuff than steve dave.  steve dave is still pretty good though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 10, 2015, 06:26:37 PM

I said within the next 3 years!

I know, I wasn't talking specifically about you

Sys said I want to go in the spring.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2015, 06:56:41 PM
Sys said I want to go in the spring.


i may have confused you with michigancat.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 10, 2015, 08:58:18 PM
30 min on the phone is way too much

Yeah, they should've given me the whole flight for free at that point.

I realized at the end of the day I hadn't gotten a confirmation email or anything charged to my card or my miles and I had to be on the phone with them for another 35 minutes.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on December 10, 2015, 09:00:17 PM
This is why I don't mess with points
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2015, 09:11:48 PM

This is why I don't mess with points

There are a lot of low/meds on here that make it seem more challenging than it is
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 10, 2015, 09:19:21 PM

This is why I don't mess with points

There are a lot of low/meds on here that make it seem more challenging than it is

You mean like your rival, sys?
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on December 10, 2015, 09:22:00 PM
steve rake really rolls off the tongue
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on December 10, 2015, 09:26:27 PM

This is why I don't mess with points

There are a lot of low/meds on here that make it seem more challenging than it is

Well the phone calls are more of a potential reason, the real reason is I'm not very good at paying my bills
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 10, 2015, 09:39:39 PM
we're flying to Rome on AA and we did pay fees because I'm apparently stupid and didn't know I could avoid them but whatever it's already booked and it wasn't that much in the grand scheme of things and I'll just get a little better every day and try to do better my next time out
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2015, 09:46:02 PM
You can search for travel on just aa metal if you don't want to see BA award flights
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2015, 10:08:15 PM
we're flying to Rome on AA and we did pay fees because I'm apparently stupid and didn't know I could avoid them but whatever it's already booked and it wasn't that much in the grand scheme of things and I'll just get a little better every day and try to do better my next time out

you can still change it.  if you can find aa flights that will work.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 10, 2015, 10:43:11 PM
we're flying to Rome on AA and we did pay fees because I'm apparently stupid and didn't know I could avoid them but whatever it's already booked and it wasn't that much in the grand scheme of things and I'll just get a little better every day and try to do better my next time out


you can still change it.  if you can find aa flights that will work.
absolutely nailed it
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 10, 2015, 11:03:15 PM
This is why I don't mess with points

It wasn't the points, it was AA.  I suppose I wouldn't have committed to being in Miami at a certain time of day over 2 months from now w/o knowing I had gangs of points and something would work out, but fear of AA's site being f'd up for a day isn't a good reason to not get a bunch of free stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on December 11, 2015, 07:14:43 AM
I have found that the best way, for me, to escalate points accumulation, is to always put everything on a card that gives points (utilities, coffee, tires, gas, taxes, you name it), and try not to go too long without acquiring a card that has a big upfront spend bonus (and always hit that spend).

The rest of this stuff takes care of itself, and is arguably not worth the extra time unless you truly enjoy it.

Just watch this thread and when SD says "go get this card," you go rough ridin' get that card. 

It's a simple program, but it's not easy.  It works when you work it, though! 
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on December 11, 2015, 08:55:00 AM
I'm sure it's been mentioned in this thread, but that Award Wallet site is pretty cool.  Thanks to @trim for telling me about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on December 11, 2015, 09:02:00 AM
Great tip, Trim. How awesome is it that we have so many rewards cards gurus here!?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 11, 2015, 09:59:48 AM
Great tip, Trim. How awesome is it that we have so many rewards cards gurus here!?

it's the steve dave coaching tree you son of a bitch  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on December 11, 2015, 06:41:12 PM
we're flying to Rome on AA and we did pay fees because I'm apparently stupid and didn't know I could avoid them but whatever it's already booked and it wasn't that much in the grand scheme of things and I'll just get a little better every day and try to do better my next time out

you can still change it.  if you can find aa flights that will work.

hmm will research

Hyatt denied my diamond status match  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 12, 2015, 01:42:29 AM
AA website's working fine now.  Got the return for the 25K first class all the way through, with a perfectly timed layover to take a shower and watch all of seff vs. oscar in o'hare.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2015, 04:32:43 AM
:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 12, 2015, 09:44:33 AM
Bad dog owner at work was trying to use a screenshot of our coworker's Delta diamond status to edit his name in and get United status.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 12, 2015, 10:20:16 AM
Bad dog owner at work was trying to use a screenshot of our coworker's Delta diamond status to edit his name in and get United status.

That's so bad dog owner.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on December 15, 2015, 08:07:49 AM
somebody hit me with their CSP referral link.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FGKQ&CELL=6RKF&MSC=1520888478

t-y, finally remembered to apply today. approved. can't wait to have that hefty sob in my wallet again.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on December 15, 2015, 08:31:34 AM
I'm sure it's been mentioned in this thread, but that Award Wallet site is pretty cool.  Thanks to @trim for telling me about it.

Yes thank you so much, Trim.  It has been a GAME CHANGER!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 15, 2015, 09:13:18 AM
FYI folks I was able to get the $10 off at Amazon using $0.01 of UR points and that reddit code SWP15CH10S.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on December 15, 2015, 09:29:51 AM
I'm sure it's been mentioned in this thread, but that Award Wallet site is pretty cool.  Thanks to @trim for telling me about it.

Yes thank you so much, Trim.  It has been a GAME CHANGER!!!

:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 15, 2015, 09:32:57 AM
FYI folks I was able to get the $10 off at Amazon using $0.01 of UR points and that reddit code SWP15CH10S.

Yes, me too. Make sure the item you are buying is sold by Amazon, not just distributed from Amazon.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 16, 2015, 08:24:06 AM
Do you guys get CSP to waive the annual fee every year?  Just call them?
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on December 17, 2015, 10:33:08 AM
What is this bullshit rejection letter from Chase saying that I've opened up too many credit cards in the past two years? Anything I can do about this nonsense?
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 17, 2015, 10:33:45 AM
Do you guys get CSP to waive the annual fee every year?  Just call them?

 :whistle1:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 17, 2015, 12:12:18 PM
Do you guys get CSP to waive the annual fee every year?  Just call them?

 :whistle1:

no, they don't do that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 18, 2015, 10:38:04 AM
I'm sure it's been mentioned in this thread, but that Award Wallet site is pretty cool.  Thanks to @trim for telling me about it.

Yes thank you so much, Trim.  It has been a GAME CHANGER!!!

I found an error in how they were calculating hertz points expiration and got w/them and now they've updated the system.  I'm pretty much part of the AwardWallet operation now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on December 18, 2015, 10:42:03 AM
my citi account says i have about 10k more points than my actual aadvantage account. i'm quite confused right now.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on December 18, 2015, 11:21:05 AM
guys give me really great advice to rack up AA points. I have 0 cards for it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 18, 2015, 12:05:59 PM
Like, citi aa cards prolly your best bet here
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 18, 2015, 12:06:33 PM

my citi account says i have about 10k more points than my actual aadvantage account. i'm quite confused right now.

Citi only tracks how many you've earned I believe. Not currently have.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on December 18, 2015, 12:11:44 PM
Like, citi aa cards prolly your best bet here
50k after first 3 months spending $3,000 a good deal or hold out for a better one?
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on December 18, 2015, 12:24:58 PM

my citi account says i have about 10k more points than my actual aadvantage account. i'm quite confused right now.

Citi only tracks how many you've earned I believe. Not currently have.

seems likely. my brain wasn't working with much this morning.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 18, 2015, 01:38:35 PM
Like, citi aa cards prolly your best bet here
50k after first 3 months spending $3,000 a good deal or hold out for a better one?

it's been a long time since they've had anything other than 50/3 for the plat.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 18, 2015, 02:08:02 PM

Like, citi aa cards prolly your best bet here
50k after first 3 months spending $3,000 a good deal or hold out for a better one?

Yep
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on December 21, 2015, 12:25:16 PM
FYI folks I was able to get the $10 off at Amazon using $0.01 of UR points and that reddit code SWP15CH10S.

FYI folks the code did not work a second time.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on December 21, 2015, 12:27:08 PM
Like, citi aa cards prolly your best bet here
50k after first 3 months spending $3,000 a good deal or hold out for a better one?

it's been a long time since they've had anything other than 50/3 for the plat.
:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 22, 2015, 11:56:54 AM
Like, citi aa cards prolly your best bet here
50k after first 3 months spending $3,000 a good deal or hold out for a better one?

it's been a long time since they've had anything other than 50/3 for the plat.

i have a 60k offer right now
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on December 22, 2015, 12:13:49 PM
Like, citi aa cards prolly your best bet here
50k after first 3 months spending $3,000 a good deal or hold out for a better one?

it's been a long time since they've had anything other than 50/3 for the plat.

i have a 60k offer right now
lets see it babe
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 22, 2015, 12:14:57 PM
Like, citi aa cards prolly your best bet here
50k after first 3 months spending $3,000 a good deal or hold out for a better one?

it's been a long time since they've had anything other than 50/3 for the plat.

i have a 60k offer right now
lets see it babe

it came in the mail, will post pic later
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 22, 2015, 05:27:18 PM
i meant nontargeted offers.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 22, 2015, 09:54:20 PM
(https://uploads.tapatalk-cdn.com/20151223/b3439f3c5411d24b8b85724d2e66091a.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 22, 2015, 09:55:14 PM
i meant nontargeted offers.


Well ok then
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on December 23, 2015, 09:59:37 AM
Cool fwd that code to me thx
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 23, 2015, 11:23:17 AM
United first class report:

I was on separate reservations from my kids, but got upgraded automatically and they gave my seats on two flights to someone else. Took some negotiation with the gate agent, but was able to get them to the first row of economy plus.

Was there an open seat in my kids' row on one of the flights? Yes.

Did I stay in first? Yes.

Did I get judgy vibes from the flight attendants? Yes.

Did it stop me from slamming bourbon on the rocks? No.

Did one guy sitting next to me snort snot loudly, a lot? Yes.

Did a lady in first try to put her laptop bag behind her seat in my kids' space instead of in the infinite space in the seat ahead of her? Yes.

Did a guy across the aisle from me take off not just guys shoes, but his socks, and put his bare feet all over the bulkhead? Yes.

Did this, combined with sufficient bourbon, send me back to that open seat next to my kids for the last half of the flight? Yes.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 23, 2015, 11:42:56 AM
was the bare foot guy chipper jones?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2015, 12:08:52 PM
Gah, gross
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 23, 2015, 12:36:14 PM
Getting upgraded sounds terrible.
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on December 28, 2015, 09:47:44 AM
So I want to get 50k points by opening a Chase Southwest Business Premier Card. I already have the Premier Personal card (and I previously received 50k points buy opening that card - probably about 1-2 years ago).

So I've got two possible businesses.
1. eBay seller. I do sell stuff from time to time on eBay.
2. Childcare provider. I hire a nanny to care for my kids and I pay her legally. As such, I'm an employer according to the government and I have my own EIN (which I think is just my SSN).

I went the eBay seller route and submitted an application, just using my SSN for the EIN. I've now got a message telling me a decision is pending and I should call Chase. Before I call, advice?

Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on December 28, 2015, 11:26:53 AM
Never mind. I just called, and they approved me with a credit line of $35,000. :lol: They just hand this crap out like candy. Too bad I couldn't also sign up for the personal premier card and get 100k points. I'd be on my way to a companion pass. As it is, $99 is an awesome price for 50k points.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on December 28, 2015, 11:45:01 AM
Never mind. I just called, and they approved me with a credit line of $35,000. :lol: They just hand this crap out like candy. Too bad I couldn't also sign up for the personal premier card and get 100k points. I'd be on my way to a companion pass. As it is, $99 is an awesome price for 50k points.

I did the same thing - told them I sold collectibles
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 28, 2015, 02:28:35 PM
I told them I own goEMAW
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on December 28, 2015, 02:51:55 PM
I've never had to submit any proof of owning a business or income or anything.  My go to lies are rare coin dealer, ticket broker, and photographer
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on December 28, 2015, 03:15:17 PM
The one time I used a real business with it's own TIN, it was harder than just saying whatever rando business you can think of.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 28, 2015, 03:42:23 PM
can you transfer the sw card sign up points to csp?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 28, 2015, 04:46:56 PM

can you transfer the sw card sign up points to csp?

No
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 28, 2015, 04:56:44 PM
meh then I guess I don't want it
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on December 28, 2015, 05:03:13 PM
I'm experiencing my first huge difference in airline miles vs. credit card reward points since listening to the SD teachings.  3x more Thank You Reward points for a business class open jaw to united kingdom versus what it will cost me in AA points.  Lesson learned.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on December 28, 2015, 06:51:33 PM
The one time I used a real business with it's own TIN, it was harder than just saying whatever rando business you can think of.

I can relate to this.  It sucks when you actually want to build a credit history for a legit business.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on December 28, 2015, 07:07:33 PM
gE isn't a legit business :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on December 28, 2015, 07:08:22 PM
Maybe it's a front for tons of money laundering :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 28, 2015, 07:25:47 PM
gE isn't a legit business :surprised:
your face isn't a legit business
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 29, 2015, 07:24:03 AM
I'm experiencing my first huge difference in airline miles vs. credit card reward points since listening to the SD teachings.  3x more Thank You Reward points for a business class open jaw to united kingdom versus what it will cost me in AA points.  Lesson learned.

yeah, works both ways. sometimes you'll find the opposite. that's why it's great to have a bunch of different point currencies.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 29, 2015, 10:43:41 AM
Trying to get my brother this card and get the 2 free nights at Hyatt (https://creditcards.chase.com/lp/hyatt50).

The offer details state: "Offer only available to you if you have stayed at a Hyatt property since May 1, 2015."

If he uses that link, but hasn't stayed at a Hyatt property will they not give him the 2 free nights?  Trying to take him back to Hyatt Zilara in Cancun next year w/ me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 29, 2015, 02:06:11 PM
what in the world. I didn't know of that qualification. I also don't think it will be enforced but don't know for sure.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 29, 2015, 02:12:08 PM
I got the Hyatt card in Juneand got the 2 free nights (using them in about a month) and I don't think I had stayed at a Hyatt within a certain timeframe - I didn't even have a Hyatt account before I got the card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 29, 2015, 02:14:34 PM
How long should Gooch have to wait to heard back from Citi about his United business card? It has been about 2 weeks (I think) and no response yet.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 29, 2015, 02:17:16 PM
How long should Gooch have to wait to heard back from Citi about his United business card? It has been about 2 weeks (I think) and no response yet.

I can guarantee you Citi will never contact him about it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 29, 2015, 02:18:23 PM
but if he gives chase a call they can probably tell him over the phone if he's getting it or not (probably will, sometimes you just have to tell them to issue it). google "chase credit card reconsideration number" or something similar and call them up.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on December 29, 2015, 02:24:38 PM
OK, whichever bank it was. I don't know.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 29, 2015, 04:01:40 PM
I got the Hyatt card in Juneand got the 2 free nights (using them in about a month) and I don't think I had stayed at a Hyatt within a certain timeframe - I didn't even have a Hyatt account before I got the card.

Thanks, I guess we'll go for it.  What's the worst that could happen?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 29, 2015, 04:12:05 PM
I got the Hyatt card in Juneand got the 2 free nights (using them in about a month) and I don't think I had stayed at a Hyatt within a certain timeframe - I didn't even have a Hyatt account before I got the card.

looks like that requirement was added in october and only applies to the $50 statement credit, not the 2 free nights
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on December 30, 2015, 11:47:34 AM
I got the Hyatt card in Juneand got the 2 free nights (using them in about a month) and I don't think I had stayed at a Hyatt within a certain timeframe - I didn't even have a Hyatt account before I got the card.

looks like that requirement was added in october and only applies to the $50 statement credit, not the 2 free nights

Quote
Offer Details

2 Free Nights: Exclusive offer only available for guests who have had a stay after May 1, 2015.
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months. To qualify and receive your two Hyatt Gold Passport® Free Night Awards, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) Each Free Night Award is valid for use within one year from issuance for one (1) night in any available standard room at any Hyatt Hotel or Resort worldwide or participating M life resorts. Free Night Awards at Hyatt Zilara and Hyatt Ziva are based on single or double occupancy only. Awards are not transferable. After qualifying, please allow 10 days for your Free Night Award(s) to post to your Hyatt Gold Passport account. For complete terms and conditions of the Hyatt Gold Passport program including the use of Free Night Awards, see goldpassport.com. Chase is not responsible for offer fulfillment. If your account is not open for at least 3 months, Hyatt and Chase reserve the right to deduct the Free Night Awards from your Hyatt Gold Passport account.

$50 Statement Credit:
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months. You will qualify for and receive your statement credit after your First Purchase. (“First Purchase” does not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for your statement credit to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 30, 2015, 11:59:45 AM
Just go get the 2 free night offer that everyone can get at chase.com instead of f'n w/that thing that has the 50 in the link and gets you a $50 statement credit but doesn't get you the 2 nights unless you stayed there since May or whatever.  Y-W.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 30, 2015, 12:04:43 PM
I got the Hyatt card in Juneand got the 2 free nights (using them in about a month) and I don't think I had stayed at a Hyatt within a certain timeframe - I didn't even have a Hyatt account before I got the card.

looks like that requirement was added in october and only applies to the $50 statement credit, not the 2 free nights

Quote
Offer Details

2 Free Nights: Exclusive offer only available for guests who have had a stay after May 1, 2015.
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months. To qualify and receive your two Hyatt Gold Passport® Free Night Awards, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) Each Free Night Award is valid for use within one year from issuance for one (1) night in any available standard room at any Hyatt Hotel or Resort worldwide or participating M life resorts. Free Night Awards at Hyatt Zilara and Hyatt Ziva are based on single or double occupancy only. Awards are not transferable. After qualifying, please allow 10 days for your Free Night Award(s) to post to your Hyatt Gold Passport account. For complete terms and conditions of the Hyatt Gold Passport program including the use of Free Night Awards, see goldpassport.com. Chase is not responsible for offer fulfillment. If your account is not open for at least 3 months, Hyatt and Chase reserve the right to deduct the Free Night Awards from your Hyatt Gold Passport account.

$50 Statement Credit:
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months. You will qualify for and receive your statement credit after your First Purchase. (“First Purchase” does not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for your statement credit to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

according to others they have had no issue getting the 2 nights, but have been told for the statement credit they needed a confirmation number from a stay
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on January 01, 2016, 12:00:05 PM
Debated putting this in the travel thread, but ultimately decided I needed points advice from SD and RD more than where-to-stay advice, although I do need and would welcome both.

Mrs. WonderMeal and I are having some work done on Casa WonderMeal from 2/9 to 2/13 (four nights), and I figured it would be good to use this as an excuse to go to take the three kids to an all-inclusive. We need a little bit of points help to get there, though. 

Right now we're thinking Cancun, because it's pretty easy to travel to/from for us, and we have two free Hyatt nights that I'm thinking we could use at the new Hyatt Ziva. Other items that we have in our points portfolio right now:

-110k SW points + companion pass
-Two free Hyatt nights
-Two free weekend nights at a Hilton (apparently not valid at all-inclusives?)
-103,000 URs
-103,000 Amex points
-Ability to apply for pretty much any non-Chase card (SPG? Marriott?) for free nights

We're open to switching resorts at some point, or spending part of the vacay in a hotel. We're also not 100% tied to Cancun, although we will need to stay somewhere with kiddos.

Tell me, gE travel studs, what remaining cards should I get, and where should we stay?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 01, 2016, 12:08:54 PM
I think the Ziva would be great. I'd try to stay there the entire time if it's just 4 nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 01, 2016, 12:14:54 PM
Also are there referral links for that Hilton free weekend card?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 01, 2016, 11:48:15 PM
hampton inns are (usually) a great value for hh redemptions in latin america.  nothing in cancun, but you could skip over to merida after your cancun ziva nights and stay there for like two weeks on a single hh credit card bonus if you wanted.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 03, 2016, 06:23:11 PM
hampton inns are (usually) a great value for hh redemptions in latin america.  nothing in cancun, but you could skip over to merida after your cancun ziva nights and stay there for like two weeks on a single hh credit card bonus if you wanted.

good info for when I get more stupid hilton points from stupid work
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on January 03, 2016, 07:00:09 PM

Debated putting this in the travel thread, but ultimately decided I needed points advice from SD and RD more than where-to-stay advice, although I do need and would welcome both.

Mrs. WonderMeal and I are having some work done on Casa WonderMeal from 2/9 to 2/13 (four nights), and I figured it would be good to use this as an excuse to go to take the three kids to an all-inclusive. We need a little bit of points help to get there, though. 

Right now we're thinking Cancun, because it's pretty easy to travel to/from for us, and we have two free Hyatt nights that I'm thinking we could use at the new Hyatt Ziva. Other items that we have in our points portfolio right now:

-110k SW points + companion pass
-Two free Hyatt nights
-Two free weekend nights at a Hilton (apparently not valid at all-inclusives?)
-103,000 URs
-103,000 Amex points
-Ability to apply for pretty much any non-Chase card (SPG? Marriott?) for free nights

We're open to switching resorts at some point, or spending part of the vacay in a hotel. We're also not 100% tied to Cancun, although we will need to stay somewhere with kiddos.

Tell me, gE travel studs, what remaining cards should I get, and where should we stay?

I am in Cancun burning Marriott points at the moment.  That Hyatt looked nice from the road, but that's all I know about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2016, 06:58:11 AM
yeah, that hyatt would be a great usage. do that WM. See if you can fly SW using that comp pass if you don't mind flying that far on SW.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on January 04, 2016, 07:06:21 AM
My only concern is that staying at the Ziva for two additional nights (beyond the two free) would pretty much bankrupt me of UR points. Given that Chase is now denying people left and right (including Mrs. WonderMeal), I'm worried that I'd be without URs for a long long time.

Is there any way to use the Amex points (transfer to SPG) for the remaining two nights? Is there a card I can get and meet the spend for pretty quick that would also get me free nights? Or should I just bite the bullet and spend all my UR?


Related question: Hyatt says the Ziva would be either 20k or 25k Hyatt points per night, plus 10,000 extra for each additional person. Does anyone know if that counts the Little 'Meals? Because if so, a night at the Ziva using URs/Hyatt points would be 50k or 55k. Woof.


Edit: looks like the Li'l 'Meals would bump up the price of a standard room to 55k/night, or all of my remaining UR. Double woof. Definitely looking for help on the other two nights now.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2016, 07:41:11 AM
how much does it cost to just pay for a room? get mrs. WM a hyatt card?
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on January 04, 2016, 09:18:12 AM
Mrs. WonderMeal got the Hyatt card last year--used the two nights at Beaver Creek (was glorious). Rooms at the Ziva look to be ~$400/night. Given that we're having work done on the house at the same time, I'd prefer not to spend any of my hard-earned EMAWbucks if possible.

Mrs. WM is pretty much Chased out, and I fear I'm right there, too...hence the hesitation against using URs.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 04, 2016, 09:30:32 AM
I haven't read much of this but this sounds like the exact time when you Dylan McKay the OKC Sheraton for however long you're homeless/destitute.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 04, 2016, 10:55:57 AM
Friends. Have to take fam to Denver this summer. I know flights from KC are cheap but I don't want to pay. I have Freedom and Sapphire cards and 50k ish points currently. I'm not opposed to getting the SW card, but since I don't travel much I'd rather not. Should I just keep getting Chase points then use the Chase portal or convert them to Southwest miles or something?

Thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2016, 03:33:00 PM
Friends. Have to take fam to Denver this summer. I know flights from KC are cheap but I don't want to pay. I have Freedom and Sapphire cards and 50k ish points currently. I'm not opposed to getting the SW card, but since I don't travel much I'd rather not. Should I just keep getting Chase points then use the Chase portal or convert them to Southwest miles or something?

Thanks.

explore paying with UR miles v. reward flight on miles since the flights will probably be super cheap
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2016, 03:33:29 PM
Friends. Have to take fam to Denver this summer. I know flights from KC are cheap but I don't want to pay. I have Freedom and Sapphire cards and 50k ish points currently. I'm not opposed to getting the SW card, but since I don't travel much I'd rather not. Should I just keep getting Chase points then use the Chase portal or convert them to Southwest miles or something?

Thanks.

explore paying with UR miles v. reward flight on miles since the flights will probably be super cheap

then, if you discover that paying with UR miles is the better bet...just pay cash because it's a ripoff
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 04, 2016, 03:35:11 PM
sometimes you get a better rate on ur miles than on cash for some weird reason.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 04, 2016, 05:31:07 PM
sometimes you get a better rate on ur miles than on cash for some weird reason.

I discovered this recently. I know it still isn't the best use of points but since I don't travel for work anymore I flip cards for fun mostly. Most of the time I get gift cards with the points so at least this is a bit better return on my zero investment.

Thank you sirs
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 05, 2016, 11:33:19 AM
has anyone ever came across this before? Seems pretty useful.  Found it on /r/churning subreddit.

https://docs.google.com/spreadsheets/d/1-O7cxABDN1EGwBn8KXIm4ZZVXA88SVfmv2w4NIIyYvg/edit
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 05, 2016, 03:29:08 PM
Related, but does anyone have a spreadsheet they use for keeping track of their points/expirations/churnable dates?

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 05, 2016, 04:07:20 PM
Yeah.  It's a spreadsheet w/ columns as
Last 4   
Card Name
Date Opened
Annual Fee?   
Offer Details   
Spend Hit?   
Status (Open / Closed)
Date Cancelled
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 05, 2016, 04:20:27 PM
My spreadsheet has the following columns...

Card Type (i.e. Visa, MasterCard, etc.)
Name (Hyatt, Sapphire Preferred, etc.)
Bank (Chase, Citi, etc.)
Account Number (last four digits)
Credit Limit
Due Date (which day of the month)
Owner (me or Gooch)
Annual Fee (month it is due)
Apply Date

Then I have a column for each month to check off that I paid it that month.

Also I have a separate tab for closed accounts which has the additional column of Cancel Date.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 05, 2016, 04:27:02 PM
My spreadsheet has the following columns...

Card Type (i.e. Visa, MasterCard, etc.)
Name (Hyatt, Sapphire Preferred, etc.)
Bank (Chase, Citi, etc.)
Account Number (last four digits)
Credit Limit
Due Date (which day of the month)
Owner (me or Gooch)
Annual Fee (month it is due)
Apply Date

Then I have a column for each month to check off that I paid it that month.

Also I have a separate tab for closed accounts which has the additional column of Cancel Date.

my spreadsheet also has a column for date posted (for the sign up bonus), notes (good for AU names, etc) and a column for churn rules applicable
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 05, 2016, 05:07:07 PM
why don't you clowns just have autopay set up?
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on January 05, 2016, 07:04:08 PM
Any limitations on which properties the two free Hyatt nights can be used at?  Looking at Grand Hyatt Kauai
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 05, 2016, 07:22:54 PM
why don't you clowns just have autopay set up?

I like to know how much is coming out of my checking account before it happens.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 05, 2016, 07:24:14 PM
Any limitations on which properties the two free Hyatt nights can be used at?  Looking at Grand Hyatt Kauai
According to the offer, it says any hyatt property in any category, so I think that you'd be in the clear.  And I think that would be a fantastic place to spend those free nights!  The 1 free per year is only cat 1-4, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 05, 2016, 07:33:34 PM
why don't you clowns just have autopay set up?

I like to know how much is coming out of my checking account before it happens.
you should be getting an email with the amount every month. 
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 05, 2016, 11:26:54 PM
Any limitations on which properties the two free Hyatt nights can be used at?  Looking at Grand Hyatt Kauai

any hyatt.  used ours at the GH Kauai and it is an incredible property.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 06, 2016, 06:11:19 PM
I told them I own goEMAW
i've not done the business card thing before so i don't know anything about it other than what i read doing some google.edu

would it screw you up if i do the goEMAW?  did you give them our TIN?  make up our annual revenue?

the chase ink plus 60k / $5k spend / 3 months seems like a pretty good offer? 
Title: How Many Credit Cards Do You Have?
Post by: steve dave on January 06, 2016, 06:29:12 PM
Nope, do it, but you should use your SSN. I use my SSN as a sole proprietorship. I use actual revenue figure ($14)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 06, 2016, 06:29:54 PM
And yes, that's a great offer
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 06, 2016, 06:31:37 PM
ok thanks, these are ur points, yes?  and can be combo'd with my csp ur's?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 06, 2016, 06:33:53 PM
Affirmative
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 06, 2016, 06:40:00 PM
great thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: WildcatPower on January 07, 2016, 08:54:56 PM
Only got one CC. That's all I need.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on January 08, 2016, 07:03:09 AM

Only got one CC. That's all I need.

Agoraphobic?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 08, 2016, 07:29:29 AM

Only got one CC. That's all I need.

Agoraphobic?

no this guy wants a backwards powercat on his car so i assume he goes outside from time to time
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 08, 2016, 09:20:30 AM
mrs meow meow has been using this cash back credit card we used to use before I got into the CC game for a lot of purchases and it's been driving me nuts but she insists on it even when I tell her to be using our sapphire/freedom cards.  well 2 weeks ago this card she's been using sends updated cards to our house with new expiration dates.  I immediately destroy all evidence of these cards before she sees them.  Think she just assumed that they expired, so now she's using the ole sapphire.   :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 08, 2016, 09:33:00 AM
mrs meow meow has been using this cash back credit card we used to use before I got into the CC game for a lot of purchases and it's been driving me nuts but she insists on it even when I tell her to be using our sapphire/freedom cards.  well 2 weeks ago this card she's been using sends updated cards to our house with new expiration dates.  I immediately destroy all evidence of these cards before she sees them.  Think she just assumed that they expired, so now she's using the ole sapphire.   :Woot:

The bigger problem is that you can't control your wife.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 08, 2016, 09:34:36 AM
Got my csp spending bonus today.  Posted pretty quick. I got the card in mid November.

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 08, 2016, 09:35:14 AM
sad that meow meow takes out his marital frustrations on wacky
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 08, 2016, 09:39:53 AM
sad that meow meow takes out his marital frustrations on wacky

yeah, but didn't you see that she's using the saph now, so it's all good! 
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on January 08, 2016, 09:40:31 AM
I'm more comfortable with m^2 taking it out on a robust punching bag like wacky than his own wife. 
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 11, 2016, 01:19:38 PM
Anyone with the Citi AA card tried this?  http://loopholetravel.com/2015/08/24/new-citi-loophole-how-to-break-the-18-month-rule/

I took a shot at it.  After reading the article, I could tell it probably would work for me.  They didn't auto-approve me, but called me for like 3 days straight.  I never answered (usually called when I was at work, and when the other times, I just didn't feel like talking to a credit card customer service rep).  Well, after ignoring them and giving them the silent treatment, I get an approval email.  Lolol... We'll see how many times I can get away with it.

Quote
   

Mr. CrushNasty,

Congratulations, you've been approved!

We're delighted to let you know you've been approved for the Citi® / AAdvantage® Platinum Select® card, with a credit limit of $1,680,000. Your account is considered open as of today, 01/10/16.

Your card should be arriving in 7-10 days in a plain white envelope. To start enjoying the many benefits of your card, activate it as soon as it arrives.

You can always find a full list of your card benefits here. Once you have your new card in hand, you'll be able to log in and experience the full site.

Thank you for choosing Citi for your financial needs!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 11, 2016, 01:25:00 PM
AwardWallet invite link

http://AwardWallet.com/?refCode=heptmcmyva

use code: free-hcyvwq for upgrade to premium for first time users (first 8 anyway)
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on January 11, 2016, 01:29:49 PM
AwardWallet invite link

http://AwardWallet.com/?refCode=heptmcmyva

use code: free-hcyvwq for upgrade to premium for first time users (first 8 anyway)

T-Y
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 11, 2016, 02:01:37 PM
Anyone with the Citi AA card tried this?  http://loopholetravel.com/2015/08/24/new-citi-loophole-how-to-break-the-18-month-rule/

I took a shot at it.  After reading the article, I could tell it probably would work for me.  They didn't auto-approve me, but called me for like 3 days straight.  I never answered (usually called when I was at work, and when the other times, I just didn't feel like talking to a credit card customer service rep).  Well, after ignoring them and giving them the silent treatment, I get an approval email.  Lolol... We'll see how many times I can get away with it.

Quote
   

Mr. CrushNasty,

Congratulations, you've been approved!

We're delighted to let you know you've been approved for the Citi® / AAdvantage® Platinum Select® card, with a credit limit of $1,680,000. Your account is considered open as of today, 01/10/16.

Your card should be arriving in 7-10 days in a plain white envelope. To start enjoying the many benefits of your card, activate it as soon as it arrives.

You can always find a full list of your card benefits here. Once you have your new card in hand, you'll be able to log in and experience the full site.

Thank you for choosing Citi for your financial needs!

thanks, gave it a whirl.   My existing Elite World card fee hits again in March, so this is good timing.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 11, 2016, 04:43:36 PM
Anyone with the Citi AA card tried this?  http://loopholetravel.com/2015/08/24/new-citi-loophole-how-to-break-the-18-month-rule/

I took a shot at it.  After reading the article, I could tell it probably would work for me.  They didn't auto-approve me, but called me for like 3 days straight.  I never answered (usually called when I was at work, and when the other times, I just didn't feel like talking to a credit card customer service rep).  Well, after ignoring them and giving them the silent treatment, I get an approval email.  Lolol... We'll see how many times I can get away with it.

Quote
   

Mr. CrushNasty,

Congratulations, you've been approved!

We're delighted to let you know you've been approved for the Citi® / AAdvantage® Platinum Select® card, with a credit limit of $1,680,000. Your account is considered open as of today, 01/10/16.

Your card should be arriving in 7-10 days in a plain white envelope. To start enjoying the many benefits of your card, activate it as soon as it arrives.

You can always find a full list of your card benefits here. Once you have your new card in hand, you'll be able to log in and experience the full site.

Thank you for choosing Citi for your financial needs!

Will try tonite
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 11, 2016, 04:59:17 PM
AwardWallet invite link

http://AwardWallet.com/?refCode=heptmcmyva

use code: free-hcyvwq for upgrade to premium for first time users (first 8 anyway)

thanks mister
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 11, 2016, 05:03:26 PM
Don't do that, GFA.

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 11, 2016, 05:10:51 PM
Don't do that, GFA.

Sent from my SM-G900P using Tapatalk

 :runaway:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 11, 2016, 06:10:18 PM
guys I'm doing something wrong again.  I was going to book my flights to Denver through the Chase portal (yes I know), but none of the southwest flights are showing up anymore.  I swear they were there the last time I checked???  I can transfer points to southwest and do it that way I guess, but I was just going to book through the portal and pay with points.  Any idea on why I don't see Southwest flights?  I have changed the dates around just to see if they pop up and I'm not getting anything but expensive United and Delta flights. 

Thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 11, 2016, 06:25:12 PM
guys I'm doing something wrong again.  I was going to book my flights to Denver through the Chase portal (yes I know), but none of the southwest flights are showing up anymore.  I swear they were there the last time I checked???  I can transfer points to southwest and do it that way I guess, but I was just going to book through the portal and pay with points.  Any idea on why I don't see Southwest flights?  I have changed the dates around just to see if they pop up and I'm not getting anything but expensive United and Delta flights. 

Thanks

Nope, I must be crazy/stupid and thought I was seeing SW flights.  It doesn't look like you can book SW flights through the portal.  So I guess my choice comes down to: move UR points to SW miles and book there, get a SW card for me and Mrs. SF and get at least 2 flights paid for, or just pay for 4 flights to Denver.   :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 11, 2016, 06:27:08 PM
I made a spreadsheet and now I have this award wallet thing. I'm really doing it now!
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 11, 2016, 06:39:37 PM
Anyone with the Citi AA card tried this?  http://loopholetravel.com/2015/08/24/new-citi-loophole-how-to-break-the-18-month-rule/

I took a shot at it.  After reading the article, I could tell it probably would work for me.  They didn't auto-approve me, but called me for like 3 days straight.  I never answered (usually called when I was at work, and when the other times, I just didn't feel like talking to a credit card customer service rep).  Well, after ignoring them and giving them the silent treatment, I get an approval email.  Lolol... We'll see how many times I can get away with it.

Quote
   

Mr. CrushNasty,

Congratulations, you've been approved!

We're delighted to let you know you've been approved for the Citi® / AAdvantage® Platinum Select® card, with a credit limit of $1,680,000. Your account is considered open as of today, 01/10/16.

Your card should be arriving in 7-10 days in a plain white envelope. To start enjoying the many benefits of your card, activate it as soon as it arrives.

You can always find a full list of your card benefits here. Once you have your new card in hand, you'll be able to log in and experience the full site.

Thank you for choosing Citi for your financial needs!

instant approval here, will be canceling for my wife and getting her a new one too  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 11, 2016, 07:42:47 PM
Don't do that, GFA.

Sent from my SM-G900P using Tapatalk

 :runaway:
:thumbs:

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 12, 2016, 08:42:59 AM
Anyone with the Citi AA card tried this?  http://loopholetravel.com/2015/08/24/new-citi-loophole-how-to-break-the-18-month-rule/

I took a shot at it.  After reading the article, I could tell it probably would work for me.  They didn't auto-approve me, but called me for like 3 days straight.  I never answered (usually called when I was at work, and when the other times, I just didn't feel like talking to a credit card customer service rep).  Well, after ignoring them and giving them the silent treatment, I get an approval email.  Lolol... We'll see how many times I can get away with it.

Quote
   

Mr. CrushNasty,

Congratulations, you've been approved!

We're delighted to let you know you've been approved for the Citi® / AAdvantage® Platinum Select® card, with a credit limit of $1,680,000. Your account is considered open as of today, 01/10/16.

Your card should be arriving in 7-10 days in a plain white envelope. To start enjoying the many benefits of your card, activate it as soon as it arrives.

You can always find a full list of your card benefits here. Once you have your new card in hand, you'll be able to log in and experience the full site.

Thank you for choosing Citi for your financial needs!

thanks, gave it a whirl.   My existing Elite World card fee hits again in March, so this is good timing.

had to call but was approved easily
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on January 12, 2016, 08:53:49 AM
AwardWallet invite link

http://AwardWallet.com/?refCode=heptmcmyva

use code: free-hcyvwq for upgrade to premium for first time users (first 8 anyway)

T-Y

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 12, 2016, 11:46:14 AM
I have the AA visa.  Can I still get the bonus if I apply for the MC?

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 12, 2016, 12:11:12 PM
I have the AA visa.  Can I still get the bonus if I apply for the MC?

Sent from my SM-G900P using Tapatalk

I believe so yes
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on January 12, 2016, 12:36:13 PM
Yes believe so. Different products.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 12, 2016, 01:09:33 PM
I have the AA visa.  Can I still get the bonus if I apply for the MC?

Sent from my SM-G900P using Tapatalk

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 12, 2016, 06:57:04 PM
I guess when you get a business card you can't link that card on your regular Chase account?
Title: Re: How Many Credit Cards Do You Have?
Post by: troubledscribe on January 12, 2016, 07:20:29 PM
AwardWallet invite link

http://AwardWallet.com/?refCode=heptmcmyva

use code: free-hcyvwq for upgrade to premium for first time users (first 8 anyway)

T-Y

 :lol:

Does this work with cash back cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 13, 2016, 07:36:38 AM
AwardWallet invite link

http://AwardWallet.com/?refCode=heptmcmyva

use code: free-hcyvwq for upgrade to premium for first time users (first 8 anyway)

T-Y

 :lol:

Does this work with cash back cards?

I don't know. You can check on their website. it tracks a ton of stuff though. it tells me when I have a free starbucks drink waiting for me.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on January 13, 2016, 09:08:03 AM
I guess when you get a business card you can't link that card on your regular Chase account?

Took a phone call for me but now I can see both business and personal Chase cards on one login.  They had to issue me new user name.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 13, 2016, 09:27:40 AM
AwardWallet invite link

http://AwardWallet.com/?refCode=heptmcmyva

use code: free-hcyvwq for upgrade to premium for first time users (first 8 anyway)

T-Y

 :lol:

Does this work with cash back cards?

It pulled up my discover card. It tracks basically everything in the world from what I can see, even my $5 off ace hardware coupons.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 13, 2016, 09:43:14 AM
Wait, Award Wallet tracks coupons????
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on January 13, 2016, 09:54:20 AM
Looking at rewards flights for SEA -> MCI on Sunday, May 1st.

AAdvantage wants 25k points. The BA portal wants way too many Avios. I'm gonna snag this Alaskan card and see what happens. The $95 account fee is cheaper than purchasing a flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 13, 2016, 10:07:44 AM
Looking at rewards flights for SEA -> MCI on Sunday, May 1st.

AAdvantage wants 25k points. The BA portal wants way too many Avios. I'm gonna snag this Alaskan card and see what happens. The $95 account fee is cheaper than purchasing a flight.

do a reward search to see if they have availability first. unless you just want to collect their miles (which is a good idea if you're going to be flying to Portland or Seattle at any time in the future).
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on January 13, 2016, 10:11:42 AM
Looking at rewards flights for SEA -> MCI on Sunday, May 1st.

AAdvantage wants 25k points. The BA portal wants way too many Avios. I'm gonna snag this Alaskan card and see what happens. The $95 account fee is cheaper than purchasing a flight.

do a reward search to see if they have availability first. unless you just want to collect their miles (which is a good idea if you're going to be flying to Portland or Seattle at any time in the future).

I'll want to make a non-PAK related trip up there soon.

The Delta and United flights are pretty cheap on the return date I want. I'll probably just purchase one of those.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on January 13, 2016, 10:18:36 AM
Alaskan wants 20k for the return flight on that date.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on January 13, 2016, 10:28:57 AM
Well at least your not stuck with Southwest :flush:
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on January 13, 2016, 10:36:12 AM
Well at least your not stuck with Southwest :flush:

That rate may go up by the time my Alaskan miles post. Are you flying out of ICT?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 13, 2016, 11:01:42 AM
1 more thing to look at aside from all I tweet'd you - there's an overnight AA from SEA to MHK that would have you there at 10:30 Monday morning for 12.5K right now.  That'd presume that the other dudes are flying back to KC to get the car I figure you'd all have driven there.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on January 13, 2016, 11:04:35 AM
Yep ICT. Current plan is Friday - Monday but I might switch it to Thur - Sunday.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on January 13, 2016, 11:13:39 AM
SW is only 10K each way if you have any of their dumpy points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 13, 2016, 11:33:19 AM
SW is only 10K each way if you have any of their dumpy points.

I'm hoping to wipe out my remaining 30K shitty frontier points by getting 3 of them here from KC that Thursday at 10K each.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on January 13, 2016, 11:44:48 AM

SW is only 10K each way if you have any of their dumpy points.

To each his own, I love southwest!  Now that they fly to the Caribbean, they are even more valuable to me.

If you ever want to sell some points... :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on January 13, 2016, 11:46:52 AM
I just can't deal with the cattle call thing. Just give me assigned seats with priority boarding like a normal rough ridin' airline.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on January 13, 2016, 11:52:58 AM

I just can't deal with the cattle call thing. Just give me assigned seats with priority boarding like a normal rough ridin' airline.

Always pay for the "early bird" check in and never worry about it again.  I am "A-List" now, so I always get a good line number, but I fly them for work all the time.

At this point, I always fly southwest for work, unless there is a huge logistical benefit to another airline.  They are actually very efficient and we'll run, relative to the others, IMO.

I think you might come to appreciate them in time.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on January 13, 2016, 12:03:49 PM
I just can't deal with the cattle call thing. Just give me assigned seats with priority boarding like a normal rough ridin' airline.

On our flight to Vegas the guy slinging drinks opened a "tab" for me and then at the end of the flight told me it was on him.  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 13, 2016, 12:08:59 PM
another southwest fan here.   people who bitch about "the cattle call" thing are very weak minded.  seems pretty simple to me to check in, look at my boarding pass on my phone, see A#, and walk onto the plane in that order.  i'm guessing that "gooch" never learned the alphabet or how to count to 60 and therefore struggles with the process.

fwiw, if anyone else decides to bash southwest airlines on my message board, you're getting your ass kicked.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 13, 2016, 12:10:05 PM
people get so angry about airlines. weird

swa is fine
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 13, 2016, 12:15:58 PM
I just can't deal with the cattle call thing. Just give me assigned seats with priority boarding like a normal rough ridin' airline.

On our flight to Vegas the guy slinging drinks opened a "tab" for me and then at the end of the flight told me it was on him.  :cheers:

They didn't fight me much when I subsequently disputed my charge for the flight on which they had a fat woman spilling onto me.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 13, 2016, 12:19:04 PM
interesting SW fact: their pilots are bonused on timeliness. because of this they have tons of near misses coming in hot to the runways,etc. but, so far so good so WGAF. they also climb and descend super fast. they do this because if they get high enough fast enough they can request a direct route from ATC and will usually get it so it saves them time. Then they descend super fast so they can stay at cruising altitude for the max amount of time. a lot of people complain about turbulence and uncomfortable rides because of their quick climbs and descents but I never notice it unless i'm actively paying attention to it. also they don't have economy comfort or 1st class so I only fly them for family travel which is about all of my non-work travel these days.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 13, 2016, 12:21:21 PM
also lol at family boarding after A group. lol in your non-little-kid-having faces as I don't even check in and cruise on before most of you.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 13, 2016, 12:23:07 PM
those are great swa nuggets

i always get an exit row seat which is great or bulkhead seat which is extra great b/c first on, first off + leg room, and don't have to pay extra for either
they also rarely charge me for my scotches

also free television
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 13, 2016, 12:33:40 PM

SW is only 10K each way if you have any of their dumpy points.

To each his own, I love southwest!  Now that they fly to the Caribbean, they are even more valuable to me.

If you ever want to sell some points... :fatty:

I'm down to 626 points that expire in May that are all yours if you know how I can get them to you.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on January 13, 2016, 12:35:04 PM
interesting SW fact: their pilots are bonused on timeliness. because of this they have tons of near misses coming in hot to the runways,etc. but, so far so good so WGAF. they also climb and descend super fast. they do this because if they get high enough fast enough they can request a direct route from ATC and will usually get it so it saves them time. Then they descend super fast so they can stay at cruising altitude for the max amount of time. a lot of people complain about turbulence and uncomfortable rides because of their quick climbs and descents but I never notice it unless i'm actively paying attention to it. also they don't have economy comfort or 1st class so I only fly them for family travel which is about all of my non-work travel these days.

More booz'n time.   :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 13, 2016, 12:37:02 PM

SW is only 10K each way if you have any of their dumpy points.

To each his own, I love southwest!  Now that they fly to the Caribbean, they are even more valuable to me.

If you ever want to sell some points... :fatty:

I'm down to 626 points that expire in May that are all yours if you know how I can get them to you.

impossible
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on January 20, 2016, 02:24:39 PM
Too late to matter, but that Chase Freedom 10% rip on Amazon, if you bought stuff in December but returned them you still got all but 1% of the bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 22, 2016, 09:31:22 AM
Chase 5/24 rule coming to biz cards in March

Quote
Via DoC. http://www.doctorofcredit.com/chase-credit-card-limits-to-soon-apply-to-business-cards/

The report states that the limit will go in place sometime in March. So if you are planning to get an Ink card but would otherwise be precluded by 5/24, think about applying before then.

If this spreads to co-branded cards, I'm ruined with Chase. I thought about the "chatter" flair, but I trust the source and don't imagine they would publish unless they were solid on this.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on January 22, 2016, 01:35:03 PM
If someone is going to apply for a new mortgage in the near future, are they better off closing a few accounts or is it better to leave them open so it shows more available credit?
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on January 22, 2016, 01:41:08 PM
Just make sure the credit limits are low so you don't have a ton of available credit. That kind of hurts you when applying for loans.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on January 22, 2016, 01:46:28 PM
Just make sure the credit limits are low so you don't have a ton of available credit. That kind of hurts you when applying for loans.

I've got a couple with higher limits.  Probably should drop those (don't use them anymore anyway).
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on January 22, 2016, 01:49:21 PM
Just make sure the credit limits are low so you don't have a ton of available credit. That kind of hurts you when applying for loans.

I've got a couple with higher limits.  Probably should drop those (don't use them anymore anyway).
Def lower it to like 2K or less if it is a card you want to keep but don't really use.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on January 22, 2016, 01:51:01 PM
Just make sure the credit limits are low so you don't have a ton of available credit. That kind of hurts you when applying for loans.


I've got a couple with higher limits.  Probably should drop those (don't use them anymore anyway).
Def lower it to like 2K or less if it is a card you want to keep but don't really use.

one is an amex hilton... i'll find my way to the shame thread now
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on January 22, 2016, 11:23:38 PM
Just make sure the credit limits are low so you don't have a ton of available credit. That kind of hurts you when applying for loans.

Wait what? 

http://www.nerdwallet.com/blog/credit-cards/credit-card-available-cancel-open-accounts/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 23, 2016, 06:54:18 AM

Just make sure the credit limits are low so you don't have a ton of available credit. That kind of hurts you when applying for loans.

On Opposite Day ?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on January 23, 2016, 07:06:23 AM
Ya, I have to agree that having open credit isn't bad....having balances on cards is bad.  Not sure where you saw that Gooch, but my scores have gone up since I had more open credit instruments (but no balances on them).
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 23, 2016, 08:44:28 AM
Look at Credit Karma. You can see how your score it built there.

(http://uploads.tapatalk-cdn.com/20160123/a0199985d83de65926f12e33e5b36432.jpg)

(http://uploads.tapatalk-cdn.com/20160123/f141a8fafd844fcb2084a44466c149ee.jpg)

The only poor on my rating is Age of Credit history. I always cancelled cards when I went to a new one. That was obviously a mistake. Just keep them open unless it needs to be closed for the churn or you don't want to pay the annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 25, 2016, 09:17:27 AM
my wife was kind enough to break her leg while skiing here in Switzerland so I was able to meet the minimum on her new CSP basically immediately

extending the trip cost me 75,000 more Marriott points tho :(
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 25, 2016, 11:52:50 AM
my wife was kind enough to break her leg while skiing here in Switzerland so I was able to meet the minimum on her new CSP basically immediately

extending the trip cost me 75,000 more Marriott points tho :(

ouch, that sucks.    I assume no travel insurance?    Does your domestic health cover international treatment?

Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 25, 2016, 11:53:32 AM
posted in the travel thread, but MHk is one of the Points Break hotels for 1Q16 

http://onemileatatime.boardingarea.com/2016/01/25/new-pointbreaks-list-live-book-ihg-hotels-5k-points-per-night/?utm_source=FB&utm_medium=One+Mile+at+a+Time&utm_campaign=SNAP%2Bfrom%2BOne+Mile+at+a+Time
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 25, 2016, 12:20:04 PM
didn't even know MHK had a holiday inn express. 3 IHG properties? more like The Medium Apple  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 25, 2016, 05:02:41 PM
my wife was kind enough to break her leg while skiing here in Switzerland so I was able to meet the minimum on her new CSP basically immediately

extending the trip cost me 75,000 more Marriott points tho :(

ouch, that sucks.    I assume no travel insurance?    Does your domestic health cover international treatment?

Yeah they should reimburse, they cover "overseas emergencies". Since hospitals abroad don't have TINs you have to pay and submit it for reimbursement. Idk if I'll get all I spent but should get something anyway. Swiss healthcare is p cheap.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 25, 2016, 05:09:45 PM
my Sapphire anniversary is coming up.  if I cancel the card and sign up for a new one for my wife, once I get those points (50k I think is the current offer) can I combine them with the UR points I currently have?  and those points I currently have earned, nothing happens with them if I cancel the Sapphire, correct?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 25, 2016, 06:37:20 PM
got approved for both SW Chase cards at 50k.  Going to transfer 30k Marriott points to 10k SW miles and have the companion pass immediately.  Chase got mad at me for getting the second card in the same day and was going to reject me until I called.  I was   :ohno: ,but the dude was nice and said he would fix it.   :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on January 25, 2016, 06:49:08 PM
Do transferred points count towards the CP? For some reason I thought they didnt...
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 25, 2016, 06:51:32 PM
Do transferred points count towards the CP? For some reason I thought they didnt...

Pretty sure they do.  I'll double check before I do it obvs
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on January 25, 2016, 07:09:35 PM
man, 'clams and i are in 100 percent agreement on swa.  a couple of "a-listers" if you ask me  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on January 25, 2016, 07:23:15 PM
Companion pass is great in the years you want to just hit as many domestic places as possible.  I think I saw 5 new MLB stadiums to see the Roys play.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 25, 2016, 07:43:16 PM

Do transferred points count towards the CP? For some reason I thought they didnt...

Some (Marriott does which was used in the example)
Title: How Many Credit Cards Do You Have?
Post by: steve dave on January 25, 2016, 07:43:30 PM
my Sapphire anniversary is coming up.  if I cancel the card and sign up for a new one for my wife, once I get those points (50k I think is the current offer) can I combine them with the UR points I currently have?  and those points I currently have earned, nothing happens with them if I cancel the Sapphire, correct?

No, and you lose them. Keep it. If you just cannot pay the annual fee transfer them to Hyatt or united or SW if you have a CP before cancelling (or to an ink if you have that)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 25, 2016, 07:43:51 PM
Hey companion pass bros. so, my cards are on the way, but I plan on hitting the spending on both cards by the second month pretty easy. Will prob hit it the first month. So at the latest I hope to have it Marchish. I just booked a flight for May with the hopes of adding the pass once I get it. Is this a good strategy?  The only reason I'm asking is SW is running a sale right now and my flight to NY and back was only 15k points. Should I risk the flight filling up prior to getting my pass or should I just use more points and book Mrs SF's flight since it is so cheap?  I'm thinking I should be good but am a little  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 25, 2016, 07:45:16 PM
my Sapphire anniversary is coming up.  if I cancel the card and sign up for a new one for my wife, once I get those points (50k I think is the current offer) can I combine them with the UR points I currently have?  and those points I currently have earned, nothing happens with them if I cancel the Sapphire, correct?

No, and you lose them. Keep it.

I thought married people could transfer freely?  He just get the freedom if he doesn't want to pay the fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 25, 2016, 07:45:31 PM
You'll be fine waiting
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 25, 2016, 07:45:57 PM

my Sapphire anniversary is coming up.  if I cancel the card and sign up for a new one for my wife, once I get those points (50k I think is the current offer) can I combine them with the UR points I currently have?  and those points I currently have earned, nothing happens with them if I cancel the Sapphire, correct?

No, and you lose them. Keep it.

I thought married people could transfer freely?  He just get the freedom if he doesn't want to pay the fee.

The points are crap on the freedom
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on January 25, 2016, 07:46:30 PM

Do transferred points count towards the CP? For some reason I thought they didnt...

Some (Marriott does which was used in the example)
:thumbs:

So UR->Marriott->SW works, but UR->SW does not?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 25, 2016, 08:03:16 PM

my Sapphire anniversary is coming up.  if I cancel the card and sign up for a new one for my wife, once I get those points (50k I think is the current offer) can I combine them with the UR points I currently have?  and those points I currently have earned, nothing happens with them if I cancel the Sapphire, correct?

No, and you lose them. Keep it.

I thought married people could transfer freely?  He just get the freedom if he doesn't want to pay the fee.

The points are crap on the freedom
Nice getting the 5 times for stuff then transferring over to CSP if needed right?  Back to my original question though. I thought married people could transfer accounts. Couldn't he get the wife a CSP, transfer his points in and cancel his?
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on January 25, 2016, 08:52:24 PM

Do transferred points count towards the CP? For some reason I thought they didnt...

Some (Marriott does which was used in the example)
:thumbs:

So UR->Marriott->SW works, but UR->SW does not?

Correct.

Hey companion pass bros. so, my cards are on the way, but I plan on hitting the spending on both cards by the second month pretty easy. Will prob hit it the first month. So at the latest I hope to have it Marchish. I just booked a flight for May with the hopes of adding the pass once I get it. Is this a good strategy?  The only reason I'm asking is SW is running a sale right now and my flight to NY and back was only 15k points. Should I risk the flight filling up prior to getting my pass or should I just use more points and book Mrs SF's flight since it is so cheap?  I'm thinking I should be good but am a little  :ohno:

I forgot to book a ticket using my CP for WonderMeal Jr. until 23.5 hours before our Christmas flights. Still had no problem grabbing a seat for a cool $11.20 in fees. (Refunded immediately by my Amex Platinum airline fee credit.)
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 25, 2016, 09:07:14 PM

my Sapphire anniversary is coming up.  if I cancel the card and sign up for a new one for my wife, once I get those points (50k I think is the current offer) can I combine them with the UR points I currently have?  and those points I currently have earned, nothing happens with them if I cancel the Sapphire, correct?
n

No, and you lose them. Keep it.

I thought married people could transfer freely?  He just get the freedom if he doesn't want to pay the fee.

The points are crap on the freedom
Nice getting the 5 times for stuff then transferring over to CSP if needed right?  Back to my original question though. I thought married people could transfer accounts. Couldn't he get the wife a CSP, transfer his points in and cancel his?

This is what I was thinking.  I have a freedom and another under my wife and was able to transfer her freedom UR points to my sapphire. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 25, 2016, 09:08:08 PM

my Sapphire anniversary is coming up.  if I cancel the card and sign up for a new one for my wife, once I get those points (50k I think is the current offer) can I combine them with the UR points I currently have?  and those points I currently have earned, nothing happens with them if I cancel the Sapphire, correct?

No, and you lose them. Keep it.

I thought married people could transfer freely?  He just get the freedom if he doesn't want to pay the fee.

The points are crap on the freedom
Nice getting the 5 times for stuff then transferring over to CSP if needed right?  Back to my original question though. I thought married people could transfer accounts. Couldn't he get the wife a CSP, transfer his points in and cancel his?

Yeah he needs to get the wife's card, transfer his UR points to her, then cancel his card. We did this.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2016, 06:30:09 AM

Do transferred points count towards the CP? For some reason I thought they didnt...

Some (Marriott does which was used in the example)
:thumbs:

So UR->Marriott->SW works, but UR->SW does not?

that would be an absolutely terrible thing to do but it may work. You'd be transferring UR points to SW at a rate of 3:1. just spend the money on the card to get it or use Marriott points already in your Marriott account if you have to (also not a great transfer but could pay off if you have a CP ticket to book).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2016, 06:31:18 AM

my Sapphire anniversary is coming up.  if I cancel the card and sign up for a new one for my wife, once I get those points (50k I think is the current offer) can I combine them with the UR points I currently have?  and those points I currently have earned, nothing happens with them if I cancel the Sapphire, correct?

No, and you lose them. Keep it.

I thought married people could transfer freely?  He just get the freedom if he doesn't want to pay the fee.

The points are crap on the freedom
Nice getting the 5 times for stuff then transferring over to CSP if needed right?  Back to my original question though. I thought married people could transfer accounts. Couldn't he get the wife a CSP, transfer his points in and cancel his?

With the new Chase rules I'd just hold onto your CSP I guess is my ultimate advice. I guess if your spouse has a separate card/account that can be your familys permanent UR account if you want it to be.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 26, 2016, 08:25:47 AM
thanks for the advice.  probably just keep the sapph and get one for my wife as her birthday present.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 26, 2016, 08:26:41 AM
thanks for the advice.  probably just keep the sapph and get one for my wife as her birthday present.

I hope you mean hit the minimum spend by buying her birthday present.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 26, 2016, 09:04:51 AM
thanks for the advice.  probably just keep the sapph and get one for my wife as her birthday present.

I hope you mean hit the minimum spend by buying her birthday present.

nope, signing up for the card, then wrap up the card with a nice wrapping paper/bow combo.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 26, 2016, 09:07:29 AM
my wife was kind enough to break her leg while skiing here in Switzerland so I was able to meet the minimum on her new CSP basically immediately

extending the trip cost me 75,000 more Marriott points tho :(

ouch, that sucks.    I assume no travel insurance?    Does your domestic health cover international treatment?

Yeah they should reimburse, they cover "overseas emergencies". Since hospitals abroad don't have TINs you have to pay and submit it for reimbursement. Idk if I'll get all I spent but should get something anyway. Swiss healthcare is p cheap.

yeah, my wife had a gallbladder attack in Mexico.  For a doc to make a 2AM housecall, give 2 medications, and order a 3rd was like $160.  Our system is so f'd up.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 26, 2016, 09:08:12 AM

my Sapphire anniversary is coming up.  if I cancel the card and sign up for a new one for my wife, once I get those points (50k I think is the current offer) can I combine them with the UR points I currently have?  and those points I currently have earned, nothing happens with them if I cancel the Sapphire, correct?

No, and you lose them. Keep it.

I thought married people could transfer freely?  He just get the freedom if he doesn't want to pay the fee.

The points are crap on the freedom
Nice getting the 5 times for stuff then transferring over to CSP if needed right?  Back to my original question though. I thought married people could transfer accounts. Couldn't he get the wife a CSP, transfer his points in and cancel his?

With the new Chase rules I'd just hold onto your CSP I guess is my ultimate advice. I guess if your spouse has a separate card/account that can be your familys permanent UR account if you want it to be.

My strategy is going to be this to avoid the fee. I have freedom and CSP. I am going to move CSP points to freedom and until I think I'll need them, they will chill there. Cancel my CSP before the fee. Then Mrs SF will get the CSP and I will transfer any needed points from my freedom to her CSP. Then hopefully it will have been long enough, I will get the CSP again and reverse the process. Or I'll just pay the fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2016, 09:11:42 AM
OK, just so you're up to speed on the new Chase card requirements for you and your authorized users. I don't want your CSP UR points becoming garbage Freedom UR points with no escape route.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 26, 2016, 09:15:48 AM
probably been discussed, but does adding an authorized user count towards the number of Chase cards during the new cards per period rules?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 26, 2016, 09:16:26 AM
probably been discussed, but does adding an authorized user count towards the number of Chase cards during the new cards per period rules?

Yes
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2016, 09:18:59 AM
probably been discussed, but does adding an authorized user count towards the number of Chase cards during the new cards per period rules?

Yes

affirmative
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 26, 2016, 09:20:59 AM
damn, so i'm assuming the new steve dave stance is don't ever do the auth user unless you need it to hit the min spend?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 26, 2016, 09:21:54 AM
OK, just so you're up to speed on the new Chase card requirements for you and your authorized users. I don't want your CSP UR points becoming garbage Freedom UR points with no escape route.

I think my strategy will work. I don't travel enough to pay the fee and now that I will have the companion pass and plenty of SW miles, I'll prob have no reason to need to transfer CSP points for a while. Plus, Mrs SF doesn't like the credit card game much and gets mad at me when I get mad at her for using the wrong card.

Or I will just pay the fee
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2016, 09:24:06 AM
damn, so i'm assuming the new steve dave stance is don't ever do the auth user unless you need it to hit the min spend?

my stance is keep one freedom and one CSP card in my name and never cancel them and churn other stuff. we had a good debate about it at some point in the last thousand pages.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 26, 2016, 09:29:20 AM
damn, so i'm assuming the new steve dave stance is don't ever do the auth user unless you need it to hit the min spend?

Right. I just make Gooch pay for ever-y-thing since only he has our latest card that we are spending on.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 26, 2016, 09:36:26 AM
damn, so i'm assuming the new steve dave stance is don't ever do the auth user unless you need it to hit the min spend?

my stance is keep one freedom and one CSP card in my name and never cancel them and churn other stuff. we had a good debate about it at some point in the last thousand pages.

I've probably read, but didn't want to go thru 1,000 pages to figure it out, and appreciate you restating it for me.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 26, 2016, 09:37:01 AM
damn, so i'm assuming the new steve dave stance is don't ever do the auth user unless you need it to hit the min spend?

Right. I just make Gooch pay for ever-y-thing since only he has our latest card that we are spending on.

ty
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 26, 2016, 09:38:09 AM
damn, so i'm assuming the new steve dave stance is don't ever do the auth user unless you need it to hit the min spend?

my stance is keep one freedom and one CSP card in my name and never cancel them and churn other stuff. we had a good debate about it at some point in the last thousand pages.

Do you do the same for Mrs SD?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2016, 10:12:55 AM
damn, so i'm assuming the new steve dave stance is don't ever do the auth user unless you need it to hit the min spend?

my stance is keep one freedom and one CSP card in my name and never cancel them and churn other stuff. we had a good debate about it at some point in the last thousand pages.

Do you do the same for Mrs SD?

she has had a CSP, Ink, and Freedom before but now is just an authorized user on my CSP and Freedom (both cancelled the Ink). And yes, she churns all the cards I do at the same time.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 26, 2016, 02:14:29 PM
So if you transfer your UR points to freedom and close the csp, can you not transfer them back to UR if you churn another CSP in the future?

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on January 26, 2016, 02:34:46 PM
damn, so i'm assuming the new steve dave stance is don't ever do the auth user unless you need it to hit the min spend?

my stance is keep one freedom and one CSP card in my name and never cancel them and churn other stuff. we had a good debate about it at some point in the last thousand pages.

So you don't ever churn CSP?  Is that a dumb noob question? I just cancelled mine a year ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2016, 08:32:11 PM
Correct, I do not churn it
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 26, 2016, 08:41:31 PM
I just got a United 50k offer in the mail.  :Woohoo:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 27, 2016, 12:24:12 PM
I just got a United 50k offer in the mail.  :Woohoo:

It said Decision Pending. If I got a targeted offer in the mail, why didn't they instantly approve me?  :don'tcare:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 27, 2016, 04:44:18 PM
I just got a United 50k offer in the mail.  :Woohoo:

It said Decision Pending. If I got a targeted offer in the mail, why didn't they instantly approve me?  :don'tcare:

just call them and they will. chase is super stupid about stuff like this.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 27, 2016, 07:44:35 PM
I just got a United 50k offer in the mail.  :Woohoo:

It said Decision Pending. If I got a targeted offer in the mail, why didn't they instantly approve me?  :don'tcare:

just call them and they will. chase is super stupid about stuff like this.

I got this when getting the 2 SW cards. I called and they said they auto denied me for applying for 2 cards the same day. I was nice and just told the guy I wanted 2 cards in the same day and he approved me.
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on January 27, 2016, 08:11:58 PM
Ok. So I'm working on getting my credit together. My score is crappy. Like 580 crappy. I'm paying off a lot of things in collections and working on being better off financially. How, if at all, would a credit card fit in with this? I do not currently have one.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 27, 2016, 08:18:02 PM
Ok. So I'm working on getting my credit together. My score is crappy. Like 580 crappy. I'm paying off a lot of things in collections and working on being better off financially. How, if at all, would a credit card fit in with this? I do not currently have one.
Establishing good credit is definitely something that will get your score up,  but not by a huge amount until after those collections accounts are taken care of.
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on January 27, 2016, 08:22:54 PM
Ok. So I'm working on getting my credit together. My score is crappy. Like 580 crappy. I'm paying off a lot of things in collections and working on being better off financially. How, if at all, would a credit card fit in with this? I do not currently have one.
Establishing good credit is definitely something that will get your score up,  but not by a huge amount until after those collections accounts are taken care of.
Ok. Thank you. I spent the past year establishing some good payment history with my car loan. I'll just focus on the collections shiz then. Thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on January 27, 2016, 08:27:21 PM
Dave Ramsey is correct in that a credit score is simply a way to quantify your proven ability to get in debt, manage debt, and ease with which you can get into further debt. So, even though I put my credit score in a different thread, it is nothing to be overly proud of.  Having a poor score will impact rates you can get if you are trying to go further in debt.
It is a really stupid number if you think about it, but it is the system that is used, so it is what it is. (5/7 on Wednesday night)


Gonna win 'em all! (using Tapatalk)
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on January 27, 2016, 08:32:33 PM
Dave Ramsey is correct in that a credit score is simply a way to quantify your proven ability to get in debt, manage debt, and ease with which you can get into further debt. So, even though I put my credit score in a different thread, it is nothing to be overly proud of.  Having a poor score will impact rates you can get if you are trying to go further in debt.
It is a really stupid number if you think about it, but it is the system that is used, so it is what it is. (5/7 on Wednesday night)


Gonna win 'em all! (using Tapatalk)

 :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 27, 2016, 08:42:26 PM
Ok. So I'm working on getting my credit together. My score is crappy. Like 580 crappy. I'm paying off a lot of things in collections and working on being better off financially. How, if at all, would a credit card fit in with this? I do not currently have one.

if you can afford it, get a secured card, set it up to autopay your monthly statement amount
it will help to continue to establish your credit worthiness
bankrate is a good resource for card recommendos
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on January 27, 2016, 08:44:06 PM
Credit Karma has suggested some secured cards. I didn't know what that meant.
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on January 27, 2016, 08:51:03 PM
My Capitalone quicksilver approval odds rotate from good to fair. I'll probably just wait til it stays good for a while and see about that. I don't want to get one to just to get one.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 27, 2016, 08:57:47 PM
Credit Karma has suggested some secured cards. I didn't know what that meant.
i think they suggest cards that pay for the suggestion, i don't think that bankrate does (but maybe they do)
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 27, 2016, 10:08:04 PM
If you can get a credit card, I'd suggest you do. The quicksilver would be good,  since it gives your a pretty good cash back rate.  That way,  once your collections accounts roll off, your credit history will show a decent-aged account with a good payment history.

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on January 28, 2016, 05:15:07 AM
If you can get a credit card, I'd suggest you do. The quicksilver would be good,  since it gives your a pretty good cash back rate.  That way,  once your collections accounts roll off, your credit history will show a decent-aged account with a good payment history.

Sent from my SM-G900P using Tapatalk
Ok. I like that. Car loan is being paid off today and it was through Capital One. So ill see what I can do after that's finalized. Thanks for the advice.
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on January 28, 2016, 06:21:12 PM
Got approved. Honestly guys, Credit Karma makes this fun for me. It's like a game and gets me more motivated to improve my score. :D
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on January 28, 2016, 08:26:22 PM
Got approved. Honestly guys, Credit Karma makes this fun for me. It's like a game and gets me more motivated to improve my score. :D

you cant win if you dont play!
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on January 28, 2016, 08:35:56 PM
Another person falls victim to playing kissy face with the banks...smdh
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on January 28, 2016, 09:15:22 PM
Another person falls victim to playing kissy face with the banks...smdh
I got lonely. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 28, 2016, 09:42:44 PM
Another person falls victim to playing kissy face with the banks...smdh
I got lonely. :frown:
Don't listen to him about this, he doesn't know what he's talking about.  Your capital one online account also has a free fico score in it to help you keep track, but it doesn't matter much,  because I'm sure credit karma's is better.
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on January 29, 2016, 04:18:01 AM
:thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 29, 2016, 10:43:16 AM
Anyone with the Citi AA card tried this?  http://loopholetravel.com/2015/08/24/new-citi-loophole-how-to-break-the-18-month-rule/

I took a shot at it.  After reading the article, I could tell it probably would work for me.  They didn't auto-approve me, but called me for like 3 days straight.  I never answered (usually called when I was at work, and when the other times, I just didn't feel like talking to a credit card customer service rep).  Well, after ignoring them and giving them the silent treatment, I get an approval email.  Lolol... We'll see how many times I can get away with it.

Quote
   

Mr. CrushNasty,

Congratulations, you've been approved!

We're delighted to let you know you've been approved for the Citi® / AAdvantage® Platinum Select® card, with a credit limit of $1,680,000. Your account is considered open as of today, 01/10/16.

Your card should be arriving in 7-10 days in a plain white envelope. To start enjoying the many benefits of your card, activate it as soon as it arrives.

You can always find a full list of your card benefits here. Once you have your new card in hand, you'll be able to log in and experience the full site.

Thank you for choosing Citi for your financial needs!

Will try tonite

back from vacation to find the new card with letter confirming the bonus  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 29, 2016, 01:08:26 PM
I just got a United 50k offer in the mail.  :Woohoo:

It said Decision Pending. If I got a targeted offer in the mail, why didn't they instantly approve me?  :don'tcare:

just call them and they will. chase is super stupid about stuff like this.

I called and they approved me!

This link was very helpful in preparing for the call.
http://www.extrapackofpeanuts.com/6-rules-to-crush-your-reconsideration-phone-call/

They did exactly what he said they would. They lowered my Hyatt credit limit (which they had given me a high limit even though I didn't want or request it) and put that amount on the new card.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 29, 2016, 01:13:37 PM
yeah, that same advice has been given ITT like over infinity times
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 29, 2016, 01:14:54 PM
yeah, that same advice has been given ITT like over infinity times

Well that link has it all in one place and you don't have to use the crappy search function to get it all.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on January 29, 2016, 01:23:08 PM
yeah, that same advice has been given ITT like over infinity times

Well that link has it all in one place and you don't have to use the crappy search function to get it all.
Now do you guys see what I have to deal with!?!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 29, 2016, 01:32:29 PM
our search function is at the cutting edge of message boarding technology relative to our peers. just a little FYI there.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on January 29, 2016, 01:33:55 PM
our search never lets me down
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on January 29, 2016, 06:57:41 PM
searching on gE is like using windows vista
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on January 29, 2016, 07:41:47 PM
How's that new bbs mod job coming TBT?  Haven't heard much from you lately.
Title: Re: How Many Credit Cards Do You Have?
Post by: slobber on January 29, 2016, 07:44:49 PM

How's that new bbs mod job coming TBT?  Haven't heard much from you lately.
what?????!!!!!!


Gonna win 'em all! (using Tapatalk)
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on January 29, 2016, 08:10:18 PM

How's that new bbs mod job coming TBT?  Haven't heard much from you lately.

I can definitely see how the power can get to you.  It's good, tho, lot less cloud flare errors at the new bbs
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on January 29, 2016, 09:31:23 PM
I am approaching 100K UR on the CSP.  I was snubbed on the Ink this past fall.  I think I may try again using the tips in this thread.  That would be my 4th Chase card. 

I'd like to get to 200K UR before I decide how to nab my fifth and last Chase card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 29, 2016, 09:33:35 PM
Pete, I'll send you a referral for the ink if you're getting one.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on January 29, 2016, 10:53:00 PM

Pete, I'll send you a referral for the ink if you're getting one.

Do it!  Also, send me what you told them when you said you had your own biz and stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on January 29, 2016, 10:55:02 PM


Pete, I'll send you a referral for the ink if you're getting one.

Do it!  Also, send me what you told them when you said you had your own biz and stuff.

Looks like SD put your link in the OP.  What was your story and how much did you say it made?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 30, 2016, 12:29:19 AM


Pete, I'll send you a referral for the ink if you're getting one.

Do it!  Also, send me what you told them when you said you had your own biz and stuff.

Looks like SD put your link in the OP.  What was your story and how much did you say it made?

I just got an email from chase w/new referral stuff this week, so I just now used that to send you that referral instead of you using the one that's in the OP in case that one's expired or something.  It says you'll get it w/in 7 days.

I used my own name and ssn for the business and put down maybe $1-2K or so for the income.  Got a letter telling me they couldn't verify my company name, TIN and proof of address.  Called and explained that I need the card for my side jobs of llc members and that kind of lawyer for special projects, and needed the ink to keep those expenses separate.  Learned I should've checked "sole proprietorship" on the application instead of whatever I checked.  Sent in a utility bill to prove address and then called after a week of not hearing anything and confirmed some more info and got approved.  A few days after that I got a "not yet" letter and called and they had just crossed crap up in their system and my earlier call had been good enough and my card was already en route.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 30, 2016, 07:38:51 AM
Got approved. Honestly guys, Credit Karma makes this fun for me. It's like a game and gets me more motivated to improve my score. :D

Is this useful?  Does anyone else use this?
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 30, 2016, 08:43:15 AM
Got approved. Honestly guys, Credit Karma makes this fun for me. It's like a game and gets me more motivated to improve my score. :D

Is this useful?  Does anyone else use this?
It's useful for monitoring. I also used the Chase Freedom offer there.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 30, 2016, 10:08:44 AM
Got approved. Honestly guys, Credit Karma makes this fun for me. It's like a game and gets me more motivated to improve my score. :D



Is this useful?  Does anyone else use this?
It's useful for monitoring. I also used the Chase Freedom offer there.

That's pretty much the only use I would have for it. So they would alert you if someone tried to open an account with your info right?  Do they spam you with offers and stuff?  Just curious if it is worth the troubs ?

Thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 30, 2016, 10:15:17 AM
Got approved. Honestly guys, Credit Karma makes this fun for me. It's like a game and gets me more motivated to improve my score. :D



Is this useful?  Does anyone else use this?
It's useful for monitoring. I also used the Chase Freedom offer there.

That's pretty much the only use I would have for it. So they would alert you if someone tried to open an account with your info right?  Do they spam you with offers and stuff?  Just curious if it is worth the troubs ?

Thanks
I think I get an email once a month or so. No big deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 30, 2016, 10:21:26 AM
You can judge outfits like credit karma based on who they market to.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 30, 2016, 10:43:27 AM
I used to use credit karma but once you're locked into a mortgage I found that I stopped giving a eff about my credit score
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on January 30, 2016, 11:47:07 AM
I used to use credit karma but once you're locked into a mortgage I found that I stopped giving a eff about my credit score

Oh, I don't really care about score. I was just curious about the monitoring for thievery
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 30, 2016, 02:44:12 PM
I used to use credit karma but once you're locked into a mortgage I found that I stopped giving a eff about my credit score

Oh, I don't really care about score. I was just curious about the monitoring for thievery

I don't think it does much of that
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 30, 2016, 03:06:55 PM
I used to use credit karma but once you're locked into a mortgage I found that I stopped giving a eff about my credit score

Oh, I don't really care about score. I was just curious about the monitoring for thievery

I don't think it does much of that
Ya. You're monitoring it yourself. It's not automatic.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on February 05, 2016, 02:34:42 PM
Has anyone tried this? 

Quote
Before you go making reservations and trying to switch them, though, keep in mind that some of the hotel chains will allow you to make a preemptive award booking even if you don’t have the necessary points in your account at the time of booking, and then you just have to earn the rest of the points you would need before the reservation is canceled under their normal policies.

Read more: http://thepointsguy.com/2013/09/can-you-change-a-paid-hotel-stay-to-an-award-stay/#ixzz3zKLqg4qF

The 2 free Hyatt nights have hit my account but I'm still a few k points short for a third night.  I'm due 5k for the authorized user spend and another 2-3k coming for regular spending, so way more than I need.  I'm impatient and want to book ASAP and I have no idea when those extra points will actually show up.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 05, 2016, 02:37:52 PM
I have discovered that applying for hunting tags is a great way to rack up spend.  You apply for a hunt, and every time ~$700 goes on your card, and if you don't draw they mail you a check for the refund (minus the app fee).  I bet I could get over $8k of spend every spring.  Crazy.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 05, 2016, 02:39:15 PM
oh yeah, I do that all the time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 05, 2016, 02:40:37 PM
 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on February 05, 2016, 02:43:20 PM
oh yeah, I do that all the time.

Hunting tags or preemptive award bookings?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on February 05, 2016, 02:44:43 PM

Has anyone tried this? 

Quote
Before you go making reservations and trying to switch them, though, keep in mind that some of the hotel chains will allow you to make a preemptive award booking even if you don’t have the necessary points in your account at the time of booking, and then you just have to earn the rest of the points you would need before the reservation is canceled under their normal policies.

Read more: http://thepointsguy.com/2013/09/can-you-change-a-paid-hotel-stay-to-an-award-stay/#ixzz3zKLqg4qF

The 2 free Hyatt nights have hit my account but I'm still a few k points short for a third night.  I'm due 5k for the authorized user spend and another 2-3k coming for regular spending, so way more than I need.  I'm impatient and want to book ASAP and I have no idea when those extra points will actually show up.


I do this with Marriott.  I reserved a Cancun trip and still needed another 50K or so. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 05, 2016, 02:51:28 PM
Pete, how's the ink attempt going?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 05, 2016, 03:11:56 PM
that is surprising to me that you can book award nights with points if you do not have the requisite amount of points
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 05, 2016, 03:12:40 PM
oh yeah, I do that all the time.

Hunting tags or preemptive award bookings?

neither
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on February 05, 2016, 03:14:19 PM

Pete, how's the ink attempt going?

I haven't started.  I'll be honest, your real life account of the elaborate steps you had to take was off-putting.  That was a lot of work!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 05, 2016, 03:20:15 PM

Pete, how's the ink attempt going?

I haven't started.  I'll be honest, your real life account of the elaborate steps you had to take was off-putting.  That was a lot of work!

Most of my turmoil was due to checking something other than sole proprietorship on the application.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 05, 2016, 03:33:49 PM
yeah, just click sole proprietorship for Pete's Party Planning.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on February 05, 2016, 03:35:56 PM
OK, I will give that a shot.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on February 05, 2016, 03:38:23 PM
Pete, wacky could use your services in the bach party thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 05, 2016, 04:02:48 PM
Marriott just started letting you do the booking before you have points thing. Useful I suppose. They also count award nights toward status now which is kinda neat.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 08, 2016, 09:52:01 AM
If you are rich and have kids (that you are taking with you) then you should use your free Hyatt nights at the Park Hyatt in Beaver Creek. If you don't meet those criteria then you may want to reconsider.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 08, 2016, 09:54:15 AM
If you are rich and have kids (that you are taking with you) then you should use your free Hyatt nights at the Park Hyatt in Beaver Creek. If you don't meet those criteria then you may want to reconsider.

list reasons why
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 08, 2016, 10:23:27 AM
If you are rich and have kids (that you are taking with you) then you should use your free Hyatt nights at the Park Hyatt in Beaver Creek. If you don't meet those criteria then you may want to reconsider.

list reasons why

#1 There were a TON of kids there.
#2 A lot of the kids were rich, bratty kids.
#3 There were several babies crying at all hours of the day that could be heard from our room.
#4 "Free" nights aren't really free as you still have to pay a $50/night valet fee (which is still not bad, but just FYI if you really thought it was going to be free LOL)
#5 The hotel is very kid friendly with kid activities and stuff
#6 Beaver Creek village in general is pro-kid with lots of kid activities, a daycare, etc. (Thank God we didn't go next weekend when they have a Kid-fest for Pres Day)
#7 There are a ton of kids skiing on the mountain and getting in your way and stuff.
#8 Most of the eating options are pretty expensive.
#9 The mini-fridge is laughably small, so don't think you are going to be able to store anything in there except 2 bottles of water.
#10 No microwave so don't think you are going to be able to reheat that leftover pizza at 1am.
#11 The skiiing was good but no better than other places with lift ticket prices which are 50-80% of the price.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on February 08, 2016, 10:42:51 AM
Sounds miserable.  Just booked at Grand Hyatt Kauai.  No way would I take my kids on this trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 08, 2016, 12:14:16 PM
what a nightmare.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on February 08, 2016, 03:49:44 PM
GFA, I saw you were in Switzerland. Any can't miss crap? Worthwhile restaurants/hotels? Wife and I are going to Germany/Austria/Switzerland at the end of May. Thank you UR points. :AA: <--but United
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 08, 2016, 08:06:05 PM
Sounds miserable.  Just booked at Grand Hyatt Kauai.  No way would I take my kids on this trip.

GH Kauai would be great with kids imo

GFA, I saw you were in Switzerland. Any can't miss crap? Worthwhile restaurants/hotels? Wife and I are going to Germany/Austria/Switzerland at the end of May. Thank you UR points. :AA: <--but United

My wife broke her leg on our first full day there skiing so I didn't see much besides the hospital, but it is a truly amazing country.  We were in Lucerne and it's drop dead gorgeous. In May you'll be able to hit the gondolas to some of the mountain summits. Definitely ride trains through the mountains. What we saw of Zurich was real cool too but we were only there a day. Get the rick Steves guidebook and he has a ton of crap to do. The skiing is amazing right up until your wife breaks her leg.

Great healthcare system tho!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 08, 2016, 08:40:25 PM
Yeah, the GH Kauai is a kids paradise
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on February 08, 2016, 08:41:41 PM
except its not
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 08, 2016, 08:51:29 PM
I mean I have no kids but if I did I would take them to the GH Kauai without thinking twice about it.  They have a daycare and an incredible pool complex.  Kids don't require a whole lot more than that in my (limited) experience.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on February 08, 2016, 10:24:49 PM
 I'm sure it's a great place for kids and my kids would probably love it.  But mine are young enough that they would have just as much fun somewhere cheaper/easier to get to and I've got a MIL offering to take them for a week.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 09, 2016, 07:16:53 AM
except its not

all three times we've stayed there I've thought it would be perfect for kids. and the kids there seemed to be having a blast. and mommypoints (the most respected mommy and points crossover blogger EVER) agrees.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 09, 2016, 07:47:59 AM
except its not

all three times we've stayed there I've thought it would be perfect for kids. and the kids there seemed to be having a blast. and mommypoints (the most respected mommy and points crossover blogger EVER) agrees.

How many mommy/points crossover blogs are there???
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 09, 2016, 08:09:27 AM
except its not

all three times we've stayed there I've thought it would be perfect for kids. and the kids there seemed to be having a blast. and mommypoints (the most respected mommy and points crossover blogger EVER) agrees.

How many mommy/points crossover blogs are there???

at least two, but the second one is an obvious copycat. pointsmom or some crap. dnr it.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on February 09, 2016, 08:18:52 AM
I'm still not convinced :don'tcare:
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on February 09, 2016, 09:15:50 PM
Thought I'd stop in and thank Steve Dave for providing the code for free AwardWallet upgrade. Slowly but surely building up points in many different reward programs, and this app helps a ton. Thanks, SD  :thumbsup:

 
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 09, 2016, 09:17:33 PM
Aren't there a bunch of programs awardwallet does not track?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on February 09, 2016, 09:18:18 PM

Aren't there a bunch of programs awardwallet does not track?

United is one that they have issues with.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 09, 2016, 09:19:50 PM
I thought it was also delta and southwest
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 09, 2016, 09:27:28 PM
It doesn't track those programs as periodically as others, but you can set it to where your monthly statement from the programs gets routed through awardwallet and awardwallet will update using those.  It's a relative non-issue.  You use awardwallet to have a generally up-to-date snapshot of all your existing programs and where you stand with each, and to quickly log you in to each one you want to play with.  That's what you need when it's time to mess with your points; remembering delta, sw and united may have a more recent update than what's on your screen isn't tough.

And you shouldn't be flying sw anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 09, 2016, 10:56:43 PM
I don't use those losery airlines so doesn't matter to me. I like it a lot.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2016, 06:52:06 AM
You can manually update those accounts and set expiration dates. Trim gives a very good analysis above on why award wallet is critical to have and use.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 10, 2016, 08:25:53 AM
ok i'll give that a shot. i just remember opening an account, and linking delta, american, sw, and hyatt. and it only tracks one of those, so i didn't (and still don't really) get how it helps you if you are manually putting everything in anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on February 10, 2016, 09:56:18 AM
ok i'll give that a shot. i just remember opening an account, and linking delta, american, sw, and hyatt. and it only tracks one of those, so i didn't (and still don't really) get how it helps you if you are manually putting everything in anyway.

You have to manually set it up where your rewards accounts will e-mail your rewards statements to AwardWallet, you don't have to manually do really anything for after that. The only expiration date I had to enter manually was for the Gap card that my wife still inexplicably uses, they didn't have the exp. date for her rewards voucher. It's not a labor intensive system.
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on February 10, 2016, 10:02:32 AM
Just booked the final flight in two weeks that will push me to a companion pass for the rest of 2016 and 2017.  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 10, 2016, 10:06:30 AM
What is the best place to get a free credit report? TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on February 10, 2016, 10:19:47 AM
Government site gives you one per year...
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 10, 2016, 10:35:09 AM
What is the best place to get a free credit report? TIA

annualcreditreport.com
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 10, 2016, 10:45:16 AM
What is the best place to get a free credit report? TIA

annualcreditreport.com

Thanks. I see that the free credit reports do not include credit score. Is there a way to get your credit score for free?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 10, 2016, 10:49:09 AM
What is the best place to get a free credit report? TIA

annualcreditreport.com

Thanks. I see that the free credit reports do not include credit score. Is there a way to get your credit score for free?

a  lot of credit cards now include free FICO scores.   I know Barclays , AMEX, Citi, and some Chase cards do.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 10, 2016, 10:52:46 AM
What is the best place to get a free credit report? TIA

annualcreditreport.com

Thanks. I see that the free credit reports do not include credit score. Is there a way to get your credit score for free?

creditkarma and creditsesame both give you a score and report for free. they are not going to be 100% accurate, but in my experience they are very very close to your FICO score and/or whatever score Credit Card Company X will look at when you apply for a card.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 10, 2016, 10:54:03 AM
i mean not all accounts you have report to every credit reporting agency, and therefore scores can vary a little bit, plus they vary month to month depending on your available credit, debt, etc
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 10, 2016, 11:02:44 AM
What is the best place to get a free credit report? TIA

annualcreditreport.com

Thanks. I see that the free credit reports do not include credit score. Is there a way to get your credit score for free?

creditkarma and creditsesame both give you a score and report for free. they are not going to be 100% accurate, but in my experience they are very very close to your FICO score and/or whatever score Credit Card Company X will look at when you apply for a card.

I hadn't looked at creditkarma for a long time, but I see now they offer Equifax and TU scores.   To compare, my FICO is 824, the Equifax scre was 815 and TU 821.    Should be close enough.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on February 10, 2016, 11:27:24 AM
this thread is Mrs Gooch's personal Google service
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 10, 2016, 11:57:29 AM
this thread is Mrs Gooch's personal Google service

 :D

I wonder why the average credit age (and the corresponding rating) is different from the summary page to the detailed "Credit Factors" page. :confused:
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on February 11, 2016, 09:51:02 PM
My only concern is that staying at the Ziva for two additional nights (beyond the two free) would pretty much bankrupt me of UR points. Given that Chase is now denying people left and right (including Mrs. WonderMeal), I'm worried that I'd be without URs for a long long time.

Ended up postponing the trip to Cancun until we can leave the Li'l Meals at home, most likely in April. Decided instead to use some leftover free Hilton nights for a suite at the Hilton Sandestin Resort. Prettay prettay prettay good.


(Hilton rewards are garbagey otherwise, though. #TeamHyatt.)

Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on February 12, 2016, 04:16:37 PM
Looks like Mr. and Mrs. Wondermeal are headed to Hawai'i at the end of May/beginning of June for a wedding. Will probably be there for four nights.

The bride and groom had the gall to not get married on Oahu, so I can't stay at the Grand Hyatt Kauai. Bummed about that, but need recommendos for where to stay on Oahu. Since we'll be doing weddingy things most of the time, elite accommodations are great but not required.

Stats: I have ~140k URs, 90k Membership Rewards, ~60k American miles, and the ability to hit some fairly big spends on other cards here in the next few months. I also have a SW companion pass, so if I need to do that to get to the west coast cheaply that's an option as well.

Need some gE heavy hitters to help me plan the airfare. Recommendos on hotels or hotel cards (have maxed out Hyatt free nights) are appreciated.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on February 12, 2016, 04:24:15 PM
Two England flights for $50!  Only coach though :(
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on February 13, 2016, 10:33:19 AM
Damn. Sold my car and paid off my loan and my score dropped 10 points.

#TheWesIsTheFuture

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2016, 10:42:57 AM
2/5 or whatever chase rule will apply to all chase cards starting in April
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 13, 2016, 10:51:19 AM
Damn. Sold my car and paid off my loan and my score dropped 10 points.

#TheWesIsTheFuture

Your average age of open accounts went down when that one dropped off, probably.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 13, 2016, 11:20:47 AM
2/5 or whatever chase rule will apply to all chase cards starting in April

Goddammit.  Now I have to find another way to boost my Marriott points for lifetime status.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on February 13, 2016, 11:55:29 AM
2/5 or whatever chase rule will apply to all chase cards starting in April

Well, that's rough ridin' terrible. Source?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on February 13, 2016, 11:59:57 AM
we are witnessing the ending of an era. It was really fun while it lasted. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2016, 12:01:10 PM
five cards a year is still pretty good.  you'll be fine.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on February 13, 2016, 12:21:33 PM
five cards a year is still pretty good.  you'll be fine.

Well, it's five cards every two years, so...
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2016, 12:35:52 PM
five cards a year is still pretty good.  you'll be fine.

2.5 sucks crap tho. Unless you are talking about a couple, which also sucks crap.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2016, 12:38:26 PM
if you aren't already married, the chase policy should give you the push you need.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 13, 2016, 12:44:35 PM
:don'tcare:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2016, 12:49:52 PM
you need the miles, tobias.
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on February 13, 2016, 12:59:54 PM
Damn. Sold my car and paid off my loan and my score dropped 10 points.

#TheWesIsTheFuture

Your average age of open accounts went down when that one dropped off, probably.
Going to drop even further when I pay off this credit card that got sent to collections too. Ugh.

#TheWesIsTheFuture

Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 13, 2016, 01:01:21 PM
what exactly is the 2/5 thing
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2016, 01:02:29 PM
5 cards per person every 2 years.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on February 13, 2016, 01:05:42 PM
5 cards per person every 2 years.

Yeah, we'll survive, but still not thrilled.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2016, 01:14:08 PM
it sucks, for sure.  but chase has all the power in this relationship.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2016, 02:56:31 PM

what exactly is the 2/5 thing

Each person can only get 5 new cards every two years. That includes all banks and being an authorized user on someone else's account. Otherwise chase won't give you a new card. I'm just going to get a new AA card every 2 months or so until they cut me off and then reevaluate options.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on February 14, 2016, 11:44:53 AM
it sucks, for sure.  but chase has all the power in this relationship.
i'm pissed off.  so mad that i might just start using cash again.  or, i might start bartering. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on February 14, 2016, 03:19:37 PM

it sucks, for sure.  but chase has all the power in this relationship.
i'm pissed off.  so mad that i might just start using cash again.  or, i might start bartering.

I would starve in a barter system, or in any post-apocalyptic society. 
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on February 15, 2016, 07:10:28 AM
Looks like Mr. and Mrs. Wondermeal are headed to Hawai'i at the end of May/beginning of June for a wedding. Will probably be there for four nights.

Stats: I have ~140k URs, 90k Membership Rewards, ~60k American miles, and the ability to hit some fairly big spends on other cards here in the next few months. I also have a SW companion pass, so if I need to do that to get to the west coast cheaply that's an option as well.

Need some gE heavy hitters to help me plan the airfare to Honululu. Recommendos on hotels or hotel cards (have maxed out Hyatt free nights) are appreciated.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2016, 08:16:28 AM
I mean, everyone flies to HNL. Just check United, AA, and Delta websites and see what the redemption would be. You have a mix of those miles with URs=United, MR=Delta, and AA.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2016, 08:17:13 AM
I've stayed at the Hilton Hawaiin Village resort there and it's a zoo. lots to do and stuff but my goodness, massive property with a lot of people.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 15, 2016, 08:42:12 AM
If someone was just now getting in the CC game, how should they proceed in light of the new Chase rules?

My mom just got the CSP. Should her husband get one too right away?
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on February 15, 2016, 08:43:39 AM
If someone was just now getting in the CC game, how should they proceed in light of the new Chase rules?

My mom just got the CSP. Should her husband get one too right away?
T's & P's you will now not only be managing our cards but theirs too.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 15, 2016, 08:46:56 AM
If someone was just now getting in the CC game, how should they proceed in light of the new Chase rules?

My mom just got the CSP. Should her husband get one too right away?
T's & P's you will now not only be managing our cards but theirs too.

It is worth it for all the referral points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2016, 10:52:20 AM
If someone was just now getting in the CC game, how should they proceed in light of the new Chase rules?

My mom just got the CSP. Should her husband get one too right away?

get 5 chase cards each spread out about 15 months without putting each other as additional users and then just pound tons of non chase cards and cancel all but the cfreedom and CSP.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 15, 2016, 11:41:15 AM
I did the 60k miles on the Citi® / AAdvantage® Platinum Select® card.  Probably should have checked this board first but oh well I did it.  Hopefully this was a good one.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 15, 2016, 11:44:36 AM
I did the 60k miles on the Citi® / AAdvantage® Platinum Select® card.  Probably should have checked this board first but oh well I did it.  Hopefully this was a good one.

i just did too but i probably wouldn't have typed out the whole thing with all those R's in circles
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 15, 2016, 11:48:22 AM
I did the 60k miles on the Citi® / AAdvantage® Platinum Select® card.  Probably should have checked this board first but oh well I did it.  Hopefully this was a good one.

i just did too but i probably wouldn't have typed out the whole thing with all those R's in circles

I didn't remember what card I signed up for so I went to the email and C&P.  Very efficient.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 15, 2016, 11:56:09 AM
yes, that is a good thing to do and I just did it. Assuming you have both recently run through all the good chase cards? If not you may have wanted to get the remaining non-co branded cards first. you still can until April though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 15, 2016, 12:20:22 PM
I have the CSP Freedom InkPlus Southwest and United.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on February 15, 2016, 12:20:53 PM
I will cancel the SW and United here soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 15, 2016, 12:29:45 PM
I did the 60k miles on the Citi® / AAdvantage® Platinum Select® card.  Probably should have checked this board first but oh well I did it.  Hopefully this was a good one.

i just did too but i probably wouldn't have typed out the whole thing with all those R's in circles

I didn't remember what card I signed up for so I went to the email and C&P.  Very efficient.

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 15, 2016, 12:29:58 PM
yes, that is a good thing to do and I just did it. Assuming you have both recently run through all the good chase cards? If not you may have wanted to get the remaining non-co branded cards first. you still can until April though.

why april?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 15, 2016, 12:32:59 PM
yes, that is a good thing to do and I just did it. Assuming you have both recently run through all the good chase cards? If not you may have wanted to get the remaining non-co branded cards first. you still can until April though.

why april?

2/5 or whatever chase rule will apply to all chase cards starting in April
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 15, 2016, 12:33:50 PM
t-y
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 16, 2016, 11:04:10 PM
So I opened a American Express Premier Rewards Gold Card back in August 2015.  My ol trusty spreadsheet said spend $1k in 3 months and get 50k MR points.   I hit my spend then forgot to check on it for a while.  Looked today and the 50k MR points weren't there.

Anyone remember if that was the offer by chance?
Best way to call in and fight it?  I couldn't find an email or screenshot of the offer like I usually keep.    :bawl:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 16, 2016, 11:06:04 PM
Guess I found an article talking about the offer easy enough, and they had a screenshot on there.  Maybe I'll try using that...  :rolleyes:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 23, 2016, 04:04:07 PM
steve dave just look at this thing. are we talking a regular hyatt or a hyatt regency or what? how does hyatt decide how to brand their properties?

(http://www.kansascity.com/news/local/ezv9bw/picture62006447/ALTERNATES/FREE_960/hotel)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 24, 2016, 03:51:02 PM
steve dave just look at this thing. are we talking a regular hyatt or a hyatt regency or what? how does hyatt decide how to brand their properties?

(http://www.kansascity.com/news/local/ezv9bw/picture62006447/ALTERNATES/FREE_960/hotel)

hot piece of ass
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on February 24, 2016, 04:22:40 PM
Where is that beauty?
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 24, 2016, 04:27:30 PM
it's in pissclams' mind's eye
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on February 24, 2016, 05:14:40 PM
it's in pissclams' bloodshot mind's eye
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 28, 2016, 09:19:45 AM
so apparently the freedom is going to suck crap soon

http://onemileatatime.boardingarea.com/2016/02/28/chase-freedom-changes/?_ga=1.234090206.1925839842.1454333828

good news is that for now current freedom holders will be grandfathered in with the 5x bonus categories. If you want a referal for the current Freedom PM me your fist name and email address and I'll have an invite sent to you. It takes a little time for chase to send it to you but you'll get an email this week that your good bud just sent you an invite.  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 28, 2016, 12:52:24 PM
chase must have gotten tired of kicking all the other banks' asses and decided it'd be better to be giant fuckfaces the same as everyone else.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2016, 11:48:02 AM
SPG 35k Amex now available. Highest bonus ever. Unfortunately if you've ever had the personal or business in your life you can't get the bonus again. If someone wants a SPG Biz referral let me know. Just need a PM wit your first name and email addy  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on March 03, 2016, 11:50:32 AM
SPG 35k Amex now available. Highest bonus ever. Unfortunately if you've ever had the personal or business in your life you can't get the bonus again. If someone wants a SPG Biz referral let me know. Just need a PM wit your first name and email addy  :fatty:
I've you've received the personal bonus (I did 4 years ago), can I get the biz bonus? Spend req?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2016, 11:51:08 AM
SPG 35k Amex now available. Highest bonus ever. Unfortunately if you've ever had the personal or business in your life you can't get the bonus again. If someone wants a SPG Biz referral let me know. Just need a PM wit your first name and email addy  :fatty:
I've you've received the personal bonus (I did 4 years ago), can I get the biz bonus? Spend req?

Yes! $3k in 3 months for personal. $5k in 3 months for biz.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 03, 2016, 11:54:10 AM
Unfortunately if you've ever had the personal or business in your life you can't get the bonus again.

How well is this being enforced?  It's always felt to me like credit card companies are kind of lax on that stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2016, 11:56:11 AM
Unfortunately if you've ever had the personal or business in your life you can't get the bonus again.

How well is this being enforced?  It's always felt to me like credit card companies are kind of lax on that stuff.

unfortunately pretty well. you can do the online chat with them and ask them which cards you've had in your lifetime. mine looked like:

spg amex
spg amex
spg amex
spg biz amex
spg biz amex
spg biz amex
delta amex
delta biz amex
delta biz amex
delta biz amex
amex gold
amex biz gold
amex plat
amex biz plat

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 03, 2016, 12:05:15 PM
:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on March 03, 2016, 12:47:39 PM
So when you sign up for the card after already having received the bonus, does it immediately say "nope" or do you get the card and find out later or something?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2016, 12:49:12 PM
So when you sign up for the card after already having received the bonus, does it immediately say "nope" or do you get the card and find out later or something?

they'll give you the card as often as you want it, you just don't get the bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2016, 12:53:12 PM
Also SPG is going away in probably around a year so this is a good oppy to get them while you can. hopefully you can spend them before they transfer OR Marriott transfers them at some awesome ratio like 1:3 or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 03, 2016, 01:02:31 PM
I'm out of the game until I can get a new sapphire in few months, but had been hoping to hit spg one last time around september when they've done 30K.  Maybe they'll get nostalgic and allow us past bonus-get'rs to eff them one last time before the whole thing goes away.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2016, 01:03:27 PM
man, that would be sweet
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on March 03, 2016, 01:04:12 PM
So when you sign up for the card after already having received the bonus, does it immediately say "nope" or do you get the card and find out later or something?

they'll give you the card as often as you want it, you just don't get the bonus.

Right - I guess what i'm asking is, do they warn you about the no bonus thing? I wouldn't want to get a card that has no bonus attached to it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 03, 2016, 01:09:29 PM
So when you sign up for the card after already having received the bonus, does it immediately say "nope" or do you get the card and find out later or something?

they'll give you the card as often as you want it, you just don't get the bonus.

Right - I guess what i'm asking is, do they warn you about the no bonus thing? I wouldn't want to get a card that has no bonus attached to it.

no, it just never shows up. and then you get super pissed off. you can do the online chat thing with them to find out though. login to your amex account. hit the help button in the upper right. tell them to give you a list of all the cards you've had in your lifetime. they give you the list.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 08, 2016, 06:06:59 PM
Anyone been doing this since I posted it?

Just got the World Elite card in the mail to replace my World card that was originally issued 2 months ago.  Went back to the link and some comments say that applications after Feb 10th are getting a letter with the new card they applied for said the bonus wouldn't apply since they already have a card open w/ the offer.
 :Wha:

Sucks if this dream has come to an end.

Anyone with the Citi AA card tried this?  http://loopholetravel.com/2015/08/24/new-citi-loophole-how-to-break-the-18-month-rule/

I took a shot at it.  After reading the article, I could tell it probably would work for me.  They didn't auto-approve me, but called me for like 3 days straight.  I never answered (usually called when I was at work, and when the other times, I just didn't feel like talking to a credit card customer service rep).  Well, after ignoring them and giving them the silent treatment, I get an approval email.  Lolol... We'll see how many times I can get away with it.

Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 09, 2016, 08:37:42 AM
can I sign up for a CSP under my wife's name and get the bonus if she's been on my CSP account as an authorized user but otherwise never had the card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 09, 2016, 10:02:48 AM
can I sign up for a CSP under my wife's name and get the bonus if she's been on my CSP account as an authorized user but otherwise never had the card?

Yes, as long as she meets the under 5 in 2 years rule.....and cards that she is an authorized user on count in that.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 11, 2016, 12:05:41 PM
can I sign up for a CSP under my wife's name and get the bonus if she's been on my CSP account as an authorized user but otherwise never had the card?

Yes, as long as she meets the under 5 in 2 years rule.....and cards that she is an authorized user on count in that.

I think she does.  the 50k signup bonus says for "new customers".  i'm assuming she would be considered new since her name is on the application, even though she currently uses the sapphire as an authorized user on my account correct?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 11, 2016, 12:12:42 PM
can I sign up for a CSP under my wife's name and get the bonus if she's been on my CSP account as an authorized user but otherwise never had the card?

Yes, as long as she meets the under 5 in 2 years rule.....and cards that she is an authorized user on count in that.

I think she does.  the 50k signup bonus says for "new customers".  i'm assuming she would be considered new since her name is on the application, even though she currently uses the sapphire as an authorized user on my account correct?

Yes, when I got the CSP I had already been a user on Gooch's CSP. That was before the new 5/2 rule went into effect but I don't believe that affects the question you are asking.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 12, 2016, 12:01:14 AM
Anyone have a lowdown on how to use Avios/Alaska/American to get to Honolulu over Memorial Day weekend without spending a kablillion miles? Have to go to over this weekend to get to a 'Cat fan's wedding (cc: @Kat Kid).

Trying to figure it out myself has been a bear of a time. All pro tips appreciated.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on March 12, 2016, 02:07:10 AM

Anyone have a lowdown on how to use Avios/Alaska/American to get to Honolulu over Memorial Day weekend without spending a kablillion miles? Have to go to over this weekend to get to a 'Cat fan's wedding (cc: @Kat Kid).

Trying to figure it out myself has been a bear of a time. All pro tips appreciated.

They screwed us.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on March 12, 2016, 04:46:10 PM
SPG 35k Amex now available. Highest bonus ever. Unfortunately if you've ever had the personal or business in your life you can't get the bonus again. If someone wants a SPG Biz referral let me know. Just need a PM wit your first name and email addy  :fatty:
I've you've received the personal bonus (I did 4 years ago), can I get the biz bonus? Spend req?

I got the SPG Personal and Biz in July 2010. When I got rid of the Personal card I did a product change to the Blue Cash card instead of canceling it because I wanted to keep my Amex history. I was checking out my credit report today and noticed that there's not separate accounts for both cards. It just shows the card being active since 2010. I chatted with Amex to see what cards I've ever had and they said I've never been the primary account holder on the SPG Personal (only Biz). So yeah, definitely chat with them and maybe even check your credit report. I think I'll do another chat just to make sure, but looks like a product change might be a way around this if you happened to do that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 13, 2016, 08:34:55 PM
Just got my companion pass. Feels pretty great. A bit odd considering I never took a flight, but oh wells.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 14, 2016, 12:04:47 PM
asian bid came in for SPG so now the SPG Marriott deal is on hold or something. I'd prefer they stay separate.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on March 14, 2016, 12:31:28 PM
:excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on March 14, 2016, 02:42:56 PM
There is a British Airways direct from SAN -> LHR that I would like to book with AA points but it doesn't show up when I search on AA.com, instead they want me to fly to SEA and sit around for 8 hours.  What do I do here?  Just give up?
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on March 14, 2016, 03:03:36 PM
For the next hour, Stevedave informed me to answer any of your questions in this thread. I'll take the first caller.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on March 14, 2016, 03:07:11 PM
Carnes, you're mumped. Give up. You live in a vacation spot anyways. Save some time and $.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on March 14, 2016, 03:08:34 PM
Anyone have a lowdown on how to use Avios/Alaska/American to get to Honolulu over Memorial Day weekend without spending a kablillion miles? Have to go to over this weekend to get to a 'Cat fan's wedding (cc: @Kat Kid).

Trying to figure it out myself has been a bear of a time. All pro tips appreciated.
Wondermeal, It's not going to happen. Nice effort tho.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 14, 2016, 04:16:58 PM
There is a British Airways direct from SAN -> LHR that I would like to book with AA points but it doesn't show up when I search on AA.com, instead they want me to fly to SEA and sit around for 8 hours.  What do I do here?  Just give up?

call AA
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on March 15, 2016, 09:16:16 AM
I'm about to hit my spend on my CSP. I also have about 77k AA miles/ Avios total. The AA miles are from my Citi AA card, which I hit the spend ~2 years ago, but haven't got rid of yet. The Avios are from the British Airways Visa that I churned ~4 years ago.

What's next?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 15, 2016, 09:26:23 AM
I'm about to hit my spend on my CSP. I also have about 77k AA miles/ Avios total. The AA miles are from my Citi AA card, which I hit the spend ~2 years ago, but haven't got rid of yet. The Avios are from the British Airways Visa that I churned ~4 years ago.

What's next?

slow down killer, sounds like you should wait 2 years before doing anything else
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on March 15, 2016, 10:02:26 AM
I'm about to hit my spend on my CSP. I also have about 77k AA miles/ Avios total. The AA miles are from my Citi AA card, which I hit the spend ~2 years ago, but haven't got rid of yet. The Avios are from the British Airways Visa that I churned ~4 years ago.

What's next?

slow down killer, sounds like you should wait 2 years before doing anything else

shut up.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on March 15, 2016, 10:04:23 AM
classic chodecat
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 15, 2016, 10:25:27 AM
I'm about to hit my spend on my CSP. I also have about 77k AA miles/ Avios total. The AA miles are from my Citi AA card, which I hit the spend ~2 years ago, but haven't got rid of yet. The Avios are from the British Airways Visa that I churned ~4 years ago.

What's next?

Ink. I'll send you a referral.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 15, 2016, 10:29:57 AM
I'm about to hit my spend on my CSP. I also have about 77k AA miles/ Avios total. The AA miles are from my Citi AA card, which I hit the spend ~2 years ago, but haven't got rid of yet. The Avios are from the British Airways Visa that I churned ~4 years ago.

What's next?

get a chase freedom if you haven't already
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 16, 2016, 07:39:42 AM
I'm about to hit my spend on my CSP. I also have about 77k AA miles/ Avios total. The AA miles are from my Citi AA card, which I hit the spend ~2 years ago, but haven't got rid of yet. The Avios are from the British Airways Visa that I churned ~4 years ago.

What's next?

get a chase freedom if you haven't already

yeah, do this first. it's going away so getting one now is important for the 5x quarterly bonuses. also the Ink. Then you'll have the three chase products and can go nuts on other cards or do nothing else for a couple years and get them again.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on March 16, 2016, 08:20:36 AM
I'm about to hit my spend on my CSP. I also have about 77k AA miles/ Avios total. The AA miles are from my Citi AA card, which I hit the spend ~2 years ago, but haven't got rid of yet. The Avios are from the British Airways Visa that I churned ~4 years ago.

What's next?

get a chase freedom if you haven't already

yeah, do this first. it's going away so getting one now is important for the 5x quarterly bonuses. also the Ink. Then you'll have the three chase products and can go nuts on other cards or do nothing else for a couple years and get them again.

I've had the freedom for several years now. I forget about it a lot. I have that stupid slate card too. That was the first one I ever got.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 16, 2016, 09:16:35 AM
I used the email address you registered for gE with to have the referral sent to.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on March 16, 2016, 09:18:35 AM
Throw me an Ink referral. I hit my Freedom bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 16, 2016, 09:20:08 AM
Throw me an Ink referral. I hit my Freedom bonus.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FFWX&CELL=6RKJ&MSC=1514530382
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on March 16, 2016, 09:21:27 AM
(http://uploads.tapatalk-cdn.com/20160316/08889faa3b33699ba1018c9f28c36175.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 16, 2016, 09:23:12 AM
that was supposed to be trim's from the front page. I thought it still worked. just PM trim your name and email addy and he'll send you one. I'll remove it from the first post.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 16, 2016, 09:46:08 AM
If I have a United card, is it possible to get a referral link somewhere?
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on March 16, 2016, 09:46:28 AM
Got it. Thanks SD.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 16, 2016, 09:47:53 AM
this is a IRL convo j-dub and i had last week:

j-dub: i'm trying to plan our honeymoon. mocat where did you go for your honeymoon?

mocat: the credit card thread
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 16, 2016, 10:34:01 AM
Just tried and my referral window must've closed yesterday after doing metalhead's.  :frown:

If anyone else can currently do Ink referrals, post here so IPA4ME can get his Ink through you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on March 16, 2016, 12:28:25 PM
Just tried and my referral window must've closed yesterday after doing metalhead's.  :frown:

If anyone else can currently do Ink referrals, post here so IPA4ME can get his Ink through you.

I don't think it even worked for me. I just checked all of my inboxes (even my spam folder) and didn't find anything.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 16, 2016, 12:40:12 PM
Just tried and my referral window must've closed yesterday after doing metalhead's.  :frown:

If anyone else can currently do Ink referrals, post here so IPA4ME can get his Ink through you.

I don't think it even worked for me. I just checked all of my inboxes (even my spam folder) and didn't find anything.

It said it would take up to 7 days.  The whole process they've implemented now that prevents us from just sending each other links really sucks.

It's like Chase reads this thread and keeps coming up with ways to eff us from rough ridin' them.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on March 16, 2016, 02:27:45 PM
Just tried and my referral window must've closed yesterday after doing metalhead's.  :frown:

If anyone else can currently do Ink referrals, post here so IPA4ME can get his Ink through you.
Thanks Trim. If anyone wants some points, drop me a PM. I need to move on the Ink soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 16, 2016, 05:06:53 PM
has anyone booked travel through the Chase Ultimate Rewards site?  they claim 20% discount but it doesn't seem any cheaper than booking through a travel site.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 16, 2016, 05:10:04 PM
has anyone booked travel through the Chase Ultimate Rewards site?  they claim 20% discount but it doesn't seem any cheaper than booking through a travel site.
I did but got in trouble.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 16, 2016, 06:00:33 PM
has anyone booked travel through the Chase Ultimate Rewards site?  they claim 20% discount but it doesn't seem any cheaper than booking through a travel site.

i've booked with ur points, if that's what you mean.  i haven't used it to book travel using dollars.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on March 16, 2016, 06:08:09 PM
has anyone booked travel through the Chase Ultimate Rewards site?  they claim 20% discount but it doesn't seem any cheaper than booking through a travel site.

i've booked with ur points, if that's what you mean.  i haven't used it to book travel using dollars.

same
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 16, 2016, 06:32:32 PM
ok i get it.  there's no discount when you book flights through their portal unless you use points.

MCI - MAD round-trip business class through UR portal:  $3,425 or 274,000 pts on american ($2,740 worth of points)
MCI - MAD round-trip business class through Orbitz:  $3,424 = 342,500 points @ .01 pt per dollar

Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 16, 2016, 06:32:59 PM
so at this rate it's going to take me several years to go anywhere overseas 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 16, 2016, 06:38:57 PM
ok i get it.  there's no discount when you book flights through their portal unless you use points.

MCI - MAD round-trip business class through UR portal:  $3,425 or 274,000 pts on american ($2,740 worth of points)
MCI - MAD round-trip business class through Orbitz:  $3,424 = 342,500 points @ .01 pt per dollar



get the chase ink + Freedom + United 50k and you'll at least be close (if not there) on United
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 16, 2016, 06:43:52 PM
the ink declined me a while back, i read that they're making it hard to get their business cards?   :dunno:  but then the spg 35k offer came along so i signed up for that which should be here this week, have to grind out that $3k in spend and then i'll grab the freedom.  tia for the idea, i am still new to this.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 16, 2016, 07:48:38 PM
Excellent advice by the WackMan as always, but I was actually able to find a pretty convoluted route there using American, BA, and Alaska flights.

To Hawaii: Home airport --> LAS on SW, LAS --> BEL --> HNL on AA/Alaska
From Hawaii: HNL --> PHX on BA, PHX --> Home airport on SW

It's a crappy route, but was the best option given the amount of notice we had. (SD confirmed.) At least I'll get to check out the Centurion Lounge in LAS.

Anyone have a lowdown on how to use Avios/Alaska/American to get to Honolulu over Memorial Day weekend without spending a kablillion miles? Have to go to over this weekend to get to a 'Cat fan's wedding (cc: @Kat Kid).

Trying to figure it out myself has been a bear of a time. All pro tips appreciated.
Wondermeal, It's not going to happen. Nice effort tho.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2016, 08:28:35 AM
ok i get it.  there's no discount when you book flights through their portal unless you use points.

MCI - MAD round-trip business class through UR portal:  $3,425 or 274,000 pts on american ($2,740 worth of points)
MCI - MAD round-trip business class through Orbitz:  $3,424 = 342,500 points @ .01 pt per dollar

It's not a good value to book with the actual points through their site. Transfer them to United or one of their other carriers that fly internationally and book with those carriers. It's not as easy though as you have to find award availability. But, you can make those same routes at 50k-100k UR points each way in biz class v. the hundreds of thousands of UR points you get booking that way.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2016, 08:30:14 AM
and don't transfer them to United or whoever until you've found their award availability you want. then transfer them and book it. If you need help hit me up with what you want to do and I'll do some digging. If you want to travel during peak times or on short notice you will have a more difficult time or it may cost more points. If you can plan a trip for 10+ months out you can do most routes and get good value.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2016, 08:30:56 AM
has anyone booked travel through the Chase Ultimate Rewards site?  they claim 20% discount but it doesn't seem any cheaper than booking through a travel site.
I did but got in trouble.

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 17, 2016, 08:41:06 AM
this may sound insane, but it appears delta has increased the value of skymiles. i just looked at a domestic multi-stop itinerary:

mci-sfo
sfo-lax
lax-mci

it was $592, or 23,500 skymiles  :Wha:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2016, 08:41:49 AM
this may sound insane, but it appears delta has increased the value of skymiles. i just looked at a domestic multi-stop itinerary:

mci-sfo
sfo-lax
lax-mci

it was $592, or 23,500 skymiles  :Wha:

they haven't increased them but they aren't tied to ticket cost like SW.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 17, 2016, 08:42:43 AM
if you booked them each as one-ways, it was 9k, 5.5k, and 9k. i thought the minimum was 12.5k
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 17, 2016, 08:44:27 AM
i also found out i can go to hawaii on AA for 35k RT  :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2016, 08:45:13 AM
if you booked them each as one-ways, it was 9k, 5.5k, and 9k. i thought the minimum was 12.5k

nah
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 17, 2016, 10:23:29 AM
and don't transfer them to United or whoever until you've found their award availability you want. then transfer them and book it. If you need help hit me up with what you want to do and I'll do some digging. If you want to travel during peak times or on short notice you will have a more difficult time or it may cost more points. If you can plan a trip for 10+ months out you can do most routes and get good value.

thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on March 17, 2016, 10:50:50 AM
so at this rate it's going to take me several years to go anywhere overseas

If you get the British Airways card, then it will take you like a month to go somewhere overseas.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on March 17, 2016, 02:55:33 PM
Can you not book a European Andaz with Hyatt points or wtf?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 17, 2016, 04:47:38 PM
When applying for the United MileagePlus® Explorer Business Card, the options for company type are....

Corporation
Partnership
Sole Proprietor
Non-Profit
Government
LLC
Other

I was told to choose DBA, but that is not an option, so should I choose "Other"?
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on March 17, 2016, 04:49:03 PM
I did mine as a Sole Proprietor
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 17, 2016, 04:53:36 PM
Should I put 0 for number of employees? Or do I count as an employee?
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on March 17, 2016, 05:00:36 PM
eff might as well wait till you get home and i'll do it for you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 17, 2016, 05:01:23 PM
eff might as well wait till you get home and i'll do it for you.

I'm about to hit the Submit button now.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on March 17, 2016, 08:10:22 PM
Can you not book a European Andaz with Hyatt points or wtf?

You can, there are like 4'ish
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on March 19, 2016, 07:04:29 PM
Getting sick of my Chase southwest card. Looking at getting a new card, maybe a capital one card?  I dunno, I know very little about cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 20, 2016, 08:06:53 AM
Getting sick of my Chase southwest card. Looking at getting a new card, maybe a capital one card?  I dunno, I know very little about cards.

you've come to the right place, but are off to a poor start. get a chase sapphire preferred. hit the min spend, come back for your next steps.

Here's a referral link:

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FHRJ&CELL=600G&MSC=1495044615
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on March 20, 2016, 09:00:19 AM
When applying for the United MileagePlus® Explorer Business Card, the options for company type are....

Corporation
Partnership
Sole Proprietor
Non-Profit
Government
LLC
Other

I was told to choose DBA, but that is not an option, so should I choose "Other"?
DBA is sole proprietor, i'm like 99% sure.  Just means "doing business as."

Sent from my SM-G900P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on March 20, 2016, 09:06:31 AM
Have a Chase Sapphire Preferred, old SPG card and a shared AAdvantage card (didn't think we could make min spend in the window we got Chase Sapphire and AAdvantage)

next step is----new SPG for wife? Chase for wife?
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on March 20, 2016, 03:59:54 PM
Getting sick of my Chase southwest card. Looking at getting a new card, maybe a capital one card?  I dunno, I know very little about cards.

you've come to the right place, but are off to a poor start. get a chase sapphire preferred. hit the min spend, come back for your next steps.

Here's a referral link:

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FHRJ&CELL=600G&MSC=1495044615
:cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on March 20, 2016, 06:01:15 PM
Throw me an Ink referral. I hit my Freedom bonus.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FFWX&CELL=6RKJ&MSC=1514530382 (https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FFWX&CELL=6RKJ&MSC=1514530382)
You should add this to the front page again. Error happened the other day because I was on mobile Chrome. Works just fine on laptop. I checked it because I got the same error on the Sapphire link that was posted yesterday. Both links work on non-mobile browser.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 20, 2016, 06:13:23 PM
Throw me an Ink referral. I hit my Freedom bonus.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FFWX&CELL=6RKJ&MSC=1514530382 (https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FFWX&CELL=6RKJ&MSC=1514530382)
You should add this to the front page again. Error happened the other day because I was on mobile Chrome. Works just fine on laptop. I checked it because I got the same error on the Sapphire link that was posted yesterday. Both links work on non-mobile browser.

:excited: maybe.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 21, 2016, 06:29:18 AM
next step is----new SPG for wife?

does this work for the bonus if wife was had an additional card on the account? it asks for ssn and everything.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 21, 2016, 06:31:40 AM
alternatively, someone tell me what to get that isn't the CSP, SPG amex, visa aaaaadv, mc aaaadvv, or BA visa. Send me a referral if it's good for us, priority is intra-pacific rim travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on March 21, 2016, 06:55:32 AM

next step is----new SPG for wife?

does this work for the bonus if wife was had an additional card on the account? it asks for ssn and everything.

She has not had a card on that one.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 21, 2016, 06:59:43 AM

next step is----new SPG for wife?

does this work for the bonus if wife was had an additional card on the account? it asks for ssn and everything.

She has not had a card on that one.


Sent from my iPhone using Tapatalk
But what if this was about me and she did? Did I get schemed? Was this in the FAQ?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2016, 07:18:20 AM
SPG Marriott deal back on. SPG is such a whore.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on March 21, 2016, 07:19:34 AM
:curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on March 21, 2016, 10:52:26 AM

next step is----new SPG for wife?

does this work for the bonus if wife was had an additional card on the account? it asks for ssn and everything.

She has not had a card on that one.


Sent from my iPhone using Tapatalk
But what if this was about me and she did? Did I get schemed? Was this in the FAQ?

If your wife was an authorized user on your SPG account, but did not have her own account then she is ok. (I think that is what you are saying.) Still needs to meet the 5/2 rule and her being an authorized user on your card counts as one of the 5.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 21, 2016, 12:31:33 PM
yeah, the 5/2 rule is only for chase as well. amex DGAF.
Title: Re: How Many Credit Cards Do You Have?
Post by: Saulbadguy on March 24, 2016, 11:38:01 AM
I've got:
spg personal amex i've had for a few years
barclay card AAdvantage mastercard i've had for a few years
chase marriott (about to hit 3k spend for reward)

Going to cancel Barclaycard. Not sure I can hit the 5k SPG Business Amex spend but hoping I can get it later this year when getting another car. What should I do next?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 24, 2016, 11:42:46 AM
csp has $4k spend
seems like the best thing to do would be to wait until you do the 5k spg bus amex later in the spring?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 24, 2016, 11:43:22 AM
I got new ink and freedom referral emails over the last day and, at least as to the ink, now see how to get the link w/o having to email people:

Ink: https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FHRQ&CELL=601C&MSC=1514530382
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 24, 2016, 11:44:24 AM
sd, put that new one back in the first post, it's 60K after $5K in 3 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 24, 2016, 03:26:15 PM
sd, put that new one back in the first post, it's 60K after $5K in 3 months.

done
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 24, 2016, 03:38:50 PM
alternatively, someone tell me what to get that isn't the CSP, SPG amex, visa aaaaadv, mc aaaadvv, or BA visa. Send me a referral if it's good for us, priority is intra-pacific rim travel.

asiana and hawaiian might be useful for you.  neither are chase/citi, so that's good.
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on March 25, 2016, 01:26:57 PM
got my chase sapphire cards today.  :thumbsup:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 25, 2016, 02:29:39 PM
got my chase sapphire cards today.  :thumbsup:

 :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 31, 2016, 02:14:28 PM
By my records, I shouldn't be able to get a new sapphire until June.  I got my Ink in May 2014 and have gotten 4 other credit cards since that one. 

I just got mail from CSP offering me 50K after spending $4K in 3 months.  It has a deadline of 5/9/16.  The only caveat I see on it is that I don't have a CSP currently and didn't get the CSP bonus in the past 24 months.

I got my original CSP and the bonus in 2011 and canceled it 5/3/15.

Is this mailed offer gonna trump the 5/2 rule that was keeping me from applying for a new CSP (and any other card until I get the CSP) or will I get rejected if I take them up on this and worse, it somehow count as an application and make it another 2 years before I can get a CSP?

I'd planned to wait until June and go through someone's referral but it would be really helpful if I could get one now and use it for stuff I've got coming up.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2016, 02:27:57 PM
By my records, I shouldn't be able to get a new sapphire until June.  I got my Ink in May 2014 and have gotten 4 other credit cards since that one. 

I just got mail from CSP offering me 50K after spending $4K in 3 months.  It has a deadline of 5/9/16.  The only caveat I see on it is that I don't have a CSP currently and didn't get the CSP bonus in the past 24 months.

I got my original CSP and the bonus in 2011 and canceled it 5/3/15.

Is this mailed offer gonna trump the 5/2 rule that was keeping me from applying for a new CSP (and any other card until I get the CSP) or will I get rejected if I take them up on this and worse, it somehow count as an application and make it another 2 years before I can get a CSP?

I'd planned to wait until June and go through someone's referral but it would be really helpful if I could get one now and use it for stuff I've got coming up.

I think pre-approved offers are outside of the rule
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 31, 2016, 02:33:21 PM
I think pre-approved offers are outside of the rule

Think I should call the number that's on the letter and directly ask, or just roll the dice?  Not sure if it's weird for people to be calling them and asking if their 5 cards in the last 22 months are an issue for them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2016, 02:36:18 PM
I think pre-approved offers are outside of the rule

Think I should call the number that's on the letter and directly ask, or just roll the dice?  Not sure if it's weird for people to be calling them and asking if their 5 cards in the last 22 months are an issue for them.

wouldn't hurt to just try it, right? they either approve it or not. My understanding is that is how they operate. not that you get it and never get the bonus like amex.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 31, 2016, 03:28:40 PM
i'd flyertalk search that issue.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 31, 2016, 04:54:40 PM
i'd flyertalk search that issue.

I looked a bit.  Saw something that contradicts what sd thought about possibly getting the card but then not getting the bonus.  I'll probably just call and tell 'em exactly what I've had and have and get confirmation that I'll be given a card and the bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 03, 2016, 05:25:52 PM
Looking at some vacation spots for travel this year for me and the gf...

Options are:
 Trip 1 - Dallas to either Cancun or Jamaica (for 2 free nights at Hyatt Zilara :wink: ) - end of May for memorial day weekend
 Trip 2 - Dallas to Hawaii - no timetable
 Trip 3 - Dallas to Sydney - for NYE

I have:
 172k AA
 50k BA
 16k Southwest (current companion pass holder :wink: )
 22k Virgin Atlantic
 100k Ultimate Rewards points (98k on CSP  +  2k on Freedom)
 55k Citi ThankYou points (have no idea what to do with these... if these aren't included in the plans, still need to know what is best to do with them)

 Pretty much nothing on Delta or United. 

Have Citi AA MC, Citi ThankYou, CSP, Freedom, recently closed both Southwest Cards... about all I can think of so far.


Prob transfer UR to SW for Cancun or Jamaica, AA to Hawaii and Sydney would be best options?  Prob won't get both on points alone...
 
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 03, 2016, 06:37:37 PM
do dfw to sydney just so you can say you were on the world's second longest (formerly longest) flight
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 04, 2016, 09:50:14 AM
i'd flyertalk search that issue.

I looked a bit.  Saw something that contradicts what sd thought about possibly getting the card but then not getting the bonus.  I'll probably just call and tell 'em exactly what I've had and have and get confirmation that I'll be given a card and the bonus.

Tried the number and could instantly tell by how the person answered that I wouldn't get what I needed.  Will just try applying online and raising hell if it doesn't work out the way it should.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 04, 2016, 09:53:49 AM
Is this the prompt to sign up for Virgin's FF program and get their credit card and have whatever miles/points I can rack up funnel into my Alaska account eventually?

https://twitter.com/AlaskaAir/status/716928780145537024
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on April 12, 2016, 08:00:48 AM
TLDR and probably luked but:

Is having a bunch of credit card limit and not using that limit hurt my credit score for utilization? For instance, out of my three credit cards, my combined limit is in the 120k range. I only use about 5-6k per month of that. Is that hurting my credit score?

TIA!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 12, 2016, 08:15:36 AM
TLDR and probably luked but:

Is having a bunch of credit card limit and not using that limit hurt my credit score for utilization? For instance, out of my three credit cards, my combined limit is in the 120k range. I only use about 5-6k per month of that. Is that hurting my credit score?

TIA!

Low utilization rate (%) is good for your credit score. If you have too much available credit they might be reluctant to give you more though. If you request a new card from a company that you already have credit with, they might suggest lowering your limit on the existing card and giving that amount on the new card. In fact, if you get denied, you should call them and suggest that.
Title: Re: How Many Credit Cards Do You Have?
Post by: ShellShock on April 12, 2016, 11:15:38 AM
TLDR and probably luked but:

Is having a bunch of credit card limit and not using that limit hurt my credit score for utilization? For instance, out of my three credit cards, my combined limit is in the 120k range. I only use about 5-6k per month of that. Is that hurting my credit score?

TIA!

Low utilization rate (%) is good for your credit score. If you have too much available credit they might be reluctant to give you more though. If you request a new card from a company that you already have credit with, they might suggest lowering your limit on the existing card and giving that amount on the new card. In fact, if you get denied, you should call them and suggest that.

Thanks!  :billdance:
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on April 25, 2016, 02:32:08 PM
Am I missing anything about this offer to purchase SPG points? 

20,000 points for $525 which will get you a night at a category 6 that will often retail for roughly that, but I don't think there is any reason for me to do this.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 25, 2016, 02:33:17 PM
buying points is almost always a bad idea
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 27, 2016, 03:21:34 PM
http://www.bloomberg.com/news/articles/2016-04-27/inside-the-risky-jet-setting-world-of-credit-card-churning
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 27, 2016, 03:28:51 PM
http://www.bloomberg.com/news/articles/2016-04-27/inside-the-risky-jet-setting-world-of-credit-card-churning

What do they mean they can't confirm the 5/2 rule? I thought that was a known fact. (or maybe I just took it as a known fact because SD said it)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 27, 2016, 03:37:08 PM
it's a known fact for ur cards.  unconfirmed that it will be extended to other chase cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on April 27, 2016, 04:15:51 PM
I remember when my credit card offers kept getting better and better. I was just about to start getting premium offers when tragedy struck and someone opened a cellphone account in my name, didn't pay it, and I started getting calls from a collection agency. Still trying to get the situation cleared up and my credit scores fixed.

Identity theft is a bitch.

Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on April 29, 2016, 06:37:20 PM
Does the SPG AMEX get platinum concierge access?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on April 29, 2016, 07:50:42 PM
I remember when my credit card offers kept getting better and better. I was just about to start getting premium offers when tragedy struck and someone opened a cellphone account in my name, didn't pay it, and I started getting calls from a collection agency. Still trying to get the situation cleared up and my credit scores fixed.

Identity theft is a bitch.

I mean we tried to help you get it back...
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on April 29, 2016, 08:36:24 PM


Quote

On June 2, 2016 Southwest will open our schedule for sale through January 4 2017

Set your reminders if you want to use points to book holiday travel.

QUESTION:  I have never cancelled flights I booked on Southwest using points, is that a pain in the ass or involve extra fees / lost points?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 30, 2016, 07:47:24 AM
Does the SPG AMEX get platinum concierge access?


No
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 30, 2016, 07:47:49 AM


Quote

On June 2, 2016 Southwest will open our schedule for sale through January 4 2017

Set your reminders if you want to use points to book holiday travel.

QUESTION:  I have never cancelled flights I booked on Southwest using points, is that a pain in the ass or involve extra fees / lost points?

It's super easy and free
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on April 30, 2016, 08:37:02 AM
Does the SPG AMEX get platinum concierge access?


No
Do SPG or chase UR or BA or AAAAADv have concierges that can do stuff like visa signature?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 30, 2016, 08:54:58 AM
Oh, I thought you meant lounge access. They actually probably do. CSP does.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 30, 2016, 08:55:29 AM
I have them book all my foreign other language reservations for me.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 01, 2016, 12:58:32 AM
I have them book all my foreign other language reservations for me.
Visa signature or CSP? If CSP, link?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2016, 08:23:00 AM
What if I told you the CSP IS a Visa Signature card?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on May 01, 2016, 09:49:38 AM
What if I told you the CSP IS a Visa Signature card?
I'm not a crustacean. My question is if Chase whatever whatever has a concierge service to do something for me that Visa Signature has failed to do. It appears not.

Barclaycard does tho, results pending. Plat MasterCard next.

Does anyone have an objective ranking of cc concierge services?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2016, 10:11:02 AM
I'd call chase direct and ask them anyway. They're pretty helpful.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 01, 2016, 10:11:26 AM
I have a plat Amex that will do anything I want them to.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on May 02, 2016, 10:10:53 AM
I remember when my credit card offers kept getting better and better. I was just about to start getting premium offers when tragedy struck and someone opened a cellphone account in my name, didn't pay it, and I started getting calls from a collection agency. Still trying to get the situation cleared up and my credit scores fixed.

Identity theft is a bitch.

I mean we tried to help you get it back...

And he totally puss'd out. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on May 10, 2016, 11:46:39 AM
Heading up to Chicago on American and back on United completely on points, thanks guys.

Transferring UR points to United to pay for it may not have been the best value, but I'll take my lumps if SD wants to yell at me.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on May 10, 2016, 12:07:57 PM
This will be my first time flying first class too. I'm weirdly excited about that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 10, 2016, 12:15:48 PM
This will be my first time flying first class too. I'm weirdly excited about that.

prepare to be underwhelmed by domestic first.  It's basically an nicer emergency exit row seat.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 10, 2016, 12:18:54 PM
i'd flyertalk search that issue.

I looked a bit.  Saw something that contradicts what sd thought about possibly getting the card but then not getting the bonus.  I'll probably just call and tell 'em exactly what I've had and have and get confirmation that I'll be given a card and the bonus.

Tried the number and could instantly tell by how the person answered that I wouldn't get what I needed.  Will just try applying online and raising hell if it doesn't work out the way it should.

Applied online and got approved a couple days ago, despite not being out of the 5/2 jam yet.  Nothing indicating I'll have any problem getting the 50K either.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 10, 2016, 12:22:30 PM
Heading up to Chicago on American and back on United completely on points, thanks guys.

Transferring UR points to United to pay for it may not have been the best value, but I'll take my lumps if SD wants to yell at me.

Want me to include you in the hotel PM we have going that Gooch and C2W are delinquent in responding to?
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on May 10, 2016, 12:47:44 PM
Heading up to Chicago on American and back on United completely on points, thanks guys.

Transferring UR points to United to pay for it may not have been the best value, but I'll take my lumps if SD wants to yell at me.

Want me to include you in the hotel PM we have going that Gooch and C2W are delinquent in responding to?

This is a separate trip that I have been planning with another group for awhile.

Not sure yet if I will make it for the torn-ament yet, thank you though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 10, 2016, 12:53:50 PM
Heading up to Chicago on American and back on United completely on points, thanks guys.

Transferring UR points to United to pay for it may not have been the best value, but I'll take my lumps if SD wants to yell at me.

Want me to include you in the hotel PM we have going that Gooch and C2W are delinquent in responding to?

This is a separate trip that I have been planning with another group for awhile.

Not sure yet if I will make it for the torn-ament yet, thank you though.

You should probably move to chicago or wherever.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on May 10, 2016, 01:00:06 PM
Heading up to Chicago on American and back on United completely on points, thanks guys.

Transferring UR points to United to pay for it may not have been the best value, but I'll take my lumps if SD wants to yell at me.

Want me to include you in the hotel PM we have going that Gooch and C2W are delinquent in responding to?

This is a separate trip that I have been planning with another group for awhile.

Not sure yet if I will make it for the torn-ament yet, thank you though.

You should probably move to chicago or wherever.

i should have never got on the flight back from seattle, probably.

"wherever" may be more apt, with the two trips to colorado that i'm about to lock in.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 13, 2016, 08:58:55 AM
i got the CSP 2 years ago in June. mrs mocat has had the freedom for about 1 year. just hit min spend on the 60k citi AA.

is this a good plan:
mrs mocat get the ink, then i send her my UR's and cancel my CSP, then after we hit min spend on the ink, i apply for a new CSP.

also i'm debating on whether we should add each other as authorized users. leaning yes (at least for ink) because of the massive min spend on the ink.

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on May 13, 2016, 09:28:10 AM
You can transfer UR's between two different accounts?  Did not know that.  :Wha:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 13, 2016, 09:36:55 AM
does mrs mo already have the csp?
can you refer her and get the 10k bonus and she'll get the 50k sign up? then you cancel your csp? 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 13, 2016, 09:44:10 AM
i got the CSP 2 years ago in June. mrs mocat has had the freedom for about 1 year. just hit min spend on the 60k citi AA.

is this a good plan:
mrs mocat get the ink, then i send her my UR's and cancel my CSP, then after we hit min spend on the ink, i apply for a new CSP.

also i'm debating on whether we should add each other as authorized users. leaning yes (at least for ink) because of the massive min spend on the ink.

TIA

Here's an updated ink referral link if you get it: https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FHRQ&CELL=600Y&MSC=1514530382

steve dave, put that one in the first post instead of the old one.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 13, 2016, 09:49:07 AM
does mrs mo already have the csp?
can you refer her and get the 10k bonus and she'll get the 50k sign up? then you cancel your csp?

this sounds good
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on May 13, 2016, 09:53:42 AM
You can transfer UR's between two different accounts?  Did not know that.  :Wha:

Yes, that's how you keep your URs when you close the card. Might just be between spouses, I can't remember.

And mocat definitely get the referral bonus before you close.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 13, 2016, 09:55:45 AM
mocat definitely get the referral bonus before you close.

hopefully it shows up in my acct before the end of june (although i think i saw somewhere you have until like 60 days after the fee to call and cancel the card/fee)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on May 13, 2016, 09:57:51 AM
mocat definitely get the referral bonus before you close.

hopefully it shows up in my acct before the end of june (although i think i saw somewhere you have until like 60 days after the fee to call and cancel the card/fee)

Yes, they will refund your fee if you close within 60 days of it posting. We do that all the time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on May 13, 2016, 10:40:44 AM
You can transfer UR's between two different accounts?  Did not know that.  :Wha:

Yes, that's how you keep your URs when you close the card. Might just be between spouses, I can't remember.

And mocat definitely get the referral bonus before you close.

I just move them to my other Chase accounts.  Currently have CSP, Ink, and Freedom. 
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 13, 2016, 10:43:55 AM
does mrs mo already have the csp?
can you refer her and get the 10k bonus and she'll get the 50k sign up? then you cancel your csp?

this sounds good

if you don't have a referral link, i have one.  ignore trim's. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on May 18, 2016, 09:48:00 AM
This is a stupid questions, but I digress.

My citi account shows that I have 58k miles available. My AAdvantage account shows I only have 27k available. I believe the discrepancy is because their systems don't communicate well, the AAdvantage should be accurate. I want to close this card out, so that I don't get hit with the yearly fee. I'm not going to lose any miles, correct?
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on May 18, 2016, 11:54:50 AM
Ok guys, looking a getting a new card for the business. Choosing between chase ink rewards (60,000 bonus after 5k spent)  or capital one (50,000 bonus after 4,500k) capital one offers 2x points on every purchase.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on May 18, 2016, 12:59:00 PM
Ok guys, looking a getting a new card for the business. Choosing between chase ink rewards (60,000 bonus after 5k spent)  or capital one (50,000 bonus after 4,500k) capital one offers 2x points on every purchase.

get the ink.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 18, 2016, 01:18:27 PM
Ok guys, looking a getting a new card for the business. Choosing between chase ink rewards (60,000 bonus after 5k spent)  or capital one (50,000 bonus after 4,500k) capital one offers 2x points on every purchase.

get the ink.

https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FHRQ&CELL=600Y&MSC=1514530382
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on May 18, 2016, 01:23:56 PM
Have read some pretty shitty things about chase when it comes to small business.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on May 18, 2016, 01:27:55 PM
Have read some pretty shitty things about chase when it comes to small business.

Trim 3:16, then?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on May 18, 2016, 02:14:50 PM
So I got a postcard from Chase telling me that I wasn't eligible for the premium bonus on my new business United card.


But I called them and they said that was sent by mistake.  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 19, 2016, 12:59:37 PM
This is a stupid questions, but I digress.

My citi account shows that I have 58k miles available. My AAdvantage account shows I only have 27k available. I believe the discrepancy is because their systems don't communicate well, the AAdvantage should be accurate. I want to close this card out, so that I don't get hit with the yearly fee. I'm not going to lose any miles, correct?
Your AA miles expire 18 months after they are issued, except the clock restarts whenever you add miles.  So if you cancel the AA card you've got 18 months to use them,  or you can add miles to restart the clock.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 19, 2016, 01:21:12 PM
My miles were set to expire today! I'm going to try to donate 1000 miles to keep them. I don't know when I'll ever be able to use them though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on May 19, 2016, 03:34:48 PM
My miles were set to expire today! I'm going to try to donate 1000 miles to keep them. I don't know when I'll ever be able to use them though.
Donate the 100 miles to JonnyWichita so he can let those expire too. :facepalm:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 20, 2016, 01:35:13 PM
do UR or SPG points expire?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 24, 2016, 01:27:34 PM
I know a few of you like redeeming at the Andaz...

http://thepointsguy.com/2016/05/andaz-maui-makes-it-difficult-to-redeem-points-for-free-stays/
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on May 24, 2016, 09:37:49 PM
How is Hyatt's point system?  I might have chance to stay there quite a bit, and can't decide if I want to do a Hilton property instead.  My next travel location doesn't have a Marriott property close, unfortunately.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 24, 2016, 09:47:16 PM
hilton redemptions suck in the us and europe, afaik.  but if you plan to travel to latin america you can get good value on hh points.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 24, 2016, 10:31:31 PM
How is Hyatt's point system?  I might have chance to stay there quite a bit, and can't decide if I want to do a Hilton property instead.  My next travel location doesn't have a Marriott property close, unfortunately.

wouldn't it be best to abuse the hell out of your CSP since SPG isn't an option?  in the article posted above about the andes, a lot of comments focused on hyatt devaluing the earned points
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 25, 2016, 07:14:41 AM
How is Hyatt's point system?  I might have chance to stay there quite a bit, and can't decide if I want to do a Hilton property instead.  My next travel location doesn't have a Marriott property close, unfortunately.

they are great. once spg goes away they will be by far the best.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 25, 2016, 07:17:57 AM
the only problem with hyatt is that there aren't a lot of them. if you travel for work and go to places that aren't major cities a lot you will have a tough time finding one. but they have a lot of amazing properties for redemptions. and their low level redemptions are super cheap. 5k a night for the hyatt wichita and it's really nice (for wichita).
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on May 25, 2016, 12:14:01 PM
I have to use the corp card for work stays, so clams point about the CSP doesn't apply here, I just meant where I actually decide to stay and get points from the stay on my account.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 25, 2016, 03:42:41 PM
I have a friend who is relocating to a new continent for work, and his job is going to put him up in a hotel for up to 60 days while he searches for housing.

He is not a member of any hotel rewards program right now--how can he get the most bang for his (personal) buck after 60 stays? Another way of saying this--how can he obtain the most absurd amount of points/free stays in this situation?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 25, 2016, 04:37:34 PM
I have a friend who is relocating to a new continent for work, and his job is going to put him up in a hotel for up to 60 days while he searches for housing.

He is not a member of any hotel rewards program right now--how can he get the most bang for his (personal) buck after 60 stays? Another way of saying this--how can he obtain the most absurd amount of points/free stays in this situation?

depends on the city/hotel.

I'd probably suggest the most expensive but shoot for Hyatt/Marriott/SPG but if there's like a really nice Intercontinental or something go for it.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 25, 2016, 05:06:20 PM
do really nice intercontinental hotels exist?  i'm sure they do, but the two i've stayed in appeared to be last updated in the 80's (kc/plaza and dallas/downtown) and seem hugely overpriced.  the one on the plaza is very wtf.  they've pulled together $75M to redo the rooms but haven't announced a timeline. 
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on May 25, 2016, 06:53:51 PM
I think your friends company is going to direct bill this expense and he won't be able to collect any points.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 25, 2016, 07:29:18 PM
I think your friends company is going to direct bill this expense and he won't be able to collect any points.

yes, i would expect that they would.  $12k in 2 months is a lot ($200/night * 60) but not Extreme Points
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 25, 2016, 10:52:51 PM
I'm not sure if his company will be billing directly or not, but was actually thinking more about earning credits (or at least status) simply based on the number of nights he will be staying. Which chain awards the best perks for a significant number of nights in a year?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 25, 2016, 11:16:32 PM
I think your friends company is going to direct bill this expense and he won't be able to collect any points.

his friend would absolutely still get the hotel award points regardless of whether or not is direct billed

do really nice intercontinental hotels exist?  i'm sure they do, but the two i've stayed in appeared to be last updated in the 80's (kc/plaza and dallas/downtown) and seem hugely overpriced.  the one on the plaza is very wtf.  they've pulled together $75M to redo the rooms but haven't announced a timeline. 

I stayed at one in Hong Kong that was pretty baller but yeah it was a tad dated. Not sure what continent he/she's going to, but Hyatts are usually better in Asia from my experience.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 26, 2016, 07:06:33 AM
his friend would absolutely still get the hotel award points regardless of whether or not is direct billed

nope, if the company has a negotiated direct bill through some systems you won't get points. you still get the points for the spend at the hotel charged to the room but not for the room itself.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 26, 2016, 08:55:48 AM
his friend would absolutely still get the hotel award points regardless of whether or not is direct billed

nope, if the company has a negotiated direct bill through some systems you won't get points. you still get the points for the spend at the hotel charged to the room but not for the room itself.

Yes I guess this varies depending on the direct bill negotiation and specific property. When I had a long term direct bill at a Marriott I received points and night credits. It was a few years ago though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on May 26, 2016, 08:58:30 AM
Also some companies retain ownership of any points/miles attained through frequent flier or hotel rewards programs. 
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 26, 2016, 09:02:32 AM
Keep an eye out for summer promotions whatever brand you end up going with
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 26, 2016, 09:11:29 AM
as a rule of thumb if you get your hotel bill and the balance is $0 (not whatever the charge was with the balance shown as paid, just $0 total with no other charges itemized) you are probably going to get F'd out of some points. we only do this when we have huge meetings with like 500 attendees.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 26, 2016, 09:53:18 AM
Look at getting a CC with whatever brand it is if he is expensing it on his own.  With IHG for example, you get 10x pts and I'm sure it's similar with other chains. 

If his company is doing a direct bill, he should call before he arrives and see if the hotel can give him the points anyways.  He won't get them on the bill, but they could just credit him with a crap ton of points.  Doing it prior to arrival makes them think he will change and just say something along the lines of "Chain X said they would give me points but I prefer to stay with your chain." 

If he gets to choose the property he is staying at, I doubt it will be direct bill as there is no established relationship.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 26, 2016, 10:02:02 AM
@trim

http://www.travelcodex.com/2016/05/seattle-mariners-giving-away-50-discount-codes-for-alaska-airlines/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+travelcodex+%28Travel+Codex%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on May 26, 2016, 10:03:36 AM
@trim

http://www.travelcodex.com/2016/05/seattle-mariners-giving-away-50-discount-codes-for-alaska-airlines/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+travelcodex+%28Travel+Codex%29

oh my, this should be fun.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 26, 2016, 10:46:07 AM
:flush:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 26, 2016, 10:54:49 AM
But speaking of alaska, now that I'm back on track with having all the requisite chase cards and can be back in the game, I've canceled my alaska card before the first annual fee hits.  I haven't yet applied for a new one because it was this time last year that the bonus jumped to 50K.  So if you see anything about that coming around again, or something definitive that it won't, let me know.  T-Y.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 27, 2016, 11:43:20 AM
Got the 100k Marriott Biz card on the way. hopefully there's some short term awesome transfer oppys between them and spg to take advantage of.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 27, 2016, 11:07:29 PM
I have a friend who is relocating to a new continent for work, and his job is going to put him up in a hotel for up to 60 days while he searches for housing.

He is not a member of any hotel rewards program right now--how can he get the most bang for his (personal) buck after 60 stays? Another way of saying this--how can he obtain the most absurd amount of points/free stays in this situation?

Turns out this guy is booking all his own travel and getting it reimbursed, and he gets up to $225/night. I told him to get a Hyatt card and then knock out 60 straight Hyatt stays--he should end up with over 100k Hyatt points.

I'm maxed out w/ Chase, have two companion passes, and have an Amex platinum. What should I do next?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on May 31, 2016, 11:28:46 PM
when my wife was in the hospital in Switzerland I promised her that I would let her choose our next vacation anywhere in the world.  anyway she has chosen to go back to Kauai!   :excited:

my question really is, can I get the Hyatt cards again?  I know there was talk about the 5/24 rule applying to those moving forward but my life has been insane for three months and I haven't kept up on any of this stuff.  we're definitely over 5 in the last 24.  :dunno:

otherwise I have 120k UR points I can use to book the hotel I suppose, but I'd rather get the free nights with the cards since there's more value and then use the UR points to fill in the last 2-3 nights.  :dunno:

unfortunately I missed out on the great hyatt status match like six months ago but I may email them to beg again because last time I was matched to my marriott status and we got a sweet upgrade.  :dunno:

have a couple hundred thousand AA miles so that's how we'll get there unless someone knows of a better flight option to get there with my UR points  :dunno:

 :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2016, 07:15:45 AM
Use the UR points to transfer to Hyatt. AA points to fly there. no on status match. some mixed signals on the 5/24 but Lucky believes the Hyatt may still be in the clear:

http://onemileatatime.boardingarea.com/2016/05/25/chase-credit-card-denied/

Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 01, 2016, 08:09:08 AM
as a rule of thumb if you get your hotel bill and the balance is $0 (not whatever the charge was with the balance shown as paid, just $0 total with no other charges itemized) you are probably going to get F'd out of some points. we only do this when we have huge meetings with like 500 attendees.

Many times the meeting planner will get those points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2016, 08:11:34 AM
when I retire early from my IRL gig I'm going to be a meeting planner
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 08:14:56 AM
Just booked a flight to Munich to Madrid and back home on delta/airfrance business class for less than $200.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2016, 08:16:58 AM
Just booked a flight to Munich to Madrid and back home on delta/airfrance business class for less than $200.

wut. when you say "back home" you mean KC? and no points involved? mistake fare?
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 08:17:54 AM
Just booked a flight to Munich to Madrid and back home on delta/airfrance business class for less than $200.

wut
Points + they're having a huge sale on off season flights. Going to Madrid in late October is not exactly a prime time flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 08:18:32 AM
Just booked a flight to Munich to Madrid and back home on delta/airfrance business class for less than $200.

wut. when you say "back home" you mean KC? and no points involved? mistake fare?
Yeah in and out of mci. Flying to Toronto to Munich, then Madrid to London to Toronto then back to KC.
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 08:23:56 AM
I should also get the southwest companion pass by September.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2016, 08:25:18 AM
oh, yeah. gotcha. nice work. thought you meant you were getting a RT biz class trip for $200. there is a huge euro fare sale right now for anyone looking to just book with $. Not THAT huge though.

http://viewfromthewing.boardingarea.com/2016/06/01/hurry-great-deal-amazing-business-class-europe-roundtrips-1056/#_ga=1.71478355.1925839842.1454333828
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 08:37:52 AM
I have about 400,000 UR points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2016, 08:39:23 AM
I have about 400,000 UR points.

 :surprised:

I only have 260,000  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 08:41:03 AM
I have about 400,000 UR points.

 :surprised:

I only have 260,000  :frown:
Owning a cash intensive business has its perks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2016, 08:52:05 AM
I have about 400,000 UR points.

 :surprised:

I only have 260,000  :frown:
Owning a cash intensive business has its perks.

I have 709,000 AA miles tho  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 08:54:50 AM
I have about 400,000 UR points.

 :surprised:

I only have 260,000  :frown:
Owning a cash intensive business has its perks.

I have 709,000 AA miles tho  :cool:
crap. That's crazy.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2016, 08:55:24 AM
and 161,000 UA miles  :cool:
and 116,000 BA miles  :cool:
and 262,000 crappy Hilton points  :blank:
and 146,000 kinda crappy Marriott points  :blank:
and less than 50,000 in each program of everything else  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on June 01, 2016, 09:33:54 AM
good god, i need to step my game up.
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 09:43:44 AM
Jfc SD. You have a problem.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 01, 2016, 09:47:45 AM
I have about 400,000 UR points.

man i bet you have quite the tat sleeve with all that Ink you've been using
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 01, 2016, 09:51:47 AM
good god, i need to step my game up.

You're doing better than my zero credit cards and zero points/miles
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 01, 2016, 10:38:46 AM
after a couple of recent trips burning some AA and most of my SPG, UR, and SW points...

(https://lh3.googleusercontent.com/-Eed9WxU9c24/V08BXCFy5dI/AAAAAAAAcdk/evrZjmBG7gQu68VbEa4TzAVX4OR_J4BNgCCo/s756/Capture.JPG)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2016, 10:43:30 AM
targeted 75k UA offer

http://frequentmiler.boardingarea.com/2016/06/01/chase-united-75k/#_ga=1.61916268.1925839842.1454333828
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 01, 2016, 10:52:16 AM
targeted 75k UA offer

http://frequentmiler.boardingarea.com/2016/06/01/chase-united-75k/#_ga=1.61916268.1925839842.1454333828

:surprised:

this was very timely!
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 01, 2016, 11:47:01 AM
Use the UR points to transfer to Hyatt. AA points to fly there. no on status match. some mixed signals on the 5/24 but Lucky believes the Hyatt may still be in the clear:

http://onemileatatime.boardingarea.com/2016/05/25/chase-credit-card-denied/

ty, sd.  submitted applications for Hyatt cards for both of us and both went to decision pending.  weirdly, mine told me to call in and my wife's did not.  going to wait them both out and see what happens.  will report back.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 01, 2016, 11:52:17 AM
Use the UR points to transfer to Hyatt. AA points to fly there. no on status match. some mixed signals on the 5/24 but Lucky believes the Hyatt may still be in the clear:

http://onemileatatime.boardingarea.com/2016/05/25/chase-credit-card-denied/

ty, sd.  submitted applications for Hyatt cards for both of us and both went to decision pending.  weirdly, mine told me to call in and my wife's did not.  going to wait them both out and see what happens.  will report back.

go ahead and call, usually better to just answer their questions.   I've had everything from "not sure why it said to call" to asking to re-allocated credit line among Chase cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 01, 2016, 11:54:39 AM
Use the UR points to transfer to Hyatt. AA points to fly there. no on status match. some mixed signals on the 5/24 but Lucky believes the Hyatt may still be in the clear:

http://onemileatatime.boardingarea.com/2016/05/25/chase-credit-card-denied/

ty, sd.  submitted applications for Hyatt cards for both of us and both went to decision pending.  weirdly, mine told me to call in and my wife's did not.  going to wait them both out and see what happens.  will report back.

go ahead and call, usually better to just answer their questions.   I've had everything from "not sure why it said to call" to asking to re-allocated credit line among Chase cards.

flyertalk said to just wait it out.  I already closed the window with the number and confirmation number anyway.  yolo
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 12:11:27 PM
after a couple of recent trips burning some AA and most of my SPG, UR, and SW points...

(https://lh3.googleusercontent.com/-Eed9WxU9c24/V08BXCFy5dI/AAAAAAAAcdk/evrZjmBG7gQu68VbEa4TzAVX4OR_J4BNgCCo/s756/Capture.JPG)
Very impressive m4dc. You guys are putting me to shame.

I don't do hotel points, I mainly book on Hotels.com and get every 11th night free.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 01, 2016, 01:01:30 PM
after a couple of recent trips burning some AA and most of my SPG, UR, and SW points...

(https://lh3.googleusercontent.com/-Eed9WxU9c24/V08BXCFy5dI/AAAAAAAAcdk/evrZjmBG7gQu68VbEa4TzAVX4OR_J4BNgCCo/s756/Capture.JPG)
Very impressive m4dc. You guys are putting me to shame.

I don't do hotel points, I mainly book on Hotels.com and get every 11th night free.

I don't really earn them wth stays, only occasional bonus earnings when it makes sense and I have capacity.    We just did 2 nights at the St. Regis SF on points, I'd have never spent $500/nt on them if I had to pay for it.
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 02:57:20 PM
I also have about 180,000 capital one points I totally forgot about. Will probably use them to go to Chicago for my cousins wedding.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2016, 03:01:33 PM
I also have about 180,000 capital one points I totally forgot about. Will probably use them to go to Chicago for my cousins wedding.

like 100 years ago I got 100k cap one points for signing up for their cap one venture card and spending like $10. mrs. dave did as well. ok cap one, thanks for handing me $2k.
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 03:08:58 PM
I also have about 180,000 capital one points I totally forgot about. Will probably use them to go to Chicago for my cousins wedding.

like 100 years ago I got 100k cap one points for signing up for their cap one venture card and spending like $10. mrs. dave did as well. ok cap one, thanks for handing me $2k.
Yeah that's essentially what we did. Each got the card, spent 2k in Europe, each got a 70k bonus. Easy.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 01, 2016, 03:10:34 PM
seems pretty unethical tbh
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 01, 2016, 04:16:24 PM
seems pretty unethical tbh
crap, you might be right.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 03, 2016, 01:39:48 PM
So I first applied (and still have) the Chase United MileagePlus Explorer on June 10 2014.  I've kept it because of the free checked bags and stuff.  I was going to keep it again because I have several flights booked this next year with United where I need the checked bags.  But, I think I might cancel now, and then after June 10 sign up for that targeted offer.  Is that a risky move?  Cancel and reapply like two weeks later?
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 03, 2016, 01:41:22 PM
I am shut out of Chase.  :angry:  too many cards in 2 years it said.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 03, 2016, 01:42:13 PM
So I first applied (and still have) the Chase United MileagePlus Explorer on June 10 2014.  I've kept it because of the free checked bags and stuff.  I was going to keep it again because I have several flights booked this next year with United where I need the checked bags.  But, I think I might cancel now, and then after June 10 sign up for that targeted offer.  Is that a risky move?  Cancel and reapply like two weeks later?

Also, this:  This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

So, is the 2 year thing based on when the bonus was awarded then?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 03, 2016, 04:00:50 PM
So I first applied (and still have) the Chase United MileagePlus Explorer on June 10 2014.  I've kept it because of the free checked bags and stuff.  I was going to keep it again because I have several flights booked this next year with United where I need the checked bags.  But, I think I might cancel now, and then after June 10 sign up for that targeted offer.  Is that a risky move?  Cancel and reapply like two weeks later?

Also, this:  This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

So, is the 2 year thing based on when the bonus was awarded then?

24 months from card approval I believe, but this 5/24 thing is new and may be uncharted territory.       Also, AFAIK you could get the same card within 24 months, just no signup bonus (assuming you meet the 5/24 criteria), but it would be dumb to do so.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on June 03, 2016, 04:03:15 PM
I am shut out of Chase.  :angry:  too many cards in 2 years it said.

I wonder if the application still dings your credit report for an inquiry even though you are locked out because of the 5/24. 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 03, 2016, 04:07:31 PM
I still haven't gotten a decision on my 70k United Explorer. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 03, 2016, 04:13:43 PM
Guys, just call them. Don't be a bunch of weiners.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 03, 2016, 04:17:36 PM
I am shut out of Chase.  :angry:  too many cards in 2 years it said.

I wonder if the application still dings your credit report for an inquiry even though you are locked out because of the 5/24.

probably not , I think a soft pull would give them enough info to check the 5/24.  But YMMV
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 03, 2016, 04:19:31 PM
Uh hey Chase?  I have your United card.  Can I cancel it and then wait 10 days and reapply and get the 70k bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 03, 2016, 04:19:53 PM
I am shut out of Chase.  :angry:  too many cards in 2 years it said.

shut out of chase or shut our of chase ur cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 03, 2016, 04:21:18 PM
So, is the 2 year thing based on when the bonus was awarded then?

yes.  but maybe roughly.  if you need to know exact times, check flyertalk.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 03, 2016, 04:21:27 PM
I am shut out of Chase.  :angry:  too many cards in 2 years it said.

shut out of chase or shut our of chase ur cards?
Both apparently.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 03, 2016, 04:22:17 PM
I am shut out of Chase.  :angry:  too many cards in 2 years it said.

shut out of chase or shut our of chase ur cards?
Both apparently.

which non ur card did you get shut out of?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 03, 2016, 04:28:29 PM
Uh hey Chase?  I have your United card.  Can I cancel it and then wait 10 days and reapply and get the 70k bonus?
no
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 03, 2016, 04:34:26 PM
i see there is a big thing on flyertalk about the chase 5/24 rule being extended.  that sucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 03, 2016, 04:38:32 PM
I am shut out of Chase.  :angry:  too many cards in 2 years it said.

shut out of chase or shut our of chase ur cards?
Both apparently.

which non ur card did you get shut out of?
A run of the mill 30k united.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 07, 2016, 01:01:02 AM
I still haven't gotten a decision on my 70k United Explorer. :frown:
Said too many cards in the last two years. gross
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 07, 2016, 09:14:42 AM
I've had three citi credit cards stolen in like 3 months... And I don't use a one of them on weird pron sites.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on June 07, 2016, 09:17:00 AM
Hello HMCCDYH? thread.  Just added the Chase Sapphire Preferred Card to my stable.

:cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 07, 2016, 09:18:22 AM
Hello HMCCDYH? thread.  Just added the Chase Sapphire Preferred Card to my stable.

:cool:

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on June 07, 2016, 09:19:06 AM
Is it true that the CSP card is more than just a credit card, it's a lifestyle?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 07, 2016, 09:24:02 AM
Is it true that the CSP card is more than just a credit card, it's a lifestyle?

I hope you don't mind people commenting on how heavy your card is all the time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on June 07, 2016, 09:24:41 AM
Is it true that the CSP card is more than just a credit card, it's a lifestyle?

I hope you don't mind people commenting on how heavy your card is all the time.

It was fun at first, now I'm tired of it.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 07, 2016, 09:26:33 AM
Is it true that the CSP card is more than just a credit card, it's a lifestyle?

I hope you don't mind people commenting on how heavy your card is all the time.

It was fun at first, now I'm tired of it.

yeah, kind of embarrassing.  I get it, it's magnificent, relax wader.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 07, 2016, 09:40:58 AM
Is it true that the CSP card is more than just a credit card, it's a lifestyle?

I hope you don't mind people commenting on how heavy your card is all the time.

It was fun at first, now I'm tired of it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 07, 2016, 09:41:29 AM
Re: the CSP, I had a guy at the Burger King drive thru tell me "man you must be a baller!"  And I thought to myself well duh I'm eating at BK.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 07, 2016, 09:43:00 AM
fyi, all of the chase non entry level cards are the same now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on June 07, 2016, 09:43:10 AM
Re: the CSP, I had a guy at the Burger King drive thru tell me "man you must be a baller!"  And I thought to myself well duh I'm eating at BK.

^^ it's always these type of low, low-medium, establishments where I get the comment too.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on June 07, 2016, 10:14:12 AM
fyi, all of the chase non entry level cards are the same now.
What does this mean for a guy like me, who has been using a freedom (is that entry level?) and who will receive his CSP (is this entry level) in 7-10 days?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 07, 2016, 10:22:40 AM
fyi, all of the chase non entry level cards are the same now.
What does this mean for a guy like me, who has been using a freedom (is that entry level?) and who will receive his CSP (is this entry level) in 7-10 days?

freedom is entry level, csp is not
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on June 07, 2016, 10:23:58 AM
:thumbs:

So now I should transfer Chase Freedom UR points to my CSP account, correct?
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 07, 2016, 11:05:02 AM
:thumbs:

So now I should transfer Chase Freedom UR points to my CSP account, correct?

It's like you haven't even read all 358 pages of this thread.  :facepalm:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 07, 2016, 11:41:50 AM
wife got approved for Hyatt without calling. I haven't had a chance to call yet but prob will. Haven't heard anything
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on June 07, 2016, 01:05:12 PM
:thumbs:

So now I should transfer Chase Freedom UR points to my CSP account, correct?

It's like you haven't even read all 358 pages of this thread.  :facepalm:
Yeah.  This thread is v. intimidating and I only pop in once every quarter or so to get some CC advice from the resident CC gurus.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 07, 2016, 02:41:06 PM
I've had three citi credit cards stolen in like 3 months... And I don't use a one of them on weird pron sites.

my Cit AA plat was just stolen, but based on the charges I suspect someone in SF stole my number at a shop or restaurant.
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 07, 2016, 03:03:51 PM
Got a targeted 60k delta Amex offer. Gonna be flying delta all over this bitch.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 07, 2016, 03:17:50 PM
the delta amex offers are like lightning THEY DON'T STRIKE TWICE

(https://i.kinja-img.com/gawker-media/image/upload/s--TvCQSeYY--/c_scale,fl_progressive,q_80,w_800/1394612941744902576.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 07, 2016, 03:20:21 PM
:thumbs:

So now I should transfer Chase Freedom UR points to my CSP account, correct?

affirmative
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 07, 2016, 05:19:16 PM
Got a targeted 60k delta Amex offer. Gonna be flying delta all over this bitch.

 :cheers: mine should be arriving any day now
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 07, 2016, 09:27:15 PM
was gonna call chase but I called like five minutes after they closed because I worked late.  then logged into my account and a new Hyatt card was sitting in there so I guess I got approved too.  now I can do the GH Kauai without blowing out a ton of UR points.   :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 09, 2016, 01:56:16 PM
so you can now transfer UR points to air france / KLM. does this mean i could theoretically somehow use UR's for a delta flight?  :Wha:
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 09, 2016, 02:09:14 PM
so you can now transfer UR points to air france / KLM. does this mean i could theoretically somehow use UR's for a delta flight?  :Wha:
Maybe?  Can you book delta flights through klm's site? They may have a restriction on using points on u.s. Delta flights too.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 09, 2016, 02:24:40 PM
so you can now transfer UR points to air france / KLM. does this mean i could theoretically somehow use UR's for a delta flight?  :Wha:

affirmative, but they were already transfer partners with Korean which is a Delta partner
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on June 09, 2016, 02:49:19 PM
SPG 35k Amex now available. Highest bonus ever. Unfortunately if you've ever had the personal or business in your life you can't get the bonus again. If someone wants a SPG Biz referral let me know. Just need a PM wit your first name and email addy  :fatty:
I've you've received the personal bonus (I did 4 years ago), can I get the biz bonus? Spend req?

I got the SPG Personal and Biz in July 2010. When I got rid of the Personal card I did a product change to the Blue Cash card instead of canceling it because I wanted to keep my Amex history. I was checking out my credit report today and noticed that there's not separate accounts for both cards. It just shows the card being active since 2010. I chatted with Amex to see what cards I've ever had and they said I've never been the primary account holder on the SPG Personal (only Biz). So yeah, definitely chat with them and maybe even check your credit report. I think I'll do another chat just to make sure, but looks like a product change might be a way around this if you happened to do that.

FYI, this worked. Got 35,000 points on the SPG Personal for a second time so first time SPG Personal card holders should do a product change when you go to cancel. Don't know if I just got lucky, but doing a product change will also retain your AMEX history if it's your first AMEX card.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on June 13, 2016, 12:15:37 AM
I need some advice on maxing out my Chase UR accumulation before we ultimately part ways. I've run through every UR card except the Sapphire Preferred (I know, right?), as has Mrs. WonderMeal. The two years has almost elapsed on our Inks. However, we're getting very close to being done w/ Chase due to the 5/24 rule, which stinks because Chase has been very good to us. (We fly SW a lot and stay at lots of Hyatts.)

Mrs. WonderMeal: Has four cc applications since 6/30/14, one of which is an Ink (two year window expires this month) and the rest co-branded.
Obviously Mrs. WM should wait until 6/30 to apply for a new card, at which point she should probably get one more Chase card to max out her 5/24. Should she go for the Ink again, or go with a Sapphire Preferred? Whichever one she chooses, it would likely be her long-term card when she isn't churning.


WonderMeal: Has five cc applications since 4/1/15, two of which are SW, one of which is Hyatt.

Is it even worth trying to sneak through one more Chase card? My only strategy upon rejection would be to say I would like the Sapphire for everyday spend (most other cards have been business), but if there's no hope of sneaking past the 5/24 I won't bother.

If the 5/24 is ironclad, I'll move on to something like the fancy Citi card, another big-bonus Amex, or anything else you recommend. (Have been toying w/ the idea of loading up on AA miles.) Steve Dave, you don't still have 35k SPG referral links, do you? I might make a run at the SPG if 35k is still available, since I think I can use up the points before the merger. (Unless you think it makes sense to keep the points through the merger?)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2016, 08:23:25 AM
no, I no longer have the card. mrs. dave has the biz SPG
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 13, 2016, 09:26:43 AM
so you can now transfer UR points to air france / KLM. does this mean i could theoretically somehow use UR's for a delta flight?  :Wha:

pretty sure you've been able to book Delta flights with UR points for a while now. they show up when searching flights on the UR site (if that's what you're referring to.)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 13, 2016, 09:36:48 AM
so you can now transfer UR points to air france / KLM. does this mean i could theoretically somehow use UR's for a delta flight?  :Wha:

pretty sure you've been able to book Delta flights with UR points for a while now. they show up when searching flights on the UR site (if that's what you're referring to.)

No do not ever do that.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 13, 2016, 09:38:07 AM
i've done it once
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on June 13, 2016, 09:00:47 PM
So does everyone think I can sneak by Chase's 5/24 or nah?

I need some advice on maxing out my Chase UR accumulation before we ultimately part ways. I've run through every UR card except the Sapphire Preferred (I know, right?), as has Mrs. WonderMeal. The two years has almost elapsed on our Inks. However, we're getting very close to being done w/ Chase due to the 5/24 rule, which stinks because Chase has been very good to us. (We fly SW a lot and stay at lots of Hyatts.)

Mrs. WonderMeal: Has four cc applications since 6/30/14, one of which is an Ink (two year window expires this month) and the rest co-branded.
Obviously Mrs. WM should wait until 6/30 to apply for a new card, at which point she should probably get one more Chase card to max out her 5/24. Should she go for the Ink again, or go with a Sapphire Preferred? Whichever one she chooses, it would likely be her long-term card when she isn't churning.


WonderMeal: Has five cc applications since 4/1/15, two of which are SW, one of which is Hyatt.

Is it even worth trying to sneak through one more Chase card? My only strategy upon rejection would be to say I would like the Sapphire for everyday spend (most other cards have been business), but if there's no hope of sneaking past the 5/24 I won't bother.

If the 5/24 is ironclad, I'll move on to something like the fancy Citi card, another big-bonus Amex, or anything else you recommend. (Have been toying w/ the idea of loading up on AA miles.) Steve Dave, you don't still have 35k SPG referral links, do you? I might make a run at the SPG if 35k is still available, since I think I can use up the points before the merger. (Unless you think it makes sense to keep the points through the merger?)
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on June 14, 2016, 11:53:38 AM
i've done it once
Well, I hope you learned your lesson.
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on June 16, 2016, 11:16:14 PM
Would cash rewards get taxed? From the research I've done, nobody can figure it out. The getting the points part seems fine, but liquidating into profit makes it grey area
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2016, 07:29:23 AM
Would cash rewards get taxed? From the research I've done, nobody can figure it out. The getting the points part seems fine, but liquidating into profit makes it grey area

It is a grey area but most of the massive card churners don't report them and it's never caused a problem for anyone on flyertalk that I've seen. every once in a while you'll hear of a bank sending whatever the tax form is for super big sign up bonuses but I've never gotten one from any of the big 3.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 17, 2016, 10:27:26 AM
Would cash rewards get taxed? From the research I've done, nobody can figure it out. The getting the points part seems fine, but liquidating into profit makes it grey area

per the IRS, cash back rewards are considered a discount on purchases, so I'd imagine this falls similarly, a discount against the required spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on June 17, 2016, 10:43:39 AM
It may be similar to, say I bought a TV for $400 that retails for $500, and then I sell that TV to someone else for $500, making a profit of $100. Don't ask don't tell? :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 17, 2016, 12:34:22 PM
My accountant made me report cash back earnings for the business last year. We had like $8,500 though. I'd imagine business and personal would make a difference too.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on June 17, 2016, 12:48:26 PM
I just got a SW card offer with 100k miles, should I get it?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2016, 12:50:26 PM
A) I don't believe you
B) yes
C) PM me a picture of said offer
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on June 17, 2016, 12:51:14 PM
I got it earlier this week and I will when I get home tonight
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2016, 12:51:37 PM
I got it earlier this week and I will when I get home tonight

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on June 17, 2016, 12:55:31 PM
we talking 1:1 here?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2016, 12:58:15 PM
we talking 1:1 here?

1:1 - it was really 50k
2:1 he got an offer to receive "up to 100,000 SW points" by referring 10 people to get the SW card
10000000000000000000:1 - he has a 100k SW offer
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on June 17, 2016, 12:59:38 PM
 :bwpopcorn:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 17, 2016, 01:09:05 PM
2:1 he got an offer to receive "up to 100,000 SW points" by referring 10 people to get the SW card
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2016, 01:12:48 PM
2:1 he got an offer to receive "up to 100,000 SW points" by referring 10 people to get the SW card

oh man, that's a good one. adding.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 17, 2016, 01:24:02 PM
My accountant made me report cash back earnings for the business last year. We had like $8,500 though. I'd imagine business and personal would make a difference too.

http://www.investopedia.com/ask/answers/110614/are-credit-card-rewards-considered-taxable-income-irs.asp
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on June 17, 2016, 06:27:23 PM
we talking 1:1 here?

1:1 - it was really 50k
2:1 he got an offer to receive "up to 100,000 SW points" by referring 10 people to get the SW card
10000000000000000000:1 - he has a 100k SW offer

False alarm guys!  It's only 50k :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 17, 2016, 06:55:37 PM
Sd should work for Vegas
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2016, 07:20:34 PM
Sd should work for Vegas

I'm amaze at it
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on June 17, 2016, 07:22:39 PM
So should I just throw it away then?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 17, 2016, 07:23:50 PM
Yes, but it's a decent offer. Just available to everyone online.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 20, 2016, 03:09:30 PM
I tried to search on my phone and couldn't find it. Beat me if you want for asking as I'm sure this has been brought up, but should I get the Citi Costco card?  We shop there quite a bit 2%. Mrs SF gets gas there quite a bit 4%. I get gas in my car too 4%. We also eat out a bit. 3%. My issue is that I like points for some reason. I don't know why, but points are fun. We don't really travel much and I figure I can use the Costco for Costco and gas then my Sapphire or whatever for the rest. I may have to start flipping the Sapphire and only have it when I need to transfer freedom points since I won't be using it as much anymore and don't want to pay the fee if not.  :dunno:

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2016, 03:19:47 PM
probably not
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 20, 2016, 03:33:43 PM
if you shop at costco, you should definitely get the costco card.  no fee and very solid bonuses that you can use whenever you don't have something else you're prioritizing.  it's a big upgrade over the old amex card (and citi has to be losing money on it, and they don't even get exclusivity with costco or anything which is weird and kinda pathetic for them).
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 20, 2016, 03:41:12 PM
probably not

How's come?  I don't currently have any citi cards. I would still build up some travel just off bonuses. I also never had the Costco Amex so I was just using the shitty Amex everyday their getting 1%. Now I can get 2 plus 4% on gas. The only other thing I can come up with to beat that would be when the freedom offers 5% on good categories.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2016, 03:42:12 PM
ok, you convinced me. you should do it.

actually it just depends. when you mention the UR point cards you aren't comparing apples to apples. an UR is worth more than 2 cents so when you mention the freedom 5% you are actually getting more than 10 cents'ish. does that make sense? and then a CSP would be getting 2 cents. if you shop the living crap out of costco and don't care about being able to get a chase 5/24 card then go for it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 20, 2016, 03:45:04 PM
 
ok, you convinced me. you should do it.

I think you just gave up on me.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2016, 03:46:27 PM
ok, you convinced me. you should do it.

I think you just gave up on me.  :frown:

nah, I elaborated
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 20, 2016, 04:26:55 PM
there anywhere online to check on how many chase cards you have had the last 24 months or do you have to call or some shiz?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 20, 2016, 06:19:06 PM
there anywhere online to check on how many chase cards you have had the last 24 months or do you have to call or some shiz?

I'm lost without churning chase. I'm worried the authorized user thing killed me.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 21, 2016, 08:13:41 AM
ok, you convinced me. you should do it.

actually it just depends. when you mention the UR point cards you aren't comparing apples to apples. an UR is worth more than 2 cents so when you mention the freedom 5% you are actually getting more than 10 cents'ish. does that make sense? and then a CSP would be getting 2 cents. if you shop the living crap out of costco and don't care about being able to get a chase 5/24 card then go for it.

So basically if I shop at Costco a lot and don't get 5 chase cards within 24 months anyway I should probably get it to use there and for gas. That is pretty much what I do. I usually just grab a card or 2 a year for the bonuses. I'm not an elite churner. The best I've done is get the 2 chase cards and get the companion SW pass. Other than that I do it for fun and for the occasional free trip. I'm going to have to step it up at some point though. Don't travel for work anymore and my Marriott points are dwindling. I haven't paid for a hotel in 10 yrs.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 21, 2016, 09:02:52 AM
there anywhere online to check on how many chase cards you have had the last 24 months or do you have to call or some shiz?

it's not chase cards, it's ALL credit cards.    If you have opened more than 5 cards in a 24 month rolling period you are dead to Chase
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 21, 2016, 09:35:07 AM
there anywhere online to check on how many chase cards you have had the last 24 months or do you have to call or some shiz?

it's not chase cards, it's ALL credit cards.    If you have opened more than 5 cards in a 24 month rolling period you are dead to Chase
Wut
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 21, 2016, 09:39:45 AM
there anywhere online to check on how many chase cards you have had the last 24 months or do you have to call or some shiz?

it's not chase cards, it's ALL credit cards.    If you have opened more than 5 cards in a 24 month rolling period you are dead to Chase
Wut

with the exception of a few co-branded cards, you will not be a approved for the majority of Chase credit cards if you have opened 5 credit accounts in the last 24 months, or are an AU on a card opened in that time.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 21, 2016, 09:40:28 AM
I'm devastated. With the authorized user thing I probably have like 10.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 21, 2016, 09:41:47 AM
I'm devastated. With the authorized user thing I probably have like 10.
what do I do now? I've done Citi AA and spg amex.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 21, 2016, 09:41:57 AM
I'm devastated. With the authorized user thing I probably have like 10.

it's definitely a game changer.   
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on June 21, 2016, 09:43:24 AM
there anywhere online to check on how many chase cards you have had the last 24 months or do you have to call or some shiz?

it's not chase cards, it's ALL credit cards.    If you have opened more than 5 cards in a 24 month rolling period you are dead to Chase

That is what I understood as well. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 21, 2016, 10:09:34 AM
I'm devastated. With the authorized user thing I probably have like 10.
what do I do now? I've done Citi AA and spg amex.

you either wait it out to reset your clock or you move on to a chaseless churners life.
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on June 21, 2016, 10:22:31 AM
targeted 75k UA offer

http://frequentmiler.boardingarea.com/2016/06/01/chase-united-75k/#_ga=1.61916268.1925839842.1454333828

FYI, I was targeted with the 75k offer with no $50 statement credit. Saw on Flyertalk that people were getting the $50 credit offer by starting to book a flight on United and then the offer shows up in the upper right. I just did it and it worked. I got the 75k offer with $50 statement credit so make sure to login to United and start the booking process to see if you get this offer before applying. :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 21, 2016, 10:30:35 AM
FYI, I was targeted with the 75k offer with no $50 statement credit. Saw on Flyertalk that people were getting the $50 credit offer by starting to book a flight on United and then the offer shows up in the upper right. I just did it and it worked. I got the 75k offer with $50 statement credit so make sure to login to United and start the booking process to see if you get this offer before applying. :cheers:

great tip for posters who can still get chase cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 21, 2016, 10:31:21 AM
I was targeted but denied
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 21, 2016, 10:37:33 AM
 :)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2016, 10:58:43 AM
:)

brutality
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 21, 2016, 04:35:37 PM
there anywhere online to check on how many chase cards you have had the last 24 months or do you have to call or some shiz?

it's not chase cards, it's ALL credit cards.    If you have opened more than 5 cards in a 24 month rolling period you are dead to Chase
Wut

with the exception of a few co-branded cards, you will not be a approved for the majority of Chase credit cards if you have opened 5 credit accounts in the last 24 months, or are an AU on a card opened in that time.
This is also how the Nazi I spoke with at Chase explained it to me before I told him I was calling CITI.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 21, 2016, 06:43:00 PM
5 credit accounts or 5 credit cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 21, 2016, 06:54:30 PM
5 credit accounts or 5 credit cards?

Credit cards. Authorized user counts though. Loans don't count toward that tally.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 21, 2016, 07:00:03 PM
Also, what are the chances of this 5/24 rule blowing up in Chase's face? Like, do Citi and Amex become super popular amongst churners with some possible new products coming online to replace the void that Chase has left in the market? Does the effect on their market share ever get bad enough that they have to come crawling back to the churners to ask for forgiveness, in way of bomb-ass cc bonus offers? It's probably a fantasy, but it's what keeps me hopeful for my churning future. Right now it looks grim, and boring.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 21, 2016, 08:19:00 PM
they lose money on most churners, i'm sure.  if they can force them on their competition, the better.



make the rewards/perks better to keep the spenders and weed out the churners is the dream.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on June 21, 2016, 08:30:29 PM
they lose money on most churners, i'm sure.  if they can force them on their competition, the better.



make the rewards/perks better to keep the spenders and weed out the churners is the dream.

I know that's the goal, but I'd imagine the hardcore churners aren't going to be the only ones to defect.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 21, 2016, 08:35:44 PM
I'd imagine the hardcore churners aren't going to be the only ones to defect.

i doubt they picked 5/24 out of the air.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 21, 2016, 08:45:41 PM
they lose money on most churners, i'm sure.  if they can force them on their competition, the better.



make the rewards/perks better to keep the spenders and weed out the churners is the dream.

true churners, maybe.  but very few people that sign up for their offers actually are churners and those programs, in total, make them cash money son
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 21, 2016, 08:50:31 PM
very few people that sign up for their offers actually are churners and those programs, in total, make them cash money son

i doubt they picked 5/24 out of the air.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 21, 2016, 08:55:34 PM
very few people that sign up for their offers actually are churners and those programs, in total, make them cash money son

i doubt they picked 5/24 out of the air.
i doubt you know more about it than I do
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 21, 2016, 09:01:42 PM
I've got 4 in 24 months  :billdance: ...about to go HAM on Chase one last time....what else after that?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2016, 07:16:46 AM
I think chase had to either significantly devalue UR points or do the 5/24 thing (or something similar to it). I'm glad they did the 5/24.

my new cc strategy is to apply for everything (non-chase) and have mrs. dave do 5 chase cards every 24 months. the not having an additional user won't really effect us outside of the bonuses you get for having one. In doing the math lil sd has flown 6 times via comp pass on SW at conservatively $400 per RT so $2,400 over the last 18 months. have one more flight for free coming in december. that's pretty huge on top of the 100k SW miles we got from the two cards. she's going to do that again come december (SW will probably remove the ability to get the comp pass with bonus miles soon so hopefully they don't before then).
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on June 22, 2016, 10:03:59 AM
I need an interpretation on Delta Amex terms.  I have the gold card.  Received an offer to upgrade to platinum for 15k miles after 1k spend.  So I checked current offer for new platinum card is 60k plus 10k MQM after 2k spend, much better offer.  However bonus for new card is "not available to applicants who have or have had this product".  Does my gold card disqualify me for the bonus on a new platinum?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2016, 10:11:26 AM
I need an interpretation on Delta Amex terms.  I have the gold card.  Received an offer to upgrade to platinum for 15k miles after 1k spend.  So I checked current offer for new platinum card is 60k plus 10k MQM after 2k spend, much better offer.  However bonus for new card is "not available to applicants who have or have had this product".  Does my gold card disqualify me for the bonus on a new platinum?

no, but make sure you're aware of the annual fee on the plat
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 22, 2016, 10:39:47 AM
Also, what are the chances of this 5/24 rule blowing up in Chase's face? Like, do Citi and Amex become super popular amongst churners with some possible new products coming online to replace the void that Chase has left in the market? Does the effect on their market share ever get bad enough that they have to come crawling back to the churners to ask for forgiveness, in way of bomb-ass cc bonus offers? It's probably a fantasy, but it's what keeps me hopeful for my churning future. Right now it looks grim, and boring.

since AMEX did the once per lifetime bonus rule a couple of years ago they aren't big churners.    I have read rare instances of people getting them again after many years, but it's not per rule.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on June 22, 2016, 10:41:26 AM
I need an interpretation on Delta Amex terms.  I have the gold card.  Received an offer to upgrade to platinum for 15k miles after 1k spend.  So I checked current offer for new platinum card is 60k plus 10k MQM after 2k spend, much better offer.  However bonus for new card is "not available to applicants who have or have had this product".  Does my gold card disqualify me for the bonus on a new platinum?

no, but make sure you're aware of the annual fee on the plat

:thumbsup:
The fee is only $100 more than I'm already paying on the gold, so annual companion certificate will cover that.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 22, 2016, 12:01:36 PM
what is your annual companion certificate?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 22, 2016, 12:55:55 PM
Just got my second Sapphire!  :Woohoo:
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on June 22, 2016, 03:06:26 PM
what is your annual companion certificate?

With the plat card you get a companion certificate each year good for a round trip economy ticket in the cont 48 states.  After a little research, seems to be a mixed bag as far as actually being able to redeem it for a worthwhile flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 22, 2016, 03:11:15 PM
what is your annual companion certificate?

With the plat card you get a companion certificate each year good for a round trip economy ticket in the cont 48 states.  After a little research, seems to be a mixed bag as far as actually being able to redeem it for a worthwhile flight.

hmmm, i currently have the plat card and i was not aware of this
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on June 22, 2016, 03:15:04 PM
how long have you had the plat card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 22, 2016, 03:17:16 PM
SD... Any recommendations for my second card to grab today. Only care about flight miles. Leaning towards the citi AA card.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 22, 2016, 03:20:49 PM
how long have you had the plat card?

almost a year. i was about to cancel before the $195
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on June 22, 2016, 03:28:12 PM
how long have you had the plat card?

almost a year. i was about to cancel before the $195

You should get it after paying the fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 22, 2016, 03:44:30 PM
Actually think I'm going for the Amex Plat instead. Wish I could get the 100k offer
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 22, 2016, 03:45:32 PM
how long have you had the plat card?

almost a year. i was about to cancel before the $195

You should get it after paying the fee.

interesting.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2016, 05:47:00 PM
SD... Any recommendations for my second card to grab today. Only care about flight miles. Leaning towards the citi AA card.

Yes, I have gotten this roughly 15 times and it's a winner
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2016, 05:47:32 PM
Actually think I'm going for the Amex Plat instead. Wish I could get the 100k offer

Wait for the 100k. You can only get the card once (or bonus once)
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 22, 2016, 05:54:31 PM
Actually think I'm going for the Amex Plat instead. Wish I could get the 100k offer

Wait for the 100k. You can only get the card once (or bonus once)

Good point. Thanks!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 23, 2016, 11:16:45 AM
i made a reservation at a hyatt for 1 room, using points. i also booked an additional reservation at the same hyatt on the same night for 1 room, also using points (for some family members). is this going to be a problem when i go to check in? i mean i should be able to check into both rooms right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2016, 11:33:46 AM
i made a reservation at a hyatt for 1 room, using points. i also booked an additional reservation at the same hyatt on the same night for 1 room, also using points (for some family members). is this going to be a problem when i go to check in? i mean i should be able to check into both rooms right?

you're fine
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 23, 2016, 12:40:14 PM
Qualified for the SW companion pass today. Mrs kcfd and I are gonna be jet settin all over this bitch this summer/fall. Vegas, FL, Chicago at least twice, Boston... Can't wait
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 23, 2016, 12:41:15 PM
Qualified for the SW companion pass today. Mrs kcfd and I are gonna be jet settin all over this bitch this summer/fall. Vegas, FL, Chicago at least twice, Boston... Can't wait

And all next year. Great way to knock a bunch of mlb stadiums off your list.
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 23, 2016, 12:42:49 PM
Qualified for the SW companion pass today. Mrs kcfd and I are gonna be jet settin all over this bitch this summer/fall. Vegas, FL, Chicago at least twice, Boston... Can't wait

And all next year. Great way to knock a bunch of mlb stadiums off your list.
I've already been to all of them! (except Toronto, but I don't count them, because Canada)
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on June 23, 2016, 12:48:06 PM
No need to go really. Cause Canada
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on June 23, 2016, 12:51:09 PM
There are some I'd love to see again, because it's been like 8-10 years. Pittsburgh, Philly, DC... I guess I haven't been to Miamis new disaster either.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 23, 2016, 01:24:01 PM
citi has to be losing money on it, and they don't even get exclusivity with costco or anything which is weird and kinda pathetic for them.

Quote
With Visa, Gutman expects the fees to fall to 0.1 percent to 0.4 percent

 :horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 24, 2016, 10:52:18 PM
i need to cancel an ink and 5/24 has left me without a ur card to transfer into.  i will entertain arguments for transferring them to a freedom with the idea of rescuing them later vs transferring them into united miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 24, 2016, 11:08:33 PM
Do you drive? Keep the ink?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 24, 2016, 11:13:43 PM
can you not get the csp w/out the bonus ?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 07:39:33 AM
i need to cancel an ink and 5/24 has left me without a ur card to transfer into.  i will entertain arguments for transferring them to a freedom with the idea of rescuing them later vs transferring them into united miles.

Why did you cancel the CSP?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on June 25, 2016, 10:29:57 AM
I hit SWA A-List Preferred this month, with no card bonuses...did it the old school way.   Here's the thing I am curious about, will the 100% earning bonus apply to credit card points or just points doe flights?   Anyone know?
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on June 25, 2016, 10:34:25 AM
I hit SWA A-List Preferred this month, with no card bonuses...did it the old school way.   Here's the thing I am curious about, will the 100% earning bonus apply to credit card points or just points doe flights?   Anyone know?


Ah, paid flights only, for the 100% bonus, according to the points guy.

http://thepointsguy.com/2013/12/elite-status-series-southwest-rapid-rewards-a-list/
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 25, 2016, 11:01:53 AM
i need to cancel an ink and 5/24 has left me without a ur card to transfer into.  i will entertain arguments for transferring them to a freedom with the idea of rescuing them later vs transferring them into united miles.

Why did you cancel the CSP?

Sys hates fees more than you or i could ever understand
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 12:06:35 PM
Do you drive? Keep the ink?

i have the costco at 4% cash and my wife has a freedom with 5% in ur seasonally, so i don't have any reason to put gas on the ink (i know some here value ur at higher than .02 per, but i don't.  more like .015.)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 12:07:19 PM
Why did you cancel the CSP?

i don't pay fees on credit cards.  it's kind of a rule for me.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 12:11:27 PM
can you not get the csp w/out the bonus ?

oddly, not per the 5/24.  it's all or nothing.  if you are under 5/24 but for some reason want the card wo bonus and aren't eligible for the bonus based on 24 months since same card bonus, then i think you could.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 25, 2016, 12:25:38 PM
can you not get the csp w/out the bonus ?

oddly, not per the 5/24.  it's all or nothing.  if you are under 5/24 but for some reason want the card wo bonus and aren't eligible for the bonus based on 24 months since same card bonus, then i think you could.

that is really strange.  this goes back to our discussion of them losing money on these points programs. i think chase specifically uses the bonus programs to drive card user numbers up when they decide they need them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 12:28:35 PM
can you not get the csp w/out the bonus ?

oddly, not per the 5/24.  it's all or nothing.  if you are under 5/24 but for some reason want the card wo bonus and aren't eligible for the bonus based on 24 months since same card bonus, then i think you could.

I told you that forever ago and you said I was wrong and I was like, "ok sys"
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 12:29:19 PM
Why did you cancel the CSP?

i don't pay fees on credit cards.  it's kind of a rule for me.

I only do on 1 and everyone else should as well
Title: Re: How Many Credit Cards Do You Have?
Post by: Dugout DickStone on June 25, 2016, 12:42:21 PM
I hit SWA A-List Preferred this month, with no card bonuses...did it the old school way.   Here's the thing I am curious about, will the 100% earning bonus apply to credit card points or just points doe flights?   Anyone know?

A list preferred is pretty easy if you fly biz select every time you fly.  Lots of flights out of MCI don't have wifi so that's a rip
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 12:53:02 PM
oddly, not per the 5/24.  it's all or nothing.  if you are under 5/24 but for some reason want the card wo bonus and aren't eligible for the bonus based on 24 months since same card bonus, then i think you could.

I told you that forever ago and you said I was wrong and I was like, "ok sys"

i don't think this is accurate.  if it is, it lasted like 5 minutes until i flyertalk checked it.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 12:53:59 PM
i don't pay fees on credit cards.  it's kind of a rule for me.

I only do on 1 and everyone else should as well

we've already had this debate.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 12:57:33 PM
so no one has any experience or success stories of stashing and rescuing ur points?  maybe i'll hedge and do half and half.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 01:03:56 PM
I think pre-approved offers are outside of the rule

Think I should call the number that's on the letter and directly ask, or just roll the dice?  Not sure if it's weird for people to be calling them and asking if their 5 cards in the last 22 months are an issue for them.

wouldn't hurt to just try it, right? they either approve it or not. My understanding is that is how they operate. not that you get it and never get the bonus like amex.

i'd flyertalk search that issue.

I looked a bit.  Saw something that contradicts what sd thought about possibly getting the card but then not getting the bonus.  I'll probably just call and tell 'em exactly what I've had and have and get confirmation that I'll be given a card and the bonus.

hmmm, it was actually this. I said they'd just turn you down and you said to flyertalk search that and then trim did and got some bad info apparently.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 01:34:54 PM
that sounds more like me.  i flyertalk check everything.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 01:47:02 PM
so no one has any experience or success stories of stashing and rescuing ur points?  maybe i'll hedge and do half and half.

if I were you I'd transfer to United instead of potentially never getting more than 1 CPM for them. Or Hyatt.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 25, 2016, 01:55:17 PM
i've got ~75k UR points, am i supposed to be hiding them or something?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 02:09:58 PM
i've got ~75k UR points, am i supposed to be hiding them or something?

no, just don't be a dumbass and cancel your CSP. or, alternatively, get an Ink and transfer them to it before you cancel the CSP.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 02:15:52 PM
tinder for airports  :lol:

http://btrfly.net/
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 02:20:58 PM
if I were you I'd transfer to United instead of potentially never getting more than 1 CPM for them. Or Hyatt.

i'm going to send 5-10 k to the freedom to see how it goes and the rest to united.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 25, 2016, 02:24:20 PM
How much is the ink renewal fee?  Just do it and see to it you get a sapphire by next year and splurge on office supplies and phone/cable bills in the meantime.  Maybe get crazy and have your own espn3 link for the upcoming hoops season.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 02:28:55 PM
How much is the ink renewal fee?  Just do it.

$95.  no way.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 02:29:44 PM
how many UR points are we talking about here?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 02:31:34 PM
61k plus there's 35-40k or so already in the freedom that will also be (hopefully temporarily) stranded as soon as the ink is cancelled.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 02:34:27 PM
61k plus there's 35-40k or so already in the freedom that will also be (hopefully temporarily) stranded as soon as the ink is cancelled.

pay the Ink fee. I probably owe you and KK some $ for the MLB login I've been using so you can use that as the reason to break your vows and bill me via PM.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 02:36:10 PM
nope.  if i was going to pay a card fee, it wouldn't be for this ink.  my wife will be able to get a csp in a few months and i don't use the ink that much.  certainly not enough to justify paying for it.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 02:36:58 PM
i mean, there's no reason to think stashing the points on the freedom won't work.  it's just paranoia, you know?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 02:51:55 PM
i mean, there's no reason to think stashing the points on the freedom won't work.  it's just paranoia, you know?

probably. it makes a lot more sense now that you said your wife was getting the CSP. Didn't know if you had an eventual out planned. that said, you have to be an additional user on her CSP to transfer your UR to her account. That counts against your 5/24. last I recall your strategy was to just do 5 chase cards every two years. that wouldn't be a smart move if that's still the case.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 02:54:47 PM
transactions are now complete.  debate on this issue is closed.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 02:59:24 PM
you have to be an additional user on her CSP to transfer your UR to her account.

you can move them between spouses without having additional users.  like i just did to move from my ink to her freedom.  unless chase does something dickish like makes 5/24 into 5/36 or changes ur point sharing between freedoms and real ur cards they'll go from her freedom into her new csp in october.

i guess they could also just not have a good signup bonus this fall, but then it'd presumably just be a matter of waiting a little longer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 03:04:01 PM
you have to be an additional user on her CSP to transfer your UR to her account.

you can move them between spouses without having additional users.  like i just did to move from my ink to her freedom.  unless chase does something dickish like makes 5/24 into 5/36 or changes ur point sharing between freedoms and real ur cards they'll go from her freedom into her new csp in october.

i guess they could also just not have a good signup bonus this fall, but then it'd presumably just be a matter of waiting a little longer.

huh, mrs dave is an additional user so I have no first person experience with any of them but I remember lucky posting this. Maybe it was never enforced?

http://onemileatatime.boardingarea.com/2015/11/16/chase-makes-changes-to-ultimate-rewards-points-transfers/

Quote
Previously you could transfer points to a spouse who wasn’t an authorized user on the card, while now transfers are strictly limited to those who are authorized users.

is this just for transfer to their airline/hotel program? That makes sense if so.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 25, 2016, 03:07:15 PM
he's talking about transfers of ur points to miles or hotel points or whatever.  the sharing of points between spousal ur accounts is still ok.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 03:09:16 PM
he's talking about transfers of ur points to miles or hotel points or whatever.  the sharing of points between spousal ur accounts is still ok.

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on June 25, 2016, 03:14:06 PM
I hit SWA A-List Preferred this month, with no card bonuses...did it the old school way.   Here's the thing I am curious about, will the 100% earning bonus apply to credit card points or just points doe flights?   Anyone know?

A list preferred is pretty easy if you fly biz select every time you fly.  Lots of flights out of MCI don't have wifi so that's a rip


I rarely am able to get away with biz select for work.  Only on short notice stuff, a most of my travel are that large multiple month projects where travel schedules are known WAY in advance.

I don't really care that much about the wifi.  When I work on the plane, I just answer emails in the queue offline.  It's that 100% bonus that's the doozy of a perk.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 25, 2016, 03:22:57 PM
I don't get what SW has to sell to business or frequent flyers. get on the plane earlier? WGAF, enormous families get on right after A and sit in entire rows in the front half before B and C board. Business select gets you an exit row or bulkhead seat. I love the crap out of southwest for flying my wife and kids somewhere a few times a year.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on June 25, 2016, 03:37:37 PM
tinder for airports  :lol:

http://btrfly.net/

oh man!  thats actually a really good idea
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 25, 2016, 05:21:43 PM
tinder for airports  :lol:

http://btrfly.net/

oh man!  thats actually a really good idea

michelle, designer, 28  :Jeffy:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 25, 2016, 05:26:44 PM
I hit SWA A-List Preferred this month, with no card bonuses...did it the old school way.   Here's the thing I am curious about, will the 100% earning bonus apply to credit card points or just points doe flights?   Anyone know?

A list preferred is pretty easy if you fly biz select every time you fly.  Lots of flights out of MCI don't have wifi so that's a rip


I rarely am able to get away with biz select for work.  Only on short notice stuff, a most of my travel are that large multiple month projects where travel schedules are known WAY in advance.

I don't really care that much about the wifi.  When I work on the plane, I just answer emails in the queue offline.  It's that 100% bonus that's the doozy of a perk.

i've only been on one in the past couple years w/o wifi but i think i've transitioned into a delta man for most of my flights from now on.  but ya the first thing i do when i get to my gate is look for that hump on the top of the plane.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on June 27, 2016, 10:58:12 AM
My aa miles expired.  This stuff is a joke
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 27, 2016, 11:05:01 AM
My aa miles expired.  This stuff is a joke

you can probably get them back if you call and ask
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on June 27, 2016, 11:28:06 AM
They're from a us airways card, they transferred them into a new aa account instead of my existing account, a real pita
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2016, 12:07:06 PM
They'll fix them if you give them crap about it KC
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on June 27, 2016, 04:48:38 PM
Guys he might just not be cut out for this.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on June 27, 2016, 05:27:59 PM
Was about to get this card, but then got scared it was going to ruin the Chase rule thing... this worth it?

https://awardwallet.com/blog/maximizing-the-benefits-of-the-ihg-rewards-club-select-credit-card/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 27, 2016, 06:30:50 PM
No
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on June 27, 2016, 08:42:17 PM
K
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 30, 2016, 09:35:16 AM
Do you drive? Keep the ink?

i have the costco at 4% cash and my wife has a freedom with 5% in ur seasonally, so i don't have any reason to put gas on the ink (i know some here value ur at higher than .02 per, but i don't.  more like .015.)

I'm sure you know this but costco's been and will be a freedom 5% category for almost all of 2016.

(https://creditcards.chase.com/T-freedom/1190007/images/cal_icon_grocery.png)(https://creditcards.chase.com/T-freedom/1190007/images/cal_icon_restaurants.png)(https://creditcards.chase.com/T-freedom/1190007/images/cal_icon_holiday.png)

Might inspire me to finally get a costco membership.  I used a 1-day sam's club pass last week and found it's way too much of a hassle to drive there.  Got a giant seahawks colored cooler however.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 30, 2016, 10:53:07 AM
costco is where it's at.  do they sell booze at them in seattle?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 30, 2016, 10:56:34 AM
costco is where it's at.  do they sell booze at them in seattle?

I haven't been in one, but I'm sure they do.  They sell booze everywhere here.  It's the first department when you walk into downtown Target.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 30, 2016, 10:58:00 AM
I'm sure you know this but costco's been and will be a freedom 5% category for almost all of 2016.

(https://creditcards.chase.com/T-freedom/1190007/images/cal_icon_grocery.png)(https://creditcards.chase.com/T-freedom/1190007/images/cal_icon_restaurants.png)(https://creditcards.chase.com/T-freedom/1190007/images/cal_icon_holiday.png)

Might inspire me to finally get a costco membership.  I used a 1-day sam's club pass last week and found it's way too much of a hassle to drive there.  Got a giant seahawks colored cooler however.

yeah, april-june is a bit of a lie tho, since costco has only been taking visa for about a week.  but i'm super excited about july-december.


my guess is chase wants to establish in the costco customer's mind that costco now takes all visa cards, not just citi cards.  maybe that makes sense, i dunno.  i do know they're gonna get raped to eff and back on costco purchases.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 30, 2016, 11:04:55 AM
i do know they're gonna get raped to eff and back on costco purchases.

Yep, I almost certainly need to get in on this gangbang.  There's one much closer to downtown than either sam's club.  I'm sure that even if I don't end up finding much I'd want to buy there on a regular basis, I can get enough the rest of this year to justify whatever the fee is in exchange for all the 5x I'd get.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 30, 2016, 11:07:44 AM
I'm sure that even if I don't end up finding much I'd want to buy there on a regular basis, I can get enough the rest of this year to justify whatever the fee is in exchange for all the 5x I'd get.

it's pretty addictive, once you start in.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 30, 2016, 12:00:50 PM
the booze selectos and prices are amazing at costco minus the kahlua fiasco i'm currently dealing with, ugh
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 30, 2016, 12:20:25 PM
I'm sure you know this but costco's been and will be a freedom 5% category for almost all of 2016.

(https://creditcards.chase.com/T-freedom/1190007/images/cal_icon_grocery.png)(https://creditcards.chase.com/T-freedom/1190007/images/cal_icon_restaurants.png)(https://creditcards.chase.com/T-freedom/1190007/images/cal_icon_holiday.png)

Might inspire me to finally get a costco membership.  I used a 1-day sam's club pass last week and found it's way too much of a hassle to drive there.  Got a giant seahawks colored cooler however.

yeah, april-june is a bit of a lie tho, since costco has only been taking visa for about a week.  but i'm super excited about july-december.


my guess is chase wants to establish in the costco customer's mind that costco now takes all visa cards, not just citi cards.  maybe that makes sense, i dunno.  i do know they're gonna get raped to eff and back on costco purchases.

Yeah, Sam's doesn't even take Visa unless they have changed their policy within the last month.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 30, 2016, 12:24:18 PM
why in the name of George Clinton wouldn't someone take visa?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 30, 2016, 12:24:50 PM
Yeah, Sam's doesn't even take Visa unless they have changed their policy within the last month.

I used freedom visa there when I went last week.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 30, 2016, 12:27:46 PM
Yeah, Sam's doesn't even take Visa unless they have changed their policy within the last month.

I used freedom visa there when I went last week.

Hmmm. I will have to check into this. I have always had to make sure I have a MasterCard to pay at Sam's.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on June 30, 2016, 12:45:25 PM
Yeah, Sam's doesn't even take Visa unless they have changed their policy within the last month.

I used freedom visa there when I went last week.

Hmmm. I will have to check into this. I have always had to make sure I have a MasterCard to pay at Sam's.

Yes...it's a gigantic PIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on July 02, 2016, 11:00:09 PM
If flights I need are with Delta or Virgin, but points are from a BOA card, how does this work?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 03, 2016, 08:39:15 AM
I have no idea what BOA has available or how their points work.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on July 03, 2016, 08:47:49 AM
:horrorsurprise:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 04, 2016, 08:20:33 PM
Do you get something when you pay the Hyatt annual fee?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 04, 2016, 08:41:30 PM
Do you get something when you pay the Hyatt annual fee?

A free night anywhere.  I used it well 2 times ago to PAK in one of the nicest spots in Vancouver, and poorly last time in Florida for a class.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 04, 2016, 08:42:08 PM
It's only category 1-4 hotels iirc
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 04, 2016, 09:51:08 PM
It's only category 1-4 hotels iirc

You're right.  Lol, that vancouver hotel was only a 3.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2016, 08:31:18 AM
Do you get something when you pay the Hyatt annual fee?

A free night anywhere.  I used it well 2 times ago to PAK in one of the nicest spots in Vancouver, and poorly last time in Florida for a class.

you can actually get it without paying the fee. the free night hits your account the same time the fee does. then just call and cancel the card and have your fee reimbursed.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 05, 2016, 08:44:24 AM
Do you get something when you pay the Hyatt annual fee?

A free night anywhere.  I used it well 2 times ago to PAK in one of the nicest spots in Vancouver, and poorly last time in Florida for a class.

you can actually get it without paying the fee. the free night hits your account the same time the fee does. then just call and cancel the card and have your fee reimbursed.

I did that last year with Marriott.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on July 05, 2016, 10:11:53 AM
Do you get something when you pay the Hyatt annual fee?

A free night anywhere.  I used it well 2 times ago to PAK in one of the nicest spots in Vancouver, and poorly last time in Florida for a class.

you can actually get it without paying the fee. the free night hits your account the same time the fee does. then just call and cancel the card and have your fee reimbursed.

Yeah the fee just hit my account. And now I see that I have a reward night in my Hyatt account. I was debating on whether I should cancel the card or not.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 05, 2016, 10:45:02 AM
Other factors that had me keeping it in the past were that I didn't have a sapphire at the time so I used the hyatt for my restaurant/travel 2x card and for most daily stuff that I didn't get a bonus for from others, and to keep my boosted Hyatt and MLife status. But now I have a sapphire again and haven't particularly needed those status boosts, so maybe this will be the year I drop it and get it again when I'm out of 5/24 purgatory in 2017.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 05, 2016, 10:54:19 AM
i have kept mine a couple years for the status and the free night. $75 is not bad when the room you are getting is likely $200+
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 05, 2016, 10:55:29 AM
Mrs. y-l_a is finally ready to get a card with a  reward program. She doesn't want an annual fee and wants to be able to redeem for flights or hotels, best options? Still the southwest card, any good AA card or something else?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2016, 10:57:57 AM
Mrs. y-l_a is finally ready to get a card with a  reward program. She doesn't want an annual fee and wants to be able to redeem for flights or hotels, best options? Still the southwest card, any good AA card or something else?

those all have fees. everything good will. get a chase sapphire preferred and just pay the fee would be my advice.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on July 05, 2016, 11:03:13 AM
Mrs. Wacky has a southwest card too. Is there anyway to combined our accounts now? :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on July 05, 2016, 11:44:34 AM
my 60k delta miles arrived from the delta amex offer :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 05, 2016, 12:19:56 PM
Mrs. Wacky has a southwest card too. Is there anyway to combined our accounts now? :dunno:

sorry, no way to combined them
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 05, 2016, 02:08:51 PM
Mrs. y-l_a is finally ready to get a card with a  reward program. She doesn't want an annual fee and wants to be able to redeem for flights or hotels, best options? Still the southwest card, any good AA card or something else?

if you mean a card to keep, citi and cap one will waive the fees every year forever if you spend a dece amount on their cards.  you just have to remember to call in each year.

it's not worth it, though.  churn.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 05, 2016, 08:55:27 PM
chase freedom is a good no fee one to keep around. Especially if there is a sapphire in the household.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 05, 2016, 08:55:43 PM
chase freedom is a good no fee one to keep around. Especially if there is a sapphire in the household.
Actually probably only if there is a sapphire
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 05, 2016, 09:18:43 PM
chase freedom is a good no fee one to keep around. Especially if there is a sapphire in the household.

with 5/24, keeping the freedom is a no-brainer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 06, 2016, 07:28:02 AM
chase freedom is a good no fee one to keep around. Especially if there is a sapphire in the household.
Actually probably only if there is a sapphire

accurate
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 06, 2016, 01:26:15 PM
5% is still 5%, even if it's just cash.  better than almost all alternatives for those spend categories.  and if you aren't keeping or churning a sapph, presumably it's because of 5/24 so you can't churn the freedom either.  if you are staying 5/24 eligible, you don't want to waste one of the 5 on churning freedoms.  so either way, it's a keeper.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 06, 2016, 07:37:29 PM
I've paid just about every card fee because I'm an idiot?
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 07, 2016, 09:22:36 PM
Did not know about the Hyatt free night even after cancellation deal. I checked Mrs. WonderMeal's account, and sure enough it was there.  :D

I think that the Ink Plus is currently in the middle of a 70k point bonus if you apply for the card at a branch. Has anyone ever done this? Do you have to go and sit in the branch and talk to a human, or can you just like grab a brochure and GTFO of there? Please advise.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 07, 2016, 10:31:06 PM
Did not know about the Hyatt free night even after cancellation deal. I checked Mrs. WonderMeal's account, and sure enough it was there.  :D

I think that the Ink Plus is currently in the middle of a 70k point bonus if you apply for the card at a branch. Has anyone ever done this? Do you have to go and sit in the branch and talk to a human, or can you just like grab a brochure and GTFO of there? Please advise.
I sat and talked to a human. Took a while but worth it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2016, 07:26:19 AM
the amount of people on here terrified of talking to human beings is very lol
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 08, 2016, 07:48:54 AM
the amount of people on here terrified of talking to human beings is very lol
I dislike the account of time it requires. (at least when it comes to credit card issues)
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 08, 2016, 09:28:18 AM
the amount of people on here terrified of talking to human beings is very lol

It is an internet forum so...
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 08, 2016, 09:35:51 AM
the amount of people on here terrified of talking to human beings is very lol

I enjoy talking to people. The problem is that this is an Ink for Mrs. WonderMeal (now our house's designated Chase card applier due to 5/24), so there is a 0% chance that she will make time to go to a Chase branch and lie to a human's face about why she needs another Ink.

I'll just try to refer Mrs. WonderMeal and settle for 65k. :(

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2016, 10:47:42 AM
the amount of people on here terrified of talking to human beings is very lol

I enjoy talking to people. The problem is that this is an Ink for Mrs. WonderMeal (now our house's designated Chase card applier due to 5/24), so there is a 0% chance that she will make time to go to a Chase branch and lie to a human's face about why she needs another Ink.

I'll just try to refer Mrs. WonderMeal and settle for 65k. :(

yeah, it wasn't your specific example and as rusty points out physically going into a bank is some time sink. I was more stealth mocking the people that hate to call and cancel their cards or ask for fees waived or ask for their card app to be approved.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 08, 2016, 12:04:45 PM
just got approved for the Southwest CC, assuming that since I was approved that i'll get the 50k bonus?  my understanding is if you've open 5 cards within the last 24 months, you wouldn't even get approved, correct?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 08, 2016, 12:36:13 PM
the amount of people on here terrified of talking to human beings is very lol

I enjoy talking to people. The problem is that this is an Ink for Mrs. WonderMeal (now our house's designated Chase card applier due to 5/24), so there is a 0% chance that she will make time to go to a Chase branch and lie to a human's face about why she needs another Ink.

I'll just try to refer Mrs. WonderMeal and settle for 65k. :(

yeah, it wasn't your specific example and as rusty points out physically going into a bank is some time sink. I was more stealth mocking the people that hate to call and cancel their cards or ask for fees waived or ask for their card app to be approved.

I always can get fees waived and cards canceled via messaging
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on July 08, 2016, 12:51:02 PM
I changed cable providers this weekend and went to cancel time warner online and they force you to call a phone number to cancel.

Long story short I'm paying for 2 cables and 2 Internets now
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on July 08, 2016, 12:53:31 PM
My plan so far is to just stop paying the time warner bill and eventually I won't have 2 services anymore. Much easier than talking to a person
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 08, 2016, 01:01:42 PM
My plan so far is to just stop paying the time warner bill and eventually I won't have 2 services anymore. Much easier than talking to a person

they will eff your credit score up
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2016, 01:11:14 PM
just got approved for the Southwest CC, assuming that since I was approved that i'll get the 50k bonus?  my understanding is if you've open 5 cards within the last 24 months, you wouldn't even get approved, correct?

call and ask them
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on July 08, 2016, 01:36:25 PM
My plan so far is to just stop paying the time warner bill and eventually I won't have 2 services anymore. Much easier than talking to a person

they will eff your credit score up

What is dead may never die
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 08, 2016, 01:43:10 PM
My plan so far is to just stop paying the time warner bill and eventually I won't have 2 services anymore. Much easier than talking to a person

they will eff your credit score up

What is dead may never die

what is dead may still be effed. i mean cable companies are real necrophiliacs
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on July 08, 2016, 01:45:39 PM
(my real plan is to cancel when I take the box back tomorrow but I'm not looking forward to it)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2016, 01:47:51 PM
lib7 has grown up right before our eyes!
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 08, 2016, 01:47:59 PM
just got approved for the Southwest CC, assuming that since I was approved that i'll get the 50k bonus?  my understanding is if you've open 5 cards within the last 24 months, you wouldn't even get approved, correct?

call and ask them

takes too long, just figured someone would know how this rule worked.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 08, 2016, 02:36:13 PM
anecdotal, but a couple of other posts saying same

Quote
Just a heads up for more apparent changes at CitiCards - I signed my husband up for a new Citi/AAdvantage Platinum Select Card just over a year ago. It gave him 50,000 AAdvantage miles, as well as the first year’s card fee of $95 waived. Pretty good deal. I’ve done this several times in the past for other family members, including myself. Each year when the statement comes and the “membership fee” is charged, I call Citi ask if they can do anything about the fee. It usually works out that the initial rep I speak to can’t do anything so she transfers me to the “cancellation dept” who has been more than willing to work with me. They usually give me a statement credit for the $95 and sometimes even add an incentive of earning miles if certain amounts are spent on the card. Yesterday, I called with the same situation. My husband’s card had the $95 fee and I wanted to see if I could get it waived. There was no getting past the initial rep. He said we could downgrade or cancel the card. I decided to call back today to see if someone else could do better. Nope! Same thing. I asked the rep what had changed, as I have my own card that had a fee charged in January and there was no problem getting the fee waived. She said it’s because the cancellation dept has been closed and they were the designated dept to offer any deals, not the reps who answer the phones. Talking further, she said that the closing of the cancellation dept was due to the high volume of calls from the COSTCO cards that were just sent out. Apparently, that fiasco has caused a “restructuring” of the depts to meet the needs of the callers. In the end, I did end up closing the card because I don’t think it’s worth the $95 fee. I know, most of you will say that the fee was part of having the card and I should get used to it which I totally agree. But, for the last 5-6 years it was always a given that the fee would be credited and sometimes other bonuses on top of that. Ohhhhh, the good ‘ol days!
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on July 08, 2016, 03:22:45 PM
i've always figured if i'm going to earn an amount of points with that card in a given year that will exceed the dollar value of the fee, then the fee is fine. guess i didn't realize you could call and ask for it to be waived. that'd be nice.
Title: Re: How Many Credit Cards Do You Have?
Post by: KITNfury on July 08, 2016, 03:31:04 PM
I think this has gotten off track. TO answer the OP:

1 from place of employment
1 Personal
1 Personal Business

So 3 total.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2016, 03:33:33 PM
i've always figured if i'm going to earn an amount of points with that card in a given year that will exceed the dollar value of the fee, then the fee is fine. guess i didn't realize you could call and ask for it to be waived. that'd be nice.

chase and amex normally don't waive it. I'm sure they'd do it if you spent 6 figures on a single card or something. citi and the low tier banks normally will. maybe citi no longer though. I can't think of a citi product I'd ever keep more than a year though.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Tonya Harding of Twitter Users Creep on July 08, 2016, 03:35:34 PM
did i ever tell you guys i used my free hyatt nights in DC? well i did. time was running out but the hotel was nice and in a great location.

have a good day, fellas.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 08, 2016, 04:06:48 PM
citi customer service is all kinds of mumped up because apparently no one in their bank knew they'd be getting about 7 billion new cardholders on a single day from their costco card.

i'd assume they'll eventually get back to normal (normal being they'll waive fees), but it's probably not worth calling in for at least a couple of weeks.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 11, 2016, 11:23:56 PM
With two new Hyatt cards from just before the 5/24 deadline and 30,000 UR miles transferred over, booking six nights at the GH Kauai for January

How fun  :)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 12, 2016, 06:40:43 AM
Some dumb questions. I'm not booking any travel for a bit and my Sapphire fee is coming up next month so I'm thinking of cancelling and then just getting Mrs SF the card down the road at some point. Questions:

Do I need to transfer my UR to my Freedom account or can they stay after cancelling?
Since Mrs SF has only been a user on my 4 chase cards the past 2 years will she get the bonus?
Any issues transferring points since our accounts will be separate now?
When can I get a CSP again and get the bonus?

Thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2016, 07:23:43 AM
Some dumb questions. I'm not booking any travel for a bit and my Sapphire fee is coming up next month so I'm thinking of cancelling and then just getting Mrs SF the card down the road at some point. Questions:

Do I need to transfer my UR to my Freedom account or can they stay after cancelling?
Since Mrs SF has only been a user on my 4 chase cards the past 2 years will she get the bonus?
Any issues transferring points since our accounts will be separate now?
When can I get a CSP again and get the bonus?

Thanks

you will need to transfer them to an airline/hotel program or another UR card. keep in mind they are only going to be worth 1 cent each if they are on the Freedom. Personally I'd just keep the CSP and eat that fee if it's your only UR product outside of the Freedom. you can transfer them if she's an authorized user on the account. so when she gets her new CSP you will need to be an authorized user of that card to transfer your crappy freedom URs to her new CSP UR account. that also hits your 5/24 number though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 12, 2016, 07:26:39 AM
Me thinks I've been confused. I know Freedoms are worth less, but I thought I could use the freedom as a holding point then transfer them back to CSP when I got a new card and they would be UR points again. Is this not the case?  I've always transferred Freedom points to CSP then used them. Am I doing this wrong?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2016, 07:58:40 AM
Me thinks I've been confused. I know Freedoms are worth less, but I thought I could use the freedom as a holding point then transfer them back to CSP when I got a new card and they would be UR points again. Is this not the case?  I've always transferred Freedom points to CSP then used them. Am I doing this wrong?

yes, that's pretty clearly the case. you aren't doing it wrong.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on July 12, 2016, 08:01:09 AM
:users:
Title: Re: How Many Credit Cards Do You Have?
Post by: HerrSonntag on July 12, 2016, 08:23:38 AM
(my real plan is to cancel when I take the box back tomorrow but I'm not looking forward to it)
I called in an cancelled with Cox last Wednesday.  It wasn't great, but not as bad as i thought it would be. 

Called in and was screened through an automated system.  Now, they never made me press "Press X to cancel a service" but the mutli-layer screening got me to an option that i could only get to if i were cancelling. 

So, the guy picks up: "How can i help you?"
"I'd like to cancel my cable subscription"
"Whaaaaaaaaaaaaaaaaaaaaaaaaaaat? ...  ... shoot, tsk... alright hold on a minute"

After stalling for 20 minutes, he finally got me my obligatory counter-offer, which was to lower my rate back to the rate it was  after they jacked it up (Cox raised my bill $30 in February, then $40 in May, and they thought a good deal sounded like lowering it back to the Feb rate, because that was only me getting lightly mumped)   I told him no, and that i already had the box unhooked and he let me on my way.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 12, 2016, 09:13:10 AM
i want to stay in MHK on a friday night in a couple weeks but i am very spoiled and used to staying in hyatts for like 8k points/night. the HI next to campus is like $150 i guess, is there any better options for connoisseurs of this thread? tia
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 12, 2016, 09:16:33 AM
for reference mrs mocat and i are probably going to be doing the bolded part below:

the only people that think there needs to be another aggieville hotel are out of town alcoholic 40 year olds who want to be able to stumble to their bed after a night in the ville while trying to relive their fun college years that they more than likely never had in the first place.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2016, 09:18:08 AM
i want to stay in MHK on a friday night in a couple weeks but i am very spoiled and used to staying in hyatts for like 8k points/night. the HI next to campus is like $150 i guess, is there any better options for connoisseurs of this thread? tia

the Sheraton (former holidome and clarion or some crap) is like 3k SPG points or something like that
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 12, 2016, 09:19:29 AM
Me thinks I've been confused. I know Freedoms are worth less, but I thought I could use the freedom as a holding point then transfer them back to CSP when I got a new card and they would be UR points again. Is this not the case?  I've always transferred Freedom points to CSP then used them. Am I doing this wrong?

yes, that's pretty clearly the case. you aren't doing it wrong.

Got it thanks. I'll prob just keep it since it seems like a pain to save the fee. I just don't use UR points that much. I normally fly SW or Delta and I have 900k Marriott points. I should prob get Mrs SF her own CSP though just to get the bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2016, 09:21:29 AM
Me thinks I've been confused. I know Freedoms are worth less, but I thought I could use the freedom as a holding point then transfer them back to CSP when I got a new card and they would be UR points again. Is this not the case?  I've always transferred Freedom points to CSP then used them. Am I doing this wrong?

yes, that's pretty clearly the case. you aren't doing it wrong.

Got it thanks. I'll prob just keep it since it seems like a pain to save the fee. I just don't use UR points that much. I normally fly SW or Delta and I have 900k Marriott points. I should prob get Mrs SF her own CSP though just to get the bonus.

well, you can transfer all those URs to SW?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 12, 2016, 09:25:21 AM
Well I'll be. I didn't think SW was a transfer partner. I just got the companion pass and have the 100k SW points I've been going through so I haven't had a need to transfer anything yet.

Thanks sir.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2016, 09:26:46 AM
Well I'll be. I didn't think SW was a transfer partner. I just got the companion pass and have the 100k SW points I've been going through so I haven't had a need to transfer anything yet.

Thanks sir.

yeah, with the comp pass those SW miles become twice as valuable. go look at their list of transfer partners so you know what you can and can't do with them. that's where the real value of URs is.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 12, 2016, 12:35:57 PM
good news for AA churners

http://onemileatatime.boardingarea.com/2016/07/12/american-airlines-citi-barclaycard/?utm_source=FB&utm_medium=One+Mile+at+a+Time&utm_campaign=SNAP%2Bfrom%2BOne+Mile+at+a+Time
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 12, 2016, 12:39:49 PM
good news for those annoying people in airports trying to get you to sign up for cards, too
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 12, 2016, 01:53:49 PM
you can transfer them if she's an authorized user on the account. so when she gets her new CSP you will need to be an authorized user of that card to transfer your crappy freedom URs to her new CSP UR account.

you don't need to be authorized users to transfer ur points between ur card accounts of family members.  we just discussed this like two weeks ago.  you're thinking of transferring ur points into miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2016, 05:06:39 PM
Yeah, that's what I'm talking about
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 12, 2016, 10:22:37 PM
Just referred Mrs. WonderMeal for her second Chase Ink Plus. I get 10,000 UR for referral and she gets 60,000 UR after meeting the spend.

Just let me know if Trim's link on the front page isn't working anymore...  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 15, 2016, 10:48:57 AM
Just referred Mrs. WonderMeal for her second Chase Ink Plus. I get 10,000 UR for referral and she gets 60,000 UR after meeting the spend.

Just let me know if Trim's link on the front page isn't working anymore...  :fatty:

what was your business?

i'm about to do this for the first time. i think i only have opened 3 cards in the last 2 years. the 5x on cell phone and 2x on gas is something i want
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 15, 2016, 12:13:11 PM
chase is super easy with the business cards.  if you need to call in, make up your story, otherwise you don't need one, just use your ss# and be honest about your business income.

citi is much harder.  i've been denied once and got through once.  i probably should have hit them a lot harder from long ago, but i got gun shy after the first denial.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 15, 2016, 12:27:08 PM
i think chase has gotten more harder on their business cards
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 15, 2016, 12:28:56 PM
my business income is $0.00 per year because i do not have a business
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on July 15, 2016, 12:35:49 PM
But Mocat Enterprises makes $35000 a year buying and selling stuff on ebay.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 15, 2016, 03:41:06 PM
my business income is $0.00 per year because i do not have a business

of course it's $0/year because you're just now starting it today and that's why you need a business card today.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 15, 2016, 07:28:04 PM

what was your business?

i'm about to do this for the first time. i think i only have opened 3 cards in the last 2 years. the 5x on cell phone and 2x on gas is something i want

Rental property. This is actually the second Ink Plus we've opened up using our rental property (along with like one billion other business cards). The 5X on cell phone (I think Internet, too?) is pretty great.

I'm pretty sure they'll approve you for basically anything if you've only opened three cards in two years and have decent credit. Mocat, check your PMs.  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 19, 2016, 10:29:44 AM
I forgot to use my 5%-activated freedom while eating out in chicago.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on July 19, 2016, 10:32:45 AM
my business income is $0.00 per year because i do not have a business

of course it's $0/year because you're just now starting it today and that's why you need a business card today.

i plan on doing this at the end of this year to work on getting companion pass. will probably say i'm investing in rental property.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 19, 2016, 10:43:56 AM
Here's my most current INK referral link: https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FHRQ&CELL=601C&MSC=1514530382
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 19, 2016, 11:34:54 AM
I forgot to use my 5%-activated freedom while eating out in chicago.  :frown:

the freedom is kind of a depressing card in that if people used in intelligently, chase would lose massive amounts of money on it yet it's been around for 10 years.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 19, 2016, 11:46:11 AM
Here's my most current INK referral link: https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FHRQ&CELL=601C&MSC=1514530382

i don't understand how you can generate a referral page like that. the only times i've tried to refer people, i just enter their email addy and chase sends them an email behind the scenes like a week later
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 19, 2016, 11:58:12 AM
I forgot to use my 5%-activated freedom while eating out in chicago.  :frown:

the freedom is kind of a depressing card in that if people used in intelligently, chase would lose massive amounts of money on it yet it's been around for 10 years.

I'm pretty devastated about it.  I checked today to see if there was a max I could earn in a quarter that I'd hit regardless and not feel bad about this, but I didn't see one.  It was when I was getting a 5x costco membership with it last night that I'd realized what I'd done (or didn't do).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 19, 2016, 11:59:20 AM
Here's my most current INK referral link: https://applynow.chase.com/FlexAppWeb/renderApp.do?PID=CFFD2&SPID=FHRQ&CELL=601C&MSC=1514530382

i don't understand how you can generate a referral page like that. the only times i've tried to refer people, i just enter their email addy and chase sends them an email behind the scenes like a week later

For this card, when I go through the referral steps there's an option to tweet the link, so I've done that and taken the link that gets auto-generated and ready to tweet and pasted it here instead.  There's chase card referral pages where I haven't found that tweet option.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 19, 2016, 12:28:56 PM
there is a $1500/7500 point limit per quarter.  i'm more talking about the idea that people must be using their freedoms on non-bonus category spend than missing out on using them on bonus category spend, but it is super annoying when you realize you missed a chance to get those five ur's.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 19, 2016, 01:02:13 PM
there is a $1500/7500 point limit per quarter.

I remembered that from last winter's amazon binge, but couldn't find it for this quarter.  If true, that makes me feel a lot better.  I'll get to $1500 easy, even w/o #longbone spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 20, 2016, 12:44:15 PM
planning a work trip to vegas. what hotels have Marriott or Hyatt affiliation that aren't some dumpy courtyard way off the strip?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 20, 2016, 12:56:28 PM
Marriott - Cosmopolitan
Hyatt - MLife
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 20, 2016, 01:44:39 PM
Marriott - Cosmopolitan
Hyatt - MLife

ty, friend
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 20, 2016, 02:22:34 PM
Marriott - Cosmopolitan
Hyatt - MLife

ty, friend

Don't forget if you're going to be paying for an MLife and have any sort of higher Hyatt status from the credit card or otherwise to get the matching higher MLife status and then check the rates.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on July 20, 2016, 02:30:08 PM
Marriott - Cosmopolitan
Hyatt - MLife

ty, friend

Don't forget if you're going to be paying for an MLife and have any sort of higher Hyatt status from the credit card or otherwise to get the matching higher MLife status and then check the rates.

FWIW...I had to call MLife directly to get the matching status from Hyatt.  Their link between the websites was absolute crap.  They also both respond very well to shoutouts via Twitter.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 20, 2016, 02:47:15 PM
Prestige card is losing admiral club access next year  :Crybaby:
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 23, 2016, 10:05:43 PM
Is anyone else having trouble logging into your SWA rapid rewards account via the website?
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on July 23, 2016, 10:09:50 PM
Is this what you're getting?

(http://uploads.tapatalk-cdn.com/20160724/8b9d574af554dca3e080447ebba6a8ba.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on July 23, 2016, 10:10:16 PM
Is anyone else having trouble logging into your SWA rapid rewards account via the website?

not me just now
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 23, 2016, 10:25:14 PM
Crap
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2016, 07:46:14 AM
100k Chase Sapphire Reserve in August  :surprised:

rumblings:
100k bonus
3x travel
Annual fee $300-450
August 21st release

hopefully comes with some lounge benefits, airfare credit, etc. so I can cancel my plat amex.

http://www.doctorofcredit.com/chase-launch-new-premium-sapphire-reserve-card-coming-months/
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 26, 2016, 07:58:47 AM
Still subject to 5/2 rule?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 26, 2016, 08:20:47 AM
do you guys pay that big annual fee w/ the plat amex or this chase card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 26, 2016, 08:29:50 AM
do you guys pay that big annual fee w/ the plat amex or this chase card?

I pay the citi prestige one which is in line with those... But you get 250 in airline credit (which you can double up in one cycle getting it in two calendar years) and lounge access so well worth it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2016, 08:41:19 AM
do you guys pay that big annual fee w/ the plat amex or this chase card?

I pay the citi prestige one which is in line with those... But you get 250 in airline credit (which you can double up in one cycle getting it in two calendar years) and lounge access so well worth it.

your card just got super garbagey fwiw. if you're picking between the two the plat amex is much better now.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2016, 08:43:57 AM
do you guys pay that big annual fee w/ the plat amex or this chase card?

I do on the plat amex. I like having lounge access and the $250 airline fee refund offsets over half of it. also get Hilton Gold, SPG Gold, Amex Fine Hotels, some other crap. I will cancel it if there's a UR product that offers similar benefits though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2016, 08:45:51 AM
Still subject to 5/2 rule?

prolly but no confirmation
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 26, 2016, 08:49:09 AM
do you guys pay that big annual fee w/ the plat amex or this chase card?

I pay the citi prestige one which is in line with those... But you get 250 in airline credit (which you can double up in one cycle getting it in two calendar years) and lounge access so well worth it.

your card just got super garbagey fwiw. if you're picking between the two the plat amex is much better now.

Thanks for the reminder but don't remind me... I had planned to drop it this fall anyways and move on to either Amex or AA elite card. Are you able to use up the 250 credit in fees or do you buy gift cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 26, 2016, 08:51:19 AM
do you guys pay that big annual fee w/ the plat amex or this chase card?

I pay the citi prestige one which is in line with those... But you get 250 in airline credit (which you can double up in one cycle getting it in two calendar years) and lounge access so well worth it.

your card just got super garbagey fwiw. if you're picking between the two the plat amex is much better now.

Thanks for the reminder but don't remind me... I had planned to drop it this fall anyways and move on to either Amex or AA elite card. Are you able to use up the 250 credit in fees or do you buy gift cards?

yeah, I use them almost immediately to buy up to first class.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 26, 2016, 03:09:07 PM
Still subject to 5/2 rule?

most likely.   In fact, evidence is building that suggests more of the conbranded cards (SW, etc.) now fall under 5/24 as well
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 26, 2016, 03:13:29 PM
Damn... I would have waited on getting my sapphire last month
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on July 26, 2016, 04:02:22 PM
If you call the reconsideration line, will they tell you if it was the 5/24 thing that resulted in the denial?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on July 26, 2016, 04:11:22 PM
If you call the reconsideration line, will they tell you if it was the 5/24 thing that resulted in the denial?

I believe they generically say too many existing credit lines.   
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on July 29, 2016, 10:31:21 AM
"Dear Emo EMAW,

We are making changes to the Chase Ultimate Rewards® Amazon Shop with Points1 program.
•   Beginning September 1, the Amazon.com redemption value for $1 is changing from 100 points to 125 points. This change does not impact the Amazon.com Rewards Visa card.
•   Your points will no longer be deducted when your purchase ships; they will be debited at the time your order is placed.
These changes do not impact your other Chase Ultimate Rewards redemption options including cash back, gift cards, travel and more.
Visit Ultimate Rewards today to learn more.

Thank you for choosing Chase."

Why would they do this?  If I one was spending their points on Amazon, why wouldn't they now just get the cash back deal and spend with Amazon anyway? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2016, 10:33:03 AM
because anyone using their UR points for spending at amazon doesn't GAF what kind of value they get out of their points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2016, 10:58:15 AM
Sapphire Reserve rumblings

$450.00 Annual Fee
100K UR Sign up Bonus
$300.00 Airline Credit
Priority Pass Select
3X Points Travel
3X Points Dining
Visa Infinite

I hope it has better lounge access than just pps
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 29, 2016, 12:00:53 PM
that's pretty nice...i'll have to wait a second to get inside the 5/24 but not long, hopefully they keep the offer running for a few months

i haven't thought about it but i bet there's a connection to their 5/24 rule implementation and them knowing their pending new card launch
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on July 29, 2016, 12:03:50 PM
Does PPS have their own lounges, or do they use other airlines lounges?

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 29, 2016, 12:13:52 PM
Sapphire Reserve rumblings

$450.00 Annual Fee
100K UR Sign up Bonus
$300.00 Airline Credit
Priority Pass Select
3X Points Travel
3X Points Dining
Visa Infinite

I hope it has better lounge access than just pps

you gonna wait out your 5/24 to get the bonus?  i assume visa infinite is some sort of concierge service?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2016, 12:41:06 PM
Sapphire Reserve rumblings

$450.00 Annual Fee
100K UR Sign up Bonus
$300.00 Airline Credit
Priority Pass Select
3X Points Travel
3X Points Dining
Visa Infinite

I hope it has better lounge access than just pps

you gonna wait out your 5/24 to get the bonus?  i assume visa infinite is some sort of concierge service?

mrs. dave is going to get it. I doubt I ever become 5/24 eligible again.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 29, 2016, 12:43:13 PM
i've only got seven months to go!
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on July 30, 2016, 09:24:46 PM
I just got companion pass.   :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: gatoveintisiete on July 30, 2016, 10:26:42 PM
 I have 4 credit cards, what now rough-rider.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 31, 2016, 10:05:02 AM
Does PPS have their own lounges, or do they use other airlines lounges?

Sent from my SM-G930P using Tapatalk

I've visited and Alaska lounge using PPS

Pretty nice card but yeah needs an airline lounge hook in
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 03, 2016, 01:08:54 PM
free lounge access:

http://deals.kinja.com/get-a-free-airport-lounge-pass-using-any-visa-card-1784768501?rev=1470240920534 (http://deals.kinja.com/get-a-free-airport-lounge-pass-using-any-visa-card-1784768501?rev=1470240920534)
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 03, 2016, 01:35:18 PM
So is the AMEX platinum still the best premium card,  or is the new chase better because of the sign up?

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 03, 2016, 03:35:03 PM
So is the AMEX platinum still the best premium card,  or is the new chase better because of the sign up?

Sent from my SM-G930P using Tapatalk

well the chase is a no brainer for the sign up but that has nothing to do with which is the better card. right now I'd say for a keep and pay the fee card the plat amex is better but there's still some unknowns about the chase. if it has united club access (which some have speculated) it may be an even match. the plat amex centurion lounges are absolutely the best domestic lounges but there aren't a ton of them. the united lounge access would offset the delta access you get with the amex. amex has a bunch of other crap thrown on (hilton gold, spg gold, amex fine hotels discounts and benefits, some other crap) that we'll have to see if the chase can match.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 03, 2016, 03:37:28 PM
do any of you guys do delta skymiles dining? 
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 03, 2016, 03:43:44 PM
So is the AMEX platinum still the best premium card,  or is the new chase better because of the sign up?

Sent from my SM-G930P using Tapatalk

well the chase is a no brainer for the sign up but that has nothing to do with which is the better card. right now I'd say for a keep and pay the fee card the plat amex is better but there's still some unknowns about the chase. if it has united club access (which some have speculated) it may be an even match. the plat amex centurion lounges are absolutely the best domestic lounges but there aren't a ton of them. the united lounge access would offset the delta access you get with the amex. amex has a bunch of other crap thrown on (hilton gold, spg gold, amex fine hotels discounts and benefits, some other crap) that we'll have to see if the chase can match.
So since I have neither of them I should get the Chase is what you are saying.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 03, 2016, 03:44:21 PM
So is the AMEX platinum still the best premium card,  or is the new chase better because of the sign up?

Sent from my SM-G930P using Tapatalk

well the chase is a no brainer for the sign up but that has nothing to do with which is the better card. right now I'd say for a keep and pay the fee card the plat amex is better but there's still some unknowns about the chase. if it has united club access (which some have speculated) it may be an even match. the plat amex centurion lounges are absolutely the best domestic lounges but there aren't a ton of them. the united lounge access would offset the delta access you get with the amex. amex has a bunch of other crap thrown on (hilton gold, spg gold, amex fine hotels discounts and benefits, some other crap) that we'll have to see if the chase can match.
So since I have neither of them I should get the Chase is what you are saying.

yes, but I'd also get the plat amex when you see a 100k MR offer roll around.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 03, 2016, 03:44:38 PM
do any of you guys do delta skymiles dining?

Yes.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 03, 2016, 03:44:59 PM
do any of you guys do delta skymiles dining?

I do the United version
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 03, 2016, 03:45:35 PM
Can't you do all of them?

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 03, 2016, 05:02:28 PM
seems like a good deal, 2x UR points + 5x delta miles.  wish i knew about this before, signed up yesterday.  minsky's :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 03, 2016, 05:08:55 PM
seems like a good deal, 2x UR points + 5x delta miles.  wish i knew about this before, signed up yesterday.  minsky's :fatty:
AA dining rewards has minskys also.  So sign up for that.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 03, 2016, 05:13:26 PM
seems like a good deal, 2x UR points + 5x delta miles.  wish i knew about this before, signed up yesterday.  minsky's :fatty:
AA dining rewards has minskys also.  So sign up for that.

Sent from my SM-G930P using Tapatalk



aa is inferior to delta in every imaginable way, i'm not sure i should heed your advice
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 03, 2016, 05:16:54 PM
If you're being serious then opposite day must've really crept up on me this year.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 03, 2016, 05:28:28 PM
i've actually not flown AA in probably 20 years.  pretty much just a delta/sw man by nature.  if i was going somewhere and aa had a first class advantage over delta on the particular route, i'd go with aa.  i'm pretty much just talking about taking birds over the pond.  hear me?
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 03, 2016, 05:31:06 PM
You know what, clams? I think i do!

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 04, 2016, 08:21:21 AM
When Chase is applying the 5/24 rule, does it only apply to Chase branded cards or all card accounts?  For instance, could you have 6 new Citi/BOA cards and still get approved for a new chase card or would the 6 non-Chase cards kick someone out based on their bullshit rule?  I've read through several articles and haven't been able to find anything that spells this out clearly.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 04, 2016, 08:31:30 AM
the points guy breaks it down pretty well in this article from last week-
http://thepointsguy.com/2016/07/unfortunate-expansion-chase-524-rule/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 04, 2016, 08:36:50 AM
Can't you do all of them?

Sent from my SM-G930P using Tapatalk

if you have a separate credit card assigned to each you could but you can't double dip. so I don't know what the point would be. the same company runs all of them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 04, 2016, 08:37:25 AM
When Chase is applying the 5/24 rule, does it only apply to Chase branded cards or all card accounts?  For instance, could you have 6 new Citi/BOA cards and still get approved for a new chase card or would the 6 non-Chase cards kick someone out based on their bullshit rule?  I've read through several articles and haven't been able to find anything that spells this out clearly.

all credit cards and it includes if you are just an authorized user of another persons account.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 04, 2016, 08:42:37 AM
When Chase is applying the 5/24 rule, does it only apply to Chase branded cards or all card accounts?  For instance, could you have 6 new Citi/BOA cards and still get approved for a new chase card or would the 6 non-Chase cards kick someone out based on their bullshit rule?  I've read through several articles and haven't been able to find anything that spells this out clearly.

all credit cards and it includes if you are just an authorized user of another persons account.

then nevermind the points guy article i linked
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 04, 2016, 08:48:54 AM
When Chase is applying the 5/24 rule, does it only apply to Chase branded cards or all card accounts?  For instance, could you have 6 new Citi/BOA cards and still get approved for a new chase card or would the 6 non-Chase cards kick someone out based on their bullshit rule?  I've read through several articles and haven't been able to find anything that spells this out clearly.

all credit cards and it includes if you are just an authorized user of another persons account.

 :bang:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 04, 2016, 10:00:44 AM
non-chase business cards and trashy store credit cards supposedly don't count.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 04, 2016, 10:41:46 AM
non-chase business cards and trashy store credit cards supposedly don't count.

Don't have any store cards, but the business cards could be a problem.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 04, 2016, 10:46:43 AM
you mean a solution.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 04, 2016, 10:48:05 AM
i'm not positive they don't count, tho.  i did just get one, so i'm counting on it, but i don't fully trust it.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 04, 2016, 11:34:34 AM
i'm not positive they don't count, tho.  i did just get one, so i'm counting on it, but i don't fully trust it.

Problem with that is that even though the card is set up through the business with our tax number, it still shows up on my personal credit report.  From what I have read, that is almost the norm now.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 04, 2016, 11:47:51 AM
yeah, i dunno the mechanics of how or why they aren't supposed to count.  on my bus cards, i only give a ss#.  but here's the flyertalk summary of the issue.

Quote
How does Chase calculate the number of an applicant's new cards for purposes of the 5/24 rule?

    The 24-month count includes personal cards opened at other banks, and even cards on which the applicant is only an authorized user and not the primary cardholder. Chase has been extremely inflexible with this policy, with agents stating that there is nothing they can do to circumvent this restriction. However, in some cases Chase may reconsider a denial if the applicant has <5 new cards excluding cards on which s/he is an authorized user. You may need to escalate to the next level of customer service agent, as many front-line agents seem to be unable or unwilling to remove the authorized user accounts from the count.

    Note: The actual cut-off number of recently opened cards may not be 5; it may be lower or perhaps higher, and it may differ for different applicants. Note also that the number of inquiries on a given credit reporting agency (or the total across all CRAs) is irrelevant.

    Note also that

            non-Chase business cards and
            cards not reported to EQ/TU/EX (such as some department-store charge cards)

    don't count towards this 5-card limit. However, Chase business cards are included in the total.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 04, 2016, 12:08:55 PM
I'm in wait and see mode right now.....  :impatient:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 04, 2016, 12:19:42 PM
I'm in wait and see mode right now.....  :impatient:

What are your chase aspirations and what exactly is standing in your way?
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 04, 2016, 12:27:54 PM
I'm in wait and see mode right now.....  :impatient:

What are your chase aspirations and what exactly is standing in your way?

Applied for the CSP for me and the InkPlus for our business.  Both are pending per the status line.  Called and talked to an advisor and all that they could tell me is that it was still under review.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 04, 2016, 12:35:20 PM
Both of those things are weird.  If they were going to deny you for 5/24, they would have done that on your phone call and if not, they should have been able to approve you after asking you questions or moving credit around.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 04, 2016, 12:38:25 PM
Both of those things are weird.  If they were going to deny you for 5/24, they would have done that on your phone call and if not, they should have been able to approve you after asking you questions or moving credit around.

Sent from my SM-G930P using Tapatalk



That is what I thought.  We did get a letter at our house regarding the Ink card asking for a copy of photo ID and SS card.  My guess is that it could be because we recently moved to a new house.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 04, 2016, 12:39:54 PM
Yeah, I don't think you're getting 5/24'd.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 04, 2016, 12:41:26 PM
having a bus card get further review is pretty normal in my experience, like maybe a 50:50 thing.  no idea on the csp.  maybe applying for the ink at the same time triggered a human review?
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 04, 2016, 12:46:41 PM
Yeah, I don't think you're getting 5/24'd.

 :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 04, 2016, 05:55:19 PM
Yeah, I don't think you're getting 5/24'd.

 :emawkid:


Just called again......got 5/24'd. Only hope is my wife.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 04, 2016, 06:05:49 PM
What is your roster of shitty cards that you have now that have kept you from getting a sapphire and ink?
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 04, 2016, 06:35:33 PM
What is your roster of shitty cards that you have now that have kept you from getting a sapphire and ink?

Had the Hyatt & SW Chase cards, 2 business cards that showed on my credit report, and one rando that had been cancelled a year or so ago.  When I asked her if I just go 5-24'd, she said that they cannot disclose internal blah blah blah, but just that it showed I had too many accounts over the last 2 years.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 04, 2016, 07:53:37 PM
Ugh, that's a pretty weak 5 in 24.  Guess it depends on when one of those falls out of the 24-month window and/or if your wife can get something and add you as far as whether you should give up on chase for life.  I slowed down just enough to make sure I could have csp and ink and maybe get another hyatt and then I'm done with them and doing alaska over and over.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 04, 2016, 07:57:39 PM
And that's very weird that they were interrogating you to get the ink only for you to be 5/24'd the whole time.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 04, 2016, 08:18:25 PM
Yeah... there's a pretty good chance I'll be Citibank'n and BOA'n for the near future.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 04, 2016, 08:36:41 PM
Ugh, that's a pretty weak 5 in 24.  Guess it depends on when one of those falls out of the 24-month window and/or if your wife can get something and add you as far as whether you should give up on chase for life.  I slowed down just enough to make sure I could have csp and ink and maybe get another hyatt and then I'm done with them and doing alaska over and over.

Cheese platter for days!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 04, 2016, 09:11:05 PM
2 business cards that showed on my credit report.

those lying flyertalk fucks!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 07:34:24 AM
(http://i2.wp.com/monkeymiles.boardingarea.com/wp-content/uploads/2016/08/Screen-Shot-2016-08-04-at-8.05.06-PM.png)

3X points on travel and dining
100k bonus after 4k in 3 months – same as Sapphire Preferred
$300 annual travel credit
$450 annual fee, Authorized Users are $75
No Foreign Transaction fees
1:1 transfer to partners
Lounge access ( more than likely Priority Pass select) BOOOO
$100 fee credit for Global Entry or TSA Pre
50% bonus on Ultimate Reward redemption through Ultimate Rewards site I don't know what this means but I like the sound of it
Debuting on August 21st
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 05, 2016, 07:50:19 AM
(http://i2.wp.com/monkeymiles.boardingarea.com/wp-content/uploads/2016/08/Screen-Shot-2016-08-04-at-8.05.06-PM.png)

3X points on travel and dining
100k bonus after 4k in 3 months – same as Sapphire Preferred
$300 annual travel credit
$450 annual fee, Authorized Users are $75
No Foreign Transaction fees
1:1 transfer to partners
Lounge access ( more than likely Priority Pass select) BOOOO
$100 fee credit for Global Entry or TSA Pre
50% bonus on Ultimate Reward redemption through Ultimate Rewards site I don't know what this means but I like the sound of it
Debuting on August 21st

The bonus thing sounds like how thank you gives you redemption of 1.6 dollars per point if you book through their thankyou.com site and have the citi prestige card vs 1.3 normally through their site.... Either that or you get 50% of your points back but that seems too good to be true.

No lounge access sucks but given the$ 300 credit it isn't that expensive of a card so may still be worth it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 08:24:25 AM
Yeah, definitely still worth it
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 05, 2016, 09:37:01 AM
yeah, gotta be 1.5 per 1 ur for ur redemptions rather than the 1.25:1 that csp get.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 05, 2016, 10:22:16 AM
I assume SD already has Pre-Check so do you still get a $100 credit? Or only if you get the TSA pre-check after getting this card?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 05, 2016, 10:25:27 AM
My Surpass doesn't recognize the supermarket I like going to as a supermarket, and my fee's hitting this month.  I think I'm gonna cancel it and get a no-fee HHonors AMEX to get another 50K and have at least one AMEX to get free shoprunner and whatever else an AMEX gets one.  I'll have 4 cards falling out of 5/24 in summer 2017 so I've got some wiggle room to get stuff like that and still be able to get that sapphire reserve or any other chase I might need at that time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 10:33:49 AM
I assume SD already has Pre-Check so do you still get a $100 credit? Or only if you get the TSA pre-check after getting this card?

I do, it's well worth it. I'd get global entry if I had time to burn at O'Haire sometime and use the credit but would probably rarely use it with my current child having situation anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 05, 2016, 11:10:16 AM
Used global entry for first time this winter.... Its awesome except you end up waiting for your bags anyways and most people caught up with me.... But then breezed though customs while they waited in that line.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 11:27:08 AM
international first class is amaze for that reason. your bags are waiting for you as soon as you get there.  :Rusty:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 05, 2016, 01:14:25 PM
being the first tsa pre checker on this board i feel like it's my responso to let you all know that real travelers have moved from tsa pre to nexus
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 01:34:53 PM
being the first tsa pre checker on this board i feel like it's my responso to let you all know that real travelers have moved from tsa pre to nexus

I'm not planning to ever get that close to canada
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 05, 2016, 01:39:34 PM
being the first tsa pre checker on this board i feel like it's my responso to let you all know that real travelers have moved from tsa pre to nexus

I'm not planning to ever get that close to canada

I don't even know what nexus is, but I might go to Toronto sometime. Do I need this????
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 01:41:13 PM
being the first tsa pre checker on this board i feel like it's my responso to let you all know that real travelers have moved from tsa pre to nexus

I'm not planning to ever get that close to canada

I don't even know what nexus is, but I might go to Toronto sometime. Do I need this????

it's like cheaper global entry for canucks and people who go visit canucks
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 05, 2016, 01:43:09 PM
being the first tsa pre checker on this board i feel like it's my responso to let you all know that real travelers have moved from tsa pre to nexus

I'm not planning to ever get that close to canada

I don't even know what nexus is, but I might go to Toronto sometime. Do I need this????

it's like cheaper global entry for canucks and people who go visit canucks

So I should just get global entry?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 05, 2016, 01:50:26 PM
being the first tsa pre checker on this board i feel like it's my responso to let you all know that real travelers have moved from tsa pre to nexus

I'm not planning to ever get that close to canada

the good news is that you get global entry and tsa pre with nexus, hence the pro tip i just gave you guys
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 01:55:35 PM
being the first tsa pre checker on this board i feel like it's my responso to let you all know that real travelers have moved from tsa pre to nexus

I'm not planning to ever get that close to canada

the good news is that you get global entry and tsa pre with nexus, hence the pro tip i just gave you guys

yeah, you get that stuff with global entry too
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 01:57:46 PM
being the first tsa pre checker on this board i feel like it's my responso to let you all know that real travelers have moved from tsa pre to nexus

I'm not planning to ever get that close to canada

I don't even know what nexus is, but I might go to Toronto sometime. Do I need this????

it's like cheaper global entry for canucks and people who go visit canucks

So I should just get global entry?

whichever is easier to get. you can only get nexus at places by the canadian border. global entry and nexus are the same thing except nexus also helps if you drive across the canadian border. global entry you can get at a lot of major airports in the USA.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 05, 2016, 02:00:20 PM
the $75 AU fee on the Reserve sucks
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 02:00:44 PM
and the premier credit cards (Plat Amex, Prestige, the new Sapphire) provide a credit for global entry but not nexus as far as I know
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 05, 2016, 02:01:41 PM
oh, and for claritys sake on SD's post, the spend is the same as the Preferred, but the bonus is double.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 05, 2016, 02:21:35 PM
being the first tsa pre checker on this board i feel like it's my responso to let you all know that real travelers have moved from tsa pre to nexus

I'm not planning to ever get that close to canada

the good news is that you get global entry and tsa pre with nexus, hence the pro tip i just gave you guys

yeah, you get that stuff with global entry too

ya and nexus is $50 vs $100 global entry cost, keep learning from me
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 05, 2016, 03:12:59 PM
being the first tsa pre checker on this board i feel like it's my responso to let you all know that real travelers have moved from tsa pre to nexus

I'm not planning to ever get that close to canada

the good news is that you get global entry and tsa pre with nexus, hence the pro tip i just gave you guys

yeah, you get that stuff with global entry too

ya and nexus is $50 vs $100 global entry cost, keep learning from me

It's zero with any civilized credit card though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 05, 2016, 03:14:13 PM
international first class is amaze for that reason. your bags are waiting for you as soon as you get there.  :Rusty:

or maybe that's 'cause you stood in the immigration line for the poors?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 05, 2016, 03:19:35 PM
being the first tsa pre checker on this board i feel like it's my responso to let you all know that real travelers have moved from tsa pre to nexus

I'm not planning to ever get that close to canada

the good news is that you get global entry and tsa pre with nexus, hence the pro tip i just gave you guys

yeah, you get that stuff with global entry too

ya and nexus is $50 vs $100 global entry cost, keep learning from me

It's zero with any civilized credit card though.
well played son, well played
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 05, 2016, 03:29:57 PM
For those traveling to glamorous AC, you could now use your hyatt card and gold mlife status to get "Black Label" status at the Borgata.  :lol:

https://www.theborgata.com/casino/my-borgata-rewards/black-label-trade-up
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 08:47:48 PM
(http://i2.wp.com/milestomemories.boardingarea.com/wp-content/uploads/2016/08/sapphire-reserve3.png)
(http://i2.wp.com/milestomemories.boardingarea.com/wp-content/uploads/2016/08/sapphire-reserve1.png?w=1006)
(http://i1.wp.com/milestomemories.boardingarea.com/wp-content/uploads/2016/08/sapphire-reserve2.png?w=1034)
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on August 05, 2016, 08:51:15 PM
Meh
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 08:55:30 PM
I like how flexible the travel spend is to get reimbursed. with my plat amex I have to designate an airline and then only that airline fees are reimbursed.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 05, 2016, 09:20:47 PM
I like how flexible the travel spend is to get reimbursed. with my plat amex I have to designate an airline and then only that airline fees are reimbursed.

So citi prestige.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 05, 2016, 09:23:04 PM
I like how flexible the travel spend is to get reimbursed. with my plat amex I have to designate an airline and then only that airline fees are reimbursed.

So citi prestige.

in that one item yes?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 06, 2016, 11:05:31 AM
I like how flexible the travel spend is to get reimbursed. with my plat amex I have to designate an airline and then only that airline fees are reimbursed.

So citi prestige.

in that one item yes?

I'm dumping that POS this fall but just clarifying the difference. So are you thinking of keeping the reserve vs the preferred long term? Seems worth it past the 100k bonus
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2016, 11:11:38 AM
Maybe
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 07, 2016, 08:48:26 AM
What's the annual fee on this one?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2016, 01:29:31 PM
What's the annual fee on this one?

$450
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on August 09, 2016, 10:38:41 AM
Important!

New research suggests if you don't impulse buy stuff, you won't spend as much money.

http://www.nytimes.com/2016/08/10/your-money/one-secret-to-cutting-spending-wait-72-hours-before-you-buy.html?module=WatchingPortal&region=c-column-middle-span-region&pgType=Homepage&action=click&mediaId=none&state=standard&contentPlacement=5&version=internal&contentCollection=www.nytimes.com&contentId=http%3A%2F%2Fwww.nytimes.com%2F2016%2F08%2F10%2Fyour-money%2Fone-secret-to-cutting-spending-wait-72-hours-before-you-buy.html&eventName=Watching-article-click (http://www.nytimes.com/2016/08/10/your-money/one-secret-to-cutting-spending-wait-72-hours-before-you-buy.html?module=WatchingPortal&region=c-column-middle-span-region&pgType=Homepage&action=click&mediaId=none&state=standard&contentPlacement=5&version=internal&contentCollection=www.nytimes.com&contentId=http%3A%2F%2Fwww.nytimes.com%2F2016%2F08%2F10%2Fyour-money%2Fone-secret-to-cutting-spending-wait-72-hours-before-you-buy.html&eventName=Watching-article-click)
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 11, 2016, 08:21:51 AM
If you have an android phone you can pay your rent with a credit card (not Chase) :( for a limited time with no fees.  Should make a min spend easy.

http://thepointsguy.com/2016/08/pay-rent-with-credit-card-no-fees/ (http://thepointsguy.com/2016/08/pay-rent-with-credit-card-no-fees/)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 11, 2016, 09:30:14 AM
seems sketchy
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 11, 2016, 09:31:19 AM
I will report back around the 3rd of September.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 11, 2016, 09:34:57 AM
I'd have to figure out where a check theoretically gets sent to, but I'm interested.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 11, 2016, 09:36:20 AM
If you have an android phone you can pay your rent with a credit card (not Chase) :( for a limited time with no fees.  Should make a min spend easy.

http://thepointsguy.com/2016/08/pay-rent-with-credit-card-no-fees/ (http://thepointsguy.com/2016/08/pay-rent-with-credit-card-no-fees/)

Can I use this to send a check to pay my mortgage payment?
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 11, 2016, 09:36:56 AM
I think you just give them the address of wherever you would deliver a check.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 11, 2016, 09:39:22 AM
I think you just give them the address of wherever you would deliver a check.

Sent from my SM-G930P using Tapatalk

Oh then maybe I can use it to pay my lawn boy.


It seems like this should be against the credit card laws............
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 11, 2016, 09:40:50 AM
I assume they properly vet the management company before sending the check, or I'd send $100,000 checks to myself.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 11, 2016, 09:41:04 AM
Why is this thing only targeted towards people paying rent and not all check writing opportunities?
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 11, 2016, 09:41:53 AM
Because the app that is currently waiving CC fees via android pay is an apartment rental service?

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 11, 2016, 09:45:16 AM
Because the app that is currently waiving CC fees via android pay is an apartment rental service?

Sent from my SM-G930P using Tapatalk

Yeah, what I am saying is why is RadPad only targeting rent payers in the first place?
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 11, 2016, 09:53:41 AM
I don't really understand your question.  Their business is basically apartments.com, but they have an additional feature that you can pay your rent through them. They currently have a deal with android pay that they won't charge you the 3.2% for credit card payments for rent through the end of the year.  If they started sending checks for you to pay for other services, they probably would not be able to get the same deal.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 11, 2016, 09:58:37 AM
yeah, why aren't they paypal?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 11, 2016, 10:00:00 AM
I think you just give them the address of wherever you would deliver a check.

I know.  I currently have no idea where that would be.  Everything's online (or call in a credit card for a fee :curse: that sometimes is justified for the spend benefit :excited:).
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 11, 2016, 10:01:41 AM
yeah, why aren't they paypal?

Paypal doesn't mail people (without a paypal account) checks, do they?
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 11, 2016, 10:05:04 AM
I think you just give them the address of wherever you would deliver a check.

I know.  I currently have no idea where that would be.  Everything's online (or call in a credit card for a fee :curse: that sometimes is justified for the spend benefit :excited:).
Who did you call when you told them you wanted to rent your building? Just call them and ask them where you can send a check for rent.  Also, it looks like they want an email for them as well so they can "tell them you are paying through radpad."

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 11, 2016, 10:51:05 AM
I think you just give them the address of wherever you would deliver a check.

I know.  I currently have no idea where that would be.  Everything's online (or call in a credit card for a fee :curse: that sometimes is justified for the spend benefit :excited:).
Who did you call when you told them you wanted to rent your building? Just call them and ask them where you can send a check for rent.  Also, it looks like they want an email for them as well so they can "tell them you are paying through radpad."

The "them" is gonna be the problem.  They're really dumb and I now avoid communicating with them as much as possible.  But I'll see what I can do.  At least it'll make for a post on here after I calm down with a sig male genitals.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2016, 07:08:33 AM
I guess it's a 5/24 world we live in now  :frown:

Quote
American Airlines AAdvantage® bonus miles are not available if you have had any Citi / AAdvantage card (other than a CitiBusiness® / AAdvantage card) opened or closed in the past 24 months.

Quote
Bonus ThankYou points are not available if you have had ThankYou Preferred, ThankYou Premier or Citi Prestige cards opened or closed in the past 24 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 12, 2016, 07:15:38 AM
Hello darkness, my old friend. :(

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 12, 2016, 08:06:11 AM
I guess it's a 5/24 world we live in now  :frown:

Quote
American Airlines AAdvantage® bonus miles are not available if you have had any Citi / AAdvantage card (other than a CitiBusiness® / AAdvantage card) opened or closed in the past 24 months.

Quote
Bonus ThankYou points are not available if you have had ThankYou Preferred, ThankYou Premier or Citi Prestige cards opened or closed in the past 24 months.

Must have just changed this... I just had my latest AA card bonus miles deposited last week... And I've been on a citi run.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 12, 2016, 09:10:58 AM
sonuva!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2016, 09:15:57 AM
I guess it's a 5/24 world we live in now  :frown:

Quote
American Airlines AAdvantage® bonus miles are not available if you have had any Citi / AAdvantage card (other than a CitiBusiness® / AAdvantage card) opened or closed in the past 24 months.

Quote
Bonus ThankYou points are not available if you have had ThankYou Preferred, ThankYou Premier or Citi Prestige cards opened or closed in the past 24 months.

Must have just changed this... I just had my latest AA card bonus miles deposited last week... And I've been on a citi run.

yeah, just changed. AA site actually still shows old terms but it takes you to the citi site which shows the updated.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 12, 2016, 10:37:49 AM
I guess it's a 5/24 world we live in now  :frown:

Quote
American Airlines AAdvantage® bonus miles are not available if you have had any Citi / AAdvantage card (other than a CitiBusiness® / AAdvantage card) opened or closed in the past 24 months.

Quote
Bonus ThankYou points are not available if you have had ThankYou Preferred, ThankYou Premier or Citi Prestige cards opened or closed in the past 24 months.

Must have just changed this... I just had my latest AA card bonus miles deposited last week... And I've been on a citi run.

yeah, just changed. AA site actually still shows old terms but it takes you to the citi site which shows the updated.

So that only applies to Citi AA products and not all cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2016, 10:40:20 AM
http://www.travelcodex.com/2016/08/new-rules-limit-your-ability-to-get-a-credit-card-bonus-from-citi/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+travelcodex+%28Travel+Codex%29
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 12, 2016, 11:11:18 AM
So w/no aa flights imminent, I should be canceling my citi aa card right now instead of waiting for the annual fee, huh?
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 12, 2016, 11:11:26 AM
http://www.travelcodex.com/2016/08/new-rules-limit-your-ability-to-get-a-credit-card-bonus-from-citi/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+travelcodex+%28Travel+Codex%29

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 12, 2016, 11:14:35 AM
sd, see any problems w/me canceling my hhonors surpass amex to avoid the annual fee and then almost immediately getting the regular hhonors amex w/no annual fee?

http://thepointsguy.com/card-details/220311078/?oid=57adf5bf294a3&tid=1002&oid=57adf5bf4d158
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 12, 2016, 11:25:19 AM
Correct on the AA. Only problem would be if you're going to hold out for 5/24 eligibility.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 12, 2016, 11:51:09 AM
Only problem would be if you're going to hold out for 5/24 eligibility.

I'm solid on that front, have 4 falling off next summer.  Really only looking at the no-fee hhonors amex and an alaska or 2 in the meantime.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 12, 2016, 05:55:15 PM
citi isn't good enough at running a credit card bank to get away with this.  eff them.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 13, 2016, 01:50:05 PM
I got 10k MR points for signing up for flexible payments on my Plat Amex. I'll never use it but it was free points and just required me clicking one button on their website.  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 13, 2016, 02:24:57 PM
I just got back into the game after a hiatus.  Can I still churn the balls off SPG cards? Want to go to Hawaii sometime in the next couple years.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 13, 2016, 02:32:22 PM
I just got back into the game after a hiatus.  Can I still churn the balls off SPG cards? Want to go to Hawaii sometime in the next couple years.

no, and you haven't been able to for a couple years unfortunately. BUT, they are merging with Marriott so you could get a Marriott card from Chase. I got one with 100k earlier and I think there's still an 80k out there.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 13, 2016, 04:34:39 PM
If you call chase will they tell you if you'd get approved for the reserve or not? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 15, 2016, 01:52:53 PM
https://creditcardsccwip.f9dev.com/credit-cards/chase-sapphire-reserve1?IS2F=Y71UH0&iCELL=61GV

was live for a bit but appears to be down. many people saying they were instantly approved despite being WELL over the 5/24 cutoff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 15, 2016, 02:00:39 PM
https://creditcardsccwip.f9dev.com/credit-cards/chase-sapphire-reserve1?IS2F=Y71UH0&iCELL=61GV

was live for a bit but appears to be down. many people saying they were instantly approved despite being WELL over the 5/24 cutoff.

Peeps are saying the 100k bonus isn't mentioned anywhere in the app though.  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 15, 2016, 02:03:17 PM
Chase will match it if they approved you. they always do.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 15, 2016, 05:59:03 PM
Chase will match it if they approved you. they always do.

I'm still a little :ohno: with getting it without being certain. I've paid like 1 annual fee ever and getting hit with that without the 100k would make me sad.

Couple quick questions if you don't mind kind sir.  I do a terrible job of keeping track of when I signed up for stuff. I don't really churn like some of you guys, I usually just grab a card here and there, but I should still keep better track. I guess I need to go into each of my cards and see when I signed up for them to see if I am in 5/24 or whatever.  Is there a better way to keep track than a spreadsheet? Like an app or something that will do all of this for me?

Also, does it really matter when I cancel a card?  I have those 2 Southwest Chase cards I used for 1 month to get the bonuses for my companion pass and then I will never use them again.  Should I just cancel them now or wait closer to a year?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 15, 2016, 06:05:13 PM
No.

Yes, cancel them whenever you want to
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 15, 2016, 06:09:12 PM
I'm still a little :ohno: with getting it without being certain. I've paid like 1 annual fee ever and getting hit with that without the 100k would make me sad.

if it makes you feel more comfortable, you can cancel after you meet your spend if you don't get the bonus and receive a prorated refund of the fee.


Also, does it really matter when I cancel a card?  I have those 2 Southwest Chase cards I used for 1 month to get the bonuses for my companion pass and then I will never use them again.  Should I just cancel them now or wait closer to a year?

for chase it doesn't matter.  i always keep them (chase) until the fee posts, but there's not actually any reason to.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2016, 07:17:50 AM
Quote from:  Lucky
the travel credit is based on calendar years rather than cardmember years, so you’ll actually get $600 in credit before your second year’s annual fee is due, meaning you’ll come out $150 ahead with your first year’s annual fee.

great news for anyone who was just going to keep it one year.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on August 16, 2016, 08:23:35 AM
https://creditcardsccwip.f9dev.com/credit-cards/chase-sapphire-reserve1?IS2F=Y71UH0&iCELL=61GV

was live for a bit but appears to be down. many people saying they were instantly approved despite being WELL over the 5/24 cutoff.

Peeps are saying the 100k bonus isn't mentioned anywhere in the app though.  :ohno:

TPG gives a pretty good breakdown. Sounds pretty incredible and worth the $450.

http://thepointsguy.com/2016/08/chase-announces-the-sapphire-reserve-card/ (http://thepointsguy.com/2016/08/chase-announces-the-sapphire-reserve-card/)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 16, 2016, 08:55:30 AM
man, i'm probably going to give that a shot guys
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 16, 2016, 08:58:08 AM
not to ask like the millionth 5/24 question ITT, but here goes:

i know being an authorized user counts towards your 5/24, but can you be denied as an authorized user due to 5/24? i mean say your spouse already has the card, adds you at some point in time. are they srsly going to deny you as merely an AU?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 16, 2016, 09:08:07 AM
Another dumb question: Since being an authorized user counts toward 5/24 would they just send me 2 cards with my name so Mrs SF can have one?  I would assume not, but was just curious.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 16, 2016, 09:10:52 AM
Another dumb question: Since being an authorized user counts toward 5/24 would they just send me 2 cards with my name so Mrs SF can have one?  I would assume not, but was just curious.

Can't you just say your strip stopped working or something and they send you a new card? 
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 16, 2016, 09:13:03 AM
some of you guys seem strangely excited/anxious to get this new credit card
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2016, 09:23:12 AM
not to ask like the millionth 5/24 question ITT, but here goes:

i know being an authorized user counts towards your 5/24, but can you be denied as an authorized user due to 5/24? i mean say your spouse already has the card, adds you at some point in time. are they srsly going to deny you as merely an AU?

no
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2016, 09:23:29 AM
Another dumb question: Since being an authorized user counts toward 5/24 would they just send me 2 cards with my name so Mrs SF can have one?  I would assume not, but was just curious.

no
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2016, 09:23:57 AM
some of you guys seem strangely excited/anxious to get this new credit card

I am
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on August 16, 2016, 09:25:05 AM
i'm gonna get it after hitting the CSP minimum.  good plan? methinks so.
 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2016, 09:25:23 AM
I mean, I'm not to the point in my life that I don't get excited about some guy handing me $2k for doing nothing. maybe some day I'll be that wealthy but today is not that day.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on August 16, 2016, 09:26:39 AM
how much do you think that card weighs? 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 16, 2016, 09:28:05 AM
Quote from:  Lucky
the travel credit is based on calendar years rather than cardmember years, so you’ll actually get $600 in credit before your second year’s annual fee is due, meaning you’ll come out $150 ahead with your first year’s annual fee.

great news for anyone who was just going to keep it one year.

 :surprised:

this may actually be a card i can use.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on August 16, 2016, 10:16:51 AM
how much do you think that card weighs?

I get a weird sense of pride every time a cashier comments on the thickness/weight of my CSP  :blush:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 16, 2016, 10:23:49 AM
some of you guys seem strangely excited/anxious to get this new credit card

I am

Oh man, me too. I mean, a free $1500 or so may not be cool to some people, but I enjoy the crap out of it.

Also, points guy says the travel credit can be for taxis, will it work for Uber?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2016, 10:31:05 AM
some of you guys seem strangely excited/anxious to get this new credit card

I am

Oh man, me too. I mean, a free $1500 or so may not be cool to some people, but I enjoy the crap out of it.

Also, points guy says the travel credit can be for taxis, will it work for Uber?

yeah, uber will count
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 16, 2016, 12:36:28 PM
some of you guys seem strangely excited/anxious to get this new credit card

I am

Oh man, me too. I mean, a free $1500 or so may not be cool to some people, but I enjoy the crap out of it.

Also, points guy says the travel credit can be for taxis, will it work for Uber?

you're only getting $1,500 free dollar bills while steve dave seems to be getting $2,000 free dollar bills, seems legit
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2016, 12:44:52 PM
steve dave is much better at getting value out of his redemptions
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 16, 2016, 01:22:55 PM
steve dave is much better at getting value out of his redemptions

even if it was 75,000 points i'd still be a little excited
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 16, 2016, 01:26:44 PM
steve dave is much better at getting value out of his redemptions

This is true, I am terrible at redeeming. Trying to get better though.  :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2016, 01:38:06 PM
You could fairly easily get $2,500 out of this deal. below are some conservative estimates of Hyatt redemptions. United or any of the airlines could net you much more if you fly international first/biz.

-$450 fee
+$600 in reimbursed travel in '16/'17
+$2,500 - 100k UR points transferred to Hyatt to stay 20 nights at the Hyatt Regency Wichita at 5k a night averaging $125 a night
Total: $2,650

-$450
+$600
+$1,700 - 4 nights at the Grand Hyatt Kauai at 25k a night avg. $425 a night
Total: $1,850

Even if you just used them via the Chase site like it's Expedia which I would almost never suggest you do you're still getting:
-$450
+$600
+$1,500 in travel at 1.5 cpm
Total: $1,650
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on August 16, 2016, 03:06:00 PM
You could fairly easily get $2,500 out of this deal. below are some conservative estimates of Hyatt redemptions. United or any of the airlines could net you much more if you fly international first/biz.

-$450 fee
+$600 in reimbursed travel in '16/'17
+$2,500 - 100k UR points transferred to Hyatt to stay 20 nights at the Hyatt Regency Wichita at 5k a night averaging $125 a night
Total: $2,650

-$450
+$600
+$1,700 - 4 nights at the Grand Hyatt Kauai at 25k a night avg. $425 a night
Total: $1,850


Even if you just used them via the Chase site like it's Expedia which I would almost never suggest you do you're still getting:
-$450
+$600
+$1,500 in travel at 1.5 cpm
Total: $1,650
Travel agent SD do this part for a place in Rome. Kthx
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 16, 2016, 08:00:29 PM
I stayed here in Rome and it was il sweet

http://www.marriott.com/hotels/travel/romex-boscolo-exedra-roma-autograph-collection/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 17, 2016, 06:53:52 AM
you won't get as much value transferring UR to Marriott but you can do that math if you want. would probably be a better redemption to just book via the UR portal at 1.5 CPM for most Marriott bookings.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 17, 2016, 09:57:03 AM
dunno your wants, but there are tons and tons of cheap hotels in rome.  personally, i would use ur portal or cash instead of hotel chain points in that city unless maybe you have some choice hotels points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on August 17, 2016, 11:07:05 AM
dunno your wants, but there are tons and tons of cheap hotels in rome.  personally, i would use ur portal or cash instead of hotel chain points in that city unless maybe you have some choice hotels points.
Exclusively UR at this point.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 18, 2016, 08:40:14 AM
can someone explain priority pass select to me? tia
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 18, 2016, 09:01:12 AM
can someone explain priority pass select to me? tia

Mostly there are non airline specific lounges. I got into the Alaska lounge with my PPS in Portland though. Nice thing is you can be flying any airline... Kind of like a poor man's centurion lounge.

They vary greatly in quality... The one in Vancouver was awesome... The one in cancun is basically a hole in the wall... You can get a list of all the eligible lounges on their site.... Its come in helpful more times than I thought it would.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 18, 2016, 09:02:05 AM
is there like free booze and coffee and whatnot?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 18, 2016, 09:05:12 AM
is there like free booze and coffee and whatnot?

Always free soft drinks.... Most of the time some sort of free booze... The food options are typically the biggest wildcard in my experience.
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 18, 2016, 09:05:46 AM
Phil why don't you just fly direct to Portland?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 18, 2016, 09:06:58 AM
i feel like i would be here all the time

https://www.prioritypass.com/en/Lounges/North-America/USA/Atlanta/Atlanta-GA-International/ATL10-The-Club-At-ATL (https://www.prioritypass.com/en/Lounges/North-America/USA/Atlanta/Atlanta-GA-International/ATL10-The-Club-At-ATL)
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 18, 2016, 09:12:35 AM
Phil why don't you just fly direct to Portland?

I was heading to Vancouver, BC
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 18, 2016, 10:03:21 AM
Phil why don't you just fly direct to Portland?

I was heading to Vancouver, BC

noice
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 18, 2016, 12:25:57 PM
https://twitter.com/CNN/status/766324536623108096
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on August 18, 2016, 04:41:09 PM
https://twitter.com/CNN/status/766324536623108096
I HOPE THEY EXPIRE BEFORE THAT rough rider IS OLD ENOUGH TO USE A COMPUTER TO BOOK A FLIGHT! :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 18, 2016, 06:50:49 PM
you won't get as much value transferring UR to Marriott but you can do that math if you want. would probably be a better redemption to just book via the UR portal at 1.5 CPM for most Marriott bookings.

Oh god no never do that. I only use Marriott points because I get shitloads of them from work travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 18, 2016, 06:52:17 PM
Marriott points are like the Japanese yen of the hotel world. Hey you earned a megabonus of 70,000 miles. Congrats that'll get you almost two free nights at a Residence Inn. The only way to get any value is to book super high end places in the 45-50k a night range.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 18, 2016, 06:53:15 PM
They have good points+miles things that can get you a SW comp pass though.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 18, 2016, 07:56:59 PM
Yeah the vacation packages are a great option but haven't done one myself
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 18, 2016, 08:46:48 PM
Just notified CSP was approved....crossing fingers the Ink goes through too.  Evidently my wife still had 5/24 eligibility room.  :Woohoo:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 19, 2016, 11:48:24 AM
All the people who had to listen to that baby cry for the rest of the flight should have gotten miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 19, 2016, 07:27:10 PM
low newborn baby IQ
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 20, 2016, 12:30:39 PM
I think you just give them the address of wherever you would deliver a check.

I know.  I currently have no idea where that would be.  Everything's online (or call in a credit card for a fee :curse: that sometimes is justified for the spend benefit :excited:).
Who did you call when you told them you wanted to rent your building? Just call them and ask them where you can send a check for rent.  Also, it looks like they want an email for them as well so they can "tell them you are paying through radpad."

The "them" is gonna be the problem.  They're really dumb and I now avoid communicating with them as much as possible.  But I'll see what I can do.  At least it'll make for a post on here after I calm down with a sig male genitals.

My place isn't allowing this.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 20, 2016, 12:35:23 PM
I think you might be giving them more information than they need.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 20, 2016, 12:46:56 PM
I think you might be giving them more information than they need.

Sent from my SM-G930P using Tapatalk



I didn't even talk to them.  Looked up my lease to see if there was an address for rent checks and saw this is prohibited.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 20, 2016, 12:47:49 PM
Oh, weird.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 20, 2016, 12:56:15 PM
I can still pay with a credit card for like $35-40.  I've got an alaska card coming with a $1000 spend req., $75 fee but a $100 statement credit, so I'll pay with that and be out like $10 for 30K miles and not have to use that card when I could be using better bonus cards instead.  That online thing doesn't take amex though so at some point I'll have to spend $750 for my new basic hhonors card and hope I don't have to spend too much of it on chase bonus categories.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 20, 2016, 02:10:32 PM
Quote
In particular, Marriott execs are concerned about the compatibility of combining Starwood’s loyalty-rewards program with its own, said one source. Starwood has a younger and more affluent clientele that is used to a more flexible points system than the staid Marriott brand. “This isn’t exactly what they thought they were buying,” said the source. “There is a notion of remorse,” said one source close to the deal.

could have posted to gE and I would have told them this
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 20, 2016, 03:16:28 PM
i don't understand what the quote is saying.  mariott people are remorseful that starwood clients are young and affluent?  is there something unsaid about how starwood points (or their equivalent in combined loyality program points) are too expensive for them to keep offering?  i don't get it.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on August 20, 2016, 03:46:58 PM
only one thing to do, unmerge the points and offer a 100K spg amex as incentive to get all the young affluent people back. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 20, 2016, 05:36:33 PM
Does it make any sense to do this, especially if SPGs could be getting weird soon?

Quote
Don’t miss your chance to earn more miles toward your next trip with the American Airlines AAdvantage® and Starwood Preferred Guest® programs. Now through September 14, 2016, you can earn a 20% bonus when you convert your Starpoints® to AAdvantage miles.

As always, for every 20,000 Starpoints transferred within the same transaction, SPG® will automatically add another 5,000 Starpoints. With the additional 20% mileage bonus offered by the AAdvantage program, you’ll receive 30,000 miles from the transaction.

I have about 33K SPGs, 15K AAs and 10K Marriott.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 20, 2016, 07:14:20 PM
i don't understand what the quote is saying.  mariott people are remorseful that starwood clients are young and affluent?  is there something unsaid about how starwood points (or their equivalent in combined loyality program points) are too expensive for them to keep offering?  i don't get it.

It means there isn't an easy way to merge the programs. Either they are going to go 4:1 Marriott to SPG or they are going to significantly devalue SPG points. And they aren't going to continue the better than 1:1 transfer ratio to most airlines. So they are going to have to figure out how to properly compensate SPG point holders in a way they can afford and figure out a way to keep them loyal to a shitty program they now find themselves in which they can't do unless they drastically improve the Marriott program which has huge costs involved. The NY Post article insinuates they didn't even consider this or maybe did but just assumed an SPG point was worth what a Marriott point was and the programs were close enough to equal. Which any gE cc thread person could have explained to them in 5 minutes.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 20, 2016, 07:22:28 PM
i can't imagine that they couldn't/didn't calculate the relative value of the various points.  i'd keep the starwood properties earning at about the same rate and phase out the transfers giving the starwood point owners a generous grace period to transfer out their points before the new rules hit.  it doesn't seem like that intransigent a problem.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 20, 2016, 07:44:52 PM
I can still pay with a credit card for like $35-40.  I've got an alaska card coming with a $1000 spend req., $75 fee but a $100 statement credit, so I'll pay with that and be out like $10 for 30K miles and not have to use that card when I could be using better bonus cards instead.  That online thing doesn't take amex though so at some point I'll have to spend $750 for my new basic hhonors card and hope I don't have to spend too much of it on chase bonus categories.

Mine just showed up the other day and I hit the spend.  Do you know what the "rules" are for how quickly you can churn it?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 20, 2016, 07:51:56 PM
I can still pay with a credit card for like $35-40.  I've got an alaska card coming with a $1000 spend req., $75 fee but a $100 statement credit, so I'll pay with that and be out like $10 for 30K miles and not have to use that card when I could be using better bonus cards instead. 

Mine just showed up the other day and I hit the spend.  Do you know what the "rules" are for how quickly you can churn it?

I've read multiple times over the years that you can get another one while you still have the original, but I don't have an exact timetable on when you should do what.  I was thinking I'd try for a second at the start of 2017 without canceling the one I have coming, depending on how much room I've got before I've got a bunch falling off in summer to get me back in the chase game.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 20, 2016, 07:58:49 PM
I can still pay with a credit card for like $35-40.  I've got an alaska card coming with a $1000 spend req., $75 fee but a $100 statement credit, so I'll pay with that and be out like $10 for 30K miles and not have to use that card when I could be using better bonus cards instead. 

Mine just showed up the other day and I hit the spend.  Do you know what the "rules" are for how quickly you can churn it?

I've read multiple times over the years that you can get another one while you still have the original, but I don't have an exact timetable on when you should do what.  I was thinking I'd try for a second at the start of 2017 without canceling the one I have coming, depending on how much room I've got before I've got a bunch falling off in summer to get me back in the chase game.

2017 would work about right.  By then we should have hit the CSP and Ink bonuses as well and be ready to go again.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 20, 2016, 08:10:16 PM
i can't imagine that they couldn't/didn't calculate the relative value of the various points.  i'd keep the starwood properties earning at about the same rate and phase out the transfers giving the starwood point owners a generous grace period to transfer out their points before the new rules hit.  it doesn't seem like that intransigent a problem.

No crap, but here we are. With them apparently having done just that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 20, 2016, 08:11:46 PM
Article btw

http://nypost.com/2016/08/19/marriott-has-buyers-remorse-over-starwood-megamerger/

NYPost so TIFWIW but it seems strangely specific to be fabrication
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 21, 2016, 11:07:27 AM
Was reading the churner Reddit, it sounds like no one really knows when the app link is going live or if 5/24 is enforced.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 21, 2016, 02:11:39 PM
Was reading the churner Reddit, it sounds like no one really knows when the app link is going live or if 5/24 is enforced.

It will be here any time. Maybe monday. Already available in branch.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 21, 2016, 03:02:40 PM
no hurry.  may as well wait until november, actually.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 21, 2016, 03:03:53 PM
or wait, do you get that travel credit right away or do you have to wait until you hit the spend?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 21, 2016, 03:40:02 PM
Was reading the churner Reddit, it sounds like no one really knows when the app link is going live or if 5/24 is enforced.

It will be here any time. Maybe monday. Already available in branch.

ya that's what they are saying in the thread, sounds like 5/24 is still in effect too
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2016, 08:53:25 AM
it's live
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 22, 2016, 09:02:38 AM
but is it lit
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 22, 2016, 09:49:22 AM
denied for too many cards.  I figured it was coming but I still tried.  ah well.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2016, 11:09:46 AM
did it decline outright or did you have to call to see after it said they would review?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 22, 2016, 11:50:57 AM
did it decline outright or did you have to call to see after it said they would review?

It said they would review, then I called and the guy gently informed me that I'm at 7/24 and politely asked me to eff off
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 22, 2016, 11:52:06 AM
fwiw, around a 10-15 minute hold time. got the feeling they're slammed.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 22, 2016, 12:07:45 PM
Approved.   :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 22, 2016, 12:11:43 PM
So there is like absolutely no reason for me to keep the CSP, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 22, 2016, 12:32:24 PM
So there is like absolutely no reason for me to keep the CSP, right?

no.  how long have you had it?  more than a year?  pc it to a freedom if you don't have one.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 22, 2016, 12:33:12 PM
No, it will be a year in November.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 22, 2016, 12:37:31 PM
i think what you're supposed to do is call chase and ask for a product change to the freedom

i haven't applied for the csr yet but prob will, but ya no reason to pay the $95 csp
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 22, 2016, 12:43:11 PM
That's probably a good idea so if I wanted the freedom it wouldn't go against my 5/24, AND it keeps my age of credit in tact.  I mean, by like 11 months, but whatever.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 22, 2016, 12:59:43 PM
are you going to keep the reserve forever? If not I'd hold onto that preferred.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 22, 2016, 01:36:40 PM
are you going to keep the reserve forever? If not I'd hold onto that preferred.
Good point.  The fee difference is what, $65 if you subtract the $300 travel credit? I guess you'd have to spend about 3k on dining and travel annually to offset the $65 just with the extra point per dollar in those categories.  But you also get the PPS, which I admittedly won't use often, but it's good to know it's there.  So I will probably hold on to the card.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 22, 2016, 04:44:24 PM
it sounds like some are having a decent amount of success circumventing 5/24 by going into a chase branch and working with a banker through the application process
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 22, 2016, 04:48:12 PM
it sounds like some are having a decent amount of success circumventing 5/24 by going into a chase branch and working with a banker through the application process

that's only for "pre-approved" folks tho right"?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 22, 2016, 05:07:01 PM
i think what you're supposed to do is call chase and ask for a product change to the freedom

i haven't applied for the csr yet but prob will, but ya no reason to pay the $95 csp

Just paid mine last month.  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 22, 2016, 05:32:16 PM
it sounds like some are having a decent amount of success circumventing 5/24 by going into a chase branch and working with a banker through the application process

Except they don't have banks anywhere close do they?  I know they are in MO/KS
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 22, 2016, 05:38:02 PM
Approved!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 22, 2016, 05:47:50 PM
Post updates on how well it works to get $300 of travel reimbursed in 2015 and again in 2016 while only having paid 1 $450 fee.

I don't think I'll have any reason to be spending my own $300 on travel the rest of this year to be worth getting, if I even could get around 5/24 by walking up to the bank.  But I'd do it around this time in 2016 if it was a lock that you could get $600 reimbursed and 100K points and 3x bonus for $450 and then canceling before the next fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 22, 2016, 05:54:51 PM
Post updates on how well it works to get $300 of travel reimbursed in 2015 and again in 2016 while only having paid 1 $450 fee.

I don't think I'll have any reason to be spending my own $300 on travel the rest of this year to be worth getting, if I even could get around 5/24 by walking up to the bank.  But I'd do it around this time in 2016 if it was a lock that you could get $600 reimbursed and 100K points and 3x bonus for $450 and then canceling before the next fee.

It worked well on the Prestige, hoping for the same out of this one...
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 22, 2016, 06:08:27 PM
Just got an email from discover that they've got 5% cashback on amazon through the rest of the year.  Freedom's gonna tie or beat that again this year?  I'm not even sure where my discover card is since they replaced my elite PR flag one with a generic one.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 22, 2016, 07:13:43 PM

phil, x/24?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 22, 2016, 07:43:03 PM

phil, x/24?

Mrs. only had 1....I was over limit and didn't even try.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 22, 2016, 07:47:58 PM
oh.  well i mean, anyone with a pulse and good credit and willing to spend $450/yr is getting approved as long as you're under 5/24.
i thought you were approved +5
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on August 23, 2016, 09:37:02 AM
Post updates on how well it works to get $300 of travel reimbursed in 2015 and again in 2016 while only having paid 1 $450 fee.

I don't think I'll have any reason to be spending my own $300 on travel the rest of this year to be worth getting, if I even could get around 5/24 by walking up to the bank.  But I'd do it around this time in 2016 if it was a lock that you could get $600 reimbursed and 100K points and 3x bonus for $450 and then canceling before the next fee.

Terms and conditions page says the $300 travel credit is good for every calendar year. Not sure how you would retroactively get a 2015 reimbursement, but you could get one during what's left of 2016 and then again in January 2017.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 23, 2016, 09:39:09 AM
yeah, trim, you'll get the $300 in 2016 and again in 2017. It will count for Uber, taxis, public trans, flights, seat upgrades, hotels, etc. I'm confident anything that the CSP codes as travel for bonus points will get reimbursed.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 23, 2016, 09:43:30 AM
Post updates on how well it works to get $300 of travel reimbursed in 2015 and again in 2016 while only having paid 1 $450 fee.

I don't think I'll have any reason to be spending my own $300 on travel the rest of this year to be worth getting, if I even could get around 5/24 by walking up to the bank.  But I'd do it around this time in 2016 if it was a lock that you could get $600 reimbursed and 100K points and 3x bonus for $450 and then canceling before the next fee.

Terms and conditions page says the $300 travel credit is good for every calendar year. Not sure how you would retroactively get a 2015 reimbursement, but you could get one during what's left of 2016 and then again in January 2017.

I typed 2015 and 2016 when I meant 2016 and 2017.

I'd be shooting to do it in summer 2017 after I'm good on 5/24 again and trying to get $300 reimbursed in each of what's left of 2017 and the 1st half of 2018 before canceling it and having only paid 1 $450 fee.

eff, it's weird talking about 2018 plans.  That feels like the future, like flying cars and stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 23, 2016, 09:45:29 AM
yeah, trim, you'll get the $300 in 2016 and again in 2017. It will count for Uber, taxis, public trans, flights, seat upgrades, hotels, etc. I'm confident anything that the CSP codes as travel for bonus points will get reimbursed.

Right.  Still doubtful I'd be spending $300 of my own money on those things the rest of 2016, but if I thought I would be, I'd hear out everyone's success stories of bypassing 5/24, especially if it's as easy as walking up to the branch.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 23, 2016, 12:01:01 PM
dammit, denied.  Apparently a fraudulent card opened up in my name in 2015 still showed up on my credit report, despite having opened a fraud case on it last year.    That put me over the edge.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 23, 2016, 12:04:30 PM
dammit, denied.  Apparently a fraudulent card opened up in my name in 2015 still showed up on my credit report, despite having opened a fraud case on it last year.    That put me over the edge.

haha, oh crap
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on August 23, 2016, 12:06:05 PM
dammit, denied.  Apparently a fraudulent card opened up in my name in 2015 still showed up on my credit report, despite having opened a fraud case on it last year.    That put me over the edge.

haha, oh crap

i mean, why do I have to file a seperate dispute from a fraud report?   C'mon Experian!
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 23, 2016, 01:18:36 PM
Steve, would it be hard to fly to Male (Maldives) using AA points?  Dates would be this January, like 20-28.  Is it too late in the game for this?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 23, 2016, 01:23:18 PM
are you still in san diego? if so it would be incredibly easy. there is currently coach, biz, and some 1st award space for two seats on a lot of dates around that time. I'd book ASAP though. and I didn't look at routing so it may be terrible.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on August 23, 2016, 01:36:17 PM
Yes, are u using aa.com to see availability?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 23, 2016, 01:36:45 PM
yes
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 23, 2016, 03:21:08 PM
yeah, trim, you'll get the $300 in 2016 and again in 2017. It will count for Uber, taxis, public trans, flights, seat upgrades, hotels, etc. I'm confident anything that the CSP codes as travel for bonus points will get reimbursed.

Right.  Still doubtful I'd be spending $300 of my own money on those things the rest of 2016, but if I thought I would be, I'd hear out everyone's success stories of bypassing 5/24, especially if it's as easy as walking up to the branch.

So if I get it now I should upgrade trips I have planned for the rest of this year or I'll just lose the $300 for this year right?  Or I guess I could just wait and get it in Jan 2017 to make sure I spend the $300 each year?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 23, 2016, 03:31:13 PM
yeah, trim, you'll get the $300 in 2016 and again in 2017. It will count for Uber, taxis, public trans, flights, seat upgrades, hotels, etc. I'm confident anything that the CSP codes as travel for bonus points will get reimbursed.

Right.  Still doubtful I'd be spending $300 of my own money on those things the rest of 2016, but if I thought I would be, I'd hear out everyone's success stories of bypassing 5/24, especially if it's as easy as walking up to the branch.

So if I get it now I should upgrade trips I have planned for the rest of this year or I'll just lose the $300 for this year right?  Or I guess I could just wait and get it in Jan 2017 to make sure I spend the $300 each year?

If you were going to wait for your latter scenario, I'd think you'd want to wait even later into 2017 so that you have plenty of time in both 2017 and 2018 to spend $300 in each within the 365-ish days you'd have the card that you're paying $450 for.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on August 23, 2016, 04:15:33 PM
$300 in Uber credit just in time for football season? Sign. Me. Up.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 23, 2016, 04:20:51 PM
yeah, trim, you'll get the $300 in 2016 and again in 2017. It will count for Uber, taxis, public trans, flights, seat upgrades, hotels, etc. I'm confident anything that the CSP codes as travel for bonus points will get reimbursed.

Right.  Still doubtful I'd be spending $300 of my own money on those things the rest of 2016, but if I thought I would be, I'd hear out everyone's success stories of bypassing 5/24, especially if it's as easy as walking up to the branch.

So if I get it now I should upgrade trips I have planned for the rest of this year or I'll just lose the $300 for this year right?  Or I guess I could just wait and get it in Jan 2017 to make sure I spend the $300 each year?

If you were going to wait for your latter scenario, I'd think you'd want to wait even later into 2017 so that you have plenty of time in both 2017 and 2018 to spend $300 in each within the 365-ish days you'd have the card that you're paying $450 for.

Ah, got it.
Title: Re: How Many Credit Cards Do You Have?
Post by: MeatSauce on August 23, 2016, 04:32:28 PM
(http://uploads.tapatalk-cdn.com/20160823/ff219a7ee5160022d34e10a3ebca85de.jpg)

Oh hello.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 23, 2016, 04:45:24 PM
(http://uploads.tapatalk-cdn.com/20160823/ff219a7ee5160022d34e10a3ebca85de.jpg)

Oh hello.

i knew they were packaging it up in some pimp crap.   didn't expedite mine, 7-10 days.  i heard the call center was overloaded yesterday and didn't really care a whole lot about waiting a week for it to arrive.  did you your priority pass come at the same time?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 23, 2016, 06:18:41 PM
Prestige overnighted my card when got that one but not the PPS....

Just checked my Chase online account and the card number is already issued but the email confirmation said two weeks.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on August 23, 2016, 07:37:09 PM
Prestige overnighted my card when got that one but not the PPS....

Just checked my Chase online account and the card number is already issued but the email confirmation said two weeks.
Same. Really hope it gets here before Labor Day weekend :pray:
Title: Re: How Many Credit Cards Do You Have?
Post by: MeatSauce on August 23, 2016, 09:04:21 PM
(http://uploads.tapatalk-cdn.com/20160823/ff219a7ee5160022d34e10a3ebca85de.jpg)

Oh hello.

i knew they were packaging it up in some pimp crap.   didn't expedite mine, 7-10 days.  i heard the call center was overloaded yesterday and didn't really care a whole lot about waiting a week for it to arrive.  did you your priority pass come at the same time?
I used the r/churning link last week...
PP coming separate
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 23, 2016, 11:12:13 PM
sounds like they're expediting the shipping of everyone's (2 day)
you need to activate the PP in the chase portal before they'll ship it fwiw
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 24, 2016, 09:36:13 AM
Is it heavy as eff?  It better be heavy as eff.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 24, 2016, 09:58:29 AM
it's the same weight as the csp
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 24, 2016, 10:14:29 AM
Damn I was hoping for depleted uranium type density.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on August 24, 2016, 08:09:46 PM
https://twitter.com/thepointsguy/status/768614876671598592
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 24, 2016, 09:32:20 PM
yeah, trim, you'll get the $300 in 2016 and again in 2017. It will count for Uber, taxis, public trans, flights, seat upgrades, hotels, etc. I'm confident anything that the CSP codes as travel for bonus points will get reimbursed.

Right.  Still doubtful I'd be spending $300 of my own money on those things the rest of 2016, but if I thought I would be, I'd hear out everyone's success stories of bypassing 5/24, especially if it's as easy as walking up to the branch.

Reddit seems to think its that easy. My wife and I both got denied and I'm going to try a branch in the next day or two.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 24, 2016, 09:48:58 PM
the best way to get around 5/24 is to be a CPC.  i think that a lot of the reddit posters don't understand 5/24 and what cards count towards the 5 because there's a lot of dumbasses posting over there so they're like i'm at 8/24 and visited  a branch and boom approved.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 25, 2016, 07:15:41 AM
I'm a legit 11/24  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 25, 2016, 08:43:09 AM
I'm a legit 11/24  :lol:

#creditcardgoals
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 25, 2016, 03:08:04 PM
when I got denied they told me I was 7/24
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 25, 2016, 05:08:03 PM
Update from in Chase branch: NOPE
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 25, 2016, 05:12:53 PM
I got 8 cards in a 7 month span in 2015  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 25, 2016, 05:14:41 PM
i got a bunch of docs notarized at a chase branch (free).  it took the notary employee like an hour and was a huge pain in the ass for her and prolly saved me about $100 or so.  i only have cc accounts, and only shitty no fee ones at that.


so anytime someone wants to talk to you about barclays or citi customer service and act like it's not complete crap, keep in mind that they're wrong.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 25, 2016, 05:17:24 PM
First National Bank does that too. but their credit card sucks complete crap so eff'em. but the checking is free and interest bearing and reimburses my ATM fees so back to good on them.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 25, 2016, 05:19:58 PM
i got a bunch of docs notarized at a chase branch (free).  it took the notary employee like an hour and was a huge pain in the ass for her and prolly saved me about $100 or so.  i only have cc accounts, and only shitty no fee ones at that.


so anytime someone wants to talk to you about barclays or citi customer service and act like it's not complete crap, keep in mind that they're wrong.

The girl in branch was awesome and went to bat for me all the way to customer retention and got super pissed at them

She was like "this is stupid, you're the target person this card is intended for"

So is the Amex platinum comparable or what?  I kinda just want one of these high end cards now
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 25, 2016, 05:28:31 PM
Amex plat has better benefits overall. Status with multiple hotels, better lounge access (PP but also Delta and Centurion), better hotel booking program. Worse points earning and points are less valuable. When the 100k sign up rolls around again pounce on it. The 100k won't be worth the same as 100k UR but they are pretty valuable and versatile.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 25, 2016, 05:34:02 PM
Think I may cancel some chase cards and just get that then in a year or so switch back to the reserve
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on August 25, 2016, 08:19:55 PM
I have very much enjoyed my 100k Amex Platinum. In addition to the benefits SD mentioned (Centurion, two free water bottles at a Hilton  :love:), I've saved quite a bit of money on Amex Offers stuff I would have purchased anyway. Perhaps my fave thing about it is that since the 'Meals fly SW almost exclusively, all SW fees and booze and junk get reimbursed, meaning my two companion passes actually cost nothing.

I also find I share a special bond with other Amex Platinum holders I meet. There's an unspoken "see you in the Centurion" vibe 24/7/365.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2016, 07:26:36 AM
centurion lounges are def. BITB stateside. our pud domestic carriers will never have a Wing or Lufty terminal but the centurions are pretty (http://emojipedia-us.s3.amazonaws.com/cache/4e/34/4e349487baad811746c02a09fcea0f56.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 26, 2016, 12:39:46 PM
better hotel booking program.

tell me more about this- is it really different?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2016, 12:53:11 PM
better hotel booking program.

tell me more about this- is it really different?

yeah, you get some pretty great benefits

http://onemileatatime.boardingarea.com/2016/02/04/amex-fhr-perks

Daily breakfast for two people
Room upgrade upon arrival, when available
A unique property amenity (usually a $100 property credit, free massage, car transfer, etc.)
Guaranteed 4PM check-out
Noon check-in, subject to availability
Complimentary in-room wifi (exclusions apply)
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 26, 2016, 02:41:27 PM
wow, that's pretty great. 
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 26, 2016, 07:03:28 PM
no fancy box :(
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 26, 2016, 07:35:53 PM
I have very much enjoyed my 100k Amex Platinum. In addition to the benefits SD mentioned (Centurion, two free water bottles at a Hilton  :love:), I've saved quite a bit of money on Amex Offers stuff I would have purchased anyway. Perhaps my fave thing about it is that since the 'Meals fly SW almost exclusively, all SW fees and booze and junk get reimbursed, meaning my two companion passes actually cost nothing.

I also find I share a special bond with other Amex Platinum holders I meet. There's an unspoken "see you in the Centurion" vibe 24/7/365.

The bonus is apparently only 40k right now unless I read FT wrong. Will prob wait it out to see if they do a higher sign up bonus to compete with the CSR.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2016, 08:06:34 PM
Yeah, most of the time it's less than that. They promote the benefits exclusively to sell the fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 26, 2016, 08:07:32 PM
But about once a year a 100k pops up via some obscure link. Keep in mind Amex cards are once in a lifetime (not really but basically maybe?)
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 26, 2016, 10:27:20 PM
Once in a lifetime is a great song
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 29, 2016, 05:51:22 PM
I did not get a cool box with my CSR! And apparently you don't have to call and activate the card.  So it's a good thing my apt neighbors did not steal it while it was sitting outside my front door all weekend.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 29, 2016, 05:54:36 PM
I did not get a cool box with my CSR! And apparently you don't have to call and activate the card.  So it's a good thing my apt neighbors did not steal it while it was sitting outside my front door all weekend.

Sent from my SM-G930P using Tapatalk



ya I didn't have to activate either, v weird
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 30, 2016, 02:48:43 PM
(https://visuals.feedly.com/v1/resize?url=http%3A%2F%2Fviewfromthewing.img.boardingarea.com%2Fwp-content%2Fuploads%2F2015%2F04%2Fgary-leff-1.jpg&sizes=647x*!0.01)
Title: Re: How Many Credit Cards Do You Have?
Post by: Emo EMAW on August 30, 2016, 03:00:51 PM
(https://visuals.feedly.com/v1/resize?url=http%3A%2F%2Fviewfromthewing.img.boardingarea.com%2Fwp-content%2Fuploads%2F2015%2F04%2Fgary-leff-1.jpg&sizes=647x*!0.01)

It's the two Superbad kids squished together.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on August 30, 2016, 04:08:03 PM
Whoa
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 02, 2016, 07:19:07 PM
no more churning alaska cards. guess i'm going 5/24. I'm going to have some time free'd up I guess. rough ridin' bullshit.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 03, 2016, 01:19:59 PM
no more churning alaska cards. guess i'm going 5/24. I'm going to have some time free'd up I guess. rough ridin' bullshit.

eff.  What are the specifics?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 03, 2016, 03:14:48 PM
no more churning alaska cards. guess i'm going 5/24. I'm going to have some time free'd up I guess. rough ridin' bullshit.

eff.  What are the specifics?

did you get the csr?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 03, 2016, 03:48:39 PM
no more churning alaska cards. guess i'm going 5/24. I'm going to have some time free'd up I guess. rough ridin' bullshit.

eff.  What are the specifics?

did you get the csr?

I wouldn't be eligible until next summer, but I'd planned to get at least a couple alaska cards in the meantime.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on September 03, 2016, 05:35:00 PM
Guys I think the party is over. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 05, 2016, 10:33:36 PM
Cult.

http://www.seattletimes.com/business/cult-of-chase-sapphire-credit-card-churners-have-a-new-love/
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on September 06, 2016, 12:01:02 PM
Any thoughts on the best American Airlines card to get?  I haven't flown American in years, and have zero status with them right now.  So, I'd prefer a card that helps me get status fast, if that's possible. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 06, 2016, 12:12:40 PM
Any thoughts on the best American Airlines card to get?  I haven't flown American in years, and have zero status with them right now.  So, I'd prefer a card that helps me get status fast, if that's possible.

if you are going to spend $40k on it in a calendar year this one will help get status. also has priority boarding and check in lines, free bags, admirals club access. tsa pre or global entry reimbursement. $450 annual fee tho.

https://secure.fly.aa.com/citi/ccpage-exec
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 06, 2016, 12:50:07 PM
no more churning alaska cards. guess i'm going 5/24. I'm going to have some time free'd up I guess. rough ridin' bullshit.

eff.  What are the specifics?

did you get the csr?

I wouldn't be eligible until next summer, but I'd planned to get at least a couple alaska cards in the meantime.

sd, what is the info that had you posting "no more churning alaska cards?"  <-- IMPORTANT
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 06, 2016, 12:54:05 PM
I don't remember. some boardingarea blog post.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on September 06, 2016, 12:58:36 PM
I don't remember. some boardingarea blog post.

Was it this one?

http://travelupdate.boardingarea.com/alaska-airlines-credit-card/#_ga=1.89409051.1446663739.1473130034
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 06, 2016, 01:02:30 PM
maybe, I don't know.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 06, 2016, 01:05:53 PM
I don't remember. some boardingarea blog post.

Was it this one?

http://travelupdate.boardingarea.com/alaska-airlines-credit-card/#_ga=1.89409051.1446663739.1473130034

That looks like it's just the having multiple accounts at once that's dead, and maybe only in Canada anyway.

I'll cancel when I have a few months of knowing I wouldn't be flying Alaska and apply for another one after 90 days.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on September 06, 2016, 01:12:59 PM
I don't remember. some boardingarea blog post.

Was it this one?

http://travelupdate.boardingarea.com/alaska-airlines-credit-card/#_ga=1.89409051.1446663739.1473130034

That looks like it's just the having multiple accounts at once that's dead, and maybe only in Canada anyway.

I'll cancel when I have a few months of knowing I wouldn't be flying Alaska and apply for another one after 90 days.

Since they won't be flying out of ICT until April of next year, it sounds like I should cancel mine and then re-apply around Dec/Jan to get another 30k miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 06, 2016, 10:09:38 PM
I haven't logged onto chase.com on the computer in ages, that new chase layout is  :love:

I'm so happy I got busy and didn't have time to churn the past couple years, mrs. raquetcat and I are alllllll over that csr  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on September 07, 2016, 10:42:09 AM
anyone know what type of questions they ask when applying for ink? if you don't get automatically accepted.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 07, 2016, 10:47:07 AM
anyone know what type of questions they ask when applying for ink? if you don't get automatically accepted.

what is your business, what do you do, etc. one thing to keep in mind when making this call is you're dealing with a call center kid who's checking boxes and even the reconsideration line is the senior call center kids. you're not actually talking to a banker or anyone who knows what they're doing outside of a script.
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on September 07, 2016, 10:48:44 AM
sounds good!
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on September 07, 2016, 01:38:37 PM
My wife randomly got the chase sapphire reserve or whatever it's called, we're paying for some flights with it, is the $300 travel credit deducted from your spend (i.e. do u actually need to spend $4300 in 3 months to meet the min)?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 07, 2016, 02:24:57 PM
My wife randomly got the chase sapphire reserve or whatever it's called, we're paying for some flights with it, is the $300 travel credit deducted from your spend (i.e. do u actually need to spend $4300 in 3 months to meet the min)?

i read on the reddit that it doesn't count towards the $4k but who knows because what in the world is a reddit anyway LMAO
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 07, 2016, 02:46:23 PM
My wife randomly got the chase sapphire reserve or whatever it's called, we're paying for some flights with it, is the $300 travel credit deducted from your spend (i.e. do u actually need to spend $4300 in 3 months to meet the min)?

just spend 4300 either way
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 07, 2016, 03:04:09 PM
$300 short on that 100k UR's.  oh well!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 10, 2016, 12:14:13 PM
This is nice, even if it's largely dependent on the Corn Master.

http://www.seahawks.com/news/2016/09/09/seahawks-throw-delta-skymiles-launch-12status-engagement-program
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on September 10, 2016, 07:20:33 PM
Which non-Chase hotel card should I apply for tonight?  Hoping for two free nights OBO.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2016, 08:47:06 PM
Only options are SPG Amex or citi Hilton cards. SPG is better but rumblings the sign up is going up soon.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on September 10, 2016, 10:27:35 PM
Only options are SPG Amex or citi Hilton cards. SPG is better but rumblings the sign up is going up soon.

What rumblings have you heard RE: the Marriott deal?  I have been thinking about the SPG Amex, but have been waiting on some news about this.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 11, 2016, 11:37:22 PM
This is nice, even if it's largely dependent on the Corn Master.

http://www.seahawks.com/news/2016/09/09/seahawks-throw-delta-skymiles-launch-12status-engagement-program

Wow the Seahawks are elite
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 12, 2016, 04:55:15 PM
Since they won't be flying out of ICT until April of next year, it sounds like I should cancel mine and then re-apply around Dec/Jan to get another 30k miles.

I just saw I got the miles really quick but it might be a month or 2 before the $100 statement credit shows up.  I'd at least wait for that to happen if I was you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 12, 2016, 04:58:52 PM
This is nice, even if it's largely dependent on the Corn Master.

http://www.seahawks.com/news/2016/09/09/seahawks-throw-delta-skymiles-launch-12status-engagement-program

Wow the Seahawks are elite

:lol:

Quote
09/11/2016
SEAHAWKS VS DOLPHINS
+258
MILES
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2016, 02:36:55 PM
50k Barclay Arrival. Worth $500+ in travel. just spend on travel and then have it taken off the bill like cap one venture. $3k spend. no first year fee. one of the last churnables that's worth a damn.

http://onemileatatime.boardingarea.com/2016/09/16/barclaycard-arrival-plus-50k-link/#_ga=1.262491659.646504989.1395705258
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2016, 08:21:06 PM
75k plat amex biz. pretty good. great benefits (complimentary access to over 900 airport lounges, including the Centurion® lounge network3, Delta Sky Clubs®4, and Airspace Lounges5. You can also enroll in Priority PassTMSelect6, on us.) and if you get it quick and use the $200 fee reimbursement you'll get another $200 next year to almost entirely offset the $450 annual fee.

http://pointsmilesandmartinis.boardingarea.com/2016/09/75000-mr-point-offer-business-platinum-amex-card/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 18, 2016, 10:18:19 AM
also, amex biz cards don't count towards 5/24
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 20, 2016, 08:50:34 AM
Marriott SPG deal got final approval. Closing on the 23rd. Will be awhile before anyone knows anything about the program mergers but at least the Chinese road block is down.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2016, 07:54:27 AM
SPG amex switched to 2 free nights at a 1-5 instead of points. so that sucks if you've never gotten this card before.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on September 22, 2016, 08:37:31 AM
Do I need to transfer my spg points urgently?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2016, 08:46:36 AM
Do I need to transfer my spg points urgently?

no
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2016, 07:02:11 AM
holy crap. marriott and SPG are already linking accounts and you can transfer points at 1:3 SPG:Marriott. That actually makes sense and is probably the right ratio.  :runaway: :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on September 23, 2016, 07:05:07 AM
:Wha:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2016, 07:06:17 AM
and matching status, welcome new marriott gold member steve dave!
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on September 23, 2016, 07:08:05 AM
Just another notch in SD's belt, wow
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 23, 2016, 08:48:38 AM
and matching status, welcome new marriott gold member steve dave!

Welcome SD. Life time gold member here.  :gocho: I've never stayed at or earned Starwood thingies. Apparently I'm going to have to do math when I travel now to see which property is the best deal. Still sitting on 900k Marriott points.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on September 23, 2016, 09:19:38 AM
75k plat amex biz. pretty good. great benefits (complimentary access to over 900 airport lounges, including the Centurion® lounge network3, Delta Sky Clubs®4, and Airspace Lounges5. You can also enroll in Priority PassTMSelect6, on us.) and if you get it quick and use the $200 fee reimbursement you'll get another $200 next year to almost entirely offset the $450 annual fee.

http://pointsmilesandmartinis.boardingarea.com/2016/09/75000-mr-point-offer-business-platinum-amex-card/

Is there any way to get around the targeted offer? It keeps giving me a 40k, I'm not having any luck getting the 75k.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2016, 09:53:12 AM
and matching status, welcome new marriott gold member steve dave!

Welcome SD. Life time gold member here.  :gocho: I've never stayed at or earned Starwood thingies. Apparently I'm going to have to do math when I travel now to see which property is the best deal. Still sitting on 900k Marriott points.

holy crap. I have 310k and I thought I was flush.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2016, 09:53:38 AM
75k plat amex biz. pretty good. great benefits (complimentary access to over 900 airport lounges, including the Centurion® lounge network3, Delta Sky Clubs®4, and Airspace Lounges5. You can also enroll in Priority PassTMSelect6, on us.) and if you get it quick and use the $200 fee reimbursement you'll get another $200 next year to almost entirely offset the $450 annual fee.

http://pointsmilesandmartinis.boardingarea.com/2016/09/75000-mr-point-offer-business-platinum-amex-card/

Is there any way to get around the targeted offer? It keeps giving me a 40k, I'm not having any luck getting the 75k.

I don't know
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 23, 2016, 10:06:39 AM
and matching status, welcome new marriott gold member steve dave!

Welcome SD. Life time gold member here.  :gocho: I've never stayed at or earned Starwood thingies. Apparently I'm going to have to do math when I travel now to see which property is the best deal. Still sitting on 900k Marriott points.

holy crap. I have 310k and I thought I was flush.

All earned the hard way for the most part. Glad I don't have to travel that much anymore. Pretty sweet to have the lifetime gold status and access to the lounges forever though.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on September 23, 2016, 10:13:44 AM
With 400k Marriott points and the newest SPG platinum member, I'm having a good little Friday
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 23, 2016, 10:15:32 AM
Sweet, I almost did that SPG->AA bonus conversion a few days ago before deciding against it and keeping options open.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2016, 12:10:39 PM
pretty great exhaustive list of things you can now do with SPG/Marriott combo points.

http://frequentmiler.boardingarea.com/2016/09/23/marriott-spg-complete-guide-to-sweet-opportunities/#_ga=1.234457694.1925839842.1454333828
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2016, 04:41:40 PM
if you want a SW companion pass for two years there are really good marriott night/flight packages that you can get a week of hotel stays plus enough SW miles for a companion pass (plus the actual SW miles). if you've got a good amount of SPG points that would be an opportunity if you've got like 11 kids and are going to fly SW a ton in the next two years with them like I am.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2016, 04:43:17 PM
I've spent my entire day moving around travel plans and points from programs and crap and I think maybe I'm the only one that really GAF about this and it's kinda pissing me off.  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on September 23, 2016, 06:07:52 PM
i have (had?) like 25-30k spg points left, will this now get me like half a night in some pud shanty steve dave?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2016, 06:22:25 PM
i have (had?) like 25-30k spg points left, will this now get me like half a night in some pud shanty steve dave?

you have a better selection of shantys to choose from
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 23, 2016, 06:39:09 PM
i have (had?) like 25-30k spg points left, will this now get me like half a night in some pud shanty steve dave?

you have a better selection of shantys to choose from

He could and still can hit rock bottom and Dylan McKay it up some OK places for a week+.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 23, 2016, 06:47:07 PM
an actually, 30k spg is worth a lot. like $600-$700 or something. don't let that expire tobias. or I'll kill you, like I did JW.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on September 23, 2016, 08:19:40 PM
I stayed at the element in Omaha for like 5k Starwood. They have amazing value redemptions. Did a le Meriden in DC for like 7k. They also have actual nice hotels across the entire price spectrum. Alofts and elements are nice semi upscale hotels that are dirt cheap.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on September 23, 2016, 10:03:07 PM
an actually, 30k spg is worth a lot. like $600-$700 or something. don't let that expire tobias. or I'll kill you, like I did JW.

oh i won't :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 26, 2016, 04:39:50 PM
spg points expire?  how?
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on September 27, 2016, 11:02:00 AM
Anyone want to make me an authorized user for spark? I'll make you some sick cash, pm for deets
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on September 27, 2016, 12:38:37 PM
Anyone want to make me an authorized user for spark? I'll make you some sick cash, pm for deets

(http://thencrowd14.com/wp-content/uploads/2015/09/tumblr_ml2dnzk2az1rxde6go1_400.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on September 27, 2016, 01:49:21 PM
Capital one spark
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2016, 07:40:18 AM
Frontier finally has TSA Pre. Flying them in Dec. and was starting to sweat bringing a 3 year old and 6 month old through regular security.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on September 30, 2016, 01:27:00 PM
which card should I get

spg (bonus gone)
chase sapphire (hit spend) haven't looked at the points balance or anything yet

Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on September 30, 2016, 02:04:33 PM
Anyone want to make me an authorized user for spark? I'll make you some sick cash, pm for deets

I have a spark card. what's your scheme here?
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on September 30, 2016, 02:30:19 PM
Bro in law wants to fly business class from MCI or MHK to Australia sometime in the next 2 years. Currently has 150k chase and 66k AA, what's his best bet for airlines and cards to go after? I tried helping him, but I'm out of my depth, putting up the sd signal on this one
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on September 30, 2016, 02:45:12 PM
Anyone want to make me an authorized user for spark? I'll make you some sick cash, pm for deets

I have a spark card. what's your scheme here?

(http://www.mthai.com/en/wp-content/uploads/2016/02/dont-do-it.gif)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2016, 03:13:29 PM
which card should I get

spg (bonus gone)
chase sapphire (hit spend) haven't looked at the points balance or anything yet

sapphire is better bet. pm me if you want a referral.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 30, 2016, 03:15:54 PM
Bro in law wants to fly business class from MCI or MHK to Australia sometime in the next 2 years. Currently has 150k chase and 66k AA, what's his best bet for airlines and cards to go after? I tried helping him, but I'm out of my depth, putting up the sd signal on this one

he's going to sneed a shitload more AA miles and that is a hard ticket to find. new zealand is open on united with those URs.

http://viewfromthewing.boardingarea.com/2016/09/20/unicorn-business-class-awards-to-new-zealand-for-up-to-8-passengers-wide-open-in-summer/
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on September 30, 2016, 03:23:44 PM
Frontier finally has TSA Pre. Flying them in Dec. and was starting to sweat bringing a 3 year old and 6 month old through regular security.

:ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on September 30, 2016, 03:37:17 PM
Anyone want to make me an authorized user for spark? I'll make you some sick cash, pm for deets

I have a spark card. what's your scheme here?

(http://www.mthai.com/en/wp-content/uploads/2016/02/dont-do-it.gif)

your loss
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 04, 2016, 08:03:49 PM
im now cancelling my spg amex to avoid the annual fee. Will my spg account remain intact or do I have to transfer my pointies first?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 04, 2016, 08:07:40 PM
also does the award wallet neural net know when I cancel a card or do I have to tell it?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 04, 2016, 08:10:51 PM
Your SPG account survives independent of your AMEX.  And AwardWallet is keeping tabs on your SPG account and give zero fucks re: your AMEX.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 05, 2016, 09:03:29 AM
Bro in law wants to fly business class from MCI or MHK to Australia sometime in the next 2 years. Currently has 150k chase and 66k AA, what's his best bet for airlines and cards to go after? I tried helping him, but I'm out of my depth, putting up the sd signal on this one

this may be helpful in his quest

http://onemileatatime.boardingarea.com/2016/01/14/qantas-business-class-awards/
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on October 09, 2016, 08:14:12 AM
Your SPG account survives independent of your AMEX.  And AwardWallet is keeping tabs on your SPG account and give zero fucks re: your AMEX.
Ok ty. Not true with ur tho right? Dies with the CSP?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 09, 2016, 09:14:32 AM
Your SPG account survives independent of your AMEX.  And AwardWallet is keeping tabs on your SPG account and give zero fucks re: your AMEX.
Ok ty. Not true with ur tho right? Dies with the CSP?

Right. Transfer all your CSP-earned UR points to a travel award partner account or better, to another UR-earning credit card UR account, before canceling a CSP.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on October 12, 2016, 07:47:09 PM
I got a 50K mile offer for the regular American Airlines Citi card and grabbed it.  It was offered on American site when I was booking a flight.  Haven't seen that offer before or after anywhere.  Best I could find otherwise was 30K.  There is another card with a huge annual fee but eff that thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 12, 2016, 08:38:48 PM
you can get 50k always pete but it's still good. I've gotten that card about 20 times between 100k and 50k. the 100k days are over though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 12, 2016, 08:41:03 PM
for those of you that haven't done this thread for long you used to be able to get the 100k and 75k cards about every 3 months for a couple years. I have gotten over a million miles from these citi AA cards. TONS of flyertalkers that started before me got lifetime exec platinum status with AA by doing this. When I got started those miles only qualified you for lifetime million mile status for about a year so I only got about 300k to lifetime exec plat status. those were the glory days.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on October 12, 2016, 10:18:10 PM
Wow, I had no idea
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on October 12, 2016, 10:31:56 PM
I guess it does pay(literally) to be old once in awhile. Who knew
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on October 13, 2016, 09:03:02 AM
any have a specific phone number I can call to get my 5/24 chase status?  I want the sapph reserve bad
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 13, 2016, 09:13:15 AM
I guess it does pay(literally) to be old once in awhile. Who knew

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on October 13, 2016, 09:30:56 AM
I guess it does pay(literally) to be old once in awhile. Who knew

well except it was all in the past, so he only got paid when he was younger. now that he's old he can't do it anymore.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on October 13, 2016, 09:33:01 AM
I guess it does pay(literally) to be old once in awhile. Who knew

well except it was all in the past, so he only got paid when he was younger. now that he's old he can't do it anymore.

If I could reach through this screen and punch you in the face right now I would :D
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on October 17, 2016, 06:46:01 AM
If you are going to start flying American anytime soon, I really recommend getting one of their Citi cards with the "Group 1" boarding benefit. 

I haven't flown American in years and had no status.  They way that they board can really eff your chances of avoiding getting your carry-on checked, and as a result, it's a gang bang mad house when they call "group 2" for boarding.  Group 2 is chaos.  It's repulsive.

If you get the card, you get Group 1, which guarantees your carry on does NOT get checked....even on the piece of crap 2x2 Eagle jets.  There are always just a handful of Group 1, after the status group loads. 

I applied for the card as soon as I stared flying American.  It took a few weeks for Group 1 to show up on my boarding passes, but works like a charm now. 
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on October 17, 2016, 09:40:22 AM
Hit my 50k bonus for CSP.  Should I move on to the Reserve? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2016, 01:41:03 PM
Hit my 50k bonus for CSP.  Should I move on to the Reserve?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on October 17, 2016, 01:49:25 PM
once i get the reserve, is there any reason to keep the CSP open? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2016, 01:52:31 PM
once i get the reserve, is there any reason to keep the CSP open?

you will probably want it to move your points back from the reserve if you don't want to pay the annual fee in a year. if you're going to keep the reserve for multiple years then no.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on October 17, 2016, 02:27:41 PM
I still have my freedom open.  Can I just move all the points to that one?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2016, 02:31:42 PM
I still have my freedom open.  Can I just move all the points to that one?

sure, but they're pretty worthless if you do
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2016, 02:33:01 PM
they're worth the most with the reserve, tiny bit less with the CSP (less flexible as you can only redeem for 1.25 cpm for direct bookings v. 1.5 cpm. in most instances transferring to a travel partner is the best value), and way less with the freedom.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on October 17, 2016, 02:37:16 PM
alright.  so then plan of action: 

1.  Open CSR.  2.  hit spending bonus. 3.  Transfer or use CSR UR points 4. Cancel CSR prior to paying second annual fee
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 17, 2016, 02:40:24 PM
alright.  so then plan of action: 

1.  Open CSR.  2.  hit spending bonus. 3.  Transfer or use CSR UR points 4. Cancel CSR prior to paying second annual fee

why not just keep the csr, cancel the csp and pay the $55 delta in annual fees and keep racking up those 3x'ers?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2016, 02:42:41 PM
alright.  so then plan of action: 

1.  Open CSR.  2.  hit spending bonus. 3.  Transfer or use CSR UR points 4. Cancel CSR prior to paying second annual fee

why not just keep the csr, cancel the csp and pay the $55 delta in annual fees and keep racking up those 3x'ers?

do one of these two
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on October 17, 2016, 03:09:02 PM
isn't the CSR a $450 annual fee and the CSP $100?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 17, 2016, 03:13:16 PM
isn't the CSR a $450 annual fee and the CSP $100?

if you use the annual travel credit you get back $300 of that. assuming that's where the math is coming from.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 17, 2016, 04:01:24 PM
isn't the CSR a $450 annual fee and the CSP $100?

ya $450 annual fee - +300 annual travel credit + 2x UR vs 3x UR.  unless you don't eat out, the 2x vs 3x UR is worth the $55.

also, csr's annual fee is $95, not $100

make sure and book your $300 travel soon though b/c it needs to hit by your december statement, even if it is for SWA gift cards or whatever that you can use later for your travel if you don't have any planned soon.  the $300 credit is a calendar year annual credit and does include ubers and just about anything that could be construed as travel related
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on October 17, 2016, 04:22:24 PM
isn't the CSR a $450 annual fee and the CSP $100?

ya $450 annual fee - +300 annual travel credit + 2x UR vs 3x UR.  unless you don't eat out, the 2x vs 3x UR is worth the $55.

also, csr's annual fee is $95, not $100

make sure and book your $300 travel soon though b/c it needs to hit by your december statement, even if it is for SWA gift cards or whatever that you can use later for your travel if you don't have any planned soon.  the $300 credit is a calendar year annual credit and does include ubers and just about anything that could be construed as travel related
I always forget about the travel credit.  TY, PC and SD.

I'll see you all in this thread after I hit the CSR bonus to continue my exploration into the points universe.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 17, 2016, 04:45:19 PM
isn't the CSR a $450 annual fee and the CSP $100?

ya $450 annual fee - +300 annual travel credit + 2x UR vs 3x UR.  unless you don't eat out, the 2x vs 3x UR is worth the $55.

also, csr's annual fee is $95, not $100

make sure and book your $300 travel soon though b/c it needs to hit by your december statement, even if it is for SWA gift cards or whatever that you can use later for your travel if you don't have any planned soon.  the $300 credit is a calendar year annual credit and does include ubers and just about anything that could be construed as travel related
I always forget about the travel credit.  TY, PC and SD.

I'll see you all in this thread after I hit the CSR bonus to continue my exploration into the points universe.

the UR points universe is large and expansive.  i've been able to tally up 190K UR's in one year's time and have no intention of slowing down.

Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 18, 2016, 04:46:31 PM
has anyone ever gotten there annual fee waived?  :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 18, 2016, 04:49:34 PM
was calling to cancel my SW card because I never use the actual card and didn't feel like paying the $69 for it in November but they credited my statement for $70  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on October 18, 2016, 04:59:18 PM
was calling to cancel my SW card because I never use the actual card and didn't feel like paying the $69 for it in November but they credited my statement for $70  :gocho:
You'll probably still get the free booze coupons. :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on October 19, 2016, 08:47:25 AM
was calling to cancel my SW card because I never use the actual card and didn't feel like paying the $69 for it in November but they credited my statement for $70  :gocho:
I had the same thing happen with my AA card, they credited me $10 more than the annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on October 19, 2016, 09:06:44 AM
I called into chase cust service to see about getting the CSR, didn't know if I hit the 5/24, and the guy there didn't seem to even know anything about 5/24, and was like just apply you should be good, but i'm not sure if I am good or not.  fml
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2016, 10:31:24 AM
well just apply and find out, what's the problem?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on October 19, 2016, 01:03:31 PM
well just apply and find out, what's the problem?

would they approve me and then after I hit the spend they say, nope sorry 5/24 no 100k points for you.  or, if you are approved you will get 100k points end of story?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on October 19, 2016, 01:18:34 PM
Doesn't it hurt your credit score if you are denied?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on October 19, 2016, 01:24:13 PM
Doesn't it hurt your credit score if you are denied?

no it's just a credit inquiry regardless of the outcome, and credit inquiries are not that important to your credit score
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on October 19, 2016, 01:50:01 PM
Doesn't it hurt your credit score if you are denied?

no it's just a credit inquiry regardless of the outcome, and credit inquiries are not that important to your credit score

My credit score went down by 4 points within about 20 minutes after a credit inquiry.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2016, 02:30:07 PM
if my credit went down 4 points every time I had a credit inquiry my credit would be -800
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on October 19, 2016, 02:35:17 PM
Doesn't it hurt your credit score if you are denied?

no it's just a credit inquiry regardless of the outcome, and credit inquiries are not that important to your credit score

My credit score went down by 4 points within about 20 minutes after a credit inquiry.

like i said not that important. your credit score will go up by more than 4 points when you open a new CC, due to the new available credit you would have, which is a much bigger factor.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on October 19, 2016, 02:36:30 PM
if my credit went down 4 points every time I had a credit inquiry my credit would be -800

it's more than offset by the gain in available credit you get when you open a new card
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on October 19, 2016, 02:37:11 PM
Oh it's back up now (actually 1-2 points higher than before, depending on which reporting agency you look at)  :billdance:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2016, 02:38:09 PM
my current available credit could send me on a fear and loathing'esque bender for a solid year. like if narcos kill my entire family and all my friends that's what I'm doing. It's better than insurance.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 19, 2016, 02:41:56 PM
i had a period 3-4 years ago where i had too many credit pulls in too short of time and my score did go down enough to make a difference (50-75 points or so).  but i was really aggressive for a bit there and it faded away after a few months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on October 19, 2016, 03:21:27 PM
well it took 3 weeks to get my fraud disputed off my credit report, but got approved for the CSR last night.    :billdance:

Sucks tho, probably have to buy some travel gift cards to max my travel spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 19, 2016, 04:04:05 PM
chase is doing a $30 uber ride if you sign up w/ their card right now
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on October 25, 2016, 08:17:37 PM
Does anyone have any Alaska Airlines miles they don't need?
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on October 27, 2016, 09:01:47 AM
So we now have a crapton of URs in our account.  Is it best to use them directly from the UR portal or transfer them to partner accounts (i.e. SW, Hyatt, etc.) and book from there?  My hunch is that it depends on the situation and how many points you already have in the partner accounts.  Is this correct?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 27, 2016, 09:25:04 AM
So we now have a crapton of URs in our account.  Is it best to use them directly from the UR portal or transfer them to partner accounts (i.e. SW, Hyatt, etc.) and book from there?  My hunch is that it depends on the situation and how many points you already have in the partner accounts.  Is this correct?

usually partner. hyatt, united, ba being your best value in most cases. can get 2+ cpm in most cases. sw is a great value if you have a companion pass. if you have the CSReserve the booking directly from the UR portal becomes a better option at 1.5 cpm.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on October 27, 2016, 09:57:18 AM
So we now have a crapton of URs in our account.  Is it best to use them directly from the UR portal or transfer them to partner accounts (i.e. SW, Hyatt, etc.) and book from there?  My hunch is that it depends on the situation and how many points you already have in the partner accounts.  Is this correct?

usually partner. hyatt, united, ba being your best value in most cases. can get 2+ cpm in most cases. sw is a great value if you have a companion pass. if you have the CSReserve the booking directly from the UR portal becomes a better option at 1.5 cpm.

 :thumbs: :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on October 31, 2016, 12:05:10 AM
I need an interpretation on Delta Amex terms.  I have the gold card.  Received an offer to upgrade to platinum for 15k miles after 1k spend.  So I checked current offer for new platinum card is 60k plus 10k MQM after 2k spend, much better offer.  However bonus for new card is "not available to applicants who have or have had this product".  Does my gold card disqualify me for the bonus on a new platinum?

no, but make sure you're aware of the annual fee on the plat

:thumbsup:
The fee is only $100 more than I'm already paying on the gold, so annual companion certificate will cover that.

how long have you had the plat card?

almost a year. i was about to cancel before the $195

You should get it after paying the fee.

interesting.

Delta Plat Amex offer is up to 70k. Glad I waited. 

@mocat - did you hang on to it and get the companion pass or cancel?

Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on October 31, 2016, 11:03:07 AM
i canceled  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2016, 10:07:50 AM
a few steps involved but pretty great idea

http://dealswelike.boardingarea.com/2016/11/01/purchase-spg-points-southwest-companion-pass/#_ga=1.29067004.1925839842.1454333828
Title: Re: How Many Credit Cards Do You Have?
Post by: TimJimothy on November 01, 2016, 10:50:20 AM
Just applied and got approved for an AMEX Blue Cash Preferred card. Excited to start using it for gas and groceries. Should be able to save at least $650 or so a year with it.

Dumb question time though: Re: the cash back at gas stations; are the gas stations at Dillons', HyVees, etc considered gas stations, or grocery stores? I'm assuming they are gas stations, but what in the hell do I know?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2016, 11:00:47 AM
Yes
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 01, 2016, 01:57:48 PM
a few steps involved but pretty great idea

http://dealswelike.boardingarea.com/2016/11/01/purchase-spg-points-southwest-companion-pass/#_ga=1.29067004.1925839842.1454333828

yikes, confusion set in about two sentences into that 2nd paragraph
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 01, 2016, 02:04:14 PM
have three spg and marriott accounts you can use. wife, kid, yours, friends, etc. doesn't matter who as long as they let you move points through it.

buy the max amount of SPG at 50% bonus for all three accounts. this will cost a total of $1,595.

transfer all those points to the applicable marriott account.

move the other two marriott account points to your own marriott account. marriott allows this.

use 270,000 Marriott points for Hotel + Air Package 3 (7-nights at a category 1-5 Marriott + 120,000 Southwest Rapid Rewards points)

even if you don't use the 7 hotel nights it pays off. you'll have the companion pass and 120k SW miles (120k SW miles can be redeemed for about $1,800 in travel plus you'll have the companion to add to all of that travel plus whatever other times you fly SW plus you'll have those 7 nights of hotel if you can use them plus you'll get points for that $1,500 in spend at the beginning).
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 01, 2016, 03:25:52 PM
spg are being massive dicks to me and not offering me the 50%

i don't have all the accounts anyway so whatevs is my message to those a-hole SPG executives who are clowning my spg point discount
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on November 01, 2016, 10:04:48 PM
Any idea if this will be around after January 1st? Or can you just buy the SPG points now and transfer them to Marriott after 1/1 to get the full two-year benefit?


Also Chase mushed me for the CSR. Mushed me hard and made me feel like a dumb dummy for applying in the first place. 5/24 is the worst.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on November 10, 2016, 03:41:19 PM
are there referrals for Sapphire Reserve? hook me up if you've got one.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on November 10, 2016, 04:14:29 PM
are there referrals for Sapphire Reserve? hook me up if you've got one.

Not yet, unfortunately.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on November 14, 2016, 02:51:14 PM
Received my CSR bonus this morning  :Woohoo:
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on November 15, 2016, 12:15:30 AM
looks like chase took out ink plus and put in ink preferred. i like the bonus on my ink plus (5x office). do i get to keep that, or is it switched over to the preferred thrash?

now reading that ink likely doesn't count towards 5/24 which i long assumed did. the preferred is 80k points which is pretty good.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 15, 2016, 05:59:20 AM
Preferred looks pretty great
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on November 15, 2016, 12:26:30 PM
Welp, Ink Preferred definitely counts toward 5/24, because I just got mushed.

Going to apply for another non-Chase card today. Hotels or airline miles equally valuable. Currently have about 90k MRs, 150k URs. Which of the following should I apply for?

-SPG Amex (does it still make sense to get this?)
-Citi Premier (already have Global Entry, tho)
-British Airways Visa
-Alaska Visa
-Amex Business Gold
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 15, 2016, 12:49:01 PM
well, the BA visa is a chase card.

the 50k amex biz gold is pretty solid.

alaska is fine if you just want to churn the crap out of it and never get a chase card again.

SPG still ok. may as well get it now since it's going away at some point.

citi premier meh

Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 15, 2016, 02:38:31 PM
does the swa chase consider/factor in 5/24, i've read yes & no
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 15, 2016, 02:39:52 PM
yes
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 15, 2016, 02:45:57 PM
son of a rough ridin' bitch!
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on November 15, 2016, 10:01:11 PM
Preferred looks pretty great

yea. no 5x office depot money-printing though. that's worth 250k points a year for a little bit of work per month. looks like new rules don't apply at least.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on November 16, 2016, 09:46:20 AM
Received my CSR bonus this morning  :Woohoo:
Got mine today, now I just have to decide what to use my ur points on.  I will probably hold on to them until the day I die, like all my other points.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on November 16, 2016, 09:51:10 AM
I've never had a Chase Card, but they're the next logical rewards step. Was thinking about starting with the CSP and then hitting up the CSR. Is that the way to go or should I start with the Freedom or whatever?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 16, 2016, 09:57:08 AM
I've never had a Chase Card, but they're the next logical rewards step. Was thinking about starting with the CSP and then hitting up the CSR. Is that the way to go or should I start with the Freedom or whatever?

What were your previous steps?  Almost all cards you'd have gotten these past 24 months will count against the 5 allowed before Chase won't give you one.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on November 16, 2016, 10:23:10 AM
I've never had a Chase Card, but they're the next logical rewards step. Was thinking about starting with the CSP and then hitting up the CSR. Is that the way to go or should I start with the Freedom or whatever?

What were your previous steps?  Almost all cards you'd have gotten these past 24 months will count against the 5 allowed before Chase won't give you one.

They're all pretty crappy.

All cards I have

Discover IT
Hilton HHoners AMEX/HHonors Surpass AMEX
Delta Skymiles AMEX
Citi Hilton HHonors VISA

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2016, 10:35:35 AM
nicname what are you doing
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on November 16, 2016, 10:36:52 AM
nicname what are you doing

trying to get better cards than the crapty ones i have
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2016, 10:37:45 AM
nicname what are you doing

trying to get better cards than the crapty ones i have

when did you get each of those?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 16, 2016, 10:38:53 AM
nicname what are you doing

trying to get better cards than the crapty ones i have

Now list the dates you got all those shitty cards and what, if anything, you use them for.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on November 16, 2016, 10:45:26 AM
should've used a sock, nicname :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on November 16, 2016, 10:52:40 AM
nicname what are you doing

trying to get better cards than the crapty ones i have

Now list the dates you got all those shitty cards and what, if anything, you use them for.

Discover 10/2014
HHonors AMEX 6/2015 / upgraded to Surpass 10/2016
Citi HHonors / some time in 2015 I didn't sign up for one Ms. Nicname got it and had one made in my name (dunno why).
Delta Skymiles / some time this year ... similar to Citi HHonors. 
I only use the Surpass until I get the 3k spend. I don't really use any of the others anymore.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on November 16, 2016, 10:54:06 AM
should've used a sock, nicname :frown:

meh.

I know HHonors points are crappy. I didn't know it originally. Ms. Nicname stays in a lot of Hilton properties with her work for some reason. We've actually gotten good use out of the pts.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2016, 10:55:32 AM
you may be ok. try applying for the Ink Preferred. It will give you 80k UR points, is a good card for spend, and it won't count towards your 5/24 because it's a business card.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 16, 2016, 11:08:45 AM
you may be ok. try applying for the Ink Preferred. It will give you 80k UR points, is a good card for spend, and it won't count towards your 5/24 because it's a business card.

chase business cards count to 5/24.  80k sounds like a great deal, though.  i may need to look into this ink preferred myself.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 21, 2016, 08:29:57 PM
My CSR comes in a few days.  Correct me if I'm wrong, but I should absolutely book something (hotel or flight) before the end of the year, and then the 300 travel credit resets in 2017?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2016, 08:48:46 PM
Yes
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2016, 08:48:55 PM
Not book, spend
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 21, 2016, 09:06:16 PM
That will help he towards hitting the spend also, double bonus!  I'm excite.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 21, 2016, 10:13:25 PM
That will help he towards hitting the spend also, double bonus!  I'm excite.
ya you can just buy $300 in airline gift cards if you don't have a trip to book
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on November 21, 2016, 11:38:21 PM
if you end the card next year, you come out $150 ahead? would be a shame cause it is a beautiful card.

(https://i.gyazo.com/c2cf544cea48263b7aeb4f961e86e8d7.jpg)
(https://i.gyazo.com/c2cf544cea48263b7aeb4f961e86e8d7.jpg)
(https://i.gyazo.com/c2cf544cea48263b7aeb4f961e86e8d7.jpg)
(https://i.gyazo.com/c2cf544cea48263b7aeb4f961e86e8d7.jpg)
(https://i.gyazo.com/c2cf544cea48263b7aeb4f961e86e8d7.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 22, 2016, 07:43:30 AM
fwiw, the global entry appointments at mci are taking 2+ months so plan ahead before using that perk
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on November 22, 2016, 07:51:36 AM
mci! :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on November 22, 2016, 02:21:10 PM
my mom got sent a 60000 bonus AA citi MC offer. can i use her code to get this for myself or is the offer likely tied to her aa account?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 22, 2016, 02:45:07 PM
my mom got sent a 60000 bonus AA citi MC offer. can i use her code to get this for myself or is the offer likely tied to her aa account?

only one way to find out puni
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on November 22, 2016, 02:48:16 PM
my mom got sent a 60000 bonus AA citi MC offer. can i use her code to get this for myself or is the offer likely tied to her aa account?

only one way to find out puni

do i have to spend 3000$ and wait 3 months to find this out? is that the one way?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on November 22, 2016, 02:51:22 PM
no
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 22, 2016, 03:23:28 PM
checking on flyertalk is usually a good way to find out, but i dunno if it's the only way.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 22, 2016, 04:17:10 PM
That will help he towards hitting the spend also, double bonus!  I'm excite.
IIRC it does not actually, as it's offset by the credit
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 23, 2016, 09:57:20 AM
That will help he towards hitting the spend also, double bonus!  I'm excite.
IIRC it does not actually, as it's offset by the credit

good call
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 23, 2016, 12:17:32 PM
If I'm reading my car insurance premium renewal right, my rate went up $20 for this next 6-month period as a result of my own credit card application binge.  Not my credit score itself, but just my most recent application.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on November 23, 2016, 02:36:09 PM
If I'm reading my car insurance premium renewal right, my rate went up $20 for this next 6-month period as a result of my own credit card application binge.  Not my credit score itself, but just my most recent application.
:sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 23, 2016, 02:42:23 PM
If I'm reading my car insurance premium renewal right, my rate went up $20 for this next 6-month period as a result of my own credit card application binge.  Not my credit score itself, but just my most recent application.
damn. that sucks
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 23, 2016, 03:06:53 PM
I'm sure I can bitch about it and posture to go w/someone else and get the increase undone and probably lower my rates even more, but as far as negative consequences to being in the game, that increase and/or my time spent having to complain about it isn't bad.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 23, 2016, 03:08:27 PM
call them tell them you live in the city and have a dog and don't drive much and want a reduced rate based on your usage
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on November 23, 2016, 03:39:09 PM
I was told trying to prove I don't drive my car is not worth the reduction in rate.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 23, 2016, 03:40:10 PM
I was told trying to prove I don't drive my car is not worth the reduction in rate.
Why?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on November 23, 2016, 03:42:13 PM
I have no idea what I pay for auto or home insurance. My buddy is my agent and whatever amount he's inevitably rough ridin' me by isn't worth me changing and having to deal with him at this point.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 23, 2016, 03:44:23 PM
I have no idea what I pay for auto or home insurance. My buddy is my agent and whatever amount he's inevitably rough ridin' me by isn't worth me changing and having to deal with him at this point.
damn. that sucks
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 23, 2016, 03:56:04 PM
I only noticed because I got a second bill for the same amount that prompted me to see wtf.  It has the same policy # w/a -A stuck on the end.  The front page of the new one laid out how much it increased by, and then there was a note on the next page about why.

$40/year to churn credit cards is fine by me, but it def seems weird that it's coming about via a car insurance premium increase. 

But to sd's point, it's also worth $40 to not eff w/any of this.  For me to really do something about it, a car insurance competitor would have to come to my house, sit on my couch quietly and look at my crap and do the math and present me with a simple apples-to-apples proposal that I could OK and get a new card and never think about it again.

Quote
Your premium was determined by information from consumer reports:

The length of time since the most recent customer-initiated inquiry is one of many pieces of information that was used to help determine your premium.  This generally means that we've considered the amount of time since credit was last sought.  But we do not consider inquiries resulting from a non-solicited promotional mailing, account reviews done by existing creditors, or inquires from insurers.  All other things being equal, minimal recent inquiries can have a favorable effect on insurance premiums because account inquiries often indicate a possible increase in credit obligations.  Consequently, only applying for credit when necessary is beneficial.

You have the right to request, no more than once during a 12-month period, that your policy be re-rated using a current credit-based insurance score.  Re-rating could result in a lower rate, no change in rate, or a higher rate.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on November 23, 2016, 05:33:16 PM
I was told trying to prove I don't drive my car is not worth the reduction in rate.
Why?

Agent said it took a lot of evidence and didn't save that much
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 24, 2016, 05:07:26 PM
That will help he towards hitting the spend also, double bonus!  I'm excite.
ya you can just buy $300 in airline gift cards if you don't have a trip to book


I can just buy $300 in SWA gift cards?  Anyone done this before for the travel credit?  Probably the route I'll go if it will work
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 24, 2016, 05:09:07 PM
ya, google it- a lot of people discussed it in the CSR reddit thread.  or just call chase and tell them that's what you're doing.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 24, 2016, 05:10:46 PM
if you're really concerned about it, just book a sw flight for sometime next year.  they don't charge change fees.  then move the flight to when you need it down the road.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 24, 2016, 05:11:29 PM
ya, google it- a lot of people discussed it in the CSR reddit thread.  or just call chase and tell them that's what you're doing.


Thanks pal
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 29, 2016, 09:18:11 AM
So I found out the "annual" travel credit is per your statement cycle so I only have until Dec 6th to use the $300. I have around $100 left and was planning on Ubering a couple holiday parties to finish out the year. Obv losing out on $100 isn't terrible, but I was wondering what else I could buy to get the full amount. Is the gift card thing legit?  Can I buy a $97 SW gift card?

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on November 29, 2016, 11:02:39 AM
So I found out the "annual" travel credit is per your statement cycle so I only have until Dec 6th to use the $300. I have around $100 left and was planning on Ubering a couple holiday parties to finish out the year. Obv losing out on $100 isn't terrible, but I was wondering what else I could buy to get the full amount. Is the gift card thing legit?  Can I buy a $97 SW gift card?

TIA

Not sure if Chase recognizes gift cards for travel credit, but Uber has gift cards too if that is what you would rather do.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 29, 2016, 01:02:08 PM
Called Chase. They were iffy in Uber gift cards because they don't know if they will be coded travel. She said SW if purchased directly would be and if it comes up that they aren't to call back and they would apply in manually.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 29, 2016, 01:30:17 PM
southwest gift card worked for me
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 02, 2016, 09:33:52 AM
Called Chase. They were iffy in Uber gift cards because they don't know if they will be coded travel. She said SW if purchased directly would be and if it comes up that they aren't to call back and they would apply in manually.

http://thepointsguy.com/2016/09/which-purchases-count-as-travel-chase-sapphire-reserve/
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 02, 2016, 05:53:49 PM
i'm 5/24 eligible, (i think, my record keeping wasn't that great two year ago).  oddly, i think i may do something stupid like blow the slot on an ink cash.  then my next opening would be mid 2017.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2016, 06:15:24 PM
Sounds good crap for brains
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on December 02, 2016, 06:39:45 PM
he's still angry  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 02, 2016, 06:51:10 PM
Sounds good crap for brains

well, i don't want to get a csr now because the travel credit window would almost all go in one year and i don't want to get a csp because i want to stagger csp's with my wife and she's getting one now and i can't get a united or a normal ink because it hasn't been 24 months and i don't want to just sit here doing nothing.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 05, 2016, 01:18:22 PM
Sounds good crap for brains

well, i don't want to get a csr now because the travel credit window would almost all go in one year and i don't want to get a csp because i want to stagger csp's with my wife and she's getting one now and i can't get a united or a normal ink because it hasn't been 24 months and i don't want to just sit here doing nothing.

get the CSR now and buy travel gift cards if needed.   There is a high likelihood that the 100k won't last forever, so you may not have the chance later.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 05, 2016, 05:09:14 PM
i don't want the pressure of doing some sort of rush job application and gift carding the credit to fit in the csr.  obviously, i thought about it, and obviously i'll regret it for the rest of my life if they withdraw the promotion before i become eligible again, but i just don't want the pressure.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 05, 2016, 05:15:02 PM
more pressure, it has to hit your december statement.  is it too late to get a december statement?  me thinks it could be.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 05, 2016, 05:18:13 PM
it is too much pressure, pissclams.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 06, 2016, 09:11:04 AM
more pressure, it has to hit your december statement.  is it too late to get a december statement?  me thinks it could be.

I don't believe this is true.   My credit showed up 2 days after purchase.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 06, 2016, 01:02:35 PM
more pressure, it has to hit your december statement.  is it too late to get a december statement?  me thinks it could be.

I don't believe this is true.   My credit showed up 2 days after purchase.

what i said is true, also- what i said you didn't read or understand, not sure which.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 06, 2016, 02:05:20 PM
There is a high likelihood that the 100k won't last forever, so you may not have the chance later.


hmm.


https://www.bloomberg.com/news/articles/2016-12-06/dimon-says-new-card-cuts-profit-by-up-to-300-million-in-quarter
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 06, 2016, 02:35:08 PM
more pressure, it has to hit your december statement.  is it too late to get a december statement?  me thinks it could be.

I don't believe this is true.   My credit showed up 2 days after purchase.

what i said is true, also- what i said you didn't read or understand, not sure which.

A December statement (to me) means it has to close the cycle in December.   I don't see why that would be required, as the credit is issued quickly after use.   Now, don't spend it 12/31 and expect it, but I could see you up to 12/29 getting it.     
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 06, 2016, 06:44:10 PM
more pressure, it has to hit your december statement.  is it too late to get a december statement?  me thinks it could be.

I don't believe this is true.   My credit showed up 2 days after purchase.

what i said is true, also- what i said you didn't read or understand, not sure which.

True statement.  My December statement cuts 12/4 so I had to use my remaining 2016 credits prior to 12/4.  SW gift card worked like a champ. 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 06, 2016, 07:07:57 PM
Hmm, I've had it for a couple weeks but I won't have a December statement. hopefully my holiday travel gets reimbursed
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 06, 2016, 07:14:27 PM
Hmm, I've had it for a couple weeks but I won't have a December statement. hopefully my holiday travel gets reimbursed

Yeah, no idea how it works with people that got the card in Dec or endd of Nov. They will prob help you out if you called I bet. She told me if the SW gift card didn't get credited to just call back and they would do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 06, 2016, 07:19:55 PM
yeah I'll call after my travel. I mean they definitely got my annual fee in so IMO I should get the reimbursement as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 06, 2016, 07:21:20 PM
if you had the card in november, your cycle should end in december which means you should be g2g

enjoy those 3x's, it's pretty amazing how quickly they add up
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 06, 2016, 07:23:55 PM
if you had the card in november, your cycle should end in december which means you should be g2g

enjoy those 3x's, it's pretty amazing how quickly they add up

no, I have a $0 statement due January 7. Got the card mid-November. So my first actual bill won't be due until Feb 7.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on December 10, 2016, 12:07:59 AM
you may be ok. try applying for the Ink Preferred. It will give you 80k UR points, is a good card for spend, and it won't count towards your 5/24 because it's a business card.

Gosh, the TOC says that I understand this is for a business and not personal use. I don't want to go to jail.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on December 11, 2016, 03:18:24 PM
Forgot the CSR also gives you up to $100 credit for TSA precheck application.   :billdance:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 11, 2016, 03:34:44 PM
Forgot the CSR also gives you up to $100 credit for TSA precheck application.   :billdance:
Oh no crap? In addition to the travel reimbursement? I'm on that.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 11, 2016, 04:02:28 PM
it's actually for global entry, takes a few months though to get an appointment at mci
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on December 11, 2016, 09:53:46 PM
Forgot the CSR also gives you up to $100 credit for TSA precheck application.   :billdance:
Oh no crap? In addition to the travel reimbursement? I'm on that.

Oh?  That $100 put u over the edge?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2016, 09:56:40 AM
it's actually for global entry, takes a few months though to get an appointment at mci

it's for either one.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 12, 2016, 10:23:41 AM
would love to meet the imbecile who opts for precheck over ge :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 12, 2016, 10:40:54 AM
Forgot the CSR also gives you up to $100 credit for TSA precheck application.   :billdance:
Oh no crap? In addition to the travel reimbursement? I'm on that.

Oh?  That $100 put u over the edge?
Yes! :D
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 12, 2016, 10:54:04 AM
would love to meet the imbecile who opts for precheck over ge :lol:

we don't have GE in Omaha yet. We actually did for a short period via Travel and Transport but all the reservations were filled immediately and I didn't get one. only TSA Pre for this guy.  :frown:

Have considered on purpose scheduling a huge layover on a work trip at some airport that had it but with lil sd and lil girl sd I doubt I'll be doing much international travelling. and if I do I'll fly first so it doesn't matter as much.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 12, 2016, 01:57:10 PM
Forgot the CSR also gives you up to $100 credit for TSA precheck application.   :billdance:
Oh no crap? In addition to the travel reimbursement? I'm on that.

yes, it is.    You can get precheck or GE.   My wife just got hers in Topeka on Friday.   Took 12 minutes.   You can sign up for appointments but also walk-in and wait.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 14, 2016, 10:57:30 AM
Just got the email that Alaska/Virgin merge is official.  Is it too late for me to sign up for Virgin's reward program and get a credit card and bonus, all for the purpose of eventually combining with my Alaska miles?  If not, link to best bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on December 15, 2016, 09:10:19 AM
I'm being lazy, hopefully someone will be nice. I signed up for that Alaska Airlines card in January of this year and used the miles to get myself and PurpleBear4 up to Seattle for the PAK in the spring. I cancelled the card in May after the trip. Will I be able to sign up for this card and get the bonus again soon?
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on December 15, 2016, 09:22:25 AM
Finally got the CSP. Hooray!
Still waiting on the Chase Biz Ink. Prob a no go.

Saw pmshead's post. Can't answer, but hope so. I have some Alaska Air miles I can use for a PNW Pak as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 15, 2016, 09:36:03 AM
I think so. I recall the concerns about it in this thread being figured out to only apply to canadians.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 15, 2016, 10:39:06 AM
I'm being lazy, hopefully someone will be nice. I signed up for that Alaska Airlines card in January of this year and used the miles to get myself and PurpleBear4 up to Seattle for the PAK in the spring. I cancelled the card in May after the trip. Will I be able to sign up for this card and get the bonus again soon?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on December 15, 2016, 12:27:37 PM
I'm being lazy, hopefully someone will be nice. I signed up for that Alaska Airlines card in January of this year and used the miles to get myself and PurpleBear4 up to Seattle for the PAK in the spring. I cancelled the card in May after the trip. Will I be able to sign up for this card and get the bonus again soon?

yes

When you re-apply after cancelling, do you just provide your existing miles account so the bonus will hit that account instead of a new one?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 15, 2016, 01:32:06 PM
Obviously
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 15, 2016, 01:34:37 PM
I'm being lazy, hopefully someone will be nice. I signed up for that Alaska Airlines card in January of this year and used the miles to get myself and PurpleBear4 up to Seattle for the PAK in the spring. I cancelled the card in May after the trip. Will I be able to sign up for this card and get the bonus again soon?

yes

When you re-apply after cancelling, do you just provide your existing miles account so the bonus will hit that account instead of a new one?

Yes.  For all of these schemes that I'm aware of, it's simplest to already have the travel rewards account, even if you get it immediately prior to applying for the credit card and it thus has 0 in it, and listing it on the credit card application.
Title: Re: How Many Credit Cards Do You Have?
Post by: Asteriskhead on December 15, 2016, 01:37:27 PM
i should make the effort to learn the new rules of this game.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 15, 2016, 01:51:01 PM
I think I'm gonna get the lesser virgin visa - 10,000 points for $49.  The expectation is that they'd eventually become 20K alaska miles.  I don't think I'd ever be flying on virgin before it all merges, so the extra $100 for another eventual 10K alaska miles plus virgin flying benefits probably isn't worth it.

Quote
Which card should I get?
That's a great question. It's all up to you, and the best part is, no matter which card you choose, you'll enjoy sweet perks. With the Virgin America Visa Signature Card, you'll get tons of great benefits, like one free checked bag for you and your plus-one5 and $150 off a companion ticket ever year,6 all for a low annual fee of $49.† Apply now. Or take it up a notch with the Virgin America Premium Visa Signature Card, which gives you all that plus added extras, like no change or cancel fees and up to 15,000 status points for an annual fee of $149†. Apply now . Whichever card you pick, you can't go wrong. Choose away.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on December 15, 2016, 02:03:25 PM
I guess I never paid attention when applying whether there was a place to input your rewards account number.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on December 16, 2016, 12:47:41 PM
really hitting my stride lately. got tsa precheck and delta gold last week, already have hilton diamond. $3,000 worth of flights already booked for january.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on December 16, 2016, 12:48:57 PM
would love to meet the imbecile who opts for precheck over ge :lol:

Well, we've met  :D
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 16, 2016, 12:53:05 PM
I guess I never paid attention when applying whether there was a place to input your rewards account number.

go back and read the entire thread and then summarize in one post the items you learned
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on December 16, 2016, 01:08:40 PM
lol
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on December 16, 2016, 03:00:23 PM
I guess I never paid attention when applying whether there was a place to input your rewards account number.

go back and read the entire thread and then summarize in one post the items you learned

Don't ever pay for flights or hotel rooms.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 16, 2016, 03:10:54 PM
the ge guy and his wifein front of me in the precheck line got mushed today, their boarding pass didn't have the precheck

Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 18, 2016, 09:12:13 AM
How did everyone do this year?  I only got about 4-5 cards this year.  Went to Mexico, CO, and NY.  End of year/current point totals are as followed:

Marriott - 900k
Chase Thingies- 250k
Amex-Thingies - 12k
SW Flight Points- 50k

I probably have some Delta and a couple other random points somewhere.  Pretty decent year for not trying too hard.  I should be able to get a chase or 2 next year and may add to Amex.  I've never gotten any Citi thingies and don't really know what to use them for but I might get some of those to.

Happy Christmas Everyone
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on December 18, 2016, 10:17:27 AM
I'm jealous that I can't use Rewards cards for business travel like it seems a lot of you do.

Speaking of business, just got an email from Chase Biz Ink's fraud department wanting me to verify that I'm a real business ... my plan? Do nothing.  :ohno:

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 18, 2016, 10:25:07 AM
my plan? Do nothing.  :ohno:



:dubious:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 18, 2016, 10:56:19 AM
I'm jealous that I can't use Rewards cards for business travel like it seems a lot of you do.

Speaking of business, just got an email from Chase Biz Ink's fraud department wanting me to verify that I'm a real business ... my plan? Do nothing.  :ohno:

I would have 15 bazillion Marriott points if I could have used a personal card.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 18, 2016, 11:35:07 AM
Speaking of business, just got an email from Chase Biz Ink's fraud department wanting me to verify that I'm a real business ... my plan? Do nothing.

just talk to them, it's very easy.  i've gotten cards telling them that i sell snakes, that i buy and sell coins and that i'm getting ready to work as an independent contractor.  some other banks have denied me, but chase never has.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 19, 2016, 09:42:47 AM
https://www.alaskaair.com/content/mileage-plan/program-changes.aspx

Maybe I'll fly to that game at Stanford after all!  :ksu:

Too bad about Delta.  I'd never tried it but I think via Alaska was a convoluted way to use URs for Delta flights.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 19, 2016, 09:48:31 AM
I have a friend who just went over 1 million AA. not like 1 million total in his lifetime either. he currently has 1 million AA that he could use. I think he's got all of them just from flying too. absolutely absurd.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 19, 2016, 10:02:43 AM
I have a friend who just went over 1 million AA. not like 1 million total in his lifetime either. he currently has 1 million AA that he could use. I think he's got all of them just from flying too. absolutely absurd.

I currently have over 600k. about 50k from flying.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on December 19, 2016, 11:49:17 AM
I have a friend who just went over 1 million AA. not like 1 million total in his lifetime either. he currently has 1 million AA that he could use. I think he's got all of them just from flying too. absolutely absurd.

I currently have over 600k. about 50k from flying.

equally absurd. how about you and I fly to japan this spring.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on December 19, 2016, 11:51:14 AM
:users:
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on December 19, 2016, 06:13:40 PM
I have a friend who just went over 1 million AA. not like 1 million total in his lifetime either. he currently has 1 million AA that he could use. I think he's got all of them just from flying too. absolutely absurd.

I currently have over 600k. about 50k from flying.

equally absurd. how about you and I fly to japan this spring.

round trip only cost me 65k per person. pretty insane
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on December 19, 2016, 06:14:38 PM
also UR points transferred INSTANTANEOUSLY to an air partner. I don't think you guys are very good at appropriately hyping up how good UR points are
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on December 19, 2016, 10:23:12 PM
how are these massive amounts of miles, pts accumulated? without business travel, spending

tia
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 20, 2016, 12:32:37 AM
i think i get about 75% from bonuses and 25% from spend, but i'm not real sure.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2016, 07:24:31 AM
how are these massive amounts of miles, pts accumulated? without business travel, spending

tia

AA used to have a 100k card you could churn like 4 times a year. then it turned to 75k which was sad but oh well.  then to the current 50k. can't churn it like you could. citi used to be prison rules like barclay. I've spent probably a million AA miles in my life as well. every time I fly AA for work I upgrade to first for 15k miles each way.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on December 20, 2016, 09:19:47 AM
how are these massive amounts of miles, pts accumulated? without business travel, spending

tia

AA used to have a 100k card you could churn like 4 times a year. then it turned to 75k which was sad but oh well.  then to the current 50k. can't churn it like you could. citi used to be prison rules like barclay. I've spent probably a million AA miles in my life as well. every time I fly AA for work I upgrade to first for 15k miles each way.

Damn. Late to the game is still better than not in it i guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on December 20, 2016, 10:46:52 AM
how are these massive amounts of miles, pts accumulated? without business travel, spending

tia

AA used to have a 100k card you could churn like 4 times a year. then it turned to 75k which was sad but oh well.  then to the current 50k. can't churn it like you could. citi used to be prison rules like barclay. I've spent probably a million AA miles in my life as well. every time I fly AA for work I upgrade to first for 15k miles each way.

yup, the glory days.   I just spent 150k on a trip, so I'm down to just under 500k AA.   Still a nice chunk of Avios though...
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 20, 2016, 10:48:49 AM
yeah, I have 110k avios. sucks that they suck now. relative to old avios.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 23, 2016, 09:07:49 AM
I JUST APPLIED FOR THE CSR ON IMPULSE AND MY RESULT IS PENDING WHAT DO I DO OMG
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 23, 2016, 09:10:42 AM
Are you 5/24 safe or nah? If you're safe you have nothing to worry about (assuming your credit doesn't suck crap)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 23, 2016, 09:12:30 AM
i'm pretty sure i am at 4/24 rn and my credit is v good. do i need to call at some point or just wait this one out
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 23, 2016, 09:13:59 AM
also, am i going to have to use that $300 credit before new year's? i really just did this without thinking but 100,000 URs is amaze
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 23, 2016, 03:39:38 PM
i'm pretty sure i am at 4/24 rn and my credit is v good. do i need to call at some point or just wait this one out

my wife just got the csp and i (she) had to call in.  it was nothing.  they didn't even ask anything except something like confirm your address or something stupid like that and that was it.

i dunno what you are thinking on your travel credit.  kinda making life hard, if you ask me.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 23, 2016, 06:13:16 PM
fwiw my travel credits all got reimbursed before my first statement
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 23, 2016, 09:25:52 PM
https://awardwallet.com/blog/awardwallet-plus-price-increase-effective-february-1-2017/
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 29, 2016, 06:47:54 PM
i called chase. any purchases i make now will show up on my first statement in jan 2017, and will therefore be counted towards 2017's $300 limit. i guess i could have applied for it like a month ago and gotten some more free travel, but there was no "penalty" for me not opening it in january instead of the end of december.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 03, 2017, 01:24:02 PM
CSR will drop to 50k on January 12
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 03, 2017, 02:17:46 PM
well eff.  apparently the 100k lasts till march for in branch?  applying for a credit card in a branch seems like it would be uncomfortable though.  eff, eff, eff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 03, 2017, 04:51:44 PM
interesting....Citi AA card that doesn't restrict the 5/24 rules

http://millionmilesecrets.com/2017/01/03/citi-american-airlines-card/?utm_source=FB&utm_medium=FB%20MMS&utm_campaign=Blog
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on January 03, 2017, 04:55:01 PM
Tried the CSR again online and denial. 11/24 per the Rep on the phone. Trying a Hail Mary at the branch and fully expect to be denied. Will report back
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on January 03, 2017, 07:49:31 PM
Maybe already posted, but you can no longer transfer Marriott points to Rapid Rewards and have them qualify for companion pass.

This mumped everyone I know who currently stays at Marriott properties and flies Southwest.  So, like, 80% of the people I work with.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on January 03, 2017, 07:50:05 PM
Oh, and they did it effective Jan 1 with no notice. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 04, 2017, 03:02:23 PM
yeah pete, a real gut punch there
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 04, 2017, 03:33:27 PM
interesting....Citi AA card that doesn't restrict the 5/24 rules

http://millionmilesecrets.com/2017/01/03/citi-american-airlines-card/?utm_source=FB&utm_medium=FB%20MMS&utm_campaign=Blog

5/24 isn't a thing for getting a citi card, right?  Citi's rule is not being able to get the bonus if you had a citi card w/in the prior 24 months.

I'd give this a go, except that would be my 5th card in the 24 months prior to summer 2017, and I want to be able to get a csr this summer, probably even at only 50K.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 05, 2017, 07:49:36 AM
Oh, and they did it effective Jan 1 with no notice.

pete, good news. all the pissed off people made them move the effective date up to april 1. so if you can slam it home before then you are golden.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 05, 2017, 08:01:10 AM
i wondered if they would reconsider.  they're pretty conscious about their pr and their rewards programs.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on January 05, 2017, 04:03:40 PM
Not sure if this belongs in the travel thread or this one, but I have a decision that I'd like you biz travel guys to weigh in on.   

I have been a life long Marriott guy, but that's frequently because my clients make us stay at them on long projects with their corporate rates and crap.

I am starting a long project and have a choice on hotels, and I can choose between Marriott properties per usual, or I could go with aloft or Westin (NOT a nice Westin).   I am platinum Marriott, so I now automatically get that on Starwood hotels. 

Should I switch over to Starwood or stay Marriott?

I know I will be on this project long enough to get Platinum on SPG points (and thereby keep my Marriott streak via status match), so that isn't a big issue.

What are the trade offs I am not thinking of? 
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 05, 2017, 04:28:06 PM
Not sure if this belongs in the travel thread or this one, but I have a decision that I'd like you biz travel guys to weigh in on.   

I have been a life long Marriott guy, but that's frequently because my clients make us stay at them on long projects with their corporate rates and crap.

I am starting a long project and have a choice on hotels, and I can choose between Marriott properties per usual, or I could go with aloft or Westin (NOT a nice Westin).   I am platinum Marriott, so I now automatically get that on Starwood hotels. 

Should I switch over to Starwood or stay Marriott?

I know I will be on this project long enough to get Platinum on SPG points (and thereby keep my Marriott streak via status match), so that isn't a big issue.

What are the trade offs I am not thinking of? 

Marriott seems to be available in a lot more podunk towns (for work). So SPG may be better if you know you'll be in large cities but if that may change you have a little less risk sticking with Marriott.

It's a factor for my work travel, at least.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 05, 2017, 04:29:06 PM
Also, SW sent my wife an email saying "congrats on the Companion Pass!" even though it should have expired at the end of 2016. And then they sent a follow up saying they messed up.

:lol:

:blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 05, 2017, 05:00:46 PM
FYI the companion pass transfer thing is on hold for the moment, so smoke em if you got em.

Signed up for the non 5/24 AA verbiage card yesterday, sounds like people are getting told they will see the bonus even if 5/24'd out

https://www.citicards.com/cards/credit/application/flow.action?app=UNSOL&sc=4XSD16J6&m=Z3FJ000001W&B=A&ID=3001&uc=FFY&t=t
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on January 06, 2017, 04:07:29 PM
Does anyone know if the SPG buy points bonus is still active? I was thinking about doing it to secure a companion pass for 2018, and now I'm really considering it since I may not be able to get another companion pass after this year with no hotel point transfers. (I'm way over 5/24.)

Also, if it is active and I buy the points/transfer them over, do I get a companion pass for 2017 and 2018 even if I already have the CP for this year (which I do)? I don't want to buy a bunch of points and then find out I don't actually get the full two years.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 06, 2017, 07:31:47 PM
expired 12/31 iirc
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 07, 2017, 02:45:40 PM
just got mrs dave the CSR since the 100k is going away and she's under 5/24. going to squeeze in the second $300 in travel credit in early 2018 before closing probably.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on January 09, 2017, 02:53:14 PM
just got mrs dave the CSR since the 100k is going away and she's under 5/24. going to squeeze in the second $300 in travel credit in early 2018 before closing probably.
I just got the CSR for myself as well. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 09, 2017, 03:46:07 PM
i'm really searching the depths of my soul on this csr deadline issue.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 09, 2017, 04:04:52 PM
i'm really searching the depths of my soul on this csr deadline issue.

if you can get it, why wouldn't you? 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 09, 2017, 04:20:08 PM
because maybe you can get it in branch until march.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2017, 06:57:47 PM
Just get the damn card sys jfc
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 09, 2017, 07:13:43 PM
my wife just got a card.  if i stack a csr right on top of her card, meeting the both spends might be (depends on travel for work, which i have no control over) hard.  if i wait until march it wouldn't be much of a problem.

if i can trust the the points guy, who seems to be the only one saying you can wait until march, and work up the resolve for an in branch application, waiting is easy.  but even the points guy doesn't claim the march thing is guaranteed, just says "chase has suggested" the offer will be available in branch until march.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 09, 2017, 07:15:43 PM
my wife just got a card.  if i stack a csr right on top of her card, meeting the both spends might be (depends on travel for work, which i have no control over) hard.  if i wait until march it wouldn't be much of a problem.

if i can trust the the points guy, who seems to be the only one saying you can wait until march, and work up the resolve for an in branch application, waiting is easy.  but even the points guy doesn't claim the march thing is guaranteed, just says "chase has suggested" the offer will be available in branch until march.

get card, buy $4,000 gift card to somewhere you like, profit.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 09, 2017, 10:47:10 PM
Quote
Any card offer this lucrative tends not to last. Last week, Chase said it would cut the 100,000-point bonus in half for anyone who applied online after Jan. 12 or in a branch (which isn’t possible for people in parts of the country where there are no Chase branches) after March 12. To be safe, the company suggests applying online by Jan. 11, before it flips the switch the next day.

http://www.seattletimes.com/business/not-much-time-left-to-get-the-giant-bonus-on-chases-sapphire-reserve-credit-card/

Tried the CSR again online and denial. 11/24 per the Rep on the phone. Trying a Hail Mary at the branch and fully expect to be denied. Will report back

@GoodForAnother, report?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 12, 2017, 12:24:15 PM
has anyone applied for the new amazon prime rewards card?  just came out.
no annual fee, 5% on amazon purchases for prime members which is elite
it's a chase card, not sure if it's in play for 5/24

limited time $70 amazon sign on credit

http://www.forbes.com/sites/zackfriedman/2017/01/12/amazon-new-credit-disrupts-retail/#6f3d67dd2889
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 12, 2017, 12:30:05 PM
i'd get one as a backup for amazon purchases if we weren't living in a 5/24 world.  but, we are, and every card has to earn its keep these days.
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on January 22, 2017, 09:16:38 PM
I'm currently a "Novice" Churner, basically if I read/hear about a card being a great deal I eventually get the card. Just got the Chase Sapphire Reserve before the 100k bonus went away but have no idea what to do after that. Here is a quick run down of my CC situation with a couple of questions.

1. Old Cap One Card with no fees that I have not used in about 2 years, keep it open since its my oldest account (Has a $1200 credit limit LOL)

2. Chase Southwest Card. $99 annual fee? Was primary card before I got the CSR. Have had about 1.5 years.

3. CSR, just got it in early January.

Questions -

Once I hit the 4k spend on the CSR and get the 100k bonus should I keep it or my Southwest card as my basic everyday card for utilities and such?

Is it worthwhile to keep my old cap one card active? Have had it since 2012 but have not used it since I got the southwest card.

What card should I keep my eye on after I get the CSR bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 23, 2017, 02:44:54 PM
I'm currently a "Novice" Churner, basically if I read/hear about a card being a great deal I eventually get the card. Just got the Chase Sapphire Reserve before the 100k bonus went away but have no idea what to do after that. Here is a quick run down of my CC situation with a couple of questions.

1. Old Cap One Card with no fees that I have not used in about 2 years, keep it open since its my oldest account (Has a $1200 credit limit LOL)

2. Chase Southwest Card. $99 annual fee? Was primary card before I got the CSR. Have had about 1.5 years.

3. CSR, just got it in early January.

Questions -

Once I hit the 4k spend on the CSR and get the 100k bonus should I keep it or my Southwest card as my basic everyday card for utilities and such?

Is it worthwhile to keep my old cap one card active? Have had it since 2012 but have not used it since I got the southwest card.

What card should I keep my eye on after I get the CSR bonus?

With regard to the CSR, keep it until the annual fee is due for the next year, then dump.   Before dumping, get 2018 travel credit ASAP.

Cap One is an abortion, eff them.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 23, 2017, 03:08:33 PM
don't close the cap one card though.  just don't use it.
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on January 23, 2017, 04:58:57 PM
I'm currently a "Novice" Churner, basically if I read/hear about a card being a great deal I eventually get the card. Just got the Chase Sapphire Reserve before the 100k bonus went away but have no idea what to do after that. Here is a quick run down of my CC situation with a couple of questions.

1. Old Cap One Card with no fees that I have not used in about 2 years, keep it open since its my oldest account (Has a $1200 credit limit LOL)

2. Chase Southwest Card. $99 annual fee? Was primary card before I got the CSR. Have had about 1.5 years.

3. CSR, just got it in early January.

Questions -

Once I hit the 4k spend on the CSR and get the 100k bonus should I keep it or my Southwest card as my basic everyday card for utilities and such?

Is it worthwhile to keep my old cap one card active? Have had it since 2012 but have not used it since I got the southwest card.

What card should I keep my eye on after I get the CSR bonus?

With regard to the CSR, keep it until the annual fee is due for the next year, then dump.   Before dumping, get 2018 travel credit ASAP.

Cap One is an abortion, eff them.

I got the CSR in early Jan 2017 so I would not get the travel credit again until the 2018 annual fee is due correct?

don't close the cap one card though.  just don't use it.

Planning on it.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 23, 2017, 06:51:30 PM
it resets after december statement- you get it once a calendar year
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 24, 2017, 02:15:13 PM
Who's got an updated 50K Southwest link? 5K to you!
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on January 25, 2017, 03:17:57 PM
Depending on how much you spend on travel/dining each year you should consider keeping the CSR. Here is a good article:

http://thepointsguy.com/2016/10/break-even-point-chase-sapphire-reserve/ (http://thepointsguy.com/2016/10/break-even-point-chase-sapphire-reserve/)

The break even point on travel/dining purchases is something like $198 per month or $2,381 per year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 25, 2017, 03:37:19 PM
Depending on how much you spend on travel/dining each year you should consider keeping the CSR. Here is a good article:

http://thepointsguy.com/2016/10/break-even-point-chase-sapphire-reserve/ (http://thepointsguy.com/2016/10/break-even-point-chase-sapphire-reserve/)

The break even point on travel/dining purchases is something like $198 per month or $2,381 per year.

yeah, it's easy to make the case for the CSR or the Plat Amex as keepers if you travel a bit (one, not both).
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 25, 2017, 03:53:01 PM
Quote
Any card offer this lucrative tends not to last. Last week, Chase said it would cut the 100,000-point bonus in half for anyone who applied online after Jan. 12 or in a branch (which isn’t possible for people in parts of the country where there are no Chase branches) after March 12. To be safe, the company suggests applying online by Jan. 11, before it flips the switch the next day.

http://www.seattletimes.com/business/not-much-time-left-to-get-the-giant-bonus-on-chases-sapphire-reserve-credit-card/

Tried the CSR again online and denial. 11/24 per the Rep on the phone. Trying a Hail Mary at the branch and fully expect to be denied. Will report back

@GoodForAnother, report?

That was GFA's last post.  I think the branch people killed him.

I'll give it a shot in February.  If I suddenly stop posting, you people know what happened.  And sorry about missing schemePAK.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 25, 2017, 04:14:20 PM
i hope you make it, trim.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on January 25, 2017, 04:25:24 PM
GFA posted on the-mainboard last night.  he's alive still.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 25, 2017, 04:31:12 PM
GFA posted on the-mainboard last night.  he's alive still.

That's good.  Ask him how the branch thing worked out.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 25, 2017, 05:21:44 PM
It took me like 15 days to use up my $300 travel credit for 2017.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 25, 2017, 06:51:53 PM
Who's got an updated 50K Southwest link? 5K to you!
Guess I'll give it to the travel hack blog dude.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2017, 07:56:06 AM
Who's got an updated 50K Southwest link? 5K to you!
Guess I'll give it to the travel hack blog dude.

give it to lucky at onemileatatime. he's the best.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 26, 2017, 08:21:08 AM
if i have 100k ish UR in the CSP and 100k ish UR in the CSR, should i transfer them all to the CSR or does it matter?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2017, 08:48:07 AM
if i have 100k ish UR in the CSP and 100k ish UR in the CSR, should i transfer them all to the CSR or does it matter?

yeah, probably. CSR has a better redemption value if you just pay with points. if you aren't going to do that then I don't think it matters one way or the other.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 26, 2017, 09:05:03 AM
if i have 100k ish UR in the CSP and 100k ish UR in the CSR, should i transfer them all to the CSR or does it matter?

yeah, probably. CSR has a better redemption value if you just pay with points. if you aren't going to do that then I don't think it matters one way or the other.

yeah, i was wondering if the CSP points get the same level of redemption as CSR if transferred to the Reserve.  Gonna need to determine which one of these cards i keep going forward.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on January 26, 2017, 09:06:51 AM
keep the reserve just for the elite airport lounge access. 
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 26, 2017, 09:51:12 AM
keep the reserve just for the elite airport lounge access. 

and the 3x points on travel and dining.  feels so good getting 1x more points than the csp plebs.
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on January 26, 2017, 10:15:46 AM
We really need to get the new house loan all wrapped up so we can start churning again.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 26, 2017, 03:55:12 PM
if i have 100k ish UR in the CSP and 100k ish UR in the CSR, should i transfer them all to the CSR or does it matter?

this brings up a good point, if you have the CSR you need to downgrade to a card that allows you to transfer your UR points before killing the CSR, otherwise by bye points
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2017, 07:09:16 PM
I'd love to get a running start and just smash gary leff in the face so hard his entire face goes flying into the air cartoon style before re-attaching to his head.

http://viewfromthewing.boardingarea.com/2017/01/26/make-wine-flight/#_ga=1.34300454.646504989.1395705258
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2017, 07:10:27 PM
Oh, Hi, I'm Gary Leff and I'm a pretentious piece of crap that steve dave just irl kicked the living eff out of (not irl)

(http://viewfromthewing.boardingarea.com/wp-content/uploads/2015/07/happeningnow7-2.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2017, 07:11:33 PM
look how smoothly I peruse the delta menu of services. like a classy trump voter. oooh la la.

(http://travelwithgrant.boardingarea.com/wp-content/uploads/2013/07/Gary-Leff-Delta.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 26, 2017, 07:16:53 PM
also, booking the LondonHouse Chicago for a romantic vacation (more like SEXcation) with some amaze POA I'm seeing. Using a bunch of Hilton Honors points I have laying around doing nothing ever. First time I've been excited about a Hilton redemption for awhile. seems cool?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 26, 2017, 07:33:05 PM
gary's article was intentionally hilarious and spot on
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 26, 2017, 07:34:41 PM
and well done to American for the Penfolds pick on the Sydney route even if it was a one time thing
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 30, 2017, 09:46:40 AM
look how smoothly I peruse the delta menu of services. like a classy trump voter. oooh la la.

(http://travelwithgrant.boardingarea.com/wp-content/uploads/2013/07/Gary-Leff-Delta.png)

def needs Jonah Hill to play him in the movie...
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on February 01, 2017, 05:56:53 PM
whats up with united miles? fine? assy? I have a bunch now thanks to work and I want to get more to fly around. anyone have a link to a bonus better than 50k?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on February 01, 2017, 05:58:21 PM
united is worth a lot to me because they and their star alliance fly HND and not Colby, Kansas NRT
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on February 01, 2017, 06:05:28 PM
also what transfers to united pts?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 01, 2017, 06:13:57 PM
I went to a chase branch.  I'm alive. 

When I told the dude I was over 5/24 and wouldn't be under until summer, he didn't even bother taking my info or looking anything up or trying.  I had to do some business business after that rejection and when that was done, I asked about csr again.  He asked exactly where I was at and I told him 8/24 and he said I had no chance.  His solution was that maybe they'll offer 100K again one day when I'm eligible.

I'll try another branch.  They're everywhere.  Surely one of them has somebody who's mad at his boss that day and will hook a churner up.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 02, 2017, 12:00:21 AM
that's good info trim.


puni, the united miles are great, imo.  easy to find flights and such.  50k is as good as it gets (maybe higher targeted, but as good as it gets public).  the chase ur points transfer to united nicely.  probably all the other bank points do to, but i don't do those, so i dunno from personal experience.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 02, 2017, 03:27:48 PM
Tried another chase branch, still alive.

The guy at this one knew the game and seemed to want to help me play it.  Knew exactly what I meant when I said I'm stuck in 5/24 until June, and knew that I was there for a pre-approval but already knew they don't have those for csr anymore.  He looked anyway and saw I have pre-approval for everything but csr, even though I'd be approved for csr but for 5/24.  He said they used to have their own special consideration line they'd use to push things through but no more.  He thought maybe if I called the chase credit card people and explained all the options I've gone through and that that we're talking about 3 months between the 100k expiring and my 5/24 opening up, maybe they'd work w/me, but doubtful.  He thinks 5/24 is stupid as far as being an absolute w/no wiggle room.

I'm waiting for a response from one of the first branch's higher-ups on a business matter, so if that goes well I'll see if he can hook my personal crap up.  If that doesn't work, I'll try calling.  If that doesn't work, I'll be satisfied there was nothing I could do.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 02, 2017, 03:34:44 PM
it's definitely 100k at the branches?  100k for whoever can get approved, not just 100k for some private client targeted fucks and 50k for the rest of us?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 02, 2017, 03:41:39 PM
it's definitely 100k at the branches?  100k for whoever can get approved, not just 100k for some private client targeted fucks and 50k for the rest of us?

100K for anyone applying at the branch until 3/12.  Confirmed by chase worker banker.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 02, 2017, 03:49:43 PM
 :billdance:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 02, 2017, 03:50:26 PM
Put in a good word for me.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 02, 2017, 04:17:03 PM
i observed a moment of respectful silence for your plight before i fist pumped in celebration.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2017, 07:10:14 PM
this place is irl better than flyertalk. nice work.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2017, 07:10:41 PM
like us 6 guys. better than flyertalk. wow.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 02, 2017, 08:23:18 PM
Possibly of note, the more informative branch encounter was when Payton was with me. Take heed, sys.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 02, 2017, 11:01:32 PM
i don't think fresno banks allow you to walk in with a dog.  i could be wrong, though.  sometimes i see dogs in places that surprise me.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 02, 2017, 11:14:31 PM
My experience is that nearly every place allows you to walk in with a dog if you just do it.  The only exception to date is the bar directly across from me, and only late on weekend nights when there's a doorman.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 02, 2017, 11:23:47 PM
america becoming more dog accepting is one of the great and wonderful changes of my lifetime.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 02, 2017, 11:32:19 PM
mfga
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on February 07, 2017, 01:08:39 PM
Chase United Mileage explorer offering 70k bonus miles (1.4 cents per mile value) in targeted offers. Just got one in the mail. Two free United Club passes, but one time use only.

Con: $95 annual fee not waived first year.

http://monkeymiles.boardingarea.com/11000-2/

Thinking hard about this one, but close to 5/24.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 07, 2017, 02:36:41 PM
that's a good deal
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on February 07, 2017, 05:11:20 PM
that's a good deal
Pretty sure ms nicname is at 4/24. Still think CSP is a better deal for us. Hope she isn't tho
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on February 07, 2017, 05:12:09 PM
dang I just applied for a 50k last week :(
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 07, 2017, 05:32:03 PM
dang I just applied for a 50k last week :(

50k fee waived v 70k for $95.


yeah, it pencils out, but there's a lot of free miles lying around to be going out and buying miles.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 07, 2017, 06:54:03 PM
I'm going to get another 60k citi AA biz card because I feel like stopping at about a million and not going for a million and 1 of them would be defeating the entire purpose
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 10, 2017, 08:19:42 PM
wife got a 60k aa plat offer in the mail with no 24 months small print.  haven't checked flyertalk yet, but a quick google indicates it's probably legit.

 :)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 11, 2017, 09:31:02 AM
Yeah, got the same
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 11, 2017, 11:37:25 AM
i hope they're changing their policy.
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on February 11, 2017, 09:01:03 PM
(https://uploads.tapatalk-cdn.com/20170212/907680bd961a044de1e1e5b919a4327b.jpg)

I can't stand seeing that creepy photo on TT anymore
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 13, 2017, 02:49:31 PM
Ink Preferred going to 100k  :surprised:

gotta think there's going to be a big UR devaluation at some point with chase making them rain the last year or so.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 13, 2017, 02:51:43 PM
Ink Preferred going to 100k  :surprised:

good god, this is a full-fledged bonus war.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 13, 2017, 03:51:29 PM
Ink Preferred going to 100k  :surprised:

gotta think there's going to be a big UR devaluation at some point with chase making them rain the last year or so.

Obviously don't want churners but want to entice other cardholders to come to Chase
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on February 14, 2017, 06:14:00 PM
These are prob old news, but still good info. I like the list of 5/24 non 5/24 chase and all the other provider rules.

http://www.doctorofcredit.com/list-of-churnable-credit-cards/

http://www.doctorofcredit.com/chase-524-rule-explained-detail-need-know/#What_Cards_Does_This_Affect
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on February 14, 2017, 06:54:31 PM
Someone aware me how Chase balance transfers for pts works. SW is offering 1 pt per $1 transferred in first 90 days of Rapid Rewards card. Too bad I just paid off a decent balance on my CSP. Or is it good I did?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2017, 09:46:32 AM
Someone aware me how Chase balance transfers for pts works. SW is offering 1 pt per $1 transferred in first 90 days of Rapid Rewards card. Too bad I just paid off a decent balance on my CSP. Or is it good I did?

I would normally never consider doing this. they are going to charge you a fee on the balance. unless the fee is less than what a pt per dollar is worth (about 1.5 cents per point in this case). I can't imagine it would be.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2017, 09:48:03 AM
spg back to 35k maybe for the last time. if you haven't had the personal or biz version now would be the time to get them as they are both going away. biz won't count against your 5/24. I can refer someone to the biz (as soon as the card arrives so in like a couple days) so PM if interested :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2017, 09:48:47 AM
as a reference 35k SPG is equal to 105k in Marriott points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 16, 2017, 10:00:55 AM
:frown:

Is it still a thing to call or message AMEX and see what they think you've had to know if maybe they mumped up and could still get these?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2017, 10:13:54 AM
:frown:

Is it still a thing to call or message AMEX and see what they think you've had to know if maybe they mumped up and could still get these?

yeah, just secure message them on the website. I think they actually have a live chat. my list of cards was like 4 miles long and included the same one about 10 times from back when you could churn them (even though the terms said you couldn't). just got the SPG biz amex for mrs. dave because she never had the biz for some reason.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 16, 2017, 10:23:28 AM
Quote
Any card offer this lucrative tends not to last. Last week, Chase said it would cut the 100,000-point bonus in half for anyone who applied online after Jan. 12 or in a branch (which isn’t possible for people in parts of the country where there are no Chase branches) after March 12. To be safe, the company suggests applying online by Jan. 11, before it flips the switch the next day.

http://www.seattletimes.com/business/not-much-time-left-to-get-the-giant-bonus-on-chases-sapphire-reserve-credit-card/

Tried the CSR again online and denial. 11/24 per the Rep on the phone. Trying a Hail Mary at the branch and fully expect to be denied. Will report back

@GoodForAnother, report?

Sorry I've been interviewing for a promotion, selling a house and buying a house and then prepping to move 500 miles so I haven't been on. I got shut down hard in branch
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 16, 2017, 10:26:30 AM
Moving back to KC fwiw if anyone cares
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on February 16, 2017, 11:03:26 AM
Moving back to KC fwiw if anyone cares

cannot rough ridin' wait, bro.  shalom and let's kick it when you get back like we used to. 
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 16, 2017, 11:43:32 AM
spg back to 35k maybe for the last time. if you haven't had the personal or biz version now would be the time to get them as they are both going away. biz won't count against your 5/24. I can refer someone to the biz (as soon as the card arrives so in like a couple days) so PM if interested :fatty:

What if I had SPG personal >2 yrs ago?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2017, 12:06:06 PM
spg back to 35k maybe for the last time. if you haven't had the personal or biz version now would be the time to get them as they are both going away. biz won't count against your 5/24. I can refer someone to the biz (as soon as the card arrives so in like a couple days) so PM if interested :fatty:

What if I had SPG personal >2 yrs ago?


Sent from my iPhone using Tapatalk

does 2 years ago fall within the timeframe of forever?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 16, 2017, 12:13:00 PM
spg back to 35k maybe for the last time. if you haven't had the personal or biz version now would be the time to get them as they are both going away. biz won't count against your 5/24. I can refer someone to the biz (as soon as the card arrives so in like a couple days) so PM if interested :fatty:

What if I had SPG personal >2 yrs ago?


Sent from my iPhone using Tapatalk

does 2 years ago fall within the timeframe of forever?
Will go back on my hiatus, waiting for 5/24 to clear up. Thx SD.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 16, 2017, 12:22:25 PM
man sd just obliterated CrushNasty, ft style  :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 16, 2017, 12:32:41 PM
man sd just obliterated CrushNasty, ft style  :eek:
Yeah thought I was in the trust circle but this thing really did turn into ft about 10 posts ago.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 16, 2017, 02:45:32 PM
what could i do with 70k spg points that would be something that i would want to do?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on February 16, 2017, 03:24:28 PM
what could i do with 70k spg points that would be something that i would want to do?

transfer to amazon, buy a bunch of these
link (https://www.amazon.com/UGRodents-100-Pack-Frozen-Fuzzy-Mice/dp/B01I8MII78/ref=sr_1_11?ie=UTF8&qid=1487280172&sr=8-11&keywords=frozen+mice+for+snakes)

Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 16, 2017, 03:26:32 PM
amazon is very versatile.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2017, 07:24:44 PM
what could i do with 70k spg points that would be something that i would want to do?

get a sw companion pass, shitloads of sw miles, and a week at some low/medium marriott
just stay at some spg hotels or some crap
just stay at some marriott hotels or some crap
transfer them to most airlines at a 2:2.5 ratio
just hoard the crap out of them
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on February 16, 2017, 07:24:58 PM
Moving back to KC fwiw if anyone cares

cannot rough ridin' wait, bro.  shalom and let's kick it when you get back like we used to.

Tight
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 16, 2017, 07:25:24 PM
man sd just obliterated CrushNasty, ft style  :eek:
Yeah thought I was in the trust circle but this thing really did turn into ft about 10 posts ago.


Sent from my iPhone using Tapatalk

I'm sorry  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on February 16, 2017, 07:27:12 PM
It's ok. I could never be mad at SD.

I knew better. SD is always very precise with words re: churning for a reason.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on February 16, 2017, 10:54:18 PM
35k can be your parachute if your life hits the skids and you need to stay at an airport hotel for like a month
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 16, 2017, 11:32:53 PM
35k can be your parachute if your life hits the skids and you need to stay at an airport hotel for like a month

Or worse, oklahoma city.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 17, 2017, 11:13:09 AM
i will study this spg card.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on March 01, 2017, 01:27:01 PM
URs transfer to United at a 1:1 ratio don't they?  Looking at flights, if I book through the United site it will cost me 50,000 points but if I book through the Chase portal it will be around 84,000.  Since this would be the first time transferring points to a partner, I want to make sure I don't screw it up.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on March 01, 2017, 01:47:19 PM
Nevermind....found my answer in the portal....
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 01, 2017, 09:30:20 PM
answer is yes. also anyone who wants the LAST POSSIBLE SPG BIZ REFERRAL EVER please hit me with the IM  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 02, 2017, 11:53:40 PM
stupid chase united sent me a letter to call and verify my identity for my application. this is stupid, I want my card and calling from here during their business hours is a huge pain.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 04, 2017, 08:54:07 PM
 :Chirp:
answer is yes. also anyone who wants the LAST POSSIBLE SPG BIZ REFERRAL EVER please hit me with the IM  :fatty:

Check PMs in about 30 seconds.

 :combofan:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2017, 04:18:35 AM
Ok!
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 05, 2017, 02:44:01 PM
 :impatient:

Will almost certainly be using these SPG biz points for a week or so at Disney next year, or I just move the 'Meals to an SPG property in a random midwestern city. Does the merger with Marriott open up any Disney options besides Swan/Dolphin? And could I somehow use these to get a SW companion pass via Marriott's point booking + Southwest points thing? Both mine and MrsWonderMeal's CP expires in 2018 and I'm 5/24ed out.

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2017, 03:26:17 PM
Sorry, in Disney world. Let me try to mobile app it.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 11, 2017, 05:48:37 PM
because maybe you can get it in branch until march.

 :)

there was some issue with their system coding the application as in branch and i may have to call in when the bonus posts have them manually change it, but whatever.

applying for card in branch is the stupidest thing in the world, though.  can't understand why they promote it.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 22, 2017, 09:05:43 AM
it has come time for me to decide on keeping the CSP or CSR (CSP annual fee is coming up).  is the added redemption value on CSR points and extra 1% on restaurants/travel make this a no-brainer to spend the extra $55 and keep the Reserve?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 22, 2017, 09:32:47 AM
it has come time for me to decide on keeping the CSP or CSR (CSP annual fee is coming up).  is the added redemption value on CSR points and extra 1% on restaurants/travel make this a no-brainer to spend the extra $55 and keep the Reserve?

also $300 annual travel credit w/ csr
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 22, 2017, 09:46:09 AM
it has come time for me to decide on keeping the CSP or CSR (CSP annual fee is coming up).  is the added redemption value on CSR points and extra 1% on restaurants/travel make this a no-brainer to spend the extra $55 and keep the Reserve?

also $300 annual travel credit w/ csr

yeah factored that in which is why i came up with $55 difference instead of $355
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on March 22, 2017, 10:02:29 AM
Why is Chase sending me their shitty 100K Marriott offer when I am in 5/24 purgatory?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 22, 2017, 10:08:10 AM
it has come time for me to decide on keeping the CSP or CSR (CSP annual fee is coming up).  is the added redemption value on CSR points and extra 1% on restaurants/travel make this a no-brainer to spend the extra $55 and keep the Reserve?

also $300 annual travel credit w/ csr

yeah factored that in which is why i came up with $55 difference instead of $355

oh yeah. oops.  annual spend on dining/travel would need to be $3,666.67 or greater in order to capture the added $55 in fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 22, 2017, 10:25:36 AM
Aren't there a few travel-related things the reserve gets you towards justifying the $55 - credit towards precheck fees, lounge access, etc.?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 22, 2017, 11:01:38 AM
Aren't there a few travel-related things the reserve gets you towards justifying the $55 - credit towards precheck fees, lounge access, etc.?

already got the credit for signing up for precheck
Title: Re: How Many Credit Cards Do You Have?
Post by: wELLsculptedbrows on March 22, 2017, 02:40:42 PM
Can never remember if these types of questions go here or in the travel thread ...

Trying to get to South Africa on AAdvantage Miles in October.

Only options for Biz/1st that I'm seeing are only on the return trip (which is fine) but are limited to BA BIZ on the JNB>LHR and AA 1st on the ORD>MCI legs of the trip, with Transatlantic AA Economy sandwiched between.

Worth it?

Tried to explore a Qatar Airway #ack but that doesn't seem to be panning out. Any other ideas for workarounds?

Also, to get back to the true spirit of this thread ... I am 5/24ed and just added the 75k Delta AmEx on top of that. Should I go ahead and get the SPG AmEx and extend my 5/24?
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on March 22, 2017, 03:42:59 PM
Is there a scenario where I should be trying to collect AA points versus just piling up URs to transfer to SW or United?  Seems like the point redemption for AA flights is really high compared to other airlines.  At this point, I have about 55k in AA points.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 22, 2017, 11:23:09 PM
Going to Cuba next month and our return flight now has a 7-hour layover in FLL due to a schedule change by Southwest. Any chance there's a #1cat out there who would be willing to share two United club passes that they aren't going to use? And could I even use them if I'm not flying UA metal?

Have Amex platinum but not flying Delta, so I can't access that lounge either.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 23, 2017, 12:28:28 AM
Uber to Bahia Cabana, no more than 15 minutes away. Relax for a few hours, uber back.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 23, 2017, 09:01:36 AM
I've done everything wrong and now I have to fly us to San Diego with actual money :(
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 23, 2017, 09:06:10 AM
sorry to hear that puni, but what i'm hearing is there's really not a wrong answer in the CSP/CSR which one to keep argument?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on March 23, 2017, 09:07:49 AM
Stacked in a wallet, those 2 cards can stop a 9mm bullet
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 23, 2017, 09:08:55 AM
Going to Cuba next month and our return flight now has a 7-hour layover in FLL due to a schedule change by Southwest. Any chance there's a #1cat out there who would be willing to share two United club passes that they aren't going to use? And could I even use them if I'm not flying UA metal?

Have Amex platinum but not flying Delta, so I can't access that lounge either.

is there a different flight you could take?  that much of a schedule change usally will get you some accomodation
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 23, 2017, 09:24:16 AM
Going to Cuba next month and our return flight now has a 7-hour layover in FLL due to a schedule change by Southwest. Any chance there's a #1cat out there who would be willing to share two United club passes that they aren't going to use? And could I even use them if I'm not flying UA metal?

Have Amex platinum but not flying Delta, so I can't access that lounge either.

is there a different flight you could take?  that much of a schedule change usally will get you some accomodation

should be a true test of whether southwest cares about their customers
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 23, 2017, 10:18:28 AM

hopefully he booked it with his CSR so that bitch can get paid

Quote
Chase Sapphire Reserve Card   6 hours   $500 per ticket

airline schedule change probably doesn't qualify but it's worth trying
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 23, 2017, 01:08:29 PM

hopefully he booked it with his CSR so that bitch can get paid

Quote
Chase Sapphire Reserve Card   6 hours   $500 per ticket

airline schedule change probably doesn't qualify but it's worth trying

not covered since he was made aware prior to departure

https://www.chase.com/card-benefits/sapphirereserve/travel
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 23, 2017, 09:51:57 PM
I don't even have a CSR. Both MrsWonderMeal and I are 5/24ed out for the foreseeable future. :(

I would just change the reservation, but we're leaving the Li'l 'Meals at home and have a complex babysitter/fly-in grandparent schedule worked out for the brood. If anyone can find it in their heart to share some near-expired United passes, I will give my entire stash of RowdyyBoyyBucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 23, 2017, 10:49:38 PM
You should read these (shout to google) and then follow my original advice. Or don't, do whatever you want.

http://www.sleepinginairports.net/airport-lounges/fort-lauderdale-airport/united-club.htm

https://www.loungebuddy.com/FLL/united-airlines-united-club-terminal-1-MG78gY2iDP

https://www.yelp.com/biz/united-club-fort-lauderdale
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on March 23, 2017, 11:03:15 PM
Dude just leave the airport.  Good grief.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on March 23, 2017, 11:09:40 PM
Leaving the airport is definitely my preferred option (Bahia Cabana!), but I've read some things saying that's not recommended when returning from Cuba because it will raise red flags with TSA or whoever. Anyone know if that's just a bunch of malarkey?

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 23, 2017, 11:56:37 PM
Only someone up to no good would spend 7 hours inside FLL.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 24, 2017, 12:06:37 AM
I think maybe the best gyro of my life was had in ft Lauderdale
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on April 02, 2017, 04:09:26 PM
Just got bitch slapped by Chase 5/24 while trying to get SW Companion Pass. Cleared the bonus for the SW Plus, then signed up for the SW Premier and they said no go.

I guess I could apply for the SW Business card.

If Ms. Nicname gets a SW Plus and clears the bonus can she transfer all the pts to me and then I get companion pass?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 02, 2017, 04:38:10 PM
Going to Cuba next month and our return flight now has a 7-hour layover in FLL due to a schedule change by Southwest. Any chance there's a #1cat out there who would be willing to share two United club passes that they aren't going to use? And could I even use them if I'm not flying UA metal?

Have Amex platinum but not flying Delta, so I can't access that lounge either.

The United passes they are issuing now say that you must have a boarding pass for that day.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 02, 2017, 06:10:42 PM
Well, he's flying that day so....
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on April 02, 2017, 07:01:42 PM
LOL
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 03, 2017, 09:34:31 AM
Well, he's flying that day so....

Well I'm pretty sure they mean a United boarding pass, although it doesn't actually say that so......
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 03, 2017, 10:31:01 AM
Well, he's flying that day so....

Well I'm pretty sure they mean a United boarding pass, although it doesn't actually say that so......

no, they just make sure you're actually flying. I've used them multiple times on other carrier tickets.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 03, 2017, 10:31:47 AM
actually used some gooch sent me just the other day while flying another carrier!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 03, 2017, 10:35:19 AM
actually used some gooch sent me just the other day while flying another carrier!

Well the old ones did not have that restriction on them. It is only the new ones that they've sent out within the last 4 months or so. Are you sure you were using a new one?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 03, 2017, 12:29:25 PM
Quote
The lounge itself is pretty meh and lame.  It's very compact and not a relaxing atmosphere at all. If you want to be charging your electronic devices then that's pretty much all you can do here.  The seats have charging area beside each chair and a few high top sitting tables if you need to work. 

The drinks we tried were flat from the soft drink machine and they do not allow outside food so we went out to eat and came back.  Then we realized they don't have bathrooms so you might want to use a bathroom while you go eat outside.  Overall this lounge is average and meant to just sit for an hour or two while you wait for your flight so don't expect the most and then you won't be disappointed.

A list of what they have in the lounge
-Seats/chairs/tables
-One tv on the wall
- Few drinks
-Few snacks
-A Printer
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 03, 2017, 12:52:40 PM
actually used some gooch sent me just the other day while flying another carrier!

Well the old ones did not have that restriction on them. It is only the new ones that they've sent out within the last 4 months or so. Are you sure you were using a new one?

they've required you to show you were flying that day since forever
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 04, 2017, 03:13:23 PM
Got an offer to upgrade my amex biz gold to amex biz plat and get 50k MR after spending $10k in 5 months and another 25k for spending an additional $10k. Can get it even if you've had the biz plat before. Pretty great. pro-rating the $450 fee as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 04, 2017, 10:01:47 PM
answer is yes. also anyone who wants the LAST POSSIBLE SPG BIZ REFERRAL EVER please hit me with the IM  :fatty:

anyone who wants to refer me can send me both a business and personal referral.  good odds i will use at least one and maybe both of them.
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on April 06, 2017, 01:59:38 AM
i still have my csr from november, when do i need to quit before i get hit with another annual fee? could i use my the 1.5x bonus points i got for a ticket, and refund if i don't use it?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2017, 06:02:12 AM
You can wait for the annual to hit and then cancel and they will refund. I don't think the ticket idea would work. You could just get a CSP and transfer the points there for a lower fee?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2017, 06:02:17 AM
Or an Ink
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on April 06, 2017, 08:02:32 AM
on tuesday, the guy in front of me at chipotle paid with his csr.  he obviously got instant respect from me.  the worker guy at the register had to have been boner city usa when he rang up consecutive orders with csr's.  i just smiled and thought to myself, "yep, throw another 24 points on the UR pile, bro"
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2017, 08:33:24 AM
i still have my csr from november, when do i need to quit before i get hit with another annual fee? could i use my the 1.5x bonus points i got for a ticket, and refund if i don't use it?

also, why don't you just keep it as your daily driver? what are you spending on instead?
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on April 06, 2017, 04:01:33 PM
thats a good idea, still counts 1.25 for travel at least.

i use barclaycard arrival plus, i can't justify the $450, even factoring in the sexiness of the card. i should get another $300 travel credit though? :drool:
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on April 11, 2017, 12:45:26 PM
Guys I'm super close to 1,000,000 UR points. Thinking 2 biz class tix to Asia or Australia. Any other ideas?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on April 11, 2017, 01:07:39 PM
dear God, a million UR's....i thought i was doing good at 225k
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on April 11, 2017, 01:38:30 PM
dear God, a million UR's....i thought i was doing good at 225k
Two ink cards at 80,000 bonus pts each, 2 csr at 100,000 bonus pts each, 1 csp at 50,000 bonus pts.

The ink card earns me about 30,000ish points/mo, plus whatever my personal cards earn me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 11, 2017, 01:41:22 PM
I only have 293k  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on April 11, 2017, 01:55:40 PM
kick his ass KCFDcat
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on April 11, 2017, 02:32:31 PM
I'd really love to try to book this thing: https://thepointsguy.com/2015/07/etihad-a380-the-apartment-review/


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 20, 2017, 10:11:59 AM
FYI later this year credit scores will be calculated differently.  A major impact for most of us gamers will be a large available credit line will go from an asset to a liability.
http://onemileatatime.boardingarea.com/2017/04/19/credit-score-changes-2017/
https://www.fool.com/credit-cards/2017/04/15/heads-up-3-major-changes-are-being-made-to-your-cr.aspx
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 20, 2017, 11:05:36 AM
Well if that's true I'm going to have to lower my credit limits. The comments indicate that banks use FICO, not the VantageScore which is changing. But Credit Karma uses VantageScore, which I use to keep an eye on my score. This means that Credit Karma score isn't going to really reflect the real FICO score that banks would get; which makes Credit Karma worthless.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 20, 2017, 11:10:31 AM
Well if that's true I'm going to have to lower my credit limits. The comments indicate that banks use FICO, not the VantageScore which is changing. But Credit Karma uses VantageScore, which I use to keep an eye on my score. This means that Credit Karma score isn't going to really reflect the real FICO score that banks would get; which makes Credit Karma worthless.

the VS will be what the credit bureaus report to most credit cards.   

Quote
VantageScore vs. FICO

While Davies didn’t have numbers on how often VantageScore is used compared to FICO, she said VantageScore is increasingly popular. Version 3.0 was used 8 billion times in 2016, she said, up from 6 billion the prior year. (You can see your VantageScore 3.0 for free on Credit.com.)

More than 2,000 financial institutions use VantageScore and most credit issuers, she said. The fourth version of VantageScore has shown improvements in predicting mortgage risk, and Davies said the company hopes the new score will help them break into the mortgage market.

Davies said it would be naive to think that VantageScore could end the dominance of FICO, but the goal is to improve the scoring marketplace overall.

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 20, 2017, 11:17:39 AM
which makes Credit Karma worthless.

Lol at present/future tense here.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 20, 2017, 12:28:58 PM
you are probably going to have to have pretty mediocre credit already for the changes to really impact you. if you're 850 now you're probably going to still have amaze credit.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 20, 2017, 01:02:22 PM
you are probably going to have to have pretty mediocre credit already for the changes to really impact you. if you're 850 now you're probably going to still have amaze credit.

What if I'm only at 828 right now?  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on April 20, 2017, 07:47:32 PM
gE may have the highest average credit score of any non-pts centric bbs in the world.

Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on April 24, 2017, 07:25:40 AM
Message this morning on my Chase biz card that it's not for personal use. Are they clamping down further? Can they cancel the card if it appears to be personal use rather than business?
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on April 24, 2017, 08:02:44 AM
Message this morning on my Chase biz card that it's not for personal use. Are they clamping down further? Can they cancel the card if it appears to be personal use rather than business?

I don't know how they would know the difference between business and "business" charges.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on April 24, 2017, 08:03:34 AM
Message this morning on my Chase biz card that it's not for personal use. Are they clamping down further? Can they cancel the card if it appears to be personal use rather than business?

I don't know how they would know the difference between business and "business" charges.
Ya. I don't know either. Thought it was a weird message.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on April 27, 2017, 04:17:41 PM
got my 100k reward for CSR.  what's my next step?  annual fee shouldn't hit until mid January next year.  I assume the savvy move is to hold onto the card until then, keep earning the 3x value and use the 2018 travel bonus before cancelling prior to annual fee?
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on April 27, 2017, 05:24:05 PM
gE may have the highest average credit score of any non-pts centric bbs in the world.

I can drag down like 3 elites just myself
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 28, 2017, 11:24:54 AM
What's the latest on when marriott & spg points will be smushed together, and whether it's best to find some way to use remaining SPG's before then, or let them combine, or transfer to airline miles or something?  I'm again considering turning 20K SPG's into 30K AA miles, if the SPG's soon won't be as good to use at SPG hotels.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 28, 2017, 11:43:32 AM
What's the latest on when marriott & spg points will be smushed together, and whether it's best to find some way to use remaining SPG's before then, or let them combine, or transfer to airline miles or something?  I'm again considering turning 20K SPG's into 30K AA miles, if the SPG's soon won't be as good to use at SPG hotels.

they will transfer at the current ratio of 3-1 probably (but not officially anounced). so whatever 60k marriott points are worth to you.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 28, 2017, 01:01:12 PM
What's the latest on when marriott & spg points will be smushed together, and whether it's best to find some way to use remaining SPG's before then, or let them combine, or transfer to airline miles or something?  I'm again considering turning 20K SPG's into 30K AA miles, if the SPG's soon won't be as good to use at SPG hotels.

they will transfer at the current ratio of 3-1 probably (but not officially anounced). so whatever 60k marriott points are worth to you.

When that's forced to happen, will it take a proportionally shitty amount of marriott points to get at ex-SPG hotels what we used to get for relatively little SPG points?  Like, if KStateMBB was good one day, we wouldn't be staying at a nice SPG blocks from whatever OKC's calling their downtown arena then during the NCAA tournament for 9K-15K marriott points/night, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on April 28, 2017, 01:42:33 PM
got my 100k reward for CSR.  what's my next step?  annual fee shouldn't hit until mid January next year.  I assume the savvy move is to hold onto the card until then, keep earning the 3x value and use the 2018 travel bonus before cancelling prior to annual fee?

keep the csr and 3x it, i said earlier that the math works with the +1 points and the delta in cost of keeping the card if you spend > $3k a year in dining and travel
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 28, 2017, 02:09:31 PM
Yeah, I'm guessing the SPG properties will move into roughly 3x more point requirements. You can compare similar hotels across brands and kind of figure out where they'll land.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on April 28, 2017, 02:34:25 PM
I understand it's worth it, all else being equal.  But I assume there are other cards out there with spending bonuses I could be hitting in lieu of garnering 3x for a $150 fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on April 28, 2017, 02:59:19 PM
you're net positive tho is what i'm saying
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on April 29, 2017, 02:48:54 AM
The CSP was one of the best, if not the best, cards to use as a daily spend.  Once the CSR came out, it became better than the CSP if you utilize the $300 travel credit (which would be hard not to do) and spend >3k on travel/dining per year (as Clams said). So if your everyday purchases meet those requirements, then the CSR is probably the best card for you to keep as an everyday spend card.

Sent from my SM-G930P using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 29, 2017, 04:34:29 AM
Yeah, unless you are good/not scared at churning the CSR is probably the beast daily driver. Maybe Amex plat. Both scare people though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 29, 2017, 08:12:51 AM
scare?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 29, 2017, 03:02:35 PM
I understand it's worth it, all else being equal.  But I assume there are other cards out there with spending bonuses I could be hitting in lieu of garnering 3x for a $150 fee.

don't keep it, add it into your churn.  you'll have it 50% of the time anyways, assuming you stay on top of your 5/24 and 2 year cycles.  try and get married and alternate with your wife on who has one at any given time.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on May 01, 2017, 09:07:55 AM
I received an offer for an United Airlines card from Chase with a 70K bonus. I don't fly United very often, but would consider if this is a better than usual offer. It has a $95 annual fee and the offer expires on June 25.

Is this worth one of my 5/24 from Chase? It would be my third.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on May 02, 2017, 02:29:47 PM
Just closed a sw card today. whats best option for me? could be business card or whatevs. Kicking myself because I just made a large purchase on the SW card :(
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 02, 2017, 02:42:24 PM
chase ink 80k, if you are 5/24 eligible.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on May 03, 2017, 04:09:09 PM
So we're taking a trip with friends in July.  My friends gave me cash and told me to just purchase all the stuff at once.  So I just got a free 9k UR points, nbd.

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on May 03, 2017, 06:45:14 PM
Sweet deal there.

Got my Hyatt free nights in the account today. NYC here we come.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on May 03, 2017, 10:55:10 PM
I understand it's worth it, all else being equal.  But I assume there are other cards out there with spending bonuses I could be hitting in lieu of garnering 3x for a $150 fee.

don't keep it, add it into your churn.  you'll have it 50% of the time anyways, assuming you stay on top of your 5/24 and 2 year cycles.  try and get married and alternate with your wife on who has one at any given time.
okay.  1.  Freedom, 2. CSP, 3. CSR, 4. Get married
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 03, 2017, 11:25:12 PM
imo (imo), you should get one freedom and keep it, because of the 5x and because you may need it to stash points at some point.  then churn csp, csr, whatever the current ink is called and chase united.  once the freedom falls off of your 24, that leaves you one slot and business cards for non chase churning.  that's my opinion, dlew12.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 04, 2017, 07:22:33 AM
I thought the freedom stopped offering 5x for new freedom users
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on May 04, 2017, 08:21:43 AM
I thought the freedom stopped offering 5x for new freedom users

they came out with freedom unlimited which has 1.5% back on all purchases, think that replaced the old freedom.  best wishes.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 04, 2017, 09:07:19 AM
cash back cards are for massive losers
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 04, 2017, 02:20:08 PM
cash back cards are for massive losers

idk if you are talking about the freedom, but we're talking about UR points here
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 04, 2017, 03:08:13 PM
oh i meant that meow meow said that the chase unlimited gives 1.5% cash back and i said cash back cards are stupid
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 04, 2017, 03:11:35 PM
oh i meant that meow meow said that the chase unlimited gives 1.5% cash back and i said cash back cards are stupid

i'm pretty sure (within the confines of this thread) that actually means 1.5x "points" per purchase, which you can transfer to UR's if you have a CSP/CSR, etc
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on May 04, 2017, 03:36:00 PM
yeah never said cash back, get my name outcha mouth with that talk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 04, 2017, 03:50:31 PM
oh i meant that meow meow said that the chase unlimited gives 1.5% cash back and i said cash back cards are stupid

i'm pretty sure (within the confines of this thread) that actually means 1.5x "points" per purchase, which you can transfer to UR's if you have a CSP/CSR, etc


sorry peasant, i really don't  know the specific of this card, i really should just stick to discussions involving 3x but i'm sure 1.5 is good for some of you
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 04, 2017, 04:23:36 PM
that's too bad about the new freedom.  tough luck, dlew12.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on May 04, 2017, 04:29:14 PM
I understand it's worth it, all else being equal.  But I assume there are other cards out there with spending bonuses I could be hitting in lieu of garnering 3x for a $150 fee.

don't keep it, add it into your churn.  you'll have it 50% of the time anyways, assuming you stay on top of your 5/24 and 2 year cycles.  try and get married and alternate with your wife on who has one at any given time.
okay.  1.  Freedom, 2. CSP, 3. CSR, 4. Get married

Don't forget the Chase Hyatt 2 free nights at any Cat 4 or less, and doesn't count toward 5/24.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 04, 2017, 04:45:17 PM
oh i meant that meow meow said that the chase unlimited gives 1.5% cash back and i said cash back cards are stupid

i'm pretty sure (within the confines of this thread) that actually means 1.5x "points" per purchase, which you can transfer to UR's if you have a CSP/CSR, etc


sorry peasant, i really don't  know the specific of this card, i really should just stick to discussions involving 3x but i'm sure 1.5 is good for some of you

it's not good enough, that was the point of my post
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 04, 2017, 04:53:04 PM
it's still an important part of the chase ur churn.  especially for a single lad.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on May 04, 2017, 05:30:04 PM
I understand it's worth it, all else being equal.  But I assume there are other cards out there with spending bonuses I could be hitting in lieu of garnering 3x for a $150 fee.

don't keep it, add it into your churn.  you'll have it 50% of the time anyways, assuming you stay on top of your 5/24 and 2 year cycles.  try and get married and alternate with your wife on who has one at any given time.
okay.  1.  Freedom, 2. CSP, 3. CSR, 4. Get married

Don't forget the Chase Hyatt 2 free nights at any Cat 4 or less, and doesn't count toward 5/24.
That's good to know!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 04, 2017, 05:56:45 PM
i think it counts towards 5/24, it's just not 5/24 protected.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 04, 2017, 06:35:32 PM
oh i meant that meow meow said that the chase unlimited gives 1.5% cash back and i said cash back cards are stupid

i'm pretty sure (within the confines of this thread) that actually means 1.5x "points" per purchase, which you can transfer to UR's if you have a CSP/CSR, etc


sorry peasant, i really don't  know the specific of this card, i really should just stick to discussions involving 3x but i'm sure 1.5 is good for some of you

it's not good enough, that was the point of my post

i'm sure it's good enough for someone was the point of my post.  but i really only do 3x because it's the best.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on May 04, 2017, 09:17:36 PM
I still have my freedom, dudes.  Just tryin to expand my churn horizon in a post-CSR-bonus world.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 05, 2017, 09:49:51 AM
just found out i have been pronouncing Andaz wrong like a complete idiot this whole time
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 05, 2017, 10:05:21 AM
i think it counts towards 5/24, it's just not 5/24 protected.

correct
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on May 05, 2017, 10:23:07 AM
Hyatt free night experts...

Got the email telling me I have two free nights. I see the award in my Hyatt account.

How do I book it? Website won't let me because I don't have enough points. Do I have to call?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 05, 2017, 11:22:40 AM
Hyatt free night experts...

Got the email telling me I have two free nights. I see the award in my Hyatt account.

How do I book it? Website won't let me because I don't have enough points. Do I have to call?


Make sure you're only booking 2 nights w/them.  In other words, if you're trying to book a 4-night stay w/2 free, book the 2 free on 1 reservation and book the 2 paid/points on another.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on May 05, 2017, 11:24:52 AM
I had to call to book mine last year.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 05, 2017, 11:27:00 AM
I just did this for Nashville.  If you have the free night in your account, you go to book just that night w/points and the option will show up to use that free night.  I then made a separate reservation for the next 2 nights w/points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on May 05, 2017, 11:36:43 AM
Hyatt free night experts...

Got the email telling me I have two free nights. I see the award in my Hyatt account.

How do I book it? Website won't let me because I don't have enough points. Do I have to call?

Go to your account, click on the My Awards tab, scroll down, click the + on the free nights, click Explore Hotels, in the drop down menu pick free night.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on May 05, 2017, 03:28:00 PM
Booking Hyatt award nights/point stays has been a huge clusterfuck for me.  I've had to call them every time.  Last time I called them, they told me that there were no rooms available to book on points.....I politely told them their website showed that there were.  The lady on the other end of the line paused for a moment and then said, "Well.....I guess you are right.".    :facepalm:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 05, 2017, 03:29:04 PM
i have had great experiences with hyatt
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on May 05, 2017, 03:50:02 PM
I tried to get them to extend my free night expiration date by 2 weeks but they would not do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on May 05, 2017, 03:55:50 PM
Booking Hyatt award nights/point stays has been a huge clusterfuck for me.  I've had to call them every time.  Last time I called them, they told me that there were no rooms available to book on points.....I politely told them their website showed that there were.  The lady on the other end of the line paused for a moment and then said, "Well.....I guess you are right.".    :facepalm:

then why didn't you just use the website to book man?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 05, 2017, 04:13:20 PM
The only time I've struggled booking a hyatt free night was when I was trying to do it on an ipad from the hyatt lobby immediately before I'd walk up to the check-in desk.  Turned out they were full, but I got a room at the other hyatt across the street
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on May 08, 2017, 08:16:36 AM
Booking Hyatt award nights/point stays has been a huge clusterfuck for me.  I've had to call them every time.  Last time I called them, they told me that there were no rooms available to book on points.....I politely told them their website showed that there were.  The lady on the other end of the line paused for a moment and then said, "Well.....I guess you are right.".    :facepalm:

then why didn't you just use the website to book man?

I started with the website but it wasn't working.  To be fair, I was booking a reservation with a combo of award nights and nights paid for via points.  Could have been the problem.
Title: Re: How Many Credit Cards Do You Have?
Post by: PowercatPat on May 18, 2017, 08:40:59 PM
If anyone wants a Delta Amex referral, PM me.

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on May 19, 2017, 08:13:03 AM
3 to 4 more weeks and we can get back in the game. :woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 22, 2017, 04:35:19 PM
i got to Delta Platinum today. feels good. should be diamond by september.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 22, 2017, 04:40:41 PM
 :sdeek:
Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2017, 05:05:48 PM
WOW! I flew delta today in the row 36'ish secret seet. Had two Sweetwaters.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2017, 05:06:24 PM
Was great btw!
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 23, 2017, 04:50:13 PM
i got to Delta Platinum today. feels good. should be diamond by september.

the "Your Upgraded Seat" emails have just been rolling in today :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: raquetcat on May 26, 2017, 09:03:33 PM
Can you transfer Chase UR points to British airlines and then use them to book an American flight out of mhk? Elite resident of mhk wants to know.....
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 26, 2017, 09:06:57 PM
Can you transfer Chase UR points to British airlines and then use them to book an American flight out of mhk? Elite resident of mhk wants to know.....

yes, confirmed. don't transfer them until you know a saver AA award is available though.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 29, 2017, 11:42:59 PM
100k Hilton Amex. $3000 spend. Worth it? Have been out of the Hilton game for a while.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 30, 2017, 01:51:58 PM
Can you transfer Chase UR points to British airlines and then use them to book an American flight out of mhk? Elite resident of mhk wants to know.....

yes, confirmed. don't transfer them until you know a saver AA award is available though.

probably ought to put a 24hr hold on it too, just so it doesn't get bought by someone else
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on June 06, 2017, 04:24:55 AM
Chase SW RR Plus and Premier both offering 60k RR pts for 2k spend now.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 06, 2017, 09:13:03 AM
Chase SW RR Plus and Premier both offering 60k RR pts for 2k spend now.

is there a limit on how many of these cards you can get?  think i've churned the SW RR like 3 times already
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on June 08, 2017, 10:31:28 AM
 This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

I'd assume you are in the clear if this applies to you. I just got rid of this card less than a month ago. But it sounds like I would still be eligible
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 08, 2017, 10:33:25 AM
is it possible to get both plus and premier at the same time?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 08, 2017, 10:38:51 AM
This product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

I'd assume you are in the clear if this applies to you. I just got rid of this card less than a month ago. But it sounds like I would still be eligible

i got the bonus last year so think i'm hosed  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 08, 2017, 11:18:24 AM
is it possible to get both plus and premier at the same time?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 19, 2017, 03:30:48 PM
i got to Delta Platinum today. feels good. should be diamond by september.

Diamond :gocho:

card spend got me there a lot quicker than i thought with the bonus MQMs.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 19, 2017, 03:34:51 PM
 :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 20, 2017, 09:06:49 AM
Paid off the mortgage and my credit score goes down 21 points. This system is such BS!
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on June 20, 2017, 09:09:14 AM
Time to buy a more expensive house!

Sent from my SM-G930P using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Rage Against the McKee on June 20, 2017, 09:56:50 AM
Take out a new mortgage and invest it all.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 22, 2017, 11:53:18 AM
Brosephs,

CSP annual fee is coming due and I don't want to pay it. I have CSR. Question, Mrs. SF is on the CSP but hasn't had her own before. If I PC the CSP down to something and then get her a CSP, will she get the bonus?  Also, since I have the regular Freedom, should I do a PC thingy for the other Freedom or just cancel it? My credit score is elite btw.

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 22, 2017, 12:15:36 PM
Brosephs,

CSP annual fee is coming due and I don't want to pay it. I have CSR. Question, Mrs. SF is on the CSP but hasn't had her own before. If I PC the CSP down to something and then get her a CSP, will she get the bonus?  Also, since I have the regular Freedom, should I do a PC thingy for the other Freedom or just cancel it? My credit score is elite btw.

TIA

yes, am authorized user will still qualify for a bonus on a card of their own if they meet the other terms


Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 28, 2017, 12:35:51 PM
i realize i'm just bragging about my Delta status lately but i experienced their Porsche transfer on monday. was increds.

https://www.usatoday.com/story/todayinthesky/2014/11/05/delta-porsche-airport-transfer/18527167/ (https://www.usatoday.com/story/todayinthesky/2014/11/05/delta-porsche-airport-transfer/18527167/)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 28, 2017, 12:39:18 PM
Wow! Happened to my DM friend a few years ago, did not realize it was a thing
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 28, 2017, 12:40:45 PM
Wow! Happened to my DM friend a few years ago, did not realize it was a thing

had no idea it was a thing. it was alarming to see a lady with a sign that said "'taterblast" when i walked off the plane.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 28, 2017, 12:55:57 PM
Wow!
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on June 28, 2017, 12:57:23 PM
Sweet
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 28, 2017, 02:11:33 PM
i realize i'm just bragging about my Delta status lately but i experienced their Porsche transfer on monday. was increds.

https://www.usatoday.com/story/todayinthesky/2014/11/05/delta-porsche-airport-transfer/18527167/ (https://www.usatoday.com/story/todayinthesky/2014/11/05/delta-porsche-airport-transfer/18527167/)

a subtle apology for having to fly with them weekly
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 28, 2017, 02:13:08 PM
amazing
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 29, 2017, 08:28:45 AM
Brosephs,

CSP annual fee is coming due and I don't want to pay it. I have CSR. Question, Mrs. SF is on the CSP but hasn't had her own before. If I PC the CSP down to something and then get her a CSP, will she get the bonus?  Also, since I have the regular Freedom, should I do a PC thingy for the other Freedom or just cancel it? My credit score is elite btw.

TIA

yes, am authorized user will still qualify for a bonus on a card of their own if they meet the other terms

Should I PC the CSP since I have an authorized user on it or should I just close it out and begin getting cards separately with Mrs. SF? Does it really matter much? I have always added the authorized user to get the extra points, but that doesn't seem like a good idea anymore???
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 29, 2017, 08:32:25 AM
last day for the southwest 60k offer
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 29, 2017, 09:04:58 AM
Brosephs,

CSP annual fee is coming due and I don't want to pay it. I have CSR. Question, Mrs. SF is on the CSP but hasn't had her own before. If I PC the CSP down to something and then get her a CSP, will she get the bonus?  Also, since I have the regular Freedom, should I do a PC thingy for the other Freedom or just cancel it? My credit score is elite btw.

TIA

yes, am authorized user will still qualify for a bonus on a card of their own if they meet the other terms

Should I PC the CSP since I have an authorized user on it or should I just close it out and begin getting cards separately with Mrs. SF? Does it really matter much? I have always added the authorized user to get the extra points, but that doesn't seem like a good idea anymore???

adding an AU only hurts their 5/24 position so unless you absolutely need it, don't
no opinion on the PC for you, but I'd just close it myself
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 06, 2017, 06:12:00 PM
anyone have a baller Ink referral? is 80k the normie max right now?

ink and CSP urs combo, rite?

is the CSR still baller? should I get that instead?

I have to drop a giant load on something and want to be rewarded
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 06, 2017, 06:17:04 PM
I do not but yes it is.

Sure, or one or the other. Don't have to combo.

CSR is a better combo with the ink but just barely. Do whichever has the best bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 06, 2017, 06:55:48 PM
I've got the ink referral.  Send me your email address.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 06, 2017, 07:27:45 PM
had a 70k + 10k mqm's amex/delta that expired yesterday, any good?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 07, 2017, 12:22:24 PM
anyone have a baller Ink referral? is 80k the normie max right now?

ink and CSP urs combo, rite?

is the CSR still baller? should I get that instead?

I have to drop a giant load on something and want to be rewarded

rotate them.  csp, csr, ink rotation, always have one.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2017, 12:23:47 PM
anyone have a baller Ink referral? is 80k the normie max right now?

ink and CSP urs combo, rite?

is the CSR still baller? should I get that instead?

I have to drop a giant load on something and want to be rewarded

rotate them.  csp, csr, ink rotation, always have one.

And always have a Freedom
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 07, 2017, 12:28:33 PM
it's useful for banking ur's but since they cancelled the 5x for new users i'm not sure i can argue that people that don't already have one should waste a 5/25 slot on the new freedom.  maybe for single churners, but married churners should be never be caught in a situ where they don't have a ur card for banking points.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 07, 2017, 09:54:57 PM
can i balance transfer from the INK? the application says the account "may not be eligible"

my situation is that i have to throwdown a pretty big  (for me) chunk for something that i will be reimbursed for in about 6 months from work, but i want to profit off it and i dont want to be out of pocket in the meantime

my scheme was to get the ink, throw this thing on it to meet the spend, and then transfer to a free/no interest card until i get reimbursed

is this impossible or stupid?

*i read the whole FAQ
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 07, 2017, 10:05:05 PM
yeah, it's possible.

downsides - 1) you'll probably pay at least 2% on the balance transfer, so that sucks a pretty good chunk of the profit from those points, 2) you use two 5/24 slots, 3) if you don't have the money free to pay off the spend until you're reimbursed, are you likely to be approved for credit limits for that much money on two cards back to back?

are you sure you wouldn't be better off just getting a second bonus rather than the balance transfer card?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 07, 2017, 10:13:32 PM
yeah, it's possible.

downsides - 1) you'll probably pay at least 2% on the balance transfer, so that sucks a pretty good chunk of the profit from those points, 2) you use two 5/24 slots, 3) if you don't have the money free to pay off the spend until you're reimbursed, are you likely to be approved for credit limits for that much money on two cards back to back?

are you sure you wouldn't be better off just getting a second bonus rather than the balance transfer card?

additional data:
1) barclaycard ring mc has 0 transfer fees and free promo apr
2) because of the cash economy, i cant sustain a 5/24 churn anyway, and i wont
3) i dont know! i didnt think they thought that much about it?
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on July 07, 2017, 10:22:03 PM
Hyatt types...

Using my two free nights in NYC Hyatt House Chelsea. Got a third night for free and I don't have any status with Hyatt.
I booked direct. Then extended a night after I arrived. Had to call Reservations for the extension. Desk couldn't do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2017, 10:29:05 PM
Nice. Why TF did you use the two free at a Hyatt house and not one of the andaz or the park?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2017, 10:29:39 PM
Or did you mean on points?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 07, 2017, 10:30:54 PM
Also a 3rd night free on an award booking is amaze, so maybe that factored in? Also I'm at a 5.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on July 07, 2017, 10:32:44 PM
congrats sd
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 07, 2017, 10:35:19 PM
Cringed when i read two free nights at a hyatt house
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 07, 2017, 10:56:42 PM
Hyatt House is the best, maybe only, Hyatt property in nashville.  Really tore me up putting points towards that pos.
Title: Re: How Many Credit Cards Do You Have?
Post by: Tobias on July 07, 2017, 10:57:50 PM
pretty excited for the liveblog'n
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 07, 2017, 11:01:35 PM
one more inkie for you guys:

is it really no problem to use it for all personal everything even tho they make you swear on the bible that you wont? will the repo my bonus if they see too many sushigoround trips on there?
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 07, 2017, 11:02:22 PM
one more inkie for you guys:

is it really no problem to use it for all personal everything even tho they make you swear on the bible that you wont? will the repo my bonus if they see too many sushigoround trips on there?

i even technically really have business with revenue and everything!
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 07, 2017, 11:04:41 PM
i checked the check box tho

is that perjury  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on July 07, 2017, 11:05:59 PM
Different zip codes it's fine
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 08, 2017, 01:54:53 AM
they love giving those business cards to personal people, puni.  you're doing them a favor.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on July 08, 2017, 04:32:08 AM
I tried Andaz and Park. Booked this weekend. I was already locked into traveling this weekend for vacation. So no changing to find space elsewhere.

This House is decent. I'm on a corner room at 6th and W 28th. Empire State building out one window. South Manhattan from the other. Plus easy walk to Broadway.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2017, 07:27:08 AM
That's fine IPA, it's a good redemption if you think it's a good redemption
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on July 08, 2017, 07:51:23 AM
AND I GOT A THIRD NIGHT FOR FREEEEEEEEEE! :)
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on July 08, 2017, 08:49:55 AM
Almond milk on a hotel breakfast bar. :love:
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 08, 2017, 07:21:53 PM
they love giving those business cards to personal people, puni.  you're doing them a favor.

i applied and got this decision pending please call thing

how terribly burdensome
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2017, 08:04:40 PM
just call them. it's pud. it's some dork in a call center making minimum wage. remember that.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 08, 2017, 08:58:14 PM
just call them. it's pud. it's some dork in a call center making minimum wage. remember that.
Calling during US business hours  tho :blank:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on July 08, 2017, 11:42:24 PM
just call them. it's pud. it's some dork in a call center making minimum wage. remember that.

I mean they send out credit card offers to dead people, babies, and dogs. Let's keep things in perspective here.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on July 11, 2017, 07:22:33 PM
just call them. it's pud. it's some dork in a call center making minimum wage. remember that.

I mean they send out credit card offers to dead people, babies, and dogs. Let's keep things in perspective here.

I did put myself though the monumental hassle of calling them and they said that my card was approved and on the way and I didn't need to call  :blindfold:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2017, 11:18:28 AM
congrats puni.

got like my 80th citi AA advantage biz card for 60k. apparently the 60k is going away soon or something. biz cards don't count towards 5/24 if that matters to you.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 12, 2017, 08:22:21 PM
had a 70k + 10k mqm's amex/delta that expired yesterday, any good?
well clams you should have taken it, highest offer yet according to the points guy
dandelions!
Title: Re: How Many Credit Cards Do You Have?
Post by: SdK on July 12, 2017, 08:23:51 PM
2
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 13, 2017, 09:23:26 AM
had a 70k + 10k mqm's amex/delta that expired yesterday, any good?
well clams you should have taken it, highest offer yet according to the points guy
dandelions!

dang, 70k would get you a round trip to HND
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 13, 2017, 10:24:11 AM
yeah i'll hop on it if they offer again, didn't realize the strenth of it when i got the email
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 05, 2017, 08:46:01 PM
i've expressed disdain for hotel cards before, but an upcoming automobile-based vacation, combined with no longer getting crap tons of hotel points for work travel, convinced me to take jp morgan-chase up on their offer to give me 100k ihg points if i use their card for a month or two.  i'm going to get 8 nights out of it, with 5k points to spare.  would have cost me about $1400 to duplicate or maybe $1000 to replace with suitable non ihg options.

sometimes this whole miles/points scam still amazes me.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on August 07, 2017, 04:14:08 PM
I spun Hilton work travel points and Hyatt spend into eight free nights. It works if you work it.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 10, 2017, 02:53:58 PM
already have CSR, CSP, old Freedom, Chase Marriott, Chase Southwest.  i'm good to go on the 5/24 or something outside of chase, what's the best personal card offers for me right now, excluding what i've listed above?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 10, 2017, 02:59:33 PM
already have CSR, CSP, old Freedom, Chase Marriott, Chase Southwest.  i'm good to go on the 5/24 or something outside of chase, what's the best personal card offers for me right now, excluding what i've listed above?

80k Ink (not personal). Want a referral?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 10, 2017, 03:13:55 PM
already have CSR, CSP, old Freedom, Chase Marriott, Chase Southwest.  i'm good to go on the 5/24 or something outside of chase, what's the best personal card offers for me right now, excluding what i've listed above?

80k Ink (not personal). Want a referral?

not sure about the 5k in 3 month  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 13, 2017, 05:51:48 PM
chase is offering 10x points at walmart.com this month (max $250 spend) and you can find just about anything on there
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 13, 2017, 09:42:11 PM
chase is offering 10x points at walmart.com this month (max $250 spend) and you can find just about anything on there

Which card?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 14, 2017, 12:03:02 AM
Freedom
Freedom Unlimited
Sapphire
Sapphire Preferred
Sapphire Reserve
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on August 15, 2017, 08:23:06 AM
chase is offering 10x points at walmart.com this month (max $250 spend) and you can find just about anything on there

Does it count if I do an in-store pick up?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 15, 2017, 07:11:02 PM
My alaska card's coming up for annual fee, which prompted me to look to see if I should get the CSR now w/my slot 5, so I could cancel alaska and get another one right after.  I was looking to see if I'd be able to get the $300 credit towards airline or hotel gift cards, as I don't think I'll need to spend my own money on travel the rest of the year, and I ended up finding they switched that in May from a $300 credit each calendar year to a $300 credit each cardholder year, which sucks.  Not being out of 5/24 until now has kept me from the 100K bonus and being able to get $600 credit instead of $300.

Was that change ever covered here?  I saw doctor of credit thinks it doubling the $300 could still be done if you spend immediately at the start of year 2 and the cancel and demand the annual fee back, but I wouldn't count on that.

I guess I might as well get it now knowing I'll have a year from now to spend $300 rather than having to make sure I spend that w/in 2017, unless anyone thinks they might raise the bonus back above 50K sometime in the near future.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 15, 2017, 07:26:30 PM
was just researching the csr 100k bonus the other day and everything i read said that it's highly unlikely to return

was considering a house divided b/w the csr and the amex but it doesn't make sense
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 15, 2017, 09:01:24 PM
Yep.  Also just factored in that my CSP date is May, so it would make more sense to wait until March-ish 2018 to get a CSR so that I can transfer all my points into that and then cancel the CSP.  I'll probably have to forego churning another alaska until I can get that CSP w/slot 5.  I'll be wide open again in summer 2018.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 16, 2017, 08:56:59 AM
what's this alaska card you speak of?  #shamethread
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 16, 2017, 09:11:12 AM
https://www.milevalue.com/are-the-alaska-cards-still-churnable/
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 24, 2017, 04:20:25 PM
60k is back https://creditcards.chase.com/a1/southwest/60kPlus?u1=c8acef94891111e7b818e281b58694f90INT&id=lw9MynSeamY&CELL=6PLS  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on August 24, 2017, 04:27:34 PM
Any good AmEx deals currently? Recently canceled my membership rewards gold and wouldn't mind adding another to the stable.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on September 07, 2017, 06:30:26 PM
Can we go ahead and lock up this thread since everybody will have mid 300 credit scores after this Equifax hack?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 08, 2017, 08:40:57 AM
https://www.cnet.com/how-to/equifax-hack-find-out-if-you-were-one-of-143-million-hacked/


So to see if I'm affected I need to go to a website and give them my last name and last 6 digits of the SSN. I don't really trust them with my data right now though, so not sure if I should do this.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 08, 2017, 10:15:30 AM
why not to sign up for the credit monitoring

https://techcrunch.com/2017/09/08/here-comes-the-class-action-lawsuit-after-equifaxs-massive-hack/
Title: How Many Credit Cards Do You Have?
Post by: The Big Train on September 09, 2017, 08:23:13 AM
https://twitter.com/aantonop/status/906160174716534784
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 09, 2017, 08:27:24 AM
http://www.snopes.com/equifax-credit-monitoring-class-action/
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on September 09, 2017, 08:29:52 AM
So basically it's not entirely fake news
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 09, 2017, 10:06:03 AM
So basically it's not entirely fake news

well, there is an arb clause and waiver for signing up for the credit monitoring service but it applies only to the credit monitoring service and not for the breach. so it's real news for idiots I guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on September 09, 2017, 04:40:41 PM
Went ahead and signed up for Lifelock....figured the $400 was pretty good insurance at least for a year.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 11, 2017, 10:25:40 AM
I think I'll be letting go of my Sapphire Reserve once the year is up.     What card should I get to keep my URs alive?
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on September 11, 2017, 10:53:50 AM
I think I'll be letting go of my Sapphire Reserve once the year is up.     What card should I get to keep my URs alive?

The annual fee hit my account last week and it definitely made me think twice about keeping it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 11, 2017, 10:57:23 AM
I think I'll be letting go of my Sapphire Reserve once the year is up.     What card should I get to keep my URs alive?

The annual fee hit my account last week and it definitely made me think twice about keeping it.

yeah, I just don't travel as much these days with 2 little kids, at least not enough to justify the $450.    It was great when you could double-dip on the travel credit, but not that they mushed that...
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 11, 2017, 11:36:06 AM
you don't have to travel to take advantage of the annual travel credit
the card it is worth keeping over the csp just because of the 3x ur
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on September 11, 2017, 11:42:10 AM
Yeah, pretty easy to spend two nights in a hotel during the year to get to $300.

1.5x redemption rate is the main reason I kept it.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 11, 2017, 12:14:13 PM
Quote
Merchants in the travel category include airlines, hotels, motels, timeshares, campgrounds, car rental agencies, cruise lines, travel agencies, discount travel sites, and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.

even uber counts
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 11, 2017, 12:56:17 PM
I think I'll be letting go of my Sapphire Reserve once the year is up.     What card should I get to keep my URs alive?

you need a permanent freedom as a backup stash card.  then churn csr, csp and ink(s).  if you have a spouse, space out the csr cards so you almost always have one available for redemptions.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 11, 2017, 12:57:26 PM
you can no longer get a sapphire card if you currently have a different sapphire card. not a big deal but going to have to cancel my OG Saph to get the Reserve which makes me kinda sad.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 11, 2017, 01:04:29 PM
you can no longer get a sapphire card if you currently have a different sapphire card.

well that's stupid and dumb.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 11, 2017, 01:21:10 PM
how does that work w/ the bonus then?
you don't want to cancel the pref before you get the res but you can't get the res if you have the pref?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 11, 2017, 01:25:55 PM
Yeah, pretty easy to spend two nights in a hotel during the year to get to $300.

1.5x redemption rate is the main reason I kept it.

I feel dumb, I had it in my head the travel credit was $150 and I got $300 for double dipping.   Forgot it's $300.     That makes it a tougher call.     Maybe I'll just keep it or downgrade to a CSP for now to avoid the ding on my 5/24.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 11, 2017, 01:35:32 PM
how does that work w/ the bonus then?
you don't want to cancel the pref before you get the res but you can't get the res if you have the pref?

it's just another date thing you have to keep in mind besides 5/24 and 24 post bonus if you are churning with a spouse.  if you're going solo, you'd just have to let the points fall to the freedom for a short time on sapph to sapph churns.

i'd consider just keeping the csr and only churning inks and uniteds for a one person churn, but it'd really suck to give up on sapphire bonuses entirely.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 11, 2017, 02:15:45 PM
Seems worth to keep for the credit and PP access alone.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on September 12, 2017, 08:37:57 AM

you need a permanent freedom as a backup stash card.  then churn csr, csp and ink(s).  if you have a spouse, space out the csr cards so you almost always have one available for redemptions.

One freedom card between you and your spouse is enough, right? I don't want to waste a 5/24 for spouse to get another freedom. Never transferred points, but it looks like I'd be able to transfer her points to my freedom when it come times to cancel.
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on September 12, 2017, 05:05:08 PM
I'm looking to rack up some reward miles. I've signed up for SW business and personal cards in the past to do this, but I think it's been at least 2 years since I last enrolled. I've since cancelled the business card but kept the personal.

This time around, I want the points and the companion pass. So my plan is to sign up for the Chase Sapphire Preferred as a substitute (Southwest is currently my only visa card), then cancel my SW card.

Then I want to open a SW personal and business card to get those sign-up bonuses as soon as possible after January 1, 2018. How's that work? I assume I can start putting spend on the cards in the last few months of 2017 as long as the I don't hit the spending minimum until 2018?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 12, 2017, 08:20:06 PM
Correct
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on September 12, 2017, 08:42:05 PM
Ok, so I guess step 1 is get the sapphire. Use that to replace the SW card.

Step 2 pay off the SW card and close.

Step 3 apply for new SW personal and business cards toward end of October.

Will Chase have any problem with me opening 2 personal accounts (sapphire and SW) and 1 business account all within a couple of months? I haven't opened another Chase account in at least 2 years.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 12, 2017, 10:14:28 PM
One freedom card between you and your spouse is enough, right?

correct.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 13, 2017, 06:01:03 AM
Ok, so I guess step 1 is get the sapphire. Use that to replace the SW card.

Step 2 pay off the SW card and close.

Step 3 apply for new SW personal and business cards toward end of October.

Will Chase have any problem with me opening 2 personal accounts (sapphire and SW) and 1 business account all within a couple of months? I haven't opened another Chase account in at least 2 years.

Probably not but why the need for the CSP right now?
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on September 13, 2017, 07:12:08 AM
My only other card is an Amex Blue Cash Preferred. I'll need some sort of Visa to replace the SW for a while and I figured the sapphire was the best to rack up general purpose reward miles?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 13, 2017, 02:03:32 PM
My only other card is an Amex Blue Cash Preferred. I'll need some sort of Visa to replace the SW for a while and I figured the sapphire was the best to rack up general purpose reward miles?

yep, if you haven't dabbled in UR yet they are the best point (by far)
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on September 13, 2017, 03:45:01 PM
So check my math, but it looks like the Sapphire Reserve is the better option over the Preferred.

For the extra $450, I get $300 annual travel credit, $137.50 more in points value when redeeming miles through UR (1.5 cents versus 1.25 cents), $100 Global Entry credit, plus the Priority Pass at airports.

Sucks that I've also got to shell out another $75 to get my wife a second card, but that's the same cost for both Reserve and Preferred.

And if I choose the cancel the Reserve (like before incurring a second annual fee), I either redeem my points before I cancel or just transfer them all to my Rapid Reward account?
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on September 13, 2017, 03:47:44 PM
So check my math, but it looks like the Sapphire Reserve is the better option over the Preferred.

For the extra $450, I get $300 annual travel credit, $137.50 more in points value when redeeming miles through UR (1.5 cents versus 1.25 cents), $100 Global Entry credit, plus the Priority Pass at airports.

Sucks that I've also got to shell out another $75 to get my wife a second card, but that's the same cost for both Reserve and Preferred.

And if I choose the cancel the Reserve (like before incurring a second annual fee), I either redeem my points before I cancel or just transfer them all to my Rapid Reward account?

I thought it was a simple as keeping a Chase Freedom or something open to keep the points active?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 13, 2017, 04:13:20 PM
KSUW first off i can't believe you f with credit cards but never UR's yet.
secondly if you plan on getting another CSP/CSR at some point, just store the points on a freedom card until then. you cannot transfer the points anywhere from the freedom account tho.
if this is your one and only CSP/CSR then yeah i guess transfer them to southwest or hyatt or whatever you were planning on using them for, before cancelling.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 14, 2017, 10:54:56 AM
your wife gets her own card and her own bonus not an (almost) no bonus authorized user card, you neanderthal.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 14, 2017, 12:37:54 PM
your wife gets her own card and her own bonus not an (almost) no bonus authorized user card, you neanderthal.

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: GregKSU1027 on September 14, 2017, 03:23:24 PM
I have 1
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on September 14, 2017, 03:26:02 PM
Cut it up, Greg.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on September 14, 2017, 05:43:20 PM
okay. can I cancel my CSP to avoid the fee, transfer the URs to my INK, get my wife a CSP and then transfer ALL those URs to her new CSP?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 14, 2017, 08:29:40 PM
okay. can I cancel my CSP to avoid the fee, transfer the URs to my INK, get my wife a CSP and then transfer ALL those URs to her new CSP?

yeah, should be good. transfer before cancelling obv.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on September 14, 2017, 08:44:39 PM
ok
step 1, xfer ur to my ink
step 1a, cancel csp
step 2, wife up csp
step 3, transfer all ur to wifed up csp
step 4, retire
step 5, cancel ink?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 14, 2017, 08:47:49 PM
should be ok
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2017, 10:41:41 AM
the 60k AA after one use barclay card looks pretty tasty. can't decide if it's worth a ding on 5/24 for the spouse and I. 120k AA for $150 with no spend requirement is hard to pass up though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 15, 2017, 02:07:08 PM
the 60k AA after one use barclay card looks pretty tasty. can't decide if it's worth a ding on 5/24 for the spouse and I. 120k AA for $150 with no spend requirement is hard to pass up though.

Other benefit of that card (reason I got it) was $3000 EQD after $25k spend...helped push to status quicker.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on September 20, 2017, 05:23:01 PM
i don't know if this has been discussed before, but this site is interesting: http://statusmatcher.com (http://statusmatcher.com)

lets people give examples of status matches they requested and whether they were approved or denied. Alaska Air gave me MVP Gold 75k through Dec. 2018 to match my Delta Diamond
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2017, 07:32:20 AM
nice, I don't fly enough for any airline status but match hotel status a lot.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 21, 2017, 09:49:35 AM
is there a best way to check 5/24 status?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on September 21, 2017, 10:01:39 AM
is there a best way to check 5/24 status?

you basically have to review your credit report or sign up for Credit Karma and look there.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2017, 10:06:10 AM
you can also ask chase, they'll tell you
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2017, 10:06:40 AM
or just apply for a 5/24 effected (affected?) chase card and see if they approve you
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 21, 2017, 10:51:54 AM
check your excel cc sheet.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 21, 2017, 03:11:45 PM
check your excel cc sheet.
the last thing i want to do outside of the office is open excel
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on September 21, 2017, 03:32:18 PM
check your excel cc sheet.
the last thing i want to do outside of the office is open excel
Get a Mrs.Gooch then*










*Stay away from the real Mrs.Gooch and get your own.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on September 21, 2017, 05:12:33 PM
if nashville taught us anything, it's that the pissmeister will take whoever he wants #pelts
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 21, 2017, 05:41:37 PM
you can also ask chase, they'll tell you
lol i actually tried that
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on September 21, 2017, 08:13:50 PM
check your excel cc sheet.

This is the correct answer.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 28, 2017, 07:13:04 AM
i received the delta amex 70k + 10k mqm offer again today.  also comes w/ a free companion cert (domestic) annually
$195/year cost tho  :cry:

the mqm's don't mean crap in october since i don't have silver status but overall it's a really good offer
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on September 28, 2017, 08:17:59 AM
i received the delta amex 70k + 10k mqm offer again today.  also comes w/ a free companion cert (domestic) annually
$195/year cost tho  :cry:

the mqm's don't mean crap in october since i don't have silver status but overall it's a really good offer

what's the spend on this?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 28, 2017, 08:40:58 AM
$3k/3 mo
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on September 28, 2017, 09:01:32 AM
i think i want
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on September 28, 2017, 09:10:41 AM
Possible dumb question, but am I correct in believing you can only receive each Chase bonus once 24 months?

If so, I think I could squeeze in a round of Citi Thankyou bonuses. They seem to be second best.

Any pros know of a better route. Don't want to screw up 5/24 for my next round of Chase bonus whoring (about a year and a half from now.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on September 28, 2017, 07:06:43 PM
trim did you get that bonie?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on September 28, 2017, 09:31:20 PM
i received the delta amex 70k + 10k mqm offer again today.  also comes w/ a free companion cert (domestic) annually
$195/year cost tho  :cry:

the mqm's don't mean crap in october since i don't have silver status but overall it's a really good offer

The gold delta Amex offers 60k and waives annual fee first year. Never had one of these cards, how much is 60k of these points equivalent to?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 28, 2017, 09:36:24 PM
the 70k is worth $750
also the annual companion pass is dope too

dunno seems like a great deal even w the $195 fee

if i buy a first class fare does the companion get matched to my fare?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 28, 2017, 11:03:33 PM
trim did you get that bonie?

I don't see anything.  I don't think it ever works.  When did you get your card?  Maybe I'll message in and see what's up.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on September 29, 2017, 12:39:45 AM
trim did you get that bonie?

I don't see anything.  I don't think it ever works.  When did you get your card?  Maybe I'll message in and see what's up.


I got my bonus last moon cycle
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2017, 07:28:03 AM
Gonna get the companion pass again. Getting a SW card and a SW Biz card next week. Then having the spend hit on the January statement so I have it two years. Cash money homies.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on October 01, 2017, 08:57:12 PM
Gonna get the companion pass again. Getting a SW card and a SW Biz card next week. Then having the spend hit on the January statement so I have it two years. Cash money homies.

This is my plan as well. Steve Dave--if we get the cards on 10/3, does that mean we have to meet the spend between 1/1/18 and 1/3/18 (which sounds annoying), or just any time after the second statement on 12/3? Please advise and go 'Cats.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 02, 2017, 07:07:02 AM
Gonna get the companion pass again. Getting a SW card and a SW Biz card next week. Then having the spend hit on the January statement so I have it two years. Cash money homies.

This is my plan as well. Steve Dave--if we get the cards on 10/3, does that mean we have to meet the spend between 1/1/18 and 1/3/18 (which sounds annoying), or just any time after the second statement on 12/3? Please advise and go 'Cats.

anytime after your dec statement. your statement doesn't line up with the date you applied iirc. I think they have a standard statement date but you can ask them to move it. also I think Chase is pretty loosy goosy on the required date to make the spend and usually give you about an extra month to do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 02, 2017, 02:14:03 PM
Gonna get the companion pass again. Getting a SW card and a SW Biz card next week. Then having the spend hit on the January statement so I have it two years. Cash money homies.

I just did this as well for Mrs SF. I am still amazed that this is possible. They made it even easier this time with having the 60k promo the end of september. I had to at least work a bit 2 years ago when I did it for myself at 50k. I mean, 120k SW points plus companion for 2 years for $150 in fees? yes please.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 02, 2017, 02:15:35 PM
Gonna get the companion pass again. Getting a SW card and a SW Biz card next week. Then having the spend hit on the January statement so I have it two years. Cash money homies.

This is my plan as well. Steve Dave--if we get the cards on 10/3, does that mean we have to meet the spend between 1/1/18 and 1/3/18 (which sounds annoying), or just any time after the second statement on 12/3? Please advise and go 'Cats.

Send them a message and they will tell you the exact date. I got mine last week and they said I needed to hit the spends by 1/16.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on October 02, 2017, 08:35:43 PM
Applied for the SW Plus and Premier this afternoon. Was approved right away for the Plus (it's been a while since a Chase approval, so that felt good), but can't get the Premier or Biz because I had forgotten that I had earned those bonuses within the last 24 months. Same with Mrs. 'Meal. Will time our spend for the Plus to hit after 1/1 and then will get the Companion Pass in March when the 24 months expires.

On the bright side, the Chase rep definitely knew my small businesses were lies and that I was going for the Companion Pass, but she DNGAF. We had a pretty good chuckle.

Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on October 05, 2017, 02:37:05 AM
Anyone who travels semi frequently to the northwest you may be interested in this Alaska Air Visa.

Bonus is 30k miles ($390 bucks) + companion pass after spending $1,000 within the first 90 days of opening the card.

There is a 75 buck annual fee that is not waived for the first year.

https://www.alaskaair.com/content/credit-card/visa-signature?semid=7028b4fb-01f9-4afa-9a41-4182fbdb1b64::20380869::||BofA_CC_C_SL||&gclid=Cj0KCQjwsNfOBRCWARIsAGITapaTurzrIoUPpwrQZwVnFl7jr6cTf3aMCiOyAYuc_5k9bokZxyoSPHUaAiWcEALw_wcB
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 05, 2017, 10:06:39 AM
Historically, if you apply from the link that pops up when pretending to buy a ticket, you've gotten a $100 statement credit too.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on October 13, 2017, 09:34:08 AM
Apparently I'm pre approved or something for one of those black metal credit card thingies. I threw it away, but does it actually do anything for you other than just being a status symbol? @stevedave
Title: Re: How Many Credit Cards Do You Have?
Post by: catastrophe on October 13, 2017, 09:41:42 AM
I'm not credit card savvy at all, but those are generally a scam.  They basically make you pay $500/year to have the card and benefits seem pretty crappy.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on October 13, 2017, 09:44:02 AM
I'm not credit card savvy at all, but those are generally a scam.  They basically make you pay $500/year to have the card and benefits seem pretty crappy.
Thought so. Thanks! I'm fine with my 1 SW cc. So many free travels.  :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 13, 2017, 09:49:48 AM
60k SW miles have already posted  :billdance:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 13, 2017, 07:27:40 PM
60k SW miles have already posted  :billdance:

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 13, 2017, 07:29:27 PM
mrs sd and I each have new sw chase plastic and are going to post both 60k for January. then both acquire through either spend or other sw cards the remaining 50k each and get DOUBLE companion passes so we can fly our giant brood around family style for basically nothing for 2 years.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 22, 2017, 03:02:21 PM
Nice finally for IHG points compilers.  Some of the best-located hotels in Seattle are Kimptons.

https://www.ihg.com/rewardsclub/content/us/en/kimptonkarma
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on October 24, 2017, 08:40:56 AM
what's the best non-chase card to get right now with a relatively low spend ($3k)?  Cap One Venture a good card to get?  they're offering 50k miles which i guess is $500, haven't non-chased before though.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 24, 2017, 08:42:47 AM
what's the best non-chase card to get right now with a relatively low spend ($3k)?  Cap One Venture a good card to get?  they're offering 50k miles which i guess is $500, haven't non-chased before though.

that cap one is decent if you don't mind hitting your 5/24 for $500. the 60k AA barclay cards are very nice with no spend requirement.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on October 24, 2017, 08:58:58 AM
what's the best non-chase card to get right now with a relatively low spend ($3k)?  Cap One Venture a good card to get?  they're offering 50k miles which i guess is $500, haven't non-chased before though.

that cap one is decent if you don't mind hitting your 5/24 for $500. the 60k AA barclay cards are very nice with no spend requirement.

60k for one purchase sounds pretty amaze.  assuming that's to fly America and maybe a few of their travel partners?  do these points expire?
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on October 24, 2017, 09:05:30 AM
what's the best non-chase card to get right now with a relatively low spend ($3k)?  Cap One Venture a good card to get?  they're offering 50k miles which i guess is $500, haven't non-chased before though.

that cap one is decent if you don't mind hitting your 5/24 for $500. the 60k AA barclay cards are very nice with no spend requirement.

60k for one purchase sounds pretty amaze.  assuming that's to fly America and maybe a few of their travel partners?  do these points expire?

AA miles don't expire unless your account is inactive for 18 months. If you are going a long time without flying American then just make a transaction on the Aviator card and the clock resets.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on October 24, 2017, 09:10:38 AM
card seems like a no brainer then.  does it have a bunch of blackout dates or something?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 24, 2017, 10:56:25 AM
card seems like a no brainer then.  does it have a bunch of blackout dates or something?

wut. no. they are AA miles, not proprietary miles. so yes, tons actually. it's confusing.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on October 24, 2017, 11:07:29 AM
that confused me
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 24, 2017, 11:31:39 AM
delta has a 60k amex with 2k spend as well, if you live where you can use delta.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 24, 2017, 11:36:18 AM
delta is running the 70k, $3k + $100 statement credit w/a  delta purchase + annual companion pass again too.  $195/annual fee
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 24, 2017, 11:40:54 AM
what's the best non-chase card to get right now with a relatively low spend ($3k)?  Cap One Venture a good card to get?  they're offering 50k miles which i guess is $500, haven't non-chased before though.

that cap one is decent if you don't mind hitting your 5/24 for $500. the 60k AA barclay cards are very nice with no spend requirement.

60k for one purchase sounds pretty amaze.  assuming that's to fly America and maybe a few of their travel partners?  do these points expire?
think I found my next card then. how hard is it through AA website to see how often it looks like flights out of mhk are blacked out then?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 24, 2017, 11:49:19 AM
Want input on 2 things:

1) I'm at 4/24 right now until next May, so if I want back in the game before then, I have to get the CSR first.  I was going to wait a while to get it as I don't have any travel purchases to make for a bit, and I'm not even halfway through my current year of CSP that I paid annual fee for, but I'm sick of waiting to get the CSR before I can keep churning Alaska and get that Barclay AA.

Do I need to move all my CSP points over to my INK and cancel my CSP before applying for the CSR?

2) I'm down to 26K SPG, with nothing on the horizon as far as using them or earning a bunch more.  AA is again doing the transfer bonus where I could flip 20K SPGs to 29K AAs. 

Assuming I won't have any need for those SPGs until they get converted to Marriott points, good to use them to get extra AAs now before I expect they'll become way less valuable after the Marriott conversion?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 24, 2017, 12:07:35 PM
you have to cancel the CSP before getting the CSR if you're going for the CSR bonus, as far as the points go, the chase guy should walk you through it
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 24, 2017, 12:17:06 PM
Want input on 2 things:

1) I'm at 4/24 right now until next May, so if I want back in the game before then, I have to get the CSR first.  I was going to wait a while to get it as I don't have any travel purchases to make for a bit, and I'm not even halfway through my current year of CSP that I paid annual fee for, but I'm sick of waiting to get the CSR before I can keep churning Alaska and get that Barclay AA.

Do I need to move all my CSP points over to my INK and cancel my CSP before applying for the CSR?

2) I'm down to 26K SPG, with nothing on the horizon as far as using them or earning a bunch more.  AA is again doing the transfer bonus where I could flip 20K SPGs to 29K AAs. 

Assuming I won't have any need for those SPGs until they get converted to Marriott points, good to use them to get extra AAs now before I expect they'll become way less valuable after the Marriott conversion?

yeah, all that sounds fine for Chase stuff.

I'd just leave them as SPG until they tell you it's about to switch. I think SPG should give you some warning before pulling the plug on the airline transfers (unless they turn into giant dickholes) and 4k extra AA miles is pretty much worth nothing so rushing to move them isn't getting you much.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 24, 2017, 12:25:30 PM
T-Y.
Title: Re: How Many Credit Cards Do You Have?
Post by: TownieCat on October 24, 2017, 02:05:58 PM
what's the best non-chase card to get right now with a relatively low spend ($3k)?  Cap One Venture a good card to get?  they're offering 50k miles which i guess is $500, haven't non-chased before though.

that cap one is decent if you don't mind hitting your 5/24 for $500. the 60k AA barclay cards are very nice with no spend requirement.

60k for one purchase sounds pretty amaze.  assuming that's to fly America and maybe a few of their travel partners?  do these points expire?
think I found my next card then. how hard is it through AA website to see how often it looks like flights out of mhk are blacked out then?

I've never known a AA award flight to be blacked out, but the miles required may vary anywhere from 12,500-40,000 for a one way flight.

The AA award map is a helpful tool if you want to see where you can go with your current balance of miles: https://www.aa.com/awardMap/home.do (https://www.aa.com/awardMap/home.do)
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on October 24, 2017, 02:12:24 PM
does AA go anywhere cool out of MCI direct?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 24, 2017, 02:45:10 PM
does AA go anywhere cool out of MCI direct?
Cancún.....not daily though.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 24, 2017, 02:49:53 PM
what's the best non-chase card to get right now with a relatively low spend ($3k)?  Cap One Venture a good card to get?  they're offering 50k miles which i guess is $500, haven't non-chased before though.

that cap one is decent if you don't mind hitting your 5/24 for $500. the 60k AA barclay cards are very nice with no spend requirement.

60k for one purchase sounds pretty amaze.  assuming that's to fly America and maybe a few of their travel partners?  do these points expire?
think I found my next card then. how hard is it through AA website to see how often it looks like flights out of mhk are blacked out then?

I've never known a AA award flight to be blacked out, but the miles required may vary anywhere from 12,500-40,000 for a one way flight.

The AA award map is a helpful tool if you want to see where you can go with your current balance of miles: https://www.aa.com/awardMap/home.do (https://www.aa.com/awardMap/home.do)
:love: exactly what I wanted. Thank you!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 24, 2017, 05:52:02 PM
i think chase changed their policy to eff over sapphire churners.  now you can only get one cs bonus per 24 months, not one each for a csp and csr.

check my stats, but you probably need to wait on your csr, trim.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 24, 2017, 06:12:45 PM
i think chase changed their policy to eff over sapphire churners.  now you can only get one cs bonus per 24 months, not one each for a csp and csr.

check my stats, but you probably need to wait on your csr, trim.

eff, good catch.

Quote
50,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.*

That's $750 toward airfare, hotels, car rentals and cruises when you redeem through Chase Ultimate Rewards®.

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 24 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products.

This will work out ok because the card that will fall off 5/24 next may is my csp. So I can wait until then to cancel and have a slot to get csr even with getting an Alaska or a barclay aa between now & then.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 24, 2017, 09:37:34 PM
there's a 60 day wait b/w when you cancel/product change your csp to when they'll approve your csr...so account for that
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 24, 2017, 11:14:01 PM
Yep, I'll cancel CSP in April 2018 right before the fee hits, and apply for CSR in August or September so that it's conservatively a full 2 years from when I received the CSP bonus points.  That might even allow me to do 2 or 3 non-chase cards in the meantime and still be under 5/24 by the time I'd be getting the CSR.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on October 25, 2017, 08:47:02 AM
just signed up for that 60k AA Aviator Red, thanks guys!  :billdance:
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on October 28, 2017, 05:12:03 PM
i think chase changed their policy to eff over sapphire churners.  now you can only get one cs bonus per 24 months, not one each for a csp and csr.

check my stats, but you probably need to wait on your csr, trim.

eff, good catch.

Quote
50,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.*

That's $750 toward airfare, hotels, car rentals and cruises when you redeem through Chase Ultimate Rewards®.

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 24 months. If you are an existing Sapphire customer and would like this product, please call the number on the back of your card to see if you are eligible for a product change. You will not receive the new cardmember bonus if you change products.

This will work out ok because the card that will fall off 5/24 next may is my csp. So I can wait until then to cancel and have a slot to get csr even with getting an Alaska or a barclay aa between now & then.

Yeah, this mumped me in the ass. I checked to make sure I was good on 5/24 got a Freedom w/ 5% bonus, cancelled my CSP so I could get the CSR. Got the letter "you've had a Sapphire bonus within the last 24 months." It was like a year ago.

Guess I won't be on team Sapphire for awhile. Ms. Nicname got her CSP bonus within the last year also. At least I can transfer Freedom points to her.

Bummer. Guess it's time for a new program.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 02, 2017, 09:15:54 PM
I just spent 335k AA miles on a pair of RT flights  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 03, 2017, 12:07:27 AM
i just spent 58k ur on a couple of round trippers to europe.  my thanks to whichever poster it was that posted the scott's cheap flights recommendo.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 03, 2017, 08:18:20 AM
I just spent 335k AA miles on a pair of RT flights  :frown:

I hope its for someplace tropical
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on November 03, 2017, 08:23:42 AM
i just spent 58k ur on a couple of round trippers to europe.  my thanks to whichever poster it was that posted the scott's cheap flights recommendo.

which airline?  sounds like a pretty amaze redemption, i want
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 03, 2017, 09:05:04 AM
air france.  scott is posting some cheap flight to europe several times a week it seems like.  the (relatively) new cross atlantic discount airlines seem to be having the desired effect.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on November 03, 2017, 02:20:45 PM
I just spent 335k AA miles on a pair of RT flights  :frown:
I'm estimating that for my Thailand trip.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 03, 2017, 02:56:08 PM
I just spent 335k AA miles on a pair of RT flights  :frown:
holy crap..
figured sd would give up a kid or something before that
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2017, 03:23:27 PM
I also just boom roasted 240k Hilton and 180k Marriott points for the same trip.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2017, 03:28:04 PM
Flying to Edinburgh, Waldorf Caledonian, Virgin train to London, London Edition, flying home from London. Seems like I would be doing more things for 3/4 of a million points/miles. BUT NOPE.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 03, 2017, 03:30:53 PM
Flying to Edinburgh, Waldorf Caledonian, Virgin train to London, London Edition, flying home from London. Seems like I would be doing more things for 3/4 of a million points/miles. BUT NOPE.

that’s going to be great though
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2017, 03:31:04 PM
Good news is I didn't have to use any of my savory delicious UR points. Just a bunch of trash points I've been carrying around like a giant point burden for years.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2017, 03:31:24 PM
Flying to Edinburgh, Waldorf Caledonian, Virgin train to London, London Edition, flying home from London. Seems like I would be doing more things for 3/4 of a million points/miles. BUT NOPE.

that’s going to be great though

oh eff yeah it is
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 03, 2017, 03:41:47 PM
you should start a web blog, www. sd’s point maximizer.edu

having gotten such a late start in the points game i still feel p good sitting on 400k URs
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on November 03, 2017, 05:50:16 PM
I recently cancelled my CSP but it had been years since I first got it. When can I get a new one with a bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2017, 06:35:34 PM
Now
Title: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2017, 06:38:15 PM
I can't value shop non-family travel redemptions now. I have 1 babysitter I trust for more than 4 hour spans and she lives an 8 hour drive from us and is busy AF herself. If I can get her to commit to a 7 night babysitting trip I'm making high rate yolo bookings from here on out. Or until I can abandon my kids to fend for themselves.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 03, 2017, 09:33:02 PM
don't your children have grandparents?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2017, 10:10:53 PM
don't your children have grandparents?

Very few, and they live 8 hours away and are busy AF. See above.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 03, 2017, 10:18:49 PM
that's why people shouldn't have children so young.
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on November 03, 2017, 10:21:09 PM
SD is like 45
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 03, 2017, 10:24:23 PM
SD is like 45

Not even close (for 8 more years anyway)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 03, 2017, 10:24:40 PM
SD is like 45

evidently his mother was 15.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on November 04, 2017, 06:55:54 PM
Do stupid cards like Slumberland and Nebraska Furniture Mart Wells Fargo count toward 5/24?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 05, 2017, 01:20:04 AM
no
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 09, 2017, 12:04:58 PM
This uber card doesn't seem bad if you're out of the chase/points game.  I thought for a second I should get it for next May when I won't have a sapphire until next September, but I'm hoping I'll do fine using chase hyatt for the things I normally use sapphire for, or maybe the 5x category for freedom will line up well at that time.

https://www.uber.com/c/uber-credit-card/

Planning to get the Aviator AA right now, and I might actually still be able to churn an alaska or get something else before getting the CSR next September.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on November 12, 2017, 06:53:10 PM
imma hit up another CSP, anyone want me to use their referral? are there referrals?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 12, 2017, 07:43:29 PM
Yeah, I’ll refer you. PM name and email.
Title: Re: How Many Credit Cards Do You Have?
Post by: LilSmokyMcIntyre on November 17, 2017, 06:12:50 PM
Flying to Edinburgh, Waldorf Caledonian, Virgin train to London, London Edition, flying home from London. Seems like I would be doing more things for 3/4 of a million points/miles. BUT NOPE.

Did that trip but in reverse a year ago. Even stayed at that Waldorf Hotel, complimentary of course. Excellent location and the Hotel has history like everything does over there but the hotel itself is a little underwhelming.  There are some excellent pubs northeast of the Hotel within walking distance. Edinburgh is a gem of Scotland.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 17, 2017, 07:12:15 PM
Flying to Edinburgh, Waldorf Caledonian, Virgin train to London, London Edition, flying home from London. Seems like I would be doing more things for 3/4 of a million points/miles. BUT NOPE.

Did that trip but in reverse a year ago. Even stayed at that Waldorf Hotel, complimentary of course. Excellent location and the Hotel has history like everything does over there but the hotel itself is a little underwhelming.  There are some excellent pubs northeast of the Hotel within walking distance. Edinburgh is a gem of Scotland.

Yeah, the location and the fact that I had over a billion hilton points to burn were the reason we're staying there. The Glasshouse on Marriott points looks more interesting (if we're just talking hotels on points) but I'm using those in London at The Edition and the location of the Waldorf is better. Any Edinburg pro-tips feel free to PM or post.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 17, 2017, 07:12:41 PM
imma hit up another CSP, anyone want me to use their referral? are there referrals?

ZERO PM'S RECEIVED  :angry:
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on November 17, 2017, 07:55:47 PM
imma hit up another CSP, anyone want me to use their referral? are there referrals?

ZERO PM'S RECEIVED  :angry:

hi steven,

thank you very much for your support, but an earlier bird beat you to the worm AND that bird did not ask me to do the tedious additional legwork of trying to figure out how to send a pm

you can call next maybe??

Title: Re: How Many Credit Cards Do You Have?
Post by: LilSmokyMcIntyre on November 17, 2017, 08:22:25 PM
Flying to Edinburgh, Waldorf Caledonian, Virgin train to London, London Edition, flying home from London. Seems like I would be doing more things for 3/4 of a million points/miles. BUT NOPE.

Did that trip but in reverse a year ago. Even stayed at that Waldorf Hotel, complimentary of course. Excellent location and the Hotel has history like everything does over there but the hotel itself is a little underwhelming.  There are some excellent pubs northeast of the Hotel within walking distance. Edinburgh is a gem of Scotland.

Yeah, the location and the fact that I had over a billion hilton points to burn were the reason we're staying there. The Glasshouse on Marriott points looks more interesting (if we're just talking hotels on points) but I'm using those in London at The Edition and the location of the Waldorf is better. Any Edinburg pro-tips feel free to PM or post.

Edinburgh Castle is nice and easily walkable from the Waldorf. Pro tip is buy your tickets online. Did this while standing in line and bypassed about 300 people in line. The bar / shopping strip is pretty nice with a lot of options. I’d recommend a day tour. We did one that took us along the ocean culminating in the city that has St. Andrews Golf Course.  If you can go on Sunday you can roam the course for free.  Getting a tee time takes many months. Hit up any of the scotch distilleries you can. Glenlivet is amazing. The drive to get there is pretty intense. The drive home is even more so :driving:

We stayed at Marriott hotel county hall in London.  Location is really good but there’s a ton of options in London. London is pretty amazing. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 18, 2017, 04:49:10 AM
Yeah, I’ve been to London multiple times. Thanks lil smok
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on November 21, 2017, 01:18:13 PM
United MP: Is there a limit on the number of miles seats they'll book per flight? Or is it the case that you can use miles to book a seat as long as there are available seats on a flight?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2017, 03:10:16 PM
Yes, at the lower point levels. At the higher levels it’s easier to book a ton of seats.
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on November 21, 2017, 03:42:43 PM
Was angling for the SW Companion Pass to start 2018 but looks like I've missed the 50,000 and 60,000 signup bonuses. 40k is not going to get the job done. Is there any service that will send me an alert when they go back up to 50k?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on November 21, 2017, 04:27:47 PM
Was angling for the SW Companion Pass to start 2018 but looks like I've missed the 50,000 and 60,000 signup bonuses. 40k is not going to get the job done. Is there any service that will send me an alert when they go back up to 50k?

find a thread on FT or somewhere about it and set up a subscription or alert, hope someone bumps it.    But it's not that hard to just check every couple of days.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 21, 2017, 08:41:53 PM
Was angling for the SW Companion Pass to start 2018 but looks like I've missed the 50,000 and 60,000 signup bonuses. 40k is not going to get the job done. Is there any service that will send me an alert when they go back up to 50k?

We got 2 60k and now 2 40k and will have 2 Comp passes for our giant brood of kids for the next 2 years. If it goes back to 50k+ you can just see it here for free.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 02, 2017, 04:24:56 PM
60k delta points is a good deal, even with the annual fee.  if you want them, please use this link.


Apply for the Gold Delta SkyMiles® Credit Card with this link. We can both get rewarded if you're approved!
http://refer.amex.us/MARIAM2EXu?xl=cp35
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2017, 04:39:57 PM
they periodically have a 70k but 60k is decent. had a 100k one time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 02, 2017, 04:41:19 PM
After all these SW cards I'm about to put our family on a two year 5/24 ineligible status because I'm blowing up the barclay AA, citi AA offers. need to build my AA back up.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on December 02, 2017, 08:21:08 PM
delta is running the 70k, $3k + $100 statement credit w/a  delta purchase + annual companion pass again too.  $195/annual fee
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 02, 2017, 08:59:27 PM
delta is running the 70k, $3k + $100 statement credit w/a  delta purchase + annual companion pass again too.  $195/annual fee

i think the 60k for $95 is the better deal, but it depends somewhat on whether you're going to make a delta purchase right quick.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on December 04, 2017, 11:47:54 AM
i got my 60k AA points from the barclay aviator card.  haven't flown AA in awhile, best redemption from MCI with those?
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on December 08, 2017, 12:13:24 AM
Best card that I would hang onto and use for a legit small business?  Would be nice if the card earned points compatible with Delta (without taking a killing on transfers) but not a must.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 08, 2017, 05:00:05 AM
i got my 60k AA points from the barclay aviator card.  haven't flown AA in awhile, best redemption from MCI with those?

You can fly anywhere but finding saver space on AA is tough


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 08, 2017, 05:00:43 AM
Best card that I would hang onto and use for a legit small business?  Would be nice if the card earned points compatible with Delta (without taking a killing on transfers) but not a must.

Ink, though no Delta. Plat Amex is compatible with Delta and would be option 1A.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 08, 2017, 10:50:17 AM
I think i’ve had success lately using URs to buy delta flights thru the portal. Maybe could’ve got a better deal with a convoluted process of transferring among partner hotels and airlines, but whatever.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 08, 2017, 10:52:17 AM
I think i’ve had success lately using URs to buy delta flights thru the portal. Maybe could’ve got a better deal with a convoluted process of transferring among partner hotels and airlines, but whatever.

i never thought i would use the portal but i just got a nonstop RT to seattle ( :surprised: ) on Alaska for 20k URs
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 08, 2017, 11:28:39 AM
I think i’ve had success lately using URs to buy delta flights thru the portal. Maybe could’ve got a better deal with a convoluted process of transferring among partner hotels and airlines, but whatever.

i never thought i would use the portal but i just got a nonstop RT to seattle ( :surprised: ) on Alaska for 20k URs

Yeah, I'm now checking regular award options against the portal every time.  I've had trips where using the direct award is much cheaper than the portal one direction, and the opposite coming back.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 08, 2017, 12:46:36 PM
Plus you earn miles!


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 08, 2017, 09:38:37 PM
i always check the portal.  can get some v good redemptions.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on December 08, 2017, 09:43:35 PM
I thought the portal was a no-no! But this is an interest development!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2017, 07:52:47 AM
I thought the portal was a no-no! But this is an interest development!

it's great for really cheap flights and hotels. like you don't want to spend 25k UA miles on a RT you can get for $300.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2017, 07:53:46 AM
also if you have parents or other old people who don't want to hassle with the points transfer and reward bookings it's the obv. answer.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 09, 2017, 09:21:04 AM
Or if you don't want to spend $350 you can get a RT for 20k points!
Title: Re: How Many Credit Cards Do You Have?
Post by: LilSmokyMcIntyre on December 15, 2017, 11:08:01 AM
I need a new cc. I am about to cancel the CSR in Jan after I double dip the $300 freebie (assuming they still allow it). I think the Chase Ink Preferred business card looks decent with 80k pts for $95. Plus I could transfer my UR pts. I don’t really like the delta/United points and the SW CC bonus looks low right now. Any thoughts on how hard it is to get the CIP biz card? Should I get a diff card?
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on December 15, 2017, 01:25:52 PM
I need a new cc. I am about to cancel the CSR in Jan after I double dip the $300 freebie (assuming they still allow it). I think the Chase Ink Preferred business card looks decent with 80k pts for $95. Plus I could transfer my UR pts. I don’t really like the delta/United points and the SW CC bonus looks low right now. Any thoughts on how hard it is to get the CIP biz card? Should I get a diff card?
I'm in the same spot!

I think i'm fine of 5/24.  I already had a CSP but canceled that a while ago.  Should/Can i just churn the CSP?
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 16, 2018, 12:00:18 PM
Fraud alert on the Freedom this morning. Had to dust off the AA card. I really need another Chase points card.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 16, 2018, 12:02:29 PM
i used the chase UR portal to book a delta flight using UR's. 

it would have cost $510 or 39k skymiles booking w/ Delta.

it cost 34k UR's through their portal AND i will earn like 3500 skymiles, since it is a "paid" flight as far as delta is concerned.

in summary: i am not proud of the 0.015 redemption rate, but also i did not realize you could earn skymiles on a flight that was booked with UR's. so really it's more like a 0.017 redemption rate*

 :dunno:





*if you assume skymiles & UR's have the same value, which of course they don't
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 16, 2018, 12:59:32 PM
My Delta flight back from PV purchased w/URs was mumped up.  Trying to check in, it said I was on standby and it seemed needlessly stressful for a long time when they ended up putting me in the extra leg room seats with an empty seat next to me.  I'm waiting to hear back from them on what that was all about. 

I don't think it was a Mexico issue b/c the others were able to check in normally.  It shouldn't have been a UR thing b/c I flew there fine and also did a leg of the Nashville trip that way w/no issues.  But if it was that UR people have more of a chance of not getting a seat on a Delta flight, I probably won't do that again.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 16, 2018, 01:06:48 PM
My Delta flight back from PV purchased w/URs was mumped up.  Trying to check in, it said I was on standby

had you already selected your seat beforehand?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 16, 2018, 01:18:01 PM
My Delta flight back from PV purchased w/URs was mumped up.  Trying to check in, it said I was on standby

had you already selected your seat beforehand?

No, not at the time of purchasing w/URs.  I don't think the portal lets you.  For the flight from Nashville and the flight to PV, I was able to when checking in the day before. 

For the flight from PV, I wasn't even given notice to check in and when I tried to, the Delta system said I was on standby and would have to check in at the airport.  I did that but then still couldn't get a seat and had to wait for someone to come to the gate to make it right. 

And then I had to do some extra security questioning.  It's a good thing I had taken a business card from the hotel right when I left b/c otherwise I wouldn't have been able to answer the guy's question about where I'd stayed.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2018, 01:26:37 PM
if you didn't select your seat ahead of time that's pretty standard stand by stuff. it's a gamble I play when there are tons of available extra legroom seats and I'm flying alone with no status. they will then see if they can sell them and if they can't they usually put you there.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 16, 2018, 01:28:03 PM
My Delta flight back from PV purchased w/URs was mumped up.  Trying to check in, it said I was on standby

had you already selected your seat beforehand?

No, not at the time of purchasing w/URs.  I don't think the portal lets you.  For the flight from Nashville and the flight to PV, I was able to when checking in the day before. 

For the flight from PV, I wasn't even given notice to check in and when I tried to, the Delta system said I was on standby and would have to check in at the airport.  I did that but then still couldn't get a seat and had to wait for someone to come to the gate to make it right. 

pro-tip for everyone: when you purchase a ticket with UR's, as soon as you get a confirmation number from chase, you can log into Delta (or whichever airline) and select a seat. you don't need to wait until check-in.
*disclaimer* i'm not sure having a seat assignment would necessarily save you from an oversold situation. i mean if the airline is going to F you, they're just going to F you. but it would seem to be helpful to have a seat assignment to point to while talking to a gate agent.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 16, 2018, 01:29:20 PM
not just delta, every airline unless you want to spin the wheel and see if you win
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 16, 2018, 01:38:21 PM
pro-tip for everyone: when you purchase a ticket with UR's, as soon as you get a confirmation number from chase, you can log into Delta (or whichever airline) and select a seat. you don't need to wait until check-in.
*disclaimer* i'm not sure having a seat assignment would necessarily save you from an oversold situation. i mean if the airline is going to F you, they're just going to F you. but it would seem to be helpful to have a seat assignment to point to while talking to a gate agent.

That actually may have been done, at least as to the flight there, but not by me.  Sergio's lady is a travel agent or something so he had me give her my info and she did some stuff to try to get us seated together.  I didn't care.  She failed, as when I checked in, I had an assigned seat but we weren't seated together.  We were able to pick new seats like normal while checking in.

But yeah, I definitely prefer knowing my seat way in advance.  What sd said makes sense, and it worked just like that in this case, but I wasn't in a position in Mexico when I needed to get my dog in Seattle that night where I wanted to be gambling.

I ended up coming home with 300 useless pesos that could've been 5-6 pacificos instead except I was stressed and spent almost the whole time waiting at the gate.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 22, 2018, 12:07:42 PM
Heard back from a good Delta person.  They say I always had a space on the plane, but just not an assigned seat yet because of the UR booking and something unique to this flight, and that had I called Delta directly anytime I could've gotten a seat assignment and known to go drink a bunch more cervezas and not worry about if I'd get back to america.  They also sent me a choice of $100 gift cards for them, amazon, bb&b, best buy, darden, lowe's, nordstrom and lol starbucks among others.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on January 25, 2018, 05:58:57 PM
I’ve got a good referral deal on Delta Amex right now if anyone needs it.  Offer good until 1/31.

Platinum
70k SkyMiles & 10k MQMs after $3k spend
General offer is for only 35&5

Gold
50k SkyMiles after $2k splend + 10k more after another $1k within 6 months
General offer is for only 30k
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on February 02, 2018, 04:18:01 PM
Super sexy Ink hit the mailbox today. Churning.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 02, 2018, 07:49:39 PM
Was angling for the SW Companion Pass to start 2018 but looks like I've missed the 50,000 and 60,000 signup bonuses. 40k is not going to get the job done. Is there any service that will send me an alert when they go back up to 50k?

We got 2 60k and now 2 40k and will have 2 Comp passes for our giant brood of kids for the next 2 years. If it goes back to 50k+ you can just see it here for free.

amaze. I thought I was doing good by me just coming off my companion pass and getting it for Mrs. SF this month from the two 60k offers. Still amazes the crap out of me that they allow someone to fly free for 2 years by getting credit cards. I am going to keep doing this for the rest of my life.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 02, 2018, 10:35:46 PM
yes, I'm their worst nightmare. it's amaze. luckily there aren't that many of us so they keep allowing us to do it to them.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 03, 2018, 03:00:55 PM
I did the Cali resident SW companion pass thing. Now need a second card. Which one do I need?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 03, 2018, 03:29:03 PM
a ur card, if you're eligible for one now. ur points are so good.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2018, 03:35:25 PM
Yeah, CSP, CSR, or Ink


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 03, 2018, 05:49:08 PM
No I want to get the SW companion for another year.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 03, 2018, 05:49:30 PM
But ink is good too
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 03, 2018, 06:37:21 PM
No I want to get the SW companion for another year.

sorry, I inferred you already had it. there are 4 of them (plus and premier, bus and pers versions). they give you 50k points. only real difference between any of them is the annual fee being slightly higher on one version. get one of them. actually I maybe can refer you to one of them (not sure which ones I currently have but at least one of the business ones and one of the personal ones).
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 04, 2018, 10:41:24 AM
do you have to apply for 2 SW cards at the same time?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 04, 2018, 10:53:51 AM
do you have to apply for 2 SW cards at the same time?

no
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on February 04, 2018, 11:00:27 AM
do you have to apply for 2 SW cards at the same time?

no
How long do I have to wait before getting the 2nd one to get to 100k and companion pass?
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on February 04, 2018, 11:03:21 AM
do you have to apply for 2 SW cards at the same time?

no

a couple of months ago when they were 60k I applied for a personal one and a business one at the same time and was able to get them both
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 04, 2018, 11:10:03 AM
someone can send me a business referral
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on February 04, 2018, 05:45:19 PM
someone can send me a business referral
Did you get s link?
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on February 09, 2018, 05:36:29 PM
Have a Chase dilemma.

Ms. Nicname has a CSP that's about to hit her one-year annual fee 2/17/18. My question is this, since she won't be able to open a CSR until 2/17/19, would it be better to open a rotating freedom (using me as a referall) and use that for a year while hanging on to UR points, then open a CSR... OR just keep the CSP for a year and then open the CSR?

EDIT to add: I opened a rotating Freedom a few months ago and cancelled my CSP in hopes of getting a CSR and screwed myself because of not realizing the waiting period.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2018, 07:03:39 AM
Here's a referral link to the 50k personal Southwest Plus card

https://www.referyourchasecard.com/223/CS5T0S25K4
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on February 20, 2018, 09:38:31 AM
I just cancelled my United card, and they refunded the annual fee. Are those United Club passes that I got in an email a month ago still going to work?
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on February 20, 2018, 09:58:42 AM
Here's a referral link to the 50k personal Southwest Plus card

https://www.referyourchasecard.com/223/CS5T0S25K4
:gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2018, 01:59:36 PM
I just cancelled my United card, and they refunded the annual fee. Are those United Club passes that I got in an email a month ago still going to work?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 20, 2018, 02:00:46 PM
Here's a referral link to the 50k personal Southwest Plus card

https://www.referyourchasecard.com/223/CS5T0S25K4
:gocho:

thank you dlew, your contribution to my kids flying for free to disney world 3 times a year has not gone unnoticed.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on February 21, 2018, 08:28:42 AM
Here's a referral link to the 50k personal Southwest Plus card

https://www.referyourchasecard.com/223/CS5T0S25K4
:gocho:

thank you dlew, your contribution to my kids flying for free to disney world 3 times a year has not gone unnoticed.
consider it payback for the time i ate dinner with your family basically blacked out.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 21, 2018, 08:45:17 AM
Here's a referral link to the 50k personal Southwest Plus card

https://www.referyourchasecard.com/223/CS5T0S25K4
:gocho:

thank you dlew, your contribution to my kids flying for free to disney world 3 times a year has not gone unnoticed.
consider it payback for the time i ate dinner with your family basically blacked out.

oh man, I barely remember that (because of blacked out)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on February 24, 2018, 11:54:37 AM
Chase Sapphire Preferred seems like a good way to get my feet wet. What say you, CC nerds?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 24, 2018, 12:39:06 PM
yeah.  may as well get a freedom too.  you'll probably need it to stash your points at some point, might as well start the clock ticking asap.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 24, 2018, 01:00:37 PM
Chase Sapphire Preferred seems like a good way to get my feet wet. What say you, CC nerds?

good plan. here's a referral link if you or anyone else would like one

https://www.referyourchasecard.com/6/XMPAB7XJRD
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 24, 2018, 01:01:52 PM
And a Freedom link if you go tht route as well

https://www.referyourchasecard.com/2/8D5L2UP80V
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on February 24, 2018, 02:03:31 PM
Ah damn, sorry steve dave. After the first 3 months I'll apply to Freedom and use your link.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 24, 2018, 02:39:33 PM
Ah damn, sorry steve dave. After the first 3 months I'll apply to Freedom and use your link.

no worries, good decision getting in
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on February 24, 2018, 02:57:09 PM
Haven't visited in awhile but looked at my spreadsheet and I'm almost out from under my 5/24 block in June...excited to get back into the game.

Will move my CSP to Freedom, get a new CSR....anything else of note I should get (don't need hotel points)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 24, 2018, 03:00:23 PM
there are some 50k AAs out there you can churn, the biz shouldn't hurt your 5/24
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 24, 2018, 03:01:57 PM
CSR referral link since I'm on a referral tear

https://www.referyourchasecard.com/19/DM9PW0YPS1
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on February 24, 2018, 03:10:56 PM
CSR referral link since I'm on a referral tear

https://www.referyourchasecard.com/19/DM9PW0YPS1

bookmarked for June...thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 02, 2018, 09:01:14 AM
there's a new 35k SPG Biz offer out there. Requires $7k spend in 3 months. May be the last hurrah for the SPG card with the upcoming marrriott merger. If anyone is interested let me know and I'll send a referral.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on March 02, 2018, 09:01:54 AM
SW Card came today!  :Woohoo:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 08, 2018, 04:49:05 PM
This math has been posted here before but stevesie, c2w and/or nicname asked about it recently.

CSP vs. CSR:

https://awardwallet.com/blog/chase-sapphire-reserve-worth-450-annual-fee/

Shout to our former sponsor and partner, awardwallet.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 14, 2018, 09:50:08 PM
you guys want to hear a first world nightmare story? we've got 2 companion passes. I have lil sd on my, mrs. dave has lil girl sd on hers. so we have to do two separate southwest bookings for every trip. then, whenever SW reduces the points to fly (they do all the damn time) we have to cancel all flights, book two separate reservations again, and add the companions again. it's like an hour en devour at this point each time.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on March 14, 2018, 10:10:36 PM
you guys want to hear a first world nightmare story? we've got 2 companion passes. I have lil sd on my, mrs. dave has lil girl sd on hers. so we have to do two separate southwest bookings for every trip. then, whenever SW reduces the points to fly (they do all the damn time) we have to cancel all flights, book two separate reservations again, and add the companions again. it's like an hour en devour at this point each time.

t&ps
Title: Re: How Many Credit Cards Do You Have?
Post by: ElissaMarquez on March 15, 2018, 10:26:07 AM
I have three cards, but I use only one.
Although I have a friend who has 12 cards and he uses each of them
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 15, 2018, 10:29:32 AM
you guys want to hear a first world nightmare story? we've got 2 companion passes. I have lil sd on my, mrs. dave has lil girl sd on hers. so we have to do two separate southwest bookings for every trip. then, whenever SW reduces the points to fly (they do all the damn time) we have to cancel all flights, book two separate reservations again, and add the companions again. it's like an hour en devour at this point each time.

whatever man you live for that ish
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 15, 2018, 10:29:57 AM
got mrs mocat an ink  :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on March 15, 2018, 10:52:39 AM
Got my SW companion pass a few weeks ago! Good through end of 2019.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2018, 01:04:54 PM
Got my SW companion pass a few weeks ago! Good through end of 2019.

 :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 15, 2018, 08:02:49 PM
I have three cards, but I use only one.
Although I have a friend who has 12 cards and he uses each of them

THIS ONE TOO!?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 16, 2018, 12:52:59 PM
you guys want to hear a first world nightmare story? we've got 2 companion passes. I have lil sd on my, mrs. dave has lil girl sd on hers. so we have to do two separate southwest bookings for every trip. then, whenever SW reduces the points to fly (they do all the damn time) we have to cancel all flights, book two separate reservations again, and add the companions again. it's like an hour en devour at this point each time.

I created an app that tracks point cost changes and rebooks when savings are available
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 16, 2018, 02:26:44 PM
you guys want to hear a first world nightmare story? we've got 2 companion passes. I have lil sd on my, mrs. dave has lil girl sd on hers. so we have to do two separate southwest bookings for every trip. then, whenever SW reduces the points to fly (they do all the damn time) we have to cancel all flights, book two separate reservations again, and add the companions again. it's like an hour en devour at this point each time.

I created an app that tracks point cost changes and rebooks when savings are available

Well I just called SW this morning and they did all of it for me for three flights so you better find a new revenue stream for that app


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 17, 2018, 03:27:52 PM
enjoy the long distance charges on your landline
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 26, 2018, 11:20:06 AM
Hey friends. I haven’t played in a while and I’m thinking of getting a new card. I’m not eligible for CSR or CSP but am under 5/24. Mrs. SF is the current companion pass holder and I’m spending on the Marriott 120k offer. One of the points dudes was talking about the IHG card going away and said I should get it before it does. Should I do this?  I’m debating on keeping the Marriott card after the year but was prob going to do it. The IHG seems like a card you would keep too with the low fee and free room. I pretty much just compile Chase, Marriott and SW points. Should I branch out to IHG since this deal is going away or is this guy just tricking me?

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 26, 2018, 11:21:25 AM
No, IHG points are trash


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 26, 2018, 11:22:34 AM
Ink 50k/80k offers are both incred. I can refer you for the 80k if you are interested. Business cards obv.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 26, 2018, 11:33:31 AM
Ink 50k/80k offers are both incred. I can refer you for the 80k if you are interested. Business cards obv.


Sent from my iPhone using Tapatalk

Thanks for the IHG info. I was a little afraid of Holiday Inns.

Still have never gotten a business card.  :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 26, 2018, 12:55:06 PM
oh I'm fine with holiday inns. and they have nice hotels as well. the points are just not that valuable and you don't get enough for the signup. same for hilton.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on March 26, 2018, 03:05:40 PM
a few months ago I would've said that the 80k ihg sign up was actually pretty good if you planned it all correctly. because you get one free night a year at any ihg which is nice and often overlooked.

I just used two of those to stay at the times square intercon when rooms were going for $400/night. they also used to have a lot of really good pointbreaks deal for only 5k that they'd throw up once every three months. that list has worsened over the past year though and then finally bottomed out the other month when they revamped the program and have almost no 5ks now and nothing but 10ks that should be 15ks and 15ks that should be 20. that part of the thing is now officially garbage. so yeah they do kind of suck now.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 26, 2018, 03:40:47 PM
i got that ihg 100k last year.  was very good for me - i think i've used maybe 8 or so nights at holiday inn expresses and i still have some points left.  easily $1000+ value.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 29, 2018, 10:45:16 AM
air france.  scott is posting some cheap flight to europe several times a week it seems like.  the (relatively) new cross atlantic discount airlines seem to be having the desired effect.

i enjoy getting a scott's email, then going straight to chase to make a dummy booking, just to see the hilariously few UR's it would take.

for example right now i am one click away from buying a RT to Bali for 41k UR's.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 29, 2018, 03:01:44 PM
air france.  scott is posting some cheap flight to europe several times a week it seems like.  the (relatively) new cross atlantic discount airlines seem to be having the desired effect.

i enjoy getting a scott's email, then going straight to chase to make a dummy booking, just to see the hilariously few UR's it would take.

for example right now i am one click away from buying a RT to Bali for 41k UR's.

you can fly there in 1st class on a reward ticket for 67.5k UR or 55k in biz. those are one way though.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 29, 2018, 03:11:26 PM
air france.  scott is posting some cheap flight to europe several times a week it seems like.  the (relatively) new cross atlantic discount airlines seem to be having the desired effect.

i enjoy getting a scott's email, then going straight to chase to make a dummy booking, just to see the hilariously few UR's it would take.

for example right now i am one click away from buying a RT to Bali for 41k UR's.

you can fly there in 1st class on a reward ticket for 67.5k UR or 55k in biz. those are one way though.

via the UR portal?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 29, 2018, 03:36:55 PM
but bali is trash (literally)
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on March 30, 2018, 12:53:25 AM
oh I'm fine with holiday inns. and they have nice hotels as well. the points are just not that valuable and you don't get enough for the signup. same for hilton.

It is a super easy spend (1k) and you get an anniversary night. Annual fee is like 45 bucks. The points aren't worth much but 60k will get you $420 worth of them, which can be put to decent use when you aren't looking for luxury.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 30, 2018, 06:33:02 AM
oh I'm fine with holiday inns. and they have nice hotels as well. the points are just not that valuable and you don't get enough for the signup. same for hilton.

It is a super easy spend (1k) and you get an anniversary night. Annual fee is like 45 bucks. The points aren't worth much but 60k will get you $420 worth of them, which can be put to decent use when you aren't looking for luxury.

they usually have 80k offers out.  occasionally up to 100k.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 30, 2018, 07:40:08 AM
air france.  scott is posting some cheap flight to europe several times a week it seems like.  the (relatively) new cross atlantic discount airlines seem to be having the desired effect.

i enjoy getting a scott's email, then going straight to chase to make a dummy booking, just to see the hilariously few UR's it would take.

for example right now i am one click away from buying a RT to Bali for 41k UR's.

you can fly there in 1st class on a reward ticket for 67.5k UR or 55k in biz. those are one way though.

via the UR portal?

no, you have to transfer and book award space. by no means an easy thing to do admittedly.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 30, 2018, 12:29:47 PM
My churn hibernation is over.  I'm safely under 5/24.  Think it's for the CSR.  Referral inks or just go sign up?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on March 30, 2018, 12:30:40 PM
CSR referral link since I'm on a referral tear

https://www.referyourchasecard.com/19/DM9PW0YPS1

nvm.  found it.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on March 30, 2018, 02:04:44 PM

https://www.referyourchasecard.com/19/ZYO9AQOVL2 (https://www.referyourchasecard.com/19/ZYO9AQOVL2)
Just in case Steve Dave's link doesn't work
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 30, 2018, 02:50:51 PM
YOU GET OUT OF HERE DLEW  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 31, 2018, 07:49:44 AM
My hiatus is over, time to get back into the swing of things.  What card(s) should I be churning to achieve the best options for flights?  I've forgotten most of what i learned a few years ago and assume the game has changed drastically since then.  Will be visiting LA and New York most likely if that makes any difference at all.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2018, 08:04:46 AM
My hiatus is over, time to get back into the swing of things.  What card(s) should I be churning to achieve the best options for flights?  I've forgotten most of what i learned a few years ago and assume the game has changed drastically since then.  Will be visiting LA and New York most likely if that makes any difference at all.

CSR, CSP, Ink, a Couple SW cards, United. Probably in that order depending on your appetite for annual fees and business cards. I'll refer you to any of the above except United.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 31, 2018, 08:42:53 AM
My hiatus is over, time to get back into the swing of things.  What card(s) should I be churning to achieve the best options for flights?  I've forgotten most of what i learned a few years ago and assume the game has changed drastically since then.  Will be visiting LA and New York most likely if that makes any difference at all.

CSR, CSP, Ink, a Couple SW cards, United. Probably in that order depending on your appetite for annual fees and business cards. I'll refer you to any of the above except United.

Alright refer me to the first two and I’ll see how weird I want to get beyond that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2018, 09:05:20 AM
You can only have one of those two at a time now. New chase rule.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on March 31, 2018, 09:10:17 AM
Alright refer me to the best one of the two
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2018, 09:36:44 AM
CSP Link
https://www.referyourchasecard.com/6/XMPAB7XJRD

CSR Link
https://www.referyourchasecard.com/19/DM9PW0YPS1

Freedom Link
https://www.referyourchasecard.com/2/8D5L2UP80V

SW Pers Link
https://www.referyourchasecard.com/223/CS5T0S25K4
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2018, 09:37:36 AM
since the bonuses are the same right now I'd get the CSP one. Then wait until the CSR pops up again later.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 31, 2018, 09:38:37 AM
and a freedom is helpful to have just to move points around between cancelling the CSR, CSP, Inks.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 31, 2018, 11:37:49 AM
hey wetwillie, if you need some referal links to those cards, let me know.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 31, 2018, 11:45:03 AM
btw, on the csp v csr, the bonus is the same, you get x1.5 redemption on travel with csr v only x1.25 on the csp, but the annual fee is 450 -300 = 150 for the csr vs $0 (first year) for the csp.  so you just have to pencil out what makes sense for you (the bonus alone, redeemed as ur travel is $125 more valuable with a csr).

if you travel a lot or eat at restaurants a lot the csr might be better.  but still only if you're going to redeem as ur travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on April 01, 2018, 11:06:33 AM
Fyi my referral link is posted above
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 01, 2018, 01:32:28 PM
btw, if anyone needs referral links, let me know.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 02, 2018, 05:45:08 PM
You can only have one of those two at a time now. New chase rule.


Sent from my iPhone using Tapatalk

So if I have a CSP currently, cancel now, then sign up for CSR in June after my 24 months has passed since my CSP signup?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 02, 2018, 06:01:27 PM
You can only have one of those two at a time now. New chase rule.


Sent from my iPhone using Tapatalk

So if I have a CSP currently, cancel now, then sign up for CSR in June after my 24 months has passed since my CSP signup?

I believe it’s 24 months from when you got the CSP bonus.  That’s exactly what I’m in the course of doing now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 02, 2018, 06:19:46 PM
You can only have one of those two at a time now. New chase rule.


Sent from my iPhone using Tapatalk

So if I have a CSP currently, cancel now, then sign up for CSR in June after my 24 months has passed since my CSP signup?

I believe it’s 24 months from when you got the CSP bonus.  That’s exactly what I’m in the course of doing now.

ahh, thanks.  I would have effed that up.  I'll get my CSR cancelled after moving my URs
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on April 02, 2018, 11:39:52 PM
Don't forget 5x UR pts w/ Freedom at grocery stores/ chase pay and paypal this quarter.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 03, 2018, 04:03:21 AM
You can only have one of those two at a time now. New chase rule.


Sent from my iPhone using Tapatalk

So if I have a CSP currently, cancel now, then sign up for CSR in June after my 24 months has passed since my CSP signup?

You can only have one sapphire product at a time now. A lot of people have both but they won’t let you get another if you already have one. So just move the points, cancel, sign up.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 03, 2018, 09:25:49 AM
You can only have one of those two at a time now. New chase rule.


Sent from my iPhone using Tapatalk

So if I have a CSP currently, cancel now, then sign up for CSR in June after my 24 months has passed since my CSP signup?

I believe it’s 24 months from when you got the CSP bonus.  That’s exactly what I’m in the course of doing now.

ahh, thanks.  I would have effed that up.  I'll get my CSR cancelled after moving my URs

I quit using my CSP last month so all the points can settle out and be moved before I cancel when the annual fee's coming in May.  Expect to be able to get a CSR in August or September.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 03, 2018, 09:28:33 AM
Don't forget 5x UR pts w/ Freedom at grocery stores/ chase pay and paypal this quarter.

That chase pay option is total trash compared to the apple/google/android/samsung pay options from last quarter.  I can't even get logged in to the chase pay app, and neither the non-humans on the phone or the human in the bank branch could get it to work.  Even if I could log in, almost nowhere has a thing that accepts it.  I've got to get a new soundbase and I think I can use chase pay when checking out online from walmart, so that'll be something.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on April 03, 2018, 12:51:33 PM
Don't forget 5x UR pts w/ Freedom at grocery stores/ chase pay and paypal this quarter.

That chase pay option is total trash compared to the apple/google/android/samsung pay options from last quarter.  I can't even get logged in to the chase pay app, and neither the non-humans on the phone or the human in the bank branch could get it to work.  Even if I could log in, almost nowhere has a thing that accepts it.  I've got to get a new soundbase and I think I can use chase pay when checking out online from walmart, so that'll be something.

Yeah, I didn't take full advantage of the Apple Pay one, and I don't think I bought enough fuel to max it out. Should be no problem spending 1.5k on Groceries over 4 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 03, 2018, 03:35:52 PM
a few months ago I would've said that the 80k ihg sign up was actually pretty good if you planned it all correctly. because you get one free night a year at any ihg which is nice and often overlooked.

I just used two of those to stay at the times square intercon when rooms were going for $400/night.

:frown:

http://onemileatatime.boardingarea.com/2018/04/02/ihg-anniversary-night-devaluation/
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on April 03, 2018, 03:57:08 PM
a few months ago I would've said that the 80k ihg sign up was actually pretty good if you planned it all correctly. because you get one free night a year at any ihg which is nice and often overlooked.

I just used two of those to stay at the times square intercon when rooms were going for $400/night.

:frown:

http://onemileatatime.boardingarea.com/2018/04/02/ihg-anniversary-night-devaluation/

yeah this is a pretty big devaluation. i'm going to call soon and cancel.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 03, 2018, 04:06:20 PM
Lot of expensive hotels I've used it at before or would use it at soon are eliminated now.  I guess I could allocate it for my FattyFest hotel each year.

http://onemileatatime.boardingarea.com/2018/04/02/ihg-free-night-certificate-excluded-hotels/
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on April 03, 2018, 10:13:23 PM
a few months ago I would've said that the 80k ihg sign up was actually pretty good if you planned it all correctly. because you get one free night a year at any ihg which is nice and often overlooked.

I just used two of those to stay at the times square intercon when rooms were going for $400/night.

:frown:

http://onemileatatime.boardingarea.com/2018/04/02/ihg-anniversary-night-devaluation/

yeah this is a pretty big devaluation. i'm going to call soon and cancel.

Bummer. Was looking forward to staying somewhere nice for free.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 04, 2018, 10:01:21 AM
a few months ago I would've said that the 80k ihg sign up was actually pretty good if you planned it all correctly. because you get one free night a year at any ihg which is nice and often overlooked.

I just used two of those to stay at the times square intercon when rooms were going for $400/night.

:frown:

http://onemileatatime.boardingarea.com/2018/04/02/ihg-anniversary-night-devaluation/

yeah this is a pretty big devaluation. i'm going to call soon and cancel.

Bummer. Was looking forward to staying somewhere nice for free.

If you're already sitting on a free night, or would be getting it this month, you should still be able to use that anywhere.  It's the free nights issued starting this upcoming May that are shitty.

I still have an old one and was thinking of using it at that same spot at Portland some time when I can drive the dog there and find nature-y things to do, but that hotels on the too-good list for future free nights.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 04, 2018, 11:35:16 AM
i mean it sucks and all, but the card throws an 80k bonus.  if it's not knocking you off your 5/24 rotation, it's still worth it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 04, 2018, 11:45:52 AM
I'll likely keep mine because the fee is still so low and I can always use that free night in Kansas at least and the card is the one I have that gives extra points for grocery shopping, but both the devalued free night and the devalued 80K points don't help much with the type of IHG properties I commonly would stay at.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 05, 2018, 03:55:13 PM
Southwest limiting you to one personal card at a time/ one signup bonus every 24 months.      That's gonna kill about half their companion passes if not more.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 05, 2018, 04:37:24 PM
can you get a biz card and link accounts to get the companion pass?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 05, 2018, 04:51:47 PM
can you get a biz card and link accounts to get the companion pass?

yes you can still get a personal and a biz if you meet the other criteria (no other open SW cards, no bonus in the last 24 months, 5/24)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 05, 2018, 06:17:22 PM
Southwest limiting you to one personal card at a time/ one signup bonus every 24 months.      That's gonna kill about half their companion passes if not more.

Already sitting on two compy passes through 2019 so :gocho:


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on April 05, 2018, 07:40:39 PM
So I have to cancel my CSP (move points to Freedom card first, obvs.), then sit how long before applying for CSR to get the bonus?   If it's a while, I may just get the somewhat equivalent AmEx card.

Sucks about the Southwest card.  Was hoping to do Companion again soon. 

Sigh.

:( remember when churning was fun? :(
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 05, 2018, 07:50:14 PM
24 months from when you got your csp bonus.  imo, you should get an ink while you wait to be csp/csr eligible again, if you are ink eligible.


churning is still fun, man.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on April 06, 2018, 08:46:21 AM
but really, you should be rotating the CSP and CSR every other year right?

Year 1 : CSR
Year 2 : Cancel CSR before annual fee (move points to freedom first) open CSP
Year 3 : Canel CSP before annual fee (move points to freedom first) open CSR

etc

?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 06, 2018, 08:48:47 AM
but really, you should be rotating the CSP and CSR every other year right?

Year 1 : CSR
Year 2 : Cancel CSR before annual fee (move points to freedom first) open CSP
Year 3 : Canel CSP before annual fee (move points to freedom first) open CSR

etc

?

yeah, and throw some inks in there as well
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 06, 2018, 11:12:18 AM
except now you have to wait between the csp/csr.  and it doesn't really matter if you rotate.  you can stick with whichever best suits you.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 06, 2018, 11:18:28 AM
god help me i think the csr has been worth it for me. the redemption in the ur portal is so hot, and the extra 1x on dining/travel more than makes up for $150 vs $95
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 06, 2018, 11:24:23 AM
god help me i think the csr has been worth it for me. the redemption in the ur portal is so hot, and the extra 1x on dining/travel more than makes up for $150 vs $95

I hope you binge’d for free in an airport lounge or two also.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on April 09, 2018, 11:18:59 PM
I got a 60k AA citi mc from an email offer. is that good?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on April 09, 2018, 11:38:31 PM
the 3x csr is well worth it, the ur’s flow of into your account like the salmon of capistrano
i’ll be rt first classing it to tokyo/hong kong in no time
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 09, 2018, 11:56:24 PM
I got a 60k AA citi mc from an email offer. is that good?

it's the same as non-targeted, but yes it's good.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 13, 2018, 08:33:59 AM
the 3x csr is well worth it, the ur’s flow of into your account like the salmon of capistrano
i’ll be rt first classing it to tokyo/hong kong in no time

it really is a wonder to behold
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on April 13, 2018, 08:39:38 AM
the 3x csr is well worth it, the ur’s flow of into your account like the salmon of capistrano
i’ll be rt first classing it to tokyo/hong kong in no time

it really is a wonder to behold

i'm gonna cancel my CSP and sign up for my 2nd Reserve late this year.  Do i have to wait and sign up 2 years after i received my first bonus or can i sign up before that as long as the bonus doesn't hit until 2 years after the first one? 
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on April 13, 2018, 09:10:16 AM
the 3x csr is well worth it, the ur’s flow of into your account like the salmon of capistrano
i’ll be rt first classing it to tokyo/hong kong in no time

it really is a wonder to behold


a bonus won't get triggered if you sign up before the 24mo mark. 
i'm gonna cancel my CSP and sign up for my 2nd Reserve late this year.  Do i have to wait and sign up 2 years after i received my first bonus or can i sign up before that as long as the bonus doesn't hit until 2 years after the first one?
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on April 13, 2018, 12:21:00 PM
WTF is up with AA availability when trying to use Avios on BA's site? It's been all mumped up for weeks now. People who use avios, is this normal?
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 13, 2018, 12:28:55 PM
I got mushed on the CSP, I apparently had one less than 24 months ago.  I guess i have to slum it with something else.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on April 13, 2018, 03:14:45 PM
If you are going to keep the Ink card but want to cancel the CSP to get the CSR, can you just transfer your points to the Ink UR account and then cancel the CSP?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2018, 03:17:04 PM
WTF is up with AA availability when trying to use Avios on BA's site? It's been all mumped up for weeks now. People who use avios, is this normal?

like there is saver space on AA and it doesn't show up on BA? you'll have to call them to book if so. usually it shows up. assume you know it has to be saver space though.

If you are going to keep the Ink card but want to cancel the CSP to get the CSR, can you just transfer your points to the Ink UR account and then cancel the CSP?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 13, 2018, 03:36:04 PM
If you are going to keep the Ink card but want to cancel the CSP to get the CSR, can you just transfer your points to the Ink UR account and then cancel the CSP?

yes.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on April 13, 2018, 08:10:28 PM
So, called BA, they said it's an ongoing technical issue, they have no idea when it will be fixed, and that they can't access the seat inventory either, so they can't book it for you on their end. This is my first experience with Avios, and it's not going great so far. On the plus side, the lady with the British accent on the telephone was very nice. Her name was Loraine.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2018, 08:15:58 PM
So, called BA, they said it's an ongoing technical issue, they have no idea when it will be fixed, and that they can't access the seat inventory either, so they can't book it for you on their end. This is my first experience with Avios, and it's not going great so far. On the plus side, the lady with the British accent on the telephone was very nice. Her name was Loraine.

wow, that is terrible. I've booked a ton with them on AA. good luck. don't be afraid to call back and force the issue. they can book you. they just don't want to very badly. also if they cancel you for some reason I've had good luck getting to choose my flight non-saver.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on April 13, 2018, 08:22:52 PM
So, I'm pretty sure they just can't access their AA inventory for some unknown reason. I was reasonably forceful on the phone, talked to a few different people, and no matter how far up the ladder I got the answer was the same. I tried to get them to admit that there was a way that they could put me on a flight if they really wanted to, and the person I was speaking with said that they hadn't been able to book anybody in over two weeks. So, it's possible they're really dedicated liars, but I think something is actually really mumped up with their system right now.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2018, 08:27:38 PM
man, that sucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on April 13, 2018, 08:36:04 PM
I'd imagine being a giant international corp that they'll figure this thing out before I go on vacation in July. SO, it'll probably all work out.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 13, 2018, 09:08:58 PM
I mean, the fact that AA has saver space into July is pretty mind boggling on it's own
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on April 17, 2018, 09:07:20 AM
This may be a noob question, but I'm buying a car here in the next few weeks.  Is it possible/common to pay with a credit card(s)?  Or will I get laughed out of pretty much any dealership if I ask?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 17, 2018, 09:12:13 AM
This may be a noob question, but I'm buying a car here in the next few weeks.  Is it possible/common to pay with a credit card(s)?  Or will I get laughed out of pretty much any dealership if I ask?

if i remember correctly, and it's entirely possible that i don't, i had to drop my downpayment with a debit card at the dealership.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on April 17, 2018, 09:14:07 AM
This may be a noob question, but I'm buying a car here in the next few weeks.  Is it possible/common to pay with a credit card(s)?  Or will I get laughed out of pretty much any dealership if I ask?

if i remember correctly, and it's entirely possible that i don't, i had to drop my downpayment with a debit card at the dealership.
Lame. 
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on April 17, 2018, 09:18:15 AM
I was able to put my down payment on a credit card, however the particular dealership said there was a max of 5k for the credit card transaction, so I did pay the rest of the down payment with a check.

Sent from my SM-G965U1 using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on April 17, 2018, 10:57:23 AM
ya most cap it at 5k b/c of processing costs
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on April 17, 2018, 11:04:55 AM
ya most cap it at 5k b/c of processing costs
so unjust
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on April 17, 2018, 01:32:29 PM
Marriotts new combined program is actually really good but there’s no way I can make lifetime platinum before end of year :(

I’d have to do eight cards between me and the wife in eight months and probably have to MS on a bunch of them (I have the nights for lifetime plat but I’m 900k points away). And I’d have to xfer 200k in UR which would be a dumb use of it
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 17, 2018, 02:10:45 PM
I bought a motorcycle (from a dealership) with a credit card one time.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on April 17, 2018, 02:23:13 PM
I bought a motorcycle (from a dealership) with a credit card one time.
probably more margin in those deathmobiles
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 17, 2018, 02:38:56 PM
I bought a motorcycle (from a dealership) with a credit card one time.
probably more margin in those deathmobiles

Also it was a left over model so I was getting a really good deal on it.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on April 17, 2018, 04:19:15 PM
At some point in the next year, I plan on buying a Ranger Crew and will be using a credit card.  Not gonna miss out on those points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 17, 2018, 05:46:04 PM
 They really wanted some documentation of my business for the SW business card.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 21, 2018, 02:27:58 PM
if anyone has an ink referral link they want me to use, today's the day to post it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 21, 2018, 03:56:40 PM
if anyone has an ink referral link they want me to use, today's the day to post it.

https://www.referyourchasecard.com/21/G0XKQYDRI8


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 21, 2018, 04:22:43 PM
thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 21, 2018, 08:14:10 PM
TY


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: The Big Train on April 21, 2018, 08:20:18 PM
And the rich get richer :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on April 22, 2018, 11:34:35 AM
Okay I realize it's been talked about the past few pages but I'm still confused, so explain this to me as if it's the first time I've ever played the credit card game.

I have CSP, but have met the $4000 I needed to for the bonus. So now I should transfer it to a Freedom card for two years until I can get the CSR?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 22, 2018, 11:46:33 AM
Don't transfer the points until you're going to be canceling your CSP, whether you're canceling to avoid an annual fee or so that you can get a CSR.  You can get more value out of the points with them being in your CSP account in the meantime.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 22, 2018, 12:32:27 PM
i mean, spend the points if there's something you want to spend them on.  there's more points where those came from.  in the meantime, get an ink while you wait to be sapphire eligible again.  if you wait a couple of weeks until i get mine, i can send you a referral link and we all win.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 22, 2018, 01:23:43 PM
mrs. dave got a 75k cap one venture targeted offer letter
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on April 22, 2018, 07:53:47 PM
They really wanted some documentation of my business for the SW business card.  :frown:

 :horrorsurprise: :horrorsurprise: :horrorsurprise:

Do you think if will work if I send them an old craigslist listing of the time I sold a chair for $13???   :ohno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on April 23, 2018, 07:34:27 AM
i mean, spend the points if there's something you want to spend them on.  there's more points where those came from.  in the meantime, get an ink while you wait to be sapphire eligible again.  if you wait a couple of weeks until i get mine, i can send you a referral link and we all win.

Sounds lovely.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 23, 2018, 01:35:47 PM
They really wanted some documentation of my business for the SW business card.  :frown:

 :horrorsurprise: :horrorsurprise: :horrorsurprise:

Do you think if will work if I send them an old craigslist listing of the time I sold a chair for $13???   :ohno:

No. You are going to need to provide a utility bill or registration of "fictitious business name" with the state/county or you can just tell them that you already have a Chase card in this business name and if they can verify that they will just automatically approve you.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 23, 2018, 02:25:45 PM
did you try to apply for the card in some name other than your own?
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 23, 2018, 02:32:55 PM
did you try to apply for the card in some name other than your own?

Yes, it is my "business name" which partially includes part of my actual name. Do people usually just use their own actual name when applying for a business card?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 23, 2018, 02:39:53 PM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 23, 2018, 02:51:25 PM
:lol:

I mean there is a business name and then the person who the card is issued to is me.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 23, 2018, 02:59:18 PM
No, I don't mean a stripper name.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 23, 2018, 03:13:48 PM
Do people usually just use their own actual name when applying for a business card?

yes, unless you actually have a business that isn't a sole proprietorship.  if you're using your ss#, you should use your name.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on April 23, 2018, 03:18:02 PM
Do people usually just use their own actual name when applying for a business card?

yes, unless you actually have a business that isn't a sole proprietorship.  if you're using your ss#, you should use your name.

Oh, well I did the same thing before and they didn't have a problem with it. And they approved it anyway after I told them I already had a business card in that name.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on April 23, 2018, 08:50:12 PM
I think people would probably be less apt to ask all these questions if they realized how lax credit card underwriting is.
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on April 24, 2018, 08:26:29 PM
Steve Dave, this thread is long, and I haven't really read it in like a year and a half. But, I need some help. This Chase 5/24 rule rough ridin' blows, but between my wife and I it's more like 10/24, which is not so bad. We go on one week long vacation every year, and an extended weekend getaway. We go to Disney World or Disneyland each year. If we go to Disney World then it's the week long vacation, if we go to Disneyland then it's the extended weekend. When we're not going to Disney World then our vacations are usually of the tropical variety. Knowing all that, what cards should I be prioritizing? Should I eff with Chase anymore? Or just churn the crap out of non-chase cards? I've got a fair few SPG points saved up, around 200k marriott, about 75k avios, and around 100k aa. Wife and I both have the sapphire preferred right now.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 25, 2018, 10:38:14 AM
yes, your entire strategy should be based around chase cards. specifically URs since you don't have any right now. Get a CSR or CSP for each you and your wife ASAP, then Inks. Or vice versa. Referral links in the first post of this thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on April 25, 2018, 11:41:10 AM
also, referral link on the 412th page of this thread.  also here:


https://www.referyourchasecard.com/19/ZYO9AQOVL2 (https://www.referyourchasecard.com/19/ZYO9AQOVL2)
Just in case Steve Dave's link doesn't work
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 25, 2018, 03:01:32 PM
dlew, i checked, and sd's links work fine.  you can delete your post if you like.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on April 25, 2018, 03:08:27 PM
hmm i just checked and it was mega broken.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on May 02, 2018, 07:44:20 PM
a few months ago I would've said that the 80k ihg sign up was actually pretty good if you planned it all correctly. because you get one free night a year at any ihg which is nice and often overlooked.

I just used two of those to stay at the times square intercon when rooms were going for $400/night.

:frown:

http://onemileatatime.boardingarea.com/2018/04/02/ihg-anniversary-night-devaluation/

yeah this is a pretty big devaluation. i'm going to call soon and cancel.

Bummer. Was looking forward to staying somewhere nice for free.

If you're already sitting on a free night, or would be getting it this month, you should still be able to use that anywhere.  It's the free nights issued starting this upcoming May that are shitty.

I still have an old one and was thinking of using it at that same spot at Portland some time when I can drive the dog there and find nature-y things to do, but that hotels on the too-good list for future free nights.

Got an "annual membership fee" of $89 today for my Chase/IHG card. I knew the annual fee for the IHG card I signed up for was $49. Turns out they've created two new an different versions of the IHG cards. I never received a new card version, but they didn't hesitate giving me that new annual fee even though I got the card like 6 months ago and already paid the original.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 02, 2018, 08:31:33 PM
You can cancel and they’ll refund it


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on May 10, 2018, 09:49:39 AM
hmm is the reserve bonus the same as preferred now? Does this expect to change any time soon?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 10, 2018, 03:07:23 PM
hmm is the reserve bonus the same as preferred now? Does this expect to change any time soon?

prolly not.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on May 10, 2018, 03:13:18 PM
The IHG perk is changing to something like "a free night redemption at a 40k or below property"

Good news is now that Kimpton is IHG, there are a lot of nice city properties for you to use the perk.  Bad news is you can only redeem it on the bottom 90% or so of IHG properties.  Still can get a good value of a $300 room for the $89
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on May 12, 2018, 12:04:36 AM
If anyone wants the 100k Marriott card here’s my referral idk

https://www.referyourchasecard.com/252/Q48LZFAAEF
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 17, 2018, 01:06:38 PM
i don't know much about Inks. do i have to be a "business owner"? anyone got a referral? still rocking the CSP as my every day card.

i just closed two delta cards to avoid annual fees and looking for a bonus offer somewhere.



(attn @steve dave )
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 17, 2018, 01:07:40 PM
also, have you guys seen Up In the Air? remember when the company pulled george clooney off the road and he sank into miserable depression? that's me right now. got switched to a non-traveling situation at work so i'm sitting at a desk with my diamond medallion status going to waste. it sucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 17, 2018, 01:17:10 PM
i don't know much about Inks. do i have to be a "business owner"? anyone got a referral? still rocking the CSP as my every day card.

Plug in your own personal info (name for name, ssn for tin, etc.) and state your business is a sole proprietorship.

https://www.referyourchasecard.com/21/5L4PQZ7NP6
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 17, 2018, 01:19:48 PM
i don't know much about Inks. do i have to be a "business owner"? anyone got a referral? still rocking the CSP as my every day card.

Earn 80,000 bonus points with Chase Ink Business Preferred. I can be rewarded too if you apply here and are approved for the Card. Learn more.
https://www.referyourchasecard.com/21/3W5FBOZ5EO

apply as a sole prop with your ss#.  you might get approved without talking to anyone, but you may have to contact them at some point.  just tell them about the hobby you've just decided to turn into a business.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 17, 2018, 01:29:37 PM
tax id number?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 17, 2018, 01:35:53 PM
tax id number?

ssn for tin

https://www.referyourchasecard.com/21/5L4PQZ7NP6
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 17, 2018, 01:39:29 PM
ah  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 17, 2018, 01:42:10 PM
yeah it also tells you to do so in the actual tid field, so, whoops
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 17, 2018, 01:53:07 PM
will be notified via mail within 30 days
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 17, 2018, 02:00:00 PM
will be notified via mail within 30 days

Expect a request for more info.  You might have to explain that your biz is that you do side work from home as a sole proprietor separately from your regular job.  It works out fine when you do that and give them documentation showing it's you at your residence and explaining that you need the card to use for biz-related matters to help keep your records straight.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 17, 2018, 02:08:25 PM
i'm starting a barbershop quartet. expenses will be stuff like sheet music, keyboards, and gas to gigs.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 17, 2018, 02:21:45 PM
also, have you guys seen Up In the Air? remember when the company pulled george clooney off the road and he sank into miserable depression? that's me right now. got switched to a non-traveling situation at work so i'm sitting at a desk with my diamond medallion status going to waste. it sucks.

just go nuts with dummy around-the-world bookings and see if you can get it down close to around 100k skymiles. it's fun!
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 17, 2018, 02:39:45 PM
also, have you guys seen Up In the Air? remember when the company pulled george clooney off the road and he sank into miserable depression? that's me right now. got switched to a non-traveling situation at work so i'm sitting at a desk with my diamond medallion status going to waste. it sucks.

just go nuts with dummy around-the-world bookings and see if you can get it down close to around 100k skymiles. it's fun!

where/how? just on your own at delta.com? i have 260k at the moment and a big trip in 2020 is on the horizon for mrs. 'blast and me.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 17, 2018, 02:40:37 PM
i'm starting a barbershop quartet. expenses will be stuff like sheet music, keyboards, and gas to gigs.

Outfits too.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 17, 2018, 02:41:09 PM
also, have you guys seen Up In the Air? remember when the company pulled george clooney off the road and he sank into miserable depression? that's me right now. got switched to a non-traveling situation at work so i'm sitting at a desk with my diamond medallion status going to waste. it sucks.

just go nuts with dummy around-the-world bookings and see if you can get it down close to around 100k skymiles. it's fun!

where/how? just on your own at delta.com? i have 260k at the moment and a big trip in 2020 is on the horizon for mrs. 'blast and me.

fun thread

http://goEMAW.com/forum/index.php?topic=38561.0 (http://goEMAW.com/forum/index.php?topic=38561.0)
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 17, 2018, 02:43:59 PM
apparently!

holy crap i'm doing this.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 20, 2018, 11:17:33 AM
I got a 60k delta gold amex offer in the mail, but I've already had that card. I read all the fine print and there is no verbiage about not getting the bonus if you've already had the card :Wha:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on May 21, 2018, 09:57:40 AM
will be notified via mail within 30 days

Expect a request for more info.  You might have to explain that your biz is that you do side work from home as a sole proprietor separately from your regular job.  It works out fine when you do that and give them documentation showing it's you at your residence and explaining that you need the card to use for biz-related matters to help keep your records straight.

What kind of stuff will they ask for?  Do I need a separate bank account or anything?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 21, 2018, 10:13:24 AM
will be notified via mail within 30 days

Expect a request for more info.  You might have to explain that your biz is that you do side work from home as a sole proprietor separately from your regular job.  It works out fine when you do that and give them documentation showing it's you at your residence and explaining that you need the card to use for biz-related matters to help keep your records straight.

What kind of stuff will they ask for?  Do I need a separate bank account or anything?

Like, copies of personal utility bills or something. Since you won’t have a separate biz entity they can look up and evaluate, they evaluate you the individual like you’re a biz, and check for stability or whatever. You don’t need a separate bank account.

All this is you deciding you’re gonna do side work running a lemonade stand. Obviously, you’re not going to set up an LLC for that, but you need this biz card with which to buy your supplies and keep those expenses separate from your personal expenses. Feel free to swap in anything in place of “lemonade stand.”
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 21, 2018, 10:25:54 AM
if you don't have a real side hustle then you sell stuff on ebay and want those expenses separated from your personal
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on May 21, 2018, 10:32:34 AM
I got a 60k delta gold amex offer in the mail, but I've already had that card. I read all the fine print and there is no verbiage about not getting the bonus if you've already had the card :Wha:

mrstdaver got one of those a few months ago.  Ended up getting her the Plat for 70k instead so never followed up on the details of having the card previously.  Find out and report back.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on May 25, 2018, 09:15:13 AM
Got the 30 day let you know by mail response on my Chase Ink. It was my first business card attempt.  :ohno: Anything I can do to speed this up or do I have to wait for the snail mail response? Any tips would help SD get his referral faster.

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 25, 2018, 09:42:42 AM
Call them and ask them what the hold up is. Have the time they just tell you that you are approved.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on May 25, 2018, 10:02:47 AM
Call them and ask them what the hold up is. Have the time they just tell you that you are approved.


Sent from my iPhone using Tapatalk

Will do, thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on May 27, 2018, 02:10:48 PM
MileagePlus Explorer doesn't look like a bad option. What if I did that between my CSP and Ink for an easy 40,000 points?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 27, 2018, 02:13:16 PM
MileagePlus Explorer doesn't look like a bad option. What if I did that between my CSP and Ink for an easy 40,000 points?

i'd hold out for a 50k bonus, which is fairly standard.  if a 60k comes along, jump on it.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 27, 2018, 02:14:59 PM
actually, just checked flyertalk, and there's a 50k bonus available now.

https://www.flyertalk.com/forum/credit-card-programs/1177334-special-credit-card-offers-master-thread-subscription.html


it's a good card to mix into your chase 5/24 rotation, assuming you prioritize miles over hotel points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on May 27, 2018, 02:17:16 PM
Of course I do. Air B&B is like, a thousand times better than staying in a hotel (sorry ChiCat).
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 27, 2018, 02:18:39 PM
i'd give you a referral link, but neither my wife nor i has a united card at the moment.  you should wait on applying until someone here posts a referral, it's common courtesy.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on May 27, 2018, 02:19:30 PM
I'm not a savage, sys.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 27, 2018, 02:21:25 PM
Of course I do. Air B&B is like, a thousand times better than staying in a hotel (sorry ChiCat).

i always have too, but after quitting a job where i stayed in hotels a lot and organically accumulated points, i'm finally getting to a point where i'm reconsidering.  i also have about a million airline miles stockpiled.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 27, 2018, 02:23:39 PM
I'm not a savage, sys.

i just know how the applying fever can take hold of a man, stevesie.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 27, 2018, 04:03:07 PM
apparently there is a new ink, that chase considers a different card than the ink preferred.  if this card stays with a 50k bonus, that's a big addition to a ur rotation.  if it doesn't, it's a decent alternative (or addition to) using a freedom as a points warehouse for rotation gaps.

also, people are saying that inks are only subject to 5/24, but don't count towards it.  i need to check more on that, if true; i love it, especially later in the summer.

https://thepointsguy.com/news/ink-business-unlimited-current-offer/
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 27, 2018, 04:07:56 PM
also gives 1.5 pts on spend, so could be useful for ur spend that doesn't fall into any other ur card's 2, 3 or 5x point category.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 27, 2018, 04:29:51 PM
I still have my chase ink biz plus, the one that got replaced by biz preferred.  It still gets 5x on office supplies and phone/internet/cable, plus 2x on gas.  Preferred only gets 3x on phone/internet/cable and nothing extra for office supplies and gas.  I don't think I'll ever cancel that Plus as long as they let me keep it.

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 27, 2018, 09:22:37 PM
apparently there is a new ink, that chase considers a different card than the ink preferred.  if this card stays with a 50k bonus, that's a big addition to a ur rotation.  if it doesn't, it's a decent alternative (or addition to) using a freedom as a points warehouse for rotation gaps.

also, people are saying that inks are only subject to 5/24, but don't count towards it.  i need to check more on that, if true; i love it, especially later in the summer.

https://thepointsguy.com/news/ink-business-unlimited-current-offer/

It’s true. Same for a lot of other business cards.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 27, 2018, 10:02:32 PM
i new most non-chase business cards didn't count.  but the last time i'd looked at it, the conventional wisdom was that the chase business cards did count.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 27, 2018, 11:35:29 PM
I cancelled my CSP a few days ago prior to the annual fee hitting.  Got it 5/7/16 and had the 50K bonus by 8/4/16 based on the statements from back then.  I've only applied for and obtained 3 cards since then so 5/24 is a non-issue.  I should be able to get a CSR and another 50K on 8/5/18, correct?  Maybe earlier if I have a friendly person at a branch do it?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 27, 2018, 11:49:44 PM
i saw something about chase not clearing obstructions until 5 or 6 days after the 25th of the 24th month.  so i would either wait until 9/2 or so or investigate to be sure if you want to do it earlier.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 28, 2018, 12:54:54 AM
I want to do it as early as possible to have it for a road trip i’m considering just after Labor Day in which I could kill it on travel spend including a bunch of non-chain hotels. I’ve had decent luck at the branches talking about this stuff with their humans; i’ll ask one in a month or so when I can consummate this.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 28, 2018, 02:17:28 AM
Quote
According to most data points, you will not technically be below 5/24 until the first day of the 25th month after your fifth account was opened. For example, if your fifth-most recent account was opened on July 5, 2016, do not apply for a new card until August 1, 2018.

https://thepointsguy.com/guide/ultimate-guide-chase-5-24-rule/


this is what i was thinking of.  but, this is talking about 5/24, not the 24 months from your bonus date thing.  dunno if they differ.

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 28, 2018, 11:39:23 AM
I could see it being the same, sort of.

(https://3ie87c2dond928rt2e2zzo8o-wpengine.netdna-ssl.com/wp-content/uploads/2017/08/Screen-Shot-2017-08-28-at-2.30.05-PM-1024x297.png)

I had been thinking it would be 2 years from the specific date I got the bonus, but it could easily be 24 calendar months, regardless of what date within the month you got it.  Like, even early in the month (August 4) makes the whole month of August (thru 8/31) a month that is part of the 24?

I'm gonna have to find a good Chase human and figure out exactly when I got the bonus and when 24 months accordingly has passed.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on May 29, 2018, 08:57:50 AM
Got my first biz account approved.  :driving:

Questions: This doesn’t count towards 5/24 correct? I got it so I was under but it doesn’t add to my total right?

The guy at Chase was kind of a dumbass. He said I needed to set up a business profile to see my stuff online and then I could call and merge the biz profile with my personal, but it would all be under the new biz profile. I asked what happens if I do that and then cancel my only biz card. His head exploded and he had no idea. Does it even matter? I just want all of my cards to show up in the same spot if possible. I also don’t want to ever call them if possible. Do I really have to call them to merge?

TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 29, 2018, 09:22:25 AM
Got my first biz account approved.  :driving:

Questions: This doesn’t count towards 5/24 correct? I got it so I was under but it doesn’t add to my total right?

The guy at Chase was kind of a dumbass. He said I needed to set up a business profile to see my stuff online and then I could call and merge the biz profile with my personal, but it would all be under the new biz profile. I asked what happens if I do that and then cancel my only biz card. His head exploded and he had no idea. Does it even matter? I just want all of my cards to show up in the same spot if possible. I also don’t want to ever call them if possible. Do I really have to call them to merge?

TIA

yeah, I have two seperate logins for business and personal cards at chase. it won't count against your 5/24.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on May 29, 2018, 09:35:45 AM
So you just don’t merge them? Any reason why? Can you transfer points between biz and personal cards without linking?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 29, 2018, 09:40:28 AM
The Chase people are intentionally obtuse.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 29, 2018, 10:44:36 AM
I've never had them separated as far as different logins.  When I got a biz card and logged into my regular chase account, it was just there, although categorized as biz while the rest were categorized as personal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on May 29, 2018, 12:02:32 PM
I got a 60k delta gold amex offer in the mail, but I've already had that card. I read all the fine print and there is no verbiage about not getting the bonus if you've already had the card :Wha:

mrstdaver got one of those a few months ago.  Ended up getting her the Plat for 70k instead so never followed up on the details of having the card previously.  Find out and report back.

Received the mail offer as well, applied this morning and got approved instantly. Previously had the card June 2015 thru May 2016.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 29, 2018, 12:08:06 PM
i have separate logins.  never heard that they could be on one login.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 29, 2018, 12:12:03 PM
So you just don’t merge them? Any reason why? Can you transfer points between biz and personal cards without linking?

no. lazy. yes.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 29, 2018, 12:13:17 PM
I got a 60k delta gold amex offer in the mail, but I've already had that card. I read all the fine print and there is no verbiage about not getting the bonus if you've already had the card :Wha:

mrstdaver got one of those a few months ago.  Ended up getting her the Plat for 70k instead so never followed up on the details of having the card previously.  Find out and report back.

Received the mail offer as well, applied this morning and got approved instantly. Previously had the card June 2015 thru May 2016.

well, amex will approve you but that doesn't mean they'll give you the sign up bonus. they may in this instance, I don't know. but they are well known for just not giving it to you without letting you know if you've had the card before.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on May 29, 2018, 01:19:29 PM
i have separate logins.  never heard that they could be on one login.

I have two separate logins. But I called and had them merged. So now if I log in with the "business" login info all the business and personal are there. If I log in with the personal log in, only the personal are there.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on May 29, 2018, 04:39:59 PM
I got a 60k delta gold amex offer in the mail, but I've already had that card. I read all the fine print and there is no verbiage about not getting the bonus if you've already had the card :Wha:

mrstdaver got one of those a few months ago.  Ended up getting her the Plat for 70k instead so never followed up on the details of having the card previously.  Find out and report back.

Received the mail offer as well, applied this morning and got approved instantly. Previously had the card June 2015 thru May 2016.

well, amex will approve you but that doesn't mean they'll give you the sign up bonus. they may in this instance, I don't know. but they are well known for just not giving it to you without letting you know if you've had the card before.

Right, have some large expenses (non travel) coming up though. I'm 5/24 with 2 falling off soon, figure I didn't have much to lose.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 30, 2018, 02:36:12 PM
topical

https://onemileatatime.boardingarea.com/2018/05/30/link-business-and-personal-credit-cards/?utm_sourcemedium=Twitter
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 31, 2018, 09:49:03 AM
https://onemileatatime.boardingarea.com/2018/05/30/link-business-and-personal-credit-cards/?utm_sourcemedium=Twitter

man, not worth the effort.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 31, 2018, 10:01:32 AM
https://onemileatatime.boardingarea.com/2018/05/30/link-business-and-personal-credit-cards/?utm_sourcemedium=Twitter

man, not worth the effort.

yep, I just keep them all seperate
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 01, 2018, 09:46:44 PM
Marriotts new combined program is actually really good but there’s no way I can make lifetime platinum before end of year :(

Update

I started this adventure with a little under 1,000,000 lifetime points

- Got a 10k bonus and 80k (so far) in referrals for the new 100k Marriott card
- Some more points from work stays and spend on cards
- Signed my wife up for the two cards she could get, Marriott biz and new 100k Marriott
- Transferred my entire balance of 452k to my SPG account, then from my SPG to my wife's SPG, then from her SPG to her Marriott.  This does not deduct from my current lifetime balance and in the process Marriott loses track of the points basically.
- Called Marriott and booked a 20 night stay in Kauai for 640,000 points and had them transfer my wife's 640,000 points to my account to pay for it (you are allowed to transfer an unlimited amount once per year if it is satisfying a booking).  I will cancel this stay and the points will come back to my account, in effect I have transferred my points to myself for double credit, plus got lifetime credit from her points too.
- I now have 1,851,741 lifetime points, with the 80k still coming from referrals, and 723 nights.
- After some more stays and topping off with Chase UR, plus doing two "meetings" for 10 night credits apiece, I will arrive at the 2,000,000+ required points and 750+ required nights to obtain Lifetime Platinum status sometime in July, which will then convert to Lifetime Platinum Premier in August

sweet
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on June 01, 2018, 10:44:02 PM
:Wha:

That is some elite travel hacking.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 02, 2018, 03:28:30 AM
Holy crap
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 02, 2018, 03:10:38 PM
i both admire and abhor.  someone at marriot needs to close that transfer loophole.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 02, 2018, 03:14:48 PM
otoh, gfa is obviously a fantastic customer for them, so they probably don't care.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 02, 2018, 03:51:59 PM
i both admire and abhor.  someone at marriot needs to close that transfer loophole.

I thought that would happen. I never believed it would work until right after the service rep confirmed it was done. It’s obviously shady but based on my experience and FT and Marriott insiders reports they don’t seem to give a crap

I view it the same as getting swa companion with Marriott travel packages back in the day. It was an obviously stupid thing and they never should have allowed it, but they did and so I don’t mind taking advantage of it if they’re going to be dumb

I also would’ve been LT plat in the next couple years and they changed the requirements on me to make it much harder so eff em
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 02, 2018, 03:59:19 PM
I also would’ve been LT plat in the next couple years and they changed the requirements on me to make it much harder so eff em

i mean, you've actually stayed hundreds of nights.  it seemed unbelievable reading it, but on reflection it makes a lot more sense for them to let you game their system than it does for aa and others to give away hundreds of thousands of miles to people that never spend a dollar with them.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 03, 2018, 07:29:02 PM
reading between the lines of your post tells me that you travel a shitload for work and eff that life with a flamethrower.  no amount of points would be worth that
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on June 04, 2018, 12:31:08 PM
reading between the lines of your post tells me that you travel a shitload for work and eff that life with a flamethrower.  no amount of points would be worth that

Anywhere from 100-150 days a year usually. I enjoy it. Not for everyone
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 06, 2018, 08:04:27 AM
Anyone want to post a link for the Ink Business Preferred? Switching today or tomorrow.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on June 06, 2018, 09:27:58 AM
Anyone want to post a link for the Ink Business Preferred? Switching today or tomorrow.


https://www.referyourchasecard.com/21/B02H9JWK1S
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 06, 2018, 01:16:07 PM
this may be a better link, i'm not sure where the points would end up going on xoco's link.

Earn 80,000 bonus points with Chase Ink Business Preferred. I can be rewarded too if you apply here and are approved for the Card. Learn more.
https://www.referyourchasecard.com/21/HSL315S4R1
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 06, 2018, 01:35:10 PM
FULL DISCLOSURE: I had saul write a script so that everyone's referral links are changed to my referral links.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 06, 2018, 03:26:20 PM
@'blast, did you get an Ink through my link?  I still need to call them and bitch about never getting points from referring puni; should I bitch about not yet getting points for you too?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 06, 2018, 03:29:21 PM
@'blast, did you get an Ink through my link?  I still need to call them and bitch about never getting points from referring puni; should I bitch about not yet getting points for you too?

not yet. they sent me a letter, need to prove address or something. haven't gotten around to it yet.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 06, 2018, 03:30:47 PM
@'blast, did you get an Ink through my link?  I still need to call them and bitch about never getting points from referring puni; should I bitch about not yet getting points for you too?

not yet. they sent me a letter, need to prove address or something. haven't gotten around to it yet.

Cool, I'll wait to see if you get one or not and if I get points or not and only make one bitching call.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on June 06, 2018, 10:41:40 PM
FULL DISCLOSURE: I had saul write a script so that everyone's referral links are changed to my referral links.

*acked
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 07, 2018, 05:18:29 PM
Here's a CSP referral link, use it:

https://www.referyourchasecard.com/6/3VXLGC3O3U
 (https://www.referyourchasecard.com/6/3VXLGC3O3U)
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 08, 2018, 01:40:48 PM
It says I need to put legal business name. I was going to just put my band name but it's not an LLC or anything.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2018, 01:42:18 PM
It says I need to put legal business name. I was going to just put my band name but it's not an LLC or anything.

that's 100% acceptable
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 08, 2018, 02:08:26 PM
You're like a goddamn savant.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 08, 2018, 02:16:00 PM
Jesus, do I really need a Tax ID number?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 08, 2018, 02:28:36 PM
Jesus, do I really need a Tax ID number?

tax id number?

ssn for tin

https://www.referyourchasecard.com/21/5L4PQZ7NP6
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 08, 2018, 02:30:33 PM
Thank you, friends. You are all wonderful people.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2018, 02:39:03 PM
close this ticket boys
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 08, 2018, 02:42:50 PM
You guys are going to need to tell Stevesie what to say when he calls them after they send a letter saying they need documentation of his business.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2018, 02:47:23 PM
You guys are going to need to tell Stevesie what to say when he calls them after they send a letter saying they need documentation of his business.

well, he can just tell them the truth since he is in an actual band that he owns which does paying shows.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 08, 2018, 02:47:33 PM
I'll send them our EP and they will love it so much they'll gift me 100,000 points for being so good at my business. Then they'll probably ask to invest.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2018, 02:49:16 PM
actually, I bet there are millions of referral points to be made and lives to improve by setting up soundcloud rappers with Ink cards
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 08, 2018, 02:53:09 PM
like those campus credit card grifters that ruin credit except the opposite
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 08, 2018, 06:10:06 PM
Thank you, friends. You are all wonderful people.

I could have sworn that I told you the exact same information two days ago. Drugs?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 13, 2018, 12:49:54 PM
cancelled my OG Sapphire Preferred. It hurt kinda.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 13, 2018, 02:50:20 PM
I'm gonna have to find a good Chase human and figure out exactly when I got the bonus and when 24 months accordingly has passed.

I don't know if I found a good human, but a human nonetheless, and got a CSR bonus eligibility date of 8/7/18, which will be just fine for having it in time for what I'm thinking of doing in September.  Sucks I can't get it now for July.

She wasn't quite following when I told her I was good on 5/24 but needed to know exactly when the 24 months would run since I last got a Sapphire bonus.  Told her I got the CSR on 5/7/16 and had the bonus by 8/4/16.  I think she thought I said that I got a CSR on 5/7/18 and had already canceled it, as she was asking me why I canceled it and then said that I'm just racking up bonus points and not really participating in the program.  I just said "OK."  Then she opined that I wouldn't be approved and I told her I'd had that CSR as my daily card for 2 years and that it would be OK.  Then she got a good human on the phone and realized she didn't have the dates right and heard the good human's directions and got off and told me that was easy and that I'd be good to go on 8/7.

I think I'll go back there and apply right at her desk so if she was wrong, I can blame her and argue until I get the card and 50K.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 13, 2018, 03:05:40 PM
ur's have made me like chase so much i kinda wish we had a branch around here so i could go in and just chat ur's/churning/points/etc with the chase employees who work there
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 13, 2018, 03:06:04 PM
kind of how people hang out at coffee shops but this would be a chase branch
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 18, 2018, 12:35:49 PM
I got a Companion Pass. Who will I set as my companion?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 18, 2018, 08:29:16 PM
For the Ink I need copies of documents dated within the last three months for:

Name of company
Proof of current business physical address

So, I have like posters and stuff for the band. But the only piece of mail I have with it labeled on there is Chase credit. Should I send that back to them as proof?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 18, 2018, 08:29:53 PM
Yes, or just call them and explain how bands work


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 18, 2018, 08:35:22 PM
i've learned from stevesie60 and mrs. gooch that you should always just use your name for business cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 18, 2018, 08:36:08 PM
Yes, or just call them and explain how bands work


Sent from my iPhone using Tapatalk

lol
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 18, 2018, 10:04:11 PM
eff.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on June 19, 2018, 10:35:39 AM
For the Ink I need copies of documents dated within the last three months for:

Name of company
Proof of current business physical address

So, I have like posters and stuff for the band. But the only piece of mail I have with it labeled on there is Chase credit. Should I send that back to them as proof?

It seems like someone might have said this was going to happen....
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on June 19, 2018, 01:51:53 PM
For the Ink I need copies of documents dated within the last three months for:

Name of company
Proof of current business physical address

So, I have like posters and stuff for the band. But the only piece of mail I have with it labeled on there is Chase credit. Should I send that back to them as proof?

I don't remember them asking for that stuff when we got our business card.  It has been a couple of years and beers ago though....
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on June 19, 2018, 01:52:53 PM
eff.

No 50k bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 19, 2018, 01:54:15 PM
eff.

No 50k bonus?

Oh no, I'm good.  That was an exasperation eff after reading how stevesie is still struggling through this.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 19, 2018, 05:41:12 PM
Yeah, they're not biting. Got a wedding coming up this summer and will be booking the honeymoon right after, what's my best option?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 19, 2018, 07:38:31 PM
Citi Aadvantage looks pretty great, especially since it means I can fly out of MHK (which United obviously doesn't allow). 60,000 points in first 3 months if you spend $3000, and $99 annual fee but waived the first year. Anyone want to talk me out of this?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 19, 2018, 08:21:31 PM
Citi Aadvantage looks pretty great, especially since it means I can fly out of MHK (which United obviously doesn't allow). 60,000 points in first 3 months if you spend $3000, and $99 annual fee but waived the first year. Anyone want to talk me out of this?

no, do it.  just don't eff this one up.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 19, 2018, 08:36:40 PM
Yeah, they're not biting. Got a wedding coming up this summer and will be booking the honeymoon right after, what's my best option?

How can they not be biting?  You actually have a legit thing here.  You're doing something wrong.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 20, 2018, 12:41:32 PM
They said I had to have tax info. I can make some crap up later, it's not going anywhere.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 20, 2018, 12:50:17 PM
Citi Aadvantage looks pretty great, especially since it means I can fly out of MHK (which United obviously doesn't allow). 60,000 points in first 3 months if you spend $3000, and $99 annual fee but waived the first year. Anyone want to talk me out of this?

no, do it.  just don't eff this one up.

I got approved!!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 20, 2018, 12:54:05 PM
 :ksu:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 20, 2018, 01:11:29 PM
:ksu:

 :AA:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 29, 2018, 11:37:49 AM
new world of hyatt card. 60k hyatt points after spending $6k in first 6 months plus 1 free night per year (cat I-IV).

https://creditcards.chase.com/lp/worldofhyattcc?CELL=6H8X&AFFID=KB4qoSTKkC8-qmiKGRIhOp2T7apgtuNz1Q&pvid=&jp_cmp=cc/590064/aff/3-10003006/na (https://creditcards.chase.com/lp/worldofhyattcc?CELL=6H8X&AFFID=KB4qoSTKkC8-qmiKGRIhOp2T7apgtuNz1Q&pvid=&jp_cmp=cc/590064/aff/3-10003006/na)

MOCAT GRADE = PRETTY GOOD!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 29, 2018, 11:55:02 AM
That's good.  I'm gonna try to finesse it to where I cancel my OG Hyatt after the next free night gets banked but when I can still cancel and not pay the annual fee, and then sign up for this new one.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 29, 2018, 05:20:49 PM
Already halfway to meeting my minimum for the AA card. Should I go ahead and try to get Betty the Astronaut a tax ID number? Have my boss give me info for the company so I can use that info for the application?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 29, 2018, 05:22:57 PM
no, use your own name and your own ss#, don't lie about anything (in the past, you can lie about the future if you want).
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 29, 2018, 05:29:46 PM
I was planning on using that, just didn't know if you could use the card as a non-owner or non-sole proprietor
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 29, 2018, 06:01:02 PM
you are a sole proprietor.  a musician, iirc.  you probably plan to start making money from doing music in the future
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 29, 2018, 06:15:09 PM
I got a Tax ID number for BtA and applied again.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 29, 2018, 06:24:15 PM
i have a tax id # and don't use it for applications.  i think it's harder (don't know, just guessing).
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 29, 2018, 06:27:07 PM
I kind of hope I get denied again just so this becomes a routine saga in this thread.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 29, 2018, 07:10:49 PM
I kind of hope I get denied again just so this becomes a routine saga in this thread.

You will.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 29, 2018, 07:14:38 PM
Well god rough ridin' dammit.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 29, 2018, 07:20:48 PM
When they deny you, call them and explain that you're a rough ridin' idiot (note that your business pursuit is rock music after all, duh).  Tell them that you're just trying to get a card that you can isolate your band expenses for and stupidly thought you needed a TIN when the reality is that BtA isn't a separate entity, it's just your trade name when you play shows.  Tell them that accordingly, you should've just listed your SSN; the business is you the sole proprietor and the history they should be checking is your own under your name and address and SSN.  And apologize for having forced them to go through this trouble for you and that you appreciate it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 29, 2018, 07:22:38 PM
That sounds a lot like my first go around with these tightwads.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 29, 2018, 08:19:50 PM
These business cards hate businesses. Only like fake people ones.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 29, 2018, 08:20:05 PM
Also gE which I have some for


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on June 29, 2018, 08:42:39 PM
Certainly runs counter to the normal MO of signing up anything that’s breathing to a 35% annual interest rate.  I’ve been a dog trainer and other weird crap before and got approved just fine but it’s a fickle game.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 29, 2018, 10:00:22 PM
Stevesie, did you or do you already have a Sapphire (Preferred or Reserve)?  If so, which one and when did you get your sign-up bonus points?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 29, 2018, 11:49:25 PM
Why in the world would the interest rate be a factor at all?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 30, 2018, 09:11:06 AM
i have a tax id # and don't use it for applications.  i think it's harder (don't know, just guessing).
Confirmed. Had a legit LLC and it was a huge pain to get a card with it's TIN.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 30, 2018, 09:27:04 PM
Stevesie, did you or do you already have a Sapphire (Preferred or Reserve)?  If so, which one and when did you get your sign-up bonus points?

Preferred and like a month ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 30, 2018, 09:58:04 PM
Stevesie, did you or do you already have a Sapphire (Preferred or Reserve)?  If so, which one and when did you get your sign-up bonus points?

Preferred and like a month ago.

Then you'll need to explicitly follow directions and get the Ink. 

If that fails, maybe get the Hyatt that mocat and I posted about in the last day or so.  You'd be able to combo your CSR's with those points and Dylan McKay a Hyatt for a bit.  The Marriott card also is a bit more appealing now that it's got a lot of the best SPG program aspects tied to it.

Related, SPG cards were always great and I think they still are even w/the Marriott thing in play, but SD can confirm.

I've never really gone outside Chase as far as other general point-earners that you can transfer into various programs.

Alaska cards are easy and fun to churn, but I'm sure they're way less useful for you than I.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 01, 2018, 09:08:13 AM
grumblings chase is making ALL cards fall under 5/24 rules.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 01, 2018, 11:29:03 AM
grumblings chase is making ALL cards fall under 5/24 rules.

i don't think i care?  their non 5/24 cards are pretty garbage.  unless they mean bus cards too.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on July 01, 2018, 12:17:36 PM
When they deny you, call them and explain that you're a rough ridin' idiot (note that your business pursuit is rock music after all, duh).  Tell them that you're just trying to get a card that you can isolate your band expenses for and stupidly thought you needed a TIN when the reality is that BtA isn't a separate entity, it's just your trade name when you play shows.  Tell them that accordingly, you should've just listed your SSN; the business is you the sole proprietor and the history they should be checking is your own under your name and address and SSN.  And apologize for having forced them to go through this trouble for you and that you appreciate it.

Like I said, this is almost exactly what I did the first time. Used my SSN. Phone call, told them I'm just trying to keep band stuff on their to track expenses and that I was planning on recording and buying a lot of merch soon and she asked for my TIN. When I didn't have one she said she couldn't help me. So, looks like Hyatt will be my next endeavor.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2018, 12:36:36 PM
When they deny you, call them and explain that you're a rough ridin' idiot (note that your business pursuit is rock music after all, duh).  Tell them that you're just trying to get a card that you can isolate your band expenses for and stupidly thought you needed a TIN when the reality is that BtA isn't a separate entity, it's just your trade name when you play shows.  Tell them that accordingly, you should've just listed your SSN; the business is you the sole proprietor and the history they should be checking is your own under your name and address and SSN.  And apologize for having forced them to go through this trouble for you and that you appreciate it.

Like I said, this is almost exactly what I did the first time. Used my SSN. Phone call, told them I'm just trying to keep band stuff on their to track expenses and that I was planning on recording and buying a lot of merch soon and she asked for my TIN. When I didn't have one she said she couldn't help me. So, looks like Hyatt will be my next endeavor.

Yeah, but this is you trying to salvage something after screwing it up from the start.  Next time, do what's been posted from the outset.  Apply with your own name as the business name and your own SSN as the TIN.  Your band or whatever you want to make up as your side gig won't be part of the process at all other than when you may have to orally explain it to them, and there definitely won't be a number aside from your own SSN involved.

You're throwing the whole thing off track from jump by adding other names and numbers to the mix.  When you do that, they start digging into those names and numbers and obviously finding no history whatsoever.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on July 01, 2018, 02:19:14 PM
Gotcha. Time to find another one then!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 01, 2018, 02:33:55 PM
If you give up and settle on a Hyatt card, besides it combo'n well w/Sapphire points, I believe it also still gives you a bumped Hyatt status and in turn you get a matching MLife status that helps for half of Vegas.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on July 02, 2018, 03:16:42 PM
If you give up and settle on a Hyatt card, besides it combo'n well w/Sapphire points, I believe it also still gives you a bumped Hyatt status and in turn you get a matching MLife status that helps for half of Vegas.

After I decide to stop vulturing sign-up bonuses on random cards from random makers, I'll probably just settle on an easy chase rotation.

Chase Freedom
CSR
SW Plus
SW Premier
Hyatt

Pretty much gets me anything I need. Most have good anniversary bonuses and easiest use.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 02, 2018, 07:08:16 PM
don't rotate freedom.  keep it for the bonus category spend and to stash ur's. 
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on July 02, 2018, 07:19:04 PM
don't rotate freedom.  keep it for the bonus category spend and to stash ur's.

Yes
Title: Re: How Many Credit Cards Do You Have?
Post by: bigdavefreemaw on July 02, 2018, 10:08:51 PM
I'm already rocking the Sapphire Reserve, the Chase business card, and the freedom unlimited. Is there a better option for my next card then the Marriott card with 100,000 sign up points? I don't travel enough to have/be working towards any airline status. Same for hotels. This seems like a good starting option for hotels though. What say you gE?

https://creditcards.chase.com/a1/marriottpremierplus/naep?CELL=6H8X&AFFID=pngc6t7Ewoo-B42zkdmtj9o9rYqCmFLIGA&pvid=7392d1b541bd4384baaae403ead9cd4f&jp_cmp=cc/583998/aff/3-10002981/na
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2018, 10:21:00 PM
yeah, it or the new hyatt are both great. obv 5/24 implications. amex biz plat has a 100k which is good. aa has a decent citi one. some other crap. but if you have some chase availability then either the hyatt or marriott are decent.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on July 05, 2018, 11:12:18 AM
If I understand correctly, you're not allowed to get points or meet the minimum spending requirements by PayPal or VenMo transactions, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 07, 2018, 11:44:09 PM
I'm already rocking the Sapphire Reserve, the Chase business card, and the freedom unlimited. Is there a better option for my next card then the Marriott card with 100,000 sign up points? I don't travel enough to have/be working towards any airline status. Same for hotels. This seems like a good starting option for hotels though. What say you gE?

https://creditcards.chase.com/a1/marriottpremierplus/naep?CELL=6H8X&AFFID=pngc6t7Ewoo-B42zkdmtj9o9rYqCmFLIGA&pvid=7392d1b541bd4384baaae403ead9cd4f&jp_cmp=cc/583998/aff/3-10002981/na

The new Marriott card is really good and you can even use this referral so I can get point

https://www.referyourchasecard.com/252/Q48LZFAAEF

Thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 07, 2018, 11:44:48 PM
Chase randomly refunded my Marriott card annual fee. No idea why  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2018, 10:20:44 AM
I'm already rocking the Sapphire Reserve, the Chase business card, and the freedom unlimited. Is there a better option for my next card then the Marriott card with 100,000 sign up points? I don't travel enough to have/be working towards any airline status. Same for hotels. This seems like a good starting option for hotels though. What say you gE?

https://creditcards.chase.com/a1/marriottpremierplus/naep?CELL=6H8X&AFFID=pngc6t7Ewoo-B42zkdmtj9o9rYqCmFLIGA&pvid=7392d1b541bd4384baaae403ead9cd4f&jp_cmp=cc/583998/aff/3-10002981/na

The new Marriott card is really good and you can even use this referral so I can get point

https://www.referyourchasecard.com/252/Q48LZFAAEF

Thanks

broken link gfa :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on July 08, 2018, 04:38:45 PM
I'm closer to getting the INK card! Just need a piece of mail that says "Betty the Astronaut" before they tell me that I need something else too!
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 08, 2018, 05:25:28 PM
I'm closer to getting the INK card! Just need a piece of mail that says "Betty the Astronaut" before they tell me that I need something else too!

Have KK mail you something gauging the band’s interest in playing a future FattyFest.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on July 09, 2018, 07:30:57 PM
I'm already rocking the Sapphire Reserve, the Chase business card, and the freedom unlimited. Is there a better option for my next card then the Marriott card with 100,000 sign up points? I don't travel enough to have/be working towards any airline status. Same for hotels. This seems like a good starting option for hotels though. What say you gE?

https://creditcards.chase.com/a1/marriottpremierplus/naep?CELL=6H8X&AFFID=pngc6t7Ewoo-B42zkdmtj9o9rYqCmFLIGA&pvid=7392d1b541bd4384baaae403ead9cd4f&jp_cmp=cc/583998/aff/3-10002981/na

The new Marriott card is really good and you can even use this referral so I can get point

https://www.referyourchasecard.com/252/Q48LZFAAEF

Thanks

broken link gfa :dunno:

Yeah my buddy just tried to sign up and had that too. Won’t let me generate a new one either. :sad:
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on July 10, 2018, 02:23:52 PM
I got a 60k delta gold amex offer in the mail, but I've already had that card. I read all the fine print and there is no verbiage about not getting the bonus if you've already had the card :Wha:

mrstdaver got one of those a few months ago.  Ended up getting her the Plat for 70k instead so never followed up on the details of having the card previously.  Find out and report back.

Received the mail offer as well, applied this morning and got approved instantly. Previously had the card June 2015 thru May 2016.

well, amex will approve you but that doesn't mean they'll give you the sign up bonus. they may in this instance, I don't know. but they are well known for just not giving it to you without letting you know if you've had the card before.

Right, have some large expenses (non travel) coming up though. I'm 5/24 with 2 falling off soon, figure I didn't have much to lose.

Bonus posted on Friday.  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 10, 2018, 02:27:34 PM
 :surprised:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 12, 2018, 09:26:47 AM
congrats puni.

got like my 80th citi AA advantage biz card for 60k. apparently the 60k is going away soon or something.

it's at 70k now; i assume standard biz card app procedure (use your ssn for tax id) ?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2018, 01:30:12 PM
yep
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 12, 2018, 02:24:26 PM
approved  :zzz:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 23, 2018, 02:31:45 PM
https://thepointsguy.com/news/southwest-priority-current-offer/
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 23, 2018, 02:34:33 PM
https://thepointsguy.com/news/southwest-priority-current-offer/

Had credit locked so had to unlock and then wait for verification department to open this morning...but I'm in.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 23, 2018, 02:36:55 PM
yeah, it's a pretty good sign up+ bonus.  i'll probably do it myself.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 23, 2018, 02:37:49 PM
the 100k amex plat biz bonus is great too for anyone not csring it
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on July 23, 2018, 02:44:39 PM
the SW priority doens't make sense to me. $15k in spending to earn 65k points seems pretty inefficient unless your running up against a 5/24 issue.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 23, 2018, 03:02:05 PM
the SW priority doens't make sense to me. $15k in spending to earn 65k points seems pretty inefficient unless your running up against a 5/24 issue.

 :sdeek:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 23, 2018, 03:09:39 PM
the SW priority doens't make sense to me. $15k in spending to earn 65k points seems pretty inefficient unless your running up against a 5/24 issue.

$15k in spending to earn 1 point seems pretty inefficient too.  but the card has more benefits than that.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 23, 2018, 03:18:54 PM
80,000 miles for $15k spend seems fine...especially given it gets you basically to companion pass if you have much SWA flight miles anyways under your belt.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on July 23, 2018, 03:24:29 PM
80,000 miles for $15k spend seems fine...especially given it gets you basically to companion pass if you have much SWA flight miles anyways under your belt.
It's not 80 though.  It's 40k points for $1k then 25k points for $15k.  That's a lot of money for me to spend to chase a grand total of 65k points.

If you're into the side perks it makes more sense. 
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 23, 2018, 03:25:24 PM
80,000 miles for $15k spend seems fine...especially given it gets you basically to companion pass if you have much SWA flight miles anyways under your belt.
It's not 80 though.  It's 40k points for $1k then 25k points for $15k.  That's a lot of money for me to spend to chase a grand total of 65k points.

If you're into the side perks it makes more sense.

the other 15k comes from spending $15k
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 23, 2018, 03:26:29 PM
i would much rather just open a chase ink for 80k URs after only spending $5k
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on July 23, 2018, 03:30:27 PM
i would much rather just open a chase ink for 80k URs after only spending $5k
right.  i think any UR card is a better value for the points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 24, 2018, 08:41:14 AM
it's a good deal if you want to get a companion pass. otherwise it's just ok.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on July 24, 2018, 10:30:42 AM
how long will it be around? i'd rather try for it earlier in the calendar year to get max comp pass
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 24, 2018, 10:51:03 AM
how long will it be around? i'd rather try for it earlier in the calendar year to get max comp pass

yeah it's def a january aquiro
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 24, 2018, 10:57:39 AM
I was worried the 65k would go away so jumped on it now....but probably should have waited until October (3 months to spend 1k)
how long will it be around? i'd rather try for it earlier in the calendar year to get max comp pass

yeah it's def a january aquiro
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 25, 2018, 10:14:51 PM
Planning a trip to Hawai'i in June of 2019, so I have plenty of time to accumulate miles and points and all that jazz. Will probably stay 7-9 days. If anyone else enjoys planning out credit card strategy, feel free to join the fun.

Stats:
-Need to buy five tickets, hoping to go to Kauai since I've already been to Oahu for a great great KSU 'Cats fan's wedding. Would consider Maui, but know less about it.
-Have SW companion pass, SW will be announcing flights to Hawai'i as early as next month, prices are expected to be competitive
-Wife is churn-friendly, though we're both pretty much maxed out on Chase
-I've hit all of the big Amexes, MrsWonderMeal hasn't had any
-Have ~50,000 URs and will be eligible for a Chase Ink 80k here in a few weeks
-160k Membership Rewards
-~50k SPG
-Like 50k Hilton, but could crush the Hilton 125k business for MrsWonderMeal if it's still available

Strategies:
-Should I just bang some Alaska cards? Churn those 65k AA cards I get a mailer about every two days? Wait for SW?
-Do both Hilton and SPG have free-fifth-night-if-you-book-four-nights things? Up until this point I've been a Hyatt guy and only used Hiltons in non-Hyatt cities, but I doubt I'll have enough URs for Grand Hyatt Kauai for that length of time. (Wife wants a hotel with beach access on the property, which seems like it might be difficult on Kauai. Any thoughts?)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 25, 2018, 10:47:51 PM
wondermeal, you already know the answers based on what you have done. congrats on the baller trip(s) btw. get all the UR cards and stay at the grand hyatt kauai for the entire family. there are no good hiltons on kauai. and the st regis (spg) is over priced on points and pretty meh anyway. the sheraton and westin time share is crappy. I'd do half the trip at the grand hyatt and half the trip at a VRBO on the north side near hanalei.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 25, 2018, 11:16:58 PM
flying to hawaii on swa would be a nightmare
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 26, 2018, 09:49:08 AM
flying to hawaii on swa would be a nightmare

wow hot take clams
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on July 26, 2018, 10:10:35 AM
flying to hawaii on swa would be a nightmare

My plan is to drink enough that I'm not going to care.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on July 26, 2018, 11:23:05 AM
flying to hawaii on swa would be a nightmare

My plan is to drink enough that I'm not going to care.
This is just a life mantra tbh
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on July 27, 2018, 09:00:50 AM
wondermeal, you already know the answers based on what you have done. congrats on the baller trip(s) btw. get all the UR cards and stay at the grand hyatt kauai for the entire family. there are no good hiltons on kauai. and the st regis (spg) is over priced on points and pretty meh anyway. the sheraton and westin time share is crappy. I'd do half the trip at the grand hyatt and half the trip at a VRBO on the north side near hanalei.

So, real bummer about Grand Hyatt is none of their rooms are more than max four occupancy. Like, none of them. So, you'll need two rooms if you go that route, or hide one of your kids in a suitcase or something. The resort is an incredible value though. Just spent a week there and plan on doing it again as soon as we're able. I'm a pretty big homebody, always ready to be back in KC by the time vacation is over, but man, I legitimately mourned over having to leave that place. Best block of rooms if you're booking standard, which I'm pretty sure is all that's available using points, is 1st floor Poipu wing. It's ground floor, but it's off the beaten path, just a beautiful lawn out your back door with palm trees and a view of the ocean. We stayed in 1028, and I think you can go about 15 rooms in either direction and have a pretty gnarly view of the drink from there. By far the best rooms if you're booking standard. The other ones are by the noisy ass pool or overlooking the parking lot for the most part. Don't get me wrong, the pools are bomb there, but that's where all the kids congregate, so it's  not the quietest place in the world.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2018, 11:14:23 AM
I would never sleep that many people in a room anyway. Just get connecting rooms.



Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on July 27, 2018, 11:16:11 AM
I mean, if you've got the points then that's definitely the way to go.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 27, 2018, 01:10:16 PM
if i wanted to go to hawaii and stay on the island with the chickens, is there a particular points or miles currency i should be accumulating to do that without using us dollars (for lodging)?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2018, 04:23:17 PM
if i wanted to go to hawaii and stay on the island with the chickens, is there a particular points or miles currency i should be accumulating to do that without using us dollars (for lodging)?

Hyatt/Chase. You will have a plethora of good flight options that I don’t have so that probably is less important. AA has the best options from here.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 27, 2018, 04:24:31 PM
Rumblings SW will open flights up for booking in August too which could be an option.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on July 29, 2018, 10:20:37 PM
Yes! Should be announced first week of August, and rumblings are that they'll try to undercut current carriers.

My only issue with the GH Kauai (aside from the fact that Chase is currently mushing both of us) is that there is no on site beach. For some reason the ability to walk out of the room and into the sand is very important to Mrs. WonderMeal. (Divorce?)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 30, 2018, 08:18:20 AM
unless there has been a tremendous amount of beach erosion there is an awesome onsite beach. I wouldn't let a toddler swim out from it or anything but I love shipwreck beach.
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on July 30, 2018, 05:54:26 PM
https://twitter.com/BryanLowry3/status/1024065181968687109
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on August 03, 2018, 12:47:08 AM
The GH Kauai is the best hotel of my life (stayed as a diamond and got a great upgrade)

SD is right that the St Regis is not great for the points it costs. We did one night there and wished we’d stayed at the GH

Incredible island, just amazing
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on August 05, 2018, 04:33:57 PM
Time for a new card. Who has a CSP referral?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 05, 2018, 08:24:49 PM
Time for a new card. Who has a CSP referral?

https://www.referyourchasecard.com/6/5TN9CI72R1 (https://www.referyourchasecard.com/6/5TN9CI72R1)
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on August 05, 2018, 08:39:12 PM
Time for a new card. Who has a CSP referral?

https://www.referyourchasecard.com/6/5TN9CI72R1 (https://www.referyourchasecard.com/6/5TN9CI72R1)
Approved!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2018, 07:43:53 AM
another gE success story
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 06, 2018, 08:41:09 AM
hell yeah, IPA4me

(when will the points hit my account?)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 06, 2018, 09:14:15 AM
hell yeah, IPA4me

(when will the points hit my account?)

probably two statements'ish from now
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 08, 2018, 10:01:00 PM
I'm gonna have to find a good Chase human and figure out exactly when I got the bonus and when 24 months accordingly has passed.

I don't know if I found a good human, but a human nonetheless, and got a CSR bonus eligibility date of 8/7/18, which will be just fine for having it in time for what I'm thinking of doing in September.  Sucks I can't get it now for July.

She wasn't quite following when I told her I was good on 5/24 but needed to know exactly when the 24 months would run since I last got a Sapphire bonus.  Told her I got the CSR on 5/7/16 and had the bonus by 8/4/16.  I think she thought I said that I got a CSR on 5/7/18 and had already canceled it, as she was asking me why I canceled it and then said that I'm just racking up bonus points and not really participating in the program.  I just said "OK."  Then she opined that I wouldn't be approved and I told her I'd had that CSR as my daily card for 2 years and that it would be OK.  Then she got a good human on the phone and realized she didn't have the dates right and heard the good human's directions and got off and told me that was easy and that I'd be good to go on 8/7.

I think I'll go back there and apply right at her desk so if she was wrong, I can blame her and argue until I get the card and 50K.

Good human meant just somebody under 55.  Hit the branch today and dealt with some young lady who let Payton sit under her desk while she was rushing me through getting my CSR w/full 50K bonus and in complete understanding of my Chase/Sapphire protocol.  Approved instantly and her coworker fed Payton treats throughout the process.

:emawkid:

Man, I mumped up getting a CSP 2+ years ago that precluded me from doing this when I could've had a 100K bonus and doubled up on that $300.

:frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 09, 2018, 12:56:49 PM
getting the CSR 100k, doubling up on the $300, was, and still is, one of my life's greatest thrills
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 10, 2018, 04:03:52 PM
getting the CSR 100k, doubling up on the $300, was, and still is, one of my life's greatest thrills

^^^ NSFW.

Mine arrived just now. Looking forward to charging up some STV’s and loading up my transit cards later.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 14, 2018, 08:35:36 AM
what is the consensus on this new SW card?  40k points, spend 15k in a year get 25k more, so essentially 80k points for spending 15k plus 149$ annual fee, and looks like a 75$ annual travel credit.  i'm a southwest guy since i live in kc and don't travel a ton (3-4 trips a year), so i'm thinking i add this to the rotation, still use CSR for restaurants, Freedom for quarterly stuff, and then this new card for everything else up to 15k.  thoughts?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2018, 09:41:32 AM
it's fine for getting the companion pass
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on August 16, 2018, 01:27:30 PM
My wife is sitting on 80K starpoints, and doesn't have a Marriott account. What's everyone doing with their points?  Letting them convert? Redeeming for an awesome trip?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 16, 2018, 01:34:49 PM
My wife is sitting on 80K starpoints, and doesn't have a Marriott account. What's everyone doing with their points?  Letting them convert? Redeeming for an awesome trip?

It looked to me like Marriott did a good job incorporating the best parts of SPG into the combined program, so I don't think there's any harm in letting them convert.  I actually ended up converting a bunch of my SPGs into a much bigger bunch of Marriott points early, to stay at a Marriott-branded place in July.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on August 16, 2018, 02:23:55 PM
My wife is sitting on 80K starpoints, and doesn't have a Marriott account. What's everyone doing with their points?  Letting them convert? Redeeming for an awesome trip?

It looked to me like Marriott did a good job incorporating the best parts of SPG into the combined program, so I don't think there's any harm in letting them convert.  I actually ended up converting a bunch of my SPGs into a much bigger bunch of Marriott points early, to stay at a Marriott-branded place in July.

Wasn't sure if I should take advantage of the additional 5K points when transferring 20K points.

Not in tune with Marriott, are you able to transfer between household similar to SPG?

My employer just sent this out which confused me, because I thought I'd get 3x regardless, which led to the original question.

The merger of the Marriott, Ritz Carlton, and Starwood loyalty points programs will enter its next phase on Saturday, August 18th. Right now, you receive 3 points on Marriott for every 1 point you transfer over from Starwood.  This ratio will change on Saturday, August 18th to a 1:1 ratio. Any traveler who wants to get the true value of their Starwood points should transfer them over to their Marriott account or redeem the nights before Saturday.

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 16, 2018, 02:37:23 PM
I don't think that's accurate.  It's 3-1 now or automatically later.  Here's some stuff on your other matters:

https://thepointsguy.com/news/last-minute-spg-marriott-merger-checklist/

https://frequentmiler.boardingarea.com/2018/08/14/final-pre-marriott-spg-merger-checklist/
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 17, 2018, 08:44:35 AM
https://www.msn.com/en-us/money/finance-savemoney/a-29-year-old-bought-a-dollar60000-tesla-with-a-credit-card-and-earned-an-estimated-dollar5000-in-rewards/ar-BBM1tbi?li=BBnb7Kz
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 27, 2018, 08:12:03 PM
Oh man, 48 months between the Sapphires now.  :Crybaby: I was going to get one this fall after coming off my 24 moth reserve bonus. Got an ink recently, now what the hell am I going to get?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 27, 2018, 09:25:55 PM
Oh man, 48 months between the Sapphires now.

eff you chase.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 28, 2018, 08:22:02 AM
i should know this, but does that mean 48 months between cancel->apply, or 48 months between apply->apply
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 28, 2018, 08:43:30 AM
i should know this, but does that mean 48 months between cancel->apply, or 48 months between apply->apply

Pretty sure it’s from when you received the bonus, but I don’t know much.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 28, 2018, 09:10:15 AM
i guess i could do some research, it is when you get the bonus

https://thepointsguy.com/news/chase-sapphire-bonus-waiting-period-now-48-months/
 (https://thepointsguy.com/news/chase-sapphire-bonus-waiting-period-now-48-months/)

Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 29, 2018, 02:03:26 PM
Just applied and was approved for the CSR.  There should be no issues with transferring URs from the CSP to this account right? 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 29, 2018, 02:13:02 PM
Just applied and was approved for the CSR.  There should be no issues with transferring URs from the CSP to this account right? 

Everyone's understanding here is that you shouldn't have been able to get a CSR while still having a CSP.  That's why the process has been to transfer all CSP URs to an Ink or Freedom, cancel the CSP and then get the CSR.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 29, 2018, 02:53:07 PM
Just applied and was approved for the CSR.  There should be no issues with transferring URs from the CSP to this account right? 

Everyone's understanding here is that you shouldn't have been able to get a CSR while still having a CSP.  That's why the process has been to transfer all CSP URs to an Ink or Freedom, cancel the CSP and then get the CSR.

Well....I applied and was approved.  Could be because I was just an authorized user on my wife's account?  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 29, 2018, 03:15:13 PM
Well....I applied and was approved.  Could be because I was just an authorized user on my wife's account?  :dunno:

yeah, that doesn't count.

also i'm not sure if you can't have a csr and csp.  i know you can't get a bonus for both within 24, now 48 months, but i have no information about (or interest in finding out) whether you can have both cards at the same time.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 29, 2018, 03:32:11 PM
i opened a CSR in dec 2016 while already having a CSP
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 29, 2018, 03:39:11 PM
i think back in 2016 chase still considered csp and csr separate products.  not sure, though.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 29, 2018, 03:42:41 PM
i opened a CSR in dec 2016 while already having a CSP

yeah i did the same, in the exact same month, it was incred
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 29, 2018, 04:37:23 PM
Well....I applied and was approved.  Could be because I was just an authorized user on my wife's account?  :dunno:

yeah, that doesn't count.

also i'm not sure if you can't have a csr and csp.  i know you can't get a bonus for both within 24, now 48 months, but i have no information about (or interest in finding out) whether you can have both cards at the same time.

Not having both simultaneously was the other criteria aside from 5/24 and 24 months (now 48) between sapphire bonuses that I had to check off, confirmed by the humans inside a Chase branch and on their batphone a couple months ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 30, 2018, 01:38:04 PM
jetblue is a chase travel partner
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on August 30, 2018, 02:07:38 PM
My new Chase Business Ink Preferred is on its way. 80k point signup bonus after $5k in 3 months.

I'll be rolling my 50k points from the CSR into the Ink and cancelling the CSR before it renews. The 130k points will be enough to buy 1 of my two tickets to Tanzania next fall on KLM airlines. Boom.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 30, 2018, 02:10:16 PM
somebody shop a pakhead on this

(https://static01.nyt.com/images/2017/11/17/opinion/17elephantAdd/17elephantAdd-jumbo.jpg?quality=90&auto=webp)
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on August 30, 2018, 02:18:47 PM
I bet that will be a very fun trip
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on August 30, 2018, 02:38:14 PM
Climbing Kili and finishing with a safari through Serengeti, Ngorongoro Crater, and Tarangire. Not planning on shooting any animals except with my camera. This trip has been high on my bucket list.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 30, 2018, 02:48:35 PM
Climbing Kili and finishing with a safari through Serengeti, Ngorongoro Crater, and Tarangire. Not planning on shooting any animals except with my camera. This trip has been high on my bucket list.

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 30, 2018, 04:07:06 PM
Climbing Kili and finishing with a safari through Serengeti, Ngorongoro Crater, and Tarangire. Not planning on shooting any animals except with my camera. This trip has been high on my bucket list.

Sounds incred, post pics here


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on August 30, 2018, 05:58:23 PM
Climbing Kili and finishing with a safari through Serengeti, Ngorongoro Crater, and Tarangire. Not planning on shooting any animals except with my camera. This trip has been high on my bucket list.

Sounds incred, post pics here


Sent from my iPhone using Tapatalk
Probably post in the vision quest thread instead. This sounds amazing!  Not as interested in the Safari part but Kilimanjaro is a dream
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on August 30, 2018, 06:18:57 PM
Sadly, this trip is still a year away. It isn’t generally necessary to plan that far ahead, but it is if you want to stake out some of the more exclusive camps inside the national parks. I’ll def post pictures when I go, though. I’m probably more excited about the Kili trek portion, but we’re going to see some pretty amazing stuff (and sleep a lot more comfortably) on the safari after. It’ll be my first time to Africa.
Title: Re: How Many Credit Cards Do You Have?
Post by: GoodForAnother on September 02, 2018, 10:41:27 AM
V jealous. Wife and I are eyeing Greece and the islands for our next trip as I have 840k Marriott burning a hole in my pocket
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on September 04, 2018, 05:43:40 PM
Greece is gorgeous. You’ll love it. My favorite islands were Santorini (a must) and Naxos (its huge and laid back). Mykonos was ok, too. If you visit Santorini, I’d recommend staying somewhere around Fira, which is in the middle of the crescent. Oia is where you’ll find the blue church in all the postcards and it is a prettier town but it’s all the way at the tip of the crescent so doesn’t make a good home base.

Try to take some time touring the mainland. Athens is so much fun. Get a gyro or 12 from a street vendor. OMG they’re so good. Renting a car and driving through southern Greece was an absolute blast. Our visit to Monemvasia was totally worth it. If you’d rather head north, Meteora is not to be missed.

Beware the ferries between the islands. Rough seas make a very unpleasant voyage, if they aren’t cancelled altogether. You might even consider just flying to Santorini for your island experience and then spending more time on the mainland.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 06, 2018, 07:56:20 AM
did we already talk about that the OG freedom (rotating 5% categories) is back? i may have missed that if so. mrs mocat has had hers for years but i may snag one now.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 06, 2018, 08:45:07 AM
did we already talk about that the OG freedom (rotating 5% categories) is back? i may have missed that if so. mrs mocat has had hers for years but i may snag one now.

i use mine all the time.  those 5x points deserve a lot of spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 06, 2018, 08:52:19 AM
Greece is gorgeous. You’ll love it. My favorite islands were Santorini (a must) and Naxos (its huge and laid back). Mykonos was ok, too...

i just threw some miles at half of a trip to greece (next year).  have to get a ticket home and decide which islands to go to at some point.  i'm leaning towards avoiding the popular islands, because i hate crowds, but maybe i shouldn't (will be may, maybe early enough to avoid people)?



researching how to get a ticket home led me to united's excursionist perk and now i'm almost decided to burn some more miles next month just to use the free third leg.  thinking croatia and then somewhere.  hopefully istanbul if i can find the flights, but it's not looking good.
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on September 06, 2018, 02:20:02 PM
Greece is gorgeous. You’ll love it. My favorite islands were Santorini (a must) and Naxos (its huge and laid back). Mykonos was ok, too...

i just threw some miles at half of a trip to greece (next year).  have to get a ticket home and decide which islands to go to at some point.  i'm leaning towards avoiding the popular islands, because i hate crowds, but maybe i shouldn't (will be may, maybe early enough to avoid people)?



researching how to get a ticket home led me to united's excursionist perk and now i'm almost decided to burn some more miles next month just to use the free third leg.  thinking croatia and then somewhere.  hopefully istanbul if i can find the flights, but it's not looking good.

Santorini is touristy but there's a reason. It's the best of Cyclades. Hands down. You have to go there. But if also want a more laid back island, definitely go Naxos. It's the biggest of the Cyclades but waaaaay less crowded. And you can still take the road all the way around the island on a moped in under a day. Naxos is cool because you're on a Greek Island, but you'll be chilling mainly with locals instead of tourists. I'm telling you man, don't spend your entire time in the islands. Rent a car and explore the mainland, too. The drive from Athens to Monemvasia was the trip of a lifetime. Man I love Greece.
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on September 06, 2018, 02:31:02 PM
Need some "Flyertalk" help from my GE brethren. Like I mentioned, I'm using signup bonuses to rack up a bunch of Chase Ultimate Rewards points. I want to use them to buy a ticket to Tanzania for my trip next year. I had planned to transfer them to Flying Blue at 1:1, which is KLM's frequent flyer program, and then redeeming them through Flying Blue for a ticket. KLM operates the best flight from New York to Tanzania. One ticket runs about 130k points.

But then I hopped on Ultimate Rewards to see how much ticket I could buy with that using the Chase Sapphire Reserve's 1.5 cent / point exchange rate. It looks like Ultimate Rewards doesn't mark up the price of the KLM ticket at all! So my 150,000 points could buy me $2,280 worth of airfare which might very well cover the cost of both my KLM tickets. Seems like I will get a way better return using Ultimate Rewards than redeeming through Flying Blue. Does that sound right or am I missing something?

I need to figure this out because I'm trying to decide whether to cancel my CSR before incurring another $450 annual fee (actually only $150 after the $300 travel credit). I can't book my flight until a few weeks after the annual renewal because it is so far out (timing sucks). If I'm gonna use Ultimate Rewards to buy the ticket, I'd lean toward keeping the CSR because of the higher 1.5 cent redemption rate.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 06, 2018, 02:34:04 PM
yeah just keep the csr. you more than compensate for the fee when you use it as a daily driver
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 06, 2018, 07:35:11 PM
The drive from Athens to Monemvasia was the trip of a lifetime. Man I love Greece.

i will look into this.  my wife is hyped for popping around islands, but i'm more of a mainland type person to start with.  it'd be nice to be able to convince her to spend a little non-athens, non-island time. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 06, 2018, 07:49:50 PM
Need some "Flyertalk" help from my GE brethren. Like I mentioned, I'm using signup bonuses to rack up a bunch of Chase Ultimate Rewards points. I want to use them to buy a ticket to Tanzania for my trip next year. I had planned to transfer them to Flying Blue at 1:1, which is KLM's frequent flyer program, and then redeeming them through Flying Blue for a ticket. KLM operates the best flight from New York to Tanzania. One ticket runs about 130k points.

i'm not a redemption expert by any means, but in my experience i get good value from miles going from minor city to minor city.  also using stopovers and open jaws and stuff like that.  just going hub to hub in coach on most competitive routes, i think you're going to usually come out ahead using the ur's as currency.  is there a reason you aren't trying to book a flight from wichita?  using miles, the cost on that is the same as booking out of ny.

premium seats also pay out better in miles.

booking miles, i almost always have to take some weird layover or weird hour to fly or pick a destination that has a lot of redemption openings.  like, right now looking for my euro flights, it's very hard for me to find a good flight back from croatia.  but if i book a (free) flight from croatia to some other euro city then it's just a matter of finding the city with availability on the date i want.

in my limited experience, star alliance has the best availability.  i'd be surprised if you couldn't get pretty good flights with them.  aa and delta's programs suck ass comparatively.  you can get good flights, but it's luck (or maybe some skill).
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on September 06, 2018, 08:16:49 PM
I need to look into Wichita. I have southwest points and companion pass so I figured I could get us to New York for free before catching the international flight. Of course, we have to shuttle between Newark and JFK but we’ve got like a six hour layover so it’s more just a pain than a time crunch.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 06, 2018, 08:47:21 PM
i looked at united and they're lowest is 80k to africa round trip.  so at a min that's 160k for two which is less that what you were saying for the ur's.  and the flights aren't likely to be as convenient.

if you do want to look into it with miles, the way to do it with united is to look for your best african hub (lagos, cairo, dunno what it is).  book one leg of your trip to or from there with a stopover and then the free inter-africa trip to dar.  then at least one leg of your trip is relatively comfortable and you only have to books some weird ass 4 stop, long-lay over itinerary for other leg.

with aa, you have to look for availability of each flight individually then string them together yourself.  their search tool won't do it for you.  it'll tell you there's nothing even though there might be.  it's a huge pain in the ass.
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on September 14, 2018, 08:13:24 AM
Is this AA 60k for a new card with a $90/yr fee a good deal?
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 14, 2018, 08:29:36 AM
IMO, it is. I don't fly enough to have status but the card gets me to group 5. I've never had to check luggage due to full bins. Basically, I get moved up in line for $15 a flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 14, 2018, 11:03:02 AM
Is this AA 60k for a new card with a $90/yr fee a good deal?

it's fine. if you don't care about 5/24 it's def worth getting
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on September 14, 2018, 01:48:37 PM
Is this AA 60k for a new card with a $90/yr fee a good deal?

it's fine. if you don't care about 5/24 it's def worth getting

What does "5/24" mean?

What card would you suggest for someone more interested in flights & not hotels?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 14, 2018, 02:04:20 PM
oh man let's get this guy flyertalk style
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 14, 2018, 03:10:35 PM
Is this AA 60k for a new card with a $90/yr fee a good deal?

it's fine. if you don't care about 5/24 it's def worth getting

What does "5/24" mean?

What card would you suggest for someone more interested in flights & not hotels?

chase's rule that you can only have 5 applications every 24 months. they won't let you get another card if you're over. The UR cards (Ink, Sapphires) are still the best for flights. then the airline specific cards if you've run through all the UR cards. that AA one is fine. pretty standard for them.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 15, 2018, 04:50:51 PM
i'm almost ready to discard keeping myself 5/24, what with the sapphs going to 48.  48 is a slap in the face.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2018, 06:14:17 PM
As soon as a big reserve bonus appears I’ll get it and then also abandon 5/24.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Rage Against the McKee on September 18, 2018, 08:37:03 AM
My new Chase Business Ink Preferred is on its way. 80k point signup bonus after $5k in 3 months.

I'll be rolling my 50k points from the CSR into the Ink and cancelling the CSR before it renews. The 130k points will be enough to buy 1 of my two tickets to Tanzania next fall on KLM airlines. Boom.

Are you climbing Kilimanjaro?
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 20, 2018, 12:28:10 PM
CSR a good offer now or wait?

(50k after $4k spend)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 20, 2018, 12:37:25 PM
Meh


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: K-S-U-Wildcats! on September 20, 2018, 09:58:08 PM
My new Chase Business Ink Preferred is on its way. 80k point signup bonus after $5k in 3 months.

I'll be rolling my 50k points from the CSR into the Ink and cancelling the CSR before it renews. The 130k points will be enough to buy 1 of my two tickets to Tanzania next fall on KLM airlines. Boom.

Are you climbing Kilimanjaro?

Yes. Next September. Wife and I. Got our deposit down and we’ll be booking airfare in a couple weeks. A week sleeping on the mountain followed by glamping on safari for several days through Serengeti, Ngorongoro Crater, and Tarangire National Parks. Haven’t been this excited for a trip since our two weeks though Southern Italy and Greece a while back. This is what life is about.
Title: Re: How Many Credit Cards Do You Have?
Post by: Rage Against the McKee on September 21, 2018, 09:06:14 AM
My new Chase Business Ink Preferred is on its way. 80k point signup bonus after $5k in 3 months.

I'll be rolling my 50k points from the CSR into the Ink and cancelling the CSR before it renews. The 130k points will be enough to buy 1 of my two tickets to Tanzania next fall on KLM airlines. Boom.

Are you climbing Kilimanjaro?

Yes. Next September. Wife and I. Got our deposit down and we’ll be booking airfare in a couple weeks. A week sleeping on the mountain followed by glamping on safari for several days through Serengeti, Ngorongoro Crater, and Tarangire National Parks. Haven’t been this excited for a trip since our two weeks though Southern Italy and Greece a while back. This is what life is about.

That is going to be amazing. I had some family do that a few years ago and am planning on doing it myself at some point.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 21, 2018, 10:01:49 AM
Meh


Sent from my iPhone using Tapatalk

Whats the bees knees right now?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2018, 10:31:30 AM
Meh


Sent from my iPhone using Tapatalk

Whats the bees knees right now?


Sent from my iPhone using Tapatalk

pretty much nothing unfortunately. that one is fine but I'd hold out for a higher bonus (no guarantee they'll ever have one). especially given you can't get it again for a couple years.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on September 21, 2018, 11:58:04 AM
I went ahead and settled for the 50k CSR offer.  It was time to switch from the CSP for the daily driver.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on September 21, 2018, 12:06:07 PM
I went ahead and settled for the 50k CSR offer.  It was time to switch from the CSP for the daily driver.
In the same boat pretty much.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 21, 2018, 12:09:29 PM
Have an idle business Ink Preferred that I just cleared last payment.

Sapphire reward hits next cycle. 48 months until I can grab another.

Already have OG Freedom.

What's next? Airline? Cancel and get another biz ink?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2018, 12:43:27 PM
yeah, marriott, spg, united, aa, whatever. get the chase ones first if you're under 5/24 then take the others to pound town.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 21, 2018, 12:47:01 PM
https://onemileatatime.com/10-best-credit-card-offers-for-september-2018/?utm_source=dlvr.it&utm_medium=twitter
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 28, 2018, 07:43:41 PM
got a mailer with a specific code for the new premium spg card at 125k with 4k spend. I don't know if that's publically available or not but I went ahead and pulled the trigger. $300 SPG/Mar reimbursement so the $450 is a minor deal similar to most other premium cards.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on October 03, 2018, 02:46:17 PM
I've got a home renovation coming up, haven't had any rewards cards in years, and am thinking that a trip to Hawaii sounds nice. Any tips? Did the Hyatt two free nights really go away???
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 03, 2018, 03:16:16 PM
I've got a home renovation coming up, haven't had any rewards cards in years, and am thinking that a trip to Hawaii sounds nice. Any tips? Did the Hyatt two free nights really go away???

The new version gets you 40k points for $3k in 3 months and another 20k if you get to $6k in 6 months. You should be fine.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 16, 2018, 01:37:04 AM
a few months ago I would've said that the 80k ihg sign up was actually pretty good if you planned it all correctly. because you get one free night a year at any ihg which is nice and often overlooked.

I just used two of those to stay at the times square intercon when rooms were going for $400/night.

:frown:

http://onemileatatime.boardingarea.com/2018/04/02/ihg-anniversary-night-devaluation/

yeah this is a pretty big devaluation. i'm going to call soon and cancel.

Bummer. Was looking forward to staying somewhere nice for free.

If you're already sitting on a free night, or would be getting it this month, you should still be able to use that anywhere.  It's the free nights issued starting this upcoming May that are shitty.

I still have an old one and was thinking of using it at that same spot at Portland some time when I can drive the dog there and find nature-y things to do, but that hotels on the too-good list for future free nights.

Got an "annual membership fee" of $89 today for my Chase/IHG card. I knew the annual fee for the IHG card I signed up for was $49. Turns out they've created two new an different versions of the IHG cards. I never received a new card version, but they didn't hesitate giving me that new annual fee even though I got the card like 6 months ago and already paid the original.

I was struggling to get the annual free night applied for a FattyFest room instead of using points.  Turned out to be user error, but in the course of figuring that out, I saw that the devaluation got delayed an extra year for the old cheaper fee select cards.

https://thepointsguy.com/news/ihg-select-card-uncapped-free-night-through-2019/
https://loyaltytraveler.boardingarea.com/2018/09/20/how-to-redeem-ihg-rewards-club-chase-anniversary-free-night/

I'd seen in the small print of an email that it listed 2019 instead of 2018, but figured it was a typo.  I'll skip using this for FattyFest and instead hope I find myself at the Miami Intercontinental or something again by next August.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on October 21, 2018, 03:57:16 PM
When I did this four years ago, I just got a bunch of cards at the same time NBD. Today (in order):

Sapphire #1 - ok
Sapphire #2 - ok
AAdvantage - rejected, explanation in 7-10 days
MileagePlus - pending, decision in 30 days
SPG #1 - ok
SPG #2 - ok

What now? Venture? Should I just assume that all Chase cards will pend until a later date?
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on October 21, 2018, 06:35:30 PM
Quote
Some report only being approved for one card in 30 days. Others report being approved for three cards in 30 days. However, the most common data points suggest that you can pick up two cards in 30 days.
https://onemileatatime.com/apply-for-two-chase-credit-cards-same-day/

I only got one Chase approved (unless it counts by address).

And I got rejected on the Venture. I guess I'll try again in 30 days.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on October 21, 2018, 09:43:16 PM
mrstdaver just got an Amex Plat 100k offer  :Woot:
I was about to go for the Delta Reserve 70k, but I want one of those Plats too.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on November 14, 2018, 08:33:28 AM
i have the option of getting Hyatt Globalist status by doing this:

https://world.hyatt.com/content/gp/en/wohpromotions/trialtier.html
 (https://world.hyatt.com/content/gp/en/wohpromotions/trialtier.html)

should i? i don't know much about Hyatt other than it seems more exclusive. i am currently Hilton Diamond which is usually nice because Hiltons are everywhere.

how quickly can you earn free nights with Hyatt if you are staying in one 3-4 nights every week?

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 14, 2018, 09:14:27 AM
very quickly. but there aren't many hyatts relative to marriott/hilton. hyatt is the best though, if they are where you want to be.
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 14, 2018, 09:23:20 AM
Tried to get Sapph Reserve again yesterday. Rejected.

What now?  Just did IHG and World of Hyatt. Have Freedom to hang onto UR points. Cancelled Sapphire Preferred a couple months ago. Been through a bunch of AmEx/AA cards in the past few years.

Would like to stay on personal cards, but nothing stands out.
Haven't gotten into biz cards yet, cuz imma scaredy cat on fudging that info but might be time to pop the lid off.
No companion for SW Companion pass, so not the best bang for the buck there really.

?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on November 14, 2018, 09:34:46 AM
very quickly. but there aren't many hyatts relative to marriott/hilton. hyatt is the best though, if they are where you want to be.

trying to weigh my options - the hyatt place i'd be staying at doesn't seem like anything special but if the rewards are better it might be worth it. it's right next to a homewood suites that i'm currently staying at which is new and actually pretty nice, free booze/food every day 5-7.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 14, 2018, 10:27:12 AM
yeah, at the end of the day when you are road warrior'ing it you should do whatever makes your day to day easier and not concentrate on what status, etc. you get out of it.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on November 14, 2018, 04:52:56 PM
Tried to get Sapph Reserve again yesterday. Rejected.

What now?  Just did IHG and World of Hyatt. Have Freedom to hang onto UR points. Cancelled Sapphire Preferred a couple months ago. Been through a bunch of AmEx/AA cards in the past few years.

Would like to stay on personal cards, but nothing stands out.
Haven't gotten into biz cards yet, cuz imma scaredy cat on fudging that info but might be time to pop the lid off.
No companion for SW Companion pass, so not the best bang for the buck there really.

?


Sent from my iPhone using Tapatalk

If you decide to go for the 80K Inks, let me know. A Canadian Friend of mine has a referral link that is way better than any other referral link you'll find on this blog.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 14, 2018, 06:10:00 PM
I’ve got a SPG fancy card referral as well which is new


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 15, 2018, 08:37:29 PM
Cap One "miles" going to be convertible to miles  :surprised:

good star alliance oppys here

https://www.milevalue.com/capital-one-to-add-12-airline-transfer-partners-in-december/
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 16, 2018, 11:44:15 AM
have big expense that I want to put on a card and pay off. Whats the best right now SD?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 16, 2018, 11:53:35 AM
have big expense that I want to put on a card and pay off. Whats the best right now SD?

get a new card that requires a big spend to maximize. there is a weird cap one bus card that has a big one if you spend $50k in six months. so you'd get 200k points plus the 2 pt per dollar so you'd end up with 300k points. which is just $3,000 but it's guaranteed return and would essentially get you 6% off the spend. weird that I've posted about cap one two posts in a row.

https://www.capitalone.com/credit-cards/compare/?filter=business&external_id=WWW_WF985_ZZZ_SEM-COSB_ZZZGO_T_COSB_ZZZZ_c_Zg_fa269f59-d506-4e34-85e3-eb8fa1e3477d_311719875584_419&target_id=aud-366961791016:kwd-313408327412&gclid=CjwKCAiA8rnfBRB3EiwAhrhBGi0XkjxurHr94fmrwxQhr3Wh6BWtMinKFMaR_OSBoEExGmvzaH12hxoCQMAQAvD_BwE
Title: Re: How Many Credit Cards Do You Have?
Post by: CrushNasty on November 19, 2018, 04:42:21 PM
70k offer on Barclay arrival card... $800 worth of statement credit on travel purchases once you hit the $5k spend in 3 months. Seems güüd.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on November 19, 2018, 05:42:07 PM
Got my first taste of the fruits of my churning labor on my business class flights to BKK and back from SGN.  My goodness can't imagine that flight back with the poors.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 02, 2019, 09:05:18 AM
i'm looking at some delta award RT's to Europe, and i'm seeing a lot of economy RT's for 58k. is this a new thing? i thought 60k was the standard minimum.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mrs. Gooch on January 11, 2019, 08:53:06 AM
www.businessinsider.com/southwest-companion-pass-deal-for-new-cardholders-2019-1?utm_content=buffer49c8a&utm_medium=social&utm_source=facebook.com&utm_campaign=buffer-insider-main
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on January 11, 2019, 11:35:46 AM
Quote
You won’t be able to earn this sign-up bonus, let alone open one of these personal Southwest cards, if:

              -   You already hold a personal Southwest credit card
              -   You’ve earned a new card member bonus on a Southwest consumer credit card in the last 24 months
              -   You’re over 5/24 — meaning you’ve opened 5 or more credit cards in the last 24 months. This is a Chase policy that means there’s virtually zero chance you’ll be accepted for most of its cards if you’re over the 5/24 limit.

i'm very sad
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on January 11, 2019, 11:46:39 AM
Cha-ching

Sent from my SM-G955U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 11, 2019, 12:02:45 PM
thought about it, but it only goes until the end of the year, and you have to pay a fee of $69 (minimum) right away, and i've already booked a couple trips w/o a companion pass.


PASS!
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 11, 2019, 01:41:10 PM
thought about it, but it only goes until the end of the year, and you have to pay a fee of $69 (minimum) right away, and i've already booked a couple trips w/o a companion pass.


PASS!

I mean, the booked trips could likely still be rebooked.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on January 11, 2019, 03:54:01 PM
Didn't seem like a good deal if you can go the 110K two card route.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 11, 2019, 07:20:18 PM
Didn't seem like a good deal if you can go the 110K two card route.

yeah, I get 2x 2 year compy passes every 2 years but also realize that a lot of people don't plan out stuff like this. it's still a great deal if you can get a few SW trips in with your companion in 2019.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on January 12, 2019, 09:45:03 AM
Seems like they are just trolling churners who worked hard to do the same.

Got the CP last year for this year already with their newest card. Oh well. If one can get this I don't see why you wouldn't.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 12, 2019, 10:16:07 AM
Well, you get fewer miles and only get the comp pass for the current year. It’s not that incredible to be honest.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on January 16, 2019, 12:44:26 PM
I have 275k AA miles that expire in three weeks. 
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 16, 2019, 12:48:59 PM
I have 275k AA miles that expire in three weeks.

i volunteer to help you in this time of need
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 16, 2019, 12:53:49 PM
AA miles are easy to keep from expiring.  All you have to do is redeem or earn any amount of miles, and the expiration is pushed back another 18 months.

Sent from my SM-G965U1 using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 16, 2019, 12:57:00 PM
I have 275k AA miles that expire in three weeks.

give me your log in and i'll book our families a nice trip somewhere
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on January 16, 2019, 01:15:46 PM
I have 275k AA miles that expire in three weeks.

go to the AA mall and buy something from Home Depot, like a 50 cent bolt.

https://www.aadvantageeshopping.com/
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 25, 2019, 10:09:24 AM
I've got an airline status match train chugging along.

AA gave me temporary Gold status for some reason. Today I status matched Southwest for A List using that unearned AA status. Going to see how far this will take me. hold onto your hats folks.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 28, 2019, 09:54:48 PM
barro's writing has gotten better since he moved to nymag.

http://nymag.com/intelligencer/2019/01/banks-dont-like-paying-credit-card-rewards-but-they-will.html
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 30, 2019, 02:04:51 PM
applied for and approved for the delta platinum 80,000 bonus miles sign up offer

i canceled this exact same card last year and had gotten a bonus with it but i read through the terms and conditions and it said nothing about "if you've received bonus offers previously" so  :crossfingers:.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on January 30, 2019, 02:14:47 PM
I've got an airline status match train chugging along.

AA gave me temporary Gold status for some reason. Today I status matched Southwest for A List using that unearned AA status. Going to see how far this will take me. hold onto your hats folks.

SWA should have given A+ elite match. Cheap asses.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 30, 2019, 02:41:32 PM
applied for and approved for the delta platinum 80,000 bonus miles sign up offer

i canceled this exact same card last year and had gotten a bonus with it but i read through the terms and conditions and it said nothing about "if you've received bonus offers previously" so  :crossfingers:.

yeah let me know how this goes, was also considering
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on January 30, 2019, 09:23:41 PM
Met the spend on a Chase card, need a new one now. Hoping to take all the WonderCats to Hawai'i this summer and starting to think I might need a back-up plan since SW is taking so long getting their ETOPS.

What's the best move--AA, Alaska, or other? And what's the best offer out there to get me to Kauai? Chase is probably not an option, but I don't think that matters here.

Willing to click on any and all referral links.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 31, 2019, 06:45:54 AM
applied for and approved for the delta platinum 80,000 bonus miles sign up offer

i canceled this exact same card last year and had gotten a bonus with it but i read through the terms and conditions and it said nothing about "if you've received bonus offers previously" so  :crossfingers:.

yeah let me know how this goes, was also considering

i probably won't hit the spend before the feb. 20 application deadline fwiw
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 31, 2019, 08:21:40 AM
applied for and approved for the delta platinum 80,000 bonus miles sign up offer

i canceled this exact same card last year and had gotten a bonus with it but i read through the terms and conditions and it said nothing about "if you've received bonus offers previously" so  :crossfingers:.

yeah let me know how this goes, was also considering

i probably won't hit the spend before the feb. 20 application deadline fwiw
Yeah I just want to know for next time
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on February 07, 2019, 12:40:05 PM
Does anybody with the Sapphire Reserve card get priority boarding anywhere (specifically United)? I've purchased 4 United flights with the card and got priority boarding every time. Don't have any status. Didn't know if this was a hidden perk of the card, but haven't found anybody talking about it. Haven't received it on any other airline. The only other thing I can think of is I cancelled the Explorer card nearly 2 years ago and a glitch in their system makes them think I still have it. If so, hopefully they don't fix the glitch.
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on February 07, 2019, 02:52:10 PM
Does anybody with the Sapphire Reserve card get priority boarding anywhere (specifically United)? I've purchased 4 United flights with the card and got priority boarding every time. Don't have any status. Didn't know if this was a hidden perk of the card, but haven't found anybody talking about it. Haven't received it on any other airline. The only other thing I can think of is I cancelled the Explorer card nearly 2 years ago and a glitch in their system makes them think I still have it. If so, hopefully they don't fix the glitch.

not in my experience.   Keep riding that glitch!
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 07, 2019, 02:58:21 PM
you are a graduate of kansas state university
Title: Re: How Many Credit Cards Do You Have?
Post by: JavaCat on February 07, 2019, 03:27:15 PM
you are a graduate of kansas state university

Should've known that was it!  :kstategrad:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 07, 2019, 05:04:54 PM
updated referral link for the SPG Luxury card. 75k points after $3k spend. $450 annual fee but $300 reimbursed for any SPG/Marriott stays or charges. Has some CSR type benefits but you won't need them if you already have a CSR. Does come with Marriott/SPG gold status. free night after first year. some other crap.

http://refer.amex.us/ADaMBAEEZ?XLINK=MYCP
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2019, 06:53:31 AM
I've got an airline status match train chugging along.

AA gave me temporary Gold status for some reason. Today I status matched Southwest for A List using that unearned AA status. Going to see how far this will take me. hold onto your hats folks.

First class upgrade from fluke status

(https://uploads.tapatalk-cdn.com/20190210/5e3cb6b18f722db57cd8e4d89e52f436.jpg)


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on February 10, 2019, 09:57:55 AM
I have never once done the status match thing.  How do you get it started?  I won't need it for some time yet (I'll be flying Southwest for work for the next 6 months at least), but next fall I might have to start flying a new airline with my new gig.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2019, 01:25:16 PM
First you have to have status in one airline. Then you show that to a different one to have them match the status. That’s really it


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 10, 2019, 01:45:08 PM
there was a sterotypical tech bro who I used to work with (got fired) that was tried to take a screenshot of a coworkers status and photoshop it with his info to get a fraudulent status match. I don't know if it worked, but the fact that he was looking into it said a lot about his character
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 10, 2019, 02:12:33 PM
there was a sterotypical tech bro who I used to work with (got fired) that was tried to take a screenshot of a coworkers status and photoshop it with his info to get a fraudulent status match. I don't know if it worked, but the fact that he was looking into it said a lot about his character

it probably worked. that's all I do when I get it matched (other than the fraud part). on this one I just logged into the app of the airline with status, did a pic of my phone screen, and emailed it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on February 10, 2019, 03:08:03 PM
there was a sterotypical tech bro who I used to work with (got fired) that was tried to take a screenshot of a coworkers status and photoshop it with his info to get a fraudulent status match. I don't know if it worked, but the fact that he was looking into it said a lot about his character

it probably worked. that's all I do when I get it matched (other than the fraud part). on this one I just logged into the app of the airline with status, did a pic of my phone screen, and emailed it.

Do you just email their standard customer service email address, or is there typically a "status match" specific email address?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 10, 2019, 03:16:20 PM
there was a sterotypical tech bro who I used to work with (got fired) that was tried to take a screenshot of a coworkers status and photoshop it with his info to get a fraudulent status match. I don't know if it worked, but the fact that he was looking into it said a lot about his character

it probably worked. that's all I do when I get it matched (other than the fraud part). on this one I just logged into the app of the airline with status, did a pic of my phone screen, and emailed it.

Do you just email their standard customer service email address, or is there typically a "status match" specific email address?

just google the airline you want to status match and they'll have a page (I will not google any more for you):

https://www.delta.com/content/www/en_US/skymiles/medallion-program/status-match-challenge.html/

https://www.united.com/ual/en/us/fly/mileageplus/offers/promos/TB8230.html
Title: Re: How Many Credit Cards Do You Have?
Post by: catastrophe on February 17, 2019, 04:03:28 PM
Alright gents, I'm finally ready to rethink my credit card strategy. Need some recommendations about a basic card (or system) that maximizes value for someone who spends a decent amount on their credit card per year between utilities, groceries, etc.

Currently have an Amazon Prime card for amazon stuff.  Otherwise our expenses are all over the place, so I'm not really a fan of big travel rewards or like super bonus on dining or anything like that. I've found a nice 2.5% cash back card (Alliant Visa Signature) which seems right up my alley, but am I missing anything?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 17, 2019, 09:38:27 PM
ur points with a sapphire and freedom will cover a lot spend.  if you're willing to have a merrill edge account, the boa rewards card can turn into a lot of cash back.

if you don't want to remember categories and switch from card to card, 2.5% cash back is probably as good as it gets.
Title: Re: How Many Credit Cards Do You Have?
Post by: catastrophe on February 17, 2019, 10:24:15 PM
I’m not necessarily against the Chase freedom / saphire points deal, but I still don’t understand exactly how that’s supposed to work. Also really don’t fly that often so I don’t want something with miles that expire or lose value.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 18, 2019, 01:18:00 AM
they don't expire or lose value (at least they don't lose value rapidly), but they're worth a lot more when redeemed for travel than if redeemed for cash.  if you aren't churning, i don't know that it would really be worth staying in the ur system.  depends on your spend, i guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 19, 2019, 08:35:28 AM
I've got an airline status match train chugging along.

AA gave me temporary Gold status for some reason. Today I status matched Southwest for A List using that unearned AA status. Going to see how far this will take me. hold onto your hats folks.

First class upgrade from fluke status

(https://uploads.tapatalk-cdn.com/20190210/5e3cb6b18f722db57cd8e4d89e52f436.jpg)


Sent from my iPhone using Tapatalk

I’m actually going to meet the requirements for miles and $ spent to keep the status for the rest of the year based on some flukey meetings that got scheduled rapid fire back to back x 10. Pretty great.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 19, 2019, 08:41:55 AM
man, what a feeling
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 19, 2019, 08:33:42 PM
I recommend checking for Chase offers, I got the 15% off AirBNB on my Chase Freedom:

https://www.pointswithacrew.com/who-got-this-airbnb-chase-offer-of-up-to-15-off/
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 25, 2019, 09:46:55 AM
I recommend checking for Chase offers, I got the 15% off AirBNB on my Chase Freedom:

https://www.pointswithacrew.com/who-got-this-airbnb-chase-offer-of-up-to-15-off/

Saw this. Do you have to stay before the deadline or book and pay. I think the wording was stay, but wasn't sure.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 25, 2019, 11:50:52 AM
I recommend checking for Chase offers, I got the 15% off AirBNB on my Chase Freedom:

https://www.pointswithacrew.com/who-got-this-airbnb-chase-offer-of-up-to-15-off/

Saw this. Do you have to stay before the deadline or book and pay. I think the wording was stay, but wasn't sure.
Hmm I'm not sure based on the fine print. I booked something but didn't get the immediate rebate but it said it would take 15 days after it received the information or something
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2019, 11:54:18 AM
I’ve gotten a couple chase offers. Amex has similar stuff.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on March 01, 2019, 03:14:27 PM
I recommend checking for Chase offers, I got the 15% off AirBNB on my Chase Freedom:

https://www.pointswithacrew.com/who-got-this-airbnb-chase-offer-of-up-to-15-off/

Saw this. Do you have to stay before the deadline or book and pay. I think the wording was stay, but wasn't sure.

it's just to book and pay. I used it to book my airbnb in Tokyo and just got the 15% straight credit to my statement
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on March 05, 2019, 09:51:18 PM
Delta Amex offers pretty good right now.  Hit me up for referral if you get one.

Just signed up for my first business card.  Instant approval using my name as the business.  None of that Stevesie runaround.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 05, 2019, 11:08:36 PM
Hyatt AA combo fans whatup!


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on March 06, 2019, 07:57:29 AM
Delta Amex offers pretty good right now. 

working on the 80k platinum spend right now. v nervous they won't give it to me since i've had the bonus with this card before. read through the entire terms&conditions though and said nothing about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 06, 2019, 08:00:10 AM
Amex loves to eff you on those things.

New AA and Hyatt partnership seems elite.

Two more upgrades this week

(https://uploads.tapatalk-cdn.com/20190306/b4b38ce37d0e0eacb2e77369084eff62.jpg)


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 06, 2019, 08:00:48 AM
Going to blast out like 4 different AA card apps soon. Gotta reload.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on March 06, 2019, 08:10:52 AM
Currently working on my spend for 80kAA points with the CitiBusinessAA.

Sent from my SM-G965U1 using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 06, 2019, 08:11:25 AM
Gonna get that SOB again (for like the 50th time lmao)


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on March 20, 2019, 03:12:58 PM
applied for and approved for the delta platinum 80,000 bonus miles sign up offer

i canceled this exact same card last year and had gotten a bonus with it but i read through the terms and conditions and it said nothing about "if you've received bonus offers previously" so  :crossfingers:.

yeah let me know how this goes, was also considering

i probably won't hit the spend before the feb. 20 application deadline fwiw
Yeah I just want to know for next time

i got the bonus, no questions asked. feels good.

fwiw, i do think there was something unique about this offer because it said nothing about "if you've had this card previously.." in the terms and conditions, and i've checked a couple other delta offers recently and it definitely explicitly said you couldn't get the bonus if you've had the card before.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on March 20, 2019, 03:54:05 PM
applied for and approved for the delta platinum 80,000 bonus miles sign up offer

i canceled this exact same card last year and had gotten a bonus with it but i read through the terms and conditions and it said nothing about "if you've received bonus offers previously" so  :crossfingers:.

yeah let me know how this goes, was also considering

i probably won't hit the spend before the feb. 20 application deadline fwiw
Yeah I just want to know for next time

i got the bonus, no questions asked. feels good.

fwiw, i do think there was something unique about this offer because it said nothing about "if you've had this card previously.." in the terms and conditions, and i've checked a couple other delta offers recently and it definitely explicitly said you couldn't get the bonus if you've had the card before.

that's awesome. i've definitely gotten an offer that made no mention of having the card previously. i scoured the fine print twice over.

good to know, TY blast
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on March 20, 2019, 06:58:10 PM
will hit the 400,000 skymiles mark next week which is just very exciting for me.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 25, 2019, 08:50:59 AM
in need of more american airline points.  got the aviator red barclay card last year, they still have the 60k offer right now, assuming i can't get that again since i got the bonus less than 2 years ago, assuming they have similar rules to chase?

UR's don't transfer to american do they?

any other cards with relatively low spend to get bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 25, 2019, 09:33:14 AM
Don't assume barclay has such rules.  Maybe they do now, but gE was whipping their ass not long ago.

URs transfer to British Airways, which you can use on AA flights although it often requires calling and booking over the phone.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 25, 2019, 10:14:28 AM
i would love to whip the crap out of that aviator card again, one purchase, here's 60k points, thank you and come again.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on March 25, 2019, 02:31:07 PM
60k AA miles for a single purchase?  Is that for real?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 25, 2019, 03:07:26 PM
yes plus $95 annual fee.

https://cards.barclaycardus.com/banking/cards/aadvantage-aviator-red-world-elite-mastercard/
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on March 25, 2019, 04:54:11 PM
Don't assume barclay has such rules.  Maybe they do now, but gE was whipping their ass not long ago.

URs transfer to British Airways, which you can use on AA flights although it often requires calling and booking over the phone.

it's a gamble, I'd do some research on recent churning results...
Quote
This one-time offer is valid for eligible cardmembers. You may not be eligible for this offer if you currently have or previously had an account with us in this program. In addition, you may not be eligible for this offer if, at any time during our relationship with you, we have cause, as determined by us in our sole discretion, to suspect that the account is being obtained or will be used for abusive or gaming activity (such as, but not limited to, obtaining or using the account to maximize rewards earned in a manner that is not consistent with typical consumer activity and/or multiple credit card account applications/openings).

Please refer to the AAdvantage® Aviator® Red World Elite Mastercard® FAQs and Terms and Conditions for more
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 25, 2019, 05:14:17 PM
this doesn't sound very optimistic.  any other good cards out there anyone has for AA points?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 26, 2019, 01:33:52 PM
Can i cancel a CSP and open up another one right away if i haven't had a CSP or CSR bonus in over 24 months?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 26, 2019, 02:07:08 PM
they made me wait two months after closing csp before allowing me to open csr.  i transferred my ur's to a freedom in that time period.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 26, 2019, 03:06:56 PM
yeah i've transferred my UR's from CSP to Freedom.  Kind of want to cancel CSP and open another, i'll get the CSR again if i need to alternate, but didn't know if you needed to or not.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 26, 2019, 03:13:39 PM
sapphires are 48 months now, not 24.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 26, 2019, 03:16:45 PM
48 months between bonuses for either?  wtf

should i pay the monthly fee and keep hammering out UR's on the CSP?  seems like probably not. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 26, 2019, 03:33:46 PM
If you're still getting a lot of bonus points for your CSP purchases, keep it until it's been almost 48 months since you got the bonus.  Then cancel before paying another annual fee and get the CSR once the 48 months have passed since your CSP bonus.

If your CSP hasn't been of much use aside from the intial bonus, cancel and don't pay any more fees and get a CSR when the 48 months has passed (if their big bonus is even still a thing you can get at that point).
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 26, 2019, 03:52:22 PM
i think i'll cancel it and get the Citi AAdvantage mastercard, and hammer that thing for a bit.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 26, 2019, 04:01:33 PM
got the CSR bonus in early 2017, not sure i can go 2 years without either sapphire, what a dilemma.  might just pound the stone with freedom in between winning the dang day with non chase cards which i have been neglecting the next 2 years.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 26, 2019, 04:15:37 PM
It's pretty simple.  Will you get $190 worth of points/benefits from your CSP over the next 2 years or not? 

You'd still be able to mess with other cards in the meantime.  Just make sure you don't do so much that you'd be over 5/24 when it comes time to get a CSR.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on March 26, 2019, 04:23:30 PM
$190 just breaks even and pays for the annual fees, i would need more than that since i'll be getting a point/$ on the freedom without an annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on March 26, 2019, 05:02:03 PM
I can't help you.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 26, 2019, 10:17:40 PM
:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 05, 2019, 12:40:20 PM
this sucks an absolutely enormous amount.

https://onemileatatime.com/united-mileage-plus-changes/?utm_source=BoardingArea&utm_medium=twitter
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 05, 2019, 12:55:20 PM
All this just makes the CSR more valuable
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on April 05, 2019, 12:59:39 PM
update:  Cancelled CSP, talking to lady from chase, they don't have records of me owning the CSR (which i got when it first came out with the 100k bonus).  she assured me i could apply in June and get the bonus then.   AYYYY OHHHH
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 05, 2019, 01:15:19 PM
what a rush
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on April 14, 2019, 12:00:44 PM
Some presumably old man posted this on the Phog, and it made me cringe. So I'm paying it backwards, so to speak:

"My wife pays over 95% of my bills both personal and business. I do think most of the business stuff she does with checks. I believe she never uses checks for the personal stuff.

What very little I do pay for I usually pay by check. The person that cuts my hair I write a check to once a month. Dentist a couple of times a year. I bought a couple of suits a few months back and paid by check for those. I also use checks for campaign contributions and dues in different groups I am part of.
My wife and I both have gotten into the habit of carrying fairly large sums of cash around with us over the last ten years or so. Probably not a great habit. It is pretty rare that I do not have a few hundred on me--- sometimes more when traveling. 90% of the time we go out for dinner we pay by cash no matter how high the bill.

Credit cards personally I mostly use for gas, hotels, and online purchases."
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on April 21, 2019, 06:06:27 PM
Need credit card advice.

I have an AAdvantage card from Citi.  Thinking about getting another AAdvantage card from citi, which I think I should be able to do since I haven't opened or closed one within 24 months, right?  Also the Barclays AA card.  Between those two and the points I have, I should be able to RT first class to Tokyo in the Fall.  If someone has a better plan, let me know...
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 22, 2019, 10:38:11 PM
can't get the bonus if you already hold the card.  get a citi business and the barclays.
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on April 25, 2019, 06:36:03 AM
UR help (prayer request)

i have about 100k URs

is there a good way to turn that economically into a baller hotel stay in hong kong? (about 30 days out)

transfer to hotel partner? home depot cards?

Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on April 25, 2019, 06:37:51 AM
like can you guys do what you do for everyone with hawaii and disneyworld except for me and hong kong?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 25, 2019, 06:49:07 AM
How many nights
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 25, 2019, 06:51:26 AM
Like 5 nights here?(https://uploads.tapatalk-cdn.com/20190425/b6f5072d74c209fa5f930ef7ed69c885.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: puniraptor on April 25, 2019, 07:00:48 AM
5 nights

the round trip flights cost 20000, i couldnt sleep knowing that every night was expending a round trip flight

Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on May 03, 2019, 10:26:27 AM
Just bought an Alienware Area - 51m lapper for my new CAD machine and used the shop through Chase option on the UR site which should net me a total of about 10,000 UR points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 03, 2019, 12:52:28 PM
I just bought a Brazentech Joinlagger v3 for my home Cryozynt setup through the UR site and got about 20k myself
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on May 03, 2019, 01:24:31 PM
I just bought a Brazentech Joinlagger v3 for my home Cryozynt setup through the UR site and got about 20k myself

Did you get a bonus supply of blinker fluid along with it?
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on May 03, 2019, 02:33:53 PM
Just last week I bought a Gigafrost Recombinant Spooler node (Elite+ Series), by Zorp, for my PiPiBeta home-build. Only will net me about 14K UR's, tho.  But you should see the Zephyrias I'm cranking out on this puppy.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on May 03, 2019, 02:49:20 PM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on May 17, 2019, 05:28:24 PM
Anyone get this error when trying to transfer UR points from CSP to spouse Freedom?

This card is not eligible to receive points from you at this time.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 20, 2019, 01:53:45 PM
my biggest achievement of 2019 will be achieving diamond status on delta while routinely flying a route that offers direct flights that would not get me to diamond status because of too few MQM's
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 20, 2019, 01:55:04 PM
the amount of planning and sacrifice it will have taken is something that is very difficult to explain to the average person
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 20, 2019, 02:09:18 PM
Yeah, it just doesn’t make sense to irl people


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 20, 2019, 02:13:26 PM
flying with layovers every time to earn that D status?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 20, 2019, 02:44:37 PM
flying with layovers every time to earn that D status?

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 20, 2019, 02:47:21 PM
here's a pickle. received this email from CLEAR today:

Quote
We hope you've enjoyed speeding through security with CLEAR.

As a reminder, your membership renews in 30 days. Unless your SkyMiles Medallion® Status changes before that time, your CLEAR membership will continue to be complimentary as a part of your Diamond Medallion Benefits.

If your Status does change in the next 30 days, you will be charged based on your Status at the time of renewal on 06/19/2019.

We look forward to seeing you soon.

i haven't been Diamond since it expired 1/31/19, but CLEAR seems to not know that. so i have two options
1. assume they won't find out and hope to get renewed for free?
2. cancel my CLEAR membership just to be sure i don't get charged anything when they renew because i like CLEAR but would not pay for it
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on May 20, 2019, 03:02:44 PM
Low airline status iq (lasiq) here, but what possible benefit could cause someone to intentionally add layovers to their life? Are you also a fan of hooking a car battery to your testicles?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 20, 2019, 03:14:09 PM
Low airline status iq (lasiq) here, but what possible benefit could cause someone to intentionally add layovers to their life? Are you also a fan of hooking a car battery to your testicles?

diamond status is worth a few thousand bucks if you convert all the benefits to dollar amounts

it also leads to constant first class upgrades which makes life awesome if you're a regular traveler
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on May 21, 2019, 10:28:21 PM
Need advice.  I got a new job that will require going to Europe/Asia a couple times a year.  I've been told the best way of travel to Copenhagen is Delta.  My company lets me use a personal card for expenses & reimburses.  It's time for me to get a new card.  Is the Delta Amex a good deal or should I get something else?  The goal is to use the points to fly my family over to Europe every couple years to combo a vacation with my company paid trip.  We aren't big on the destination Hawaii resort type trips yet.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on May 21, 2019, 11:26:15 PM
Delta Amex bonus offers aren’t great right now.  They usually offer 60k on the Gold and 70k on the Plat a couple times each year.  If you can’t wait, use my referral link to get 50k on the Plat instead of the 35k general offer available right now.

http://refer.amex.us/THAtCRBiam?XLINK=MSIT

Another option to consider is the Amex Platinum.  It earns 5x on flights but has a $550 annual fee.

The pros on here may have better ideas.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2019, 06:28:15 AM
Need advice.  I got a new job that will require going to Europe/Asia a couple times a year.  I've been told the best way of travel to Copenhagen is Delta.  My company lets me use a personal card for expenses & reimburses.  It's time for me to get a new card.  Is the Delta Amex a good deal or should I get something else?  The goal is to use the points to fly my family over to Europe every couple years to combo a vacation with my company paid trip.  We aren't big on the destination Hawaii resort type trips yet.

CSR will be better for the spend


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on May 22, 2019, 06:40:47 AM
Can he move points between Delta and CSR?

Sent from my Moto G (4) using Tapatalk

Title: How Many Credit Cards Do You Have?
Post by: steve dave on May 22, 2019, 07:13:11 AM
No, but he can to other carriers, some within the same alliance (Korean, possibly others). He’ll earn more on the overall spend (flights, hotels, food) with the CSR.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on May 22, 2019, 08:08:20 AM
Makes sense, SD.

I might add the basic Delta card to get the better boarding until you get status. I loathe shitty boarding level and willingly donate the annual fee. Nothing worse than being forced to check a bag when your layover is only half hour.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 22, 2019, 08:58:05 AM
where is emo when you need him to drop some CPH knowledge brags
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on May 22, 2019, 09:09:39 AM
did CSR stop reimbursing you for precheck/global entry?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 22, 2019, 11:04:48 AM
no
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on May 23, 2019, 02:48:14 PM
Low airline status iq (lasiq) here, but what possible benefit could cause someone to intentionally add layovers to their life? Are you also a fan of hooking a car battery to your testicles?

yeah, unless things have changed some FF programs recognize segments, so that makes 2 segments vs. 1.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 23, 2019, 03:05:29 PM
Low airline status iq (lasiq) here, but what possible benefit could cause someone to intentionally add layovers to their life? Are you also a fan of hooking a car battery to your testicles?

yeah, unless things have changed some FF programs recognize segments, so that makes 2 segments vs. 1.

it's also not in a straight line if you do a layover. more miles. MQM = Medallion Qualifying Miles. MQS - Medallion Qualifying Segments. MQD = Dollars. Delta has a mile OR segment requirement in addition to dollar spent requirement.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 23, 2019, 03:12:02 PM
yeah the MQM/MQS is the problem. taking weekly directs wouldn't get me to diamond. i made a spreadsheet mapping out every trip i'll be taking for the rest of the year and plugged in values based on routes i can take.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on May 23, 2019, 03:45:28 PM
i have not been travelling enough the last couple years to get status. i miss it terribly.
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on May 23, 2019, 07:09:08 PM
i have not been travelling enough the last couple years to get status. i miss it terribly.
I’m in danger of dropping from AA platinum last year to nothing next year... may just jump of a bridge instead
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 24, 2019, 08:52:32 AM
Got to Delta Platinum yesterday. :gocho:


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on May 24, 2019, 11:40:06 AM
also i hit 500,000 skymiles in my account so it's just an embarrassment of riches at this point
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 24, 2019, 11:51:04 AM
I had 650k AA miles but now only have 100k because I used a shitload of them last year for first class RT to the UK. very sad. wish I still had them so I could blow them all on first class RT to somewhere else.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on May 24, 2019, 04:11:30 PM
I had 650k AA miles but now only have 100k because I used a shitload of them last year for first class RT to the UK. very sad. wish I still had them so I could blow them all on first class RT to somewhere else.

same
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 24, 2019, 06:38:58 PM
Headed to Hawai'i this weekend, v excited to go back. Couldn't decide whether this was a travel thread post or a CC thread post, ultimately settled on here since this trip is literally happening because of this thread.

Flights:
-Whatever the SW points equivalent of $49 is each way for four tickets + 1 companion pass to Oahu and back
-58k Amex rewards turned into 75k Virgin miles (30% bump) turned into five RT tickets to Lihue

Hotels:
-Two nights at Royal Hawaiian on Waikiki
-Four Nights at Grand Hyatt Kauai w/ Globalist status
-Two nights at Moana Surfrider on Waikiki

Rental cars:
-Bunch of free days from National due to work stuff

Heading to Hanauma Bay to look for @KatKid's wedding ring, going on some waterfall hikes, hitting up the turtle beach on the Northshore, and eating delish food in Oahu. Kicking it at GH Kauai, hitting up the canyon, taking boat trip (GTFO helicopters) to Napali Coast. Plan on winning multiple dang days.

Literally zero travel costs for this trip. gE premium subscription really paying off.

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 24, 2019, 08:30:40 PM
That’s what it’s all about folks


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 26, 2019, 12:48:58 PM
I had 650k AA miles but now only have 100k because I used a shitload of them last year for first class RT to the UK. very sad. wish I still had them so I could blow them all on first class RT to somewhere else.

i blew a bunch (not that many) of miles on a trip to greece this spring and then i had to cancel because of work and it cost me a ton of money to have the miles refunded, but i'm still kinda glad to have them back.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 26, 2019, 03:23:43 PM
That’s the thing with miles. I hate to not have them.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on May 26, 2019, 04:21:35 PM
I recently acquired my first ever miles and now I'm obsessed with acquiring more.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 26, 2019, 04:54:41 PM
I recently acquired my first ever miles and now I'm obsessed with acquiring more.

eff yeah, you are.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 03, 2019, 11:03:08 AM
aa now going to dynamic award chart. now I'm happy I blew all those miles (jk, still wish I had them)
Title: Re: How Many Credit Cards Do You Have?
Post by: Mikeyis4dcats on June 03, 2019, 04:21:05 PM
aa now going to dynamic award chart. now I'm happy I blew all those miles (jk, still wish I had them)

any rumors as to date?  just booked Toronto but still have about 600k AA to burn.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on June 15, 2019, 07:33:53 PM
What's the latest on Ink Biz? I currently hold the Preferred. What's the cancellation / bonus game on that card? I'm only finding info on the CSP/CSR.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2019, 07:47:28 PM
Ink is basically BITB for UR right now


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on June 15, 2019, 07:51:22 PM
Ink is basically BITB for UR right now


Sent from my iPhone using Tapatalk
Do I need a EIN?
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on June 15, 2019, 08:54:11 PM
Ink is basically BITB for UR right now


Sent from my iPhone using Tapatalk
If i cancel my Ink Preferred today, can I get a new one next week?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2019, 10:05:31 PM
Do t think so


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2019, 10:05:39 PM
Don’t


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 20, 2019, 10:24:20 AM
just got approved for the gold delta amex biz 70k. pretty good offer for $0 annual fee the first year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 20, 2019, 11:57:41 AM
new sw biz card is a compy pass creating monster. hopefully bonus holds out to January.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on June 20, 2019, 01:36:34 PM
Ya. I'm not doing any new cards until Jan 1. Then I'm going to hop on the SW card train.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on June 20, 2019, 08:42:18 PM
Guys, I think I'm in trouble with Amex.

Every time I try to apply for a card--one that I've never had before--I get a message before submitting the application that says something like, "Our records show you have 500 credits cards, so you can't open an account with us. If you cancel now, we won't pull your credit score."

How do I get back on Amex's good side?
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on July 10, 2019, 09:33:25 AM
Question from a co-worker. If I have Chase UR earned on a lower card, can I get a CSR and use the previously earned points at the CSR level of redemption in the portal?
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on July 10, 2019, 09:34:29 AM
Also, getting caught up. Can I just apply for biz card no problem?

Also, why is everyone saying they’re waiting until January?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2019, 11:18:01 AM
Question from a co-worker. If I have Chase UR earned on a lower card, can I get a CSR and use the previously earned points at the CSR level of redemption in the portal?

Yes, after transferring to the new card


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2019, 11:25:01 AM
Guys, I think I'm in trouble with Amex.

Every time I try to apply for a card--one that I've never had before--I get a message before submitting the application that says something like, "Our records show you have 500 credits cards, so you can't open an account with us. If you cancel now, we won't pull your credit score."

How do I get back on Amex's good side?

Never got this before and I have over a trillion cards


Sent from my iPhone using Tapatalk
Title: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2019, 11:25:23 AM
Also, getting caught up. Can I just apply for biz card no problem?

Also, why is everyone saying they’re waiting until January?

Yes

Companion pass for 2 full years, stay under 5/24


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on July 10, 2019, 11:28:15 AM
Get the SW Biz card in December and wait to hit your min spend until January.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 10, 2019, 11:45:06 AM
Get the SW Biz card in December and wait to hit your min spend until January.

yes
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on July 11, 2019, 12:48:39 PM
How do you keep up with all the offers? Is there a specific website, blog or twitter account I should follow?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 11, 2019, 01:08:33 PM
How do you keep up with all the offers? Is there a specific website, blog or twitter account I should follow?

I just follow all these idiots on twitter. Most of them also have a page of best current offers as well.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on July 11, 2019, 01:15:36 PM
I decided about a year ago to fix my trash credit and this week I just finally got approved for a points card. Pretty pumped  for the game now.  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 11, 2019, 01:36:52 PM
Oh hell yeah son


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 11, 2019, 03:32:53 PM
I decided about a year ago to fix my trash credit and this week I just finally got approved for a points card. Pretty pumped  for the game now.  :driving:

great job lib
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 12, 2019, 04:21:51 PM
i'm proud of you, libstrada.
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on July 12, 2019, 07:16:42 PM
You ever do one of those open a checking account, park some money for a few months, get some points & close the account deals?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 12, 2019, 07:55:57 PM
No


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on July 13, 2019, 10:13:58 AM
SD, you have a chase referral link you want me to use?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on July 13, 2019, 10:18:28 AM
SD, you have a chase referral link you want me to use?

Earn 60,000 bonus points with Chase Sapphire Preferred. I can be rewarded, learn more.
https://www.referyourchasecard.com/6a/QVD5YEVDIV
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 13, 2019, 12:23:11 PM
I have a CSR one if anyone wants that hot POA


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on July 13, 2019, 03:24:37 PM
SD, you have a chase referral link you want me to use?

Earn 60,000 bonus points with Chase Sapphire Preferred. I can be rewarded, learn more.
https://www.referyourchasecard.com/6a/QVD5YEVDIV

 :thumbsup:
Title: Re: How Many Credit Cards Do You Have?
Post by: DaBigTrain on July 29, 2019, 07:36:27 PM
https://twitter.com/zackwhittaker/status/1155985629362061314
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on July 29, 2019, 07:39:30 PM
Glad I've never applied for one of those trash cards.

Sent from my Moto G (4) using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 29, 2019, 08:06:03 PM
bring on the class action settlement $ imo


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 29, 2019, 08:32:24 PM
at this point everyone should have their credit locked more often than not and by that I mean only unlocking when needed
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on August 09, 2019, 07:01:39 PM
Was flying American last week and as we were landing the flight attendants were pitching their AAdvantage card through barclays so of course I took one of the brochures with the promo code.

60k miles and all you have to do is pay the $99 annual fee and make 1 purchase in the first 90 days.

Read through the brochure and did not see anything out of the ordinary. So I can get 60k miles for $100?

Seems too easy.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 09, 2019, 07:10:04 PM
You can do that anytime you want. It’s legit.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 14, 2019, 06:52:52 PM
Couple flights to Vancouver via calling BA and using almost the last of those Avios from whenever they were giving away 100K on an Alaska flight.

Free night at the Hyatt downtown via the annual free night that I got even though I canceled the card just after it posted and before I had to pay the annual fee.

Couple flights back via some straggling Delta miles I had that wouldn't have been enough to go anywhere else.  Even got comfort+!  Had to pay 2 $42 canada-us fees, but it beat 2 $40 amtraks; can day-drink longer and get home sooner.

Airport lounge pak'n in both airports via CSR, hoping there's a 9am KSU game that Saturday going up and will house tons of free booze for 3 hours before boarding.

I love this crap.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2019, 09:36:54 PM
I’m so horned up for it


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 14, 2019, 10:10:25 PM
at this point everyone should have their credit locked more often than not and by that I mean only unlocking when needed

You are an idiot if you haven't done this.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2019, 10:15:31 PM
I have never done it. No negative repercussions.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2019, 10:17:23 PM
I’ve also had chase call me around 10 times to alert me of fraudulent crap. They just deal with it and I’m never impacted. If credit was a phone I don’t have a case and have never cracked a screen.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on August 14, 2019, 10:20:26 PM
I’ve also had chase call me around 10 times to alert me of fraudulent crap. They just deal with it and I’m never impacted. If credit was a phone I don’t have a case and have never cracked a screen.


Sent from my iPhone using Tapatalk

Same on both matters
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 15, 2019, 06:43:44 AM
I have never done it. No negative repercussions.


Sent from my iPhone using Tapatalk

It's coming. It's not the fraud trans that hurt it's the fraudulent cards opened up under you that will.

It's just so easy to lock your credit now and unlock it what you need it I'm not sure why anyone wouldn't do it unless they are just old and internet dumb which I know isn't the case here
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 15, 2019, 07:31:08 AM
phil have you had to pay Experian for this capability?
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on August 15, 2019, 07:45:35 AM
Just lock for free with the other two. eff experian.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 15, 2019, 08:21:01 AM
phil have you had to pay Experian for this capability?

I'd have to look back if they had a free option. I didn't pay for any locking I did and if they asked me to pay I did what IPA suggested and told them to buzz off.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 15, 2019, 09:48:12 AM
applied for a CSP and this is the first time my application was rejected for a card.  they said they would send me an email telling me why, never got it, this was over a month ago.  guess i'll have to call them.  i'm under 5/24, and i'm eligible to get another sign up bonus on the sapphire cards.  not cool.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on August 15, 2019, 10:00:47 AM
applied for a CSP and this is the first time my application was rejected for a card.  they said they would send me an email telling me why, never got it, this was over a month ago.  guess i'll have to call them.  i'm under 5/24, and i'm eligible to get another sign up bonus on the sapphire cards.  not cool.

I ran into an issue with applying for too many different cards from various banks within too short of a time period. For that, you just have to wait a bit.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on August 15, 2019, 10:03:21 AM
I've been credit barebacking it as well, but I signed up for the 10 years of free credit monitoring as part of the Equifax settlement, so once that kicks in, I'll feel better.

By the way, everyone affected should do this too. Dont be fooled by the alleged $125 alternative. It won't be $125, and even if it is, it's still a bad deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 15, 2019, 10:07:59 AM
I've been credit barebacking it as well, but I signed up for the 10 years of free credit monitoring as part of the Equifax settlement, so once that kicks in, I'll feel better.

By the way, everyone affected should do this too. Dont be fooled by the alleged $125 alternative. It won't be $125, and even if it is, it's still a bad deal.

most everyone in this thread already has credit monitoring as part of their normal everyday credit carding lifestyle
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on August 15, 2019, 11:46:32 PM
Want to go to Mexico in 2020.  I've received a Chase Bonus in the past 48 months - but am single and ready to mingle with whatever other cards.  Is the Hilton Aspire the play?  It doesn't have to be a Hilton, but in the half hour of research, I've done, this looks like it might be the best bang for my buck. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2019, 07:39:46 AM
Hilton is generally a trash program best avoided. Hyatt and Marriott are the hotel plays.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on August 16, 2019, 07:49:09 AM
Thank you, Oracle. 
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 16, 2019, 10:06:11 AM
I read an article yesterday that Marriot is going to implement a system where the point value for rooms is going to fluctuate based on demand.  It also sounded like the point value for the room could change from the time you book it to when you actually stay.  I will have to see if I can find the post.  I think it was from TPG. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2019, 10:16:43 AM
they will have three tiers but the rest of that isn't really accurate. off peak, standard, peak. they can't change it once you've booked. though you can cancel and re-book if it decreases. the most important thing about marriott is that their footprint is giant and they have actual properties you want to stay at for personal enjoyment and not just shitloads of road warrior hotels like Hilton and IHG. Hyatt is the BITB by far for everything BUT footprint as they don't have a huge number of properties. But, they have a ton of really good ones you'd want to stay at as a percentage of total properties.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 16, 2019, 10:45:58 AM
that's a great summary
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 16, 2019, 11:51:34 AM
Hilton is generally a trash program best avoided. Hyatt and Marriott are the hotel plays.


Sent from my iPhone using Tapatalk

 :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 16, 2019, 11:53:56 AM
Here's the post:

https://thepointsguy.com/news/bonvoy-peak-points-advance-change/

Looks like it was the points advance program and not the standard booking procedure.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 16, 2019, 11:56:26 AM
Was flying American last week and as we were landing the flight attendants were pitching their AAdvantage card through barclays so of course I took one of the brochures with the promo code.

60k miles and all you have to do is pay the $99 annual fee and make 1 purchase in the first 90 days.

Read through the brochure and did not see anything out of the ordinary. So I can get 60k miles for $100?

Seems too easy.

Just applied and picked this up with the same brochure.  Also supposed to get a $99 companion fare for the first year.  After that you have to spend $20k in a year to get the companion fare.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 16, 2019, 11:57:11 AM
Hilton is generally a trash program best avoided. Hyatt and Marriott are the hotel plays.


Sent from my iPhone using Tapatalk

 :shakesfist:

make marriott status match you and burn it down with hilton
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 16, 2019, 11:57:48 AM
Also on an unrelated note, I think Johnny Wichita as about a quarter million American miles that are getting ready to expire again....  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on August 16, 2019, 12:00:46 PM
My CSR is coming apart and I'm enraged(https://uploads.tapatalk-cdn.com/20190816/8678dce2b4a5d984f9e64ce0fdaabae1.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 16, 2019, 12:06:03 PM
they'll send you a new one like yesterday if you call them (47,000th chase customer service is bitb post)
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 16, 2019, 12:19:20 PM
Emptying out the thankyou points for some Portugal flights next month! 

Coach though.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on August 16, 2019, 12:21:31 PM
Hilton is generally a trash program best avoided. Hyatt and Marriott are the hotel plays.


Sent from my iPhone using Tapatalk

 :shakesfist:

make marriott status match you and burn it down with hilton

going to look into it. also they're building a brand new hyatt place next to the hampton inn i currently stay in so that will be tempting when it opens.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 16, 2019, 12:29:07 PM
Emptying out the thankyou points for some Portugal flights next month! 

Coach though.


 :love: :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 20, 2019, 05:18:50 PM
need a new card.  got denied a sapphire after the sales rep said i was good to go a few months ago (got a CSR bonus in Jan 2017, but she said i was good so gave it a try, got windmilled).

southwest and aviator red barclays are no go's as i've had them in last year.

don't really get into hotels as i usually airbnb when i travel.

any other good travel cards, chase or otherwise, i should be getting?

haven't ventured into business cards (ink), and not sure i can hit spend on some if i did (assuming they are more than most personal cards). 

ugh

Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on August 27, 2019, 03:39:26 PM
how long does it usually take to hear back from chase on ink applications?  I know it's probably somewhere ITT but if someone could just tell me their experience i'd appreciate it.  TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 27, 2019, 04:24:11 PM
how long does it usually take to hear back from chase on ink applications?  I know it's probably somewhere ITT but if someone could just tell me their experience i'd appreciate it.  TIA


I think we heard back on ours in a day or so.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2019, 04:49:21 PM
You can call and they’ll tell you immediately


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 27, 2019, 04:53:23 PM
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.
Title: Re: How Many Credit Cards Do You Have?
Post by: DQ12 on August 27, 2019, 05:46:06 PM
Chase rejected my ink application because they need proof (they suggested county documents? wtf?) of my business name, which I wrote down as "[Dlew12] Media".  I told them I don't have any proof of my business name.  The jackwagon says "oh well hey then just apply under your actual name if you're a sole proprietership."  Cool.  Did that: denied.  When I called them to ask why it was denied, they told me it was because I have a pending application and they need further documents from me.  No rough ridin' crap.  She told me to wait 30 days until application 1 goes to inactive status.

Speaking to customer service people makes me want to pull my hair out. 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 27, 2019, 07:40:02 PM
Always sole proprietorship folks


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 27, 2019, 10:50:46 PM
Always sole proprietorship folks


Sent from my iPhone using Tapatalk

Unless you have a totally legit LLC, Corp, etc.
Title: Re: How Many Credit Cards Do You Have?
Post by: DaBigTrain on August 27, 2019, 11:28:00 PM
Do we have a new king of TT?! :surprised:

Potentially!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2019, 04:02:01 AM
Always sole proprietorship folks


Sent from my iPhone using Tapatalk

Unless you have a totally legit LLC, Corp, etc.

No


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on August 28, 2019, 08:39:33 AM
We did it that way so the account didn't show up on our personal credit reports. 
Title: Re: How Many Credit Cards Do You Have?
Post by: DaBigTrain on August 28, 2019, 09:19:49 AM
We did it that way so the account didn't show up on our personal credit reports.

Genius. Do you have a newsletter or something that you put pro pro tips I could subscribe to?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 28, 2019, 09:48:54 AM
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.

the crickets must mean this card is super meh'y
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on August 28, 2019, 09:53:35 AM
Is this where we talk about how bad ass our credit is?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 28, 2019, 09:54:12 AM
post your score wacks
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 28, 2019, 10:21:18 AM
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.

the crickets must mean this card is super meh'y

aren't cap1 miles redeemed at $0.01/mile? if so, a $500 value is not that great for a signup bonus. on the other hand i think cap1's are super churnable (or they used to be, idk)
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on August 28, 2019, 10:30:53 AM
post your score wacks
830 :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on August 28, 2019, 10:34:48 AM
Pretty juicy 420seriouscat69
Title: Re: How Many Credit Cards Do You Have?
Post by: DaBigTrain on August 28, 2019, 10:45:21 AM
Anything below 900 I view as pretty low imo
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on August 28, 2019, 10:48:49 AM
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.

the crickets must mean this card is super meh'y

It's good. I don't count down to the penny, but it seems roughly comparable to the rest. You can use it on whatever brand you want, too, so it's very flexible.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 28, 2019, 11:21:10 AM
CSR is better but if you want max lazy credit card points strategy it can’t be beat.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 28, 2019, 11:22:30 AM
CSR is better but if you want max lazy credit card points strategy it can’t be beat.


Sent from my iPhone using Tapatalk

i can't get another Saph until 2021  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Brock Landers on August 29, 2019, 11:28:12 AM
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.

the crickets must mean this card is super meh'y

I've had this card for a few months, the bonus is easy to get and I like the 2x points accrual.  I was messing around on their reservation portal the other day and it seems to work with most major carriers except for Southwest.

 
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 29, 2019, 12:07:48 PM
think i might try a cap one venture.  50k miles (spend 3k first 3 mo), 2 points per every dollar spent, waive annual fee first year.   :dunno:

not sure what airlines these points transfer to tho and at what rate.

the crickets must mean this card is super meh'y

I've had this card for a few months, the bonus is easy to get and I like the 2x points accrual.  I was messing around on their reservation portal the other day and it seems to work with most major carriers except for Southwest.

 

do they transfer 1:1?

i'll probably get it, no annual fee the first year, so why not
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 29, 2019, 12:16:57 PM
they don't transfer at all. they just have a $ value assigned to them for booking.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 29, 2019, 12:19:33 PM
thanks mr dave
Title: Re: How Many Credit Cards Do You Have?
Post by: Brock Landers on August 29, 2019, 01:10:07 PM
They do have a few airlines you can transfer to but none are domestic, it's like Qantas or Emirates and stuff like that.  Also not a 1:1 transfer.
Title: Re: How Many Credit Cards Do You Have?
Post by: DaBigTrain on August 29, 2019, 01:40:18 PM
I’m gonna wait for XT to weigh in on this current situation
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 30, 2019, 08:38:18 AM
Thankyou, UR, and venture points are good if you need to get a flight or spend to keep your airline status. When you book a flight with those points the airline sees it as a normal paid ticket and will give you whatever the spend/miles/segments it is based on fare class.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 30, 2019, 08:50:23 AM
Thankyou and venture points are good if you need to get a flight or spend to keep your airline status. When you book a flight with those points the airline sees it as a normal paid ticket and will give you whatever the spend/miles/segments it is based on fare class.

Yep, also when you book with UR.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 30, 2019, 09:19:12 AM
Thankyou and venture points are good if you need to get a flight or spend to keep your airline status. When you book a flight with those points the airline sees it as a normal paid ticket and will give you whatever the spend/miles/segments it is based on fare class.

Yep, also when you book with UR.


Sent from my iPhone using Tapatalk

Fixed in the off chance search does work and some poor soul needs 3 more segments some September
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 30, 2019, 09:42:56 AM
i got the venture, i don't really get up against the 5/24 and needed to get something, haven't branched outside of chase, so this will get my beak wet a little
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 30, 2019, 10:21:52 AM
70k delta amex biz bonus hit my account today :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 30, 2019, 11:05:37 AM
70k delta amex biz bonus hit my account today :party:

Feels good. Happy Friday.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 03, 2019, 09:00:23 AM
Ink Biz
CSP
Freedom

Where should I be daily driving? I've been using the Freedom mostly but the annual fees are coming due soon on the other two. Need to use or lose on the CSP and Ink unless one of you smart points getters knows better.
Title: Re: How Many Credit Cards Do You Have?
Post by: DaBigTrain on September 03, 2019, 09:29:16 AM
I would suggest waiting until XT responds before you do anything. Any other response is just noise I’ve noticed ITT.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 03, 2019, 09:29:29 AM
Ink or CSP. Freedom only for 5x if you are grandfathered in on that.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on September 04, 2019, 06:00:55 PM
Tired of getting turned down because I've applied for too many in a year. Credit score is great! Payments are never late! WTF, mate!

Do you guys think I should start not making the full payments on my other cards so they think they can make more money off of me?
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on September 04, 2019, 06:05:26 PM
Worth a try
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on September 04, 2019, 06:06:14 PM
Tired of getting turned down because I've applied for too many in a year. Credit score is great! Payments are never late! WTF, mate!

Do you guys think I should start not making the full payments on my other cards so they think they can make more money off of me?
That isn't how that works.  Most places have a set number of hard pulls that no one would get approved for.  You just gotta wait until some inquiries fall off.

Sent from my SM-G975U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 04, 2019, 06:13:26 PM
Ink or CSP. Freedom only for 5x if you are grandfathered in on that.


Sent from my iPhone using Tapatalk
I'm grandfathered. Rolled everything to the Ink based on the different multipliers. Most of my bills are fuel, dining, and communications. Ink rules it. I'll shift around if the 5X hits a category I use.

Sent from my Moto G (4) using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 04, 2019, 06:44:01 PM
I think I’m facing being put out of my place for 3 weeks for some renovations. What are the major chains’ best large suite or extended stay hotel options for which I could bank a lot of points? There’s a nearby IHG Staybridge that looks decent. I’d love to find an adequate Wyndham brand option. While the hotel here would probably be shitty, it’d get me a shitload of points to use for what’s the best* hotel in Victoria next summer.

Best = dog-friendly, attached good summer bar, best location for getting to places I’d party at
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on September 04, 2019, 07:58:48 PM
https://twitter.com/WhitlockJason/status/584496921995304960
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on September 04, 2019, 08:26:33 PM
Best = dog-friendly, attached good summer bar, best location for getting to places I’d party at

I know a guest room in MHK that provides ALL of these accommodations!
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on September 04, 2019, 08:33:00 PM
https://twitter.com/WhitlockJason/status/584496921995304960

I almost exclusively stayed at Super 8s with my dad growing up.  We stayed at nice place on vacation to San Diego in HS, but that was it. When we went on road trips for work or to Colorado with my dad that was almost all Super 8. He had a catalog in his truck and we’d just call the next Super 8 when he got tired. I didn’t even know there were nicer hotels for a long time. I just thought they were all a different brand of Super 8.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 04, 2019, 08:43:23 PM
Best = dog-friendly, attached good summer bar, best location for getting to places I’d party at

I know a guest room in MHK that provides ALL of these accommodations!

It has to be in British Columbia.  The point of that trip is to avoid white trash American fireworks the first half of July.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on September 04, 2019, 08:45:01 PM
Best = dog-friendly, attached good summer bar, best location for getting to places I’d party at

I know a guest room in MHK that provides ALL of these accommodations!

It has to be in British Columbia.  The point of that trip is to avoid white trash American fireworks the first half of July.

That, I can not offer.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 04, 2019, 08:53:17 PM
Best = dog-friendly, attached good summer bar, best location for getting to places I’d party at

I know a guest room in MHK that provides ALL of these accommodations!

It has to be in British Columbia.  The point of that trip is to avoid white trash American fireworks the first half of July.

That, I can not offer.

See, I'm hoping that between forced Wichita trips and maybe this forced homelessness that I can get so many paid-for stays at shitty Wyndham properties that I'll get a few extra free nights at the elite Days Inn in Victoria, B.C. next July.  There'd have been no chance otherwise that I'd voluntarily be staying at that many american travelodges and super 8's and crap.  I'm actually thinking of getting a Wyndham credit card just to start churning points for these annual July B.C. runs.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 04, 2019, 10:12:52 PM
Finally decided to get the AMEX plat with 100k reward.  Pretty great card.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on September 05, 2019, 12:20:48 AM
Finally decided to get the AMEX plat with 100k reward.  Pretty great card.

Did you get a targeted offer?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 05, 2019, 06:37:12 AM
Finally decided to get the AMEX plat with 100k reward.  Pretty great card.

Did you get a targeted offer?

Got it via cardmatch
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 05, 2019, 07:50:05 AM
yes, plat is elite AF. centurion lounges >
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on September 27, 2019, 11:55:10 AM
Goddamn, AA charging for tranferring pts from me to wife or vice versa is maddening.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on September 27, 2019, 11:57:07 AM
Yeah dude, you can’t do that with almost any airline (BA will allow pooling of points amongst family members though). Some hotels allow it. The cost to transfer rarely makes it worth doing.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 27, 2019, 12:08:21 PM
Goddamn, AA charging for tranferring pts from me to wife or vice versa is maddening.

Why would you even be doing this?
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on September 27, 2019, 12:24:50 PM
Goddamn, AA charging for tranferring pts from me to wife or vice versa is maddening.

Why would you even be doing this?

Cuz im dumb. I only have 21k AA pts.

Edit: trying to get Winters a plane ticket. cancelling transfer. i think crisis gonna be avoided.

You dont get my 76 bucks AA!!


Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on September 27, 2019, 12:32:43 PM
Phew, cancelled that bs.

im just gonna book the flight from DEN to ICT one way w my pts.

Then book the one back from ICT to DEN one way w hers.

 :thumbs:

Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on October 01, 2019, 04:26:31 PM
Delta Amex upped the new member bonus for October.  Gold at 60k and platinum at 75k.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 02, 2019, 01:41:24 PM
Quote
By Andrew McIntosh  – Staff Writer, Puget Sound Business Journal
3 hours ago
Alaska Airlines is overhauling and scaling back its partnership with American Airlines, saying it has outgrown its 20-year-old relationship with the Dallas-based carrier.

Effective March 1, 2020, Alaska Airlines mileage plan members will no longer be able to redeem miles for domestic or international flights on American Airlines, and they won't earn miles on international American flights any longer. Alaska customers can also still earn miles on some American domestic flights to a limited number of destinations under a revised code share agreement between the carriers, subject to government approval.

American Airlines AAdvantage mileage plan members will no longer be able to redeem their miles on Alaska Airlines flights after that date, according to Nat Pieper, Alaska Airlines' new senior vice president of fleet, finance and alliances.

"Like in life situations, airline partnerships only really work if both parties have objectives that are aligned," Pieper said. "You only have so much time and so many partners you can focus on. The utility we got from the American Airlines partnerships was low. "

Alaska Airlines contends the impact of its decision will be minimal: Only three percent of its mileage plan frequent flyer members earned or redeemed miles on American Airlines in the past year. Additionally, this will free up more reward flight seats on Alaska flights for its own mileage plan members.

Pieper said that when Alaska first cemented its partnership with American two decades ago, it was a much smaller regional airline that carried 18 million passengers a year.

After Alaska Air Group's $2.6 billion takeover of Virgin America, Alaska became the nation's fifth largest carrier, and it flew 46 million passengers in 2018.

The SeaTac-based airline emphasized that over the past four months, it's added key partnerships with two foreign airlines, including Aer Lingus of Ireland and El Al Airways of Israel. They joined six other foreign partners Alaska has struck deals with since 2015, giving Alaska 16 foreign airliner partners from Europe, Scandinavia, the Middle East and Asia

Mileage plan members with frequent flyer status won't see as many changes, Pieper said. Alaska lounge members can still access more than 50 American Airlines Admiral Club lounges around the world when flying either an Alaska or American flight.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 02, 2019, 01:44:14 PM
I can confirm that this does, in fact, suck crap
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on October 14, 2019, 10:56:11 AM
Airport lounge pak'n in both airports via CSR, hoping there's a 9am KSU game that Saturday going up and will house tons of free booze for 3 hours before boarding.

:emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 14, 2019, 12:36:14 PM
United completely exploded MileagePlus right after I get Premier Gold. :blank:

https://onemileatatime.com/united-airlines-status-changes/

I think I would still get gold this year but it would be closer.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 14, 2019, 03:32:46 PM
Hyatt is the only program I know of that has never significantly devalued the stuff. It’s coming probably but I’ll stan for them forever for how long they have held out.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2019, 08:08:57 AM
starting on 2020/21 companion pass x 2. sw just changed the policy to require 125k a year instead of 110k. not a big deal, especially with the bigger sign up bonuses. Can't believe they still allow this.

Plan:
-Mrs dave has 70k biz card coming. Complete the $5k spend in Jan so it posts then
-I'm over 5/24 until late Nov when I have 2 falling off. Get the same biz card for myself in early Dec
-Get her and myself personal cards around March (exact date tbd as I have to make sure we haven't gotten the bonus in the last 24 months and it would have been right around this date).

Should have 2020/2021 companion passes by around April or May. Going to keep kicking the can a little further down the year because of the 24 month bonus requirement which stinks. But, I doubt the companion pass is still this easy to obtain come 2022 anyway so not going to stress on that. Do need to rush a bit as we have some travel in May that I want to use these on. Will book the kids on points and then cancel them getting the points back and adding them as companions.

Still the best deal in travel for families. My kids probably have 20+ flights between them over the last 2 years absolutely free and will do that again over the next two.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2019, 11:11:32 AM
And that’s not including the value from the 250k’ish SW miles.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 26, 2019, 11:17:26 AM
EASY $200 ALERT

Here's the deal. It's a free money generator with very little work required.

Hit this link:
https://www.sofi.com/share/money/2733207/

You will see that I've shared a link for you to get $50 if you fund a new SoFi account with $100. It's free. It's an online checking account with no fees and no ATM fees and actually gets 1.8% apy.

(https://dealswelike.boardingarea.com/wp-content/uploads/2019/10/Screen-Shot-2019-10-24-at-10.32.34-PM.png)

Once you've done that download the app. You will see your own link to refer someone else.

(https://dealswelike.boardingarea.com/wp-content/uploads/2019/10/IMG_0627-1.png)

If they sign up and fund with $100 you BOTH get paid. So use the above link, fund with $100, tell your wife/gf/buds to do it, you will both get $. At this point you and your wife/gf are up $200.

(https://dealswelike.boardingarea.com/wp-content/uploads/2019/10/IMG_0628-1.png)

You can do this like a shitload and go buy a $10k TV or something. Worst case you've spent 15 minutes funding the account from your checking account and you're up $200 and can quit there.

Here is what the boarding area lady says:

Quote
This is a great way to get some money back into your pocket simply by signing up for a debit card account. Unlike credit card welcome offers, there is no minimum amount of spend needed, no hard inquiry, no wondering whether or not you are going to get approved, etc.

Right off the bat, you’ll receive $50 and then let’s say you refer your significant, combined you both will receive $200 total ($50 per sign up and then another $100 for referring the other). Then let’s say you continue to refer some friends or family members, that could get you an extra few hundred bucks pretty quickly. Of course if you have many many friends and continue to share your referral link, that could bring in some real cash.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on October 26, 2019, 12:44:24 PM
Helluva deal. I might make you $100 this afternoon.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 26, 2019, 01:02:10 PM
i have too many checking accounts already.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 26, 2019, 01:57:22 PM
Helluva deal. I might make you $100 this afternoon.

Thanks Pal


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on October 26, 2019, 02:20:38 PM
i have too many checking accounts already.
Thank you for reminding me that I opened up a Charles Schwab checking account for international travel that I haven't thought about in over a year.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 26, 2019, 02:47:46 PM
I opened up a Charles Schwab checking account for international travel.

schwab a great checking account.  the sofi deal sounds great too (1.8%!), but i'm a lot better at opening these rough ridin' things than i am at closing them.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 28, 2019, 04:37:39 PM
i have too many checking accounts already.
Thank you for reminding me that I opened up a Charles Schwab checking account for international travel that I haven't thought about in over a year.

why do you need a special checking account for international travel
Title: Re: How Many Credit Cards Do You Have?
Post by: fun muffin on October 28, 2019, 04:49:07 PM
i have too many checking accounts already.
Thank you for reminding me that I opened up a Charles Schwab checking account for international travel that I haven't thought about in over a year.

why do you need a special checking account for international travel

Schwab doesn't have international transaction fees
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 28, 2019, 05:01:01 PM
i have too many checking accounts already.
Thank you for reminding me that I opened up a Charles Schwab checking account for international travel that I haven't thought about in over a year.

why do you need a special checking account for international travel

Schwab doesn't have international transaction fees

neither do like a billion credit cards
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on October 28, 2019, 05:18:45 PM
I used my credit card for most things, but the Schwab debit card was for getting cash without transaction fees.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 28, 2019, 05:44:55 PM
I used my credit card for most things, but the Schwab debit card was for getting cash without transaction fees.

hmm I've never had that issue either. Like it's more difficult to find an ATM w/o fees in the US :dunno:

except one time I mumped up and did the withdrawal in dollars instead of euros and got a really shitty exchange rate and hated myself for a couple of days
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 28, 2019, 08:28:31 PM
it's a pretty useful feature, michigancat.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 28, 2019, 09:04:45 PM
it's a pretty useful feature, michigancat.
I've gotten good exchange rates and no fees whenever I've traveled internationally and used ATM's. (Except when I eff up the menus :curse:)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 28, 2019, 09:06:21 PM
Oh I already had that feature https://www.capitalone.com/support-center/bank/foreign-transaction-fee
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 28, 2019, 09:13:04 PM
I've gotten good exchange rates and no fees whenever I've traveled internationally and used ATM's. (Except when I eff up the menus :curse:)

doesn't it trigger interest rates that start immediately instead of after the month or a little longer grace period when you use a credit card at an atm?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 28, 2019, 09:30:13 PM
I've gotten good exchange rates and no fees whenever I've traveled internationally and used ATM's. (Except when I eff up the menus :curse:)

doesn't it trigger interest rates that start immediately instead of after the month or a little longer grace period when you use a credit card at an atm?
I have a capital one 360 checking account
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 28, 2019, 09:38:04 PM
oh, i misunderstood.  it looks like that account just doesn't charge you a fee, however, instead of refunding fees charged by the atm operator.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 28, 2019, 10:12:31 PM
oh, i misunderstood.  it looks like that account just doesn't charge you a fee, however, instead of refunding fees charged by the atm operator.
Yeah most overseas ATM's don't charge fees in my experience
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 28, 2019, 10:19:30 PM
our experiences differ.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 28, 2019, 10:39:02 PM
yes Thailand was bad but that's all I remember in the last couple of years :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 28, 2019, 11:06:26 PM
mexico and w europe are like $2-5.  argentina is rough ridin' highway robbery.  like $20 or something.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on October 29, 2019, 10:39:48 AM
Schwab checking accounts reimburse for all ATM fees at home or abroad. Not sure if that's common now, but it's a nice feature.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 07, 2019, 10:15:41 AM
EASY $200 ALERT

Here's the deal. It's a free money generator with very little work required.

Hit this link:
https://www.sofi.com/share/money/2733207/

You will see that I've shared a link for you to get $50 if you fund a new SoFi account with $100. It's free. It's an online checking account with no fees and no ATM fees and actually gets 1.8% apy.

(https://dealswelike.boardingarea.com/wp-content/uploads/2019/10/Screen-Shot-2019-10-24-at-10.32.34-PM.png)

Once you've done that download the app. You will see your own link to refer someone else.

(https://dealswelike.boardingarea.com/wp-content/uploads/2019/10/IMG_0627-1.png)

If they sign up and fund with $100 you BOTH get paid. So use the above link, fund with $100, tell your wife/gf/buds to do it, you will both get $. At this point you and your wife/gf are up $200.

(https://dealswelike.boardingarea.com/wp-content/uploads/2019/10/IMG_0628-1.png)

You can do this like a shitload and go buy a $10k TV or something. Worst case you've spent 15 minutes funding the account from your checking account and you're up $200 and can quit there.

Here is what the boarding area lady says:

Quote
This is a great way to get some money back into your pocket simply by signing up for a debit card account. Unlike credit card welcome offers, there is no minimum amount of spend needed, no hard inquiry, no wondering whether or not you are going to get approved, etc.

Right off the bat, you’ll receive $50 and then let’s say you refer your significant, combined you both will receive $200 total ($50 per sign up and then another $100 for referring the other). Then let’s say you continue to refer some friends or family members, that could get you an extra few hundred bucks pretty quickly. Of course if you have many many friends and continue to share your referral link, that could bring in some real cash.

Got our SoFi debit cards in the mail. This was the easiest $550 (AND COUNTING? CLICK LINK TO FIND OUT!) I’ve ever made.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on November 07, 2019, 10:55:56 PM
Thanks SD, 50 bucks headed your way.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on December 02, 2019, 01:57:19 PM
Easy to answer question for those that know.

I have a free Hyatt Night that I haven't used. Do I need to use this free night before I get my new one in Feb. or do they stack on each year if you don't use them?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 02, 2019, 02:04:19 PM
If you're talking about the one you get each year you hold the card, it expires annually.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on December 02, 2019, 02:07:47 PM
If you're talking about the one you get each year you hold the card, it expires annually.

 :thumbsup:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 02, 2019, 02:09:31 PM
If you're talking about the one you get each year you hold the card, it expires annually.

 :thumbsup:

Check in your Hyatt account for the exact date.  Also, if you're considering whether to cancel or not, you can game it a bit when it comes to getting the next free night but then canceling without having to pay the annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on December 03, 2019, 08:05:21 AM
I doubt I'll cancel. The free night is a pretty good deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 03, 2019, 12:09:26 PM
I doubt I'll cancel. The free night is a pretty good deal.

Yeah, I held mine for a while but canceled late last year after the free night banked but before I had to pay another annual fee, knowing I wouldn't be using that card for a while and intending to get a new one with a new sign-up bonus once I would be using it for Hyatts or affiliated Vegas places.

I'm hoping that time is coming with maybe staying at the nearby Hyatt extended-stay place while my place is getting renovated so if anyone has referrals, I'll take them.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on December 03, 2019, 02:36:13 PM
@Trim
https://www.referyourchasecard.com/m/205a/6L5/FZLY/1528949112
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on December 03, 2019, 03:42:09 PM
@Trim
https://www.referyourchasecard.com/m/205a/6L5/FZLY/1528949112


:thumbs:  Will let you know if I get this.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on December 03, 2019, 07:26:26 PM
If anyone is looking for a Southwest Card....

https://www.referyourchasecard.com/257f/UTX9O9STGN
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on December 13, 2019, 10:56:24 AM
Hilton is generally a trash program best avoided. Hyatt and Marriott are the hotel plays.


Sent from my iPhone using Tapatalk

 :shakesfist:

make marriott status match you and burn it down with hilton

going to make the switch over to marriott starting in January. doing the Platinum challenge (16 nights in 90 days) which shouldn't be a problem. also went ahead and grabbed chase marriott gold (30,000 bonus, no annual fee).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 13, 2019, 12:00:55 PM
Nice move. I’m Plat but am going to come up about 10 nights short of Titanium which I’ve never been able to hit. Good stuff starts at Play though so no big deal.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on January 01, 2020, 06:38:55 PM
not sure if this goes here or the travel thread

https://twitter.com/AmericanAir/status/1212157796353003520
Title: How Many Credit Cards Do You Have?
Post by: 8manpick on January 03, 2020, 11:59:04 AM
not sure if this goes here or the travel thread

https://twitter.com/AmericanAir/status/1212157796353003520
Feels like it was a bad decision to fly to Cabo instead of Denver or something
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 03, 2020, 12:02:19 PM
pretty dumb to point a finger at AA in that situation
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 03, 2020, 12:06:08 PM
agreed.

also, just got the 70k SW Biz for companion pass #2 for 2020/2021. If anyone wants a hot AF referral for your own 70k (and more importantly my bonus 10k) let me know  :fatty:
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on January 03, 2020, 12:16:30 PM
I just booked my first ever points flight  :adored:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 03, 2020, 12:45:58 PM
I just booked my first ever points flight  :adored:

Congratulations, what a rush


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 08, 2020, 07:24:25 PM
big csr changes incoming
https://thepointsguy.com/news/questions-and-answers-about-chases-sapphire-reserve-changes/amp/
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on January 08, 2020, 07:37:29 PM
Anyone got a CSR link they want tickled?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 08, 2020, 07:51:23 PM
they cancelled the csr referral program  :blank:

good news here though folks- for those out there wondering, january is my renewal month.   :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on January 08, 2020, 07:53:16 PM
Is 50,000 bonus standard now? Seems stingy.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 08, 2020, 08:09:03 PM
Seems like a wash. That 10x Lyft is going to switch me from Uber.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on January 08, 2020, 08:10:19 PM
Plus 15% via Lyft Pink :eye: . Right at a time when I need to take an awful lot of rides over the next few months.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 08, 2020, 08:20:15 PM
that sucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on January 08, 2020, 08:21:40 PM
So, I need to cancel my CSP in order to get the CSR?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 08, 2020, 08:25:16 PM
also the $300 travel credit can/will be used on lyft rides, so if that’s all you used it on (impossible?) you’d be getting $350 value
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 08, 2020, 08:26:08 PM
So, I need to cancel my CSP in order to get the CSR?
they made me take a 60 day break between cards when doing the switch
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 08, 2020, 08:27:34 PM
Is that a new rule?  I have had both the whole time.

Sent from my SM-G975U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 09, 2020, 08:45:39 AM
i cancelled my CSP last year because when i called in they said i was eligible to get the CSR again, so i did that.  When i tried applying for the CSR they said i wasn't eligible until like Dec 2021, which i think is actually correct based on their new rules, but was still not happy.  Currently putting everything on a OG freedom card when i'm not churning, which i'm currently not doing.  Need another.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on January 09, 2020, 09:09:52 AM
I may cancel just because I don't want a door dash credit tempting me monthly.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2020, 09:11:35 AM
lmao, I use the crap out of them already. I use like 3 or 4 different ones and this will make me a doordash'er similar to lyft.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2020, 09:27:56 AM
SW personal cards up to 75k after $5k spend

https://www.southwest.com/html/rapidrewards/partners/credit-cards/southwest-airlines-rapid-rewards-cards/index.html
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 09, 2020, 09:38:07 AM
damnit, i can't get another sw until this summer
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2020, 09:41:47 AM
damnit, i can't get another sw until this summer

I just got the 70k biz, going to get one of these bad boys as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 09, 2020, 09:49:49 AM
you lucky sob.  do you rotate them every year between your wife and yourself, so each year you always have one of each?

i just signed up for another aviator red barclays.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2020, 09:52:33 AM
We both get two every two years so we have 2 companion passes for like 21 out of every 24 months.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2020, 09:53:26 AM
And with my dozens of children and dozens of Disney trips those companion passes are worth zillions of dollars.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on January 09, 2020, 09:56:38 AM
So I have a Southwest card that I've done really well with since 2012. Now my new company flies nothing but Delta (Because Detroit, ATL, NYC, Etc.). Do I get a Delta card now too, SD?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 09, 2020, 09:57:11 AM
genius
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2020, 09:58:55 AM
So I have a Southwest card that I've done really well with since 2012. Now my new company flies nothing but Delta (Because Detroit, ATL, NYC, Etc.). Do I get a Delta card now too, SD?

Do you pay for your flights on your personal card?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on January 09, 2020, 10:01:50 AM
Usually not. I can, but I don't. I usually go right through my company (I hate big expense reports) and accumulate points on the Delta website.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 09, 2020, 10:05:39 AM
wacky, what are you doing?
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on January 09, 2020, 10:08:56 AM
wacky, what are you doing?
NYC expense reports are insane and I usually don't get reimbursed until two weeks afterwards. My anxiety goes nuts knowing that $ is on there. I know it pays off in the long run, but.... I prefer convenience sometimes.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 09, 2020, 10:29:47 AM
if you travel a lot, sounds like you are leaving a lot of points on the table.

are you using the same sw card you got back in 2012?
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on January 09, 2020, 10:48:40 AM
Yes


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on January 09, 2020, 10:49:26 AM
I haven’t paid for a SW flight for years when we go on vacation now, but you’re right, I’m definitely leaving some points out there.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 09, 2020, 11:06:05 AM
you should get you and mrs wacky both new sw cards
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2020, 12:27:33 PM
SW personal cards up to 75k after $5k spend

https://www.southwest.com/html/rapidrewards/partners/credit-cards/southwest-airlines-rapid-rewards-cards/index.html

Approved, with the 70k biz and this 75k plus 10k for the spend I'm going to be companion passing my ass off again pretty fast.
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on January 09, 2020, 01:42:35 PM
you should get you and mrs wacky both new sw cards
Yeah, she had/has one too before I met her. We should probably combine ours, right?
Title: How Many Credit Cards Do You Have?
Post by: steve dave on January 09, 2020, 01:51:53 PM
As your irl bud I’m going to straight shoot you here: close this thread and never open it again.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 09, 2020, 02:05:10 PM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 09, 2020, 02:21:51 PM
i would absolutely kill to be able to put flights on personal cards
Title: Re: How Many Credit Cards Do You Have?
Post by: 420seriouscat69 on January 09, 2020, 02:45:43 PM
 :D
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 16, 2020, 02:17:28 PM
anyone else get an offer from chase to open a checking account and set up direct deposit and you get $300.  if you open a savings acct and xfer $15k to it and keep a balance in it for 3 months you get $200.  If you do both they'll throw in another $100, so $600 total.  seems easy enough.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 16, 2020, 02:19:41 PM
i get different offers from them all the time.  did open a checking acct once.  easy and good, like all the chase stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on January 16, 2020, 02:21:37 PM
Yeah I have got that offer a few times but like, is it really worth the effort?
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on January 16, 2020, 02:21:52 PM
anyone else get an offer from chase to open a checking account and set up direct deposit and you get $300.  if you open a savings acct and xfer $15k to it and keep a balance in it for 3 months you get $200.  If you do both they'll throw in another $100, so $600 total.  seems easy enough.  :dunno:
No, that's only you. You're a special, special flower.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 16, 2020, 02:24:38 PM
booked multi stop euro adventure only 4 months out on delta for 72k. not as good as 60k but what can you do. also my dates were sort of set in stone so that made it more difficult.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 16, 2020, 02:25:45 PM
anyone else get an offer from chase to open a checking account and set up direct deposit and you get $300.  if you open a savings acct and xfer $15k to it and keep a balance in it for 3 months you get $200.  If you do both they'll throw in another $100, so $600 total.  seems easy enough.  :dunno:

I got that offer. set up 47 different accounts and funded them all with $15k cash. six months later and i'm now rolling in dough with this money scheme.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 16, 2020, 02:25:47 PM
booked multi stop euro adventure only 4 months out on delta for 72k. not as good as 60k but what can you do. also my dates were sort of set in stone so that made it more difficult.
Where is this adventure taking you?

Sent from my SM-G975U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 16, 2020, 02:26:59 PM
booked multi stop euro adventure only 4 months out on delta for 72k. not as good as 60k but what can you do. also my dates were sort of set in stone so that made it more difficult.

hell yeah. including to and from MCI?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 16, 2020, 02:27:42 PM
MCI-LIS
MUC-MCI
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 16, 2020, 02:29:21 PM
i thought this thread was a safe place
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on January 16, 2020, 02:32:10 PM
i thought this thread was a safe place

i'm sorry  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 16, 2020, 02:32:48 PM
MCI-LIS
MUC-MCI

ah i'm dumb and thought you meant like 4 stops within europe. which would be kind of insane. that's less cool but still cool!
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 16, 2020, 02:54:19 PM
i thought this thread was a safe place

i'm sorry  :frown:

still friends
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 16, 2020, 03:06:25 PM
booked multi stop euro adventure only 4 months out on delta for 72k. not as good as 60k but what can you do. also my dates were sort of set in stone so that made it more difficult.

nice.  delta is a giant pain in the ass to use points though.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on January 24, 2020, 01:07:25 PM
can you use cap one venture points to cover airbnb stays?  anyone done this?  just pay for the stay on your venture card and then use points on website to reimburse the stay?
Title: Re: How Many Credit Cards Do You Have?
Post by: Brock Landers on January 24, 2020, 01:15:52 PM
Yes they have a feature called Travel Eraser or something silly like that.  I've never used airbnb but it applies to hotels so I don't see why airbnb wouldn't be covered.  Redeem the points within 60 days and it applies the points towards your balance.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 24, 2020, 02:08:08 PM
i had like $400 in taxes on my last airfare booking, paid for it with the cap1 card, and then used the cap1 points to cover the taxes.
Title: Re: How Many Credit Cards Do You Have?
Post by: Brock Landers on January 24, 2020, 02:18:22 PM
Yes they have a feature called Travel Eraser or something silly like that.  I've never used airbnb but it applies to hotels so I don't see why airbnb wouldn't be covered.  Redeem the points within 60 days and it applies the points towards your balance.

Upon further review it's called Purchase Eraser and it's good for 90 days afterwards.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 24, 2020, 03:58:03 PM
dammit I missed that CSR news. what the eff. don't know if it's worth it any more.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 24, 2020, 08:13:43 PM
I was compelled to get a bunch of chinese food w/doordash the other night.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 25, 2020, 11:12:04 AM
I was compelled to get a bunch of chinese food w/doordash the other night.
Yeah actually with the door dash and Lyft it might be worth it. I never use door dash though
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 25, 2020, 12:09:59 PM
I was compelled to get a bunch of chinese food w/doordash the other night.
Yeah actually with the door dash and Lyft it might be worth it. I never use door dash though

That was my first time and only because I got the CSR reminder email.  I'll probably use it just once more this year to hit $60 and again for $60 next year to not get mumped by the annual fee.  It's not especially convenient given that I'm rarely in a time crunch and there's plenty of places to walk to.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on January 25, 2020, 02:13:53 PM
I use doordash an embarrassing amount  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on January 26, 2020, 01:07:04 PM
postmates > doordash
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on January 26, 2020, 01:41:07 PM
I hate delivery food.  Can I sell my doordash credit to someone for like $50?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 26, 2020, 02:06:19 PM
Doordash has pickup.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on January 26, 2020, 02:15:44 PM
Doordash has pickup.

If I'm going there I'll just eat it there?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 30, 2020, 08:25:22 PM
any United cats here? they have a much more convenient flight schedule for my weekly commute. i could do a status match challenge but am scared to leave my Delta.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 30, 2020, 09:38:27 PM
any United cats here? they have a much more convenient flight schedule for my weekly commute. i could do a status match challenge but am scared to leave my Delta.

They are my current jam


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 30, 2020, 09:53:35 PM
any United cats here? they have a much more convenient flight schedule for my weekly commute. i could do a status match challenge but am scared to leave my Delta.
I am United Gold. It's fine. What are you worried about?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 31, 2020, 08:48:08 AM
any United cats here? they have a much more convenient flight schedule for my weekly commute. i could do a status match challenge but am scared to leave my Delta.
I am United Gold. It's fine. What are you worried about?

it appears i would be Platinum which is second highest on United, and would be giving up a year of Diamond (top level) on Delta. so less frequent upgrades than if i flew on Delta i imagine. but like i said, the route and schedule is significantly better. would significant reduce my overall travel time. fwiw i won't come close to the dollars needed to get to Premier 1K. basically just wondering if Platinum on United is good.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 31, 2020, 09:03:00 AM
this is a rough draft of completely subjective tiers of the three main carriers' hubs based on me trying to remember them right now and giving very little thought. lax is gross sometimes but ok some other times and i think there is a new termy for delta iirc.

atl                    clt
msp
dtw

------- above this line are nice

lax                  phx              sfo
sea                 dca              den
                      mia

------ above this line are ok

lga                 ord               ewr
slc                 dfw
bos                phl
                   
----- above this line are gross

i like never fly united so i don't know if i've ever been through iah or iad
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 31, 2020, 09:26:57 AM
not a hub but Pittsburgh probably has the best airport on the entire planet. it's really shocking.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on January 31, 2020, 09:43:44 AM
this is a rough draft of completely subjective tiers of the three main carriers' hubs based on me trying to remember them right now and giving very little thought. lax is gross sometimes but ok some other times and i think there is a new termy for delta iirc.

atl                    clt
msp
dtw

------- above this line are nice

lax                  phx              sfo
sea                 dca              den
                      mia

------ above this line are ok

lga                 ord               ewr
slc                 dfw
bos                phl
                   
----- above this line are gross

i like never fly united so i don't know if i've ever been through iah or iad
I have only flown through PHL twice,  and it was somewhat recent, but I was pleasantly surprised by how nice the airport is. 

Sent from my SM-G975U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 31, 2020, 10:24:31 AM
ORD would be my connection fwiw
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 31, 2020, 10:58:52 AM
where are you flying that it's more convenient with United but you still would have a layover?
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 31, 2020, 11:18:50 AM
flint michigan.

the delta direct to DTW is nice but it's a 1.5 hour drive to and from the airport and doing that flight all year would only get me to Gold.

delta used to have a MSP->FNT which was perfect but they got rid of it so ATL is the only option now. MCI->ORD->FNT is a much straighter shot.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 31, 2020, 11:21:33 AM
Yeah, that’s for sure the play


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 31, 2020, 11:27:17 AM
status challenge application submitted. turns out they will match me to Premier 1K if approved. LET'S GO.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 31, 2020, 11:33:00 AM
Premier 1k is definitely great. I've never gotten but a coworker called it life changing (or maybe that was platinum). Get the Tortas Fronteras app and avoid the lines.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 31, 2020, 11:37:58 AM
Termy C sucks ass but you and I can high five at the tiny shitty goose island bar while we’re hammered drunk waiting on our delayed flights home.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 31, 2020, 11:38:22 AM
I spend a lot of time there. I hate its guts.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 31, 2020, 11:38:49 AM


this is a rough draft of completely subjective tiers of the three main carriers' hubs based on me trying to remember them right now and giving very little thought. lax is gross sometimes but ok some other times and i think there is a new termy for delta iirc.

atl                    clt
msp
dtw

------- above this line are nice

lax                  phx              sfo
sea                 dca              den
                      mia

------ above this line are ok

lga                 ord               ewr
slc                 dfw
bos                phl
                   
----- above this line are gross

i like never fly united so i don't know if i've ever been through iah or iad

I disagree with a lot of this
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 31, 2020, 11:49:03 AM
The biggest WTF there is CLT


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 31, 2020, 11:54:33 AM


The biggest WTF there is CLT


Sent from my iPhone using Tapatalk

Yep
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 31, 2020, 11:56:28 AM
I also think LGA deserves its own special tier
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on January 31, 2020, 12:03:07 PM
I wish I had the travel knowledge and experiences of someone who travels a lot. Outside of how they are decorated, every airport is pretty much identical to me.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 31, 2020, 12:05:05 PM
Termy C sucks ass but you and I can high five at the tiny shitty goose island bar while we’re hammered drunk waiting on our delayed flights home.


Sent from my iPhone using Tapatalk

 :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 31, 2020, 12:07:42 PM
I wish I had the travel knowledge and experiences of someone who travels a lot. Outside of how they are decorated, every airport is pretty much identical to me.

I used to love work travel and now I hate its guts.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 31, 2020, 12:16:20 PM
I also think LGA deserves its own special tier

it's so bad!
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 31, 2020, 12:23:08 PM


I wish I had the travel knowledge and experiences of someone who travels a lot. Outside of how they are decorated, every airport is pretty much identical to me.

I used to love work travel and now I hate its guts.


Sent from my iPhone using Tapatalk

I still like international but loathe going to like Huntsville or Flint or some crap
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on January 31, 2020, 12:38:46 PM
I wish I had the travel knowledge and experiences of someone who travels a lot. Outside of how they are decorated, every airport is pretty much identical to me.

I used to love work travel and now I hate its guts.

Yeah, I don't want to actually do the travel. Maybe when I was younger.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 31, 2020, 12:43:06 PM


I wish I had the travel knowledge and experiences of someone who travels a lot. Outside of how they are decorated, every airport is pretty much identical to me.

I used to love work travel and now I hate its guts.


Sent from my iPhone using Tapatalk

I still like international but loathe going to like Huntsville or Flint or some crap

I’m going to go all sappy here folks so hang onto your asses: I just don’t like being away from my kids. I already work too much when I’m in town.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on January 31, 2020, 01:00:31 PM
my liking of work travel will probably take a big hit in 2021.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on January 31, 2020, 01:01:25 PM
Flying, no matter the distance, completely zaps my energy. No way I could do it weekly
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on January 31, 2020, 01:25:09 PM
Guys, I fly from Dallas to Austin or Dallas to Houston all the time. Is that too short of a distance to fly? Ought I drive?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 31, 2020, 03:17:21 PM
Guys, I fly from Dallas to Austin or Dallas to Houston all the time. Is that too short of a distance to fly? Ought I drive?

If there was a direct flight between Omaha and KC I’d take it about 3 times a month.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 31, 2020, 03:36:27 PM


I wish I had the travel knowledge and experiences of someone who travels a lot. Outside of how they are decorated, every airport is pretty much identical to me.

I used to love work travel and now I hate its guts.


Sent from my iPhone using Tapatalk

I still like international but loathe going to like Huntsville or Flint or some crap

I’m going to go all sappy here folks so hang onto your asses: I just don’t like being away from my kids. I already work too much when I’m in town.


Sent from my iPhone using Tapatalk

yeah I'm OK leaving my kids for a full week 2-3 times per year. but I totally understand where you're coming from.

Also I think a flight from Dallas to Houston/Austin is a poor use of time/hassle based on the google maps 3:17 estimate from Dallas to IAH but of course this depends on where in Dallas and where in Houston and which airport and if you're renting a car and how much you hate driving/traffic.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on January 31, 2020, 03:50:57 PM
Guys, I fly from Dallas to Austin or Dallas to Houston all the time. Is that too short of a distance to fly? Ought I drive?

If there was a direct flight between Omaha and KC I’d take it about 3 times a month.


Sent from my iPhone using Tapatalk

i flew from kc to omaha one time due to an emergency landing (wow!)
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on January 31, 2020, 03:59:28 PM
when I was a kid I flew direct from ICT to MCI. I think it was on Vanguard on a stupid cheap fare and it was hilarious to me at the time.

https://www.flickr.com/photos/erussell1984/30706663766/in/photostream/

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 31, 2020, 04:34:50 PM
I fly from Seattle to Portland and Vancouver if I'm not taking a dog. No traffic.
Title: Re: How Many Credit Cards Do You Have?
Post by: 8manpick on February 01, 2020, 11:07:49 AM
this is a rough draft of completely subjective tiers of the three main carriers' hubs based on me trying to remember them right now and giving very little thought. lax is gross sometimes but ok some other times and i think there is a new termy for delta iirc.

atl                    clt
msp
dtw

------- above this line are nice

lax                  phx              sfo
sea                 dca              den
                      mia

------ above this line are ok

lga                 ord               ewr
slc                 dfw
bos                phl
                   
----- above this line are gross

i like never fly united so i don't know if i've ever been through iah or iad
ORD seriously depends on Terminal/Airline. For AA it is great, for United it is barf city.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on February 01, 2020, 12:50:09 PM
this is a rough draft of completely subjective tiers of the three main carriers' hubs based on me trying to remember them right now and giving very little thought. lax is gross sometimes but ok some other times and i think there is a new termy for delta iirc.

atl                    clt
msp
dtw

------- above this line are nice

lax                  phx              sfo
sea                 dca              den
                      mia

------ above this line are ok

lga                 ord               ewr
slc                 dfw
bos                phl
                   
----- above this line are gross

i like never fly united so i don't know if i've ever been through iah or iad
ORD seriously depends on Terminal/Airline. For AA it is great, for United it is barf city.

B is fine for United. It’s when you live it some backwater town like KC or Omaha so you have to fly out of C that sucks.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 01, 2020, 01:04:52 PM
E/F is the flying to Flint or Fort Wayne terminal which really really sucks. I take 777's to SFO out of C but I'm usually boarding with directly from B with my app-ordered Tortas in hand.

I also think EWR should move up because the iPads that let your order booze everywhere in the terminal without talking to anyone are great. (Needs more bathrooms though)
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on February 01, 2020, 04:12:21 PM
I hate people that bring their food onto the plane, I would have you and your tortas removed
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on February 01, 2020, 04:22:32 PM
Yes, anyone bringing food with a smell on the plane should be beheaded. This should also extend to anyone that orders tomato juice.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on February 01, 2020, 05:18:51 PM
I have considered your positions and will continue to being Tortas onto airplanes if necessary.

(Believe me I would rather eat them at the bar)
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 05, 2020, 01:29:56 PM
Marriott just devalued their points. 25% of their properties went up at least one category. sucks crap. Effective early March so book now.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on February 05, 2020, 01:30:31 PM
well crap
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 05, 2020, 01:31:32 PM
I may just try to make Hyatt somehow work. It's inconvenient AF with their small footprint but all the rest are garbage.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on February 05, 2020, 10:02:03 PM
I only kept the Amex this year so that I could use my free night at the Jackson Hole Springhill again.  What a steal that was  :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 12, 2020, 12:10:38 PM
Hyatt just announced category changes. All in all not terrible. Park Hyatt Chicago down from a Cat 6 to Cat 5 (15k points). Added peak and slow season variable awards that I'm sure will be abused but in theory would be good.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 13, 2020, 10:18:18 AM
I can confirm that this does, in fact, suck crap

We're back!

https://www.alaskaair.com/content/oneworld/alaska-airlines-to-join-oneworld
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on February 14, 2020, 06:11:10 PM
Delta Amex bonuses (skymiles and MQMs) are the biggest I have ever seen right now.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 08, 2020, 06:16:32 PM
cancelled a few cards since i'm not going to be traveling for the next year or so.  still have couple more to go, but i'm gonna be down to like 5-6 cards for the first time in like a decade.

r.i.p. sapphire reserve.   :cry:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 08, 2020, 07:52:36 PM
Marriott extended my plat status to feb 2022. Which is nice because I wasn’t going to qualify again this year under the circumstances. Most others seem to be doing similar.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 09, 2020, 10:53:04 AM
Marriott extended my plat status to feb 2022. Which is nice because I wasn’t going to qualify again this year under the circumstances. Most others seem to be doing similar.


Sent from my iPhone using Tapatalk

fingers crossed for airlines to do the same.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 09, 2020, 11:05:54 AM
Marriott extended my plat status to feb 2022. Which is nice because I wasn’t going to qualify again this year under the circumstances. Most others seem to be doing similar.


Sent from my iPhone using Tapatalk

fingers crossed for airlines to do the same.

united already has
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 09, 2020, 11:07:15 AM
Marriott extended my plat status to feb 2022. Which is nice because I wasn’t going to qualify again this year under the circumstances. Most others seem to be doing similar.


Sent from my iPhone using Tapatalk

fingers crossed for airlines to do the same.

united already has

Like airlines that will be around in 2021
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 09, 2020, 11:12:28 AM
cancelled a few cards since i'm not going to be traveling for the next year or so.  still have couple more to go, but i'm gonna be down to like 5-6 cards for the first time in like a decade.

r.i.p. sapphire reserve.   :cry:

I know you wont' get the sign up bonus again but is there any dead period you can sign back up for these cards and get the other benefits when it feels like traveling will happen again?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 09, 2020, 11:15:47 AM
You can get the sign up bonus again...


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 09, 2020, 11:22:37 AM
You can get the sign up bonus again...


Sent from my iPhone using Tapatalk

I feel like this is page 1 stuff but can't for AMEX plat again, Chase reserve/citi AA is an 24 month wait between right? 

Bonus would be great but I want to be able to get the card again to take advantage of the other benefits when I need them.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on April 09, 2020, 11:28:49 AM
You can get the sign up bonus again...


Sent from my iPhone using Tapatalk

If it's been 24 months since you got the CSR bonus, couldn't you cancel it and sign up for the CSP and get the bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on April 09, 2020, 11:29:47 AM
You can get the sign up bonus again...


Sent from my iPhone using Tapatalk

If it's been 24 months since you got the CSR bonus, couldn't you cancel it and sign up for the CSP and get the bonus?

Nevermind, just saw on the Chase website that it is 48 months between bonuses.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on April 09, 2020, 11:48:55 AM
It would be cool if travel/card companies really started ramping up the free crap to encourage scared people to travel more post 'rona.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 09, 2020, 12:15:43 PM
The card people dngaf if you travel more. They buy the miles from the carriers.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 09, 2020, 01:39:59 PM
The card people dngaf if you travel more. They buy the miles from the carriers.


Sent from my iPhone using Tapatalk

they certainly don't want folks like sys to cancel though
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on April 09, 2020, 01:49:56 PM
Was thinking more of the travel companies.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 09, 2020, 02:36:11 PM
they certainly don't want folks like sys to cancel though

neither chase not citi made any effort to retain me.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 09, 2020, 05:07:01 PM
they certainly don't want folks like sys to cancel though

neither chase not citi made any effort to retain me.

oh they must be glad to get rid of you then
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on April 09, 2020, 08:13:34 PM
I can apply for a SW personal and get another companion pass on 4/12. V excited to have it back in my life.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 09, 2020, 09:04:03 PM
it was an observation, michigancat, not a rebuttal.
Title: Re: How Many Credit Cards Do You Have?
Post by: SkinnyBenny on April 15, 2020, 10:42:56 AM
Incredible that my entire family is going to have companion passes and miles for like the next year and a half and we basically can't travel anywhere. H8 Lyfe.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 15, 2020, 11:52:21 AM
Incredible that my entire family is going to have companion passes and miles for like the next year and a half and we basically can't travel anywhere. H8 Lyfe.
I’m irate about this as well


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 15, 2020, 01:18:53 PM
my United status match challenge was destroyed, but my Delta Diamond was extended through 2021. i'm going to call United when i start traveling again and see if they'll give me another challenge.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2020, 01:25:23 PM
rumblings of a SW companion pass update coming soon....
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 16, 2020, 05:56:27 PM
Holy cow, full year extension. Mine is through 2021 already so doesn’t help me but incredible for anyone who had it expiring at end of 2020.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on April 16, 2020, 07:18:51 PM
southwest being bitb like usual, no surprise here
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 16, 2020, 07:22:11 PM
southwest being bitb like usual, no surprise here

 :jerk: delta was the bitb standard setter here
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on April 16, 2020, 07:24:16 PM
southwest being bitb like usual, no surprise here

 :jerk: delta was the bitb standard setter here

lmfao
Title: Re: How Many Credit Cards Do You Have?
Post by: DaBigTrain on April 17, 2020, 12:08:09 PM
southwest being bitb like usual, no surprise here

Yes confirmed.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on April 17, 2020, 12:11:16 PM
tater's adoration of delta is so cute
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on April 17, 2020, 12:42:42 PM
southwest being bitb like usual, no surprise here

 :jerk: delta was the bitb standard setter here

Me and tater vs the world LFG
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 17, 2020, 12:46:23 PM
 :cool:
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 17, 2020, 01:42:10 PM
prove me wrong
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 17, 2020, 02:21:44 PM
you have a delta companion pass and has it had another full year added to it?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 17, 2020, 02:22:55 PM
have you guys seen the actual millions of delta #metal sitting on the kci runways?  :eek: :eek: :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on April 17, 2020, 02:23:55 PM
wut

(https://i.ytimg.com/vi/lqYHf6V-CeQ/maxresdefault.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on April 17, 2020, 02:25:05 PM
yeesh
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on April 28, 2020, 10:24:58 AM
Got denied for the 100k Ink card yesterday -

Our decision was based on the following reason(s)
    Insufficient balance in deposit and investment accounts with us

Most of you have accounts with Chase, or is this something new I have to deal with?
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on April 28, 2020, 11:32:32 AM
I have Ink Biz and zero accounts for savings/checking/investing with them. Must be new thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on April 28, 2020, 11:40:14 AM
I have Ink Biz and zero accounts for savings/checking/investing with them. Must be new thing.

Same.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on April 28, 2020, 11:45:39 AM
That denial rationale doesn't line up to me with a biz card application.  Check for user error.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 28, 2020, 12:24:24 PM
Keep in mind they will put out offers with personal banking clients with big $ with them. Could be an offer for the same for business?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on April 28, 2020, 01:33:11 PM
Keep in mind they will put out offers with personal banking clients with big $ with them. Could be an offer for the same for business?


Sent from my iPhone using Tapatalk

This makes more sense, I had to "sign in to apply". I rotate through co branded business cards, so I have the login, didn't think twice when it asked for it. Thanks.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 28, 2020, 07:02:43 PM
Got denied for the 100k Ink card yesterday

amex mumped me like that for churning b.c., but chase has always treated me well.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 03, 2020, 09:56:42 PM
my wife is down to one card and i'm down to six.  two more of mine to close, but i'm not in a huge hurry.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on May 03, 2020, 10:47:20 PM
Amex plat adding 320 in credits for streaming services and cell phone bills might keep me a member through the non travel 2020 year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 04, 2020, 06:12:09 AM
Word is Chase is tightening up quite a bit on approvals. Sucks.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on May 04, 2020, 07:49:01 AM
I've been lazy about playing the Freedom quarterly game. I've kept everything on my Ink Biz Preferred.

Sent from my Moto G (4) using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 04, 2020, 08:15:15 AM
Lot of chase cards now doing grocery bonus. Believe CSR is 6x.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on May 04, 2020, 09:08:19 AM
csr is 5x
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on May 04, 2020, 12:41:28 PM
Groceries are the Freedom quarterly currently. Kroger booze store counts. :)
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 04, 2020, 03:19:31 PM
Where’s chase’s official confirmation of this thing?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 05, 2020, 01:39:32 PM
after cancelling our july kauai trip I'm sitting on millions of points/miles and am getting worried that there is a massive devaluation coming across almost all brands. going to try to book them all up now.
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on May 05, 2020, 01:45:29 PM
I just applied and was approved for a SW personal card with a 40k point bonus so I can get the companion pass for 2020/2021. Received the 75k business bonus on like January 2nd. Had to wait out my 24 months to get another personal and then have been waiting for the bonus to increase, but it just wasn't happening. Finally just ripped the bandaid off so I can get the pass and move on to other cards.

For whatever reason, Chase seems to be mushing Mrs. Wondermeal v hard on any of her new applications, which doesn't make sense since we have the same credit history and she is under 5/24. Misogyny?

Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 06, 2020, 02:59:58 PM
Where’s chase’s official confirmation of this thing?

I just got the CSR email about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 31, 2020, 12:48:26 PM
Pretty awesome


https://twitter.com/boardingarea/status/1267146080040259584?s=21


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on May 31, 2020, 01:04:03 PM
Wow!
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on May 31, 2020, 01:25:47 PM
Help me out here. I read it twice and besides lower renewal (which I wouldn't be able to redeem because I'll have cancelled it before next year) I don't see a huge added benefit?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on May 31, 2020, 03:48:25 PM
maybe i shouldn't have closed my csr.
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on May 31, 2020, 05:09:17 PM
after cancelling our july kauai trip I'm sitting on millions of points/miles and am getting worried that there is a massive devaluation coming across almost all brands. going to try to book them all up now.

How did this go?
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on May 31, 2020, 05:15:11 PM
Help me out here. I read it twice and besides lower renewal (which I wouldn't be able to redeem because I'll have cancelled it before next year) I don't see a huge added benefit?

You get the full benefit of booking travel through their site (1.25 or 1.50 multiplier) on restaurants, grocery stores & Lowes/Home Depot. It looks like it works just like the Venture charge eraser. Log into your bill and use points to clear off charges at those places instead of just being able to use it on travel. Have $125 or $150 grocery charge, use $100 worth of points to clear it off.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 31, 2020, 05:25:41 PM
after cancelling our july kauai trip I'm sitting on millions of points/miles and am getting worried that there is a massive devaluation coming across almost all brands. going to try to book them all up now.

How did this go?
Nothing yet.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on May 31, 2020, 05:36:13 PM
Help me out here. I read it twice and besides lower renewal (which I wouldn't be able to redeem because I'll have cancelled it before next year) I don't see a huge added benefit?

You get the full benefit of booking travel through their site (1.25 or 1.50 multiplier) on restaurants, grocery stores & Lowes/Home Depot. It looks like it works just like the Venture charge eraser. Log into your bill and use points to clear off charges at those places instead of just being able to use it on travel. Have $125 or $150 grocery charge, use $100 worth of points to clear it off.
It’s still not the absolute best redemption but it’s pretty nice. And you are earning 3x points on travel and dining. So spend $100 out to eat. Then you can just cancel $4.50 of charges. So like 4.5% cash back on travel and dining. Of course, you can transfer those points to Hyatt, United, Southwest, etc. too.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 01, 2020, 09:02:15 AM
I guess I thought that was always an option. Maybe I'm mixing it up with Citi Thank You points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 01, 2020, 09:47:02 AM
I don't think you got that 1.5 rate.

Seems to me they are trying to get me to burn up my points.  Great option though for those who could use it right now with less travel and job uncertainty.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 01, 2020, 10:07:10 AM
It's over 1.5% if I only use it for the bonus categories that quarter.
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on June 01, 2020, 04:46:37 PM
It's over 1.5% if I only use it for the bonus categories that quarter.

You talking Sapphire or Freedom? Freedom has the quarterly bonus categories.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 01, 2020, 04:58:17 PM
Freedom
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 01, 2020, 06:30:15 PM
Sapphire Reserve has those all the time


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on June 02, 2020, 10:21:56 AM
I'm not planning on traveling for a while so I used the 25k points sitting in my account and got like $350.

Pretty sweet.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 03, 2020, 10:45:56 AM
I have enough points to fly myself and one other person first class to Hawaii. And I would never have had this opportunity without the great goEMAW.com.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 03, 2020, 11:14:22 AM
I have enough points to fly myself and one other person first class to Hawaii. And I would never have had this opportunity without the great goEMAW.com.
And congrats, you'll never get to go
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on June 05, 2020, 09:47:04 PM
Delta cancelled my flights for July and said they’re going to give me eCredit.  I payed with miles.  Shouldn’t I get the miles back plus refund for the taxes instead? Which is better value?  5 flights booked at 31k plus $56 tax each. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 05, 2020, 10:16:55 PM
yeah, that's weird.  they should refund miles and taxes/fees.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 05, 2020, 10:18:54 PM
I cancelled a chase rewards flight and they also have a dollar credit. And one way was United and the other was Hawaiian so it's a real pain
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 05, 2020, 10:21:56 PM
that kinda makes sense for chase.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 05, 2020, 10:29:14 PM
I have enough points to fly myself and one other person first class to Hawaii. And I would never have had this opportunity without the great goEMAW.com.

When do you want to go? I’ll need at least thirty days notice to take off work.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 06, 2020, 12:32:14 PM
Would be a great place to spend New Years, probably!
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 15, 2020, 04:08:59 PM
Does Southwest not have sign up bonuses or does their webiste suck ass at showing card benefits?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 15, 2020, 05:27:43 PM
I have written 700 pages of companion pass strategy and SW churning posts ITT bro


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 15, 2020, 06:59:52 PM
I don't have time to go through 446 pages. Or maybe I do. But not the will power.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 20, 2020, 04:16:00 PM
Caught this while looking at some of my CSR stuff.

Quote
Starting June 1, 2020 through the end of this year, gas station and grocery store purchases will both earn points and also count toward earning your $300 Annual Travel Credit (as always, after your first $300 in travel purchases, you immediately begin earning 3x points on travel). See Terms & Conditions for details.

If you've got annual travel credit to blow, spend at the grocery store the last of this month and get 5x points plus it all paid for.
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on June 24, 2020, 09:22:47 AM
https://www.wsj.com/articles/its-time-to-decide-what-to-do-with-your-airline-credit-cards-11592991002

Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on July 12, 2020, 09:18:01 AM
Recent Chase denials are making people think Chase has stated counting car loans against the 5/24.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on July 16, 2020, 03:50:00 PM
CSR justifying its existence.  5x at gas stations, 1.5 for the pay yourself back thing this quarter, travel credit applied to gas and groceries for rest of year.

https://www.chase.com/personal/credit-cards/sapphire-reserve-benefits
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 16, 2020, 04:07:53 PM
man.. these cards really used to have a lot better points/rewards.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on July 16, 2020, 04:10:04 PM
CSP bonus at 60k now. CSR 50k
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2020, 09:44:19 AM
Covid has me down to 2 cards. CSR and old school Freedom.

 :sdeek:

I'm enraged that I'm sitting on two companion passes and not flying my dozens of children all over the place  :bang:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 07, 2020, 09:45:37 AM
i went ahead and got the new freedom bc 5% grocery stores for the next year
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on August 07, 2020, 11:29:38 AM
Covid has me down to 2 cards. CSR and old school Freedom.

 :sdeek:

I'm enraged that I'm sitting on two companion passes and not flying my dozens of children all over the place  :bang:

I'm sticking with AMEX Plat and that's probably it right now for spendy cards.  Going to downgrade CSR until flying starts up again then get back on it and AA Elite one.  Kept the $149 SWA one too.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on August 07, 2020, 11:55:45 AM
i just got my first new card of the covid era (ihg).  got tired of wasting my spend.
Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on August 07, 2020, 01:45:44 PM
My daily driver for the past 3-4 years has been the no fee Hilton Honors card. Feel perfectly welcome to make fun of me or judge the hell out of me if you want.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on August 07, 2020, 02:23:40 PM
My daily driver for the past 3-4 years has been the no fee Hilton Honors card. Feel perfectly welcome to make fun of me or judge the hell out of me if you want.

The points are really low value, but you can get a lot of practical use out of them. There are Hampton Inns and other decent Hilton brands all over the place. If you goal is practicality, and not luxury trips, stays and long flights then it works well imo.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 07, 2020, 02:24:43 PM
You are such a rough ridin' idiot chum1, lmao at your face.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on August 07, 2020, 03:21:48 PM
chum1, card pussy
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on August 07, 2020, 03:27:26 PM
Get more credit cards, Chumbass.

Sent from my SM-G975U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: chum1 on August 07, 2020, 04:15:05 PM
Best looking card of all time? Maybe!

(https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/category/cardarts/hilton-honors.png)
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 07, 2020, 04:19:08 PM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on August 07, 2020, 04:41:10 PM
Egads. Not sexy at all.

Sent from my moto g power using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 07, 2020, 04:46:47 PM
that is take my breath away by berlin in card form
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 13, 2020, 05:38:21 PM
https://twitter.com/boardingarea/status/1294037906126848000


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on August 13, 2020, 08:45:11 PM
https://twitter.com/boardingarea/status/1294037906126848000


Sent from my iPhone using Tapatalk

Got my hopes up. Clicked the link —

Update: our apologies. This was published in error. We held off on publishing last night when we saw that the offer was disappearing after logging in and unintentionally published this tonight. This offer is not working.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 13, 2020, 09:48:51 PM
an extra 35k points you can't use anyway is probably not important I guess. back to page 9 you shitty useless thread!
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on September 05, 2020, 02:53:39 PM
is the 65k offer worth rolling with or wait for it to maybe bump even higher?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 05, 2020, 07:03:56 PM
is the 65k offer worth rolling with or wait for it to maybe bump even higher?
Which one?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on September 05, 2020, 08:21:37 PM
 :Lurk:
is the 65k offer worth rolling with or wait for it to maybe bump even higher?
Which one?


Sent from my iPhone using Tapatalk
SW. I also have about 70k miles from SW I haven’t used still.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 05, 2020, 08:23:19 PM
yeah, it's fine. I'd wait until december'ish so you can get a companion pass (or two) for the next two years though.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 08, 2020, 09:15:30 AM
Does Chase have a tool or if you contact them will they let you know if you are eligible for another bonus on say CSP or SWA cards?  I think I'm eligible but don't want to apply and not get the bonuses.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 08, 2020, 10:41:12 AM
You can send them an internal message from their website after you login


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on September 08, 2020, 11:05:35 AM
if i opened a SW card back on 8/31/18 and i'm not sure when the bonus hit my account, probably some time in October/November, can i apply for a new SW card now, or will i need to wait another month or so?  been so long since i opened a new card.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on September 10, 2020, 10:33:32 AM
tried looking at my rapid reward point history, and it only goes back to 2019, so can't tell when bonus hit.  i guess if i just apply and they accept it i'm probably good, maybe just don't spend the 2k in the first month just to be safe  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2020, 11:19:48 AM
I think the terms say since you last received the bonus.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on September 10, 2020, 11:40:15 AM
yeah it's 24 since last received a bonus, but not sure whether i can still apply for one if it's say 22/23 months since my last bonus, if i apply now, and get the bonus in 2 months from now
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 10, 2020, 07:35:07 PM
Could you ask them?

Sent from my moto g power using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 10, 2020, 08:20:44 PM
he absolutely could. I said how without even calling them. it's super easy.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 15, 2020, 08:53:46 PM
csp is offering 80k sign up after $4k in 3 mo
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 15, 2020, 09:13:23 PM
csp is offering 80k sign up after $4k in 3 mo
Just applied. 49 months since my last bonus!
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on September 15, 2020, 10:58:42 PM
csp is offering 80k sign up after $4k in 3 mo
Just applied. 49 months since my last bonus!

Oh man! I got mine in Dec 2016, got bonus within first month. Can’t wait!
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 16, 2020, 08:35:01 AM
csp is offering 80k sign up after $4k in 3 mo
Just applied. 49 months since my last bonus!

Think they are mushing me and can't find a reconsideration line that works.  Guess I'll wait for my rejection letter.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2020, 08:37:01 AM
Chase is getting much more hardcore on approvals from what I’ve read


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 16, 2020, 08:39:09 AM
Chase is getting much more hardcore on approvals from what I’ve read


Sent from my iPhone using Tapatalk

Not to fanningbrag but I'm like A+ credit material.  Can't wait to LOL in their fat faces!
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 16, 2020, 08:43:19 AM
I'm an idiot, I forgot to unfreeze my credit.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 16, 2020, 08:48:50 AM
lmao


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 16, 2020, 08:49:05 AM


Sent from my moto g power using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 17, 2020, 05:02:16 PM
I'm an idiot, I forgot to unfreeze my credit.
Approved. Feels good to get back into the churn game.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on September 17, 2020, 05:05:46 PM
I'm an idiot, I forgot to unfreeze my credit.
Approved. Feels good to get back into the churn game.

Did you apply over the phone? I tried calling chase card services and regular chase to speak with someone, but could not get off automation. There isn’t a chase bank within 3 hours of me.

Trying to find out exactly when I’m eligible for the bonus. I earned mine in either Dec 2016 or Jan 2017. Time flies man.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 17, 2020, 05:51:34 PM
I'm an idiot, I forgot to unfreeze my credit.
Approved. Feels good to get back into the churn game.

Did you apply over the phone? I tried calling chase card services and regular chase to speak with someone, but could not get off automation. There isn’t a chase bank within 3 hours of me.

Trying to find out exactly when I’m eligible for the bonus. I earned mine in either Dec 2016 or Jan 2017. Time flies man.
Online. I had my last bonus payout recorded on my spreadsheet. I had to call once I got the reference number to get them to rerun my credit report.

I also just got a chase checking and savings and they are praying an insane 500 bucks for basically nothing.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on September 22, 2020, 01:28:45 PM
Need to get a bunch more AA miles.  Doesn't appear there are any good AA deals right now.  Wait for a better AA offer or get one that transfers points to AA?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2020, 01:32:22 PM
Need to get a bunch more AA miles.  Doesn't appear there are any good AA deals right now.  Wait for a better AA offer or get one that transfers points to AA?
GET THE HELL OUT OF HERE!


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 28, 2020, 12:34:29 PM
Pretty ladies all in a row

(https://uploads.tapatalk-cdn.com/20200928/b9823938068e4ff5e26a06fc1698e4b4.jpg)


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 05, 2020, 08:49:09 AM
did anyone else get the companion pass + 30k points offer from sw?

spend $4k in three months and they give you the pass + 30k points, card has $69 fee
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 05, 2020, 09:37:33 AM
did anyone else get the companion pass + 30k points offer from sw?

spend $4k in three months and they give you the pass + 30k points, card has $69 fee
Dang that's a deal
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 05, 2020, 09:38:00 AM
Except not sure how much traveling will get done in 2021
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 05, 2020, 10:03:00 AM
Except not sure how much traveling will get done in 2021

same, i don't plan on doing any
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 05, 2020, 10:09:52 AM
Except not sure how much traveling will get done in 2021

same, i don't plan on doing any

I don't like hearing this talk one bit.  My 2021 calendar is currently still loaded with travel plans that got pushed from this year in addition to normal travel plans.  Maybe not 1Q or even some 2Q.
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on October 05, 2020, 11:02:17 AM
Except not sure how much traveling will get done in 2021

same, i don't plan on doing any

I don't like hearing this talk one bit.  My 2021 calendar is currently still loaded with travel plans that got pushed from this year in addition to normal travel plans.  Maybe not 1Q or even some 2Q.

If you & Mrs. Titola die my kids just get their college funded early, so go for it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 05, 2020, 11:07:03 AM
Except not sure how much traveling will get done in 2021

same, i don't plan on doing any

I don't like hearing this talk one bit.  My 2021 calendar is currently still loaded with travel plans that got pushed from this year in addition to normal travel plans.  Maybe not 1Q or even some 2Q.

If you & Mrs. Titola die my kids just get their college funded early, so go for it.

 :blindfold:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 05, 2020, 11:08:37 AM
did anyone else get the companion pass + 30k points offer from sw?

spend $4k in three months and they give you the pass + 30k points, card has $69 fee
yes.. wowza. same boat as everyone else.. how much travelling is gonna happen next year? idk
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 05, 2020, 11:18:42 AM
it really depends on the chip. I probably won't do leisure travel outside of driving distance before then.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on October 07, 2020, 07:01:38 AM
I'd rather fly than go by car. Gas stations and rest stops are far more rona tainted than an airport or airplane.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 07, 2020, 09:35:41 AM
I'd rather fly than go by car. Gas stations and rest stops are far more rona tainted than an airport or airplane.

I get what you're saying, but you don't really need to go into a gas station, and if you do it can probably be less than a minute. You can get meals in drive thru's or plan stops at restaurants with outdoor seating.

And I'd take a gross open air rest stop bathroom over an airport one. Granted I haven't been in an airport since March so I don't know how crowded they are now but a lot of them just smell like stale piss which makes me think ventilation in them isn't always the best. Plus you're probably in an airport for at least an hour, on a crowded jetway, maybe there's a shuttle for a car rental, etc. Just a lot more opportunities for transmission compared to driving.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on October 07, 2020, 09:37:17 AM
you can also just drop your pants and do your business anywhere you want on the open road, try doing that on an airplane
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on October 07, 2020, 10:21:16 AM
you have to sit right next to a complete stranger like arms touching for 3+ hours in a gas station? come on
Title: Re: How Many Credit Cards Do You Have?
Post by: cfbandyman on October 07, 2020, 10:26:15 AM
Buy an electric car, boom problem solved
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on October 07, 2020, 10:43:05 AM
Air changes in an airplane is 20-30 an hour (2-3 times a minute). Air nozzle overhead is 50% outdoor air minimum. The recycled air is HEPA filtered and purified. I'm not worried about who is next to me. I have a nozzle washing a nice fresh air bubble over me.

Good luck seeing anything close to that on air changes in any restaurant or gas station.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on October 07, 2020, 10:51:08 AM
Air changes in an airplane is 20-30 an hour (2-3 times a minute). Air nozzle overhead is 50% outdoor air minimum. The recycled air is HEPA filtered and purified. I'm not worried about who is next to me. I have a nozzle washing a nice fresh air bubble over me.

Good luck seeing anything close to that on air changes in any restaurant or gas station.

50% indoor plane air blasting you for hours or a minute in a gas station...
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on October 07, 2020, 10:52:07 AM
The math isn't hard but carry on.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 07, 2020, 11:30:39 AM
I'm definitely less worried about the flight than I am anything else.

Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 07, 2020, 11:40:14 AM
I'm definitely less worried about the flight than I am anything else.
No individual part of a trip disturbs me that much. I'd do the same thing in Aruba as I do in kc now. Stay away from people, only eat outside.

The logistics of getting somewhere, not being stranded, and the things that would be considered higher risk in these times that I normally do on trips keep me at home at this point. Just doesn't seem worth it.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on October 07, 2020, 11:46:15 AM
Somebody in here got a Chase Sapphire Preferred referral link they want to post?  Or a better card to talk me into?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2020, 12:03:40 PM
Somebody in here got a Chase Sapphire Preferred referral link they want to post?  Or a better card to talk me into?

every single person do this (if it gives you 80k bonus, don't use it if it doesn't)

https://www.referyourchasecard.com/6/OEMB5YM6IM
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on October 07, 2020, 12:17:11 PM
Somebody in here got a Chase Sapphire Preferred referral link they want to post?  Or a better card to talk me into?

every single person do this (if it gives you 80k bonus, don't use it if it doesn't)

https://www.referyourchasecard.com/6/OEMB5YM6IM

Figured better a poster here than that points guy
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on October 07, 2020, 12:19:59 PM
Also, approved.  Enjoy the bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2020, 12:20:29 PM
thanks pal! you too!
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 07, 2020, 03:21:15 PM
that card of the SW offer card?? need to pull the trigger on one of them soon because a bathroom remodel is in my very near future
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 07, 2020, 03:22:44 PM
Sapphire more valuable and versatile but if you are going to fly a ton of SW next year (5+ RTs) that companion pass could play catch up?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on October 07, 2020, 03:24:32 PM
 :thumbsup:
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on October 08, 2020, 09:47:56 AM
I might be a schill but I think 140k on the IHG card is a pretty good deal.  It always depends on where you stay but it should pretty easily get you 5+ nights at a nice destination property or 10+ nights at an interstate Express.  Platinum status so frequent upgrades at the nicer places too.  If you use them right, you can redeem for $1.5k in hotel stays.

Downsides: IHG is flexing reward nights so big events might not be good value.  Also, IHG needs more properties in elite vacation destinations.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 08, 2020, 07:35:18 PM
I might be a schill but I think 140k on the IHG card is a pretty good deal.

it's a great deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on October 29, 2020, 07:39:01 AM
Been out of the game for a minute, is this still worth doing?  I’ve got a side hustle that should allow me to spend whatever the minimum spend on these sign ups are no problem.  Is it basically churn 5 chase cards every 18 months rinse wash repeat?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2020, 07:42:01 AM
Been out of the game for a minute, is this still worth doing?  I’ve got a side hustle that should allow me to spend whatever the minimum spend on these sign ups are no problem.  Is it basically churn 5 chase cards every 18 months rinse wash repeat?

Yeah, I've slowed down some. I throw in an AA every once in awhile to go with the chases. The new CSP 80k offer is really good if you qualify. Have a referral link above if you do.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 29, 2020, 07:43:29 AM
Also AA's current dynamic point rewards are strange. Flying the family to Bar Harbor in July and got 4 first class RTs for 21k more pts than the 4 RT coach seats would have been. The return flight was actually the exact same number of pts.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2020, 09:05:18 AM
wut

https://pointsmilesandmartinis.boardingarea.com/2020/11/us-mint-world-war-coins/?utm_source=BoardingArea&utm_medium=twitter
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2020, 09:15:02 AM
so I guess I'm going to try to make $1k at 11:00 real quick.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2020, 09:19:08 AM
and anyone else who wants to use my referral link so I get $20

https://pfsbuyersclub.com/Account/Register?referral=OFY1K3UD
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on November 05, 2020, 09:20:26 AM
I don't know the points martini guy but you think this is legit?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2020, 10:04:16 AM
I don't know the points martini guy but you think this is legit?

yeah, I think so. :dunno:

everyone acts like you just have to get lucky at getting in early because it will sell out in 10 seconds. looks like it's pretty long odds that you even get through in time to buy one.

https://www.doctorofcredit.com/two-new-profitable-coin-deals-2600-in-credit-card-spend-profit/

update: got it into the cart and to payment page and then crash. boo.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 05, 2020, 03:18:41 PM
so are you guys coinillionaires or what
i thought about signing up but it was too much work
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2020, 03:21:48 PM
It was very little work but I am not :-(


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 05, 2020, 03:25:30 PM
did no one buy the coin?
idk, i'm pretty tired today and signed up an account then just said meh
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2020, 03:44:58 PM
did no one buy the coin?
idk, i'm pretty tired today and signed up an account then just said meh

I tried but by the time I got in there it was sold out.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on November 05, 2020, 04:25:58 PM
did no one buy the coin?
idk, i'm pretty tired today and signed up an account then just said meh

I tried but by the time I got in there it was sold out.
the black friday tv deal I was trying to get last night.. I was on it right at 6pm, sold out.. wtf :curse: got back on an hour later and it was available for pickup in store  :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on November 05, 2020, 07:15:46 PM
Did you go for the silver or the gold.  I went for the silver like a beta and still got shut out.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 05, 2020, 07:43:10 PM
Gold


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on November 05, 2020, 09:32:15 PM
did no one buy the coin?
idk, i'm pretty tired today and signed up an account then just said meh

Same. Lol
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 10, 2020, 02:31:30 PM
75K bonuses out for some Ink cards.  I've got the old school one that has a $95 annual fee but 5x on internet/cable/gas and 2x on gas and I've kept it for those categories and also because I didn't want to give up that biz card after having succeeded at getting it with all the sole proprietorship stuff.

I see there's now Ink Business Cash that has those same categories, no annual fee, and the 75K bonus right now.

https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF

Should I apply for that while still retaining my existing Ink, or cancel the existing one first?  And either way, is Chase being harder on granting biz cards these days or should I still be good following the basic simple process?

Worst-case scenario, I'm sure I could get them to convert what I have now into that Ink Business Cash with no annual fee, but I want to grab the 75K bonus too if possible.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on December 10, 2020, 10:09:54 AM
old news but since delta extended diamond medallions i get another round of choice benefits in 2021.  :pbj:
Title: Re: How Many Credit Cards Do You Have?
Post by: Kat Kid on December 27, 2020, 07:47:10 PM
Ok, so Fold and BlockFi are both going to have bitcoin rewards on their pre-paid debit cards.  I have texted steve dave and await his verdict on my soul.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 29, 2020, 09:20:56 AM
kinda big news and probably good for UR points

https://yourmileagemayvary.net/2020/12/29/this-deal-could-change-the-way-you-use-points-to-book-travel/?utm_source=BoardingArea&utm_medium=twitter
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on December 29, 2020, 12:57:22 PM
I like it. Expedia sucks.

Sent from my moto g power using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on January 05, 2021, 10:10:52 AM
The $80k SW card seems like a no brainer, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 05, 2021, 10:16:28 AM
Yeah, it rules


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on January 18, 2021, 11:08:05 AM
My 24 months was up between SW cards so I applied over the weekend for the 80k SW card but didn't get approved right away, said they needed to verify info etc.

Someone from chase called me today to verify my income then said that since my credit utilization on my current CSR was so low they couldn't automatically approve the SW Card. My CSR came with a 20k credit line but I always pay it off before its due and the balance is never more than $1500ish.

They ended up taking 10k of my CSR credit line and moving it over to the new SW card so that I can get my sweet sweet points. First I have heard about credit utilization being a deciding factor in getting a new CC.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on January 18, 2021, 12:35:58 PM
My 24 months was up between SW cards so I applied over the weekend for the 80k SW card but didn't get approved right away, said they needed to verify info etc.

Someone from chase called me today to verify my income then said that since my credit utilization on my current CSR was so low they couldn't automatically approve the SW Card. My CSR came with a 20k credit line but I always pay it off before its due and the balance is never more than $1500ish.

They ended up taking 10k of my CSR credit line and moving it over to the new SW card so that I can get my sweet sweet points. First I have heard about credit utilization being a deciding factor in getting a new CC.  :dunno:

Yeah, that's pretty lame, because increasing your credit utilization can negatively impact your credit score. I think around 10% utilization is the sweet spot, but I don't know for sure.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 25, 2021, 03:25:16 PM
75K bonuses out for some Ink cards.  I've got the old school one that has a $95 annual fee but 5x on internet/cable/gas and 2x on gas and I've kept it for those categories and also because I didn't want to give up that biz card after having succeeded at getting it with all the sole proprietorship stuff.

I see there's now Ink Business Cash that has those same categories, no annual fee, and the 75K bonus right now.

https://creditcards.chase.com/business-credit-cards/ink/cash?iCELL=61GF

Should I apply for that while still retaining my existing Ink, or cancel the existing one first?  And either way, is Chase being harder on granting biz cards these days or should I still be good following the basic simple process?

Worst-case scenario, I'm sure I could get them to convert what I have now into that Ink Business Cash with no annual fee, but I want to grab the 75K bonus too if possible.

Still seeking out any answers on this soon, as I'll be making a few separate big purchases.  At least one would knock out this $7500 spend in one shot.  If I could get this new biz card with no annual fee, cancel my existing one, and get 75K points in one shot, that would be fantastic.

Then I'd be looking for any others with great bonuses for $5K+, maybe even $10K+ in spend.

I've got to update my spreadsheet, but I'm at either 2 or 3 in the past 24.

Separate from the big spends, if I'm getting relocated to an IHG during renovations, I'll also want to get the higher-reward IHG card for that either on top of or to cancel and replace my existing lower-reward IHG card.

@steve dave
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2021, 03:39:19 PM
FRIENDSHIP CANCELLED WITH CREDIT CARDS

NOW BITCOIN AND DAYTRADING IS BEST FRIEND
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2021, 03:40:19 PM
I honestly don't know. Can you even get another Ink version if you have one? I know they cracked down on different personal UR cards where you can only hold one at a time or something. maybe that's just the Sapphire versions? 75k is a great deal though. I should probably get it.
Title: Re: How Many Credit Cards Do You Have?
Post by: DaBigTrain on February 25, 2021, 03:46:34 PM
FRIENDSHIP CANCELLED WITH CREDIT CARDS

NOW BITCOIN AND DAYTRADING IS BEST FRIEND
:excited:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 25, 2021, 03:52:08 PM
I honestly don't know. Can you even get another Ink version if you have one? I know they cracked down on different personal UR cards where you can only hold one at a time or something. maybe that's just the Sapphire versions? 75k is a great deal though. I should probably get it.

I don't know, was hoping this was something you'd easily recall reading the answer to on one of the blogs.

You're right about the Sapphire personals; it's probably in this thread 3 years ago where I timed out canceling my CSP and going a month with nothing before getting a CSR.

It wouldn't necessarily be a problem for me to cancel my existing Ink, but I didn't want to do that and then be unable to get a new one of that type with the 5x on some biz-related stuff and 2x fuel.  If it's thought messing with the Inks is flying too close to the sun, I'd just have Chase convert my existing one to the no-fee version with those same categories and look for non-biz cards to get for these purchases.

One option for the $8K-ish purchase from Lowe's is to get a 5% discount on that purchase by getting and using a Lowe's credit card, but I feel we can do a lot better than that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2021, 04:00:17 PM
I’ve had like 5 inks and never got any flack from them.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on February 25, 2021, 04:30:14 PM
I’ve had like 5 inks and never got any flack from them.


Sent from my iPhone using Tapatalk

:thumbs:  I'll give it a shot as it's the only truly great thing I could use for this and beyond.  Worst case, I get my current Ink card converted to the no-fee type and I'll still have at least one more shot for a 5/24 Chase even if they count the attempt as 1/24.

I'll probably be getting a big check to be paying for all these things first, so I could open up a Chase bank account (maybe even a biz one!) with it first for however that might help.

What are the non-Chase version of awesome transferable UR's that would be good to get into if I needed to?  Citi T-Y points look useless to me.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 25, 2021, 04:51:08 PM
FRIENDSHIP CANCELLED WITH CREDIT CARDS

NOW BITCOIN AND DAYTRADING IS BEST FRIEND

YOU CAN DO BOTH!!!!! The Gemini CC gives you 3% back in Bitcoin!!!! I'm probably not doing it, but it sounds fun!!!!!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 25, 2021, 05:11:15 PM
Yeah, I can get more than 3x on almost anything without dealing with that.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: BW on February 25, 2021, 08:29:40 PM
Ink or 100k SW for starting small biz?

Sent from my SM-G975U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on February 26, 2021, 06:03:15 AM
I've become lazier with CC game. I just flip between Freedom and Biz Ink depending on the quarterly rebate on the Freedom.

I need to churn something and get a fresh bonus bump.

Sent from my moto g power using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on February 26, 2021, 06:04:32 AM
Ink or 100k SW for starting small biz?

Sent from my SM-G975U using Tapatalk
Love my Ink.

Sent from my moto g power using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 26, 2021, 06:58:25 AM
Ink or 100k SW for starting small biz?

Sent from my SM-G975U using Tapatalk
INK for actual using the card. If you want a companion pass the SW is better for sign up. Why not both?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: BW on February 27, 2021, 10:31:40 AM
Ink or 100k SW for starting small biz?

Sent from my SM-G975U using Tapatalk
INK for actual using the card. If you want a companion pass the SW is better for sign up. Why not both?


Sent from my iPhone using Tapatalk
I have SW as daily spender and got a companion pass (that haven't got to use). New small biz will basically be used to write off stuff as I build and buy stuff on land I bought.

Sent from my SM-G975U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 12, 2021, 04:22:46 PM
Holy cow, this may be the lowest this thread has ever been.

I am very terrible and getting value for my points, and while I do care, I hate putting much effort into it and usually take the easiest path. However, I may be taking a lot of points type trip and am willing to do a bit of work if its worth it. I've never used Chase URs to book American before and I understand that I can transfer the URs to BA/Avios to book. That doesn't seem too hard, but I don't have a BA account, but that doesn't seem too hard either. So my question. How much better is getting a BA/Avios account, then transferring URs to that account, and then booking through BA is it than just booking my trip on the Chase portal? I'm sure it varies, but does Chase really screw you and its worth it by a lot to open a British Airways/Avios account?

TIA for any help
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 12, 2021, 04:40:18 PM
it just depends.  sometimes chase is cheaper, sometimes using miles is.  check the price both ways before transferring.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 12, 2021, 05:19:26 PM
it just depends.  sometimes chase is cheaper, sometimes using miles is.  check the price both ways before transferring.

Thanks, that is what I figured. I assume I have to have a BA account in order to see the rewards price?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 12, 2021, 05:30:02 PM
Yeah, but it’s free


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: ksupamplemousse on March 23, 2021, 02:52:43 PM
okay, question about the AMEX Bonvoy Brilliant card. Wife and I both have Bonvoy Amex and Bonvoy Boundless (all bonuses would have been received over two years ago.) The Brilliant has a nice little 125k point bonus though, so wanted to take advantage. It says I can upgrade cards, but it looks like the point bonus isn't available with the upgrade. So, cancelling and applying looks like the way to go. With amex, when I cancel, how long do I have to wait to apply to ensure that I get the bonus?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 23, 2021, 04:32:02 PM
How can I be sure I'm past the 4 year bonus period for Chase CSP/CSR. I'm like 90% sure I am since I got the CSR right when it came out, but am  :ohno: about just filing out the app for a new CSP.

Also, the Ink doesn't count right?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 23, 2021, 04:46:38 PM
Send them an IM through the chase portal


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on March 23, 2021, 07:24:54 PM
Wife got sent for review on a business (United 75k) card offer for the first time. Never remember what I put for “revenue” and monthly expense for the fictitious business without being ridiculous. They must not have liked it this time. Definitely under 5/24.

What do you all use for revenue/expense for a fake business?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 23, 2021, 07:52:57 PM
What do you all use for revenue/expense for a fake business?

i used to put $0 or like a couple thousand, but now i just put my actual income.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 24, 2021, 08:47:21 AM
Aside from flipping SW cards to get the companion pass I haven't really looked at cards much recently. I just got out of the 4 year and got the CSP and I also have the Ink which i'll prob cancel now that I have the CSP again. Anywho, am I wrong in that the CSP isn't that great of a card anymore with all of the added benefits to the Freedom Unlimited? The FU gets 3% dining vs 2% so for me I think the only benefit of the CSP is transferring points for the most part? I mean, I'll take the 80k signup bonus and will keep it open this time just for the transfer, but i'm not sure I'll use it that much compared to the FU. Am I missing something?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 24, 2021, 08:54:14 AM
what're you going to do with those freedom points if you don't have a sapphire?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 24, 2021, 09:29:43 AM
what're you going to do with those freedom points if you don't have a sapphire?

yeah, I guess that was my question. The last time I had the CSR, I don't think the FU was a thing and if it was it was just the 1.5% on everything. Now they have improved it and added more benefits making it a better spending card overall than the CSP for the most part.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on March 24, 2021, 09:31:04 AM
Unless something has changed you’ll still need a sapphire to transfer the points to or you get no value out of them.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on April 01, 2021, 12:20:00 PM
Need to get back in the churn game. Mrs. WM and I both have a companion pass through the end of this year, I have an Ink and a Sapphire, pretty sure she just has an Ink.

What's the best bang for buck out there right now? Saw a 90k Delta offer for $250, but am not really sure if that's worth it. Should I get her a Sapphire? Something else? What's the hot goss?
Title: Re: How Many Credit Cards Do You Have?
Post by: WonderMeal on April 08, 2021, 09:31:18 PM
Need to get back in the churn game. Mrs. WM and I both have a companion pass through the end of this year, I have an Ink and a Sapphire, pretty sure she just has an Ink.

What's the best bang for buck out there right now? Saw a 90k Delta offer for $250, but am not really sure if that's worth it. Should I get her a Sapphire? Something else? What's the hot goss?

 :Bump: :Bump: :Bump: :Bump: :Bump:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 08, 2021, 10:05:28 PM
Sapphire


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 08, 2021, 10:19:32 PM
Sounds like Amex Plat going up in fee, downgrade in Centurion club access, which is great to keep the kids out!
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on April 08, 2021, 11:30:06 PM
Sounds like there is a 100k United card out there as of today.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 07, 2021, 01:19:36 PM
mrs mocat just got approved for the 100k CSP offer. what a rush, it's been a while  :Woot:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 07, 2021, 01:20:53 PM
mrs mocat just got approved for the 100k CSP offer. what a rush, it's been a while  :Woot:
:Wha:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 07, 2021, 03:00:19 PM
it's a post-pandemic credit card boom.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 07, 2021, 03:51:59 PM
mrs mocat just got approved for the 100k CSP offer. what a rush, it's been a while  :Woot:

And how did she accomplish that feat?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 07, 2021, 03:55:00 PM
you can be an authorized user on a CSR and still qualify for a CSP signup bonus, as long as you haven't received any Sapphire signup bonus in the last 48 months.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 08, 2021, 08:22:47 AM
is the 100k CSP offer the norm, or will that likely go down soon?  haven't been able to sapphire in a few years and i'm ready to scratch that itch
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2021, 08:53:57 AM
is the 100k CSP offer the norm, or will that likely go down soon?  haven't been able to sapphire in a few years and i'm ready to scratch that itch

it's the highest it's been. but there is speculation that bonuses are going to be high for a bit. I don't know what that's based on because I don't follow the stuff much like I used to but that was a headline anyway.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 08, 2021, 10:03:43 AM
mrs mocat just got approved for the 100k CSP offer. what a rush, it's been a while  :Woot:
Just got one, thanks for the heads up
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on July 08, 2021, 11:52:27 AM
mrs mocat just got approved for the 100k CSP offer. what a rush, it's been a while  :Woot:
Just got one, thanks for the heads up

samesies. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 08, 2021, 12:41:03 PM
mrs mocat just got approved for the 100k CSP offer. what a rush, it's been a while  :Woot:
Just got one, thanks for the heads up

samesies.

Just got the 80k CSP a couple months ago.  :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 08, 2021, 12:50:50 PM
i just looked and i got my CSR in december 2016  :sdeek:

if i cancel it how long do i have to wait to be eligible for the CSP 100k?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 08, 2021, 12:51:23 PM
the thing is just such an incredible earner i got lazy about churning it
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on July 08, 2021, 12:59:27 PM
i've had my CSP since 2012
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on July 08, 2021, 01:07:37 PM
does it hurt you to apply for cards for the hell of it?

like, i just applied for a chase sapphire preferred kind of just for fun and they said they need more time to review my application.

not really. maybe a point or two for a short time. call chase right now at 1-888-245-0625 and ask them what their problem is. usually that's all it takes to get approved.

http://thepointsguy.com/2013/03/credit-card-application-reconsideration-line-phone-numbers/

approved. :gocho:

correction: 2013
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 08, 2021, 01:24:42 PM
i've had my CSP since 2012

the CSR is 3x on dining and travel compared to 2x for the CSP, and costs $50 more per year. smdh 'blast
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on July 08, 2021, 01:28:17 PM
i've had my CSP since 2012

the CSR is 3x on dining and travel compared to 2x for the CSP, and costs $50 more per year. smdh 'blast

EDIT: i see Chase has raised the annual fee for the CSR from $450 to $550, and kept the yearly travel credit at $300. So the net fee went from $150 to $250 per year.

CSP yearly fee is still $95 (and no yearly travel credit)

i think i will just keep my CSR because it earns me approx a billion UR's per year
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 08, 2021, 02:06:30 PM
the value of the csr has gone down over the years.  lyft pink and doordash both sux ballz and once you're global entry it kinda sux ballz more
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on July 08, 2021, 02:36:08 PM
i've had my CSP since 2012

the CSR is 3x on dining and travel compared to 2x for the CSP, and costs $50 more per year. smdh 'blast

EDIT: i see Chase has raised the annual fee for the CSR from $450 to $550, and kept the yearly travel credit at $300. So the net fee went from $150 to $250 per year.

CSP yearly fee is still $95 (and no yearly travel credit)

i think i will just keep my CSR because it earns me approx a billion UR's per year

how does the travel credit get used? do you have to book through chase website? or does it just reimburse for any expense marked as 'travel'?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 08, 2021, 02:38:00 PM
i've had my CSP since 2012

the CSR is 3x on dining and travel compared to 2x for the CSP, and costs $50 more per year. smdh 'blast

EDIT: i see Chase has raised the annual fee for the CSR from $450 to $550, and kept the yearly travel credit at $300. So the net fee went from $150 to $250 per year.

CSP yearly fee is still $95 (and no yearly travel credit)

i think i will just keep my CSR because it earns me approx a billion UR's per year

how does the travel credit get used? do you have to book through chase website? or does it just reimburse for any expense marked as 'travel'?

it gives you a credit for anything classified as travel
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2021, 03:30:02 PM
Yeah, you don’t do anything. You’ll just see a credit next to the first spend for travel (Uber, flights, cabs, hotels, airbnb, it’s a broad definition) until you hit the cap.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 08, 2021, 04:37:20 PM
My CSP expired two months ago. They never sent me a new one. I tried to sign up for the CSP last night and got DENIED. The card still shows up as active in my Chase portal. I want the CSR, but would take the CSP if the 100K bonus is available. What should I do? I need something new to give me a quick fix and lift my spirits.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2021, 04:39:22 PM
My CSP expired two months ago. They never sent me a new one. I tried to sign up for the CSP last night and got DENIED. The card still shows up as active in my Chase portal. I want the CSR, but would take the CSP if the 100K bonus is available. What should I do? I need something new to give me a quick fix and lift my spirits.

bad news, you won't qualify since you technically still have the CSP.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 08, 2021, 04:53:39 PM
i also hopped aboard the CSP train today, all aboard!
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 08, 2021, 04:56:23 PM
My CSP expired two months ago. They never sent me a new one. I tried to sign up for the CSP last night and got DENIED. The card still shows up as active in my Chase portal. I want the CSR, but would take the CSP if the 100K bonus is available. What should I do? I need something new to give me a quick fix and lift my spirits.

bad news, you won't qualify since you technically still have the CSP.

And if I call to cancel the CSP account for which I don't have a card, let alone a non-expired card? I got the original CSP bonus more than 48 months ago.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on July 08, 2021, 04:57:35 PM
a phone call is in your future
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2021, 04:57:50 PM
My CSP expired two months ago. They never sent me a new one. I tried to sign up for the CSP last night and got DENIED. The card still shows up as active in my Chase portal. I want the CSR, but would take the CSP if the 100K bonus is available. What should I do? I need something new to give me a quick fix and lift my spirits.

bad news, you won't qualify since you technically still have the CSP.

And if I call to cancel the CSP account for which I don't have a card, let alone a non-expired card? I got the original CSP bonus more than 48 months ago.

maybe. not sure if there is a cool off period they make you wait through or not.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 08, 2021, 04:58:07 PM
they used to make you wait a couple of months between closing one sapphire account and opening a new one
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 08, 2021, 04:59:22 PM
I'm going to call and threaten to take my hundreds of thousands of dollars of spend elsewhere if they don't treat me like the privileged white male that I am.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 06, 2021, 05:42:11 PM
I’ve had like 5 inks and never got any flack from them.


Sent from my iPhone using Tapatalk

:thumbs:  I'll give it a shot as it's the only truly great thing I could use for this and beyond.  Worst case, I get my current Ink card converted to the no-fee type and I'll still have at least one more shot for a 5/24 Chase even if they count the attempt as 1/24.

I'll probably be getting a big check to be paying for all these things first, so I could open up a Chase bank account (maybe even a biz one!) with it first for however that might help.

What are the non-Chase version of awesome transferable UR's that would be good to get into if I needed to?  Citi T-Y points look useless to me.

So the resolution I thought I had done 6 months ago fell through, but now it's finally happening.  I've already switched my grandfathered biz card to the current equivalent that doesn't have the annual fee.  I had to do that before applying for the new card with a 100K bonus b/c I was up against the fee deadline and I just now got to conclusion that I'm getting this lump of cash to go and buy all the stuff I need for my place.

What's nice is that I can use my existing/switched card right now to buy $10k of stuff I need from Lowe's as the Ink cards are doing 5x on home improvement the rest of the month, plus I can probably get a deal at Lowe's by being good w/paying for the whole thing there right that moment.

I can then still try to get the additional type of Ink card with the 100K bonus (and maybe use it to buy more stuff at Lowe's I'd need at 5x), but I'm checking here one last time to see if there's anything that wouldn't have the "business card" hassle that could come close bonus-wise.

I'll be quickly spending another 25-40K on stuff I need with the new card(s) I get.

I got my CSR in September of 2018.  I can't cancel that and get a new CSP w/bonus until at least late 2022, right?
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 09, 2021, 01:43:17 PM
yeah 4 years between bonuses on sapphires.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 09, 2021, 01:44:17 PM
question, can you use American Air points to book Alaska Air flights?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 09, 2021, 02:03:15 PM
question, can you use American Air points to book Alaska Air flights?

Iit’s been a while so I don’t remember the details, but we were even going a step further and using BA to pay AA to fly Alaska.  It looks like AA and Alaska are still connected enough.
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on August 09, 2021, 03:20:05 PM
yeah they're connected, trying to book a flight to seattle doing it and when i try to redeem miles in AA, the alaska flights aren't popping up, which doesn't make sense since they actually have direct flights from kc.  makes me think i can't do it anymore or i'm missing something simple.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 09, 2021, 03:40:43 PM
Should be really easy, to the point you barely see that it’s an Alaska flight you’re booking on AA. Check the Alaska site itself for if flights and particularly award flights are available from them directly for the days you’re looking at.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 16, 2021, 03:16:05 PM
2nd Ink card was awarded easily enough, although I may have to call to try to get credit shifted from my original one to my new one in order to make it really easy to hit my spend quickly.  Probably should've listed that I plan to spend more each month in my application.

Unrelated to what I can do now, Chase has made Preferred even closer to Reserve as to useful benefits.  Unless I become a frequent flyer soon to where I'm always using those Priority Pass lounges, it'll be time next year to cancel CSR and get a CSP and new bonus as soon as I can.

https://awardwallet.com/blog/chase-sapphire-improved-earning-rates
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on September 03, 2021, 11:37:33 AM
Got approved for the 100k csp today! 3.5 years ago I had a sub 600 credit score and the csp was my end goal for improving my rating, so just remember to never give up on your dreams.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 03, 2021, 11:44:06 AM
that's the good stuff  :thumbs:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 03, 2021, 12:06:49 PM
Got approved for the 100k csp today! 3.5 years ago I had a sub 600 credit score and the csp was my end goal for improving my rating, so just remember to never give up on your dreams.
Hell yeah!
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on September 03, 2021, 01:07:33 PM
just got my csp 100k bonus, over 350k UR's!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 03, 2021, 01:50:15 PM
I just spent 400k+ in the last month and, guys, it feels bad
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 03, 2021, 01:51:29 PM
I’ll be sapphire-less for a year+, feels uncomfortable.
Title: Re: How Many Credit Cards Do You Have?
Post by: XocolateThundarr on September 03, 2021, 08:58:31 PM
I’ll be sapphire-less for a year+, feels uncomfortable.

That sounds like poor planning.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 03, 2021, 10:08:11 PM
I’ll be sapphire-less for a year+, feels uncomfortable.

That sounds like poor planning.

I just got a 100k bonus for a new ink with 3x travel. I still have my grandfathered ink with 2x dining. Canceled right before I got hit with the new $595 fee (less $300 travel). I’m not doing any big pleasure traveling the next year. Will use those 2 inks to sub for the sapphire and go back to CSP next year (or CSR if covid’s over and it’s worth it).
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on September 06, 2021, 10:11:09 AM
(https://uploads.tapatalk-cdn.com/20210906/6eb4c489f98c569451d4ce6b1db6a8da.jpg)
Feels good


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on September 06, 2021, 11:15:32 AM
Congrats 100k CSP dudes.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 09, 2021, 07:33:01 AM
Friends. I'm sure its in here somewhere, but what is the best/easiest way to use Chase points for an American flight?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 09, 2021, 07:57:20 AM
The only viable way is to book through the chase portal.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 09, 2021, 08:09:53 AM
The only viable way is to book through the chase portal.

so I'm paying for it right? That is fine. The only reason I asked is because I thought I could move them to Avios or whatever. No flights show up when I look on BA, but they show up when I look on American. Thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 09, 2021, 08:14:40 AM
Nevermind, I see on the portal that I can use points too. I told you I was terrible at this. Thanks friend
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 09, 2021, 08:25:50 AM
Nevermind, I see on the portal that I can use points too. I told you I was terrible at this. Thanks friend

you bet. you get a better return from using them if you have a chase reserve. I think like 1.5 cpm. it's not the absolute best redemption but I've done it out of convenience plenty of times.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 09, 2021, 08:30:05 AM
Nevermind, I see on the portal that I can use points too. I told you I was terrible at this. Thanks friend

you bet. you get a better return from using them if you have a chase reserve. I think like 1.5 cpm. it's not the absolute best redemption but I've done it out of convenience plenty of times.

I have the preferred which gives me a bit of a boost I think. Didn't you used to be able to transfer them to British and book there?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 09, 2021, 08:42:07 AM
you can transfer Chase UR's to BA avios, and you can use avios to book an AA flight. here is a breakdown of how to do that:

https://awardwallet.com/blog/how-can-i-book-american-airlines-flights-with-british-airways-avios/ (https://awardwallet.com/blog/how-can-i-book-american-airlines-flights-with-british-airways-avios/)

right now Chase is offering a 30% bonus in the transfer rate from UR's to avios. for example transferring 1000 UR's will get you 1300 avios.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 09, 2021, 08:53:02 AM
you can transfer Chase UR's to BA avios, and you can use avios to book an AA flight. here is a breakdown of how to do that:

https://awardwallet.com/blog/how-can-i-book-american-airlines-flights-with-british-airways-avios/ (https://awardwallet.com/blog/how-can-i-book-american-airlines-flights-with-british-airways-avios/)

right now Chase is offering a 30% bonus in the transfer rate from UR's to avios. for example transferring 1000 UR's will get you 1300 avios.

I saw the 30% so that is why I asked. I went to BA and looked for the same flights that show up on AA and they aren't there. I looked at both reward flights and cash flights.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 09, 2021, 10:18:46 AM
Booking AA on Avios is a nightmare. I’ve done it, but it sucks.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 09, 2021, 10:33:20 AM
Booking AA on Avios is a nightmare. I’ve done it, but it sucks.

If its hard for you, i'm not even going to give it a second thought. Going to just go through the portal. Turks and Caicos here we come!
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 10, 2021, 04:13:41 PM
Holy crap I am so bad at this  :curse: :curse: :curse: :curse:.

I found my flights via the chase portal. They are American flights and it said in the thingy that I could choose my seats. I also selected the upgrade for like 8k points to include "cancellation". It didn't really give a definition for that, but I figured it was a good idea for various reasons. It probably wasn't, but I hate and am terrible at this so I did it and it was only 8k, I guess. It ended up being more points than it said plus $50....Fine, whatever, I just want this to be over. When I got it booked and saw my itinerary, it says I'm in the economy cabin and I don't see where I can go pick my seats. Isn't this the thing where they just put you wherever? Not going to work for a family trip. Any help/tips to make me feel better are appreciated.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 10, 2021, 04:29:12 PM
Keep a separate tab open with the AA site and the flight you’re trying to get and all the options you want and then try again through the portal knowing what you should be presented and selecting.

Or upon confirming there are indeed points flights available on aa, transfer points to avois and call a polite ba person and have them do it all.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 10, 2021, 04:32:29 PM
Keep a separate tab open with the AA site and the flight you’re trying to get and all the options you want and then try again through the portal knowing what you should be presented and selecting.

Or upon confirming there are indeed points flights available on aa, transfer points to avois and call a polite ba person and have them do it all.

Thanks, I figured it out. Me hating something so much usually results in my own panic. I'm booked, it was a few more points than I thought/it said, plus they wanted $50. Its over and I don't have to deal with it again until the flight in May so.  :billdance:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 13, 2021, 09:15:57 PM
i don't remember ever having to pay $50 for booking with chase points (and it was usually a better deal than using airline miles for economy tickets).
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on September 13, 2021, 09:17:56 PM
Newest member of the CSP 100K bonus club right here.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 13, 2021, 09:29:52 PM
Hell yeah
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 14, 2021, 08:46:47 AM
i don't remember ever having to pay $50 for booking with chase points (and it was usually a better deal than using airline miles for economy tickets).

for some reason the number of points required was higher at payment time than the number next to the flight. It was because I was a bit short on points and instead of going back, transferring more points, and rebooking everything, I just paid the $50 to make it go away. All booked. I am a bit  :ohno: about a 35min flight change and connection in Charlotte though.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 15, 2021, 06:32:04 AM
I'd be overly stressed on the inbound flight to Charlotte.

Sent from my moto g power using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2021, 06:52:15 AM
the thing about charlotte (tier IV airport on on a IV tier scale) is that you can get dropped on one end of some giant hallway and the only way to get to your gate at the other end of another giant hallway is just to haul ass. I've done a hung over fully suited jog a couple times. sucks bigtime.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 15, 2021, 07:05:51 AM
best part of Charlotte is Bojangles!
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 15, 2021, 07:09:40 AM
the thing about charlotte (tier IV airport on on a IV tier scale) is that you can get dropped on one end of some giant hallway and the only way to get to your gate at the other end of another giant hallway is just to haul ass. I've done a hung over fully suited jog a couple times. sucks bigtime.
My longest jog was end-to-end through MSP. I was a sweaty mess.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 15, 2021, 08:16:16 AM
the thing about charlotte (tier IV airport on on a IV tier scale) is that you can get dropped on one end of some giant hallway and the only way to get to your gate at the other end of another giant hallway is just to haul ass. I've done a hung over fully suited jog a couple times. sucks bigtime.

yeah, i've done a Charlotte run and it wasn't great. I was by myself for work so I didn't care. This is vacation with the fam. How does this work? I booked via the Chase portal and that was a listed flight combo. It isn't like I picked it myself. Now I'm getting a bit nervous. Should I try and switch? Will they wait for us? Will my family enjoy a week in Charlotte as much as a week in Turks?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2021, 09:04:24 AM
If they know you are on the ground they will hold the jet bridge for longer but not much longer for the actual bird
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2021, 09:04:43 AM
Also unless you are delayed arriving you will be fine. Just annoyed.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 15, 2021, 09:12:44 AM
i can’t help myself from strongly and negatively judging the last half dozen people on the airplane
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 15, 2021, 09:19:34 AM
Also unless you are delayed arriving you will be fine. Just annoyed.

yeah, this is my worry. Its like 36 minutes if my flight from KC to there is on time. I may look into switching.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on September 15, 2021, 10:05:06 AM
I once had a 25 minute connection and was super nervous about it and I walked out of the plane ready to run and the next plane was the next gate over and they started boarding just as I walked the 10 feet there. Felt very efficient.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 15, 2021, 11:15:04 AM
i refuse to be an airport runner, also, i openly mock them
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 16, 2021, 09:28:57 AM
100k CSP incoming. Feels good to get back in the game.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on September 20, 2021, 09:43:17 PM
100k CSP incoming. Feels good to get back in the game.

w00t! same! crazy that it's been four years since my last bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on September 20, 2021, 09:46:07 PM
Current Chase Lineup:

CSP
Freedom (rotating 5%)
Hyatt
One of the SW
IHG

Will drop the IHG when it's time to do the SW bonus/companion pass thing again.


Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 21, 2021, 03:14:54 PM
Mrs SF just got an 80k business Southwest offer. Is this more than normal. Prob going to get it and pair with a personal to continue the companion pass rotation. My round the last two years was  :Yuck: thanks to Covid.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cardiac Cats on September 23, 2021, 06:16:57 PM
Using PayPal at Walmart?! Gtfo here Chase.  :shakesfist:
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 24, 2021, 08:49:23 AM
Using PayPal at Walmart?! Gtfo here Chase.  :shakesfist:
Haha. No crap. I moved all of my purchases to Sapphire for the quarter.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 27, 2021, 09:48:17 AM
Mrs SF just got an 80k business Southwest offer. Is this more than normal. Prob going to get it and pair with a personal to continue the companion pass rotation. My round the last two years was  :Yuck: thanks to Covid.

I'm good to get this now right? My third statement should cut Jan 2022 so the points hit then and not 2021 unless i mess up, correct? i can never remember the timing here.

Also, Chase messed up my rebooking. They didn't ticket the new flights somehow. On my second 45m call as they are scrambling because i think the flight is full now.  :sdeek: I'm being very nice but  :curse: :curse: :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 27, 2021, 11:06:31 AM
Mrs SF just got an 80k business Southwest offer. Is this more than normal. Prob going to get it and pair with a personal to continue the companion pass rotation. My round the last two years was  :Yuck: thanks to Covid.

I'm good to get this now right? My third statement should cut Jan 2022 so the points hit then and not 2021 unless i mess up, correct? i can never remember the timing here.

Also, Chase messed up my rebooking. They didn't ticket the new flights somehow. On my second 45m call as they are scrambling because i think the flight is full now.  :sdeek: I'm being very nice but  :curse: :curse: :curse:

LOL. Got rebooked. "Uh, thank you for the long wait Mr. SF, I have you ticketed this time and I wanted to let you know that in doing so, the new flight was less expensive with a savings of $24.59 per ticket. However, airline policy is that any savings below $25 are forfeited". haha
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2021, 02:48:58 PM
I'm considering doing this but I have to decide by tomorrow. Staying at the Grand Hyatt Kauai for a week in July and this status may pay off just for that. Combined with business travel probably picking up in 2022 for me this could be beneficial. Probably can squeeze in 5 or 6 nights in KC but the KC Hyatt options near my office are like staying in a dumpster behind a buffalo wild wings. so that's not great. probably get 4 nights in Wichita though over the holidays.

https://frequentmiler.com/easy-path-to-top-tier-hyatt-status/?utm_source=BoardingArea&utm_medium=twitter
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 29, 2021, 05:32:02 PM
I'm considering doing this but I have to decide by tomorrow. Staying at the Grand Hyatt Kauai for a week in July and this status may pay off just for that. Combined with business travel probably picking up in 2022 for me this could be beneficial. Probably can squeeze in 5 or 6 nights in KC but the KC Hyatt options near my office are like staying in a dumpster behind a buffalo wild wings. so that's not great. probably get 4 nights in Wichita though over the holidays.

https://frequentmiler.com/easy-path-to-top-tier-hyatt-status/?utm_source=BoardingArea&utm_medium=twitter

Come stay at the fire new Hotel Kansas City hooked up to Hyatt.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 29, 2021, 05:42:02 PM
I'm considering doing this but I have to decide by tomorrow. Staying at the Grand Hyatt Kauai for a week in July and this status may pay off just for that. Combined with business travel probably picking up in 2022 for me this could be beneficial. Probably can squeeze in 5 or 6 nights in KC but the KC Hyatt options near my office are like staying in a dumpster behind a buffalo wild wings. so that's not great. probably get 4 nights in Wichita though over the holidays.

https://frequentmiler.com/easy-path-to-top-tier-hyatt-status/?utm_source=BoardingArea&utm_medium=twitter

Come stay at the fire new Hotel Kansas City hooked up to Hyatt.

It's like 25 miles from our OP office. not worth that pain.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 29, 2021, 05:46:44 PM
I'm considering doing this but I have to decide by tomorrow. Staying at the Grand Hyatt Kauai for a week in July and this status may pay off just for that. Combined with business travel probably picking up in 2022 for me this could be beneficial. Probably can squeeze in 5 or 6 nights in KC but the KC Hyatt options near my office are like staying in a dumpster behind a buffalo wild wings. so that's not great. probably get 4 nights in Wichita though over the holidays.

https://frequentmiler.com/easy-path-to-top-tier-hyatt-status/?utm_source=BoardingArea&utm_medium=twitter

Come stay at the fire new Hotel Kansas City hooked up to Hyatt.

It's like 25 miles from our OP office. not worth that pain.

It's not like we have traffic and then you'd be close to visiting Phil!
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on September 29, 2021, 08:44:02 PM
I'm considering doing this but I have to decide by tomorrow. Staying at the Grand Hyatt Kauai for a week in July and this status may pay off just for that. Combined with business travel probably picking up in 2022 for me this could be beneficial. Probably can squeeze in 5 or 6 nights in KC but the KC Hyatt options near my office are like staying in a dumpster behind a buffalo wild wings. so that's not great. probably get 4 nights in Wichita though over the holidays.

https://frequentmiler.com/easy-path-to-top-tier-hyatt-status/?utm_source=BoardingArea&utm_medium=twitter

Come stay at the fire new Hotel Kansas City hooked up to Hyatt.
Whoa when did that happen? I go right by there all the time hadn't noticed
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 19, 2021, 02:46:42 PM
SW now has like 3 different 100k pt cards out there. $12k in spend required but you'd be about all the way to the companion pass for two years if you time them right and get a card in like Dec. I'm going to do this for myself and my wife so we'll have two comp passes for our kids.
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on October 22, 2021, 01:59:59 AM
is citi premier the next closest thing to the csp?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 22, 2021, 06:13:13 AM
I’d say third to Amex. But yeah.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 22, 2021, 09:43:46 AM
SW now has like 3 different 100k pt cards out there. $12k in spend required but you'd be about all the way to the companion pass for two years if you time them right and get a card in like Dec. I'm going to do this for myself and my wife so we'll have two comp passes for our kids.

Saw this. So like, December 6th you apply and then hit 12k spend Jan the following year? Then get a business or whatever to hit the rest?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 22, 2021, 09:46:04 AM
SW now has like 3 different 100k pt cards out there. $12k in spend required but you'd be about all the way to the companion pass for two years if you time them right and get a card in like Dec. I'm going to do this for myself and my wife so we'll have two comp passes for our kids.

Saw this. So like, December 6th you apply and then hit 12k spend Jan the following year? Then get a business or whatever to hit the rest?

yeah, or just hit it on spend or flights. you only need 125k so spend 25k on it or fly some or whatever. but a business card would for sure work.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 22, 2021, 09:50:09 AM
SW now has like 3 different 100k pt cards out there. $12k in spend required but you'd be about all the way to the companion pass for two years if you time them right and get a card in like Dec. I'm going to do this for myself and my wife so we'll have two comp passes for our kids.

Saw this. So like, December 6th you apply and then hit 12k spend Jan the following year? Then get a business or whatever to hit the rest?

yeah, or just hit it on spend or flights. you only need 125k so spend 25k on it or fly some or whatever. but a business card would for sure work.

The timing is the thing i'm afraid i'll mess up on. Being a dumbass, I almost mess up the timing for a 3 month spend period. Trying to nail 12k over a year is something I'm sure I'll screw up and hit in November as opposed to January.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 22, 2021, 10:00:38 AM
SW now has like 3 different 100k pt cards out there. $12k in spend required but you'd be about all the way to the companion pass for two years if you time them right and get a card in like Dec. I'm going to do this for myself and my wife so we'll have two comp passes for our kids.

Saw this. So like, December 6th you apply and then hit 12k spend Jan the following year? Then get a business or whatever to hit the rest?

yeah, or just hit it on spend or flights. you only need 125k so spend 25k on it or fly some or whatever. but a business card would for sure work.

Ok I'm confused again. I reread the offer and you get 50k after the first 3 months and then an additional 50k if you hit 12k in spend for the year. If you apply in December, your first 50k will hit in March ish 2022. Then you can time the next 50k to hit in Jan the following year. Won't you then have to generate 75k more to get the companion pass since the first 50k hit in March 2022? I was thinking the 100k hit all at once and then you just had to get 25k more.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 22, 2021, 10:16:17 AM
SW now has like 3 different 100k pt cards out there. $12k in spend required but you'd be about all the way to the companion pass for two years if you time them right and get a card in like Dec. I'm going to do this for myself and my wife so we'll have two comp passes for our kids.

Saw this. So like, December 6th you apply and then hit 12k spend Jan the following year? Then get a business or whatever to hit the rest?

yeah, or just hit it on spend or flights. you only need 125k so spend 25k on it or fly some or whatever. but a business card would for sure work.

Ok I'm confused again. I reread the offer and you get 50k after the first 3 months and then an additional 50k if you hit 12k in spend for the year. If you apply in December, your first 50k will hit in March ish 2022. Then you can time the next 50k to hit in Jan the following year. Won't you then have to generate 75k more to get the companion pass since the first 50k hit in March 2022? I was thinking the 100k hit all at once and then you just had to get 25k more.

no, just spend an assload on it in january and let it all hit then and then find the other 12k pts somehow asap and you'll have a companion pass the entire rest of 2022 as well as all of 2023. not that complicated tbh.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 22, 2021, 10:20:31 AM
SW now has like 3 different 100k pt cards out there. $12k in spend required but you'd be about all the way to the companion pass for two years if you time them right and get a card in like Dec. I'm going to do this for myself and my wife so we'll have two comp passes for our kids.

Saw this. So like, December 6th you apply and then hit 12k spend Jan the following year? Then get a business or whatever to hit the rest?

yeah, or just hit it on spend or flights. you only need 125k so spend 25k on it or fly some or whatever. but a business card would for sure work.

Ok I'm confused again. I reread the offer and you get 50k after the first 3 months and then an additional 50k if you hit 12k in spend for the year. If you apply in December, your first 50k will hit in March ish 2022. Then you can time the next 50k to hit in Jan the following year. Won't you then have to generate 75k more to get the companion pass since the first 50k hit in March 2022? I was thinking the 100k hit all at once and then you just had to get 25k more.

no, just spend an assload on it in january and let it all hit then and then find the other 12k pts somehow asap and you'll have a companion pass the entire rest of 2022 as well as all of 2023. not that complicated tbh.

Gotcha. I was thinking you got the 100k at once so you did it over a year period so it all hit 2023. Gotcha, going to get in December and buy the crap out of stuff. Thanks
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on October 22, 2021, 02:29:50 PM
I’d say third to Amex. But yeah.

Amex platinum? I’m just looking to spend a few grand, collect the bonus and run.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 22, 2021, 02:57:43 PM
I’d say third to Amex. But yeah.

Amex platinum? I’m just looking to spend a few grand, collect the bonus and run.
Yeah, but not sure what their current bonuses are
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on October 22, 2021, 03:05:55 PM
100k but 695 annual, says points are worth $2000 but idk how much it’s worth if I just want it in cash
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 22, 2021, 03:22:48 PM
Yeah, not worth it for that sign up. I was mostly just comparing the point usage flexibility. Citi is your better bet for a churn and burn.
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on October 22, 2021, 04:36:55 PM
 :cheers:

team #BID
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on October 23, 2021, 05:49:09 PM
well they denied me. maybe my credit isn't good enough or i need to pay off current cards?

does anyone have marriot bonvoy, and does this work as a churn and burn? 125k points at 5000 spend seems great, am i missing something?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 23, 2021, 07:12:01 PM
I've had it before but it's not great. chase has 5/24 which means you can't just burn through cards and keep your ability to get chase cards. amex is once a lifetime per card. citi and barclay not sure on. I used to churn a citi AA card 4 or 5 times a year and got about a million AA miles at one point. that was in the glory days though.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 24, 2021, 11:21:27 AM
even with all the limitations, i find that i can pretty much keep our dockets full.  about 5-7 cards a year is as many as i can easily handle.  obviously, can't get all the cards i want, when i want, but it mostly works out.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 24, 2021, 12:42:14 PM
SW now has like 3 different 100k pt cards out there. $12k in spend required but you'd be about all the way to the companion pass for two years if you time them right and get a card in like Dec. I'm going to do this for myself and my wife so we'll have two comp passes for our kids.

Saw this. So like, December 6th you apply and then hit 12k spend Jan the following year? Then get a business or whatever to hit the rest?

yeah, or just hit it on spend or flights. you only need 125k so spend 25k on it or fly some or whatever. but a business card would for sure work.

Ok I'm confused again. I reread the offer and you get 50k after the first 3 months and then an additional 50k if you hit 12k in spend for the year. If you apply in December, your first 50k will hit in March ish 2022. Then you can time the next 50k to hit in Jan the following year. Won't you then have to generate 75k more to get the companion pass since the first 50k hit in March 2022? I was thinking the 100k hit all at once and then you just had to get 25k more.

no, just spend an assload on it in january and let it all hit then and then find the other 12k pts somehow asap and you'll have a companion pass the entire rest of 2022 as well as all of 2023. not that complicated tbh.

Gotcha. I was thinking you got the 100k at once so you did it over a year period so it all hit 2023. Gotcha, going to get in December and buy the crap out of stuff. Thanks
isn’t now the time to get the card?  which are you guys looking at?
Title: Re: How Many Credit Cards Do You Have?
Post by: stunted on October 25, 2021, 03:30:11 AM
i'm still confused with the travel cards. like there's:

marriot - 125k points after spending $5k
southwest and united cards - 75-100k points after qualifying purchases whatever that means
ihg - 150k after spending $3k
hyatt - 75k points after spending $7.5k

it sounds better than csp, but what's the catch? not chase reward points or hard to get?
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on October 25, 2021, 07:49:21 AM
Chase with CSP or CSR gives you boost for your points. All those others are fine for grabbing between Chase cards.

I personally quit flipping between cards. Just spend on my Sapphire at 60-70K a year. Letting my FICO build as my credit cards age. Up to 835 and would like to see it a bit higher before closing mortgage on new home next year.

I may flip between cards again after we get into our new place.

Sent from my moto g power using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 25, 2021, 07:49:55 AM
Those points are much less valuable than chase UR points. You are more limited on what you can book with them.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on October 25, 2021, 07:51:22 AM
Like, you can swap an UR point 1:1 for any of those pts you listed. But not vice versa. Of the ones you listed UA, SW, and Hyatt are most valuable. But you have to have a use case for them. IHG aren’t worth anything. Marriott worth like a quarter cent each.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 25, 2021, 07:55:05 PM
150k ihg is $800 or so.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 04, 2021, 10:32:17 AM
i’m locked and loaded with the swa priority card, just  cueing up tons of dollars to spend on it.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on November 04, 2021, 10:55:13 AM
Hell yeah
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on November 09, 2021, 08:50:57 AM
Capital one venture X on its way
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 16, 2021, 12:35:22 PM
Random question. If you have a card that has a benefit to extend the manufactures warranty on something, does the card have to be active to put in a claim? Like, say you buy something with said card and then close the card a year later. Then something happens and you want to try and put in a claim, can you do it or does the card have to still be open? 
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 08, 2021, 08:16:53 PM
so I just bought a new yukon denali and I have to plate/pay taxes on that thing in the next couple weeks. wife got the 100k SW card and I'm going to pay them on it. 2.5% fee but I'm just going to do it. We've got family travel first week of February and I want to make sure we can get a compy pass credit on one of those tickets.
Title: Re: How Many Credit Cards Do You Have?
Post by: Johnny Wichita on December 10, 2021, 04:46:58 PM
so I just bought a new yukon denali and I have to plate/pay taxes on that thing in the next couple weeks. wife got the 100k SW card and I'm going to pay them on it. 2.5% fee but I'm just going to do it. We've got family travel first week of February and I want to make sure we can get a compy pass credit on one of those tickets.

text me if you have any questions
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2021, 04:58:06 PM
so I just bought a new yukon denali and I have to plate/pay taxes on that thing in the next couple weeks. wife got the 100k SW card and I'm going to pay them on it. 2.5% fee but I'm just going to do it. We've got family travel first week of February and I want to make sure we can get a compy pass credit on one of those tickets.

text me if you have any questions
I’ll text you a picture of my middle finger!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on January 07, 2022, 11:22:36 PM
150k ihg is $800 or so.

recently redeemed/reserved seven nights for 96k points.  probably around $700-$750 in value.  i feel like i pretty regularly get better value than the 0.5 cents or so that ihg points are typically valued at.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on January 31, 2022, 12:03:50 PM
Give me your top 5 cards for someone who is going to be spending ~$15k in the next three months.

Wife and I already have 2x CSP, some of the SW Chase Cards, Hyatt Chase. Were denied a Biz Ink.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 31, 2022, 12:46:34 PM
I got the cap one venture x recently which fills a good spot while I await getting another sapphire. Might keep it long term for priority pass if I use that enough post-covid and get a CSP instead of a CSR.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on January 31, 2022, 12:48:11 PM
I got the cap one venture x recently which fills a good spot while I await getting another sapphire. Might keep it long term for priority pass if I use that enough post-covid and get a CSP instead of a CSR.

I think that’s what we’ll do to. It’s basically a business ink type spend and bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on January 31, 2022, 12:51:25 PM
I got the cap one venture x recently which fills a good spot while I await getting another sapphire. Might keep it long term for priority pass if I use that enough post-covid and get a CSP instead of a CSR.

If those cap1 lounges catch on and are all as good as DFW one it will get even better.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 31, 2022, 12:57:07 PM
I got the cap one venture x recently which fills a good spot while I await getting another sapphire. Might keep it long term for priority pass if I use that enough post-covid and get a CSP instead of a CSR.

I think that’s what we’ll do to. It’s basically a business ink type spend and bonus.

I'd first try doing better at getting an ink if they're still doing a 100K bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on January 31, 2022, 12:58:36 PM
I got the cap one venture x recently which fills a good spot while I await getting another sapphire. Might keep it long term for priority pass if I use that enough post-covid and get a CSP instead of a CSR.

I think that’s what we’ll do to. It’s basically a business ink type spend and bonus.

I'd first try doing better at getting an ink if they're still doing a 100K bonus.

Already got the Venture X. Mrs Nicname wants new carpet and fast. Agree tho, I like the simplicity of just having a crap ton of UR points.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on January 31, 2022, 01:02:47 PM
I got the cap one venture x recently which fills a good spot while I await getting another sapphire. Might keep it long term for priority pass if I use that enough post-covid and get a CSP instead of a CSR.

I think that’s what we’ll do to. It’s basically a business ink type spend and bonus.

I'd first try doing better at getting an ink if they're still doing a 100K bonus.

Already got the Venture X. Mrs Nicname wants new carpet and fast. Agree tho, I like the simplicity of just having a crap ton of UR points.

I don't like how on the venture x to get the $300 travel credit, you have to book it through their portal instead of just using the card wherever that's a travel category.  It shouldn't be too difficult to do that on flight purchases, but I haven't flown since pre-covid and don't have plans to.  Using it at independent hotels in road trip beach towns w/o points programs would work too but my favorite ones weren't in their portal when I looked. 
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on February 16, 2022, 04:55:15 PM
i broke down and picked up a venture x too.  pretty much just for the lounges.  their travel portal is pretty bad - using that $300 credit is going to be a bit painful unless they improve it rapidly.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on February 16, 2022, 05:07:21 PM
Got a 30K + companion pass offer in the mail. Think I might go for it.

Sent from my moto g power using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: cfbandyman on March 07, 2022, 01:55:23 PM
Just approved for Amex Platinum w/ Delta. Probably about time, and our recent corporate policy for field assignments means they give you more per diem, but you do travel on your own/don't book through corporate, so makes no sense to use the corporate card anymore, and might as well get all the sweet, sweet miles and bonuses with all my Canadian travels set to begin this summer.

Pretty excited, and also excited to not have to do a damn expense report anymore just to come home.

Still got my CSP, probably switch most my spending to Amex tho
Title: Re: How Many Credit Cards Do You Have?
Post by: TheHamburglar on April 11, 2022, 04:11:03 PM
Got the Chase Freedom Unlimited to pair with my Sapphire to rack up the 5% on points for gas for a year.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 23, 2022, 11:13:45 AM
Is the 5 free nights bonus for the Marriott card good? Seems better than the normal 75k-100k bonus but I have no idea. How do I know where I can use those? CC guru's plz help.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 23, 2022, 11:31:23 AM
Is the 5 free nights bonus for the Marriott card good? Seems better than the normal 75k-100k bonus but I have no idea. How do I know where I can use those? CC guru's plz help.
You have to maximize the use of them so they aren’t as flexible as just getting the equivalent points but I’d say they are worth like $1,500 if used fairly strategically.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 23, 2022, 11:40:50 AM
My ideal use of them would be like the JW in NYC or an autograph collection AI in Jamaica. How do I even know if they would apply, I can't find any sort of points tier list? If those are more than the 50k points a night can I use the free nights + cash? Basically looking for the reason why I shouldn't snag this card.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 23, 2022, 11:43:09 AM
Is the 5 free nights bonus for the Marriott card good? Seems better than the normal 75k-100k bonus but I have no idea. How do I know where I can use those? CC guru's plz help.
You have to maximize the use of them so they aren’t as flexible as just getting the equivalent points but I’d say they are worth like $1,500 if used fairly strategically.

I got that card/deal ago and it was pretty great. Didn’t use the nights as well as I wish I would have but did get a bunch of nights in Chicago when rooms were going for $300 plus, so I’d say Sd’s guess of 1.5k is accurate.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on June 23, 2022, 11:45:23 AM
My ideal use of them would be like the JW in NYC or an autograph collection AI in Jamaica. How do I even know if they would apply, I can't find any sort of points tier list? If those are more than the 50k points a night can I use the free nights + cash? Basically looking for the reason why I shouldn't snag this card.

Yes I think you can use points plus cash. Just go to the Marriott site and search different hotels and dates. There isn’t a perfect list because the same hotel can vary depending on the day. Example- a westin in Chicago might be 55k on a Saturday and then only 40k on the Sunday.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 23, 2022, 01:30:55 PM
Well I looked it up and the place I wanted to use it at was generally 70k a night so I asked the chatbot and it said free night certificates can not be used to partially pay for a room and you can only use 15k of your own points to go above the 50k redemption value so it seems like this thing is totally useless to me. Thank you sd/rd
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on July 02, 2022, 12:56:10 PM
lol

https://twitter.com/MattZeitlin/status/1543237357176070144
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 02, 2022, 01:21:01 PM
 :D

That's my Pete!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on July 02, 2022, 03:05:46 PM
that's the best content he's ever tweeted.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 02, 2022, 03:27:32 PM
Damn, Pete rules
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on July 02, 2022, 03:32:02 PM
That’s my president!
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 02, 2022, 03:55:31 PM
Somewhere ages and ages hence:
Two roads diverged in a wood, and I,
I took the one less traveled by,
And it worked out to be $112.07.
Title: Re: How Many Credit Cards Do You Have?
Post by: Dr Rick Daris on July 02, 2022, 04:36:33 PM
Somewhere ages and ages hence:
Two roads diverged in a wood, and I,
I took the one less traveled by,
And it worked out to be $112.07.

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 03, 2022, 10:09:13 PM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on July 25, 2022, 11:14:36 AM
i’m eligible for a sapphire bonus again, thinking about grabbing a reserve at the 60k bonus
idk man, stressing about this decision
Title: Re: How Many Credit Cards Do You Have?
Post by: SkinnyBenny on September 28, 2022, 11:13:12 AM
Hello. Are we still doing this thread? I never check in except when my companion passes have expired, which is now.

Spent two years living high on the hog with my wife and flying free with our companion pass kids on SW metal. Those are expired now and I would like to continue doing that. Can I still do the thing we did a few years ago where I cross the spend threshhold in like the first week of January and then the companion pass is good for the rest of that calendar year and the following year?

Someone help me out. It's time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 28, 2022, 11:27:51 AM
I have been not really paying attention since a bit before Covid


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 28, 2022, 08:00:56 PM
Hello. Are we still doing this thread? I never check in except when my companion passes have expired, which is now.

Spent two years living high on the hog with my wife and flying free with our companion pass kids on SW metal. Those are expired now and I would like to continue doing that. Can I still do the thing we did a few years ago where I cross the spend threshhold in like the first week of January and then the companion pass is good for the rest of that calendar year and the following year?

Someone help me out. It's time.
that’s what i just did
Title: Re: How Many Credit Cards Do You Have?
Post by: SkinnyBenny on October 02, 2022, 01:36:46 PM
Tell me how
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 02, 2022, 01:44:14 PM
Tell me how

Isn't in the same process of getting two cards to get you to the proper amount of SWA points?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on October 02, 2022, 03:22:34 PM
well, apply in november, get the card, wait until january starts and then spend away.  not sure what bonus they are doing now, mine was 100k pts
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on October 06, 2022, 08:28:56 AM
new MQD requirements for Delta, i'm not sure when i'll ever have status again. my reign ends Jan. 31, 2023.

Quote
•   Diamond: $15,000 to $20,000
•   Platinum: $9,000 to $12,000
•   Gold: $6,000 to $8,000
•   Silver: $3,000 (no change)
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on October 06, 2022, 08:57:24 AM
new MQD requirements for Delta, i'm not sure when i'll ever have status again. my reign ends Jan. 31, 2023.

Quote
•   Diamond: $15,000 to $20,000
•   Platinum: $9,000 to $12,000
•   Gold: $6,000 to $8,000
•   Silver: $3,000 (no change)

Get a Delta Amex, make it one of your daily spenders, and bypass the MQD requirement.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on October 06, 2022, 01:25:30 PM
Alright boys, what's like the Nancy Reagan of biz credit cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on October 31, 2022, 08:31:45 PM
I just looked at my UR points for the first time in a long time today and realized I have almost 300k. Give me your best recommended on how to use these bad boys
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 31, 2022, 08:43:12 PM
I just looked at my UR points for the first time in a long time today and realized I have almost 300k. Give me your best recommended on how to use these bad boys
Like 2.5 months of living at the Hyatt regency Wichita


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: KCFDcat on October 31, 2022, 08:56:16 PM
I just looked at my UR points for the first time in a long time today and realized I have almost 300k. Give me your best recommended on how to use these bad boys
Like 2.5 months of living at the Hyatt regency Wichita


Sent from my iPhone using Tapatalk

Pass
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 31, 2022, 09:02:15 PM
new MQD requirements for Delta, i'm not sure when i'll ever have status again. my reign ends Jan. 31, 2023.

Quote
•   Diamond: $15,000 to $20,000
•   Platinum: $9,000 to $12,000
•   Gold: $6,000 to $8,000
•   Silver: $3,000 (no change)

Get a Delta Amex, make it one of your daily spenders, and bypass the MQD requirement.
I won't make it this year but I'd hit $8k spend before 50k miles for gold
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 10, 2022, 01:41:53 PM
https://www.thestreet.com/.amp/personal-finance/some-costco-members-losing-a-key-benefit

costco citi card is dropping its extended warranty perk, smell ya later costco citi card
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 10, 2022, 01:47:34 PM
I just looked at my UR points for the first time in a long time today and realized I have almost 300k. Give me your best recommended on how to use these bad boys
Like 2.5 months of living at the Hyatt regency Wichita


Sent from my iPhone using Tapatalk

Pass

A month of living at the hyatt regency vancouver.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 10, 2022, 02:43:48 PM
https://www.thestreet.com/.amp/personal-finance/some-costco-members-losing-a-key-benefit

costco citi card is dropping its extended warranty perk, smell ya later costco citi card

You used your Costco card for non costco purchases?
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on November 10, 2022, 03:16:49 PM
I just accumulated all my points into useful airlines outlets and now have the itch to get back in the game. I think I'm clear any 5/2 Chase rules so need to get my plan together.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on November 10, 2022, 07:36:21 PM
https://www.thestreet.com/.amp/personal-finance/some-costco-members-losing-a-key-benefit

costco citi card is dropping its extended warranty perk, smell ya later costco citi card

You used your Costco card for non costco purchases?
no, the only reason i got it was the extended warranty perk. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 11, 2022, 08:57:31 AM
https://www.thestreet.com/.amp/personal-finance/some-costco-members-losing-a-key-benefit

costco citi card is dropping its extended warranty perk, smell ya later costco citi card

You used your Costco card for non costco purchases?
no, the only reason i got it was the extended warranty perk.

ah, gotcha. I didn't even know of the perk. I still have it and use it for groceries and gas at Costco. Didn't even know about the extra warranty. Costco will let you return pretty much anything so I never even thought about it.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on November 11, 2022, 08:59:22 AM
SF just isn't a details guy like 'clams
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 12, 2022, 08:02:33 PM
https://twitter.com/T8GR8/status/1591143590704476161
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on November 12, 2022, 08:05:17 PM
He must have just told her that they are dropping the extended warranty perk
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 12, 2022, 09:33:48 PM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 12, 2022, 09:57:55 PM
https://twitter.com/oasismma/status/1591549327952220160
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on November 14, 2022, 03:22:29 PM
https://twitter.com/djacoby/status/1592250404683022336
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2022, 09:46:37 AM
got a couple new ones for the first time in a long time. one of the SW cards to get a companion pass for the next couple years and one of the new 90k ink cards with no annual fee.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 09, 2022, 09:54:39 AM
got a couple new ones for the first time in a long time. one of the SW cards to get a companion pass for the next couple years and one of the new 90k ink cards with no annual fee.

 :eek:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2022, 09:58:42 AM
Yeah, smokin’ deal


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on December 09, 2022, 06:32:15 PM
got a couple new ones for the first time in a long time. one of the SW cards to get a companion pass for the next couple years and one of the new 90k ink cards with no annual fee.

How do I get in on this? The ink card deal, to be clear.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on December 09, 2022, 08:11:49 PM
Yeah, smokin’ deal


Sent from my iPhone using Tapatalk

Ooh, what’s the spend on that $90k. I’ve got a $5k bill I’ve been waiting to pay w a bonus.
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on December 09, 2022, 08:13:42 PM
I just accumulated all my points into useful airlines outlets and now have the itch to get back in the game. I think I'm clear any 5/2 Chase rules so need to get my plan together.

Freedom (rotating imo)
CSP (CSR if you’re a mega traveler)
SW lite
SW Heavy
Hyatt

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 09, 2022, 09:20:30 PM
Yeah, smokin’ deal


Sent from my iPhone using Tapatalk

Ooh, what’s the spend on that $90k. I’ve got a $5k bill I’ve been waiting to pay w a bonus.

I think only $6k in 3 months but not sure
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on December 09, 2022, 11:03:24 PM
Yeah, smokin’ deal


Sent from my iPhone using Tapatalk

Ooh, what’s the spend on that $90k. I’ve got a $5k bill I’ve been waiting to pay w a bonus.

I think only $6k in 3 months but not sure

Is this an open offer or invitation only?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2022, 07:52:21 AM
It’s just right there for anyone with a made up business


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on December 10, 2022, 07:56:54 AM
a kinda weird thing i found out is that even though the state of california forced me to start up a real business, it's easier to get a business card by making up a fake business than to get one in the name of my real business.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 10, 2022, 08:27:07 AM
a kinda weird thing i found out is that even though the state of california forced me to start up a real business, it's easier to get a business card by making up a fake business than to get one in the name of my real business.
100%. It’s so strange.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on January 10, 2023, 11:05:52 AM
Very smart gE people, please help me with the best way to go about this stuff.

Due to recent events I will soon be hit with the insurance max out of pocket for '22 and '23 (lol at hitting it the first week of the year). Billing will be spread out over the next few weeks or months probably. I would like to get all those sweet csp points off paying these but would also like to use my HSA to cover what I can since it no longer makes any sense to save that money for the future. I have no idea how those things interact, so please school me.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on January 10, 2023, 12:01:23 PM
Pay all those out of pocket bills with your credit card. Then submit for reimbursement from your HSA/FSA. This is the play all the time, not just when you have huge bills.
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on January 10, 2023, 12:29:36 PM
Pay all those out of pocket bills with your credit card. Then submit for reimbursement from your HSA/FSA. This is the play all the time, not just when you have huge bills.

This right here. I got Lasik a year ago, put it on a card for the points. Transferred funds from my FSA then HSA to my bank account then paid off cards. It was super easy, I didn't even have to upload any receipts or anything (saved the receipt just in case I get audited or something).
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on January 10, 2023, 12:45:20 PM
As always, gE has the pro-tip answers
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on January 17, 2023, 02:58:51 PM
Pay all those out of pocket bills with your credit card. Then submit for reimbursement from your HSA/FSA. This is the play all the time, not just when you have huge bills.

:Wha:  mrstdaver is getting a new chase sapphire
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 03, 2023, 08:22:47 AM
Amex just sent me a bank bonus. Its $350 for basically 2 months of deposit of $25k. Seems like a no brainer. Their rate is a bit lower than betterment, but $350 for 2 months more than makes up the difference in rates. from what I gather, it seems pretty easy to open an account and transfer too.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 06, 2023, 11:15:54 AM
May be actually using money for the first time like ever at a Hyatt property down the road. Should I just use my CSP or is there a Hyatt card out there worth getting? I normally stay at Marriotts, but I'm fine with accumulating some Hyatt points if its worth it using their card over the CSP at their properties.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2023, 12:12:34 PM
Sapphire


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on February 06, 2023, 12:30:04 PM
Sapphire


Sent from my iPhone using Tapatalk

Better than 60k Hyatt points?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on February 06, 2023, 12:39:17 PM
Sapphire


Sent from my iPhone using Tapatalk

That's what I figured. Thanks. They have already locked out the rewards rooms for thanksgiving in the Bahamas.  :curse:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 06, 2023, 12:50:53 PM
Sapphire


Sent from my iPhone using Tapatalk

Better than 60k Hyatt points?
Yes, there are better sapphire/ink bonuses


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 09, 2023, 08:45:23 AM
free companion pass card is back. companion pass to March of 2024 + 30k points. most importantly, if you use my link below I STEVE DAVE get like 20k points too.

https://www.referyourchasecard.com/226f/LT77Z84ZZC
Title: Re: How Many Credit Cards Do You Have?
Post by: Gooch on February 09, 2023, 09:43:47 AM
I closed all my SW cards right before covid hit. I should jump on that but I am currently sitting on 600k Sapphire points.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on February 09, 2023, 10:03:30 AM
I closed all my SW cards right before covid hit. I should jump on that but I am currently sitting on 600k Sapphire points.

YES YOU SHOULD
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on April 10, 2023, 04:39:13 PM
Mrs SF just got a mailer for 150k Amex Rewards for the Platinum. We aren't huge travelers but could prob squeeze quite a few benefits out of it for the $700 annual fee for a year. Looks like the base offer is 80k, should I pull the trigger on this? I normally am all Chase and or Southwest for rewards.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on April 10, 2023, 04:45:18 PM
just got a Wyndham card (LOL) so I can eliminate resort fees as Caesar's properties.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on April 11, 2023, 08:16:52 AM
Mrs SF just got a mailer for 150k Amex Rewards for the Platinum. We aren't huge travelers but could prob squeeze quite a few benefits out of it for the $700 annual fee for a year. Looks like the base offer is 80k, should I pull the trigger on this? I normally am all Chase and or Southwest for rewards.

Guess Mrs SF is too elite for you guys? Paging @SteveDave
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on April 11, 2023, 10:25:19 AM
Yes, get that card SF.  I recently jumped on a 125k offer.  I don’t think I’ve heard of it ever being more than 150k.  And yes, you can get that fee back with the benefits. 
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on April 11, 2023, 10:37:09 AM
Yes, get that card SF.  I recently jumped on a 125k offer.  I don’t think I’ve heard of it ever being more than 150k.  And yes, you can get that fee back with the benefits.

 :emawkid:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 11, 2023, 12:27:46 PM
Mrs SF just got a mailer for 150k Amex Rewards for the Platinum. We aren't huge travelers but could prob squeeze quite a few benefits out of it for the $700 annual fee for a year. Looks like the base offer is 80k, should I pull the trigger on this? I normally am all Chase and or Southwest for rewards.

Guess Mrs SF is too elite for you guys? Paging @SteveDave

it's good
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 11, 2023, 01:12:20 PM
i've always kinda avoided the amex system because i find their one bonus per "lifetime" rule to be offputting and i can keep my churn busy enough with other cards.  but 150k points is pretty appealing.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on April 11, 2023, 02:56:01 PM
i've always kinda avoided the amex system because i find their one bonus per "lifetime" rule to be offputting and i can keep my churn busy enough with other cards.  but 150k points is pretty appealing.

Fair point. I don't churn as much as I used to/should and I really haven't done anything for Mrs SF in a while so this seems like a no brainer. I have until June 30, so I'll prob wait a month or so and extend the year into next summer a bit.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on April 15, 2023, 06:21:24 PM
So my chase sw card was opened in July 2019, when should I cancel it and what's the earliest to open a new one? I'll be waiting for a good bonus still. I have only had one other chase card since this one opened.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 15, 2023, 10:00:01 PM
Cancel it immediately


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on April 16, 2023, 12:33:47 AM
DO NOT TAKE STEVEDAVE'S FINANCIAL ADVICE EVER
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on April 18, 2023, 05:44:25 PM
Can Mrs. Stevesie60 start a new card and get all the sign up perks if she's married to, and more importantly shares a bank account with, someone who already took advantage of those sign up perks?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 18, 2023, 05:51:58 PM
Can Mrs. Stevesie60 start a new card and get all the sign up perks if she's married to, and more importantly shares a bank account with, someone who already took advantage of those sign up perks?

yes.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on April 18, 2023, 05:57:24 PM
This is wonderful news. I'm gonna run it all back and be way more efficient at it this time around.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 18, 2023, 06:42:07 PM
yeah, it (you and your wife being two different people) is a great scam.
Title: Re: How Many Credit Cards Do You Have?
Post by: ben ji on April 18, 2023, 11:01:04 PM
I'm pretty sure (but will defer to SD) that if you got your original bonus more than 2 years ago you can cancel it then reapply for the new bonus.

I got my last SW card in November of 21 and plan on cancelling it soon then reapplying at the end of the year.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2023, 06:50:32 AM
I think there may be a small cooling off period after you cancel


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on April 19, 2023, 09:44:11 AM
Is it 2 years? I thought it was 4 :facepalm:
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on April 19, 2023, 10:05:35 AM
Well at least I know now, the csp is 2 years in Sept!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 19, 2023, 10:28:50 AM
Well at least I know now, the csp is 2 years in Sept!

you're not going to like this, but the csp is four years.


some of the less desirable chase cards are two years, but the sapphires are four.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on April 19, 2023, 10:30:54 AM
omaat does a good job of keeping track of all this stuff.

https://onemileatatime.com/guides/credit-card-application-rules/
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on April 19, 2023, 10:35:51 AM
This is why I just need sd to handle all my finances
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on April 19, 2023, 11:02:10 AM
This is why I just need sd to handle all my finances
SET RISK TOLERANCE TO ABSURDLY rough ridin' TOO HIGH


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on April 19, 2023, 11:04:52 AM
This is why I just need sd to handle all my finances
SET RISK TOLERANCE TO ABSURDLY rough ridin' TOO HIGH


Sent from my iPhone using Tapatalk

CanCo
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on April 19, 2023, 11:06:12 AM
Now that I closed on my pond.. What is hot to churn and burn right now?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 05, 2023, 08:18:40 PM
i'm taking the united devaluation pretty hard.  chase and united hit my sweet spot for a good long time.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 06, 2023, 07:17:35 AM
i'm taking the united devaluation pretty hard.  chase and united hit my sweet spot for a good long time.

My URs just became Hyatt points long ago. By far the best redemptions I could ever get. Especially travelling with kids where we need multi room suites. If Hyatt ever devalues I'm just going to turn into a "pay with points" traveller. imagine living that laissez faire lifestyle. wow, I'm actually looking forward to it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 06, 2023, 08:34:04 AM
i'm taking the united devaluation pretty hard.  chase and united hit my sweet spot for a good long time.

My URs just became Hyatt points long ago. By far the best redemptions I could ever get. Especially travelling with kids where we need multi room suites. If Hyatt ever devalues I'm just going to turn into a "pay with points" traveller. imagine living that laissez faire lifestyle. wow, I'm actually looking forward to it.

After traveling for work a lot for like 10 years and then not for the last 3 or 4, I finally ran out of Marriott points. I was well over 1 million at one point. Booked a trip the other day and i was 30k short and had to transfer URs to cover. It was a sad day.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 06, 2023, 08:43:01 AM
BAD REDEMPTION ALERT!


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 06, 2023, 09:00:06 AM
BAD REDEMPTION ALERT!


Sent from my iPhone using Tapatalk

I know. I was stuck and didn't know what else to do. Marriott wouldn't just let me pay the difference. Did I have any other option other than just paying for the whole stay? I'm pretty terrible at this overall and normally do stupid things with my points. Its better than paying real money I guess.
Title: How Many Credit Cards Do You Have?
Post by: steve dave on June 06, 2023, 09:07:05 AM
Nah, probably your only move (though would have been interesting to see how the paying with points in the UR portal would have shook out)


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 06, 2023, 09:47:04 AM
Nah, probably your only move (though would have been interesting to see how the paying with points in the UR portal would have shook out)


Sent from my iPhone using Tapatalk

ah, so booking from chase as opposed to Marriott? Didn't think of that. I prob get some platinum benefits from booking through marriott but maybe they would have carried over anyway. oh wells.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 06, 2023, 10:01:58 AM
i'm taking the united devaluation pretty hard.  chase and united hit my sweet spot for a good long time.

My URs just became Hyatt points long ago. By far the best redemptions I could ever get. Especially travelling with kids where we need multi room suites. If Hyatt ever devalues I'm just going to turn into a "pay with points" traveller. imagine living that laissez faire lifestyle. wow, I'm actually looking forward to it.
I've accepted this. Sometimes I transfer to SW which is about the same as buying with points
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 06, 2023, 10:02:04 AM
Yep, you probably made the better move but I always check anyway.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on June 06, 2023, 11:43:09 AM
Hey stevedave - When you book those multi room suites, are you booking through Hyatt?  I don’t usually see anything but standard rooms for points, but I’m not regularly looking at resort-type properties.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 06, 2023, 11:51:58 AM
Yep, you probably made the better move but I always check anyway.


Sent from my iPhone using Tapatalk

the main reason I don't go to Hyatt is I have largely switched to Airbnb or vrbo w/ kids. There's pros and cons but mostly pros outside of not being able to pay with points
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 06, 2023, 12:26:42 PM
Hey stevedave - When you book those multi room suites, are you booking through Hyatt?  I don’t usually see anything but standard rooms for points, but I’m not regularly looking at resort-type properties.
Yep. They will have suites at most resorts. We generally book our family trips 10 months or so out so availability is usually there.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 06, 2023, 12:28:19 PM
Yep, you probably made the better move but I always check anyway.


Sent from my iPhone using Tapatalk

the main reason I don't go to Hyatt is I have largely switched to Airbnb or vrbo w/ kids. There's pros and cons but mostly pros outside of not being able to pay with points
I do both but after leaning towards airbnb for a bit we’ve started pivoting back to resorts. All the ridiculous cleaning, trash, etc. rules started to piss me off. I’m not spending any time of my vacation sweeping your floor and taking your rough ridin' trash bins to the curb on tuesdays.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 06, 2023, 10:27:55 PM
SD, I have 200k ur and 100k in cap one points, what is the best way to combine these to get to Europe, probably Spain or France (business class minimum).
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 07, 2023, 06:15:44 AM
SD, I have 200k ur and 100k in cap one points, what is the best way to combine these to get to Europe, probably Spain or France (business class minimum).
Probably still on United with those UR but will be tough to find. Cap One I have no idea.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: meow meow on June 07, 2023, 02:13:49 PM
Yep, you probably made the better move but I always check anyway.


Sent from my iPhone using Tapatalk

the main reason I don't go to Hyatt is I have largely switched to Airbnb or vrbo w/ kids. There's pros and cons but mostly pros outside of not being able to pay with points

i've heard there's a place you can book airbnb (airbnb type places houses/condos/etc) with marriott points, some app but i forgot the name (someone told me about, i've never done).  anyone know?
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on June 07, 2023, 03:45:49 PM
Probably this.
https://homes-and-villas.marriott.com/

Sent from my SM-S908U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 07, 2023, 03:47:02 PM
Bad redemption


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on June 07, 2023, 09:46:38 PM
I've been doing Delta SkyMiles for a while because I only fly twice-ish a year, and I'm only concerned about lodging once a year. But since I can't sign up for anymore Delta sign up bonuses, I'm probably gonna sign up for Cap One. Seems like that's the best card for traveling/lodging at the rate I do. Do you guys confirm? And if so, do one of you guys have a link I should use to sign up for the Cap One card?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 07, 2023, 10:08:20 PM
Good decision


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 07, 2023, 10:47:31 PM
I've been doing Delta SkyMiles for a while because I only fly twice-ish a year, and I'm only concerned about lodging once a year. But since I can't sign up for anymore Delta sign up bonuses, I'm probably gonna sign up for Cap One. Seems like that's the best card for traveling/lodging at the rate I do. Do you guys confirm? And if so, do one of you guys have a link I should use to sign up for the Cap One card?

https://capital.one/3P1bd3C
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 21, 2023, 09:38:56 AM
God damnit you guys. I can't tell you how much I hate trying to book travel. Mostly because the flight options from KC are just abysmal. Trying to get to the bahamas to watch Cat hoops and its just a nightmare. I have the SW companion pass but that will just get me to FL and even then, maybe not in time to catch a shitty flight to the island the same day. The other options are pay a crap ton of money and still fly a million miles and hours zig zagging all over and finally get there. It really sucks being in KC for travel.

What is the best reward option for flights? SW is prob a no go which would be by far the best for me. Is there a good transfer option from Chase URs to an airline? I really only stock pile URs and SW points. I'm discovering that I'm pretty screwed it SW doesn't go where I want them to.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 21, 2023, 09:40:55 AM
booking travel is one of my favorite things in life
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 21, 2023, 09:47:01 AM
booking travel is one of my favorite things in life
Yeah, it rules


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 21, 2023, 09:56:13 AM
booking travel is one of my favorite things in life

I have to be missing something then. I'm literally about to tell the family that we aren't rough ridin' going to the beach because I hate booking flights so much.

I'll buy you 3 beers if you send me good flight options from MCI to Nassau 11/16ish - 11/22 ish
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 21, 2023, 10:07:54 AM
Uh, sw flys to Nassau
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 21, 2023, 10:11:19 AM
That's weird, there are return flights but none going there.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 21, 2023, 10:17:52 AM
Uh, sw flys to Nassau

Interesting. A pain in the ass, but maybe an option. I'm prob going to just pay for the best option on Expedia at this point. I'll roll the dice with a Delta, American, United cocktail and see how it goes.  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 21, 2023, 10:27:18 AM
That's weird, there are return flights but none going there.

Thanks for this. You get the 3 beers. Since nothing was popping up for a flight there, I never considered checking them for a flight back. Need to confirm, but you prob saved me some cash.

Thanks friend.  :ksu:
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 21, 2023, 10:32:01 AM
That's weird, there are return flights but none going there.

the SW point to point system remains undefeated
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 21, 2023, 10:39:12 AM
That's weird, there are return flights but none going there.

the SW point to point system remains undefeated

not going to dig into their entire schedule but I found MCI-NAS flights via FLL for some days. In November, there isn't a flight that leaves MCI early enough to catch the FLL-NAS flight. So you could fly to FLL the day before and spend the night there before flying to Nassau the next day.

Not going to dig into the other schedule but you could probably find a Nassau flight to somewhere like Dallas or Midway to reduce connections but you'd probably need 3 bookings - MCI-DAL, DAL-NAS, NAS-MCI
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 21, 2023, 10:42:33 AM
actually I think they only have a single flight a day via FLL
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 21, 2023, 10:45:56 AM
That's weird, there are return flights but none going there.

the SW point to point system remains undefeated

not going to dig into their entire schedule but I found MCI-NAS flights via FLL for some days. In November, there isn't a flight that leaves MCI early enough to catch the FLL-NAS flight. So you could fly to FLL the day before and spend the night there before flying to Nassau the next day.

Not going to dig into the other schedule but you could probably find a Nassau flight to somewhere like Dallas or Midway to reduce connections but you'd probably need 3 bookings - MCI-DAL, DAL-NAS, NAS-MCI

Thank you sir. I think I may have figured out some decent options after finding the SW returns. Really hoping the new airport eventually brings some better options for us midwest plebs so we don't have to waste 2 full days traveling to get to fun places. It has to rule booking flights from a major city.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 21, 2023, 11:24:57 AM
Your particular case is a Southwest problem

(https://uploads.tapatalk-cdn.com/20230621/80a41bbe5d671c785fbb79db03661e0b.jpg)

Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 21, 2023, 12:11:50 PM
Your particular case is a Southwest problem

(https://uploads.tapatalk-cdn.com/20230621/80a41bbe5d671c785fbb79db03661e0b.jpg)

weird. I just assumed it was a KC issue. If no flights go there, where do the planes come from for the flights out of Nassau I wonder?
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 21, 2023, 12:13:33 PM
Flights only go to and from FLL once a day. I'm guessing I can't get from LGA to FLL in time for that flight
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 21, 2023, 12:25:37 PM
booking travel is one of my favorite things in life

I have to be missing something then. I'm literally about to tell the family that we aren't rough ridin' going to the beach because I hate booking flights so much.

I'll buy you 3 beers if you send me good flight options from MCI to Nassau 11/16ish - 11/22 ish

https://www.google.com/travel/flights/s/YRFYptzDZNbRxf859 (https://www.google.com/travel/flights/s/YRFYptzDZNbRxf859)
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 21, 2023, 06:26:01 PM
booking travel is one of my favorite things in life

i might like it more than the actual travel.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on June 21, 2023, 06:49:52 PM
This is another of those nonpolitical things that sharply divides people, like the zero inbox thing.
Title: Re: How Many Credit Cards Do You Have?
Post by: 'taterblast on June 21, 2023, 08:59:23 PM
booking travel is one of my favorite things in life

i might like it more than the actual travel.

i almost said this but it felt like too much
Title: Re: How Many Credit Cards Do You Have?
Post by: DaBigTrain on June 21, 2023, 09:01:44 PM
This is another of those nonpolitical things that sharply divides people, like the zero inbox thing.

It wouldn't divide people if you would just get rid of the little number notifications.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 21, 2023, 09:41:32 PM
Your particular case is a Southwest problem

(https://uploads.tapatalk-cdn.com/20230621/80a41bbe5d671c785fbb79db03661e0b.jpg)

weird. I just assumed it was a KC issue. If no flights go there, where do the planes come from for the flights out of Nassau I wonder?

This is a "known" issue booking SWA flights. I think it's the ones that use Airtran routes but either way it's only the ones going out of the US. You have to basically piecemeal the flight times together yourself and thing call in and see the price/points if I remember right.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 22, 2023, 08:16:17 AM
Holy eff you guys. It almost has to be just me at this point. I'm an open minded person so I can understand why people like to do things that I absolutely rough ridin' despise, but there is no way people like the experience I had yesterday just trying to book a damn flight. After all of the suggestions by you bros, I just ended up booking some flights through Chase. The SW return thing didn't work out so I just checked prices everywhere and Chase seemed to be the best and I could use some points. By this time, I gave no fucks and was ready to disappoint kids anyway. Mrs SF was home by then and she would rather not travel at all than book so she was not helpful. Anyhoo, find my flights, move some points, enter all the info for everyone, still pissed, but hit book and.............An error has occurred, please wait or call Chase.  :curse: :curse: :curse: :curse: :curse: Nothing happens so I call Chase. I spend the next 20 minutes having the Chase person (total dumbass, but i'm still nice to phone people, but I wanted to kill her) recreate the reservation I'm looking at on my screen that is just frozen. No problem, this process is already miserable, why not take even more time. "Ok, Mr SF, I think I have it, this is the price....". Wait what, that's like $400 more than what i'm looking at right now. "Sorry Mr SF booking flights really sucks major ass and the price must have went up". They went up $400 a piece in the amount of time it took your website to glitch and for me to call you? That was like 2 minutes??? "Yes Mr SF, booking travel is a huge pain in the ass and this is what happened". Can you honor the price I have in the system since it was your website that is jacked and only because of that I had to call you?. "No Mr SF, that would make booking travel less awful, so there is no way I can do that". Mrs SF hears the commotion and tells me to just rough ridin' book it, but she is pissed now too. While talking, I refresh my screen and re enter the same flights again through Chase. The price is the same as it was before on my side. I tell her that and ask if she could just retry and book them for me. She does, same result at the higher price. I say again, "how can I see a price on your site that is way lower than what you, an actual person that works there can't see?". "Sorry Mr SF, booking travel is awful, and crap like this happens all the time for no reason, would you like me to book you at the way higher price than what our website shows?. eff off, I hang up and re enter the flights through Chase for a third time and by some god damn miracle, they go through. eff....it.....all.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on June 22, 2023, 08:21:11 AM
Booking through Chase Portal is definitely an adventure in itself
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 22, 2023, 08:25:57 AM
that's a heartwarming CC thread success story
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2023, 08:28:27 AM
nice work SF
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 22, 2023, 09:28:22 AM
nice work SF

Did I win???? cuz, I don't feel like I won. The best part was that I was so pissed by the end of it all, I forgot to transfer Mrs SFs points to my account to cover the rest of the flights and I was so pissed I just paid the $1200 or whatever the difference was. Now Mrs SF is totally going to leave me since all my points are gone and she still has a bunch.

It has been a very sad couple of weeks for me though. I used my last Marriott points a couple of weeks ago and now I just used all of my Chase. I've been slacking in the CC game and apparently need to pick it up. I'm still a ways out on getting a new CSP bonus so i'm not even sure what I should get at this point. I'll be getting some SW cards soon to rotate the companion pass, but other than that, no idea. Guess I need to look in to hotel cards now that i'm out of Marriott.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 22, 2023, 09:54:30 AM
Once a phone call is introduced I'm out.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2023, 10:03:39 AM
nice work SF

Did I win???? cuz, I don't feel like I won. The best part was that I was so pissed by the end of it all, I forgot to transfer Mrs SFs points to my account to cover the rest of the flights and I was so pissed I just paid the $1200 or whatever the difference was. Now Mrs SF is totally going to leave me since all my points are gone and she still has a bunch.

It has been a very sad couple of weeks for me though. I used my last Marriott points a couple of weeks ago and now I just used all of my Chase. I've been slacking in the CC game and apparently need to pick it up. I'm still a ways out on getting a new CSP bonus so i'm not even sure what I should get at this point. I'll be getting some SW cards soon to rotate the companion pass, but other than that, no idea. Guess I need to look in to hotel cards now that i'm out of Marriott.

well, I guess not. the amount of struggle you are exhibiting with this is pretty incredible. I've booked travel with probably 10m+ points/miles in my life and it's never really been tricky. again, I enjoy doing it though so yin and yang or whatever.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 22, 2023, 10:07:14 AM
that's a heartwarming CC thread success story

nvm!
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 22, 2023, 10:34:24 AM
nice work SF

Did I win???? cuz, I don't feel like I won. The best part was that I was so pissed by the end of it all, I forgot to transfer Mrs SFs points to my account to cover the rest of the flights and I was so pissed I just paid the $1200 or whatever the difference was. Now Mrs SF is totally going to leave me since all my points are gone and she still has a bunch.

It has been a very sad couple of weeks for me though. I used my last Marriott points a couple of weeks ago and now I just used all of my Chase. I've been slacking in the CC game and apparently need to pick it up. I'm still a ways out on getting a new CSP bonus so i'm not even sure what I should get at this point. I'll be getting some SW cards soon to rotate the companion pass, but other than that, no idea. Guess I need to look in to hotel cards now that i'm out of Marriott.

well, I guess not. the amount of struggle you are exhibiting with this is pretty incredible. I've booked travel with probably 10m+ points/miles in my life and it's never really been tricky. again, I enjoy doing it though so yin and yang or whatever.

yep, I guess its like anything. If you enjoy it, the little nuisances or whatever that happen aren't a big deal. If you hate it, they just compound and make it all worse. At the end of the day, its  worth the headaches. I had a bunch of points from my work travel days, but this thread and you guys have prob saved me thousands over the years. I just need to rant every once in a while.

Thanks everyone, go Cats
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on June 22, 2023, 10:36:32 AM
GO CATS
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on June 22, 2023, 01:27:52 PM
Go cats but don't go anywhere that depends on stupid fitz using points to get there.
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on June 22, 2023, 01:29:07 PM
 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 30, 2023, 02:53:56 AM
I actually called and canceled my sw card and talking on the phone was not nearly as terrible as I was expecting!
Title: Re: How Many Credit Cards Do You Have?
Post by: BW on June 30, 2023, 08:58:46 AM
Chip quit working on my SW chase. Take opportunity to get something new? What's hot?

Sent from my SM-G975U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 30, 2023, 09:08:46 AM
I actually called and canceled my sw card and talking on the phone was not nearly as terrible as I was expecting!

Mrs SF really hates doing that too. Just be nice to them and tell them that you don't want the card anymore and you understand that you may be losing the benefits and don't care. 99% of the time they don't give a crap and will just cancel. Every once in a while you will get someone that presses you, but they give up pretty quick if you just repeat yourself. Being nice to them is most of the battle. After doing some cold calling way back when, i'm always as nice as possible to phone people. Their job sucks major ass and being a dick to them just makes their day worse.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 30, 2023, 09:29:33 AM
if you think canceling a credit card is hard, try canceling sirius
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 30, 2023, 09:38:59 AM
if you think canceling a credit card is hard, try canceling sirius

Haha. The absolute worst company to deal with ever. I had them for several years and the annual call to them was just the absolute worst. I recently went back with them and had to make the call after my year was up. "I would like the same deal I had before, if you can't do that, please cancel my sub". What about this? No, What about this, No. "I would like the same deal I had before or please cancel". Ok Mr SF, I can do that. Typing, typing, typing, typing.........Ok, Mr SF, this is what I will charge your card on file......"That isn't the same deal I had before". Yes, I can't do that deal. "you said you could and I've been on hold for 30 minutes". Sorry Mr SF, I can only do this deal. OK, please cancel. but....Please cancel, but.....please cancel. Finally get it cancelled, and like a month later I get a letter asking me to return with the same deal I had before. Mrs SF even has the Amex Platinum that will cover most of the cost and I'm still debating on doing it because of how much I will dread having to call and cancel in a year.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 30, 2023, 11:21:47 AM
if you think canceling a credit card is hard, try canceling sirius

Super easy. use the chat, they will immediately give it to you for $8 a month for a year. I have a reminder every year to go do it.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on June 30, 2023, 11:57:53 AM
if you think canceling a credit card is hard, try canceling sirius

Super easy. use the chat, they will immediately give it to you for $8 a month for a year. I have a reminder every year to go do it.

$5 a month or no deal.
Title: Re: How Many Credit Cards Do You Have?
Post by: OB_Won on June 30, 2023, 12:07:36 PM
The quality sucks. I wouldn't do it for $5 either. I guess if you only listen to talk radio and podcasts it might be worth it.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 30, 2023, 02:26:24 PM
if you think canceling a credit card is hard, try canceling sirius

Super easy. use the chat, they will immediately give it to you for $8 a month for a year. I have a reminder every year to go do it.

$5 a month or no deal.
agreed
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on June 30, 2023, 02:31:19 PM
I use it quite often as the whole house radio option. Can't be beat on a road trip for some variety. I think maybe you can get the dumb down version for $5?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 30, 2023, 04:14:13 PM
you can get them down to 5 bones but it takes a while
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on June 30, 2023, 04:15:50 PM
I pay $23 per month  :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on June 30, 2023, 04:46:29 PM
I pay $23 per month  :lol:

stop doing that immediately.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on June 30, 2023, 08:13:02 PM
speak of the devil, look what came in the mail today
(https://uploads.tapatalk-cdn.com/20230701/2b071a8f26c9921f5076629d53a0f5be.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: BIG APPLE CAT on July 01, 2023, 09:08:25 AM
Credit card adjace but I just wanted to report (brag?) that I just finally cleared a couple of identity fraud items off my credit report and my credit score went up 97 points instantly it feels great to have a Very Good credit score again
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 06, 2023, 01:47:45 PM
speak of the devil, look what came in the mail today
(https://uploads.tapatalk-cdn.com/20230701/2b071a8f26c9921f5076629d53a0f5be.jpg)

holy crap. I caved and tried to sign up for this offer. did it with 2 different browsers and kept getting a message saying the site was experiencing technical difficulties. still not calling so I tried chat. i'm 15 minutes in to this at this point. chat dude makes me enter all my info again and then after a bit of back and forth he tells me to clear my browser history and cache. I should have known better, but I did it and lost my chat dude. tried to sign up again and got the same error. new chat dude. i have to give him or her all my info again and after a bunch of back and forth he tries to squeeze me for a $1 a month. Not so fast broseph, my offer says $4.99 a month not $5.99 a month. He redoes everything and i'm back with the absolute worst company on earth at my target $5. took about an hour even after they sent me a deal and a link to sign up for it automatically. The only way I can think of that they are still even in business is because way more people must just let it ride a $25 a month than I realize. I'm also starting to think I have some gift that makes websites not work properly for me. Its enraging
Title: Re: How Many Credit Cards Do You Have?
Post by: WillieWatanabe on July 06, 2023, 02:04:28 PM
I pay $18 :flush:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 06, 2023, 02:09:24 PM
I pay $18 for two vehicles and home/app on the platinum plan (may be the only plan, I have no idea). seems fine.
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on July 06, 2023, 02:15:10 PM
Seems like driving around to find cheaper gas.. You guys are better than this
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on July 06, 2023, 02:19:48 PM
Oh man, never understood the dudes in Topeka that would drive out to the reservations to get gas just to avoid the tax.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 06, 2023, 02:28:22 PM
Seems like driving around to find cheaper gas.. You guys are better than this

Yeah, I completely agree and i'm not that guy for sure. This was just an instance where I should have known better. I've dealt with them since well before the merger and I should have known it wouldn't be an easy process. There were 3 different ways to sign up on the mailer they sent me and none of them worked!!!!!! Against my better judgement, I engaged chat and lost the hour of my life. The only reason I even did that was because Amex is going to pay for the sub anyway, but it still prob wasn't worth it.
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on July 06, 2023, 02:30:13 PM
Every time they call me to get me to sign up I always wonder, "Who pays for this junk?"  And now I know.

Sent from my SM-S908U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 06, 2023, 02:30:39 PM
stupid fitz, I feel like maybe you should outsource all of your doing stuff. stick to what you're good at, not doing stuff.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on July 06, 2023, 02:40:34 PM
Just pay $23 like me and live a stress free life
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on July 06, 2023, 02:42:54 PM
Also 3x points on streaming w/ csp  :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on July 06, 2023, 02:57:58 PM
stupid fitz, I feel like maybe you should outsource all of your doing stuff. stick to what you're good at, not doing stuff.

That's my strategy with most things. I mean,  :kstategrad: Also, my kids are starting to get old enough to do most of the stuff I don't want to do. Pretty soon i'll just be on my patio watching the sprinklers like a boss.

Go Cats
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 08, 2023, 02:11:56 PM
this is a finance podcast I listen to. good basics for non-power-users.

https://open.spotify.com/episode/07mZzCg3iwQpAJeYysejpG?si=zMA3rbucQlCAzlj1Qy8ZJg
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on July 20, 2023, 04:46:10 PM
What's the best deal on SW cards going now? Not just for miles, but benefits. TIA.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on July 20, 2023, 05:23:45 PM
I've been doing my daily spending and  monthly recurring charges on the csp for a long time. Is there really anything worth flipping through for bonuses these days?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 20, 2023, 06:42:47 PM
What's the best deal on SW cards going now? Not just for miles, but benefits. TIA.
They are all Chase. Benefits are not great. As always I’d recommend waiting for their 80k+ offers and getting a couple (personal and biz) in Dec/Jan to get a 2 year companion pass


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on July 20, 2023, 06:43:31 PM
I've been doing my daily spending and  monthly recurring charges on the csp for a long time. Is there really anything worth flipping through for bonuses these days?
Yeah, but not like the glory days. SW is good as noted above. Capital One has some nice ones. Amex.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on July 20, 2023, 06:45:09 PM
I've been doing my daily spending and  monthly recurring charges on the csp for a long time. Is there really anything worth flipping through for bonuses these days?
Yeah, but not like the glory days. SW is good as noted above. Capital One has some nice ones. Amex.


Sent from my iPhone using Tapatalk
Meh. I rarely fly. Don't care about straying from my Chase rewards for hotels.
.
Thanks, SD!

Sent from my moto g stylus 5G (2022) using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 14, 2023, 08:55:39 AM
Friends. I'm out of hotel points (Marriott) for the first time in like 15 years. I have both Chase and Amex rewards, but haven't been filling them up properly the past could of years. Anyhoo, I'll be staying at a Hyatt resort here in a few months and I'll prob just pay for it. Should I get a Hyatt card to pay the bill? Pay with my CSP or Mrs SFs Amex Plat? I don't have any other Hyatt points and while free hotels are free hotels, I still like to try and stick with Marriott since I have lifetime platinum status. What's the best payment play here to increase points geared more toward future hotel stays?
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 14, 2023, 11:59:32 AM
Burn the marriott bridge to light the way to hyatt.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 14, 2023, 12:51:40 PM
Burn the marriott bridge to light the way to hyatt.
This


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 14, 2023, 01:56:06 PM
Burn the marriott bridge to light the way to hyatt.

This is what i have been thinking. Should I pay directly with a new hyatt card or just pay with my CSP or Amex Plat and transfer. I've seen that Amex has some transfer bonuses on occasion that I apparently need to keep track of now.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 14, 2023, 02:23:50 PM
If you'll be going to good places with hyatts, just dive in and get their card.
Title: Re: How Many Credit Cards Do You Have?
Post by: _33 on August 14, 2023, 03:31:30 PM
If I had to have just one credit card, which would it be?
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 14, 2023, 09:39:00 PM
If I had to have just one credit card, which would it be?
I like cards with good girth to them. I can tell when I’m slapping down my CSP because that boy is thicc
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on August 14, 2023, 09:53:04 PM
If I had to have just one credit card, which would it be?
I like cards with good girth to them. I can tell when I’m slapping down my CSP because that boy is thicc

I HATE that we agree ...
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on August 15, 2023, 07:16:34 AM
The CSP's girth is laughable compared to the CSR's girth
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 15, 2023, 07:21:42 AM
The CSP's girth is laughable compared to the CSR's girth
I believe they have equal girth. At least I can’t tell the difference. But I’m a girth queen.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 15, 2023, 08:34:08 AM
If you'll be going to good places with hyatts, just dive in and get their card.

Holy moly. So i know i'm late to this, but to my defense, i have always had a bazillion Marriott points so I never had a reason to look at other hotel rewards. I just booked a NY trip at a Hyatt and the same amount of points would have only been like 1 night at a Marriott. I feel like now that I have discovered this, that is going to change immediately. Sorry guys.

Also, the Amex Platinum card has great girth.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 15, 2023, 08:35:20 AM
If you'll be going to good places with hyatts, just dive in and get their card.

Holy moly. So i know i'm late to this, but to my defense, i have always had a bazillion Marriott points so I never had a reason to look at other hotel rewards. I just booked a NY trip at a Hyatt and the same amount of points would have only been like 1 night at a Marriott. I feel like now that I have discovered this, that is going to change immediately. Sorry guys.

Also, the Amex Platinum card has great girth.

stupid fitz, you always deliver
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 15, 2023, 08:39:29 AM
:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: cfbandyman on August 15, 2023, 08:41:17 AM
If you'll be going to good places with hyatts, just dive in and get their card.

Holy moly. So i know i'm late to this, but to my defense, i have always had a bazillion Marriott points so I never had a reason to look at other hotel rewards. I just booked a NY trip at a Hyatt and the same amount of points would have only been like 1 night at a Marriott. I feel like now that I have discovered this, that is going to change immediately. Sorry guys.

Also, the Amex Platinum card has great girth.

Same thing, Delta Amex Platinum canco on the girth
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 15, 2023, 10:18:02 AM
If you'll be going to good places with hyatts, just dive in and get their card.

Holy moly. So i know i'm late to this, but to my defense, i have always had a bazillion Marriott points so I never had a reason to look at other hotel rewards. I just booked a NY trip at a Hyatt and the same amount of points would have only been like 1 night at a Marriott. I feel like now that I have discovered this, that is going to change immediately. Sorry guys.

Also, the Amex Platinum card has great girth.

stupid fitz, you always deliver

 :blush:
Title: Re: How Many Credit Cards Do You Have?
Post by: yoga-like_abana on August 15, 2023, 01:33:29 PM
If I had to have just one credit card, which would it be?
I like cards with good girth to them. I can tell when I’m slapping down my CSP because that boy is thicc

I HATE that we agree ...
MIDDLE GROUND!
Title: Re: How Many Credit Cards Do You Have?
Post by: nicname on August 15, 2023, 02:10:40 PM
Isn’t the value of Chase UR points highly increased by the ability to transfer 1-to-1 to Hyatt? Aren’t Hyatt points the like only ones that are more valuable than UR points?

Edit: if that’s the case wouldn’t you want to build thru UR and then do all Hyatt stuff via transfer?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 15, 2023, 02:22:12 PM
Isn’t the value of Chase UR points highly increased by the ability to transfer 1-to-1 to Hyatt? Aren’t Hyatt points the like only ones that are more valuable than UR points?

Edit: if that’s the case wouldn’t you want to build thru UR and then do all Hyatt stuff via transfer?
UR are most valuable and do transfer 1:1 but you also can’t have like 4 different Sapphire cards. You can have a personal one and a business one but after that Hyatt card is a good option.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 15, 2023, 02:35:53 PM
Hyatt card gets you a little status bump, a free night every year, 9x on anything you actually pay for there. No reason not to have it if you go adequate places with hyatts.
Title: Re: How Many Credit Cards Do You Have?
Post by: tdaver on August 16, 2023, 11:14:03 PM
If you'll be going to good places with hyatts, just dive in and get their card.

Holy moly. So i know i'm late to this, but to my defense, i have always had a bazillion Marriott points so I never had a reason to look at other hotel rewards. I just booked a NY trip at a Hyatt and the same amount of points would have only been like 1 night at a Marriott. I feel like now that I have discovered this, that is going to change immediately. Sorry guys.

Also, the Amex Platinum card has great girth.

I recently used Hyatt points for stays at luxury hotels in Venice and Cortina d’Ampezzo (fanningbrag) for roughly the same amount of points as a Kansas City Marriott.  Starwood used to be good like that before Marriott killed them.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 17, 2023, 08:20:08 AM
If you'll be going to good places with hyatts, just dive in and get their card.

Holy moly. So i know i'm late to this, but to my defense, i have always had a bazillion Marriott points so I never had a reason to look at other hotel rewards. I just booked a NY trip at a Hyatt and the same amount of points would have only been like 1 night at a Marriott. I feel like now that I have discovered this, that is going to change immediately. Sorry guys.

Also, the Amex Platinum card has great girth.

I recently used Hyatt points for stays at luxury hotels in Venice and Cortina d’Ampezzo (fanningbrag) for roughly the same amount of points as a Kansas City Marriott.  Starwood used to be good like that before Marriott killed them.

Yeah, I've always read you guys talking about Hyatt, but I had like 1.5 million marriott points at one point and have lifetime status so I never had a reason to look at other hotels. The difference is pretty nuts. Now I wish I would have stayed at Hyatts all those years I travelled for work. On another note, I'm in day 2 of review for the Hyatt card for some reason. I haven't gotten a card in like a year so no idea why its stuck.
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 17, 2023, 10:23:35 AM
On another note, I'm in day 2 of review for the Hyatt card for some reason. I haven't gotten a card in like a year so no idea why its stuck.

:lol:

Stupid Fitz, like always, you'll overcome this adversity eventually.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 17, 2023, 01:16:20 PM
On another note, I'm in day 2 of review for the Hyatt card for some reason. I haven't gotten a card in like a year so no idea why its stuck.

:lol:

Stupid Fitz, like always, you'll overcome this adversity eventually.

Yep, its just a gift I have that makes easy things way harder than they should be.  :dunno:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 17, 2023, 01:44:38 PM
You can call them and ask wtf is going on. They should approve instantly. Did you have your credit frozen?


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 17, 2023, 01:49:50 PM
You can call them and ask wtf is going on. They should approve instantly. Did you have your credit frozen?


Sent from my iPhone using Tapatalk

I called the recon line the next day and they told me they didn't know why and that it was just stuck in review status. I asked why since my score is +800  :gocho: and I haven't applied for a card in a while and she said to call back in a couple days so it can get processed. Weird, I know, but as you guys know, this weird crap always happens to me.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on August 17, 2023, 01:51:30 PM
Classic Stupid Fitz!
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on August 17, 2023, 02:08:43 PM
All this talk about Hyatt cards got me horny for a new Hyatt card so I got one

(https://uploads.tapatalk-cdn.com/20230817/f22b904c7d8430b1d79d9e202998f9af.jpg)


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 17, 2023, 03:07:41 PM
All this talk about Hyatt cards got me horny for a new Hyatt card so I got one

(https://uploads.tapatalk-cdn.com/20230817/f22b904c7d8430b1d79d9e202998f9af.jpg)


Sent from my iPhone using Tapatalk

 :angry:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on August 17, 2023, 08:38:07 PM
:lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on August 18, 2023, 08:25:21 AM
 :gocho:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 11, 2023, 10:03:14 AM
SW companion pass experts. What happens if the main flight person doesn't show for the flight, but the companion does? Does it really matter since one flight was paid for anyway. Any idea how this works or if its an issue? I'm just prepping for a potential scenario where Mrs SF can't go and I say eff it and go anyway without her ass.  :party:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 11, 2023, 10:13:18 AM
It'll go smoothly and without issue of any sort.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 11, 2023, 10:28:14 AM
It'll go smoothly and without issue of any sort.

 :cheers:
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 11, 2023, 11:23:28 AM
SW companion pass experts. What happens if the main flight person doesn't show for the flight, but the companion does? Does it really matter since one flight was paid for anyway. Any idea how this works or if its an issue? I'm just prepping for a potential scenario where Mrs SF can't go and I say eff it and go anyway without her ass.  :party:

no idea here but I know if you just don't show up for your flight and don't cancel they get very mad
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on September 11, 2023, 11:27:40 AM
SW companion pass experts. What happens if the main flight person doesn't show for the flight, but the companion does? Does it really matter since one flight was paid for anyway. Any idea how this works or if its an issue? I'm just prepping for a potential scenario where Mrs SF can't go and I say eff it and go anyway without her ass.  :party:

no idea here but I know if you just don't show up for your flight and don't cancel they get very mad

I guess this is the question. If I cancel her flight, it prob cancels mine right? So if I just don't tell, they yell at her later on, but still prob give her a credit and i'm already partying.  :driving:
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 11, 2023, 12:04:57 PM
i’m hoping chase goes balls 2 the wall with a good csr/csp reward in 4q
Title: Re: How Many Credit Cards Do You Have?
Post by: kitten_mittons on September 11, 2023, 12:29:46 PM
SW companion pass experts. What happens if the main flight person doesn't show for the flight, but the companion does? Does it really matter since one flight was paid for anyway. Any idea how this works or if its an issue? I'm just prepping for a potential scenario where Mrs SF can't go and I say eff it and go anyway without her ass.  :party:

no idea here but I know if you just don't show up for your flight and don't cancel they get very mad

I guess this is the question. If I cancel her flight, it prob cancels mine right? So if I just don't tell, they yell at her later on, but still prob give her a credit and i'm already partying.  :driving:
You may lose your return flight.

Sent from my SM-S908U using Tapatalk

Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on September 11, 2023, 04:47:25 PM
In order for the primary to cancel they have to cancel the companion flight first.

I've gotten very spoiled with companion flights in 2023 going to have to find a pro move to get it back for 2024, maybe that new business card for 80k will work with some "extra" spend on top.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2023, 08:08:41 AM
All this talk about Hyatt cards got me horny for a new Hyatt card so I got one

(https://uploads.tapatalk-cdn.com/20230817/f22b904c7d8430b1d79d9e202998f9af.jpg)


Sent from my iPhone using Tapatalk

 :angry:
All this thinkin’ about my new Hyatt card got me horny for another Hyatt card so I got one

(https://uploads.tapatalk-cdn.com/20230915/cb19bea771dbab2b410f98cf619ccabe.jpg)


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 15, 2023, 03:37:31 PM
I've been spending a lot on dogsitting to neighbors via venmo. Anyone know a way to use a good points card on venmo without the huge fees?

I've been using my HHonors AMEX and AMEX SEND to put money on my venmo books with no fee but saw recently I get no points for that.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2023, 04:27:50 PM
I've been spending a lot on dogsitting to neighbors via venmo. Anyone know a way to use a good points card on venmo without the huge fees?

I've been using my HHonors AMEX and AMEX SEND to put money on my venmo books with no fee but saw recently I get no points for that.

I do not think it's possible. There would be an infinite points churn opportunity if they opened that door.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 15, 2023, 05:12:34 PM
Delta really mumped up skymiles. Hate that United's local hub is Newark, I miss them. :frown:
Title: Re: How Many Credit Cards Do You Have?
Post by: Trim on September 15, 2023, 07:48:06 PM
I'll have to see if I'm still venmo'n $300-400/month by the time there's a bonus for this thing and if it's worth wasting a cc app on it. https://thepointsguy.com/guide/venmo-credit-card-review/
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 15, 2023, 08:50:46 PM
Delta really mumped up skymiles. Hate that United's local hub is Newark, I miss them. :frown:

somehow aa probably has the least devalued miles of a us airline now?  what a sad debased world we live in.
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on September 15, 2023, 09:31:53 PM
I should probably clarify it was their medallion status that got mumped up. Flyertalk would destroy me for this error
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 15, 2023, 09:44:55 PM
Delta really mumped up skymiles. Hate that United's local hub is Newark, I miss them. :frown:

somehow aa probably has the least devalued miles of a us airline now?  what a sad debased world we live in.

BITCH SAY THAT TO MY SOUTHWEST AIRLINE COMPANION PASSES FUCKIN' FACE I FUCKIN' DARE YA!
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 15, 2023, 10:11:57 PM
BITCH SAY THAT TO MY SOUTHWEST AIRLINE COMPANION PASSES FUCKIN' FACE I FUCKIN' DARE YA!

i basically never fly within the us, so sw is of no use to me.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 15, 2023, 10:13:15 PM
I should probably clarify it was their medallion status that got mumped up. Flyertalk would destroy me for this error

it was true though.  skymiles are worth like 0.1 cents or something.  completely useless.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on September 21, 2023, 05:03:32 PM
This would suck.

https://thepointsguy.com/news/credit-card-competition-act/

Title: Re: How Many Credit Cards Do You Have?
Post by: sys on September 21, 2023, 05:18:19 PM
marshall must be stopped.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 21, 2023, 09:45:08 PM
great article

https://www.theatlantic.com/ideas/archive/2023/09/airlines-banks-mileage-programs/675374/
Title: Re: How Many Credit Cards Do You Have?
Post by: kim carnes on September 21, 2023, 10:10:21 PM
Which part of it do you find enlightening?
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on September 21, 2023, 11:09:21 PM
enlightening? i don’t know.  i do appreciate a well thought out article though.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on September 22, 2023, 09:10:23 AM
So it appears I stumbled my way into 80k in chase rewards points on a card I didn't realize had a spend bonus.  How do I maximize? The valuation says it's worth $800 but I'm guessing this crew can help me double that valuation with hacks.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on September 22, 2023, 09:20:40 AM
So it appears I stumbled my way into 80k in chase rewards points on a card I didn't realize had a spend bonus.  How do I maximize? The valuation says it's worth $800 but I'm guessing this crew can help me double that valuation with hacks.

they are worth significantly more than $800. best bet is to transfer to hyatt and stay somewhere good. or, alternatively, you could stay 16 nights at the hyatt regency wichita.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on October 19, 2023, 11:47:16 AM
I'm looking at collecting United points to eventually book first class flights for my wife and I to go on a Southeast Asia cruise, probably in 2025.  The best way seems to be United and Chase point cards.  I'm open to other ideas if any experts have them, such as flying out on United and flying back on another carrier so as to increase the number of CC bonuses that I could apply for.  I figured I'd start with United Explorer cards as they have no annual fee the first year and then we'll do the higher annual fee/bonus cards within a year of the trip so as to capitalize on whatever perks they have. 

All this to say, I'd welcome any pro tips or a United Explorer booking link if someone wants to capitalize on this as well.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on October 20, 2023, 09:00:08 PM
i think flying to asia in first or business is the sweet spot for a lot of those weird transfer partners for sapphire (and amex, cap one, etc).  but you'd have to check the  one mile at a time guides to figure out a plan.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 20, 2023, 10:12:09 PM
You can also pay those same guys a fee to do it for you. It used to seem outrageous when I was younger but now if I accumulate enough points ever I may do it.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 21, 2023, 10:08:05 AM
Thinking I'm doing the dual SWA business cards to get the companion pass. Applying early/mid November is the best time right so you get some leeway for the spend into 2024? Got kind of addicted to having the companion pass even with my dislike of SWA.
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 21, 2023, 11:25:42 AM
Thinking I'm doing the dual SWA business cards to get the companion pass. Applying early/mid November is the best time right so you get some leeway for the spend into 2024? Got kind of addicted to having the companion pass even with my dislike of SWA.

I usually get one in December and another in January. You must make certain your bonus doesn't post early.
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on October 22, 2023, 12:23:06 PM
Thinking I'm doing the dual SWA business cards to get the companion pass. Applying early/mid November is the best time right so you get some leeway for the spend into 2024? Got kind of addicted to having the companion pass even with my dislike of SWA.

I usually get one in December and another in January. You must make certain your bonus doesn't post early.

Thank you sensei.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 23, 2023, 08:56:07 AM
Thinking I'm doing the dual SWA business cards to get the companion pass. Applying early/mid November is the best time right so you get some leeway for the spend into 2024? Got kind of addicted to having the companion pass even with my dislike of SWA.

I usually get one in December and another in January. You must make certain your bonus doesn't post early.

Do you get one business and one personal card or just both business? I think they changed and you can't have 2 personal cards now right? Also, I assume you just rotate between you and Mrs Dave every 2 years to keep the pass?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on October 23, 2023, 09:46:56 AM
Thinking I'm doing the dual SWA business cards to get the companion pass. Applying early/mid November is the best time right so you get some leeway for the spend into 2024? Got kind of addicted to having the companion pass even with my dislike of SWA.

I usually get one in December and another in January. You must make certain your bonus doesn't post early.

Do you get one business and one personal card or just both business? I think they changed and you can't have 2 personal cards now right? Also, I assume you just rotate between you and Mrs Dave every 2 years to keep the pass?

I get one personal and one business. We rotate every two years between mrs. dave and I. she'll get one personal and one business getting us a companion pass for basically two years, then I'll do the same when her's is about to expire. one time we both got them at the same time (4 total cards) and had companion passes for both kids. now we just rotate as each other's companions.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on October 23, 2023, 10:03:53 AM
Thinking I'm doing the dual SWA business cards to get the companion pass. Applying early/mid November is the best time right so you get some leeway for the spend into 2024? Got kind of addicted to having the companion pass even with my dislike of SWA.

I usually get one in December and another in January. You must make certain your bonus doesn't post early.

Do you get one business and one personal card or just both business? I think they changed and you can't have 2 personal cards now right? Also, I assume you just rotate between you and Mrs Dave every 2 years to keep the pass?

I get one personal and one business. We rotate every two years between mrs. dave and I. she'll get one personal and one business getting us a companion pass for basically two years, then I'll do the same when her's is about to expire. one time we both got them at the same time (4 total cards) and had companion passes for both kids. now we just rotate as each other's companions.

 :thumbsup:
Title: Re: How Many Credit Cards Do You Have?
Post by: michigancat on October 23, 2023, 12:31:46 PM
wasn't sure if this belonged in the CC thread or the travel thread but since Delta changed their status requirements I started shopping around at looked at AA and could you believe that there are no direct flights on American from any NYC airport to Atlanta? WTF? It kind of blows my mind.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on October 23, 2023, 12:39:43 PM
wasn't sure if this belonged in the CC thread or the travel thread but since Delta changed their status requirements I started shopping around at looked at AA and could you believe that there are no direct flights on American from any NYC airport to Atlanta? WTF? It kind of blows my mind.

That IS wild.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on November 13, 2023, 03:39:35 PM
I've been doing Delta SkyMiles for a while because I only fly twice-ish a year, and I'm only concerned about lodging once a year. But since I can't sign up for anymore Delta sign up bonuses, I'm probably gonna sign up for Cap One. Seems like that's the best card for traveling/lodging at the rate I do. Do you guys confirm? And if so, do one of you guys have a link I should use to sign up for the Cap One card?

https://capital.one/3P1bd3C

I finally used this and was very surprised by seven's first name.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on November 13, 2023, 06:19:00 PM
I've been doing Delta SkyMiles for a while because I only fly twice-ish a year, and I'm only concerned about lodging once a year. But since I can't sign up for anymore Delta sign up bonuses, I'm probably gonna sign up for Cap One. Seems like that's the best card for traveling/lodging at the rate I do. Do you guys confirm? And if so, do one of you guys have a link I should use to sign up for the Cap One card?

https://capital.one/3P1bd3C

I finally used this and was very surprised by seven's first name.

I guess I don't know his actual first name. I've always known him by a different (real) name.
Title: Re: How Many Credit Cards Do You Have?
Post by: star seed 7 on November 13, 2023, 06:21:21 PM
 :peek:
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on November 13, 2023, 06:22:14 PM
:peek:

Lol. If you still have my number, text me.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on November 13, 2023, 07:20:24 PM
So it appears I stumbled my way into 80k in chase rewards points on a card I didn't realize had a spend bonus.  How do I maximize? The valuation says it's worth $800 but I'm guessing this crew can help me double that valuation with hacks.

they are worth significantly more than $800. best bet is to transfer to hyatt and stay somewhere good. or, alternatively, you could stay 16 nights at the hyatt regency wichita.

Got about 2.5x the value out of these by transferring to Hyatt, TY SD.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on November 14, 2023, 11:02:29 AM
I've been doing Delta SkyMiles for a while because I only fly twice-ish a year, and I'm only concerned about lodging once a year. But since I can't sign up for anymore Delta sign up bonuses, I'm probably gonna sign up for Cap One. Seems like that's the best card for traveling/lodging at the rate I do. Do you guys confirm? And if so, do one of you guys have a link I should use to sign up for the Cap One card?

https://capital.one/3P1bd3C

I finally used this and was very surprised by seven's first name.

I guess I don't know his actual first name. I've always known him by a different (real) name.

Exactly.
Title: Re: How Many Credit Cards Do You Have?
Post by: ChiComCat on November 14, 2023, 11:06:09 AM
IHG does pretty good sign-up bonuses and status on their card.  Typically 3-4 nights of points depending on where/how you use them.  It's IHG, so it's not going to get you a night in Hawaii for a fancy trip but will have lots of availability in most cities.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on November 14, 2023, 12:05:24 PM
So it appears I stumbled my way into 80k in chase rewards points on a card I didn't realize had a spend bonus.  How do I maximize? The valuation says it's worth $800 but I'm guessing this crew can help me double that valuation with hacks.

they are worth significantly more than $800. best bet is to transfer to hyatt and stay somewhere good. or, alternatively, you could stay 16 nights at the hyatt regency wichita.

Got about 2.5x the value out of these by transferring to Hyatt, TY SD.

yeah, I burned quite a few points before I realized how great the Hyatt transfer was.
Title: Re: How Many Credit Cards Do You Have?
Post by: Spracne on November 14, 2023, 12:59:53 PM
I've been doing Delta SkyMiles for a while because I only fly twice-ish a year, and I'm only concerned about lodging once a year. But since I can't sign up for anymore Delta sign up bonuses, I'm probably gonna sign up for Cap One. Seems like that's the best card for traveling/lodging at the rate I do. Do you guys confirm? And if so, do one of you guys have a link I should use to sign up for the Cap One card?

https://capital.one/3P1bd3C

I finally used this and was very surprised by seven's first name.

I guess I don't know his actual first name. I've always known him by a different (real) name.

Exactly.

I'm imagining something like "Tormund"
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on November 14, 2023, 05:39:22 PM
I've been doing Delta SkyMiles for a while because I only fly twice-ish a year, and I'm only concerned about lodging once a year. But since I can't sign up for anymore Delta sign up bonuses, I'm probably gonna sign up for Cap One. Seems like that's the best card for traveling/lodging at the rate I do. Do you guys confirm? And if so, do one of you guys have a link I should use to sign up for the Cap One card?

https://capital.one/3P1bd3C

I finally used this and was very surprised by seven's first name.

I guess I don't know his actual first name. I've always known him by a different (real) name.

Exactly.

I'm imagining something like "Tormund"

 :lol:
Title: Re: How Many Credit Cards Do You Have?
Post by: Stevesie60 on November 16, 2023, 02:03:46 AM
I've been doing Delta SkyMiles for a while because I only fly twice-ish a year, and I'm only concerned about lodging once a year. But since I can't sign up for anymore Delta sign up bonuses, I'm probably gonna sign up for Cap One. Seems like that's the best card for traveling/lodging at the rate I do. Do you guys confirm? And if so, do one of you guys have a link I should use to sign up for the Cap One card?

https://capital.one/3P1bd3C

I finally used this and was very surprised by seven's first name.

I guess I don't know his actual first name. I've always known him by a different (real) name.

Exactly.

I'm imagining something like "Tormund"

It's actually "Tevesie60".
Title: Re: How Many Credit Cards Do You Have?
Post by: Phil Titola on November 17, 2023, 02:23:56 PM
I'm about to go on a manufactured spending run to close out my companion pass for 2024. It's close but still a ways to go. Thinking Amazon gift cards?
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on November 17, 2023, 11:27:25 PM
IHG does pretty good sign-up bonuses and status on their card.  Typically 3-4 nights of points depending on where/how you use them.  It's IHG, so it's not going to get you a night in Hawaii for a fancy trip but will have lots of availability in most cities.

used to be you could find better deals, but now it's pretty straightforwardly 0.5 cents/point.  still a solid $700+ of points and a free night for $89 or $99 or whatever their fee is.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on December 01, 2023, 01:37:11 PM
When I start the transfer process from Chase to Hyatt, it tells me that it is 1:1. What happened to the 2.3:1 transfer?
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 01, 2023, 01:40:02 PM
When I start the transfer process from Chase to Hyatt, it tells me that it is 1:1. What happened to the 2.3:1 transfer?

That has never been a thing. it's always been 1:1
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on December 01, 2023, 01:41:59 PM
So it appears I stumbled my way into 80k in chase rewards points on a card I didn't realize had a spend bonus.  How do I maximize? The valuation says it's worth $800 but I'm guessing this crew can help me double that valuation with hacks.

they are worth significantly more than $800. best bet is to transfer to hyatt and stay somewhere good. or, alternatively, you could stay 16 nights at the hyatt regency wichita.

Got about 2.5x the value out of these by transferring to Hyatt, TY SD.
@steve dave say what?
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 01, 2023, 03:05:46 PM
That's not what that means
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on December 01, 2023, 03:49:04 PM
Well, the Google machine says the transfer rate is 2.3 to 1. So WTF is it supposed to mean?

Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 01, 2023, 03:55:14 PM
Well, the Google machine says the transfer rate is 2.3 to 1. So WTF is it supposed to mean?

Pretty sure that's the dollar value friend. Like, the hotel costs this many dollars vs this many points. Using Chase points for Hyatt stays is a good deal especially compared to the other hotels.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on December 01, 2023, 03:56:07 PM
Well, the Google machine says the transfer rate is 2.3 to 1. So WTF is it supposed to mean?

Pretty sure that's the dollar value friend. Like, the hotel costs this many dollars vs this many points. Using Chase points for Hyatt stays is a good deal especially compared to the other hotels.
Thank you
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 01, 2023, 04:17:22 PM
Yeah the transfer rate is 1:1. You get a better value (points per dollar) by transferring to hyatt and booking directly with hyatt than you would booking through the chase portal.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on December 01, 2023, 04:59:44 PM
Yeah the transfer rate is 1:1. You get a better value (points per dollar) by transferring to hyatt and booking directly with hyatt than you would booking through the chase portal.
Thank you as well.


It's not a glamorous destination but staying in Louisville over the holidays to see the kids and friends. Might was well use those Chase points.
Title: Re: How Many Credit Cards Do You Have?
Post by: wetwillie on December 01, 2023, 07:32:17 PM
Looks like someone is about to book 16 nights at the Wichita grand Hyatt
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 01, 2023, 10:18:52 PM
Looks like someone is about to book 16 nights at the Wichita grand Hyatt

Hummina hummina
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on December 02, 2023, 01:37:19 PM
Looks like someone is about to book 16 nights at the Wichita grand Hyatt
Unfortunately, pretty much.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 11, 2023, 10:49:50 AM
I've apparently been flagged or something. I've always gotten immediate approvals because I am a responsible citizen with amazing credit. However, the last 2 cards i've gotten held up for unknown reasons. The last one took 4-5 days and I called and they said it was just "under review" and couldn't do anything. It got approved almost immediately after that call. I applied for a SW card almost 2 weeks ago to begin my every 2 year companion pass quest. Again, no immediate approval. After 10 days I called and the guy said the same thing, but confirmed that there are no notes or issues with my app. I'm pretty sure today is the last day of the promotion bump, but I'm wondering if it is based on application date or approval date?
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 13, 2023, 08:56:03 PM
After 2 weeks and another call I got the card. Really odd. I finally got someone to look at my app and he asked a few detailed questions and was like, give me a minute. He came back and said, do you mind if I move some credit around? One of your cards has a 16k limit. Can we reduce that? I told him I had no idea what limits I had because I always pay the balance so that was fine. He said, “cool, you are approved and I took your other card down 6k” or whatever. I didn’t care but it made me think. Outside of my last 2 cards, I’ve been auto approved. I’m wondering if I should look at my open cards and drop my limits down a bit. That is apparently the reason for the delays. Too much credit isn’t something I’ve ever thought about because I normally don’t have large balances and pay them in full. Or this is probably just something that happens to me because I’m me. :dunno:


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 13, 2023, 09:01:03 PM
omg you have bad credit
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 14, 2023, 08:21:08 AM
omg you have bad credit

 :curse: I don't though. 800 plus score and  :kstategrad: I guess its just one of those me things. god dammit
Title: Re: How Many Credit Cards Do You Have?
Post by: steve dave on December 14, 2023, 08:32:03 AM
I was just joking around, I know you don't have bad credit
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 14, 2023, 08:34:03 AM
I was just joking around, I know you don't have bad credit

Yeah sorry, I forgot I had to give you my SS # to get an account here.
Title: Re: How Many Credit Cards Do You Have?
Post by: Cartierfor3 on December 14, 2023, 10:36:41 AM
tricked me because I thought maybe IRL he had bad credit
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on December 14, 2023, 10:49:46 AM
tricked me because I thought maybe IRL he had bad credit
Nope, but I am speaking to an attorney today to discuss libel. Not to sue or anything, I just want to know what it means.


Sent from my iPhone using Tapatalk
Title: Re: How Many Credit Cards Do You Have?
Post by: mocat on December 14, 2023, 10:50:40 AM
.(https://uploads.tapatalk-cdn.com/20231214/6a787a2282960596a264c22ea2707336.jpg)
Title: Re: How Many Credit Cards Do You Have?
Post by: kstate4life on January 24, 2024, 10:31:01 AM
Questions...

Anyone have or know about the Alaska Airlines card?  We are looking to book a trip to Kona and Alaska has the only non-stop flight out of PDX.  I am a long time CSP owner, but they do not transfer points to Alaska, and right now the sign-up deal is 70k points which is enough for one flight.  Can I have my wife and I both sign up to get 140k points?  And part of it is one $99 companion flight yearly.  It says on your anniversary, but does anyone know if you get the companion flight at sign-up too?  TIA
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 08, 2024, 08:58:44 AM
hello friends. Making some changes to my Portugal trip and I was in computer smashing mode last night. A friend recommended a nice beach area outside of Lisbon so we decided to book a few days there. I haven't used Amex MR points much and Mrs SF has a crap ton due to a Platinum promotion. I was going to book through the Amex site but Mrs SF looked at the place directly on her phone and it was available for like $150 less a night for the same room!!! Is this a normal thing? I didn't even bother using the points because of the price difference.
Title: Re: How Many Credit Cards Do You Have?
Post by: sys on March 08, 2024, 02:11:03 PM
hello friends. Making some changes to my Portugal trip and I was in computer smashing mode last night. A friend recommended a nice beach area outside of Lisbon so we decided to book a few days there. I haven't used Amex MR points much and Mrs SF has a crap ton due to a Platinum promotion. I was going to book through the Amex site but Mrs SF looked at the place directly on her phone and it was available for like $150 less a night for the same room!!! Is this a normal thing? I didn't even bother using the points because of the price difference.

it's pretty normal for the capital one travel site to give you higher prices.  chase is usually a little better.  haven't used amex.
Title: Re: How Many Credit Cards Do You Have?
Post by: Stupid Fitz on March 08, 2024, 02:29:30 PM
hello friends. Making some changes to my Portugal trip and I was in computer smashing mode last night. A friend recommended a nice beach area outside of Lisbon so we decided to book a few days there. I haven't used Amex MR points much and Mrs SF has a crap ton due to a Platinum promotion. I was going to book through the Amex site but Mrs SF looked at the place directly on her phone and it was available for like $150 less a night for the same room!!! Is this a normal thing? I didn't even bother using the points because of the price difference.

it's pretty normal for the capital one travel site to give you higher prices.  chase is usually a little better.  haven't used amex.

Thanks. So I guess the play here is to wait for a transfer bonus or something. The other thing that was odd was that the Amex site kept showing it as booked. I didn't even consider going directly because I wanted to either use points or get the bonus from booking through the site. Another lesson learned I guess.
Title: Re: How Many Credit Cards Do You Have?
Post by: IPA4Me on March 09, 2024, 08:00:18 AM
hello friends. Making some changes to my Portugal trip and I was in computer smashing mode last night. A friend recommended a nice beach area outside of Lisbon so we decided to book a few days there. I haven't used Amex MR points much and Mrs SF has a crap ton due to a Platinum promotion. I was going to book through the Amex site but Mrs SF looked at the place directly on her phone and it was available for like $150 less a night for the same room!!! Is this a normal thing? I didn't even bother using the points because of the price difference.

it's pretty normal for the capital one travel site to give you higher prices.  chase is usually a little better.  haven't used amex.

Thanks. So I guess the play here is to wait for a transfer bonus or something. The other thing that was odd was that the Amex site kept showing it as booked. I didn't even consider going directly because I wanted to either use points or get the bonus from booking through the site. Another lesson learned I guess.
They only allocate a specific number of rooms for the various travel reward sites.
Title: Re: How Many Credit Cards Do You Have?
Post by: pissclams on March 27, 2024, 09:32:43 PM
chase is offering $25 off new hbo max plans of $99 or more.  the offer is in the chase app.  combine this with the current 45% ultimate add free annual plan and it ends up being $9.59/mo.  p.great deal!




* $35 or $25 Max Statement Credit: To be eligible for this bonus offer, you must activate by 6/30/24 11:59 PM ET. and make qualifying Max purchases of at least $99 with your eligible card through 9/30/24. Cards eligible for the $35 statement credit are: Chase Sapphire Reserve Card and J.P. Morgan Reserve Card. Cards eligible for the $25 statement credit are all Chase credit cards except: Chase Sapphire Reserve Card, J.P. Morgan Reserve Card, Chase Slate Card, Amazon Visa, Amazon Prime, Amazon Business Rewards Visa Card, Amazon Business Rewards Visa Signature Card, Disney Premier Visa Card, Disney Visa Card, and Ink Capital Business Credit Card. Qualifying Max purchases include only those Max subscriptions and add-on plans purchased by you, or an authorized user, directly with Max at Max.com
Title: Re: How Many Credit Cards Do You Have?
Post by: Pete on March 29, 2024, 08:31:31 AM
Robinhood's new gold card? :dunno: