Author Topic: How Many Credit Cards Do You Have?  (Read 389804 times)

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Offline steve dave

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How Many Credit Cards Do You Have?
« on: February 12, 2010, 09:43:33 AM »


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Offline _33

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Re: How Many Credit Cards Do You Have?
« Reply #1 on: February 12, 2010, 09:45:07 AM »
2   :frown:

Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #2 on: February 12, 2010, 09:45:45 AM »
1


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Offline WildcatNkilt

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Re: How Many Credit Cards Do You Have?
« Reply #3 on: February 12, 2010, 09:48:36 AM »
2
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Offline Kat Kid

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Re: How Many Credit Cards Do You Have?
« Reply #4 on: February 12, 2010, 09:54:09 AM »
I have 11

"I used to have many as well, Steve Dave.  But now?  Now I have NONE!"
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Offline chum1

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Re: How Many Credit Cards Do You Have?
« Reply #5 on: February 12, 2010, 09:55:51 AM »
How do you get them to accept your application?

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #6 on: February 12, 2010, 09:56:59 AM »
How do you get them to accept your application?

Fill out all the boxes that are marked with a * (* = required box)

Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #7 on: February 12, 2010, 10:04:25 AM »
they would sit outside the union and give you a free t-shirt for applying. none of us had jobs but we all had incomes in the six-figure range.  glad they didn't check on that.


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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #8 on: February 12, 2010, 10:07:58 AM »
they would sit outside the union and give you a free t-shirt for applying. none of us had jobs but we all had incomes in the six-figure range.  glad they didn't check on that.

pffttt, yeah, that should be illegal (the preying on college kids not the lying about income)

Offline pissclams

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Re: How Many Credit Cards Do You Have?
« Reply #9 on: February 12, 2010, 10:23:54 AM »
at the very least the university should protect its students and not allow them on the campus.


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Offline Dr Rick Daris

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Re: How Many Credit Cards Do You Have?
« Reply #10 on: February 12, 2010, 10:31:26 AM »
probably somewhere around 10-15. honestly don't know. getting ready to cancel about five of them though. will instantly apply for five more though probably.

 :combofan:

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #11 on: February 12, 2010, 10:35:19 AM »
My list:

Hilton Citi Visa
Hilton Amex
American Airlines Citi Visa
Frontier Airlines MC

Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex
British Airways Chase Visa

Generic Work Amex
FNB Generic Visa

Going to cancel the bolded ones and re-apply for about half of them.  Also apply for some new ones depending on promotions.

 :combofan:

Offline Dr Rick Daris

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Re: How Many Credit Cards Do You Have?
« Reply #12 on: February 12, 2010, 10:38:39 AM »
you should keep an eye on choice priveleges (quality inn, clarion, etc) they come in handy when you end up in a smaller town that doesn't have a hilton or starwood or something and need to stay in a hotel. when i got mine a few years ago it gave me enough for three nights.
« Last Edit: February 12, 2010, 10:40:45 AM by Rick Daris »

Offline Ghost of Stan Parrish

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Re: How Many Credit Cards Do You Have?
« Reply #13 on: February 12, 2010, 10:39:20 AM »
My list:

Hilton Citi Visa
Hilton Amex
American Airlines Citi Visa
Frontier Airlines MC

Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex
British Airways Chase Visa

Generic Work Amex
FNB Generic Visa

Going to cancel the bolded ones and re-apply for about half of them.  Also apply for some new ones depending on promotions.

 :combofan:

Man, the rewards would not be worth the stress for me of trying to keep this all straight.   :runaway:

I have something like four or five.
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Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #14 on: February 12, 2010, 10:40:32 AM »
My list:

Hilton Citi Visa
Hilton Amex
American Airlines Citi Visa
Frontier Airlines MC

Starwood Amex
Starwood Business Amex
Delta Amex
Delta Business Amex
British Airways Chase Visa

Generic Work Amex
FNB Generic Visa

Going to cancel the bolded ones and re-apply for about half of them.  Also apply for some new ones depending on promotions.

 :combofan:

Man, the rewards would not be worth the stress for me of trying to keep this all straight.   :runaway:

I have something like four or five.

I have an excel document with all of them listed with when I need to cancel by, what I need to spend on them before cancelling, etc.  The Amex's are easy because you just log in and they all pop up on one screen. 

Offline Johnny Wichita

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Re: How Many Credit Cards Do You Have?
« Reply #15 on: February 12, 2010, 10:44:15 AM »
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #16 on: February 12, 2010, 11:10:30 AM »
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 

Yeah, a lot will give you cash back.  Discover cards do but you can't use them everywhere.  My FNB visa gives me 1% back but I never use it.  You can apply for the FNB Visa online.  It's called Bucks Back card or something. 

Offline dmartin

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Re: How Many Credit Cards Do You Have?
« Reply #17 on: February 12, 2010, 11:13:04 AM »
just one now, but in college me and the roommate had a contest to see who could get the most in the first weeks of school.  I won with like 8.

Offline WillieWatanabe

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Re: How Many Credit Cards Do You Have?
« Reply #18 on: February 12, 2010, 11:13:35 AM »
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 

+1
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Offline 1/64th

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Re: How Many Credit Cards Do You Have?
« Reply #19 on: February 12, 2010, 11:13:42 AM »
1- Harley Davidson Visa

I only have it cause when I use it people think I have a Harley, which I do not.  

Offline Dr Rick Daris

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Re: How Many Credit Cards Do You Have?
« Reply #20 on: February 12, 2010, 11:15:42 AM »
0

Been meaning to get one.  Any recommendations?  Can you get one that just gives you cash back instead of points or airline miles?  I doubt it, but it would be awesome.  Need some help here. 

Yeah, a lot will give you cash back.  Discover cards do but you can't use them everywhere.  My FNB visa gives me 1% back but I never use it.  You can apply for the FNB Visa online.  It's called Bucks Back card or something. 

cash back is lame cause you're just going to spend it on toilet paper or corndogs at riverfest or something. there are a bunch of airline credit cards that will give you enough miles for a free roundtrip ticket anywhere just for signing up. signup, use it for a month or two then cancel it. fly to mexico roundtrip for free (basically) and then repeat process.

Offline Jeffy

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Re: How Many Credit Cards Do You Have?
« Reply #21 on: February 12, 2010, 11:18:31 AM »
None.

My debit card and cash works just fine.

It was a euphoric feeling when I destroyed the last one.

I chose not to reward banks that have already received my tax dollars in bailouts.

Offline 1/64th

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Re: How Many Credit Cards Do You Have?
« Reply #22 on: February 12, 2010, 11:20:06 AM »
None.

My debit card and cash works just fine.

It was a euphoric feeling when I destroyed the last one.

I chose not to reward banks that have already received my tax dollars in bailouts.

How did I know this was coming from Jeffy.   :facepalm:

Offline Dr Rick Daris

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Re: How Many Credit Cards Do You Have?
« Reply #23 on: February 12, 2010, 11:20:42 AM »


I chose not to reward banks that have already received my tax dollars in bailouts.

that's your fault then. i rewarded a lot of them by letting them give me tons of free crap. thanks citibank!  :cheers:

Offline steve dave

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Re: How Many Credit Cards Do You Have?
« Reply #24 on: February 12, 2010, 11:24:08 AM »
I did some math and figure I've gotten about $5,000-$7,000 worth of travel from just applying for and using this list of credit cards in the last 6 months.  I could inflate it a ton because just two round trips to Hawaii in first class would have run us $5,361 and we are getting them free.  But, I wouldn't normally fly first class if I was paying for it.  A grand total of 9 roundtrip flights and 10-12 hotel nights.  Didn't cost me a dime.  Going to do it every year.  The British Air deal was probably a once in a lifetime offer though so it won't be this huge every time.