Points/money related, I think I may catch a windfall here. Best Buy is doing a thing where if you get the phone through them, they pay down $250 of the phone and you pay the rest over 24 months to verizon instead of paying all $950 over 24 months to verizon. So I did that, and I'll be paying like $29/month on my verizon bill for the next 24 months.
BUT, they say you can prepay that part, and cell phone bills are 5x points on chase freedom this quarter. So I'm hoping I can prepay that approx. $700 on my next phone bill to have the phone paid for now like I would've been fine with, while saving $250 and it all being in the form of a cell bill so I get 3500 URs.