House buying/owning advice

[Stevesie60]

"Your credit rates are.........better than mine" - loan officer to me today

But on that note, how do you tell the loan officer than you had been working with that you found someone who has better rates? I feel pretty bad about it, I've been working with him for about a month.

you just tell him. it's a business.

Will an e-mail suffice? Phone call? Do I need to stop by?

Do I owe him any money for the time he's already spent with me?

[Tobias]

i'm not sure of a circumstance where i'd fork over extra thousands upon thousands to a stranger just out of a feeling of guilt

[steve dave]

"Your credit rates are.........better than mine" - loan officer to me today

But on that note, how do you tell the loan officer than you had been working with that you found someone who has better rates? I feel pretty bad about it, I've been working with him for about a month.

you just tell him. it's a business.

Will an e-mail suffice? Phone call? Do I need to stop by?

Do I owe him any money for the time he's already spent with me?

whatever you are comfortable with on the first part.

not unless you've started the formal process and started doing appraisals and stuff. and, if you have, you have signed a lot of papers. he shouldn't charge you for the credit check (though they usually do when you close)

[Tobias]

i was lucky enough to have the best rate from the one person i actually knew, so i didn't feel weird or anything when i didn't go through with anything from the others

[wetwillie]

Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.

[steve dave]

Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.

he's not talking to the person that sets the rates shithead

[IPA4Me]

Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.

he's not talking to the person that sets the rates shithead

Maybe the loan officer will encourage a better rate. It happens.

[pissclams]

Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.

hey you shithead, what's wrong with you?  you think he's talking about the person who sets the rates?  good grief you shithead.  mr.shithead over here, wetwillie, reporting for duty.  zut alors!

[GoodForAnother]

so probably going to like, do this before too long?  guess I need to find a guy right?  yeah, better find a guy.

[Tobias]

yeah, you'll need a guy (or gal!)

[steve dave]

so probably going to like, do this before too long?  guess I need to find a guy right?  yeah, better find a guy.

gE can be your guy. as long as you only listen to good posters. you will be set.

[chum1]

Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.

Please consider the possibility that he does not actually set the rates, friend.

[Tobias]

pm UTPhil2006

[steve dave]

Ask him why his money is more expensive than the other guy.  Let him struggle to answer it and then let him know you will be going in a different direction.

Please consider the possibility that he does not actually set the rates, friend.

call him a shithead chum

[GoodForAnother]

so probably going to like, do this before too long?  guess I need to find a guy right?  yeah, better find a guy.

gE can be your guy. as long as you only listen to good posters. you will be set.

k well my lady has taken a job in fabulous grapevine, texas, so we are looking to buy in the hot hot hot market of the dfw mid cities your thoughts

[steve dave]

so probably going to like, do this before too long?  guess I need to find a guy right?  yeah, better find a guy.

gE can be your guy. as long as you only listen to good posters. you will be set.

k well my lady has taken a job in fabulous grapevine, texas, so we are looking to buy in the hot hot hot market of the dfw mid cities your thoughts

eff, I'm out.

[Tobias]

jfc I told you to pm UTPhil2006 already, what more do you want?

[GoodForAnother]

who is UTPhil2006

[Tobias]

who is UTPhil2006

everyone on shaggy goes to him and i don't know of any gE TX rate setting bros here

[GoodForAnother]

who is UTPhil2006

everyone on shaggy goes to him and i don't know of any gE TX rate setting bros here

ty

[wetwillie]

Well that was just mean SD.  GFA have you looked into coppell?

[GoodForAnother]

Well that was just mean SD.  GFA have you looked into coppell?

not really.  I've been several times for work and it seems nice.  I like grapevine itself quite a bit, and hurst/euless/bedford area which is where my fiancee is from and where her parents live, so she likes that.  I don't really have a commute for work because I'm virtual and am based from wherever I live, so I don't really care where personally.

[DQ12]

I'm taking real estate transactions right now, so I can answer any and every one of your questions!  Just start asking because i'm the expert!

[sys]

i'm not sure of a circumstance where i'd fork over extra thousands upon thousands to a stranger just out of a feeling of guilt

tipping?

[Stevesie60]

so probably going to like, do this before too long?  guess I need to find a guy right?  yeah, better find a guy.

gE can be your guy. as long as you only listen to good posters. you will be set.

k well my lady has taken a job in fabulous grapevine, texas, so we are looking to buy in the hot hot hot market of the dfw mid cities your thoughts

PM me if it's closer to the FW area. I'll get you in contact with someone.