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Messages - steve dave

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2
Essentially Flyertalk / Re: Tornado Season 2023
« on: Today at 08:43:42 PM »
From the school




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Also this is not a fun deal to see irl. Lots of kids really having a hard time with it understandably. Kids comforting other kids. Teachers trying to be super calm but you can tell they are stressed. sirens blaring outside. the school ran the drill super well. I was getting my kids early to get ahead of the storms and would have been home had I been there 5 minutes earlier.

3
Essentially Flyertalk / Re: Tornado Season 2023
« on: Today at 08:40:33 PM »
thanks guys, appreciate you

4
Essentially Flyertalk / Re: Tornado Season 2023
« on: Today at 08:26:31 PM »
One of our assistant baseball coaches got this one SW of town




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“Objects in mirror are closer than they appear”

haha, that was obviously what he sent with the pic.

5
Essentially Flyertalk / Re: Tornado Season 2023
« on: Today at 08:08:22 PM »
One of our assistant baseball coaches got this one SW of town




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6
Essentially Flyertalk / Re: Tornado Season 2023
« on: Today at 08:00:09 PM »
From the school




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7
Essentially Flyertalk / Re: Tornado Season 2023
« on: Today at 07:58:32 PM »
but irl thank you for asking guys. appreciate all of you irl.

8
Essentially Flyertalk / Re: Tornado Season 2023
« on: Today at 07:58:01 PM »
pretty wild up here but nothing directly hit us. had to do a tornado drill at my kids school at pickup. then had to sign out to be allowed to leave to just get home and hide in the basement awhile and do legos. sirens on and off for like 3 hours. airport got hit some and I've got a flight to puerto rico in a week and FOLKS THAT BETTER BE ON TIME. our baseball tournement schedule is all FUBAR now. just first world problems for us so far and Ts&Ps for those impacted.

9
Essentially Flyertalk / Re: Tornado Season 2023
« on: Today at 07:56:00 PM »

11
Essentially Flyertalk / Re: How Many Credit Cards Do You Have?
« on: April 25, 2024, 02:24:37 PM »
keep:
freedom
saph reserve
hyatt

churn:
sw cards to keep a companion pass

12
Essentially Flyertalk / best tweets of all time
« on: April 25, 2024, 01:01:59 PM »
This is like the HOF. I'll start with this old one from TBD (rip)


13
about 1/5 of the time I use mine it decides that the blending is no longer an immersive experience but should be exmmersive. which sucks. but almost certainly user error.

15
The New Joe Montgomery Birther Pit / Re: LOL TRUMP
« on: April 23, 2024, 11:12:49 AM »
Avast! Mine wench have no need to be part of these talks of me search for booty. Fair winds!

https://twitter.com/KlasfeldReports/status/1782801769409503479

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Essentially Flyertalk / Re: travel thread
« on: April 23, 2024, 08:54:33 AM »
I enjoy Pittsburgh very much. also elite airport.

18
The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 22, 2024, 04:08:14 PM »
Listen, nobody wants to live in Meade, KS either

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The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 22, 2024, 03:28:47 PM »
There are plenty of cheap houses in a lot of the flyover town that really thrived decades ago.  Fewer houses in the big metro areas.

Small town America kind of dying is an impact on the current housing situation that I don't see discussed very often.  A lot of our boomer parents that got these low cost homes lived in places like Norton, Kansas.  You too could buy a low cost home in Norton, Kansas!
my understanding from folks that grew up in Norton size towns in western KS is that only old & small houses are cheap and that the newer & larger homes are quite expensive as thre is a limited number of them and most come with a sizeable piece of property

the other thing to consider is nobody wants to live in Norton, KS

20
The New Joe Montgomery Birther Pit / Re: Noah smith, liar or dumbass?
« on: April 22, 2024, 03:28:02 PM »
Don't millennials/genZers pretty much have to have more education? Not sure if it's just hyperbole but I keep hearing more and more stories of positions requiring a 4 yr degree when the job description quite frankly doesn't even require a full high school education.
One primary source anecdote: Mrs BAC (works for Satan in O&G) mentioned that they have job openings for admins. She also noted that all of the current admins... Most of which have been working there between 15-20 years, are not qualified for the new hire admin positions they are looking to fill

Probably some hyperbole, but younger millennials gen z and their parents have probably been hoodwinked a bit in this regard. There are a lot of god jobs out there that don’t require university or advanced degrees, but most of the managerial/hr/etc. type jobs do. Couple that with the high price of college nowadays and in recent times and the number of people getting worthless degrees or degrees for low-paying sectors and there you have it.

There are tons of good jobs in tech, manufacturing and the trades that don’t require advanced degrees.

Imo the trades are only going to become more valuable and less and less people will be able to do even the most menial of tasks in the future.

education equals wealth. always has. always will.


21
Essentially Flyertalk / Re: New To Investing Thread
« on: April 22, 2024, 03:24:49 PM »
Sup nerds.

I have my 401k with my employer with 5% match and then they match my investment which is neat, have had a Roth IRA that I maxed out last year and am already getting close to maxing it out this year. Any other investments I should be worried about on my radar as a single 26 yo male? With my job I cannot sports bet so that's nice so looking to put my money into something worthwhile. I also have a high yield savings that I put my bitcoin money into but have been told to maybe put that into a mutual fund...

Thoughts? :bwpopcorn:

taxable investments are underrated imo. good job on the tax advantaged stuff. if you don't have a brokerage account you should open one (can do it the same place you have your 401k/IRA) and like SF said a simple S&P fund (I use VOO) is a good option to set and forget. Also just keeping a chunk in money markets there isn't a bad deal as you'll probably scrape 5% from that at the moment. if you have kids (OR EVEN IF YOU DON'T BUT WILL SOON) you could start a 529 for them. lots of good options out there.

I second basically all of this.

It's currently pretty easy to open high interest savings account and get 4-5%. That's a (basically) risk free way to save for a house.

529s are very powerful if you start early. If you're sure you are going to have/adopt at least one kid even a few years from now (I think; consult your tax attorney) then you can open an account and even just put like $20-$100/month into it. Future (and little) Greg will thank you.

Look into whether you have investment options through your HSA. HSAs are the only accounts that you pay into tax free, grow tax free, and you can withdraw tax free. The only catch is that to you have to use the funds for health expenses. But lucky you, you live in America and our health care (especially for elders) is ridiculously expensive so you won't have trouble spending it.

nope

22
Essentially Flyertalk / Re: New To Investing Thread
« on: April 22, 2024, 08:45:15 AM »
Sup nerds.

I have my 401k with my employer with 5% match and then they match my investment which is neat, have had a Roth IRA that I maxed out last year and am already getting close to maxing it out this year. Any other investments I should be worried about on my radar as a single 26 yo male? With my job I cannot sports bet so that's nice so looking to put my money into something worthwhile. I also have a high yield savings that I put my bitcoin money into but have been told to maybe put that into a mutual fund...

Thoughts? :bwpopcorn:

taxable investments are underrated imo. good job on the tax advantaged stuff. if you don't have a brokerage account you should open one (can do it the same place you have your 401k/IRA) and like SF said a simple S&P fund (I use VOO) is a good option to set and forget. Also just keeping a chunk in money markets there isn't a bad deal as you'll probably scrape 5% from that at the moment. if you have kids (OR EVEN IF YOU DON'T BUT WILL SOON) you could start a 529 for them. lots of good options out there.

23
The New Joe Montgomery Birther Pit / Re: Possible WW3 thread
« on: April 21, 2024, 06:32:56 PM »
Basically just said




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24
The New Joe Montgomery Birther Pit / Re: Possible WW3 thread
« on: April 21, 2024, 06:32:16 PM »
Israel also made it very easy for Iran to just nope out by not making a big to do about it. Well done on their part. Should do more things like this and less genocidal stuff.


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25
The New Joe Montgomery Birther Pit / Re: MEGA MAGA
« on: April 21, 2024, 06:29:19 PM »

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